Calhoun Mortgage Rates
30 Year Fixed Rate mortgages in Calhoun averaged
5.93%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.9% and
one month ago for the week of 2022-05-19, the
average rate was 5.37%.
Calhoun's average rate one year ago was 3.3%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.97%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Calhoun 30 Year Fixed Rate | 2022-06-23 | 5.93% |
| Calhoun 30 Year Fixed Rate Refi | 2022-06-23 | 5.97% |
| Calhoun 15 Year Fixed Rate | 2022-06-23 | 5.35% |
| Calhoun 15 Year Fixed Rate Refi | 2022-06-23 | 5.57% |
| Calhoun 30 Year FHA | 2022-06-23 | 0.26% |
| Calhoun 30 Year FHA Refi | 2022-06-23 | -0.04% |
| Calhoun 30 Year USDA | 2022-06-23 | -0.04% |
| Calhoun 30 Year USDA Refi | 2022-06-23 | 0.25% |
| Calhoun 30 Year VA | 2022-06-23 | 0.33% |
| Calhoun 30 Year VA Refi | 2022-06-23 | -0.11% |
Calhoun Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Calhoun, GA's 118 lenders originated 2,176
loans during 2021. The total origination value was $429,610,000, with an average loan value of
$197,431.
The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with
106 loans originated. Their average total fees are
$4,592, which is $981
higher than the next largest lender,
THE MORTGAGE FIRM, INC..
The lowest fee Calhoun lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION ($2,737), HOMESTAR FINANCIAL CORPORATION ($3,023), Wells Fargo Bank ($3,181), THE MORTGAGE FIRM, INC. ($3,611) and Truist Bank ($3,618).
The lowest rate Calhoun lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.76%), UNITED WHOLESALE MORTGAGE, LLC (2.83%), Renasant Bank (2.94%), Truist Bank (3.03%) and CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP (3.04%).
Calhoun, GA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $26,210,000 | $43,330,000 | 65.3% | 10.1% |
| HOMESTAR FINANCIAL CORPORATION | $17,700,000 | $25,355,000 | 43.2% | 5.9% |
| Ameris Bank | $6,870,000 | $20,820,000 | 203.1% | 4.8% |
| THE MORTGAGE FIRM, INC. | $14,095,000 | $17,385,000 | 23.3% | 4.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,470,000 | $15,965,000 | 360.1% | 3.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,115,000 | $15,800,000 | 30.4% | 3.7% |
| Synovus Bank | $22,400,000 | $15,245,000 | -31.9% | 3.5% |
| WALKER & DUNLOP, LLC | $14,690,000 | n/a | 3.4% | |
| South State Bank | $11,180,000 | $14,575,000 | 30.4% | 3.4% |
| SWBC MORTGAGE CORPORATION | $14,700,000 | $14,205,000 | -3.4% | 3.3% |
| Regions Bank | $11,155,000 | $12,205,000 | 9.4% | 2.8% |
| FREEDOM MORTGAGE CORPORATION | $8,430,000 | $11,530,000 | 36.8% | 2.7% |
| PENNYMAC LOAN SERVICES, LLC | $2,695,000 | $8,210,000 | 204.6% | 1.9% |
| Wells Fargo Bank | $5,400,000 | $7,565,000 | 40.1% | 1.8% |
| CERTAINTY HOME LOANS, LLC | $4,365,000 | $6,990,000 | 60.1% | 1.6% |
| HOME POINT FINANCIAL CORPORATION | $2,910,000 | $6,915,000 | 137.6% | 1.6% |
| United Community Bank | $5,385,000 | $6,800,000 | 26.3% | 1.6% |
| Truist Bank | $5,680,000 | $6,550,000 | 15.3% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,740,000 | $6,545,000 | 75.0% | 1.5% |
| Renasant Bank | $12,020,000 | $6,130,000 | -49.0% | 1.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,485,000 | $5,085,000 | 104.6% | 1.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,295,000 | n/a | 1.0% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,600,000 | $4,050,000 | 153.1% | 0.9% |
| Mortgage Research Center, LLC | $2,450,000 | $3,875,000 | 58.2% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $3,535,000 | $3,800,000 | 7.5% | 0.9% |
| CALIBER HOME LOANS, INC. | $2,775,000 | $3,775,000 | 36.0% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $740,000 | $3,725,000 | 403.4% | 0.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,390,000 | $3,695,000 | 165.8% | 0.9% |
| NEWREZ LLC | $940,000 | $3,420,000 | 263.8% | 0.8% |
| STOCKTON MORTGAGE CORPORATION | $3,520,000 | $3,370,000 | -4.3% | 0.8% |
