Fidelity Bank Mortgage Rates, Fees & Info
New Orleans, LALEI: 549300LE3ZOZXUS7W648
Tax ID: 72-0184470
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Review & Overview
Fidelity Bank is a smaller bank specializing in Home Purchase loans. Fidelity Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New Orleans, Baton Rouge, Shreveport, Pensacola, and Lafayette among others. We have data for 82 markets. (Some data included below & more in-depth data is available with an active subscription.)Fidelity Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fidelity Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/18/24 |
| 30 Year Conventional Purchase | 6.85% | 4/18/24 |
| 30 Year Conventional Refi | 6.63% | 4/18/24 |
| 30 Year Cash-out Refi | 6.92% | 4/18/24 |
| 30 Year FHA Purchase | 7.45% | 4/18/24 |
| 30 Year FHA Refi | 6.27% | 4/18/24 |
| 30 Year VA Purchase | 6.36% | 4/18/24 |
| 30 Year VA Refi | 6.27% | 4/18/24 |
| 30 Year USDA Purchase | 6.89% | 4/18/24 |
| 30 Year USDA Refi | 6.21% | 4/18/24 |
| 15 Year Conventional Purchase | 6.41% | 4/18/24 |
| 15 Year Conventional Refi | 6.56% | 4/18/24 |
| 15 Year Cash-out Refi | 6.56% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Fidelity Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,148Origination Dollar Volume (All Markets)
$650,780,000Employee count
343Awards
FIDELITY BANK - 2018
FIDELITY BANK is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1,476 | $329,680,000 | $223,360 | $4,819 | 4.91% |
| BATON ROUGE, LA (FHA|USDA|VA) | 236 | $51,590,000 | $218,602 | $4,867 | 4.86% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 198 | $39,600,000 | $200,000 | $5,096 | 4.82% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 162 | $27,680,000 | $170,864 | $4,669 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 119 | $23,445,000 | $197,017 | $5,038 | 4.81% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 80 | $18,860,000 | $235,750 | $5,392 | 4.59% |
| HAMMOND, LA (FHA|USDA|VA) | 100 | $17,340,000 | $173,400 | $4,470 | 4.91% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 83 | $16,185,000 | $195,000 | $5,159 | 4.94% |
| JACKSON, MS (FHA|USDA|VA) | 84 | $16,060,000 | $191,190 | $4,463 | 4.78% |
| McComb, MS (FHA|USDA|VA) | 75 | $11,735,000 | $156,467 | $4,786 | 5.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 65 | $11,295,000 | $173,769 | $5,024 | 4.82% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 47 | $10,885,000 | $231,596 | $5,494 | 4.81% |
| HATTIESBURG, MS (FHA|USDA|VA) | 62 | $10,700,000 | $172,581 | $4,351 | 4.89% |
| Natchez, MS-LA (FHA|USDA|VA) | 57 | $9,595,000 | $168,333 | $6,032 | 4.73% |
| Outside of Metro Areas | 49 | $7,235,000 | $147,653 | $4,334 | 4.94% |
| Vicksburg, MS (FHA|USDA|VA) | 40 | $7,230,000 | $180,750 | $5,228 | 4.80% |
| Picayune, MS (FHA|USDA|VA) | 30 | $4,570,000 | $152,333 | $4,811 | 4.80% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $4,015 | 4.72% |
| Bogalusa, LA (FHA|USDA|VA) | 20 | $3,400,000 | $170,000 | $4,343 | 4.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $5,067 | 4.84% |
| Brookhaven, MS (FHA|USDA|VA) | 15 | $2,235,000 | $149,000 | $4,742 | 4.84% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $6,130 | 4.67% |
| Minden, LA (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $5,706 | 4.99% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,022 | 5.00% |
| Jennings, LA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $5,915 | 4.84% |
| Opelousas, LA (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $5,111 | 4.65% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,742 | 4.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $2,580 | 4.31% |
| DeRidder, LA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,683 | 5.19% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,089 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,121 | 4.54% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,271 | 4.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,535 | 5.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,751 | 5.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,802 | 4.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,632 | 4.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,731 | 4.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,992 | 5.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,143 | 4.31% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,476 | 4.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,427 | 4.75% |
| Ruston, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,753 | 4.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,617 | 4.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,937 | 5.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,463 | 5.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,026 | 5.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,321 | 4.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,944 | 4.75% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,733 | 4.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,699 | 4.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,961 | 5.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,879 | 5.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,192 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,285 | 4.88% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,131 | 5.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,479 | 5.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,080 | 5.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,322 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,840 | 4.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,117 | 4.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,326 | 4.63% |
| Laurel, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,385 | 5.19% |
| Searcy, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,070 | 5.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,418 | 4.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,397 | 4.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,042 | 5.13% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,720 | 4.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,595 | 4.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,720 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,927 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,933 | 4.88% |
| Greenville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,207 | 4.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,551 | 3.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,299 | 4.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,942 | 4.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,780 | 4.50% |
| Starkville, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,612 | 4.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,649 | 5.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,225 | 4.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,209 | 5.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,613 | 5.50% |
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Product Mix
For 2018, Fidelity Bank's most frequently originated type of loan was Conventional, with 1,944 originations. Their 2nd most popular type was FHA, with 577 originations.
