CARSON CITY Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Carson City averaged
6.62%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.63% and
one month ago for the week of 2025-02-27, the
average rate was 6.44%.
Carson City's average rate one year ago was 6.57%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Carson City 30 Year Fixed Rate | 2025-04-03 | 6.62% |
| Carson City 30 Year Fixed Rate Refi | 2025-04-03 | 6.94% |
| Carson City 15 Year Fixed Rate | 2025-04-03 | 5.82% |
| Carson City 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Carson City 30 Year FHA | 2025-04-03 | 5.92% |
| Carson City 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Carson City 30 Year VA | 2025-04-03 | 6.16% |
| Carson City 30 Year VA Refi | 2025-04-03 | 5.96% |
CARSON CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARSON CITY, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CARSON CITY Average Closing Costs & Other Stats
CARSON CITY, NV's 78 lenders originated 1,067
loans during 2024. The total origination value was $336,495,000, with an average loan value of
$315,366.
CARSON CITY's average closing costs are $6,306.
The top CARSON CITY lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
88 loans originated. Their average total fees are
$10,678, which is $5,456
higher than the next largest lender,
EAGLE HOME MORTGAGE, LLC.
The lowest fee CARSON CITY lenders (with over 10 loans originated) are
GREATER NEVADA LLC ($4,961), EAGLE HOME MORTGAGE, LLC ($5,223), QUICKEN LOANS, LLC ($6,543), MASON MCDUFFIE MORTGAGE CORPORATION ($6,908) and UNITED ($7,203).
The lowest rate CARSON CITY lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.25%), UNITED (6.22%), GREATER NEVADA LLC (6.47%), U.S. Bank (6.58%) and QUICKEN LOANS, LLC (6.66%).
CARSON CITY, NV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $37,625,000 | $48,830,000 | 29.8% | 14.5% |
| EAGLE HOME MORTGAGE, LLC | $13,095,000 | $46,820,000 | 257.5% | 13.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,975,000 | $22,355,000 | 24.4% | 6.6% |
| U.S. Bank | $8,660,000 | $17,840,000 | 106.0% | 5.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,220,000 | $16,955,000 | 134.8% | 5.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,540,000 | $15,940,000 | 111.4% | 4.7% |
| GREATER NEVADA LLC | $10,870,000 | $14,485,000 | 33.3% | 4.3% |
| QUICKEN LOANS, LLC | $14,345,000 | $12,955,000 | -9.7% | 3.8% |
| CBRE MULTIFAMILY CAPITAL, INC. | $9,195,000 | n/a | 2.7% | |
| UNITED | $11,735,000 | $6,555,000 | -44.1% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $1,315,000 | $5,410,000 | 311.4% | 1.6% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $7,275,000 | $4,735,000 | -34.9% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $1,780,000 | $4,400,000 | 147.2% | 1.3% |
| BROKER SOLUTIONS, INC. | $1,915,000 | $4,070,000 | 112.5% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $3,505,000 | $3,630,000 | 3.6% | 1.1% |
| SUMMIT FUNDING, INC. | $4,245,000 | $3,600,000 | -15.2% | 1.1% |
| Mortgage Research Center, LLC | $1,960,000 | $3,585,000 | 82.9% | 1.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,945,000 | $3,090,000 | 4.9% | 0.9% |
| Plains Commerce Bank | $1,015,000 | $2,780,000 | 173.9% | 0.8% |
