Calhoun Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Calhoun averaged
6.61%
for the week of 2024-12-05, compared to the national average of
6.69% for the same period.
The average rate for the prior week (2024-11-27) was
6.93% and
one month ago for the week of 2024-10-31, the
average rate was 6.64%.
Calhoun's average rate one year ago was 6.94%.
For refis of the same type during the week of 2024-12-05, the average rate
was 6.69%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-05 | 6.69% |
| Calhoun 30 Year Fixed Rate | 2024-12-05 | 6.61% |
| Calhoun 30 Year Fixed Rate Refi | 2024-12-05 | 6.69% |
| Calhoun 15 Year Fixed Rate | 2024-12-05 | 6.06% |
| Calhoun 15 Year Fixed Rate Refi | 2024-12-05 | 5.96% |
| Calhoun 30 Year FHA | 2024-12-05 | 6.43% |
| Calhoun 30 Year FHA Refi | 2024-12-05 | 6.56% |
| Calhoun 30 Year USDA | 2024-12-05 | 6.43% |
| Calhoun 30 Year USDA Refi | 2024-12-05 | 6.13% |
| Calhoun 30 Year VA | 2024-12-05 | 6.21% |
| Calhoun 30 Year VA Refi | 2024-12-05 | 6.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.
Calhoun Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Calhoun Average Closing Costs & Other Stats
Calhoun, GA's 93 lenders originated 1,201
loans during 2023. The total origination value was $249,565,000, with an average loan value of
$207,798.
Calhoun's average closing costs are $5,571.
The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with
35 loans originated. Their average total fees are
$7,258, which is $339
higher than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Calhoun lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION ($4,171), Regions Bank ($4,929), NVR Mortgage Finance, Inc. ($5,534), HOMESTAR FINANCIAL CORPORATION ($5,754) and BANKSOUTH MORTGAGE COMPANY, LLC ($6,328).
The lowest rate Calhoun lenders (with over 10 loans originated) are
NVR Mortgage Finance, Inc. (5.73%), SWBC MORTGAGE CORPORATION (6.14%), Synovus Bank (6.48%), Ameris Bank (6.52%) and HOMESTAR FINANCIAL CORPORATION (6.63%).
Calhoun, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $24,825,000 | $15,810,000 | -36.3% | 6.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,205,000 | $15,535,000 | -4.1% | 6.2% |
| Synovus Bank | $13,035,000 | $11,710,000 | -10.2% | 4.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,415,000 | $9,750,000 | -36.7% | 3.9% |
| Ameris Bank | $4,675,000 | $9,080,000 | 94.2% | 3.6% |
| NVR Mortgage Finance, Inc. | $9,070,000 | n/a | 3.6% | |
| First Volunteer Bank | $3,825,000 | $8,460,000 | 121.2% | 3.4% |
| HOMESTAR FINANCIAL CORPORATION | $17,450,000 | $7,340,000 | -57.9% | 2.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $6,180,000 | $7,010,000 | 13.4% | 2.8% |
| SWBC MORTGAGE CORPORATION | $9,250,000 | $6,785,000 | -26.6% | 2.7% |
| Regions Bank | $10,530,000 | $6,730,000 | -36.1% | 2.7% |
| Truist | $4,840,000 | $5,670,000 | 17.1% | 2.3% |
| GUARANTEED RATE, INC. | $1,630,000 | $5,335,000 | 227.3% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $6,585,000 | $5,305,000 | -19.4% | 2.1% |
| Renasant Bank | $4,615,000 | $4,645,000 | 0.7% | 1.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,260,000 | $4,330,000 | 243.7% | 1.7% |
| EVERETT FINANCIAL, INC. | $4,575,000 | $4,205,000 | -8.1% | 1.7% |
