Calhoun Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Calhoun averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.9% and one month ago for the week of 2022-05-19, the average rate was 5.37%.

Calhoun's average rate one year ago was 3.3%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Calhoun 30 Year Fixed Rate 2022-06-23 5.93%
Calhoun 30 Year Fixed Rate Refi 2022-06-23 5.97%
Calhoun 15 Year Fixed Rate 2022-06-23 5.35%
Calhoun 15 Year Fixed Rate Refi 2022-06-23 5.57%
Calhoun 30 Year FHA 2022-06-23 0.26%
Calhoun 30 Year FHA Refi 2022-06-23 -0.04%
Calhoun 30 Year USDA 2022-06-23 -0.04%
Calhoun 30 Year USDA Refi 2022-06-23 0.25%
Calhoun 30 Year VA 2022-06-23 0.33%
Calhoun 30 Year VA Refi 2022-06-23 -0.11%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.

Calhoun Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 106 3.18% $4,592
THE MORTGAGE FIRM, INC. 51 3.35% $3,611
HOMESTAR FINANCIAL CORPORATION 51 3.26% $3,023
UNITED WHOLESALE MORTGAGE, LLC 43 2.83% $5,102
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 3.22% $3,871
SWBC MORTGAGE CORPORATION 37 3.09% $2,737
Synovus Bank 34 3.13% $3,749
South State Bank 34 3.13% $4,022
Wells Fargo Bank 23 3.44% $3,181
Regions Bank 23 3.08% $3,750
Ameris Bank 19 3.10% $4,855
CERTAINTY HOME LOANS, LLC 17 3.21% $4,217
Truist Bank 17 3.03% $3,618
PENNYMAC LOAN SERVICES, LLC 16 3.31% $5,302
Renasant Bank 15 2.94% $4,413
Mr. Cooper ( Nationstar Mortgage ) 12 3.75% $5,147
AMERISAVE MORTGAGE CORPORATION 12 2.76% $5,788
FirstBank 11 3.25% $4,288
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 10 3.04% $4,019
Prosperity Home Mortgage, LLC 9 3.18% $3,380
JPMorgan Chase Bank 8 3.14% $4,024
VANDERBILT MORTGAGE AND FINANCE, INC. 8 3.22% $4,098
LOANDEPOT.COM, LLC 7 3.05% $4,062
United Community Bank 7 2.95% $4,836
BROKER SOLUTIONS, INC. 7 3.03% $3,967
STOCKTON MORTGAGE CORPORATION 7 3.23% $5,050
BANKSOUTH MORTGAGE COMPANY, LLC 6 3.06% $4,975
FREEDOM MORTGAGE CORPORATION 6 3.40% $3,127
GUILD MORTGAGE COMPANY 6 3.25% $4,880
HOME POINT FINANCIAL CORPORATION 6 3.08% $5,197
BETTER MORTGAGE CORPORATION 5 2.85% $2,608
BAY EQUITY LLC 5 3.47% $5,524
Bank of America 5 3.13% $4,413
GEORGIA UNITED 5 3.55% $4,271
MOVEMENT MORTGAGE, LLC 5 3.15% $4,152
TJC Mortgage, Inc. 5 3.08% $4,668
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.18% $4,441
CALIBER HOME LOANS, INC. 5 3.30% $4,359
Citizens Bank 4 2.81% $4,236
Wyndham Capital Mortgage, Inc. 4 3.03% $1,957
AmeriHome Mortgage Company, LLC 4 3.22% $3,175
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.41% $3,734
INSPIRE HOME LOANS INC. 4 3.19% $3,846
Flagstar Bank, FSB 4 3.24% $5,629
NEWREZ LLC 4 3.22% $3,169
ANGEL OAK HOME LOANS LLC 4 3.88% $5,150
First Federal Bank 3 3.17% $3,073
Mortgage Assurance Inc. 3 3.13% $2,238
Capital City Home Loans, LLC 3 2.88% $3,072
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.33% $4,981