| Zions Bank | $3,555,000 | $2,765,000 | -22.2% | 0.8% |
| CMG MORTGAGE, INC. | $800,000 | $2,590,000 | 223.8% | 0.8% |
| HOMEXPRESS MORTGAGE CORP. | $285,000 | $2,570,000 | 801.8% | 0.8% |
| TJC Mortgage, Inc. | $1,225,000 | $2,570,000 | 109.8% | 0.8% |
| LOANDEPOT.COM, LLC | $2,810,000 | $2,545,000 | -9.4% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $935,000 | $2,500,000 | 167.4% | 0.7% |
| CANOPY MORTGAGE, LLC | $2,390,000 | n/a | 0.7% | |
| NBKC BANK | $1,010,000 | $2,330,000 | 130.7% | 0.7% |
| USAA Federal Savings Bank | $1,305,000 | $2,275,000 | 74.3% | 0.7% |
| JPMorgan Chase Bank | $4,150,000 | $2,115,000 | -49.0% | 0.6% |
| Wells Fargo Bank | $1,915,000 | $1,820,000 | -5.0% | 0.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,810,000 | n/a | 0.5% | |
| Morgan Stanley Private Bank | $1,070,000 | $1,800,000 | 68.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $1,655,000 | $1,750,000 | 5.7% | 0.5% |
| GUARANTEED RATE, INC. | $475,000 | $1,720,000 | 262.1% | 0.5% |
| FIRST COLONY MORTGAGE CORPORATION | $1,680,000 | n/a | 0.5% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,605,000 | $1,620,000 | 0.9% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $485,000 | $1,540,000 | 217.5% | 0.5% |
| Bank of America | $3,090,000 | $1,485,000 | -51.9% | 0.4% |
| DIGNIFIED HOME LOANS, LLC | $185,000 | $1,470,000 | 694.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $585,000 | $1,365,000 | 133.3% | 0.4% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,380,000 | $1,360,000 | -1.4% | 0.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,465,000 | $1,330,000 | -9.2% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,225,000 | n/a | 0.4% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,150,000 | n/a | 0.3% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $1,100,000 | 947.6% | 0.3% |
| Figure Lending LLC | $580,000 | $1,040,000 | 79.3% | 0.3% |
| 21ST MORTGAGE CORPORATION | $360,000 | $995,000 | 176.4% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $980,000 | $950,000 | -3.1% | 0.3% |
| BMO Harris Bank | $445,000 | $895,000 | 101.1% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $1,200,000 | $885,000 | -26.3% | 0.3% |
| Prosperity Home Mortgage, LLC | $1,275,000 | $880,000 | -31.0% | 0.3% |
| Flagstar Bank, FSB | $770,000 | $875,000 | 13.6% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $205,000 | $865,000 | 322.0% | 0.3% |
| LAND HOME FINANCIAL SERVICES, INC. | $395,000 | $830,000 | 110.1% | 0.2% |
| NFM, INC. | $1,480,000 | $830,000 | -43.9% | 0.2% |
| MOUNTAIN WEST FINANCIAL, INC. | $765,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $760,000 | n/a | 0.2% | |
| ONY GLO, INC. | $760,000 | n/a | 0.2% | |
| LONGBRIDGE FINANCIAL, LLC | $550,000 | $750,000 | 36.4% | 0.2% |
| CLEARPATH LENDING | $735,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL | $2,595,000 | $715,000 | -72.4% | 0.2% |
| NEWREZ LLC | $310,000 | $710,000 | 129.0% | 0.2% |
| El Dorado Savings Bank, F.S.B. | $125,000 | $675,000 | 440.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $520,000 | $660,000 | 26.9% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $965,000 | $610,000 | -36.8% | 0.2% |
| PHH Mortgage Corporation | $155,000 | $590,000 | 280.6% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $985,000 | $565,000 | -42.6% | 0.2% |
