Orangeburg Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Orangeburg averaged
6.99%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.9% and
one month ago for the week of 2024-10-10, the
average rate was 6.43%.
Orangeburg's average rate one year ago was 7.61%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.28%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Orangeburg 30 Year Fixed Rate | 2024-11-14 | 6.99% |
| Orangeburg 30 Year Fixed Rate Refi | 2024-11-14 | 7.28% |
| Orangeburg 15 Year Fixed Rate | 2024-11-14 | 6.09% |
| Orangeburg 15 Year Fixed Rate Refi | 2024-11-14 | 6.29% |
| Orangeburg 30 Year FHA | 2024-11-14 | -0.12% |
| Orangeburg 30 Year FHA Refi | 2024-11-14 | 0% |
| Orangeburg 30 Year USDA | 2024-11-14 | -0.2% |
| Orangeburg 30 Year USDA Refi | 2024-11-14 | 0.1% |
| Orangeburg 30 Year VA | 2024-11-14 | 0.07% |
| Orangeburg 30 Year VA Refi | 2024-11-14 | 0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Orangeburg, SC.
Orangeburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Orangeburg, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Orangeburg Average Closing Costs & Other Stats
Orangeburg, SC's 88 lenders originated 884
loans during 2023. The total origination value was $155,150,000, with an average loan value of
$175,509.
Orangeburg's average closing costs are $5,294.
The top Orangeburg lender as defined by loan originations is QUICKEN LOANS, LLC, with
16 loans originated. Their average total fees are
$6,617, which is $1,653
higher than the next largest lender,
South State Bank.
The lowest fee Orangeburg lenders (with over 10 loans originated) are
South State Bank ($4,964), QUICKEN LOANS, LLC ($6,617), .
The lowest rate Orangeburg lenders (with over 10 loans originated) are
South State Bank (6.75%), QUICKEN LOANS, LLC (6.87%), .
Orangeburg, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $10,465,000 | $7,705,000 | -26.4% | 5.0% |
| South State Bank | $12,730,000 | $6,985,000 | -45.1% | 4.5% |
| Mortgage Research Center, LLC | $7,520,000 | $6,270,000 | -16.6% | 4.0% |
| DHI MORTGAGE COMPANY, LTD. | $1,510,000 | $5,365,000 | 255.3% | 3.5% |
| GUILD MORTGAGE COMPANY | $5,745,000 | $5,235,000 | -8.9% | 3.4% |
| 21ST MORTGAGE CORPORATION | $5,955,000 | $5,145,000 | -13.6% | 3.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,875,000 | $4,675,000 | 149.3% | 3.0% |
| First-Citizens Bank & Trust Company | $9,955,000 | $4,430,000 | -55.5% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,565,000 | $4,100,000 | -10.2% | 2.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,855,000 | $4,055,000 | 5.2% | 2.6% |
| Ameris Bank | $3,580,000 | $4,010,000 | 12.0% | 2.6% |
| NAVY FEDERAL CREDIT UNION | $2,090,000 | $3,785,000 | 81.1% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,055,000 | $3,215,000 | 5.2% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,135,000 | $3,050,000 | 42.9% | 2.0% |
| S. C. STATE FEDERAL CREDIT UNION | $1,585,000 | $2,525,000 | 59.3% | 1.6% |
| CMG MORTGAGE, INC. | $2,120,000 | $2,405,000 | 13.4% | 1.6% |
| MIDLAND MORTGAGE CORPORATION | $2,870,000 | $2,310,000 | -19.5% | 1.5% |
| CAROLINA ONE MORTGAGE, LLC | $2,260,000 | $2,295,000 | 1.5% | 1.5% |
| WALKER & DUNLOP, LLC | $2,165,000 | n/a | 1.4% | |
| First Bank | $1,880,000 | n/a | 1.2% | |
| Truist | $1,930,000 | $1,505,000 | -22.0% | 1.0% |
