Wesbanco Mortgage Rates, Fees & Info

Wheeling, WV

LEI: QGPGHQ1ENZOOLJRFTH41

Tax ID: 55-0143590

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
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  • Product Mix
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  • Typical Rates
  • Loan Sizes
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  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

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  • Deposit Mix
  • Loan Performance
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    • Review & Overview

    Wesbanco is a small mortgage company specializing in Home Purchase and Refi loans. Wesbanco has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Washington, Cincinnati, Pittsburgh, and Baltimore among others. We have data for 126 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Wesbanco has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wesbanco is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/18/24
    30 Year Conventional Purchase 6.60% 4/18/24
    30 Year Conventional Refi 6.53% 4/18/24
    30 Year Cash-out Refi 6.51% 4/18/24
    30 Year FHA Purchase 7.22% 4/18/24
    30 Year FHA Refi 6.77% 4/18/24
    30 Year VA Purchase 6.04% 4/18/24
    30 Year VA Refi 6.27% 4/18/24
    30 Year USDA Purchase 6.39% 4/18/24
    30 Year USDA Refi 6.27% 4/18/24
    15 Year Conventional Purchase 6.22% 4/18/24
    15 Year Conventional Refi 6.21% 4/18/24
    15 Year Cash-out Refi 6.21% 4/18/24
    15 Year FHA Purchase 5.68% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Wesbanco Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Wesbanco. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,875

    Origination Dollar Volume (All Markets)

    $2,040,345,000

    Employee count

    2,422 Show all (28) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    COLUMBUS, OH (FHA|USDA|VA) 665 $264,905,000 $398,353 $4,361 2.26%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 561 $259,865,000 $463,217 $6,607 2.73%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 694 $250,560,000 $361,037 $4,143 2.43%
    PITTSBURGH, PA (FHA|USDA|VA) 990 $229,230,000 $231,545 $5,233 2.18%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 419 $187,125,000 $446,599 $5,781 2.64%
    LOUISVILLE, KY (FHA|USDA|VA) 325 $134,375,000 $413,462 $3,551 2.30%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 296 $72,460,000 $244,797 $4,242 2.49%
    WHEELING, WV-OH (FHA|USDA|VA) 382 $56,300,000 $147,382 $3,633 2.48%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 110 $48,290,000 $439,000 $4,225 2.38%
    MORGANTOWN, WV (FHA|USDA|VA) 170 $47,110,000 $277,118 $4,418 2.57%
    RICHMOND, VA (FHA|USDA|VA) 4 $42,260,000 $10,565,000 $6,315 3.13%
    Outside of Metro Areas 219 $42,035,000 $191,941 $4,320 2.54%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 168 $34,360,000 $204,524 $3,662 2.74%
    Clarksburg, WV (FHA|USDA|VA) 195 $34,225,000 $175,513 $4,025 2.65%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 156 $25,100,000 $160,897 $3,049 2.36%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 164 $24,330,000 $148,354 $4,026 2.45%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 170 $20,280,000 $119,294 $3,862 2.54%
    CHARLESTON, WV (FHA|USDA|VA) 119 $18,575,000 $156,092 $3,794 2.59%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 54 $18,340,000 $339,630 $5,357 2.55%
    SALISBURY, MD-DE (FHA|USDA|VA) 28 $15,160,000 $541,429 $6,221 2.92%
    Chillicothe, OH (FHA|USDA|VA) 86 $14,660,000 $170,465 $3,772 2.60%
    Easton, MD (FHA|USDA|VA) 20 $12,770,000 $638,500 $7,433 2.76%
    SPRINGFIELD, OH (FHA|USDA|VA) 117 $12,545,000 $107,222 $3,218 2.62%
    New Castle, PA (FHA|USDA|VA) 98 $12,160,000 $124,082 $4,270 1.96%
    Frankfort, KY (FHA|USDA|VA) 62 $8,750,000 $141,129 $3,790 2.47%
    Fairmont, WV (FHA|USDA|VA) 55 $8,585,000 $156,091 $3,556 2.65%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $8,470,000 $1,411,667 $9,268 2.37%
    Portsmouth, OH (FHA|USDA|VA) 64 $8,140,000 $127,188 $3,958 2.38%
    Jackson, OH (FHA|USDA|VA) 53 $7,235,000 $136,509 $4,005 2.51%
    Marietta, OH (FHA|USDA|VA) 50 $7,060,000 $141,200 $4,140 2.41%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $6,830,000 $853,750 $4,263 2.89%
    Bardstown, KY (FHA|USDA|VA) 38 $5,260,000 $138,421 $3,712 2.44%
    Point Pleasant, WV-OH (FHA|USDA|VA) 31 $5,105,000 $164,677 $4,349 2.54%
    AKRON, OH (FHA|USDA|VA) 7 $4,405,000 $629,286 $4,497 2.40%
    Cambridge, OH (FHA|USDA|VA) 33 $3,925,000 $118,939 $4,675 2.51%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 12 $3,770,000 $314,167 $6,758 2.87%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $3,500,000 $1,750,000 $14,207 2.81%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $3,375,000 $375,000 $5,418 2.87%
    Zanesville, OH (FHA|USDA|VA) 11 $3,305,000 $300,455 $4,375 2.45%
    Bellefontaine, OH (FHA|USDA|VA) 11 $3,075,000 $279,545 $5,123 2.61%
    Mount Vernon, OH (FHA|USDA|VA) 5 $2,885,000 $577,000 $4,826 2.05%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,780,000 $463,333 $4,843 2.67%
    DOVER, DE (FHA|USDA|VA) 5 $2,615,000 $523,000 $6,967 2.95%
    Bozeman, MT (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $12,080 2.75%
    Scottsburg, IN (FHA|USDA|VA) 27 $2,485,000 $92,037 $3,389 2.62%
    Urbana, OH (FHA|USDA|VA) 12 $2,430,000 $202,500 $4,721 2.59%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $2,350,000 $1,175,000 $8,315 2.12%
    Breckenridge, CO (FHA|USDA|VA) 2 $2,280,000 $1,140,000 $3,044 2.56%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $2,265,000 $453,000 $4,132 2.65%
    TOLEDO, OH (FHA|USDA|VA) 3 $2,255,000 $751,667 $6,769 2.96%
    Richmond-Berea, KY (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,889 2.80%
    Key West, FL (FHA|USDA|VA) 1 $2,155,000 $2,155,000 $0 3.40%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 2.26%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $1,840,000 $460,000 $7,081 3.03%
    Paducah, KY-IL (FHA|USDA|VA) 3 $1,785,000 $595,000 $4,474 1.70%
    Salem, OH (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,567 2.29%
    MANSFIELD, OH (FHA|USDA|VA) 2 $1,640,000 $820,000 $0 2.00%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $1,465,000 $488,333 $6,076 2.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $1,400,000 $700,000 $4,279 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $1,365,000 $455,000 $4,040 2.79%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,484 2.45%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $1,255,000 $418,333 $4,597 2.96%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,804 3.54%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $1,215,000 $1,215,000 $5,077 3.38%
    Marion, OH (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,992 2.50%
    Somerset, PA (FHA|USDA|VA) 4 $940,000 $235,000 $4,538 3.09%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $895,000 $895,000 $5,724 2.38%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $890,000 $445,000 $4,080 2.94%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $820,000 $410,000 $6,162 2.75%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $815,000 $815,000 $0 0.99%
    Athens, OH (FHA|USDA|VA) 5 $805,000 $161,000 $3,570 2.70%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $785,000 $157,000 $5,256 2.75%
    Morehead City, NC (FHA|USDA|VA) 1 $655,000 $655,000 $4,671 3.25%
    Somerset, KY (FHA|USDA|VA) 2 $610,000 $305,000 $3,860 2.94%
    Traverse City, MI (FHA|USDA|VA) 1 $575,000 $575,000 $4,455 2.88%
    Oil City, PA (FHA|USDA|VA) 3 $555,000 $185,000 $5,408 2.92%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $4,699 3.25%
    Heber, UT (FHA|USDA|VA) 1 $545,000 $545,000 $4,553 2.63%
    Glasgow, KY (FHA|USDA|VA) 1 $545,000 $545,000 $0 3.63%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $535,000 $535,000 $10,734 3.50%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $500,000 $250,000 $4,087 2.69%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $495,000 $495,000 $5,278 3.25%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $490,000 $245,000 $4,657 3.31%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $485,000 $485,000 $4,119 2.75%
    Newberry, SC (FHA|USDA|VA) 1 $485,000 $485,000 $4,552 3.25%
    Indiana, PA (FHA|USDA|VA) 2 $480,000 $240,000 $4,233 3.13%
    NILES, MI (FHA|USDA|VA) 1 $435,000 $435,000 $3,537 2.75%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $425,000 $425,000 $4,408 3.63%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $420,000 $105,000 $4,922 2.12%
    Mount Sterling, KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,505 3.38%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $395,000 $395,000 $4,682 2.63%
    WILMINGTON, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,567 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $390,000 $195,000 $3,281 2.88%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $390,000 $195,000 $2,868 1.87%
    RALEIGH-CARY, NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,340 3.25%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $355,000 $355,000 $3,108 2.88%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,068 2.75%
    Danville, KY (FHA|USDA|VA) 3 $355,000 $118,333 $5,681 2.16%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $335,000 $335,000 $4,334 3.25%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,639 3.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $4,601 3.50%
    Sandusky, OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,999 2.25%
    WINCHESTER, VA-WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,287 2.75%
    Sevierville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $3,993 2.38%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $275,000 $275,000 $3,458 3.13%
    ERIE, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.99%
    Elkins, WV (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.99%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,200 2.88%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $245,000 $245,000 $1,816 2.75%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $240,000 $120,000 $3,275 2.50%
    Cambridge, MD (FHA|USDA|VA) 1 $235,000 $235,000 $3,791 2.88%
    BECKLEY, WV (FHA|USDA|VA) 3 $225,000 $75,000 $6,420 1.72%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,450 3.00%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,983 3.50%
    SAVANNAH, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,171 2.75%
    Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,469 2.63%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $3,426 2.75%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $185,000 $185,000 $4,085 3.00%
    Lock Haven, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,467 2.50%
    Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,247 4.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,491 2.25%
    Bedford, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,752 3.13%
    Meadville, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,266 3.00%
    Seymour, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.99%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $55,000 $55,000 $2,737 2.88%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.50%
    Wesbanco's top markets include Columbus, Washington, Cincinnati, Pittsburgh, and Baltimore among others.

