Wesbanco Mortgage Rates, Fees & Info
Wheeling, WVLEI: QGPGHQ1ENZOOLJRFTH41
Tax ID: 55-0143590
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Review & Overview
Wesbanco is a smaller mortgage company specializing in Home Purchase loans. Wesbanco has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Cincinnati, Pittsburgh, Morgantown, and Louisville among others. We have data for 85 markets. (Some data included below & more in-depth data is available with an active subscription.)Wesbanco has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wesbanco is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
30 Year Conventional Purchase | 6.60% | 12/16/24 |
30 Year Conventional Refi | 6.53% | 12/16/24 |
30 Year Cash-out Refi | 6.51% | 12/16/24 |
30 Year FHA Purchase | 7.22% | 12/16/24 |
30 Year FHA Refi | 6.77% | 12/16/24 |
30 Year VA Purchase | 6.04% | 12/16/24 |
30 Year VA Refi | 6.27% | 12/16/24 |
30 Year USDA Purchase | 6.39% | 12/16/24 |
30 Year USDA Refi | 6.27% | 12/16/24 |
15 Year Conventional Purchase | 6.22% | 12/16/24 |
15 Year Conventional Refi | 6.21% | 12/16/24 |
15 Year Cash-out Refi | 6.21% | 12/16/24 |
15 Year FHA Purchase | 5.68% | 12/16/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Wesbanco Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,634Origination Dollar Volume (All Markets)
$911,690,000Employee count
2,353 Show all (41) awardsWesBanco - 2018
WesBanco is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
COLUMBUS, OH (FHA|USDA|VA) | 386 | $177,380,000 | $459,534 | $4,065 | 4.87% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 434 | $129,860,000 | $299,217 | $4,172 | 4.81% |
PITTSBURGH, PA (FHA|USDA|VA) | 759 | $121,775,000 | $160,441 | $4,285 | 4.84% |
MORGANTOWN, WV (FHA|USDA|VA) | 192 | $77,950,000 | $405,990 | $3,694 | 4.81% |
LOUISVILLE, KY (FHA|USDA|VA) | 299 | $52,405,000 | $175,268 | $3,445 | 5.09% |
WHEELING, WV-OH (FHA|USDA|VA) | 416 | $48,080,000 | $115,577 | $3,678 | 5.04% |
Clarksburg, WV (FHA|USDA|VA) | 205 | $32,245,000 | $157,293 | $3,644 | 4.86% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 127 | $23,225,000 | $182,874 | $3,184 | 4.93% |
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 124 | $23,210,000 | $187,177 | $3,708 | 4.91% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 142 | $21,270,000 | $149,789 | $3,836 | 4.97% |
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 208 | $20,220,000 | $97,212 | $2,867 | 4.92% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 116 | $18,330,000 | $158,017 | $3,333 | 4.90% |
Outside of Metro Areas | 154 | $17,580,000 | $114,156 | $3,799 | 4.98% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 106 | $17,160,000 | $161,887 | $3,584 | 5.05% |
CHARLESTON, WV (FHA|USDA|VA) | 142 | $17,130,000 | $120,634 | $3,204 | 5.17% |
SPRINGFIELD, OH (FHA|USDA|VA) | 131 | $13,505,000 | $103,092 | $3,492 | 4.95% |
Chillicothe, OH (FHA|USDA|VA) | 93 | $10,735,000 | $115,430 | $3,616 | 4.95% |
Fairmont, WV (FHA|USDA|VA) | 72 | $9,940,000 | $138,056 | $3,608 | 5.00% |
Jackson, OH (FHA|USDA|VA) | 66 | $6,350,000 | $96,212 | $3,829 | 4.96% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $15,988 | 4.00% |
Frankfort, KY (FHA|USDA|VA) | 53 | $5,975,000 | $112,736 | $2,584 | 5.11% |
Portsmouth, OH (FHA|USDA|VA) | 58 | $5,900,000 | $101,724 | $3,937 | 4.93% |
New Castle, PA (FHA|USDA|VA) | 78 | $5,890,000 | $75,513 | $4,113 | 5.12% |
Marietta, OH (FHA|USDA|VA) | 36 | $4,660,000 | $129,444 | $4,157 | 5.14% |
Bardstown, KY (FHA|USDA|VA) | 47 | $4,275,000 | $90,957 | $3,398 | 5.06% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $3,600,000 | $1,800,000 | $0 | 4.62% |
Cambridge, OH (FHA|USDA|VA) | 33 | $3,035,000 | $91,970 | $3,756 | 5.18% |
Point Pleasant, WV-OH (FHA|USDA|VA) | 22 | $2,480,000 | $112,727 | $3,482 | 5.13% |
Athens, OH (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $3,101 | 5.01% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $4,646 | 4.34% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $2,025,000 | $2,025,000 | $11,787 | 4.25% |
Salem, OH (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $2,884 | 4.57% |
Georgetown, SC (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $11,178 | 4.38% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,670,000 | $835,000 | $6,334 | 4.06% |
Scottsburg, IN (FHA|USDA|VA) | 22 | $1,500,000 | $68,182 | $2,432 | 5.13% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $6,340 | 4.25% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $5,093 | 4.06% |
TOLEDO, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,160 | 5.47% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $3,037 | 4.13% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,947 | 5.13% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,284 | 4.75% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,449 | 4.13% |
