Bellwether Enterprise Real Estate Capital Mortgage Rates, Fees & Info

CLEVELAND, OH

LEI: 549300RFPLMCMJL7BS81

Tax ID: 26-2916887

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Mortgage Data

Review & Overview

Bellwether Enterprise Real Estate Capital is a mid-sized mortgage company specializing in Refi loans. Bellwether Enterprise Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Austin, Atlanta, Dallas, and New York among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bellwether Enterprise Real Estate Capital has an above average approval rate when compared to the average across all lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year FHA Refi 6.27% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bellwether Enterprise Real Estate Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bellwether Enterprise Real Estate Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

323

Origination Dollar Volume (All Markets)

$4,064,255,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 18 $288,960,000 $16,053,333 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $287,540,000 $35,942,500 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $263,230,000 $16,451,875 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $260,105,000 $17,340,333 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $246,795,000 $27,421,667 $0 0.00%
COLUMBUS, OH (FHA|USDA|VA) 24 $232,960,000 $9,706,667 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 10 $156,230,000 $15,623,000 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8 $136,660,000 $17,082,500 $0 0.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $100,975,000 $9,179,545 $0 0.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $95,510,000 $23,877,500 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $82,725,000 $9,191,667 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $81,390,000 $20,347,500 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $73,835,000 $14,767,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $72,300,000 $12,050,000 $0 0.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $71,155,000 $23,718,333 $0 0.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $65,005,000 $21,668,333 $0 0.00%
TOLEDO, OH (FHA|USDA|VA) 2 $54,980,000 $27,490,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $53,765,000 $53,765,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $52,875,000 $17,625,000 $0 0.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $51,685,000 $51,685,000 $0 0.00%
PITTSBURGH, PA (FHA|USDA|VA) 6 $49,850,000 $8,308,333 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $47,415,000 $15,805,000 $0 0.00%
LOUISVILLE, KY (FHA|USDA|VA) 4 $45,870,000 $11,467,500 $0 0.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $42,765,000 $42,765,000 $0 0.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $41,945,000 $8,389,000 $0 0.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $37,440,000 $18,720,000 $0 0.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $35,630,000 $17,815,000 $0 0.00%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $32,370,000 $16,185,000 $0 0.00%
FORT WAYNE, IN (FHA|USDA|VA) 2 $32,300,000 $16,150,000 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $32,210,000 $16,105,000 $0 0.00%
VISALIA, CA (FHA|USDA|VA) 1 $32,045,000 $32,045,000 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $29,270,000 $14,635,000 $0 0.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $28,325,000 $28,325,000 $0 0.00%
Sandusky, OH (FHA|USDA|VA) 1 $27,325,000 $27,325,000 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $27,070,000 $4,511,667 $0 0.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $27,040,000 $13,520,000 $0 0.00%
FRESNO, CA (FHA|USDA|VA) 2 $25,000,000 $12,500,000 $0 0.00%
Outside of Metro Areas 8 $24,730,000 $3,091,250 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $24,380,000 $12,190,000 $0 0.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $23,900,000 $11,950,000 $0 0.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $23,505,000 $23,505,000 $0 0.00%
MOBILE, AL (FHA|USDA|VA) 1 $23,245,000 $23,245,000 $0 0.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $22,085,000 $22,085,000 $0 0.00%
Edwards, CO (FHA|USDA|VA) 2 $21,860,000 $10,930,000 $0 0.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $20,645,000 $6,881,667 $0 0.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $19,175,000 $6,391,667 $0 0.00%
YAKIMA, WA (FHA|USDA|VA) 1 $18,005,000 $18,005,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $17,545,000 $17,545,000 $0 0.00%
Outside of Metro Areas 1 $17,445,000 $17,445,000 $0 0.00%
FORT COLLINS, CO (FHA|USDA|VA) 2 $15,840,000 $7,920,000 $0 0.00%
RICHMOND, VA (FHA|USDA|VA) 1 $15,455,000 $15,455,000 $0 0.00%
MODESTO, CA (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 0.00%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $14,980,000 $7,490,000 $0 0.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $14,355,000 $14,355,000 $0 0.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $14,305,000 $14,305,000 $0 0.00%
ROCKFORD, IL (FHA|USDA|VA) 1 $14,205,000 $14,205,000 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $13,940,000 $3,485,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 1 $13,815,000 $13,815,000 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $13,455,000 $13,455,000 $0 0.00%
REDDING, CA (FHA|USDA|VA) 1 $13,385,000 $13,385,000 $0 0.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $13,335,000 $13,335,000 $0 0.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $12,575,000 $12,575,000 $0 0.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $12,240,000 $6,120,000 $0 0.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $10,335,000 $10,335,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 2 $10,320,000 $5,160,000 $0 0.00%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $10,085,000 $10,085,000 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $9,355,000 $9,355,000 $0 0.00%
MANKATO, MN (FHA|USDA|VA) 2 $9,340,000 $4,670,000 $0 0.00%
BOISE CITY, ID (FHA|USDA|VA) 1 $9,335,000 $9,335,000 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $9,295,000 $9,295,000 $0 0.00%
AKRON, OH (FHA|USDA|VA) 1 $8,755,000 $8,755,000 $0 0.00%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $8,705,000 $8,705,000 $0 0.00%
MANHATTAN, KS (FHA|USDA|VA) 2 $7,920,000 $3,960,000 $0 0.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $7,555,000 $2,518,333 $0 0.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $7,540,000 $3,770,000 $0 0.00%
Mount Airy, NC (FHA|USDA|VA) 1 $7,205,000 $7,205,000 $0 0.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $7,025,000 $7,025,000 $0 0.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $7,025,000 $7,025,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $7,005,000 $7,005,000 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $7,005,000 $2,335,000 $0 0.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $6,675,000 $6,675,000 $0 0.00%
Alexandria, MN (FHA|USDA|VA) 1 $6,525,000 $6,525,000 $0 0.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.00%
Danville, VA (FHA|USDA|VA) 1 $5,845,000 $5,845,000 $0 0.00%
Elko, NV (FHA|USDA|VA) 1 $5,315,000 $5,315,000 $0 0.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $5,255,000 $5,255,000 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $5,195,000 $5,195,000 $0 0.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $5,155,000 $5,155,000 $0 0.00%
EL CENTRO, CA (FHA|USDA|VA) 1 $4,965,000 $4,965,000 $0 0.00%
Wooster, OH (FHA|USDA|VA) 2 $4,830,000 $2,415,000 $0 0.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $4,735,000 $4,735,000 $0 0.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $4,485,000 $4,485,000 $0 0.00%
TULSA, OK (FHA|USDA|VA) 1 $4,435,000 $4,435,000 $0 0.00%
PROVO-OREM, UT (FHA|USDA|VA) 2 $3,900,000 $1,950,000 $0 0.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $3,705,000 $3,705,000 $0 0.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $3,515,000 $3,515,000 $0 0.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 0.00%
Laconia, NH (FHA|USDA|VA) 1 $3,405,000 $3,405,000 $0 0.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $3,325,000 $3,325,000 $0 0.00%
Defiance, OH (FHA|USDA|VA) 1 $3,295,000 $3,295,000 $0 0.00%
FARMINGTON, NM (FHA|USDA|VA) 1 $3,295,000 $3,295,000 $0 0.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $3,245,000 $3,245,000 $0 0.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $3,205,000 $3,205,000 $0 0.00%
Greenville, MS (FHA|USDA|VA) 2 $3,070,000 $1,535,000 $0 0.00%
JACKSON, MS (FHA|USDA|VA) 2 $3,020,000 $1,510,000 $0 0.00%
Durango, CO (FHA|USDA|VA) 1 $2,795,000 $2,795,000 $0 0.00%
ST. CLOUD, MN (FHA|USDA|VA) 1 $2,655,000 $2,655,000 $0 0.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $2,645,000 $2,645,000 $0 0.00%
Oil City, PA (FHA|USDA|VA) 1 $2,305,000 $2,305,000 $0 0.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $2,045,000 $2,045,000 $0 0.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $1,985,000 $1,985,000 $0 0.00%
Tupelo, MS (FHA|USDA|VA) 1 $1,935,000 $1,935,000 $0 0.00%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $1,875,000 $1,875,000 $0 0.00%
Muscatine, IA (FHA|USDA|VA) 1 $1,855,000 $1,855,000 $0 0.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $0 0.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 0.00%
Indianola, MS (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $0 0.00%
North Platte, NE (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $0 0.00%
Marquette, MI (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $0 0.00%
NEW BERN, NC (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $0 0.00%
ALTOONA, PA (FHA|USDA|VA) 1 $985,000 $985,000 $0 0.00%
MANSFIELD, OH (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Bellwether Enterprise Real Estate Capital's top markets include Cleveland, Austin, Atlanta, Dallas, and New York among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 261 $3,525,635,000 $13,508,180 $0 0.00%
    FHA 47 $513,625,000 $10,928,191 $0 0.00%
    USDA 15 $24,995,000 $1,666,333 $0 0.00%

