Orangeburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Orangeburg averaged 6.86% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 6.97% and one month ago for the week of 2024-05-30, the average rate was 6.94%.

Orangeburg's average rate one year ago was 6.62%.

For refis of the same type during the week of 2024-07-03, the average rate was 7.35%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Orangeburg 30 Year Fixed Rate 2024-07-03 6.86%
Orangeburg 30 Year Fixed Rate Refi 2024-07-03 7.35%
Orangeburg 15 Year Fixed Rate 2024-07-03 6.05%
Orangeburg 15 Year Fixed Rate Refi 2024-07-03 6.45%
Orangeburg 30 Year FHA 2024-07-03 6.5%
Orangeburg 30 Year FHA Refi 2024-07-03 6.52%
Orangeburg 30 Year USDA 2024-07-03 6.84%
Orangeburg 30 Year USDA Refi 2024-07-03 6.84%
Orangeburg 30 Year VA 2024-07-03 6.24%
Orangeburg 30 Year VA Refi 2024-07-03 6.48%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Orangeburg, SC.

Orangeburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Orangeburg, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 16 6.87% $6,617
South State Bank 15 6.75% $4,964
NAVY FEDERAL CREDIT UNION 9 6.90% $3,073
First-Citizens Bank & Trust Company 9 6.57% $4,161
CROSSCOUNTRY MORTGAGE, LLC 7 7.19% $5,166
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.87% $7,686
GUILD MORTGAGE COMPANY 6 7.10% $6,758
PENNYMAC LOAN SERVICES, LLC 5 6.12% $4,001
Wells Fargo Bank 5 6.75% $4,358
UNITED WHOLESALE MORTGAGE, LLC 5 7.42% $4,663
DHI MORTGAGE COMPANY, LTD. 5 5.60% $2,664
MIDLAND MORTGAGE CORPORATION 4 7.06% $6,507
CAROLINA ONE MORTGAGE, LLC 4 6.75% $5,876
First Palmetto Bank 4 6.72% $4,128
Ameris Bank 4 6.69% $5,888
21ST MORTGAGE CORPORATION 4 7.98% $6,121
MOVEMENT MORTGAGE, LLC 4 6.97% $4,099
SOUTH CAROLINA FEDERAL CREDIT UNION 3 7.42% $5,087
First Reliance Bank 3 7.29% $3,098
Mr. Cooper ( Nationstar Mortgage ) 3 7.20% $7,053
The Bank of South Carolina 3 6.67% $6,176
Truist 3 6.79% $4,519
Bank of America 2 5.94% $4,207
Synovus Bank 2 6.50% $3,835
Mortgage Research Center, LLC 2 6.69% $1,280
Princeton Mortgage Corporation 2 6.87% $4,729
United Community Bank 2 6.94% $5,066
Northpointe Bank 2 6.75% $6,478
AgFirst Farm Credit Bank 2 7.44% $5,716
CHURCHILL MORTGAGE CORPORATION 2 6.50% $5,968
RESOURCE FINANCIAL SERVICES, INC. 2 6.69% $5,655
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.44% $6,109
