Calhoun Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Calhoun averaged 7.18% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.97% and one month ago for the week of 2023-08-17, the average rate was 6.88%.

Calhoun's average rate one year ago was 5.91%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.81%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Calhoun 30 Year Fixed Rate 2023-09-21 7.18%
Calhoun 30 Year Fixed Rate Refi 2023-09-21 6.81%
Calhoun 15 Year Fixed Rate 2023-09-21 6.44%
Calhoun 15 Year Fixed Rate Refi 2023-09-21 6.94%
Calhoun 30 Year FHA 2023-09-21 6.39%
Calhoun 30 Year FHA Refi 2023-09-21 6.94%
Calhoun 30 Year USDA 2023-09-21 6.61%
Calhoun 30 Year USDA Refi 2023-09-21 7.02%
Calhoun 30 Year VA 2023-09-21 6.76%
Calhoun 30 Year VA Refi 2023-09-21 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Calhoun, GA.

Calhoun Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Calhoun, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 59 4.93% $5,287
UNITED WHOLESALE MORTGAGE, LLC 38 4.67% $7,592
HOMESTAR FINANCIAL CORPORATION 35 5.24% $4,606
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 4.89% $5,422
South State Bank 24 4.46% $6,560
Wells Fargo Bank 20 4.78% $4,097
SWBC MORTGAGE CORPORATION 18 5.36% $4,607
Renasant Bank 13 5.49% $4,986
Regions Bank 13 4.96% $4,207
Synovus Bank 12 5.01% $5,865
VANDERBILT MORTGAGE AND FINANCE, INC. 12 4.98% $7,421
EVERETT FINANCIAL, INC. 11 5.53% $2,732
CERTAINTY HOME LOANS, LLC 11 5.91% $7,366
MOVEMENT MORTGAGE, LLC 11 5.47% $5,249
THE MORTGAGE FIRM, INC. 10 4.57% $4,043
HOME POINT FINANCIAL CORPORATION 10 4.47% $4,992
BANKSOUTH MORTGAGE COMPANY, LLC 10 4.70% $5,279
LOANDEPOT.COM, LLC 10 4.85% $6,136
Ameris Bank 9 5.62% $6,079
United Community Bank 8 5.39% $4,866
Truist 8 5.03% $3,740
PENNYMAC LOAN SERVICES, LLC 7 4.54% $7,710
STOCKTON MORTGAGE CORPORATION 6 3.85% $5,168
Prosperity Home Mortgage, LLC 6 5.46% $5,755
CROSSCOUNTRY MORTGAGE, LLC 6 6.47% $5,613
Mr. Cooper ( Nationstar Mortgage ) 6 5.08% $7,551
GUARANTEED RATE, INC. 5 5.44% $5,944
BROKER SOLUTIONS, INC. 5 5.89% $6,120
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 6.15% $5,402
BETTER MORTGAGE CORPORATION 4 4.16% $5,396
DIRECT LENDERS, LLC 4 5.59% $1,928
JPMorgan Chase Bank 4 4.94% $2,774
First Option Mortgage, LLC 4 5.19% $6,530
Flagstar Bank, FSB 4 4.34% $5,178
FREEDOM MORTGAGE CORPORATION 4 5.69% $6,711
HOMESPIRE MORTGAGE CORPORATION 4 5.50% $5,645
GEORGIA UNITED 4 4.47% $4,752
FIRST COMMUNITY MORTGAGE, INC. 4 4.59% $4,717
TENNESSEE VALLEY 3 4.68% $4,544
AMERISAVE MORTGAGE CORPORATION 3 3.79% $12,420
Atlantic Union Bank 3 5.29% $7,046
CALIBER HOME LOANS, INC. 3 4.33% $5,383
Capital City Home Loans, LLC 3 4.83% $4,687
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 5.25% $10,026
LGE COMMUNITY 3 4.19% $4,394
NAVY FEDERAL CREDIT UNION 3 6.50% $3,402
PNC Bank 3 3.83% $3,231
US MORTGAGE CORPORATION 3 6.46% $4,585
U.S. Bank 2 4.13% $2,870
Bank of America 2 3.94% $3,821
FirstBank 2 5.19% $4,499
Alcova Mortgage LLC 2 5.25% $5,807
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.62% $4,540
Third Federal Savings and Loan Association of Cleveland 2 3.52% $5,838