| Citibank | $560,000 | n/a | 0.2% | |
| SPRING EQ, LLC | $55,000 | $550,000 | 900.0% | 0.2% |
| OCMBC, INC. | $105,000 | $540,000 | 414.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $550,000 | $540,000 | -1.8% | 0.2% |
| Discover Bank | $390,000 | $530,000 | 35.9% | 0.2% |
| BAY EQUITY LLC | $1,040,000 | $510,000 | -51.0% | 0.2% |
| Citizens National Bank of Greater St. Louis | $505,000 | n/a | 0.2% | |
| Inwood National Bank | $505,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $365,000 | $475,000 | 30.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $470,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $565,000 | $465,000 | -17.7% | 0.1% |
| A&D Mortgage LLC | $455,000 | n/a | 0.1% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $660,000 | $455,000 | -31.1% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | $450,000 | 500.0% | 0.1% |
| STANFORD Federal Credit Union | $445,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $385,000 | $435,000 | 13.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,125,000 | $425,000 | -62.2% | 0.1% |
| Axos Bank | $415,000 | n/a | 0.1% | |
| Sunflower Bank | $415,000 | n/a | 0.1% | |
| KINECTA | $625,000 | $405,000 | -35.2% | 0.1% |
| Nations Lending Corporation | $405,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $400,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $395,000 | n/a | 0.1% | |
| PNC Bank | $395,000 | n/a | 0.1% | |
| SANDIA LABORATORY | $395,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $55,000 | $390,000 | 609.1% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $325,000 | $385,000 | 18.5% | 0.1% |
| The Loan Store, Inc. | $1,240,000 | $380,000 | -69.4% | 0.1% |
| Arvest Bank | $365,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $335,000 | $365,000 | 9.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $990,000 | $355,000 | -64.1% | 0.1% |
| Umpqua Bank | $355,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $345,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,130,000 | $345,000 | -69.5% | 0.1% |
| Allied First Bank,sb | $325,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $105,000 | $325,000 | 209.5% | 0.1% |
| Charles Schwab Bank, SSB | $755,000 | $305,000 | -59.6% | 0.1% |
| INFINITY EQUITY GROUP, INC. | $355,000 | $305,000 | -14.1% | 0.1% |
| STAR ONE CREDIT UNION | $405,000 | $305,000 | -24.7% | 0.1% |
| Stifel Bank and Trust | $305,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $285,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
| Washington Federal Bank | $255,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $235,000 | n/a | 0.1% | |
| The Central Trust Bank | $535,000 | $215,000 | -59.8% | 0.1% |
| AMERICA FIRST | $155,000 | $210,000 | 35.5% | 0.1% |
| GEORGIA'S OWN | $210,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $3,065,000 | $205,000 | -93.3% | 0.1% |
| City National Bank | $205,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $205,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $850,000 | $195,000 | -77.1% | 0.1% |
| Glacier Bank | $9,230,000 | $185,000 | -98.0% | 0.1% |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $185,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $55,000 | $55,000 | 0.0% | 0.0% |
