Fulton Bank Mortgage Rates, Fees & Info
Lancaster, PALEI: DZC62HF6UIZYJ08V1J90
Tax ID: 23-1928421
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Review & Overview
Fulton Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Fulton Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, Baltimore, Washington, New York, and Lancaster among others. We have data for 72 markets. (Some data included below & more in-depth data is available with an active subscription.)Fulton Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fulton Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 3.94% | 4/21/24 |
| 30 Year Conventional Purchase | 6.59% | 4/21/24 |
| 30 Year Conventional Refi | 6.56% | 4/21/24 |
| 30 Year Cash-out Refi | 6.71% | 4/21/24 |
| 30 Year FHA Purchase | 7.29% | 4/21/24 |
| 30 Year FHA Refi | 7.31% | 4/21/24 |
| 30 Year VA Purchase | 6.17% | 4/21/24 |
| 30 Year USDA Purchase | 6.71% | 4/21/24 |
| 15 Year Conventional Purchase | 6.19% | 4/21/24 |
| 15 Year Conventional Refi | 6.07% | 4/21/24 |
| 15 Year Cash-out Refi | 6.07% | 4/21/24 |
| 15 Year FHA Purchase | 5.68% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Fulton Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,283Origination Dollar Volume (All Markets)
$3,598,065,000Employee count
3,248Awards
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Fulton Bank - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,922 | $521,490,000 | $271,327 | $4,614 | 3.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,231 | $441,615,000 | $358,745 | $4,813 | 3.31% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 767 | $389,725,000 | $508,116 | $5,304 | 3.35% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 780 | $332,410,000 | $426,167 | $5,288 | 3.31% |
| LANCASTER, PA (FHA|USDA|VA) | 1,541 | $292,945,000 | $190,101 | $4,244 | 3.27% |
| RICHMOND, VA (FHA|USDA|VA) | 632 | $242,780,000 | $384,146 | $4,020 | 3.33% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 544 | $198,010,000 | $363,989 | $4,466 | 3.33% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 393 | $167,465,000 | $426,120 | $4,460 | 3.26% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 612 | $150,800,000 | $246,405 | $4,236 | 3.35% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 465 | $108,165,000 | $232,613 | $4,197 | 3.26% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 336 | $107,500,000 | $319,940 | $4,661 | 3.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 624 | $106,750,000 | $171,074 | $4,295 | 3.34% |
| READING, PA (FHA|USDA|VA) | 571 | $105,075,000 | $184,019 | $4,286 | 3.39% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 151 | $66,285,000 | $438,974 | $4,426 | 3.45% |
| Outside of Metro Areas | 158 | $46,620,000 | $295,063 | $4,197 | 3.37% |
| LEBANON, PA (FHA|USDA|VA) | 316 | $46,110,000 | $145,918 | $3,944 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 122 | $32,270,000 | $264,508 | $4,517 | 3.42% |
| DOVER, DE (FHA|USDA|VA) | 37 | $31,805,000 | $859,595 | $4,794 | 3.35% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 165 | $31,255,000 | $189,424 | $4,282 | 3.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 157 | $21,115,000 | $134,490 | $3,844 | 3.44% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 97 | $20,485,000 | $211,186 | $5,030 | 3.16% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 57 | $13,875,000 | $243,421 | $4,109 | 3.40% |
| GETTYSBURG, PA (FHA|USDA|VA) | 64 | $12,930,000 | $202,031 | $4,852 | 3.27% |
| Sunbury, PA (FHA|USDA|VA) | 82 | $11,810,000 | $144,024 | $4,583 | 3.40% |
| Lewisburg, PA (FHA|USDA|VA) | 48 | $10,150,000 | $211,458 | $4,659 | 3.23% |
| Selinsgrove, PA (FHA|USDA|VA) | 87 | $8,955,000 | $102,931 | $4,732 | 3.34% |
| Pottsville, PA (FHA|USDA|VA) | 63 | $6,985,000 | $110,873 | $3,413 | 3.53% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 26 | $5,790,000 | $222,692 | $4,357 | 3.43% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 30 | $5,450,000 | $181,667 | $4,323 | 3.05% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $5,185,000 | $740,714 | $6,214 | 3.16% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 29 | $5,125,000 | $176,724 | $4,060 | 3.37% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 27 | $4,345,000 | $160,926 | $4,408 | 3.45% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 26 | $3,710,000 | $142,692 | $3,716 | 3.46% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $4,985 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 11 | $3,325,000 | $302,273 | $3,610 | 3.07% |
| Easton, MD (FHA|USDA|VA) | 5 | $3,105,000 | $621,000 | $4,060 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,020,000 | $503,333 | $6,557 | 3.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $2,665,000 | $380,714 | $4,137 | 3.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $7,186 | 3.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $3,666 | 3.43% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $4,739 | 3.67% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $3,557 | 3.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $10,197 | 3.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $4,540 | 3.13% |
| Huntingdon, PA (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,656 | 3.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $3,215 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $3,945 | 2.56% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,299 | 3.21% |
| Lock Haven, PA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,355 | 3.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $7,748 | 3.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,660 | 3.06% |
| Lewistown, PA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,341 | 3.73% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,911 | 3.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,868 | 2.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,325 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,793 | 3.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,976 | 2.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,576 | 2.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,336 | 3.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,932 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,396 | 2.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.78% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,505 | 2.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,041 | 3.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,674 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,864 | 3.38% |
| Sayre, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,593 | 2.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,202 | 3.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,040 | 3.25% |
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Product Mix
For 2020, Fulton Bank's most frequently originated type of loan was Conventional, with 8,297 originations. Their 2nd most popular type was HELOC, with 3,286 originations.
