Calhoun Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Calhoun averaged
7.18%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.97% and
one month ago for the week of 2023-08-17, the
average rate was 6.88%.
Calhoun's average rate one year ago was 5.91%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.81%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Calhoun 30 Year Fixed Rate | 2023-09-21 | 7.18% |
Calhoun 30 Year Fixed Rate Refi | 2023-09-21 | 6.81% |
Calhoun 15 Year Fixed Rate | 2023-09-21 | 6.44% |
Calhoun 15 Year Fixed Rate Refi | 2023-09-21 | 6.94% |
Calhoun 30 Year FHA | 2023-09-21 | 6.39% |
Calhoun 30 Year FHA Refi | 2023-09-21 | 6.94% |
Calhoun 30 Year USDA | 2023-09-21 | 6.61% |
Calhoun 30 Year USDA Refi | 2023-09-21 | 7.02% |
Calhoun 30 Year VA | 2023-09-21 | 6.76% |
Calhoun 30 Year VA Refi | 2023-09-21 | 6.62% |
Calhoun Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Calhoun Average Closing Costs & Other Stats
Calhoun, GA's 110 lenders originated 1,592
loans during 2022. The total origination value was $314,870,000, with an average loan value of
$197,783.
Calhoun's average closing costs are $5,167.
The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with
59 loans originated. Their average total fees are
$5,287, which is $2,304
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Calhoun lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,732), THE MORTGAGE FIRM, INC. ($4,043), Wells Fargo Bank ($4,097), Regions Bank ($4,207) and HOMESTAR FINANCIAL CORPORATION ($4,606).
The lowest rate Calhoun lenders (with over 10 loans originated) are
South State Bank (4.46%), HOME POINT FINANCIAL CORPORATION (4.47%), THE MORTGAGE FIRM, INC. (4.57%), UNITED WHOLESALE MORTGAGE, LLC (4.67%) and BANKSOUTH MORTGAGE COMPANY, LLC (4.70%).
Calhoun, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $43,330,000 | $24,825,000 | -42.7% | 7.9% |
HOMESTAR FINANCIAL CORPORATION | $25,355,000 | $17,450,000 | -31.2% | 5.5% |
UNITED WHOLESALE MORTGAGE, LLC | $15,965,000 | $16,205,000 | 1.5% | 5.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,800,000 | $15,415,000 | -2.4% | 4.9% |
Synovus Bank | $15,245,000 | $13,035,000 | -14.5% | 4.1% |
Regions Bank | $12,205,000 | $10,530,000 | -13.7% | 3.3% |
SWBC MORTGAGE CORPORATION | $14,205,000 | $9,250,000 | -34.9% | 2.9% |
South State Bank | $14,575,000 | $8,075,000 | -44.6% | 2.6% |
THE MORTGAGE FIRM, INC. | $17,385,000 | $7,645,000 | -56.0% | 2.4% |
United Community Bank | $6,800,000 | $6,740,000 | -0.9% | 2.1% |
Mortgage Research Center, LLC | $3,875,000 | $6,605,000 | 70.5% | 2.1% |
MOVEMENT MORTGAGE, LLC | $3,725,000 | $6,585,000 | 76.8% | 2.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $5,085,000 | $6,520,000 | 28.2% | 2.1% |
BANKSOUTH MORTGAGE COMPANY, LLC | $3,695,000 | $6,180,000 | 67.3% | 2.0% |
CERTAINTY HOME LOANS, LLC | $6,990,000 | $5,755,000 | -17.7% | 1.8% |
Wells Fargo Bank | $7,565,000 | $5,070,000 | -33.0% | 1.6% |
PENNYMAC LOAN SERVICES, LLC | $8,210,000 | $4,870,000 | -40.7% | 1.5% |
Truist | $6,550,000 | $4,840,000 | -26.1% | 1.5% |
FAMILY SAVINGS | $2,225,000 | $4,760,000 | 113.9% | 1.5% |
HOME POINT FINANCIAL CORPORATION | $6,915,000 | $4,745,000 | -31.4% | 1.5% |
Ameris Bank | $20,820,000 | $4,675,000 | -77.5% | 1.5% |
LOANDEPOT.COM, LLC | $2,350,000 | $4,655,000 | 98.1% | 1.5% |
STOCKTON MORTGAGE CORPORATION | $3,370,000 | $4,635,000 | 37.5% | 1.5% |