AKRON, OH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,862 | 4.88% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,363 | 4.50% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $4,407 | 5.52% |
Marion, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,655 | 5.29% |
Richmond-Berea, KY (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,023 | 4.71% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 4.70% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,713 | 4.50% |
BECKLEY, WV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,645 | 4.06% |
RACINE, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,338 | 4.50% |
Wilmington, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,521 | 4.71% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,918 | 5.00% |
BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,359 | 4.44% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,305 | 3.75% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,440 | 4.00% |
OCALA, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,982 | 5.00% |
Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,053 | 4.25% |
Washington Court House, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,134 | 5.63% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,449 | 4.50% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,636 | 4.38% |
Indiana, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,254 | 4.13% |
Seymour, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,244 | 4.56% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,871 | 4.00% |
Urbana, OH (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $2,737 | 5.19% |
Mount Sterling, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.50% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,558 | 4.50% |
Meadville, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,142 | 4.12% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,899 | 4.13% |
Mount Vernon, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,955 | 6.19% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,702 | 4.00% |
Madison, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,251 | 5.00% |
Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,010 | 4.25% |
Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,603 | 4.13% |
LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,763 | 4.13% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,743 | 4.63% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,266 | 4.25% |
Madisonville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,065 | 4.63% |
Somerset, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,784 | 4.25% |
Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,990 | 4.75% |
Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,516 | 5.00% |
Elkins, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,300 | 3.88% |
Bellefontaine, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.74% |
Oil City, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.50% |
Zanesville, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against WesBanco based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Wesbanco's most frequently originated type of loan was HELOC, with 2,134 originations. Their 2nd most popular type was Conventional, with 1,964 originations.
Loan Reason
For 2018, Wesbanco's most frequently cited loan purpose was Home Purchase, with 2,036 originations. The 2nd most popular reason was Home Improvement, with 888 originations.
Loan Duration/Length
For 2018, Wesbanco's most frequently cited loan duration was 30 Year, with 2,124 originations. The 2nd most popular length was Other, with 2,080 originations.
Origination Fees/Closing Costs
Wesbanco's average total fees were $3,830, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,539 originations.
Interest Rates
During 2018, Wesbanco's average interest rate for loans was 4.49%, while their most frequently originated rate bucket for loans was 4-5%, with 2,663 originations.
Loan Sizing
2018 saw Wesbanco place emphasis on $100,000 or less loans with 2,142 originations, totaling $118,600,000 in origination value.
Applicant Income
Wesbanco lent most frequently to those with incomes in the $50k or less range, with 1,104 originations. The second most popular income band? $50k-75k, with 1,085 originations.
Applicant Debt to Income Ratio
Wesbanco lent most frequently to those with DTI ratios of 20-30%, with 1,107 originations. The next most common DTI ratio? 30-36%, with 867 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.71%
Wesbanco has a below average approval rate.