Loan Reason
For 2020, Fulton Bank's most frequently cited loan purpose was Home Purchase, with 5,147 originations. The 2nd most popular reason was Refi, with 4,108 originations.
Loan Duration/Length
For 2020, Fulton Bank's most frequently cited loan duration was 30 Year, with 6,371 originations. The 2nd most popular length was Other, with 3,433 originations.
Origination Fees/Closing Costs
Fulton Bank's average total fees were $4,639, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,748 originations.
Interest Rates
During 2020, Fulton Bank's average interest rate for loans was 3.37%, while their most frequently originated rate bucket for loans was 3-4%, with 7,642 originations.
Loan Sizing
2020 saw Fulton Bank place emphasis on $200k-400k loans with 3,925 originations, totaling $1,098,145,000 in origination value.
Applicant Income
Fulton Bank lent most frequently to those with incomes in the $100k-150k range, with 2,313 originations. The second most popular income band? $50k-75k, with 2,212 originations.
Applicant Debt to Income Ratio
Fulton Bank lent most frequently to those with DTI ratios of 20-30%, with 3,332 originations. The next most common DTI ratio? 30-36%, with 2,251 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.85%
Fulton Bank has an average approval rate.
Pick Rate
Approvals leading to origination77.97%
Fulton Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,283 | $3,598,065,000 | $292,930 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FULTON FINANCIAL CORPORATION | Conventional home mortgage | Trouble during payment process | 4 | 57.1% |
| FULTON FINANCIAL CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
| FULTON FINANCIAL CORPORATION | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 28.6% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Fulton Bank, National Association | 1 South Main Street Woodstown, NJ 8098 | Full Service B&M | $122,162 |
| Fulton Bank, National Association | 1 West Main Street Annville, PA 17003 | Full Service B&M | $96,339 |
| Fulton Bank, National Association | 100 Park Avenue Woodbury, NJ 8096 | Full Service B&M | $148,018 |
| Fulton Bank, National Association | 100 South Third Street Hamburg, PA 19526 | Full Service B&M | $98,503 |
| Fulton Bank, National Association | 100 West First Avenue Parkesburg, PA 19365 | Full Service B&M | $63,713 |
| Fulton Bank, National Association | 100 West Independence Street Shamokin, PA 17872 | Full Service B&M | $61,345 |
| Fulton Bank, National Association | 101 Floral Vale Boulevard Yardley, PA 19067 | Full Service B&M | $82,474 |
| Fulton Bank, National Association | 1013 Centre Rd, Suite 104 Wilmington, DE 19805 | Limited, Administrative | $0 |
| Fulton Bank, National Association | 103 West End Avenue Somerville, NJ 8876 | Full Service B&M | $170,235 |
| Fulton Bank, National Association | 1055 West Joppa Rd Towson, MD 21204 | Limited, Mobile/Seasonal Office | $16,707 |
| Fulton Bank, National Association | 1060 Lititz Pike Lititz, PA 17543 | Full Service B&M | $185,770 |
| Fulton Bank, National Association | 11000 Broken Land Parkway, Suite 118 Columbia, MD 21044 | Full Service B&M | $151,543 |
| Fulton Bank, National Association | 1101 Tilton Road Northfield, NJ 8225 | Full Service B&M | $53,456 |
| Fulton Bank, National Association | 1102 Shrewsbury Commons Ave Shrewsbury, PA 17361 | Full Service B&M | $37,786 |
| Fulton Bank, National Association | 111 Ballard Avenue Pitman, NJ 8071 | Full Service B&M | $54,316 |
| Fulton Bank, National Association | 1113 Bloom Road Danville, PA 17821 | Full Service B&M | $28,791 |
| Fulton Bank, National Association | 1137 Chestnut Street Emmaus, PA 18049 | Full Service B&M | $84,283 |
| Fulton Bank, National Association | 116 West Market Street West Chester, PA 19382 | Full Service B&M | $47,210 |
| Fulton Bank, National Association | 119 West Main Street Hummelstown, PA 17036 | Full Service B&M | $81,199 |
| Fulton Bank, National Association | 1201 West Chester Pike West Chester, PA 19382 | Full Service B&M | $114,242 |
| Fulton Bank, National Association | 1212 Cocoa Avenue Hershey, PA 17033 | Full Service B&M | $155,167 |
| Fulton Bank, National Association | 1216 Millersville Pike Lancaster, PA 17603 | Full Service B&M | $100,451 |
| Fulton Bank, National Association | 122 Eagle Point Lane Bellefonte, PA 16823 | Full Service B&M | $47,111 |
| Fulton Bank, National Association | 1220 North Broad Street Philadelphia, PA 19121 | Full Service B&M | $3,255 |
| Fulton Bank, National Association | 12266 Rockville Pike Rockville, MD 20852 | Full Service B&M | $44,432 |
| Fulton Bank, National Association | 125 Salem-Woodstown Road Salem, NJ 8079 | Full Service B&M | $70,308 |
