Wesbanco Mortgage Rates, Fees & Info

Wheeling, WV

LEI: QGPGHQ1ENZOOLJRFTH41

Tax ID: 55-0143590

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
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  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

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  • Deposit Mix
  • Loan Performance
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    • Review & Overview

    Wesbanco is a small mortgage company specializing in Refi and Home Purchase loans. Wesbanco has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Cincinnati, Pittsburgh, Columbus, Baltimore, and Washington among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Wesbanco has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wesbanco is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/22/24
    30 Year Conventional Purchase 6.60% 4/22/24
    30 Year Conventional Refi 6.53% 4/22/24
    30 Year Cash-out Refi 6.51% 4/22/24
    30 Year FHA Purchase 7.22% 4/22/24
    30 Year FHA Refi 6.77% 4/22/24
    30 Year VA Purchase 6.04% 4/22/24
    30 Year VA Refi 6.27% 4/22/24
    30 Year USDA Purchase 6.39% 4/22/24
    30 Year USDA Refi 6.27% 4/22/24
    15 Year Conventional Purchase 6.22% 4/22/24
    15 Year Conventional Refi 6.21% 4/22/24
    15 Year Cash-out Refi 6.21% 4/22/24
    15 Year FHA Purchase 5.68% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Wesbanco Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Wesbanco. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    7,678

    Origination Dollar Volume (All Markets)

    $1,994,800,000

    Employee count

    2,574 Show all (17) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 800 $279,020,000 $348,775 $3,750 2.69%
    PITTSBURGH, PA (FHA|USDA|VA) 1,167 $258,805,000 $221,769 $4,831 2.43%
    COLUMBUS, OH (FHA|USDA|VA) 631 $230,165,000 $364,762 $3,959 2.57%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 457 $179,715,000 $393,249 $5,044 3.05%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 475 $172,005,000 $362,116 $5,552 3.14%
    LOUISVILLE, KY (FHA|USDA|VA) 453 $127,395,000 $281,225 $3,366 2.61%
    MORGANTOWN, WV (FHA|USDA|VA) 228 $76,790,000 $336,798 $4,308 2.80%
    WHEELING, WV-OH (FHA|USDA|VA) 477 $72,315,000 $151,604 $3,560 2.77%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 313 $69,835,000 $223,115 $3,656 2.69%
    Clarksburg, WV (FHA|USDA|VA) 302 $57,090,000 $189,040 $4,037 2.69%
    CHARLESTON, WV (FHA|USDA|VA) 145 $44,865,000 $309,414 $3,450 2.93%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 143 $38,345,000 $268,147 $3,792 2.94%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 192 $36,150,000 $188,281 $3,670 2.92%
    Outside of Metro Areas 230 $33,400,000 $145,217 $4,223 2.85%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 150 $32,340,000 $215,600 $3,976 2.69%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 153 $29,235,000 $191,078 $4,071 2.64%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 234 $28,480,000 $121,709 $3,275 2.84%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 60 $18,810,000 $313,500 $5,281 2.96%
    SPRINGFIELD, OH (FHA|USDA|VA) 140 $16,650,000 $118,929 $3,660 3.06%
    Chillicothe, OH (FHA|USDA|VA) 98 $16,450,000 $167,857 $3,825 2.82%
    Fairmont, WV (FHA|USDA|VA) 93 $13,965,000 $150,161 $3,945 2.79%
    SALISBURY, MD-DE (FHA|USDA|VA) 29 $12,065,000 $416,034 $4,490 3.20%
    Easton, MD (FHA|USDA|VA) 19 $11,645,000 $612,895 $6,082 2.91%
    Frankfort, KY (FHA|USDA|VA) 77 $10,615,000 $137,857 $3,223 2.58%
    New Castle, PA (FHA|USDA|VA) 88 $9,340,000 $106,136 $4,100 2.17%
    Portsmouth, OH (FHA|USDA|VA) 60 $7,480,000 $124,667 $4,414 2.77%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 10 $6,060,000 $606,000 $3,172 2.96%
    Salem, OH (FHA|USDA|VA) 8 $5,340,000 $667,500 $3,314 2.38%
    Bardstown, KY (FHA|USDA|VA) 36 $4,610,000 $128,056 $3,102 2.48%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $4,570,000 $326,429 $4,476 3.15%
    Cambridge, OH (FHA|USDA|VA) 34 $4,490,000 $132,059 $4,086 3.22%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $4,425,000 $1,475,000 $4,945 3.33%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $4,310,000 $538,750 $3,923 3.62%
    Jackson, OH (FHA|USDA|VA) 40 $4,100,000 $102,500 $3,478 2.72%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $3,940,000 $656,667 $4,831 3.29%
    Scottsburg, IN (FHA|USDA|VA) 33 $3,855,000 $116,818 $2,781 3.14%
    Point Pleasant, WV-OH (FHA|USDA|VA) 31 $3,815,000 $123,065 $4,019 2.51%
    Marietta, OH (FHA|USDA|VA) 32 $3,240,000 $101,250 $3,765 2.59%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $2,700,000 $675,000 $6,074 2.97%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,655,000 $379,286 $4,848 2.98%
    Bellefontaine, OH (FHA|USDA|VA) 8 $2,570,000 $321,250 $5,119 3.00%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 12 $2,570,000 $214,167 $5,268 2.73%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $2,455,000 $818,333 $6,115 3.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $2,325,000 $332,143 $4,734 3.52%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $2,320,000 $1,160,000 $8,573 3.44%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $2,270,000 $567,500 $4,517 2.78%
    AKRON, OH (FHA|USDA|VA) 5 $2,045,000 $409,000 $4,958 3.20%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $1,915,000 $383,000 $4,914 3.38%
    Richmond-Berea, KY (FHA|USDA|VA) 10 $1,530,000 $153,000 $3,049 3.21%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,910 3.20%
    Zanesville, OH (FHA|USDA|VA) 4 $1,420,000 $355,000 $5,445 3.68%
    Athens, OH (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,076 3.16%
    Madison, IN (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,256 3.00%
    RICHMOND, VA (FHA|USDA|VA) 4 $1,250,000 $312,500 $5,413 3.19%
    Heber, UT (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $4,925 3.38%
    COLUMBUS, IN (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $4,933 3.25%
    BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,649 2.59%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,815 3.05%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $975,000 $195,000 $3,157 2.70%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $940,000 $470,000 $3,326 2.88%
    TOLEDO, OH (FHA|USDA|VA) 4 $930,000 $232,500 $4,139 2.99%
    NAPA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $5,824 2.63%
    MANSFIELD, OH (FHA|USDA|VA) 3 $735,000 $245,000 $2,029 2.37%
    Urbana, OH (FHA|USDA|VA) 7 $735,000 $105,000 $2,953 2.24%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $700,000 $350,000 $5,700 2.88%
    Marion, OH (FHA|USDA|VA) 4 $700,000 $175,000 $2,857 3.31%
    Mount Sterling, KY (FHA|USDA|VA) 3 $625,000 $208,333 $3,469 2.25%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $565,000 $565,000 $10,069 3.38%
    Wilmington, OH (FHA|USDA|VA) 3 $565,000 $188,333 $3,790 2.41%
    Cambridge, MD (FHA|USDA|VA) 2 $520,000 $260,000 $3,113 2.94%
    Somerset, PA (FHA|USDA|VA) 2 $520,000 $260,000 $3,299 2.87%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $505,000 $505,000 $2,124 3.00%
    GETTYSBURG, PA (FHA|USDA|VA) 2 $500,000 $250,000 $6,575 2.81%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $490,000 $245,000 $4,507 2.81%
    Wapakoneta, OH (FHA|USDA|VA) 2 $490,000 $245,000 $4,530 3.00%
    Warsaw, IN (FHA|USDA|VA) 1 $485,000 $485,000 $3,890 2.50%
    Key West, FL (FHA|USDA|VA) 1 $465,000 $465,000 $5,259 2.50%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $435,000 $435,000 $2,773 2.38%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,486 2.81%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $420,000 $210,000 $4,745 2.69%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $415,000 $138,333 $3,220 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $410,000 $205,000 $3,391 2.94%
    Oil City, PA (FHA|USDA|VA) 4 $350,000 $87,500 $3,796 1.96%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $325,000 $325,000 $3,850 3.25%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $320,000 $160,000 $4,140 2.62%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $315,000 $315,000 $3,551 2.75%
    Sevierville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $3,676 3.00%
    Central City, KY (FHA|USDA|VA) 2 $310,000 $155,000 $3,106 3.75%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $305,000 $305,000 $3,696 3.88%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,394 3.38%
    Glasgow, KY (FHA|USDA|VA) 1 $295,000 $295,000 $3,361 2.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $285,000 $285,000 $3,910 3.25%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $265,000 $265,000 $3,423 3.63%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,138 3.00%
    ROANOKE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $3,240 2.75%
    Sidney, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,562 3.25%
    Traverse City, MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,763 2.75%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,227 3.25%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,435 3.38%
    Alpena, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,862 3.13%
    Wooster, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,057 2.50%
    Washington Court House, OH (FHA|USDA|VA) 2 $200,000 $100,000 $3,223 2.12%
    Ashland, OH (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.99%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,364 3.13%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,071 3.25%
    Paducah, KY-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,869 2.75%
    MONROE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,479 2.75%
    Indiana, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
    ALTOONA, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,164 3.63%
    Mount Vernon, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,957 2.63%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,539 2.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,413 2.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $1,825 3.50%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,118 3.38%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $105,000 $105,000 $2,475 2.88%
    Coshocton, OH (FHA|USDA|VA) 2 $90,000 $45,000 $2,058 2.75%
    Helena, MT (FHA|USDA|VA) 1 $85,000 $85,000 $2,822 3.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.99%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,529 4.00%
    Marion, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,267 3.63%
    Warren, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,617 5.25%
    Celina, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,760 3.75%
    Norwalk, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.99%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $35,000 $35,000 $3,087 4.13%
    Wesbanco's top markets include Cincinnati, Pittsburgh, Columbus, Baltimore, and Washington among others.

