Prosperity Bank Mortgage Rates, Fees & Info

El Campo, TX

LEI: 549300D003QRZFSQ4N43

Tax ID: 74-2139516

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Mortgage Data

Bank Data

Review & Overview

Prosperity Bank is a smaller bank specializing in Home Purchase loans. Prosperity Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Austin, College Station, and San Antonio among others. We have data for 71 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prosperity Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.71% 3/28/24
30 Year Conventional Refi 6.54% 3/28/24
30 Year Cash-out Refi 6.70% 3/28/24
30 Year FHA Purchase 7.45% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.30% 3/28/24
30 Year VA Refi 6.07% 3/28/24
15 Year Conventional Purchase 5.67% 3/28/24
15 Year Conventional Refi 5.65% 3/28/24
15 Year Cash-out Refi 5.65% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prosperity Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Prosperity Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,388

Origination Dollar Volume (All Markets)

$669,000,000

Employee count

3,036 Show all (23) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 202 $156,190,000 $773,218 $4,416 4.91%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 364 $126,340,000 $347,088 $4,416 4.83%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 199 $93,455,000 $469,623 $6,078 4.83%
Outside of Metro Areas 251 $35,805,000 $142,649 $2,908 4.77%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 106 $28,850,000 $272,170 $3,791 4.76%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 91 $26,605,000 $292,363 $4,509 4.83%
OKLAHOMA CITY, OK (FHA|USDA|VA) 132 $25,430,000 $192,652 $2,839 5.00%
VICTORIA, TX (FHA|USDA|VA) 133 $21,095,000 $158,609 $3,203 4.80%
CORPUS CHRISTI, TX (FHA|USDA|VA) 116 $19,080,000 $164,483 $3,786 5.16%
TULSA, OK (FHA|USDA|VA) 93 $16,605,000 $178,548 $3,412 4.71%
LUBBOCK, TX (FHA|USDA|VA) 95 $12,755,000 $134,263 $3,203 4.82%
TYLER, TX (FHA|USDA|VA) 56 $11,660,000 $208,214 $3,017 4.76%
MIDLAND, TX (FHA|USDA|VA) 34 $7,490,000 $220,294 $3,616 5.09%
El Campo, TX (FHA|USDA|VA) 39 $6,575,000 $168,590 $3,772 4.66%
Plainview, TX (FHA|USDA|VA) 67 $6,295,000 $93,955 $3,407 4.63%
ABILENE, TX (FHA|USDA|VA) 43 $6,145,000 $142,907 $2,630 4.92%
Rockport, TX (FHA|USDA|VA) 19 $5,165,000 $271,842 $5,292 4.46%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $4,505,000 $4,505,000 $22,181 4.38%
Bay City, TX (FHA|USDA|VA) 26 $3,750,000 $144,231 $2,536 4.97%
ODESSA, TX (FHA|USDA|VA) 16 $3,340,000 $208,750 $4,233 4.82%
Palestine, TX (FHA|USDA|VA) 22 $3,160,000 $143,636 $3,020 4.74%
Corsicana, TX (FHA|USDA|VA) 23 $3,135,000 $136,304 $3,050 4.71%
Gainesville, TX (FHA|USDA|VA) 14 $3,020,000 $215,714 $3,542 4.39%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 12 $2,780,000 $231,667 $4,523 4.68%
Athens, TX (FHA|USDA|VA) 24 $2,770,000 $115,417 $2,538 4.92%
Big Spring, TX (FHA|USDA|VA) 32 $2,770,000 $86,563 $3,056 5.07%
Beeville, TX (FHA|USDA|VA) 15 $2,485,000 $165,667 $3,544 5.04%
Kerrville, TX (FHA|USDA|VA) 3 $2,155,000 $718,333 $2,978 5.13%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 5.00%
Jacksonville, TX (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,144 4.88%
Brownwood, TX (FHA|USDA|VA) 17 $1,865,000 $109,706 $2,349 5.28%
WACO, TX (FHA|USDA|VA) 2 $1,760,000 $880,000 $5,914 4.88%
Huntsville, TX (FHA|USDA|VA) 13 $1,745,000 $134,231 $2,132 5.06%
LONGVIEW, TX (FHA|USDA|VA) 16 $1,640,000 $102,500 $1,865 4.89%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,281 5.00%
Alice, TX (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,875 4.45%
Port Lavaca, TX (FHA|USDA|VA) 10 $1,250,000 $125,000 $2,354 4.58%
Granbury, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,202 4.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $0 5.49%
SAN ANGELO, TX (FHA|USDA|VA) 3 $975,000 $325,000 $2,418 5.54%
Levelland, TX (FHA|USDA|VA) 11 $835,000 $75,909 $2,154 4.76%
Brenham, TX (FHA|USDA|VA) 4 $820,000 $205,000 $5,669 4.41%
AMARILLO, TX (FHA|USDA|VA) 4 $800,000 $200,000 $3,279 4.34%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $750,000 $375,000 $0 5.24%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $750,000 $375,000 $6,623 4.19%
Ruidoso, NM (FHA|USDA|VA) 3 $515,000 $171,667 $2,218 4.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,571 4.81%
LAREDO, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,092 4.13%
Fredericksburg, TX (FHA|USDA|VA) 2 $450,000 $225,000 $5,611 4.38%
Bozeman, MT (FHA|USDA|VA) 1 $445,000 $445,000 $4,216 5.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $410,000 $205,000 $5,285 4.56%
EL PASO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,586 4.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $375,000 $375,000 $1,439 4.50%
Kingsville, TX (FHA|USDA|VA) 3 $305,000 $101,667 $6,485 5.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $300,000 $50,000 $2,721 5.42%
Snyder, TX (FHA|USDA|VA) 3 $295,000 $98,333 $3,067 4.67%
Del Rio, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,275 5.25%
Bonham, TX (FHA|USDA|VA) 2 $280,000 $140,000 $2,971 3.69%
Sulphur Springs, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,251 4.13%
Stephenville, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,975 5.00%
Taos, NM (FHA|USDA|VA) 1 $265,000 $265,000 $3,209 4.13%
Stillwater, OK (FHA|USDA|VA) 1 $265,000 $265,000 $3,713 4.00%
Lufkin, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,375 4.00%
McAlester, OK (FHA|USDA|VA) 1 $235,000 $235,000 $2,653 4.13%
Andrews, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,535 4.38%
Bartlesville, OK (FHA|USDA|VA) 2 $200,000 $100,000 $3,398 4.38%
Dodge City, KS (FHA|USDA|VA) 1 $165,000 $165,000 $5,290 4.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,209 5.38%
Uvalde, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,764 4.00%
Lamesa, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
Shawnee, OK (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.49%
Prosperity Bank's top markets include Dallas, Houston, Austin, College Station, and San Antonio among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,302 $655,380,000 $284,700 $3,696 4.87%
    FHA 63 $9,895,000 $157,063 $6,347 4.19%
    VA 20 $3,170,000 $158,500 $5,491 4.01%
    USDA 3 $555,000 $185,000 $6,270 4.29%

