Core Bank Mortgage Rates, Fees & Info

Omaha, NE

LEI: 549300Y01XP7FO81MC08

Tax ID: 47-0804165

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Mortgage Data

Bank Data

Review & Overview

Core Bank is a smaller bank specializing in Refi and Home Purchase loans. Core Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Omaha, Lincoln, Washington, Phoenix, and Vallejo among others. We have data for 71 markets. (Some data included below & more in-depth data is available with an active subscription.)

Core Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Core Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.34% 11/17/24
30 Year Conventional Refi 6.06% 11/17/24
30 Year Cash-out Refi 6.38% 11/17/24
30 Year FHA Purchase 7.17% 11/17/24
30 Year FHA Refi 6.90% 11/17/24
30 Year VA Purchase 6.13% 11/17/24
30 Year VA Refi 5.94% 11/17/24
15 Year Conventional Purchase 6.17% 11/17/24
15 Year Conventional Refi 6.50% 11/17/24
15 Year Cash-out Refi 6.50% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Core Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Core Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,873

Origination Dollar Volume (All Markets)

$500,435,000

Employee count

143 Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1,655 $433,165,000 $261,731 $2,449 3.03%
LINCOLN, NE (FHA|USDA|VA) 44 $9,740,000 $221,364 $2,203 3.10%
Outside of Metro Areas 24 $5,950,000 $247,917 $3,139 3.20%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 11 $4,375,000 $397,727 $3,899 2.90%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 12 $3,840,000 $320,000 $2,435 2.84%
VALLEJO, CA (FHA|USDA|VA) 5 $3,445,000 $689,000 $3,492 2.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $3,135,000 $447,857 $1,985 3.43%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $3,110,000 $388,750 $3,850 2.84%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,470,000 $367,500 $8,185 3.28%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $1,460,000 $730,000 $5,886 3.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,360,000 $340,000 $5,885 2.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,235,000 $411,667 $5,269 3.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,115,000 $223,000 $0 4.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,844 3.16%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $1,080,000 $540,000 $10,012 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,145 2.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $990,000 $247,500 $2,995 2.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $975,000 $325,000 $9,005 2.46%
Edwards, CO (FHA|USDA|VA) 1 $955,000 $955,000 $7,046 3.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $895,000 $895,000 $3,999 2.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $885,000 $295,000 $2,226 3.13%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $710,000 $355,000 $2,184 2.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $700,000 $350,000 $2,984 2.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $695,000 $231,667 $3,048 3.17%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $690,000 $345,000 $4,020 2.50%
Fremont, NE (FHA|USDA|VA) 4 $680,000 $170,000 $2,055 3.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $670,000 $335,000 $2,609 2.94%
CHEYENNE, WY (FHA|USDA|VA) 2 $670,000 $335,000 $1,997 2.25%
BOULDER, CO (FHA|USDA|VA) 1 $645,000 $645,000 $2,884 2.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $620,000 $310,000 $1,917 2.69%
Kearney, NE (FHA|USDA|VA) 2 $570,000 $285,000 $2,343 3.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $515,000 $515,000 $5,176 2.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,593 2.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $490,000 $245,000 $2,016 3.06%
FRESNO, CA (FHA|USDA|VA) 1 $485,000 $485,000 $1,390 2.75%
Hastings, NE (FHA|USDA|VA) 1 $465,000 $465,000 $3,206 2.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $450,000 $225,000 $2,249 3.74%
Spirit Lake, IA (FHA|USDA|VA) 2 $440,000 $220,000 $2,218 3.31%
Beatrice, NE (FHA|USDA|VA) 2 $440,000 $220,000 $2,273 3.06%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $425,000 $425,000 $2,055 2.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $420,000 $210,000 $3,395 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,672 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,442 2.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $395,000 $395,000 $8,961 2.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $395,000 $395,000 $2,963 2.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $2,585 3.31%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $375,000 $375,000 $2,326 2.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $345,000 $345,000 $1,963 2.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $335,000 $335,000 $3,697 2.75%
MONTGOMERY, AL (FHA|USDA|VA) 1 $325,000 $325,000 $7,569 2.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $325,000 $325,000 $3,252 2.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,848 2.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,098 3.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $2,944 2.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $265,000 $265,000 $3,348 3.25%
Ottawa, KS (FHA|USDA|VA) 1 $255,000 $255,000 $2,414 2.50%
Minot, ND (FHA|USDA|VA) 1 $255,000 $255,000 $8,542 3.00%
COLUMBUS, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,917 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $235,000 $235,000 $5,445 2.25%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $235,000 $235,000 $3,670 2.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $225,000 $225,000 $5,624 3.25%
WICHITA, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,263 3.38%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,662 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $195,000 $195,000 $1,697 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,753 2.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,647 3.00%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $1,205 2.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,218 3.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,771 2.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $115,000 $115,000 $1,374 2.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $65,000 $65,000 $2,187 2.99%
Core Bank's top markets include Omaha, Lincoln, Washington, Phoenix, and Vallejo among others.