GENEVA FINANCIAL, LLC 1 7.88% $12,083
GUARANTEED RATE AFFINITY, LLC 1 6.99% $3,941
GUARANTEED RATE, INC. 1 6.08% $3,731
Assurance Financial Group, L.L.C. 1 7.50% $4,159
HANSCOM 1 6.38% $3,047
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $5,668
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $6,192
HOWARD HANNA FINANCIAL SERVICES, INC. 1 7.13% $5,474
INTERCOASTAL MORTGAGE COMPANY 1 6.38% $3,169
INTERLINC MORTGAGE SERVICES, LLC 1 7.13% $1,786
JPMorgan Chase Bank 1 7.00% $5,063
LOANDEPOT.COM, LLC 1 6.88% $4,830
Magnolia Bank 1 6.88% $5,142
Metro City Bank 1 8.00% $5,773
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.25% $5,653
Morgan Stanley Private Bank 1 5.30% $3,158
MORTGAGE ACCESS CORP. 1 6.75% $12,289
ARC HOME LLC 1 8.50% $5,830
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.38% $3,632
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.38% $14,987
NEWREZ LLC 1 7.25% $4,359
NFM, INC. 1 7.63% $4,450
ANGEL OAK HOME LOANS LLC 1 6.88% $5,499
PNC Bank 1 5.50% $6,084
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $5,779
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $4,732
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $4,810
AMERICAN FINANCIAL RESOURCES, INC. 1 7.50% $5,591
Regions Bank 1 6.75% $3,809
REV FEDERAL CREDIT UNION 1 7.63% $8,907
ROYAL UNITED MORTGAGE LLC 1 6.63% $4,522
SAFE FEDERAL CREDIT UNION 1 4.38% $3,715
Sandy Spring Bank 1 6.49% $5,589
Security Federal Bank 1 7.50% $4,038
Sierra Pacific Mortgage Company, Inc. 1 7.63% $13,151
South Atlantic Bank 1 6.13% $4,812
AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $6,859
Alcova Mortgage LLC 1 7.38% $6,036
SOUTHWEST STAGE FUNDING, LLC 1 7.33% $6,408
USAA Federal Savings Bank 1 6.88% $960
The Loan Store, Inc. 1 6.50% $4,778
The Park National Bank 1 6.38% $3,939
ACOPIA, LLC 1 7.38% $6,296
CHARLOTTE METRO FEDERAL CREDIT UNION 1 4.99% $3,625
CMG MORTGAGE, INC. 1 6.63% $8,548
CARDINAL FINANCIAL 1 5.99% $5,643
CPM Federal Credit Union 1 6.52% $3,885
DEEPHAVEN MORTGAGE LLC 1 8.38% $7,771
DELMAR FINANCIAL COMPANY 1 5.63% $10,539
BETTER MORTGAGE CORPORATION 1 5.88% $2,794
Discover Bank 1 8.24% $0
ENCORE BANK 1 6.13% $4,102
First Bank 1 6.50% $4,282
BAYCOAST MORTGAGE COMPANY, LLC 1 7.63% $4,326
FIRST COMMUNITY MORTGAGE, INC. 1 7.13% $5,370
First Federal Savings and Loan Association of Lakewood 1 8.10% $4,422