| FirstBank | $4,250,000 | $3,135,000 | -26.2% | 0.7% |
| Grandbridge Real Estate Capital LLC | $3,015,000 | n/a | 0.7% | |
| Arbor Realty Trust, Inc. | $3,005,000 | n/a | 0.7% | |
| BROKER SOLUTIONS, INC. | $2,205,000 | $2,735,000 | 24.0% | 0.6% |
| First Bank | $6,170,000 | $2,630,000 | -57.4% | 0.6% |
| INSPIRE HOME LOANS INC. | $2,375,000 | $2,520,000 | 6.1% | 0.6% |
| Prosperity Home Mortgage, LLC | $2,005,000 | $2,360,000 | 17.7% | 0.5% |
| LENDUS, LLC | $3,785,000 | $2,350,000 | -37.9% | 0.5% |
| LOANDEPOT.COM, LLC | $2,970,000 | $2,350,000 | -20.9% | 0.5% |
| GUILD MORTGAGE COMPANY | $1,230,000 | $2,320,000 | 88.6% | 0.5% |
| U.S. Bank | $155,000 | $2,280,000 | 1,371.0% | 0.5% |
| FAMILY SAVINGS | $805,000 | $2,225,000 | 176.4% | 0.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | $405,000 | $2,015,000 | 397.5% | 0.5% |
| AmeriHome Mortgage Company, LLC | $1,235,000 | $1,965,000 | 59.1% | 0.5% |
| First Horizon Bank | $1,910,000 | n/a | 0.4% | |
| Flagstar Bank, FSB | $1,905,000 | $1,885,000 | -1.0% | 0.4% |
| Citizens Bank | $1,095,000 | $1,855,000 | 69.4% | 0.4% |
| InterContinental Capital Group, Inc | $1,840,000 | n/a | 0.4% | |
| TJC Mortgage, Inc. | $560,000 | $1,795,000 | 220.5% | 0.4% |
| Carrington Mortgage Services, LLC | $1,230,000 | $1,780,000 | 44.7% | 0.4% |
| ACOPIA, LLC | $690,000 | $1,760,000 | 155.1% | 0.4% |
| JPMorgan Chase Bank | $1,150,000 | $1,715,000 | 49.1% | 0.4% |
| Wyndham Capital Mortgage, Inc. | $1,615,000 | n/a | 0.4% | |
| Capital City Home Loans, LLC | $1,190,000 | $1,550,000 | 30.3% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $175,000 | $1,540,000 | 780.0% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $285,000 | $1,460,000 | 412.3% | 0.3% |
| First Federal Bank | $940,000 | $1,385,000 | 47.3% | 0.3% |
| Lakeview Community Capital, LLC | $1,370,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $755,000 | $1,340,000 | 77.5% | 0.3% |
| BAY EQUITY LLC | $645,000 | $1,330,000 | 106.2% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $620,000 | $1,270,000 | 104.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $625,000 | $1,250,000 | 100.0% | 0.3% |
| Mortgage Assurance Inc. | $720,000 | $1,240,000 | 72.2% | 0.3% |
| ANGEL OAK HOME LOANS LLC | $1,230,000 | n/a | 0.3% | |
| Bank of America | $575,000 | $1,165,000 | 102.6% | 0.3% |
| GEORGIA UNITED | $1,865,000 | $1,155,000 | -38.1% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,485,000 | $1,045,000 | -29.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $435,000 | $1,030,000 | 136.8% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $325,000 | $1,000,000 | 207.7% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $965,000 | n/a | 0.2% | |
| MILEND, INC. | $390,000 | $950,000 | 143.6% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,265,000 | $935,000 | -26.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $675,000 | $885,000 | 31.1% | 0.2% |
| DAS Acquisition Company, LLC | $195,000 | $865,000 | 343.6% | 0.2% |
| GUARANTY HOME MORTGAGE CORPORATION | $145,000 | $780,000 | 437.9% | 0.2% |
| 1st State Financial, Ltd. | $775,000 | n/a | 0.2% | |
| Mortgage Bank of California | $765,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $170,000 | $755,000 | 344.1% | 0.2% |
| Equity Prime Mortgage LLC | $165,000 | $745,000 | 351.5% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,045,000 | $715,000 | -31.6% | 0.2% |
| First Guaranty Mortgage Corporation | $225,000 | $715,000 | 217.8% | 0.2% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,155,000 | $685,000 | -40.7% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $135,000 | $675,000 | 400.0% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $255,000 | $670,000 | 162.7% | 0.2% |
| LGE COMMUNITY | $1,895,000 | $655,000 | -65.4% | 0.2% |
| The Piedmont Bank | $635,000 | n/a | 0.1% | |