    For 2018, Prosperity Bank's most frequently originated type of loan was Conventional, with 2,302 originations. Their 2nd most popular type was FHA, with 63 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,667 $542,495,000 $325,432 $4,480 4.78%
    Refi 428 $94,120,000 $219,907 $2,807 4.81%
    Home Improvement 191 $17,415,000 $91,178 $1,568 5.27%
    Other 78 $7,830,000 $100,385 $1,810 5.33%
    Cash Out Refi 24 $7,140,000 $297,500 $4,667 4.80%

    For 2018, Prosperity Bank's most frequently cited loan purpose was Home Purchase, with 1,667 originations. The 2nd most popular reason was Refi, with 428 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 941 $175,005,000 $185,978 $2,584 4.99%
    30 Year 602 $109,990,000 $182,708 $3,635 4.56%
    Other 476 $306,360,000 $643,613 $6,059 4.76%
    10 Year 226 $21,980,000 $97,257 $1,423 5.03%
    30+ year 66 $26,900,000 $407,576 $10,074 4.74%
    5 Year 34 $4,070,000 $119,706 $1,329 5.23%
    20 Year 29 $17,645,000 $608,448 $0 5.19%
    1 Year 14 $7,050,000 $503,571 $0 5.68%

    For 2018, Prosperity Bank's most frequently cited loan duration was 15 Year, with 941 originations. The 2nd most popular length was 30 Year, with 602 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,382 $271,440,000 $196,411
    $1k-2k 109 $21,065,000 $193,257
    $3k-4k 72 $23,370,000 $324,583
    $5k+ 71 $58,435,000 $823,028
    $2k-3k 53 $11,995,000 $226,321
    $4k-5k 44 $18,010,000 $409,318

    Prosperity Bank's average total fees were $3,635, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,382 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,255 $399,275,000 $318,147
    5-6% 781 $194,345,000 $248,841
    3-4% 292 $62,330,000 $213,459
    6-7% 42 $11,900,000 $283,333
    7-8% 11 $555,000 $50,455
    Over 8% 5 $285,000 $57,000

    During 2018, Prosperity Bank's average interest rate for loans was 4.56%, while their most frequently originated rate bucket for loans was 4-5%, with 1,255 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 824 $51,880,000 $62,961 $1,605 5.11%
    $100k-200k 714 $102,820,000 $144,006 $3,157 4.73%
    $200k-400k 541 $149,405,000 $276,165 $4,838 4.63%
    $400k-600k 147 $68,665,000 $467,109 $6,660 4.71%
    $600k-1MM 89 $66,395,000 $746,011 $8,734 4.72%
    $1MM+ 73 $229,835,000 $3,148,425 $14,670 4.91%

    2018 saw Prosperity Bank place emphasis on $100,000 or less loans with 824 originations, totaling $51,880,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 362 $64,810,000 $179,033 $3,676 4.79%
    $50k or less 350 $33,950,000 $97,000 $2,260 4.69%
    $50k-75k 344 $44,040,000 $128,023 $3,009 4.65%
    $150k-250k 336 $86,710,000 $258,065 $4,757 4.73%
    $250k+ 300 $164,690,000 $548,967 $6,703 4.66%
    $75k-100k 278 $39,080,000 $140,576 $3,143 4.82%

    Prosperity Bank lent most frequently to those with incomes in the $100k-150k range, with 362 originations. The second most popular income band? $50k or less, with 350 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 461 $94,095,000 $204,111 $3,429 4.69%
    30-36% 384 $74,800,000 $194,792 $3,529 4.70%
    <20% 286 $63,220,000 $221,049 $3,373 4.67%
    50-60% 101 $24,605,000 $243,614 $4,220 4.65%
    36% 72 $17,560,000 $243,889 $4,672 4.67%
    38% 71 $14,115,000 $198,803 $4,037 4.60%
    40% 70 $19,170,000 $273,857 $4,654 4.60%
    39% 64 $18,480,000 $288,750 $4,438 4.77%
    37% 60 $11,320,000 $188,667 $4,371 4.73%
    >60% 54 $13,820,000 $255,926 $4,440 4.75%
    42% 50 $12,220,000 $244,400 $4,698 4.70%
    41% 41 $12,685,000 $309,390 $4,713 4.64%
    43% 37 $6,975,000 $188,514 $4,246 4.76%
    44% 36 $7,590,000 $210,833 $3,785 4.63%
    46% 31 $7,015,000 $226,290 $3,823 4.65%
    45% 31 $6,585,000 $212,419 $3,512 4.71%
    47% 30 $7,540,000 $251,333 $4,200 4.62%
    48% 28 $5,510,000 $196,786 $4,058 4.56%
    49% 18 $7,000,000 $388,889 $5,705 4.39%