    For 2021, Bellwether Enterprise Real Estate Capital's most frequently originated type of loan was Conventional, with 261 originations. Their 2nd most popular type was FHA, with 47 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 220 $2,926,420,000 $13,301,909 $0 0.00%
    NA 75 $687,225,000 $9,163,000 $0 0.00%
    Cash Out Refi 28 $450,610,000 $16,093,214 $0 0.00%

    For 2021, Bellwether Enterprise Real Estate Capital's most frequently cited loan purpose was Refi, with 220 originations. The 2nd most popular reason was NA, with 75 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 136 $1,788,360,000 $13,149,706 $0 0.00%
    Other 110 $1,368,300,000 $12,439,091 $0 0.00%
    30+ year 43 $510,425,000 $11,870,349 $0 0.00%
    15 Year 18 $140,530,000 $7,807,222 $0 0.00%
    5 Year 7 $100,445,000 $14,349,286 $0 0.00%
    20 Year 6 $118,730,000 $19,788,333 $0 0.00%
    30 Year 2 $27,960,000 $13,980,000 $0 0.00%
    1 Year 1 $9,505,000 $9,505,000 $0 0.00%

    For 2021, Bellwether Enterprise Real Estate Capital's most frequently cited loan duration was 10 Year, with 136 originations. The 2nd most popular length was Other, with 110 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 305 $4,060,555,000 $13,313,295 $0 0.00%
    $100,000 or less 14 $70,000 $5,000 $0 0.00%
    $600k-1MM 4 $3,630,000 $907,500 $0 0.00%

    2021 saw Bellwether Enterprise Real Estate Capital place emphasis on $1MM+ loans with 305 originations, totaling $4,060,555,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 323 $4,064,255,000 $12,582,833 $0 0.00%

    Approval Rates

    Total approvals of all applications
    91.24%

    Bellwether Enterprise Real Estate Capital has an average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 323 $4,064,255,000 $12,582,833

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    323 $4,064,255,000 $12,582,833

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3 $13,165,000 $4,388,333 $0 0.00%
    40-60% 2 $3,740,000 $1,870,000 $0 0.00%
    80-100% 2 $17,040,000 $8,520,000 $0 0.00%
    Over 100% 4 $77,860,000 $19,465,000 $0 0.00%
    Under 20% 1 $735,000 $735,000 $0 0.00%