| Mortgage Research Center, LLC | $6,605,000 | $3,600,000 | -45.5% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,275,000 | $3,410,000 | 4.1% | 1.4% |
| FAMILY SAVINGS | $4,760,000 | $3,170,000 | -33.4% | 1.3% |
| Wells Fargo Bank | $5,070,000 | $3,085,000 | -39.2% | 1.2% |
| United Community Bank | $6,740,000 | $2,825,000 | -58.1% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $4,870,000 | $2,585,000 | -46.9% | 1.0% |
| STOCKTON MORTGAGE CORPORATION | $4,635,000 | $2,350,000 | -49.3% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,730,000 | $2,315,000 | -15.2% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,520,000 | $2,280,000 | -65.0% | 0.9% |
| First Horizon Bank | $670,000 | $1,995,000 | 197.8% | 0.8% |
| CMG MORTGAGE, INC. | $265,000 | $1,780,000 | 571.7% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $2,160,000 | $1,735,000 | -19.7% | 0.7% |
| LOANDEPOT.COM, LLC | $4,655,000 | $1,730,000 | -62.8% | 0.7% |
| NexBank | $440,000 | $1,590,000 | 261.4% | 0.6% |
| South State Bank | $8,075,000 | $1,525,000 | -81.1% | 0.6% |
| Prosperity Home Mortgage, LLC | $3,420,000 | $1,440,000 | -57.9% | 0.6% |
| Century Bank of Georgia | $1,270,000 | n/a | 0.5% | |
| Carrington Mortgage Services, LLC | $1,145,000 | $1,265,000 | 10.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,830,000 | $1,240,000 | -56.2% | 0.5% |
| Capital City Home Loans, LLC | $695,000 | $1,195,000 | 71.9% | 0.5% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,630,000 | $1,190,000 | -27.0% | 0.5% |
| TJC Mortgage, Inc. | $2,530,000 | $1,180,000 | -53.4% | 0.5% |
| 21ST MORTGAGE CORPORATION | $495,000 | $1,145,000 | 131.3% | 0.5% |
| UBS Bank USA | $1,145,000 | n/a | 0.5% | |
| NATION ONE MORTGAGE CORPORATION | $1,130,000 | n/a | 0.5% | |
| Discover Bank | $520,000 | $1,125,000 | 116.3% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $440,000 | $1,090,000 | 147.7% | 0.4% |
| US MORTGAGE CORPORATION | $970,000 | $1,060,000 | 9.3% | 0.4% |
| Quontic Bank | $1,045,000 | n/a | 0.4% | |
| FirstBank | $970,000 | $1,005,000 | 3.6% | 0.4% |
| ISERVE RESIDENTIAL LENDING, LLC | $695,000 | $925,000 | 33.1% | 0.4% |
| JPMorgan Chase Bank | $675,000 | $900,000 | 33.3% | 0.4% |
| First Option Mortgage, LLC | $1,095,000 | $890,000 | -18.7% | 0.4% |
| Flagstar Bank, FSB | $2,610,000 | $875,000 | -66.5% | 0.4% |
| Atlantic Union Bank | $1,010,000 | $860,000 | -14.9% | 0.3% |
| NFM, INC. | $265,000 | $820,000 | 209.4% | 0.3% |
| Arbor Realty Trust, Inc. | $815,000 | n/a | 0.3% | |
| PNC Bank | $1,285,000 | $815,000 | -36.6% | 0.3% |
| SUMMIT FUNDING, INC. | $85,000 | $815,000 | 858.8% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $630,000 | $800,000 | 27.0% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $2,670,000 | $790,000 | -70.4% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $755,000 | n/a | 0.3% | |
| Citizens Bank | $755,000 | n/a | 0.3% | |
| CRESCENT MORTGAGE COMPANY | $610,000 | $750,000 | 23.0% | 0.3% |
| Greater Community Bank | $745,000 | n/a | 0.3% | |
| MILEND, INC. | $775,000 | $740,000 | -4.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $555,000 | $710,000 | 27.9% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $1,485,000 | $705,000 | -52.5% | 0.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,730,000 | $700,000 | -59.5% | 0.3% |