TJC Mortgage, Inc. 2 5.75% $4,602
CARDINAL FINANCIAL 2 5.25% $6,914
ROYAL UNITED MORTGAGE LLC 2 5.81% $6,970
ANGEL OAK HOME LOANS LLC 2 6.00% $4,442
NEWREZ LLC 2 6.50% $6,199
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 5.38% $10,147
First National Bank of America 2 7.06% $8,992
FINANCE OF AMERICA MORTGAGE LLC 2 4.06% $5,646
Bank of England 2 4.06% $4,096
Metro City Bank 2 5.25% $4,606
GUILD MORTGAGE COMPANY 2 5.94% $6,747
M&T Bank 1 4.25% $3,635
NexBank 1 5.50% $3,523
NFM, INC. 1 7.50% $9,547
Northpointe Bank 1 5.38% $13,579
PANORAMA MORTGAGE GROUP, LLC 1 4.25% $4,346
Paramount Residential Mortgage Group, Inc. 1 5.25% $6,180
CMG MORTGAGE, INC. 1 4.75% $4,691
American Broadcast Employees Federal Credit Union 1 3.75% $3,035
Citizens Tri-County Bank 1 3.63% $3,795
Princeton Mortgage Corporation 1 5.38% $12,930
Citadel Servicing Corporation 1 8.75% $4,167
Chicago Mortgage Solutions LLC 1 3.24% $1,075
Carrington Mortgage Services, LLC 1 3.25% $4,789
Sierra Pacific Mortgage Company, Inc. 1 3.99% $7,493
SmartBank 1 3.38% $2,617
BMO Harris Bank 1 4.88% $6,092
SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $6,108
SUMMIT FUNDING, INC. 1 7.13% $4,293
Axos Bank 1 3.63% $5,697
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 5.99% $4,075
Assurance Financial Group, L.L.C. 1 6.50% $4,427
UIF CORPORATION 1 3.75% $3,435
United Bank 1 4.38% $4,828
ASPIRE FINANCIAL, INC. 1 3.13% $4,306
Arvest Bank 1 5.13% $10,437
First Horizon Bank 1 3.75% $3,924
First Guaranty Mortgage Corporation 1 4.50% $8,273
First Federal Bank 1 3.75% $6,703
GUARANTY HOME MORTGAGE CORPORATION 1 5.50% $12,553
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $3,536
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.75% $10,828
ENVOY MORTGAGE, LTD 1 6.25% $3,999
Discover Bank 1 6.99% $0
KeyBank 1 3.50% $2,937
Kwik Mortgage Corporation 1 6.75% $4,228
LAKEVIEW LOAN SERVICING, LLC 1 4.38% $9,603
Wyndham Capital Mortgage, Inc. 1 5.38% $3,058
DAS Acquisition Company, LLC 1 6.50% $7,714
Magnolia Bank 1 4.75% $5,972
MEMBER FIRST MORTGAGE, LLC 1 4.50% $4,063
MILEND, INC. 1 4.38% $7,842
Mortgage Assurance Inc. 1 4.75% $2,595
Mortgage Research Center, LLC 1 2.99% $4,155
COMTRUST Federal Credit Union 1 3.25% $4,643
Colony Bank 1 6.38% $7,381

Calhoun Average Closing Costs & Other Stats

Calhoun, GA's 110 lenders originated 1,592 loans during 2022. The total origination value was $314,870,000, with an average loan value of $197,783.

Calhoun's average closing costs are $5,167.

The top Calhoun lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $5,287, which is $2,304 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Calhoun lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,732), THE MORTGAGE FIRM, INC. ($4,043), Wells Fargo Bank ($4,097), Regions Bank ($4,207) and HOMESTAR FINANCIAL CORPORATION ($4,606).

The lowest rate Calhoun lenders (with over 10 loans originated) are South State Bank (4.46%), HOME POINT FINANCIAL CORPORATION (4.47%), THE MORTGAGE FIRM, INC. (4.57%), UNITED WHOLESALE MORTGAGE, LLC (4.67%) and BANKSOUTH MORTGAGE COMPANY, LLC (4.70%).

