COLUMBUS Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Columbus averaged 6.6% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.81% and one month ago for the week of 2024-10-10, the average rate was 6.14%.

    Columbus's average rate one year ago was 7.62%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Columbus 30 Year Fixed Rate 2024-11-14 6.6%
    Columbus 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Columbus 15 Year Fixed Rate 2024-11-14 6.19%
    Columbus 15 Year Fixed Rate Refi 2024-11-14 6.59%
    Columbus 30 Year FHA 2024-11-14 -0.06%
    Columbus 30 Year FHA Refi 2024-11-14 -0.2%
    Columbus 30 Year USDA 2024-11-14 0.1%
    Columbus 30 Year USDA Refi 2024-11-14 0.1%
    Columbus 30 Year VA 2024-11-14 -0.17%
    Columbus 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, IN.

    COLUMBUS Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Centra Credit Union 135 6.46% $2,809
    First Financial Bank 82 6.71% $3,147
    Jackson County Bank 67 5.93% $2,914
    GVC MORTGAGE, INC. 66 7.15% $4,530
    VANDERBILT MORTGAGE AND FINANCE, INC. 42 6.28% $5,231
    German American Bank 35 6.84% $2,701
    HALLMARK HOME MORTGAGE, LLC 34 7.08% $3,853
    RUOFF MORTGAGE COMPANY, INC. 28 6.93% $3,982
    QUICKEN LOANS, LLC 26 6.89% $5,970
    Union Savings Bank 25 6.38% $1,230
    CMG MORTGAGE, INC. 18 7.31% $4,720
    Fifth Third Bank 18 7.03% $3,191
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.95% $4,359
    JPMorgan Chase Bank 14 6.71% $4,250
    UNITED WHOLESALE MORTGAGE, LLC 13 7.06% $4,334
    FIRST COMMUNITY MORTGAGE, INC. 10 7.44% $3,820
    PNC Bank 7 6.57% $2,985
    Old National Bank 7 6.71% $2,775
    SIRVA MORTGAGE, INC. 5 6.80% $1,079
    Regions Bank 5 7.20% $3,388
    NEWREZ LLC 4 7.19% $3,339
    Elements Financial Federal Credit Union 4 6.38% $2,756
    Wells Fargo Bank 4 5.81% $6,265
    Prosperity Home Mortgage, LLC 4 6.94% $2,509
    CALIBER HOME LOANS, INC. 4 7.06% $4,484
    Wolfe Financial, Inc 4 7.19% $5,873
    DIRECT MORTGAGE LOANS, LLC 3 6.71% $7,016
    CHURCHILL MORTGAGE CORPORATION 3 6.88% $3,724
    UNION HOME MORTGAGE CORP. 3 6.92% $4,973
    LOANDEPOT.COM, LLC 3 7.00% $4,769
    Northwest Bank 3 6.21% $2,470
    MJW Financial LLC 3 6.79% $4,915
    MILESTONE HOME LENDING, LLC 3 7.08% $4,183
    First National Bank of America 3 9.92% $6,413
    The Federal Savings Bank 3 7.58% $7,690
    The Huntington National Bank 3 6.63% $3,182
    Merchants Bank of Indiana 2 6.69% $2,462
    Horizon Bank 2 7.56% $2,607
    CROSSCOUNTRY MORTGAGE, LLC 2 7.44% $9,372
    Third Federal Savings and Loan Association of Cleveland 2 4.72% $2,606
    KeyBank 2 5.50% $2,933
    BMO Harris Bank 2 7.19% $3,424
    LEADERONE FINANCIAL CORPORATION 2 7.25% $2,865
    Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $6,794
    AMERISAVE MORTGAGE CORPORATION 2 6.69% $8,995
    Waterstone Mortgage Corporation 1 6.88% $2,258
    Advisors Mortgage Group, L.L.C. 1 6.99% $2,105
    ZILLOW HOME LOANS, LLC 1 6.38% $3,701
    AmeriHome Mortgage Company, LLC 1 6.99% $5,148
    Associated Bank 1 5.63% $2,498
    Bank of America 1 7.00% $8,549
    Barrington Bank & Trust Company, N.A. 1 6.38% $3,362
    BETTER MORTGAGE CORPORATION 1 5.00% $1,372
    BROKER SOLUTIONS, INC. 1 7.38% $6,855
    Carrington Mortgage Services, LLC 1 6.63% $7,526
    Charles Schwab Bank, SSB 1 6.05% $2,810
    DRAPER AND KRAMER MORTGAGE CORP. 1 7.63% $3,024
    Farm Credit Mid-America, ACA 1 6.75% $7,003
    First Bank Richmond 1 6.00% $3,287
    First Federal Bank 1 6.63% $3,595
    First Merchants Bank 1 7.25% $3,170
    First Option Mortgage, LLC 1 7.50% $3,555
    Flagstar Bank, FSB 1 7.50% $3,850
    FORUM Credit Union 1 5.13% $18,745
    FREEDOM MORTGAGE CORPORATION 1 6.50% $2,036
    Guardian Savings Bank, A Federal Savings Bank 1 6.75% $3,786
    INDIANA MEMBERS CREDIT UNION 1 6.38% $2,299
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,265
    LOANPAL, LLC 1 7.50% $8,719
    MEMBER FIRST MORTGAGE, LLC 1 6.88% $2,794
    MICHIGAN FIRST CREDIT UNION 1 6.00% $2,525
    Mortgage Research Center, LLC 1 6.75% $4,876
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $5,886
    MYCUMORTGAGE, LLC 1 7.25% $2,845
    NFM, INC. 1 6.00% $4,438
    Northpointe Bank 1 6.99% $5,909
    Notre Dame Federal Credit Union Corporation 1 6.00% $4,864
    NVR Mortgage Finance, Inc. 1 5.38% $3,054
    ON Q FINANCIAL, INC. 1 7.49% $3,643
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.88% $8,545
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $6,306
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $5,346
    PURDUE FEDERAL CREDIT UNION 1 6.38% $2,212
    Renasant Bank 1 6.38% $3,332
    SCOTT CREDIT UNION 1 6.13% $2,181
    TEACHERS CREDIT UNION 1 6.75% $3,351
    The State Bank and Trust Company 1 6.13% $2,000
    THRIVE MORTGAGE, LLC 1 8.13% $7,231
    TUCKER MORTGAGE, LLC 1 7.50% $3,281
    UBS Bank USA 1 6.00% $3,923
    United Fidelity Funding Corp. 1 7.13% $5,910
    U.S. Bank 1 6.63% $2,665