    Their top states include:
  • Ohio (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • West Virginia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against WesBanco based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Huntington Federal Savings Bank
    Similarity Rank: 12
    FAIRMONT
    Similarity Rank: 18
    TRI BORO
    Similarity Rank: 208
    The Riddell National Bank
    Similarity Rank: 252
    Mutual Savings Bank
    Similarity Rank: 264
    The Cecilian Bank
    Similarity Rank: 280
    Greenville Federal
    Similarity Rank: 396
    BAYER HERITAGE
    Similarity Rank: 399
    WELCOME HOME FINANCE, L.P.
    Similarity Rank: 414
    GENERAL ELECTRIC CREDIT UNION
    Similarity Rank: 432

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,887 $1,598,145,000 $411,151 $4,342 2.96%
    HELOC 2,461 $323,455,000 $131,432 n/a 1.57%
    FHA 330 $68,730,000 $208,273 $7,266 2.96%
    VA 104 $34,330,000 $330,096 $6,448 2.68%
    USDA 93 $15,685,000 $168,656 $5,185 2.73%

    For 2021, Wesbanco's most frequently originated type of loan was Conventional, with 3,887 originations. Their 2nd most popular type was HELOC, with 2,461 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,453 $1,026,395,000 $418,424 $5,237 2.98%
    Refi 1,673 $519,905,000 $310,762 $3,729 2.73%
    Home Improvement 1,096 $130,950,000 $119,480 $5,566 1.39%
    Other 887 $123,995,000 $139,791 $3,645 1.35%
    Cash Out Refi 766 $239,100,000 $312,141 $4,288 2.98%

    For 2021, Wesbanco's most frequently cited loan purpose was Home Purchase, with 2,453 originations. The 2nd most popular reason was Refi, with 1,673 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,542 $1,280,490,000 $361,516 $4,869 2.98%
    Other 2,498 $465,660,000 $186,413 $3,555 1.60%
    15 Year 568 $119,510,000 $210,405 $3,467 2.59%
    20 Year 135 $35,485,000 $262,852 $3,514 3.18%
    10 Year 107 $53,785,000 $502,664 $3,147 3.26%
    5 Year 21 $82,575,000 $3,932,143 $0 3.75%
    1 Year 2 $740,000 $370,000 $0 4.00%
    3 Year 2 $2,100,000 $1,050,000 $0 3.14%

