Calhoun Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Calhoun averaged 6.7% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.91% and one month ago for the week of 2025-02-27, the average rate was 6.72%.

Calhoun's average rate one year ago was 6.75%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Calhoun 30 Year Fixed Rate 2025-04-03 6.7%
Calhoun 30 Year Fixed Rate Refi 2025-04-03 6.54%
Calhoun 15 Year Fixed Rate 2025-04-03 5.62%
Calhoun 15 Year Fixed Rate Refi 2025-04-03 5.72%
Calhoun 30 Year FHA 2025-04-03 6.43%
Calhoun 30 Year FHA Refi 2025-04-03 6.16%
Calhoun 30 Year USDA 2025-04-03 6.12%
Calhoun 30 Year USDA Refi 2025-04-03 6.22%
Calhoun 30 Year VA 2025-04-03 6.16%
Calhoun 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.

Calhoun Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 41 6.80% $5,212
QUICKEN LOANS, LLC 37 6.74% $7,201
MOVEMENT MORTGAGE, LLC 16 6.43% $6,824
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.93% $7,644
SWBC MORTGAGE CORPORATION 14 6.70% $3,753
GUARANTEED RATE, INC. 13 6.86% $5,764
Ameris Bank 11 6.56% $7,041
NJ LENDERS CORP. 9 6.58% $5,879
Renasant Bank 8 6.84% $5,519
Truist 7 6.88% $4,523
FIRST COMMUNITY MORTGAGE, INC. 7 7.09% $6,171
AMERICAN PACIFIC MORTGAGE CORPORATION 7 6.96% $8,186
BROKER SOLUTIONS, INC. 6 7.14% $5,840
Wells Fargo Bank 6 6.85% $4,167
TOWNE MORTGAGE COMPANY 6 6.81% $10,717
Synovus Bank 6 6.56% $7,757
Mr. Cooper ( Nationstar Mortgage ) 6 7.04% $7,321
NAVY FEDERAL CREDIT UNION 5 6.95% $4,829
CROSSCOUNTRY MORTGAGE, LLC 5 7.09% $6,599
NVR Mortgage Finance, Inc. 5 6.75% $6,115
Regions Bank 5 6.95% $5,971
BANKSOUTH MORTGAGE COMPANY, LLC 5 6.70% $7,688
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 7.00% $6,709
VANDERBILT MORTGAGE AND FINANCE, INC. 4 7.65% $6,320
United Community Bank 4 6.78% $4,809
CANOPY MORTGAGE, LLC 3 6.87% $8,052
PENNYMAC LOAN SERVICES, LLC 3 6.70% $7,391
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.37% $7,654
JPMorgan Chase Bank 3 7.33% $2,048
EVERETT FINANCIAL, INC. 3 6.54% $10,726
AMERISAVE MORTGAGE CORPORATION 2 7.81% $4,089
LOANDEPOT.COM, LLC 2 6.81% $6,324
NexBank 2 6.81% $3,811
GEORGIA UNITED 2 7.19% $6,299
Prosperity Home Mortgage, LLC 2 7.31% $6,708
NFM, INC. 2 7.38% $8,875
Flagstar Bank, FSB 2 6.75% $5,776
NEWREZ LLC 2 7.00% $3,772
Carrington Mortgage Services, LLC 2 7.19% $8,293
