Prosperity Bank Mortgage Rates, Fees & Info
El Campo, TXLEI: 549300D003QRZFSQ4N43
Tax ID: 74-2139516
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Mortgage Data
Bank Data
Review & Overview
Prosperity Bank is a small bank specializing in Home Purchase loans. Prosperity Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Austin, Dallas, San Antonio, and Midland among others. We have data for 82 markets. (Some data included below & more in-depth data is available with an active subscription.)Prosperity Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/17/24 |
| 30 Year Conventional Purchase | 6.71% | 11/17/24 |
| 30 Year Conventional Refi | 6.54% | 11/17/24 |
| 30 Year Cash-out Refi | 6.70% | 11/17/24 |
| 30 Year FHA Purchase | 7.45% | 11/17/24 |
| 30 Year FHA Refi | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 6.30% | 11/17/24 |
| 30 Year VA Refi | 6.07% | 11/17/24 |
| 15 Year Conventional Purchase | 5.67% | 11/17/24 |
| 15 Year Conventional Refi | 5.65% | 11/17/24 |
| 15 Year Cash-out Refi | 5.65% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Prosperity Bank Mortgage Calculator
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This is not an official calculator from Prosperity Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,111Origination Dollar Volume (All Markets)
$1,418,295,000Employee count
3,901Awards
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Prosperity Bank - 2019
Prosperity Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 719 | $353,575,000 | $491,759 | $5,203 | 4.59% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 432 | $293,660,000 | $679,769 | $5,418 | 4.43% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 642 | $197,340,000 | $307,383 | $4,354 | 4.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 150 | $98,660,000 | $657,733 | $4,585 | 4.68% |
| Outside of Metro Areas | 364 | $76,670,000 | $210,632 | $4,019 | 4.49% |
| MIDLAND, TX (FHA|USDA|VA) | 60 | $47,100,000 | $785,000 | $4,098 | 4.43% |
| TULSA, OK (FHA|USDA|VA) | 123 | $35,855,000 | $291,504 | $3,481 | 4.17% |
| LUBBOCK, TX (FHA|USDA|VA) | 225 | $32,775,000 | $145,667 | $3,377 | 4.68% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 138 | $32,500,000 | $235,507 | $3,631 | 4.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 163 | $31,615,000 | $193,957 | $2,625 | 4.57% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 160 | $25,910,000 | $161,938 | $3,622 | 5.02% |
| VICTORIA, TX (FHA|USDA|VA) | 150 | $23,760,000 | $158,400 | $3,279 | 4.73% |
| TYLER, TX (FHA|USDA|VA) | 85 | $13,785,000 | $162,176 | $2,626 | 4.44% |
| Rockport, TX (FHA|USDA|VA) | 49 | $13,645,000 | $278,469 | $5,120 | 4.44% |
| LONGVIEW, TX (FHA|USDA|VA) | 23 | $12,315,000 | $535,435 | $2,816 | 4.60% |
| Plainview, TX (FHA|USDA|VA) | 83 | $9,915,000 | $119,458 | $3,918 | 4.41% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 5.63% |
| El Campo, TX (FHA|USDA|VA) | 31 | $6,765,000 | $218,226 | $3,715 | 4.60% |
| Edwards, CO (FHA|USDA|VA) | 2 | $6,510,000 | $3,255,000 | $3,920 | 4.18% |
| ABILENE, TX (FHA|USDA|VA) | 52 | $6,400,000 | $123,077 | $2,749 | 4.66% |
| Bay City, TX (FHA|USDA|VA) | 33 | $5,585,000 | $169,242 | $3,792 | 4.89% |
| Athens, TX (FHA|USDA|VA) | 32 | $5,010,000 | $156,563 | $3,629 | 4.48% |
| Gainesville, TX (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $4,399 | 4.33% |
| Brownwood, TX (FHA|USDA|VA) | 43 | $4,455,000 | $103,605 | $2,608 | 4.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $4,455,000 | $4,455,000 | $14,178 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 8 | $4,280,000 | $535,000 | $7,088 | 3.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 14 | $4,190,000 | $299,286 | $8,228 | 5.09% |
| Huntsville, TX (FHA|USDA|VA) | 18 | $4,110,000 | $228,333 | $3,679 | 4.54% |
| Big Spring, TX (FHA|USDA|VA) | 28 | $3,930,000 | $140,357 | $4,669 | 5.18% |
| ODESSA, TX (FHA|USDA|VA) | 26 | $3,920,000 | $150,769 | $3,008 | 4.66% |
| Corsicana, TX (FHA|USDA|VA) | 18 | $3,880,000 | $215,556 | $4,872 | 4.24% |
| Palestine, TX (FHA|USDA|VA) | 23 | $3,245,000 | $141,087 | $2,797 | 4.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $4,211 | 4.75% |
| Brenham, TX (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $6,647 | 4.07% |
| Port Lavaca, TX (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $4,976 | 4.21% |
| Jacksonville, TX (FHA|USDA|VA) | 17 | $2,685,000 | $157,941 | $3,296 | 4.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,712 | 4.91% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $7,695 | 4.03% |
| Beeville, TX (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $3,509 | 4.68% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $1,701 | 5.15% |
| Levelland, TX (FHA|USDA|VA) | 13 | $1,315,000 | $101,154 | $2,728 | 4.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $7,245 | 3.67% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,529 | 4.57% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $5,561 | 4.50% |
| Kingsville, TX (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $4,147 | 4.53% |
| Shawnee, OK (FHA|USDA|VA) | 17 | $1,025,000 | $60,294 | $0 | 5.93% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $17,822 | 4.75% |
| Snyder, TX (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $2,704 | 4.76% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,302 | 3.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $18,166 | 4.81% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,640 | 4.38% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $5,577 | 3.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $0 | 5.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $2,380 | 5.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 5.03% |
| WACO, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,809 | 4.37% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,963 | 3.38% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,667 | 4.19% |
| Alice, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,571 | 5.46% |
| Bonham, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,229 | 4.92% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,201 | 3.75% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,537 | 3.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,792 | 3.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,821 | 4.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,578 | 4.50% |
| Dumas, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,005 | 3.25% |
| Lamesa, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 6.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,126 | 3.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,207 | 4.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,709 | 3.49% |
| Pecos, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.38% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,610 | 4.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,878 | 3.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,520 | 4.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,739 | 3.38% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $976 | 4.00% |
| Hereford, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,492 | 4.38% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,090 | 4.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Prosperity Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Prosperity Bank's most frequently originated type of loan was Conventional, with 3,995 originations. Their 2nd most popular type was FHA, with 84 originations.
