Fulton Bank Mortgage Rates, Fees & Info

Lancaster, PA

LEI: DZC62HF6UIZYJ08V1J90

Tax ID: 23-1928421

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Fulton Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Fulton Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, Baltimore, Washington, New York, and Lancaster among others. We have data for 72 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Fulton Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fulton Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.94% 12/16/24
    30 Year Conventional Purchase 6.59% 12/16/24
    30 Year Conventional Refi 6.56% 12/16/24
    30 Year Cash-out Refi 6.71% 12/16/24
    30 Year FHA Purchase 7.29% 12/16/24
    30 Year FHA Refi 7.31% 12/16/24
    30 Year VA Purchase 6.17% 12/16/24
    30 Year USDA Purchase 6.71% 12/16/24
    15 Year Conventional Purchase 6.19% 12/16/24
    15 Year Conventional Refi 6.07% 12/16/24
    15 Year Cash-out Refi 6.07% 12/16/24
    15 Year FHA Purchase 5.68% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Fulton Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Fulton Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    12,283

    Origination Dollar Volume (All Markets)

    $3,598,065,000

    Employee count

    3,248 Show all (13) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,922 $521,490,000 $271,327 $4,614 3.35%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,231 $441,615,000 $358,745 $4,813 3.31%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 767 $389,725,000 $508,116 $5,304 3.35%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 780 $332,410,000 $426,167 $5,288 3.31%
    LANCASTER, PA (FHA|USDA|VA) 1,541 $292,945,000 $190,101 $4,244 3.27%
    RICHMOND, VA (FHA|USDA|VA) 632 $242,780,000 $384,146 $4,020 3.33%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 544 $198,010,000 $363,989 $4,466 3.33%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 393 $167,465,000 $426,120 $4,460 3.26%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 612 $150,800,000 $246,405 $4,236 3.35%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 465 $108,165,000 $232,613 $4,197 3.26%
    SALISBURY, MD-DE (FHA|USDA|VA) 336 $107,500,000 $319,940 $4,661 3.35%
    YORK-HANOVER, PA (FHA|USDA|VA) 624 $106,750,000 $171,074 $4,295 3.34%
    READING, PA (FHA|USDA|VA) 571 $105,075,000 $184,019 $4,286 3.39%
    OCEAN CITY, NJ (FHA|USDA|VA) 151 $66,285,000 $438,974 $4,426 3.45%
    Outside of Metro Areas 158 $46,620,000 $295,063 $4,197 3.37%
    LEBANON, PA (FHA|USDA|VA) 316 $46,110,000 $145,918 $3,944 3.38%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 122 $32,270,000 $264,508 $4,517 3.42%
    DOVER, DE (FHA|USDA|VA) 37 $31,805,000 $859,595 $4,794 3.35%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 165 $31,255,000 $189,424 $4,282 3.21%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 157 $21,115,000 $134,490 $3,844 3.44%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 97 $20,485,000 $211,186 $5,030 3.16%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 57 $13,875,000 $243,421 $4,109 3.40%
    GETTYSBURG, PA (FHA|USDA|VA) 64 $12,930,000 $202,031 $4,852 3.27%
    Sunbury, PA (FHA|USDA|VA) 82 $11,810,000 $144,024 $4,583 3.40%
    Lewisburg, PA (FHA|USDA|VA) 48 $10,150,000 $211,458 $4,659 3.23%
    Selinsgrove, PA (FHA|USDA|VA) 87 $8,955,000 $102,931 $4,732 3.34%
    Pottsville, PA (FHA|USDA|VA) 63 $6,985,000 $110,873 $3,413 3.53%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 26 $5,790,000 $222,692 $4,357 3.43%
    WILLIAMSPORT, PA (FHA|USDA|VA) 30 $5,450,000 $181,667 $4,323 3.05%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $5,185,000 $740,714 $6,214 3.16%
    STATE COLLEGE, PA (FHA|USDA|VA) 29 $5,125,000 $176,724 $4,060 3.37%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 27 $4,345,000 $160,926 $4,408 3.45%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 26 $3,710,000 $142,692 $3,716 3.46%
    ROANOKE, VA (FHA|USDA|VA) 9 $3,475,000 $386,111 $4,985 3.50%
    Kill Devil Hills, NC (FHA|USDA|VA) 11 $3,325,000 $302,273 $3,610 3.07%
    Easton, MD (FHA|USDA|VA) 5 $3,105,000 $621,000 $4,060 3.25%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $3,020,000 $503,333 $6,557 3.38%
    LYNCHBURG, VA (FHA|USDA|VA) 7 $2,665,000 $380,714 $4,137 3.18%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $2,530,000 $632,500 $7,186 3.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $2,225,000 $317,857 $3,666 3.43%
    STAUNTON, VA (FHA|USDA|VA) 6 $2,130,000 $355,000 $4,739 3.67%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $2,040,000 $510,000 $3,557 3.25%
    Danville, VA (FHA|USDA|VA) 1 $1,965,000 $1,965,000 $10,197 3.63%
    PITTSBURGH, PA (FHA|USDA|VA) 4 $1,660,000 $415,000 $4,540 3.13%
    Huntingdon, PA (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,656 3.19%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,395,000 $465,000 $3,215 3.25%
    Key West, FL (FHA|USDA|VA) 2 $1,130,000 $565,000 $3,945 2.56%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,299 3.21%
    Lock Haven, PA (FHA|USDA|VA) 5 $935,000 $187,000 $5,355 3.60%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $875,000 $875,000 $7,748 3.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $550,000 $275,000 $3,660 3.06%
    Lewistown, PA (FHA|USDA|VA) 5 $535,000 $107,000 $3,341 3.73%
    NEW BERN, NC (FHA|USDA|VA) 1 $525,000 $525,000 $3,911 3.13%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.00%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $495,000 $495,000 $3,868 2.63%
    Morehead City, NC (FHA|USDA|VA) 1 $485,000 $485,000 $5,325 3.38%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $445,000 $445,000 $3,793 3.00%
    Elizabeth City, NC (FHA|USDA|VA) 2 $440,000 $220,000 $9,976 2.75%
    Greenville, OH (FHA|USDA|VA) 1 $435,000 $435,000 $4,576 2.63%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $415,000 $415,000 $6,336 3.63%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $405,000 $135,000 $3,932 3.25%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $375,000 $375,000 $4,396 2.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.50%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.78%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,505 2.75%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $4,041 3.38%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,674 3.25%
    ALTOONA, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,864 3.38%
    Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,593 2.88%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $155,000 $155,000 $3,202 3.13%
    DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,040 3.25%
    Fulton Bank's top markets include Philadelphia, Baltimore, Washington, New York, and Lancaster among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Fulton Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Farmers and Merchants Trust Company of Chambersburg
    Similarity Rank: 72
    BEACH MUNICIPAL FEDERAL CREDIT UNION
    Similarity Rank: 90
    Susquehanna Community Bank
    Similarity Rank: 112
    Jersey Shore State Bank
    Similarity Rank: 125
    The First National Bank of Long Island
    Similarity Rank: 134
    SERVICE 1ST
    Similarity Rank: 196
    First Commonwealth Federal Credit Union
    Similarity Rank: 210
    North Jersey Federal Credit Union
    Similarity Rank: 247
    First Columbia Bank & Trust Co.
    Similarity Rank: 260
    BELLCO
    Similarity Rank: 354

