Allied First Banksb Mortgage Rates, Fees & Info

Oswego, IL

LEI: 549300XRF9LCZ3RX3Q39

Tax ID: 36-3899872

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Allied First Banksb is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Allied First Banksb has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Chicago, Punta Gorda, Baltimore, Cape Coral, and Detroit among others. We have data for 79 markets. (Some data included below & more in-depth data is available with an active subscription.)

Allied First Banksb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Allied First Banksb is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.17% 4/22/24
30 Year Conventional Refi 6.03% 4/22/24
30 Year Cash-out Refi 6.49% 4/22/24
30 Year FHA Purchase 7.01% 4/22/24
30 Year FHA Refi 6.16% 4/22/24
30 Year VA Purchase 5.37% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 5.58% 4/22/24
15 Year Conventional Refi 4.99% 4/22/24
15 Year Cash-out Refi 4.99% 4/22/24
15 Year FHA Refi 6.28% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Allied First Banksb Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Allied First Banksb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

666

Origination Dollar Volume (All Markets)

$170,060,000

Employee count

388 Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 431 $106,835,000 $247,877 $3,631 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 28 $7,800,000 $278,571 $4,436 2.74%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 14 $4,310,000 $307,857 $3,272 2.85%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $4,005,000 $235,588 $3,883 2.80%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $3,725,000 $338,636 $3,189 2.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $3,410,000 $284,167 $3,444 2.60%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $3,285,000 $252,692 $4,938 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $2,570,000 $321,250 $3,489 2.76%
KANKAKEE, IL (FHA|USDA|VA) 13 $2,455,000 $188,846 $4,032 2.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $2,175,000 $310,714 $3,479 3.04%
Ottawa, IL (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,878 2.65%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,475 2.53%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,182 2.80%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,180,000 $590,000 $3,433 2.87%
Outside of Metro Areas 6 $1,120,000 $186,667 $2,684 2.69%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,616 3.17%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $1,010,000 $505,000 $18,423 2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $990,000 $247,500 $7,732 3.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $985,000 $328,333 $8,170 2.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $955,000 $318,333 $3,386 2.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $920,000 $460,000 $5,061 2.87%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $860,000 $430,000 $3,881 2.56%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $825,000 $825,000 $2,339 3.00%
Whitewater, WI (FHA|USDA|VA) 3 $755,000 $251,667 $2,816 3.08%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $740,000 $370,000 $7,737 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $650,000 $162,500 $2,431 2.88%
WILMINGTON, NC (FHA|USDA|VA) 2 $620,000 $310,000 $2,754 2.50%
MADISON, WI (FHA|USDA|VA) 1 $545,000 $545,000 $3,363 2.38%
BOISE CITY, ID (FHA|USDA|VA) 1 $525,000 $525,000 $4,216 2.99%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,433 3.19%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,744 2.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $440,000 $220,000 $3,737 2.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $425,000 $425,000 $1,762 2.50%
RACINE, WI (FHA|USDA|VA) 1 $415,000 $415,000 $1,986 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $400,000 $200,000 $3,638 2.81%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $365,000 $365,000 $3,384 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $335,000 $335,000 $3,048 2.63%
TOLEDO, OH (FHA|USDA|VA) 1 $325,000 $325,000 $4,296 2.88%
RICHMOND, VA (FHA|USDA|VA) 1 $315,000 $315,000 $2,583 2.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,020 2.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $305,000 $305,000 $2,376 2.00%
VALLEJO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,518 2.50%
KNOXVILLE, TN (FHA|USDA|VA) 1 $275,000 $275,000 $3,459 3.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,390 2.50%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $275,000 $275,000 $7,925 3.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $270,000 $135,000 $1,634 2.56%
BISMARCK, ND (FHA|USDA|VA) 1 $265,000 $265,000 $5,713 2.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,220 2.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,979 2.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $255,000 $255,000 $3,044 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,739 3.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,519 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,122 2.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $215,000 $215,000 $9,504 7.38%
Sturgis, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,551 2.75%
Pontiac, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,565 2.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,609 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,742 2.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,770 2.38%
PITTSBURGH, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,695 3.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,027 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,894 2.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,962 2.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,795 2.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,168 3.00%
Helena, MT (FHA|USDA|VA) 1 $185,000 $185,000 $2,987 2.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,817 3.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $165,000 $165,000 $2,934 2.50%
Warsaw, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,227 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,505 2.00%
Dixon, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,464 2.75%
COLUMBIA, SC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.00%
Rochelle, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,110 2.13%
JONESBORO, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,429 2.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,291 3.25%
PEORIA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,200 2.75%
Macomb, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,015 2.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,673 3.25%
Allied First Banksb's top markets include Chicago, Punta Gorda, Baltimore, Cape Coral, and Detroit among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Allied First Banksb based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 590 $150,020,000 $254,271 $3,194 2.78%
    FHA 60 $14,270,000 $237,833 $7,924 2.76%
    VA 16 $5,770,000 $360,625 $7,360 2.51%