| NEW DAY FINANCIAL, LLC | $480,000 | $675,000 | 40.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,035,000 | $660,000 | -36.2% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $510,000 | $655,000 | 28.4% | 0.3% |
| The Federal Savings Bank | $540,000 | $640,000 | 18.5% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $75,000 | $630,000 | 740.0% | 0.3% |
| TOWNE MORTGAGE COMPANY | $380,000 | $630,000 | 65.8% | 0.3% |
| GEORGIA UNITED | $1,605,000 | $620,000 | -61.4% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $205,000 | $610,000 | 197.6% | 0.2% |
| Equity Prime Mortgage LLC | $455,000 | $605,000 | 33.0% | 0.2% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $315,000 | $600,000 | 90.5% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $905,000 | $595,000 | -34.3% | 0.2% |
| GUARANTY HOME MORTGAGE CORPORATION | $305,000 | $555,000 | 82.0% | 0.2% |
| PLUS RELOCATION MORTGAGE, LLC | $550,000 | n/a | 0.2% | |
| MEMBER FIRST MORTGAGE, LLC | $125,000 | $545,000 | 336.0% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $530,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $420,000 | $520,000 | 23.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $285,000 | $505,000 | 77.2% | 0.2% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $495,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $480,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,085,000 | $460,000 | -57.6% | 0.2% |
| Figure Lending LLC | $410,000 | $455,000 | 11.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $450,000 | n/a | 0.2% | |
| TENNESSEE VALLEY | $705,000 | $445,000 | -36.9% | 0.2% |
| Cornerstone First Mortgage, Inc | $440,000 | n/a | 0.2% | |
| MEMBER ONE | $440,000 | n/a | 0.2% | |
| The Bank of Missouri | $435,000 | n/a | 0.2% | |
| LGE COMMUNITY | $1,090,000 | $430,000 | -60.6% | 0.2% |
| Republic Bank & Trust Company | $425,000 | n/a | 0.2% | |
| Northpointe Bank | $665,000 | $420,000 | -36.8% | 0.2% |
| BNC National Bank | $415,000 | n/a | 0.2% | |
| BAY EQUITY LLC | $590,000 | $410,000 | -30.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $135,000 | $400,000 | 196.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $45,000 | $375,000 | 733.3% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $640,000 | $375,000 | -41.4% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,135,000 | $365,000 | -67.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $205,000 | $365,000 | 78.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $360,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $355,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $305,000 | $355,000 | 16.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $440,000 | $345,000 | -21.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $335,000 | n/a | 0.1% | |
| NEWREZ LLC | $1,110,000 | $320,000 | -71.2% | 0.1% |
| HOMESTEAD FUNDING CORP. | $315,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $310,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $310,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| NBKC BANK | $305,000 | n/a | 0.1% | |
| BMO Harris Bank | $745,000 | $295,000 | -60.4% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $295,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $295,000 | n/a | 0.1% | |