Loan Reason
For 2019, Prosperity Bank's most frequently cited loan purpose was Home Purchase, with 2,987 originations. The 2nd most popular reason was Refi, with 685 originations.
Loan Duration/Length
For 2019, Prosperity Bank's most frequently cited loan duration was 30 Year, with 1,712 originations. The 2nd most popular length was 15 Year, with 1,238 originations.
Origination Fees/Closing Costs
Prosperity Bank's average total fees were $3,767, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,334 originations.
Interest Rates
During 2019, Prosperity Bank's average interest rate for loans was 4.24%, while their most frequently originated rate bucket for loans was 4-5%, with 1,700 originations.
Loan Sizing
2019 saw Prosperity Bank place emphasis on $100k-200k loans with 1,351 originations, totaling $198,145,000 in origination value.
Applicant Income
Prosperity Bank lent most frequently to those with incomes in the $50k-75k range, with 742 originations. The second most popular income band? $250k+, with 638 originations.
Applicant Debt to Income Ratio
Prosperity Bank lent most frequently to those with DTI ratios of 20-30%, with 808 originations. The next most common DTI ratio? 30-36%, with 641 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.30%
Prosperity Bank has a below average approval rate.
Pick Rate
Approvals leading to origination76.94%
Prosperity Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,111 | $1,418,295,000 | $345,000 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| PROSPERITY BANCSHARES, INC. | Other type of mortgage | Closing on a mortgage | 1 | 33.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Prosperity Bank | 109 West Washington Avenue Navasota, TX 77868 | Full Service B&M | $74,196 |
| Prosperity Bank | 100 East California Street Gainesville, TX 76240 | Full Service B&M | $80,142 |
| Prosperity Bank | 100 Medical Center Blvd Webster, TX 77598 | Full Service B&M | $77,765 |
| Prosperity Bank | 100 South Main Street Corsicana, TX 75110 | Full Service B&M | $61,765 |
| Prosperity Bank | 100 South Washington Street Beeville, TX 78104 | Full Service B&M | $151,429 |
| Prosperity Bank | 1000 East Division, Suite A Muenster, TX 76252 | Full Service B&M | $22,975 |
| Prosperity Bank | 1004 Copperfield Parkway College Station, TX 77845 | Full Service B&M | $31,687 |
| Prosperity Bank | 1005 S. Commercial Aransas Pass, TX 78336 | Full Service B&M | $40,407 |
| Prosperity Bank | 1008 West Bowers Street Dime Box, TX 77853 | Full Service B&M | $17,520 |
| Prosperity Bank | 101 Bronco Boulevard Liberty Hill, TX 78642 | Full Service B&M | $38,473 |
| Prosperity Bank | 101 N. Prairieville Athens, TX 75751 | Full Service B&M | $116,715 |
| Prosperity Bank | 101 North Pearl Street Comanche, TX 76442 | Full Service B&M | $24,442 |
| Prosperity Bank | 101 South Main Street Victoria, TX 77901 | Full Service B&M | $827,422 |
| Prosperity Bank | 10115 South Yale Avenue Tulsa, OK 74137 | Full Service B&M | $42,100 |
| Prosperity Bank | 1015 North Church Street Palestine, TX 75801 | Full Service B&M | $69,587 |
| Prosperity Bank | 102 North Wells Street Edna, TX 77957 | Full Service B&M | $99,687 |
| Prosperity Bank | 102 W. Highway 1375 New Waverly, TX 77358 | Full Service B&M | $50,085 |
| Prosperity Bank | 1022 Nederland Avenue Nederland, TX 77627 | Full Service B&M | $18,424 |
| Prosperity Bank | 103 North Highway 359 Mathis, TX 78368 | Full Service B&M | $66,520 |
| Prosperity Bank | 10305 Eagle Drive Mont Belvieu, TX 77523 | Full Service B&M | $87,658 |
| Prosperity Bank | 104 West Crockett Street Cleveland, TX 77327 | Full Service B&M | $146,276 |
| Prosperity Bank | 105 W. Church Street Cuero, TX 77954 | Full Service B&M | $72,635 |
| Prosperity Bank | 106 North Main Dayton, TX 77535 | Full Service B&M | $108,757 |
| Prosperity Bank | 106 Roy Rivers Road Elgin, TX 78621 | Limited, Drive-thru | $0 |
| Prosperity Bank | 1070 Highway 6 South Houston, TX 77077 | Full Service B&M | $56,384 |
| Prosperity Bank | 108 South Main Street Thorndale, TX 76577 | Full Service B&M | $14,179 |
| Prosperity Bank | 109 E Pearl Street Goliad, TX 77963 | Full Service B&M | $36,929 |
| Prosperity Bank | 109 S Fordyce St Blooming Grove, TX 76626 | Full Service B&M | $25,156 |
| Prosperity Bank | 109 South Lagrange Street Hallettsville, TX 77964 | Full Service B&M | $49,812 |