    Their top states include:
  • Ohio (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • West Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against WesBanco based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Liberty Bank
    Similarity Rank: 68
    Belmont Savings Bank
    Similarity Rank: 102
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION
    Similarity Rank: 108
    M. S. Flynn, Inc.
    Similarity Rank: 236
    SIBCY CLINE MORTGAGE SERVICES, INC.
    Similarity Rank: 248
    TRI BORO
    Similarity Rank: 264
    Day Air Credit Union, Inc
    Similarity Rank: 264
    The Cecilian Bank
    Similarity Rank: 270
    Hendricks County Bank and Trust Company
    Similarity Rank: 376
    Greenville Federal
    Similarity Rank: 405

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,418 $1,553,620,000 $351,657 $3,932 3.24%
    HELOC 2,636 $317,060,000 $120,281 n/a 1.79%
    FHA 377 $69,475,000 $184,284 $6,617 3.30%
    VA 149 $39,415,000 $264,530 $5,535 2.91%
    USDA 98 $15,230,000 $155,408 $4,893 3.07%

    For 2020, Wesbanco's most frequently originated type of loan was Conventional, with 4,418 originations. Their 2nd most popular type was HELOC, with 2,636 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,680 $790,270,000 $294,877 $3,619 2.92%
    Home Purchase 2,657 $858,295,000 $323,032 $4,725 3.28%
    Home Improvement 1,028 $93,850,000 $91,294 $5,096 1.33%
    Cash Out Refi 710 $183,360,000 $258,254 $3,878 3.27%
    Other 603 $69,025,000 $114,469 $3,481 1.32%

    For 2020, Wesbanco's most frequently cited loan purpose was Refi, with 2,680 originations. The 2nd most popular reason was Home Purchase, with 2,657 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,904 $1,155,010,000 $295,853 $4,402 3.24%
    Other 2,703 $455,035,000 $168,344 $3,077 1.84%
    15 Year 740 $154,070,000 $208,203 $3,341 2.93%
    10 Year 151 $132,755,000 $879,172 $3,237 3.76%
    20 Year 128 $36,670,000 $286,484 $3,461 3.32%
    5 Year 34 $55,420,000 $1,630,000 $0 4.17%
    1 Year 11 $1,845,000 $167,727 $0 4.60%
    30+ year 4 $2,480,000 $620,000 $7,081 3.75%
    3 Year 3 $1,515,000 $505,000 $0 4.73%

    For 2020, Wesbanco's most frequently cited loan duration was 30 Year, with 3,904 originations. The 2nd most popular length was Other, with 2,703 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,995 $756,375,000 $252,546
    $<1k 959 $262,715,000 $273,947
    $2k-3k 622 $255,580,000 $410,900
    $3k-4k 85 $29,375,000 $345,588
    $5k+ 35 $18,525,000 $529,286
    $4k-5k 33 $11,605,000 $351,667

    Wesbanco's average total fees were $4,402, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,995 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,823 $1,043,935,000 $369,796
    <2.5% 2,214 $296,010,000 $133,699
    2.5-3% 2,117 $576,585,000 $272,359
    4-5% 385 $66,295,000 $172,195
    5-6% 104 $10,330,000 $99,327
    6-7% 32 $1,570,000 $49,063
    7-8% 3 $75,000 $25,000

