Prosperity Bank Mortgage Rates, Fees & Info

El Campo, TX

LEI: 549300D003QRZFSQ4N43

Tax ID: 74-2139516

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Prosperity Bank is a small bank specializing in Home Purchase and Refi loans. Prosperity Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Houston, Austin, Oklahoma City, and San Antonio among others. We have data for 108 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prosperity Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/28/24
30 Year Conventional Purchase 6.71% 4/28/24
30 Year Conventional Refi 6.54% 4/28/24
30 Year Cash-out Refi 6.70% 4/28/24
30 Year FHA Purchase 7.45% 4/28/24
30 Year FHA Refi 6.27% 4/28/24
30 Year VA Purchase 6.30% 4/28/24
30 Year VA Refi 6.07% 4/28/24
15 Year Conventional Purchase 5.67% 4/28/24
15 Year Conventional Refi 5.65% 4/28/24
15 Year Cash-out Refi 5.65% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prosperity Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Prosperity Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,179

Origination Dollar Volume (All Markets)

$2,509,335,000

Employee count

3,756 Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,868 $983,850,000 $343,044 $4,874 3.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 922 $481,800,000 $522,560 $6,142 3.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 434 $348,790,000 $803,664 $7,391 3.71%
Outside of Metro Areas 457 $103,175,000 $225,766 $4,499 3.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 238 $72,280,000 $303,697 $3,306 4.19%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 171 $56,895,000 $332,719 $5,799 3.82%
LUBBOCK, TX (FHA|USDA|VA) 284 $51,820,000 $182,465 $3,350 3.98%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 171 $51,755,000 $302,661 $4,313 3.69%
TULSA, OK (FHA|USDA|VA) 201 $39,335,000 $195,697 $4,024 3.89%
CORPUS CHRISTI, TX (FHA|USDA|VA) 161 $38,255,000 $237,609 $4,744 3.86%
VICTORIA, TX (FHA|USDA|VA) 165 $32,565,000 $197,364 $3,822 3.84%
TYLER, TX (FHA|USDA|VA) 114 $28,490,000 $249,912 $4,125 3.98%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 18 $12,750,000 $708,333 $6,449 3.83%
Plainview, TX (FHA|USDA|VA) 115 $12,345,000 $107,348 $3,251 3.84%
ABILENE, TX (FHA|USDA|VA) 77 $10,925,000 $141,883 $3,621 4.16%
MIDLAND, TX (FHA|USDA|VA) 44 $10,900,000 $247,727 $4,101 3.86%
SHERMAN-DENISON, TX (FHA|USDA|VA) 41 $10,605,000 $258,659 $5,175 3.67%
El Campo, TX (FHA|USDA|VA) 45 $8,645,000 $192,111 $3,643 3.69%
Bay City, TX (FHA|USDA|VA) 45 $8,195,000 $182,111 $4,249 3.68%
Athens, TX (FHA|USDA|VA) 40 $7,600,000 $190,000 $4,683 3.73%
Rockport, TX (FHA|USDA|VA) 31 $6,955,000 $224,355 $3,974 3.48%
LONGVIEW, TX (FHA|USDA|VA) 28 $6,400,000 $228,571 $3,581 4.15%
Corsicana, TX (FHA|USDA|VA) 28 $6,200,000 $221,429 $5,642 3.69%
Palestine, TX (FHA|USDA|VA) 35 $6,025,000 $172,143 $3,510 3.67%
Gainesville, TX (FHA|USDA|VA) 22 $5,870,000 $266,818 $5,310 3.31%
Huntsville, TX (FHA|USDA|VA) 26 $5,610,000 $215,769 $5,184 3.55%
Mineral Wells, TX (FHA|USDA|VA) 9 $5,065,000 $562,778 $5,167 2.97%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $5,045,000 $1,681,667 $12,448 3.96%
Port Lavaca, TX (FHA|USDA|VA) 20 $4,910,000 $245,500 $5,096 3.65%
ODESSA, TX (FHA|USDA|VA) 27 $4,595,000 $170,185 $3,539 3.89%
SAN ANGELO, TX (FHA|USDA|VA) 28 $4,500,000 $160,714 $3,268 4.19%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $3,960,000 $990,000 $9,515 3.47%
Fredericksburg, TX (FHA|USDA|VA) 10 $3,690,000 $369,000 $6,142 3.24%
Big Spring, TX (FHA|USDA|VA) 23 $3,395,000 $147,609 $4,114 4.07%
Brownwood, TX (FHA|USDA|VA) 23 $3,265,000 $141,957 $2,994 4.02%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $3,240,000 $324,000 $7,896 3.87%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $3,190,000 $797,500 $3,629 3.78%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 10 $3,160,000 $316,000 $3,651 3.23%
Granbury, TX (FHA|USDA|VA) 12 $2,850,000 $237,500 $4,283 3.61%
Muskogee, OK (FHA|USDA|VA) 14 $2,690,000 $192,143 $5,537 4.20%
Brenham, TX (FHA|USDA|VA) 7 $2,595,000 $370,714 $5,509 3.16%
Kingsville, TX (FHA|USDA|VA) 14 $2,470,000 $176,429 $6,194 4.43%
AMARILLO, TX (FHA|USDA|VA) 13 $2,355,000 $181,154 $3,698 3.26%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $2,235,000 $745,000 $3,823 3.38%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $1,945,000 $1,945,000 $8,714 3.50%
Alice, TX (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,794 3.99%
Levelland, TX (FHA|USDA|VA) 16 $1,850,000 $115,625 $2,551 3.84%
Durango, CO (FHA|USDA|VA) 3 $1,725,000 $575,000 $3,803 3.13%
Beeville, TX (FHA|USDA|VA) 9 $1,655,000 $183,889 $6,702 3.99%
Jacksonville, TX (FHA|USDA|VA) 10 $1,600,000 $160,000 $2,838 4.02%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,340,000 $223,333 $3,593 3.65%
Paris, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,837 3.29%
Bonham, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,641 4.22%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $5,088 2.75%
Edwards, CO (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 3.25%
Stillwater, OK (FHA|USDA|VA) 3 $985,000 $328,333 $5,411 4.33%
Lufkin, TX (FHA|USDA|VA) 3 $975,000 $325,000 $5,384 3.29%
Shawnee, OK (FHA|USDA|VA) 16 $940,000 $58,750 $3,494 4.82%
Ruidoso, NM (FHA|USDA|VA) 2 $930,000 $465,000 $5,218 4.18%
Hilo, HI (FHA|USDA|VA) 1 $915,000 $915,000 $6,620 3.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $910,000 $227,500 $5,139 4.00%
Tahlequah, OK (FHA|USDA|VA) 2 $830,000 $415,000 $3,074 3.00%
Breckenridge, CO (FHA|USDA|VA) 1 $755,000 $755,000 $0 3.75%
Branson, MO (FHA|USDA|VA) 1 $705,000 $705,000 $5,318 3.00%
Nacogdoches, TX (FHA|USDA|VA) 6 $690,000 $115,000 $4,237 4.17%
Uvalde, TX (FHA|USDA|VA) 3 $685,000 $228,333 $3,968 2.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $665,000 $221,667 $3,690 3.29%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $650,000 $325,000 $3,785 2.81%
Snyder, TX (FHA|USDA|VA) 5 $555,000 $111,000 $4,159 4.07%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $515,000 $515,000 $4,572 3.50%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $515,000 $515,000 $3,319 2.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $515,000 $515,000 $3,486 2.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $3,223 3.00%
RICHMOND, VA (FHA|USDA|VA) 2 $490,000 $245,000 $3,390 2.69%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $485,000 $485,000 $4,766 3.50%
Taos, NM (FHA|USDA|VA) 2 $450,000 $225,000 $2,822 3.38%
McAlester, OK (FHA|USDA|VA) 3 $405,000 $135,000 $2,710 4.21%
TUCSON, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $3,425 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $385,000 $385,000 $4,464 2.88%
WACO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,898 2.94%
SANTA FE, NM (FHA|USDA|VA) 1 $365,000 $365,000 $4,604 2.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $345,000 $345,000 $3,449 2.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $335,000 $335,000 $9,711 2.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $295,000 $295,000 $3,778 2.63%
LAWTON, OK (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.75%
Stephenville, TX (FHA|USDA|VA) 3 $285,000 $95,000 $1,928 4.96%
Kerrville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,829 3.13%
Andrews, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,579 4.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $2,453 2.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,714 3.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $235,000 $235,000 $3,077 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $235,000 $235,000 $3,033 3.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $235,000 $235,000 $3,086 3.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,215 2.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
Holland, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,507 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.99%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,913 2.50%
Silver City, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,836 2.88%
Weatherford, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
Bartlesville, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,010 2.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,750 3.00%
Pearsall, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.38%
Ponca City, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.50%
Lamesa, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.00%
Sulphur Springs, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
LAREDO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Prosperity Bank's top markets include Dallas, Houston, Austin, Oklahoma City, and San Antonio among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Prosperity Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Cooperative Teachers Credit Union
    Similarity Rank: 112
    TRUE SKY
    Similarity Rank: 168
    My Community Credit Union
    Similarity Rank: 350
    RED CROWN
    Similarity Rank: 408
    WEOKIE
    Similarity Rank: 420
    ALLEGIANCE
    Similarity Rank: 432
    OKLAHOMA CENTRAL Credit Union
    Similarity Rank: 456
    GULF COAST
    Similarity Rank: 474
    Republic Bank & Trust
    Similarity Rank: 512