Renasant Bank | $6,130,000 | $4,615,000 | -24.7% | 1.5% |
EVERETT FINANCIAL, INC. | $935,000 | $4,575,000 | 389.3% | 1.5% |
First Volunteer Bank | $3,825,000 | n/a | 1.2% | |
First Bank | $2,630,000 | $3,660,000 | 39.2% | 1.2% |
Prosperity Home Mortgage, LLC | $2,360,000 | $3,420,000 | 44.9% | 1.1% |
Mr. Cooper ( Nationstar Mortgage ) | $6,545,000 | $3,275,000 | -50.0% | 1.0% |
AMERISAVE MORTGAGE CORPORATION | $3,800,000 | $2,840,000 | -25.3% | 0.9% |
BROKER SOLUTIONS, INC. | $2,735,000 | $2,830,000 | 3.5% | 0.9% |
CROSSCOUNTRY MORTGAGE, LLC | $1,000,000 | $2,730,000 | 173.0% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $11,530,000 | $2,670,000 | -76.8% | 0.8% |
Flagstar Bank, FSB | $1,885,000 | $2,610,000 | 38.5% | 0.8% |
TJC Mortgage, Inc. | $1,795,000 | $2,530,000 | 40.9% | 0.8% |
LIMA ONE CAPITAL, LLC | $2,215,000 | n/a | 0.7% | |
NAVY FEDERAL CREDIT UNION | $1,460,000 | $2,160,000 | 47.9% | 0.7% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $445,000 | $1,730,000 | 288.8% | 0.5% |
GUARANTEED RATE, INC. | $1,630,000 | n/a | 0.5% | |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $575,000 | $1,630,000 | 183.5% | 0.5% |
GEORGIA UNITED | $1,155,000 | $1,605,000 | 39.0% | 0.5% |
CALIBER HOME LOANS, INC. | $3,775,000 | $1,565,000 | -58.5% | 0.5% |
HOMESPIRE MORTGAGE CORPORATION | $600,000 | $1,485,000 | 147.5% | 0.5% |
PNC Bank | $560,000 | $1,285,000 | 129.5% | 0.4% |
FIRST COMMUNITY MORTGAGE, INC. | $1,045,000 | $1,260,000 | 20.6% | 0.4% |
BETTER MORTGAGE CORPORATION | $1,250,000 | $1,160,000 | -7.2% | 0.4% |
Carrington Mortgage Services, LLC | $1,780,000 | $1,145,000 | -35.7% | 0.4% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,030,000 | $1,135,000 | 10.2% | 0.4% |
NEWREZ LLC | $3,420,000 | $1,110,000 | -67.5% | 0.4% |
First Option Mortgage, LLC | $555,000 | $1,095,000 | 97.3% | 0.3% |
LGE COMMUNITY | $655,000 | $1,090,000 | 66.4% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $1,540,000 | $1,085,000 | -29.5% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,270,000 | $1,035,000 | -18.5% | 0.3% |
Atlantic Union Bank | $145,000 | $1,010,000 | 596.6% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $515,000 | $995,000 | 93.2% | 0.3% |
FirstBank | $3,135,000 | $970,000 | -69.1% | 0.3% |
US MORTGAGE CORPORATION | $555,000 | $970,000 | 74.8% | 0.3% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $905,000 | n/a | 0.3% | |
Alcova Mortgage LLC | $440,000 | $885,000 | 101.1% | 0.3% |
DIRECT LENDERS, LLC | $565,000 | $880,000 | 55.8% | 0.3% |
FINANCE OF AMERICA MORTGAGE LLC | $840,000 | n/a | 0.3% | |
AMERICAN FINANCING CORPORATION | $395,000 | $810,000 | 105.1% | 0.3% |
MILEND, INC. | $950,000 | $775,000 | -18.4% | 0.2% |
BMO Harris Bank | $745,000 | n/a | 0.2% | |
Third Federal Savings and Loan Association of Cleveland | $715,000 | n/a | 0.2% | |
TENNESSEE VALLEY | $35,000 | $705,000 | 1,914.3% | 0.2% |
Capital City Home Loans, LLC | $1,550,000 | $695,000 | -55.2% | 0.2% |
ISERVE RESIDENTIAL LENDING, LLC | $685,000 | $695,000 | 1.5% | 0.2% |
First Guaranty Bank | $675,000 | n/a | 0.2% | |
JPMorgan Chase Bank | $1,715,000 | $675,000 | -60.6% | 0.2% |
First Horizon Bank | $1,910,000 | $670,000 | -64.9% | 0.2% |
Northpointe Bank | $665,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $565,000 | $640,000 | 13.3% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $125,000 | $630,000 | 404.0% | 0.2% |