    COLUMBUS Average Closing Costs & Other Stats

    COLUMBUS, IN's 92 lenders originated 2,079 loans during 2023. The total origination value was $398,875,000, with an average loan value of $191,859.

    COLUMBUS's average closing costs are $3,611.

    The top COLUMBUS lender as defined by loan originations is Centra Credit Union, with 135 loans originated. Their average total fees are $2,809, which is $338 lower than the next largest lender, First Financial Bank.

    The lowest fee COLUMBUS lenders (with over 10 loans originated) are Union Savings Bank ($1,230), German American Bank ($2,701), Centra Credit Union ($2,809), Jackson County Bank ($2,914) and First Financial Bank ($3,147).

    The lowest rate COLUMBUS lenders (with over 10 loans originated) are Jackson County Bank (5.93%), VANDERBILT MORTGAGE AND FINANCE, INC. (6.28%), Union Savings Bank (6.38%), Centra Credit Union (6.46%) and First Financial Bank (6.71%).

    COLUMBUS, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Centra Credit Union $55,050,000 $54,905,000 -0.3% 13.8%
    First Financial Bank $265,000 $44,030,000 16,515.1% 11.0%
    Jackson County Bank $39,395,000 $27,030,000 -31.4% 6.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $10,665,000 $23,295,000 118.4% 5.8%
    GVC MORTGAGE, INC. $14,095,000 $23,180,000 64.5% 5.8%
    German American Bank $25,110,000 $23,040,000 -8.2% 5.8%
    QUICKEN LOANS, LLC $23,045,000 $14,005,000 -39.2% 3.5%
    RUOFF MORTGAGE COMPANY, INC. $44,895,000 $13,395,000 -70.2% 3.4%
    HALLMARK HOME MORTGAGE, LLC $25,655,000 $13,265,000 -48.3% 3.3%
    Old National Bank $14,350,000 $12,180,000 -15.1% 3.1%
    Union Savings Bank $21,480,000 $12,005,000 -44.1% 3.0%
    Fifth Third Bank $12,855,000 $9,270,000 -27.9% 2.3%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $9,125,000 n/a 2.3%
    CMG MORTGAGE, INC. $395,000 $6,490,000 1,543.0% 1.6%
    Mortgage Research Center, LLC $7,345,000 $5,985,000 -18.5% 1.5%
    UNITED WHOLESALE MORTGAGE, LLC $5,135,000 $5,560,000 8.3% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,960,000 $5,275,000 -33.7% 1.3%
    INDIANA UNIVERSITY CREDIT UNION $1,910,000 $5,150,000 169.6% 1.3%
    PNC Bank $5,535,000 $3,780,000 -31.7% 0.9%
    JPMorgan Chase Bank $5,960,000 $3,590,000 -39.8% 0.9%
    NEWREZ LLC $1,100,000 $3,310,000 200.9% 0.8%
    Wells Fargo Bank $5,705,000 $3,280,000 -42.5% 0.8%
    FIRST COMMUNITY MORTGAGE, INC. $755,000 $3,240,000 329.1% 0.8%
    Horizon Bank $3,570,000 $2,565,000 -28.2% 0.6%
    DIRECT MORTGAGE LOANS, LLC $3,285,000 $2,540,000 -22.7% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $3,300,000 $2,415,000 -26.8% 0.6%
    LOANDEPOT.COM, LLC $3,735,000 $2,305,000 -38.3% 0.6%
    Elements Financial Federal Credit Union $195,000 $2,090,000 971.8% 0.5%
    FREEDOM MORTGAGE CORPORATION $5,380,000 $1,995,000 -62.9% 0.5%
    SIRVA MORTGAGE, INC. $3,815,000 $1,890,000 -50.5% 0.5%
    The Huntington National Bank $3,025,000 $1,770,000 -41.5% 0.4%
    MJW Financial LLC $1,105,000 $1,670,000 51.1% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,530,000 $1,570,000 2.6% 0.4%