    During 2020, Wesbanco's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 2,823 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,250 $324,240,000 $144,107 $3,561 2.82%
    $100,000 or less 2,248 $130,940,000 $58,247 $3,141 2.26%
    $200k-400k 2,090 $585,930,000 $280,349 $4,323 2.96%
    $400k-600k 662 $315,980,000 $477,311 $5,283 3.04%
    $600k-1MM 303 $227,685,000 $751,436 $6,337 3.24%
    $1MM+ 125 $410,025,000 $3,280,200 $7,177 3.22%

    2020 saw Wesbanco place emphasis on $100k-200k loans with 2,250 originations, totaling $324,240,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,490 $325,430,000 $218,409 $4,330 2.62%
    $50k-75k 1,415 $195,895,000 $138,442 $3,862 2.69%
    $50k or less 1,266 $120,530,000 $95,205 $3,555 2.85%
    $150k-250k 1,156 $357,490,000 $309,247 $4,706 2.65%
    $75k-100k 1,112 $198,400,000 $178,417 $4,134 2.68%
    $250k+ 772 $399,100,000 $516,969 $5,211 2.68%

    Wesbanco lent most frequently to those with incomes in the $100k-150k range, with 1,490 originations. The second most popular income band? $50k-75k, with 1,415 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,045 $441,025,000 $215,660 $4,084 2.59%
    <20% 1,402 $298,950,000 $213,231 $3,732 2.37%
    30-36% 1,369 $318,795,000 $232,867 $4,259 2.78%
    36% 243 $56,535,000 $232,654 $4,356 2.96%
    39% 240 $59,800,000 $249,167 $4,545 2.92%
    37% 233 $57,935,000 $248,648 $4,316 2.78%
    41% 231 $53,875,000 $233,225 $4,599 2.90%
    38% 226 $56,230,000 $248,805 $4,438 2.81%
    40% 212 $49,480,000 $233,396 $4,566 2.91%
    44% 204 $38,640,000 $189,412 $4,714 2.62%
    42% 196 $48,600,000 $247,959 $4,606 2.94%
    43% 187 $37,125,000 $198,529 $4,225 2.83%
    45% 177 $27,245,000 $153,927 $4,016 2.46%
    46% 96 $17,170,000 $178,854 $4,236 2.86%
    47% 89 $16,865,000 $189,494 $4,191 2.94%
    48% 71 $15,695,000 $221,056 $4,117 2.99%
    50-60% 66 $13,800,000 $209,091 $5,620 3.20%
    49% 63 $16,015,000 $254,206 $5,311 3.26%
    >60% 8 $1,120,000 $140,000 $3,656 1.54%

    Wesbanco lent most frequently to those with DTI ratios of 20-30%, with 2,045 originations. The next most common DTI ratio? <20%, with 1,402 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,272 $1,329,690,000 $212,004 $4,028 2.68%
    Not applicable 218 $345,310,000 $1,583,991 $7,397 4.14%
    Not provided 639 $154,145,000 $241,228 $4,543 2.48%
    Black 365 $101,935,000 $279,274 $5,976 3.25%
    Asian 125 $45,365,000 $362,920 $4,559 2.75%
    Asian Indian 32 $13,530,000 $422,813 $4,652 2.63%
    American Indian 17 $2,695,000 $158,529 $4,273 2.80%
    Other Asian 4 $570,000 $142,500 $4,298 4.12%
    Native Hawaiian or Islander 2 $560,000 $280,000 $13,431 1.87%
    Other Pacific Islander 1 $345,000 $345,000 $4,561 3.63%
    Vietnamese 1 $295,000 $295,000 $3,436 2.75%
    Chinese 1 $235,000 $235,000 $3,336 2.88%
    Filipino 1 $125,000 $125,000 $5,691 3.75%

    Approval Rates

    Total approvals of all applications
    85.17%

    Wesbanco has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.68%

    Wesbanco has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,678 $1,994,800,000 $259,807

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 3 $1,535,000 $511,667
    Multifamily:Site-Built 118 $330,130,000 $2,797,712
    Single Family (1-4 Units):Manufactured 66 $5,390,000 $81,667
    Single Family (1-4 Units):Site-Built 7,491 $1,657,745,000 $221,298