First Horizon Bank 3 3.38% $4,007
FIRST COMMUNITY MORTGAGE, INC. 3 3.13% $2,922
LENDUS, LLC 3 3.50% $3,868
AMERICAN FINANCING CORPORATION 3 3.33% $3,972
MILEND, INC. 3 3.04% $5,734
ZILLOW HOME LOANS, LLC 2 2.88% $4,994
Ally Bank 2 2.94% $3,930
Carrington Mortgage Services, LLC 2 3.69% $3,877
DIRECT LENDERS, LLC 2 3.25% $2,968
EVERETT FINANCIAL, INC. 2 3.63% $2,315
First Guaranty Mortgage Corporation 2 3.31% $2,708
First Option Mortgage, LLC 2 3.44% $4,774
GUARANTY HOME MORTGAGE CORPORATION 2 2.75% $5,255
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.81% $5,334
LGE COMMUNITY 2 2.81% $3,789
NAVY FEDERAL CREDIT UNION 2 3.19% $2,978
NBKC BANK 2 3.50% $1,755
NexBank 2 2.88% $3,621
PNC Bank 2 3.19% $4,710
RUOFF MORTGAGE COMPANY, INC. 2 2.75% $2,363
SOFI LENDING CORP. 2 3.19% $2,682
SOVEREIGN LENDING GROUP INCORPORATED 2 2.88% $4,775
SPRING EQ, LLC 2 3.56% $1,123
U.S. Bank 2 3.31% $8,288
US MORTGAGE CORPORATION 2 2.94% $3,902
ACOPIA, LLC 2 3.25% $6,164
HOMESPIRE MORTGAGE CORPORATION 1 3.25% $6,290
HOMESIDE FINANCIAL, LLC 1 3.63% $2,704
GUARANTEED RATE AFFINITY, LLC 1 3.63% $12,229
Christensen Financial, Inc. 1 2.75% $8,030
Bethpage Federal Credit Union 1 3.13% $2,758
GSF Mortgage Corporation 1 2.63% $1,751
Beeline Loans, Inc. 1 3.38% $1,909
OCMBC, INC. 1 3.13% $4,283
PANORAMA MORTGAGE GROUP, LLC 1 3.50% $5,254
Paramount Residential Mortgage Group, Inc. 1 2.50% $6,769
GMFS LLC 1 3.50% $3,453
PLAZA HOME MORTGAGE, INC. 1 5.63% $3,660
AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $2,772
POLARIS HOME FUNDING CORP. 1 3.50% $5,757
First National Bank of America 1 7.13% $6,210
First Heritage Mortgage, LLC 1 3.13% $3,624
Farm Credit Mid-America, ACA 1 3.95% $6,692
FAIRWINDS CREDIT UNION 1 3.50% $3,337
EMM LOANS LLC 1 3.25% $6,159
Alcova Mortgage LLC 1 2.88% $3,306
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $550
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 3.88% $4,832
DHI MORTGAGE COMPANY, LTD. 1 3.25% $7,348
VICTORY MORTGAGE, L.L.C. 1 4.25% $3,530
Watermark Capital, Inc. 1 3.00% $4,404
DELTA COMMUNITY CREDIT UNION 1 4.00% $3,086
SUCCESS MORTGAGE PARTNERS, INC. 1 3.13% $4,235
CROSSCOUNTRY MORTGAGE, LLC 1 2.88% $6,094
CRESCENT MORTGAGE COMPANY 1 3.00% $4,314
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,618
LAKEVIEW LOAN SERVICING, LLC 1 3.63% $2,827
KELLER MORTGAGE, LLC 1 3.00% $4,392
Citadel Servicing Corporation 1 5.13% $2,182
IVY MORTGAGE, INC. 1 3.38% $3,244
MEMBER FIRST MORTGAGE, LLC 1 3.13% $7,913
MEMBER ONE 1 2.88% $6,713
Metro City Bank 1 4.50% $3,738
Midwest Community Bank 1 3.25% $3,584
InterContinental Capital Group, Inc 1 3.00% $4,191
HOMESTEAD FUNDING CORP. 1 2.38% $4,732
Mortgage Bank of California 1 4.75% $21,774
Mortgage Research Center, LLC 1 2.50% $665

Calhoun, GA's 118 lenders originated 2,176 loans during 2021. The total origination value was $429,610,000, with an average loan value of $197,431.