| Bank of America | $580,000 | $290,000 | -50.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $250,000 | $285,000 | 14.0% | 0.1% |
| USAA Federal Savings Bank | $485,000 | $285,000 | -41.2% | 0.1% |
| CREDIT UNION OF GEORGIA | $280,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $280,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $2,840,000 | $275,000 | -90.3% | 0.1% |
| Encompass Lending Group, LP | $275,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $270,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $515,000 | $255,000 | -50.5% | 0.1% |
| Morgan Stanley Private Bank | $255,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $255,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $245,000 | n/a | 0.1% | |
| Nations Lending Corporation | $190,000 | $245,000 | 28.9% | 0.1% |
| THRIVE MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| Metro City Bank | $320,000 | $235,000 | -26.6% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $235,000 | n/a | 0.1% | |
| Superior Credit Union, Inc. | $235,000 | n/a | 0.1% | |
| UIF CORPORATION | $215,000 | $235,000 | 9.3% | 0.1% |
| VERITAS FUNDING, LLC | $235,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $225,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $225,000 | n/a | 0.1% | |
| DUPACO COMMUNITY | $225,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $135,000 | $225,000 | 66.7% | 0.1% |
| Goldwater Bank, N.A. | $255,000 | $225,000 | -11.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $995,000 | $225,000 | -77.4% | 0.1% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $225,000 | n/a | 0.1% | |
| ACOPIA, LLC | $455,000 | $215,000 | -52.7% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $215,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $215,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $205,000 | $215,000 | 4.9% | 0.1% |
| DIRECT LENDERS, LLC | $880,000 | $205,000 | -76.7% | 0.1% |
| Peoples Bank | $205,000 | n/a | 0.1% | |
| Fifth Third Bank | $420,000 | $200,000 | -52.4% | 0.1% |
| Bank of Dade | $195,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $440,000 | $190,000 | -56.8% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $185,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $810,000 | $175,000 | -78.4% | 0.1% |
| BankPlus | $175,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $155,000 | $175,000 | 12.9% | 0.1% |
| Bank OZK | $170,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | n/a | 0.1% | |
| BAY-VALLEY MORTGAGE GROUP | $155,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $625,000 | $155,000 | -75.2% | 0.1% |
| Raymond James Bank | $155,000 | n/a | 0.1% | |
| COMMUNITY BANK OF PICKENS COUNTY | $145,000 | n/a | 0.1% | |
| LOANPAL, LLC | $145,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $330,000 | $145,000 | -56.1% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $135,000 | $145,000 | 7.4% | 0.1% |
| First National Bank of Griffin | $135,000 | n/a | 0.1% | |
| Service Federal Credit Union | $65,000 | $115,000 | 76.9% | 0.0% |
| SPRING EQ, LLC | $145,000 | $95,000 | -34.5% | 0.0% |
| Capital City Bank | $85,000 | n/a | 0.0% | |
| ALL IN | $75,000 | n/a | 0.0% | |