    Wolfe Financial, Inc $1,505,000 $1,570,000 4.3% 0.4%
    CALIBER HOME LOANS, INC. $4,830,000 $1,460,000 -69.8% 0.4%
    NAVY FEDERAL CREDIT UNION $1,940,000 $1,435,000 -26.0% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,040,000 $1,410,000 -53.6% 0.4%
    LOANPAL, LLC $1,025,000 $1,360,000 32.7% 0.3%
    USAA Federal Savings Bank $2,775,000 $1,280,000 -53.9% 0.3%
    Merchants Bank of Indiana $20,400,000 $1,225,000 -94.0% 0.3%
    PENNYMAC LOAN SERVICES, LLC $2,385,000 $1,210,000 -49.3% 0.3%
    MILESTONE HOME LENDING, LLC $745,000 $1,190,000 59.7% 0.3%
    The Federal Savings Bank $1,245,000 $1,165,000 -6.4% 0.3%
    Northwest Bank $890,000 $1,160,000 30.3% 0.3%
    Carrington Mortgage Services, LLC $1,840,000 $1,150,000 -37.5% 0.3%
    UNION HOME MORTGAGE CORP. $780,000 $1,140,000 46.2% 0.3%
    21ST MORTGAGE CORPORATION $625,000 $1,135,000 81.6% 0.3%
    The Peoples State Bank $1,120,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $400,000 $1,085,000 171.3% 0.3%
    Regions Bank $2,870,000 $975,000 -66.0% 0.2%
    Third Federal Savings and Loan Association of Cleveland $745,000 $940,000 26.2% 0.2%
    Barrington Bank & Trust Company, N.A. $845,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $830,000 107.5% 0.2%
    BMO Harris Bank $150,000 $815,000 443.3% 0.2%
    Flagstar Bank, FSB $1,650,000 $805,000 -51.2% 0.2%
    U.S. Bank $1,385,000 $790,000 -43.0% 0.2%
    NVR Mortgage Finance, Inc. $785,000 n/a 0.2%
    TUCKER MORTGAGE, LLC $225,000 $775,000 244.4% 0.2%
    UBS Bank USA $735,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $585,000 $705,000 20.5% 0.2%
    NBKC BANK $630,000 $700,000 11.1% 0.2%
    Farm Credit Mid-America, ACA $4,130,000 $690,000 -83.3% 0.2%
    KeyBank $2,850,000 $655,000 -77.0% 0.2%
    RELIANCE FIRST CAPITAL, LLC $255,000 $640,000 151.0% 0.2%
    ON Q FINANCIAL, INC. $635,000 n/a 0.2%
    Bank of America $2,395,000 $605,000 -74.7% 0.2%
    FORUM Credit Union $1,740,000 $565,000 -67.5% 0.1%
    Guardian Savings Bank, A Federal Savings Bank $565,000 n/a 0.1%
    Hoosier Heartland State Bank $565,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $525,000 $555,000 5.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,230,000 $530,000 -56.9% 0.1%
    INDIANA MEMBERS CREDIT UNION $1,725,000 $520,000 -69.9% 0.1%
    TOP FLITE FINANCIAL, INC. $515,000 n/a 0.1%
    First National Bank of America $280,000 $495,000 76.8% 0.1%
    CARDINAL FINANCIAL $175,000 $490,000 180.0% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $7,125,000 $475,000 -93.3% 0.1%
    TEACHERS CREDIT UNION $380,000 $460,000 21.1% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,630,000 $455,000 -72.1% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 $440,000 203.4% 0.1%
    Brighton Bank $435,000 n/a 0.1%
    Goldwater Bank, N.A. $420,000 n/a 0.1%
    Blue Ridge Bank $415,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $400,000 n/a 0.1%
    First Bank Richmond $9,465,000 $395,000 -95.8% 0.1%
    BROKER SOLUTIONS, INC. $1,185,000 $380,000 -67.9% 0.1%