Wyndham Capital Mortgage, Inc. | $1,615,000 | $630,000 | -61.0% | 0.2% |
ANGEL OAK HOME LOANS LLC | $1,230,000 | $625,000 | -49.2% | 0.2% |
PANORAMA MORTGAGE GROUP, LLC | $115,000 | $625,000 | 443.5% | 0.2% |
CIVIC FINANCIAL SERVICES, LLC | $145,000 | $620,000 | 327.6% | 0.2% |
CRESCENT MORTGAGE COMPANY | $965,000 | $610,000 | -36.8% | 0.2% |
Colonial Savings, F.A. | $595,000 | n/a | 0.2% | |
BAY EQUITY LLC | $1,330,000 | $590,000 | -55.6% | 0.2% |
Bank of America | $1,165,000 | $580,000 | -50.2% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $2,015,000 | $575,000 | -71.5% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $565,000 | n/a | 0.2% | |
GUILD MORTGAGE COMPANY | $2,320,000 | $555,000 | -76.1% | 0.2% |
The Federal Savings Bank | $360,000 | $540,000 | 50.0% | 0.2% |
First National Bank of America | $85,000 | $530,000 | 523.5% | 0.2% |
Discover Bank | $520,000 | n/a | 0.2% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,050,000 | $515,000 | -87.3% | 0.2% |
Mortgage Assurance Inc. | $1,240,000 | $515,000 | -58.5% | 0.2% |
1ST SIGNATURE LENDING, LLC | $165,000 | $510,000 | 209.1% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $510,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $715,000 | $495,000 | -30.8% | 0.2% |
USAA Federal Savings Bank | $285,000 | $485,000 | 70.2% | 0.2% |
NEW DAY FINANCIAL, LLC | $885,000 | $480,000 | -45.8% | 0.2% |
The Central Trust Bank | $475,000 | n/a | 0.2% | |
Bank of England | $460,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $480,000 | $460,000 | -4.2% | 0.1% |
ACOPIA, LLC | $1,760,000 | $455,000 | -74.1% | 0.1% |
Equity Prime Mortgage LLC | $745,000 | $455,000 | -38.9% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $245,000 | $440,000 | 79.6% | 0.1% |
Magnolia Bank | $440,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $755,000 | $440,000 | -41.7% | 0.1% |
NexBank | $625,000 | $440,000 | -29.6% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $95,000 | $440,000 | 363.2% | 0.1% |
Fifth Third Bank | $85,000 | $420,000 | 394.1% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $675,000 | $420,000 | -37.8% | 0.1% |
First National Bank of Pulaski | $415,000 | n/a | 0.1% | |
Figure Lending LLC | $45,000 | $410,000 | 811.1% | 0.1% |
Citizens Tri-County Bank | $405,000 | n/a | 0.1% | |
TOWNE MORTGAGE COMPANY | $380,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $355,000 | n/a | 0.1% | |
SmartBank | $355,000 | n/a | 0.1% | |
United Nations Federal Credit Union | $340,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $430,000 | $340,000 | -20.9% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $380,000 | $330,000 | -13.2% | 0.1% |
COMMUNITYAMERICA | $325,000 | n/a | 0.1% | |
Metro City Bank | $260,000 | $320,000 | 23.1% | 0.1% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $460,000 | $315,000 | -31.5% | 0.1% |
PLANET HOME LENDING, LLC | $485,000 | $310,000 | -36.1% | 0.1% |
GUARANTY HOME MORTGAGE CORPORATION | $780,000 | $305,000 | -60.9% | 0.1% |
Princeton Mortgage Corporation | $305,000 | n/a | 0.1% | |
ASPIRE FINANCIAL, INC. | $285,000 | n/a | 0.1% | |
Colony Bank | $285,000 | n/a | 0.1% | |
First Federal Bank | $1,385,000 | $285,000 | -79.4% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $285,000 | n/a | 0.1% | |
Bethpage Federal Credit Union | $65,000 | $275,000 | 323.1% | 0.1% |