| TOWER | $75,000 | n/a | 0.0% | |
| First National Community Bank | $65,000 | n/a | 0.0% | |
| The Citizens Bank of Georgia | $55,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $175,000 | $35,000 | -80.0% | 0.0% |
| United Bank | $255,000 | $35,000 | -86.3% | 0.0% |
Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 6.3% market share. In second place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,535,000 in loans. In third place, with 4.7%, is Synovus Bank, having originated $11,710,000 in loans. In fourth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $9,750,000 in loans. In fifth place, with 3.6%, is Ameris Bank, having originated $9,080,000 in loans.
Calhoun Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $170,675 (0.5%) | $301,899 (1.2%) | 0.00 | 161 |
| 2018-02-01 | $164,750 (-5.8%) | $312,015 (2.5%) | 0.00 | 159 |
| 2018-03-01 | $156,900 (-12.8%) | $286,691 (-9.6%) | 0.00 | 191 |
| 2018-04-01 | $162,240 (-9.8%) | $274,490 (-17.9%) | 0.00 | 169 |
| 2018-05-01 | $172,445 (-4.8%) | $273,123 (-17.0%) | 0.00 | 171 |
| 2018-06-01 | $175,000 (-5.4%) | $277,314 (-16.3%) | 0.00 | 173 |
| 2018-07-01 | $178,675 (-3.4%) | $273,733 (-18.2%) | 0.00 | 177 |
| 2018-08-01 | $177,450 (-9.0%) | $264,215 (-23.3%) | 0.00 | 198 |
| 2018-09-01 | $179,900 (-7.7%) | $271,673 (-23.8%) | 0.00 | 172 |
| 2018-10-01 | $174,900 (-6.7%) | $331,963 (-4.8%) | 0.00 | 220 |
| 2018-11-01 | $171,695 (-7.1%) | $330,746 (-2.9%) | 0.00 | 223 |
| 2018-12-01 | $172,900 (-3.9%) | $327,010 (9.2%) | 0.00 | 232 |
| 2019-01-01 | $171,695 (0.6%) | $319,749 (5.9%) | 0.00 | 226 |
| 2019-02-01 | $178,650 (8.4%) | $334,215 (7.1%) | 0.00 | 222 |
| 2019-03-01 | $171,329 (9.2%) | $306,890 (7.1%) | 0.00 | 263 |
| 2019-04-01 | $159,900 (-1.4%) | $263,426 (-4.0%) | 0.00 | 313 |
| 2019-05-01 | $159,945 (-7.3%) | $264,966 (-3.0%) | 0.00 | 320 |
| 2019-06-01 | $159,990 (-8.6%) | $267,920 (-3.4%) | 0.00 | 308 |
| 2019-07-01 | $167,490 (-6.3%) | $274,055 (0.1%) | 0.00 | 314 |
| 2019-08-01 | $169,038 (-4.7%) | $252,067 (-4.6%) | 0.00 | 291 |
| 2019-09-01 | $167,745 (-6.8%) | $230,083 (-15.3%) | 0.00 | 270 |
| 2019-10-01 | $175,014 (0.1%) | $233,804 (-29.6%) | 0.00 | 222 |
| 2019-11-01 | $186,450 (8.6%) | $248,241 (-25.0%) | 0.00 | 186 |
| 2019-12-01 | $184,493 (6.7%) | $240,057 (-26.6%) | 0.00 | 180 |
| 2020-01-01 | $180,946 (5.4%) | $243,835 (-23.7%) | 0.00 | 166 |
| 2020-02-01 | $194,900 (9.1%) | $240,821 (-27.9%) | 0.00 | 146 |
| 2020-03-01 | $194,400 (13.5%) | $252,776 (-17.6%) | 0.00 | 124 |
| 2020-04-01 | $208,475 (30.4%) | $275,394 (4.5%) | 0.00 | 120 |
| 2020-05-01 | $199,900 (25.0%) | $277,488 (4.7%) | 0.00 | 104 |
| 2020-06-01 | $211,638 (32.3%) | $296,265 (10.6%) | 0.00 | 90 |
| 2020-07-01 | $206,925 (23.5%) | $304,075 (11.0%) | 0.00 | 78 |
| 2020-08-01 | $207,450 (22.7%) | $315,179 (25.0%) | 0.00 | 72 |
| 2020-09-01 | $221,900 (32.3%) | $313,225 (36.1%) | 0.00 | 84 |
| 2020-10-01 | $224,900 (28.5%) | $323,679 (38.4%) | 0.00 | 82 |
| 2020-11-01 | $210,350 (12.8%) | $309,299 (24.6%) | 0.00 | 94 |
| 2020-12-01 | $222,350 (20.5%) | $316,037 (31.7%) | 0.00 | 87 |
| 2021-01-01 | $222,350 (22.9%) | $341,241 (40.0%) | 0.00 | 76 |
| 2021-02-01 | $236,175 (21.2%) | $392,291 (62.9%) | 0.00 | 55 |
| 2021-03-01 | $236,183 (21.5%) | $419,286 (65.9%) | 0.00 | 54 |