    Prosperity Bank lent most frequently to those with DTI ratios of 20-30%, with 461 originations. The next most common DTI ratio? 30-36%, with 384 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,708 $367,670,000 $215,263 $3,799 4.73%
    Not applicable 377 $228,925,000 $607,228 $0 5.49%
    Not provided 141 $36,425,000 $258,333 $4,021 4.66%
    Asian 58 $15,600,000 $268,966 $4,173 4.47%
    Black 63 $11,085,000 $175,952 $3,393 4.76%
    American Indian 28 $6,300,000 $225,000 $4,117 4.56%
    Asian Indian 6 $1,670,000 $278,333 $5,993 5.39%
    Vietnamese 2 $590,000 $295,000 $5,157 5.25%
    Other Asian 3 $495,000 $165,000 $2,555 4.58%
    Native Hawaiian or Islander 1 $135,000 $135,000 $2,057 3.75%
    Chinese 1 $105,000 $105,000 $0 5.99%

    Approval Rates

    Total approvals of all applications
    74.59%

    Prosperity Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    68.72%

    Prosperity Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,388 $669,000,000 $280,151

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $105,000 $105,000
    Multifamily:Site-Built 67 $163,705,000 $2,443,358
    Single Family (1-4 Units):Manufactured 13 $915,000 $70,385
    Single Family (1-4 Units):Site-Built 2,307 $504,275,000 $218,585