    For 2021, Wesbanco's most frequently cited loan duration was 30 Year, with 3,542 originations. The 2nd most popular length was Other, with 2,498 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,174 $964,260,000 $303,800
    $2k-3k 635 $318,555,000 $501,661
    $<1k 155 $41,815,000 $269,774
    $3k-4k 87 $31,905,000 $366,724
    $5k+ 53 $32,135,000 $606,321
    $4k-5k 46 $22,620,000 $491,739

    Wesbanco's average total fees were $4,869, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,174 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 2,681 $636,025,000 $237,234
    2.5-3% 2,245 $803,455,000 $357,886
    3-4% 1,785 $574,455,000 $321,824
    4-5% 149 $25,555,000 $171,510
    5-6% 13 $745,000 $57,308
    6-7% 2 $110,000 $55,000

    During 2021, Wesbanco's average interest rate for loans was 2.98%, while their most frequently originated rate bucket for loans was <2.5%, with 2,681 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,970 $283,760,000 $144,041 $3,706 2.52%
    $100,000 or less 1,899 $113,305,000 $59,666 $3,197 1.96%
    $200k-400k 1,699 $475,795,000 $280,044 $4,659 2.70%
    $400k-600k 632 $306,910,000 $485,617 $5,762 2.79%
    $600k-1MM 434 $333,960,000 $769,493 $6,295 2.72%
    $1MM+ 241 $526,615,000 $2,185,124 $7,722 2.71%

    2021 saw Wesbanco place emphasis on $100k-200k loans with 1,970 originations, totaling $283,760,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,339 $314,875,000 $235,157 $4,787 2.36%
    $50k-75k 1,250 $183,030,000 $146,424 $4,166 2.42%
    $50k or less 1,171 $117,105,000 $100,004 $3,621 2.53%
    $150k-250k 1,025 $360,535,000 $351,741 $5,219 2.37%
    $75k-100k 929 $165,775,000 $178,445 $4,531 2.47%
    $250k+ 869 $579,425,000 $666,772 $5,909 2.39%

    Wesbanco lent most frequently to those with incomes in the $100k-150k range, with 1,339 originations. The second most popular income band? $50k-75k, with 1,250 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,898 $503,950,000 $265,516 $4,456 2.40%
    30-36% 1,299 $357,035,000 $274,854 $4,577 2.48%
    <20% 1,105 $279,495,000 $252,937 $4,240 2.16%
    36% 245 $74,625,000 $304,592 $4,835 2.56%
    38% 239 $63,335,000 $265,000 $4,609 2.55%
    40% 233 $60,805,000 $260,966 $4,737 2.59%
    41% 216 $55,930,000 $258,935 $5,386 2.61%
    42% 215 $60,145,000 $279,744 $5,289 2.58%
    39% 210 $58,940,000 $280,667 $4,890 2.51%
    44% 208 $38,760,000 $186,346 $5,016 2.07%
    37% 195 $46,555,000 $238,744 $4,591 2.52%
    43% 159 $31,795,000 $199,969 $4,855 2.49%
    45% 145 $29,555,000 $203,828 $4,696 2.34%
    46% 87 $22,905,000 $263,276 $4,951 2.72%
    47% 75 $17,245,000 $229,933 $5,439 2.74%
    49% 74 $19,800,000 $267,568 $5,778 2.83%
    48% 51 $11,985,000 $235,000 $4,942 2.79%
    50-60% 30 $6,580,000 $219,333 $6,981 2.13%
    >60% 6 $1,220,000 $203,333 $2,958 2.01%

    Wesbanco lent most frequently to those with DTI ratios of 20-30%, with 1,898 originations. The next most common DTI ratio? 30-36%, with 1,299 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,390 $1,316,110,000 $244,176 $4,381 2.43%
    Not applicable 139 $284,145,000 $2,044,209 $0 3.87%
    Not provided 782 $215,210,000 $275,205 $5,030 2.13%
    Black 385 $124,385,000 $323,078 $6,535 2.94%
    Asian 125 $68,755,000 $550,040 $5,152 2.50%
    Asian Indian 22 $20,350,000 $925,000 $6,617 2.76%
    American Indian 17 $5,165,000 $303,824 $4,259 2.84%
    Other Asian 8 $3,880,000 $485,000 $7,262 2.55%
    Native Hawaiian or Islander 4 $1,530,000 $382,500 $4,288 3.19%
    Filipino 2 $700,000 $350,000 $5,619 3.13%
    Other Pacific Islander 1 $115,000 $115,000 $2,709 2.75%

    Approval Rates

    Total approvals of all applications
    86.01%

    Wesbanco has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.29%

    Wesbanco has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,875 $2,040,345,000 $296,777

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,875 $2,040,345,000 $296,777