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,831 $2,423,135,000 $354,726 $4,861 3.84%
    HELOC 218 $56,280,000 $258,165 n/a 4.64%
    FHA 79 $15,325,000 $193,987 $7,379 3.00%
    VA 51 $14,595,000 $286,176 $7,986 2.96%

    For 2020, Prosperity Bank's most frequently originated type of loan was Conventional, with 6,831 originations. Their 2nd most popular type was HELOC, with 218 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,414 $1,637,670,000 $371,017 $5,385 4.06%
    Refi 2,138 $760,720,000 $355,809 $4,440 3.32%
    Home Improvement 317 $34,775,000 $109,700 $2,039 4.60%
    Cash Out Refi 192 $57,800,000 $301,042 $5,086 3.36%
    Other 118 $18,370,000 $155,678 $2,702 4.22%

    For 2020, Prosperity Bank's most frequently cited loan purpose was Home Purchase, with 4,414 originations. The 2nd most popular reason was Refi, with 2,138 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,923 $1,245,555,000 $317,501 $4,556 3.82%
    15 Year 1,850 $436,690,000 $236,049 $3,580 3.75%
    30+ year 449 $268,155,000 $597,227 $11,500 3.73%
    Other 357 $259,415,000 $726,653 $8,630 4.07%
    20 Year 274 $79,690,000 $290,839 $2,567 4.58%
    10 Year 229 $191,835,000 $837,707 $2,775 3.82%
    1 Year 62 $23,570,000 $380,161 $5,508 4.64%
    5 Year 31 $3,595,000 $115,968 $328 5.04%
    3 Year 4 $830,000 $207,500 $0 5.00%

    For 2020, Prosperity Bank's most frequently cited loan duration was 30 Year, with 3,923 originations. The 2nd most popular length was 15 Year, with 1,850 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,073 $588,635,000 $191,551
    $1k-2k 2,106 $939,120,000 $445,926
    $5k+ 417 $315,725,000 $757,134
    $2k-3k 110 $30,010,000 $272,818
    $4k-5k 110 $37,530,000 $341,182
    $3k-4k 100 $24,600,000 $246,000

    Prosperity Bank's average total fees were $4,556, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,073 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,589 $1,224,935,000 $473,131
    4-5% 1,913 $435,995,000 $227,912
    2.5-3% 1,476 $583,090,000 $395,047
    <2.5% 480 $142,050,000 $295,938
    5-6% 400 $71,450,000 $178,625
    6-7% 310 $51,110,000 $164,871
    Over 8% 7 $505,000 $72,143
    7-8% 3 $135,000 $45,000

    During 2020, Prosperity Bank's average interest rate for loans was 3.82%, while their most frequently originated rate bucket for loans was 3-4%, with 2,589 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,315 $352,135,000 $152,110 $3,365 4.20%
    $200k-400k 2,274 $627,880,000 $276,113 $4,923 3.55%
    $100,000 or less 1,080 $71,250,000 $65,972 $2,113 4.41%
    $400k-600k 752 $361,360,000 $480,532 $6,592 3.30%
    $600k-1MM 470 $356,060,000 $757,574 $8,346 3.40%
    $1MM+ 288 $740,650,000 $2,571,701 $14,199 3.48%

    2020 saw Prosperity Bank place emphasis on $100k-200k loans with 2,315 originations, totaling $352,135,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,280 $436,750,000 $341,211 $5,790 3.44%
    $250k+ 1,255 $873,985,000 $696,402 $7,920 3.42%
    $50k-75k 1,214 $205,200,000 $169,028 $3,556 4.24%
    $100k-150k 1,080 $263,310,000 $243,806 $4,519 3.46%
    $50k or less 925 $119,935,000 $129,659 $3,139 4.52%
    $75k-100k 675 $130,175,000 $192,852 $3,962 3.65%

