Calhoun Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Calhoun averaged 6.61% for the week of 2024-12-05, compared to the national average of 6.69% for the same period.

The average rate for the prior week (2024-11-27) was 6.93% and one month ago for the week of 2024-10-31, the average rate was 6.64%.

Calhoun's average rate one year ago was 6.94%.

For refis of the same type during the week of 2024-12-05, the average rate was 6.69%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-05 6.69%
Calhoun 30 Year Fixed Rate 2024-12-05 6.61%
Calhoun 30 Year Fixed Rate Refi 2024-12-05 6.69%
Calhoun 15 Year Fixed Rate 2024-12-05 6.06%
Calhoun 15 Year Fixed Rate Refi 2024-12-05 5.96%
Calhoun 30 Year FHA 2024-12-05 6.43%
Calhoun 30 Year FHA Refi 2024-12-05 6.56%
Calhoun 30 Year USDA 2024-12-05 6.43%
Calhoun 30 Year USDA Refi 2024-12-05 6.13%
Calhoun 30 Year VA 2024-12-05 6.21%
Calhoun 30 Year VA Refi 2024-12-05 6.34%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.

Calhoun Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 35 6.94% $7,258
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 6.77% $6,919
UNITED WHOLESALE MORTGAGE, LLC 24 6.64% $6,486
SWBC MORTGAGE CORPORATION 17 6.14% $4,171
Synovus Bank 15 6.48% $7,841
Ameris Bank 15 6.52% $8,946
NVR Mortgage Finance, Inc. 13 5.73% $5,534
HOMESTAR FINANCIAL CORPORATION 12 6.63% $5,754
EVERETT FINANCIAL, INC. 11 6.98% $8,470
BANKSOUTH MORTGAGE COMPANY, LLC 10 6.68% $6,328
Regions Bank 10 6.63% $4,929
MOVEMENT MORTGAGE, LLC 8 6.83% $6,336
Wells Fargo Bank 8 7.19% $4,902
FIRST COMMUNITY MORTGAGE, INC. 7 6.78% $6,795
Renasant Bank 6 6.94% $8,367
GUARANTEED RATE, INC. 6 7.48% $5,593
Truist 6 6.89% $5,505
LOANDEPOT.COM, LLC 5 6.17% $9,125
PENNYMAC LOAN SERVICES, LLC 4 7.59% $10,162
Mr. Cooper ( Nationstar Mortgage ) 4 6.68% $8,476
CROSSCOUNTRY MORTGAGE, LLC 3 6.08% $7,273
21ST MORTGAGE CORPORATION 3 7.72% $5,084
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 6.79% $10,983
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.29% $6,099
NexBank 3 7.38% $6,082
ROYAL UNITED MORTGAGE LLC 2 7.31% $5,629
BROKER SOLUTIONS, INC. 2 6.50% $11,002
CMG MORTGAGE, INC. 2 6.75% $3,796
GUARANTY HOME MORTGAGE CORPORATION 2 6.19% $7,853
HOMESIDE FINANCIAL, LLC 2 7.56% $9,339
MEMBER FIRST MORTGAGE, LLC 2 8.00% $5,432
NEWREZ LLC 2 6.31% $5,531
PLUS RELOCATION MORTGAGE, LLC 2 6.56% $6,326
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.94% $6,939