The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with 106 loans originated. Their average total fees are $4,592, which is $981 higher than the next largest lender, THE MORTGAGE FIRM, INC..

The lowest fee Calhoun lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION ($2,737), HOMESTAR FINANCIAL CORPORATION ($3,023), Wells Fargo Bank ($3,181), THE MORTGAGE FIRM, INC. ($3,611) and Truist Bank ($3,618).

The lowest rate Calhoun lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.76%), UNITED WHOLESALE MORTGAGE, LLC (2.83%), Renasant Bank (2.94%), Truist Bank (3.03%) and CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP (3.04%).

Calhoun, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $26,210,000 $43,330,000 65.3% 10.1%
HOMESTAR FINANCIAL CORPORATION $17,700,000 $25,355,000 43.2% 5.9%
Ameris Bank $6,870,000 $20,820,000 203.1% 4.8%
THE MORTGAGE FIRM, INC. $14,095,000 $17,385,000 23.3% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $3,470,000 $15,965,000 360.1% 3.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,115,000 $15,800,000 30.4% 3.7%
Synovus Bank $22,400,000 $15,245,000 -31.9% 3.5%
WALKER & DUNLOP, LLC $14,690,000 n/a 3.4%
South State Bank $11,180,000 $14,575,000 30.4% 3.4%
SWBC MORTGAGE CORPORATION $14,700,000 $14,205,000 -3.4% 3.3%
Regions Bank $11,155,000 $12,205,000 9.4% 2.8%
FREEDOM MORTGAGE CORPORATION $8,430,000 $11,530,000 36.8% 2.7%
PENNYMAC LOAN SERVICES, LLC $2,695,000 $8,210,000 204.6% 1.9%
Wells Fargo Bank $5,400,000 $7,565,000 40.1% 1.8%
CERTAINTY HOME LOANS, LLC $4,365,000 $6,990,000 60.1% 1.6%
HOME POINT FINANCIAL CORPORATION $2,910,000 $6,915,000 137.6% 1.6%
United Community Bank $5,385,000 $6,800,000 26.3% 1.6%
Truist Bank $5,680,000 $6,550,000 15.3% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $3,740,000 $6,545,000 75.0% 1.5%
Renasant Bank $12,020,000 $6,130,000 -49.0% 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,485,000 $5,085,000 104.6% 1.2%
ORIX REAL ESTATE CAPITAL, LLC $4,295,000 n/a 1.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,600,000 $4,050,000 153.1% 0.9%
Mortgage Research Center, LLC $2,450,000 $3,875,000 58.2% 0.9%
AMERISAVE MORTGAGE CORPORATION $3,535,000 $3,800,000 7.5% 0.9%
CALIBER HOME LOANS, INC. $2,775,000 $3,775,000 36.0% 0.9%
MOVEMENT MORTGAGE, LLC $740,000 $3,725,000 403.4% 0.9%
BANKSOUTH MORTGAGE COMPANY, LLC $1,390,000 $3,695,000 165.8% 0.9%
NEWREZ LLC $940,000 $3,420,000 263.8% 0.8%
STOCKTON MORTGAGE CORPORATION $3,520,000 $3,370,000 -4.3% 0.8%
FirstBank $4,250,000 $3,135,000 -26.2% 0.7%
Grandbridge Real Estate Capital LLC $3,015,000 n/a 0.7%
Arbor Realty Trust, Inc. $3,005,000 n/a 0.7%
BROKER SOLUTIONS, INC. $2,205,000 $2,735,000 24.0% 0.6%
First Bank $6,170,000 $2,630,000 -57.4% 0.6%
INSPIRE HOME LOANS INC. $2,375,000 $2,520,000 6.1% 0.6%
Prosperity Home Mortgage, LLC $2,005,000 $2,360,000 17.7% 0.5%
LENDUS, LLC $3,785,000 $2,350,000 -37.9% 0.5%
LOANDEPOT.COM, LLC $2,970,000 $2,350,000 -20.9% 0.5%
GUILD MORTGAGE COMPANY $1,230,000 $2,320,000 88.6% 0.5%
U.S. Bank $155,000 $2,280,000 1,371.0% 0.5%
FAMILY SAVINGS $805,000 $2,225,000 176.4% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $405,000 $2,015,000 397.5% 0.5%
AmeriHome Mortgage Company, LLC $1,235,000 $1,965,000 59.1% 0.5%
First Horizon Bank $1,910,000 n/a 0.4%
Flagstar Bank, FSB $1,905,000 $1,885,000 -1.0% 0.4%
Citizens Bank $1,095,000 $1,855,000 69.4% 0.4%
InterContinental Capital Group, Inc $1,840,000 n/a 0.4%
TJC Mortgage, Inc. $560,000 $1,795,000 220.5% 0.4%
Carrington Mortgage Services, LLC $1,230,000 $1,780,000 44.7% 0.4%
ACOPIA, LLC $690,000 $1,760,000 155.1% 0.4%
JPMorgan Chase Bank $1,150,000 $1,715,000 49.1% 0.4%
