Wallick & Volk Mortgage Rates, Fees & Info
Cheyenne, WYLEI: 549300FWQNRPTKXB8G79
Tax ID: 83-0171636
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Mortgage Data
Review & Overview
Wallick & Volk is a smaller mortgage company specializing in Home Purchase loans. Wallick & Volk has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Flagstaff, Prescott Valley, Cheyenne, and Seattle among others. We have data for 83 markets. (Some data included below & more in-depth data is available with an active subscription.)Wallick & Volk has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wallick & Volk is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.39% | 4/22/24 |
| 30 Year Conventional Refi | 6.76% | 4/22/24 |
| 30 Year Cash-out Refi | 7.00% | 4/22/24 |
| 30 Year FHA Purchase | 7.44% | 4/22/24 |
| 30 Year FHA Refi | 7.42% | 4/22/24 |
| 30 Year VA Purchase | 6.25% | 4/22/24 |
| 30 Year VA Refi | 6.25% | 4/22/24 |
| 30 Year USDA Purchase | 6.57% | 4/22/24 |
| 15 Year Conventional Purchase | 6.50% | 4/22/24 |
| 15 Year Conventional Refi | 6.44% | 4/22/24 |
| 15 Year Cash-out Refi | 6.44% | 4/22/24 |
| 15 Year VA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Wallick & Volk Mortgage Calculator
Your Estimates
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This is not an official calculator from Wallick & Volk. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,626Origination Dollar Volume (All Markets)
$776,130,000Awards
Wallick & Volk - 2022
Wallick & Volk is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 363 | $129,195,000 | $355,909 | $8,467 | 4.87% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 189 | $80,955,000 | $428,333 | $9,055 | 4.90% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 228 | $67,560,000 | $296,316 | $9,051 | 4.93% |
| CHEYENNE, WY (FHA|USDA|VA) | 242 | $63,910,000 | $264,091 | $7,607 | 4.29% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 108 | $52,690,000 | $487,870 | $8,811 | 4.81% |
| CASPER, WY (FHA|USDA|VA) | 277 | $52,075,000 | $187,996 | $5,438 | 3.82% |
| WACO, TX (FHA|USDA|VA) | 190 | $48,440,000 | $254,947 | $6,365 | 5.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 167 | $47,855,000 | $286,557 | $8,779 | 5.21% |
| EL CENTRO, CA (FHA|USDA|VA) | 119 | $34,305,000 | $288,277 | $9,085 | 4.51% |
| VICTORIA, TX (FHA|USDA|VA) | 118 | $27,470,000 | $232,797 | $7,376 | 4.74% |
| Outside of Metro Areas | 110 | $24,760,000 | $225,091 | $6,388 | 4.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 94 | $21,700,000 | $230,851 | $6,144 | 5.40% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 90 | $21,540,000 | $239,333 | $5,581 | 5.09% |
| Outside of Metro Areas | 31 | $10,915,000 | $352,097 | $9,981 | 4.89% |
| Show Low, AZ (FHA|USDA|VA) | 37 | $10,405,000 | $281,216 | $7,548 | 4.90% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 16 | $5,360,000 | $335,000 | $5,392 | 4.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $5,030,000 | $314,375 | $6,690 | 4.94% |
| Brenham, TX (FHA|USDA|VA) | 19 | $4,825,000 | $253,947 | $6,298 | 5.18% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $4,335,000 | $481,667 | $12,591 | 5.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,730,000 | $621,667 | $8,344 | 3.33% |
| Payson, AZ (FHA|USDA|VA) | 11 | $3,725,000 | $338,636 | $9,915 | 5.24% |
| Aberdeen, WA (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $8,219 | 5.24% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $8,763 | 5.38% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $6,559 | 3.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $9,241 | 4.73% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $9,642 | 5.56% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,185,000 | $728,333 | $13,554 | 4.00% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $7,694 | 5.56% |
| Port Lavaca, TX (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $7,917 | 5.14% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $5,119 | 4.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $2,010,000 | $1,005,000 | $2,061 | 4.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $20,241 | 3.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $9,626 | 4.50% |
| Laramie, WY (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,343 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $7,623 | 5.98% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $9,026 | 4.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $9,138 | 5.69% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,051 | 4.16% |
| Gillette, WY (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $5,282 | 3.41% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,662 | 5.04% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,028 | 3.92% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,735 | 4.79% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $2,915 | 5.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $15,129 | 5.56% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,272 | 4.51% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,923 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,016 | 4.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $7,929 | 6.13% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,319 | 5.31% |
| Sheridan, WY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,583 | 3.33% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,993 | 6.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,847 | 4.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,891 | 5.67% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $14,680 | 5.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $13,496 | 5.63% |
| Riverton, WY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,166 | 4.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,110 | 5.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,142 | 5.56% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,238 | 3.94% |
| Durango, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,132 | 6.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,951 | 6.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,160 | 6.63% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,614 | 2.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,672 | 4.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,829 | 4.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,198 | 4.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,905 | 4.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,992 | 4.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,935 | 5.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,053 | 3.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,349 | 6.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,174 | 5.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,420 | 4.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.63% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,765 | 4.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,375 | 6.13% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,985 | 4.88% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,083 | 7.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,008 | 5.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,680 | 4.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,303 | 5.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,466 | 5.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,849 | 3.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Wallick & Volk based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Wallick & Volk's most frequently originated type of loan was Conventional, with 1,707 originations. Their 2nd most popular type was FHA, with 663 originations.
Loan Reason
For 2022, Wallick & Volk's most frequently cited loan purpose was Home Purchase, with 2,177 originations. The 2nd most popular reason was Cash Out Refi, with 299 originations.
Loan Duration/Length
For 2022, Wallick & Volk's most frequently cited loan duration was 30 Year, with 2,476 originations. The 2nd most popular length was 15 Year, with 47 originations.
Origination Fees/Closing Costs
Wallick & Volk's average total fees were $7,865, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 762 originations.
Interest Rates
During 2022, Wallick & Volk's average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 5-6%, with 798 originations.
Loan Sizing
2022 saw Wallick & Volk place emphasis on $200k-400k loans with 1,413 originations, totaling $409,705,000 in origination value.
Applicant Income
Wallick & Volk lent most frequently to those with incomes in the $50k-75k range, with 692 originations. The second most popular income band? $100k-150k, with 611 originations.
Applicant Debt to Income Ratio
Wallick & Volk lent most frequently to those with DTI ratios of 30-36%, with 401 originations. The next most common DTI ratio? 20-30%, with 339 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.73%
Wallick & Volk has an average approval rate.
Pick Rate
Approvals leading to origination73.99%
Wallick & Volk has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,626 | $776,130,000 | $295,556 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| WELLS FARGO & COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 13.8% |
| WELLS FARGO & COMPANY | Conventional home mortgage | Closing on a mortgage | 3 | 10.3% |
| WELLS FARGO & COMPANY | Conventional home mortgage | Incorrect information on your report | 1 | 3.4% |
| WELLS FARGO & COMPANY | Conventional home mortgage | Struggling to pay mortgage | 4 | 13.8% |
| WELLS FARGO & COMPANY | Conventional home mortgage | Trouble during payment process | 10 | 34.5% |
| WELLS FARGO & COMPANY | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 3.4% |
| WELLS FARGO & COMPANY | FHA mortgage | Struggling to pay mortgage | 3 | 10.3% |
| WELLS FARGO & COMPANY | FHA mortgage | Trouble during payment process | 2 | 6.9% |
| WELLS FARGO & COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.4% |