AMERICAN ADVISORS GROUP | $180,000 | $270,000 | 50.0% | 0.1% |
CMG MORTGAGE, INC. | $265,000 | n/a | 0.1% | |
NFM, INC. | $265,000 | n/a | 0.1% | |
ENVOY MORTGAGE, LTD | $255,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $255,000 | n/a | 0.1% | |
MORTGAGE ACCESS CORP. | $255,000 | n/a | 0.1% | |
SHELTER HOME MORTGAGE, LLC | $185,000 | $255,000 | 37.8% | 0.1% |
United Bank | $255,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $250,000 | n/a | 0.1% | |
U.S. Bank | $2,280,000 | $240,000 | -89.5% | 0.1% |
COMTRUST Federal Credit Union | $235,000 | n/a | 0.1% | |
KeyBank | $235,000 | n/a | 0.1% | |
Assurance Financial Group, L.L.C. | $245,000 | $225,000 | -8.2% | 0.1% |
PHH Mortgage Corporation | $125,000 | $225,000 | 80.0% | 0.1% |
CLEARPATH LENDING | $485,000 | $215,000 | -55.7% | 0.1% |
UIF CORPORATION | $215,000 | n/a | 0.1% | |
Waterstone Mortgage Corporation | $215,000 | n/a | 0.1% | |
Arvest Bank | $245,000 | $205,000 | -16.3% | 0.1% |
DAS Acquisition Company, LLC | $865,000 | $205,000 | -76.3% | 0.1% |
HOMESIDE FINANCIAL, LLC | $280,000 | $205,000 | -26.8% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $155,000 | $205,000 | 32.3% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $155,000 | $205,000 | 32.3% | 0.1% |
Nations Lending Corporation | $395,000 | $190,000 | -51.9% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,340,000 | $190,000 | -85.8% | 0.1% |
AMWEST FUNDING CORP. | $185,000 | n/a | 0.1% | |
M&T Bank | $185,000 | n/a | 0.1% | |
ITHINK FINANCIAL Credit Union | $175,000 | n/a | 0.1% | |
Kwik Mortgage Corporation | $175,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $145,000 | $165,000 | 13.8% | 0.1% |
First Guaranty Mortgage Corporation | $715,000 | $155,000 | -78.3% | 0.0% |
VAN DYK MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
American Broadcast Employees Federal Credit Union | $145,000 | n/a | 0.0% | |
Citibank | $145,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $1,370,000 | $145,000 | -89.4% | 0.0% |
SPRING EQ, LLC | $370,000 | $145,000 | -60.8% | 0.0% |
COUNTRYPLACE MORTGAGE, LTD. | $165,000 | $140,000 | -15.2% | 0.0% |
Axos Bank | $105,000 | $135,000 | 28.6% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $135,000 | n/a | 0.0% | |
General Mortgage Capital Corporation | $135,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.0% | |
TOGETHER CREDIT UNION | $260,000 | $130,000 | -50.0% | 0.0% |
ATHAS CAPITAL GROUP, INC. | $125,000 | n/a | 0.0% | |
First Vision Bank of Tennessee | $125,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $395,000 | $125,000 | -68.4% | 0.0% |
SUMMIT FUNDING, INC. | $85,000 | n/a | 0.0% | |
Chicago Mortgage Solutions LLC | $75,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $670,000 | $75,000 | -88.8% | 0.0% |
GEORGIA'S OWN | $65,000 | $75,000 | 15.4% | 0.0% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $75,000 | n/a | 0.0% | |
Service Federal Credit Union | $65,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $25,000 | n/a | 0.0% |
Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 7.9% market share. In second place, with 5.5%, is HOMESTAR FINANCIAL CORPORATION, having originated $17,450,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,205,000 in loans. In fourth place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $15,415,000 in loans. In fifth place, with 4.1%, is Synovus Bank, having originated $13,035,000 in loans.