Pick Rate
Approvals leading to origination88.56%
Wesbanco has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 4,634 | $911,690,000 | $196,739 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
WesBanco Bank, Inc. | 116 S. Stygler Road Gahanna, OH 43230 | Full Service B&M | $21,275 |
WesBanco Bank, Inc. | 2 Main Street New Martinsville, WV 26155 | Full Service B&M | $87,220 |
WesBanco Bank, Inc. | 2 Wall Street Ravenswood, WV 26164 | Full Service B&M | $51,141 |
WesBanco Bank, Inc. | 200 Putnam Street Marietta, OH 45750 | Full Service B&M | $44,382 |
WesBanco Bank, Inc. | 2000 West Henderson Road Columbus, OH 43220 | Full Service B&M | $47,120 |
WesBanco Bank, Inc. | 201 S. Front Street Oak Hill, OH 45656 | Full Service B&M | $37,834 |
WesBanco Bank, Inc. | 300 East Main Street Jackson, OH 45640 | Full Service B&M | $71,240 |
WesBanco Bank, Inc. | 50690 Valley Center Boulevard Saint Clairsville, OH 43950 | Full Service B&M | $73,067 |
WesBanco Bank, Inc. | 975 East Main Street Jackson, OH 45640 | Full Service B&M | $26,616 |
WesBanco Bank, Inc. | By-Pass 20 Pine Grove, WV 26419 | Full Service B&M | $22,937 |
WesBanco Bank, Inc. | 100 Broadway Street Carnegie, PA 15106 | Full Service B&M | $34,999 |
WesBanco Bank, Inc. | 100 Cabela Drive Triadelphia, WV 26059 | Full Service B&M | $40,728 |
WesBanco Bank, Inc. | 100 Mall Drive Steubenville, OH 43952 | Full Service B&M | $69,332 |
WesBanco Bank, Inc. | 100 Walmart Drive Jackson, OH 45640 | Full Service Retail | $9,765 |
WesBanco Bank, Inc. | 1003 Trinity Circle Washington, PA 15301 | Full Service B&M | $19,049 |
WesBanco Bank, Inc. | 1009 Perry Highway Pittsburgh, PA 15237 | Full Service B&M | $55,471 |
WesBanco Bank, Inc. | 101 North Sycamore Street Woodsfield, OH 43793 | Full Service B&M | $68,793 |
WesBanco Bank, Inc. | 101 Suncrest Towne Center Drive Morgantown, WV 26505 | Full Service B&M | $40,206 |
WesBanco Bank, Inc. | 101 West Spring Street New Albany, IN 47150 | Full Service B&M | $88,030 |
WesBanco Bank, Inc. | 101 Wexford-Bayne Road Wexford, PA 15090 | Full Service B&M | $52,401 |
WesBanco Bank, Inc. | 102 East Main Street Freeport, OH 43973 | Full Service B&M | $13,012 |
WesBanco Bank, Inc. | 102 Heritage Square Sellersburg, IN 47172 | Full Service B&M | $32,885 |
WesBanco Bank, Inc. | 1033 South Main Street Centerville, OH 45459 | Full Service B&M | $9,616 |
WesBanco Bank, Inc. | 105 South Main Street Bethesda, OH 43719 | Full Service B&M | $36,704 |
WesBanco Bank, Inc. | 10575 Harrison Ave Harrison, OH 45030 | Full Service B&M | $20,196 |
WesBanco Bank, Inc. | 106 West Main Street Kingwood, WV 26537 | Full Service B&M | $89,055 |
WesBanco Bank, Inc. | 1060 Freeport Road Pittsburgh, PA 15238 | Full Service B&M | $97,189 |
WesBanco Bank, Inc. | 10716 Sawmill Rd Powell, OH 43065 | Full Service B&M | $41,488 |
WesBanco Bank, Inc. | 109 Merchant St Fairmont, WV 26554 | Limited, Drive-thru | $0 |
WesBanco Bank, Inc. | 110 West Vine St Lexington, KY 40507 | Full Service B&M | $9,869 |
WesBanco Bank, Inc. | 1130 Johnson Avenue Bridgeport, WV 26330 | Full Service B&M | $96,122 |
WesBanco Bank, Inc. | 115 West Main Street Mcarthur, OH 45651 | Full Service B&M | $16,764 |
WesBanco Bank, Inc. | 11810 Interchange Drive Louisville, KY 40229 | Full Service B&M | $9,137 |
WesBanco Bank, Inc. | 11th Street And Myers Avenue Dunbar, WV 25064 | Full Service B&M | $20,772 |
WesBanco Bank, Inc. | 1203 West Main Street Bridgeport, WV 26330 | Full Service B&M | $15,050 |
WesBanco Bank, Inc. | 1210 North Curt Street Circleville, OH 43113 | Full Service B&M | $18,483 |
WesBanco Bank, Inc. | 125 West Mcclain Avenue Scottsburg, IN 47170 | Full Service B&M | $94,199 |