    Prosperity Bank lent most frequently to those with incomes in the $150k-250k range, with 1,280 originations. The second most popular income band? $250k+, with 1,255 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,578 $518,680,000 $328,695 $5,028 3.51%
    30-36% 1,198 $384,830,000 $321,227 $4,853 3.74%
    <20% 740 $287,360,000 $388,324 $5,005 3.33%
    44% 303 $77,455,000 $255,627 $4,593 4.23%
    42% 289 $82,475,000 $285,381 $4,722 3.83%
    39% 287 $86,225,000 $300,436 $4,687 3.82%
    40% 284 $80,160,000 $282,254 $4,763 4.03%
    41% 264 $83,630,000 $316,780 $4,801 3.97%
    36% 249 $82,285,000 $330,462 $4,967 3.82%
    43% 236 $62,090,000 $263,093 $4,514 4.14%
    37% 231 $68,685,000 $297,338 $4,828 3.98%
    38% 225 $67,995,000 $302,200 $5,027 3.97%
    46% 92 $25,540,000 $277,609 $4,355 3.97%
    45% 87 $22,485,000 $258,448 $4,799 3.83%
    48% 56 $16,360,000 $292,143 $5,025 3.37%
    47% 54 $16,700,000 $309,259 $6,080 3.66%
    50-60% 50 $19,120,000 $382,400 $8,476 3.62%
    49% 49 $17,225,000 $351,531 $5,763 3.35%
    >60% 29 $8,285,000 $285,690 $6,903 4.12%

    Prosperity Bank lent most frequently to those with DTI ratios of 20-30%, with 1,578 originations. The next most common DTI ratio? 30-36%, with 1,198 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,233 $1,614,465,000 $308,516 $4,901 3.81%
    Not applicable 653 $459,865,000 $704,234 $0 4.74%
    Not provided 880 $286,350,000 $325,398 $4,826 3.49%
    Asian 204 $87,720,000 $430,000 $6,268 3.58%
    Black 168 $43,100,000 $256,548 $4,381 3.93%
    American Indian 27 $11,565,000 $428,333 $5,791 3.82%
    Asian Indian 7 $2,795,000 $399,286 $6,819 4.12%
    Native Hawaiian or Islander 3 $1,785,000 $595,000 $5,697 3.08%
    Other Asian 3 $1,505,000 $501,667 $10,855 4.66%
    Vietnamese 1 $185,000 $185,000 $3,884 3.38%

    Approval Rates

    Total approvals of all applications
    85.96%

    Prosperity Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.39%

    Prosperity Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,179 $2,509,335,000 $349,538

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $165,000 $165,000
    Multifamily:Site-Built 86 $339,530,000 $3,948,023
    Single Family (1-4 Units):Manufactured 19 $1,615,000 $85,000
    Single Family (1-4 Units):Site-Built 7,073 $2,168,025,000 $306,521