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,106 $117,620,000 $106,347 $3,326 2.06%
    40-60% 1,068 $244,890,000 $229,298 $3,443 2.70%
    60-80% 2,241 $879,395,000 $392,412 $3,832 2.98%
    80-100% 2,577 $705,405,000 $273,731 $4,677 3.14%
    Over 100% 31 $9,385,000 $302,742 $11,173 2.88%
    Under 20% 655 $38,105,000 $58,176 $2,784 1.49%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    WESBANCO BANK, INC. Conventional home mortgage Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Wesbanco Bank, Inc. 329 Pike Street Shinnston, WV 26431 Full Service B&M $59,886
    Wesbanco Bank, Inc. Washington And Ohio Streets Beallsville, OH 43716 Full Service B&M $20,043
    Wesbanco Bank, Inc. 150-52 Versailles Road Frankfort, KY 40601 Full Service B&M $54,604
    Wesbanco Bank, Inc. 2521 Darlington Road Beaver Falls, PA 15010 Full Service B&M $57,388
    Wesbanco Bank, Inc. 8550 State Route 550 Vincent, OH 45784 Full Service B&M $23,278
    Wesbanco Bank, Inc. North State Route 2 New Martinsville, WV 26155 Full Service B&M $33,637
    Wesbanco Bank, Inc. One Bank Plaza Wheeling, WV 26003 Full Service B&M $523,708
    Wesbanco Bank, Inc. Route 19 Shinnston, WV 26431 Limited, Drive-thru $124
    Wesbanco Bank, Inc. Route 7, Main Street Masontown, WV 26542 Full Service B&M $14,244
    Wesbanco Bank, Inc. 106 Lexington Avenue Wilmore, KY 40390 Full Service B&M $9,807
    Wesbanco Bank, Inc. 106 West Main Street Kingwood, WV 26537 Full Service B&M $109,850
    Wesbanco Bank, Inc. 1060 Freeport Road Pittsburgh, PA 15238 Full Service B&M $46,767
    Wesbanco Bank, Inc. 10716 Sawmill Rd Powell, OH 43065 Full Service B&M $38,392
    Wesbanco Bank, Inc. 109 Merchant St Fairmont, WV 26554 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 1130 Johnson Avenue Bridgeport, WV 26330 Full Service B&M $113,789
    Wesbanco Bank, Inc. 115 West Main Street Mcarthur, OH 45651 Full Service B&M $18,022
    Wesbanco Bank, Inc. 116 S. Stygler Road Gahanna, OH 43230 Full Service B&M $24,766
    Wesbanco Bank, Inc. 2 Wall Street Ravenswood, WV 26164 Full Service B&M $59,011
    Wesbanco Bank, Inc. 200 Putnam Street Marietta, OH 45750 Full Service B&M $51,924
    Wesbanco Bank, Inc. 2000 West Henderson Road Columbus, OH 43220 Full Service B&M $59,123
    Wesbanco Bank, Inc. 300 East Main Street Jackson, OH 45640 Full Service B&M $79,462
    Wesbanco Bank, Inc. 300 Tennessee Avenue Charleston, WV 25362 Full Service B&M $129,503
    Wesbanco Bank, Inc. 301 Adams Street Fairmont, WV 26554 Full Service B&M $111,714
    Wesbanco Bank, Inc. 33 North Third Street Columbus, OH 43215 Full Service B&M $129,261
    Wesbanco Bank, Inc. 3300 Brighton Road Pittsburgh, PA 15212 Full Service B&M $36,789
    Wesbanco Bank, Inc. 333 Penco Road Weirton, WV 26062 Full Service B&M $155,537
    Wesbanco Bank, Inc. 410 North Front Street Oak Hill, OH 45656 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 415 Market Street Parkersburg, WV 26101 Full Service B&M $124,010
    Wesbanco Bank, Inc. 5 Second Street Hamlin, WV 25523 Full Service B&M $14,201
    Wesbanco Bank, Inc. 4811 Cooper Road Cincinnati, OH 45242 Full Service B&M $37,898
    Wesbanco Bank, Inc. 49 East Water Street Chillicothe, OH 45601 Full Service B&M $45,209
    Wesbanco Bank, Inc. 57 North Michael Drive Scottsburg, IN 47170 Full Service B&M $9,165
    Wesbanco Bank, Inc. 50 Kahoe Lane Yellow Springs, OH 45387 Full Service B&M $31,380
    Wesbanco Bank, Inc. 500 Third Ave Gallipolis, OH 45631 Full Service B&M $34,506
    Wesbanco Bank, Inc. 900 5th Ave Coraopolis, PA 15108 Full Service B&M $12,807
    Wesbanco Bank, Inc. 9198 Ohio River Road Wheelersburg, OH 45694 Full Service B&M $56,567
    Wesbanco Bank, Inc. 5000 Centre Avenue Pittsburgh, PA 15213 Full Service B&M $10,955
    Wesbanco Bank, Inc. 5901 Hoover Road Grove City, OH 43123 Full Service B&M $26,441
    Wesbanco Bank, Inc. 800 Charles Street Wellsburg, WV 26070 Full Service B&M $74,459
    Wesbanco Bank, Inc. 800 Third Avenue New Brighton, PA 15066 Full Service B&M $27,529
    Wesbanco Bank, Inc. 924 Gallia Street Portsmouth, OH 45662 Full Service B&M $33,958
    Wesbanco Bank, Inc. 100 Broadway Street Carnegie, PA 15106 Full Service B&M $38,570
    Wesbanco Bank, Inc. 100 Cabela Drive Triadelphia, WV 26059 Full Service B&M $47,149
    Wesbanco Bank, Inc. 100 Farmers Bank Square Georgetown, KY 40324 Full Service B&M $24,993
    Wesbanco Bank, Inc. 100 Mall Drive Steubenville, OH 43952 Full Service B&M $86,384
    Wesbanco Bank, Inc. 100 N Bradford Lane Georgetown, KY 40324 Full Service B&M $31,470
    Wesbanco Bank, Inc. 100 United Drive Versailles, KY 40383 Full Service B&M $67,665
    Wesbanco Bank, Inc. 100 Walmart Drive Jackson, OH 45640 Full Service Retail $11,741
    Wesbanco Bank, Inc. 1003 Trinity Circle Washington, PA 15301 Full Service B&M $30,068
    Wesbanco Bank, Inc. 1009 Perry Highway Pittsburgh, PA 15237 Full Service B&M $67,712
    Wesbanco Bank, Inc. 101 Charles Street, Suite 102 La Plata, MD 20646 Full Service B&M $105,703
    Wesbanco Bank, Inc. 101 North Sycamore Street Woodsfield, OH 43793 Full Service B&M $84,791
    Wesbanco Bank, Inc. 101 Suncrest Towne Center Drive Morgantown, WV 26505 Full Service B&M $64,426
    Wesbanco Bank, Inc. 101 West Spring Street New Albany, IN 47150 Full Service B&M $106,258
    Wesbanco Bank, Inc. 101 Wexford-Bayne Road Wexford, PA 15090 Full Service B&M $44,526
    Wesbanco Bank, Inc. 102 East Main Street Freeport, OH 43973 Full Service B&M $15,023
    Wesbanco Bank, Inc. 102 Heritage Square Sellersburg, IN 47172 Full Service B&M $36,853
    Wesbanco Bank, Inc. 103 Churchill Drive Newport, KY 41071 Full Service B&M $54,641
    Wesbanco Bank, Inc. 10301 York Road Cockeysville, MD 21030 Full Service B&M $31,682
    Wesbanco Bank, Inc. 1033 South Main Street Centerville, OH 45459 Full Service B&M $11,356
    Wesbanco Bank, Inc. 1046 Baltimore Boulevard Westminster, MD 21157 Full Service B&M $24,692
    Wesbanco Bank, Inc. 105 South Main Street Bethesda, OH 43719 Full Service B&M $45,443
    Wesbanco Bank, Inc. 10575 Harrison Ave Harrison, OH 45030 Full Service B&M $22,314
    Wesbanco Bank, Inc. 11801 Fingerboard Road Monrovia, MD 21770 Full Service B&M $35,036
    Wesbanco Bank, Inc. 11810 Interchange Drive Louisville, KY 40229 Full Service B&M $11,573
    Wesbanco Bank, Inc. 11th Street And Myers Avenue Dunbar, WV 25064 Full Service B&M $21,421
    Wesbanco Bank, Inc. 1203 West Main Street Bridgeport, WV 26330 Full Service B&M $17,581
    Wesbanco Bank, Inc. 1210 North Curt Street Circleville, OH 43113 Full Service B&M $21,682
    Wesbanco Bank, Inc. 12100 Annapolis Rd, Suite 1 Glenn Dale, MD 20769 Full Service B&M $34,514
    Wesbanco Bank, Inc. 125 West Main St Frankfort, KY 40601 Full Service B&M $184,672
    Wesbanco Bank, Inc. 125 West Mcclain Avenue Scottsburg, IN 47170 Full Service B&M $99,524
    Wesbanco Bank, Inc. 12740 Old Fort Road Fort Washington, MD 20744 Full Service B&M $58,920
    Wesbanco Bank, Inc. 1275 U.S. 127 South Frankfort, KY 40601 Full Service B&M $53,405
    Wesbanco Bank, Inc. 128 South Main St Lawrenceburg, KY 40342 Full Service B&M $83,057
    Wesbanco Bank, Inc. 13205 Magisterial Dr Louisville, KY 40223 Full Service Retail $14,757
    Wesbanco Bank, Inc. 1339 Freedom Road Cranberry Township, PA 16066 Full Service B&M $27,999
    Wesbanco Bank, Inc. 135 Elizabeth Pike Mineral Wells, WV 26150 Full Service B&M $26,044