WesBanco Bank, Inc. | 13205 Magisterial Dr Louisville, KY 40223 | Full Service Retail | $13,993 |
WesBanco Bank, Inc. | 1339 Freedom Road Cranberry Township, PA 16066 | Full Service B&M | $21,675 |
WesBanco Bank, Inc. | 135 Elizabeth Pike Mineral Wells, WV 26150 | Full Service B&M | $24,060 |
WesBanco Bank, Inc. | 135 West Main Street Saint Clairsville, OH 43950 | Full Service B&M | $119,203 |
WesBanco Bank, Inc. | 1350 Earl L Core Road Morgantown, WV 26505 | Full Service B&M | $95,531 |
WesBanco Bank, Inc. | 140 West Main Street Clarksburg, WV 26301 | Full Service B&M | $37,450 |
WesBanco Bank, Inc. | 141 Zane Street Wheeling, WV 26003 | Full Service B&M | $15,732 |
WesBanco Bank, Inc. | 1410 Grand Central Avenue Vienna, WV 26105 | Full Service B&M | $40,076 |
WesBanco Bank, Inc. | 1427 Seventh Avenue Beaver Falls, PA 15010 | Full Service B&M | $35,098 |
WesBanco Bank, Inc. | 14621 State Route 93 Jackson, OH 45640 | Limited, Administrative | $0 |
WesBanco Bank, Inc. | 1480 Upper Valley Pike Springfield, OH 45504 | Full Service B&M | $31,634 |
WesBanco Bank, Inc. | 155 West Wardell Scottsburg, IN 47170 | Limited, Drive-thru | $0 |
WesBanco Bank, Inc. | 1550 Beechview Ave Pittsburgh, PA 15216 | Full Service B&M | $13,458 |
WesBanco Bank, Inc. | 1555 Beaver Road Baden, PA 15005 | Full Service B&M | $30,675 |
WesBanco Bank, Inc. | 1706 Lowrie Street Pittsburgh, PA 15212 | Full Service B&M | $39,651 |
WesBanco Bank, Inc. | 1707 Cedar Grove Rd Suite 1 Shepherdsville, KY 40165 | Full Service B&M | $6,696 |
WesBanco Bank, Inc. | 1793 Mercer Road Ellwood City, PA 16117 | Full Service B&M | $48,757 |
WesBanco Bank, Inc. | 1818 West Lane Ave Upper Arlington, OH 43221 | Full Service B&M | $30,352 |
WesBanco Bank, Inc. | 1880 Baltimore Reynoldsburg Road Reynoldsburg, OH 43068 | Full Service B&M | $29,783 |
WesBanco Bank, Inc. | 2 Country Club Road Fairmont, WV 26554 | Full Service B&M | $12,323 |
WesBanco Bank, Inc. | 201 West Court Avenue Jeffersonville, IN 47130 | Full Service B&M | $46,792 |
WesBanco Bank, Inc. | 2034 Penn Avenue Pittsburgh, PA 15222 | Full Service B&M | $23,097 |
WesBanco Bank, Inc. | 2101 North Dixie Avenue Elizabethtown, KY 42701 | Full Service B&M | $14,231 |
WesBanco Bank, Inc. | 2146 Market Street Wheeling, WV 26003 | Full Service B&M | $6,380 |
WesBanco Bank, Inc. | 219 High Street Flushing, OH 43977 | Full Service B&M | $29,350 |
WesBanco Bank, Inc. | 2200 South Smithville Road Kettering, OH 45440 | Full Service B&M | $3,461 |
WesBanco Bank, Inc. | 2207 National Road Wheeling, WV 26003 | Full Service B&M | $189,140 |
WesBanco Bank, Inc. | 2293 Broadhead Road Aliquippa, PA 15001 | Full Service B&M | $38,803 |
WesBanco Bank, Inc. | 230 East Main Street Barnesville, OH 43713 | Full Service B&M | $174,242 |
WesBanco Bank, Inc. | 2301 Sheffield Road Aliquippa, PA 15001 | Full Service B&M | $35,202 |
WesBanco Bank, Inc. | 2331 Galena Pike West Portsmouth, OH 45663 | Full Service B&M | $26,926 |
WesBanco Bank, Inc. | 239 Pleasant Street Morgantown, WV 26505 | Limited, Drive-thru | $0 |
WesBanco Bank, Inc. | 2400 Town Center Boulevard Canonsburg, PA 15317 | Full Service B&M | $11,565 |
WesBanco Bank, Inc. | 2452 Sir Barton Way Lexington, KY 40509 | Full Service B&M | $4,786 |
WesBanco Bank, Inc. | 250 Charles Street Sistersville, WV 26175 | Full Service B&M | $18,505 |
WesBanco Bank, Inc. | 251 South Main Street Zelienople, PA 16063 | Full Service B&M | $131,949 |
WesBanco Bank, Inc. | 2521 Darlington Road Beaver Falls, PA 15010 | Full Service B&M | $53,767 |
WesBanco Bank, Inc. | 2626 Charlestown Road New Albany, IN 47150 | Full Service B&M | $33,823 |