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 467 $86,695,000 $185,642 $3,328 3.73%
    40-60% 879 $389,145,000 $442,713 $4,517 3.45%
    60-80% 2,493 $1,143,535,000 $458,698 $6,068 3.60%
    80-100% 3,135 $861,405,000 $274,770 $4,612 4.10%
    Over 100% 14 $3,800,000 $271,429 $13,409 3.25%
    Under 20% 189 $19,495,000 $103,148 $1,227 5.09%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    PROSPERITY BANCSHARES, INC. Conventional home mortgage Closing on a mortgage 2 28.6%
    PROSPERITY BANCSHARES, INC. Other type of mortgage Closing on a mortgage 1 14.3%
    PROSPERITY BANCSHARES, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%
    PROSPERITY BANCSHARES, INC. Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 14.3%
    PROSPERITY BANCSHARES, INC. Conventional home mortgage Trouble during payment process 1 14.3%
    PROSPERITY BANCSHARES, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Prosperity Bank 1221 Austin Ave. Brownwood, TX 76801 Full Service B&M $23,626
    Prosperity Bank 100 East California Street Gainesville, TX 76240 Full Service B&M $97,514
    Prosperity Bank 100 Medical Center Blvd Webster, TX 77598 Full Service B&M $99,076
    Prosperity Bank 100 South Main Street Corsicana, TX 75110 Full Service B&M $70,840
    Prosperity Bank 100 South Washington Street Beeville, TX 78104 Full Service B&M $184,342
    Prosperity Bank 1000 East Division, Suite A Muenster, TX 76252 Full Service B&M $24,049
    Prosperity Bank 1004 Copperfield Parkway College Station, TX 77845 Full Service B&M $34,686
    Prosperity Bank 1005 S. Commercial Aransas Pass, TX 78336 Full Service B&M $46,317
    Prosperity Bank 1008 West Bowers Street Dime Box, TX 77853 Full Service B&M $20,258
    Prosperity Bank 101 Bronco Boulevard Liberty Hill, TX 78642 Full Service B&M $55,946
    Prosperity Bank 101 N. Prairieville Athens, TX 75751 Full Service B&M $125,797
    Prosperity Bank 101 North Pearl Street Comanche, TX 76442 Full Service B&M $27,872
    Prosperity Bank 101 South Main Street Victoria, TX 77901 Full Service B&M $935,636
    Prosperity Bank 10115 South Yale Avenue Tulsa, OK 74137 Full Service B&M $49,567
    Prosperity Bank 1015 North Church Street Palestine, TX 75801 Full Service B&M $74,575
    Prosperity Bank 102 North Wells Street Edna, TX 77957 Full Service B&M $126,909
    Prosperity Bank 102 W. Highway 1375 New Waverly, TX 77358 Full Service B&M $58,552
    Prosperity Bank 1022 Nederland Avenue Nederland, TX 77627 Full Service B&M $21,318
    Prosperity Bank 103 North Highway 359 Mathis, TX 78368 Full Service B&M $55,592
    Prosperity Bank 10305 Eagle Drive Mont Belvieu, TX 77523 Full Service B&M $100,618
    Prosperity Bank 104 West Crockett Street Cleveland, TX 77327 Full Service B&M $270,030
    Prosperity Bank 105 W. Church Street Cuero, TX 77954 Full Service B&M $90,116
    Prosperity Bank 1055 Highway 380 Runaway Bay, TX 76426 Full Service B&M $21,914
    Prosperity Bank 106 North Main Dayton, TX 77535 Full Service B&M $136,592
    Prosperity Bank 106 Roy Rivers Road Elgin, TX 78621 Limited, Drive-thru $0
    Prosperity Bank 1070 Highway 6 South Houston, TX 77077 Full Service B&M $71,546
    Prosperity Bank 10720 Preston Road Dallas, TX 75230 Full Service B&M $51,922
    Prosperity Bank 108 South Main Street Thorndale, TX 76577 Full Service B&M $15,862
    Prosperity Bank 109 E Pearl Street Goliad, TX 77963 Full Service B&M $37,175
    Prosperity Bank 109 S Fordyce St Blooming Grove, TX 76626 Full Service B&M $31,349
    Prosperity Bank 109 South Lagrange Street Hallettsville, TX 77964 Full Service B&M $55,603
    Prosperity Bank 109 West Washington Avenue Navasota, TX 77868 Full Service B&M $78,827
    Prosperity Bank 110 Frankford Ave Lubbock, TX 79416 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 1100 N. Stemmons Sanger, TX 76266 Full Service B&M $27,669
    Prosperity Bank 1101 Northwest Second Street Kerens, TX 75144 Full Service B&M $13,933
    Prosperity Bank 1101 Post Oak Houston, TX 77056 Full Service B&M $177,943
    Prosperity Bank 1105 East Loop 304. Crockett, TX 75835 Full Service B&M $50,232
    Prosperity Bank 1107 North Highway 35 Port Lavaca, TX 77979 Full Service B&M $119,894
    Prosperity Bank 111 Edwards Street Merkel, TX 79536 Full Service B&M $39,497
    Prosperity Bank 1111 Santa Fe Drive Weatherford, TX 76086 Full Service B&M $23,613
    Prosperity Bank 11113 Leopard Street Corpus Christi, TX 78410 Full Service B&M $24,324
    Prosperity Bank 1112 West Oaklawn Pleasanton, TX 78064 Full Service B&M $86,228
    Prosperity Bank 1127 East Sinton St Sinton, TX 78387 Full Service B&M $25,371
    Prosperity Bank 114 University Ave Lubbock, TX 79415 Full Service B&M $5,127
    Prosperity Bank 11451 Broadway St. Pearland, TX 77584 Full Service B&M $23,385
    Prosperity Bank 115 South Fisher Gorman, TX 76454 Full Service B&M $24,728
    Prosperity Bank 11545 Research Blvd Austin, TX 78759 Full Service B&M $42,408
    Prosperity Bank 116 South Velasco Street Angleton, TX 77515 Full Service B&M $37,023
    Prosperity Bank 1200 East Main Street Alice, TX 78332 Full Service B&M $73,306
    Prosperity Bank 1200 South Beckham Avenue Tyler, TX 75701 Full Service B&M $39,618
    Prosperity Bank 1201 East 14th Street Plano, TX 75074 Full Service B&M $77,238
    Prosperity Bank 1201 Flower Mound Road Flower Mound, TX 75028 Full Service B&M $14,028
    Prosperity Bank 12041 E. 96th Street North Owasso, OK 74055 Full Service B&M $35,891
    Prosperity Bank 1206 North John Stockbauer Drive Victoria, TX 77901 Full Service B&M $109,648
    Prosperity Bank 121 South Market Street Carthage, TX 75633 Full Service B&M $35,689
    Prosperity Bank 1218 West Loop 281 Longview, TX 75604 Full Service B&M $21,846
    Prosperity Bank 122 West Fourth Street Hearne, TX 77859 Full Service B&M $102,347
    Prosperity Bank 12300 Bellaire Houston, TX 77072 Full Service B&M $70,365
    Prosperity Bank 1245 Southwest 74th Street Oklahoma City, OK 73139 Full Service B&M $66,703
    Prosperity Bank 1250 Austin Street Hempstead, TX 77445 Full Service B&M $119,059
    Prosperity Bank 12602 Memorial Drive Houston, TX 77024 Full Service B&M $41,782
    Prosperity Bank 12655 N. Central Expressway Dallas, TX 75243 Limited, Drive-thru $0
    Prosperity Bank 1280 West Campbell Road Richardson, TX 75080 Full Service B&M $140,944
    Prosperity Bank 129 West Buck Street Caldwell, TX 77836 Full Service B&M $102,264
    Prosperity Bank 1298 Arrington Rd College Station, TX 77845 Full Service B&M $42,766
    Prosperity Bank 12995 Fm 2154 College Station, TX 77845 Full Service B&M $47,377
    Prosperity Bank 1300 Santa Fe Drive Weatherford, TX 76086 Full Service B&M $67,681
    Prosperity Bank 1301 North Mechanic Street El Campo, TX 77437 Full Service B&M $502,608
    Prosperity Bank 132 W 7th St Odessa, TX 79761 Limited, Drive-thru $0
    Prosperity Bank 1323 Tahoka Road Brownfield, TX 79316 Full Service B&M $53,035
    Prosperity Bank 1330 South Harvard Ave Tulsa, OK 74159 Full Service B&M $515,896
    Prosperity Bank 1330 South Harvard Avenue Tulsa, OK 74112 Limited, Drive-thru $0
    Prosperity Bank 13325 Hwy 36 Needville, TX 77461 Full Service B&M $57,063
    Prosperity Bank 1401 Avenue Q Lubbock, TX 79401 Full Service B&M $461,821
    Prosperity Bank 14060 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $534,844
    Prosperity Bank 1411 Gregg Street Big Spring, TX 79720 Full Service B&M $89,435
    Prosperity Bank 1414 East Court Street Seguin, TX 78155 Full Service B&M $36,972
    Prosperity Bank 1415 Ranch Road 620 South Lakeway, TX 78734 Full Service B&M $185,966
    Prosperity Bank 14201 Northwest Blvd. Corpus Christi, TX 78410 Full Service B&M $129,787
    Prosperity Bank 143 West Burleson Street Wharton, TX 77488 Full Service B&M $119,334
    Prosperity Bank 1430 Research Forest Drive The Woodlands, TX 77381 Full Service B&M $9,360
    Prosperity Bank 14402 N Us Highway 281 San Antonio, TX 78232 Full Service B&M $62,340
    Prosperity Bank 146 Spur 5 Winnie, TX 77665 Full Service B&M $53,166
    Prosperity Bank 147 E. Fourth St. Rusk, TX 75785 Full Service B&M $7,122
    Prosperity Bank 150 E. Main Yorktown, TX 78164 Full Service B&M $40,119
    Prosperity Bank 1500 North Texas Avenue Bryan, TX 77803 Full Service B&M $36,374
    Prosperity Bank 1502 Barrow St Abilene, TX 79605 Full Service B&M $27,806
    Prosperity Bank 1505 Highway 35 North Rockport, TX 78382 Full Service B&M $170,165
    Prosperity Bank 15050 Fairfield Village Square Drive, Suite 150 Cypress, TX 77433 Full Service B&M $18,404
    Prosperity Bank 1515 S. Grand Parkway Katy, TX 77494 Full Service B&M $90,596
    Prosperity Bank 15201 South Padre Island Drive, Suite 100 Corpus Christi, TX 78418 Full Service B&M $13,032
    Prosperity Bank 1573 Alma Drive Plano, TX 75075 Full Service B&M $262,903
    Prosperity Bank 15th And Akron Street Lubbock, TX 79406 Full Service Retail $12,942
    Prosperity Bank 1600 Campus Court Abilene, TX 79601 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 1600 Seventh Street Bay City, TX 77414 Full Service B&M $309,702