    MYCUMORTGAGE, LLC $465,000 $370,000 -20.4% 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $365,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $355,000 n/a 0.1%
    GUARANTEED RATE, INC. $1,350,000 $345,000 -74.4% 0.1%
    Figure Lending LLC $170,000 $340,000 100.0% 0.1%
    First Option Mortgage, LLC $325,000 n/a 0.1%
    United Fidelity Funding Corp. $325,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $205,000 $320,000 56.1% 0.1%
    Bank of England $380,000 $300,000 -21.1% 0.1%
    The State Bank and Trust Company $295,000 n/a 0.1%
    AMWEST FUNDING CORP. $195,000 $285,000 46.2% 0.1%
    Notre Dame Federal Credit Union Corporation $265,000 n/a 0.1%
    Discover Bank $110,000 $250,000 127.3% 0.1%
    Advisors Mortgage Group, L.L.C. $175,000 $235,000 34.3% 0.1%
    ENDEAVOR CAPITAL, LLC. $235,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $640,000 $215,000 -66.4% 0.1%
    First Merchants Bank $440,000 $215,000 -51.1% 0.1%
    PENTAGON FEDERAL CREDIT UNION $1,005,000 $215,000 -78.6% 0.1%
    Waterstone Mortgage Corporation $215,000 n/a 0.1%
    Neighborhood Loans, Inc. $210,000 n/a 0.1%
    Charles Schwab Bank, SSB $205,000 n/a 0.1%
    Northpointe Bank $190,000 $205,000 7.9% 0.1%
    OCEANSIDE MORTGAGE COMPANY $320,000 $205,000 -35.9% 0.1%
    THRIVE MORTGAGE, LLC $450,000 $205,000 -54.4% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $125,000 $200,000 60.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 $200,000 110.5% 0.1%
    Associated Bank $285,000 $195,000 -31.6% 0.0%
    First Federal Bank $195,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 n/a 0.0%
    Nations Lending Corporation $650,000 $195,000 -70.0% 0.0%
    POLARIS HOME FUNDING CORP. $195,000 n/a 0.0%
    PURDUE FEDERAL CREDIT UNION $8,360,000 $195,000 -97.7% 0.0%
    SCOTT CREDIT UNION $195,000 n/a 0.0%
    BEACON CREDIT UNION $185,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.0%
    MICHIGAN FIRST CREDIT UNION $175,000 n/a 0.0%
    First Savings Bank $170,000 n/a 0.0%
    KINECTA $155,000 n/a 0.0%
    PHH Mortgage Corporation $360,000 $155,000 -56.9% 0.0%
    Renasant Bank $275,000 $155,000 -43.6% 0.0%
    ZILLOW HOME LOANS, LLC $495,000 $155,000 -68.7% 0.0%
    MID AMERICA MORTGAGE, INC. $155,000 $150,000 -3.2% 0.0%
    Citizens Bank $225,000 $140,000 -37.8% 0.0%
    Chartwell Financial, LLC $415,000 $135,000 -67.5% 0.0%
    Stock Yards Bank & Trust Company $125,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $800,000 $115,000 -85.6% 0.0%
    MEMBER FIRST MORTGAGE, LLC $165,000 $115,000 -30.3% 0.0%
    LENDINGHOME FUNDING CORPORATION $325,000 $105,000 -67.7% 0.0%
    NFM, INC. $105,000 n/a 0.0%
    JLB CORPORATION $280,000 $95,000 -66.1% 0.0%
    CRANE $145,000 $85,000 -41.4% 0.0%
    LENDINGONE, LLC $85,000 n/a 0.0%
    HONDA Federal Credit Union $255,000 $80,000 -68.6% 0.0%
    EVANSVILLE TEACHERS $355,000 $75,000 -78.9% 0.0%
    Ixonia Bank $75,000 n/a 0.0%
    GREENSTATE CREDIT UNION $70,000 n/a 0.0%
    Mutual Savings Bank $430,000 $55,000 -87.2% 0.0%
    SPRING EQ, LLC $55,000 $55,000 0.0% 0.0%
    Baxter Credit Union $25,000 n/a 0.0%
    PLANET HOME LENDING, LLC $270,000 $25,000 -90.7% 0.0%