| NexBank | $625,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $600,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $595,000 | n/a | 0.1% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $555,000 | $575,000 | 3.6% | 0.1% |
| DIRECT LENDERS, LLC | $565,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,765,000 | $565,000 | -79.6% | 0.1% |
| PNC Bank | $560,000 | n/a | 0.1% | |
| First Option Mortgage, LLC | $340,000 | $555,000 | 63.2% | 0.1% |
| US MORTGAGE CORPORATION | $550,000 | $555,000 | 0.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $515,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $515,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $505,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $525,000 | $485,000 | -7.6% | 0.1% |
| PLANET HOME LENDING, LLC | $535,000 | $485,000 | -9.3% | 0.1% |
| Ally Bank | $125,000 | $480,000 | 284.0% | 0.1% |
| Mid-Continent Funding, Inc. | $305,000 | $480,000 | 57.4% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $400,000 | $465,000 | 16.3% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $460,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $445,000 | n/a | 0.1% | |
| Alcova Mortgage LLC | $320,000 | $440,000 | 37.5% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $705,000 | $430,000 | -39.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $175,000 | $430,000 | 145.7% | 0.1% |
| GMFS LLC | $420,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $310,000 | $395,000 | 27.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $95,000 | $395,000 | 315.8% | 0.1% |
| Nations Lending Corporation | $155,000 | $395,000 | 154.8% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $135,000 | $380,000 | 181.5% | 0.1% |
| SPRING EQ, LLC | $370,000 | n/a | 0.1% | |
| The Federal Savings Bank | $360,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $355,000 | n/a | 0.1% | |
| Victorian Finance, LLC | $310,000 | $355,000 | 14.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $345,000 | n/a | 0.1% | |
| NBKC BANK | $125,000 | $340,000 | 172.0% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $155,000 | $340,000 | 119.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $335,000 | n/a | 0.1% | |
| MORTGAGE INVESTORS GROUP, INC. | $570,000 | $315,000 | -44.7% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| DHI MORTGAGE COMPANY, LTD. | $305,000 | n/a | 0.1% | |
| Colten Mortgage, LLC | $165,000 | $300,000 | 81.8% | 0.1% |
| GSF Mortgage Corporation | $295,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $295,000 | n/a | 0.1% | |
| MEMBER ONE | $285,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $145,000 | $285,000 | 96.6% | 0.1% |
| USAA Federal Savings Bank | $1,900,000 | $285,000 | -85.0% | 0.1% |
| VICTORY MORTGAGE, L.L.C. | $285,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $400,000 | $280,000 | -30.0% | 0.1% |
| Metro City Bank | $260,000 | n/a | 0.1% | |
| TOGETHER CREDIT UNION | $260,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $125,000 | $260,000 | 108.0% | 0.1% |
| Visio Financial Services Inc. | $255,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| Arvest Bank | $310,000 | $245,000 | -21.0% | 0.1% |
| Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $290,000 | $235,000 | -19.0% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $225,000 | n/a | 0.1% | |
| Congressional Bank | $225,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $225,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $215,000 | n/a | 0.1% | |
| Christensen Financial, Inc. | $215,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $675,000 | $195,000 | -71.1% | 0.0% |
| Farm Credit Mid-America, ACA | $195,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $195,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $185,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $185,000 | n/a | 0.0% | |