| LIMA ONE CAPITAL, LLC | $695,000 | $1,500,000 | 115.8% | 1.0% |
| First Palmetto Bank | $1,420,000 | $1,495,000 | 5.3% | 1.0% |
| FARMERS & MERCHANTS BANK OF SOUTH CAROLINA | $1,455,000 | n/a | 0.9% | |
| Wells Fargo Bank | $3,840,000 | $1,400,000 | -63.5% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,410,000 | $1,365,000 | -3.2% | 0.9% |
| AgFirst Farm Credit Bank | $635,000 | $1,360,000 | 114.2% | 0.9% |
| TRIAD FINANCIAL SERVICES, INC. | $330,000 | $1,325,000 | 301.5% | 0.9% |
| The Fidelity Bank | $1,305,000 | n/a | 0.8% | |
| MOVEMENT MORTGAGE, LLC | $1,065,000 | $1,285,000 | 20.7% | 0.8% |
| CARDINAL FINANCIAL | $1,200,000 | $1,260,000 | 5.0% | 0.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | $710,000 | $1,240,000 | 74.6% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $3,225,000 | $1,225,000 | -62.0% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,360,000 | $1,155,000 | -51.1% | 0.7% |
| CPM Federal Credit Union | $620,000 | $1,085,000 | 75.0% | 0.7% |
| THRIVE MORTGAGE, LLC | $335,000 | $1,075,000 | 220.9% | 0.7% |
| NEWREZ LLC | $765,000 | $1,045,000 | 36.6% | 0.7% |
| The Bank of South Carolina | $1,005,000 | n/a | 0.6% | |
| SAFE FEDERAL CREDIT UNION | $780,000 | $990,000 | 26.9% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $195,000 | $960,000 | 392.3% | 0.6% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $2,590,000 | $940,000 | -63.7% | 0.6% |
| BROKER SOLUTIONS, INC. | $2,205,000 | $920,000 | -58.3% | 0.6% |
| Synovus Bank | $910,000 | n/a | 0.6% | |
| CHURCHILL MORTGAGE CORPORATION | $900,000 | n/a | 0.6% | |
| INTERLINC MORTGAGE SERVICES, LLC | $725,000 | $900,000 | 24.1% | 0.6% |
| United Community Bank | $900,000 | $895,000 | -0.6% | 0.6% |
| LOANDEPOT.COM, LLC | $3,955,000 | $890,000 | -77.5% | 0.6% |
| Princeton Mortgage Corporation | $185,000 | $890,000 | 381.1% | 0.6% |
| First Reliance Bank | $210,000 | $850,000 | 304.8% | 0.5% |
| NATION ONE MORTGAGE CORPORATION | $815,000 | n/a | 0.5% | |
| Enterprise Bank of South Carolina | $1,810,000 | $810,000 | -55.2% | 0.5% |
| SOUTHWEST STAGE FUNDING, LLC | $280,000 | $795,000 | 183.9% | 0.5% |
| TOWNE MORTGAGE COMPANY | $1,110,000 | $785,000 | -29.3% | 0.5% |
| First Horizon Bank | $450,000 | $775,000 | 72.2% | 0.5% |
| NTFN, INC. | $1,415,000 | $770,000 | -45.6% | 0.5% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $670,000 | $765,000 | 14.2% | 0.5% |
| Coastal Carolina National Bank | $725,000 | n/a | 0.5% | |
| JPMorgan Chase Bank | $1,020,000 | $690,000 | -32.4% | 0.4% |
| Carrington Mortgage Services, LLC | $1,370,000 | $670,000 | -51.1% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $1,590,000 | $660,000 | -58.5% | 0.4% |
| Bank of America | $1,240,000 | $645,000 | -48.0% | 0.4% |
| The Citizens Bank | $25,000 | $620,000 | 2,380.0% | 0.4% |
| RESOURCE FINANCIAL SERVICES, INC. | $370,000 | $615,000 | 66.2% | 0.4% |
| USAA Federal Savings Bank | $345,000 | $605,000 | 75.4% | 0.4% |
| First Community Bank | $125,000 | $580,000 | 364.0% | 0.4% |
| RELIANCE FIRST CAPITAL, LLC | $560,000 | n/a | 0.4% | |
| AMERICAN FINANCIAL NETWORK, INC. | $555,000 | n/a | 0.4% | |
| GUARANTEED RATE, INC. | $1,155,000 | $540,000 | -53.2% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $530,000 | n/a | 0.3% | |
| Southern First Bank | $335,000 | $520,000 | 55.2% | 0.3% |