Wyndham Capital Mortgage, Inc. $1,615,000 n/a 0.4%
Capital City Home Loans, LLC $1,190,000 $1,550,000 30.3% 0.4%
LAKEVIEW LOAN SERVICING, LLC $175,000 $1,540,000 780.0% 0.4%
NAVY FEDERAL CREDIT UNION $285,000 $1,460,000 412.3% 0.3%
First Federal Bank $940,000 $1,385,000 47.3% 0.3%
Lakeview Community Capital, LLC $1,370,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $755,000 $1,340,000 77.5% 0.3%
BAY EQUITY LLC $645,000 $1,330,000 106.2% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $620,000 $1,270,000 104.8% 0.3%
BETTER MORTGAGE CORPORATION $625,000 $1,250,000 100.0% 0.3%
Mortgage Assurance Inc. $720,000 $1,240,000 72.2% 0.3%
ANGEL OAK HOME LOANS LLC $1,230,000 n/a 0.3%
Bank of America $575,000 $1,165,000 102.6% 0.3%
GEORGIA UNITED $1,865,000 $1,155,000 -38.1% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $1,485,000 $1,045,000 -29.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $435,000 $1,030,000 136.8% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $325,000 $1,000,000 207.7% 0.2%
CRESCENT MORTGAGE COMPANY $965,000 n/a 0.2%
MILEND, INC. $390,000 $950,000 143.6% 0.2%
EVERETT FINANCIAL, INC. $1,265,000 $935,000 -26.1% 0.2%
NEW DAY FINANCIAL, LLC $675,000 $885,000 31.1% 0.2%
DAS Acquisition Company, LLC $195,000 $865,000 343.6% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $145,000 $780,000 437.9% 0.2%
1st State Financial, Ltd. $775,000 n/a 0.2%
Mortgage Bank of California $765,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $755,000 344.1% 0.2%
Equity Prime Mortgage LLC $165,000 $745,000 351.5% 0.2%
21ST MORTGAGE CORPORATION $1,045,000 $715,000 -31.6% 0.2%
First Guaranty Mortgage Corporation $225,000 $715,000 217.8% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $1,155,000 $685,000 -40.7% 0.2%
GUARANTEED RATE AFFINITY, LLC $135,000 $675,000 400.0% 0.2%
CHURCHILL MORTGAGE CORPORATION $255,000 $670,000 162.7% 0.2%
LGE COMMUNITY $1,895,000 $655,000 -65.4% 0.2%
The Piedmont Bank $635,000 n/a 0.1%
NexBank $625,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $600,000 n/a 0.1%
SOFI LENDING CORP. $595,000 n/a 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $555,000 $575,000 3.6% 0.1%
DIRECT LENDERS, LLC $565,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $2,765,000 $565,000 -79.6% 0.1%
PNC Bank $560,000 n/a 0.1%
First Option Mortgage, LLC $340,000 $555,000 63.2% 0.1%
US MORTGAGE CORPORATION $550,000 $555,000 0.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $515,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $515,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $505,000 n/a 0.1%
CLEARPATH LENDING $525,000 $485,000 -7.6% 0.1%
PLANET HOME LENDING, LLC $535,000 $485,000 -9.3% 0.1%
Ally Bank $125,000 $480,000 284.0% 0.1%
Mid-Continent Funding, Inc. $305,000 $480,000 57.4% 0.1%
DELTA COMMUNITY CREDIT UNION $400,000 $465,000 16.3% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $460,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $445,000 n/a 0.1%
Alcova Mortgage LLC $320,000 $440,000 37.5% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $705,000 $430,000 -39.0% 0.1%
ZILLOW HOME LOANS, LLC $175,000 $430,000 145.7% 0.1%
GMFS LLC $420,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $310,000 $395,000 27.4% 0.1%
MEMBER FIRST MORTGAGE, LLC $95,000 $395,000 315.8% 0.1%
Nations Lending Corporation $155,000 $395,000 154.8% 0.1%
SOUTHWEST STAGE FUNDING, LLC $135,000 $380,000 181.5% 0.1%
SPRING EQ, LLC $370,000 n/a 0.1%
The Federal Savings Bank $360,000 n/a 0.1%
First Heritage Mortgage, LLC $355,000 n/a 0.1%
Victorian Finance, LLC $310,000 $355,000 14.5% 0.1%
Century Mortgage Company DBA Century Lending Company $345,000 n/a 0.1%