Orangeburg Average Closing Costs & Other Stats

Orangeburg, SC's 88 lenders originated 884 loans during 2023. The total origination value was $155,150,000, with an average loan value of $175,509.

Orangeburg's average closing costs are $5,294.

The top Orangeburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $6,617, which is $1,653 higher than the next largest lender, South State Bank.

The lowest fee Orangeburg lenders (with over 10 loans originated) are South State Bank ($4,964), QUICKEN LOANS, LLC ($6,617), .

The lowest rate Orangeburg lenders (with over 10 loans originated) are South State Bank (6.75%), QUICKEN LOANS, LLC (6.87%), .

Orangeburg, SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $10,465,000 $7,705,000 -26.4% 5.0%
South State Bank $12,730,000 $6,985,000 -45.1% 4.5%
Mortgage Research Center, LLC $7,520,000 $6,270,000 -16.6% 4.0%
DHI MORTGAGE COMPANY, LTD. $1,510,000 $5,365,000 255.3% 3.5%
GUILD MORTGAGE COMPANY $5,745,000 $5,235,000 -8.9% 3.4%
21ST MORTGAGE CORPORATION $5,955,000 $5,145,000 -13.6% 3.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,875,000 $4,675,000 149.3% 3.0%
First-Citizens Bank & Trust Company $9,955,000 $4,430,000 -55.5% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $4,565,000 $4,100,000 -10.2% 2.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,855,000 $4,055,000 5.2% 2.6%
Ameris Bank $3,580,000 $4,010,000 12.0% 2.6%
NAVY FEDERAL CREDIT UNION $2,090,000 $3,785,000 81.1% 2.4%
CROSSCOUNTRY MORTGAGE, LLC $3,055,000 $3,215,000 5.2% 2.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,135,000 $3,050,000 42.9% 2.0%
S. C. STATE FEDERAL CREDIT UNION $1,585,000 $2,525,000 59.3% 1.6%
CMG MORTGAGE, INC. $2,120,000 $2,405,000 13.4% 1.6%
MIDLAND MORTGAGE CORPORATION $2,870,000 $2,310,000 -19.5% 1.5%
CAROLINA ONE MORTGAGE, LLC $2,260,000 $2,295,000 1.5% 1.5%
WALKER & DUNLOP, LLC $2,165,000 n/a 1.4%
First Bank $1,880,000 n/a 1.2%
Truist $1,930,000 $1,505,000 -22.0% 1.0%
LIMA ONE CAPITAL, LLC $695,000 $1,500,000 115.8% 1.0%
First Palmetto Bank $1,420,000 $1,495,000 5.3% 1.0%
FARMERS & MERCHANTS BANK OF SOUTH CAROLINA $1,455,000 n/a 0.9%
Wells Fargo Bank $3,840,000 $1,400,000 -63.5% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,410,000 $1,365,000 -3.2% 0.9%
AgFirst Farm Credit Bank $635,000 $1,360,000 114.2% 0.9%
TRIAD FINANCIAL SERVICES, INC. $330,000 $1,325,000 301.5% 0.9%
The Fidelity Bank $1,305,000 n/a 0.8%
MOVEMENT MORTGAGE, LLC $1,065,000 $1,285,000 20.7% 0.8%
CARDINAL FINANCIAL $1,200,000 $1,260,000 5.0% 0.8%
AMERICAN FINANCIAL RESOURCES, INC. $710,000 $1,240,000 74.6% 0.8%
PENNYMAC LOAN SERVICES, LLC $3,225,000 $1,225,000 -62.0% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $2,360,000 $1,155,000 -51.1% 0.7%
CPM Federal Credit Union $620,000 $1,085,000 75.0% 0.7%
THRIVE MORTGAGE, LLC $335,000 $1,075,000 220.9% 0.7%
NEWREZ LLC $765,000 $1,045,000 36.6% 0.7%
The Bank of South Carolina $1,005,000 n/a 0.6%
SAFE FEDERAL CREDIT UNION $780,000 $990,000 26.9% 0.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $960,000 392.3% 0.6%
SOUTH CAROLINA FEDERAL CREDIT UNION $2,590,000 $940,000 -63.7% 0.6%
BROKER SOLUTIONS, INC. $2,205,000 $920,000 -58.3% 0.6%
Synovus Bank $910,000 n/a 0.6%
CHURCHILL MORTGAGE CORPORATION $900,000 n/a 0.6%
INTERLINC MORTGAGE SERVICES, LLC $725,000 $900,000 24.1% 0.6%