| 2021-04-01 | $228,880 (9.8%) | $375,784 (36.5%) | 0.00 | 62 |
| 2021-05-01 | $247,450 (23.8%) | $420,607 (51.6%) | 0.00 | 57 |
| 2021-06-01 | $256,570 (21.2%) | $395,563 (33.5%) | 0.00 | 72 |
| 2021-07-01 | $252,439 (22.0%) | $400,891 (31.8%) | 0.00 | 81 |
| 2021-08-01 | $281,225 (35.6%) | $406,112 (28.9%) | 0.00 | 101 |
| 2021-09-01 | $249,975 (12.7%) | $392,575 (25.3%) | 0.00 | 114 |
| 2021-10-01 | $249,950 (11.1%) | $391,901 (21.1%) | 0.00 | 109 |
| 2021-11-01 | $269,950 (28.3%) | $410,965 (32.9%) | 0.00 | 96 |
| 2021-12-01 | $283,474 (27.5%) | $446,137 (41.2%) | 0.00 | 74 |
| 2022-01-01 | $284,900 (28.1%) | $461,044 (35.1%) | 0.00 | 60 |
| 2022-02-01 | $284,900 (20.6%) | $542,905 (38.4%) | 0.00 | 58 |
| 2022-03-01 | $289,950 (22.8%) | $526,829 (25.7%) | 0.00 | 56 |
| 2022-04-01 | $285,000 (24.5%) | $487,218 (29.7%) | 0.00 | 64 |
| 2022-05-01 | $283,450 (14.6%) | $466,951 (11.0%) | 0.00 | 78 |
| 2022-06-01 | $295,900 (15.3%) | $471,340 (19.2%) | 0.00 | 94 |
| 2022-07-01 | $294,967 (16.9%) | $436,460 (8.9%) | 0.00 | 116 |
| 2022-08-01 | $292,607 (4.1%) | $438,365 (7.9%) | 0.00 | 106 |
| 2022-09-01 | $295,950 (18.4%) | $438,651 (11.7%) | 0.00 | 123 |
| 2022-10-01 | $293,860 (17.6%) | $424,559 (8.3%) | 0.00 | 153 |
| 2022-11-01 | $292,720 (8.4%) | $428,844 (4.4%) | 0.00 | 153 |
| 2022-12-01 | $295,353 (4.2%) | $419,352 (-6.0%) | 0.00 | 148 |
| 2023-01-01 | $294,967 (3.5%) | $416,810 (-9.6%) | 0.00 | 136 |
| 2023-02-01 | $297,000 (4.3%) | $424,454 (-21.8%) | 0.00 | 128 |
| 2023-03-01 | $297,139 (2.5%) | $437,171 (-17.0%) | 0.00 | 117 |
| 2023-04-01 | $297,039 (4.2%) | $447,480 (-8.2%) | 0.00 | 110 |
| 2023-05-01 | $297,362 (4.9%) | $460,247 (-1.4%) | 0.00 | 107 |
| 2023-06-01 | $289,010 (-2.3%) | $469,577 (-0.4%) | 0.00 | 113 |
| 2023-07-01 | $302,360 (2.5%) | $465,886 (6.7%) | 0.00 | 112 |
| 2023-08-01 | $307,310 (5.0%) | $485,322 (10.7%) | 0.00 | 108 |
| 2023-09-01 | $319,900 (8.1%) | $478,669 (9.1%) | 0.00 | 112 |
| 2023-10-01 | $290,725 (-1.1%) | $392,015 (-7.7%) | 0.00 | 114 |
| 2023-11-01 | $304,596 (4.1%) | $397,984 (-7.2%) | 0.00 | 114 |
| 2023-12-01 | $323,550 (9.6%) | $417,637 (-0.4%) | 0.00 | 123 |
| 2024-01-01 | $309,250 (4.8%) | $402,084 (-3.5%) | 0.00 | 107 |
| 2024-02-01 | $321,150 (8.1%) | $407,722 (-3.9%) | 0.00 | 105 |
| 2024-03-01 | $329,900 (11.0%) | $424,709 (-2.9%) | 0.00 | 101 |
| 2024-04-01 | $335,975 (13.1%) | $432,332 (-3.4%) | 0.00 | 109 |
| 2024-05-01 | $332,500 (11.8%) | $430,254 (-6.5%) | 0.00 | 122 |
| 2024-06-01 | $349,840 (21.1%) | $450,087 (-4.2%) | 0.00 | 147 |
| 2024-07-01 | $349,950 (15.7%) | $476,882 (2.4%) | 0.00 | 162 |
| 2024-08-01 | $342,500 (11.5%) | $475,130 (-2.1%) | 0.00 | 160 |
| 2024-09-01 | $327,475 (2.4%) | $455,311 (-4.9%) | 0.00 | 170 |
| 2024-10-01 | $320,275 (10.2%) | $439,923 (12.2%) | 0.00 | 187 |
| 2024-11-01 | $334,900 (10.0%) | $433,866 (9.0%) | 0.00 | 197 |
Calhoun's median listing price for 2024-11-01 was $334,900, a difference of
$30,304
(10.0%) versus the prior year and
$14,625 versus the prior month.
Calhoun's median listing price comes in at 0% of the national average.
Calhoun's average listing price for 2024-11-01 was $433,866, a difference of $35,882 (9.0%) versus the prior year and $-6,057 versus the prior month.