    COLUMBUS's top lender by overall market share is Centra Credit Union, with 13.8% market share. In second place, with 11.0%, is First Financial Bank, having originated $44,030,000 in loans. In third place, with 6.8%, is Jackson County Bank, having originated $27,030,000 in loans. In fourth place, with 5.8%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $23,295,000 in loans. In fifth place, with 5.8%, is GVC MORTGAGE, INC., having originated $23,180,000 in loans.

    COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $230,300 (5.2%) $286,489 (4.4%) 0.00 234
    2018-02-01 $222,950 (1.9%) $279,744 (0.2%) 0.00 209
    2018-03-01 $239,900 (9.3%) $294,448 (3.5%) 0.00 198
    2018-04-01 $259,650 (5.6%) $304,011 (4.9%) 0.00 189
    2018-05-01 $241,195 (-2.3%) $303,269 (2.3%) 0.00 198
    2018-06-01 $239,900 (-3.6%) $302,124 (2.0%) 0.00 203
    2018-07-01 $244,925 (-2.0%) $302,586 (-0.7%) 0.00 215
    2018-08-01 $235,925 (-5.1%) $301,914 (0.2%) 0.00 221
    2018-09-01 $224,900 (-5.3%) $297,276 (-0.1%) 0.00 212
    2018-10-01 $231,875 (3.1%) $296,413 (2.5%) 0.00 217
    2018-11-01 $242,473 (11.7%) $311,288 (9.6%) 0.00 213
    2018-12-01 $259,900 (22.2%) $325,577 (15.8%) 0.00 202
    2019-01-01 $271,050 (17.7%) $334,679 (16.8%) 0.00 185
    2019-02-01 $274,900 (23.3%) $337,067 (20.5%) 0.00 171
    2019-03-01 $284,800 (18.7%) $339,222 (15.2%) 0.00 169
    2019-04-01 $303,950 (17.1%) $347,570 (14.3%) 0.00 160
    2019-05-01 $294,500 (22.1%) $342,044 (12.8%) 0.00 155
    2019-06-01 $289,450 (20.7%) $338,349 (12.0%) 0.00 155
    2019-07-01 $259,900 (6.1%) $322,916 (6.7%) 0.00 177
    2019-08-01 $249,900 (5.9%) $315,598 (4.5%) 0.00 191
    2019-09-01 $249,900 (11.1%) $314,095 (5.7%) 0.00 197
    2019-10-01 $249,900 (7.8%) $312,866 (5.6%) 0.00 199
    2019-11-01 $255,000 (5.2%) $318,813 (2.4%) 0.00 173
    2019-12-01 $257,495 (-0.9%) $321,297 (-1.3%) 0.00 151
    2020-01-01 $249,900 (-7.8%) $307,654 (-8.1%) 0.00 141
    2020-02-01 $249,900 (-9.1%) $312,716 (-7.2%) 0.00 145
    2020-03-01 $256,450 (-10.0%) $326,556 (-3.7%) 0.00 132
    2020-04-01 $249,425 (-17.9%) $308,188 (-11.3%) 0.00 145
    2020-05-01 $249,900 (-15.1%) $303,723 (-11.2%) 0.00 153
    2020-06-01 $242,400 (-16.3%) $304,782 (-9.9%) 0.00 149
    2020-07-01 $245,300 (-5.6%) $312,885 (-3.1%) 0.00 139
    2020-08-01 $247,200 (-1.1%) $305,017 (-3.4%) 0.00 134
    2020-09-01 $254,973 (2.0%) $306,280 (-2.5%) 0.00 115
    2020-10-01 $259,900 (4.0%) $312,918 (0.0%) 0.00 116
    2020-11-01 $262,000 (2.8%) $314,088 (-1.5%) 0.00 101
    2020-12-01 $256,175 (-0.5%) $302,053 (-6.0%) 0.00 83
    2021-01-01 $262,450 (5.0%) $307,956 (0.1%) 0.00 66
    2021-02-01 $273,650 (9.5%) $312,365 (-0.1%) 0.00 43