United Community Bank $900,000 $895,000 -0.6% 0.6%
LOANDEPOT.COM, LLC $3,955,000 $890,000 -77.5% 0.6%
Princeton Mortgage Corporation $185,000 $890,000 381.1% 0.6%
First Reliance Bank $210,000 $850,000 304.8% 0.5%
NATION ONE MORTGAGE CORPORATION $815,000 n/a 0.5%
Enterprise Bank of South Carolina $1,810,000 $810,000 -55.2% 0.5%
SOUTHWEST STAGE FUNDING, LLC $280,000 $795,000 183.9% 0.5%
TOWNE MORTGAGE COMPANY $1,110,000 $785,000 -29.3% 0.5%
First Horizon Bank $450,000 $775,000 72.2% 0.5%
NTFN, INC. $1,415,000 $770,000 -45.6% 0.5%
SOUTHPOINT FINANCIAL SERVICES, INC. $670,000 $765,000 14.2% 0.5%
Coastal Carolina National Bank $725,000 n/a 0.5%
JPMorgan Chase Bank $1,020,000 $690,000 -32.4% 0.4%
Carrington Mortgage Services, LLC $1,370,000 $670,000 -51.1% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,590,000 $660,000 -58.5% 0.4%
Bank of America $1,240,000 $645,000 -48.0% 0.4%
The Citizens Bank $25,000 $620,000 2,380.0% 0.4%
RESOURCE FINANCIAL SERVICES, INC. $370,000 $615,000 66.2% 0.4%
USAA Federal Savings Bank $345,000 $605,000 75.4% 0.4%
First Community Bank $125,000 $580,000 364.0% 0.4%
RELIANCE FIRST CAPITAL, LLC $560,000 n/a 0.4%
AMERICAN FINANCIAL NETWORK, INC. $555,000 n/a 0.4%
GUARANTEED RATE, INC. $1,155,000 $540,000 -53.2% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $530,000 n/a 0.3%
Southern First Bank $335,000 $520,000 55.2% 0.3%
Morgan Stanley Private Bank $515,000 n/a 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,320,000 $510,000 -61.4% 0.3%
Atlantic Coast Mortgage, LLC $500,000 n/a 0.3%
DELMAR FINANCIAL COMPANY $155,000 $500,000 222.6% 0.3%
The Federal Savings Bank $175,000 $500,000 185.7% 0.3%
VILLAGE CAPITAL MORTGAGE $125,000 $500,000 300.0% 0.3%
South Atlantic Bank $480,000 n/a 0.3%
Northpointe Bank $430,000 $445,000 3.5% 0.3%
NFM, INC. $295,000 $430,000 45.8% 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 $425,000 117.9% 0.3%
BANK OF CLARENDON $425,000 n/a 0.3%
Prosperity Home Mortgage, LLC $115,000 $425,000 269.6% 0.3%
LENDINGHOME FUNDING CORPORATION $525,000 $420,000 -20.0% 0.3%
NEW DAY FINANCIAL, LLC $1,795,000 $420,000 -76.6% 0.3%
NORWICH COMMERCIAL GROUP, INC. $415,000 n/a 0.3%
Assurance Financial Group, L.L.C. $350,000 $410,000 17.1% 0.3%
Century Mortgage Company DBA Century Lending Company $405,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $780,000 $405,000 -48.1% 0.3%
LOANPAL, LLC $295,000 $390,000 32.2% 0.3%
Renasant Bank $195,000 $390,000 100.0% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $260,000 $380,000 46.2% 0.2%
MORTGAGE EQUITY PARTNERS LLC $425,000 $350,000 -17.6% 0.2%
DEEPHAVEN MORTGAGE LLC $345,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $85,000 $345,000 305.9% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $340,000 n/a 0.2%
TEMPLE VIEW CAPITAL FUNDING, LP $340,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $505,000 $335,000 -33.7% 0.2%
1ST SIGNATURE LENDING, LLC $850,000 $330,000 -61.2% 0.2%
GENEVA FINANCIAL, LLC $425,000 $325,000 -23.5% 0.2%
ACOPIA, LLC $295,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 n/a 0.2%
AMERITRUST MORTGAGE CORPORATION $295,000 n/a 0.2%
CSL Financial, LLC $295,000 n/a 0.2%
MORTGAGEONE, INC. $295,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $135,000 $290,000 114.8% 0.2%
MORTGAGE ACCESS CORP. $285,000 n/a 0.2%