WesBanco Bank, Inc. | 2630 Rochester Road Cranberry Township, PA 16066 | Full Service B&M | $7,718 |
WesBanco Bank, Inc. | 2656 Ellwood Road New Castle, PA 16101 | Full Service B&M | $70,668 |
WesBanco Bank, Inc. | 27 Stoneridge Drive Chillicothe, OH 45601 | Full Service B&M | $12,102 |
WesBanco Bank, Inc. | 2700 East Dublin-Granville Rd Columbus, OH 43231 | Full Service B&M | $44,154 |
WesBanco Bank, Inc. | 2710 E Main St Bexley, OH 43209 | Full Service B&M | $46,245 |
WesBanco Bank, Inc. | 279 N. Bardstown Road Mount Washington, KY 40047 | Full Service B&M | $32,100 |
WesBanco Bank, Inc. | 28 E Main Street Springfield, OH 45502 | Full Service B&M | $32,131 |
WesBanco Bank, Inc. | 2820 Whitehall Boulevard Fairmont, WV 26554 | Full Service B&M | $19,422 |
WesBanco Bank, Inc. | 300 Tennessee Avenue Charleston, WV 25362 | Full Service B&M | $90,785 |
WesBanco Bank, Inc. | 301 Adams Street Fairmont, WV 26554 | Full Service B&M | $95,212 |
WesBanco Bank, Inc. | 301 Blakenbaker Pkwy Louisville, KY 40243 | Full Service B&M | $13,783 |
WesBanco Bank, Inc. | 3051 University Avenue Morgantown, WV 26505 | Full Service B&M | $9,104 |
WesBanco Bank, Inc. | 307 State Street Proctorville, OH 45669 | Full Service B&M | $35,442 |
WesBanco Bank, Inc. | 307 West Main Street Austin, IN 47102 | Full Service B&M | $4,424 |
WesBanco Bank, Inc. | 310 South Main Street Franklin, OH 45005 | Full Service B&M | $31,062 |
WesBanco Bank, Inc. | 311 South Fifth Street Ironton, OH 45638 | Full Service B&M | $26,147 |
WesBanco Bank, Inc. | 312 Beverly Road Pittsburgh, PA 15216 | Full Service B&M | $30,845 |
WesBanco Bank, Inc. | 315 North 3rd Street Bardstown, KY 40004 | Full Service B&M | $14,523 |
WesBanco Bank, Inc. | 3216 Seajay Drive Beavercreek, OH 45430 | Full Service B&M | $9,543 |
WesBanco Bank, Inc. | 325 West Dixie Avenue Elizabethtown, KY 42701 | Full Service B&M | $173,509 |
WesBanco Bank, Inc. | 3265 Main Street Weirton, WV 26062 | Full Service B&M | $54,630 |
WesBanco Bank, Inc. | 329 Pike Street Shinnston, WV 26431 | Full Service B&M | $53,187 |
WesBanco Bank, Inc. | 33 North Third Street Columbus, OH 43215 | Full Service B&M | $104,921 |
WesBanco Bank, Inc. | 3300 Brighton Road Pittsburgh, PA 15212 | Full Service B&M | $34,062 |
WesBanco Bank, Inc. | 333 Penco Road Weirton, WV 26062 | Full Service B&M | $111,756 |
WesBanco Bank, Inc. | 3346 Tates Creek Pike Lexington, KY 40502 | Full Service B&M | $10,733 |
WesBanco Bank, Inc. | 3360 Wilmington Road New Castle, PA 16105 | Full Service B&M | $42,032 |
WesBanco Bank, Inc. | 3531 Brodhead Road Monaca, PA 15061 | Full Service B&M | $85,382 |
WesBanco Bank, Inc. | 3650 South Hurstbourne Parkway Louisville, KY 40299 | Full Service B&M | $26,255 |
WesBanco Bank, Inc. | 3868 Central Avenue Shadyside, OH 43947 | Full Service B&M | $23,534 |
WesBanco Bank, Inc. | 395 North Buckman Street Shepherdsville, KY 40165 | Full Service B&M | $35,041 |
WesBanco Bank, Inc. | 401 E. John Rowan Boulevard Bardstown, KY 40004 | Full Service B&M | $56,205 |
WesBanco Bank, Inc. | 404 Solida Road South Point, OH 45680 | Full Service B&M | $17,786 |
WesBanco Bank, Inc. | 4055 Flaherty Road Vine Grove, KY 40175 | Full Service B&M | $22,133 |
WesBanco Bank, Inc. | 410 North Front Street Oak Hill, OH 45656 | Limited, Drive-thru | $0 |
WesBanco Bank, Inc. | 415 Market Street Parkersburg, WV 26101 | Full Service B&M | $93,829 |
WesBanco Bank, Inc. | 416 East Broadway Brandenburg, KY 40108 | Full Service B&M | $84,620 |
WesBanco Bank, Inc. | 429 Buckhannon Pike Nutter Fort, WV 26301 | Full Service B&M | $22,484 |
WesBanco Bank, Inc. | 4328 Charlestown Road New Albany, IN 47150 | Full Service B&M | $46,971 |
WesBanco Bank, Inc. | 4380 North High Street Columbus, OH 43215 | Full Service B&M | $13,115 |