Calhoun Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $170,675 (0.5%) | $301,899 (1.2%) | 0.00 | 161 |
2018-02-01 | $164,750 (-5.8%) | $312,015 (2.3%) | 0.00 | 159 |
2018-03-01 | $156,445 (-13.0%) | $285,880 (-10.2%) | 0.00 | 190 |
2018-04-01 | $162,240 (-9.8%) | $273,550 (-18.5%) | 0.00 | 168 |
2018-05-01 | $171,198 (-6.1%) | $272,167 (-17.6%) | 0.00 | 170 |
2018-06-01 | $174,950 (-5.6%) | $276,463 (-16.8%) | 0.00 | 172 |
2018-07-01 | $177,450 (-4.0%) | $272,827 (-18.5%) | 0.00 | 176 |
2018-08-01 | $177,450 (-9.1%) | $263,344 (-23.8%) | 0.00 | 197 |
2018-09-01 | $179,900 (-8.0%) | $271,673 (-24.0%) | 0.00 | 172 |
2018-10-01 | $175,675 (-6.3%) | $332,836 (-4.5%) | 0.00 | 218 |
2018-11-01 | $172,298 (-6.8%) | $332,196 (-2.4%) | 0.00 | 220 |
2018-12-01 | $174,900 (-2.8%) | $329,492 (10.0%) | 0.00 | 228 |
2019-01-01 | $172,900 (1.3%) | $322,133 (6.7%) | 0.00 | 222 |
2019-02-01 | $179,900 (9.2%) | $334,709 (7.3%) | 0.00 | 221 |
2019-03-01 | $171,329 (9.5%) | $306,890 (7.4%) | 0.00 | 263 |
2019-04-01 | $159,900 (-1.4%) | $263,426 (-3.7%) | 0.00 | 313 |
2019-05-01 | $159,945 (-6.6%) | $264,966 (-2.7%) | 0.00 | 320 |
2019-06-01 | $159,990 (-8.6%) | $267,920 (-3.1%) | 0.00 | 308 |
2019-07-01 | $167,490 (-5.6%) | $274,055 (0.5%) | 0.00 | 314 |
2019-08-01 | $169,140 (-4.7%) | $252,141 (-4.3%) | 0.00 | 291 |
2019-09-01 | $168,001 (-6.6%) | $230,268 (-15.2%) | 0.00 | 269 |
2019-10-01 | $175,184 (-0.3%) | $233,927 (-29.7%) | 0.00 | 221 |
2019-11-01 | $186,450 (8.2%) | $248,241 (-25.3%) | 0.00 | 186 |
2019-12-01 | $184,493 (5.5%) | $240,057 (-27.1%) | 0.00 | 180 |
2020-01-01 | $180,946 (4.7%) | $243,835 (-24.3%) | 0.00 | 166 |
2020-02-01 | $194,900 (8.3%) | $240,821 (-28.1%) | 0.00 | 146 |
2020-03-01 | $194,400 (13.5%) | $252,776 (-17.6%) | 0.00 | 124 |
2020-04-01 | $208,475 (30.4%) | $275,394 (4.5%) | 0.00 | 120 |
2020-05-01 | $199,900 (25.0%) | $277,488 (4.7%) | 0.00 | 104 |
2020-06-01 | $211,638 (32.3%) | $296,265 (10.6%) | 0.00 | 90 |
2020-07-01 | $206,925 (23.5%) | $304,075 (11.0%) | 0.00 | 78 |
2020-08-01 | $207,450 (22.7%) | $315,179 (25.0%) | 0.00 | 72 |
2020-09-01 | $221,900 (32.1%) | $313,225 (36.0%) | 0.00 | 84 |
2020-10-01 | $224,900 (28.4%) | $323,679 (38.4%) | 0.00 | 82 |
2020-11-01 | $213,450 (14.5%) | $309,807 (24.8%) | 0.00 | 96 |
2020-12-01 | $227,350 (23.2%) | $316,446 (31.8%) | 0.00 | 89 |
2021-01-01 | $224,900 (24.3%) | $341,157 (39.9%) | 0.00 | 78 |
2021-02-01 | $241,142 (23.7%) | $396,784 (64.8%) | 0.00 | 57 |
2021-03-01 | $240,933 (23.9%) | $421,902 (66.9%) | 0.00 | 57 |
2021-04-01 | $230,310 (10.5%) | $380,944 (38.3%) | 0.00 | 65 |
2021-05-01 | $249,900 (25.0%) | $424,987 (53.2%) | 0.00 | 58 |
2021-06-01 | $257,945 (21.9%) | $398,768 (34.6%) | 0.00 | 73 |
2021-07-01 | $256,170 (23.8%) | $402,522 (32.4%) | 0.00 | 82 |
2021-08-01 | $281,225 (35.6%) | $406,225 (28.9%) | 0.00 | 102 |
2021-09-01 | $255,750 (15.3%) | $394,190 (25.9%) | 0.00 | 116 |
2021-10-01 | $251,750 (11.9%) | $392,186 (21.2%) | 0.00 | 110 |