| Midwest Community Bank | $185,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $185,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $185,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $360,000 | $180,000 | -50.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $180,000 | n/a | 0.0% | |
| Associated Credit Union | $55,000 | $175,000 | 218.2% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $165,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $165,000 | $165,000 | 0.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $145,000 | $165,000 | 13.8% | 0.0% |
| BancorpSouth Bank | $115,000 | $155,000 | 34.8% | 0.0% |
| Exchange Bank | $155,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $155,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $155,000 | $155,000 | 0.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $135,000 | $155,000 | 14.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $155,000 | n/a | 0.0% | |
| Atlantic Union Bank | $145,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $145,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $145,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $145,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $145,000 | n/a | 0.0% | |
| Coosa Valley Credit Union | $880,000 | $145,000 | -83.5% | 0.0% |
| EMM LOANS LLC | $145,000 | n/a | 0.0% | |
| OCMBC, INC. | $400,000 | $145,000 | -63.8% | 0.0% |
| BELEM SERVICING LLC | $135,000 | n/a | 0.0% | |
| East West Bank | $125,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $125,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $125,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $195,000 | $115,000 | -41.0% | 0.0% |
| Axos Bank | $105,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $310,000 | $95,000 | -69.4% | 0.0% |
| Fifth Third Bank | $240,000 | $85,000 | -64.6% | 0.0% |
| First National Bank of America | $160,000 | $85,000 | -46.9% | 0.0% |
| Georgia Banking Company | $5,000 | $85,000 | 1,600.0% | 0.0% |
| ALLIANT CREDIT UNION | $65,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $480,000 | $65,000 | -86.5% | 0.0% |
| Figure Lending LLC | $35,000 | $45,000 | 28.6% | 0.0% |
| TENNESSEE VALLEY | $35,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $25,000 | n/a | 0.0% |
Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 10.1% market share. In second place, with 5.9%, is HOMESTAR FINANCIAL CORPORATION, having originated $25,355,000 in loans. In third place, with 4.8%, is Ameris Bank, having originated $20,820,000 in loans. In third place, with 4.0%, is THE MORTGAGE FIRM, INC., having originated $17,385,000 in loans. In third place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,965,000 in loans.
Calhoun, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 943 | $222,075,000 | $235,498 |
| Refi | 688 | $122,890,000 | $178,619 |
| Cash Out Refi | 433 | $74,135,000 | $171,212 |
| Other | 66 | $6,890,000 | $104,394 |
| Home Improvement | 46 | $3,620,000 | $78,696 |
Calhoun's most frequently cited loan purpose was Home Purchase, with 943 originations. The 2nd most popular reason was Refi, with 688 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 923 | $191,675,000 | $207,665 |
| 2.5-3% | 761 | $148,115,000 | $194,632 |
| <2.5% | 329 | $66,845,000 | $203,176 |
| 4-5% | 89 | $15,125,000 | $169,944 |
| Over 8% | 18 | $1,110,000 | $61,667 |
| 5-6% | 17 | $1,685,000 | $99,118 |
| 6-7% | 10 | $930,000 | $93,000 |
| 7-8% | 5 | $475,000 | $95,000 |
During 2021, Calhoun's most frequently originated rate bucket was 3-4%, with 923 originations.
Loan Sizing (Calhoun, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,150 | $173,250,000 | $150,652 |
| $200k-400k | 629 | $162,175,000 | $257,830 |
| $100,000 or less | 328 | $21,690,000 | $66,128 |
| $400k-600k | 49 | $23,205,000 | $473,571 |
| $600k-1000k | 12 | $8,850,000 | $737,500 |
| $Over $1MM | 8 | $40,440,000 | $5,055,000 |
Calhoun's loan sizing saw the bucket of loans from $100k-200k with 1,150 originations, totaling $173,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 931 | $198,415,000 | $213,120 |