STOCKTON MORTGAGE CORPORATION 2 7.00% $9,292
SUMMIT FUNDING, INC. 2 6.94% $9,283
TJC Mortgage, Inc. 2 6.63% $11,567
HOMESPIRE MORTGAGE CORPORATION 1 6.25% $2,183
First Horizon Bank 1 5.25% $8,740
HOMESTEAD FUNDING CORP. 1 6.00% $4,723
JPMorgan Chase Bank 1 6.25% $2,328
LEADERONE FINANCIAL CORPORATION 1 7.38% $4,215
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $5,894
First-Citizens Bank & Trust Company 1 5.37% $2,620
United Community Bank 1 6.75% $5,287
MEMBER ONE 1 5.75% $3,439
Metro City Bank 1 7.38% $5,767
MILEND, INC. 1 6.75% $8,580
Morgan Stanley Private Bank 1 6.65% $3,348
Mortgage Research Center, LLC 1 6.50% $733
FirstBank 1 5.75% $3,875
Equity Prime Mortgage LLC 1 6.63% $7,133
BankPlus 1 6.25% $7,859
DUPACO COMMUNITY 1 5.75% $6,857
NFM, INC. 1 6.88% $7,073
Discover Bank 1 8.59% $0
PANORAMA MORTGAGE GROUP, LLC 1 6.50% $4,137
Paramount Residential Mortgage Group, Inc. 1 6.38% $4,977
DIRECT LENDERS, LLC 1 6.50% $0
PLAZA HOME MORTGAGE, INC. 1 6.50% $3,449
USAA Federal Savings Bank 1 7.63% $3,470
Presidential Bank, FSB 1 7.13% $4,761
US MORTGAGE CORPORATION 1 6.13% $7,059
Princeton Mortgage Corporation 1 6.88% $7,608
Prosperity Home Mortgage, LLC 1 6.38% $11,935
Citizens Bank 1 7.50% $9,143
Quontic Bank 1 9.75% $35,337
Raymond James Bank 1 5.63% $3,555
Century Mortgage Company DBA Century Lending Company 1 6.50% $7,482
CARDINAL FINANCIAL 1 6.50% $10,793
Capital City Home Loans, LLC 1 6.00% $8,173
CANOPY MORTGAGE, LLC 1 6.50% $7,810
South State Bank 1 6.63% $6,161
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.50% $4,453
AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $4,964
Superior Credit Union, Inc. 1 5.88% $3,337
BMO Harris Bank 1 6.25% $4,902
BAY-VALLEY MORTGAGE GROUP 1 6.63% $6,694
TENNESSEE VALLEY 1 7.25% $4,530
The Bank of Missouri 1 6.50% $3,707
The Loan Store, Inc. 1 6.50% $6,949
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.00% $13,102
TOWNE MORTGAGE COMPANY 1 6.00% $18,429
BAY EQUITY LLC 1 5.25% $8,520
Flagstar Bank, FSB 1 6.88% $3,520
General Mortgage Capital Corporation 1 7.13% $4,562
Goldwater Bank, N.A. 1 6.13% $7,059
First Option Mortgage, LLC 1 7.13% $9,239
UBS Bank USA 1 4.88% $6,749
GUILD MORTGAGE COMPANY 1 6.62% $12,037
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $5,280
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $5,764
UNION HOME MORTGAGE CORP. 1 8.38% $3,713