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 215 $27,045,000 $125,791 $1,873 4.92%
    40-60% 346 $73,670,000 $212,919 $3,246 4.87%
    60-80% 936 $384,980,000 $411,303 $4,791 4.93%
    80-100% 798 $176,310,000 $220,940 $3,966 4.65%
    Over 100% 5 $1,105,000 $221,000 $9,727 4.10%
    Under 20% 88 $5,890,000 $66,932 $1,409 5.40%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Prospect Mortgage, LLC FHA mortgage Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Prosperity Bank 100 East California Street Gainesville, TX 76240 Full Service B&M $78,432
    Prosperity Bank 100 Medical Center Blvd Webster, TX 77598 Full Service B&M $78,537
    Prosperity Bank 100 South Main Street Corsicana, TX 75110 Full Service B&M $59,642
    Prosperity Bank 100 South Washington Street Beeville, TX 78104 Full Service B&M $126,377
    Prosperity Bank 1000 East Division, Suite A Muenster, TX 76252 Full Service B&M $24,499
    Prosperity Bank 1004 Copperfield Parkway College Station, TX 77845 Full Service B&M $32,381
    Prosperity Bank 1005 S. Commercial Aransas Pass, TX 78336 Full Service B&M $39,748
    Prosperity Bank 1008 West Bowers Street Dime Box, TX 77853 Full Service B&M $18,623
    Prosperity Bank 101 Bronco Boulevard Liberty Hill, TX 78642 Full Service B&M $23,791
    Prosperity Bank 101 N. Prairieville Athens, TX 75751 Full Service B&M $119,773
    Prosperity Bank 101 North Main Winnsboro, TX 75494 Full Service B&M $10,109
    Prosperity Bank 101 North Pearl Street Comanche, TX 76442 Full Service B&M $24,938
    Prosperity Bank 101 South Main Street Victoria, TX 77901 Full Service B&M $816,368
    Prosperity Bank 10115 South Yale Avenue Tulsa, OK 74137 Full Service B&M $40,278
    Prosperity Bank 1015 North Church Street Palestine, TX 75801 Full Service B&M $83,263
    Prosperity Bank 102 North Wells Street Edna, TX 77957 Full Service B&M $102,080
    Prosperity Bank 102 W. Highway 1375 New Waverly, TX 77358 Full Service B&M $52,965
    Prosperity Bank 1022 Nederland Avenue Nederland, TX 77627 Full Service B&M $17,196
    Prosperity Bank 103 North Highway 359 Mathis, TX 78368 Full Service B&M $53,218
    Prosperity Bank 10305 Eagle Drive Mont Belvieu, TX 77523 Full Service B&M $88,017
    Prosperity Bank 104 West Crockett Street Cleveland, TX 77327 Full Service B&M $137,063
    Prosperity Bank 105 W. Church Street Cuero, TX 77954 Full Service B&M $67,928
    Prosperity Bank 106 North Main Dayton, TX 77535 Full Service B&M $117,009
    Prosperity Bank 106 Roy Rivers Road Elgin, TX 78621 Limited, Drive-thru $0
    Prosperity Bank 1070 Highway 6 South Houston, TX 77077 Full Service B&M $54,032
    Prosperity Bank 108 South Main Street Thorndale, TX 76577 Full Service B&M $14,003
    Prosperity Bank 109 E Pearl Street Goliad, TX 77963 Full Service B&M $36,494
    Prosperity Bank 109 S Fordyce St Blooming Grove, TX 76626 Full Service B&M $23,765
    Prosperity Bank 109 South Lagrange Street Hallettsville, TX 77964 Full Service B&M $41,933
    Prosperity Bank 109 West Washington Avenue Navasota, TX 77868 Full Service B&M $122,202
    Prosperity Bank 110 Frankford Ave Lubbock, TX 79416 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 1100 N. Stemmons Sanger, TX 76266 Full Service B&M $24,693
    Prosperity Bank 1101 Northwest Second Street Kerens, TX 75144 Full Service B&M $13,522
    Prosperity Bank 1101 Post Oak Houston, TX 77056 Full Service B&M $156,436
    Prosperity Bank 1105 East Loop 304. Crockett, TX 75835 Full Service B&M $40,551
    Prosperity Bank 1107 North Highway 35 Port Lavaca, TX 77979 Full Service B&M $81,335
    Prosperity Bank 111 Edwards Street Merkel, TX 79536 Full Service B&M $38,407
    Prosperity Bank 11113 Leopard Street Corpus Christi, TX 78410 Full Service B&M $21,985
    Prosperity Bank 1112 West Oaklawn Pleasanton, TX 78064 Full Service B&M $67,933
    Prosperity Bank 1127 East Sinton St Sinton, TX 78387 Full Service B&M $21,260
    Prosperity Bank 114 University Ave Lubbock, TX 79415 Full Service B&M $3,968
    Prosperity Bank 11451 Broadway St. Pearland, TX 77584 Full Service B&M $14,673
    Prosperity Bank 115 South Fisher Gorman, TX 76454 Full Service B&M $23,328
    Prosperity Bank 116 South Velasco Street Angleton, TX 77515 Full Service B&M $39,426
    Prosperity Bank 1200 East Main Street Alice, TX 78332 Full Service B&M $59,829
    Prosperity Bank 1200 South Beckham Avenue Tyler, TX 75701 Full Service B&M $26,039
    Prosperity Bank 12041 E. 96th Street North Owasso, OK 74055 Full Service B&M $23,270
    Prosperity Bank 1206 North John Stockbauer Drive Victoria, TX 77901 Full Service B&M $105,594
    Prosperity Bank 121 South Market Street Carthage, TX 75633 Full Service B&M $30,650
    Prosperity Bank 1218 West Loop 281 Longview, TX 75604 Full Service B&M $14,200
    Prosperity Bank 122 West Fourth Street Hearne, TX 77859 Full Service B&M $97,954
    Prosperity Bank 1221 Austin Ave. Brownwood, TX 76801 Full Service B&M $13,695
    Prosperity Bank 12300 Bellaire Houston, TX 77072 Full Service B&M $60,191
    Prosperity Bank 1245 Southwest 74th Street Oklahoma City, OK 73139 Full Service B&M $56,848
    Prosperity Bank 12474 Memorial Drive Houston, TX 77024 Full Service B&M $0
    Prosperity Bank 1250 Austin Street Hempstead, TX 77445 Full Service B&M $74,202
    Prosperity Bank 12602 Memorial Drive Houston, TX 77024 Full Service B&M $34,189
    Prosperity Bank 12655 N. Central Expressway Dallas, TX 75243 Limited, Drive-thru $0
    Prosperity Bank 129 West Buck Street Caldwell, TX 77836 Full Service B&M $93,462
    Prosperity Bank 1298 Arrington Rd College Station, TX 77845 Full Service B&M $34,885
    Prosperity Bank 12995 Fm 2154 College Station, TX 77845 Full Service B&M $28,466
    Prosperity Bank 1300 Santa Fe Drive Weatherford, TX 76086 Full Service B&M $56,046
    Prosperity Bank 1301 North Mechanic Street El Campo, TX 77437 Full Service B&M $228,943
    Prosperity Bank 132 W 7th St Odessa, TX 79761 Limited, Drive-thru $0
    Prosperity Bank 1323 Tahoka Road Brownfield, TX 79316 Full Service B&M $49,089
    Prosperity Bank 1330 South Harvard Ave Tulsa, OK 74159 Full Service B&M $455,181
    Prosperity Bank 1330 South Harvard Avenue Tulsa, OK 74112 Limited, Drive-thru $0
    Prosperity Bank 13325 Hwy 36 Needville, TX 77461 Full Service B&M $46,227
    Prosperity Bank 1401 Avenue Q Lubbock, TX 79401 Full Service B&M $412,626
    Prosperity Bank 14060 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $663,210
    Prosperity Bank 1411 Gregg Street Big Spring, TX 79720 Full Service B&M $80,930
    Prosperity Bank 1414 East Court Street Seguin, TX 78155 Full Service B&M $34,767
    Prosperity Bank 1415 Ranch Road 620 South Lakeway, TX 78734 Full Service B&M $121,652
    Prosperity Bank 14201 Northwest Blvd. Corpus Christi, TX 78410 Full Service B&M $133,875
    Prosperity Bank 143 West Burleson Street Wharton, TX 77488 Full Service B&M $100,438
    Prosperity Bank 1430 Research Forest Drive The Woodlands, TX 77381 Full Service B&M $22,932
    Prosperity Bank 14402 N Us Highway 281 San Antonio, TX 78232 Full Service B&M $43,955
    Prosperity Bank 146 Spur 5 Winnie, TX 77665 Full Service B&M $112,940
    Prosperity Bank 147 E. Fourth St. Rusk, TX 75785 Full Service B&M $7,271
    Prosperity Bank 150 E. Main Yorktown, TX 78164 Full Service B&M $29,178
    Prosperity Bank 1500 North Texas Avenue Bryan, TX 77803 Full Service B&M $29,788
    Prosperity Bank 1502 Barrow St Abilene, TX 79605 Full Service B&M $23,631
    Prosperity Bank 1505 Highway 35 North Rockport, TX 78382 Full Service B&M $147,189
    Prosperity Bank 15050 Fairfield Village Square Drive, Suite 150 Cypress, TX 77433 Full Service B&M $17,215
    Prosperity Bank 1515 S. Grand Parkway Katy, TX 77494 Full Service B&M $87,540