    Wesbanco Bank, Inc. 135 West Main Street Saint Clairsville, OH 43950 Full Service B&M $145,057
    Wesbanco Bank, Inc. 1350 Earl L Core Road Morgantown, WV 26505 Full Service B&M $92,571
    Wesbanco Bank, Inc. 140 West Main Street Clarksburg, WV 26301 Full Service B&M $36,034
    Wesbanco Bank, Inc. 1401 Louisville Road Frankfort, KY 40601 Full Service B&M $36,998
    Wesbanco Bank, Inc. 141 Zane Street Wheeling, WV 26003 Full Service B&M $19,265
    Wesbanco Bank, Inc. 1410 Grand Central Avenue Vienna, WV 26105 Full Service B&M $47,453
    Wesbanco Bank, Inc. 1427 Seventh Avenue Beaver Falls, PA 15010 Full Service B&M $38,084
    Wesbanco Bank, Inc. 146 North Locust Street Versailles, KY 40383 Full Service B&M $12,482
    Wesbanco Bank, Inc. 14621 State Route 93 Jackson, OH 45640 Limited, Administrative $0
    Wesbanco Bank, Inc. 1480 Upper Valley Pike Springfield, OH 45504 Full Service B&M $40,088
    Wesbanco Bank, Inc. 1525 Pointer Ridge Place Bowie, MD 20716 Full Service B&M $467,540
    Wesbanco Bank, Inc. 155 West Wardell Scottsburg, IN 47170 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 1555 Beaver Road Baden, PA 15005 Full Service B&M $31,147
    Wesbanco Bank, Inc. 160 Fairfield Avenue Bellevue, KY 41073 Full Service B&M $26,675
    Wesbanco Bank, Inc. 1641 Md Rte 3 North #109 Crofton, MD 21114 Full Service B&M $37,735
    Wesbanco Bank, Inc. 1706 Lowrie Street Pittsburgh, PA 15212 Full Service B&M $39,622
    Wesbanco Bank, Inc. 1726 Reisterstown Road, Suite 101 Baltimore, MD 21208 Full Service B&M $100,722
    Wesbanco Bank, Inc. 1740 East Joppa Road Baltimore, MD 21234 Full Service B&M $49,004
    Wesbanco Bank, Inc. 1793 Mercer Road Ellwood City, PA 16117 Full Service B&M $57,452
    Wesbanco Bank, Inc. 1801 Rockville Pike Rockville, MD 20852 Full Service B&M $20,300
    Wesbanco Bank, Inc. 1818 West Lane Ave Upper Arlington, OH 43221 Full Service B&M $35,094
    Wesbanco Bank, Inc. 1880 Baltimore Reynoldsburg Road Reynoldsburg, OH 43068 Full Service B&M $38,936
    Wesbanco Bank, Inc. 196 East Montgomery Avenue Rockville, MD 20850 Full Service B&M $28,939
    Wesbanco Bank, Inc. 2 Main Street New Martinsville, WV 26155 Full Service B&M $93,966
    Wesbanco Bank, Inc. 201 E. Ridgeville Blvd Mount Airy, MD 21771 Full Service B&M $50,289
    Wesbanco Bank, Inc. 201 North Main Street Nicholasville, KY 40356 Full Service B&M $72,212
    Wesbanco Bank, Inc. 201 S. Front Street Oak Hill, OH 45656 Full Service B&M $33,917
    Wesbanco Bank, Inc. 201 West Court Avenue Jeffersonville, IN 47130 Full Service B&M $59,045
    Wesbanco Bank, Inc. 201 West Park Center Lawrenceburg, KY 40342 Full Service B&M $21,904
    Wesbanco Bank, Inc. 2034 Penn Avenue Pittsburgh, PA 15222 Full Service B&M $29,549
    Wesbanco Bank, Inc. 206 North Gratz Street Midway, KY 40347 Full Service B&M $25,057
    Wesbanco Bank, Inc. 206-210 East Main Street Georgetown, KY 40324 Full Service B&M $79,054
    Wesbanco Bank, Inc. 2101 North Dixie Avenue Elizabethtown, KY 42701 Full Service B&M $30,223
    Wesbanco Bank, Inc. 2146 Market Street Wheeling, WV 26003 Full Service B&M $6,895
    Wesbanco Bank, Inc. 219 High Street Flushing, OH 43977 Full Service B&M $30,152
    Wesbanco Bank, Inc. 2200 South Smithville Road Kettering, OH 45440 Full Service B&M $4,687
    Wesbanco Bank, Inc. 2207 National Road Wheeling, WV 26003 Full Service B&M $210,360
    Wesbanco Bank, Inc. 22741 Three Notch Road California, MD 20619 Full Service B&M $134,115
    Wesbanco Bank, Inc. 2293 Broadhead Road Aliquippa, PA 15001 Full Service B&M $72,017
    Wesbanco Bank, Inc. 230 East Main Street Barnesville, OH 43713 Full Service B&M $189,229
    Wesbanco Bank, Inc. 23152 Newtowne Neck Road Leonardtown, MD 20650 Full Service B&M $47,265
    Wesbanco Bank, Inc. 2328 West Joppa Road Suite 100 Lutherville, MD 21093 Full Service B&M $67,670
    Wesbanco Bank, Inc. 2331 Galena Pike West Portsmouth, OH 45663 Full Service B&M $30,775
    Wesbanco Bank, Inc. 23400 Frederick Road Clarksburg, MD 20871 Full Service B&M $38,442
    Wesbanco Bank, Inc. 2400 Town Center Boulevard Canonsburg, PA 15317 Full Service B&M $31,644
    Wesbanco Bank, Inc. 250 Charles Street Sistersville, WV 26175 Full Service B&M $19,483
    Wesbanco Bank, Inc. 2509 Sir Barton Way Lexington, KY 40509 Full Service B&M $19,015
    Wesbanco Bank, Inc. 251 South Main Street Zelienople, PA 16063 Full Service B&M $138,823
    Wesbanco Bank, Inc. 2530 Riva Rd, Ste 100 Annapolis, MD 21401 Full Service B&M $42,312
    Wesbanco Bank, Inc. 2626 Charlestown Road New Albany, IN 47150 Full Service B&M $35,039
    Wesbanco Bank, Inc. 2630 Rochester Road Cranberry Township, PA 16066 Full Service B&M $7,717
    Wesbanco Bank, Inc. 26500 Ridge Road Damascus, MD 20872 Full Service B&M $126,873
    Wesbanco Bank, Inc. 2656 Ellwood Road New Castle, PA 16101 Full Service B&M $71,600
    Wesbanco Bank, Inc. 27 Stoneridge Drive Chillicothe, OH 45601 Full Service B&M $18,355
    Wesbanco Bank, Inc. 2700 East Dublin-Granville Rd Columbus, OH 43231 Full Service B&M $49,599
    Wesbanco Bank, Inc. 2710 E Main St Bexley, OH 43209 Full Service B&M $48,459
    Wesbanco Bank, Inc. 2774 Town Center Boulevard Crestview Hills, KY 41017 Full Service B&M $6,157
    Wesbanco Bank, Inc. 279 N. Bardstown Road Mount Washington, KY 40047 Full Service B&M $52,764
    Wesbanco Bank, Inc. 28 E Main Street Springfield, OH 45502 Full Service B&M $34,393
    Wesbanco Bank, Inc. 2820 Whitehall Boulevard Fairmont, WV 26554 Full Service B&M $33,400
    Wesbanco Bank, Inc. 2911 Alexandria Pike Highland Heights, KY 41076 Full Service B&M $19,762
    Wesbanco Bank, Inc. 2995 Crain Highway Waldorf, MD 20601 Full Service B&M $130,061
    Wesbanco Bank, Inc. 301 Blakenbaker Pkwy Louisville, KY 40243 Full Service B&M $15,361
    Wesbanco Bank, Inc. 3030 Ring Road Elizabethtown, KY 42701 Full Service B&M $186,877
    Wesbanco Bank, Inc. 307 State Street Proctorville, OH 45669 Full Service B&M $43,693
    Wesbanco Bank, Inc. 307 West Main Street Austin, IN 47102 Full Service B&M $4,884
    Wesbanco Bank, Inc. 3098 Harrodsburg Road Lexington, KY 40504 Full Service B&M $14,164
    Wesbanco Bank, Inc. 310 South Main Street Franklin, OH 45005 Full Service B&M $34,759
    Wesbanco Bank, Inc. 311 South Fifth Street Ironton, OH 45638 Full Service B&M $27,870
    Wesbanco Bank, Inc. 312 Beverly Road Pittsburgh, PA 15216 Full Service B&M $47,310
    Wesbanco Bank, Inc. 3135 Leonardtown Road Waldorf, MD 20601 Full Service B&M $80,578
    Wesbanco Bank, Inc. 315 North 3rd Street Bardstown, KY 40004 Full Service B&M $15,751
    Wesbanco Bank, Inc. 3216 Seajay Drive Beavercreek, OH 45430 Full Service B&M $13,513
    Wesbanco Bank, Inc. 3265 Main Street Weirton, WV 26062 Full Service B&M $52,631
    Wesbanco Bank, Inc. 3285 Main Street Stamping Ground, KY 40379 Full Service B&M $15,428
    Wesbanco Bank, Inc. 3346 Tates Creek Pike Lexington, KY 40502 Full Service B&M $20,589
    Wesbanco Bank, Inc. 3360 Wilmington Road New Castle, PA 16105 Full Service B&M $33,461
    Wesbanco Bank, Inc. 34 North Ft. Thomas Avenue Fort Thomas, KY 41075 Full Service B&M $27,548
    Wesbanco Bank, Inc. 344 N. Charles Street Baltimore, MD 21201 Full Service B&M $27,304
    Wesbanco Bank, Inc. 3531 Brodhead Road Monaca, PA 15061 Full Service B&M $85,350
