Great Plains National Bank Mortgage Rates, Fees & Info

Elk City, OK

LEI: 549300XKEC7P1D7OKJ16

Tax ID: 73-1500129

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Mortgage Data

Bank Data

Review & Overview

Great Plains National Bank is a smaller bank specializing in Home Purchase loans. Great Plains National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Oklahoma City, Dallas, Tulsa, Woodward, and Austin among others. We have data for 70 markets. (Some data included below & more in-depth data is available with an active subscription.)

Great Plains National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Great Plains National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.85% 11/22/24
30 Year Conventional Refi 6.91% 11/22/24
30 Year Cash-out Refi 6.85% 11/22/24
30 Year FHA Purchase 7.74% 11/22/24
30 Year FHA Refi 7.44% 11/22/24
30 Year VA Purchase 6.47% 11/22/24
30 Year USDA Purchase 7.21% 11/22/24
15 Year Conventional Purchase 6.46% 11/22/24
15 Year Conventional Refi 7.58% 11/22/24
15 Year Cash-out Refi 7.58% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Great Plains National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Great Plains National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,727

Origination Dollar Volume (All Markets)

$406,875,000

Employee count

293

Awards

Great Plains National Bank 30 Year Conventional Loans gold Great Plains National Bank 30 Year Conventional Loans silver Great Plains National Bank 30 Year Conventional Loans silver Great Plains National Bank FHA Loans silver
Show all (4) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OKLAHOMA CITY, OK (FHA|USDA|VA) 1,136 $256,190,000 $225,519 $4,799 3.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 61 $53,915,000 $883,852 $7,673 3.61%
Outside of Metro Areas 120 $16,150,000 $134,583 $3,945 4.09%
TULSA, OK (FHA|USDA|VA) 62 $13,200,000 $212,903 $5,176 2.84%
Woodward, OK (FHA|USDA|VA) 64 $10,690,000 $167,031 $4,330 3.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 23 $7,255,000 $315,435 $5,413 2.90%
Stillwater, OK (FHA|USDA|VA) 36 $6,650,000 $184,722 $3,796 3.27%
Elk City, OK (FHA|USDA|VA) 62 $6,000,000 $96,774 $3,125 4.52%
ENID, OK (FHA|USDA|VA) 30 $5,780,000 $192,667 $3,448 3.92%
Shawnee, OK (FHA|USDA|VA) 22 $3,850,000 $175,000 $5,241 3.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 9 $2,845,000 $316,111 $5,548 2.88%
Weatherford, OK (FHA|USDA|VA) 10 $2,170,000 $217,000 $4,499 3.73%
LAWTON, OK (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,353 4.20%
Ardmore, OK (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,641 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $935,000 $935,000 $32,122 2.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $870,000 $217,500 $4,502 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $800,000 $400,000 $3,777 3.00%
ASHEVILLE, NC (FHA|USDA|VA) 2 $770,000 $385,000 $5,905 3.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $735,000 $245,000 $3,385 2.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $695,000 $231,667 $2,178 2.42%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $615,000 $205,000 $5,850 2.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $615,000 $205,000 $4,266 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $605,000 $201,667 $3,269 3.08%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $565,000 $565,000 $11,397 3.00%
SANTA FE, NM (FHA|USDA|VA) 1 $545,000 $545,000 $3,651 2.75%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $515,000 $515,000 $5,420 3.25%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $510,000 $255,000 $6,279 2.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $465,000 $465,000 $21,134 2.50%
Altus, OK (FHA|USDA|VA) 4 $420,000 $105,000 $3,742 4.94%
LUBBOCK, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,044 3.13%
McAlester, OK (FHA|USDA|VA) 1 $405,000 $405,000 $10,838 2.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,010 2.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $385,000 $385,000 $4,484 3.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,750 3.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $375,000 $375,000 $10,448 2.38%
Granbury, TX (FHA|USDA|VA) 1 $365,000 $365,000 $5,991 3.50%
Craig, CO (FHA|USDA|VA) 1 $365,000 $365,000 $5,627 2.63%
CHEYENNE, WY (FHA|USDA|VA) 1 $335,000 $335,000 $10,864 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $335,000 $335,000 $2,716 2.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $325,000 $325,000 $3,058 3.00%
Ponca City, OK (FHA|USDA|VA) 1 $315,000 $315,000 $4,837 2.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $300,000 $150,000 $0 4.43%
PROVO-OREM, UT (FHA|USDA|VA) 1 $285,000 $285,000 $3,271 2.88%
Bartlesville, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,893 2.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,848 2.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,643 2.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,010 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,415 2.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,649 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $215,000 $215,000 $2,781 2.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $215,000 $215,000 $8,909 3.00%
VISALIA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,150 2.50%
KNOXVILLE, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,696 2.75%
Brenham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,356 2.63%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,310 3.00%
LONGVIEW, TX (FHA|USDA|VA) 2 $190,000 $95,000 $6,371 2.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,226 2.63%
WICHITA, KS (FHA|USDA|VA) 1 $175,000 $175,000 $6,970 2.38%
RICHMOND, VA (FHA|USDA|VA) 1 $165,000 $165,000 $2,612 2.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,381 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,313 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,302 2.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,699 2.25%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $125,000 $125,000 $3,360 2.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,410 3.25%
ODESSA, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,645 2.38%
Branson, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.90%
Great Plains National Bank's top markets include Oklahoma City, Dallas, Tulsa, Woodward, and Austin among others.

