Atlantic Union Bank Mortgage Rates, Fees & Info

Richmond, VA

LEI: 549300ZTT08EKQRVTR15

Tax ID: 80-0463989

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Atlantic Union Bank is a smaller bank specializing in Home Purchase and Refi loans. Atlantic Union Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Richmond, Virginia Beach, Atlanta, and Roanoke among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

Atlantic Union Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Atlantic Union Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/18/24
30 Year Conventional Purchase 6.85% 4/18/24
30 Year Conventional Refi 6.66% 4/18/24
30 Year Cash-out Refi 6.89% 4/18/24
30 Year FHA Purchase 7.63% 4/18/24
30 Year FHA Refi 6.91% 4/18/24
30 Year VA Purchase 6.45% 4/18/24
30 Year USDA Purchase 7.05% 4/18/24
15 Year Conventional Purchase 6.34% 4/18/24
15 Year Conventional Refi 6.24% 4/18/24
15 Year Cash-out Refi 6.24% 4/18/24
15 Year FHA Refi 5.68% 4/18/24
15 Year VA Purchase 6.98% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Atlantic Union Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Atlantic Union Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,800

Origination Dollar Volume (All Markets)

$805,130,000

Employee count

1,989

Awards

Atlantic Union Bank FHA Loans bronze
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 655 $227,785,000 $347,763 $5,055 5.04%
RICHMOND, VA (FHA|USDA|VA) 690 $111,410,000 $161,464 $4,038 5.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 305 $77,185,000 $253,066 $3,077 5.71%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 217 $71,075,000 $327,535 $6,456 4.40%
Outside of Metro Areas 443 $51,445,000 $116,129 $3,455 5.67%
ROANOKE, VA (FHA|USDA|VA) 222 $31,780,000 $143,153 $4,797 5.42%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 89 $28,015,000 $314,775 $5,938 4.67%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 137 $20,225,000 $147,628 $2,733 5.78%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 163 $18,485,000 $113,405 $2,712 5.87%
Bluefield, WV-VA (FHA|USDA|VA) 156 $18,480,000 $118,462 $5,100 4.42%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 68 $17,200,000 $252,941 $3,014 4.36%
STAUNTON, VA (FHA|USDA|VA) 149 $15,305,000 $102,718 $2,729 5.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 19 $15,035,000 $791,316 $6,436 4.70%
LYNCHBURG, VA (FHA|USDA|VA) 113 $12,485,000 $110,487 $3,154 5.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 57 $11,225,000 $196,930 $5,334 4.49%
HARRISONBURG, VA (FHA|USDA|VA) 61 $6,425,000 $105,328 $3,568 5.93%
SALISBURY, MD-DE (FHA|USDA|VA) 19 $5,655,000 $297,632 $3,884 5.14%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $4,600,000 $383,333 $3,802 5.40%
Kill Devil Hills, NC (FHA|USDA|VA) 13 $4,195,000 $322,692 $4,733 4.92%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $4,055,000 $450,556 $4,176 4.78%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 17 $2,915,000 $171,471 $5,730 4.40%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $2,455,000 $350,714 $3,944 4.45%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,130,000 $355,000 $4,126 4.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $2,055,000 $411,000 $5,179 3.98%
WINCHESTER, VA-WV (FHA|USDA|VA) 12 $2,030,000 $169,167 $3,862 5.11%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,980,000 $495,000 $3,664 4.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $1,975,000 $1,975,000 $27,948 3.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,830 4.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $1,775,000 $1,775,000 $0 4.49%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,715,000 $343,000 $6,145 4.20%
Easton, MD (FHA|USDA|VA) 1 $1,695,000 $1,695,000 $27,120 4.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,445,000 $481,667 $3,905 4.79%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,583 4.25%
Elizabeth City, NC (FHA|USDA|VA) 10 $1,330,000 $133,000 $1,998 4.96%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,624 4.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,311 4.15%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,025,000 $146,429 $4,657 4.66%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $7,149 4.17%
Heber, UT (FHA|USDA|VA) 1 $885,000 $885,000 $0 4.65%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $860,000 $430,000 $5,128 4.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $845,000 $281,667 $9,894 4.29%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $695,000 $231,667 $6,041 4.33%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $675,000 $675,000 $7,309 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $665,000 $133,000 $5,159 5.05%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $650,000 $325,000 $10,610 4.19%
SANTA FE, NM (FHA|USDA|VA) 1 $535,000 $535,000 $2,970 4.63%
Wilson, NC (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.25%