    2021-03-01 $294,900 (15.0%) $331,900 (1.6%) 0.00 48
    2021-04-01 $297,425 (19.2%) $347,618 (12.8%) 0.00 48
    2021-05-01 $299,900 (20.0%) $357,030 (17.6%) 0.00 63
    2021-06-01 $272,473 (12.4%) $362,263 (18.9%) 0.00 72
    2021-07-01 $272,450 (11.1%) $341,997 (9.3%) 0.00 85
    2021-08-01 $266,150 (7.7%) $335,044 (9.8%) 0.00 107
    2021-09-01 $253,425 (-0.6%) $343,271 (12.1%) 0.00 107
    2021-10-01 $270,450 (4.1%) $343,877 (9.9%) 0.00 100
    2021-11-01 $297,200 (13.4%) $368,416 (17.3%) 0.00 81
    2021-12-01 $319,445 (24.7%) $346,824 (14.8%) 0.00 82
    2022-01-01 $329,445 (25.5%) $333,005 (8.1%) 0.00 68
    2022-02-01 $334,900 (22.4%) $346,599 (11.0%) 0.00 67
    2022-03-01 $345,325 (17.1%) $710,115 (114.0%) 0.00 65
    2022-04-01 $333,995 (12.3%) $671,222 (93.1%) 0.00 75
    2022-05-01 $367,423 (22.5%) $650,219 (82.1%) 0.00 91
    2022-06-01 $374,966 (37.6%) $626,686 (73.0%) 0.00 103
    2022-07-01 $369,900 (35.8%) $583,747 (70.7%) 0.00 136
    2022-08-01 $346,000 (30.0%) $576,347 (72.0%) 0.00 135
    2022-09-01 $337,000 (33.0%) $564,935 (64.6%) 0.00 132
    2022-10-01 $329,000 (21.7%) $570,637 (65.9%) 0.00 140
    2022-11-01 $343,698 (15.7%) $571,901 (55.2%) 0.00 144
    2022-12-01 $339,900 (6.4%) $374,658 (8.0%) 0.00 121
    2023-01-01 $339,450 (3.0%) $384,674 (15.5%) 0.00 107
    2023-02-01 $339,900 (1.5%) $417,312 (20.4%) 0.00 101
    2023-03-01 $379,500 (9.9%) $458,548 (-35.4%) 0.00 95
    2023-04-01 $379,500 (13.6%) $460,472 (-31.4%) 0.00 92
    2023-05-01 $379,500 (3.3%) $455,824 (-29.9%) 0.00 93
    2023-06-01 $392,200 (4.6%) $460,208 (-26.6%) 0.00 111
    2023-07-01 $374,950 (1.4%) $424,689 (-27.3%) 0.00 104
    2023-08-01 $349,475 (1.0%) $392,000 (-32.0%) 0.00 95
    2023-09-01 $345,000 (2.4%) $398,079 (-29.5%) 0.00 101
    2023-10-01 $339,900 (3.3%) $387,053 (-32.2%) 0.00 126
    2023-11-01 $327,400 (-4.7%) $373,711 (-34.7%) 0.00 127
    2023-12-01 $299,900 (-11.8%) $354,632 (-5.4%) 0.00 120
    2024-01-01 $299,900 (-11.7%) $348,498 (-9.4%) 0.00 110
    2024-02-01 $305,200 (-10.2%) $353,803 (-15.2%) 0.00 90
    2024-03-01 $327,450 (-13.7%) $382,850 (-16.5%) 0.00 98
    2024-04-01 $349,950 (-7.8%) $624,344 (35.6%) 0.00 99
    2024-05-01 $355,000 (-6.5%) $650,131 (42.6%) 0.00 110
    2024-06-01 $334,450 (-14.7%) $592,391 (28.7%) 0.00 132
    2024-07-01 $326,375 (-13.0%) $550,796 (29.7%) 0.00 148
    2024-08-01 $337,500 (-3.4%) $555,975 (41.8%) 0.00 145
    2024-09-01 $353,450 (2.5%) $559,158 (40.5%) 0.00 167
    2024-10-01 $347,500 (2.2%) $552,279 (42.7%) 0.00 164
    COLUMBUS's median listing price for 2024-10-01 was $347,500, a difference of $7,600 (2.2%) versus the prior year and $-5,950 versus the prior month.