NBKC BANK $125,000 $340,000 172.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 $340,000 119.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $570,000 $315,000 -44.7% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $305,000 n/a 0.1%
DHI MORTGAGE COMPANY, LTD. $305,000 n/a 0.1%
Colten Mortgage, LLC $165,000 $300,000 81.8% 0.1%
GSF Mortgage Corporation $295,000 n/a 0.1%
ON Q FINANCIAL, INC. $295,000 n/a 0.1%
MEMBER ONE $285,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $145,000 $285,000 96.6% 0.1%
USAA Federal Savings Bank $1,900,000 $285,000 -85.0% 0.1%
VICTORY MORTGAGE, L.L.C. $285,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $400,000 $280,000 -30.0% 0.1%
Metro City Bank $260,000 n/a 0.1%
TOGETHER CREDIT UNION $260,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $125,000 $260,000 108.0% 0.1%
Visio Financial Services Inc. $255,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $245,000 n/a 0.1%
Arvest Bank $310,000 $245,000 -21.0% 0.1%
Assurance Financial Group, L.L.C. $245,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $290,000 $235,000 -19.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.1%
Congressional Bank $225,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $225,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $215,000 n/a 0.1%
Christensen Financial, Inc. $215,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $675,000 $195,000 -71.1% 0.0%
Farm Credit Mid-America, ACA $195,000 n/a 0.0%
First Internet Bank of Indiana $195,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $185,000 n/a 0.0%
IVY MORTGAGE, INC. $185,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.0%
Midwest Community Bank $185,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $185,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $185,000 n/a 0.0%
Watermark Capital, Inc. $185,000 n/a 0.0%
AMERICAN ADVISORS GROUP $360,000 $180,000 -50.0% 0.0%
MID AMERICA MORTGAGE, INC. $180,000 n/a 0.0%
Associated Credit Union $55,000 $175,000 218.2% 0.0%
1ST SIGNATURE LENDING, LLC $165,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $165,000 $165,000 0.0% 0.0%
POLARIS HOME FUNDING CORP. $145,000 $165,000 13.8% 0.0%
BancorpSouth Bank $115,000 $155,000 34.8% 0.0%
Exchange Bank $155,000 n/a 0.0%
FAIRWINDS CREDIT UNION $155,000 n/a 0.0%
KELLER MORTGAGE, LLC $155,000 $155,000 0.0% 0.0%
PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $135,000 $155,000 14.8% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $155,000 n/a 0.0%
Atlantic Union Bank $145,000 n/a 0.0%
Beeline Loans, Inc. $145,000 n/a 0.0%
BM Real Estate Services, Inc. $145,000 n/a 0.0%
Citadel Servicing Corporation $145,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $145,000 n/a 0.0%
Coosa Valley Credit Union $880,000 $145,000 -83.5% 0.0%
EMM LOANS LLC $145,000 n/a 0.0%
OCMBC, INC. $400,000 $145,000 -63.8% 0.0%
BELEM SERVICING LLC $135,000 n/a 0.0%
East West Bank $125,000 n/a 0.0%
IMPAC MORTGAGE CORP. $125,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.0%
PHH Mortgage Corporation $125,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $195,000 $115,000 -41.0% 0.0%
Axos Bank $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $310,000 $95,000 -69.4% 0.0%
Fifth Third Bank $240,000 $85,000 -64.6% 0.0%
First National Bank of America $160,000 $85,000 -46.9% 0.0%
Georgia Banking Company $5,000 $85,000 1,600.0% 0.0%
ALLIANT CREDIT UNION $65,000 n/a 0.0%
Bethpage Federal Credit Union $65,000 n/a 0.0%
GEORGIA'S OWN $480,000 $65,000 -86.5% 0.0%
Figure Lending LLC $35,000 $45,000 28.6% 0.0%
TENNESSEE VALLEY $35,000 n/a 0.0%
1st Franklin Financial Corporation $25,000 n/a 0.0%

Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 10.1% market share. In second place, with 5.9%, is HOMESTAR FINANCIAL CORPORATION, having originated $25,355,000 in loans. In third place, with 4.8%, is Ameris Bank, having originated $20,820,000 in loans. In third place, with 4.0%, is THE MORTGAGE FIRM, INC., having originated $17,385,000 in loans. In third place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,965,000 in loans.


Calhoun, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 943 $222,075,000 $235,498
Refi 688 $122,890,000 $178,619
Cash Out Refi 433 $74,135,000 $171,212
Other 66 $6,890,000 $104,394
Home Improvement 46 $3,620,000 $78,696

Calhoun's most frequently cited loan purpose was Home Purchase, with 943 originations. The 2nd most popular reason was Refi, with 688 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 923 $191,675,000 $207,665
2.5-3% 761 $148,115,000 $194,632
<2.5% 329 $66,845,000 $203,176
4-5% 89 $15,125,000 $169,944
Over 8% 18 $1,110,000 $61,667
5-6% 17 $1,685,000 $99,118
6-7% 10 $930,000 $93,000
7-8% 5 $475,000 $95,000

During 2021, Calhoun's most frequently originated rate bucket was 3-4%, with 923 originations.

Loan Sizing (Calhoun, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,150 $173,250,000 $150,652
$200k-400k 629 $162,175,000 $257,830
$100,000 or less 328 $21,690,000 $66,128
$400k-600k 49 $23,205,000 $473,571
$600k-1000k 12 $8,850,000 $737,500
$Over $1MM 8 $40,440,000 $5,055,000

Calhoun's loan sizing saw the bucket of loans from $100k-200k with 1,150 originations, totaling $173,250,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 931 $198,415,000 $213,120
60-80% 673 $140,785,000 $209,190
40-60% 266 $49,680,000 $186,767
20-40% 113 $12,575,000 $111,283
Under 20% 63 $2,155,000 $34,206
Over 100% 19 $8,155,000 $429,211

Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 931 originations, totaling $198,415,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $167,400 (-1.5%) $302,947 (-4.0%) 0.00 197
2018-02-01 $157,495 (-10.7%) $292,839 (-8.1%) 0.00 194
2018-03-01 $154,990 (-13.9%) $279,176 (-15.8%) 0.00 228
2018-04-01 $164,695 (-8.5%) $271,654 (-21.2%) 0.00 204
2018-05-01 $169,995 (-5.5%) $276,023 (-17.7%) 0.00 213
2018-06-01 $179,900 (-0.6%) $270,630 (-17.1%) 0.00 216
2018-07-01 $182,450 (3.1%) $264,592 (-20.1%) 0.00 230
2018-08-01 $175,000 (-7.9%) $254,153 (-24.4%) 0.00 277
2018-09-01 $179,900 (-5.3%) $275,398 (-18.7%) 0.00 254
2018-10-01 $177,900 (-6.3%) $317,066 (-4.4%) 0.00 302
2018-11-01 $175,825 (-2.3%) $316,593 (-0.3%) 0.00 309
2018-12-01 $172,900 (-3.9%) $302,800 (-0.2%) 0.00 312
2019-01-01 $170,195 (1.7%) $293,177 (-3.2%) 0.00 302
2019-02-01 $178,500 (13.3%) $311,304 (6.3%) 0.00 291
2019-03-01 $170,924 (10.3%) $282,636 (1.2%) 0.00 330
2019-04-01 $165,245 (0.3%) $250,831 (-7.7%) 0.00 379
2019-05-01 $165,000 (-2.9%) $251,360 (-8.9%) 0.00 399
2019-06-01 $169,900 (-5.6%) $253,600 (-6.3%) 0.00 397
2019-07-01 $174,510 (-4.4%) $262,016 (-1.0%) 0.00 410
2019-08-01 $173,851 (-0.7%) $253,700 (-0.2%) 0.00 381
2019-09-01 $170,245 (-5.4%) $232,813 (-15.5%) 0.00 349
2019-10-01 $179,745 (1.0%) $243,879 (-23.1%) 0.00 323
2019-11-01 $189,900 (8.0%) $258,406 (-18.4%) 0.00 281
2019-12-01 $179,900 (4.1%) $244,017 (-19.4%) 0.00 269
2020-01-01 $176,400 (3.7%) $236,495 (-19.3%) 0.00 245
2020-02-01 $189,900 (6.4%) $239,623 (-23.0%) 0.00 221
2020-03-01 $189,900 (11.1%) $251,282 (-11.1%) 0.00 188
2020-04-01 $202,450 (22.5%) $262,706 (4.7%) 0.00 186
2020-05-01 $199,900 (21.2%) $273,873 (9.0%) 0.00 159
2020-06-01 $209,950 (23.6%) $284,600 (12.2%) 0.00 137
2020-07-01 $202,200 (15.9%) $290,428 (10.8%) 0.00 115
2020-08-01 $209,999 (20.8%) $332,418 (31.0%) 0.00 112
2020-09-01 $229,150 (34.6%) $324,163 (39.2%) 0.00 124
2020-10-01 $239,900 (33.5%) $325,195 (33.3%) 0.00 121
2020-11-01 $219,900 (15.8%) $320,044 (23.9%) 0.00 133
2020-12-01 $227,350 (26.4%) $316,851 (29.9%) 0.00 134
2021-01-01 $224,800 (27.4%) $322,072 (36.2%) 0.00 107
2021-02-01 $241,900 (27.4%) $368,173 (53.7%) 0.00 77
2021-03-01 $241,400 (27.1%) $410,643 (63.4%) 0.00 70
2021-04-01 $237,326 (17.2%) $350,995 (33.6%) 0.00 88
2021-05-01 $249,900 (25.0%) $376,373 (37.4%) 0.00 81
2021-06-01 $262,450 (25.0%) $391,292 (37.5%) 0.00 104
2021-07-01 $258,292 (27.7%) $382,578 (31.7%) 0.00 105
2021-08-01 $294,450 (40.2%) $396,167 (19.2%) 0.00 134
2021-09-01 $249,900 (9.1%) $373,671 (15.3%) 0.00 158
2021-10-01 $249,900 (4.2%) $395,461 (21.6%) 0.00 143
2021-11-01 $267,400 (21.6%) $416,911 (30.3%) 0.00 135
2021-12-01 $271,950 (19.6%) $452,357 (42.8%) 0.00 113
2022-01-01 $279,900 (24.5%) $495,790 (53.9%) 0.00 96
2022-02-01 $287,450 (18.8%) $514,959 (39.9%) 0.00 100
2022-03-01 $299,900 (24.2%) $536,683 (30.7%) 0.00 89
2022-04-01 $290,000 (22.2%) $504,708 (43.8%) 0.00 96
2022-05-01 $292,900 (17.2%) $479,461 (27.4%) 0.00 121
Calhoun's median listing price for 2022-05-01 was $292,900, a difference of $43,000 (17.2%) versus the prior year and $2,900 versus the prior month.