| Morgan Stanley Private Bank | $515,000 | n/a | 0.3% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,320,000 | $510,000 | -61.4% | 0.3% |
| Atlantic Coast Mortgage, LLC | $500,000 | n/a | 0.3% | |
| DELMAR FINANCIAL COMPANY | $155,000 | $500,000 | 222.6% | 0.3% |
| The Federal Savings Bank | $175,000 | $500,000 | 185.7% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $125,000 | $500,000 | 300.0% | 0.3% |
| South Atlantic Bank | $480,000 | n/a | 0.3% | |
| Northpointe Bank | $430,000 | $445,000 | 3.5% | 0.3% |
| NFM, INC. | $295,000 | $430,000 | 45.8% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | $425,000 | 117.9% | 0.3% |
| BANK OF CLARENDON | $425,000 | n/a | 0.3% | |
| Prosperity Home Mortgage, LLC | $115,000 | $425,000 | 269.6% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $525,000 | $420,000 | -20.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,795,000 | $420,000 | -76.6% | 0.3% |
| NORWICH COMMERCIAL GROUP, INC. | $415,000 | n/a | 0.3% | |
| Assurance Financial Group, L.L.C. | $350,000 | $410,000 | 17.1% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $405,000 | n/a | 0.3% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $780,000 | $405,000 | -48.1% | 0.3% |
| LOANPAL, LLC | $295,000 | $390,000 | 32.2% | 0.3% |
| Renasant Bank | $195,000 | $390,000 | 100.0% | 0.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $260,000 | $380,000 | 46.2% | 0.2% |
| MORTGAGE EQUITY PARTNERS LLC | $425,000 | $350,000 | -17.6% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $345,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $85,000 | $345,000 | 305.9% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $340,000 | n/a | 0.2% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $340,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $505,000 | $335,000 | -33.7% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $850,000 | $330,000 | -61.2% | 0.2% |
| GENEVA FINANCIAL, LLC | $425,000 | $325,000 | -23.5% | 0.2% |
| ACOPIA, LLC | $295,000 | n/a | 0.2% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $295,000 | n/a | 0.2% | |
| AMERITRUST MORTGAGE CORPORATION | $295,000 | n/a | 0.2% | |
| CSL Financial, LLC | $295,000 | n/a | 0.2% | |
| MORTGAGEONE, INC. | $295,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $135,000 | $290,000 | 114.8% | 0.2% |
| MORTGAGE ACCESS CORP. | $285,000 | n/a | 0.2% | |
| Capital Bank | $275,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $1,150,000 | $265,000 | -77.0% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $265,000 | n/a | 0.2% | |
| AMWEST FUNDING CORP. | $735,000 | $260,000 | -64.6% | 0.2% |
| Hometown Equity Mortgage, LLC | $675,000 | $260,000 | -61.5% | 0.2% |
| Palmetto State Bank | $250,000 | n/a | 0.2% | |
| Alcova Mortgage LLC | $955,000 | $245,000 | -74.3% | 0.2% |
| MICHIGAN MUTUAL, INC. | $175,000 | $245,000 | 40.0% | 0.2% |
| COUNTRYPLACE MORTGAGE, LTD. | $465,000 | $240,000 | -48.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,590,000 | $240,000 | -84.9% | 0.2% |
| EVERETT FINANCIAL, INC. | $135,000 | $235,000 | 74.1% | 0.2% |
| Goldwater Bank, N.A. | $235,000 | n/a | 0.2% | |
| HANSCOM | $235,000 | n/a | 0.2% | |
| PNC Bank | $315,000 | $235,000 | -25.4% | 0.2% |
| Metro City Bank | $275,000 | $225,000 | -18.2% | 0.1% |
| Pinnacle Bank | $970,000 | $225,000 | -76.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $265,000 | $225,000 | -15.1% | 0.1% |