WesBanco Bank, Inc. | 4510 Shelbyville Road Louisville, KY 40207 | Full Service B&M | $8,062 |
WesBanco Bank, Inc. | 4517 Vine Street Cincinnati, OH 45217 | Full Service B&M | $24,168 |
WesBanco Bank, Inc. | 4650 First Avenue Nitro, WV 25143 | Full Service B&M | $46,674 |
WesBanco Bank, Inc. | 471 West Main Street Louisville, KY 40202 | Full Service B&M | $28,585 |
WesBanco Bank, Inc. | 4719 Liberty Avenue Pittsburgh, PA 15224 | Full Service B&M | $44,258 |
WesBanco Bank, Inc. | 475 West Lincoln Trail Radcliff, KY 40160 | Full Service B&M | $28,709 |
WesBanco Bank, Inc. | 480 New Albany Plaza New Albany, IN 47150 | Full Service B&M | $32,785 |
WesBanco Bank, Inc. | 4811 Cooper Road Cincinnati, OH 45242 | Full Service B&M | $31,625 |
WesBanco Bank, Inc. | 49 East Water Street Chillicothe, OH 45601 | Full Service B&M | $46,295 |
WesBanco Bank, Inc. | 5 Second Street Hamlin, WV 25523 | Full Service B&M | $13,883 |
WesBanco Bank, Inc. | 50 Kahoe Lane Yellow Springs, OH 45387 | Full Service B&M | $30,681 |
WesBanco Bank, Inc. | 500 Third Ave Gallipolis, OH 45631 | Full Service B&M | $36,183 |
WesBanco Bank, Inc. | 5000 Centre Avenue Pittsburgh, PA 15213 | Full Service B&M | $8,257 |
WesBanco Bank, Inc. | 5035 Curry Road Pittsburgh, PA 15236 | Full Service B&M | $44,112 |
WesBanco Bank, Inc. | 504-506 Tenth Street Moundsville, WV 26041 | Full Service B&M | $97,960 |
WesBanco Bank, Inc. | 505 Richland Avenue Athens, OH 45701 | Full Service B&M | $9,741 |
WesBanco Bank, Inc. | 506 Merchant Street Ambridge, PA 15003 | Full Service B&M | $27,571 |
WesBanco Bank, Inc. | 5112 Highway 62 Jeffersonville, IN 47130 | Full Service B&M | $53,741 |
WesBanco Bank, Inc. | 5440 Muddy Creek Road Cincinnati, OH 45238 | Full Service B&M | $11,102 |
WesBanco Bank, Inc. | 5511 Cheviot Road At North Bend Cincinnati, OH 45247 | Full Service B&M | $37,541 |
WesBanco Bank, Inc. | 5604 U.S. Route 60 East Huntington, WV 25705 | Full Service B&M | $21,058 |
WesBanco Bank, Inc. | 5690 N. Hamilton Road Columbus, OH 43230 | Full Service B&M | $86,541 |
WesBanco Bank, Inc. | 57 North Michael Drive Scottsburg, IN 47170 | Full Service B&M | $7,006 |
WesBanco Bank, Inc. | 5901 Hoover Road Grove City, OH 43123 | Full Service B&M | $23,434 |
WesBanco Bank, Inc. | 6 South Main Street, Washington Trust Building Washington, PA 15301 | Full Service B&M | $26,796 |
WesBanco Bank, Inc. | 600 Lawrence Avenue Ellwood City, PA 16117 | Full Service B&M | $123,240 |
WesBanco Bank, Inc. | 617 Duncan Avenue Pittsburgh, PA 15237 | Full Service B&M | $42,891 |
WesBanco Bank, Inc. | 6291 Wilmington Pike Centerville, OH 45459 | Full Service B&M | $9,664 |
WesBanco Bank, Inc. | 6409 Sissonville Drive Sissonville, WV 25320 | Full Service B&M | $42,056 |
WesBanco Bank, Inc. | 6501 Mason Montgomery Road Mason, OH 45040 | Full Service B&M | $15,814 |
WesBanco Bank, Inc. | 6501 Mud River Road Barboursville, WV 25504 | Full Service B&M | $33,668 |
WesBanco Bank, Inc. | 683 Lincoln Avenue Pittsburgh, PA 15202 | Full Service B&M | $27,438 |
WesBanco Bank, Inc. | 700 Marshall Street Mcmechen, WV 26040 | Full Service B&M | $34,859 |
WesBanco Bank, Inc. | 701 Corporation Street Beaver, PA 15009 | Full Service B&M | $43,984 |
WesBanco Bank, Inc. | 701 Highlander Point Drive Floyds Knobs, IN 47119 | Full Service B&M | $35,006 |
WesBanco Bank, Inc. | 728 Washington Road Pittsburgh, PA 15228 | Full Service B&M | $25,064 |
WesBanco Bank, Inc. | 7601 Dayton Springfield Road Fairborn, OH 45324 | Full Service B&M | $31,066 |
WesBanco Bank, Inc. | 800 Charles Street Wellsburg, WV 26070 | Full Service B&M | $71,664 |