Capital Bank $275,000 n/a 0.2%
Equity Prime Mortgage LLC $1,150,000 $265,000 -77.0% 0.2%
Sierra Pacific Mortgage Company, Inc. $265,000 n/a 0.2%
AMWEST FUNDING CORP. $735,000 $260,000 -64.6% 0.2%
Hometown Equity Mortgage, LLC $675,000 $260,000 -61.5% 0.2%
Palmetto State Bank $250,000 n/a 0.2%
Alcova Mortgage LLC $955,000 $245,000 -74.3% 0.2%
MICHIGAN MUTUAL, INC. $175,000 $245,000 40.0% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $465,000 $240,000 -48.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,590,000 $240,000 -84.9% 0.2%
EVERETT FINANCIAL, INC. $135,000 $235,000 74.1% 0.2%
Goldwater Bank, N.A. $235,000 n/a 0.2%
HANSCOM $235,000 n/a 0.2%
PNC Bank $315,000 $235,000 -25.4% 0.2%
Metro City Bank $275,000 $225,000 -18.2% 0.1%
Pinnacle Bank $970,000 $225,000 -76.8% 0.1%
PLAZA HOME MORTGAGE, INC. $265,000 $225,000 -15.1% 0.1%
REV FEDERAL CREDIT UNION $950,000 $225,000 -76.3% 0.1%
United Bank $635,000 $225,000 -64.6% 0.1%
VERITAS FUNDING, LLC $225,000 n/a 0.1%
AgSouth Farm Credit, ACA $215,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $215,000 n/a 0.1%
First Federal Savings and Loan Association of Lakewood $195,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $615,000 $190,000 -69.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $440,000 $190,000 -56.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $260,000 $185,000 -28.8% 0.1%
US MORTGAGE CORPORATION $180,000 n/a 0.1%
Discover Bank $100,000 $170,000 70.0% 0.1%
Franklin Loan Corporation $165,000 n/a 0.1%
The Loan Store, Inc. $165,000 n/a 0.1%
Arthur State Bank $100,000 $155,000 55.0% 0.1%
HOMESIDE FINANCIAL, LLC $155,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $155,000 n/a 0.1%
Palmetto Citizens Federal Credit Union $230,000 $155,000 -32.6% 0.1%
The Park National Bank $155,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $145,000 n/a 0.1%
ARC HOME LLC $145,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $455,000 $145,000 -68.1% 0.1%
ENCORE BANK $145,000 n/a 0.1%
Flagstar Bank, FSB $715,000 $145,000 -79.7% 0.1%
Magnolia Bank $2,125,000 $145,000 -93.2% 0.1%
Sandy Spring Bank $145,000 n/a 0.1%
Security Federal Bank $620,000 $145,000 -76.6% 0.1%
UNION HOME MORTGAGE CORP. $225,000 $145,000 -35.6% 0.1%
Paramount Residential Mortgage Group, Inc. $715,000 $135,000 -81.1% 0.1%
Plains Commerce Bank $65,000 $135,000 107.7% 0.1%
ANGEL OAK HOME LOANS LLC $260,000 $125,000 -51.9% 0.1%
BAYCOAST MORTGAGE COMPANY, LLC $125,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $2,000,000 $115,000 -94.3% 0.1%
MILEND, INC. $115,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $1,980,000 $105,000 -94.7% 0.1%
DOMINION FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $95,000 n/a 0.1%
Commerce Home Mortgage, Inc. $435,000 $85,000 -80.5% 0.1%
Lakeview Community Capital, LLC $195,000 $85,000 -56.4% 0.1%
ALLSOUTH $25,000 $75,000 200.0% 0.0%
Regions Bank $75,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $310,000 $75,000 -75.8% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $65,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $375,000 $65,000 -82.7% 0.0%
Barrington Bank & Trust Company, N.A. $210,000 $55,000 -73.8% 0.0%
STATE EMPLOYEES' $360,000 $55,000 -84.7% 0.0%
EASTMAN $35,000 n/a 0.0%
Gateway First Bank $895,000 $25,000 -97.2% 0.0%