| Fulton Bank, National Association | 125 South Broadway Pennsville, NJ 8070 | Full Service B&M | $44,282 |
| Fulton Bank, National Association | 1255 North Susquehanna Trail Hummels Wharf, PA 17831 | Full Service B&M | $89,151 |
| Fulton Bank, National Association | 1267 Horseshoe Pike Downingtown, PA 19335 | Full Service B&M | $76,589 |
| Fulton Bank, National Association | 130 North Street Elkton, MD 21921 | Full Service B&M | $148,375 |
| Fulton Bank, National Association | 1302 Route 38 Hainesport, NJ 8036 | Full Service B&M | $92,970 |
| Fulton Bank, National Association | 1323 Grape Street Whitehall, PA 18052 | Full Service B&M | $72,667 |
| Fulton Bank, National Association | 1333 East Lehman Street Lebanon, PA 17046 | Full Service B&M | $40,370 |
| Fulton Bank, National Association | 1374 Heidelberg Ave Schaefferstown, PA 17088 | Full Service B&M | $82,627 |
| Fulton Bank, National Association | 1380 Easton Road Warrington, PA 18976 | Full Service B&M | $75,452 |
| Fulton Bank, National Association | 1386 Route 130 And Main Street Windsor, NJ 8561 | Full Service B&M | $68,476 |
| Fulton Bank, National Association | 139 Manhattan Street Jackson, NJ 8527 | Full Service B&M | $40,307 |
| Fulton Bank, National Association | 1429 North Third Street Harrisburg, PA 17102 | Full Service B&M | $41,119 |
| Fulton Bank, National Association | 1460 Route 70 East Cherry Hill, NJ 8034 | Full Service B&M | $71,123 |
| Fulton Bank, National Association | 1500 Kenneth Road York, PA 17408 | Full Service B&M | $188,815 |
| Fulton Bank, National Association | 153 Bridgeton Pike Mullica Hill, NJ 8062 | Full Service B&M | $34,870 |
| Fulton Bank, National Association | 155 E. Swedesford Road Exton, PA 19341 | Full Service B&M | $83,053 |
| Fulton Bank, National Association | 157 Route 31 South Oxford, NJ 7863 | Full Service B&M | $63,547 |
| Fulton Bank, National Association | 1585 Potomac Avenue Hagerstown, MD 21742 | Full Service B&M | $123,276 |
| Fulton Bank, National Association | 1616 Laskin Road Virginia Beach, VA 23451 | Full Service B&M | $33,095 |
| Fulton Bank, National Association | 1640 Dual Highway Hagerstown, MD 21740 | Full Service B&M | $116,392 |
| Fulton Bank, National Association | 1641 South Market Street Elizabethtown, PA 17022 | Full Service B&M | $124,022 |
| Fulton Bank, National Association | 17 Kings Highway West Haddonfield, NJ 8033 | Full Service B&M | $42,432 |
| Fulton Bank, National Association | 1701 John F. Kennedy Blvd Philadelphia, PA 19103 | Full Service B&M | $20,272 |
| Fulton Bank, National Association | 1713 West Main Street Ephrata, PA 17522 | Full Service B&M | $74,626 |
| Fulton Bank, National Association | 1732 East Third Street Williamsport, PA 17701 | Full Service B&M | $26,871 |
| Fulton Bank, National Association | 175 Thomas Johnson Drive Frederick, MD 21702 | Full Service B&M | $29,409 |
| Fulton Bank, National Association | 176 Mountain Ave Hackettstown, NJ 7840 | Full Service B&M | $73,904 |
| Fulton Bank, National Association | 1764 Quentin Road Lebanon, PA 17042 | Full Service B&M | $156,136 |
| Fulton Bank, National Association | 17803 Virginia Avenue Hagerstown, MD 21740 | Full Service B&M | $77,146 |
| Fulton Bank, National Association | 179 Kings Highway Woolwich Township, NJ 8085 | Full Service B&M | $88,586 |
| Fulton Bank, National Association | 18 Elmer Street Madison, NJ 7940 | Full Service B&M | $30,411 |
| Fulton Bank, National Association | 18201 Maugans Avenue Hagerstown, MD 21740 | Full Service B&M | $64,025 |
| Fulton Bank, National Association | 185 Memory Lane York, PA 17402 | Full Service B&M | $106,962 |
| Fulton Bank, National Association | 1903 Research Blvd Rockville, MD 20850 | Full Service B&M | $48,472 |
| Fulton Bank, National Association | 1928 Hamilton Street Allentown, PA 18104 | Full Service B&M | $72,965 |
| Fulton Bank, National Association | 194 Route 31 North Flemington, NJ 8822 | Full Service B&M | $169,990 |
| Fulton Bank, National Association | 1943 Oak Tree Road Edison, NJ 8820 | Full Service B&M | $41,784 |
| Fulton Bank, National Association | 1945 Sullivan Trail Easton, PA 18040 | Full Service B&M | $66,382 |
| Fulton Bank, National Association | 195 Greentree Road Marlton, NJ 8053 | Full Service B&M | $88,013 |
| Fulton Bank, National Association | 19639 Route 522 Beaver Springs, PA 17812 | Full Service B&M | $29,319 |
| Fulton Bank, National Association | 1995 Brookside Road Macungie, PA 18062 | Full Service B&M | $67,609 |
| Fulton Bank, National Association | 2 Copperfield Circle Lititz, PA 17543 | Full Service B&M | $94,372 |