Calhoun, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $43,330,000 $24,825,000 -42.7% 7.9%
HOMESTAR FINANCIAL CORPORATION $25,355,000 $17,450,000 -31.2% 5.5%
UNITED WHOLESALE MORTGAGE, LLC $15,965,000 $16,205,000 1.5% 5.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,800,000 $15,415,000 -2.4% 4.9%
Synovus Bank $15,245,000 $13,035,000 -14.5% 4.1%
Regions Bank $12,205,000 $10,530,000 -13.7% 3.3%
SWBC MORTGAGE CORPORATION $14,205,000 $9,250,000 -34.9% 2.9%
South State Bank $14,575,000 $8,075,000 -44.6% 2.6%
THE MORTGAGE FIRM, INC. $17,385,000 $7,645,000 -56.0% 2.4%
United Community Bank $6,800,000 $6,740,000 -0.9% 2.1%
Mortgage Research Center, LLC $3,875,000 $6,605,000 70.5% 2.1%
MOVEMENT MORTGAGE, LLC $3,725,000 $6,585,000 76.8% 2.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,085,000 $6,520,000 28.2% 2.1%
BANKSOUTH MORTGAGE COMPANY, LLC $3,695,000 $6,180,000 67.3% 2.0%
CERTAINTY HOME LOANS, LLC $6,990,000 $5,755,000 -17.7% 1.8%
Wells Fargo Bank $7,565,000 $5,070,000 -33.0% 1.6%
PENNYMAC LOAN SERVICES, LLC $8,210,000 $4,870,000 -40.7% 1.5%
Truist $6,550,000 $4,840,000 -26.1% 1.5%
FAMILY SAVINGS $2,225,000 $4,760,000 113.9% 1.5%
HOME POINT FINANCIAL CORPORATION $6,915,000 $4,745,000 -31.4% 1.5%
Ameris Bank $20,820,000 $4,675,000 -77.5% 1.5%
LOANDEPOT.COM, LLC $2,350,000 $4,655,000 98.1% 1.5%
STOCKTON MORTGAGE CORPORATION $3,370,000 $4,635,000 37.5% 1.5%
Renasant Bank $6,130,000 $4,615,000 -24.7% 1.5%
EVERETT FINANCIAL, INC. $935,000 $4,575,000 389.3% 1.5%
First Volunteer Bank $3,825,000 n/a 1.2%
First Bank $2,630,000 $3,660,000 39.2% 1.2%
Prosperity Home Mortgage, LLC $2,360,000 $3,420,000 44.9% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $6,545,000 $3,275,000 -50.0% 1.0%
AMERISAVE MORTGAGE CORPORATION $3,800,000 $2,840,000 -25.3% 0.9%
BROKER SOLUTIONS, INC. $2,735,000 $2,830,000 3.5% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $1,000,000 $2,730,000 173.0% 0.9%
FREEDOM MORTGAGE CORPORATION $11,530,000 $2,670,000 -76.8% 0.8%
Flagstar Bank, FSB $1,885,000 $2,610,000 38.5% 0.8%
TJC Mortgage, Inc. $1,795,000 $2,530,000 40.9% 0.8%
LIMA ONE CAPITAL, LLC $2,215,000 n/a 0.7%
NAVY FEDERAL CREDIT UNION $1,460,000 $2,160,000 47.9% 0.7%
HOMEOWNERS FINANCIAL GROUP USA, LLC $445,000 $1,730,000 288.8% 0.5%
GUARANTEED RATE, INC. $1,630,000 n/a 0.5%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $575,000 $1,630,000 183.5% 0.5%
GEORGIA UNITED $1,155,000 $1,605,000 39.0% 0.5%
CALIBER HOME LOANS, INC. $3,775,000 $1,565,000 -58.5% 0.5%
HOMESPIRE MORTGAGE CORPORATION $600,000 $1,485,000 147.5% 0.5%
PNC Bank $560,000 $1,285,000 129.5% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $1,045,000 $1,260,000 20.6% 0.4%
BETTER MORTGAGE CORPORATION $1,250,000 $1,160,000 -7.2% 0.4%
Carrington Mortgage Services, LLC $1,780,000 $1,145,000 -35.7% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,030,000 $1,135,000 10.2% 0.4%
NEWREZ LLC $3,420,000 $1,110,000 -67.5% 0.4%
First Option Mortgage, LLC $555,000 $1,095,000 97.3% 0.3%
LGE COMMUNITY $655,000 $1,090,000 66.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,540,000 $1,085,000 -29.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,270,000 $1,035,000 -18.5% 0.3%
Atlantic Union Bank $145,000 $1,010,000 596.6% 0.3%
