Calhoun Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Calhoun averaged 7.02% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.9% and one month ago for the week of 2024-03-14, the average rate was 6.56%.

    Calhoun's average rate one year ago was 6.09%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Calhoun 30 Year Fixed Rate 2024-04-18 7.02%
    Calhoun 30 Year Fixed Rate Refi 2024-04-18 7.2%
    Calhoun 15 Year Fixed Rate 2024-04-18 6.59%
    Calhoun 15 Year Fixed Rate Refi 2024-04-18 6.29%
    Calhoun 30 Year FHA 2024-04-18 6.52%
    Calhoun 30 Year FHA Refi 2024-04-18 6.96%
    Calhoun 30 Year USDA 2024-04-18 6.66%
    Calhoun 30 Year USDA Refi 2024-04-18 6.96%
    Calhoun 30 Year VA 2024-04-18 6.52%
    Calhoun 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.

    Calhoun Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 35 6.94% $7,258
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 6.77% $6,919
    UNITED WHOLESALE MORTGAGE, LLC 24 6.64% $6,486
    SWBC MORTGAGE CORPORATION 17 6.14% $4,171
    Synovus Bank 15 6.48% $7,841
    Ameris Bank 15 6.52% $8,946
    NVR Mortgage Finance, Inc. 13 5.73% $5,534
    HOMESTAR FINANCIAL CORPORATION 12 6.63% $5,754
    EVERETT FINANCIAL, INC. 11 6.98% $8,470
    BANKSOUTH MORTGAGE COMPANY, LLC 10 6.68% $6,328
    Regions Bank 10 6.63% $4,929
    MOVEMENT MORTGAGE, LLC 8 6.83% $6,336
    Wells Fargo Bank 8 7.19% $4,902
    FIRST COMMUNITY MORTGAGE, INC. 7 6.78% $6,795
    Renasant Bank 6 6.94% $8,367
    GUARANTEED RATE, INC. 6 7.48% $5,593
    Truist 6 6.89% $5,505
    LOANDEPOT.COM, LLC 5 6.17% $9,125
    PENNYMAC LOAN SERVICES, LLC 4 7.59% $10,162
    Mr. Cooper ( Nationstar Mortgage ) 4 6.68% $8,476
    CROSSCOUNTRY MORTGAGE, LLC 3 6.08% $7,273
    21ST MORTGAGE CORPORATION 3 7.72% $5,084
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 6.79% $10,983
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.29% $6,099
    NexBank 3 7.38% $6,082
    ROYAL UNITED MORTGAGE LLC 2 7.31% $5,629
    BROKER SOLUTIONS, INC. 2 6.50% $11,002
    CMG MORTGAGE, INC. 2 6.75% $3,796
    GUARANTY HOME MORTGAGE CORPORATION 2 6.19% $7,853
    HOMESIDE FINANCIAL, LLC 2 7.56% $9,339
    MEMBER FIRST MORTGAGE, LLC 2 8.00% $5,432
    NEWREZ LLC 2 6.31% $5,531
    PLUS RELOCATION MORTGAGE, LLC 2 6.56% $6,326
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.94% $6,939
    STOCKTON MORTGAGE CORPORATION 2 7.00% $9,292
    SUMMIT FUNDING, INC. 2 6.94% $9,283
    TJC Mortgage, Inc. 2 6.63% $11,567