MORTGAGE INVESTORS GROUP, INC. 2 6.56% $6,271
Capital City Home Loans, LLC 2 7.06% $6,331
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.56% $6,028
PANORAMA MORTGAGE GROUP, LLC 2 6.75% $6,660
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 6.94% $9,129
USAA Federal Savings Bank 1 7.13% $4,559
US MORTGAGE CORPORATION 1 12.88% $9,798
V.I.P. MORTGAGE, INC. 1 7.99% $9,701
21ST MORTGAGE CORPORATION 1 7.87% $6,798
ZILLOW HOME LOANS, LLC 1 6.50% $7,786
Alcova Mortgage LLC 1 6.88% $1,023
Ally Bank 1 6.50% $9,002
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.75% $12,305
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.49% $7,865
Axos Bank 1 6.88% $2,250
Bank OZK 1 6.38% $3,881
Barrington Bank & Trust Company, N.A. 1 6.63% $4,527
CALCON MUTUAL MORTGAGE LLC 1 6.00% $6,804
Century Mortgage Company DBA Century Lending Company 1 6.99% $10,670
CHURCHILL MORTGAGE CORPORATION 1 7.63% $11,844
CONTOUR MORTGAGE CORPORATION 1 7.63% $12,327
Discover Bank 1 6.98% $0
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.75% $4,657
Fifth Third Bank 1 7.50% $5,061
FIRST COLONY MORTGAGE CORPORATION 1 6.63% $31,509
First National Bank of Pennsylvania 1 6.25% $4,629
First Option Mortgage, LLC 1 10.13% $8,810
GUARANTEED RATE AFFINITY, LLC 1 7.38% $2,726
HOMESPIRE MORTGAGE CORPORATION 1 6.63% $6,242
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $4,613
LENDSURE MORTGAGE CORP. 1 8.63% $8,847
LIBERTY HOME MORTGAGE CORPORATION 1 7.00% $6,859
LOANPAL, LLC 1 7.38% $8,745
Merchants & Marine Bank 1 4.75% $3,083
Mortgage Assurance Inc. 1 6.63% $5,192
Mortgage Research Center, LLC 1 6.99% $1,884
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.63% $5,868
Northpointe Bank 1 6.99% $3,672
Paramount Residential Mortgage Group, Inc. 1 7.13% $8,030
PEACH STATE FEDERAL CREDIT UNION 1 5.88% $9,025
Princeton Mortgage Corporation 1 5.99% $6,157
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $5,290
RELIANCE FIRST CAPITAL, LLC 1 7.63% $5,181
ROYAL UNITED MORTGAGE LLC 1 7.50% $4,690
SIRVA MORTGAGE, INC. 1 6.63% $413
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.88% $6,320
STATE EMPLOYEES' 1 5.88% $4,223
STOCKTON MORTGAGE CORPORATION 1 7.50% $10,572
TENNESSEE VALLEY 1 5.53% $5,556
The Federal Savings Bank 1 8.13% $5,405
The Loan Store, Inc. 1 6.63% $4,147
THE MORTGAGE FIRM, INC. 1 6.49% $10,161
UNION HOME MORTGAGE CORP. 1 7.13% $10,054