Paramount Residential Mortgage Group, Inc. $515,000 $995,000 93.2% 0.3%
FirstBank $3,135,000 $970,000 -69.1% 0.3%
US MORTGAGE CORPORATION $555,000 $970,000 74.8% 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $905,000 n/a 0.3%
Alcova Mortgage LLC $440,000 $885,000 101.1% 0.3%
DIRECT LENDERS, LLC $565,000 $880,000 55.8% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $840,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $395,000 $810,000 105.1% 0.3%
MILEND, INC. $950,000 $775,000 -18.4% 0.2%
BMO Harris Bank $745,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $715,000 n/a 0.2%
TENNESSEE VALLEY $35,000 $705,000 1,914.3% 0.2%
Capital City Home Loans, LLC $1,550,000 $695,000 -55.2% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $685,000 $695,000 1.5% 0.2%
First Guaranty Bank $675,000 n/a 0.2%
JPMorgan Chase Bank $1,715,000 $675,000 -60.6% 0.2%
First Horizon Bank $1,910,000 $670,000 -64.9% 0.2%
Northpointe Bank $665,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $565,000 $640,000 13.3% 0.2%
LENDINGHOME FUNDING CORPORATION $125,000 $630,000 404.0% 0.2%
Wyndham Capital Mortgage, Inc. $1,615,000 $630,000 -61.0% 0.2%
ANGEL OAK HOME LOANS LLC $1,230,000 $625,000 -49.2% 0.2%
PANORAMA MORTGAGE GROUP, LLC $115,000 $625,000 443.5% 0.2%
CIVIC FINANCIAL SERVICES, LLC $145,000 $620,000 327.6% 0.2%
CRESCENT MORTGAGE COMPANY $965,000 $610,000 -36.8% 0.2%
Colonial Savings, F.A. $595,000 n/a 0.2%
BAY EQUITY LLC $1,330,000 $590,000 -55.6% 0.2%
Bank of America $1,165,000 $580,000 -50.2% 0.2%
VILLAGE CAPITAL MORTGAGE $2,015,000 $575,000 -71.5% 0.2%
Sierra Pacific Mortgage Company, Inc. $565,000 n/a 0.2%
GUILD MORTGAGE COMPANY $2,320,000 $555,000 -76.1% 0.2%
The Federal Savings Bank $360,000 $540,000 50.0% 0.2%
First National Bank of America $85,000 $530,000 523.5% 0.2%
Discover Bank $520,000 n/a 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,050,000 $515,000 -87.3% 0.2%
Mortgage Assurance Inc. $1,240,000 $515,000 -58.5% 0.2%
1ST SIGNATURE LENDING, LLC $165,000 $510,000 209.1% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $510,000 n/a 0.2%
21ST MORTGAGE CORPORATION $715,000 $495,000 -30.8% 0.2%
USAA Federal Savings Bank $285,000 $485,000 70.2% 0.2%
NEW DAY FINANCIAL, LLC $885,000 $480,000 -45.8% 0.2%
The Central Trust Bank $475,000 n/a 0.2%
Bank of England $460,000 n/a 0.1%
Mid-Continent Funding, Inc. $480,000 $460,000 -4.2% 0.1%
ACOPIA, LLC $1,760,000 $455,000 -74.1% 0.1%
Equity Prime Mortgage LLC $745,000 $455,000 -38.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $245,000 $440,000 79.6% 0.1%
Magnolia Bank $440,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $755,000 $440,000 -41.7% 0.1%
NexBank $625,000 $440,000 -29.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $95,000 $440,000 363.2% 0.1%
Fifth Third Bank $85,000 $420,000 394.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $675,000 $420,000 -37.8% 0.1%
First National Bank of Pulaski $415,000 n/a 0.1%
Figure Lending LLC $45,000 $410,000 811.1% 0.1%
Citizens Tri-County Bank $405,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $380,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $355,000 n/a 0.1%
SmartBank $355,000 n/a 0.1%
United Nations Federal Credit Union $340,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $430,000 $340,000 -20.9% 0.1%
