Wallick & Volk Mortgage Rates, Fees & Info

Cheyenne, WY

LEI: 549300FWQNRPTKXB8G79

Tax ID: 83-0171636

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Wallick & Volk is a small mortgage company specializing in Home Purchase and Refi loans. Wallick & Volk has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Flagstaff, Seattle, Prescott Valley, and Dallas among others. We have data for 113 markets. (Some data included below & more in-depth data is available with an active subscription.)

Wallick & Volk has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wallick & Volk is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 4/22/24
30 Year Conventional Refi 6.76% 4/22/24
30 Year Cash-out Refi 7.00% 4/22/24
30 Year FHA Purchase 7.44% 4/22/24
30 Year FHA Refi 7.42% 4/22/24
30 Year VA Purchase 6.25% 4/22/24
30 Year VA Refi 6.25% 4/22/24
30 Year USDA Purchase 6.57% 4/22/24
15 Year Conventional Purchase 6.50% 4/22/24
15 Year Conventional Refi 6.44% 4/22/24
15 Year Cash-out Refi 6.44% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Wallick & Volk Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Wallick & Volk. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,827

Origination Dollar Volume (All Markets)

$2,176,205,000
Show all (24) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,620 $412,690,000 $254,747 $4,953 3.36%
FLAGSTAFF, AZ (FHA|USDA|VA) 767 $229,045,000 $298,625 $4,760 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 643 $219,685,000 $341,656 $5,063 3.01%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 650 $162,940,000 $250,677 $5,341 3.33%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 538 $133,330,000 $247,825 $6,638 3.46%
CHEYENNE, WY (FHA|USDA|VA) 576 $131,130,000 $227,656 $5,003 2.80%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 313 $124,375,000 $397,364 $7,946 3.02%
WACO, TX (FHA|USDA|VA) 506 $104,190,000 $205,909 $3,599 3.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 492 $103,480,000 $210,325 $5,251 3.27%
CASPER, WY (FHA|USDA|VA) 582 $94,190,000 $161,838 $3,409 2.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 321 $54,675,000 $170,327 $4,107 3.62%
VICTORIA, TX (FHA|USDA|VA) 254 $53,450,000 $210,433 $5,625 3.19%
EL CENTRO, CA (FHA|USDA|VA) 196 $43,490,000 $221,888 $5,892 3.02%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 202 $41,180,000 $203,861 $3,693 3.28%
Outside of Metro Areas 216 $37,080,000 $171,667 $4,165 3.11%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 104 $27,320,000 $262,692 $6,918 2.70%
Outside of Metro Areas 94 $24,820,000 $264,043 $6,221 3.11%
Show Low, AZ (FHA|USDA|VA) 111 $22,715,000 $204,640 $4,835 3.39%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $15,125,000 $487,903 $8,483 3.29%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 52 $13,790,000 $265,192 $6,074 3.37%
Aberdeen, WA (FHA|USDA|VA) 54 $11,780,000 $218,148 $5,035 2.71%
Brenham, TX (FHA|USDA|VA) 49 $9,965,000 $203,367 $2,936 3.31%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 41 $9,225,000 $225,000 $4,220 2.66%
Port Lavaca, TX (FHA|USDA|VA) 45 $8,835,000 $196,333 $6,065 3.33%
Huntsville, TX (FHA|USDA|VA) 36 $6,880,000 $191,111 $2,477 3.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $5,125,000 $205,000 $4,274 3.26%
Payson, AZ (FHA|USDA|VA) 18 $4,870,000 $270,556 $4,565 3.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $4,755,000 $279,706 $5,244 3.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $4,085,000 $371,364 $3,141 3.40%
TUCSON, AZ (FHA|USDA|VA) 16 $3,550,000 $221,875 $3,973 3.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,280,000 $328,000 $5,341 2.81%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $3,160,000 $225,714 $4,966 3.27%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $2,645,000 $203,462 $6,069 3.48%
SANTA FE, NM (FHA|USDA|VA) 12 $2,350,000 $195,833 $3,847 3.38%
Sandpoint, ID (FHA|USDA|VA) 5 $2,265,000 $453,000 $7,097 3.13%
Shelton, WA (FHA|USDA|VA) 8 $2,200,000 $275,000 $6,284 3.28%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,125,000 $303,571 $5,810 2.79%
Port Angeles, WA (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,580 2.29%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,860,000 $310,000 $7,069 3.23%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,795,000 $359,000 $8,814 2.80%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,615,000 $538,333 $7,400 3.79%
Laramie, WY (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,774 2.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $1,410,000 $352,500 $1,970 3.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,325,000 $265,000 $4,228 3.13%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,315,000 $263,000 $4,214 2.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,275,000 $182,143 $4,891 2.91%