| REV FEDERAL CREDIT UNION | $950,000 | $225,000 | -76.3% | 0.1% |
| United Bank | $635,000 | $225,000 | -64.6% | 0.1% |
| VERITAS FUNDING, LLC | $225,000 | n/a | 0.1% | |
| AgSouth Farm Credit, ACA | $215,000 | n/a | 0.1% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $215,000 | n/a | 0.1% | |
| First Federal Savings and Loan Association of Lakewood | $195,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $615,000 | $190,000 | -69.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $440,000 | $190,000 | -56.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $260,000 | $185,000 | -28.8% | 0.1% |
| US MORTGAGE CORPORATION | $180,000 | n/a | 0.1% | |
| Discover Bank | $100,000 | $170,000 | 70.0% | 0.1% |
| Franklin Loan Corporation | $165,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $165,000 | n/a | 0.1% | |
| Arthur State Bank | $100,000 | $155,000 | 55.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $155,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $155,000 | n/a | 0.1% | |
| Palmetto Citizens Federal Credit Union | $230,000 | $155,000 | -32.6% | 0.1% |
| The Park National Bank | $155,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
| ARC HOME LLC | $145,000 | n/a | 0.1% | |
| CIVIC FINANCIAL SERVICES, LLC | $455,000 | $145,000 | -68.1% | 0.1% |
| ENCORE BANK | $145,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $715,000 | $145,000 | -79.7% | 0.1% |
| Magnolia Bank | $2,125,000 | $145,000 | -93.2% | 0.1% |
| Sandy Spring Bank | $145,000 | n/a | 0.1% | |
| Security Federal Bank | $620,000 | $145,000 | -76.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $225,000 | $145,000 | -35.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $715,000 | $135,000 | -81.1% | 0.1% |
| Plains Commerce Bank | $65,000 | $135,000 | 107.7% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $260,000 | $125,000 | -51.9% | 0.1% |
| BAYCOAST MORTGAGE COMPANY, LLC | $125,000 | n/a | 0.1% | |
| FREEDOM MORTGAGE CORPORATION | $2,000,000 | $115,000 | -94.3% | 0.1% |
| MILEND, INC. | $115,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $1,980,000 | $105,000 | -94.7% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $105,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $95,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $435,000 | $85,000 | -80.5% | 0.1% |
| Lakeview Community Capital, LLC | $195,000 | $85,000 | -56.4% | 0.1% |
| ALLSOUTH | $25,000 | $75,000 | 200.0% | 0.0% |
| Regions Bank | $75,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $310,000 | $75,000 | -75.8% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $375,000 | $65,000 | -82.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $210,000 | $55,000 | -73.8% | 0.0% |
| STATE EMPLOYEES' | $360,000 | $55,000 | -84.7% | 0.0% |
| EASTMAN | $35,000 | n/a | 0.0% | |
| Gateway First Bank | $895,000 | $25,000 | -97.2% | 0.0% |
Orangeburg's top lender by overall market share is QUICKEN LOANS, LLC, with 5.0% market share. In second place, with 4.5%, is South State Bank, having originated $6,985,000 in loans. In third place, with 4.0%, is Mortgage Research Center, LLC, having originated $6,270,000 in loans. In fourth place, with 3.5%, is DHI MORTGAGE COMPANY, LTD., having originated $5,365,000 in loans. In fifth place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $5,235,000 in loans.
Orangeburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Orangeburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $131,900 (-5.7%) | $174,128 (1.5%) | 0.00 | 341 |
| 2018-02-01 | $135,575 (-0.5%) | $181,484 (6.6%) | 0.00 | 345 |
| 2018-03-01 | $139,250 (4.1%) | $184,764 (8.8%) | 0.00 | 349 |
| 2018-04-01 | $138,625 (2.8%) | $186,375 (8.4%) | 0.00 | 366 |
| 2018-05-01 | $139,575 (0.8%) | $189,532 (6.7%) | 0.00 | 360 |
| 2018-06-01 | $139,900 (1.6%) | $190,540 (6.4%) | 0.00 | 362 |
| 2018-07-01 | $139,900 (0.0%) | $188,679 (6.2%) | 0.00 | 379 |
| 2018-08-01 | $147,718 (10.5%) | $192,120 (14.2%) | 0.00 | 387 |
| 2018-09-01 | $148,995 (11.2%) | $192,559 (13.2%) | 0.00 | 393 |
| 2018-10-01 | $146,450 (12.4%) | $189,314 (13.9%) | 0.00 | 389 |
| 2018-11-01 | $145,225 (11.3%) | $194,601 (15.4%) | 0.00 | 387 |
| 2018-12-01 | $142,500 (8.8%) | $190,409 (13.3%) | 0.00 | 374 |
| 2019-01-01 | $146,173 (10.8%) | $194,834 (11.9%) | 0.00 | 346 |
| 2019-02-01 | $149,700 (10.4%) | $198,464 (9.4%) | 0.00 | 344 |
| 2019-03-01 | $157,000 (12.8%) | $204,329 (10.6%) | 0.00 | 358 |
| 2019-04-01 | $163,750 (18.1%) | $209,543 (12.4%) | 0.00 | 370 |
| 2019-05-01 | $159,800 (14.5%) | $207,088 (9.3%) | 0.00 | 375 |
| 2019-06-01 | $159,900 (14.3%) | $203,806 (7.0%) | 0.00 | 365 |
| 2019-07-01 | $160,950 (15.1%) | $206,626 (9.5%) | 0.00 | 358 |
| 2019-08-01 | $167,632 (13.5%) | $211,162 (9.9%) | 0.00 | 339 |
| 2019-09-01 | $168,655 (13.2%) | $212,727 (10.5%) | 0.00 | 319 |
| 2019-10-01 | $169,675 (15.9%) | $215,061 (13.6%) | 0.00 | 303 |
| 2019-11-01 | $196,500 (35.3%) | $235,877 (21.2%) | 0.00 | 228 |
| 2019-12-01 | $177,475 (24.5%) | $233,145 (22.4%) | 0.00 | 230 |
| 2020-01-01 | $169,800 (16.2%) | $228,470 (17.3%) | 0.00 | 213 |
| 2020-02-01 | $159,900 (6.8%) | $217,760 (9.7%) | 0.00 | 205 |
| 2020-03-01 | $152,000 (-3.2%) | $208,753 (2.2%) | 0.00 | 202 |
| 2020-04-01 | $152,000 (-7.2%) | $212,067 (1.2%) | 0.00 | 193 |
| 2020-05-01 | $177,000 (10.8%) | $237,178 (14.5%) | 0.00 | 177 |
| 2020-06-01 | $167,125 (4.5%) | $252,478 (23.9%) | 0.00 | 159 |
| 2020-07-01 | $199,000 (23.6%) | $273,742 (32.5%) | 0.00 | 151 |
| 2020-08-01 | $199,900 (19.3%) | $274,751 (30.1%) | 0.00 | 144 |
| 2020-09-01 | $199,900 (18.5%) | $259,905 (22.2%) | 0.00 | 139 |
| 2020-10-01 | $194,500 (14.6%) | $264,317 (22.9%) | 0.00 | 129 |
| 2020-11-01 | $161,725 (-17.7%) | $232,768 (-1.3%) | 0.00 | 154 |
| 2020-12-01 | $170,425 (-4.0%) | $240,201 (3.0%) | 0.00 | 129 |
| 2021-01-01 | $175,000 (3.1%) | $228,913 (0.2%) | 0.00 | 112 |
| 2021-02-01 | $159,900 (0.0%) | $226,961 (4.2%) | 0.00 | 114 |
| 2021-03-01 | $161,125 (6.0%) | $235,545 (12.8%) | 0.00 | 99 |
| 2021-04-01 | $180,000 (18.4%) | $271,915 (28.2%) | 0.00 | 96 |
| 2021-05-01 | $175,000 (-1.1%) | $317,748 (34.0%) | 0.00 | 80 |