Calhoun Average Closing Costs & Other Stats

Calhoun, GA's 93 lenders originated 1,201 loans during 2023. The total origination value was $249,565,000, with an average loan value of $207,798.

Calhoun's average closing costs are $5,571.

The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with 35 loans originated. Their average total fees are $7,258, which is $339 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Calhoun lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION ($4,171), Regions Bank ($4,929), NVR Mortgage Finance, Inc. ($5,534), HOMESTAR FINANCIAL CORPORATION ($5,754) and BANKSOUTH MORTGAGE COMPANY, LLC ($6,328).

The lowest rate Calhoun lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. (5.73%), SWBC MORTGAGE CORPORATION (6.14%), Synovus Bank (6.48%), Ameris Bank (6.52%) and HOMESTAR FINANCIAL CORPORATION (6.63%).

Calhoun, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $24,825,000 $15,810,000 -36.3% 6.3%
UNITED WHOLESALE MORTGAGE, LLC $16,205,000 $15,535,000 -4.1% 6.2%
Synovus Bank $13,035,000 $11,710,000 -10.2% 4.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,415,000 $9,750,000 -36.7% 3.9%
Ameris Bank $4,675,000 $9,080,000 94.2% 3.6%
NVR Mortgage Finance, Inc. $9,070,000 n/a 3.6%
First Volunteer Bank $3,825,000 $8,460,000 121.2% 3.4%
HOMESTAR FINANCIAL CORPORATION $17,450,000 $7,340,000 -57.9% 2.9%
BANKSOUTH MORTGAGE COMPANY, LLC $6,180,000 $7,010,000 13.4% 2.8%
SWBC MORTGAGE CORPORATION $9,250,000 $6,785,000 -26.6% 2.7%
Regions Bank $10,530,000 $6,730,000 -36.1% 2.7%
Truist $4,840,000 $5,670,000 17.1% 2.3%
GUARANTEED RATE, INC. $1,630,000 $5,335,000 227.3% 2.1%
MOVEMENT MORTGAGE, LLC $6,585,000 $5,305,000 -19.4% 2.1%
Renasant Bank $4,615,000 $4,645,000 0.7% 1.9%
FIRST COMMUNITY MORTGAGE, INC. $1,260,000 $4,330,000 243.7% 1.7%
EVERETT FINANCIAL, INC. $4,575,000 $4,205,000 -8.1% 1.7%
Mortgage Research Center, LLC $6,605,000 $3,600,000 -45.5% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $3,275,000 $3,410,000 4.1% 1.4%
FAMILY SAVINGS $4,760,000 $3,170,000 -33.4% 1.3%
Wells Fargo Bank $5,070,000 $3,085,000 -39.2% 1.2%
United Community Bank $6,740,000 $2,825,000 -58.1% 1.1%
PENNYMAC LOAN SERVICES, LLC $4,870,000 $2,585,000 -46.9% 1.0%
STOCKTON MORTGAGE CORPORATION $4,635,000 $2,350,000 -49.3% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $2,730,000 $2,315,000 -15.2% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,520,000 $2,280,000 -65.0% 0.9%
First Horizon Bank $670,000 $1,995,000 197.8% 0.8%
CMG MORTGAGE, INC. $265,000 $1,780,000 571.7% 0.7%
NAVY FEDERAL CREDIT UNION $2,160,000 $1,735,000 -19.7% 0.7%
LOANDEPOT.COM, LLC $4,655,000 $1,730,000 -62.8% 0.7%
NexBank $440,000 $1,590,000 261.4% 0.6%
South State Bank $8,075,000 $1,525,000 -81.1% 0.6%
Prosperity Home Mortgage, LLC $3,420,000 $1,440,000 -57.9% 0.6%
Century Bank of Georgia $1,270,000 n/a 0.5%
Carrington Mortgage Services, LLC $1,145,000 $1,265,000 10.5% 0.5%
BROKER SOLUTIONS, INC. $2,830,000 $1,240,000 -56.2% 0.5%
Capital City Home Loans, LLC $695,000 $1,195,000 71.9% 0.5%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,630,000 $1,190,000 -27.0% 0.5%
TJC Mortgage, Inc. $2,530,000 $1,180,000 -53.4% 0.5%
21ST MORTGAGE CORPORATION $495,000 $1,145,000 131.3% 0.5%
UBS Bank USA $1,145,000 n/a 0.5%
NATION ONE MORTGAGE CORPORATION $1,130,000 n/a 0.5%