    HOMESPIRE MORTGAGE CORPORATION 1 6.25% $2,183
    First Horizon Bank 1 5.25% $8,740
    HOMESTEAD FUNDING CORP. 1 6.00% $4,723
    JPMorgan Chase Bank 1 6.25% $2,328
    LEADERONE FINANCIAL CORPORATION 1 7.38% $4,215
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $5,894
    First-Citizens Bank & Trust Company 1 5.37% $2,620
    United Community Bank 1 6.75% $5,287
    MEMBER ONE 1 5.75% $3,439
    Metro City Bank 1 7.38% $5,767
    MILEND, INC. 1 6.75% $8,580
    Morgan Stanley Private Bank 1 6.65% $3,348
    Mortgage Research Center, LLC 1 6.50% $733
    FirstBank 1 5.75% $3,875
    Equity Prime Mortgage LLC 1 6.63% $7,133
    BankPlus 1 6.25% $7,859
    DUPACO COMMUNITY 1 5.75% $6,857
    NFM, INC. 1 6.88% $7,073
    Discover Bank 1 8.59% $0
    PANORAMA MORTGAGE GROUP, LLC 1 6.50% $4,137
    Paramount Residential Mortgage Group, Inc. 1 6.38% $4,977
    DIRECT LENDERS, LLC 1 6.50% $0
    PLAZA HOME MORTGAGE, INC. 1 6.50% $3,449
    USAA Federal Savings Bank 1 7.63% $3,470
    Presidential Bank, FSB 1 7.13% $4,761
    US MORTGAGE CORPORATION 1 6.13% $7,059
    Princeton Mortgage Corporation 1 6.88% $7,608
    Prosperity Home Mortgage, LLC 1 6.38% $11,935
    Citizens Bank 1 7.50% $9,143
    Quontic Bank 1 9.75% $35,337
    Raymond James Bank 1 5.63% $3,555
    Century Mortgage Company DBA Century Lending Company 1 6.50% $7,482
    CARDINAL FINANCIAL 1 6.50% $10,793
    Capital City Home Loans, LLC 1 6.00% $8,173
    CANOPY MORTGAGE, LLC 1 6.50% $7,810
    South State Bank 1 6.63% $6,161
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.50% $4,453
    AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $4,964
    Superior Credit Union, Inc. 1 5.88% $3,337
    BMO Harris Bank 1 6.25% $4,902
    BAY-VALLEY MORTGAGE GROUP 1 6.63% $6,694
    TENNESSEE VALLEY 1 7.25% $4,530
    The Bank of Missouri 1 6.50% $3,707
    The Loan Store, Inc. 1 6.50% $6,949
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.00% $13,102
    TOWNE MORTGAGE COMPANY 1 6.00% $18,429
    BAY EQUITY LLC 1 5.25% $8,520
    Flagstar Bank, FSB 1 6.88% $3,520
    General Mortgage Capital Corporation 1 7.13% $4,562
    Goldwater Bank, N.A. 1 6.13% $7,059
    First Option Mortgage, LLC 1 7.13% $9,239
    UBS Bank USA 1 4.88% $6,749
    GUILD MORTGAGE COMPANY 1 6.62% $12,037
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $5,280
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $5,764
    UNION HOME MORTGAGE CORP. 1 8.38% $3,713