SOUTHWEST STAGE FUNDING, LLC $380,000 $330,000 -13.2% 0.1%
COMMUNITYAMERICA $325,000 n/a 0.1%
Metro City Bank $260,000 $320,000 23.1% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $460,000 $315,000 -31.5% 0.1%
PLANET HOME LENDING, LLC $485,000 $310,000 -36.1% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $780,000 $305,000 -60.9% 0.1%
Princeton Mortgage Corporation $305,000 n/a 0.1%
ASPIRE FINANCIAL, INC. $285,000 n/a 0.1%
Colony Bank $285,000 n/a 0.1%
First Federal Bank $1,385,000 $285,000 -79.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $285,000 n/a 0.1%
Bethpage Federal Credit Union $65,000 $275,000 323.1% 0.1%
AMERICAN ADVISORS GROUP $180,000 $270,000 50.0% 0.1%
CMG MORTGAGE, INC. $265,000 n/a 0.1%
NFM, INC. $265,000 n/a 0.1%
ENVOY MORTGAGE, LTD $255,000 n/a 0.1%
Goldwater Bank, N.A. $255,000 n/a 0.1%
MORTGAGE ACCESS CORP. $255,000 n/a 0.1%
SHELTER HOME MORTGAGE, LLC $185,000 $255,000 37.8% 0.1%
United Bank $255,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $250,000 n/a 0.1%
U.S. Bank $2,280,000 $240,000 -89.5% 0.1%
COMTRUST Federal Credit Union $235,000 n/a 0.1%
KeyBank $235,000 n/a 0.1%
Assurance Financial Group, L.L.C. $245,000 $225,000 -8.2% 0.1%
PHH Mortgage Corporation $125,000 $225,000 80.0% 0.1%
CLEARPATH LENDING $485,000 $215,000 -55.7% 0.1%
UIF CORPORATION $215,000 n/a 0.1%
Waterstone Mortgage Corporation $215,000 n/a 0.1%
Arvest Bank $245,000 $205,000 -16.3% 0.1%
DAS Acquisition Company, LLC $865,000 $205,000 -76.3% 0.1%
HOMESIDE FINANCIAL, LLC $280,000 $205,000 -26.8% 0.1%
PLAZA HOME MORTGAGE, INC. $155,000 $205,000 32.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 $205,000 32.3% 0.1%
Nations Lending Corporation $395,000 $190,000 -51.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,340,000 $190,000 -85.8% 0.1%
AMWEST FUNDING CORP. $185,000 n/a 0.1%
M&T Bank $185,000 n/a 0.1%
ITHINK FINANCIAL Credit Union $175,000 n/a 0.1%
Kwik Mortgage Corporation $175,000 n/a 0.1%
Citadel Servicing Corporation $145,000 $165,000 13.8% 0.1%
First Guaranty Mortgage Corporation $715,000 $155,000 -78.3% 0.0%
VAN DYK MORTGAGE CORPORATION $155,000 n/a 0.0%
American Broadcast Employees Federal Credit Union $145,000 n/a 0.0%
Citibank $145,000 n/a 0.0%
Lakeview Community Capital, LLC $1,370,000 $145,000 -89.4% 0.0%
SPRING EQ, LLC $370,000 $145,000 -60.8% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $165,000 $140,000 -15.2% 0.0%
Axos Bank $105,000 $135,000 28.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $135,000 n/a 0.0%
General Mortgage Capital Corporation $135,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.0%
TOGETHER CREDIT UNION $260,000 $130,000 -50.0% 0.0%
ATHAS CAPITAL GROUP, INC. $125,000 n/a 0.0%
First Vision Bank of Tennessee $125,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $395,000 $125,000 -68.4% 0.0%
SUMMIT FUNDING, INC. $85,000 n/a 0.0%
Chicago Mortgage Solutions LLC $75,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $670,000 $75,000 -88.8% 0.0%
GEORGIA'S OWN $65,000 $75,000 15.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $75,000 n/a 0.0%
Service Federal Credit Union $65,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $45,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $25,000 n/a 0.0%