Discover Bank $520,000 $1,125,000 116.3% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $440,000 $1,090,000 147.7% 0.4%
US MORTGAGE CORPORATION $970,000 $1,060,000 9.3% 0.4%
Quontic Bank $1,045,000 n/a 0.4%
FirstBank $970,000 $1,005,000 3.6% 0.4%
ISERVE RESIDENTIAL LENDING, LLC $695,000 $925,000 33.1% 0.4%
JPMorgan Chase Bank $675,000 $900,000 33.3% 0.4%
First Option Mortgage, LLC $1,095,000 $890,000 -18.7% 0.4%
Flagstar Bank, FSB $2,610,000 $875,000 -66.5% 0.4%
Atlantic Union Bank $1,010,000 $860,000 -14.9% 0.3%
NFM, INC. $265,000 $820,000 209.4% 0.3%
Arbor Realty Trust, Inc. $815,000 n/a 0.3%
PNC Bank $1,285,000 $815,000 -36.6% 0.3%
SUMMIT FUNDING, INC. $85,000 $815,000 858.8% 0.3%
LENDINGHOME FUNDING CORPORATION $630,000 $800,000 27.0% 0.3%
FREEDOM MORTGAGE CORPORATION $2,670,000 $790,000 -70.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $755,000 n/a 0.3%
Citizens Bank $755,000 n/a 0.3%
CRESCENT MORTGAGE COMPANY $610,000 $750,000 23.0% 0.3%
Greater Community Bank $745,000 n/a 0.3%
MILEND, INC. $775,000 $740,000 -4.5% 0.3%
GUILD MORTGAGE COMPANY $555,000 $710,000 27.9% 0.3%
HOMESPIRE MORTGAGE CORPORATION $1,485,000 $705,000 -52.5% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,730,000 $700,000 -59.5% 0.3%
NEW DAY FINANCIAL, LLC $480,000 $675,000 40.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,035,000 $660,000 -36.2% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $510,000 $655,000 28.4% 0.3%
The Federal Savings Bank $540,000 $640,000 18.5% 0.3%
CHURCHILL MORTGAGE CORPORATION $75,000 $630,000 740.0% 0.3%
TOWNE MORTGAGE COMPANY $380,000 $630,000 65.8% 0.3%
GEORGIA UNITED $1,605,000 $620,000 -61.4% 0.2%
HOMESIDE FINANCIAL, LLC $205,000 $610,000 197.6% 0.2%
Equity Prime Mortgage LLC $455,000 $605,000 33.0% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $315,000 $600,000 90.5% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $905,000 $595,000 -34.3% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $305,000 $555,000 82.0% 0.2%
PLUS RELOCATION MORTGAGE, LLC $550,000 n/a 0.2%
MEMBER FIRST MORTGAGE, LLC $125,000 $545,000 336.0% 0.2%
MORTGAGE INVESTORS GROUP, INC. $530,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $420,000 $520,000 23.8% 0.2%
RELIANCE FIRST CAPITAL, LLC $285,000 $505,000 77.2% 0.2%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $495,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,085,000 $460,000 -57.6% 0.2%
Figure Lending LLC $410,000 $455,000 11.0% 0.2%
Century Mortgage Company DBA Century Lending Company $450,000 n/a 0.2%
TENNESSEE VALLEY $705,000 $445,000 -36.9% 0.2%
Cornerstone First Mortgage, Inc $440,000 n/a 0.2%
MEMBER ONE $440,000 n/a 0.2%
The Bank of Missouri $435,000 n/a 0.2%
LGE COMMUNITY $1,090,000 $430,000 -60.6% 0.2%
Republic Bank & Trust Company $425,000 n/a 0.2%
Northpointe Bank $665,000 $420,000 -36.8% 0.2%
BNC National Bank $415,000 n/a 0.2%
BAY EQUITY LLC $590,000 $410,000 -30.5% 0.2%
FINANCE OF AMERICA REVERSE LLC $135,000 $400,000 196.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $45,000 $375,000 733.3% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $640,000 $375,000 -41.4% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,135,000 $365,000 -67.8% 0.1%
PLAZA HOME MORTGAGE, INC. $205,000 $365,000 78.0% 0.1%
UNION HOME MORTGAGE CORP. $360,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $355,000 n/a 0.1%