    Calhoun Average Closing Costs & Other Stats

    Calhoun, GA's 93 lenders originated 1,201 loans during 2023. The total origination value was $249,565,000, with an average loan value of $207,798.

    Calhoun's average closing costs are $5,571.

    The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with 35 loans originated. Their average total fees are $7,258, which is $339 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Calhoun lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION ($4,171), Regions Bank ($4,929), NVR Mortgage Finance, Inc. ($5,534), HOMESTAR FINANCIAL CORPORATION ($5,754) and BANKSOUTH MORTGAGE COMPANY, LLC ($6,328).

    The lowest rate Calhoun lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. (5.73%), SWBC MORTGAGE CORPORATION (6.14%), Synovus Bank (6.48%), Ameris Bank (6.52%) and HOMESTAR FINANCIAL CORPORATION (6.63%).

    Calhoun, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    QUICKEN LOANS, LLC $24,825,000 $15,810,000 -36.3% 6.3%
    UNITED WHOLESALE MORTGAGE, LLC $16,205,000 $15,535,000 -4.1% 6.2%
    Synovus Bank $13,035,000 $11,710,000 -10.2% 4.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,415,000 $9,750,000 -36.7% 3.9%
    Ameris Bank $4,675,000 $9,080,000 94.2% 3.6%
    NVR Mortgage Finance, Inc. $9,070,000 n/a 3.6%
    First Volunteer Bank $3,825,000 $8,460,000 121.2% 3.4%
    HOMESTAR FINANCIAL CORPORATION $17,450,000 $7,340,000 -57.9% 2.9%
    BANKSOUTH MORTGAGE COMPANY, LLC $6,180,000 $7,010,000 13.4% 2.8%
    SWBC MORTGAGE CORPORATION $9,250,000 $6,785,000 -26.6% 2.7%
    Regions Bank $10,530,000 $6,730,000 -36.1% 2.7%
    Truist $4,840,000 $5,670,000 17.1% 2.3%
    GUARANTEED RATE, INC. $1,630,000 $5,335,000 227.3% 2.1%
    MOVEMENT MORTGAGE, LLC $6,585,000 $5,305,000 -19.4% 2.1%
    Renasant Bank $4,615,000 $4,645,000 0.7% 1.9%
    FIRST COMMUNITY MORTGAGE, INC. $1,260,000 $4,330,000 243.7% 1.7%
    EVERETT FINANCIAL, INC. $4,575,000 $4,205,000 -8.1% 1.7%
    Mortgage Research Center, LLC $6,605,000 $3,600,000 -45.5% 1.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,275,000 $3,410,000 4.1% 1.4%
    FAMILY SAVINGS $4,760,000 $3,170,000 -33.4% 1.3%
    Wells Fargo Bank $5,070,000 $3,085,000 -39.2% 1.2%
    United Community Bank $6,740,000 $2,825,000 -58.1% 1.1%
    PENNYMAC LOAN SERVICES, LLC $4,870,000 $2,585,000 -46.9% 1.0%
    STOCKTON MORTGAGE CORPORATION $4,635,000 $2,350,000 -49.3% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $2,730,000 $2,315,000 -15.2% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $6,520,000 $2,280,000 -65.0% 0.9%
    First Horizon Bank $670,000 $1,995,000 197.8% 0.8%
    CMG MORTGAGE, INC. $265,000 $1,780,000 571.7% 0.7%
    NAVY FEDERAL CREDIT UNION $2,160,000 $1,735,000 -19.7% 0.7%
    LOANDEPOT.COM, LLC $4,655,000 $1,730,000 -62.8% 0.7%
    NexBank $440,000 $1,590,000 261.4% 0.6%
    South State Bank $8,075,000 $1,525,000 -81.1% 0.6%
    Prosperity Home Mortgage, LLC $3,420,000 $1,440,000 -57.9% 0.6%
    Century Bank of Georgia $1,270,000 n/a 0.5%
    Carrington Mortgage Services, LLC $1,145,000 $1,265,000 10.5% 0.5%
    BROKER SOLUTIONS, INC. $2,830,000 $1,240,000 -56.2% 0.5%
    Capital City Home Loans, LLC $695,000 $1,195,000 71.9% 0.5%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,630,000 $1,190,000 -27.0% 0.5%
    TJC Mortgage, Inc. $2,530,000 $1,180,000 -53.4% 0.5%
    21ST MORTGAGE CORPORATION $495,000 $1,145,000 131.3% 0.5%
    UBS Bank USA $1,145,000 n/a 0.5%
    NATION ONE MORTGAGE CORPORATION $1,130,000 n/a 0.5%