Calhoun's top lender by overall market share is QUICKEN LOANS, LLC, with 7.9% market share. In second place, with 5.5%, is HOMESTAR FINANCIAL CORPORATION, having originated $17,450,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,205,000 in loans. In fourth place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $15,415,000 in loans. In fifth place, with 4.1%, is Synovus Bank, having originated $13,035,000 in loans.


Calhoun Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $170,675 (0.5%) $301,899 (1.2%) 0.00 161
2018-02-01 $164,750 (-5.8%) $312,015 (2.3%) 0.00 159
2018-03-01 $156,445 (-13.0%) $285,880 (-10.2%) 0.00 190
2018-04-01 $162,240 (-9.8%) $273,550 (-18.5%) 0.00 168
2018-05-01 $171,198 (-6.1%) $272,167 (-17.6%) 0.00 170
2018-06-01 $174,950 (-5.6%) $276,463 (-16.8%) 0.00 172
2018-07-01 $177,450 (-4.0%) $272,827 (-18.5%) 0.00 176
2018-08-01 $177,450 (-9.1%) $263,344 (-23.8%) 0.00 197
2018-09-01 $179,900 (-8.0%) $271,673 (-24.0%) 0.00 172
2018-10-01 $175,675 (-6.3%) $332,836 (-4.5%) 0.00 218
2018-11-01 $172,298 (-6.8%) $332,196 (-2.4%) 0.00 220
2018-12-01 $174,900 (-2.8%) $329,492 (10.0%) 0.00 228
2019-01-01 $172,900 (1.3%) $322,133 (6.7%) 0.00 222
2019-02-01 $179,900 (9.2%) $334,709 (7.3%) 0.00 221
2019-03-01 $171,329 (9.5%) $306,890 (7.4%) 0.00 263
2019-04-01 $159,900 (-1.4%) $263,426 (-3.7%) 0.00 313
2019-05-01 $159,945 (-6.6%) $264,966 (-2.7%) 0.00 320
2019-06-01 $159,990 (-8.6%) $267,920 (-3.1%) 0.00 308
2019-07-01 $167,490 (-5.6%) $274,055 (0.5%) 0.00 314
2019-08-01 $169,140 (-4.7%) $252,141 (-4.3%) 0.00 291
2019-09-01 $168,001 (-6.6%) $230,268 (-15.2%) 0.00 269
2019-10-01 $175,184 (-0.3%) $233,927 (-29.7%) 0.00 221
2019-11-01 $186,450 (8.2%) $248,241 (-25.3%) 0.00 186
2019-12-01 $184,493 (5.5%) $240,057 (-27.1%) 0.00 180
2020-01-01 $180,946 (4.7%) $243,835 (-24.3%) 0.00 166
2020-02-01 $194,900 (8.3%) $240,821 (-28.1%) 0.00 146
2020-03-01 $194,400 (13.5%) $252,776 (-17.6%) 0.00 124
2020-04-01 $208,475 (30.4%) $275,394 (4.5%) 0.00 120
2020-05-01 $199,900 (25.0%) $277,488 (4.7%) 0.00 104
2020-06-01 $211,638 (32.3%) $296,265 (10.6%) 0.00 90
2020-07-01 $206,925 (23.5%) $304,075 (11.0%) 0.00 78