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,297 $3,031,375,000 $365,358 $4,257 3.32%
    HELOC 3,286 $412,580,000 $125,557 n/a 3.40%
    FHA 489 $97,735,000 $199,867 $7,460 3.16%
    VA 149 $45,245,000 $303,658 $8,966 3.02%
    USDA 62 $11,130,000 $179,516 $5,523 3.06%

    For 2020, Fulton Bank's most frequently originated type of loan was Conventional, with 8,297 originations. Their 2nd most popular type was HELOC, with 3,286 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,147 $1,873,645,000 $364,027 $5,058 3.40%
    Refi 4,108 $1,211,570,000 $294,929 $3,829 3.19%
    Home Improvement 1,160 $114,300,000 $98,534 $4,272 3.42%
    Cash Out Refi 986 $299,720,000 $303,976 $4,071 3.33%
    Other 882 $98,830,000 $112,052 $4,286 3.40%

    For 2020, Fulton Bank's most frequently cited loan purpose was Home Purchase, with 5,147 originations. The 2nd most popular reason was Refi, with 4,108 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,371 $2,208,245,000 $346,609 $4,639 3.37%
    Other 3,433 $532,935,000 $155,239 $4,639 3.40%
    15 Year 1,304 $349,540,000 $268,052 $3,719 2.89%
    20 Year 529 $134,975,000 $255,151 $3,608 3.41%
    30+ year 441 $248,425,000 $563,322 $6,528 3.47%
    10 Year 186 $89,380,000 $480,538 $3,358 3.06%
    5 Year 19 $34,565,000 $1,819,211 $0 3.63%

    For 2020, Fulton Bank's most frequently cited loan duration was 30 Year, with 6,371 originations. The 2nd most popular length was Other, with 3,433 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,748 $2,058,430,000 $358,112
    $1k-2k 1,955 $582,465,000 $297,936
    $2k-3k 413 $118,535,000 $287,010
    $3k-4k 165 $49,975,000 $302,879
    $5k+ 159 $82,665,000 $519,906
    $4k-5k 124 $39,890,000 $321,694

    Fulton Bank's average total fees were $4,639, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,748 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,642 $2,297,440,000 $300,633
    2.5-3% 3,180 $908,220,000 $285,604
    <2.5% 747 $248,795,000 $333,059
    4-5% 496 $119,210,000 $240,343
    5-6% 167 $20,025,000 $119,910
    6-7% 33 $2,885,000 $87,424
    7-8% 16 $1,370,000 $85,625
    Over 8% 2 $120,000 $60,000

    During 2020, Fulton Bank's average interest rate for loans was 3.37%, while their most frequently originated rate bucket for loans was 3-4%, with 7,642 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,925 $1,098,145,000 $279,782 $4,452 3.25%
    $100k-200k 3,502 $523,490,000 $149,483 $3,698 3.33%
    $100,000 or less 2,350 $128,690,000 $54,762 $3,042 3.49%
    $400k-600k 1,284 $619,180,000 $482,227 $5,260 3.25%
    $600k-1MM 927 $704,535,000 $760,016 $6,071 3.33%
    $1MM+ 295 $524,025,000 $1,776,356 $7,779 3.30%

    2020 saw Fulton Bank place emphasis on $200k-400k loans with 3,925 originations, totaling $1,098,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,313 $548,005,000 $236,924 $4,438 3.30%
    $50k-75k 2,212 $375,030,000 $169,543 $4,067 3.33%
    $150k-250k 2,168 $742,800,000 $342,620 $4,779 3.30%
    $250k+ 1,961 $1,176,305,000 $599,850 $5,585 3.25%
    $50k or less 1,599 $193,415,000 $120,960 $3,792 3.39%
    $75k-100k 1,509 $293,885,000 $194,755 $4,483 3.31%