| Fulton Bank, National Association | 2 Ryan Road Marlboro, NJ 7746 | Full Service B&M | $50,489 |
| Fulton Bank, National Association | 2 Village Center Drive Freehold, NJ 7728 | Full Service B&M | $68,808 |
| Fulton Bank, National Association | 20 Mcgovern Avenue Lancaster, PA 17602 | Full Service B&M | $105,921 |
| Fulton Bank, National Association | 20 North Main Street Allentown, NJ 8501 | Full Service B&M | $81,628 |
| Fulton Bank, National Association | 200 Bridgeton Pike Mantua, NJ 8051 | Full Service B&M | $174,893 |
| Fulton Bank, National Association | 200 Nationwide Drive Harrisburg, PA 17110 | Full Service B&M | $186,612 |
| Fulton Bank, National Association | 200 North Third Street Harrisburg, PA 17101 | Full Service B&M | $188,089 |
| Fulton Bank, National Association | 200 South Poplar Street Berwick, PA 18603 | Full Service B&M | $20,795 |
| Fulton Bank, National Association | 200 Townsedge Drive Quarryville, PA 17566 | Full Service B&M | $122,528 |
| Fulton Bank, National Association | 2099 Columbia Avenue Lancaster, PA 17603 | Full Service B&M | $185,411 |
| Fulton Bank, National Association | 200 W Lincoln Avenue Myerstown, PA 17067 | Full Service B&M | $186,605 |
| Fulton Bank, National Association | 2000 Cambridge Avenue Wyomissing, PA 19610 | Full Service B&M | $14,455 |
| Fulton Bank, National Association | 2005 City Line Road Bethlehem, PA 18017 | Full Service B&M | $149,117 |
| Fulton Bank, National Association | 201 N. Route 73 West Berlin, NJ 8091 | Full Service B&M | $82,927 |
| Fulton Bank, National Association | 2017 North Atherton Street State College, PA 16803 | Full Service B&M | $103,614 |
| Fulton Bank, National Association | 20281 Coastal Highway Rehoboth Beach, DE 19971 | Full Service B&M | $79,773 |
| Fulton Bank, National Association | 205 East Kennedy Boulevard Lakewood, NJ 8701 | Full Service B&M | $88,464 |
| Fulton Bank, National Association | 2057 South Queen Street York, PA 17403 | Full Service B&M | $141,651 |
| Fulton Bank, National Association | 207 North Grove Road National Park, NJ 8063 | Full Service B&M | $52,591 |
| Fulton Bank, National Association | 207 North Main Street Boonsboro, MD 21713 | Full Service B&M | $60,465 |
| Fulton Bank, National Association | 210 North Fifth Street Reading, PA 19601 | Full Service B&M | $130,467 |
| Fulton Bank, National Association | 2100 Street Road Bensalem, PA 19020 | Full Service B&M | $76,834 |
| Fulton Bank, National Association | 2100 Van Reed Road West Lawn, PA 19609 | Full Service B&M | $127,429 |
| Fulton Bank, National Association | 21035 Dupont Blvd Georgetown, DE 19947 | Full Service B&M | $108,088 |
| Fulton Bank, National Association | 215 E. Jimmie Leeds Road Galloway, NJ 8205 | Full Service B&M | $108,110 |
| Fulton Bank, National Association | 217 Hanbury Road East Chesapeake, VA 23322 | Full Service B&M | $29,798 |
| Fulton Bank, National Association | 22 Village Center Drive Logan Township, NJ 8085 | Full Service B&M | $95,093 |
| Fulton Bank, National Association | 221 Shell Road Carneys Point, NJ 8069 | Full Service B&M | $56,120 |
| Fulton Bank, National Association | 2220 Old Trail Road Etters, PA 17319 | Full Service B&M | $36,233 |
| Fulton Bank, National Association | 227 East Main Street Middleburg, PA 17842 | Full Service B&M | $84,470 |
| Fulton Bank, National Association | 2288 Blue Water Blvd. Odenton, MD 21113 | Full Service B&M | $15,398 |
| Fulton Bank, National Association | 2350 North Reading Road Denver, PA 17517 | Full Service B&M | $251,779 |
| Fulton Bank, National Association | 2387 Brandermill Blvd. Gambrills, MD 21054 | Full Service B&M | $25,120 |
| Fulton Bank, National Association | 2400 Conrad Weiser Parkway Womelsdorf, PA 19567 | Full Service B&M | $117,384 |
| Fulton Bank, National Association | 2430 Willow Street Pike Lancaster, PA 17602 | Full Service B&M | $176,084 |
| Fulton Bank, National Association | 2460 Whitehorse-Hamilton Square Road Hamilton, NJ 8690 | Full Service B&M | $52,671 |
| Fulton Bank, National Association | 25 North Main St. Elmer, NJ 8318 | Full Service B&M | $26,873 |
| Fulton Bank, National Association | 2525 Nazareth Road Easton, PA 18045 | Full Service B&M | $106,934 |
| Fulton Bank, National Association | 2677a Shillington Road Sinking Spring, PA 19608 | Full Service B&M | $178,939 |
| Fulton Bank, National Association | 2700 West Girard Avenue Philadelphia, PA 19130 | Full Service B&M | $9,262 |
| Fulton Bank, National Association | 272 Us 46 Rockaway, NJ 7866 | Full Service B&M | $132,414 |
| Fulton Bank, National Association | 274 Route 10 West Succasunna, NJ 7876 | Full Service B&M | $98,224 |