| 2021-06-01 | $175,850 (5.2%) | $295,290 (17.0%) | 0.00 | 84 |
| 2021-07-01 | $222,000 (11.6%) | $308,977 (12.9%) | 0.00 | 89 |
| 2021-08-01 | $172,450 (-13.7%) | $299,165 (8.9%) | 0.00 | 91 |
| 2021-09-01 | $176,225 (-11.8%) | $295,410 (13.7%) | 0.00 | 100 |
| 2021-10-01 | $225,000 (15.7%) | $309,220 (17.0%) | 0.00 | 112 |
| 2021-11-01 | $239,900 (48.3%) | $311,951 (34.0%) | 0.00 | 107 |
| 2021-12-01 | $238,825 (40.1%) | $301,358 (25.5%) | 0.00 | 108 |
| 2022-01-01 | $231,250 (32.1%) | $279,745 (22.2%) | 0.00 | 102 |
| 2022-02-01 | $236,798 (48.1%) | $272,562 (20.1%) | 0.00 | 93 |
| 2022-03-01 | $237,125 (47.2%) | $271,778 (15.4%) | 0.00 | 77 |
| 2022-04-01 | $238,500 (32.5%) | $259,933 (-4.4%) | 0.00 | 81 |
| 2022-05-01 | $273,100 (56.1%) | $279,842 (-11.9%) | 0.00 | 89 |
| 2022-06-01 | $310,000 (76.3%) | $306,578 (3.8%) | 0.00 | 99 |
| 2022-07-01 | $326,900 (47.3%) | $308,209 (-0.3%) | 0.00 | 130 |
| 2022-08-01 | $318,473 (84.7%) | $308,917 (3.3%) | 0.00 | 122 |
| 2022-09-01 | $326,650 (85.4%) | $325,277 (10.1%) | 0.00 | 124 |
| 2022-10-01 | $314,900 (40.0%) | $330,064 (6.7%) | 0.00 | 134 |
| 2022-11-01 | $304,950 (27.1%) | $337,875 (8.3%) | 0.00 | 120 |
| 2022-12-01 | $296,450 (24.1%) | $321,936 (6.8%) | 0.00 | 130 |
| 2023-01-01 | $304,175 (31.5%) | $324,258 (15.9%) | 0.00 | 130 |
| 2023-02-01 | $269,750 (13.9%) | $297,968 (9.3%) | 0.00 | 133 |
| 2023-03-01 | $272,475 (14.9%) | $290,854 (7.0%) | 0.00 | 145 |
| 2023-04-01 | $275,000 (15.3%) | $271,316 (4.4%) | 0.00 | 147 |
| 2023-05-01 | $249,000 (-8.8%) | $256,734 (-8.3%) | 0.00 | 168 |
| 2023-06-01 | $254,450 (-17.9%) | $266,414 (-13.1%) | 0.00 | 146 |
| 2023-07-01 | $274,900 (-15.9%) | $283,509 (-8.0%) | 0.00 | 139 |
| 2023-08-01 | $267,198 (-16.1%) | $288,989 (-6.5%) | 0.00 | 145 |
| 2023-09-01 | $250,000 (-23.5%) | $271,642 (-16.5%) | 0.00 | 145 |
| 2023-10-01 | $259,925 (-17.5%) | $293,088 (-11.2%) | 0.00 | 140 |
| 2023-11-01 | $263,450 (-13.6%) | $289,401 (-14.4%) | 0.00 | 158 |
| 2023-12-01 | $279,900 (-5.6%) | $300,727 (-6.6%) | 0.00 | 177 |
| 2024-01-01 | $269,525 (-11.4%) | $299,950 (-7.5%) | 0.00 | 172 |
| 2024-02-01 | $265,949 (-1.4%) | $303,963 (2.0%) | 0.00 | 186 |
| 2024-03-01 | $275,000 (0.9%) | $325,597 (12.0%) | 0.00 | 201 |
| 2024-04-01 | $274,450 (-0.2%) | $309,256 (14.0%) | 0.00 | 189 |
| 2024-05-01 | $269,500 (8.2%) | $302,215 (17.7%) | 0.00 | 183 |
| 2024-06-01 | $269,900 (6.1%) | $318,486 (19.6%) | 0.00 | 185 |
| 2024-07-01 | $265,448 (-3.4%) | $296,965 (4.8%) | 0.00 | 206 |
| 2024-08-01 | $268,250 (0.4%) | $313,739 (8.6%) | 0.00 | 200 |
| 2024-09-01 | $262,948 (5.2%) | $310,513 (14.3%) | 0.00 | 198 |
| 2024-10-01 | $260,895 (0.4%) | $317,982 (8.5%) | 0.00 | 198 |
Orangeburg's median listing price for 2024-10-01 was $260,895, a difference of
$970
(0.4%) versus the prior year and
$-2,053 versus the prior month.