    Discover Bank $520,000 $1,125,000 116.3% 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $440,000 $1,090,000 147.7% 0.4%
    US MORTGAGE CORPORATION $970,000 $1,060,000 9.3% 0.4%
    Quontic Bank $1,045,000 n/a 0.4%
    FirstBank $970,000 $1,005,000 3.6% 0.4%
    ISERVE RESIDENTIAL LENDING, LLC $695,000 $925,000 33.1% 0.4%
    JPMorgan Chase Bank $675,000 $900,000 33.3% 0.4%
    First Option Mortgage, LLC $1,095,000 $890,000 -18.7% 0.4%
    Flagstar Bank, FSB $2,610,000 $875,000 -66.5% 0.4%
    Atlantic Union Bank $1,010,000 $860,000 -14.9% 0.3%
    NFM, INC. $265,000 $820,000 209.4% 0.3%
    Arbor Realty Trust, Inc. $815,000 n/a 0.3%
    PNC Bank $1,285,000 $815,000 -36.6% 0.3%
    SUMMIT FUNDING, INC. $85,000 $815,000 858.8% 0.3%
    LENDINGHOME FUNDING CORPORATION $630,000 $800,000 27.0% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,670,000 $790,000 -70.4% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $755,000 n/a 0.3%
    Citizens Bank $755,000 n/a 0.3%
    CRESCENT MORTGAGE COMPANY $610,000 $750,000 23.0% 0.3%
    Greater Community Bank $745,000 n/a 0.3%
    MILEND, INC. $775,000 $740,000 -4.5% 0.3%
    GUILD MORTGAGE COMPANY $555,000 $710,000 27.9% 0.3%
    HOMESPIRE MORTGAGE CORPORATION $1,485,000 $705,000 -52.5% 0.3%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $1,730,000 $700,000 -59.5% 0.3%
    NEW DAY FINANCIAL, LLC $480,000 $675,000 40.6% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,035,000 $660,000 -36.2% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $510,000 $655,000 28.4% 0.3%
    The Federal Savings Bank $540,000 $640,000 18.5% 0.3%
    CHURCHILL MORTGAGE CORPORATION $75,000 $630,000 740.0% 0.3%
    TOWNE MORTGAGE COMPANY $380,000 $630,000 65.8% 0.3%
    GEORGIA UNITED $1,605,000 $620,000 -61.4% 0.2%
    HOMESIDE FINANCIAL, LLC $205,000 $610,000 197.6% 0.2%
    Equity Prime Mortgage LLC $455,000 $605,000 33.0% 0.2%
    SOUTHPOINT FINANCIAL SERVICES, INC. $315,000 $600,000 90.5% 0.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $905,000 $595,000 -34.3% 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $305,000 $555,000 82.0% 0.2%
    PLUS RELOCATION MORTGAGE, LLC $550,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $125,000 $545,000 336.0% 0.2%
    MORTGAGE INVESTORS GROUP, INC. $530,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $420,000 $520,000 23.8% 0.2%
    RELIANCE FIRST CAPITAL, LLC $285,000 $505,000 77.2% 0.2%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $495,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,085,000 $460,000 -57.6% 0.2%
    Figure Lending LLC $410,000 $455,000 11.0% 0.2%
    Century Mortgage Company DBA Century Lending Company $450,000 n/a 0.2%
    TENNESSEE VALLEY $705,000 $445,000 -36.9% 0.2%
    Cornerstone First Mortgage, Inc $440,000 n/a 0.2%
    MEMBER ONE $440,000 n/a 0.2%
    The Bank of Missouri $435,000 n/a 0.2%
    LGE COMMUNITY $1,090,000 $430,000 -60.6% 0.2%
    Republic Bank & Trust Company $425,000 n/a 0.2%
    Northpointe Bank $665,000 $420,000 -36.8% 0.2%
    BNC National Bank $415,000 n/a 0.2%
    BAY EQUITY LLC $590,000 $410,000 -30.5% 0.2%
    FINANCE OF AMERICA REVERSE LLC $135,000 $400,000 196.3% 0.2%
    PENTAGON FEDERAL CREDIT UNION $45,000 $375,000 733.3% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $640,000 $375,000 -41.4% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,135,000 $365,000 -67.8% 0.1%
    PLAZA HOME MORTGAGE, INC. $205,000 $365,000 78.0% 0.1%
    UNION HOME MORTGAGE CORP. $360,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $355,000 n/a 0.1%