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 978 $114,890,000 $117,474 $3,469 1.73%
    40-60% 995 $301,195,000 $302,709 $3,634 2.43%
    60-80% 2,029 $847,115,000 $417,504 $4,323 2.72%
    80-100% 2,197 $730,815,000 $332,642 $5,193 2.87%
    Over 100% 21 $6,355,000 $302,619 $11,525 2.72%
    Under 20% 655 $39,975,000 $61,031 $2,763 1.38%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    WESBANCO BANK, INC. Conventional home mortgage Closing on a mortgage 1 14.3%
    WESBANCO BANK, INC. Conventional home mortgage Trouble during payment process 3 42.9%
    WESBANCO BANK, INC. Other type of mortgage Closing on a mortgage 2 28.6%
    WESBANCO BANK, INC. VA mortgage Trouble during payment process 1 14.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Wesbanco Bank, Inc. 1003 Trinity Circle Washington, PA 15301 Full Service B&M $30,141
    Wesbanco Bank, Inc. 125 West Main St Frankfort, KY 40601 Full Service B&M $178,729
    Wesbanco Bank, Inc. 14621 State Route 93 Jackson, OH 45640 Limited, Administrative $0
    Wesbanco Bank, Inc. 1480 Upper Valley Pike Springfield, OH 45504 Full Service B&M $46,231
    Wesbanco Bank, Inc. 150-52 Versailles Road Frankfort, KY 40601 Full Service B&M $57,226
    Wesbanco Bank, Inc. 219 High Street Flushing, OH 43977 Full Service B&M $31,720
    Wesbanco Bank, Inc. 2207 National Road Wheeling, WV 26003 Full Service B&M $229,896
    Wesbanco Bank, Inc. 3360 Wilmington Road New Castle, PA 16105 Full Service B&M $36,319
    Wesbanco Bank, Inc. 4811 Cooper Road Cincinnati, OH 45242 Full Service B&M $50,708
    Wesbanco Bank, Inc. 49 East Water Street Chillicothe, OH 45601 Full Service B&M $79,304
    Wesbanco Bank, Inc. 50 Kahoe Lane Yellow Springs, OH 45387 Full Service B&M $43,275
    Wesbanco Bank, Inc. 500 Third Ave Gallipolis, OH 45631 Full Service B&M $44,751
    Wesbanco Bank, Inc. 924 Gallia Street Portsmouth, OH 45662 Full Service B&M $39,187
    Wesbanco Bank, Inc. Route 7, Main Street Masontown, WV 26542 Full Service B&M $15,461
    Wesbanco Bank, Inc. Washington And Ohio Streets Beallsville, OH 43716 Full Service B&M $20,039
    Wesbanco Bank, Inc. 100 Broadway Street Carnegie, PA 15106 Full Service B&M $42,862
    Wesbanco Bank, Inc. 100 Cabela Drive Triadelphia, WV 26059 Full Service B&M $56,764
    Wesbanco Bank, Inc. 100 Farmers Bank Square Georgetown, KY 40324 Full Service B&M $29,831
    Wesbanco Bank, Inc. 100 Mall Drive Steubenville, OH 43952 Full Service B&M $83,002
    Wesbanco Bank, Inc. 100 N Bradford Lane Georgetown, KY 40324 Full Service B&M $49,452
    Wesbanco Bank, Inc. 100 United Drive Versailles, KY 40383 Full Service B&M $103,866
    Wesbanco Bank, Inc. 100 Walmart Drive Jackson, OH 45640 Full Service Retail $11,715
    Wesbanco Bank, Inc. 1009 Perry Highway Pittsburgh, PA 15237 Full Service B&M $79,658
    Wesbanco Bank, Inc. 101 Charles Street, Suite 102 La Plata, MD 20646 Full Service B&M $113,809
    Wesbanco Bank, Inc. 101 North Sycamore Street Woodsfield, OH 43793 Full Service B&M $113,967
    Wesbanco Bank, Inc. 101 Suncrest Towne Center Drive Morgantown, WV 26505 Full Service B&M $74,681
    Wesbanco Bank, Inc. 101 West Spring Street New Albany, IN 47150 Full Service B&M $166,534
    Wesbanco Bank, Inc. 101 Wexford-Bayne Road Wexford, PA 15090 Full Service B&M $56,562
    Wesbanco Bank, Inc. 102 East Main Street Freeport, OH 43973 Full Service B&M $17,167
    Wesbanco Bank, Inc. 102 Heritage Square Sellersburg, IN 47172 Full Service B&M $40,649
    Wesbanco Bank, Inc. 103 Churchill Drive Newport, KY 41071 Full Service B&M $52,172
    Wesbanco Bank, Inc. 10301 York Road Cockeysville, MD 21030 Full Service B&M $29,408
    Wesbanco Bank, Inc. 1033 South Main Street Centerville, OH 45459 Full Service B&M $12,766
    Wesbanco Bank, Inc. 1046 Baltimore Boulevard Westminster, MD 21157 Full Service B&M $26,781
    Wesbanco Bank, Inc. 105 South Main Street Bethesda, OH 43719 Full Service B&M $47,270
    Wesbanco Bank, Inc. 10575 Harrison Ave Harrison, OH 45030 Full Service B&M $25,195
    Wesbanco Bank, Inc. 106 West Main Street Kingwood, WV 26537 Full Service B&M $115,352
    Wesbanco Bank, Inc. 1060 Freeport Road Pittsburgh, PA 15238 Full Service B&M $88,011
    Wesbanco Bank, Inc. 10716 Sawmill Rd Powell, OH 43065 Full Service B&M $42,010
    Wesbanco Bank, Inc. 109 Merchant St Fairmont, WV 26554 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 1130 Johnson Avenue Bridgeport, WV 26330 Full Service B&M $127,907
    Wesbanco Bank, Inc. 115 West Main Street Mcarthur, OH 45651 Full Service B&M $27,635
    Wesbanco Bank, Inc. 116 S. Stygler Road Gahanna, OH 43230 Full Service B&M $36,320
    Wesbanco Bank, Inc. 11801 Fingerboard Road Monrovia, MD 21770 Full Service B&M $40,689
    Wesbanco Bank, Inc. 11th Street And Myers Avenue Dunbar, WV 25064 Full Service B&M $22,590
    Wesbanco Bank, Inc. 1203 West Main Street Bridgeport, WV 26330 Full Service B&M $20,096
    Wesbanco Bank, Inc. 1210 North Curt Street Circleville, OH 43113 Full Service B&M $28,294
    Wesbanco Bank, Inc. 12100 Annapolis Rd, Suite 1 Glenn Dale, MD 20769 Full Service B&M $34,869
    Wesbanco Bank, Inc. 125 West Mcclain Avenue Scottsburg, IN 47170 Full Service B&M $129,073
    Wesbanco Bank, Inc. 12740 Old Fort Road Fort Washington, MD 20744 Full Service B&M $54,041
    Wesbanco Bank, Inc. 1275 U.S. 127 South Frankfort, KY 40601 Full Service B&M $56,268
    Wesbanco Bank, Inc. 128 South Main St Lawrenceburg, KY 40342 Full Service B&M $94,676
    Wesbanco Bank, Inc. 1339 Freedom Road Cranberry Township, PA 16066 Full Service B&M $42,372
    Wesbanco Bank, Inc. 135 Elizabeth Pike Mineral Wells, WV 26150 Full Service B&M $29,473
    Wesbanco Bank, Inc. 135 West Main Street Saint Clairsville, OH 43950 Full Service B&M $171,892
    Wesbanco Bank, Inc. 1350 Earl L Core Road Morgantown, WV 26505 Full Service B&M $116,860
    Wesbanco Bank, Inc. 140 West Main Street Clarksburg, WV 26301 Full Service B&M $39,511
    Wesbanco Bank, Inc. 1401 Louisville Road Frankfort, KY 40601 Full Service B&M $37,560
    Wesbanco Bank, Inc. 141 Zane Street Wheeling, WV 26003 Full Service B&M $20,728
    Wesbanco Bank, Inc. 1410 Grand Central Avenue Vienna, WV 26105 Full Service B&M $50,076
    Wesbanco Bank, Inc. 1427 Seventh Avenue Beaver Falls, PA 15010 Full Service B&M $60,813
    Wesbanco Bank, Inc. 1525 Pointer Ridge Place Bowie, MD 20716 Full Service B&M $454,796
    Wesbanco Bank, Inc. 155 West Wardell Scottsburg, IN 47170 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 1555 Beaver Road Baden, PA 15005 Full Service B&M $35,817
    Wesbanco Bank, Inc. 160 Fairfield Avenue Bellevue, KY 41073 Full Service B&M $29,063
    Wesbanco Bank, Inc. 1641 Md Rte 3 North #109 Crofton, MD 21114 Full Service B&M $47,127