Orangeburg's median listing price comes in at 0% of the national average.
Orangeburg's average listing price for 2024-10-01 was $317,982, a difference of $24,894 (8.5%) versus the prior year and $7,469 versus the prior month.
For the 2024-10-01 period, Orangeburg had 198 MLS listings, a difference of 0 listings (0%) versus the prior month and 58 listings (41%) versus the prior year.
Orangeburg's median listing price comes in at 0% of the national average.
Orangeburg's average listing price for 2024-10-01 was $317,982, a difference of $24,894 (8.5%) versus the prior year and $7,469 versus the prior month.
For the 2024-10-01 period, Orangeburg had 198 MLS listings, a difference of 0 listings (0%) versus the prior month and 58 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Orangeburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,805 sqft |
| 2018-02-01 | 0 days | 1,839 sqft |
| 2018-03-01 | 0 days | 1,830 sqft |
| 2018-04-01 | 0 days | 1,852 sqft |
| 2018-05-01 | 0 days | 1,865 sqft |
| 2018-06-01 | 0 days | 1,920 sqft |
| 2018-07-01 | 0 days | 1,814 sqft |
| 2018-08-01 | 0 days | 1,808 sqft |
| 2018-09-01 | 0 days | 1,800 sqft |
| 2018-10-01 | 0 days | 1,783 sqft |
| 2018-11-01 | 0 days | 1,769 sqft |
| 2018-12-01 | 0 days | 1,740 sqft |
| 2019-01-01 | 0 days | 1,732 sqft |
| 2019-02-01 | 0 days | 1,805 sqft |
| 2019-03-01 | 0 days | 1,812 sqft |
| 2019-04-01 | 0 days | 1,808 sqft |
| 2019-05-01 | 0 days | 1,793 sqft |
| 2019-06-01 | 0 days | 1,781 sqft |
| 2019-07-01 | 0 days | 1,824 sqft |
| 2019-08-01 | 0 days | 1,825 sqft |
| 2019-09-01 | 0 days | 1,835 sqft |
| 2019-10-01 | 0 days | 1,847 sqft |
| 2019-11-01 | 0 days | 1,960 sqft |
| 2019-12-01 | 0 days | 1,955 sqft |
| 2020-01-01 | 0 days | 1,860 sqft |
| 2020-02-01 | 0 days | 1,853 sqft |
| 2020-03-01 | 0 days | 1,853 sqft |
| 2020-04-01 | 0 days | 1,868 sqft |
| 2020-05-01 | 0 days | 1,900 sqft |
| 2020-06-01 | 0 days | 1,912 sqft |
| 2020-07-01 | 0 days | 2,012 sqft |
| 2020-08-01 | 0 days | 2,150 sqft |
| 2020-09-01 | 0 days | 2,098 sqft |
| 2020-10-01 | 0 days | 2,095 sqft |
| 2020-11-01 | 0 days | 1,994 sqft |
| 2020-12-01 | 0 days | 1,901 sqft |
| 2021-01-01 | 0 days | 1,850 sqft |
| 2021-02-01 | 0 days | 1,810 sqft |
| 2021-03-01 | 0 days | 1,807 sqft |
| 2021-04-01 | 0 days | 1,862 sqft |
| 2021-05-01 | 0 days | 2,002 sqft |
| 2021-06-01 | 0 days | 1,941 sqft |
| 2021-07-01 | 0 days | 1,905 sqft |
| 2021-08-01 | 0 days | 1,748 sqft |
| 2021-09-01 | 0 days | 1,779 sqft |
| 2021-10-01 | 0 days | 1,905 sqft |
| 2021-11-01 | 0 days | 1,959 sqft |
| 2021-12-01 | 0 days | 1,920 sqft |
| 2022-01-01 | 0 days | 2,000 sqft |
| 2022-02-01 | 0 days | 2,005 sqft |
| 2022-03-01 | 0 days | 1,952 sqft |
| 2022-04-01 | 0 days | 1,919 sqft |
| 2022-05-01 | 0 days | 2,073 sqft |
| 2022-06-01 | 0 days | 2,179 sqft |
| 2022-07-01 | 0 days | 2,150 sqft |
| 2022-08-01 | 0 days | 2,149 sqft |
| 2022-09-01 | 0 days | 2,121 sqft |
| 2022-10-01 | 0 days | 2,109 sqft |