GETTYSBURG, PA (FHA|USDA|VA) 2 $490,000 $245,000 $5,957 4.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $490,000 $245,000 $8,405 4.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $460,000 $230,000 $4,285 4.31%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $430,000 $215,000 $4,808 3.81%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $410,000 $205,000 $4,663 4.44%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $385,000 $385,000 $4,088 4.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.95%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $370,000 $185,000 $6,289 4.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.53%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,390 3.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $355,000 $355,000 $6,534 5.38%
Clarksburg, WV (FHA|USDA|VA) 2 $350,000 $175,000 $5,412 3.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $350,000 $175,000 $5,723 4.69%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $4,220 4.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $330,000 $165,000 $3,987 4.06%
RENO, NV (FHA|USDA|VA) 1 $315,000 $315,000 $5,881 4.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,250 4.88%
DOVER, DE (FHA|USDA|VA) 1 $305,000 $305,000 $3,290 4.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $305,000 $305,000 $4,636 4.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,876 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $295,000 $295,000 $6,370 4.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $275,000 $275,000 $8,911 3.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $275,000 $275,000 $6,984 5.00%
Wooster, OH (FHA|USDA|VA) 2 $270,000 $135,000 $3,650 4.50%
BATON ROUGE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,914 3.38%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $265,000 $265,000 $6,388 4.63%
ASHEVILLE, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,809 4.13%
SAVANNAH, GA (FHA|USDA|VA) 2 $260,000 $130,000 $5,189 5.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,116 3.75%
Martinsville, VA (FHA|USDA|VA) 2 $250,000 $125,000 $5,312 3.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $8,032 5.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,393 3.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $235,000 $235,000 $7,182 4.38%
Jefferson, GA (FHA|USDA|VA) 1 $225,000 $225,000 $7,088 6.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,112 4.13%
FAIRBANKS, AK (FHA|USDA|VA) 1 $215,000 $215,000 $4,537 5.13%
MORGANTOWN, WV (FHA|USDA|VA) 1 $215,000 $215,000 $4,970 3.88%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $215,000 $215,000 $6,815 3.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $205,000 $205,000 $11,432 3.63%
Minden, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,675 4.38%
PITTSBURGH, PA (FHA|USDA|VA) 1 $195,000 $195,000 $5,273 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,577 3.88%
KNOXVILLE, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,489 4.50%
Nogales, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $600 4.50%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,165 3.75%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $165,000 $165,000 $3,437 4.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,867 3.50%
JOPLIN, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,938 5.13%
LEBANON, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,666 5.00%
Cedartown, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,868 4.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.25%
Glasgow, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,484 4.50%
TUCSON, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $3,116 5.38%
Clearlake, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,060 4.38%
Angola, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,649 4.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $120,000 $60,000 $2,951 5.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $105,000 $105,000 $4,415 5.25%
Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,402 4.50%
Tifton, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,692 4.63%
ROME, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,259 4.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,122 5.75%
Holland, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,360 4.38%
Danville, VA (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.24%
KOKOMO, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,498 4.50%
Duncan, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,945 5.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,015 5.00%
ERIE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,956 3.88%
Atlantic Union Bank's top markets include Washington, Richmond, Virginia Beach, Atlanta, and Roanoke among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Atlantic Union Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    US COMMUNITY
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    DUPONT COMMUNITY
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    DOMINION ENERGY CREDIT UNION
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    PATRIOT
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,794 $210,870,000 $117,542 n/a 5.91%
    Conventional 1,572 $510,030,000 $324,447 $4,120 4.82%
    FHA 264 $50,050,000 $189,583 $7,368 4.33%
    USDA 96 $11,960,000 $124,583 $5,029 4.33%
    VA 74 $22,220,000 $300,270 $6,476 4.22%