    Prosperity Bank 15201 South Padre Island Drive, Suite 100 Corpus Christi, TX 78418 Full Service B&M $12,727
    Prosperity Bank 15th And Akron Street Lubbock, TX 79406 Full Service Retail $11,140
    Prosperity Bank 1600 Campus Court Abilene, TX 79601 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 1600 Seventh Street Bay City, TX 77414 Full Service B&M $213,707
    Prosperity Bank 1601 South Phelps Littlefield, TX 79339 Full Service B&M $16,406
    Prosperity Bank 1610 North Loop Austin, TX 78756 Full Service B&M $48,412
    Prosperity Bank 1615 Little York Road Houston, TX 77093 Full Service B&M $58,458
    Prosperity Bank 162 W. Mill New Braunfels, TX 78130 Limited, Administrative $0
    Prosperity Bank 1700 South Sheridan Road Tulsa, OK 74101 Full Service B&M $51,502
    Prosperity Bank 17177 Preston Road, Suite Dallas, TX 75248 Full Service B&M $26,080
    Prosperity Bank 1735 Lake Pointe Parkway Sugar Land, TX 77478 Full Service B&M $37,565
    Prosperity Bank 1800 West Division Street Slaton, TX 79364 Full Service B&M $31,467
    Prosperity Bank 1801 West Rr 1431 Kingsland, TX 78639 Full Service B&M $54,577
    Prosperity Bank 1805 Fm 2673 Canyon Lake, TX 78133 Full Service B&M $46,924
    Prosperity Bank 1830 South Brahma Boulevard Kingsville, TX 78363 Full Service B&M $19,020
    Prosperity Bank 1840 Highway 181 S Portland, TX 78374 Full Service B&M $22,978
    Prosperity Bank 1862 Rock Prairie Road College Station, TX 77845 Full Service B&M $80,798
    Prosperity Bank 18935 Fm 1488 Magnolia, TX 77355 Full Service B&M $41,727
    Prosperity Bank 1906 Aldine Bender Houston, TX 77032 Full Service B&M $52,610
    Prosperity Bank 1911 West State Highway 46 New Braunfels, TX 78132 Full Service B&M $86,122
    Prosperity Bank 1924 South Utica Tulsa, OK 74104 Full Service B&M $250,270
    Prosperity Bank 2001 Antilley Road Abilene, TX 79606 Full Service B&M $41,549
    Prosperity Bank 201 North Center Street Weimar, TX 78962 Full Service B&M $19,346
    Prosperity Bank 201 North Gun Barrel Lane Gun Barrel City, TX 75156 Full Service B&M $65,485
    Prosperity Bank 2012 Midway Road Plano, TX 75093 Full Service B&M $21,193
    Prosperity Bank 202 West Colorado Street La Grange, TX 78945 Full Service B&M $67,508
    Prosperity Bank 2021 S Garnett Tulsa, OK 74128 Full Service B&M $12,933
    Prosperity Bank 203 Neches Street Jacksonville, TX 75766 Full Service B&M $45,745
    Prosperity Bank 2033 11th Street Huntsville, TX 77340 Full Service B&M $61,640
    Prosperity Bank 2035 Fm 359 Suite D Richmond, TX 77406 Full Service B&M $27,772
    Prosperity Bank 205 East South Main Street Flatonia, TX 78941 Full Service B&M $36,366
    Prosperity Bank 206 East 9th Street Austin, TX 78701 Limited, Drive-thru $0
    Prosperity Bank 207 Athens South Street Canton, TX 75103 Full Service B&M $13,100
    Prosperity Bank 207 South Clay Street Ennis, TX 75119 Full Service B&M $119,534
    Prosperity Bank 208 West Main Street Madisonville, TX 77864 Full Service B&M $117,259
    Prosperity Bank 210 E Loop 255 Teague, TX 75860 Limited, Drive-thru $0
    Prosperity Bank 2101 Avenue Q Lubbock, TX 79411 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 2117 Fry Road Katy, TX 77449 Full Service B&M $40,898
    Prosperity Bank 213 Us Hwy 175 West Eustace, TX 75124 Full Service B&M $15,660
    Prosperity Bank 217 East Fm 1382 Cedar Hill, TX 75104 Full Service B&M $53,286
    Prosperity Bank 217 North Main Street Keller, TX 76248 Full Service B&M $18,342
    Prosperity Bank 217 West California Floydada, TX 79235 Full Service B&M $69,727
    Prosperity Bank 218 West Cass Street Gilmer, TX 75644 Full Service B&M $16,011
    Prosperity Bank 2201 S. Broadway Edmond, OK 73013 Full Service B&M $69,520
    Prosperity Bank 2202 Longmire College Station, TX 77845 Full Service B&M $31,986
    Prosperity Bank 2310 Yale Houston, TX 77008 Full Service B&M $128,777
    Prosperity Bank 23310 Cinco Ranch Boulevard Katy, TX 77494 Full Service B&M $365,926
    Prosperity Bank 2402 North Main Street Houston, TX 77009 Full Service B&M $54,805
    Prosperity Bank 2415 South Westmoreland Road Dallas, TX 75211 Full Service B&M $59,240
    Prosperity Bank 2424 Beltline Road Mesquite, TX 75150 Full Service B&M $45,348
    Prosperity Bank 2424 Market Street Galveston, TX 77550 Full Service B&M $116,038
    Prosperity Bank 2500 West Memorial Road Oklahoma City, OK 73134 Full Service B&M $108,912
    Prosperity Bank 2502 Utica Avenue Lubbock, TX 79407 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 2507 University Boulevard Tyler, TX 75701 Full Service B&M $22,478
    Prosperity Bank 508 St. Louis Street Gonzales, TX 78629 Full Service B&M $101,395
    Prosperity Bank 25661 Interstate 45 North The Woodlands, TX 77380 Full Service B&M $55,563
    Prosperity Bank 25820 Hempstead Highway Cypress, TX 77429 Full Service B&M $79,722
    Prosperity Bank 2610 E. Common Street New Braunfels, TX 78130 Full Service B&M $76,216
    Prosperity Bank 2626 North Main Fort Worth, TX 76164 Full Service B&M $27,765
    Prosperity Bank 2703 North Grandview Ave. Odessa, TX 79762 Full Service B&M $6,700
    Prosperity Bank 27707 Tomball Pkwy Tomball, TX 77375 Full Service B&M $51,905
    Prosperity Bank 2807 South Texas Avenue Bryan, TX 77802 Full Service B&M $277,706
    Prosperity Bank 2828 F.M. 1960 East Houston, TX 77073 Full Service B&M $96,379
    Prosperity Bank 2829 Bee Caves Road Austin, TX 78746 Full Service B&M $82,438
    Prosperity Bank 2860 Main Street Frisco, TX 75033 Full Service B&M $17,255
    Prosperity Bank 3000 Kermit Hwy Odessa, TX 79764 Full Service B&M $13,919
    Prosperity Bank 3002 North 12th Street Abilene, TX 79603 Full Service B&M $12,566
    Prosperity Bank 301 Bucek Street Schulenburg, TX 78956 Full Service B&M $23,875
    Prosperity Bank 3011 Williams Drive, Ste. 100 Georgetown, TX 78628 Full Service B&M $26,139
    Prosperity Bank 3022 54th Street Lubbock, TX 79413 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 305 Early Boulevard Early, TX 76802 Full Service B&M $26,088
    Prosperity Bank 31 North Main Street Elgin, TX 78621 Full Service B&M $84,547
    Prosperity Bank 3100 South Shaver South Houston, TX 77587 Full Service B&M $95,488
    Prosperity Bank 311 College Avenue Levelland, TX 79336 Full Service B&M $65,861
    Prosperity Bank 31250 Fm 2920 Road Waller, TX 77484 Full Service B&M $69,511
    Prosperity Bank 3205 College Park Dr. The Woodlands, TX 77384 Full Service B&M $15,182
    Prosperity Bank 321 North Central Expressway Mc Kinney, TX 75070 Full Service B&M $85,220
    Prosperity Bank 3221 Denton Highway Haltom City, TX 76117 Full Service B&M $23,827
    Prosperity Bank 3301 Olton Road Plainview, TX 79073 Full Service B&M $78,625
    Prosperity Bank 333 West Kiest Boulevard Dallas, TX 75224 Full Service B&M $46,822
    Prosperity Bank 3333 Northwest Expressway Oklahoma City, OK 73112 Full Service B&M $297,248
    Prosperity Bank 3333 University Drive East Bryan, TX 77802 Full Service B&M $49,147
    Prosperity Bank 334 West Kiest Boulevard Dallas, TX 75224 Limited, Drive-thru $0
    Prosperity Bank 3401 Northland Drive Austin, TX 78731 Full Service B&M $27,381
    Prosperity Bank 3434 East Palm Valley Boulevard Round Rock, TX 78665 Full Service B&M $25,890
    Prosperity Bank 3434 Twin City Highway Groves, TX 77619 Full Service B&M $26,452
    Prosperity Bank 3501 W Robinson Norman, OK 73072 Full Service B&M $23,192
    Prosperity Bank 3515 West Camp Wisdom Road Dallas, TX 75237 Full Service B&M $36,875
    Prosperity Bank 3610 College Avenue Snyder, TX 79549 Full Service B&M $115,437
    Prosperity Bank 3636 Shepherd Lane Balch Springs, TX 75180 Full Service B&M $90,797