| Prosperity Bank | 110 Frankford Ave Lubbock, TX 79416 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 1100 N. Stemmons Sanger, TX 76266 | Full Service B&M | $24,938 |
| Prosperity Bank | 1101 Northwest Second Street Kerens, TX 75144 | Full Service B&M | $13,438 |
| Prosperity Bank | 1101 Post Oak Houston, TX 77056 | Full Service B&M | $169,826 |
| Prosperity Bank | 1105 East Loop 304. Crockett, TX 75835 | Full Service B&M | $43,336 |
| Prosperity Bank | 1107 North Highway 35 Port Lavaca, TX 77979 | Full Service B&M | $81,469 |
| Prosperity Bank | 111 Edwards Street Merkel, TX 79536 | Full Service B&M | $39,787 |
| Prosperity Bank | 11113 Leopard Street Corpus Christi, TX 78410 | Full Service B&M | $20,421 |
| Prosperity Bank | 1112 West Oaklawn Pleasanton, TX 78064 | Full Service B&M | $74,384 |
| Prosperity Bank | 1127 East Sinton St Sinton, TX 78387 | Full Service B&M | $22,562 |
| Prosperity Bank | 114 University Ave Lubbock, TX 79415 | Full Service B&M | $5,291 |
| Prosperity Bank | 11451 Broadway St. Pearland, TX 77584 | Full Service B&M | $15,575 |
| Prosperity Bank | 115 South Fisher Gorman, TX 76454 | Full Service B&M | $22,443 |
| Prosperity Bank | 11545 Research Blvd Austin, TX 78759 | Full Service B&M | $39,383 |
| Prosperity Bank | 116 South Velasco Street Angleton, TX 77515 | Full Service B&M | $35,146 |
| Prosperity Bank | 1200 East Main Street Alice, TX 78332 | Full Service B&M | $65,491 |
| Prosperity Bank | 1200 South Beckham Avenue Tyler, TX 75701 | Full Service B&M | $26,946 |
| Prosperity Bank | 12041 E. 96th Street North Owasso, OK 74055 | Full Service B&M | $23,356 |
| Prosperity Bank | 1206 North John Stockbauer Drive Victoria, TX 77901 | Full Service B&M | $102,168 |
| Prosperity Bank | 121 South Market Street Carthage, TX 75633 | Full Service B&M | $29,935 |
| Prosperity Bank | 1218 West Loop 281 Longview, TX 75604 | Full Service B&M | $17,688 |
| Prosperity Bank | 122 West Fourth Street Hearne, TX 77859 | Full Service B&M | $97,362 |
| Prosperity Bank | 1221 Austin Ave. Brownwood, TX 76801 | Full Service B&M | $17,413 |
| Prosperity Bank | 12300 Bellaire Houston, TX 77072 | Full Service B&M | $60,863 |
| Prosperity Bank | 1245 Southwest 74th Street Oklahoma City, OK 73139 | Full Service B&M | $58,449 |
| Prosperity Bank | 1250 Austin Street Hempstead, TX 77445 | Full Service B&M | $78,375 |
| Prosperity Bank | 12602 Memorial Drive Houston, TX 77024 | Full Service B&M | $33,962 |
| Prosperity Bank | 12655 N. Central Expressway Dallas, TX 75243 | Limited, Drive-thru | $0 |
| Prosperity Bank | 129 West Buck Street Caldwell, TX 77836 | Full Service B&M | $94,941 |
| Prosperity Bank | 1298 Arrington Rd College Station, TX 77845 | Full Service B&M | $39,783 |
| Prosperity Bank | 12995 Fm 2154 College Station, TX 77845 | Full Service B&M | $38,516 |
| Prosperity Bank | 1300 Santa Fe Drive Weatherford, TX 76086 | Full Service B&M | $61,236 |
| Prosperity Bank | 1301 North Mechanic Street El Campo, TX 77437 | Full Service B&M | $265,975 |
| Prosperity Bank | 132 W 7th St Odessa, TX 79761 | Limited, Drive-thru | $0 |
| Prosperity Bank | 1323 Tahoka Road Brownfield, TX 79316 | Full Service B&M | $49,393 |
| Prosperity Bank | 1330 South Harvard Ave Tulsa, OK 74159 | Full Service B&M | $395,223 |
| Prosperity Bank | 1330 South Harvard Avenue Tulsa, OK 74112 | Limited, Drive-thru | $0 |
| Prosperity Bank | 13325 Hwy 36 Needville, TX 77461 | Full Service B&M | $51,562 |
| Prosperity Bank | 1401 Avenue Q Lubbock, TX 79401 | Full Service B&M | $406,727 |
| Prosperity Bank | 14060 Southwest Freeway Sugar Land, TX 77478 | Full Service B&M | $546,229 |
| Prosperity Bank | 1411 Gregg Street Big Spring, TX 79720 | Full Service B&M | $84,989 |
| Prosperity Bank | 1414 East Court Street Seguin, TX 78155 | Full Service B&M | $32,826 |
| Prosperity Bank | 1415 Ranch Road 620 South Lakeway, TX 78734 | Full Service B&M | $147,708 |
| Prosperity Bank | 14201 Northwest Blvd. Corpus Christi, TX 78410 | Full Service B&M | $112,821 |
| Prosperity Bank | 143 West Burleson Street Wharton, TX 77488 | Full Service B&M | $104,559 |
| Prosperity Bank | 1430 Research Forest Drive The Woodlands, TX 77381 | Full Service B&M | $23,731 |
| Prosperity Bank | 14402 N Us Highway 281 San Antonio, TX 78232 | Full Service B&M | $51,857 |
| Prosperity Bank | 146 Spur 5 Winnie, TX 77665 | Full Service B&M | $42,054 |
| Prosperity Bank | 147 E. Fourth St. Rusk, TX 75785 | Full Service B&M | $7,086 |
| Prosperity Bank | 150 E. Main Yorktown, TX 78164 | Full Service B&M | $33,300 |