    Wesbanco Bank, Inc. 3650 South Hurstbourne Parkway Louisville, KY 40299 Full Service B&M $30,546
    Wesbanco Bank, Inc. 3868 Central Avenue Shadyside, OH 43947 Full Service B&M $26,670
    Wesbanco Bank, Inc. 395 North Buckman Street Shepherdsville, KY 40165 Full Service B&M $50,268
    Wesbanco Bank, Inc. 400 East Vine Street Lexington, KY 40507 Full Service B&M $9,371
    Wesbanco Bank, Inc. 401 E. John Rowan Boulevard Bardstown, KY 40004 Full Service B&M $69,264
    Wesbanco Bank, Inc. 404 Solida Road South Point, OH 45680 Full Service B&M $22,399
    Wesbanco Bank, Inc. 4040 Schroeder Avenue Perry Hall, MD 21128 Full Service B&M $51,075
    Wesbanco Bank, Inc. 4055 Flaherty Road Vine Grove, KY 40175 Full Service B&M $26,948
    Wesbanco Bank, Inc. 416 East Broadway Brandenburg, KY 40108 Full Service B&M $89,275
    Wesbanco Bank, Inc. 425 West Dixie Avenue Elizabethtown, KY 42701 Full Service B&M $131,043
    Wesbanco Bank, Inc. 427 Crain Highway, N.E. Glen Burnie, MD 21061 Full Service B&M $52,786
    Wesbanco Bank, Inc. 429 Buckhannon Pike Nutter Fort, WV 26301 Full Service B&M $27,493
    Wesbanco Bank, Inc. 4328 Charlestown Road New Albany, IN 47150 Full Service B&M $45,302
    Wesbanco Bank, Inc. 4380 North High Street Columbus, OH 43215 Full Service B&M $17,968
    Wesbanco Bank, Inc. 4510 Shelbyville Road Louisville, KY 40207 Full Service B&M $10,551
    Wesbanco Bank, Inc. 4517 Vine Street Cincinnati, OH 45217 Full Service B&M $22,231
    Wesbanco Bank, Inc. 4650 First Avenue Nitro, WV 25143 Full Service B&M $34,590
    Wesbanco Bank, Inc. 471 West Main Street Louisville, KY 40202 Full Service B&M $25,940
    Wesbanco Bank, Inc. 4719 Liberty Avenue Pittsburgh, PA 15224 Full Service B&M $45,900
    Wesbanco Bank, Inc. 480 New Albany Plaza New Albany, IN 47150 Full Service B&M $34,506
    Wesbanco Bank, Inc. 4810 North Preston Highway Shepherdsville, KY 40165 Full Service B&M $24,114
    Wesbanco Bank, Inc. 5010 Buckeystown Pike, Suite 112, Westview Village Center Frederick, MD 21703 Full Service B&M $3,318
    Wesbanco Bank, Inc. 5035 Curry Road Pittsburgh, PA 15236 Full Service B&M $35,179
    Wesbanco Bank, Inc. 504-506 Tenth Street Moundsville, WV 26041 Full Service B&M $115,784
    Wesbanco Bank, Inc. 505 Richland Avenue Athens, OH 45701 Full Service B&M $10,171
    Wesbanco Bank, Inc. 506 Merchant Street Ambridge, PA 15003 Full Service B&M $25,362
    Wesbanco Bank, Inc. 50690 Valley Center Boulevard Saint Clairsville, OH 43950 Full Service B&M $81,014
    Wesbanco Bank, Inc. 5112 Highway 62 Jeffersonville, IN 47130 Full Service B&M $45,948
    Wesbanco Bank, Inc. 531 South Conkling Street Baltimore, MD 21224 Full Service B&M $46,750
    Wesbanco Bank, Inc. 5440 Muddy Creek Road Cincinnati, OH 45238 Full Service B&M $10,319
    Wesbanco Bank, Inc. 5511 Cheviot Road At North Bend Cincinnati, OH 45247 Full Service B&M $38,093
    Wesbanco Bank, Inc. 555 Versailles Road Frankfort, KY 40601 Full Service B&M $40,678
    Wesbanco Bank, Inc. 5604 U.S. Route 60 East Huntington, WV 25705 Full Service B&M $24,254
    Wesbanco Bank, Inc. 5690 N. Hamilton Road Columbus, OH 43230 Full Service B&M $111,387
    Wesbanco Bank, Inc. 6 South Main Street, Washington Trust Building Washington, PA 15301 Full Service B&M $23,313
    Wesbanco Bank, Inc. 600 Lawrence Avenue Ellwood City, PA 16117 Full Service B&M $122,154
    Wesbanco Bank, Inc. 602 Hoagie Drive Bel Air, MD 21014 Full Service B&M $22,521
    Wesbanco Bank, Inc. 6050 Meadowridge Center Drive Elkridge, MD 21075 Full Service B&M $15,650
    Wesbanco Bank, Inc. 617 Duncan Avenue Pittsburgh, PA 15237 Full Service B&M $40,088
    Wesbanco Bank, Inc. 6291 Wilmington Pike Centerville, OH 45459 Full Service B&M $16,783
    Wesbanco Bank, Inc. 6301 Ivy Lane Greenbelt, MD 20770 Full Service B&M $85,393
    Wesbanco Bank, Inc. 6409 Sissonville Drive Sissonville, WV 25320 Full Service B&M $50,231
    Wesbanco Bank, Inc. 645 South Dixie Boulevard Radcliff, KY 40160 Full Service B&M $40,053
    Wesbanco Bank, Inc. 6501 Mason Montgomery Road Mason, OH 45040 Full Service B&M $26,561
    Wesbanco Bank, Inc. 6501 Mud River Road Barboursville, WV 25504 Full Service B&M $34,355
    Wesbanco Bank, Inc. 6611 Baltimore Avenue Suite 3c Riverdale Park, MD 20737 Full Service B&M $9,197
    Wesbanco Bank, Inc. 955 Main Street Follansbee, WV 26037 Full Service B&M $65,906
    Wesbanco Bank, Inc. 676 Old Mill Road Millersville, MD 21108 Full Service B&M $40,215
    Wesbanco Bank, Inc. 683 Lincoln Avenue Pittsburgh, PA 15202 Full Service B&M $27,558
    Wesbanco Bank, Inc. 691 Prince Frederick Boulevard Prince Frederick, MD 20678 Full Service B&M $72,805
    Wesbanco Bank, Inc. 700 Marshall Street Mcmechen, WV 26040 Full Service B&M $35,954
    Wesbanco Bank, Inc. 701 Corporation Street Beaver, PA 15009 Full Service B&M $50,187
    Wesbanco Bank, Inc. 701 Highlander Point Drive Floyds Knobs, IN 47119 Full Service B&M $49,271
    Wesbanco Bank, Inc. 7175 Indian Head Highway Bryans Road, MD 20616 Full Service B&M $45,616
    Wesbanco Bank, Inc. 728 Washington Road Pittsburgh, PA 15228 Full Service B&M $28,194
    Wesbanco Bank, Inc. 7300 Alexandria Pike Alexandria, KY 41001 Full Service B&M $33,171
    Wesbanco Bank, Inc. 7601 Airpark Road Gaithersburg, MD 20879 Full Service B&M $34,013
    Wesbanco Bank, Inc. 7601 Dayton Springfield Road Fairborn, OH 45324 Full Service B&M $40,870
    Wesbanco Bank, Inc. 7801 Branch Avenue Clinton, MD 20735 Full Service B&M $108,356
    Wesbanco Bank, Inc. 807 Middle Street Pittsburgh, PA 15212 Full Service B&M $14,718
    Wesbanco Bank, Inc. 817 Maiden Choice Lane, Suite 108 Catonsville, MD 21228 Full Service B&M $59,171
    Wesbanco Bank, Inc. 823 Eighth Street Huntington, WV 25701 Full Service B&M $292,569
    Wesbanco Bank, Inc. 831 Evans City Road Renfrew, PA 16053 Full Service B&M $15,693
    Wesbanco Bank, Inc. 835 National Road Wheeling, WV 26003 Full Service B&M $73,389
    Wesbanco Bank, Inc. 838 North College St Harrodsburg, KY 40330 Full Service B&M $14,478
    Wesbanco Bank, Inc. 850 Wheeling Avenue Cambridge, OH 43725 Full Service B&M $48,870
    Wesbanco Bank, Inc. 852 Oakwood Road Charleston, WV 25314 Full Service B&M $45,669
    Wesbanco Bank, Inc. 8620 Beechmont Avenue Cincinnati, OH 45255 Full Service B&M $20,042
    Wesbanco Bank, Inc. 8670 Winton Rd Cincinnati, OH 45231 Full Service B&M $19,338
    Wesbanco Bank, Inc. 8730 Us Highway 42 Florence, KY 41042 Full Service B&M $3,034
    Wesbanco Bank, Inc. 9 Commerce Drive Westover, WV 26505 Full Service B&M $37,237
    Wesbanco Bank, Inc. 9635 Montgomery Road Cincinnati, OH 45242 Full Service B&M $18,167
    Wesbanco Bank, Inc. 9658 Baltimore Avenue Suite 101 College Park, MD 20740 Full Service B&M $149,461
    Wesbanco Bank, Inc. 975 East Main Street Jackson, OH 45640 Full Service B&M $32,760
    Wesbanco Bank, Inc. 986 North Main Street Nicholasville, KY 40356 Full Service B&M $12,158
    Wesbanco Bank, Inc. By-Pass 20 Pine Grove, WV 26419 Full Service B&M $17,020
    Wesbanco Bank, Inc. Court Street Elizabeth, WV 26143 Full Service B&M $35,004
    Wesbanco Bank, Inc. Fourth And Main Streets Paden City, WV 26159 Full Service B&M $29,762
    Wesbanco Bank, Inc. Gihon Road And Pike Street Parkersburg, WV 26101 Full Service B&M $84,481
    Wesbanco Bank, Inc. Kroger Store, Kimberly Square Shopping Center, Us Hwy 27 Nicholasville, KY 40356 Full Service Retail $4,931