2021-11-01 | $269,950 (26.5%) | $411,103 (32.7%) | 0.00 | 97 |
2021-12-01 | $287,249 (26.4%) | $449,942 (42.2%) | 0.00 | 75 |
2022-01-01 | $290,757 (29.3%) | $461,753 (35.4%) | 0.00 | 61 |
2022-02-01 | $289,900 (20.2%) | $541,497 (36.5%) | 0.00 | 59 |
2022-03-01 | $292,225 (21.3%) | $529,855 (25.6%) | 0.00 | 57 |
2022-04-01 | $285,000 (23.8%) | $492,989 (29.4%) | 0.00 | 65 |
2022-05-01 | $286,425 (14.6%) | $469,937 (10.6%) | 0.00 | 79 |
2022-06-01 | $295,900 (14.7%) | $471,340 (18.2%) | 0.00 | 94 |
2022-07-01 | $294,933 (15.1%) | $438,883 (9.0%) | 0.00 | 113 |
2022-08-01 | $292,367 (4.0%) | $440,173 (8.4%) | 0.00 | 104 |
2022-09-01 | $295,905 (15.7%) | $440,015 (11.6%) | 0.00 | 121 |
2022-10-01 | $293,860 (16.7%) | $425,997 (8.6%) | 0.00 | 151 |
2022-11-01 | $292,720 (8.4%) | $429,824 (4.6%) | 0.00 | 152 |
2022-12-01 | $293,450 (2.2%) | $417,751 (-7.2%) | 0.00 | 149 |
2023-01-01 | $293,967 (1.1%) | $417,271 (-9.6%) | 0.00 | 136 |
2023-02-01 | $297,000 (2.5%) | $424,996 (-21.5%) | 0.00 | 127 |
2023-03-01 | $297,039 (1.7%) | $437,564 (-17.4%) | 0.00 | 116 |
2023-04-01 | $297,039 (4.2%) | $442,063 (-10.3%) | 0.00 | 117 |
2023-05-01 | $296,579 (3.5%) | $450,931 (-4.0%) | 0.00 | 113 |
2023-06-01 | $287,800 (-2.7%) | $466,116 (-1.1%) | 0.00 | 115 |
2023-07-01 | $299,900 (1.7%) | $465,886 (6.2%) | 0.00 | 112 |
2023-08-01 | $307,310 (5.1%) | $485,322 (10.3%) | 0.00 | 108 |
Calhoun's median listing price comes in at 0% of the national average.
Calhoun's average listing price for 2023-08-01 was $485,322, a difference of $45,149 (10.3%) versus the prior year and $19,436 versus the prior month.
For the 2023-08-01 period, Calhoun had 108 MLS listings, a difference of -4 listings (-4%) versus the prior month and 4 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,841 sqft |
2018-02-01 | 0 days | 1,805 sqft |
2018-03-01 | 0 days | 1,805 sqft |
2018-04-01 | 0 days | 1,830 sqft |
2018-05-01 | 0 days | 1,905 sqft |
2018-06-01 | 0 days | 1,965 sqft |
2018-07-01 | 0 days | 1,950 sqft |
2018-08-01 | 0 days | 1,856 sqft |
2018-09-01 | 0 days | 1,992 sqft |
2018-10-01 | 0 days | 1,922 sqft |
2018-11-01 | 0 days | 1,943 sqft |
2018-12-01 | 0 days | 1,895 sqft |
2019-01-01 | 0 days | 1,883 sqft |
2019-02-01 | 0 days | 2,046 sqft |
2019-03-01 | 0 days | 2,027 sqft |
2019-04-01 | 0 days | 2,001 sqft |
2019-05-01 | 0 days | 2,021 sqft |
2019-06-01 | 0 days | 2,164 sqft |
2019-07-01 | 0 days | 2,033 sqft |
2019-08-01 | 0 days | 2,034 sqft |
2019-09-01 | 0 days | 2,016 sqft |
2019-10-01 | 0 days | 2,004 sqft |
2019-11-01 | 0 days | 2,006 sqft |
2019-12-01 | 0 days | 1,950 sqft |
2020-01-01 | 0 days | 1,973 sqft |
2020-02-01 | 0 days | 1,867 sqft |
2020-03-01 | 0 days | 1,964 sqft |
2020-04-01 | 0 days | 2,072 sqft |
2020-05-01 | 0 days | 1,873 sqft |
2020-06-01 | 0 days | 1,974 sqft |
2020-07-01 | 0 days | 1,955 sqft |
2020-08-01 | 0 days | 1,850 sqft |
2020-09-01 | 0 days | 1,988 sqft |
2020-10-01 | 0 days | 2,010 sqft |
2020-11-01 | 0 days | 1,922 sqft |