Calhoun Average Closing Costs & Other Stats

Calhoun, GA's 92 lenders originated 1,220 loans during 2024. The total origination value was $263,500,000, with an average loan value of $215,984.

Calhoun's average closing costs are $5,896.

The top Calhoun lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 41 loans originated. Their average total fees are $5,212, which is $1,989 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Calhoun lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION ($3,753), UNITED WHOLESALE MORTGAGE, LLC ($5,212), GUARANTEED RATE, INC. ($5,764), MOVEMENT MORTGAGE, LLC ($6,824) and Ameris Bank ($7,041).

The lowest rate Calhoun lenders (with over 10 loans originated) are MOVEMENT MORTGAGE, LLC (6.43%), Ameris Bank (6.56%), SWBC MORTGAGE CORPORATION (6.70%), QUICKEN LOANS, LLC (6.74%) and UNITED WHOLESALE MORTGAGE, LLC (6.80%).

Calhoun, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $15,535,000 $20,060,000 29.1% 7.6%
QUICKEN LOANS, LLC $15,810,000 $18,630,000 17.8% 7.1%
NVR Mortgage Finance, Inc. $9,070,000 $10,885,000 20.0% 4.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,750,000 $8,985,000 -7.8% 3.4%
MOVEMENT MORTGAGE, LLC $5,305,000 $8,625,000 62.6% 3.3%
GUARANTEED RATE, INC. $5,335,000 $8,605,000 61.3% 3.3%
SWBC MORTGAGE CORPORATION $6,785,000 $7,815,000 15.2% 3.0%
Synovus Bank $11,710,000 $6,955,000 -40.6% 2.6%
Ameris Bank $9,080,000 $6,075,000 -33.1% 2.3%
Regions Bank $6,730,000 $5,165,000 -23.3% 2.0%
PENNYMAC LOAN SERVICES, LLC $2,585,000 $5,010,000 93.8% 1.9%
Truist $5,670,000 $4,900,000 -13.6% 1.9%
FAMILY SAVINGS $3,170,000 $4,895,000 54.4% 1.9%
NJ LENDERS CORP. $4,710,000 n/a 1.8%
United Community Bank $2,825,000 $4,575,000 61.9% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $2,315,000 $4,560,000 97.0% 1.7%
Mortgage Research Center, LLC $3,600,000 $4,210,000 16.9% 1.6%
TOWNE MORTGAGE COMPANY $630,000 $4,160,000 560.3% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,090,000 $4,095,000 275.7% 1.6%
Renasant Bank $4,645,000 $4,085,000 -12.1% 1.6%
NAVY FEDERAL CREDIT UNION $1,735,000 $3,550,000 104.6% 1.3%
BANKSOUTH MORTGAGE COMPANY, LLC $7,010,000 $3,535,000 -49.6% 1.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,280,000 $3,465,000 52.0% 1.3%
Bethpage Federal Credit Union $2,940,000 n/a 1.1%
FREEDOM MORTGAGE CORPORATION $790,000 $2,805,000 255.1% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $3,410,000 $2,665,000 -21.8% 1.0%
LGE COMMUNITY $430,000 $2,590,000 502.3% 1.0%
BROKER SOLUTIONS, INC. $1,240,000 $2,580,000 108.1% 1.0%
First Volunteer Bank $8,460,000 $2,480,000 -70.7% 0.9%
CANOPY MORTGAGE, LLC $215,000 $2,440,000 1,034.9% 0.9%
The Piedmont Bank $2,355,000 n/a 0.9%
Century Mortgage Company DBA Century Lending Company $450,000 $2,280,000 406.7% 0.9%
FIRST COMMUNITY MORTGAGE, INC. $4,330,000 $2,280,000 -47.3% 0.9%
UNION HOME MORTGAGE CORP. $360,000 $2,240,000 522.2% 0.9%
NEW DAY FINANCIAL, LLC $675,000 $2,130,000 215.6% 0.8%
USAA Federal Savings Bank $285,000 $1,810,000 535.1% 0.7%
Wells Fargo Bank $3,085,000 $1,650,000 -46.5% 0.6%
FirstBank $1,005,000 $1,575,000 56.7% 0.6%
Flagstar Bank, FSB $875,000 $1,415,000 61.7% 0.5%
EVERETT FINANCIAL, INC. $4,205,000 $1,400,000 -66.7% 0.5%
STOCKTON MORTGAGE CORPORATION $2,350,000 $1,395,000 -40.6% 0.5%
MORTGAGE INVESTORS GROUP, INC. $530,000 $1,355,000 155.7% 0.5%