    Fulton Bank lent most frequently to those with incomes in the $100k-150k range, with 2,313 originations. The second most popular income band? $50k-75k, with 2,212 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,332 $928,530,000 $278,670 $4,333 3.25%
    30-36% 2,251 $660,295,000 $293,334 $4,508 3.33%
    <20% 1,671 $468,335,000 $280,272 $4,162 3.19%
    42% 445 $154,275,000 $346,685 $5,099 3.38%
    41% 433 $136,705,000 $315,716 $4,720 3.40%
    40% 427 $146,875,000 $343,970 $4,653 3.39%
    36% 401 $120,655,000 $300,885 $4,674 3.37%
    39% 398 $122,710,000 $308,317 $4,882 3.39%
    37% 389 $115,625,000 $297,237 $4,582 3.36%
    38% 384 $118,080,000 $307,500 $4,602 3.31%
    43% 305 $71,355,000 $233,951 $4,540 3.40%
    44% 301 $68,175,000 $226,495 $4,365 3.40%
    49% 262 $46,380,000 $177,023 $4,983 3.37%
    45% 240 $49,330,000 $205,542 $4,556 3.31%
    46% 234 $44,330,000 $189,444 $4,608 3.52%
    47% 176 $38,060,000 $216,250 $4,791 3.41%
    50-60% 166 $41,290,000 $248,735 $7,088 3.20%
    48% 163 $36,365,000 $223,098 $4,612 3.30%
    >60% 11 $2,335,000 $212,273 $3,194 3.41%

    Fulton Bank lent most frequently to those with DTI ratios of 20-30%, with 3,332 originations. The next most common DTI ratio? 30-36%, with 2,251 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,632 $2,633,520,000 $273,414 $4,436 3.30%
    Not provided 1,027 $277,275,000 $269,985 $4,805 3.33%
    Black 829 $224,445,000 $270,742 $4,995 3.41%
    Not applicable 231 $212,235,000 $918,766 $0 4.16%
    Asian 446 $200,560,000 $449,686 $4,847 3.25%
    Asian Indian 49 $27,535,000 $561,939 $6,572 3.27%
    Other Asian 14 $8,010,000 $572,143 $4,577 3.25%
    American Indian 28 $5,870,000 $209,643 $4,697 3.42%
    Native Hawaiian or Islander 11 $3,095,000 $281,364 $4,416 3.51%
    Korean 5 $2,025,000 $405,000 $6,371 3.32%
    Filipino 4 $1,240,000 $310,000 $4,708 3.19%
    Chinese 2 $980,000 $490,000 $7,567 2.93%
    Japanese 1 $595,000 $595,000 $6,356 3.25%
    Other Pacific Islander 3 $505,000 $168,333 $3,515 3.38%
    Vietnamese 1 $175,000 $175,000 $0 3.50%

    Approval Rates

    Total approvals of all applications
    85.85%

    Fulton Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.97%

    Fulton Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,283 $3,598,065,000 $292,930

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 74 $176,060,000 $2,379,189
    Single Family (1-4 Units):Manufactured 57 $5,125,000 $89,912
    Single Family (1-4 Units):Site-Built 12,152 $3,416,880,000 $281,178