Riverton, WY (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,484 2.41%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,185,000 $395,000 $3,243 3.42%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,990 2.94%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,024 3.09%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,672 3.17%
Ellensburg, WA (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,140 3.63%
El Campo, TX (FHA|USDA|VA) 5 $835,000 $167,000 $5,478 3.20%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $800,000 $400,000 $1,655 3.50%
Moscow, ID (FHA|USDA|VA) 4 $800,000 $200,000 $5,768 3.13%
WENATCHEE, WA (FHA|USDA|VA) 2 $720,000 $360,000 $2,898 3.13%
YUMA, AZ (FHA|USDA|VA) 3 $675,000 $225,000 $4,969 3.54%
Crescent City, CA (FHA|USDA|VA) 2 $660,000 $330,000 $860 3.19%
Durango, CO (FHA|USDA|VA) 2 $660,000 $330,000 $3,804 2.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $650,000 $325,000 $3,339 2.81%
Uvalde, TX (FHA|USDA|VA) 4 $630,000 $157,500 $4,797 3.62%
TYLER, TX (FHA|USDA|VA) 3 $555,000 $185,000 $4,552 3.42%
Steamboat Springs, CO (FHA|USDA|VA) 2 $540,000 $270,000 $8,084 3.38%
Granbury, TX (FHA|USDA|VA) 4 $540,000 $135,000 $5,048 3.53%
Moses Lake, WA (FHA|USDA|VA) 3 $505,000 $168,333 $5,131 3.00%
Sheridan, WY (FHA|USDA|VA) 2 $490,000 $245,000 $6,105 3.06%
MIDLAND, TX (FHA|USDA|VA) 1 $455,000 $455,000 $6,286 3.13%
Jackson, WY-ID (FHA|USDA|VA) 1 $425,000 $425,000 $7,670 3.38%
YUBA CITY, CA (FHA|USDA|VA) 1 $355,000 $355,000 $4,542 3.38%
Hailey, ID (FHA|USDA|VA) 1 $355,000 $355,000 $5,123 3.38%
Breckenridge, CO (FHA|USDA|VA) 1 $325,000 $325,000 $4,599 2.88%
LAREDO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,073 2.75%
Mountain Home, ID (FHA|USDA|VA) 1 $315,000 $315,000 $9,437 3.25%
North Platte, NE (FHA|USDA|VA) 1 $305,000 $305,000 $13,657 2.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $305,000 $305,000 $132 4.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $300,000 $150,000 $5,212 3.88%
Lufkin, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,153 3.50%
Athens, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,163 3.31%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,703 3.25%
Roswell, NM (FHA|USDA|VA) 1 $265,000 $265,000 $6,344 2.88%
EL PASO, TX (FHA|USDA|VA) 2 $260,000 $130,000 $5,652 3.50%
YAKIMA, WA (FHA|USDA|VA) 2 $250,000 $125,000 $5,098 1.81%
Bay City, TX (FHA|USDA|VA) 2 $250,000 $125,000 $3,778 4.25%
Las Vegas, NM (FHA|USDA|VA) 1 $245,000 $245,000 $5,188 3.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $245,000 $245,000 $3,137 3.25%
Clovis, NM (FHA|USDA|VA) 3 $245,000 $81,667 $2,376 4.25%
LAS CRUCES, NM (FHA|USDA|VA) 1 $235,000 $235,000 $4,132 3.63%
Kerrville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,741 3.38%
Stephenville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,634 2.38%
Gainesville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,733 5.13%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $215,000 $71,667 $2,801 1.92%
FRESNO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,106 3.50%
EspaƱola, NM (FHA|USDA|VA) 1 $205,000 $205,000 $1,738 2.75%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,784 3.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,899 2.75%
Rockport, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,216 3.00%
Evanston, WY (FHA|USDA|VA) 1 $175,000 $175,000 $6,748 3.38%
Corsicana, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,799 4.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,288 3.25%
Hobbs, NM (FHA|USDA|VA) 1 $155,000 $155,000 $6,036 3.38%
Borger, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,219 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 1 $155,000 $155,000 $4,231 3.50%
Edwards, CO (FHA|USDA|VA) 1 $155,000 $155,000 $4,091 3.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,977 2.75%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,989 3.50%
Beeville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,504 4.63%
Rock Springs, WY (FHA|USDA|VA) 2 $140,000 $70,000 $1,821 1.50%
Sulphur Springs, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,754 4.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,547 3.13%
SALEM, OR (FHA|USDA|VA) 1 $105,000 $105,000 $2,496 2.75%
BOULDER, CO (FHA|USDA|VA) 1 $105,000 $105,000 $3,362 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $105,000 $105,000 $2,265 2.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,085 3.38%
Wallick & Volk's top markets include Phoenix, Flagstaff, Seattle, Prescott Valley, and Dallas among others.