2020-08-01 $207,450 (22.7%) $315,179 (25.0%) 0.00 72
2020-09-01 $221,900 (32.1%) $313,225 (36.0%) 0.00 84
2020-10-01 $224,900 (28.4%) $323,679 (38.4%) 0.00 82
2020-11-01 $213,450 (14.5%) $309,807 (24.8%) 0.00 96
2020-12-01 $227,350 (23.2%) $316,446 (31.8%) 0.00 89
2021-01-01 $224,900 (24.3%) $341,157 (39.9%) 0.00 78
2021-02-01 $241,142 (23.7%) $396,784 (64.8%) 0.00 57
2021-03-01 $240,933 (23.9%) $421,902 (66.9%) 0.00 57
2021-04-01 $230,310 (10.5%) $380,944 (38.3%) 0.00 65
2021-05-01 $249,900 (25.0%) $424,987 (53.2%) 0.00 58
2021-06-01 $257,945 (21.9%) $398,768 (34.6%) 0.00 73
2021-07-01 $256,170 (23.8%) $402,522 (32.4%) 0.00 82
2021-08-01 $281,225 (35.6%) $406,225 (28.9%) 0.00 102
2021-09-01 $255,750 (15.3%) $394,190 (25.9%) 0.00 116
2021-10-01 $251,750 (11.9%) $392,186 (21.2%) 0.00 110
2021-11-01 $269,950 (26.5%) $411,103 (32.7%) 0.00 97
2021-12-01 $287,249 (26.4%) $449,942 (42.2%) 0.00 75
2022-01-01 $290,757 (29.3%) $461,753 (35.4%) 0.00 61
2022-02-01 $289,900 (20.2%) $541,497 (36.5%) 0.00 59
2022-03-01 $292,225 (21.3%) $529,855 (25.6%) 0.00 57
2022-04-01 $285,000 (23.8%) $492,989 (29.4%) 0.00 65
2022-05-01 $286,425 (14.6%) $469,937 (10.6%) 0.00 79
2022-06-01 $295,900 (14.7%) $471,340 (18.2%) 0.00 94
2022-07-01 $294,933 (15.1%) $438,883 (9.0%) 0.00 113
2022-08-01 $292,367 (4.0%) $440,173 (8.4%) 0.00 104
2022-09-01 $295,905 (15.7%) $440,015 (11.6%) 0.00 121
2022-10-01 $293,860 (16.7%) $425,997 (8.6%) 0.00 151
2022-11-01 $292,720 (8.4%) $429,824 (4.6%) 0.00 152
2022-12-01 $293,450 (2.2%) $417,751 (-7.2%) 0.00 149
2023-01-01 $293,967 (1.1%) $417,271 (-9.6%) 0.00 136
2023-02-01 $297,000 (2.5%) $424,996 (-21.5%) 0.00 127
2023-03-01 $297,039 (1.7%) $437,564 (-17.4%) 0.00 116
2023-04-01 $297,039 (4.2%) $442,063 (-10.3%) 0.00 117
2023-05-01 $296,579 (3.5%) $450,931 (-4.0%) 0.00 113
2023-06-01 $287,800 (-2.7%) $466,116 (-1.1%) 0.00 115
2023-07-01 $299,900 (1.7%) $465,886 (6.2%) 0.00 112
2023-08-01 $307,310 (5.1%) $485,322 (10.3%) 0.00 108
Calhoun's median listing price for 2023-08-01 was $307,310, a difference of $14,943 (5.1%) versus the prior year and $7,410 versus the prior month.