Calhoun's median listing price comes in at 0% of the national average.

Calhoun's average listing price for 2022-05-01 was $479,461, a difference of $103,088 (27.4%) versus the prior year and $-25,247 versus the prior month.

For the 2022-05-01 period, Calhoun had 121 MLS listings, a difference of 25 listings (26%) versus the prior month and 40 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,805 sqft
2018-02-01 0 days 1,805 sqft
2018-03-01 0 days 1,805 sqft
2018-04-01 0 days 1,816 sqft
2018-05-01 0 days 1,879 sqft
2018-06-01 0 days 2,007 sqft
2018-07-01 0 days 2,007 sqft
2018-08-01 0 days 1,826 sqft
2018-09-01 0 days 1,992 sqft
2018-10-01 0 days 1,892 sqft
2018-11-01 0 days 1,936 sqft
2018-12-01 0 days 1,826 sqft
2019-01-01 0 days 1,826 sqft
2019-02-01 0 days 1,826 sqft
2019-03-01 0 days 1,904 sqft
2019-04-01 0 days 2,000 sqft
2019-05-01 0 days 2,000 sqft
2019-06-01 0 days 2,007 sqft
2019-07-01 0 days 2,002 sqft
2019-08-01 0 days 2,002 sqft
2019-09-01 0 days 2,002 sqft
2019-10-01 0 days 2,002 sqft
2019-11-01 0 days 2,002 sqft
2019-12-01 0 days 1,836 sqft
2020-01-01 0 days 1,867 sqft
2020-02-01 0 days 1,850 sqft
2020-03-01 0 days 1,875 sqft
2020-04-01 0 days 2,002 sqft
2020-05-01 0 days 1,860 sqft
2020-06-01 0 days 1,950 sqft
2020-07-01 0 days 1,945 sqft
2020-08-01 0 days 1,872 sqft
2020-09-01 0 days 2,040 sqft
2020-10-01 0 days 2,010 sqft
2020-11-01 0 days 2,022 sqft
2020-12-01 0 days 1,848 sqft
2021-01-01 0 days 1,854 sqft
2021-02-01 0 days 2,001 sqft
2021-03-01 0 days 2,000 sqft
2021-04-01 0 days 2,005 sqft
2021-05-01 0 days 1,870 sqft
2021-06-01 0 days 1,946 sqft
2021-07-01 0 days 1,952 sqft
2021-08-01 0 days 1,950 sqft
2021-09-01 0 days 1,813 sqft
2021-10-01 0 days 1,797 sqft
2021-11-01 0 days 1,835 sqft
2021-12-01 0 days 1,856 sqft
2022-01-01 0 days 1,876 sqft
2022-02-01 0 days 1,879 sqft
2022-03-01 0 days 1,939 sqft
2022-04-01 0 days 1,900 sqft
2022-05-01 0 days 1,819 sqft
Calhoun's median listing age (time on market) for 2022-05-01 was 0 days.

Calhoun's median square footage for active listings during the 2022-05-01 period was 1,819 sqft. One year prior, the average listing was 1,870 sqft.