Prosperity Home Mortgage, LLC $1,440,000 $1,325,000 -8.0% 0.5%
LOANDEPOT.COM, LLC $1,730,000 $1,310,000 -24.3% 0.5%
LENDINGHOME FUNDING CORPORATION $800,000 $1,290,000 61.3% 0.5%
Capital City Home Loans, LLC $1,195,000 $1,260,000 5.4% 0.5%
GEORGIA UNITED $620,000 $1,250,000 101.6% 0.5%
HOMEOWNERS FINANCIAL GROUP USA, LLC $700,000 $1,210,000 72.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $275,000 $1,180,000 329.1% 0.4%
VILLAGE CAPITAL MORTGAGE $1,145,000 n/a 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $660,000 $1,120,000 69.7% 0.4%
PLANET HOME LENDING, LLC $1,085,000 n/a 0.4%
NexBank $1,590,000 $1,075,000 -32.4% 0.4%
LAKEVIEW LOAN SERVICING, LLC $460,000 $1,005,000 118.5% 0.4%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,190,000 $975,000 -18.1% 0.4%
Carrington Mortgage Services, LLC $1,265,000 $970,000 -23.3% 0.4%
Mortgage Assurance Inc. $965,000 n/a 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $595,000 $955,000 60.5% 0.4%
Equity Prime Mortgage LLC $605,000 $930,000 53.7% 0.4%
MILEND, INC. $740,000 $905,000 22.3% 0.3%
NEWREZ LLC $320,000 $860,000 168.8% 0.3%
LOANPAL, LLC $145,000 $855,000 489.7% 0.3%
THE MORTGAGE FIRM, INC. $840,000 n/a 0.3%
NFM, INC. $820,000 $835,000 1.8% 0.3%
JPMorgan Chase Bank $900,000 $815,000 -9.4% 0.3%
Bank OZK $170,000 $770,000 352.9% 0.3%
PANORAMA MORTGAGE GROUP, LLC $155,000 $755,000 387.1% 0.3%
SIRVA MORTGAGE, INC. $740,000 n/a 0.3%
21ST MORTGAGE CORPORATION $1,145,000 $735,000 -35.8% 0.3%
First Heritage Mortgage, LLC $710,000 n/a 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $375,000 $675,000 80.0% 0.3%
CHURCHILL MORTGAGE CORPORATION $630,000 $670,000 6.3% 0.3%
FIRST COLONY MORTGAGE CORPORATION $355,000 $665,000 87.3% 0.3%
Fifth Third Bank $200,000 $655,000 227.5% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 $615,000 173.3% 0.2%
ACOPIA, LLC $215,000 $610,000 183.7% 0.2%
US MORTGAGE CORPORATION $1,060,000 $600,000 -43.4% 0.2%
First National Bank of Pennsylvania $585,000 n/a 0.2%
Mid-Continent Funding, Inc. $585,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $225,000 $580,000 157.8% 0.2%
Ally Bank $575,000 n/a 0.2%
Discover Bank $1,125,000 $555,000 -50.7% 0.2%
First Option Mortgage, LLC $890,000 $555,000 -37.6% 0.2%
RELIANCE FIRST CAPITAL, LLC $505,000 $555,000 9.9% 0.2%
Paramount Residential Mortgage Group, Inc. $225,000 $540,000 140.0% 0.2%
PLAZA HOME MORTGAGE, INC. $365,000 $515,000 41.1% 0.2%
Presidential Bank, FSB $255,000 $510,000 100.0% 0.2%
ZILLOW HOME LOANS, LLC $480,000 n/a 0.2%
EVANSVILLE TEACHERS $475,000 n/a 0.2%
SUMMIT FUNDING, INC. $815,000 $475,000 -41.7% 0.2%
Bank of America $290,000 $460,000 58.6% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $460,000 n/a 0.2%
RF Renovo Management Company, LLC $450,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $655,000 $430,000 -34.4% 0.2%
CMG MORTGAGE, INC. $1,780,000 $410,000 -77.0% 0.2%
HOMESPIRE MORTGAGE CORPORATION $705,000 $410,000 -41.8% 0.2%
First National Community Bank $65,000 $405,000 523.1% 0.2%
Merchants & Marine Bank $405,000 n/a 0.2%
Princeton Mortgage Corporation $355,000 $395,000 11.3% 0.1%
LENDSURE MORTGAGE CORP. $385,000 n/a 0.1%
PEACH STATE FEDERAL CREDIT UNION $385,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $285,000 $380,000 33.3% 0.1%
The Federal Savings Bank $640,000 $370,000 -42.2% 0.1%