| 2022-11-01 | 0 days | 2,141 sqft |
| 2022-12-01 | 0 days | 2,095 sqft |
| 2023-01-01 | 0 days | 2,010 sqft |
| 2023-02-01 | 0 days | 1,934 sqft |
| 2023-03-01 | 0 days | 1,952 sqft |
| 2023-04-01 | 0 days | 1,932 sqft |
| 2023-05-01 | 0 days | 1,906 sqft |
| 2023-06-01 | 0 days | 1,929 sqft |
| 2023-07-01 | 0 days | 2,000 sqft |
| 2023-08-01 | 0 days | 1,997 sqft |
| 2023-09-01 | 0 days | 1,908 sqft |
| 2023-10-01 | 0 days | 1,924 sqft |
| 2023-11-01 | 0 days | 1,770 sqft |
| 2023-12-01 | 0 days | 1,774 sqft |
| 2024-01-01 | 0 days | 1,773 sqft |
| 2024-02-01 | 0 days | 1,773 sqft |
| 2024-03-01 | 0 days | 1,774 sqft |
| 2024-04-01 | 0 days | 1,774 sqft |
| 2024-05-01 | 0 days | 1,720 sqft |
| 2024-06-01 | 0 days | 1,763 sqft |
| 2024-07-01 | 0 days | 1,774 sqft |
| 2024-08-01 | 0 days | 1,774 sqft |
| 2024-09-01 | 0 days | 1,754 sqft |
| 2024-10-01 | 0 days | 1,765 sqft |
Orangeburg's median listing age (time on market) for 2024-10-01 was 0 days.
Orangeburg's median square footage for active listings during the 2024-10-01 period was 1,765 sqft. One year prior, the average listing was 1,924 sqft.
Orangeburg's median square footage for active listings during the 2024-10-01 period was 1,765 sqft. One year prior, the average listing was 1,924 sqft.
Orangeburg, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 611 | $118,265,000 | $193,560 |
| Cash Out Refi | 120 | $19,690,000 | $164,083 |
| Home Improvement | 57 | $4,995,000 | $87,632 |
| Other | 49 | $4,825,000 | $98,469 |
| Refi | 47 | $7,375,000 | $156,915 |
Orangeburg's most frequently cited loan purpose was Home Purchase, with 611 originations. The 2nd most popular reason was Cash Out Refi, with 120 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 288 | $61,880,000 | $214,861 |
| 7-8% | 210 | $38,380,000 | $182,762 |
| Over 8% | 187 | $20,395,000 | $109,064 |
| 5-6% | 113 | $23,955,000 | $211,991 |
| 4-5% | 35 | $5,575,000 | $159,286 |
| <2.5% | 17 | $115,000 | $6,765 |
| 3-4% | 11 | $1,285,000 | $116,818 |
During 2023, Orangeburg's most frequently originated rate bucket was 6-7%, with 288 originations.
Loan Sizing (Orangeburg, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 345 | $51,065,000 | $148,014 |
| $200k-400k | 268 | $71,490,000 | $266,754 |
| $100,000 or less | 241 | $14,465,000 | $60,021 |
| $400k-600k | 23 | $10,845,000 | $471,522 |
| $600k-1000k | 4 | $2,710,000 | $677,500 |
| $Over $1MM | 3 | $4,575,000 | $1,525,000 |
Orangeburg's loan sizing saw the bucket of loans from $100k-200k with 345 originations, totaling $51,065,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 468 | $94,910,000 | $202,799 |
| 60-80% | 156 | $31,080,000 | $199,231 |
| 40-60% | 76 | $12,040,000 | $158,421 |
| 20-40% | 68 | $5,700,000 | $83,824 |
| Under 20% | 68 | $2,510,000 | $36,912 |
| Over 100% | 21 | $4,735,000 | $225,476 |
Orangeburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 468 originations, totaling $94,910,000 in origination value.