Orangeburg's top lender by overall market share is QUICKEN LOANS, LLC, with 5.0% market share. In second place, with 4.5%, is South State Bank, having originated $6,985,000 in loans. In third place, with 4.0%, is Mortgage Research Center, LLC, having originated $6,270,000 in loans. In fourth place, with 3.5%, is DHI MORTGAGE COMPANY, LTD., having originated $5,365,000 in loans. In fifth place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $5,235,000 in loans.


Orangeburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Orangeburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $131,900 (-5.7%) $174,128 (1.5%) 0.00 341
2018-02-01 $135,575 (-0.5%) $181,484 (6.6%) 0.00 345
2018-03-01 $139,250 (4.1%) $184,764 (8.8%) 0.00 349
2018-04-01 $138,625 (2.8%) $186,375 (8.4%) 0.00 366
2018-05-01 $139,575 (0.8%) $189,532 (6.7%) 0.00 360
2018-06-01 $139,900 (1.6%) $190,540 (6.4%) 0.00 362
2018-07-01 $139,900 (0.0%) $188,679 (6.2%) 0.00 379
2018-08-01 $147,718 (10.5%) $192,120 (14.2%) 0.00 387
2018-09-01 $148,995 (11.2%) $192,559 (13.2%) 0.00 393
2018-10-01 $146,450 (12.4%) $189,314 (13.9%) 0.00 389
2018-11-01 $145,225 (11.3%) $194,601 (15.4%) 0.00 387
2018-12-01 $142,500 (8.8%) $190,409 (13.3%) 0.00 374
2019-01-01 $146,173 (10.8%) $194,834 (11.9%) 0.00 346
2019-02-01 $149,700 (10.4%) $198,464 (9.4%) 0.00 344
2019-03-01 $157,000 (12.8%) $204,329 (10.6%) 0.00 358
2019-04-01 $163,750 (18.1%) $209,543 (12.4%) 0.00 370
2019-05-01 $159,800 (14.5%) $207,088 (9.3%) 0.00 375
2019-06-01 $159,900 (14.3%) $203,806 (7.0%) 0.00 365
2019-07-01 $160,950 (15.1%) $206,626 (9.5%) 0.00 358
2019-08-01 $167,632 (13.5%) $211,162 (9.9%) 0.00 339
2019-09-01 $168,655 (13.2%) $212,727 (10.5%) 0.00 319
2019-10-01 $169,675 (15.9%) $215,061 (13.6%) 0.00 303
2019-11-01 $196,500 (35.3%) $235,877 (21.2%) 0.00 228
2019-12-01 $177,475 (24.5%) $233,145 (22.4%) 0.00 230
2020-01-01 $169,800 (16.2%) $228,470 (17.3%) 0.00 213
2020-02-01 $159,900 (6.8%) $217,760 (9.7%) 0.00 205
2020-03-01 $152,000 (-3.2%) $208,753 (2.2%) 0.00 202
2020-04-01 $152,000 (-7.2%) $212,067 (1.2%) 0.00 193
2020-05-01 $177,000 (10.8%) $237,178 (14.5%) 0.00 177
2020-06-01 $167,125 (4.5%) $252,478 (23.9%) 0.00 159
2020-07-01 $199,000 (23.6%) $273,742 (32.5%) 0.00 151
2020-08-01 $199,900 (19.3%) $274,751 (30.1%) 0.00 144
2020-09-01 $199,900 (18.5%) $259,905 (22.2%) 0.00 139
2020-10-01 $194,500 (14.6%) $264,317 (22.9%) 0.00 129
2020-11-01 $161,725 (-17.7%) $232,768 (-1.3%) 0.00 154