Their top states include:
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,413 $370,075,000 $261,907 $1,971 3.14%
    VA 363 $112,375,000 $309,573 $3,899 2.59%
    FHA 97 $17,985,000 $185,412 $5,531 3.01%

    For 2020, Core Bank's most frequently originated type of loan was Conventional, with 1,413 originations. Their 2nd most popular type was VA, with 363 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 850 $249,530,000 $293,565 $1,842 2.91%
    Home Purchase 775 $188,955,000 $243,813 $3,490 3.13%
    Cash Out Refi 242 $61,660,000 $254,793 $2,243 3.02%
    Home Improvement 3 $115,000 $38,333 $241 4.65%
    Other 3 $175,000 $58,333 $228 5.26%

    For 2020, Core Bank's most frequently cited loan purpose was Refi, with 850 originations. The 2nd most popular reason was Home Purchase, with 775 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,464 $399,570,000 $272,930 $2,800 2.96%
    15 Year 198 $40,890,000 $206,515 $1,636 2.81%
    10 Year 64 $12,130,000 $189,531 $335 3.14%
    20 Year 58 $13,790,000 $237,759 $1,671 3.01%
    Other 51 $24,465,000 $479,706 $1,337 4.14%
    5 Year 22 $7,290,000 $331,364 $0 4.30%
    1 Year 16 $2,300,000 $143,750 $482 5.63%

    For 2020, Core Bank's most frequently cited loan duration was 30 Year, with 1,464 originations. The 2nd most popular length was 15 Year, with 198 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,614 $407,390,000 $252,410
    $1k-2k 132 $34,520,000 $261,515
    $2k-3k 18 $4,730,000 $262,778
    $4k-5k 10 $7,230,000 $723,000
    $5k+ 6 $4,430,000 $738,333
    $3k-4k 4 $1,670,000 $417,500

    Core Bank's average total fees were $2,800, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,614 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 774 $202,080,000 $261,085
    3-4% 579 $160,285,000 $276,831
    <2.5% 389 $103,555,000 $266,208
    4-5% 95 $29,815,000 $313,842
    5-6% 29 $3,875,000 $133,621
    6-7% 5 $485,000 $97,000
    7-8% 2 $340,000 $170,000

    During 2020, Core Bank's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 774 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 839 $237,165,000 $282,676 $2,656 2.91%
    $100k-200k 671 $104,685,000 $156,013 $2,242 3.11%
    $400k-600k 214 $100,370,000 $469,019 $3,196 2.91%
    $100,000 or less 104 $5,730,000 $55,096 $969 3.39%
    $600k-1MM 34 $25,380,000 $746,471 $6,191 3.52%
    $1MM+ 11 $27,105,000 $2,464,091 $8,028 3.99%

    2020 saw Core Bank place emphasis on $200k-400k loans with 839 originations, totaling $237,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 407 $107,465,000 $264,042 $2,391 3.03%
    $50k-75k 318 $56,530,000 $177,767 $2,678 2.97%
    $75k-100k 304 $68,210,000 $224,375 $2,826 3.01%
    $150k-250k 300 $100,470,000 $334,900 $2,440 3.05%
    $50k or less 180 $25,490,000 $141,611 $2,648 2.94%
    $250k+ 122 $51,510,000 $422,213 $2,999 3.14%