Calhoun's median listing price comes in at 0% of the national average.

Calhoun's average listing price for 2023-08-01 was $485,322, a difference of $45,149 (10.3%) versus the prior year and $19,436 versus the prior month.

For the 2023-08-01 period, Calhoun had 108 MLS listings, a difference of -4 listings (-4%) versus the prior month and 4 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Calhoun (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,841 sqft
2018-02-01 0 days 1,805 sqft
2018-03-01 0 days 1,805 sqft
2018-04-01 0 days 1,830 sqft
2018-05-01 0 days 1,905 sqft
2018-06-01 0 days 1,965 sqft
2018-07-01 0 days 1,950 sqft
2018-08-01 0 days 1,856 sqft
2018-09-01 0 days 1,992 sqft
2018-10-01 0 days 1,922 sqft
2018-11-01 0 days 1,943 sqft
2018-12-01 0 days 1,895 sqft
2019-01-01 0 days 1,883 sqft
2019-02-01 0 days 2,046 sqft
2019-03-01 0 days 2,027 sqft
2019-04-01 0 days 2,001 sqft
2019-05-01 0 days 2,021 sqft
2019-06-01 0 days 2,164 sqft
2019-07-01 0 days 2,033 sqft
2019-08-01 0 days 2,034 sqft
2019-09-01 0 days 2,016 sqft
2019-10-01 0 days 2,004 sqft
2019-11-01 0 days 2,006 sqft
2019-12-01 0 days 1,950 sqft
2020-01-01 0 days 1,973 sqft
2020-02-01 0 days 1,867 sqft
2020-03-01 0 days 1,964 sqft
2020-04-01 0 days 2,072 sqft
2020-05-01 0 days 1,873 sqft
2020-06-01 0 days 1,974 sqft
2020-07-01 0 days 1,955 sqft
2020-08-01 0 days 1,850 sqft
2020-09-01 0 days 1,988 sqft
2020-10-01 0 days 2,010 sqft
2020-11-01 0 days 1,922 sqft
2020-12-01 0 days 1,863 sqft
2021-01-01 0 days 1,942 sqft
2021-02-01 0 days 2,092 sqft
2021-03-01 0 days 2,135 sqft
2021-04-01 0 days 1,936 sqft
2021-05-01 0 days 1,856 sqft
2021-06-01 0 days 1,988 sqft
2021-07-01 0 days 2,089 sqft
2021-08-01 0 days 2,101 sqft
2021-09-01 0 days 1,945 sqft
2021-10-01 0 days 1,960 sqft
2021-11-01 0 days 1,969 sqft
2021-12-01 0 days 1,976 sqft
2022-01-01 0 days 2,028 sqft
2022-02-01 0 days 1,956 sqft
2022-03-01 0 days 1,918 sqft
2022-04-01 0 days 1,900 sqft
2022-05-01 0 days 1,732 sqft
2022-06-01 0 days 1,938 sqft
2022-07-01 0 days 2,072 sqft
2022-08-01 0 days 2,001 sqft
2022-09-01 0 days 1,881 sqft
2022-10-01 0 days 1,920 sqft
2022-11-01 0 days 1,857 sqft
2022-12-01 0 days 1,913 sqft
2023-01-01 0 days 1,943 sqft
2023-02-01 0 days 1,869 sqft
2023-03-01 0 days 1,944 sqft
2023-04-01 0 days 1,923 sqft
2023-05-01 0 days 1,878 sqft
2023-06-01 0 days 1,842 sqft
2023-07-01 0 days 1,858 sqft
2023-08-01 0 days 1,847 sqft
Calhoun's median listing age (time on market) for 2023-08-01 was 0 days.

Calhoun's median square footage for active listings during the 2023-08-01 period was 1,847 sqft. One year prior, the average listing was 2,001 sqft.

Calhoun, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 868 $199,710,000 $230,081
Cash Out Refi 330 $64,430,000 $195,242
Refi 193 $34,435,000 $178,420
Other 129 $10,565,000 $81,899
Home Improvement 72 $5,730,000 $79,583

Calhoun's most frequently cited loan purpose was Home Purchase, with 868 originations. The 2nd most popular reason was Cash Out Refi, with 330 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 433 $92,105,000 $212,714
4-5% 399 $79,115,000 $198,283
3-4% 315 $61,805,000 $196,206
6-7% 193 $39,865,000 $206,554
2.5-3% 88 $16,670,000 $189,432
7-8% 70 $9,940,000 $142,000
Over 8% 38 $2,500,000 $65,789
<2.5% 29 $3,945,000 $136,034

During 2022, Calhoun's most frequently originated rate bucket was 5-6%, with 433 originations.

Loan Sizing (Calhoun, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 658 $171,520,000 $260,669
$100k-200k 577 $87,455,000 $151,568
$100,000 or less 291 $16,375,000 $56,271
$400k-600k 52 $24,830,000 $477,500
$600k-1000k 9 $6,945,000 $771,667
$Over $1MM 5 $7,745,000 $1,549,000

Calhoun's loan sizing saw the bucket of loans from $200k-400k with 658 originations, totaling $171,520,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 689 $167,035,000 $242,431
60-80% 406 $87,100,000 $214,532
40-60% 187 $28,085,000 $150,187
20-40% 137 $11,995,000 $87,555
Under 20% 112 $3,930,000 $35,089
Over 100% 28 $6,830,000 $243,929

Calhoun's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 689 originations, totaling $167,035,000 in origination value.