GUARANTEED RATE AFFINITY, LLC $520,000 $365,000 -29.8% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $925,000 $365,000 -60.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $345,000 $360,000 4.3% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $345,000 n/a 0.1%
PHH Mortgage Corporation $340,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $310,000 $325,000 4.8% 0.1%
CREDIT UNION OF GEORGIA $280,000 $325,000 16.1% 0.1%
Cornerstone First Mortgage, Inc $440,000 $315,000 -28.4% 0.1%
COMMUNITY MORTGAGE CORPORATION $305,000 n/a 0.1%
University Bank $305,000 n/a 0.1%
TENNESSEE VALLEY $445,000 $300,000 -32.6% 0.1%
AgFirst Farm Credit Bank $295,000 n/a 0.1%
The Loan Store, Inc. $270,000 $295,000 9.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $285,000 -39.4% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $275,000 n/a 0.1%
NATION ONE MORTGAGE CORPORATION $1,130,000 $255,000 -77.4% 0.1%
Acre Mortgage and Financial Inc $245,000 n/a 0.1%
AMWEST FUNDING CORP. $245,000 n/a 0.1%
Axos Bank $245,000 n/a 0.1%
CLEARPATH LENDING $245,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $245,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $185,000 $245,000 32.4% 0.1%
V.I.P. MORTGAGE, INC. $245,000 n/a 0.1%
Northpointe Bank $420,000 $235,000 -44.0% 0.1%
Alcova Mortgage LLC $225,000 n/a 0.1%
GoPrime Mortgage, Inc. $225,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $145,000 $225,000 55.2% 0.1%
FBC MORTGAGE, LLC $215,000 n/a 0.1%
NBKC BANK $305,000 $215,000 -29.5% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $295,000 $215,000 -27.1% 0.1%
PNC Bank $815,000 $210,000 -74.2% 0.1%
DAS Acquisition Company, LLC $215,000 $205,000 -4.7% 0.1%
Metro City Bank $235,000 $205,000 -12.8% 0.1%
Atlantic Union Bank $860,000 $195,000 -77.3% 0.1%
LIMA ONE CAPITAL, LLC $195,000 n/a 0.1%
Figure Lending LLC $455,000 $190,000 -58.2% 0.1%
CSL Financial, LLC $185,000 n/a 0.1%
VERITAS FUNDING, LLC $235,000 $185,000 -21.3% 0.1%
EMM LOANS LLC $175,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $610,000 $175,000 -71.3% 0.1%
STATE EMPLOYEES' $175,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.1%
TJC Mortgage, Inc. $1,180,000 $165,000 -86.0% 0.1%
M&T Bank $155,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $600,000 $155,000 -74.2% 0.1%
Barrington Bank & Trust Company, N.A. $145,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $400,000 $145,000 -63.8% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $145,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $135,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $190,000 $135,000 -28.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.0%
Citibank $120,000 n/a 0.0%
Citizens Bank $755,000 $115,000 -84.8% 0.0%
ENDEAVOR CAPITAL, LLC. $105,000 n/a 0.0%
JUSTICE Federal Credit Union $105,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $90,000 n/a 0.0%
GUILD MORTGAGE COMPANY $710,000 $85,000 -88.0% 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
South State Bank $1,525,000 $75,000 -95.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $145,000 $75,000 -48.3% 0.0%
River City Bank $65,000 n/a 0.0%
SPRING EQ, LLC $95,000 $65,000 -31.6% 0.0%
U.S. Bank $65,000 n/a 0.0%
United Bank $35,000 $55,000 57.1% 0.0%
COMMUNITY BANK OF PICKENS COUNTY $145,000 $35,000 -75.9% 0.0%