| Prosperity Bank | 1500 North Texas Avenue Bryan, TX 77803 | Full Service B&M | $31,058 |
| Prosperity Bank | 1502 Barrow St Abilene, TX 79605 | Full Service B&M | $25,116 |
| Prosperity Bank | 1505 Highway 35 North Rockport, TX 78382 | Full Service B&M | $140,429 |
| Prosperity Bank | 15050 Fairfield Village Square Drive, Suite 150 Cypress, TX 77433 | Full Service B&M | $19,817 |
| Prosperity Bank | 1515 S. Grand Parkway Katy, TX 77494 | Full Service B&M | $80,049 |
| Prosperity Bank | 15201 South Padre Island Drive, Suite 100 Corpus Christi, TX 78418 | Full Service B&M | $15,753 |
| Prosperity Bank | 15th And Akron Street Lubbock, TX 79406 | Full Service Retail | $12,136 |
| Prosperity Bank | 1600 Campus Court Abilene, TX 79601 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 1600 Seventh Street Bay City, TX 77414 | Full Service B&M | $237,278 |
| Prosperity Bank | 1601 South Phelps Littlefield, TX 79339 | Full Service B&M | $17,037 |
| Prosperity Bank | 1610 West North Loop Austin, TX 78756 | Full Service B&M | $46,829 |
| Prosperity Bank | 1615 Little York Road Houston, TX 77093 | Full Service B&M | $60,107 |
| Prosperity Bank | 162 W. Mill New Braunfels, TX 78130 | Limited, Administrative | $0 |
| Prosperity Bank | 1700 South Sheridan Road Tulsa, OK 74101 | Full Service B&M | $44,539 |
| Prosperity Bank | 17177 Preston Road, Suite Dallas, TX 75248 | Full Service B&M | $27,897 |
| Prosperity Bank | 1735 Lake Pointe Parkway Sugar Land, TX 77478 | Full Service B&M | $43,945 |
| Prosperity Bank | 1800 West Division Street Slaton, TX 79364 | Full Service B&M | $30,304 |
| Prosperity Bank | 1801 West Rr 1431 Kingsland, TX 78639 | Full Service B&M | $59,972 |
| Prosperity Bank | 1805 Fm 2673 Canyon Lake, TX 78133 | Full Service B&M | $49,748 |
| Prosperity Bank | 1830 South Brahma Boulevard Kingsville, TX 78363 | Full Service B&M | $23,366 |
| Prosperity Bank | 1840 Highway 181 S Portland, TX 78374 | Full Service B&M | $23,890 |
| Prosperity Bank | 1862 Rock Prairie Road College Station, TX 77845 | Full Service B&M | $82,609 |
| Prosperity Bank | 18935 Fm 1488 Magnolia, TX 77355 | Full Service B&M | $39,149 |
| Prosperity Bank | 1906 Aldine Bender Houston, TX 77032 | Full Service B&M | $43,167 |
| Prosperity Bank | 1911 West State Highway 46 New Braunfels, TX 78132 | Full Service B&M | $78,737 |
| Prosperity Bank | 1924 South Utica Tulsa, OK 74104 | Full Service B&M | $249,382 |
| Prosperity Bank | 2001 Antilley Road Abilene, TX 79606 | Full Service B&M | $45,863 |
| Prosperity Bank | 201 North Center Street Weimar, TX 78962 | Full Service B&M | $18,975 |
| Prosperity Bank | 201 North Gun Barrel Lane Gun Barrel City, TX 75156 | Full Service B&M | $67,588 |
| Prosperity Bank | 2012 Midway Road Plano, TX 75093 | Full Service B&M | $22,433 |
| Prosperity Bank | 202 West Colorado Street La Grange, TX 78945 | Full Service B&M | $65,031 |
| Prosperity Bank | 2021 S Garnett Tulsa, OK 74128 | Full Service B&M | $11,490 |
| Prosperity Bank | 203 Neches Street Jacksonville, TX 75766 | Full Service B&M | $48,536 |
| Prosperity Bank | 2033 11th Street Huntsville, TX 77340 | Full Service B&M | $65,197 |
| Prosperity Bank | 2035 Fm 359 Suite D Richmond, TX 77406 | Full Service B&M | $35,377 |
| Prosperity Bank | 205 East South Main Street Flatonia, TX 78941 | Full Service B&M | $37,331 |
| Prosperity Bank | 206 East 9th Street Austin, TX 78701 | Limited, Drive-thru | $0 |
| Prosperity Bank | 207 Athens South Street Canton, TX 75103 | Full Service B&M | $16,621 |
| Prosperity Bank | 207 South Clay Street Ennis, TX 75119 | Full Service B&M | $144,884 |
| Prosperity Bank | 208 West Main Street Madisonville, TX 77864 | Full Service B&M | $114,834 |
| Prosperity Bank | 210 E Loop 255 Teague, TX 75860 | Limited, Drive-thru | $0 |
| Prosperity Bank | 2101 Avenue Q Lubbock, TX 79411 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 2117 Fry Road Katy, TX 77449 | Full Service B&M | $40,272 |
| Prosperity Bank | 213 Us Hwy 175 West Eustace, TX 75124 | Full Service B&M | $14,682 |
| Prosperity Bank | 217 East Fm 1382 Cedar Hill, TX 75104 | Full Service B&M | $51,708 |
| Prosperity Bank | 217 North Main Street Keller, TX 76248 | Full Service B&M | $20,541 |
| Prosperity Bank | 217 West California Floydada, TX 79235 | Full Service B&M | $62,436 |
| Prosperity Bank | 218 West Cass Street Gilmer, TX 75644 | Full Service B&M | $9,564 |