    Prosperity Bank 3710 East 29th Street Bryan, TX 77802 Full Service B&M $66,550
    Prosperity Bank 3802 Oak Lawn Avenue Dallas, TX 75219 Full Service B&M $41,915
    Prosperity Bank 3900 E. U.S. Highway 377 Granbury, TX 76049 Full Service B&M $12,305
    Prosperity Bank 3934 F.M. 1960 West Houston, TX 77068 Full Service B&M $60,118
    Prosperity Bank 3945 East Little York Road Houston, TX 77093 Full Service B&M $117,763
    Prosperity Bank 4002 Saratoga Corpus Christi, TX 78413 Full Service B&M $60,018
    Prosperity Bank 401 Ferris Waxahachie, TX 75165 Full Service B&M $11,471
    Prosperity Bank 402 Cypress Street Abilene, TX 79601 Full Service B&M $107,861
    Prosperity Bank 406 Main Street Smithville, TX 78957 Full Service B&M $55,263
    Prosperity Bank 4065 Bellaire Blvd. Houston, TX 77025 Full Service B&M $62,403
    Prosperity Bank 410 Southwest Parkway E. College Station, TX 77840 Full Service B&M $50,879
    Prosperity Bank 4109 College Hills Blvd. San Angelo, TX 76904 Full Service B&M $15,069
    Prosperity Bank 4110 South Bowen Road Arlington, TX 76016 Full Service B&M $36,511
    Prosperity Bank 4115 S. Staples Street Corpus Christi, TX 78411 Full Service B&M $62,525
    Prosperity Bank 418 Conrad Hilton Boulevard Cisco, TX 76437 Full Service B&M $61,876
    Prosperity Bank 420 Main Street Teague, TX 75860 Full Service B&M $29,166
    Prosperity Bank 4200 West Wadley Street Midland, TX 79707 Full Service B&M $64,820
    Prosperity Bank 421 Green Avenue Taft, TX 78390 Full Service B&M $58,207
    Prosperity Bank 4281 John Ben Shepperd Parkway Odessa, TX 79762 Full Service B&M $46,332
    Prosperity Bank 4295 San Felipe Suite 100 Houston, TX 77027 Full Service B&M $429,449
    Prosperity Bank 4400 Main Street The Colony, TX 75056 Full Service B&M $20,100
    Prosperity Bank 4409 Gaines Ranch Loop Austin, TX 78735 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 4505 98th Street Lubbock, TX 79424 Full Service B&M $8,746
    Prosperity Bank 4601 71st Street Lubbock, TX 79424 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 4631 Nw 23rd Street Oklahoma City, OK 73127 Full Service B&M $81,724
    Prosperity Bank 4712 Northwest 23rd Street Oklahoma City, OK 73127 Limited, Drive-thru $0
    Prosperity Bank 4827 4th Street Lubbock, TX 79416 Full Service B&M $39,590
    Prosperity Bank 499 Highway 71 West Bastrop, TX 78602 Full Service B&M $25,032
    Prosperity Bank 500 N Interstate 35 Service Road Red Oak, TX 75154 Full Service B&M $106,135
    Prosperity Bank 5020 Montrose Houston, TX 77006 Full Service B&M $35,236
    Prosperity Bank 509 West Wall, Street Midland, TX 79701 Full Service B&M $201,115
    Prosperity Bank 510 East Brazos Avenue West Columbia, TX 77486 Full Service B&M $87,973
    Prosperity Bank 5120 82nd Street Lubbock, TX 79424 Full Service B&M $92,347
    Prosperity Bank 520 Main Street Liberty, TX 77575 Full Service B&M $95,614
    Prosperity Bank 5301 66th Street Lubbock, TX 79424 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 539 West I 30 Mount Vernon, TX 75457 Full Service B&M $18,557
    Prosperity Bank 55 Waugh Drive, Suite 100 Houston, TX 77007 Full Service B&M $69,577
    Prosperity Bank 550 Pin Oak Road Katy, TX 77494 Full Service B&M $77,942
    Prosperity Bank 5501 Bissonnet Houston, TX 77081 Full Service B&M $255,422
    Prosperity Bank 5707 Woodway Houston, TX 77057 Full Service B&M $37,322
    Prosperity Bank 5919 Forest Lane Dallas, TX 75230 Full Service B&M $12,664
    Prosperity Bank 600 Henderson Street Palacios, TX 77465 Full Service B&M $45,382
    Prosperity Bank 601 E. Cedar Creek Pkwy Seven Points, TX 75143 Full Service B&M $42,019
    Prosperity Bank 601 Lott Street Yoakum, TX 77995 Full Service B&M $14,212
    Prosperity Bank 6030 Fm 2920 Spring, TX 77379 Full Service B&M $8,075
    Prosperity Bank 608 Boyd Road Azle, TX 76020 Full Service B&M $66,089
    Prosperity Bank 615 Byron Nelson Blvd Roanoke, TX 76262 Full Service B&M $51,836
    Prosperity Bank 6150 Eastex Freeway Beaumont, TX 77708 Full Service B&M $24,246
    Prosperity Bank 617 South Palestine Street Athens, TX 75751 Limited, Drive-thru $0
    Prosperity Bank 620 N. Robinson Oklahoma City, OK 73102 Limited, Drive-thru $0
    Prosperity Bank 620 North Grant Street Odessa, TX 79761 Full Service B&M $304,984
    Prosperity Bank 6200 West Eldorado Parkway Mckinney, TX 75070 Full Service B&M $16,031
    Prosperity Bank 6302 Fm 1488 Magnolia, TX 77354 Full Service B&M $27,115
    Prosperity Bank 6402 Hartford Avenue Lubbock, TX 79413 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 650 East Whitestone Boulevard Cedar Park, TX 78613 Full Service B&M $26,579
    Prosperity Bank 6500 Indiana Avenue Lubbock, TX 79413 Full Service B&M $113,512
    Prosperity Bank 6600 Murphy Road Sachse, TX 75048 Full Service B&M $28,300
    Prosperity Bank 6670 South Staples Street Corpus Christi, TX 78413 Full Service B&M $23,967
    Prosperity Bank 6801 Gaylord Parkway, Suite 101 Frisco, TX 75034 Full Service B&M $61,349
    Prosperity Bank 6809 North Meridian Street Oklahoma City, OK 73116 Full Service B&M $0
    Prosperity Bank 700 Church Street East Bernard, TX 77435 Full Service B&M $75,965
    Prosperity Bank 7001 Northeast Zac Lentz Parkway Victoria, TX 77904 Full Service B&M $113,472
    Prosperity Bank 7001 W Highway 290 Austin, TX 78736 Full Service B&M $31,966
    Prosperity Bank 7100 South Harvard Avenue Tulsa, OK 74112 Full Service B&M $27,924
    Prosperity Bank 7102 South Broadway Tyler, TX 75703 Full Service B&M $20,408
    Prosperity Bank 711 N.E. Big Bend Trail Glen Rose, TX 76043 Full Service B&M $20,895
    Prosperity Bank 721 Highway 290 W Suite 100 Dripping Springs, TX 78620 Full Service B&M $36,312
    Prosperity Bank 7400 Preston Rd Plano, TX 75024 Full Service B&M $17,784
    Prosperity Bank 7415 Reading Road Rosenberg, TX 77469 Full Service B&M $11,658
    Prosperity Bank 7505 South Main Street Houston, TX 77030 Full Service B&M $59,805
    Prosperity Bank 7737 Southwest Freeway - Ste 150 Houston, TX 77074 Full Service B&M $55,669
    Prosperity Bank 7811 Long Point Houston, TX 77055 Full Service B&M $37,962
    Prosperity Bank 7950 Westheimer Road Houston, TX 77063 Full Service B&M $87,299
    Prosperity Bank 811 Louisiana St., Suite L140 Houston, TX 77002 Full Service B&M $55,508
    Prosperity Bank 8110 South Memorial Avenue Tulsa, OK 74133 Full Service B&M $33,712
    Prosperity Bank 815 North Judge Ely Boulevard Abilene, TX 79601 Full Service B&M $36,141
    Prosperity Bank 8232 University Avenue Lubbock, TX 79423 Full Service B&M $18,072
    Prosperity Bank 8300 Highway 6 Hitchcock, TX 77563 Full Service B&M $20,440
    Prosperity Bank 8340 Southwest Freeway Houston, TX 77074 Full Service B&M $22,535
    Prosperity Bank 8721 Highway 6 North Houston, TX 77095 Full Service B&M $22,816
    Prosperity Bank 8770 Research Boulevard Austin, TX 78758 Full Service B&M $29,654
    Prosperity Bank 8811 North Navarro Victoria, TX 77904 Full Service B&M $59,774
    Prosperity Bank 8909 North Highway 77 Lexington, TX 78947 Full Service B&M $31,725
    Prosperity Bank 900 Congress Avenue Austin, TX 78701 Full Service B&M $194,871
    Prosperity Bank 911 Highway 287 North Grapeland, TX 75844 Full Service B&M $41,903
    Prosperity Bank 9155 West Sam Houston Parkway North Houston, TX 77064 Full Service B&M $33,246
    Prosperity Bank 921 North Water Street Corpus Christi, TX 78401 Limited, Drive-thru $0
    Prosperity Bank 921 North Water Street Corpus Christi, TX 78401 Full Service B&M $81,298
    Prosperity Bank 9330 Lbj Freeway Ste 150 Dallas, TX 75243 Full Service B&M $173,341
    Prosperity Bank 9610 Spring Green Boulevard Katy, TX 77494 Full Service B&M $13,015