2020-12-01 $170,425 (-4.0%) $240,201 (3.0%) 0.00 129
2021-01-01 $175,000 (3.1%) $228,913 (0.2%) 0.00 112
2021-02-01 $159,900 (0.0%) $226,961 (4.2%) 0.00 114
2021-03-01 $161,125 (6.0%) $235,545 (12.8%) 0.00 99
2021-04-01 $180,000 (18.4%) $271,915 (28.2%) 0.00 96
2021-05-01 $175,000 (-1.1%) $317,748 (34.0%) 0.00 80
2021-06-01 $175,850 (5.2%) $295,290 (17.0%) 0.00 84
2021-07-01 $222,000 (11.6%) $308,977 (12.9%) 0.00 89
2021-08-01 $172,450 (-13.7%) $299,165 (8.9%) 0.00 91
2021-09-01 $176,225 (-11.8%) $295,410 (13.7%) 0.00 100
2021-10-01 $225,000 (15.7%) $309,220 (17.0%) 0.00 112
2021-11-01 $239,900 (48.3%) $311,951 (34.0%) 0.00 107
2021-12-01 $238,825 (40.1%) $301,358 (25.5%) 0.00 108
2022-01-01 $231,250 (32.1%) $279,745 (22.2%) 0.00 102
2022-02-01 $236,798 (48.1%) $272,562 (20.1%) 0.00 93
2022-03-01 $237,125 (47.2%) $271,778 (15.4%) 0.00 77
2022-04-01 $238,500 (32.5%) $259,933 (-4.4%) 0.00 81
2022-05-01 $273,100 (56.1%) $279,842 (-11.9%) 0.00 89
2022-06-01 $310,000 (76.3%) $306,578 (3.8%) 0.00 99
2022-07-01 $326,900 (47.3%) $308,209 (-0.3%) 0.00 130
2022-08-01 $318,473 (84.7%) $308,917 (3.3%) 0.00 122
2022-09-01 $326,650 (85.4%) $325,277 (10.1%) 0.00 124
2022-10-01 $314,900 (40.0%) $330,064 (6.7%) 0.00 134
2022-11-01 $304,950 (27.1%) $337,875 (8.3%) 0.00 120
2022-12-01 $296,450 (24.1%) $321,936 (6.8%) 0.00 130
2023-01-01 $304,175 (31.5%) $324,258 (15.9%) 0.00 130
2023-02-01 $269,750 (13.9%) $297,968 (9.3%) 0.00 133
2023-03-01 $272,475 (14.9%) $290,854 (7.0%) 0.00 145
2023-04-01 $275,000 (15.3%) $271,316 (4.4%) 0.00 147
2023-05-01 $249,000 (-8.8%) $256,734 (-8.3%) 0.00 168
2023-06-01 $254,450 (-17.9%) $266,414 (-13.1%) 0.00 146
2023-07-01 $274,900 (-15.9%) $283,509 (-8.0%) 0.00 139
2023-08-01 $267,198 (-16.1%) $288,989 (-6.5%) 0.00 145
2023-09-01 $250,000 (-23.5%) $271,642 (-16.5%) 0.00 145
2023-10-01 $259,925 (-17.5%) $293,088 (-11.2%) 0.00 140
2023-11-01 $263,450 (-13.6%) $289,401 (-14.4%) 0.00 158
2023-12-01 $279,900 (-5.6%) $300,727 (-6.6%) 0.00 177
2024-01-01 $269,525 (-11.4%) $299,950 (-7.5%) 0.00 172
2024-02-01 $265,949 (-1.4%) $303,963 (2.0%) 0.00 186
2024-03-01 $275,000 (0.9%) $325,597 (12.0%) 0.00 201
2024-04-01 $274,450 (-0.2%) $309,256 (14.0%) 0.00 189
2024-05-01 $269,500 (8.2%) $302,215 (17.7%) 0.00 183
2024-06-01 $269,900 (6.1%) $319,667 (20.0%) 0.00 185
Orangeburg's median listing price for 2024-06-01 was $269,900, a difference of $15,450 (6.1%) versus the prior year and $400 versus the prior month.