    Prosperity Bank 1601 South Phelps Littlefield, TX 79339 Full Service B&M $19,823
    Prosperity Bank 1610 West North Loop Austin, TX 78756 Full Service B&M $64,170
    Prosperity Bank 1615 Little York Road Houston, TX 77093 Full Service B&M $69,030
    Prosperity Bank 162 W. Mill New Braunfels, TX 78130 Limited, Administrative $0
    Prosperity Bank 1700 South Sheridan Road Tulsa, OK 74101 Full Service B&M $47,402
    Prosperity Bank 17177 Preston Road, Suite Dallas, TX 75248 Full Service B&M $32,771
    Prosperity Bank 1735 Lake Pointe Parkway Sugar Land, TX 77478 Full Service B&M $46,148
    Prosperity Bank 17617 Dallas Pkwy Dallas, TX 75287 Full Service B&M $34,519
    Prosperity Bank 1800 Redbud Blvd Mckinney, TX 75069 Full Service B&M $129,859
    Prosperity Bank 1800 West Division Street Slaton, TX 79364 Full Service B&M $31,813
    Prosperity Bank 1801 Keller Springs Road Carrollton, TX 75006 Full Service B&M $79,311
    Prosperity Bank 1801 West Rr 1431 Kingsland, TX 78639 Full Service B&M $67,817
    Prosperity Bank 1805 Fm 2673 Canyon Lake, TX 78133 Full Service B&M $54,524
    Prosperity Bank 1830 South Brahma Boulevard Kingsville, TX 78363 Full Service B&M $25,472
    Prosperity Bank 1840 Highway 181 S Portland, TX 78374 Full Service B&M $25,331
    Prosperity Bank 1862 Rock Prairie Road College Station, TX 77845 Full Service B&M $98,888
    Prosperity Bank 18935 Fm 1488 Magnolia, TX 77355 Full Service B&M $50,038
    Prosperity Bank 1906 Aldine Bender Houston, TX 77032 Full Service B&M $54,805
    Prosperity Bank 1911 West State Highway 46 New Braunfels, TX 78132 Full Service B&M $102,069
    Prosperity Bank 1924 South Utica Tulsa, OK 74104 Full Service B&M $355,882
    Prosperity Bank 2001 Antilley Road Abilene, TX 79606 Full Service B&M $63,943
    Prosperity Bank 201 North Center Street Weimar, TX 78962 Full Service B&M $22,360
    Prosperity Bank 201 North Gun Barrel Lane Gun Barrel City, TX 75156 Full Service B&M $77,388
    Prosperity Bank 201 South Main Street Jacksboro, TX 76458 Full Service B&M $91,685
    Prosperity Bank 2012 Midway Road Plano, TX 75093 Full Service B&M $28,714
    Prosperity Bank 202 West Colorado Street La Grange, TX 78945 Full Service B&M $80,999
    Prosperity Bank 2021 S Garnett Tulsa, OK 74128 Full Service B&M $12,129
    Prosperity Bank 203 Neches Street Jacksonville, TX 75766 Full Service B&M $57,579
    Prosperity Bank 2033 11th Street Huntsville, TX 77340 Full Service B&M $77,769
    Prosperity Bank 2035 Fm 359 Suite D Richmond, TX 77406 Full Service B&M $32,157
    Prosperity Bank 205 East South Main Street Flatonia, TX 78941 Full Service B&M $41,433
    Prosperity Bank 206 East 9th Street Austin, TX 78701 Limited, Drive-thru $0
    Prosperity Bank 207 Athens South Street Canton, TX 75103 Full Service B&M $19,525
    Prosperity Bank 207 South Clay Street Ennis, TX 75119 Full Service B&M $142,258
    Prosperity Bank 208 West Main Street Madisonville, TX 77864 Full Service B&M $132,305
    Prosperity Bank 210 E Loop 255 Teague, TX 75860 Limited, Drive-thru $0
    Prosperity Bank 2101 Avenue Q Lubbock, TX 79411 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 2101 Cedar Springs Rd Dallas, TX 75201 Full Service B&M $33,859
    Prosperity Bank 2117 Fry Road Katy, TX 77449 Full Service B&M $48,633
    Prosperity Bank 213 Us Hwy 175 West Eustace, TX 75124 Full Service B&M $40,361
    Prosperity Bank 215 North Carrier Parkway Grand Prairie, TX 75050 Full Service Retail $11,288
    Prosperity Bank 217 East Fm 1382 Cedar Hill, TX 75104 Full Service B&M $80,809
    Prosperity Bank 217 North Main Street Keller, TX 76248 Full Service B&M $25,603
    Prosperity Bank 217 West California Floydada, TX 79235 Full Service B&M $49,774
    Prosperity Bank 218 West Cass Street Gilmer, TX 75644 Full Service B&M $38,271
    Prosperity Bank 2201 S. Broadway Edmond, OK 73013 Full Service B&M $81,468
    Prosperity Bank 2202 Longmire College Station, TX 77845 Full Service B&M $40,000
    Prosperity Bank 2218 North Jupiter Road Garland, TX 75044 Full Service B&M $127,677
    Prosperity Bank 225 South Custer Road Allen, TX 75013 Full Service B&M $96,600
    Prosperity Bank 2310 Yale Houston, TX 77008 Full Service B&M $145,788
    Prosperity Bank 23310 Cinco Ranch Boulevard Katy, TX 77494 Full Service B&M $379,686
    Prosperity Bank 2402 North Main Street Houston, TX 77009 Full Service B&M $58,028
    Prosperity Bank 2415 South Westmoreland Road Dallas, TX 75211 Full Service B&M $64,230
    Prosperity Bank 2424 Beltline Road Mesquite, TX 75150 Full Service B&M $52,524
    Prosperity Bank 2424 Market Street Galveston, TX 77550 Full Service B&M $249,991
    Prosperity Bank 2498 W. Illinois Ave Dallas, TX 75233 Full Service B&M $24,629
    Prosperity Bank 2500 West Memorial Road Oklahoma City, OK 73134 Full Service B&M $120,096
    Prosperity Bank 2500 West Virginia Parkway Mckinney, TX 75071 Full Service B&M $120,643
    Prosperity Bank 2501 East Plano Parkway Plano, TX 75074 Full Service B&M $174,315
    Prosperity Bank 2502 Utica Avenue Lubbock, TX 79407 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 2507 University Boulevard Tyler, TX 75701 Full Service B&M $29,552
    Prosperity Bank 25661 Interstate 45 North The Woodlands, TX 77380 Full Service B&M $70,533
    Prosperity Bank 25820 Hempstead Highway Cypress, TX 77429 Full Service B&M $92,768
    Prosperity Bank 2610 E. Common Street New Braunfels, TX 78130 Full Service B&M $94,179
    Prosperity Bank 2626 North Main Fort Worth, TX 76164 Full Service B&M $37,955
    Prosperity Bank 815 North Judge Ely Boulevard Abilene, TX 79601 Full Service B&M $38,516
    Prosperity Bank 2700 W Berry Street Fort Worth, TX 76109 Full Service B&M $2,813
    Prosperity Bank 2703 North Grandview Ave. Odessa, TX 79762 Full Service B&M $8,589
    Prosperity Bank 27707 Tomball Pkwy Tomball, TX 77375 Full Service B&M $59,632
    Prosperity Bank 2807 South Texas Avenue Bryan, TX 77802 Full Service B&M $301,999
    Prosperity Bank 2828 F.M. 1960 East Houston, TX 77073 Full Service B&M $122,577
    Prosperity Bank 2829 Bee Caves Road Austin, TX 78746 Full Service B&M $104,418
    Prosperity Bank 2860 Main Street Frisco, TX 75033 Full Service B&M $19,575
    Prosperity Bank 2975 Main Street Frisco, TX 75034 Full Service B&M $52,448
    Prosperity Bank 2976 Eldorado Parkway Mckinney, TX 75070 Full Service B&M $62,149
    Prosperity Bank 3000 Kermit Hwy Odessa, TX 79764 Full Service B&M $18,354
    Prosperity Bank 3002 North 12th Street Abilene, TX 79603 Full Service B&M $14,256
    Prosperity Bank 301 Bucek Street Schulenburg, TX 78956 Full Service B&M $25,771
    Prosperity Bank 301 S Park Blvd Grapevine, TX 76051 Full Service B&M $27,686
    Prosperity Bank 3011 Williams Drive, Ste. 100 Georgetown, TX 78628 Full Service B&M $37,812
    Prosperity Bank 3022 54th Street Lubbock, TX 79413 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 3040 State Highway 121 Euless, TX 76039 Full Service B&M $35,252
    Prosperity Bank 305 Early Boulevard Early, TX 76802 Full Service B&M $36,480
    Prosperity Bank 31 North Main Street Elgin, TX 78621 Full Service B&M $109,920
    Prosperity Bank 3100 South Shaver South Houston, TX 77587 Full Service B&M $111,689
    Prosperity Bank 3100 W 7th Street Ste 120 Fort Worth, TX 76107 Full Service B&M $34,762
    Prosperity Bank 311 College Avenue Levelland, TX 79336 Full Service B&M $97,122
    Prosperity Bank 31250 Fm 2920 Road Waller, TX 77484 Full Service B&M $75,613
    Prosperity Bank 3205 College Park Dr. The Woodlands, TX 77384 Full Service B&M $15,418
    Prosperity Bank 321 East Mcdermott Dr Allen, TX 75002 Full Service B&M $193,582
    Prosperity Bank 321 North Central Expressway Mc Kinney, TX 75070 Full Service B&M $108,997
    Prosperity Bank 3221 Denton Highway Haltom City, TX 76117 Full Service B&M $34,453
    Prosperity Bank 3301 Olton Road Plainview, TX 79073 Full Service B&M $200,738
    Prosperity Bank 333 West Kiest Boulevard Dallas, TX 75224 Full Service B&M $53,581
    Prosperity Bank 3333 Northwest Expressway Oklahoma City, OK 73112 Full Service B&M $302,224
    Prosperity Bank 3333 University Drive East Bryan, TX 77802 Full Service B&M $71,439
    Prosperity Bank 334 West Kiest Boulevard Dallas, TX 75224 Limited, Drive-thru $0
    Prosperity Bank 3401 Northland Drive Austin, TX 78731 Full Service B&M $28,014
    Prosperity Bank 3434 East Palm Valley Boulevard Round Rock, TX 78665 Full Service B&M $24,620
    Prosperity Bank 3434 Twin City Highway Groves, TX 77619 Full Service B&M $26,599
    Prosperity Bank 3490 Fm 544 Wylie, TX 75098 Full Service B&M $62,924
    Prosperity Bank 3501 W Robinson Norman, OK 73072 Full Service B&M $24,931
    Prosperity Bank 3512 Preston Road Plano, TX 75093 Full Service B&M $74,323
    Prosperity Bank 3515 West Camp Wisdom Road Dallas, TX 75237 Full Service B&M $42,971
    Prosperity Bank 3610 College Avenue Snyder, TX 79549 Full Service B&M $78,160
    Prosperity Bank 3636 Shepherd Lane Balch Springs, TX 75180 Full Service B&M $77,736