    For 2019, Atlantic Union Bank's most frequently originated type of loan was HELOC, with 1,794 originations. Their 2nd most popular type was Conventional, with 1,572 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,292 $381,870,000 $295,565 $5,551 4.61%
    Other 1,219 $128,135,000 $105,115 $400 5.96%
    Refi 594 $188,230,000 $316,886 $3,488 5.08%
    Home Improvement 460 $41,240,000 $89,652 $413 6.08%
    Cash Out Refi 235 $65,655,000 $279,383 $4,940 4.33%

    For 2019, Atlantic Union Bank's most frequently cited loan purpose was Home Purchase, with 1,292 originations. The 2nd most popular reason was Other, with 1,219 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,134 $576,860,000 $184,065 $5,398 5.23%
    5 Year 160 $47,880,000 $299,250 $291 5.08%
    15 Year 142 $28,320,000 $199,437 $3,384 4.62%
    1 Year 124 $34,460,000 $277,903 $4,679 6.16%
    20 Year 112 $15,760,000 $140,714 $1,394 6.39%
    10 Year 66 $51,060,000 $773,636 $643 6.10%
    Other 33 $15,175,000 $459,848 $2,002 5.26%
    30+ year 23 $17,465,000 $759,348 $6,145 4.16%
    3 Year 6 $18,150,000 $3,025,000 $146 5.12%

    For 2019, Atlantic Union Bank's most frequently cited loan duration was 30 Year, with 3,134 originations. The 2nd most popular length was 5 Year, with 160 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 749 $214,485,000 $286,362
    $2k-3k 342 $82,420,000 $240,994
    $<1k 288 $34,920,000 $121,250
    $3k-4k 151 $39,245,000 $259,901
    $5k+ 109 $60,005,000 $550,505
    $4k-5k 67 $24,215,000 $361,418

    Atlantic Union Bank's average total fees were $5,398, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 749 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,275 $187,165,000 $146,796
    4-5% 1,214 $359,580,000 $296,194
    3-4% 565 $203,705,000 $360,540
    6-7% 446 $41,970,000 $94,103
    7-8% 194 $8,500,000 $43,814
    Over 8% 104 $3,920,000 $37,692
    2.5-3% 1 $225,000 $225,000

    During 2019, Atlantic Union Bank's average interest rate for loans was 5.23%, while their most frequently originated rate bucket for loans was 5-6%, with 1,275 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,441 $80,725,000 $56,020 $1,968 6.05%
    $100k-200k 1,114 $160,390,000 $143,977 $4,473 5.08%
    $200k-400k 846 $229,050,000 $270,745 $5,575 4.64%
    $400k-600k 214 $102,640,000 $479,626 $5,912 4.47%
    $600k-1MM 133 $97,655,000 $734,248 $7,046 4.32%
    $1MM+ 52 $134,670,000 $2,589,808 $13,503 4.33%

    2019 saw Atlantic Union Bank place emphasis on $100,000 or less loans with 1,441 originations, totaling $80,725,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 768 $99,150,000 $129,102 $4,424 5.35%
    $50k or less 742 $67,300,000 $90,701 $3,709 5.52%
    $100k-150k 700 $138,890,000 $198,414 $5,151 5.20%
    $75k-100k 544 $83,900,000 $154,228 $4,891 5.26%
    $150k-250k 430 $116,950,000 $271,977 $5,270 5.10%
    $250k+ 272 $129,330,000 $475,478 $6,638 4.90%

    Atlantic Union Bank lent most frequently to those with incomes in the $50k-75k range, with 768 originations. The second most popular income band? $50k or less, with 742 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 771 $147,455,000 $191,252 $4,836 5.19%
    30-36% 632 $118,170,000 $186,978 $4,600 5.27%
    <20% 296 $69,740,000 $235,608 $4,208 5.17%
    44% 249 $32,245,000 $129,498 $5,386 5.55%
    49% 235 $35,345,000 $150,404 $5,328 5.23%
    39% 177 $26,915,000 $152,062 $4,799 5.99%
    38% 121 $21,735,000 $179,628 $4,466 5.28%
    37% 117 $17,955,000 $153,462 $4,579 5.52%
    36% 116 $21,100,000 $181,897 $4,638 5.49%
    40% 114 $24,340,000 $213,509 $5,486 5.01%
    43% 110 $19,290,000 $175,364 $4,957 5.12%
    42% 107 $22,855,000 $213,598 $5,428 4.99%
    41% 102 $18,910,000 $185,392 $4,099 5.18%
    48% 87 $15,035,000 $172,816 $4,865 5.14%
    47% 82 $18,260,000 $222,683 $5,319 4.95%
    45% 76 $14,480,000 $190,526 $4,652 5.08%
    46% 58 $9,200,000 $158,621 $4,001 5.07%
    50-60% 30 $7,780,000 $259,333 $7,225 4.87%
    >60% 17 $5,345,000 $314,412 $2,195 5.54%