Calhoun's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.6% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $18,630,000 in loans. In third place, with 4.1%, is NVR Mortgage Finance, Inc., having originated $10,885,000 in loans. In fourth place, with 3.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $8,985,000 in loans. In fifth place, with 3.3%, is MOVEMENT MORTGAGE, LLC, having originated $8,625,000 in loans.


Calhoun Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $170,675 (0.5%) $301,899 (1.6%) 0.00 161
2018-02-01 $164,750 (-4.9%) $312,015 (2.6%) 0.00 159
2018-03-01 $156,445 (-13.0%) $285,880 (-9.8%) 0.00 190
2018-04-01 $162,240 (-9.8%) $273,550 (-18.2%) 0.00 168
2018-05-01 $171,198 (-6.1%) $272,167 (-17.6%) 0.00 170
2018-06-01 $174,950 (-5.4%) $276,463 (-16.5%) 0.00 172
2018-07-01 $177,450 (-2.7%) $272,827 (-18.4%) 0.00 176
2018-08-01 $177,450 (-9.1%) $263,344 (-23.8%) 0.00 197
2018-09-01 $179,900 (-7.7%) $271,673 (-24.0%) 0.00 172
2018-10-01 $176,450 (-5.8%) $333,589 (-4.3%) 0.00 219
2018-11-01 $173,400 (-6.2%) $332,947 (-2.2%) 0.00 221
2018-12-01 $174,900 (-2.8%) $329,148 (9.9%) 0.00 230
2019-01-01 $172,900 (1.3%) $321,849 (6.6%) 0.00 224
2019-02-01 $179,900 (9.2%) $334,709 (7.3%) 0.00 221
2019-03-01 $171,329 (9.5%) $306,890 (7.4%) 0.00 263
2019-04-01 $159,900 (-1.4%) $263,426 (-3.7%) 0.00 313
2019-05-01 $159,945 (-6.6%) $264,966 (-2.7%) 0.00 320
2019-06-01 $159,990 (-8.6%) $267,920 (-3.1%) 0.00 308
2019-07-01 $167,490 (-5.6%) $274,055 (0.5%) 0.00 314
2019-08-01 $169,140 (-4.7%) $252,141 (-4.3%) 0.00 291
2019-09-01 $168,001 (-6.6%) $230,268 (-15.2%) 0.00 269
2019-10-01 $175,184 (-0.7%) $233,927 (-29.9%) 0.00 221
2019-11-01 $186,450 (7.5%) $248,241 (-25.4%) 0.00 186
2019-12-01 $184,493 (5.5%) $240,057 (-27.1%) 0.00 180
2020-01-01 $180,946 (4.7%) $243,835 (-24.2%) 0.00 166
2020-02-01 $194,900 (8.3%) $240,821 (-28.1%) 0.00 146
2020-03-01 $194,400 (13.5%) $252,776 (-17.6%) 0.00 124
2020-04-01 $208,475 (30.4%) $275,394 (4.5%) 0.00 120
2020-05-01 $199,900 (25.0%) $277,488 (4.7%) 0.00 104
2020-06-01 $211,638 (32.3%) $296,265 (10.6%) 0.00 90
2020-07-01 $206,925 (23.5%) $304,075 (11.0%) 0.00 78
2020-08-01 $207,450 (22.7%) $315,179 (25.0%) 0.00 72
2020-09-01 $221,900 (32.1%) $313,225 (36.0%) 0.00 84
2020-10-01 $224,900 (28.4%) $323,679 (38.4%) 0.00 82
2020-11-01 $213,450 (14.5%) $309,807 (24.8%) 0.00 96
2020-12-01 $227,350 (23.2%) $316,446 (31.8%) 0.00 89
2021-01-01 $224,900 (24.3%) $341,157 (39.9%) 0.00 78
2021-02-01 $239,900 (23.1%) $391,349 (62.5%) 0.00 56
2021-03-01 $238,675 (22.8%) $416,924 (64.9%) 0.00 56
2021-04-01 $228,880 (9.8%) $375,784 (36.5%) 0.00 64