    Wesbanco Bank, Inc. 1706 Lowrie Street Pittsburgh, PA 15212 Full Service B&M $43,750
    Wesbanco Bank, Inc. 1726 Reisterstown Road, Suite 101 Baltimore, MD 21208 Full Service B&M $93,825
    Wesbanco Bank, Inc. 1740 East Joppa Road Baltimore, MD 21234 Full Service B&M $40,093
    Wesbanco Bank, Inc. 1793 Mercer Road Ellwood City, PA 16117 Full Service B&M $61,186
    Wesbanco Bank, Inc. 1801 Rockville Pike Rockville, MD 20852 Full Service B&M $27,485
    Wesbanco Bank, Inc. 1818 West Lane Ave Upper Arlington, OH 43221 Full Service B&M $39,227
    Wesbanco Bank, Inc. 1880 Baltimore Reynoldsburg Road Reynoldsburg, OH 43068 Full Service B&M $38,532
    Wesbanco Bank, Inc. 196 East Montgomery Avenue Rockville, MD 20850 Full Service B&M $22,368
    Wesbanco Bank, Inc. 2 Main Street New Martinsville, WV 26155 Full Service B&M $107,224
    Wesbanco Bank, Inc. 2 Wall Street Ravenswood, WV 26164 Full Service B&M $61,985
    Wesbanco Bank, Inc. 200 Putnam Street Marietta, OH 45750 Full Service B&M $58,686
    Wesbanco Bank, Inc. 2000 West Henderson Road Columbus, OH 43220 Full Service B&M $75,442
    Wesbanco Bank, Inc. 201 E. Ridgeville Blvd Mount Airy, MD 21771 Full Service B&M $53,011
    Wesbanco Bank, Inc. 201 North Main Street Nicholasville, KY 40356 Full Service B&M $78,886
    Wesbanco Bank, Inc. 201 S. Front Street Oak Hill, OH 45656 Full Service B&M $39,028
    Wesbanco Bank, Inc. 201 West Court Avenue Jeffersonville, IN 47130 Full Service B&M $55,382
    Wesbanco Bank, Inc. 201 West Park Center Lawrenceburg, KY 40342 Full Service B&M $28,131
    Wesbanco Bank, Inc. 2034 Penn Avenue Pittsburgh, PA 15222 Full Service B&M $37,690
    Wesbanco Bank, Inc. 206-210 East Main Street Georgetown, KY 40324 Full Service B&M $98,621
    Wesbanco Bank, Inc. 2101 North Dixie Avenue Elizabethtown, KY 42701 Full Service B&M $30,391
    Wesbanco Bank, Inc. 22741 Three Notch Road California, MD 20619 Full Service B&M $137,435
    Wesbanco Bank, Inc. 2293 Broadhead Road Aliquippa, PA 15001 Full Service B&M $81,544
    Wesbanco Bank, Inc. 230 East Main Street Barnesville, OH 43713 Full Service B&M $192,645
    Wesbanco Bank, Inc. 23152 Newtowne Neck Road Leonardtown, MD 20650 Full Service B&M $45,535
    Wesbanco Bank, Inc. 2328 West Joppa Road Suite 100 Lutherville, MD 21093 Full Service B&M $71,276
    Wesbanco Bank, Inc. 2331 Galena Pike West Portsmouth, OH 45663 Full Service B&M $34,874
    Wesbanco Bank, Inc. 23400 Frederick Road Clarksburg, MD 20871 Full Service B&M $39,758
    Wesbanco Bank, Inc. 2400 Town Center Boulevard Canonsburg, PA 15317 Full Service B&M $23,380
    Wesbanco Bank, Inc. 2509 Sir Barton Way Lexington, KY 40509 Full Service B&M $21,604
    Wesbanco Bank, Inc. 251 South Main Street Zelienople, PA 16063 Full Service B&M $159,184
    Wesbanco Bank, Inc. 2521 Darlington Road Beaver Falls, PA 15010 Full Service B&M $62,548
    Wesbanco Bank, Inc. 2530 Riva Rd, Ste 100 Annapolis, MD 21401 Full Service B&M $41,903
    Wesbanco Bank, Inc. 3030 Ring Road Elizabethtown, KY 42701 Full Service B&M $100,662
    Wesbanco Bank, Inc. 26500 Ridge Road Damascus, MD 20872 Full Service B&M $137,337
    Wesbanco Bank, Inc. 2656 Ellwood Road New Castle, PA 16101 Full Service B&M $92,087
    Wesbanco Bank, Inc. 2700 East Dublin-Granville Rd Columbus, OH 43231 Full Service B&M $87,809
    Wesbanco Bank, Inc. 2710 E Main St Bexley, OH 43209 Full Service B&M $52,411
    Wesbanco Bank, Inc. 279 N. Bardstown Road Mount Washington, KY 40047 Full Service B&M $59,840
    Wesbanco Bank, Inc. 28 E Main Street Springfield, OH 45502 Full Service B&M $35,112
    Wesbanco Bank, Inc. 2820 Whitehall Boulevard Fairmont, WV 26554 Full Service B&M $37,252
    Wesbanco Bank, Inc. 2911 Alexandria Pike Highland Heights, KY 41076 Full Service B&M $21,783
    Wesbanco Bank, Inc. 2995 Crain Highway Waldorf, MD 20601 Full Service B&M $139,756
    Wesbanco Bank, Inc. 300 East Main Street Jackson, OH 45640 Full Service B&M $94,666
    Wesbanco Bank, Inc. 300 Tennessee Avenue Charleston, WV 25362 Full Service B&M $155,948
    Wesbanco Bank, Inc. 301 Adams Street Fairmont, WV 26554 Full Service B&M $124,030
    Wesbanco Bank, Inc. 301 Blakenbaker Pkwy Louisville, KY 40243 Full Service B&M $27,124
    Wesbanco Bank, Inc. 307 State Street Proctorville, OH 45669 Full Service B&M $50,128
    Wesbanco Bank, Inc. 3098 Harrodsburg Road Lexington, KY 40504 Full Service B&M $19,432
    Wesbanco Bank, Inc. 310 South Main Street Franklin, OH 45005 Full Service B&M $41,048
    Wesbanco Bank, Inc. 311 South Fifth Street Ironton, OH 45638 Full Service B&M $33,493
    Wesbanco Bank, Inc. 312 Beverly Road Pittsburgh, PA 15216 Full Service B&M $47,326
    Wesbanco Bank, Inc. 3135 Leonardtown Road Waldorf, MD 20601 Full Service B&M $88,434
    Wesbanco Bank, Inc. 3216 Seajay Drive Beavercreek, OH 45430 Full Service B&M $20,471
    Wesbanco Bank, Inc. 3265 Main Street Weirton, WV 26062 Full Service B&M $56,511
    Wesbanco Bank, Inc. 329 Pike Street Shinnston, WV 26431 Full Service B&M $68,340
    Wesbanco Bank, Inc. 33 North Third Street Columbus, OH 43215 Full Service B&M $137,579
    Wesbanco Bank, Inc. 3300 Brighton Road Pittsburgh, PA 15212 Full Service B&M $39,075
    Wesbanco Bank, Inc. 333 Penco Road Weirton, WV 26062 Full Service B&M $172,121
    Wesbanco Bank, Inc. 3346 Tates Creek Pike Lexington, KY 40502 Full Service B&M $19,778
    Wesbanco Bank, Inc. 34 North Ft. Thomas Avenue Fort Thomas, KY 41075 Full Service B&M $32,545
    Wesbanco Bank, Inc. 344 N. Charles Street Baltimore, MD 21201 Full Service B&M $29,713
    Wesbanco Bank, Inc. 3531 Brodhead Road Monaca, PA 15061 Full Service B&M $93,205
    Wesbanco Bank, Inc. 3650 South Hurstbourne Parkway Louisville, KY 40299 Full Service B&M $25,480
    Wesbanco Bank, Inc. 3868 Central Avenue Shadyside, OH 43947 Full Service B&M $30,192
    Wesbanco Bank, Inc. 395 North Buckman Street Shepherdsville, KY 40165 Full Service B&M $54,671
    Wesbanco Bank, Inc. 400 East Vine Street Lexington, KY 40507 Full Service B&M $11,493
    Wesbanco Bank, Inc. 401 E. John Rowan Boulevard Bardstown, KY 40004 Full Service B&M $90,945
    Wesbanco Bank, Inc. 404 Solida Road South Point, OH 45680 Full Service B&M $25,957
    Wesbanco Bank, Inc. 4040 Schroeder Avenue Perry Hall, MD 21128 Full Service B&M $69,022
    Wesbanco Bank, Inc. 4055 Flaherty Road Vine Grove, KY 40175 Full Service B&M $30,904
    Wesbanco Bank, Inc. 410 North Front Street Oak Hill, OH 45656 Limited, Drive-thru $0
    Wesbanco Bank, Inc. 415 Market Street Parkersburg, WV 26101 Full Service B&M $130,635
    Wesbanco Bank, Inc. 416 East Broadway Brandenburg, KY 40108 Full Service B&M $95,908
    Wesbanco Bank, Inc. 425 West Dixie Avenue Elizabethtown, KY 42701 Full Service B&M $137,338