For the 2024-11-01 period, Calhoun had 197 MLS listings, a difference of 10 listings (5%) versus the prior month and 83 listings (73%) versus the prior year.
Calhoun's median listing price comes in at 0% of the national average.
Calhoun's average listing price for 2024-11-01 was $433,866, a difference of $35,882 (9.0%) versus the prior year and $-6,057 versus the prior month.
For the 2024-11-01 period, Calhoun had 197 MLS listings, a difference of 10 listings (5%) versus the prior month and 83 listings (73%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,839 sqft |
| 2018-02-01 | 0 days | 1,805 sqft |
| 2018-03-01 | 0 days | 1,805 sqft |
| 2018-04-01 | 0 days | 1,816 sqft |
| 2018-05-01 | 0 days | 1,878 sqft |
| 2018-06-01 | 0 days | 1,965 sqft |
| 2018-07-01 | 0 days | 1,942 sqft |
| 2018-08-01 | 0 days | 1,870 sqft |
| 2018-09-01 | 0 days | 1,992 sqft |
| 2018-10-01 | 0 days | 1,931 sqft |
| 2018-11-01 | 0 days | 1,941 sqft |
| 2018-12-01 | 0 days | 1,899 sqft |
| 2019-01-01 | 0 days | 1,893 sqft |
| 2019-02-01 | 0 days | 2,045 sqft |
| 2019-03-01 | 0 days | 2,023 sqft |
| 2019-04-01 | 0 days | 1,992 sqft |
| 2019-05-01 | 0 days | 2,021 sqft |
| 2019-06-01 | 0 days | 2,119 sqft |
| 2019-07-01 | 0 days | 2,033 sqft |
| 2019-08-01 | 0 days | 2,035 sqft |
| 2019-09-01 | 0 days | 2,017 sqft |
| 2019-10-01 | 0 days | 2,004 sqft |
| 2019-11-01 | 0 days | 2,010 sqft |
| 2019-12-01 | 0 days | 1,977 sqft |
| 2020-01-01 | 0 days | 1,975 sqft |
| 2020-02-01 | 0 days | 1,884 sqft |
| 2020-03-01 | 0 days | 1,964 sqft |
| 2020-04-01 | 0 days | 2,070 sqft |
| 2020-05-01 | 0 days | 1,873 sqft |
| 2020-06-01 | 0 days | 1,974 sqft |
| 2020-07-01 | 0 days | 1,964 sqft |
| 2020-08-01 | 0 days | 1,850 sqft |
| 2020-09-01 | 0 days | 2,000 sqft |
| 2020-10-01 | 0 days | 2,010 sqft |
| 2020-11-01 | 0 days | 1,909 sqft |
| 2020-12-01 | 0 days | 1,824 sqft |
| 2021-01-01 | 0 days | 1,854 sqft |
| 2021-02-01 | 0 days | 1,982 sqft |
| 2021-03-01 | 0 days | 2,037 sqft |
| 2021-04-01 | 0 days | 1,929 sqft |
| 2021-05-01 | 0 days | 1,855 sqft |
| 2021-06-01 | 0 days | 1,946 sqft |
| 2021-07-01 | 0 days | 2,079 sqft |
| 2021-08-01 | 0 days | 2,101 sqft |
| 2021-09-01 | 0 days | 1,913 sqft |
| 2021-10-01 | 0 days | 1,932 sqft |
| 2021-11-01 | 0 days | 1,932 sqft |
| 2021-12-01 | 0 days | 1,956 sqft |
| 2022-01-01 | 0 days | 2,021 sqft |
| 2022-02-01 | 0 days | 1,918 sqft |
| 2022-03-01 | 0 days | 1,906 sqft |
| 2022-04-01 | 0 days | 1,891 sqft |
| 2022-05-01 | 0 days | 1,715 sqft |
| 2022-06-01 | 0 days | 1,954 sqft |
| 2022-07-01 | 0 days | 2,058 sqft |
| 2022-08-01 | 0 days | 2,053 sqft |
| 2022-09-01 | 0 days | 1,886 sqft |
| 2022-10-01 | 0 days | 1,921 sqft |
| 2022-11-01 | 0 days | 1,857 sqft |
| 2022-12-01 | 0 days | 1,944 sqft |
| 2023-01-01 | 0 days | 1,962 sqft |