    Prosperity Bank 3710 East 29th Street Bryan, TX 77802 Full Service B&M $78,115
    Prosperity Bank 3802 Oak Lawn Avenue Dallas, TX 75219 Full Service B&M $24,170
    Prosperity Bank 3833 Preston Road Frisco, TX 75034 Full Service B&M $82,934
    Prosperity Bank 3900 E. U.S. Highway 377 Granbury, TX 76049 Full Service B&M $18,158
    Prosperity Bank 3934 F.M. 1960 West Houston, TX 77068 Full Service B&M $69,527
    Prosperity Bank 4002 Saratoga Corpus Christi, TX 78413 Full Service B&M $78,343
    Prosperity Bank 401 Ferris Waxahachie, TX 75165 Full Service B&M $13,343
    Prosperity Bank 402 Cypress Street Abilene, TX 79601 Full Service B&M $111,641
    Prosperity Bank 4037 Old Denton Road Carrollton, TX 75007 Full Service B&M $33,877
    Prosperity Bank 406 Main Street Smithville, TX 78957 Full Service B&M $57,370
    Prosperity Bank 4065 Bellaire Blvd. Houston, TX 77025 Full Service B&M $69,869
    Prosperity Bank 410 Southwest Parkway E. College Station, TX 77840 Full Service B&M $57,341
    Prosperity Bank 4109 College Hills Blvd. San Angelo, TX 76904 Full Service B&M $15,401
    Prosperity Bank 4110 South Bowen Road Arlington, TX 76016 Full Service B&M $44,768
    Prosperity Bank 4115 S. Staples Street Corpus Christi, TX 78411 Full Service B&M $80,931
    Prosperity Bank 4155 Little York Road Houston, TX 77093 Full Service B&M $129,597
    Prosperity Bank 418 Conrad Hilton Boulevard Cisco, TX 76437 Full Service B&M $72,609
    Prosperity Bank 420 Main Street Teague, TX 75860 Full Service B&M $46,979
    Prosperity Bank 4200 West Wadley Street Midland, TX 79707 Full Service B&M $68,111
    Prosperity Bank 421 Green Avenue Taft, TX 78390 Full Service B&M $65,513
    Prosperity Bank 4281 John Ben Shepperd Parkway Odessa, TX 79762 Full Service B&M $54,092
    Prosperity Bank 4295 San Felipe Suite 100 Houston, TX 77027 Full Service B&M $452,099
    Prosperity Bank 4400 Main Street The Colony, TX 75056 Full Service B&M $27,197
    Prosperity Bank 4409 Gaines Ranch Loop Austin, TX 78735 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 4505 98th Street Lubbock, TX 79424 Full Service B&M $10,564
    Prosperity Bank 4560 Belt Line Road Suite 100 Addison, TX 75001 Full Service B&M $107,227
    Prosperity Bank 4601 71st Street Lubbock, TX 79424 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 4601 West Freeway Fort Worth, TX 76107 Full Service B&M $17,863
    Prosperity Bank 4631 Nw 23rd Street Oklahoma City, OK 73127 Full Service B&M $87,558
    Prosperity Bank 4712 Northwest 23rd Street Oklahoma City, OK 73127 Limited, Drive-thru $0
    Prosperity Bank 4827 4th Street Lubbock, TX 79416 Full Service B&M $47,318
    Prosperity Bank 499 Highway 71 West Bastrop, TX 78602 Full Service B&M $30,124
    Prosperity Bank 500 N Interstate 35 Service Road Red Oak, TX 75154 Full Service B&M $132,169
    Prosperity Bank 5000 Legacy Circle, Suite 1200 Plano, TX 75024 Full Service B&M $2,741,186
    Prosperity Bank 5020 Montrose Houston, TX 77006 Full Service B&M $49,032
    Prosperity Bank 508 St. Louis Street Gonzales, TX 78629 Full Service B&M $121,722
    Prosperity Bank 509 West Wall, Street Midland, TX 79701 Full Service B&M $257,637
    Prosperity Bank 510 East Brazos Avenue West Columbia, TX 77486 Full Service B&M $120,341
    Prosperity Bank 5120 82nd Street Lubbock, TX 79424 Full Service B&M $103,067
    Prosperity Bank 520 Main Street Liberty, TX 77575 Full Service B&M $125,043
    Prosperity Bank 5301 66th Street Lubbock, TX 79424 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 539 West I 30 Mount Vernon, TX 75457 Full Service B&M $26,995
    Prosperity Bank 5400 Independence Parkway Plano, TX 75023 Full Service B&M $201,497
    Prosperity Bank 55 Waugh Drive, Suite 100 Houston, TX 77007 Full Service B&M $78,231
    Prosperity Bank 550 Pin Oak Road Katy, TX 77494 Full Service B&M $81,237
    Prosperity Bank 5501 Bissonnet Houston, TX 77081 Full Service B&M $281,741
    Prosperity Bank 5606 N. Navarro Street Victoria, TX 77904 Full Service B&M $30,954
    Prosperity Bank 5707 Woodway Houston, TX 77057 Full Service B&M $43,675
    Prosperity Bank 5900 West Park Boulevard Plano, TX 75093 Full Service B&M $67,073
    Prosperity Bank 5919 Forest Lane Dallas, TX 75230 Full Service B&M $43,211
    Prosperity Bank 5941 Forest Lane Dallas, TX 75230 Full Service B&M $39,542
    Prosperity Bank 600 Henderson Street Palacios, TX 77465 Full Service B&M $49,521
    Prosperity Bank 601 E. Cedar Creek Pkwy Seven Points, TX 75143 Full Service B&M $47,966
    Prosperity Bank 601 Lott Street Yoakum, TX 77995 Full Service B&M $20,450
    Prosperity Bank 6030 Fm 2920 Spring, TX 77379 Full Service B&M $18,240
    Prosperity Bank 607 S. Main Street Winnsboro, TX 75494 Full Service B&M $14,960
    Prosperity Bank 608 Boyd Road Azle, TX 76020 Full Service B&M $91,039
    Prosperity Bank 615 Byron Nelson Blvd Roanoke, TX 76262 Full Service B&M $57,740
    Prosperity Bank 6150 Eastex Freeway Beaumont, TX 77708 Full Service B&M $24,677
    Prosperity Bank 617 South Palestine Street Athens, TX 75751 Limited, Drive-thru $0
    Prosperity Bank 620 N. Robinson Oklahoma City, OK 73102 Limited, Drive-thru $0
    Prosperity Bank 620 North Grant Street Odessa, TX 79761 Full Service B&M $387,062
    Prosperity Bank 6200 West Eldorado Parkway Mckinney, TX 75070 Full Service B&M $18,059
    Prosperity Bank 6302 Fm 1488 Magnolia, TX 77354 Full Service B&M $30,972
    Prosperity Bank 6402 Hartford Avenue Lubbock, TX 79413 Limited, Mobile/Seasonal Office $0
    Prosperity Bank 650 East Whitestone Boulevard Cedar Park, TX 78613 Full Service B&M $34,570
    Prosperity Bank 6500 Indiana Avenue Lubbock, TX 79413 Full Service B&M $122,070
    Prosperity Bank 6600 Murphy Road Sachse, TX 75048 Full Service B&M $31,242
    Prosperity Bank 6670 South Staples Street Corpus Christi, TX 78413 Full Service B&M $38,621
    Prosperity Bank 8811 North Navarro Victoria, TX 77904 Full Service B&M $74,756
    Prosperity Bank 6801 Gaylord Parkway, Suite 101 Frisco, TX 75034 Full Service B&M $61,546
    Prosperity Bank 6809 North Meridian Street Oklahoma City, OK 73116 Full Service B&M $0
    Prosperity Bank 687 Denton Tap Road Coppell, TX 75019 Full Service B&M $73,941
    Prosperity Bank 700 Church Street East Bernard, TX 77435 Full Service B&M $84,056
    Prosperity Bank 7001 Northeast Zac Lentz Parkway Victoria, TX 77904 Full Service B&M $137,385
    Prosperity Bank 7001 W Highway 290 Austin, TX 78736 Full Service B&M $48,108
    Prosperity Bank 7031 Snider Plaza Dallas, TX 75205 Full Service B&M $82,097
    Prosperity Bank 707 E Arapaho Richardson, TX 75081 Full Service B&M $245,121
    Prosperity Bank 7100 South Harvard Avenue Tulsa, OK 74112 Full Service B&M $27,175
    Prosperity Bank 7102 South Broadway Tyler, TX 75703 Full Service B&M $23,449
    Prosperity Bank 711 N.E. Big Bend Trail Glen Rose, TX 76043 Full Service B&M $27,289
    Prosperity Bank 721 Highway 290 W Suite 100 Dripping Springs, TX 78620 Full Service B&M $41,518
    Prosperity Bank 7400 Preston Rd Plano, TX 75024 Full Service B&M $78,811
    Prosperity Bank 7415 Reading Road Rosenberg, TX 77469 Full Service B&M $12,694
    Prosperity Bank 750 West Dallas Road Grapevine, TX 76051 Limited, Drive-thru $0
    Prosperity Bank 7505 South Main Street Houston, TX 77030 Full Service B&M $58,151
    Prosperity Bank 7737 Southwest Freeway - Ste 150 Houston, TX 77074 Full Service B&M $63,582
    Prosperity Bank 7811 Long Point Houston, TX 77055 Full Service B&M $54,884
    Prosperity Bank 7950 Westheimer Road Houston, TX 77063 Full Service B&M $104,820
    Prosperity Bank 811 Louisiana St., Suite L140 Houston, TX 77002 Full Service B&M $39,916
    Prosperity Bank 8110 South Memorial Avenue Tulsa, OK 74133 Full Service B&M $36,492
    Prosperity Bank 8232 University Avenue Lubbock, TX 79423 Full Service B&M $22,501
    Prosperity Bank 8300 Highway 6 Hitchcock, TX 77563 Full Service B&M $37,776
    Prosperity Bank 8340 Southwest Freeway Houston, TX 77074 Full Service B&M $27,993
    Prosperity Bank 8721 Highway 6 North Houston, TX 77095 Full Service B&M $32,302
    Prosperity Bank 8909 North Highway 77 Lexington, TX 78947 Full Service B&M $35,604
    Prosperity Bank 8910 Preston Road Frisco, TX 75034 Full Service B&M $58,306
    Prosperity Bank 900 Congress Avenue Austin, TX 78701 Full Service B&M $275,390
    Prosperity Bank 900 S Main Street Grapevine, TX 76051 Full Service B&M $47,646
    Prosperity Bank 911 Highway 287 North Grapeland, TX 75844 Full Service B&M $55,050
    Prosperity Bank 9155 West Sam Houston Parkway North Houston, TX 77064 Full Service B&M $40,737
    Prosperity Bank 921 North Water Street Corpus Christi, TX 78401 Limited, Drive-thru $0
    Prosperity Bank 921 North Water Street Corpus Christi, TX 78401 Full Service B&M $112,002
    Prosperity Bank 9330 Lbj Freeway Ste 150 Dallas, TX 75243 Full Service B&M $169,183
    Prosperity Bank 9610 Spring Green Boulevard Katy, TX 77494 Full Service B&M $19,332
    Prosperity Bank 9625 Audelia Road Dallas, TX 75238 Full Service B&M $44,832