| American Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $275,000 | $55,000 | -80.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $35,000 | $45,000 | 28.6% | 0.0% |
CARSON CITY's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.5% market share. In second place, with 13.9%, is EAGLE HOME MORTGAGE, LLC, having originated $46,820,000 in loans. In third place, with 6.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,355,000 in loans. In fourth place, with 5.3%, is U.S. Bank, having originated $17,840,000 in loans. In fifth place, with 5.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $16,955,000 in loans.
CARSON CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $359,925 (12.3%) | $445,927 (15.5%) | 0.00 | 78 |
| 2018-02-01 | $369,700 (23.6%) | $438,097 (18.0%) | 0.00 | 61 |
| 2018-03-01 | $399,900 (34.4%) | $434,225 (17.1%) | 0.00 | 59 |
| 2018-04-01 | $408,150 (22.2%) | $447,672 (17.6%) | 0.00 | 65 |
| 2018-05-01 | $377,175 (12.4%) | $441,020 (15.3%) | 0.00 | 70 |
| 2018-06-01 | $395,000 (16.3%) | $458,939 (16.2%) | 0.00 | 70 |
| 2018-07-01 | $386,975 (8.1%) | $448,788 (11.3%) | 0.00 | 84 |
| 2018-08-01 | $386,963 (8.4%) | $446,962 (8.3%) | 0.00 | 93 |
| 2018-09-01 | $385,000 (6.9%) | $438,305 (4.6%) | 0.00 | 106 |
| 2018-10-01 | $379,975 (-1.1%) | $437,021 (-0.2%) | 0.00 | 106 |
| 2018-11-01 | $364,950 (-4.3%) | $424,720 (-4.0%) | 0.00 | 109 |
| 2018-12-01 | $366,000 (-0.8%) | $430,461 (0.8%) | 0.00 | 90 |
| 2019-01-01 | $379,688 (5.5%) | $427,670 (-4.1%) | 0.00 | 82 |
| 2019-02-01 | $411,625 (11.3%) | $433,028 (-1.2%) | 0.00 | 82 |
| 2019-03-01 | $402,536 (0.7%) | $442,488 (1.9%) | 0.00 | 86 |
| 2019-04-01 | $390,036 (-4.4%) | $457,506 (2.2%) | 0.00 | 90 |
| 2019-05-01 | $402,475 (6.7%) | $473,398 (7.3%) | 0.00 | 100 |
| 2019-06-01 | $407,000 (3.0%) | $463,251 (0.9%) | 0.00 | 124 |
| 2019-07-01 | $389,889 (0.8%) | $460,414 (2.6%) | 0.00 | 138 |
| 2019-08-01 | $391,123 (1.1%) | $473,722 (6.0%) | 0.00 | 142 |
| 2019-09-01 | $377,807 (-1.9%) | $476,603 (8.7%) | 0.00 | 138 |
| 2019-10-01 | $361,225 (-4.9%) | $478,523 (9.5%) | 0.00 | 132 |
| 2019-11-01 | $357,500 (-2.0%) | $492,430 (15.9%) | 0.00 | 115 |
| 2019-12-01 | $363,725 (-0.6%) | $527,170 (22.5%) | 0.00 | 96 |
| 2020-01-01 | $358,250 (-5.7%) | $477,262 (11.6%) | 0.00 | 84 |
| 2020-02-01 | $349,200 (-15.2%) | $428,412 (-1.1%) | 0.00 | 67 |
| 2020-03-01 | $355,950 (-11.6%) | $442,491 (0.0%) | 0.00 | 73 |
| 2020-04-01 | $395,000 (1.3%) | $462,887 (1.2%) | 0.00 | 91 |
| 2020-05-01 | $414,950 (3.1%) | $479,591 (1.3%) | 0.00 | 92 |
| 2020-06-01 | $416,500 (2.3%) | $495,261 (6.9%) | 0.00 | 76 |
| 2020-07-01 | $407,500 (4.5%) | $498,767 (8.3%) | 0.00 | 68 |
| 2020-08-01 | $395,000 (1.0%) | $487,530 (2.9%) | 0.00 | 62 |
| 2020-09-01 | $385,750 (2.1%) | $505,593 (6.1%) | 0.00 | 63 |
| 2020-10-01 | $380,000 (5.2%) | $477,438 (-0.2%) | 0.00 | 53 |
| 2020-11-01 | $394,950 (10.5%) | $473,913 (-3.8%) | 0.00 | 45 |
| 2020-12-01 | $401,125 (10.3%) | $1,009,533 (91.5%) | 0.00 | 30 |
| 2021-01-01 | $409,000 (14.2%) | $1,053,877 (120.8%) | 0.00 | 30 |
| 2021-02-01 | $417,350 (19.5%) | $1,315,226 (207.0%) | 0.00 | 18 |
| 2021-03-01 | $414,500 (16.5%) | $1,137,834 (157.1%) | 0.00 | 30 |