Their top states include:
  • Oklahoma (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Great Plains National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,287 $310,985,000 $241,636 $3,721 3.48%
    FHA 275 $54,235,000 $197,218 $7,223 3.15%
    VA 139 $38,475,000 $276,799 $7,463 2.95%
    USDA 26 $3,180,000 $122,308 $4,882 3.21%

    For 2021, Great Plains National Bank's most frequently originated type of loan was Conventional, with 1,287 originations. Their 2nd most popular type was FHA, with 275 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,244 $299,040,000 $240,386 $5,051 3.35%
    Refi 301 $72,885,000 $242,143 $3,729 3.49%
    Cash Out Refi 142 $30,900,000 $217,606 $4,458 3.14%
    Home Improvement 35 $3,785,000 $108,143 $2,835 4.26%
    Other 5 $265,000 $53,000 $1,557 5.45%

    For 2021, Great Plains National Bank's most frequently cited loan purpose was Home Purchase, with 1,244 originations. The 2nd most popular reason was Refi, with 301 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,252 $286,570,000 $228,890 $5,061 3.12%
    15 Year 224 $40,680,000 $181,607 $3,476 3.48%
    20 Year 67 $14,155,000 $211,269 $3,749 4.11%
    Other 61 $10,845,000 $177,787 $2,957 4.79%
    5 Year 47 $29,825,000 $634,574 $732 4.70%
    1 Year 40 $6,710,000 $167,750 $3,125 5.19%
    10 Year 24 $5,030,000 $209,583 $2,317 4.04%
    3 Year 12 $13,060,000 $1,088,333 $2,323 5.02%

    For 2021, Great Plains National Bank's most frequently cited loan duration was 30 Year, with 1,252 originations. The 2nd most popular length was 15 Year, with 224 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,116 $242,800,000 $217,563
    $<1k 161 $34,315,000 $213,137
    $2k-3k 93 $23,795,000 $255,860
    $3k-4k 42 $11,270,000 $268,333
    $5k+ 21 $10,605,000 $505,000
    $4k-5k 19 $5,515,000 $290,263

    Great Plains National Bank's average total fees were $5,061, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,116 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 637 $146,145,000 $229,427
    3-4% 635 $144,575,000 $227,677
    4-5% 243 $75,495,000 $310,679
    <2.5% 136 $32,780,000 $241,029
    5-6% 50 $6,220,000 $124,400
    6-7% 20 $1,330,000 $66,500
    7-8% 6 $330,000 $55,000

    During 2021, Great Plains National Bank's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 637 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 710 $190,600,000 $268,451 $5,118 3.12%
    $100k-200k 622 $93,790,000 $150,788 $4,337 3.27%
    $100,000 or less 265 $17,435,000 $65,792 $3,055 4.32%
    $400k-600k 93 $44,045,000 $473,602 $5,796 3.13%
    $1MM+ 19 $46,725,000 $2,459,211 $10,510 4.37%
    $600k-1MM 18 $14,280,000 $793,333 $16,867 3.82%

    2021 saw Great Plains National Bank place emphasis on $200k-400k loans with 710 originations, totaling $190,600,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 398 $73,400,000 $184,422 $4,692 3.20%
    $75k-100k 310 $66,980,000 $216,065 $4,798 3.23%
    $50k or less 291 $39,055,000 $134,210 $4,372 3.28%
    $100k-150k 288 $73,270,000 $254,410 $4,931 3.19%
    $150k-250k 179 $53,605,000 $299,469 $5,392 3.32%
    $250k+ 67 $26,115,000 $389,776 $4,779 3.48%