Princeton Mortgage Corporation $305,000 $355,000 16.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $440,000 $345,000 -21.6% 0.1%
MICHIGAN MUTUAL, INC. $335,000 n/a 0.1%
NEWREZ LLC $1,110,000 $320,000 -71.2% 0.1%
HOMESTEAD FUNDING CORP. $315,000 n/a 0.1%
A&D Mortgage LLC $310,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $310,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $305,000 n/a 0.1%
NBKC BANK $305,000 n/a 0.1%
BMO Harris Bank $745,000 $295,000 -60.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $295,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $295,000 n/a 0.1%
Bank of America $580,000 $290,000 -50.0% 0.1%
ROYAL UNITED MORTGAGE LLC $250,000 $285,000 14.0% 0.1%
USAA Federal Savings Bank $485,000 $285,000 -41.2% 0.1%
CREDIT UNION OF GEORGIA $280,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $280,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $2,840,000 $275,000 -90.3% 0.1%
Encompass Lending Group, LP $275,000 n/a 0.1%
The Loan Store, Inc. $270,000 n/a 0.1%
CARDINAL FINANCIAL $515,000 $255,000 -50.5% 0.1%
Morgan Stanley Private Bank $255,000 n/a 0.1%
Presidential Bank, FSB $255,000 n/a 0.1%
First-Citizens Bank & Trust Company $245,000 n/a 0.1%
Nations Lending Corporation $190,000 $245,000 28.9% 0.1%
THRIVE MORTGAGE, LLC $245,000 n/a 0.1%
Metro City Bank $320,000 $235,000 -26.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $235,000 n/a 0.1%
Superior Credit Union, Inc. $235,000 n/a 0.1%
UIF CORPORATION $215,000 $235,000 9.3% 0.1%
VERITAS FUNDING, LLC $235,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $225,000 n/a 0.1%
DUPACO COMMUNITY $225,000 n/a 0.1%
General Mortgage Capital Corporation $135,000 $225,000 66.7% 0.1%
Goldwater Bank, N.A. $255,000 $225,000 -11.8% 0.1%
Paramount Residential Mortgage Group, Inc. $995,000 $225,000 -77.4% 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $225,000 n/a 0.1%
ACOPIA, LLC $455,000 $215,000 -52.7% 0.1%
ALAMEDA MORTGAGE CORPORATION $215,000 n/a 0.1%
CANOPY MORTGAGE, LLC $215,000 n/a 0.1%
DAS Acquisition Company, LLC $205,000 $215,000 4.9% 0.1%
DIRECT LENDERS, LLC $880,000 $205,000 -76.7% 0.1%
Peoples Bank $205,000 n/a 0.1%
Fifth Third Bank $420,000 $200,000 -52.4% 0.1%
Bank of Dade $195,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $440,000 $190,000 -56.8% 0.1%
LEADERONE FINANCIAL CORPORATION $185,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $810,000 $175,000 -78.4% 0.1%
BankPlus $175,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $155,000 $175,000 12.9% 0.1%
Bank OZK $170,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 n/a 0.1%
BAY-VALLEY MORTGAGE GROUP $155,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $625,000 $155,000 -75.2% 0.1%
Raymond James Bank $155,000 n/a 0.1%
COMMUNITY BANK OF PICKENS COUNTY $145,000 n/a 0.1%
LOANPAL, LLC $145,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $330,000 $145,000 -56.1% 0.1%
TOP FLITE FINANCIAL, INC. $135,000 $145,000 7.4% 0.1%
First National Bank of Griffin $135,000 n/a 0.1%
Service Federal Credit Union $65,000 $115,000 76.9% 0.0%
SPRING EQ, LLC $145,000 $95,000 -34.5% 0.0%
Capital City Bank $85,000 n/a 0.0%
ALL IN $75,000 n/a 0.0%
TOWER $75,000 n/a 0.0%
First National Community Bank $65,000 n/a 0.0%
The Citizens Bank of Georgia $55,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $175,000 $35,000 -80.0% 0.0%
United Bank $255,000 $35,000 -86.3% 0.0%

Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 6.3% market share. In second place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,535,000 in loans. In third place, with 4.7%, is Synovus Bank, having originated $11,710,000 in loans. In fourth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $9,750,000 in loans. In fifth place, with 3.6%, is Ameris Bank, having originated $9,080,000 in loans.


Calhoun Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $170,675 (0.5%) $301,899 (1.2%) 0.00 161
2018-02-01 $164,750 (-5.8%) $312,015 (2.5%) 0.00 159
2018-03-01 $156,900 (-12.8%) $286,691 (-9.6%) 0.00 191
2018-04-01 $162,240 (-9.8%) $274,490 (-17.9%) 0.00 169
2018-05-01 $172,445 (-4.8%) $273,123 (-17.0%) 0.00 171
2018-06-01 $175,000 (-5.4%) $277,314 (-16.3%) 0.00 173
2018-07-01 $178,675 (-3.4%) $273,733 (-18.2%) 0.00 177
2018-08-01 $177,450 (-9.0%) $264,215 (-23.3%) 0.00 198
2018-09-01 $179,900 (-7.7%) $271,673 (-23.8%) 0.00 172
2018-10-01 $174,900 (-6.7%) $331,963 (-4.8%) 0.00 220
2018-11-01 $171,695 (-7.1%) $330,746 (-2.9%) 0.00 223
2018-12-01 $172,900 (-3.9%) $327,010 (9.2%) 0.00 232
2019-01-01 $171,695 (0.6%) $319,749 (5.9%) 0.00 226
2019-02-01 $178,650 (8.4%) $334,215 (7.1%) 0.00 222
2019-03-01 $171,329 (9.2%) $306,890 (7.1%) 0.00 263
2019-04-01 $159,900 (-1.4%) $263,426 (-4.0%) 0.00 313
2019-05-01 $159,945 (-7.3%) $264,966 (-3.0%) 0.00 320
2019-06-01 $159,990 (-8.6%) $267,920 (-3.4%) 0.00 308
2019-07-01 $167,490 (-6.3%) $274,055 (0.1%) 0.00 314
2019-08-01 $169,038 (-4.7%) $252,067 (-4.6%) 0.00 291
2019-09-01 $167,745 (-6.8%) $230,083 (-15.3%) 0.00 270
2019-10-01 $175,014 (0.1%) $233,804 (-29.6%) 0.00 222
2019-11-01 $186,450 (8.6%) $248,241 (-25.0%) 0.00 186
2019-12-01 $184,493 (6.7%) $240,057 (-26.6%) 0.00 180
2020-01-01 $180,946 (5.4%) $243,835 (-23.7%) 0.00 166
2020-02-01 $194,900 (9.1%) $240,821 (-27.9%) 0.00 146
2020-03-01 $194,400 (13.5%) $252,776 (-17.6%) 0.00 124
2020-04-01 $208,475 (30.4%) $275,394 (4.5%) 0.00 120
2020-05-01 $199,900 (25.0%) $277,488 (4.7%) 0.00 104
2020-06-01 $211,638 (32.3%) $296,265 (10.6%) 0.00 90
2020-07-01 $206,925 (23.5%) $304,075 (11.0%) 0.00 78
2020-08-01 $207,450 (22.7%) $315,179 (25.0%) 0.00 72
2020-09-01 $221,900 (32.3%) $313,225 (36.1%) 0.00 84
2020-10-01 $224,900 (28.5%) $323,679 (38.4%) 0.00 82
2020-11-01 $210,350 (12.8%) $309,299 (24.6%) 0.00 94
2020-12-01 $222,350 (20.5%) $316,037 (31.7%) 0.00 87
2021-01-01 $222,350 (22.9%) $341,241 (40.0%) 0.00 76
2021-02-01 $236,175 (21.2%) $392,291 (62.9%) 0.00 55