2020-12-01 | 0 days | 1,863 sqft |
2021-01-01 | 0 days | 1,942 sqft |
2021-02-01 | 0 days | 2,092 sqft |
2021-03-01 | 0 days | 2,135 sqft |
2021-04-01 | 0 days | 1,936 sqft |
2021-05-01 | 0 days | 1,856 sqft |
2021-06-01 | 0 days | 1,988 sqft |
2021-07-01 | 0 days | 2,089 sqft |
2021-08-01 | 0 days | 2,101 sqft |
2021-09-01 | 0 days | 1,945 sqft |
2021-10-01 | 0 days | 1,960 sqft |
2021-11-01 | 0 days | 1,969 sqft |
2021-12-01 | 0 days | 1,976 sqft |
2022-01-01 | 0 days | 2,028 sqft |
2022-02-01 | 0 days | 1,956 sqft |
2022-03-01 | 0 days | 1,918 sqft |
2022-04-01 | 0 days | 1,900 sqft |
2022-05-01 | 0 days | 1,732 sqft |
2022-06-01 | 0 days | 1,938 sqft |
2022-07-01 | 0 days | 2,072 sqft |
2022-08-01 | 0 days | 2,001 sqft |
2022-09-01 | 0 days | 1,881 sqft |
2022-10-01 | 0 days | 1,920 sqft |
2022-11-01 | 0 days | 1,857 sqft |
2022-12-01 | 0 days | 1,913 sqft |
2023-01-01 | 0 days | 1,943 sqft |
2023-02-01 | 0 days | 1,869 sqft |
2023-03-01 | 0 days | 1,944 sqft |
2023-04-01 | 0 days | 1,923 sqft |
2023-05-01 | 0 days | 1,878 sqft |
2023-06-01 | 0 days | 1,842 sqft |
2023-07-01 | 0 days | 1,858 sqft |
2023-08-01 | 0 days | 1,847 sqft |
Calhoun's median square footage for active listings during the 2023-08-01 period was 1,847 sqft. One year prior, the average listing was 2,001 sqft.
Calhoun, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 868 | $199,710,000 | $230,081 |
Cash Out Refi | 330 | $64,430,000 | $195,242 |
Refi | 193 | $34,435,000 | $178,420 |
Other | 129 | $10,565,000 | $81,899 |
Home Improvement | 72 | $5,730,000 | $79,583 |
Calhoun's most frequently cited loan purpose was Home Purchase, with 868 originations. The 2nd most popular reason was Cash Out Refi, with 330 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 433 | $92,105,000 | $212,714 |
4-5% | 399 | $79,115,000 | $198,283 |
3-4% | 315 | $61,805,000 | $196,206 |
6-7% | 193 | $39,865,000 | $206,554 |
2.5-3% | 88 | $16,670,000 | $189,432 |
7-8% | 70 | $9,940,000 | $142,000 |
Over 8% | 38 | $2,500,000 | $65,789 |
<2.5% | 29 | $3,945,000 | $136,034 |
During 2022, Calhoun's most frequently originated rate bucket was 5-6%, with 433 originations.
Loan Sizing (Calhoun, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 658 | $171,520,000 | $260,669 |
$100k-200k | 577 | $87,455,000 | $151,568 |
$100,000 or less | 291 | $16,375,000 | $56,271 |
$400k-600k | 52 | $24,830,000 | $477,500 |
$600k-1000k | 9 | $6,945,000 | $771,667 |
$Over $1MM | 5 | $7,745,000 | $1,549,000 |
Calhoun's loan sizing saw the bucket of loans from $200k-400k with 658 originations, totaling $171,520,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 689 | $167,035,000 | $242,431 |
60-80% | 406 | $87,100,000 | $214,532 |
40-60% | 187 | $28,085,000 | $150,187 |
20-40% | 137 | $11,995,000 | $87,555 |
Under 20% | 112 | $3,930,000 | $35,089 |
Over 100% | 28 | $6,830,000 | $243,929 |
Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 689 originations, totaling $167,035,000 in origination value.