2021-05-01 $247,450 (23.8%) $420,607 (51.6%) 0.00 57
2021-06-01 $257,070 (21.5%) $394,630 (33.2%) 0.00 72
2021-07-01 $252,439 (22.0%) $400,891 (31.8%) 0.00 81
2021-08-01 $281,225 (35.6%) $406,225 (28.9%) 0.00 102
2021-09-01 $254,500 (14.7%) $392,687 (25.4%) 0.00 116
2021-10-01 $254,750 (13.3%) $392,186 (21.2%) 0.00 111
2021-11-01 $269,950 (26.5%) $410,703 (32.6%) 0.00 97
2021-12-01 $283,474 (24.7%) $446,137 (41.0%) 0.00 74
2022-01-01 $284,900 (26.7%) $461,044 (35.1%) 0.00 60
2022-02-01 $284,900 (18.8%) $542,905 (38.7%) 0.00 58
2022-03-01 $289,950 (21.5%) $526,829 (26.4%) 0.00 56
2022-04-01 $282,450 (23.4%) $489,393 (30.2%) 0.00 64
2022-05-01 $283,450 (14.6%) $466,951 (11.0%) 0.00 78
2022-06-01 $295,900 (15.1%) $471,340 (19.4%) 0.00 94
2022-07-01 $294,967 (16.9%) $438,150 (9.3%) 0.00 114
2022-08-01 $292,367 (4.0%) $440,173 (8.4%) 0.00 104
2022-09-01 $295,905 (16.3%) $440,054 (12.1%) 0.00 121
2022-10-01 $293,860 (15.4%) $426,060 (8.6%) 0.00 151
2022-11-01 $292,720 (8.4%) $429,315 (4.5%) 0.00 152
2022-12-01 $295,039 (4.1%) $419,778 (-5.9%) 0.00 147
2023-01-01 $293,967 (3.2%) $417,271 (-9.5%) 0.00 135
2023-02-01 $297,000 (4.3%) $424,996 (-21.7%) 0.00 127
2023-03-01 $297,039 (2.4%) $437,461 (-17.0%) 0.00 116
2023-04-01 $297,039 (5.2%) $449,083 (-8.2%) 0.00 109
2023-05-01 $298,070 (5.2%) $463,600 (-0.7%) 0.00 105
2023-06-01 $290,885 (-1.7%) $473,069 (0.4%) 0.00 111
2023-07-01 $305,000 (3.4%) $467,589 (6.7%) 0.00 110
2023-08-01 $307,380 (5.1%) $487,850 (10.8%) 0.00 107
2023-09-01 $324,900 (9.8%) $480,605 (9.2%) 0.00 111
2023-10-01 $291,950 (-0.7%) $393,130 (-7.7%) 0.00 113
2023-11-01 $305,950 (4.5%) $396,698 (-7.6%) 0.00 113
2023-12-01 $322,200 (9.2%) $413,259 (-1.6%) 0.00 121
2024-01-01 $306,250 (4.2%) $401,440 (-3.8%) 0.00 107
2024-02-01 $321,150 (8.1%) $407,722 (-4.1%) 0.00 105
2024-03-01 $329,900 (11.1%) $424,709 (-2.9%) 0.00 101
2024-04-01 $335,975 (13.1%) $432,332 (-3.7%) 0.00 109
2024-05-01 $329,450 (10.5%) $427,543 (-7.8%) 0.00 122
2024-06-01 $347,000 (19.3%) $445,935 (-5.7%) 0.00 148
2024-07-01 $349,950 (14.7%) $476,882 (2.0%) 0.00 162
2024-08-01 $342,500 (11.4%) $475,130 (-2.6%) 0.00 160
2024-09-01 $327,475 (0.8%) $455,311 (-5.3%) 0.00 170
2024-10-01 $320,275 (9.7%) $439,923 (11.9%) 0.00 187
2024-11-01 $334,900 (9.5%) $433,866 (9.4%) 0.00 197
2024-12-01 $316,725 (-1.7%) $409,772 (-0.8%) 0.00 184
2025-01-01 $313,750 (2.5%) $416,204 (3.7%) 0.00 176
2025-02-01 $318,450 (-0.8%) $422,443 (3.6%) 0.00 185
2025-03-01 $322,200 (-2.3%) $430,811 (1.4%) 0.00 178
Calhoun's median listing price for 2025-03-01 was $322,200, a difference of $-7,700 (-2.3%) versus the prior year and $3,750 versus the prior month.