    Wesbanco Bank, Inc. 427 Crain Highway, N.E. Glen Burnie, MD 21061 Full Service B&M $52,367
    Wesbanco Bank, Inc. 429 Buckhannon Pike Nutter Fort, WV 26301 Full Service B&M $31,626
    Wesbanco Bank, Inc. 4328 Charlestown Road New Albany, IN 47150 Full Service B&M $89,974
    Wesbanco Bank, Inc. 4380 North High Street Columbus, OH 43215 Full Service B&M $48,623
    Wesbanco Bank, Inc. 4510 Shelbyville Road Louisville, KY 40207 Full Service B&M $13,192
    Wesbanco Bank, Inc. 4517 Vine Street Cincinnati, OH 45217 Full Service B&M $29,216
    Wesbanco Bank, Inc. 4650 First Avenue Nitro, WV 25143 Full Service B&M $37,156
    Wesbanco Bank, Inc. 4719 Liberty Avenue Pittsburgh, PA 15224 Full Service B&M $50,930
    Wesbanco Bank, Inc. 480 New Albany Plaza New Albany, IN 47150 Full Service B&M $34,393
    Wesbanco Bank, Inc. 4810 North Preston Highway Shepherdsville, KY 40165 Full Service B&M $38,368
    Wesbanco Bank, Inc. 5000 Centre Avenue Pittsburgh, PA 15213 Full Service B&M $14,927
    Wesbanco Bank, Inc. 5010 Buckeystown Pike, Suite 112, Westview Village Center Frederick, MD 21703 Full Service B&M $4,314
    Wesbanco Bank, Inc. 5035 Curry Road Pittsburgh, PA 15236 Full Service B&M $37,136
    Wesbanco Bank, Inc. 504-506 Tenth Street Moundsville, WV 26041 Full Service B&M $127,977
    Wesbanco Bank, Inc. 506 Merchant Street Ambridge, PA 15003 Full Service B&M $37,314
    Wesbanco Bank, Inc. 50690 Valley Center Boulevard Saint Clairsville, OH 43950 Full Service B&M $87,099
    Wesbanco Bank, Inc. 5112 Highway 62 Jeffersonville, IN 47130 Full Service B&M $37,563
    Wesbanco Bank, Inc. 531 South Conkling Street Baltimore, MD 21224 Full Service B&M $49,989
    Wesbanco Bank, Inc. 5511 Cheviot Road At North Bend Cincinnati, OH 45247 Full Service B&M $50,229
    Wesbanco Bank, Inc. 555 Versailles Road Frankfort, KY 40601 Full Service B&M $42,973
    Wesbanco Bank, Inc. 5604 U.S. Route 60 East Huntington, WV 25705 Full Service B&M $26,674
    Wesbanco Bank, Inc. 5690 N. Hamilton Road Columbus, OH 43230 Full Service B&M $86,861
    Wesbanco Bank, Inc. 5901 Hoover Road Grove City, OH 43123 Full Service B&M $28,063
    Wesbanco Bank, Inc. 6 South Main Street, Washington Trust Building Washington, PA 15301 Full Service B&M $23,813
    Wesbanco Bank, Inc. 600 Lawrence Avenue Ellwood City, PA 16117 Full Service B&M $138,926
    Wesbanco Bank, Inc. 602 Hoagie Drive Bel Air, MD 21014 Full Service B&M $18,660
    Wesbanco Bank, Inc. 6050 Meadowridge Center Drive Elkridge, MD 21075 Full Service B&M $12,673
    Wesbanco Bank, Inc. 617 Duncan Avenue Pittsburgh, PA 15237 Full Service B&M $45,016
    Wesbanco Bank, Inc. 6291 Wilmington Pike Centerville, OH 45459 Full Service B&M $23,072
    Wesbanco Bank, Inc. 6301 Ivy Lane Greenbelt, MD 20770 Full Service B&M $71,644
    Wesbanco Bank, Inc. 6409 Sissonville Drive Sissonville, WV 25320 Full Service B&M $53,718
    Wesbanco Bank, Inc. 645 South Dixie Boulevard Radcliff, KY 40160 Full Service B&M $62,993
    Wesbanco Bank, Inc. 6501 Mason Montgomery Road Mason, OH 45040 Full Service B&M $30,039
    Wesbanco Bank, Inc. 6501 Mud River Road Barboursville, WV 25504 Full Service B&M $47,491
    Wesbanco Bank, Inc. 6611 Baltimore Avenue Suite 3c Riverdale Park, MD 20737 Full Service B&M $11,127
    Wesbanco Bank, Inc. 676 Old Mill Road Millersville, MD 21108 Full Service B&M $41,174
    Wesbanco Bank, Inc. 683 Lincoln Avenue Pittsburgh, PA 15202 Full Service B&M $32,994
    Wesbanco Bank, Inc. 691 Prince Frederick Boulevard Prince Frederick, MD 20678 Full Service B&M $83,746
    Wesbanco Bank, Inc. 700 Marshall Street Mcmechen, WV 26040 Full Service B&M $41,046
    Wesbanco Bank, Inc. 701 Corporation Street Beaver, PA 15009 Full Service B&M $66,635
    Wesbanco Bank, Inc. 701 Highlander Point Drive Floyds Knobs, IN 47119 Full Service B&M $59,469
    Wesbanco Bank, Inc. 7175 Indian Head Highway Bryans Road, MD 20616 Full Service B&M $47,794
    Wesbanco Bank, Inc. 728 Washington Road Pittsburgh, PA 15228 Full Service B&M $33,198
    Wesbanco Bank, Inc. 7300 Alexandria Pike Alexandria, KY 41001 Full Service B&M $35,876
    Wesbanco Bank, Inc. 7601 Airpark Road Gaithersburg, MD 20879 Full Service B&M $37,704
    Wesbanco Bank, Inc. 7601 Dayton Springfield Road Fairborn, OH 45324 Full Service B&M $43,113
    Wesbanco Bank, Inc. 7801 Branch Avenue Clinton, MD 20735 Full Service B&M $101,784
    Wesbanco Bank, Inc. 800 Charles Street Wellsburg, WV 26070 Full Service B&M $87,645
    Wesbanco Bank, Inc. 807 Middle Street Pittsburgh, PA 15212 Full Service B&M $14,277
    Wesbanco Bank, Inc. 817 Maiden Choice Lane, Suite 108 Catonsville, MD 21228 Full Service B&M $61,374
    Wesbanco Bank, Inc. 823 Eighth Street Huntington, WV 25701 Full Service B&M $313,867
    Wesbanco Bank, Inc. 835 National Road Wheeling, WV 26003 Full Service B&M $79,128
    Wesbanco Bank, Inc. 850 Wheeling Avenue Cambridge, OH 43725 Full Service B&M $48,609
    Wesbanco Bank, Inc. 852 Oakwood Road Charleston, WV 25314 Full Service B&M $50,950
    Wesbanco Bank, Inc. 8550 State Route 550 Vincent, OH 45784 Full Service B&M $24,437
    Wesbanco Bank, Inc. 8620 Beechmont Avenue Cincinnati, OH 45255 Full Service B&M $27,474
    Wesbanco Bank, Inc. 8670 Winton Rd Cincinnati, OH 45231 Full Service B&M $18,603
    Wesbanco Bank, Inc. 8730 Us Highway 42 Florence, KY 41042 Full Service B&M $8,946
    Wesbanco Bank, Inc. 9 Commerce Drive Westover, WV 26505 Full Service B&M $36,765
    Wesbanco Bank, Inc. 9198 Ohio River Road Wheelersburg, OH 45694 Full Service B&M $63,116
    Wesbanco Bank, Inc. 955 Main Street Follansbee, WV 26037 Full Service B&M $78,314
    Wesbanco Bank, Inc. 9635 Montgomery Road Cincinnati, OH 45242 Full Service B&M $20,899
    Wesbanco Bank, Inc. 9658 Baltimore Avenue Suite 101 College Park, MD 20740 Full Service B&M $135,402
    Wesbanco Bank, Inc. 975 East Main Street Jackson, OH 45640 Full Service B&M $32,501
    Wesbanco Bank, Inc. 986 North Main Street Nicholasville, KY 40356 Full Service B&M $23,763
    Wesbanco Bank, Inc. By-Pass 20 Pine Grove, WV 26419 Full Service B&M $19,455
    Wesbanco Bank, Inc. Court Street Elizabeth, WV 26143 Full Service B&M $39,171
    Wesbanco Bank, Inc. Fourth And Main Streets Paden City, WV 26159 Full Service B&M $50,044
    Wesbanco Bank, Inc. Gihon Road And Pike Street Parkersburg, WV 26101 Full Service B&M $88,934
    Wesbanco Bank, Inc. Kroger Store, Kimberly Square Shopping Center, Us Hwy 27 Nicholasville, KY 40356 Full Service Retail $5,632
    Wesbanco Bank, Inc. North State Route 2 New Martinsville, WV 26155 Full Service B&M $36,908
    Wesbanco Bank, Inc. One Bank Plaza Wheeling, WV 26003 Full Service B&M $917,317
    Wesbanco Bank, Inc. Route 19 Shinnston, WV 26431 Limited, Drive-thru $162