    COLUMBUS's median listing price comes in at 0% of the national average.

    COLUMBUS's average listing price for 2024-10-01 was $552,279, a difference of $165,226 (42.7%) versus the prior year and $-6,879 versus the prior month.

    For the 2024-10-01 period, COLUMBUS had 164 MLS listings, a difference of -3 listings (-2%) versus the prior month and 38 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,340 sqft
    2018-02-01 0 days 2,330 sqft
    2018-03-01 0 days 2,571 sqft
    2018-04-01 0 days 2,693 sqft
    2018-05-01 0 days 2,739 sqft
    2018-06-01 0 days 2,490 sqft
    2018-07-01 0 days 2,604 sqft
    2018-08-01 0 days 2,549 sqft
    2018-09-01 0 days 2,405 sqft
    2018-10-01 0 days 2,416 sqft
    2018-11-01 0 days 2,529 sqft
    2018-12-01 0 days 2,656 sqft
    2019-01-01 0 days 2,584 sqft
    2019-02-01 0 days 2,631 sqft
    2019-03-01 0 days 2,715 sqft
    2019-04-01 0 days 2,864 sqft
    2019-05-01 0 days 2,766 sqft
    2019-06-01 0 days 2,624 sqft
    2019-07-01 0 days 2,484 sqft
    2019-08-01 0 days 2,509 sqft
    2019-09-01 0 days 2,610 sqft
    2019-10-01 0 days 2,688 sqft
    2019-11-01 0 days 2,766 sqft
    2019-12-01 0 days 2,734 sqft
    2020-01-01 0 days 2,712 sqft
    2020-02-01 0 days 2,673 sqft
    2020-03-01 0 days 2,802 sqft
    2020-04-01 0 days 2,741 sqft
    2020-05-01 0 days 2,774 sqft
    2020-06-01 0 days 2,600 sqft
    2020-07-01 0 days 2,778 sqft
    2020-08-01 0 days 2,577 sqft
    2020-09-01 0 days 2,316 sqft
    2020-10-01 0 days 2,335 sqft
    2020-11-01 0 days 2,259 sqft
    2020-12-01 0 days 2,112 sqft
    2021-01-01 0 days 2,192 sqft
    2021-02-01 0 days 2,194 sqft
    2021-03-01 0 days 2,324 sqft
    2021-04-01 0 days 2,200 sqft
    2021-05-01 0 days 2,350 sqft
    2021-06-01 0 days 2,342 sqft
    2021-07-01 0 days 2,344 sqft
    2021-08-01 0 days 2,238 sqft
    2021-09-01 0 days 2,151 sqft
    2021-10-01 0 days 2,151 sqft
    2021-11-01 0 days 2,366 sqft
    2021-12-01 0 days 2,000 sqft
    2022-01-01 0 days 1,920 sqft
    2022-02-01 0 days 1,884 sqft
    2022-03-01 0 days 2,163 sqft
    2022-04-01 0 days 2,028 sqft
    2022-05-01 0 days 2,207 sqft
    2022-06-01 0 days 2,365 sqft
    2022-07-01 0 days 2,465 sqft
    2022-08-01 0 days 2,428 sqft
    2022-09-01 0 days 2,398 sqft
    2022-10-01 0 days 2,282 sqft
    2022-11-01 0 days 2,310 sqft
    2022-12-01 0 days 2,240 sqft
    2023-01-01 0 days 2,147 sqft
    2023-02-01 0 days 2,043 sqft
    2023-03-01 0 days 2,281 sqft
    2023-04-01 0 days 2,399 sqft
    2023-05-01 0 days 2,259 sqft
    2023-06-01 0 days 2,380 sqft
    2023-07-01 0 days 2,386 sqft
    2023-08-01 0 days 2,446 sqft
    2023-09-01 0 days 2,397 sqft
    2023-10-01 0 days 2,302 sqft
    2023-11-01 0 days 2,236 sqft
    2023-12-01 0 days 2,112 sqft
    2024-01-01 0 days 2,093 sqft
    2024-02-01 0 days 2,072 sqft
    2024-03-01 0 days 2,211 sqft
    2024-04-01 0 days 2,334 sqft
    2024-05-01 0 days 2,473 sqft
    2024-06-01 0 days 2,419 sqft
    2024-07-01 0 days 2,287 sqft
    2024-08-01 0 days 2,370 sqft
    2024-09-01 0 days 2,433 sqft
    2024-10-01 0 days 2,471 sqft
    COLUMBUS's median listing age (time on market) for 2024-10-01 was 0 days.