    Core Bank lent most frequently to those with incomes in the $100k-150k range, with 407 originations. The second most popular income band? $50k-75k, with 318 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 433 $111,365,000 $257,194 $2,456 2.98%
    30-36% 309 $79,145,000 $256,133 $2,380 3.00%
    <20% 161 $37,455,000 $232,640 $2,085 2.91%
    37% 66 $16,670,000 $252,576 $2,346 2.89%
    43% 65 $15,955,000 $245,462 $2,441 3.10%
    42% 57 $13,165,000 $230,965 $2,323 2.99%
    39% 54 $13,970,000 $258,704 $2,820 3.14%
    44% 53 $13,485,000 $254,434 $3,393 3.05%
    40% 53 $15,315,000 $288,962 $2,811 3.24%
    41% 49 $12,885,000 $262,959 $2,718 2.90%
    50-60% 49 $13,265,000 $270,714 $5,615 2.77%
    49% 43 $9,705,000 $225,698 $2,511 2.92%
    48% 42 $11,340,000 $270,000 $2,977 3.16%
    38% 39 $8,905,000 $228,333 $2,952 3.18%
    46% 38 $9,510,000 $250,263 $2,819 3.14%
    45% 37 $7,995,000 $216,081 $2,274 2.95%
    36% 33 $8,615,000 $261,061 $2,375 2.92%
    47% 29 $7,815,000 $269,483 $2,868 2.89%
    >60% 7 $2,575,000 $367,857 $6,104 3.16%

    Core Bank lent most frequently to those with DTI ratios of 20-30%, with 433 originations. The next most common DTI ratio? 30-36%, with 309 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,598 $413,040,000 $258,473 $2,525 2.98%
    Not applicable 64 $36,920,000 $576,875 $0 4.60%
    Not provided 122 $29,370,000 $240,738 $2,763 2.94%
    Asian 36 $9,440,000 $262,222 $2,696 2.91%
    Black 43 $8,985,000 $208,953 $2,864 2.88%
    Native Hawaiian or Islander 5 $1,605,000 $321,000 $2,150 2.70%
    American Indian 5 $1,075,000 $215,000 $4,690 2.75%

    Approval Rates

    Total approvals of all applications
    96.63%

    Core Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    85.32%

    Core Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,873 $500,435,000 $267,184

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 23 $29,495,000 $1,282,391
    Single Family (1-4 Units):Site-Built 1,850 $470,940,000 $254,562

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 58 $11,120,000 $191,724 $1,708 3.08%
    40-60% 223 $49,205,000 $220,650 $1,734 2.90%
    60-80% 709 $205,665,000 $290,078 $2,046 3.06%
    80-100% 799 $222,075,000 $277,941 $3,061 3.03%
    Over 100% 37 $10,645,000 $287,703 $10,268 2.72%
    Under 20% 47 $1,725,000 $36,702 $99 3.15%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Core Bank 12100 West Center Road Omaha, NE 68144 Full Service B&M $103,629
    Core Bank 13220 Birch Drive Omaha, NE 68164 Full Service B&M $31,101
    Core Bank 15701 Pacific Street Omaha, NE 68118 Full Service B&M $681
    Core Bank 16805 Q Street Omaha, NE 68135 Full Service B&M $52,013
    Core Bank 17807 Burke Street Omaha, NE 68118 Full Service B&M $324,721
    Core Bank 2545 South 180th Street Omaha, NE 68130 Full Service B&M $64,952
    Core Bank 7400 College Boulevard, Suite 205 Overland Park, KS 66210 Full Service B&M $42,210

    For 2020, Core Bank had 7 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $29,881
    Net interest income $26,183
    Total noninterest income $16,358
    Gross Fiduciary activities income $856
    Service charges on deposit accounts $383
    Trading account gains and fees $0
    Additional Noninterest Income $15,119
    Pre-tax net operating income $11,407
    Securities gains (or losses, -) $54
    Income before extraordinary items $9,307
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $9,307
    Minority interest net income $0
    Net income $9,307
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $9,263