| 2023-02-01 | 0 days | 1,869 sqft |
| 2023-03-01 | 0 days | 1,979 sqft |
| 2023-04-01 | 0 days | 1,944 sqft |
| 2023-05-01 | 0 days | 1,895 sqft |
| 2023-06-01 | 0 days | 1,846 sqft |
| 2023-07-01 | 0 days | 1,863 sqft |
| 2023-08-01 | 0 days | 1,850 sqft |
| 2023-09-01 | 0 days | 1,888 sqft |
| 2023-10-01 | 0 days | 1,844 sqft |
| 2023-11-01 | 0 days | 1,851 sqft |
| 2023-12-01 | 0 days | 1,859 sqft |
| 2024-01-01 | 0 days | 1,848 sqft |
| 2024-02-01 | 0 days | 1,839 sqft |
| 2024-03-01 | 0 days | 1,848 sqft |
| 2024-04-01 | 0 days | 1,824 sqft |
| 2024-05-01 | 0 days | 1,839 sqft |
| 2024-06-01 | 0 days | 1,887 sqft |
| 2024-07-01 | 0 days | 1,904 sqft |
| 2024-08-01 | 0 days | 1,878 sqft |
| 2024-09-01 | 0 days | 1,883 sqft |
| 2024-10-01 | 0 days | 1,854 sqft |
| 2024-11-01 | 0 days | 1,849 sqft |
Calhoun's median listing age (time on market) for 2024-11-01 was 0 days.
Calhoun's median square footage for active listings during the 2024-11-01 period was 1,849 sqft. One year prior, the average listing was 1,851 sqft.
Calhoun's median square footage for active listings during the 2024-11-01 period was 1,849 sqft. One year prior, the average listing was 1,851 sqft.
Calhoun, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 722 | $175,930,000 | $243,670 |
| Cash Out Refi | 168 | $32,060,000 | $190,833 |
| Other | 140 | $11,940,000 | $85,286 |
| Refi | 102 | $23,700,000 | $232,353 |
| Home Improvement | 69 | $5,935,000 | $86,014 |
Calhoun's most frequently cited loan purpose was Home Purchase, with 722 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 421 | $102,245,000 | $242,862 |
| 7-8% | 254 | $55,960,000 | $220,315 |
| Over 8% | 236 | $23,230,000 | $98,432 |
| 5-6% | 195 | $48,345,000 | $247,923 |
| 4-5% | 28 | $7,260,000 | $259,286 |
| <2.5% | 12 | $150,000 | $12,500 |
| 3-4% | 3 | $645,000 | $215,000 |
| 2.5-3% | 1 | $225,000 | $225,000 |
During 2023, Calhoun's most frequently originated rate bucket was 6-7%, with 421 originations.
Loan Sizing (Calhoun, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 536 | $142,020,000 | $264,963 |
| $100k-200k | 311 | $47,405,000 | $152,428 |
| $100,000 or less | 278 | $15,480,000 | $55,683 |
| $400k-600k | 55 | $25,285,000 | $459,727 |
| $600k-1000k | 14 | $10,130,000 | $723,571 |
| $Over $1MM | 7 | $9,245,000 | $1,320,714 |
Calhoun's loan sizing saw the bucket of loans from $200k-400k with 536 originations, totaling $142,020,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 532 | $140,160,000 | $263,459 |
| 60-80% | 222 | $53,610,000 | $241,486 |
| 20-40% | 143 | $12,875,000 | $90,035 |
| Under 20% | 129 | $5,495,000 | $42,597 |
| 40-60% | 95 | $19,005,000 | $200,053 |
| Over 100% | 25 | $6,275,000 | $251,000 |
Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 532 originations, totaling $140,160,000 in origination value.