    For 2021, Wesbanco had 213 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $485,055
    Net interest income $463,695
    Total noninterest income $123,868
    Gross Fiduciary activities income $29,511
    Service charges on deposit accounts $26,338
    Trading account gains and fees $1,006
    Additional Noninterest Income $67,013
    Pre-tax net operating income $310,786
    Securities gains (or losses, -) $106
    Income before extraordinary items $247,276
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $247,276
    Minority interest net income $0
    Net income $247,276
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $247,191

    Wesbanco's gross interest income from loans was $485,055,000.
    Wesbanco's net interest income from loans was $463,695,000.
    Wesbanco's fee based income from loans was $26,338,000.
    Wesbanco's net income from loans was $247,276,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $21,360
    Provision for credit losses $-64,274
    Total noninterest expense $341,051
    Salaries and employee benefits $195,072
    Premises and equipment expense $55,089
    Additional noninterest expense $90,890
    Applicable income taxes $63,616
    Net charge-offs $1,728
    Cash dividends $250,500

    Wesbanco's interest expense for loans was $21,360,000.
    Wesbanco's payroll and benefits expense were $195,072,000.
    Wesbanco's property, plant and equipment expenses $55,089,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $13,729,695
    Deposits held in domestic offices $13,729,695
    Deposits by Individuals, partnerships, and corporations $11,991,539
    Deposits by U.S. Government $85
    Deposits by States and political subdivisions in the U.S. $1,726,684
    Deposits by Commercial banks and other depository institutions in U.S. $11,387
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $8,134,861
    Demand deposits $8,134,770
    Nontransaction accounts $5,594,834
    Money market deposit accounts (MMDAs) $1,739,682
    Other savings deposits (excluding MMDAs) $2,501,034
    Total time deposits $1,354,118
    Total time and savings deposits $5,594,925
    Noninterest-bearing deposits $4,754,714
    Interest-bearing deposits $8,974,981
    Retail deposits $13,403,640
    IRAs and Keogh plan accounts $334,838
    Brokered deposits $10,307
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $16,878,802
    Cash & Balances due from depository institutions $1,244,034
    Interest-bearing balances $1,088,171
    Total securities $4,020,875
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,640,076
    Loan and leases loss allowance $121,622
    Trading account assets $10,560
    Bank premises and fixed assets $226,548
    Other real estate owned $0
    Goodwill and other intangibles $1,151,659
    All other assets $585,050