    For 2020, Wesbanco had 237 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $541,736
    Net interest income $486,419
    Total noninterest income $117,046
    Gross Fiduciary activities income $26,335
    Service charges on deposit accounts $20,767
    Trading account gains and fees $1,504
    Additional Noninterest Income $68,440
    Pre-tax net operating income $152,508
    Securities gains (or losses, -) $2,785
    Income before extraordinary items $129,732
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $129,732
    Minority interest net income $0
    Net income $129,732
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $127,392

    Wesbanco's gross interest income from loans was $541,736,000.
    Wesbanco's net interest income from loans was $486,419,000.
    Wesbanco's fee based income from loans was $20,767,000.
    Wesbanco's net income from loans was $129,732,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $55,317
    Provision for credit losses $107,741
    Total noninterest expense $343,216
    Salaries and employee benefits $192,662
    Premises and equipment expense $50,578
    Additional noninterest expense $99,976
    Applicable income taxes $25,561
    Net charge-offs $7,049
    Cash dividends $64,000

    Wesbanco's interest expense for loans was $55,317,000.
    Wesbanco's payroll and benefits expense were $192,662,000.
    Wesbanco's property, plant and equipment expenses $50,578,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $12,652,962
    Deposits held in domestic offices $12,652,962
    Deposits by Individuals, partnerships, and corporations $12,047,690
    Deposits by U.S. Government $1,750
    Deposits by States and political subdivisions in the U.S. $593,520
    Deposits by Commercial banks and other depository institutions in U.S. $10,000
    Deposits by Banks in foreign countries $2
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $963,530
    Demand deposits $573,886
    Nontransaction accounts $11,689,432
    Money market deposit accounts (MMDAs) $8,081,133
    Other savings deposits (excluding MMDAs) $1,992,604
    Total time deposits $1,615,695
    Total time and savings deposits $12,079,076
    Noninterest-bearing deposits $4,293,831
    Interest-bearing deposits $8,359,131
    Retail deposits $12,273,904
    IRAs and Keogh plan accounts $320,832
    Brokered deposits $28,808
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $16,374,456
    Cash & Balances due from depository institutions $896,746
    Interest-bearing balances $699,890
    Total securities $2,711,908
    Federal funds sold & reverse repurchase $0
    Net loans and leases $10,775,707
    Loan and leases loss allowance $185,827
    Trading account assets $10,052
    Bank premises and fixed assets $246,862
    Other real estate owned $504
    Goodwill and other intangibles $1,163,164
    All other assets $569,513