Their top states include:
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Wallick & Volk based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    American National Bank & Trust
    Similarity Rank: 132
    SPOKANE FIREFIGHTERS CREDIT UNION
    Similarity Rank: 231
    WESTSTAR MORTGAGE CORPORATION
    Similarity Rank: 322
    Chaffey Federal Credit Union
    Similarity Rank: 345
    ARIZONA CENTRAL
    Similarity Rank: 352
    TRISTAR FINANCE, INC.
    Similarity Rank: 378
    MANHATTAN FINANCIAL GROUP, INC.
    Similarity Rank: 384
    AAXY L.L.C.
    Similarity Rank: 387
    First Credit Union
    Similarity Rank: 539

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,143 $1,508,775,000 $245,609 $4,068 3.10%
    FHA 1,973 $458,335,000 $232,304 $7,069 3.43%
    VA 621 $189,225,000 $304,710 $7,126 3.11%
    USDA 90 $19,870,000 $220,778 $5,908 3.05%

    For 2020, Wallick & Volk's most frequently originated type of loan was Conventional, with 6,143 originations. Their 2nd most popular type was FHA, with 1,973 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,177 $1,207,855,000 $233,312 $5,174 3.16%
    Refi 2,581 $686,895,000 $266,135 $4,400 3.11%
    Cash Out Refi 1,015 $269,495,000 $265,512 $5,701 3.41%
    Other 53 $11,545,000 $217,830 $4,841 3.42%
    Home Improvement 1 $415,000 $415,000 $8,352 4.38%

    For 2020, Wallick & Volk's most frequently cited loan purpose was Home Purchase, with 5,177 originations. The 2nd most popular reason was Refi, with 2,581 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,869 $2,014,695,000 $256,029 $5,241 3.28%
    15 Year 558 $121,300,000 $217,384 $3,983 2.76%
    Other 129 $10,505,000 $81,434 $1,309 0.87%
    20 Year 109 $27,245,000 $249,954 $5,195 3.21%
    10 Year 85 $1,905,000 $22,412 $522 3.20%
    3 Year 77 $555,000 $7,208 $5 0.00%

    For 2020, Wallick & Volk's most frequently cited loan duration was 30 Year, with 7,869 originations. The 2nd most popular length was 15 Year, with 558 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,016 $632,290,000 $209,645
    $1k-2k 1,942 $483,190,000 $248,811
    $2k-3k 999 $224,125,000 $224,349
    $3k-4k 950 $231,850,000 $244,053
    $5k+ 906 $335,170,000 $369,945
    $4k-5k 681 $197,775,000 $290,419