| Prosperity Bank | 2201 S. Broadway Edmond, OK 73013 | Full Service B&M | $66,684 |
| Prosperity Bank | 2202 Longmire College Station, TX 77845 | Full Service B&M | $31,598 |
| Prosperity Bank | 2310 Yale Houston, TX 77008 | Full Service B&M | $119,954 |
| Prosperity Bank | 23310 Cinco Ranch Boulevard Katy, TX 77494 | Full Service B&M | $204,837 |
| Prosperity Bank | 2402 North Main Street Houston, TX 77009 | Full Service B&M | $55,863 |
| Prosperity Bank | 2415 South Westmoreland Road Dallas, TX 75211 | Full Service B&M | $59,712 |
| Prosperity Bank | 2424 Beltline Road Mesquite, TX 75150 | Full Service B&M | $47,489 |
| Prosperity Bank | 2424 Market Street Galveston, TX 77550 | Full Service B&M | $121,190 |
| Prosperity Bank | 2500 West Memorial Road Oklahoma City, OK 73134 | Full Service B&M | $104,008 |
| Prosperity Bank | 2502 Utica Avenue Lubbock, TX 79407 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 2507 University Boulevard Tyler, TX 75701 | Full Service B&M | $23,204 |
| Prosperity Bank | 25661 Interstate 45 North The Woodlands, TX 77380 | Full Service B&M | $68,007 |
| Prosperity Bank | 25820 Hempstead Highway Cypress, TX 77429 | Full Service B&M | $79,842 |
| Prosperity Bank | 2610 E. Common Street New Braunfels, TX 78130 | Full Service B&M | $84,583 |
| Prosperity Bank | 2626 North Main Fort Worth, TX 76164 | Full Service B&M | $29,369 |
| Prosperity Bank | 2703 North Grandview Ave. Odessa, TX 79762 | Full Service B&M | $6,677 |
| Prosperity Bank | 27707 Tomball Pkwy Tomball, TX 77375 | Full Service B&M | $51,558 |
| Prosperity Bank | 2807 South Texas Avenue Bryan, TX 77802 | Full Service B&M | $265,579 |
| Prosperity Bank | 2828 F.M. 1960 East Houston, TX 77073 | Full Service B&M | $98,035 |
| Prosperity Bank | 2829 Bee Caves Road Austin, TX 78746 | Full Service B&M | $87,323 |
| Prosperity Bank | 2860 Main Street Frisco, TX 75033 | Full Service B&M | $17,709 |
| Prosperity Bank | 3000 Kermit Hwy Odessa, TX 79764 | Full Service B&M | $14,423 |
| Prosperity Bank | 3002 North 12th Street Abilene, TX 79603 | Full Service B&M | $12,480 |
| Prosperity Bank | 301 Bucek Street Schulenburg, TX 78956 | Full Service B&M | $24,073 |
| Prosperity Bank | 3011 Williams Drive, Ste. 100 Georgetown, TX 78628 | Full Service B&M | $29,854 |
| Prosperity Bank | 3022 54th Street Lubbock, TX 79413 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 305 Early Boulevard Early, TX 76802 | Full Service B&M | $30,124 |
| Prosperity Bank | 31 North Main Street Elgin, TX 78621 | Full Service B&M | $91,788 |
| Prosperity Bank | 3100 South Shaver South Houston, TX 77587 | Full Service B&M | $99,413 |
| Prosperity Bank | 311 College Avenue Levelland, TX 79336 | Full Service B&M | $105,111 |
| Prosperity Bank | 31250 Fm 2920 Road Waller, TX 77484 | Full Service B&M | $73,195 |
| Prosperity Bank | 3205 College Park Dr. The Woodlands, TX 77384 | Full Service B&M | $11,952 |
| Prosperity Bank | 321 North Central Expressway Mc Kinney, TX 75070 | Full Service B&M | $105,990 |
| Prosperity Bank | 3221 Denton Highway Haltom City, TX 76117 | Full Service B&M | $24,570 |
| Prosperity Bank | 3301 Olton Road Plainview, TX 79073 | Full Service B&M | $82,389 |
| Prosperity Bank | 333 West Kiest Boulevard Dallas, TX 75224 | Full Service B&M | $47,850 |
| Prosperity Bank | 3333 Northwest Expressway Oklahoma City, OK 73112 | Full Service B&M | $288,691 |
| Prosperity Bank | 3333 University Drive East Bryan, TX 77802 | Full Service B&M | $56,714 |
| Prosperity Bank | 334 West Kiest Boulevard Dallas, TX 75224 | Limited, Drive-thru | $0 |
| Prosperity Bank | 3401 Northland Drive Austin, TX 78731 | Full Service B&M | $25,557 |
| Prosperity Bank | 3434 East Palm Valley Boulevard Round Rock, TX 78665 | Full Service B&M | $24,266 |
| Prosperity Bank | 3434 Twin City Highway Groves, TX 77619 | Full Service B&M | $25,093 |
| Prosperity Bank | 3501 W Robinson Norman, OK 73072 | Full Service B&M | $19,387 |
| Prosperity Bank | 3515 West Camp Wisdom Road Dallas, TX 75237 | Full Service B&M | $38,669 |
| Prosperity Bank | 3610 College Avenue Snyder, TX 79549 | Full Service B&M | $66,514 |
| Prosperity Bank | 3636 Shepherd Lane Balch Springs, TX 75180 | Full Service B&M | $75,389 |
| Prosperity Bank | 3710 East 29th Street Bryan, TX 77802 | Full Service B&M | $73,372 |
| Prosperity Bank | 3802 Oak Lawn Avenue Dallas, TX 75219 | Full Service B&M | $42,242 |
| Prosperity Bank | 3900 E. U.S. Highway 377 Granbury, TX 76049 | Full Service B&M | $13,710 |