Loan Reason
For 2018, Fidelity Bank's most frequently cited loan purpose was Home Purchase, with 2,707 originations. The 2nd most popular reason was Cash Out Refi, with 214 originations.
Loan Duration/Length
For 2018, Fidelity Bank's most frequently cited loan duration was 30 Year, with 2,908 originations. The 2nd most popular length was 15 Year, with 132 originations.
Origination Fees/Closing Costs
Fidelity Bank's average total fees were $5,006, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,974 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2,113 | $460,055,000 | $217,726 |
| 5-6% | 793 | $143,765,000 | $181,293 |
| 3-4% | 152 | $36,270,000 | $238,618 |
| 6-7% | 71 | $8,845,000 | $124,577 |
| 7-8% | 19 | $1,845,000 | $97,105 |
During 2018, Fidelity Bank's average interest rate for loans was 4.86%, while their most frequently originated rate bucket for loans was 4-5%, with 2,113 originations.
Loan Sizing
2018 saw Fidelity Bank place emphasis on $100k-200k loans with 1,400 originations, totaling $212,890,000 in origination value.
Applicant Income
Fidelity Bank lent most frequently to those with incomes in the $50k-75k range, with 909 originations. The second most popular income band? $50k or less, with 678 originations.
Applicant Debt to Income Ratio
Fidelity Bank lent most frequently to those with DTI ratios of 30-36%, with 528 originations. The next most common DTI ratio? 20-30%, with 486 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.83%
Fidelity Bank has an average approval rate.
Pick Rate
Approvals leading to origination77.13%
Fidelity Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,148 | $650,780,000 | $206,728 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 5 | $1,895,000 | $379,000 |
| Single Family (1-4 Units):Site-Built | 3,143 | $648,885,000 | $206,454 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Fidelity Direct Mortgage, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| FIDELITY BANK | 1201 S. Carrollton Avenue New Orleans, LA 70118 | Full Service B&M | $29,588 |
| FIDELITY BANK | 1220 Veterans Blvd Metairie, LA 70005 | Limited, Drive-thru | $0 |
| FIDELITY BANK | 1450 Poydras Street, Suite 100 New Orleans, LA 70112 | Full Service B&M | $1,207 |
| FIDELITY BANK | 149 Robert E. Lee Boulevard New Orleans, LA 70124 | Full Service B&M | $34,509 |
| FIDELITY BANK | 1639 Highway 51 Ponchatoula, LA 70454 | Full Service B&M | $7,758 |
| FIDELITY BANK | 1811 Metairie Ave Metairie, LA 70005 | Full Service B&M | $35,297 |
| FIDELITY BANK | 1888 Belle Chase Highway Gretna, LA 70056 | Full Service B&M | $23,575 |
| FIDELITY BANK | 1901 Gause Blvd E Slidell, LA 70461 | Full Service B&M | $34,473 |
| FIDELITY BANK | 2201 N Highway 190 Covington, LA 70433 | Full Service B&M | $31,384 |
| FIDELITY BANK | 2550 Florida Street Mandeville, LA 70448 | Full Service B&M | $21,173 |
| FIDELITY BANK | 321 St Charles Ave New Orleans, LA 70130 | Full Service B&M | $89,235 |
| FIDELITY BANK | 3270 Williams Boulevard Kenner, LA 70065 | Full Service B&M | $44,238 |
| FIDELITY BANK | 3511 General Degaulle Drive New Orleans, LA 70114 | Full Service B&M | $16,797 |
| FIDELITY BANK | 3829 Veterans Boulevard Metairie, LA 70002 | Full Service B&M | $143,307 |
| FIDELITY BANK | 500 C M Fagen Drive Hammond, LA 70403 | Full Service B&M | $9,040 |
| FIDELITY BANK | 5530 Crowder Boulevard New Orleans, LA 70127 | Full Service B&M | $25,934 |
| FIDELITY BANK | 5643 Corporate Blvd. Baton Rouge, LA 70808 | Full Service B&M | $10,357 |
| FIDELITY BANK | 9099 Jefferson Hwy River Ridge, LA 70123 | Full Service B&M | $48,799 |
For 2018, Fidelity Bank had 18 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $40,268 |
| Net interest income | $35,296 |
| Total noninterest income | $26,780 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,030 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $25,750 |
| Pre-tax net operating income | $5,201 |
| Securities gains (or losses, -) | $13 |
| Income before extraordinary items | $4,157 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $4,157 |
| Minority interest net income | $0 |
| Net income | $4,157 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $4,146 |
Fidelity Bank's gross interest income from loans was $40,268,000.