WesBanco Bank, Inc. | 800 Third Avenue New Brighton, PA 15066 | Full Service B&M | $25,143 |
WesBanco Bank, Inc. | 807 Middle Street Pittsburgh, PA 15212 | Full Service B&M | $13,902 |
WesBanco Bank, Inc. | 823 Eighth Street Huntington, WV 25701 | Full Service B&M | $398,375 |
WesBanco Bank, Inc. | 831 Evans City Road Renfrew, PA 16053 | Full Service B&M | $14,064 |
WesBanco Bank, Inc. | 835 National Road Wheeling, WV 26003 | Full Service B&M | $67,886 |
WesBanco Bank, Inc. | 850 Wheeling Avenue Cambridge, OH 43725 | Full Service B&M | $37,757 |
WesBanco Bank, Inc. | 852 Oakwood Road Charleston, WV 25314 | Full Service B&M | $44,957 |
WesBanco Bank, Inc. | 8550 State Route 550 Vincent, OH 45784 | Full Service B&M | $16,818 |
WesBanco Bank, Inc. | 8620 Beechmont Avenue Cincinnati, OH 45255 | Full Service B&M | $13,007 |
WesBanco Bank, Inc. | 8670 Winton Rd Cincinnati, OH 45231 | Full Service B&M | $17,487 |
WesBanco Bank, Inc. | 9 Commerce Drive Westover, WV 26505 | Full Service B&M | $20,328 |
WesBanco Bank, Inc. | 900 5th Ave Coraopolis, PA 15108 | Full Service B&M | $13,442 |
WesBanco Bank, Inc. | 9198 Ohio River Road Wheelersburg, OH 45694 | Full Service B&M | $46,444 |
WesBanco Bank, Inc. | 924 Gallia Street Portsmouth, OH 45662 | Full Service B&M | $28,866 |
WesBanco Bank, Inc. | 955 Main Street Follansbee, WV 26037 | Full Service B&M | $55,698 |
WesBanco Bank, Inc. | 9635 Montgomery Road Cincinnati, OH 45242 | Full Service B&M | $16,690 |
WesBanco Bank, Inc. | Court Street Elizabeth, WV 26143 | Full Service B&M | $30,745 |
WesBanco Bank, Inc. | Fourth And Main Streets Paden City, WV 26159 | Full Service B&M | $26,426 |
WesBanco Bank, Inc. | Gihon Road And Pike Street Parkersburg, WV 26101 | Full Service B&M | $76,412 |
WesBanco Bank, Inc. | North State Route 2 New Martinsville, WV 26155 | Full Service B&M | $25,466 |
WesBanco Bank, Inc. | One Bank Plaza Wheeling, WV 26003 | Full Service B&M | $466,040 |
WesBanco Bank, Inc. | Route 19 Shinnston, WV 26431 | Limited, Drive-thru | $113 |
WesBanco Bank, Inc. | Route 7, Main Street Masontown, WV 26542 | Full Service B&M | $13,619 |
WesBanco Bank, Inc. | Route 73, Morgantown Street Bruceton Mills, WV 26525 | Full Service B&M | $9,621 |
WesBanco Bank, Inc. | Washington And Ohio Streets Beallsville, OH 43716 | Full Service B&M | $19,055 |
For 2018, Wesbanco had 178 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $415,410 |
Net interest income | $354,340 |
Total noninterest income | $91,790 |
Gross Fiduciary activities income | $24,623 |
Service charges on deposit accounts | $22,564 |
Trading account gains and fees | $-872 |
Additional Noninterest Income | $45,475 |
Pre-tax net operating income | $186,781 |
Securities gains (or losses, -) | $8 |
Income before extraordinary items | $151,808 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $151,808 |
Minority interest net income | $0 |
Net income | $151,808 |
Sale, conversion, retirement of capital stock, net | $0 |
Net operating income | $151,801 |
Wesbanco's gross interest income from loans was $415,410,000.
Wesbanco's net interest income from loans was $354,340,000.
Wesbanco's fee based income from loans was $22,564,000.
Wesbanco's net income from loans was $151,808,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $61,070 |
Provision for credit losses | $7,597 |
Total noninterest expense | $251,752 |
Salaries and employee benefits | $140,983 |
Premises and equipment expense | $35,234 |
Additional noninterest expense | $75,535 |
Applicable income taxes | $34,981 |
Net charge-offs | $3,933 |
Cash dividends | $86,000 |
Wesbanco's interest expense for loans was $61,070,000.
Wesbanco's payroll and benefits expense were $140,983,000.