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $16,878,802
    Total Liabilities $14,242,582
    Total deposits $13,729,695
    Interest-bearing deposits $8,974,981
    Deposits held in domestic offices $13,729,695
    % insured (estimated) $68
    Federal funds purchased and repurchase agreements $141,893
    Trading liabilities $0
    Other borrowed funds $236,454
    Subordinated debt $0
    All other liabilities $134,540

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,640,076
    Loan and leases loss allowance $121,622
    Total loans and leases (domestic) $9,761,698
    All real estate loans $7,901,668
    Real estate loans in domestic offices $7,901,668
    Construction and development loans $913,988
    Residential 1-4 family construction $247,355
    Other construction, all land development and other land $666,633
    Loans secured by nonfarm nonresidential properties $3,901,110
    Nonfarm nonresidential secured by owner-occupied properties $1,228,462
    Commercial real estate & other non-farm, non-residential $2,672,648
    Multifamily residential real estate $515,632
    1-4 family residential loans $2,548,179
    Farmland loans $22,759
    Loans held in foreign offices $0
    Farm loans $2,372
    Commercial and industrial loans $1,217,157
    To non-U.S. addressees $0
    Loans to individuals $236,531
    Credit card loans $0
    Related Plans $26,262
    Consumer Auto Loans $157,021
    Other loans to individuals $53,248
    All other loans & leases $403,970
    Loans to foreign governments and official institutions $0
    Other loans $205,024
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $3,031
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,275
    Non 1-4 family restructured loans & leases $422
    Total loans and leases (foreign) $0

    WesBanco had $9,640,076,000 of loans outstanding in 2021. $7,901,668,000 of loans were in real estate loans. $913,988,000 of loans were in development loans. $515,632,000 of loans were in multifamily mortgage loans. $2,548,179,000 of loans were in 1-4 family mortgage loans. $2,372,000 of loans were in farm loans. $0 of loans were in credit card loans. $157,021,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,272 $523,384 $159,958
    Nonfarm, nonresidential loans - <$100k 570 $19,856 $34,835
    Nonfarm, nonresidential loans - $100-250k 1,096 $115,592 $105,467
    Nonfarm, nonresidential loans - $250k-1MM 1,606 $387,936 $241,554
    Commercial & Industrial, US addressed loans - <$1MM 5,679 $358,863 $63,191
    Commercial & Industrial, US addressed loans - <$100k 3,662 $81,893 $22,363
    Commercial & Industrial, US addressed loans - $100-250k 1,034 $77,085 $74,550
    Commercial & Industrial, US addressed loans - $250k-1MM 983 $199,885 $203,342
    Farmland loans - <$1MM 89 $10,146 $114,000
    Farmland loans - <$100k 27 $1,106 $40,963
    Farmland loans - $100-250k 32 $2,560 $80,000
    Farmland loans - $250k-1MM 30 $6,480 $216,000
    Agriculture operations loans - <$1MM 62 $1,132 $18,258
    Agriculture operations loans - <$100k 58 $793 $13,672
    Agriculture operations loans - $100-250k 4 $339 $84,750