    Princeton Mortgage Corporation $305,000 $355,000 16.4% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $440,000 $345,000 -21.6% 0.1%
    MICHIGAN MUTUAL, INC. $335,000 n/a 0.1%
    NEWREZ LLC $1,110,000 $320,000 -71.2% 0.1%
    HOMESTEAD FUNDING CORP. $315,000 n/a 0.1%
    A&D Mortgage LLC $310,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $310,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $305,000 n/a 0.1%
    NBKC BANK $305,000 n/a 0.1%
    BMO Harris Bank $745,000 $295,000 -60.4% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $295,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $295,000 n/a 0.1%
    Bank of America $580,000 $290,000 -50.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $250,000 $285,000 14.0% 0.1%
    USAA Federal Savings Bank $485,000 $285,000 -41.2% 0.1%
    CREDIT UNION OF GEORGIA $280,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $280,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $2,840,000 $275,000 -90.3% 0.1%
    Encompass Lending Group, LP $275,000 n/a 0.1%
    The Loan Store, Inc. $270,000 n/a 0.1%
    CARDINAL FINANCIAL $515,000 $255,000 -50.5% 0.1%
    Morgan Stanley Private Bank $255,000 n/a 0.1%
    Presidential Bank, FSB $255,000 n/a 0.1%
    First-Citizens Bank & Trust Company $245,000 n/a 0.1%
    Nations Lending Corporation $190,000 $245,000 28.9% 0.1%
    THRIVE MORTGAGE, LLC $245,000 n/a 0.1%
    Metro City Bank $320,000 $235,000 -26.6% 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $235,000 n/a 0.1%
    Superior Credit Union, Inc. $235,000 n/a 0.1%
    UIF CORPORATION $215,000 $235,000 9.3% 0.1%
    VERITAS FUNDING, LLC $235,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $225,000 n/a 0.1%
    DUPACO COMMUNITY $225,000 n/a 0.1%
    General Mortgage Capital Corporation $135,000 $225,000 66.7% 0.1%
    Goldwater Bank, N.A. $255,000 $225,000 -11.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $995,000 $225,000 -77.4% 0.1%
    UNITED NORTHERN MORTGAGE BANKERS LIMITED $225,000 n/a 0.1%
    ACOPIA, LLC $455,000 $215,000 -52.7% 0.1%
    ALAMEDA MORTGAGE CORPORATION $215,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $215,000 n/a 0.1%
    DAS Acquisition Company, LLC $205,000 $215,000 4.9% 0.1%
    DIRECT LENDERS, LLC $880,000 $205,000 -76.7% 0.1%
    Peoples Bank $205,000 n/a 0.1%
    Fifth Third Bank $420,000 $200,000 -52.4% 0.1%
    Bank of Dade $195,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $440,000 $190,000 -56.8% 0.1%
    LEADERONE FINANCIAL CORPORATION $185,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $810,000 $175,000 -78.4% 0.1%
    BankPlus $175,000 n/a 0.1%
    VAN DYK MORTGAGE CORPORATION $155,000 $175,000 12.9% 0.1%
    Bank OZK $170,000 n/a 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $165,000 n/a 0.1%
    BAY-VALLEY MORTGAGE GROUP $155,000 n/a 0.1%
    PANORAMA MORTGAGE GROUP, LLC $625,000 $155,000 -75.2% 0.1%
    Raymond James Bank $155,000 n/a 0.1%
    COMMUNITY BANK OF PICKENS COUNTY $145,000 n/a 0.1%
    LOANPAL, LLC $145,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $330,000 $145,000 -56.1% 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 $145,000 7.4% 0.1%
    First National Bank of Griffin $135,000 n/a 0.1%
    Service Federal Credit Union $65,000 $115,000 76.9% 0.0%
    SPRING EQ, LLC $145,000 $95,000 -34.5% 0.0%
    Capital City Bank $85,000 n/a 0.0%
    ALL IN $75,000 n/a 0.0%
    TOWER $75,000 n/a 0.0%
    First National Community Bank $65,000 n/a 0.0%
    The Citizens Bank of Georgia $55,000 n/a 0.0%
    ITHINK FINANCIAL Credit Union $175,000 $35,000 -80.0% 0.0%
    United Bank $255,000 $35,000 -86.3% 0.0%

    Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 6.3% market share. In second place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,535,000 in loans. In third place, with 4.7%, is Synovus Bank, having originated $11,710,000 in loans. In fourth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $9,750,000 in loans. In fifth place, with 3.6%, is Ameris Bank, having originated $9,080,000 in loans.

    Calhoun Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $170,675 (0.5%) $301,899 (1.2%) 0.00 161
    2018-02-01 $164,750 (-5.8%) $312,015 (2.5%) 0.00 159
    2018-03-01 $156,900 (-12.8%) $286,691 (-9.6%) 0.00 191
    2018-04-01 $162,240 (-9.8%) $274,490 (-17.9%) 0.00 169
    2018-05-01 $172,445 (-4.8%) $273,123 (-17.0%) 0.00 171
    2018-06-01 $175,000 (-5.4%) $277,314 (-16.3%) 0.00 173
    2018-07-01 $178,675 (-3.4%) $273,733 (-18.2%) 0.00 177
    2018-08-01 $177,450 (-9.0%) $264,215 (-23.3%) 0.00 198
    2018-09-01 $179,900 (-7.7%) $271,673 (-23.8%) 0.00 172
    2018-10-01 $174,900 (-6.7%) $331,963 (-4.8%) 0.00 220
    2018-11-01 $171,695 (-7.1%) $330,746 (-2.9%) 0.00 223
    2018-12-01 $172,900 (-3.9%) $327,010 (9.2%) 0.00 232
    2019-01-01 $171,695 (0.6%) $319,749 (5.9%) 0.00 226
    2019-02-01 $178,650 (8.4%) $334,215 (7.1%) 0.00 222
    2019-03-01 $171,329 (9.2%) $306,890 (7.1%) 0.00 263
    2019-04-01 $159,900 (-1.4%) $263,426 (-4.0%) 0.00 313
    2019-05-01 $159,945 (-7.3%) $264,966 (-3.0%) 0.00 320
    2019-06-01 $159,990 (-8.6%) $267,920 (-3.4%) 0.00 308
    2019-07-01 $167,490 (-6.3%) $274,055 (0.1%) 0.00 314
    2019-08-01 $169,038 (-4.7%) $252,067 (-4.6%) 0.00 291
    2019-09-01 $167,745 (-6.8%) $230,083 (-15.3%) 0.00 270
    2019-10-01 $175,014 (0.1%) $233,804 (-29.6%) 0.00 222
    2019-11-01 $186,450 (8.6%) $248,241 (-25.0%) 0.00 186
    2019-12-01 $184,493 (6.7%) $240,057 (-26.6%) 0.00 180
    2020-01-01 $180,946 (5.4%) $243,835 (-23.7%) 0.00 166
    2020-02-01 $194,900 (9.1%) $240,821 (-27.9%) 0.00 146
    2020-03-01 $194,400 (13.5%) $252,776 (-17.6%) 0.00 124
    2020-04-01 $208,475 (30.4%) $275,394 (4.5%) 0.00 120
    2020-05-01 $199,900 (25.0%) $277,488 (4.7%) 0.00 104
    2020-06-01 $211,638 (32.3%) $296,265 (10.6%) 0.00 90
    2020-07-01 $206,925 (23.5%) $304,075 (11.0%) 0.00 78
    2020-08-01 $207,450 (22.7%) $315,179 (25.0%) 0.00 72
    2020-09-01 $221,900 (32.3%) $313,225 (36.1%) 0.00 84
    2020-10-01 $224,900 (28.5%) $323,679 (38.4%) 0.00 82
    2020-11-01 $210,350 (12.8%) $309,299 (24.6%) 0.00 94