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,342 $188,030,000 $140,112 $3,339 3.28%
    40-60% 1,572 $428,200,000 $272,392 $3,686 3.19%
    60-80% 3,430 $1,251,660,000 $364,915 $4,262 3.35%
    80-100% 4,628 $1,642,130,000 $354,825 $4,901 3.36%
    Over 100% 48 $15,830,000 $329,792 $13,629 3.13%
    Under 20% 1,261 $72,045,000 $57,133 $2,168 3.35%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FULTON FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 4 57.1%
    FULTON FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%
    FULTON FINANCIAL CORPORATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 28.6%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Fulton Bank, National Association 1 South Main Street Woodstown, NJ 8098 Full Service B&M $122,162
    Fulton Bank, National Association 1 West Main Street Annville, PA 17003 Full Service B&M $96,339
    Fulton Bank, National Association 100 Park Avenue Woodbury, NJ 8096 Full Service B&M $148,018
    Fulton Bank, National Association 100 South Third Street Hamburg, PA 19526 Full Service B&M $98,503
    Fulton Bank, National Association 100 West First Avenue Parkesburg, PA 19365 Full Service B&M $63,713
    Fulton Bank, National Association 100 West Independence Street Shamokin, PA 17872 Full Service B&M $61,345
    Fulton Bank, National Association 101 Floral Vale Boulevard Yardley, PA 19067 Full Service B&M $82,474
    Fulton Bank, National Association 1013 Centre Rd, Suite 104 Wilmington, DE 19805 Limited, Administrative $0
    Fulton Bank, National Association 103 West End Avenue Somerville, NJ 8876 Full Service B&M $170,235
    Fulton Bank, National Association 1055 West Joppa Rd Towson, MD 21204 Limited, Mobile/Seasonal Office $16,707
    Fulton Bank, National Association 1060 Lititz Pike Lititz, PA 17543 Full Service B&M $185,770
    Fulton Bank, National Association 11000 Broken Land Parkway, Suite 118 Columbia, MD 21044 Full Service B&M $151,543
    Fulton Bank, National Association 1101 Tilton Road Northfield, NJ 8225 Full Service B&M $53,456
    Fulton Bank, National Association 1102 Shrewsbury Commons Ave Shrewsbury, PA 17361 Full Service B&M $37,786
    Fulton Bank, National Association 111 Ballard Avenue Pitman, NJ 8071 Full Service B&M $54,316
    Fulton Bank, National Association 1113 Bloom Road Danville, PA 17821 Full Service B&M $28,791
    Fulton Bank, National Association 1137 Chestnut Street Emmaus, PA 18049 Full Service B&M $84,283
    Fulton Bank, National Association 116 West Market Street West Chester, PA 19382 Full Service B&M $47,210
    Fulton Bank, National Association 119 West Main Street Hummelstown, PA 17036 Full Service B&M $81,199
    Fulton Bank, National Association 1201 West Chester Pike West Chester, PA 19382 Full Service B&M $114,242
    Fulton Bank, National Association 1212 Cocoa Avenue Hershey, PA 17033 Full Service B&M $155,167
    Fulton Bank, National Association 1216 Millersville Pike Lancaster, PA 17603 Full Service B&M $100,451
    Fulton Bank, National Association 122 Eagle Point Lane Bellefonte, PA 16823 Full Service B&M $47,111
    Fulton Bank, National Association 1220 North Broad Street Philadelphia, PA 19121 Full Service B&M $3,255
    Fulton Bank, National Association 12266 Rockville Pike Rockville, MD 20852 Full Service B&M $44,432
    Fulton Bank, National Association 125 Salem-Woodstown Road Salem, NJ 8079 Full Service B&M $70,308
    Fulton Bank, National Association 125 South Broadway Pennsville, NJ 8070 Full Service B&M $44,282
    Fulton Bank, National Association 1255 North Susquehanna Trail Hummels Wharf, PA 17831 Full Service B&M $89,151
    Fulton Bank, National Association 1267 Horseshoe Pike Downingtown, PA 19335 Full Service B&M $76,589
    Fulton Bank, National Association 130 North Street Elkton, MD 21921 Full Service B&M $148,375
    Fulton Bank, National Association 1302 Route 38 Hainesport, NJ 8036 Full Service B&M $92,970
    Fulton Bank, National Association 1323 Grape Street Whitehall, PA 18052 Full Service B&M $72,667
    Fulton Bank, National Association 1333 East Lehman Street Lebanon, PA 17046 Full Service B&M $40,370
    Fulton Bank, National Association 1374 Heidelberg Ave Schaefferstown, PA 17088 Full Service B&M $82,627
    Fulton Bank, National Association 1380 Easton Road Warrington, PA 18976 Full Service B&M $75,452
    Fulton Bank, National Association 1386 Route 130 And Main Street Windsor, NJ 8561 Full Service B&M $68,476
    Fulton Bank, National Association 139 Manhattan Street Jackson, NJ 8527 Full Service B&M $40,307
    Fulton Bank, National Association 1429 North Third Street Harrisburg, PA 17102 Full Service B&M $41,119
    Fulton Bank, National Association 1460 Route 70 East Cherry Hill, NJ 8034 Full Service B&M $71,123
    Fulton Bank, National Association 1500 Kenneth Road York, PA 17408 Full Service B&M $188,815
    Fulton Bank, National Association 153 Bridgeton Pike Mullica Hill, NJ 8062 Full Service B&M $34,870
    Fulton Bank, National Association 155 E. Swedesford Road Exton, PA 19341 Full Service B&M $83,053
    Fulton Bank, National Association 157 Route 31 South Oxford, NJ 7863 Full Service B&M $63,547
    Fulton Bank, National Association 1585 Potomac Avenue Hagerstown, MD 21742 Full Service B&M $123,276
    Fulton Bank, National Association 1616 Laskin Road Virginia Beach, VA 23451 Full Service B&M $33,095
    Fulton Bank, National Association 1640 Dual Highway Hagerstown, MD 21740 Full Service B&M $116,392
    Fulton Bank, National Association 1641 South Market Street Elizabethtown, PA 17022 Full Service B&M $124,022
    Fulton Bank, National Association 17 Kings Highway West Haddonfield, NJ 8033 Full Service B&M $42,432
    Fulton Bank, National Association 1701 John F. Kennedy Blvd Philadelphia, PA 19103 Full Service B&M $20,272
    Fulton Bank, National Association 1713 West Main Street Ephrata, PA 17522 Full Service B&M $74,626
    Fulton Bank, National Association 1732 East Third Street Williamsport, PA 17701 Full Service B&M $26,871
    Fulton Bank, National Association 175 Thomas Johnson Drive Frederick, MD 21702 Full Service B&M $29,409
    Fulton Bank, National Association 176 Mountain Ave Hackettstown, NJ 7840 Full Service B&M $73,904
    Fulton Bank, National Association 1764 Quentin Road Lebanon, PA 17042 Full Service B&M $156,136
    Fulton Bank, National Association 17803 Virginia Avenue Hagerstown, MD 21740 Full Service B&M $77,146
    Fulton Bank, National Association 179 Kings Highway Woolwich Township, NJ 8085 Full Service B&M $88,586
    Fulton Bank, National Association 18 Elmer Street Madison, NJ 7940 Full Service B&M $30,411
    Fulton Bank, National Association 18201 Maugans Avenue Hagerstown, MD 21740 Full Service B&M $64,025
    Fulton Bank, National Association 185 Memory Lane York, PA 17402 Full Service B&M $106,962
    Fulton Bank, National Association 1903 Research Blvd Rockville, MD 20850 Full Service B&M $48,472
    Fulton Bank, National Association 1928 Hamilton Street Allentown, PA 18104 Full Service B&M $72,965
    Fulton Bank, National Association 194 Route 31 North Flemington, NJ 8822 Full Service B&M $169,990
    Fulton Bank, National Association 1943 Oak Tree Road Edison, NJ 8820 Full Service B&M $41,784
    Fulton Bank, National Association 1945 Sullivan Trail Easton, PA 18040 Full Service B&M $66,382
    Fulton Bank, National Association 195 Greentree Road Marlton, NJ 8053 Full Service B&M $88,013
    Fulton Bank, National Association 19639 Route 522 Beaver Springs, PA 17812 Full Service B&M $29,319
    Fulton Bank, National Association 1995 Brookside Road Macungie, PA 18062 Full Service B&M $67,609
    Fulton Bank, National Association 2 Copperfield Circle Lititz, PA 17543 Full Service B&M $94,372
    Fulton Bank, National Association 2 Ryan Road Marlboro, NJ 7746 Full Service B&M $50,489
    Fulton Bank, National Association 2 Village Center Drive Freehold, NJ 7728 Full Service B&M $68,808
    Fulton Bank, National Association 20 Mcgovern Avenue Lancaster, PA 17602 Full Service B&M $105,921
    Fulton Bank, National Association 20 North Main Street Allentown, NJ 8501 Full Service B&M $81,628