    For 2021, Allied First Banksb's most frequently originated type of loan was Conventional, with 590 originations. Their 2nd most popular type was FHA, with 60 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 342 $83,220,000 $243,333 $2,775 2.61%
    Home Purchase 192 $51,270,000 $267,031 $5,743 2.95%
    Cash Out Refi 132 $35,570,000 $269,470 $3,185 2.95%

    For 2021, Allied First Banksb's most frequently cited loan purpose was Refi, with 342 originations. The 2nd most popular reason was Home Purchase, with 192 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 493 $131,605,000 $266,947 $4,220 2.89%
    15 Year 108 $23,330,000 $216,019 $2,345 2.33%
    20 Year 37 $8,615,000 $232,838 $2,414 2.67%
    10 Year 16 $2,890,000 $180,625 $2,341 2.18%
    Other 12 $3,620,000 $301,667 $2,336 3.05%

    For 2021, Allied First Banksb's most frequently cited loan duration was 30 Year, with 493 originations. The 2nd most popular length was 15 Year, with 108 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 593 $148,935,000 $251,155
    $<1k 23 $7,625,000 $331,522
    $2k-3k 9 $2,725,000 $302,778
    $5k+ 7 $2,565,000 $366,429
    $3k-4k 4 $1,570,000 $392,500
    $4k-5k 1 $345,000 $345,000

    Allied First Banksb's average total fees were $4,220, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 593 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 348 $89,810,000 $258,075
    <2.5% 201 $49,605,000 $246,791
    3-4% 110 $28,080,000 $255,273
    4-5% 3 $995,000 $331,667
    6-7% 2 $1,140,000 $570,000
    5-6% 1 $215,000 $215,000
    7-8% 1 $215,000 $215,000

    During 2021, Allied First Banksb's average interest rate for loans was 2.89%, while their most frequently originated rate bucket for loans was 2.5-3%, with 348 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 351 $98,125,000 $279,558 $3,959 2.80%
    $100k-200k 227 $35,825,000 $157,819 $3,180 2.71%
    $400k-600k 63 $29,625,000 $470,238 $4,229 2.79%
    $100,000 or less 18 $1,410,000 $78,333 $2,795 2.74%
    $600k-1MM 7 $5,075,000 $725,000 $8,873 3.29%

    2021 saw Allied First Banksb place emphasis on $200k-400k loans with 351 originations, totaling $98,125,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 173 $46,685,000 $269,855 $3,671 2.78%
    $75k-100k 141 $32,835,000 $232,872 $3,888 2.81%
    $50k-75k 129 $25,525,000 $197,868 $3,788 2.78%
    $150k-250k 127 $40,515,000 $319,016 $3,423 2.73%
    $50k or less 59 $10,635,000 $180,254 $4,407 2.79%
    $250k+ 27 $10,355,000 $383,519 $2,983 2.67%

    Allied First Banksb lent most frequently to those with incomes in the $100k-150k range, with 173 originations. The second most popular income band? $75k-100k, with 141 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 161 $39,115,000 $242,950 $3,159 2.68%
    30-36% 146 $37,660,000 $257,945 $3,722 2.76%
    <20% 54 $13,490,000 $249,815 $2,723 2.55%
    40% 33 $8,585,000 $260,152 $3,761 2.95%
    37% 30 $7,710,000 $257,000 $4,085 2.85%
    41% 26 $7,190,000 $276,538 $4,937 2.90%
    44% 25 $6,735,000 $269,400 $4,476 2.82%
    43% 23 $5,635,000 $245,000 $3,704 2.99%
    39% 19 $5,645,000 $297,105 $3,858 2.85%
    38% 18 $4,140,000 $230,000 $3,748 2.79%
    42% 15 $3,875,000 $258,333 $3,748 2.83%
    36% 15 $3,525,000 $235,000 $5,401 3.18%
    45% 15 $4,395,000 $293,000 $3,963 2.77%
    47% 15 $3,635,000 $242,333 $4,170 3.02%
    48% 15 $4,395,000 $293,000 $3,281 2.77%
    46% 14 $3,530,000 $252,143 $3,160 2.92%
    49% 13 $2,965,000 $228,077 $5,328 2.85%
    50-60% 10 $2,540,000 $254,000 $7,428 2.75%
    >60% 1 $125,000 $125,000 $4,513 2.88%

    Allied First Banksb lent most frequently to those with DTI ratios of 20-30%, with 161 originations. The next most common DTI ratio? 30-36%, with 146 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 564 $144,160,000 $255,603 $3,714 2.77%
    Not provided 36 $9,010,000 $250,278 $3,719 2.86%
    Black 34 $8,470,000 $249,118 $4,701 2.90%
    Asian 32 $8,420,000 $263,125 $3,246 2.65%