    COLUMBUS's median square footage for active listings during the 2024-10-01 period was 2,471 sqft. One year prior, the average listing was 2,302 sqft.

    COLUMBUS, IN Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    46124 Columbus, IN MSA $740 $750 $860 $1,120 $1,320
    47201 Columbus, IN MSA $1,000 $1,030 $1,160 $1,530 $1,700
    47202 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
    47203 Columbus, IN MSA $810 $820 $930 $1,230 $1,360
    47226 Columbus, IN MSA $810 $820 $930 $1,230 $1,360
    47232 Columbus, IN MSA $880 $900 $1,020 $1,350 $1,490
    47234 Columbus, IN MSA $740 $790 $920 $1,220 $1,410
    47236 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
    47244 Columbus, IN MSA $760 $790 $920 $1,220 $1,360
    47246 Columbus, IN MSA $750 $770 $870 $1,150 $1,270
    47247 Columbus, IN MSA $930 $950 $1,070 $1,420 $1,560
    47273 Columbus, IN MSA $900 $920 $1,040 $1,380 $1,520
    47274 Columbus, IN MSA $750 $820 $950 $1,260 $1,450
    47280 Columbus, IN MSA $780 $830 $950 $1,250 $1,420
    47283 Columbus, IN MSA $760 $780 $880 $1,160 $1,280
    47448 Columbus, IN MSA $740 $810 $960 $1,260 $1,510

    2022 Average & Median Rent Data Statistics
    COLUMBUS, IN average 1BR rent: $851, median: $820
    COLUMBUS, IN average 2BR rent: $971, median: $950
    COLUMBUS, IN average 3BR rent: $1,284, median: $1,255

    COLUMBUS, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,115 $267,095,000 $239,547
    Cash Out Refi 292 $58,210,000 $199,349
    Other 289 $27,705,000 $95,865
    Home Improvement 214 $17,220,000 $80,467
    Refi 169 $28,645,000 $169,497

    Columbus's most frequently cited loan purpose was Home Purchase, with 1,115 originations. The 2nd most popular reason was Cash Out Refi, with 292 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 773 $166,325,000 $215,168
    7-8% 468 $94,080,000 $201,026
    5-6% 400 $74,920,000 $187,300
    Over 8% 246 $23,070,000 $93,780
    <2.5% 84 $8,240,000 $98,095
    4-5% 68 $15,160,000 $222,941
    2.5-3% 19 $4,185,000 $220,263
    3-4% 9 $1,595,000 $177,222

    During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 773 originations.

    Loan Sizing (COLUMBUS, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 689 $102,885,000 $149,325
    $200k-400k 660 $179,150,000 $271,439
    $100,000 or less 604 $31,800,000 $52,649
    $400k-600k 88 $41,290,000 $469,205
    $600k-1000k 25 $17,855,000 $714,200
    $Over $1MM 13 $25,895,000 $1,991,923

    COLUMBUS's loan sizing saw the bucket of loans from $100k-200k with 689 originations, totaling $102,885,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 811 $205,975,000 $253,977
    60-80% 419 $91,265,000 $217,816
    20-40% 318 $32,680,000 $102,767
    Under 20% 298 $12,990,000 $43,591
    40-60% 201 $34,365,000 $170,970
    Over 100% 20 $8,750,000 $437,500

    COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 811 originations, totaling $205,975,000 in origination value.