Orangeburg's median listing price comes in at 0% of the national average.

Orangeburg's average listing price for 2024-06-01 was $319,667, a difference of $53,253 (20.0%) versus the prior year and $17,452 versus the prior month.

For the 2024-06-01 period, Orangeburg had 185 MLS listings, a difference of 2 listings (1%) versus the prior month and 39 listings (27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Orangeburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,805 sqft
2018-02-01 0 days 1,839 sqft
2018-03-01 0 days 1,830 sqft
2018-04-01 0 days 1,852 sqft
2018-05-01 0 days 1,865 sqft
2018-06-01 0 days 1,920 sqft
2018-07-01 0 days 1,814 sqft
2018-08-01 0 days 1,808 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,783 sqft
2018-11-01 0 days 1,769 sqft
2018-12-01 0 days 1,740 sqft
2019-01-01 0 days 1,732 sqft
2019-02-01 0 days 1,805 sqft
2019-03-01 0 days 1,812 sqft
2019-04-01 0 days 1,808 sqft
2019-05-01 0 days 1,793 sqft
2019-06-01 0 days 1,781 sqft
2019-07-01 0 days 1,824 sqft
2019-08-01 0 days 1,825 sqft
2019-09-01 0 days 1,835 sqft
2019-10-01 0 days 1,847 sqft
2019-11-01 0 days 1,960 sqft
2019-12-01 0 days 1,955 sqft
2020-01-01 0 days 1,860 sqft
2020-02-01 0 days 1,853 sqft
2020-03-01 0 days 1,853 sqft
2020-04-01 0 days 1,868 sqft
2020-05-01 0 days 1,900 sqft
2020-06-01 0 days 1,912 sqft
2020-07-01 0 days 2,012 sqft
2020-08-01 0 days 2,150 sqft
2020-09-01 0 days 2,098 sqft
2020-10-01 0 days 2,095 sqft
2020-11-01 0 days 1,994 sqft
2020-12-01 0 days 1,901 sqft
2021-01-01 0 days 1,850 sqft
2021-02-01 0 days 1,810 sqft
2021-03-01 0 days 1,807 sqft
2021-04-01 0 days 1,862 sqft
2021-05-01 0 days 2,002 sqft
2021-06-01 0 days 1,941 sqft
2021-07-01 0 days 1,905 sqft
2021-08-01 0 days 1,748 sqft
2021-09-01 0 days 1,779 sqft
2021-10-01 0 days 1,905 sqft
2021-11-01 0 days 1,959 sqft
2021-12-01 0 days 1,920 sqft
2022-01-01 0 days 2,000 sqft
2022-02-01 0 days 2,005 sqft
2022-03-01 0 days 1,952 sqft
2022-04-01 0 days 1,919 sqft
2022-05-01 0 days 2,073 sqft
2022-06-01 0 days 2,179 sqft
2022-07-01 0 days 2,150 sqft
2022-08-01 0 days 2,149 sqft
2022-09-01 0 days 2,121 sqft
2022-10-01 0 days 2,109 sqft
2022-11-01 0 days 2,141 sqft
2022-12-01 0 days 2,095 sqft
2023-01-01 0 days 2,010 sqft
2023-02-01 0 days 1,934 sqft
2023-03-01 0 days 1,952 sqft
2023-04-01 0 days 1,932 sqft
2023-05-01 0 days 1,906 sqft
2023-06-01 0 days 1,929 sqft
2023-07-01 0 days 2,000 sqft
2023-08-01 0 days 1,997 sqft
2023-09-01 0 days 1,908 sqft
2023-10-01 0 days 1,924 sqft
2023-11-01 0 days 1,770 sqft
2023-12-01 0 days 1,774 sqft
2024-01-01 0 days 1,773 sqft
2024-02-01 0 days 1,773 sqft
2024-03-01 0 days 1,774 sqft
2024-04-01 0 days 1,774 sqft
2024-05-01 0 days 1,720 sqft
2024-06-01 0 days 1,763 sqft
Orangeburg's median listing age (time on market) for 2024-06-01 was 0 days.

Orangeburg's median square footage for active listings during the 2024-06-01 period was 1,763 sqft. One year prior, the average listing was 1,929 sqft.

Orangeburg, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 611 $118,265,000 $193,560
Cash Out Refi 120 $19,690,000 $164,083
Home Improvement 57 $4,995,000 $87,632
Other 49 $4,825,000 $98,469
Refi 47 $7,375,000 $156,915

Orangeburg's most frequently cited loan purpose was Home Purchase, with 611 originations. The 2nd most popular reason was Cash Out Refi, with 120 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 288 $61,880,000 $214,861
7-8% 210 $38,380,000 $182,762
Over 8% 187 $20,395,000 $109,064
5-6% 113 $23,955,000 $211,991
4-5% 35 $5,575,000 $159,286
<2.5% 17 $115,000 $6,765
3-4% 11 $1,285,000 $116,818

During 2023, Orangeburg's most frequently originated rate bucket was 6-7%, with 288 originations.

Loan Sizing (Orangeburg, SC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 345 $51,065,000 $148,014
$200k-400k 268 $71,490,000 $266,754
$100,000 or less 241 $14,465,000 $60,021
$400k-600k 23 $10,845,000 $471,522
$600k-1000k 4 $2,710,000 $677,500
$Over $1MM 3 $4,575,000 $1,525,000

Orangeburg's loan sizing saw the bucket of loans from $100k-200k with 345 originations, totaling $51,065,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 468 $94,910,000 $202,799
60-80% 156 $31,080,000 $199,231
40-60% 76 $12,040,000 $158,421
20-40% 68 $5,700,000 $83,824
Under 20% 68 $2,510,000 $36,912
Over 100% 21 $4,735,000 $225,476

Orangeburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 468 originations, totaling $94,910,000 in origination value.