| Fulton Bank, National Association | 2747 Century Boulevard Wyomissing, PA 19610 | Full Service B&M | $54,599 |
| Fulton Bank, National Association | 280 Line Street Easton, PA 18042 | Full Service B&M | $32,031 |
| Fulton Bank, National Association | 281 East Main Street Newark, DE 19711 | Full Service B&M | $70,075 |
| Fulton Bank, National Association | 28581 Dupont Boulevard Millsboro, DE 19966 | Full Service B&M | $31,269 |
| Fulton Bank, National Association | 30 South George Street York, PA 17401 | Full Service B&M | $286,889 |
| Fulton Bank, National Association | 300 Commons Drive Oxford, PA 19363 | Full Service B&M | $69,441 |
| Fulton Bank, National Association | 301 West Browning Road Bellmawr, NJ 8031 | Full Service B&M | $77,661 |
| Fulton Bank, National Association | 30204 Sussex Highway Laurel, DE 19956 | Full Service B&M | $53,813 |
| Fulton Bank, National Association | 303 Egg Harbor Road Sewell, NJ 8080 | Full Service B&M | $77,027 |
| Fulton Bank, National Association | 304 Princeton Hightstown Rd East Windsor, NJ 8520 | Full Service B&M | $72,617 |
| Fulton Bank, National Association | 3045-16 N Fifth St Hwy Reading, PA 19605 | Full Service B&M | $77,126 |
| Fulton Bank, National Association | 305 Highland Drive Mountville, PA 17554 | Full Service B&M | $228,613 |
| Fulton Bank, National Association | 315 S Black Horse Pike Williamstown, NJ 8094 | Full Service B&M | $88,760 |
| Fulton Bank, National Association | 3183 Susquehanna Trail York, PA 17406 | Full Service B&M | $85,938 |
| Fulton Bank, National Association | 3191 Cape Horn Road Red Lion, PA 17356 | Full Service B&M | $92,721 |
| Fulton Bank, National Association | 324 Rt 72 West Manahawkin, NJ 8050 | Full Service B&M | $62,259 |
| Fulton Bank, National Association | 3301 Easton Avenue Bethlehem, PA 18020 | Full Service B&M | $52,266 |
| Fulton Bank, National Association | 3344 Trindle Road Camp Hill, PA 17011 | Full Service B&M | $141,132 |
| Fulton Bank, National Association | 34 Mountain Boulevard Warren, NJ 7059 | Full Service B&M | $71,854 |
| Fulton Bank, National Association | 34346 Carpenter's Way Lewes, DE 19958 | Full Service B&M | $76,718 |
| Fulton Bank, National Association | 5998 Main Street East Petersburg, PA 17520 | Full Service B&M | $161,953 |
| Fulton Bank, National Association | 35 North Delsea Drive Clayton, NJ 8312 | Full Service B&M | $42,643 |
| Fulton Bank, National Association | 3545 Dam Neck Road Virginia Beach, VA 23456 | Full Service B&M | $27,807 |
| Fulton Bank, National Association | 360 Northampton Street Easton, PA 18042 | Full Service B&M | $114,686 |
| Fulton Bank, National Association | 3630 Rothsville Road Ephrata, PA 17522 | Full Service B&M | $115,609 |
| Fulton Bank, National Association | 37 West Main Street Bloomsburg, PA 17815 | Full Service B&M | $32,467 |
| Fulton Bank, National Association | 3727 Rt.378 Bethlehem, PA 18015 | Full Service B&M | $123,784 |
| Fulton Bank, National Association | 379 N Main St Doylestown, PA 18901 | Full Service B&M | $134,921 |
| Fulton Bank, National Association | 3812 Kirkwood Highway Wilmington, DE 19808 | Full Service B&M | $117,052 |
| Fulton Bank, National Association | 3821 Union Deposit Road Harrisburg, PA 17109 | Full Service B&M | $115,833 |
| Fulton Bank, National Association | 40 North Main St Manville, NJ 8835 | Full Service B&M | $70,810 |
| Fulton Bank, National Association | 4001 William Penn Highway Easton, PA 18045 | Full Service B&M | $123,042 |
| Fulton Bank, National Association | 4004 English Creek Rd Egg Harbor Township, NJ 8234 | Full Service B&M | $35,507 |
| Fulton Bank, National Association | 4025 Jandy Blvd Nazareth, PA 18064 | Full Service B&M | $85,868 |
| Fulton Bank, National Association | 412 Kings Highway Mickleton, NJ 8056 | Full Service B&M | $72,026 |
| Fulton Bank, National Association | 4127 Tilghman Street Allentown, PA 18104 | Full Service B&M | $131,905 |
| Fulton Bank, National Association | 4180 Dominion Boulevard Glen Allen, VA 23060 | Full Service B&M | $65,183 |
| Fulton Bank, National Association | 425 Main Street Chester, NJ 7930 | Limited, Administrative | $0 |
| Fulton Bank, National Association | 433 South Kinzer Avenue New Holland, PA 17557 | Limited, Mobile/Seasonal Office | $7,069 |
| Fulton Bank, National Association | 433 West Penn Avenue Cleona, PA 17042 | Full Service B&M | $67,831 |
| Fulton Bank, National Association | 4340 Newburg Road Nazareth, PA 18064 | Full Service B&M | $87,015 |
| Fulton Bank, National Association | 4363 Perkiomen Ave Reading, PA 19606 | Full Service B&M | $81,636 |
| Fulton Bank, National Association | 4429 Bonney Road Virginia Beach, VA 23462 | Full Service B&M | $113,501 |