| 2021-04-01 | $426,225 (7.9%) | $894,317 (93.2%) | 0.00 | 56 |
| 2021-05-01 | $443,500 (6.9%) | $939,639 (95.9%) | 0.00 | 44 |
| 2021-06-01 | $500,950 (20.3%) | $970,927 (96.0%) | 0.00 | 45 |
| 2021-07-01 | $507,000 (24.4%) | $922,936 (85.0%) | 0.00 | 56 |
| 2021-08-01 | $494,000 (25.1%) | $840,008 (72.3%) | 0.00 | 77 |
| 2021-09-01 | $534,450 (38.6%) | $820,828 (62.4%) | 0.00 | 85 |
| 2021-10-01 | $545,000 (43.4%) | $877,331 (83.8%) | 0.00 | 74 |
| 2021-11-01 | $548,350 (38.8%) | $680,260 (43.5%) | 0.00 | 65 |
| 2021-12-01 | $515,000 (28.4%) | $659,379 (-34.7%) | 0.00 | 55 |
| 2022-01-01 | $497,500 (21.6%) | $643,837 (-38.9%) | 0.00 | 40 |
| 2022-02-01 | $481,950 (15.5%) | $604,721 (-54.0%) | 0.00 | 44 |
| 2022-03-01 | $484,950 (17.0%) | $592,110 (-48.0%) | 0.00 | 53 |
| 2022-04-01 | $514,800 (20.8%) | $657,011 (-26.5%) | 0.00 | 66 |
| 2022-05-01 | $507,000 (14.3%) | $641,096 (-31.8%) | 0.00 | 74 |
| 2022-06-01 | $505,750 (1.0%) | $621,071 (-36.0%) | 0.00 | 107 |
| 2022-07-01 | $532,000 (4.9%) | $757,960 (-17.9%) | 0.00 | 148 |
| 2022-08-01 | $492,000 (-0.4%) | $746,442 (-11.1%) | 0.00 | 143 |
| 2022-09-01 | $475,290 (-11.1%) | $701,905 (-14.5%) | 0.00 | 164 |
| 2022-10-01 | $475,880 (-12.7%) | $710,665 (-19.0%) | 0.00 | 165 |
| 2022-11-01 | $499,125 (-9.0%) | $773,316 (13.7%) | 0.00 | 151 |
| 2022-12-01 | $475,880 (-7.6%) | $774,222 (17.4%) | 0.00 | 151 |
| 2023-01-01 | $476,612 (-4.2%) | $821,731 (27.6%) | 0.00 | 118 |
| 2023-02-01 | $470,000 (-2.5%) | $924,432 (52.9%) | 0.00 | 79 |
| 2023-03-01 | $491,560 (1.4%) | $982,526 (65.9%) | 0.00 | 74 |
| 2023-04-01 | $499,950 (-2.9%) | $932,359 (41.9%) | 0.00 | 74 |
| 2023-05-01 | $582,475 (14.9%) | $922,774 (43.9%) | 0.00 | 92 |
| 2023-06-01 | $509,938 (0.8%) | $862,621 (38.9%) | 0.00 | 99 |
| 2023-07-01 | $589,950 (10.9%) | $850,082 (12.2%) | 0.00 | 104 |
| 2023-08-01 | $588,988 (19.7%) | $847,794 (13.6%) | 0.00 | 112 |
| 2023-09-01 | $574,950 (21.0%) | $828,528 (18.0%) | 0.00 | 119 |
| 2023-10-01 | $569,000 (19.6%) | $837,671 (17.9%) | 0.00 | 131 |
| 2023-11-01 | $572,500 (14.7%) | $839,374 (8.5%) | 0.00 | 126 |
| 2023-12-01 | $549,900 (15.6%) | $874,787 (13.0%) | 0.00 | 104 |
| 2024-01-01 | $571,706 (20.0%) | $925,141 (12.6%) | 0.00 | 94 |
| 2024-02-01 | $578,368 (23.1%) | $928,292 (0.4%) | 0.00 | 89 |
| 2024-03-01 | $545,000 (10.9%) | $868,672 (-11.6%) | 0.00 | 96 |
| 2024-04-01 | $552,111 (10.4%) | $874,296 (-6.2%) | 0.00 | 102 |
| 2024-05-01 | $561,164 (-3.7%) | $880,846 (-4.5%) | 0.00 | 121 |
| 2024-06-01 | $559,900 (9.8%) | $852,613 (-1.2%) | 0.00 | 133 |
| 2024-07-01 | $575,000 (-2.5%) | $846,529 (-0.4%) | 0.00 | 138 |
| 2024-08-01 | $572,500 (-2.8%) | $820,293 (-3.2%) | 0.00 | 143 |
| 2024-09-01 | $572,225 (-0.5%) | $813,043 (-1.9%) | 0.00 | 136 |
| 2024-10-01 | $557,250 (-2.1%) | $718,321 (-14.3%) | 0.00 | 137 |
| 2024-11-01 | $531,522 (-7.2%) | $594,075 (-29.2%) | 0.00 | 127 |
| 2024-12-01 | $526,950 (-4.2%) | $685,300 (-21.7%) | 0.00 | 102 |
| 2025-01-01 | $523,687 (-8.4%) | $682,399 (-26.2%) | 0.00 | 89 |
| 2025-02-01 | $526,237 (-9.0%) | $814,529 (-12.3%) | 0.00 | 82 |
| 2025-03-01 | $525,000 (-3.7%) | $806,341 (-7.2%) | 0.00 | 81 |
CARSON CITY's median listing price comes in at 0% of the national average.