2021-03-01 $236,183 (21.5%) $419,286 (65.9%) 0.00 54
2021-04-01 $228,880 (9.8%) $375,784 (36.5%) 0.00 62
2021-05-01 $247,450 (23.8%) $420,607 (51.6%) 0.00 57
2021-06-01 $256,570 (21.2%) $395,563 (33.5%) 0.00 72
2021-07-01 $252,439 (22.0%) $400,891 (31.8%) 0.00 81
2021-08-01 $281,225 (35.6%) $406,112 (28.9%) 0.00 101
2021-09-01 $249,975 (12.7%) $392,575 (25.3%) 0.00 114
2021-10-01 $249,950 (11.1%) $391,901 (21.1%) 0.00 109
2021-11-01 $269,950 (28.3%) $410,965 (32.9%) 0.00 96
2021-12-01 $283,474 (27.5%) $446,137 (41.2%) 0.00 74
2022-01-01 $284,900 (28.1%) $461,044 (35.1%) 0.00 60
2022-02-01 $284,900 (20.6%) $542,905 (38.4%) 0.00 58
2022-03-01 $289,950 (22.8%) $526,829 (25.7%) 0.00 56
2022-04-01 $285,000 (24.5%) $487,218 (29.7%) 0.00 64
2022-05-01 $283,450 (14.6%) $466,951 (11.0%) 0.00 78
2022-06-01 $295,900 (15.3%) $471,340 (19.2%) 0.00 94
2022-07-01 $294,967 (16.9%) $436,460 (8.9%) 0.00 116
2022-08-01 $292,607 (4.1%) $438,365 (7.9%) 0.00 106
2022-09-01 $295,950 (18.4%) $438,651 (11.7%) 0.00 123
2022-10-01 $293,860 (17.6%) $424,559 (8.3%) 0.00 153
2022-11-01 $292,720 (8.4%) $428,844 (4.4%) 0.00 153
2022-12-01 $295,353 (4.2%) $419,352 (-6.0%) 0.00 148
2023-01-01 $294,967 (3.5%) $416,810 (-9.6%) 0.00 136
2023-02-01 $297,000 (4.3%) $424,454 (-21.8%) 0.00 128
2023-03-01 $297,139 (2.5%) $437,171 (-17.0%) 0.00 117
2023-04-01 $297,039 (4.2%) $447,480 (-8.2%) 0.00 110
2023-05-01 $297,362 (4.9%) $460,247 (-1.4%) 0.00 107
2023-06-01 $289,010 (-2.3%) $469,577 (-0.4%) 0.00 113
2023-07-01 $302,360 (2.5%) $465,886 (6.7%) 0.00 112
2023-08-01 $307,310 (5.0%) $485,322 (10.7%) 0.00 108
2023-09-01 $319,900 (8.1%) $478,669 (9.1%) 0.00 112
2023-10-01 $290,725 (-1.1%) $392,015 (-7.7%) 0.00 114
2023-11-01 $304,596 (4.1%) $397,984 (-7.2%) 0.00 114
2023-12-01 $323,550 (9.6%) $417,637 (-0.4%) 0.00 123
2024-01-01 $309,250 (4.8%) $402,084 (-3.5%) 0.00 107
2024-02-01 $321,150 (8.1%) $407,722 (-3.9%) 0.00 105
2024-03-01 $329,900 (11.0%) $424,709 (-2.9%) 0.00 101
2024-04-01 $335,975 (13.1%) $432,332 (-3.4%) 0.00 109
2024-05-01 $332,500 (11.8%) $430,254 (-6.5%) 0.00 122
2024-06-01 $349,840 (21.1%) $450,087 (-4.2%) 0.00 147
2024-07-01 $349,950 (15.7%) $476,882 (2.4%) 0.00 162
2024-08-01 $342,500 (11.5%) $475,130 (-2.1%) 0.00 160
2024-09-01 $327,475 (2.4%) $455,311 (-4.9%) 0.00 170
2024-10-01 $320,275 (10.2%) $439,923 (12.2%) 0.00 187
2024-11-01 $334,900 (10.0%) $433,866 (9.0%) 0.00 197
Calhoun's median listing price for 2024-11-01 was $334,900, a difference of $30,304 (10.0%) versus the prior year and $14,625 versus the prior month.