| Fulton Bank, National Association | 4450 Long Gate Parkway Ellicott City, MD 21043 | Full Service B&M | $98,690 |
| Fulton Bank, National Association | 451 Granite Run Drive Lancaster, PA 17601 | Full Service B&M | $177,580 |
| Fulton Bank, National Association | 468 W Main Street Middletown, DE 19709 | Full Service B&M | $53,812 |
| Fulton Bank, National Association | 48 S. Greenwich Road Alloway, NJ 8001 | Full Service B&M | $49,393 |
| Fulton Bank, National Association | 481 North Bridge Street Bridgewater, NJ 8807 | Full Service B&M | $70,989 |
| Fulton Bank, National Association | 481 Royer Drive Lancaster, PA 17601 | Full Service B&M | $169,927 |
| Fulton Bank, National Association | 4900 Hadley Center Drive South Plainfield, NJ 7080 | Full Service B&M | $27,439 |
| Fulton Bank, National Association | 50 West End Avenue Somerville, NJ 8876 | Limited, Drive-thru | $0 |
| Fulton Bank, National Association | 501 Independence Pkwy Suite 105 Chesapeake, VA 23320 | Full Service B&M | $36,677 |
| Fulton Bank, National Association | 501 School House Road Kennett Square, PA 19348 | Full Service B&M | $130,880 |
| Fulton Bank, National Association | 510 East Main St Chester, NJ 7930 | Full Service B&M | $34,503 |
| Fulton Bank, National Association | 514 Kings Highway North Cherry Hill, NJ 8034 | Full Service B&M | $77,307 |
| Fulton Bank, National Association | 5211 Presidents Court Frederick, MD 21703 | Full Service B&M | $36,189 |
| Fulton Bank, National Association | 528 Berlin-Cross Keys Road Sicklerville, NJ 8081 | Full Service B&M | $16,609 |
| Fulton Bank, National Association | 528 Greenfield Road Lancaster, PA 17601 | Full Service B&M | $134,314 |
| Fulton Bank, National Association | 533 Fellowship Road, Suite 250 Mount Laurel, NJ 8054 | Full Service B&M | $0 |
| Fulton Bank, National Association | 5360 Lincoln Highway Gap, PA 17527 | Full Service B&M | $87,218 |
| Fulton Bank, National Association | 55 South Tulpehocken Street Pine Grove, PA 17963 | Full Service B&M | $128,332 |
| Fulton Bank, National Association | 5500 K. Johnson Blvd Bordentown, NJ 8505 | Full Service B&M | $30,060 |
| Fulton Bank, National Association | 555 Willow Street Lebanon, PA 17042 | Full Service B&M | $189,248 |
| Fulton Bank, National Association | 5715 Eastern Ave Baltimore, MD 21224 | Full Service B&M | $3,978 |
| Fulton Bank, National Association | 599 West Market Street Hellam, PA 17406 | Full Service B&M | $46,657 |
| Fulton Bank, National Association | 6 Berlin Road Voorhees, NJ 8043 | Full Service B&M | $37,865 |
| Fulton Bank, National Association | 60 Atlantic Avenue Ocean View, DE 19970 | Full Service B&M | $112,749 |
| Fulton Bank, National Association | 601 Route 206 Hillsborough, NJ 8844 | Full Service B&M | $74,276 |
| Fulton Bank, National Association | 601 Thimble Shoals Blvd. Newport News, VA 23606 | Full Service B&M | $35,684 |
| Fulton Bank, National Association | 603 York Road Warminster, PA 18974 | Full Service B&M | $48,204 |
| Fulton Bank, National Association | 6030 Daybreak Circle Clarksville, MD 21029 | Full Service B&M | $102,599 |
| Fulton Bank, National Association | 61 Wilson Ave Hanover, PA 17331 | Full Service B&M | $89,179 |
| Fulton Bank, National Association | 625 Elden St Herndon, VA 20170 | Full Service Cyber Office | $0 |
| Fulton Bank, National Association | 625 Elden St Herndon, VA 20170 | Full Service B&M | $60,237 |
| Fulton Bank, National Association | 630 Mill Street Danville, PA 17821 | Full Service B&M | $145,898 |
| Fulton Bank, National Association | 65 West Main Street Leola, PA 17540 | Full Service B&M | $113,502 |
| Fulton Bank, National Association | 6520 Carlisle Pike Mechanicsburg, PA 17050 | Full Service B&M | $92,672 |
| Fulton Bank, National Association | 653 W. Broad Street Paulsboro, NJ 8066 | Full Service B&M | $55,240 |
| Fulton Bank, National Association | 67 W. Aylesbury Road Lutherville Timonium, MD 21093 | Full Service B&M | $197,661 |
| Fulton Bank, National Association | 694 Rt 15 South, Suite 101 Lake Hopatcong, NJ 7849 | Full Service B&M | $36,220 |
| Fulton Bank, National Association | 696 East Main Street New Holland, PA 17557 | Full Service B&M | $92,475 |
| Fulton Bank, National Association | 70 International Drive Lewisburg, PA 17837 | Full Service B&M | $94,739 |
| Fulton Bank, National Association | 700 Middlesex Avenue Metuchen, NJ 8840 | Full Service B&M | $51,506 |
| Fulton Bank, National Association | 710 Upper State Road North Wales, PA 19454 | Full Service B&M | $139,287 |
| Fulton Bank, National Association | 7185 Columbia Gateway Drive Columbia, MD 21046 | Full Service B&M | $0 |