| 60-80% | 673 | $140,785,000 | $209,190 |
| 40-60% | 266 | $49,680,000 | $186,767 |
| 20-40% | 113 | $12,575,000 | $111,283 |
| Under 20% | 63 | $2,155,000 | $34,206 |
| Over 100% | 19 | $8,155,000 | $429,211 |
Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 931 originations, totaling $198,415,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $167,400 (-1.5%) | $302,947 (-4.0%) | 0.00 | 197 |
| 2018-02-01 | $157,495 (-10.7%) | $292,839 (-8.1%) | 0.00 | 194 |
| 2018-03-01 | $154,990 (-13.9%) | $279,176 (-15.8%) | 0.00 | 228 |
| 2018-04-01 | $164,695 (-8.5%) | $271,654 (-21.2%) | 0.00 | 204 |
| 2018-05-01 | $169,995 (-5.5%) | $276,023 (-17.7%) | 0.00 | 213 |
| 2018-06-01 | $179,900 (-0.6%) | $270,630 (-17.1%) | 0.00 | 216 |
| 2018-07-01 | $182,450 (3.1%) | $264,592 (-20.1%) | 0.00 | 230 |
| 2018-08-01 | $175,000 (-7.9%) | $254,153 (-24.4%) | 0.00 | 277 |
| 2018-09-01 | $179,900 (-5.3%) | $275,398 (-18.7%) | 0.00 | 254 |
| 2018-10-01 | $177,900 (-6.3%) | $317,066 (-4.4%) | 0.00 | 302 |
| 2018-11-01 | $175,825 (-2.3%) | $316,593 (-0.3%) | 0.00 | 309 |
| 2018-12-01 | $172,900 (-3.9%) | $302,800 (-0.2%) | 0.00 | 312 |
| 2019-01-01 | $170,195 (1.7%) | $293,177 (-3.2%) | 0.00 | 302 |
| 2019-02-01 | $178,500 (13.3%) | $311,304 (6.3%) | 0.00 | 291 |
| 2019-03-01 | $170,924 (10.3%) | $282,636 (1.2%) | 0.00 | 330 |
| 2019-04-01 | $165,245 (0.3%) | $250,831 (-7.7%) | 0.00 | 379 |
| 2019-05-01 | $165,000 (-2.9%) | $251,360 (-8.9%) | 0.00 | 399 |
| 2019-06-01 | $169,900 (-5.6%) | $253,600 (-6.3%) | 0.00 | 397 |
| 2019-07-01 | $174,510 (-4.4%) | $262,016 (-1.0%) | 0.00 | 410 |
| 2019-08-01 | $173,851 (-0.7%) | $253,700 (-0.2%) | 0.00 | 381 |
| 2019-09-01 | $170,245 (-5.4%) | $232,813 (-15.5%) | 0.00 | 349 |
| 2019-10-01 | $179,745 (1.0%) | $243,879 (-23.1%) | 0.00 | 323 |
| 2019-11-01 | $189,900 (8.0%) | $258,406 (-18.4%) | 0.00 | 281 |
| 2019-12-01 | $179,900 (4.1%) | $244,017 (-19.4%) | 0.00 | 269 |
| 2020-01-01 | $176,400 (3.7%) | $236,495 (-19.3%) | 0.00 | 245 |
| 2020-02-01 | $189,900 (6.4%) | $239,623 (-23.0%) | 0.00 | 221 |
| 2020-03-01 | $189,900 (11.1%) | $251,282 (-11.1%) | 0.00 | 188 |
| 2020-04-01 | $202,450 (22.5%) | $262,706 (4.7%) | 0.00 | 186 |
| 2020-05-01 | $199,900 (21.2%) | $273,873 (9.0%) | 0.00 | 159 |
| 2020-06-01 | $209,950 (23.6%) | $284,600 (12.2%) | 0.00 | 137 |
| 2020-07-01 | $202,200 (15.9%) | $290,428 (10.8%) | 0.00 | 115 |
| 2020-08-01 | $209,999 (20.8%) | $332,418 (31.0%) | 0.00 | 112 |
| 2020-09-01 | $229,150 (34.6%) | $324,163 (39.2%) | 0.00 | 124 |
| 2020-10-01 | $239,900 (33.5%) | $325,195 (33.3%) | 0.00 | 121 |
| 2020-11-01 | $219,900 (15.8%) | $320,044 (23.9%) | 0.00 | 133 |
| 2020-12-01 | $227,350 (26.4%) | $316,851 (29.9%) | 0.00 | 134 |
| 2021-01-01 | $224,800 (27.4%) | $322,072 (36.2%) | 0.00 | 107 |
| 2021-02-01 | $241,900 (27.4%) | $368,173 (53.7%) | 0.00 | 77 |
| 2021-03-01 | $241,400 (27.1%) | $410,643 (63.4%) | 0.00 | 70 |
| 2021-04-01 | $237,326 (17.2%) | $350,995 (33.6%) | 0.00 | 88 |
| 2021-05-01 | $249,900 (25.0%) | $376,373 (37.4%) | 0.00 | 81 |
| 2021-06-01 | $262,450 (25.0%) | $391,292 (37.5%) | 0.00 | 104 |
| 2021-07-01 | $258,292 (27.7%) | $382,578 (31.7%) | 0.00 | 105 |
| 2021-08-01 | $294,450 (40.2%) | $396,167 (19.2%) | 0.00 | 134 |
| 2021-09-01 | $249,900 (9.1%) | $373,671 (15.3%) | 0.00 | 158 |
| 2021-10-01 | $249,900 (4.2%) | $395,461 (21.6%) | 0.00 | 143 |
| 2021-11-01 | $267,400 (21.6%) | $416,911 (30.3%) | 0.00 | 135 |
| 2021-12-01 | $271,950 (19.6%) | $452,357 (42.8%) | 0.00 | 113 |
| 2022-01-01 | $279,900 (24.5%) | $495,790 (53.9%) | 0.00 | 96 |
| 2022-02-01 | $287,450 (18.8%) | $514,959 (39.9%) | 0.00 | 100 |
| 2022-03-01 | $299,900 (24.2%) | $536,683 (30.7%) | 0.00 | 89 |
| 2022-04-01 | $290,000 (22.2%) | $504,708 (43.8%) | 0.00 | 96 |
| 2022-05-01 | $292,900 (17.2%) | $479,461 (27.4%) | 0.00 | 121 |
Calhoun's median listing price comes in at 0% of the national average.