    Fulton Bank, National Association 200 Bridgeton Pike Mantua, NJ 8051 Full Service B&M $174,893
    Fulton Bank, National Association 200 Nationwide Drive Harrisburg, PA 17110 Full Service B&M $186,612
    Fulton Bank, National Association 200 North Third Street Harrisburg, PA 17101 Full Service B&M $188,089
    Fulton Bank, National Association 200 South Poplar Street Berwick, PA 18603 Full Service B&M $20,795
    Fulton Bank, National Association 200 Townsedge Drive Quarryville, PA 17566 Full Service B&M $122,528
    Fulton Bank, National Association 2099 Columbia Avenue Lancaster, PA 17603 Full Service B&M $185,411
    Fulton Bank, National Association 200 W Lincoln Avenue Myerstown, PA 17067 Full Service B&M $186,605
    Fulton Bank, National Association 2000 Cambridge Avenue Wyomissing, PA 19610 Full Service B&M $14,455
    Fulton Bank, National Association 2005 City Line Road Bethlehem, PA 18017 Full Service B&M $149,117
    Fulton Bank, National Association 201 N. Route 73 West Berlin, NJ 8091 Full Service B&M $82,927
    Fulton Bank, National Association 2017 North Atherton Street State College, PA 16803 Full Service B&M $103,614
    Fulton Bank, National Association 20281 Coastal Highway Rehoboth Beach, DE 19971 Full Service B&M $79,773
    Fulton Bank, National Association 205 East Kennedy Boulevard Lakewood, NJ 8701 Full Service B&M $88,464
    Fulton Bank, National Association 2057 South Queen Street York, PA 17403 Full Service B&M $141,651
    Fulton Bank, National Association 207 North Grove Road National Park, NJ 8063 Full Service B&M $52,591
    Fulton Bank, National Association 207 North Main Street Boonsboro, MD 21713 Full Service B&M $60,465
    Fulton Bank, National Association 210 North Fifth Street Reading, PA 19601 Full Service B&M $130,467
    Fulton Bank, National Association 2100 Street Road Bensalem, PA 19020 Full Service B&M $76,834
    Fulton Bank, National Association 2100 Van Reed Road West Lawn, PA 19609 Full Service B&M $127,429
    Fulton Bank, National Association 21035 Dupont Blvd Georgetown, DE 19947 Full Service B&M $108,088
    Fulton Bank, National Association 215 E. Jimmie Leeds Road Galloway, NJ 8205 Full Service B&M $108,110
    Fulton Bank, National Association 217 Hanbury Road East Chesapeake, VA 23322 Full Service B&M $29,798
    Fulton Bank, National Association 22 Village Center Drive Logan Township, NJ 8085 Full Service B&M $95,093
    Fulton Bank, National Association 221 Shell Road Carneys Point, NJ 8069 Full Service B&M $56,120
    Fulton Bank, National Association 2220 Old Trail Road Etters, PA 17319 Full Service B&M $36,233
    Fulton Bank, National Association 227 East Main Street Middleburg, PA 17842 Full Service B&M $84,470
    Fulton Bank, National Association 2288 Blue Water Blvd. Odenton, MD 21113 Full Service B&M $15,398
    Fulton Bank, National Association 2350 North Reading Road Denver, PA 17517 Full Service B&M $251,779
    Fulton Bank, National Association 2387 Brandermill Blvd. Gambrills, MD 21054 Full Service B&M $25,120
    Fulton Bank, National Association 2400 Conrad Weiser Parkway Womelsdorf, PA 19567 Full Service B&M $117,384
    Fulton Bank, National Association 2430 Willow Street Pike Lancaster, PA 17602 Full Service B&M $176,084
    Fulton Bank, National Association 2460 Whitehorse-Hamilton Square Road Hamilton, NJ 8690 Full Service B&M $52,671
    Fulton Bank, National Association 25 North Main St. Elmer, NJ 8318 Full Service B&M $26,873
    Fulton Bank, National Association 2525 Nazareth Road Easton, PA 18045 Full Service B&M $106,934
    Fulton Bank, National Association 2677a Shillington Road Sinking Spring, PA 19608 Full Service B&M $178,939
    Fulton Bank, National Association 2700 West Girard Avenue Philadelphia, PA 19130 Full Service B&M $9,262
    Fulton Bank, National Association 272 Us 46 Rockaway, NJ 7866 Full Service B&M $132,414
    Fulton Bank, National Association 274 Route 10 West Succasunna, NJ 7876 Full Service B&M $98,224
    Fulton Bank, National Association 2747 Century Boulevard Wyomissing, PA 19610 Full Service B&M $54,599
    Fulton Bank, National Association 280 Line Street Easton, PA 18042 Full Service B&M $32,031
    Fulton Bank, National Association 281 East Main Street Newark, DE 19711 Full Service B&M $70,075
    Fulton Bank, National Association 28581 Dupont Boulevard Millsboro, DE 19966 Full Service B&M $31,269
    Fulton Bank, National Association 30 South George Street York, PA 17401 Full Service B&M $286,889
    Fulton Bank, National Association 300 Commons Drive Oxford, PA 19363 Full Service B&M $69,441
    Fulton Bank, National Association 301 West Browning Road Bellmawr, NJ 8031 Full Service B&M $77,661
    Fulton Bank, National Association 30204 Sussex Highway Laurel, DE 19956 Full Service B&M $53,813
    Fulton Bank, National Association 303 Egg Harbor Road Sewell, NJ 8080 Full Service B&M $77,027
    Fulton Bank, National Association 304 Princeton Hightstown Rd East Windsor, NJ 8520 Full Service B&M $72,617
    Fulton Bank, National Association 3045-16 N Fifth St Hwy Reading, PA 19605 Full Service B&M $77,126
    Fulton Bank, National Association 305 Highland Drive Mountville, PA 17554 Full Service B&M $228,613
    Fulton Bank, National Association 315 S Black Horse Pike Williamstown, NJ 8094 Full Service B&M $88,760
    Fulton Bank, National Association 3183 Susquehanna Trail York, PA 17406 Full Service B&M $85,938
    Fulton Bank, National Association 3191 Cape Horn Road Red Lion, PA 17356 Full Service B&M $92,721
    Fulton Bank, National Association 324 Rt 72 West Manahawkin, NJ 8050 Full Service B&M $62,259
    Fulton Bank, National Association 3301 Easton Avenue Bethlehem, PA 18020 Full Service B&M $52,266
    Fulton Bank, National Association 3344 Trindle Road Camp Hill, PA 17011 Full Service B&M $141,132
    Fulton Bank, National Association 34 Mountain Boulevard Warren, NJ 7059 Full Service B&M $71,854
    Fulton Bank, National Association 34346 Carpenter's Way Lewes, DE 19958 Full Service B&M $76,718
    Fulton Bank, National Association 5998 Main Street East Petersburg, PA 17520 Full Service B&M $161,953
    Fulton Bank, National Association 35 North Delsea Drive Clayton, NJ 8312 Full Service B&M $42,643
    Fulton Bank, National Association 3545 Dam Neck Road Virginia Beach, VA 23456 Full Service B&M $27,807
    Fulton Bank, National Association 360 Northampton Street Easton, PA 18042 Full Service B&M $114,686
    Fulton Bank, National Association 3630 Rothsville Road Ephrata, PA 17522 Full Service B&M $115,609
    Fulton Bank, National Association 37 West Main Street Bloomsburg, PA 17815 Full Service B&M $32,467
    Fulton Bank, National Association 3727 Rt.378 Bethlehem, PA 18015 Full Service B&M $123,784
    Fulton Bank, National Association 379 N Main St Doylestown, PA 18901 Full Service B&M $134,921
    Fulton Bank, National Association 3812 Kirkwood Highway Wilmington, DE 19808 Full Service B&M $117,052
    Fulton Bank, National Association 3821 Union Deposit Road Harrisburg, PA 17109 Full Service B&M $115,833
    Fulton Bank, National Association 40 North Main St Manville, NJ 8835 Full Service B&M $70,810
    Fulton Bank, National Association 4001 William Penn Highway Easton, PA 18045 Full Service B&M $123,042
    Fulton Bank, National Association 4004 English Creek Rd Egg Harbor Township, NJ 8234 Full Service B&M $35,507
    Fulton Bank, National Association 4025 Jandy Blvd Nazareth, PA 18064 Full Service B&M $85,868
    Fulton Bank, National Association 412 Kings Highway Mickleton, NJ 8056 Full Service B&M $72,026
    Fulton Bank, National Association 4127 Tilghman Street Allentown, PA 18104 Full Service B&M $131,905
    Fulton Bank, National Association 4180 Dominion Boulevard Glen Allen, VA 23060 Full Service B&M $65,183
    Fulton Bank, National Association 425 Main Street Chester, NJ 7930 Limited, Administrative $0
    Fulton Bank, National Association 433 South Kinzer Avenue New Holland, PA 17557 Limited, Mobile/Seasonal Office $7,069
    Fulton Bank, National Association 433 West Penn Avenue Cleona, PA 17042 Full Service B&M $67,831
    Fulton Bank, National Association 4340 Newburg Road Nazareth, PA 18064 Full Service B&M $87,015