| Fulton Bank, National Association | 7185 Columbia Gateway Drive Columbia, MD 21046 | Full Service B&M | $90,743 |
| Fulton Bank, National Association | 736 Street Road Southampton, PA 18966 | Full Service B&M | $68,335 |
| Fulton Bank, National Association | 7505 Greenway Center Drive Greenbelt, MD 20770 | Full Service B&M | $111,688 |
| Fulton Bank, National Association | 755 Morton Avenue Bridgeton, NJ 8302 | Full Service B&M | $76,303 |
| Fulton Bank, National Association | 7692 Dorchester Road Hanover, MD 21076 | Full Service B&M | $149,572 |
| Fulton Bank, National Association | 7761 Allentown Boulevard Harrisburg, PA 17112 | Full Service B&M | $65,124 |
| Fulton Bank, National Association | 7810 Old Branch Avenue Clinton, MD 20735 | Full Service B&M | $33,953 |
| Fulton Bank, National Association | 799 State Street Pottstown, PA 19464 | Full Service B&M | $39,492 |
| Fulton Bank, National Association | 800 Foulk Road Wilmington, DE 19803 | Full Service B&M | $79,002 |
| Fulton Bank, National Association | 800 Southerly Rd Baltimore, MD 21286 | Limited, Mobile/Seasonal Office | $18,244 |
| Fulton Bank, National Association | 801 Old York Road Jenkintown, PA 19046 | Full Service B&M | $66,613 |
| Fulton Bank, National Association | One Market Square Manheim, PA 17545 | Full Service B&M | $188,506 |
| Fulton Bank, National Association | 83 West Washington Street Hagerstown, MD 21740 | Full Service B&M | $49,033 |
| Fulton Bank, National Association | 830 W Franklin Street Hagerstown, MD 21740 | Limited, Drive-thru | $21,709 |
| Fulton Bank, National Association | 830 West 40th St Baltimore, MD 21211 | Limited, Mobile/Seasonal Office | $16,054 |
| Fulton Bank, National Association | 835 North Fourth Street Sunbury, PA 17801 | Full Service B&M | $42,344 |
| Fulton Bank, National Association | 8413 Route 104 Mount Pleasant Mills, PA 17853 | Full Service B&M | $44,179 |
| Fulton Bank, National Association | 856 S. Broadway Wind Gap, PA 18091 | Full Service B&M | $134,138 |
| Fulton Bank, National Association | 860 South Duke Street Lancaster, PA 17602 | Full Service B&M | $25,029 |
| Fulton Bank, National Association | 861 West Baltimore Pike West Grove, PA 19390 | Full Service B&M | $145,125 |
| Fulton Bank, National Association | 866 North Us Route 15 Dillsburg, PA 17019 | Full Service B&M | $60,319 |
| Fulton Bank, National Association | 870 West Bay Avenue Barnegat, NJ 8005 | Full Service B&M | $30,213 |
| Fulton Bank, National Association | 9 Ledgewood Avenue Netcong, NJ 7857 | Full Service B&M | $97,184 |
| Fulton Bank, National Association | 900 South Potomac Street Hagerstown, MD 21740 | Full Service B&M | $57,076 |
| Fulton Bank, National Association | 901 East Main Street Palmyra, PA 17078 | Full Service B&M | $112,281 |
| Fulton Bank, National Association | 901 High Street Hackettstown, NJ 7840 | Full Service B&M | $69,901 |
| Fulton Bank, National Association | 9012 Church Street Manassas, VA 20110 | Full Service B&M | $35,065 |
| Fulton Bank, National Association | 9030 Stony Point Parkway Richmond, VA 23235 | Full Service B&M | $58,599 |
| Fulton Bank, National Association | 9151 Baltimore National Pike Ellicott City, MD 21042 | Full Service B&M | $262,615 |
| Fulton Bank, National Association | 929 North Wolfe Street Baltimore, MD 21205 | Full Service B&M | $7,622 |
| Fulton Bank, National Association | 95 Community Street Charlottesville, VA 22911 | Full Service B&M | $2,490 |
| Fulton Bank, National Association | 96 Village Square Baltimore, MD 21210 | Full Service B&M | $163,928 |
| Fulton Bank, National Association | One East Broad Street Bethlehem, PA 18018 | Full Service B&M | $58,938 |
| Fulton Bank, National Association | One Penn Square, P.O. Box 4887 Lancaster, PA 17604 | Full Service B&M | $1,098,791 |
For 2020, Fulton Bank had 229 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $742,847 |
| Net interest income | $657,047 |
| Total noninterest income | $221,536 |
| Gross Fiduciary activities income | $30,634 |
| Service charges on deposit accounts | $39,105 |
| Trading account gains and fees | $16,484 |
| Additional Noninterest Income | $135,313 |
| Pre-tax net operating income | $244,979 |
| Securities gains (or losses, -) | $3,053 |
| Income before extraordinary items | $213,559 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $213,559 |
| Minority interest net income | $1,540 |
| Net income | $212,019 |
| Sale, conversion, retirement of capital stock, net | $5,112 |
| Net operating income | $210,933 |
Fulton Bank's gross interest income from loans was $742,847,000.
Fulton Bank's net interest income from loans was $657,047,000.
Fulton Bank's fee based income from loans was $39,105,000.