    For 2018, Prosperity Bank had 265 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $729,440
    Net interest income $632,155
    Total noninterest income $111,519
    Gross Fiduciary activities income $10,178
    Service charges on deposit accounts $52,157
    Trading account gains and fees $0
    Additional Noninterest Income $49,184
    Pre-tax net operating income $414,044
    Securities gains (or losses, -) $-13
    Income before extraordinary items $329,974
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $329,974
    Minority interest net income $0
    Net income $329,974
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $329,984

    Prosperity Bank's gross interest income from loans was $729,440,000.
    Prosperity Bank's net interest income from loans was $632,155,000.
    Prosperity Bank's fee based income from loans was $52,157,000.
    Prosperity Bank's net income from loans was $329,974,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $97,285
    Provision for credit losses $16,350
    Total noninterest expense $313,280
    Salaries and employee benefits $197,029
    Premises and equipment expense $41,659
    Additional noninterest expense $74,592
    Applicable income taxes $84,057
    Net charge-offs $13,951
    Cash dividends $101,000

    Prosperity Bank's interest expense for loans was $97,285,000.
    Prosperity Bank's payroll and benefits expense were $197,029,000.
    Prosperity Bank's property, plant and equipment expenses $41,659,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 3.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $17,275,001
    Deposits held in domestic offices $17,275,001
    Deposits by Individuals, partnerships, and corporations $14,541,426
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,728,811
    Deposits by Commercial banks and other depository institutions in U.S. $4,764
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,543,545
    Demand deposits $1,148,632
    Nontransaction accounts $15,731,456
    Money market deposit accounts (MMDAs) $11,380,870
    Other savings deposits (excluding MMDAs) $2,271,170
    Total time deposits $2,079,416
    Total time and savings deposits $16,126,369
    Noninterest-bearing deposits $5,684,558
    Interest-bearing deposits $11,590,443
    Retail deposits $16,706,740
    IRAs and Keogh plan accounts $295,568
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $22,689,286
    Cash & Balances due from depository institutions $411,993
    Interest-bearing balances $26,457
    Total securities $9,408,966
    Federal funds sold & reverse repurchase $552
    Net loans and leases $10,283,873
    Loan and leases loss allowance $86,440
    Trading account assets $36
    Bank premises and fixed assets $255,660
    Other real estate owned $1,805
    Goodwill and other intangibles $1,929,746
    All other assets $396,655