    Great Plains National Bank lent most frequently to those with incomes in the $50k-75k range, with 398 originations. The second most popular income band? $75k-100k, with 310 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 373 $80,835,000 $216,716 $4,526 3.23%
    30-36% 279 $62,225,000 $223,029 $4,485 3.21%
    <20% 119 $24,045,000 $202,059 $3,760 3.12%
    42% 63 $13,515,000 $214,524 $4,592 3.20%
    39% 63 $13,105,000 $208,016 $5,376 3.15%
    43% 61 $13,225,000 $216,803 $4,650 3.12%
    36% 58 $11,760,000 $202,759 $4,394 3.22%
    44% 56 $13,250,000 $236,607 $5,299 3.15%
    37% 53 $11,115,000 $209,717 $5,234 3.25%
    40% 51 $10,555,000 $206,961 $4,662 3.16%
    38% 50 $10,890,000 $217,800 $4,707 3.33%
    41% 47 $11,495,000 $244,574 $5,253 3.31%
    50-60% 46 $11,720,000 $254,783 $8,345 3.17%
    49% 44 $11,510,000 $261,591 $5,326 3.05%
    46% 37 $8,255,000 $223,108 $4,817 3.22%
    45% 36 $7,920,000 $220,000 $5,325 2.97%
    47% 34 $7,800,000 $229,412 $5,091 3.13%
    48% 26 $5,550,000 $213,462 $4,467 3.14%
    >60% 6 $1,340,000 $223,333 $4,371 4.75%

    Great Plains National Bank lent most frequently to those with DTI ratios of 20-30%, with 373 originations. The next most common DTI ratio? 30-36%, with 279 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,105 $238,605,000 $215,932 $4,705 3.28%
    Not applicable 163 $67,245,000 $412,546 $6,540 4.71%
    Not provided 210 $46,980,000 $223,714 $4,705 3.07%
    Black 87 $19,295,000 $221,782 $5,663 3.28%
    Asian 74 $17,590,000 $237,703 $4,743 3.16%
    American Indian 84 $16,380,000 $195,000 $4,572 3.15%
    Native Hawaiian or Islander 3 $695,000 $231,667 $5,258 2.96%
    Asian Indian 1 $85,000 $85,000 $0 7.25%

    Approval Rates

    Total approvals of all applications
    95.63%

    Great Plains National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    82.40%

    Great Plains National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,727 $406,875,000 $235,596

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,727 $406,875,000 $235,596

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 52 $6,810,000 $130,962 $3,268 3.74%
    40-60% 137 $26,805,000 $195,657 $3,523 3.42%
    60-80% 529 $147,835,000 $279,461 $3,966 3.55%
    80-100% 935 $208,205,000 $222,679 $5,011 3.24%
    Over 100% 35 $10,965,000 $313,286 $14,394 3.34%
    Under 20% 19 $1,095,000 $57,632 $1,018 4.82%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Great Plains National Bank 100 S Broadway St Taloga, OK 73667 Full Service B&M $55,785
    Great Plains National Bank 101 South Oklahoma Mangum, OK 73554 Full Service B&M $46,476
    Great Plains National Bank 120 West Jones Street Hollis, OK 73550 Full Service B&M $63,708
    Great Plains National Bank 12001 Northwest Expressway Piedmont, OK 73078 Full Service B&M $45,754
    Great Plains National Bank 128 East Main Street Sayre, OK 73662 Full Service B&M $59,920
    Great Plains National Bank 1300 S. Main Elk City, OK 73648 Full Service B&M $69,260
    Great Plains National Bank 201 North Glenn English Street Cordell, OK 73632 Full Service B&M $37,904
    Great Plains National Bank 2017 West Third Elk City, OK 73644 Full Service B&M $158,589
    Great Plains National Bank 2220 Oklahoma Avenue Woodward, OK 73801 Full Service B&M $70,272
    Great Plains National Bank 232 South Main Stillwater, OK 74074 Full Service B&M $17,896
    Great Plains National Bank 2850 S. Telephone Road Moore, OK 73160 Full Service B&M $16,031
    Great Plains National Bank 305 W Memorial Rd Ste A-2 Oklahoma City, OK 73114 Full Service B&M $7,408
    Great Plains National Bank 401 West Broadway Enid, OK 73701 Full Service B&M $49,411
    Great Plains National Bank 429 South Broadway Hobart, OK 73651 Full Service B&M $33,001
    Great Plains National Bank 5002 East Hwy 37 Tuttle, OK 73089 Full Service B&M $47,172
    Great Plains National Bank 550 South Oakwood Enid, OK 73703 Full Service B&M $9,288
    Great Plains National Bank 601 Nw 13th Street Oklahoma City, OK 73103 Full Service B&M $24,451
    Great Plains National Bank 6363 North State Highway 161 Irving, TX 75038 Full Service B&M $17,757
    Great Plains National Bank 6701 Broadway Ext Oklahoma City, OK 73116 Limited, Administrative $0
    Great Plains National Bank 7000 Preston Road Frisco, TX 75034 Full Service B&M $39,392
    Great Plains National Bank 710 S Country Club Rd El Reno, OK 73036 Full Service B&M $34,872