Fulton Bank's net income from loans was $212,019,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $85,800 |
| Provision for credit losses | $77,760 |
| Total noninterest expense | $555,844 |
| Salaries and employee benefits | $316,366 |
| Premises and equipment expense | $68,431 |
| Additional noninterest expense | $171,047 |
| Applicable income taxes | $34,473 |
| Net charge-offs | $9,538 |
| Cash dividends | $50,000 |
Fulton Bank's interest expense for loans was $85,800,000.
Fulton Bank's payroll and benefits expense were $316,366,000.
Fulton Bank's property, plant and equipment expenses $68,431,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 1.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $21,061,481 |
| Deposits held in domestic offices | $21,061,481 |
| Deposits by Individuals, partnerships, and corporations | $18,470,950 |
| Deposits by U.S. Government | $3,304 |
| Deposits by States and political subdivisions in the U.S. | $2,577,704 |
| Deposits by Commercial banks and other depository institutions in U.S. | $9,523 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $12,259,347 |
| Demand deposits | $7,744,164 |
| Nontransaction accounts | $8,802,134 |
| Money market deposit accounts (MMDAs) | $4,730,608 |
| Other savings deposits (excluding MMDAs) | $1,861,710 |
| Total time deposits | $2,209,816 |
| Total time and savings deposits | $13,317,317 |
| Noninterest-bearing deposits | $7,333,103 |
| Interest-bearing deposits | $13,728,378 |
| Retail deposits | $20,395,870 |
| IRAs and Keogh plan accounts | $556,744 |
| Brokered deposits | $335,185 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $25,756,621 |
| Cash & Balances due from depository institutions | $1,815,168 |
| Interest-bearing balances | $1,544,744 |
| Total securities | $3,371,355 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $18,724,730 |
| Loan and leases loss allowance | $277,567 |
| Trading account assets | $330,953 |
| Bank premises and fixed assets | $275,933 |
| Other real estate owned | $4,178 |
| Goodwill and other intangibles | $561,418 |
| All other assets | $672,886 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $25,756,620 |
| Total Liabilities | $22,667,048 |
| Total deposits | $21,061,481 |
| Interest-bearing deposits | $13,728,378 |
| Deposits held in domestic offices | $21,061,481 |
| % insured (estimated) | $67 |
| Federal funds purchased and repurchase agreements | $68,438 |
| Trading liabilities | $165,207 |
| Other borrowed funds | $1,108,223 |
| Subordinated debt | $0 |
| All other liabilities | $263,699 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $18,724,730 |
| Loan and leases loss allowance | $277,567 |
| Total loans and leases (domestic) | $19,002,297 |
| All real estate loans | $13,142,838 |
| Real estate loans in domestic offices | $13,142,838 |
| Construction and development loans | $992,262 |
| Residential 1-4 family construction | $248,367 |
| Other construction, all land development and other land | $743,895 |
| Loans secured by nonfarm nonresidential properties | $5,966,942 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,074,622 |
| Commercial real estate & other non-farm, non-residential | $2,892,320 |
| Multifamily residential real estate | $626,296 |
| 1-4 family residential loans | $4,866,724 |
| Farmland loans | $690,614 |
| Loans held in foreign offices | $0 |
| Farm loans | $185,431 |
| Commercial and industrial loans | $3,675,434 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $484,600 |
| Credit card loans | $1 |
| Related Plans | $52,817 |
| Consumer Auto Loans | $224,415 |
| Other loans to individuals | $207,367 |
| All other loans & leases | $1,513,995 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $212,793 |
| Loans to depository institutions and acceptances of other banks | $99,445 |
| Loans not secured by real estate | $175,509 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $66,570 |
| Non 1-4 family restructured loans & leases | $35,568 |
| Total loans and leases (foreign) | $0 |
Fulton Bank had $18,724,730,000 of loans outstanding in 2020. $13,142,838,000 of loans were in real estate loans. $992,262,000 of loans were in development loans. $626,296,000 of loans were in multifamily mortgage loans. $4,866,724,000 of loans were in 1-4 family mortgage loans. $185,431,000 of loans were in farm loans. $1,000 of loans were in credit card loans. $224,415,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 4,847 | $979,846 | $202,155 |
| Nonfarm, nonresidential loans - <$100k | 716 | $17,377 | $24,270 |
| Nonfarm, nonresidential loans - $100-250k | 1,398 | $119,684 | $85,611 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,733 | $842,785 | $308,374 |
| Commercial & Industrial, US addressed loans - <$1MM | 17,137 | $1,292,158 | $75,402 |
| Commercial & Industrial, US addressed loans - <$100k | 11,246 | $228,977 | $20,361 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,962 | $282,263 | $95,295 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 2,929 | $780,918 | $266,616 |
| Farmland loans - <$1MM | 1,300 | $152,792 | $117,532 |
| Farmland loans - <$100k | 443 | $10,909 | $24,625 |
| Farmland loans - $100-250k | 404 | $35,437 | $87,715 |
| Farmland loans - $250k-1MM | 453 | $106,446 | $234,980 |
| Agriculture operations loans - <$1MM | 1,486 | $77,041 | $51,845 |
| Agriculture operations loans - <$100k | 996 | $20,922 | $21,006 |
| Agriculture operations loans - $100-250k | 340 | $29,181 | $85,826 |
| Agriculture operations loans - $250k-1MM | 150 | $26,938 | $179,587 |