| Prosperity Bank | 3934 F.M. 1960 West Houston, TX 77068 | Full Service B&M | $51,228 |
| Prosperity Bank | 4002 Saratoga Corpus Christi, TX 78413 | Full Service B&M | $62,165 |
| Prosperity Bank | 401 Ferris Waxahachie, TX 75165 | Full Service B&M | $10,720 |
| Prosperity Bank | 402 Cypress Street Abilene, TX 79601 | Full Service B&M | $105,107 |
| Prosperity Bank | 406 Main Street Smithville, TX 78957 | Full Service B&M | $53,702 |
| Prosperity Bank | 4065 Bellaire Blvd. Houston, TX 77025 | Full Service B&M | $71,805 |
| Prosperity Bank | 410 Southwest Parkway E. College Station, TX 77840 | Full Service B&M | $47,308 |
| Prosperity Bank | 4109 College Hills Blvd. San Angelo, TX 76904 | Full Service B&M | $11,795 |
| Prosperity Bank | 4110 South Bowen Road Arlington, TX 76016 | Full Service B&M | $33,546 |
| Prosperity Bank | 4115 S. Staples Street Corpus Christi, TX 78411 | Full Service B&M | $63,696 |
| Prosperity Bank | 4155 Little York Road Houston, TX 77093 | Full Service B&M | $116,829 |
| Prosperity Bank | 418 Conrad Hilton Boulevard Cisco, TX 76437 | Full Service B&M | $63,952 |
| Prosperity Bank | 420 Main Street Teague, TX 75860 | Full Service B&M | $29,248 |
| Prosperity Bank | 4200 West Wadley Street Midland, TX 79707 | Full Service B&M | $65,184 |
| Prosperity Bank | 421 Green Avenue Taft, TX 78390 | Full Service B&M | $55,994 |
| Prosperity Bank | 4281 John Ben Shepperd Parkway Odessa, TX 79762 | Full Service B&M | $50,681 |
| Prosperity Bank | 4295 San Felipe Suite 100 Houston, TX 77027 | Full Service B&M | $430,358 |
| Prosperity Bank | 4400 Main Street The Colony, TX 75056 | Full Service B&M | $21,491 |
| Prosperity Bank | 4409 Gaines Ranch Loop Austin, TX 78735 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 4505 98th Street Lubbock, TX 79424 | Full Service B&M | $8,366 |
| Prosperity Bank | 4601 71st Street Lubbock, TX 79424 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 4631 Nw 23rd Street Oklahoma City, OK 73127 | Full Service B&M | $80,374 |
| Prosperity Bank | 4712 Northwest 23rd Street Oklahoma City, OK 73127 | Limited, Drive-thru | $0 |
| Prosperity Bank | 4827 4th Street Lubbock, TX 79416 | Full Service B&M | $40,412 |
| Prosperity Bank | 499 Highway 71 West Bastrop, TX 78602 | Full Service B&M | $25,550 |
| Prosperity Bank | 500 N Interstate 35 Service Road Red Oak, TX 75154 | Full Service B&M | $114,935 |
| Prosperity Bank | 5020 Montrose Houston, TX 77006 | Full Service B&M | $41,615 |
| Prosperity Bank | 508 St. Louis Street Gonzales, TX 78629 | Full Service B&M | $99,198 |
| Prosperity Bank | 509 West Wall, Street Midland, TX 79701 | Full Service B&M | $185,942 |
| Prosperity Bank | 510 East Brazos Avenue West Columbia, TX 77486 | Full Service B&M | $88,358 |
| Prosperity Bank | 5120 82nd Street Lubbock, TX 79424 | Full Service B&M | $94,327 |
| Prosperity Bank | 520 Main Street Liberty, TX 77575 | Full Service B&M | $95,787 |
| Prosperity Bank | 5301 66th Street Lubbock, TX 79424 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 539 West I 30 Mount Vernon, TX 75457 | Full Service B&M | $24,497 |
| Prosperity Bank | 55 Waugh Drive, Suite 100 Houston, TX 77007 | Full Service B&M | $70,858 |
| Prosperity Bank | 550 Pin Oak Road Katy, TX 77494 | Full Service B&M | $66,798 |
| Prosperity Bank | 5501 Bissonnet Houston, TX 77081 | Full Service B&M | $245,493 |
| Prosperity Bank | 5606 N. Navarro Street Victoria, TX 77904 | Full Service B&M | $2,594 |
| Prosperity Bank | 5707 Woodway Houston, TX 77057 | Full Service B&M | $38,378 |
| Prosperity Bank | 5919 Forest Lane Dallas, TX 75230 | Full Service B&M | $15,270 |
| Prosperity Bank | 600 Henderson Street Palacios, TX 77465 | Full Service B&M | $44,110 |
| Prosperity Bank | 601 E. Cedar Creek Pkwy Seven Points, TX 75143 | Full Service B&M | $41,827 |
| Prosperity Bank | 601 Lott Street Yoakum, TX 77995 | Full Service B&M | $17,383 |
| Prosperity Bank | 6030 Fm 2920 Spring, TX 77379 | Full Service B&M | $11,641 |
| Prosperity Bank | 607 S. Main Street Winnsboro, TX 75494 | Full Service B&M | $11,560 |
| Prosperity Bank | 608 Boyd Road Azle, TX 76020 | Full Service B&M | $81,248 |
| Prosperity Bank | 615 Byron Nelson Blvd Roanoke, TX 76262 | Full Service B&M | $112,350 |
| Prosperity Bank | 6150 Eastex Freeway Beaumont, TX 77708 | Full Service B&M | $21,959 |
| Prosperity Bank | 617 South Palestine Street Athens, TX 75751 | Limited, Drive-thru | $0 |