    Fulton Bank, National Association 4363 Perkiomen Ave Reading, PA 19606 Full Service B&M $81,636
    Fulton Bank, National Association 4429 Bonney Road Virginia Beach, VA 23462 Full Service B&M $113,501
    Fulton Bank, National Association 4450 Long Gate Parkway Ellicott City, MD 21043 Full Service B&M $98,690
    Fulton Bank, National Association 451 Granite Run Drive Lancaster, PA 17601 Full Service B&M $177,580
    Fulton Bank, National Association 468 W Main Street Middletown, DE 19709 Full Service B&M $53,812
    Fulton Bank, National Association 48 S. Greenwich Road Alloway, NJ 8001 Full Service B&M $49,393
    Fulton Bank, National Association 481 North Bridge Street Bridgewater, NJ 8807 Full Service B&M $70,989
    Fulton Bank, National Association 481 Royer Drive Lancaster, PA 17601 Full Service B&M $169,927
    Fulton Bank, National Association 4900 Hadley Center Drive South Plainfield, NJ 7080 Full Service B&M $27,439
    Fulton Bank, National Association 50 West End Avenue Somerville, NJ 8876 Limited, Drive-thru $0
    Fulton Bank, National Association 501 Independence Pkwy Suite 105 Chesapeake, VA 23320 Full Service B&M $36,677
    Fulton Bank, National Association 501 School House Road Kennett Square, PA 19348 Full Service B&M $130,880
    Fulton Bank, National Association 510 East Main St Chester, NJ 7930 Full Service B&M $34,503
    Fulton Bank, National Association 514 Kings Highway North Cherry Hill, NJ 8034 Full Service B&M $77,307
    Fulton Bank, National Association 5211 Presidents Court Frederick, MD 21703 Full Service B&M $36,189
    Fulton Bank, National Association 528 Berlin-Cross Keys Road Sicklerville, NJ 8081 Full Service B&M $16,609
    Fulton Bank, National Association 528 Greenfield Road Lancaster, PA 17601 Full Service B&M $134,314
    Fulton Bank, National Association 533 Fellowship Road, Suite 250 Mount Laurel, NJ 8054 Full Service B&M $0
    Fulton Bank, National Association 5360 Lincoln Highway Gap, PA 17527 Full Service B&M $87,218
    Fulton Bank, National Association 55 South Tulpehocken Street Pine Grove, PA 17963 Full Service B&M $128,332
    Fulton Bank, National Association 5500 K. Johnson Blvd Bordentown, NJ 8505 Full Service B&M $30,060
    Fulton Bank, National Association 555 Willow Street Lebanon, PA 17042 Full Service B&M $189,248
    Fulton Bank, National Association 5715 Eastern Ave Baltimore, MD 21224 Full Service B&M $3,978
    Fulton Bank, National Association 599 West Market Street Hellam, PA 17406 Full Service B&M $46,657
    Fulton Bank, National Association 6 Berlin Road Voorhees, NJ 8043 Full Service B&M $37,865
    Fulton Bank, National Association 60 Atlantic Avenue Ocean View, DE 19970 Full Service B&M $112,749
    Fulton Bank, National Association 601 Route 206 Hillsborough, NJ 8844 Full Service B&M $74,276
    Fulton Bank, National Association 601 Thimble Shoals Blvd. Newport News, VA 23606 Full Service B&M $35,684
    Fulton Bank, National Association 603 York Road Warminster, PA 18974 Full Service B&M $48,204
    Fulton Bank, National Association 6030 Daybreak Circle Clarksville, MD 21029 Full Service B&M $102,599
    Fulton Bank, National Association 61 Wilson Ave Hanover, PA 17331 Full Service B&M $89,179
    Fulton Bank, National Association 625 Elden St Herndon, VA 20170 Full Service Cyber Office $0
    Fulton Bank, National Association 625 Elden St Herndon, VA 20170 Full Service B&M $60,237
    Fulton Bank, National Association 630 Mill Street Danville, PA 17821 Full Service B&M $145,898
    Fulton Bank, National Association 65 West Main Street Leola, PA 17540 Full Service B&M $113,502
    Fulton Bank, National Association 6520 Carlisle Pike Mechanicsburg, PA 17050 Full Service B&M $92,672
    Fulton Bank, National Association 653 W. Broad Street Paulsboro, NJ 8066 Full Service B&M $55,240
    Fulton Bank, National Association 67 W. Aylesbury Road Lutherville Timonium, MD 21093 Full Service B&M $197,661
    Fulton Bank, National Association 694 Rt 15 South, Suite 101 Lake Hopatcong, NJ 7849 Full Service B&M $36,220
    Fulton Bank, National Association 696 East Main Street New Holland, PA 17557 Full Service B&M $92,475
    Fulton Bank, National Association 70 International Drive Lewisburg, PA 17837 Full Service B&M $94,739
    Fulton Bank, National Association 700 Middlesex Avenue Metuchen, NJ 8840 Full Service B&M $51,506
    Fulton Bank, National Association 710 Upper State Road North Wales, PA 19454 Full Service B&M $139,287
    Fulton Bank, National Association 7185 Columbia Gateway Drive Columbia, MD 21046 Full Service B&M $0
    Fulton Bank, National Association 7185 Columbia Gateway Drive Columbia, MD 21046 Full Service B&M $90,743
    Fulton Bank, National Association 736 Street Road Southampton, PA 18966 Full Service B&M $68,335
    Fulton Bank, National Association 7505 Greenway Center Drive Greenbelt, MD 20770 Full Service B&M $111,688
    Fulton Bank, National Association 755 Morton Avenue Bridgeton, NJ 8302 Full Service B&M $76,303
    Fulton Bank, National Association 7692 Dorchester Road Hanover, MD 21076 Full Service B&M $149,572
    Fulton Bank, National Association 7761 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $65,124
    Fulton Bank, National Association 7810 Old Branch Avenue Clinton, MD 20735 Full Service B&M $33,953
    Fulton Bank, National Association 799 State Street Pottstown, PA 19464 Full Service B&M $39,492
    Fulton Bank, National Association 800 Foulk Road Wilmington, DE 19803 Full Service B&M $79,002
    Fulton Bank, National Association 800 Southerly Rd Baltimore, MD 21286 Limited, Mobile/Seasonal Office $18,244
    Fulton Bank, National Association 801 Old York Road Jenkintown, PA 19046 Full Service B&M $66,613
    Fulton Bank, National Association One Market Square Manheim, PA 17545 Full Service B&M $188,506
    Fulton Bank, National Association 83 West Washington Street Hagerstown, MD 21740 Full Service B&M $49,033
    Fulton Bank, National Association 830 W Franklin Street Hagerstown, MD 21740 Limited, Drive-thru $21,709
    Fulton Bank, National Association 830 West 40th St Baltimore, MD 21211 Limited, Mobile/Seasonal Office $16,054
    Fulton Bank, National Association 835 North Fourth Street Sunbury, PA 17801 Full Service B&M $42,344
    Fulton Bank, National Association 8413 Route 104 Mount Pleasant Mills, PA 17853 Full Service B&M $44,179
    Fulton Bank, National Association 856 S. Broadway Wind Gap, PA 18091 Full Service B&M $134,138
    Fulton Bank, National Association 860 South Duke Street Lancaster, PA 17602 Full Service B&M $25,029
    Fulton Bank, National Association 861 West Baltimore Pike West Grove, PA 19390 Full Service B&M $145,125
    Fulton Bank, National Association 866 North Us Route 15 Dillsburg, PA 17019 Full Service B&M $60,319
    Fulton Bank, National Association 870 West Bay Avenue Barnegat, NJ 8005 Full Service B&M $30,213
    Fulton Bank, National Association 9 Ledgewood Avenue Netcong, NJ 7857 Full Service B&M $97,184
    Fulton Bank, National Association 900 South Potomac Street Hagerstown, MD 21740 Full Service B&M $57,076
    Fulton Bank, National Association 901 East Main Street Palmyra, PA 17078 Full Service B&M $112,281
    Fulton Bank, National Association 901 High Street Hackettstown, NJ 7840 Full Service B&M $69,901
    Fulton Bank, National Association 9012 Church Street Manassas, VA 20110 Full Service B&M $35,065
    Fulton Bank, National Association 9030 Stony Point Parkway Richmond, VA 23235 Full Service B&M $58,599
    Fulton Bank, National Association 9151 Baltimore National Pike Ellicott City, MD 21042 Full Service B&M $262,615
    Fulton Bank, National Association 929 North Wolfe Street Baltimore, MD 21205 Full Service B&M $7,622
    Fulton Bank, National Association 95 Community Street Charlottesville, VA 22911 Full Service B&M $2,490
    Fulton Bank, National Association 96 Village Square Baltimore, MD 21210 Full Service B&M $163,928
    Fulton Bank, National Association One East Broad Street Bethlehem, PA 18018 Full Service B&M $58,938
    Fulton Bank, National Association One Penn Square, P.O. Box 4887 Lancaster, PA 17604 Full Service B&M $1,098,791