Wesbanco's property, plant and equipment expenses $35,234,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 1.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $8,832,168 |
Deposits held in domestic offices | $8,832,168 |
Deposits by Individuals, partnerships, and corporations | $8,048,526 |
Deposits by U.S. Government | $5,744 |
Deposits by States and political subdivisions in the U.S. | $772,786 |
Deposits by Commercial banks and other depository institutions in U.S. | $5,112 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $770,344 |
Demand deposits | $483,444 |
Nontransaction accounts | $8,061,824 |
Money market deposit accounts (MMDAs) | $4,772,121 |
Other savings deposits (excluding MMDAs) | $1,834,402 |
Total time deposits | $1,455,301 |
Total time and savings deposits | $8,348,724 |
Noninterest-bearing deposits | $2,441,576 |
Interest-bearing deposits | $6,390,592 |
Retail deposits | $8,449,133 |
IRAs and Keogh plan accounts | $321,627 |
Brokered deposits | $61,154 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $12,440,252 |
Cash & Balances due from depository institutions | $176,511 |
Interest-bearing balances | $35,700 |
Total securities | $3,137,629 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $7,620,021 |
Loan and leases loss allowance | $48,948 |
Trading account assets | $7,673 |
Bank premises and fixed assets | $164,489 |
Other real estate owned | $7,173 |
Goodwill and other intangibles | $920,509 |
All other assets | $406,247 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $12,440,252 |
Total Liabilities | $10,448,688 |
Total deposits | $8,832,168 |
Interest-bearing deposits | $6,390,592 |
Deposits held in domestic offices | $8,832,168 |
% insured (estimated) | $80 |
Federal funds purchased and repurchase agreements | $412,379 |
Trading liabilities | $0 |
Other borrowed funds | $1,059,278 |
Subordinated debt | $25,486 |
All other liabilities | $119,377 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $7,620,021 |
Loan and leases loss allowance | $48,948 |
Total loans and leases (domestic) | $7,668,969 |
All real estate loans | $6,145,068 |
Real estate loans in domestic offices | $6,145,068 |
Construction and development loans | $574,009 |
Residential 1-4 family construction | $103,347 |
Other construction, all land development and other land | $470,662 |
Loans secured by nonfarm nonresidential properties | $2,356,050 |
Nonfarm nonresidential secured by owner-occupied properties | $882,968 |
Commercial real estate & other non-farm, non-residential | $1,473,082 |
Multifamily residential real estate | $548,034 |
1-4 family residential loans | $2,628,569 |
Farmland loans | $38,406 |
Loans held in foreign offices | $0 |
Farm loans | $6,448 |
Commercial and industrial loans | $931,695 |
To non-U.S. addressees | $0 |
Loans to individuals | $302,517 |
Credit card loans | $0 |
Related Plans | $35,842 |
Consumer Auto Loans | $178,061 |
Other loans to individuals | $88,614 |
All other loans & leases | $283,241 |
Loans to foreign governments and official institutions | $0 |
Other loans | $122,326 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $29,867 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $5,744 |
Non 1-4 family restructured loans & leases | $1,133 |
Total loans and leases (foreign) | $0 |
WesBanco had $7,620,021,000 of loans outstanding in 2018. $6,145,068,000 of loans were in real estate loans. $574,009,000 of loans were in development loans. $548,034,000 of loans were in multifamily mortgage loans. $2,628,569,000 of loans were in 1-4 family mortgage loans. $6,448,000 of loans were in farm loans. $0 of loans were in credit card loans. $178,061,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 3,050 | $582,816 | $191,087 |
Nonfarm, nonresidential loans - <$100k | 762 | $30,073 | $39,466 |
Nonfarm, nonresidential loans - $100-250k | 1,048 | $119,246 | $113,784 |
Nonfarm, nonresidential loans - $250k-1MM | 1,240 | $433,497 | $349,594 |
Commercial & Industrial, US addressed loans - <$1MM | 4,748 | $378,415 | $79,700 |
Commercial & Industrial, US addressed loans - <$100k | 3,237 | $81,986 | $25,328 |
Commercial & Industrial, US addressed loans - $100-250k | 845 | $83,698 | $99,051 |
Commercial & Industrial, US addressed loans - $250k-1MM | 666 | $212,731 | $319,416 |
Farmland loans - <$1MM | 150 | $17,545 | $116,967 |
Farmland loans - <$100k | 68 | $2,601 | $38,250 |
Farmland loans - $100-250k | 52 | $5,599 | $107,673 |
Farmland loans - $250k-1MM | 30 | $9,345 | $311,500 |
Agriculture operations loans - <$1MM | 136 | $4,371 | $32,140 |
Agriculture operations loans - <$100k | 123 | $2,144 | $17,431 |
Agriculture operations loans - $100-250k | 10 | $1,115 | $111,500 |
Agriculture operations loans - $250k-1MM | 3 | $1,112 | $370,667 |