| Prosperity Bank | 620 N. Robinson Oklahoma City, OK 73102 | Limited, Drive-thru | $0 |
| Prosperity Bank | 620 North Grant Street Odessa, TX 79761 | Full Service B&M | $326,353 |
| Prosperity Bank | 6200 West Eldorado Parkway Mckinney, TX 75070 | Full Service B&M | $16,017 |
| Prosperity Bank | 6302 Fm 1488 Magnolia, TX 77354 | Full Service B&M | $23,328 |
| Prosperity Bank | 6402 Hartford Avenue Lubbock, TX 79413 | Limited, Mobile/Seasonal Office | $0 |
| Prosperity Bank | 650 East Whitestone Boulevard Cedar Park, TX 78613 | Full Service B&M | $27,685 |
| Prosperity Bank | 6500 Indiana Avenue Lubbock, TX 79413 | Full Service B&M | $111,378 |
| Prosperity Bank | 6600 Murphy Road Sachse, TX 75048 | Full Service B&M | $27,947 |
| Prosperity Bank | 6670 South Staples Street Corpus Christi, TX 78413 | Full Service B&M | $29,987 |
| Prosperity Bank | 6801 Gaylord Parkway, Suite 101 Frisco, TX 75034 | Full Service B&M | $42,829 |
| Prosperity Bank | 6809 North Meridian Street Oklahoma City, OK 73116 | Full Service B&M | $0 |
| Prosperity Bank | 700 Church Street East Bernard, TX 77435 | Full Service B&M | $76,305 |
| Prosperity Bank | 7001 Northeast Zac Lentz Parkway Victoria, TX 77904 | Full Service B&M | $124,124 |
| Prosperity Bank | 7001 W Highway 290 Austin, TX 78736 | Full Service B&M | $36,263 |
| Prosperity Bank | 7100 South Harvard Avenue Tulsa, OK 74112 | Full Service B&M | $26,226 |
| Prosperity Bank | 7102 South Broadway Tyler, TX 75703 | Full Service B&M | $25,721 |
| Prosperity Bank | 711 N.E. Big Bend Trail Glen Rose, TX 76043 | Full Service B&M | $21,774 |
| Prosperity Bank | 721 Highway 290 W Suite 100 Dripping Springs, TX 78620 | Full Service B&M | $40,103 |
| Prosperity Bank | 7400 Preston Rd Plano, TX 75024 | Full Service B&M | $27,000 |
| Prosperity Bank | 7415 Reading Road Rosenberg, TX 77469 | Full Service B&M | $10,025 |
| Prosperity Bank | 7505 South Main Street Houston, TX 77030 | Full Service B&M | $49,800 |
| Prosperity Bank | 7737 Southwest Freeway - Ste 150 Houston, TX 77074 | Full Service B&M | $54,704 |
| Prosperity Bank | 7811 Long Point Houston, TX 77055 | Full Service B&M | $38,930 |
| Prosperity Bank | 7950 Westheimer Road Houston, TX 77063 | Full Service B&M | $81,163 |
| Prosperity Bank | 811 Louisiana St., Suite L140 Houston, TX 77002 | Full Service B&M | $43,826 |
| Prosperity Bank | 8110 South Memorial Avenue Tulsa, OK 74133 | Full Service B&M | $32,387 |
| Prosperity Bank | 815 North Judge Ely Boulevard Abilene, TX 79601 | Full Service B&M | $35,249 |
| Prosperity Bank | 8232 University Avenue Lubbock, TX 79423 | Full Service B&M | $18,955 |
| Prosperity Bank | 8300 Highway 6 Hitchcock, TX 77563 | Full Service B&M | $23,843 |
| Prosperity Bank | 8340 Southwest Freeway Houston, TX 77074 | Full Service B&M | $20,322 |
| Prosperity Bank | 8721 Highway 6 North Houston, TX 77095 | Full Service B&M | $31,399 |
| Prosperity Bank | 8811 North Navarro Victoria, TX 77904 | Full Service B&M | $65,473 |
| Prosperity Bank | 8909 North Highway 77 Lexington, TX 78947 | Full Service B&M | $31,251 |
| Prosperity Bank | 900 Congress Avenue Austin, TX 78701 | Full Service B&M | $210,822 |
| Prosperity Bank | 911 Highway 287 North Grapeland, TX 75844 | Full Service B&M | $47,251 |
| Prosperity Bank | 9155 West Sam Houston Parkway North Houston, TX 77064 | Full Service B&M | $30,882 |
| Prosperity Bank | 921 North Water Street Corpus Christi, TX 78401 | Limited, Drive-thru | $0 |
| Prosperity Bank | 921 North Water Street Corpus Christi, TX 78401 | Full Service B&M | $102,409 |
| Prosperity Bank | 9330 Lbj Freeway Ste 150 Dallas, TX 75243 | Full Service B&M | $168,669 |
| Prosperity Bank | 9610 Spring Green Boulevard Katy, TX 77494 | Full Service B&M | $13,761 |
For 2019, Prosperity Bank had 265 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $836,413 |
| Net interest income | $699,171 |
| Total noninterest income | $120,940 |
| Gross Fiduciary activities income | $10,227 |
| Service charges on deposit accounts | $53,691 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $57,022 |
| Pre-tax net operating income | $438,205 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $348,693 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $348,693 |
| Minority interest net income | $0 |
| Net income | $348,693 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $348,693 |
Prosperity Bank's gross interest income from loans was $836,413,000.