    Wallick & Volk's average total fees were $5,241, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,016 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,342 $1,118,770,000 $257,662
    2.5-3% 2,887 $767,505,000 $265,849
    <2.5% 799 $110,255,000 $137,991
    4-5% 691 $167,475,000 $242,366
    5-6% 108 $12,200,000 $112,963

    During 2020, Wallick & Volk's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 4,342 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,641 $1,284,825,000 $276,842 $5,645 3.29%
    $100k-200k 2,523 $408,585,000 $161,944 $4,071 3.32%
    $400k-600k 839 $391,525,000 $466,657 $6,960 3.21%
    $100,000 or less 729 $20,975,000 $28,772 $892 1.89%
    $600k-1MM 88 $61,290,000 $696,477 $11,197 3.25%
    $1MM+ 7 $9,005,000 $1,286,429 $17,163 3.11%

    2020 saw Wallick & Volk place emphasis on $200k-400k loans with 4,641 originations, totaling $1,284,825,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,592 $550,640,000 $212,438 $4,904 3.15%
    $100k-150k 1,719 $506,985,000 $294,930 $5,547 3.19%
    $75k-100k 1,698 $426,420,000 $251,131 $5,305 3.18%
    $50k or less 1,555 $244,635,000 $157,322 $4,095 3.19%
    $150k-250k 806 $285,600,000 $354,342 $5,594 3.26%
    $250k+ 237 $93,525,000 $394,620 $5,538 3.24%

    Wallick & Volk lent most frequently to those with incomes in the $50k-75k range, with 2,592 originations. The second most popular income band? $100k-150k, with 1,719 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,670 $403,470,000 $241,599 $4,295 3.12%
    30-36% 1,528 $378,170,000 $247,493 $4,710 3.14%
    <20% 619 $116,815,000 $188,716 $3,203 2.89%
    50-60% 534 $135,110,000 $253,015 $7,383 3.45%
    44% 511 $128,315,000 $251,106 $5,822 3.24%
    43% 386 $100,330,000 $259,922 $5,360 3.31%
    42% 360 $92,530,000 $257,028 $5,642 3.24%
    41% 355 $88,095,000 $248,155 $5,043 3.22%
    39% 355 $85,105,000 $239,732 $4,861 3.11%
    40% 325 $76,255,000 $234,631 $4,947 3.05%
    49% 295 $79,085,000 $268,085 $5,877 3.34%
    38% 285 $69,045,000 $242,263 $4,735 3.14%
    37% 268 $66,860,000 $249,478 $4,656 3.21%
    36% 262 $65,700,000 $250,763 $4,994 3.22%
    45% 252 $66,770,000 $264,960 $5,182 3.30%
    46% 244 $65,600,000 $268,852 $6,163 3.31%
    48% 236 $60,770,000 $257,500 $5,946 3.36%
    47% 202 $52,250,000 $258,663 $5,388 3.20%
    >60% 15 $5,365,000 $357,667 $10,219 2.70%

    Wallick & Volk lent most frequently to those with DTI ratios of 20-30%, with 1,670 originations. The next most common DTI ratio? 30-36%, with 1,528 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,036 $1,724,770,000 $245,135 $4,909 3.16%
    Not provided 890 $224,430,000 $252,169 $4,996 3.24%
    Black 564 $134,270,000 $238,067 $6,112 3.35%
    Asian 176 $54,660,000 $310,568 $5,605 3.04%
    American Indian 116 $25,090,000 $216,293 $4,705 3.02%
    Asian Indian 11 $3,985,000 $362,273 $3,901 3.33%
    Native Hawaiian or Islander 14 $3,120,000 $222,857 $4,364 2.74%
    Other Asian 5 $1,565,000 $313,000 $7,075 2.40%
    Other Pacific Islander 4 $1,450,000 $362,500 $10,639 3.25%
    Filipino 6 $1,380,000 $230,000 $3,337 3.56%
    Vietnamese 2 $830,000 $415,000 $7,611 3.63%
    Korean 1 $355,000 $355,000 $209 3.13%
    Chinese 1 $225,000 $225,000 $1,571 2.63%
    Samoan 1 $75,000 $75,000 $3,479 2.88%