    For 2021, Great Plains National Bank had 21 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $59,036
    Net interest income $56,432
    Total noninterest income $20,723
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3,836
    Trading account gains and fees $0
    Additional Noninterest Income $16,887
    Pre-tax net operating income $22,701
    Securities gains (or losses, -) $16
    Income before extraordinary items $22,020
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $22,020
    Minority interest net income $0
    Net income $22,020
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $22,004

    Great Plains National Bank's gross interest income from loans was $59,036,000.
    Great Plains National Bank's net interest income from loans was $56,432,000.
    Great Plains National Bank's fee based income from loans was $3,836,000.
    Great Plains National Bank's net income from loans was $22,020,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,604
    Provision for credit losses $3,197
    Total noninterest expense $51,257
    Salaries and employee benefits $32,278
    Premises and equipment expense $4,952
    Additional noninterest expense $14,027
    Applicable income taxes $697
    Net charge-offs $1,327
    Cash dividends $10,136

    Great Plains National Bank's interest expense for loans was $2,604,000.
    Great Plains National Bank's payroll and benefits expense were $32,278,000.
    Great Plains National Bank's property, plant and equipment expenses $4,952,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $959,599
    Deposits held in domestic offices $959,599
    Deposits by Individuals, partnerships, and corporations $884,418
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $60,862
    Deposits by Commercial banks and other depository institutions in U.S. $14,319
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $440,371
    Demand deposits $415,308
    Nontransaction accounts $519,228
    Money market deposit accounts (MMDAs) $181,842
    Other savings deposits (excluding MMDAs) $103,357
    Total time deposits $234,027
    Total time and savings deposits $544,291
    Noninterest-bearing deposits $274,407
    Interest-bearing deposits $685,192
    Retail deposits $902,979
    IRAs and Keogh plan accounts $13,642
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,079,912
    Cash & Balances due from depository institutions $65,374
    Interest-bearing balances $51,274
    Total securities $56,011
    Federal funds sold & reverse repurchase $12,957
    Net loans and leases $892,283
    Loan and leases loss allowance $11,571
    Trading account assets $0
    Bank premises and fixed assets $24,521
    Other real estate owned $486
    Goodwill and other intangibles $1,148
    All other assets $27,132

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,079,912
    Total Liabilities $972,112
    Total deposits $959,599
    Interest-bearing deposits $685,192
    Deposits held in domestic offices $959,599
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $12,513

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $892,283
    Loan and leases loss allowance $11,571
    Total loans and leases (domestic) $903,854
    All real estate loans $606,746
    Real estate loans in domestic offices $606,746
    Construction and development loans $124,231
    Residential 1-4 family construction $54,710
    Other construction, all land development and other land $69,521
    Loans secured by nonfarm nonresidential properties $208,808
    Nonfarm nonresidential secured by owner-occupied properties $54,674
    Commercial real estate & other non-farm, non-residential $154,134
    Multifamily residential real estate $26,130
    1-4 family residential loans $166,207
    Farmland loans $81,370
    Loans held in foreign offices $0
    Farm loans $49,607
    Commercial and industrial loans $214,718
    To non-U.S. addressees $0
    Loans to individuals $31,324
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $13,655
    Other loans to individuals $17,669
    All other loans & leases $1,459
    Loans to foreign governments and official institutions $0
    Other loans $772
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $196
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Great Plains National Bank had $892,283,000 of loans outstanding in 2021. $606,746,000 of loans were in real estate loans. $124,231,000 of loans were in development loans. $26,130,000 of loans were in multifamily mortgage loans. $166,207,000 of loans were in 1-4 family mortgage loans. $49,607,000 of loans were in farm loans. $0 of loans were in credit card loans. $13,655,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 526 $98,181 $186,656
    Nonfarm, nonresidential loans - <$100k 208 $8,283 $39,822
    Nonfarm, nonresidential loans - $100-250k 156 $19,825 $127,083
    Nonfarm, nonresidential loans - $250k-1MM 162 $70,073 $432,549
    Commercial & Industrial, US addressed loans - <$1MM 1,176 $80,117 $68,127
    Commercial & Industrial, US addressed loans - <$100k 885 $19,781 $22,351
    Commercial & Industrial, US addressed loans - $100-250k 146 $15,131 $103,637
    Commercial & Industrial, US addressed loans - $250k-1MM 145 $45,205 $311,759
    Farmland loans - <$1MM 415 $43,813 $105,573
    Farmland loans - <$100k 201 $8,720 $43,383
    Farmland loans - $100-250k 167 $21,283 $127,443
    Farmland loans - $250k-1MM 47 $13,810 $293,830
    Agriculture operations loans - <$1MM 834 $32,714 $39,225
    Agriculture operations loans - <$100k 697 $15,455 $22,174
    Agriculture operations loans - $100-250k 100 $8,782 $87,820
    Agriculture operations loans - $250k-1MM 37 $8,477 $229,108