    For 2020, Prosperity Bank had 307 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,146,765
    Net interest income $1,033,392
    Total noninterest income $133,518
    Gross Fiduciary activities income $9,598
    Service charges on deposit accounts $53,689
    Trading account gains and fees $-2,715
    Additional Noninterest Income $72,946
    Pre-tax net operating income $664,612
    Securities gains (or losses, -) $0
    Income before extraordinary items $541,280
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $541,280
    Minority interest net income $0
    Net income $541,280
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $541,280

    Prosperity Bank's gross interest income from loans was $1,146,765,000.
    Prosperity Bank's net interest income from loans was $1,033,392,000.
    Prosperity Bank's fee based income from loans was $53,689,000.
    Prosperity Bank's net income from loans was $541,280,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $113,373
    Provision for credit losses $20,000
    Total noninterest expense $482,298
    Salaries and employee benefits $296,558
    Premises and equipment expense $61,585
    Additional noninterest expense $124,155
    Applicable income taxes $123,332
    Net charge-offs $31,939
    Cash dividends $351,213

    Prosperity Bank's interest expense for loans was $113,373,000.
    Prosperity Bank's payroll and benefits expense were $296,558,000.
    Prosperity Bank's property, plant and equipment expenses $61,585,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $27,405,829
    Deposits held in domestic offices $27,405,829
    Deposits by Individuals, partnerships, and corporations $22,856,970
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $4,544,764
    Deposits by Commercial banks and other depository institutions in U.S. $4,095
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,450,837
    Demand deposits $1,902,511
    Nontransaction accounts $24,954,992
    Money market deposit accounts (MMDAs) $19,027,370
    Other savings deposits (excluding MMDAs) $2,863,087
    Total time deposits $3,064,534
    Total time and savings deposits $25,503,318
    Noninterest-bearing deposits $9,198,284
    Interest-bearing deposits $18,207,545
    Retail deposits $26,062,533
    IRAs and Keogh plan accounts $357,356
    Brokered deposits $43,730
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $34,069,681
    Cash & Balances due from depository institutions $1,344,280
    Interest-bearing balances $1,012,828
    Total securities $8,542,820
    Federal funds sold & reverse repurchase $553
    Net loans and leases $19,930,876
    Loan and leases loss allowance $316,068
    Trading account assets $0
    Bank premises and fixed assets $378,698
    Other real estate owned $10,593
    Goodwill and other intangibles $3,300,888
    All other assets $560,973