    For 2020, Fulton Bank had 229 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $742,847
    Net interest income $657,047
    Total noninterest income $221,536
    Gross Fiduciary activities income $30,634
    Service charges on deposit accounts $39,105
    Trading account gains and fees $16,484
    Additional Noninterest Income $135,313
    Pre-tax net operating income $244,979
    Securities gains (or losses, -) $3,053
    Income before extraordinary items $213,559
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $213,559
    Minority interest net income $1,540
    Net income $212,019
    Sale, conversion, retirement of capital stock, net $5,112
    Net operating income $210,933

    Fulton Bank's gross interest income from loans was $742,847,000.
    Fulton Bank's net interest income from loans was $657,047,000.
    Fulton Bank's fee based income from loans was $39,105,000.
    Fulton Bank's net income from loans was $212,019,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $85,800
    Provision for credit losses $77,760
    Total noninterest expense $555,844
    Salaries and employee benefits $316,366
    Premises and equipment expense $68,431
    Additional noninterest expense $171,047
    Applicable income taxes $34,473
    Net charge-offs $9,538
    Cash dividends $50,000

    Fulton Bank's interest expense for loans was $85,800,000.
    Fulton Bank's payroll and benefits expense were $316,366,000.
    Fulton Bank's property, plant and equipment expenses $68,431,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $21,061,481
    Deposits held in domestic offices $21,061,481
    Deposits by Individuals, partnerships, and corporations $18,470,950
    Deposits by U.S. Government $3,304
    Deposits by States and political subdivisions in the U.S. $2,577,704
    Deposits by Commercial banks and other depository institutions in U.S. $9,523
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $12,259,347
    Demand deposits $7,744,164
    Nontransaction accounts $8,802,134
    Money market deposit accounts (MMDAs) $4,730,608
    Other savings deposits (excluding MMDAs) $1,861,710
    Total time deposits $2,209,816
    Total time and savings deposits $13,317,317
    Noninterest-bearing deposits $7,333,103
    Interest-bearing deposits $13,728,378
    Retail deposits $20,395,870
    IRAs and Keogh plan accounts $556,744
    Brokered deposits $335,185
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $25,756,621
    Cash & Balances due from depository institutions $1,815,168
    Interest-bearing balances $1,544,744
    Total securities $3,371,355
    Federal funds sold & reverse repurchase $0
    Net loans and leases $18,724,730
    Loan and leases loss allowance $277,567
    Trading account assets $330,953
    Bank premises and fixed assets $275,933
    Other real estate owned $4,178
    Goodwill and other intangibles $561,418
    All other assets $672,886