CARSON CITY's average listing price for 2025-03-01 was $806,341, a difference of $-62,331 (-7.2%) versus the prior year and $-8,188 versus the prior month.
For the 2025-03-01 period, CARSON CITY had 81 MLS listings, a difference of -1 listings (-1%) versus the prior month and -15 listings (-16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,938 sqft |
| 2018-02-01 | 0 days | 1,990 sqft |
| 2018-03-01 | 0 days | 1,872 sqft |
| 2018-04-01 | 0 days | 2,083 sqft |
| 2018-05-01 | 0 days | 1,864 sqft |
| 2018-06-01 | 0 days | 1,833 sqft |
| 2018-07-01 | 0 days | 1,875 sqft |
| 2018-08-01 | 0 days | 1,965 sqft |
| 2018-09-01 | 0 days | 1,968 sqft |
| 2018-10-01 | 0 days | 1,901 sqft |
| 2018-11-01 | 0 days | 1,892 sqft |
| 2018-12-01 | 0 days | 1,862 sqft |
| 2019-01-01 | 0 days | 1,882 sqft |
| 2019-02-01 | 0 days | 1,948 sqft |
| 2019-03-01 | 0 days | 1,934 sqft |
| 2019-04-01 | 0 days | 1,911 sqft |
| 2019-05-01 | 0 days | 1,990 sqft |
| 2019-06-01 | 0 days | 2,020 sqft |
| 2019-07-01 | 0 days | 1,833 sqft |
| 2019-08-01 | 0 days | 1,801 sqft |
| 2019-09-01 | 0 days | 1,722 sqft |
| 2019-10-01 | 0 days | 1,641 sqft |
| 2019-11-01 | 0 days | 1,666 sqft |
| 2019-12-01 | 0 days | 1,627 sqft |
| 2020-01-01 | 0 days | 1,581 sqft |
| 2020-02-01 | 0 days | 1,588 sqft |
| 2020-03-01 | 0 days | 1,646 sqft |
| 2020-04-01 | 0 days | 1,776 sqft |
| 2020-05-01 | 0 days | 1,868 sqft |
| 2020-06-01 | 0 days | 1,927 sqft |
| 2020-07-01 | 0 days | 1,855 sqft |
| 2020-08-01 | 0 days | 1,775 sqft |
| 2020-09-01 | 0 days | 1,659 sqft |
| 2020-10-01 | 0 days | 1,662 sqft |
| 2020-11-01 | 0 days | 1,671 sqft |
| 2020-12-01 | 0 days | 1,782 sqft |
| 2021-01-01 | 0 days | 1,776 sqft |
| 2021-02-01 | 0 days | 1,753 sqft |
| 2021-03-01 | 0 days | 1,650 sqft |
| 2021-04-01 | 0 days | 1,752 sqft |
| 2021-05-01 | 0 days | 1,596 sqft |
| 2021-06-01 | 0 days | 1,797 sqft |
| 2021-07-01 | 0 days | 1,818 sqft |
| 2021-08-01 | 0 days | 1,789 sqft |
| 2021-09-01 | 0 days | 1,840 sqft |
| 2021-10-01 | 0 days | 1,973 sqft |
| 2021-11-01 | 0 days | 1,910 sqft |
| 2021-12-01 | 0 days | 1,731 sqft |
| 2022-01-01 | 0 days | 1,768 sqft |
| 2022-02-01 | 0 days | 1,609 sqft |
| 2022-03-01 | 0 days | 1,625 sqft |
| 2022-04-01 | 0 days | 1,779 sqft |
| 2022-05-01 | 0 days | 1,758 sqft |
| 2022-06-01 | 0 days | 1,768 sqft |
| 2022-07-01 | 0 days | 1,825 sqft |
| 2022-08-01 | 0 days | 1,745 sqft |
| 2022-09-01 | 0 days | 1,632 sqft |
| 2022-10-01 | 0 days | 1,667 sqft |
| 2022-11-01 | 0 days | 1,694 sqft |
| 2022-12-01 | 0 days | 1,686 sqft |
| 2023-01-01 | 0 days | 1,681 sqft |
| 2023-02-01 | 0 days | 1,676 sqft |
| 2023-03-01 | 0 days | 1,781 sqft |
| 2023-04-01 | 0 days | 1,813 sqft |
| 2023-05-01 | 0 days | 1,982 sqft |