    Atlantic Union Bank lent most frequently to those with DTI ratios of 20-30%, with 771 originations. The next most common DTI ratio? 30-36%, with 632 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,145 $569,165,000 $180,975 $4,704 5.29%
    Not applicable 285 $154,135,000 $540,825 $0 5.40%
    Black 205 $31,665,000 $154,463 $5,108 5.42%
    Not provided 86 $29,070,000 $338,023 $5,226 4.26%
    Asian 63 $18,545,000 $294,365 $5,755 4.84%
    American Indian 7 $1,435,000 $205,000 $4,935 5.85%
    Native Hawaiian or Islander 2 $390,000 $195,000 $3,210 5.12%
    Korean 1 $205,000 $205,000 $0 4.75%
    Vietnamese 1 $185,000 $185,000 $0 4.75%
    Asian Indian 3 $185,000 $61,667 $534 5.93%
    Other Asian 2 $150,000 $75,000 $484 5.85%

    Approval Rates

    Total approvals of all applications
    76.90%

    Atlantic Union Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    84.37%

    Atlantic Union Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,800 $805,130,000 $211,876

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 33 $82,565,000 $2,501,970
    Single Family (1-4 Units):Manufactured 77 $4,775,000 $62,013
    Single Family (1-4 Units):Site-Built 3,690 $717,790,000 $194,523