    Approval Rates

    Total approvals of all applications
    94.38%

    Wallick & Volk has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.04%

    Wallick & Volk has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,827 $2,176,205,000 $246,540

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 308 $58,230,000 $189,058
    Single Family (1-4 Units):Site-Built 8,519 $2,117,975,000 $248,618

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 239 $40,785,000 $170,649 $3,396 3.06%
    40-60% 942 $213,790,000 $226,953 $3,988 3.08%
    60-80% 2,511 $702,925,000 $279,938 $4,886 3.28%
    80-100% 4,447 $1,164,465,000 $261,854 $5,693 3.37%
    Over 100% 145 $47,685,000 $328,862 $12,539 3.19%
    Under 20% 543 $6,555,000 $12,072 $202 1.38%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    WELLS FARGO & COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 269 14.5%
    WELLS FARGO & COMPANY Conventional home mortgage Closing on a mortgage 89 4.8%
    WELLS FARGO & COMPANY Conventional home mortgage Credit monitoring or identity theft protection services 2 0.1%
    WELLS FARGO & COMPANY Conventional home mortgage Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY Conventional home mortgage Incorrect information on your report 53 2.9%
    WELLS FARGO & COMPANY Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 10 0.5%
    WELLS FARGO & COMPANY Conventional home mortgage Struggling to pay mortgage 254 13.7%
    WELLS FARGO & COMPANY Conventional home mortgage Trouble during payment process 519 28.0%
    WELLS FARGO & COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 39 2.1%
    WELLS FARGO & COMPANY FHA mortgage Closing on a mortgage 8 0.4%
    WELLS FARGO & COMPANY FHA mortgage Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY FHA mortgage Incorrect information on your report 18 1.0%
    WELLS FARGO & COMPANY FHA mortgage Problem with a credit reporting company's investigation into an existing problem 10 0.5%
    WELLS FARGO & COMPANY FHA mortgage Struggling to pay mortgage 82 4.4%
    WELLS FARGO & COMPANY FHA mortgage Trouble during payment process 95 5.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 48 2.6%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Closing on a mortgage 10 0.5%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Incorrect information on your report 3 0.2%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 0.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Struggling to pay mortgage 17 0.9%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 49 2.6%
    WELLS FARGO & COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 26 1.4%
    WELLS FARGO & COMPANY Other type of mortgage Closing on a mortgage 15 0.8%
    WELLS FARGO & COMPANY Other type of mortgage Incorrect information on your report 12 0.6%
    WELLS FARGO & COMPANY Other type of mortgage Struggling to pay mortgage 26 1.4%
    WELLS FARGO & COMPANY Other type of mortgage Trouble during payment process 67 3.6%
    WELLS FARGO & COMPANY Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.1%
    WELLS FARGO & COMPANY Reverse mortgage Closing on a mortgage 2 0.1%
    WELLS FARGO & COMPANY Reverse mortgage Struggling to pay mortgage 2 0.1%
    WELLS FARGO & COMPANY Reverse mortgage Trouble during payment process 6 0.3%
    WELLS FARGO & COMPANY VA mortgage Applying for a mortgage or refinancing an existing mortgage 22 1.2%
    WELLS FARGO & COMPANY VA mortgage Closing on a mortgage 25 1.3%
    WELLS FARGO & COMPANY VA mortgage Incorrect information on your report 6 0.3%
    WELLS FARGO & COMPANY VA mortgage Struggling to pay mortgage 22 1.2%
    WELLS FARGO & COMPANY VA mortgage Trouble during payment process 41 2.2%