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $22,689,286
    Total Liabilities $18,652,916
    Total deposits $17,275,001
    Interest-bearing deposits $11,590,443
    Deposits held in domestic offices $17,275,001
    % insured (estimated) $59
    Federal funds purchased and repurchase agreements $284,720
    Trading liabilities $36
    Other borrowed funds $1,031,127
    Subordinated debt $0
    All other liabilities $62,032

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,283,873
    Loan and leases loss allowance $86,440
    Total loans and leases (domestic) $10,370,313
    All real estate loans $8,413,128
    Real estate loans in domestic offices $8,413,128
    Construction and development loans $1,622,289
    Residential 1-4 family construction $441,428
    Other construction, all land development and other land $1,180,861
    Loans secured by nonfarm nonresidential properties $3,356,044
    Nonfarm nonresidential secured by owner-occupied properties $1,524,248
    Commercial real estate & other non-farm, non-residential $1,831,796
    Multifamily residential real estate $182,513
    1-4 family residential loans $2,706,909
    Farmland loans $545,373
    Loans held in foreign offices $0
    Farm loans $184,128
    Commercial and industrial loans $1,207,975
    To non-U.S. addressees $58
    Loans to individuals $118,214
    Credit card loans $14,187
    Related Plans $4,682
    Consumer Auto Loans $7,364
    Other loans to individuals $91,981
    All other loans & leases $446,868
    Loans to foreign governments and official institutions $0
    Other loans $153,026
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $65,833
    Loans secured by real estate to non-U.S. addressees $3,354
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Prosperity Bank had $10,283,873,000 of loans outstanding in 2018. $8,413,128,000 of loans were in real estate loans. $1,622,289,000 of loans were in development loans. $182,513,000 of loans were in multifamily mortgage loans. $2,706,909,000 of loans were in 1-4 family mortgage loans. $184,128,000 of loans were in farm loans. $14,187,000 of loans were in credit card loans. $7,364,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,113 $753,389 $242,014
    Nonfarm, nonresidential loans - <$100k 488 $20,539 $42,088
    Nonfarm, nonresidential loans - $100-250k 898 $103,484 $115,238
    Nonfarm, nonresidential loans - $250k-1MM 1,727 $629,366 $364,427
    Commercial & Industrial, US addressed loans - <$1MM 4,641 $367,770 $79,244
    Commercial & Industrial, US addressed loans - <$100k 3,002 $72,926 $24,292
    Commercial & Industrial, US addressed loans - $100-250k 843 $83,772 $99,374
    Commercial & Industrial, US addressed loans - $250k-1MM 796 $211,072 $265,166
    Farmland loans - <$1MM 1,506 $219,600 $145,817
    Farmland loans - <$100k 426 $19,252 $45,192
    Farmland loans - $100-250k 639 $82,248 $128,714
    Farmland loans - $250k-1MM 441 $118,100 $267,800
    Agriculture operations loans - <$1MM 1,179 $51,766 $43,907
    Agriculture operations loans - <$100k 913 $18,443 $20,200
    Agriculture operations loans - $100-250k 172 $16,515 $96,017
    Agriculture operations loans - $250k-1MM 94 $16,808 $178,809