    2020-12-01 $222,350 (20.5%) $316,037 (31.7%) 0.00 87
    2021-01-01 $222,350 (22.9%) $341,241 (40.0%) 0.00 76
    2021-02-01 $236,175 (21.2%) $392,291 (62.9%) 0.00 55
    2021-03-01 $236,183 (21.5%) $419,286 (65.9%) 0.00 54
    2021-04-01 $228,880 (9.8%) $375,784 (36.5%) 0.00 62
    2021-05-01 $247,450 (23.8%) $420,607 (51.6%) 0.00 57
    2021-06-01 $256,570 (21.2%) $395,563 (33.5%) 0.00 72
    2021-07-01 $252,439 (22.0%) $400,891 (31.8%) 0.00 81
    2021-08-01 $281,225 (35.6%) $406,112 (28.9%) 0.00 101
    2021-09-01 $249,975 (12.7%) $392,575 (25.3%) 0.00 114
    2021-10-01 $249,950 (11.1%) $391,901 (21.1%) 0.00 109
    2021-11-01 $269,950 (28.3%) $410,965 (32.9%) 0.00 96
    2021-12-01 $283,474 (27.5%) $446,137 (41.2%) 0.00 74
    2022-01-01 $284,900 (28.1%) $461,044 (35.1%) 0.00 60
    2022-02-01 $284,900 (20.6%) $542,905 (38.4%) 0.00 58
    2022-03-01 $289,950 (22.8%) $526,829 (25.7%) 0.00 56
    2022-04-01 $285,000 (24.5%) $487,218 (29.7%) 0.00 64
    2022-05-01 $283,450 (14.6%) $466,951 (11.0%) 0.00 78
    2022-06-01 $295,900 (15.3%) $471,340 (19.2%) 0.00 94
    2022-07-01 $294,967 (16.9%) $436,460 (8.9%) 0.00 116
    2022-08-01 $292,607 (4.1%) $438,365 (7.9%) 0.00 106
    2022-09-01 $295,950 (18.4%) $438,651 (11.7%) 0.00 123
    2022-10-01 $293,860 (17.6%) $424,559 (8.3%) 0.00 153
    2022-11-01 $292,720 (8.4%) $428,844 (4.4%) 0.00 153
    2022-12-01 $295,353 (4.2%) $419,352 (-6.0%) 0.00 148
    2023-01-01 $294,967 (3.5%) $416,810 (-9.6%) 0.00 136
    2023-02-01 $297,000 (4.3%) $424,454 (-21.8%) 0.00 128
    2023-03-01 $297,139 (2.5%) $437,171 (-17.0%) 0.00 117
    2023-04-01 $297,039 (4.2%) $447,480 (-8.2%) 0.00 110
    2023-05-01 $297,362 (4.9%) $460,247 (-1.4%) 0.00 107
    2023-06-01 $289,010 (-2.3%) $469,577 (-0.4%) 0.00 113
    2023-07-01 $302,360 (2.5%) $465,886 (6.7%) 0.00 112
    2023-08-01 $307,310 (5.0%) $485,322 (10.7%) 0.00 108
    2023-09-01 $319,900 (8.1%) $478,669 (9.1%) 0.00 112
    2023-10-01 $290,725 (-1.1%) $392,015 (-7.7%) 0.00 114
    2023-11-01 $304,596 (4.1%) $397,984 (-7.2%) 0.00 114
    2023-12-01 $323,550 (9.6%) $417,637 (-0.4%) 0.00 123
    2024-01-01 $309,250 (4.8%) $402,084 (-3.5%) 0.00 107
    2024-02-01 $321,150 (8.1%) $407,722 (-3.9%) 0.00 105
    2024-03-01 $329,900 (11.0%) $424,709 (-2.9%) 0.00 101
    Calhoun's median listing price for 2024-03-01 was $329,900, a difference of $32,761 (11.0%) versus the prior year and $8,750 versus the prior month.