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $25,756,620
    Total Liabilities $22,667,048
    Total deposits $21,061,481
    Interest-bearing deposits $13,728,378
    Deposits held in domestic offices $21,061,481
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $68,438
    Trading liabilities $165,207
    Other borrowed funds $1,108,223
    Subordinated debt $0
    All other liabilities $263,699

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $18,724,730
    Loan and leases loss allowance $277,567
    Total loans and leases (domestic) $19,002,297
    All real estate loans $13,142,838
    Real estate loans in domestic offices $13,142,838
    Construction and development loans $992,262
    Residential 1-4 family construction $248,367
    Other construction, all land development and other land $743,895
    Loans secured by nonfarm nonresidential properties $5,966,942
    Nonfarm nonresidential secured by owner-occupied properties $3,074,622
    Commercial real estate & other non-farm, non-residential $2,892,320
    Multifamily residential real estate $626,296
    1-4 family residential loans $4,866,724
    Farmland loans $690,614
    Loans held in foreign offices $0
    Farm loans $185,431
    Commercial and industrial loans $3,675,434
    To non-U.S. addressees $0
    Loans to individuals $484,600
    Credit card loans $1
    Related Plans $52,817
    Consumer Auto Loans $224,415
    Other loans to individuals $207,367
    All other loans & leases $1,513,995
    Loans to foreign governments and official institutions $0
    Other loans $212,793
    Loans to depository institutions and acceptances of other banks $99,445
    Loans not secured by real estate $175,509
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $66,570
    Non 1-4 family restructured loans & leases $35,568
    Total loans and leases (foreign) $0

    Fulton Bank had $18,724,730,000 of loans outstanding in 2020. $13,142,838,000 of loans were in real estate loans. $992,262,000 of loans were in development loans. $626,296,000 of loans were in multifamily mortgage loans. $4,866,724,000 of loans were in 1-4 family mortgage loans. $185,431,000 of loans were in farm loans. $1,000 of loans were in credit card loans. $224,415,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 4,847 $979,846 $202,155
    Nonfarm, nonresidential loans - <$100k 716 $17,377 $24,270
    Nonfarm, nonresidential loans - $100-250k 1,398 $119,684 $85,611
    Nonfarm, nonresidential loans - $250k-1MM 2,733 $842,785 $308,374
    Commercial & Industrial, US addressed loans - <$1MM 17,137 $1,292,158 $75,402
    Commercial & Industrial, US addressed loans - <$100k 11,246 $228,977 $20,361
    Commercial & Industrial, US addressed loans - $100-250k 2,962 $282,263 $95,295
    Commercial & Industrial, US addressed loans - $250k-1MM 2,929 $780,918 $266,616
    Farmland loans - <$1MM 1,300 $152,792 $117,532
    Farmland loans - <$100k 443 $10,909 $24,625
    Farmland loans - $100-250k 404 $35,437 $87,715
    Farmland loans - $250k-1MM 453 $106,446 $234,980
    Agriculture operations loans - <$1MM 1,486 $77,041 $51,845
    Agriculture operations loans - <$100k 996 $20,922 $21,006
    Agriculture operations loans - $100-250k 340 $29,181 $85,826
    Agriculture operations loans - $250k-1MM 150 $26,938 $179,587