    Core Bank's gross interest income from loans was $29,881,000.
    Core Bank's net interest income from loans was $26,183,000.
    Core Bank's fee based income from loans was $383,000.
    Core Bank's net income from loans was $9,307,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,698
    Provision for credit losses $1,500
    Total noninterest expense $29,634
    Salaries and employee benefits $19,935
    Premises and equipment expense $3,329
    Additional noninterest expense $6,370
    Applicable income taxes $2,154
    Net charge-offs $946
    Cash dividends $0

    Core Bank's interest expense for loans was $3,698,000.
    Core Bank's payroll and benefits expense were $19,935,000.
    Core Bank's property, plant and equipment expenses $3,329,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 2.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $638,452
    Deposits held in domestic offices $638,452
    Deposits by Individuals, partnerships, and corporations $618,086
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $18,875
    Deposits by Commercial banks and other depository institutions in U.S. $1,491
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $269,365
    Demand deposits $163,735
    Nontransaction accounts $369,087
    Money market deposit accounts (MMDAs) $300,028
    Other savings deposits (excluding MMDAs) $17,807
    Total time deposits $51,251
    Total time and savings deposits $474,717
    Noninterest-bearing deposits $127,475
    Interest-bearing deposits $510,977
    Retail deposits $603,138
    IRAs and Keogh plan accounts $37
    Brokered deposits $8,002
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $707,161
    Cash & Balances due from depository institutions $18,119
    Interest-bearing balances $5,876
    Total securities $37,500
    Federal funds sold & reverse repurchase $762
    Net loans and leases $607,531
    Loan and leases loss allowance $7,283
    Trading account assets $0
    Bank premises and fixed assets $26,898
    Other real estate owned $0
    Goodwill and other intangibles $251
    All other assets $16,100

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $707,161
    Total Liabilities $645,488
    Total deposits $638,452
    Interest-bearing deposits $510,977
    Deposits held in domestic offices $638,452
    % insured (estimated) $63
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $7,036

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $607,531
    Loan and leases loss allowance $7,283
    Total loans and leases (domestic) $614,814
    All real estate loans $420,321
    Real estate loans in domestic offices $420,321
    Construction and development loans $102,565
    Residential 1-4 family construction $39,812
    Other construction, all land development and other land $62,753
    Loans secured by nonfarm nonresidential properties $149,213
    Nonfarm nonresidential secured by owner-occupied properties $63,795
    Commercial real estate & other non-farm, non-residential $85,418
    Multifamily residential real estate $38,202
    1-4 family residential loans $124,934
    Farmland loans $5,407
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $181,970
    To non-U.S. addressees $0
    Loans to individuals $2,105
    Credit card loans $0
    Related Plans $82
    Consumer Auto Loans $484
    Other loans to individuals $1,539
    All other loans & leases $10,418
    Loans to foreign governments and official institutions $0
    Other loans $72
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $23,467
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,415
    Non 1-4 family restructured loans & leases $5,083
    Total loans and leases (foreign) $0

    Core Bank had $607,531,000 of loans outstanding in 2020. $420,321,000 of loans were in real estate loans. $102,565,000 of loans were in development loans. $38,202,000 of loans were in multifamily mortgage loans. $124,934,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $484,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 105 $32,412 $308,686
    Nonfarm, nonresidential loans - <$100k 8 $418 $52,250
    Nonfarm, nonresidential loans - $100-250k 23 $3,261 $141,783
    Nonfarm, nonresidential loans - $250k-1MM 74 $28,733 $388,284
    Commercial & Industrial, US addressed loans - <$1MM 978 $85,229 $87,146
    Commercial & Industrial, US addressed loans - <$100k 620 $16,208 $26,142
    Commercial & Industrial, US addressed loans - $100-250k 192 $16,877 $87,901
    Commercial & Industrial, US addressed loans - $250k-1MM 166 $52,144 $314,120
    Farmland loans - <$1MM 11 $1,507 $137,000
    Farmland loans - <$100k 2 $108 $54,000
    Farmland loans - $100-250k 6 $665 $110,833
    Farmland loans - $250k-1MM 3 $734 $244,667