Calhoun's median listing price comes in at 0% of the national average.

Calhoun's average listing price for 2025-03-01 was $430,811, a difference of $6,102 (1.4%) versus the prior year and $8,368 versus the prior month.

For the 2025-03-01 period, Calhoun had 178 MLS listings, a difference of -7 listings (-4%) versus the prior month and 77 listings (76%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,839 sqft
2018-02-01 0 days 1,805 sqft
2018-03-01 0 days 1,805 sqft
2018-04-01 0 days 1,830 sqft
2018-05-01 0 days 1,896 sqft
2018-06-01 0 days 1,980 sqft
2018-07-01 0 days 1,949 sqft
2018-08-01 0 days 1,878 sqft
2018-09-01 0 days 1,995 sqft
2018-10-01 0 days 1,939 sqft
2018-11-01 0 days 1,943 sqft
2018-12-01 0 days 1,918 sqft
2019-01-01 0 days 1,918 sqft
2019-02-01 0 days 2,038 sqft
2019-03-01 0 days 2,023 sqft
2019-04-01 0 days 1,994 sqft
2019-05-01 0 days 2,023 sqft
2019-06-01 0 days 2,087 sqft
2019-07-01 0 days 2,047 sqft
2019-08-01 0 days 2,038 sqft
2019-09-01 0 days 2,018 sqft
2019-10-01 0 days 2,004 sqft
2019-11-01 0 days 2,006 sqft
2019-12-01 0 days 1,938 sqft
2020-01-01 0 days 1,975 sqft
2020-02-01 0 days 1,884 sqft
2020-03-01 0 days 1,964 sqft
2020-04-01 0 days 2,070 sqft
2020-05-01 0 days 1,873 sqft
2020-06-01 0 days 1,974 sqft
2020-07-01 0 days 1,964 sqft
2020-08-01 0 days 1,825 sqft
2020-09-01 0 days 2,000 sqft
2020-10-01 0 days 2,010 sqft
2020-11-01 0 days 1,899 sqft
2020-12-01 0 days 1,846 sqft
2021-01-01 0 days 1,928 sqft
2021-02-01 0 days 2,032 sqft
2021-03-01 0 days 2,093 sqft
2021-04-01 0 days 1,929 sqft
2021-05-01 0 days 1,869 sqft
2021-06-01 0 days 1,989 sqft
2021-07-01 0 days 2,079 sqft
2021-08-01 0 days 2,101 sqft
2021-09-01 0 days 1,922 sqft
2021-10-01 0 days 1,932 sqft
2021-11-01 0 days 1,932 sqft
2021-12-01 0 days 1,952 sqft
2022-01-01 0 days 2,003 sqft
2022-02-01 0 days 1,893 sqft
2022-03-01 0 days 1,906 sqft
2022-04-01 0 days 1,881 sqft
2022-05-01 0 days 1,708 sqft
2022-06-01 0 days 1,947 sqft
2022-07-01 0 days 2,058 sqft
2022-08-01 0 days 2,014 sqft
2022-09-01 0 days 1,883 sqft
2022-10-01 0 days 1,920 sqft
2022-11-01 0 days 1,852 sqft
2022-12-01 0 days 1,941 sqft
2023-01-01 0 days 1,945 sqft
2023-02-01 0 days 1,869 sqft
2023-03-01 0 days 1,978 sqft
2023-04-01 0 days 1,935 sqft
2023-05-01 0 days 1,918 sqft
2023-06-01 0 days 1,860 sqft
2023-07-01 0 days 1,869 sqft
2023-08-01 0 days 1,850 sqft
2023-09-01 0 days 1,888 sqft
2023-10-01 0 days 1,846 sqft
2023-11-01 0 days 1,853 sqft
2023-12-01 0 days 1,867 sqft
2024-01-01 0 days 1,851 sqft
2024-02-01 0 days 1,851 sqft
2024-03-01 0 days 1,853 sqft
2024-04-01 0 days 1,831 sqft
2024-05-01 0 days 1,829 sqft
2024-06-01 0 days 1,887 sqft
2024-07-01 0 days 1,923 sqft
2024-08-01 0 days 1,887 sqft
2024-09-01 0 days 1,892 sqft
2024-10-01 0 days 1,854 sqft
2024-11-01 0 days 1,848 sqft
2024-12-01 0 days 1,802 sqft
2025-01-01 0 days 1,829 sqft
2025-02-01 0 days 1,810 sqft
2025-03-01 0 days 1,844 sqft
Calhoun's median listing age (time on market) for 2025-03-01 was 0 days.

Calhoun's median square footage for active listings during the 2025-03-01 period was 1,844 sqft. One year prior, the average listing was 1,853 sqft.

Calhoun, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 645 $166,915,000 $258,783
Cash Out Refi 196 $38,720,000 $197,551
Refi 160 $38,390,000 $239,938
Other 159 $13,465,000 $84,686
Home Improvement 60 $6,010,000 $100,167

Calhoun's most frequently cited loan purpose was Home Purchase, with 645 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 476 $121,810,000 $255,903
Over 8% 257 $26,595,000 $103,482
7-8% 205 $51,295,000 $250,220
5-6% 198 $49,560,000 $250,303
<2.5% 11 $115,000 $10,455
4-5% 10 $2,140,000 $214,000
2.5-3% 1 $285,000 $285,000

During 2024, Calhoun's most frequently originated rate bucket was 6-7%, with 476 originations.

Loan Sizing (Calhoun, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 564 $154,570,000 $274,060
$100,000 or less 290 $15,460,000 $53,310
$100k-200k 279 $42,105,000 $150,914
$400k-600k 60 $28,680,000 $478,000
$600k-1000k 25 $17,445,000 $697,800
$Over $1MM 2 $5,240,000 $2,620,000

Calhoun's loan sizing saw the bucket of loans from $200k-400k with 564 originations, totaling $154,570,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 500 $135,550,000 $271,100
60-80% 207 $56,955,000 $275,145
Under 20% 149 $6,545,000 $43,926
20-40% 131 $13,195,000 $100,725
40-60% 125 $24,665,000 $197,320
Over 100% 28 $9,360,000 $334,286

Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 500 originations, totaling $135,550,000 in origination value.