Calhoun's average listing price for 2022-05-01 was $479,461, a difference of $103,088 (27.4%) versus the prior year and $-25,247 versus the prior month.
For the 2022-05-01 period, Calhoun had 121 MLS listings, a difference of 25 listings (26%) versus the prior month and 40 listings (49%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,805 sqft |
| 2018-02-01 | 0 days | 1,805 sqft |
| 2018-03-01 | 0 days | 1,805 sqft |
| 2018-04-01 | 0 days | 1,816 sqft |
| 2018-05-01 | 0 days | 1,879 sqft |
| 2018-06-01 | 0 days | 2,007 sqft |
| 2018-07-01 | 0 days | 2,007 sqft |
| 2018-08-01 | 0 days | 1,826 sqft |
| 2018-09-01 | 0 days | 1,992 sqft |
| 2018-10-01 | 0 days | 1,892 sqft |
| 2018-11-01 | 0 days | 1,936 sqft |
| 2018-12-01 | 0 days | 1,826 sqft |
| 2019-01-01 | 0 days | 1,826 sqft |
| 2019-02-01 | 0 days | 1,826 sqft |
| 2019-03-01 | 0 days | 1,904 sqft |
| 2019-04-01 | 0 days | 2,000 sqft |
| 2019-05-01 | 0 days | 2,000 sqft |
| 2019-06-01 | 0 days | 2,007 sqft |
| 2019-07-01 | 0 days | 2,002 sqft |
| 2019-08-01 | 0 days | 2,002 sqft |
| 2019-09-01 | 0 days | 2,002 sqft |
| 2019-10-01 | 0 days | 2,002 sqft |
| 2019-11-01 | 0 days | 2,002 sqft |
| 2019-12-01 | 0 days | 1,836 sqft |
| 2020-01-01 | 0 days | 1,867 sqft |
| 2020-02-01 | 0 days | 1,850 sqft |
| 2020-03-01 | 0 days | 1,875 sqft |
| 2020-04-01 | 0 days | 2,002 sqft |
| 2020-05-01 | 0 days | 1,860 sqft |
| 2020-06-01 | 0 days | 1,950 sqft |
| 2020-07-01 | 0 days | 1,945 sqft |
| 2020-08-01 | 0 days | 1,872 sqft |
| 2020-09-01 | 0 days | 2,040 sqft |
| 2020-10-01 | 0 days | 2,010 sqft |
| 2020-11-01 | 0 days | 2,022 sqft |
| 2020-12-01 | 0 days | 1,848 sqft |
| 2021-01-01 | 0 days | 1,854 sqft |
| 2021-02-01 | 0 days | 2,001 sqft |
| 2021-03-01 | 0 days | 2,000 sqft |
| 2021-04-01 | 0 days | 2,005 sqft |
| 2021-05-01 | 0 days | 1,870 sqft |
| 2021-06-01 | 0 days | 1,946 sqft |
| 2021-07-01 | 0 days | 1,952 sqft |
| 2021-08-01 | 0 days | 1,950 sqft |
| 2021-09-01 | 0 days | 1,813 sqft |
| 2021-10-01 | 0 days | 1,797 sqft |
| 2021-11-01 | 0 days | 1,835 sqft |
| 2021-12-01 | 0 days | 1,856 sqft |
| 2022-01-01 | 0 days | 1,876 sqft |
| 2022-02-01 | 0 days | 1,879 sqft |
| 2022-03-01 | 0 days | 1,939 sqft |
| 2022-04-01 | 0 days | 1,900 sqft |
| 2022-05-01 | 0 days | 1,819 sqft |
Calhoun's median square footage for active listings during the 2022-05-01 period was 1,819 sqft. One year prior, the average listing was 1,870 sqft.