Fidelity Bank's net interest income from loans was $35,296,000.
Fidelity Bank's fee based income from loans was $1,030,000.
Fidelity Bank's net income from loans was $4,157,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $4,972 |
| Provision for credit losses | $75 |
| Total noninterest expense | $56,800 |
| Salaries and employee benefits | $36,854 |
| Premises and equipment expense | $6,318 |
| Additional noninterest expense | $13,628 |
| Applicable income taxes | $1,057 |
| Net charge-offs | $85 |
| Cash dividends | $0 |
Fidelity Bank's interest expense for loans was $4,972,000.
Fidelity Bank's payroll and benefits expense were $36,854,000.
Fidelity Bank's property, plant and equipment expenses $6,318,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 2.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 3.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $623,693 |
| Deposits held in domestic offices | $623,693 |
| Deposits by Individuals, partnerships, and corporations | $620,823 |
| Deposits by U.S. Government | $35 |
| Deposits by States and political subdivisions in the U.S. | $2,312 |
| Deposits by Commercial banks and other depository institutions in U.S. | $523 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $173,673 |
| Demand deposits | $173,673 |
| Nontransaction accounts | $450,020 |
| Money market deposit accounts (MMDAs) | $90,866 |
| Other savings deposits (excluding MMDAs) | $134,162 |
| Total time deposits | $224,992 |
| Total time and savings deposits | $450,020 |
| Noninterest-bearing deposits | $79,532 |
| Interest-bearing deposits | $544,161 |
| Retail deposits | $562,361 |
| IRAs and Keogh plan accounts | $67,949 |
| Brokered deposits | $52,571 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $824,014 |
| Cash & Balances due from depository institutions | $29,639 |
| Interest-bearing balances | $22,444 |
| Total securities | $173,421 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $546,339 |
| Loan and leases loss allowance | $4,947 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $36,648 |
| Other real estate owned | $310 |
| Goodwill and other intangibles | $8,984 |
| All other assets | $28,673 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $824,014 |
| Total Liabilities | $683,665 |
| Total deposits | $623,693 |
| Interest-bearing deposits | $544,161 |
| Deposits held in domestic offices | $623,693 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $56,102 |
| Subordinated debt | $0 |
| All other liabilities | $3,870 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $546,339 |
| Loan and leases loss allowance | $4,947 |
| Total loans and leases (domestic) | $551,286 |
| All real estate loans | $517,381 |
| Real estate loans in domestic offices | $517,381 |
| Construction and development loans | $48,540 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $48,540 |
| Loans secured by nonfarm nonresidential properties | $140,054 |
| Nonfarm nonresidential secured by owner-occupied properties | $31,779 |
| Commercial real estate & other non-farm, non-residential | $108,275 |
| Multifamily residential real estate | $25,093 |
| 1-4 family residential loans | $303,115 |
| Farmland loans | $579 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $27,153 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $4,776 |
| Credit card loans | $261 |
| Related Plans | $2,051 |
| Consumer Auto Loans | $289 |
| Other loans to individuals | $2,175 |
| All other loans & leases | $1,976 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,690 |
| Loans to depository institutions and acceptances of other banks | $286 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $5,364 |
| Non 1-4 family restructured loans & leases | $3,476 |
| Total loans and leases (foreign) | $0 |
FIDELITY BANK had $546,339,000 of loans outstanding in 2018. $517,381,000 of loans were in real estate loans. $48,540,000 of loans were in development loans. $25,093,000 of loans were in multifamily mortgage loans. $303,115,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $261,000 of loans were in credit card loans. $289,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 150 | $37,472 | $249,813 |
| Nonfarm, nonresidential loans - <$100k | 22 | $1,107 | $50,318 |
| Nonfarm, nonresidential loans - $100-250k | 54 | $7,289 | $134,981 |
| Nonfarm, nonresidential loans - $250k-1MM | 74 | $29,076 | $392,919 |
| Commercial & Industrial, US addressed loans - <$1MM | 257 | $19,251 | $74,907 |
| Commercial & Industrial, US addressed loans - <$100k | 181 | $7,168 | $39,602 |
| Commercial & Industrial, US addressed loans - $100-250k | 58 | $5,314 | $91,621 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 18 | $6,769 | $376,056 |