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $34,069,681
    Total Liabilities $27,964,751
    Total deposits $27,405,829
    Interest-bearing deposits $18,207,545
    Deposits held in domestic offices $27,405,829
    % insured (estimated) $54
    Federal funds purchased and repurchase agreements $389,583
    Trading liabilities $0
    Other borrowed funds $56,515
    Subordinated debt $0
    All other liabilities $112,824

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $19,930,876
    Loan and leases loss allowance $316,068
    Total loans and leases (domestic) $20,246,944
    All real estate loans $13,204,193
    Real estate loans in domestic offices $13,204,193
    Construction and development loans $1,956,961
    Residential 1-4 family construction $585,387
    Other construction, all land development and other land $1,371,574
    Loans secured by nonfarm nonresidential properties $4,922,042
    Nonfarm nonresidential secured by owner-occupied properties $1,767,002
    Commercial real estate & other non-farm, non-residential $3,155,040
    Multifamily residential real estate $1,156,721
    1-4 family residential loans $4,757,538
    Farmland loans $410,931
    Loans held in foreign offices $0
    Farm loans $170,421
    Commercial and industrial loans $3,255,133
    To non-U.S. addressees $618
    Loans to individuals $131,058
    Credit card loans $13,952
    Related Plans $7,488
    Consumer Auto Loans $25,235
    Other loans to individuals $84,383
    All other loans & leases $3,486,138
    Loans to foreign governments and official institutions $0
    Other loans $3,222,976
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $174,394
    Loans secured by real estate to non-U.S. addressees $8,131
    Restructured Loans & leases $621
    Non 1-4 family restructured loans & leases $144
    Total loans and leases (foreign) $0

    Prosperity Bank had $19,930,876,000 of loans outstanding in 2020. $13,204,193,000 of loans were in real estate loans. $1,956,961,000 of loans were in development loans. $1,156,721,000 of loans were in multifamily mortgage loans. $4,757,538,000 of loans were in 1-4 family mortgage loans. $170,421,000 of loans were in farm loans. $13,952,000 of loans were in credit card loans. $25,235,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,321 $833,678 $251,032
    Nonfarm, nonresidential loans - <$100k 457 $18,992 $41,558
    Nonfarm, nonresidential loans - $100-250k 932 $109,706 $117,710
    Nonfarm, nonresidential loans - $250k-1MM 1,932 $704,980 $364,896
    Commercial & Industrial, US addressed loans - <$1MM 13,588 $994,540 $73,193
    Commercial & Industrial, US addressed loans - <$100k 9,908 $249,473 $25,179
    Commercial & Industrial, US addressed loans - $100-250k 2,117 $250,745 $118,444
    Commercial & Industrial, US addressed loans - $250k-1MM 1,563 $494,322 $316,265
    Farmland loans - <$1MM 1,276 $176,898 $138,635
    Farmland loans - <$100k 380 $17,019 $44,787
    Farmland loans - $100-250k 530 $63,710 $120,208
    Farmland loans - $250k-1MM 366 $96,169 $262,757
    Agriculture operations loans - <$1MM 1,133 $48,098 $42,452
    Agriculture operations loans - <$100k 875 $18,149 $20,742
    Agriculture operations loans - $100-250k 161 $15,205 $94,441
    Agriculture operations loans - $250k-1MM 97 $14,744 $152,000