| 2023-06-01 | 0 days | 1,823 sqft |
| 2023-07-01 | 0 days | 1,854 sqft |
| 2023-08-01 | 0 days | 1,944 sqft |
| 2023-09-01 | 0 days | 1,947 sqft |
| 2023-10-01 | 0 days | 1,943 sqft |
| 2023-11-01 | 0 days | 1,950 sqft |
| 2023-12-01 | 0 days | 1,903 sqft |
| 2024-01-01 | 0 days | 1,899 sqft |
| 2024-02-01 | 0 days | 1,854 sqft |
| 2024-03-01 | 0 days | 1,772 sqft |
| 2024-04-01 | 0 days | 1,835 sqft |
| 2024-05-01 | 0 days | 1,907 sqft |
| 2024-06-01 | 0 days | 1,912 sqft |
| 2024-07-01 | 0 days | 1,917 sqft |
| 2024-08-01 | 0 days | 1,907 sqft |
| 2024-09-01 | 0 days | 1,873 sqft |
| 2024-10-01 | 0 days | 1,835 sqft |
| 2024-11-01 | 0 days | 1,768 sqft |
| 2024-12-01 | 0 days | 1,771 sqft |
| 2025-01-01 | 0 days | 1,720 sqft |
| 2025-02-01 | 0 days | 1,715 sqft |
| 2025-03-01 | 0 days | 1,720 sqft |
CARSON CITY's median square footage for active listings during the 2025-03-01 period was 1,720 sqft. One year prior, the average listing was 1,772 sqft.
CARSON CITY, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 646 | $252,800,000 | $391,331 |
| Cash Out Refi | 133 | $26,645,000 | $200,338 |
| Home Improvement | 130 | $12,740,000 | $98,000 |
| Refi | 84 | $37,440,000 | $445,714 |
| Other | 74 | $6,870,000 | $92,838 |
Carson City's most frequently cited loan purpose was Home Purchase, with 646 originations. The 2nd most popular reason was Cash Out Refi, with 133 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 359 | $128,205,000 | $357,117 |
| Over 8% | 254 | $26,660,000 | $104,961 |
| 5-6% | 212 | $95,030,000 | $448,255 |
| 7-8% | 163 | $57,465,000 | $352,546 |
| 4-5% | 60 | $25,390,000 | $423,167 |
| <2.5% | 11 | $485,000 | $44,091 |
| 3-4% | 4 | $1,270,000 | $317,500 |
| 2.5-3% | 2 | $810,000 | $405,000 |
During 2024, Carson City's most frequently originated rate bucket was 6-7%, with 359 originations.
Loan Sizing (CARSON CITY, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 349 | $107,745,000 | $308,725 |
| $400k-600k | 298 | $143,000,000 | $479,866 |
| $100,000 or less | 216 | $12,350,000 | $57,176 |
| $100k-200k | 142 | $20,250,000 | $142,606 |
| $600k-1000k | 58 | $40,760,000 | $702,759 |
| $Over $1MM | 4 | $12,390,000 | $3,097,500 |
CARSON CITY's loan sizing saw the bucket of loans from $200k-400k with 349 originations, totaling $107,745,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 369 | $164,165,000 | $444,892 |
| Under 20% | 222 | $14,550,000 | $65,541 |
| 60-80% | 220 | $95,780,000 | $435,364 |
| 20-40% | 118 | $19,270,000 | $163,305 |
| 40-60% | 109 | $30,465,000 | $279,495 |
| Over 100% | 13 | $6,285,000 | $483,462 |
CARSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 369 originations, totaling $164,165,000 in origination value.