    Approval Rates

    Total approvals of all applications
    97.13%

    Allied First Banksb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.22%

    Allied First Banksb has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 666 $170,060,000 $255,345

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    666 $170,060,000 $255,345

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 25 $3,355,000 $134,200 $2,326 2.43%
    40-60% 103 $23,335,000 $226,553 $2,541 2.63%
    60-80% 299 $78,825,000 $263,629 $2,934 2.77%
    80-100% 236 $63,680,000 $269,831 $5,234 2.88%
    Over 100% 3 $865,000 $288,333 $11,137 2.58%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Allied First Bank,sb 3201 Orchard Rd Oswego, IL 60543 Full Service B&M $130,161

    For 2021, Allied First Banksb had 1 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $3,934
    Net interest income $3,338
    Total noninterest income $114,025
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $53
    Trading account gains and fees $0
    Additional Noninterest Income $113,972
    Pre-tax net operating income $7,518
    Securities gains (or losses, -) $0
    Income before extraordinary items $5,399
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $5,399
    Minority interest net income $0
    Net income $5,399
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $5,399

    Allied First Banksb's gross interest income from loans was $3,934,000.
    Allied First Banksb's net interest income from loans was $3,338,000.
    Allied First Banksb's fee based income from loans was $53,000.
    Allied First Banksb's net income from loans was $5,399,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $596
    Provision for credit losses $150
    Total noninterest expense $109,695
    Salaries and employee benefits $75,927
    Premises and equipment expense $1,489
    Additional noninterest expense $32,279
    Applicable income taxes $2,119
    Net charge-offs $-32
    Cash dividends $0

    Allied First Banksb's interest expense for loans was $596,000.
    Allied First Banksb's payroll and benefits expense were $75,927,000.
    Allied First Banksb's property, plant and equipment expenses $1,489,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $136,995
    Deposits held in domestic offices $136,995
    Deposits by Individuals, partnerships, and corporations $116,914
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $5,860
    Deposits by Commercial banks and other depository institutions in U.S. $14,221
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $52,066
    Demand deposits $41,805
    Nontransaction accounts $84,929
    Money market deposit accounts (MMDAs) $31,119
    Other savings deposits (excluding MMDAs) $20,139
    Total time deposits $33,671
    Total time and savings deposits $95,190
    Noninterest-bearing deposits $42,041
    Interest-bearing deposits $94,954
    Retail deposits $129,880
    IRAs and Keogh plan accounts $2,968
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $167,115
    Cash & Balances due from depository institutions $81,686
    Interest-bearing balances $12,202
    Total securities $6,239
    Federal funds sold & reverse repurchase $0
    Net loans and leases $68,469
    Loan and leases loss allowance $1,296
    Trading account assets $0
    Bank premises and fixed assets $7,478
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $3,243

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $167,115
    Total Liabilities $143,692
    Total deposits $136,995
    Interest-bearing deposits $94,954
    Deposits held in domestic offices $136,995
    % insured (estimated) $84
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $5,000
    Subordinated debt $0
    All other liabilities $1,697

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $68,469
    Loan and leases loss allowance $1,296
    Total loans and leases (domestic) $69,765
    All real estate loans $58,628
    Real estate loans in domestic offices $58,628
    Construction and development loans $0
    Residential 1-4 family construction $0
    Other construction, all land development and other land $0
    Loans secured by nonfarm nonresidential properties $7,942
    Nonfarm nonresidential secured by owner-occupied properties $3,426
    Commercial real estate & other non-farm, non-residential $4,516
    Multifamily residential real estate $0
    1-4 family residential loans $50,686
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $9,374
    To non-U.S. addressees $0
    Loans to individuals $1,762
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $1,154
    Other loans to individuals $608
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,018
    Non 1-4 family restructured loans & leases $962
    Total loans and leases (foreign) $0

    Allied First Banksb had $68,469,000 of loans outstanding in 2021. $58,628,000 of loans were in real estate loans. $0 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $50,686,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $1,154,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 27 $7,942 $294,148
    Nonfarm, nonresidential loans - <$100k 3 $217 $72,333
    Nonfarm, nonresidential loans - $100-250k 15 $2,057 $137,133
    Nonfarm, nonresidential loans - $250k-1MM 9 $5,668 $629,778
    Commercial & Industrial, US addressed loans - <$1MM 109 $9,374 $86,000
    Commercial & Industrial, US addressed loans - <$100k 76 $1,669 $21,961
    Commercial & Industrial, US addressed loans - $100-250k 13 $1,502 $115,538
    Commercial & Industrial, US addressed loans - $250k-1MM 20 $6,203 $310,150