Calhoun's median listing price comes in at 0% of the national average.

Calhoun's average listing price for 2024-11-01 was $433,866, a difference of $35,882 (9.0%) versus the prior year and $-6,057 versus the prior month.

For the 2024-11-01 period, Calhoun had 197 MLS listings, a difference of 10 listings (5%) versus the prior month and 83 listings (73%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,839 sqft
2018-02-01 0 days 1,805 sqft
2018-03-01 0 days 1,805 sqft
2018-04-01 0 days 1,816 sqft
2018-05-01 0 days 1,878 sqft
2018-06-01 0 days 1,965 sqft
2018-07-01 0 days 1,942 sqft
2018-08-01 0 days 1,870 sqft
2018-09-01 0 days 1,992 sqft
2018-10-01 0 days 1,931 sqft
2018-11-01 0 days 1,941 sqft
2018-12-01 0 days 1,899 sqft
2019-01-01 0 days 1,893 sqft
2019-02-01 0 days 2,045 sqft
2019-03-01 0 days 2,023 sqft
2019-04-01 0 days 1,992 sqft
2019-05-01 0 days 2,021 sqft
2019-06-01 0 days 2,119 sqft
2019-07-01 0 days 2,033 sqft
2019-08-01 0 days 2,035 sqft
2019-09-01 0 days 2,017 sqft
2019-10-01 0 days 2,004 sqft
2019-11-01 0 days 2,010 sqft
2019-12-01 0 days 1,977 sqft
2020-01-01 0 days 1,975 sqft
2020-02-01 0 days 1,884 sqft
2020-03-01 0 days 1,964 sqft
2020-04-01 0 days 2,070 sqft
2020-05-01 0 days 1,873 sqft
2020-06-01 0 days 1,974 sqft
2020-07-01 0 days 1,964 sqft
2020-08-01 0 days 1,850 sqft
2020-09-01 0 days 2,000 sqft
2020-10-01 0 days 2,010 sqft
2020-11-01 0 days 1,909 sqft
2020-12-01 0 days 1,824 sqft
2021-01-01 0 days 1,854 sqft
2021-02-01 0 days 1,982 sqft
2021-03-01 0 days 2,037 sqft
2021-04-01 0 days 1,929 sqft
2021-05-01 0 days 1,855 sqft
2021-06-01 0 days 1,946 sqft
2021-07-01 0 days 2,079 sqft
2021-08-01 0 days 2,101 sqft
2021-09-01 0 days 1,913 sqft
2021-10-01 0 days 1,932 sqft
2021-11-01 0 days 1,932 sqft
2021-12-01 0 days 1,956 sqft
2022-01-01 0 days 2,021 sqft
2022-02-01 0 days 1,918 sqft
2022-03-01 0 days 1,906 sqft
2022-04-01 0 days 1,891 sqft
2022-05-01 0 days 1,715 sqft
2022-06-01 0 days 1,954 sqft
2022-07-01 0 days 2,058 sqft
2022-08-01 0 days 2,053 sqft
2022-09-01 0 days 1,886 sqft
2022-10-01 0 days 1,921 sqft
2022-11-01 0 days 1,857 sqft
2022-12-01 0 days 1,944 sqft
2023-01-01 0 days 1,962 sqft
2023-02-01 0 days 1,869 sqft
2023-03-01 0 days 1,979 sqft
2023-04-01 0 days 1,944 sqft
2023-05-01 0 days 1,895 sqft
2023-06-01 0 days 1,846 sqft
2023-07-01 0 days 1,863 sqft
2023-08-01 0 days 1,850 sqft
2023-09-01 0 days 1,888 sqft
2023-10-01 0 days 1,844 sqft
2023-11-01 0 days 1,851 sqft
2023-12-01 0 days 1,859 sqft
2024-01-01 0 days 1,848 sqft
2024-02-01 0 days 1,839 sqft
2024-03-01 0 days 1,848 sqft
2024-04-01 0 days 1,824 sqft
2024-05-01 0 days 1,839 sqft
2024-06-01 0 days 1,887 sqft
2024-07-01 0 days 1,904 sqft
2024-08-01 0 days 1,878 sqft
2024-09-01 0 days 1,883 sqft
2024-10-01 0 days 1,854 sqft
2024-11-01 0 days 1,849 sqft
Calhoun's median listing age (time on market) for 2024-11-01 was 0 days.

Calhoun's median square footage for active listings during the 2024-11-01 period was 1,849 sqft. One year prior, the average listing was 1,851 sqft.

Calhoun, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 722 $175,930,000 $243,670
Cash Out Refi 168 $32,060,000 $190,833
Other 140 $11,940,000 $85,286
Refi 102 $23,700,000 $232,353
Home Improvement 69 $5,935,000 $86,014

Calhoun's most frequently cited loan purpose was Home Purchase, with 722 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 421 $102,245,000 $242,862
7-8% 254 $55,960,000 $220,315
Over 8% 236 $23,230,000 $98,432
5-6% 195 $48,345,000 $247,923
4-5% 28 $7,260,000 $259,286
<2.5% 12 $150,000 $12,500
3-4% 3 $645,000 $215,000
2.5-3% 1 $225,000 $225,000

During 2023, Calhoun's most frequently originated rate bucket was 6-7%, with 421 originations.

Loan Sizing (Calhoun, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 536 $142,020,000 $264,963
$100k-200k 311 $47,405,000 $152,428
$100,000 or less 278 $15,480,000 $55,683
$400k-600k 55 $25,285,000 $459,727
$600k-1000k 14 $10,130,000 $723,571
$Over $1MM 7 $9,245,000 $1,320,714

Calhoun's loan sizing saw the bucket of loans from $200k-400k with 536 originations, totaling $142,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 532 $140,160,000 $263,459
60-80% 222 $53,610,000 $241,486
20-40% 143 $12,875,000 $90,035
Under 20% 129 $5,495,000 $42,597
40-60% 95 $19,005,000 $200,053
Over 100% 25 $6,275,000 $251,000

Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 532 originations, totaling $140,160,000 in origination value.