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $16,374,456
    Total Liabilities $13,698,532
    Total deposits $12,652,962
    Interest-bearing deposits $8,359,131
    Deposits held in domestic offices $12,652,962
    % insured (estimated) $73
    Federal funds purchased and repurchase agreements $241,950
    Trading liabilities $0
    Other borrowed funds $610,561
    Subordinated debt $25,001
    All other liabilities $168,058

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,775,707
    Loan and leases loss allowance $185,827
    Total loans and leases (domestic) $10,961,534
    All real estate loans $8,394,872
    Real estate loans in domestic offices $8,394,872
    Construction and development loans $767,536
    Residential 1-4 family construction $184,802
    Other construction, all land development and other land $582,734
    Loans secured by nonfarm nonresidential properties $4,158,289
    Nonfarm nonresidential secured by owner-occupied properties $1,249,713
    Commercial real estate & other non-farm, non-residential $2,908,576
    Multifamily residential real estate $538,402
    1-4 family residential loans $2,889,014
    Farmland loans $41,631
    Loans held in foreign offices $0
    Farm loans $2,938
    Commercial and industrial loans $1,862,150
    To non-U.S. addressees $0
    Loans to individuals $296,222
    Credit card loans $0
    Related Plans $22,690
    Consumer Auto Loans $202,718
    Other loans to individuals $70,814
    All other loans & leases $405,352
    Loans to foreign governments and official institutions $0
    Other loans $197,154
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $14,632
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,540
    Non 1-4 family restructured loans & leases $586
    Total loans and leases (foreign) $0

    WesBanco had $10,775,707,000 of loans outstanding in 2020. $8,394,872,000 of loans were in real estate loans. $767,536,000 of loans were in development loans. $538,402,000 of loans were in multifamily mortgage loans. $2,889,014,000 of loans were in 1-4 family mortgage loans. $2,938,000 of loans were in farm loans. $0 of loans were in credit card loans. $202,718,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,372 $760,707 $225,595
    Nonfarm, nonresidential loans - <$100k 648 $28,075 $43,326
    Nonfarm, nonresidential loans - $100-250k 1,119 $128,814 $115,115
    Nonfarm, nonresidential loans - $250k-1MM 1,605 $603,818 $376,211
    Commercial & Industrial, US addressed loans - <$1MM 12,462 $933,169 $74,881
    Commercial & Industrial, US addressed loans - <$100k 9,158 $251,453 $27,457
    Commercial & Industrial, US addressed loans - $100-250k 1,939 $231,789 $119,540
    Commercial & Industrial, US addressed loans - $250k-1MM 1,365 $449,927 $329,617
    Farmland loans - <$1MM 118 $14,856 $125,898
    Farmland loans - <$100k 44 $1,468 $33,364
    Farmland loans - $100-250k 44 $4,929 $112,023
    Farmland loans - $250k-1MM 30 $8,459 $281,967
    Agriculture operations loans - <$1MM 76 $1,697 $22,329
    Agriculture operations loans - <$100k 70 $1,136 $16,229
    Agriculture operations loans - $100-250k 6 $561 $93,500