Prosperity Bank's net interest income from loans was $699,171,000.
Prosperity Bank's fee based income from loans was $53,691,000.
Prosperity Bank's net income from loans was $348,693,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $137,242 |
| Provision for credit losses | $4,300 |
| Total noninterest expense | $377,606 |
| Salaries and employee benefits | $215,742 |
| Premises and equipment expense | $44,904 |
| Additional noninterest expense | $116,960 |
| Applicable income taxes | $89,512 |
| Net charge-offs | $3,271 |
| Cash dividends | $551,730 |
Prosperity Bank's interest expense for loans was $137,242,000.
Prosperity Bank's payroll and benefits expense were $215,742,000.
Prosperity Bank's property, plant and equipment expenses $44,904,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 2.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $24,300,879 |
| Deposits held in domestic offices | $24,300,879 |
| Deposits by Individuals, partnerships, and corporations | $20,340,583 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $3,741,054 |
| Deposits by Commercial banks and other depository institutions in U.S. | $219,242 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,942,314 |
| Demand deposits | $2,116,959 |
| Nontransaction accounts | $21,358,565 |
| Money market deposit accounts (MMDAs) | $15,130,253 |
| Other savings deposits (excluding MMDAs) | $2,770,883 |
| Total time deposits | $3,457,429 |
| Total time and savings deposits | $22,183,920 |
| Noninterest-bearing deposits | $7,872,851 |
| Interest-bearing deposits | $16,428,028 |
| Retail deposits | $22,720,024 |
| IRAs and Keogh plan accounts | $369,646 |
| Brokered deposits | $314,162 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $32,184,416 |
| Cash & Balances due from depository institutions | $575,096 |
| Interest-bearing balances | $40,506 |
| Total securities | $8,570,055 |
| Federal funds sold & reverse repurchase | $519 |
| Net loans and leases | $18,757,876 |
| Loan and leases loss allowance | $87,469 |
| Trading account assets | $309 |
| Bank premises and fixed assets | $379,626 |
| Other real estate owned | $6,935 |
| Goodwill and other intangibles | $3,306,092 |
| All other assets | $587,908 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $32,184,416 |
| Total Liabilities | $26,176,862 |
| Total deposits | $24,300,879 |
| Interest-bearing deposits | $16,428,028 |
| Deposits held in domestic offices | $24,300,879 |
| % insured (estimated) | $55 |
| Federal funds purchased and repurchase agreements | $377,294 |
| Trading liabilities | $83 |
| Other borrowed funds | $1,358,213 |
| Subordinated debt | $0 |
| All other liabilities | $140,393 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $18,757,876 |
| Loan and leases loss allowance | $87,469 |
| Total loans and leases (domestic) | $18,845,345 |
| All real estate loans | $13,503,422 |
| Real estate loans in domestic offices | $13,503,422 |
| Construction and development loans | $2,064,167 |
| Residential 1-4 family construction | $645,629 |
| Other construction, all land development and other land | $1,418,538 |
| Loans secured by nonfarm nonresidential properties | $5,160,214 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,905,326 |
| Commercial real estate & other non-farm, non-residential | $3,254,888 |
| Multifamily residential real estate | $1,396,071 |
| 1-4 family residential loans | $4,387,412 |
| Farmland loans | $495,558 |
| Loans held in foreign offices | $0 |
| Farm loans | $185,297 |
| Commercial and industrial loans | $2,778,856 |
| To non-U.S. addressees | $24 |
| Loans to individuals | $164,172 |
| Credit card loans | $14,458 |
| Related Plans | $8,908 |
| Consumer Auto Loans | $34,675 |
| Other loans to individuals | $106,131 |
| All other loans & leases | $2,213,599 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,955,688 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $95,826 |
| Loans secured by real estate to non-U.S. addressees | $2,913 |
| Restructured Loans & leases | $31 |
| Non 1-4 family restructured loans & leases | $31 |
| Total loans and leases (foreign) | $0 |
Prosperity Bank had $18,757,876,000 of loans outstanding in 2019. $13,503,422,000 of loans were in real estate loans. $2,064,167,000 of loans were in development loans. $1,396,071,000 of loans were in multifamily mortgage loans. $4,387,412,000 of loans were in 1-4 family mortgage loans. $185,297,000 of loans were in farm loans. $14,458,000 of loans were in credit card loans. $34,675,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 3,584 | $776,991 | $216,794 |
| Nonfarm, nonresidential loans - <$100k | 497 | $20,614 | $41,477 |
| Nonfarm, nonresidential loans - $100-250k | 999 | $119,760 | $119,880 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,088 | $636,617 | $304,893 |
| Commercial & Industrial, US addressed loans - <$1MM | 7,720 | $597,590 | $77,408 |
| Commercial & Industrial, US addressed loans - <$100k | 4,984 | $114,173 | $22,908 |
| Commercial & Industrial, US addressed loans - $100-250k | 1,436 | $143,409 | $99,867 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1,300 | $340,008 | $261,545 |
| Farmland loans - <$1MM | 1,515 | $218,733 | $144,378 |
| Farmland loans - <$100k | 415 | $18,036 | $43,460 |
| Farmland loans - $100-250k | 646 | $80,477 | $124,577 |
| Farmland loans - $250k-1MM | 454 | $120,220 | $264,802 |
| Agriculture operations loans - <$1MM | 1,223 | $52,578 | $42,991 |
| Agriculture operations loans - <$100k | 950 | $18,711 | $19,696 |
| Agriculture operations loans - $100-250k | 170 | $16,667 | $98,041 |
| Agriculture operations loans - $250k-1MM | 103 | $17,200 | $166,990 |