    Calhoun's median listing price comes in at 0% of the national average.

    Calhoun's average listing price for 2024-03-01 was $424,709, a difference of $-12,462 (-2.9%) versus the prior year and $16,987 versus the prior month.

    For the 2024-03-01 period, Calhoun had 101 MLS listings, a difference of -4 listings (-4%) versus the prior month and -16 listings (-14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,839 sqft
    2018-02-01 0 days 1,805 sqft
    2018-03-01 0 days 1,805 sqft
    2018-04-01 0 days 1,816 sqft
    2018-05-01 0 days 1,878 sqft
    2018-06-01 0 days 1,965 sqft
    2018-07-01 0 days 1,942 sqft
    2018-08-01 0 days 1,870 sqft
    2018-09-01 0 days 1,992 sqft
    2018-10-01 0 days 1,931 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,899 sqft
    2019-01-01 0 days 1,893 sqft
    2019-02-01 0 days 2,045 sqft
    2019-03-01 0 days 2,023 sqft
    2019-04-01 0 days 1,992 sqft
    2019-05-01 0 days 2,021 sqft
    2019-06-01 0 days 2,119 sqft
    2019-07-01 0 days 2,033 sqft
    2019-08-01 0 days 2,035 sqft
    2019-09-01 0 days 2,017 sqft
    2019-10-01 0 days 2,004 sqft
    2019-11-01 0 days 2,010 sqft
    2019-12-01 0 days 1,977 sqft
    2020-01-01 0 days 1,975 sqft
    2020-02-01 0 days 1,884 sqft
    2020-03-01 0 days 1,964 sqft
    2020-04-01 0 days 2,070 sqft
    2020-05-01 0 days 1,873 sqft
    2020-06-01 0 days 1,974 sqft
    2020-07-01 0 days 1,964 sqft
    2020-08-01 0 days 1,850 sqft
    2020-09-01 0 days 2,000 sqft
    2020-10-01 0 days 2,010 sqft
    2020-11-01 0 days 1,909 sqft
    2020-12-01 0 days 1,824 sqft
    2021-01-01 0 days 1,854 sqft
    2021-02-01 0 days 1,982 sqft
    2021-03-01 0 days 2,037 sqft
    2021-04-01 0 days 1,929 sqft
    2021-05-01 0 days 1,855 sqft
    2021-06-01 0 days 1,946 sqft
    2021-07-01 0 days 2,079 sqft
    2021-08-01 0 days 2,101 sqft
    2021-09-01 0 days 1,913 sqft
    2021-10-01 0 days 1,932 sqft
    2021-11-01 0 days 1,932 sqft
    2021-12-01 0 days 1,956 sqft
    2022-01-01 0 days 2,021 sqft
    2022-02-01 0 days 1,918 sqft
    2022-03-01 0 days 1,906 sqft
    2022-04-01 0 days 1,891 sqft
    2022-05-01 0 days 1,715 sqft
    2022-06-01 0 days 1,954 sqft
    2022-07-01 0 days 2,058 sqft
    2022-08-01 0 days 2,053 sqft
    2022-09-01 0 days 1,886 sqft
    2022-10-01 0 days 1,921 sqft
    2022-11-01 0 days 1,857 sqft
    2022-12-01 0 days 1,944 sqft
    2023-01-01 0 days 1,962 sqft
    2023-02-01 0 days 1,869 sqft
    2023-03-01 0 days 1,979 sqft
    2023-04-01 0 days 1,944 sqft
    2023-05-01 0 days 1,895 sqft
    2023-06-01 0 days 1,846 sqft
    2023-07-01 0 days 1,863 sqft
    2023-08-01 0 days 1,850 sqft
    2023-09-01 0 days 1,888 sqft
    2023-10-01 0 days 1,844 sqft
    2023-11-01 0 days 1,851 sqft
    2023-12-01 0 days 1,859 sqft
    2024-01-01 0 days 1,848 sqft
    2024-02-01 0 days 1,838 sqft
    2024-03-01 0 days 1,848 sqft
    Calhoun's median listing age (time on market) for 2024-03-01 was 0 days.

    Calhoun's median square footage for active listings during the 2024-03-01 period was 1,848 sqft. One year prior, the average listing was 1,979 sqft.

    Calhoun, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 722 $175,930,000 $243,670
    Cash Out Refi 168 $32,060,000 $190,833
    Other 140 $11,940,000 $85,286
    Refi 102 $23,700,000 $232,353
    Home Improvement 69 $5,935,000 $86,014

    Calhoun's most frequently cited loan purpose was Home Purchase, with 722 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 421 $102,245,000 $242,862
    7-8% 254 $55,960,000 $220,315
    Over 8% 236 $23,230,000 $98,432
    5-6% 195 $48,345,000 $247,923
    4-5% 28 $7,260,000 $259,286
    <2.5% 12 $150,000 $12,500
    3-4% 3 $645,000 $215,000
    2.5-3% 1 $225,000 $225,000

    During 2023, Calhoun's most frequently originated rate bucket was 6-7%, with 421 originations.

    Loan Sizing (Calhoun, GA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 536 $142,020,000 $264,963
    $100k-200k 311 $47,405,000 $152,428
    $100,000 or less 278 $15,480,000 $55,683
    $400k-600k 55 $25,285,000 $459,727
    $600k-1000k 14 $10,130,000 $723,571
    $Over $1MM 7 $9,245,000 $1,320,714

    Calhoun's loan sizing saw the bucket of loans from $200k-400k with 536 originations, totaling $142,020,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 532 $140,160,000 $263,459
    60-80% 222 $53,610,000 $241,486
    20-40% 143 $12,875,000 $90,035
    Under 20% 129 $5,495,000 $42,597
    40-60% 95 $19,005,000 $200,053
    Over 100% 25 $6,275,000 $251,000

    Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 532 originations, totaling $140,160,000 in origination value.