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 804 $85,620,000 $106,493 $1,958 5.77%
    40-60% 451 $103,415,000 $229,302 $3,430 5.28%
    60-80% 797 $258,645,000 $324,523 $4,592 4.92%
    80-100% 1,028 $287,920,000 $280,078 $5,669 4.50%
    Over 100% 67 $34,945,000 $521,567 $10,748 4.55%
    Under 20% 653 $34,585,000 $52,963 $458 6.41%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Atlantic Union Bankshares, Inc. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    Atlantic Union Bankshares, Inc. Conventional home mortgage Closing on a mortgage 1 33.3%
    Atlantic Union Bankshares, Inc. Conventional home mortgage Trouble during payment process 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Atlantic Union Bank 100 Dominion Drive Emporia, VA 23847 Full Service B&M $64,250
    Atlantic Union Bank 100 Lucy Lane Waynesboro, VA 22980 Full Service B&M $71,353
    Atlantic Union Bank 100 Moyock Commons Drive Moyock, NC 27958 Full Service B&M $21,381
    Atlantic Union Bank 1000 North Main Street Suffolk, VA 23434 Full Service B&M $99,787
    Atlantic Union Bank 10045 Kings Highway King George, VA 22485 Full Service B&M $108,938
    Atlantic Union Bank 1006 Hardy Road Vinton, VA 24179 Full Service B&M $30,089
    Atlantic Union Bank 10131 Jefferson Davis Highway Fredericksburg, VA 22407 Full Service B&M $34,781
    Atlantic Union Bank 102 Catoctin Circle Southeast Leesburg, VA 20175 Full Service B&M $200,155
    Atlantic Union Bank 102 South Main Street Culpeper, VA 22701 Full Service B&M $152,715
    Atlantic Union Bank 103 Pocomoke Marketplace Pocomoke City, MD 21851 Full Service B&M $30,016
    Atlantic Union Bank 10415 Courthouse Road Spotsylvania, VA 22553 Full Service B&M $56,116
    Atlantic Union Bank 1044 Warrenton Road Fredericksburg, VA 22406 Full Service B&M $46,530
    Atlantic Union Bank 105 Arbor Drive Christiansburg, VA 24073 Full Service B&M $182,856
    Atlantic Union Bank 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Full Service B&M $1,122,941
    Atlantic Union Bank 106 Sixth Street Grottoes, VA 24441 Full Service B&M $40,771
    Atlantic Union Bank 10620 Iron Bridge Road Chester, VA 23831 Full Service B&M $42,771
    Atlantic Union Bank 111 Franklin Rd Suite 100 Roanoke, VA 24011 Full Service B&M $81,898
    Atlantic Union Bank 111 West Washington Street Middleburg, VA 20117 Full Service B&M $194,468
    Atlantic Union Bank 11101 Hull Street Midlothian, VA 23112 Full Service B&M $55,280
    Atlantic Union Bank 134 W Main St Orange, VA 22960 Full Service B&M $46,842
    Atlantic Union Bank 11101 Midlothian Turnpike Richmond, VA 23235 Full Service B&M $100,298
    Atlantic Union Bank 11163 Nuckols Road Glen Allen, VA 23059 Full Service B&M $52,002
    Atlantic Union Bank 11263 W. Broad St. Glen Allen, VA 23060 Full Service B&M $124,053
    Atlantic Union Bank 1145 North Road Street Elizabeth City, NC 27909 Full Service B&M $61,696
    Atlantic Union Bank 115 Lee Jackson Highway Staunton, VA 24401 Full Service B&M $44,494
    Atlantic Union Bank 1174 N Main Street Madison, VA 22727 Full Service B&M $103,884
    Atlantic Union Bank 1197 North Lee Highway Lexington, VA 24450 Full Service B&M $45,831
    Atlantic Union Bank 12090 W Broad St Richmond, VA 23233 Full Service B&M $50,965
    Atlantic Union Bank 124 Main Street Lovingston, VA 22949 Full Service B&M $68,644
    Atlantic Union Bank 125 West Main Street Bedford, VA 24523 Full Service B&M $82,029
    Atlantic Union Bank 1251 West Main Street Salem, VA 24153 Full Service B&M $114,611
    Atlantic Union Bank 12601 Jeff Davis Highway Chester, VA 23831 Full Service Retail $29,950
    Atlantic Union Bank 13700 Midlothian Turnpike Midlothian, VA 23113 Full Service B&M $76,426
    Atlantic Union Bank 1404 West Ehringhaus Street Elizabeth City, NC 27909 Full Service B&M $41,857
    Atlantic Union Bank 14739 Moneta Road Moneta, VA 24121 Full Service B&M $60,355
    Atlantic Union Bank 14915 Forest Road Forest, VA 24551 Full Service B&M $55,518
    Atlantic Union Bank 1500 Mount Pleasant Road Chesapeake, VA 23322 Full Service B&M $29,366
    Atlantic Union Bank 1503 South Salisbury Blvd. Salisbury, MD 21801 Full Service B&M $61,976
    Atlantic Union Bank 15043 Northumberland Highway Burgess, VA 22432 Full Service B&M $48,430
    Atlantic Union Bank 1553 George Washington Memorial Highway Gloucester Point, VA 23062 Full Service B&M $22,949
    Atlantic Union Bank 1580 Laskin Road Virginia Beach, VA 23451 Full Service B&M $75,622
    Atlantic Union Bank 1601 Willow Lawn Dr., Suite 701 Richmond, VA 23230 Full Service B&M $120,799
    Atlantic Union Bank 1649 Tappahannock Blvd Tappahannock, VA 22560 Full Service B&M $46,905
    Atlantic Union Bank 1658 State Farm Boulevard Charlottesville, VA 22911 Full Service B&M $118,052
    Atlantic Union Bank 1660 Tappahannock Blvd Tappahannock, VA 22560 Full Service Retail $8,413
    Atlantic Union Bank 1675 Roanoke Street Se Christiansburg, VA 24073 Full Service B&M $47,734
    Atlantic Union Bank 17191 King's Hwy Montross, VA 22520 Full Service B&M $44,088
    Atlantic Union Bank 1738 Amherst Street Winchester, VA 22601 Full Service B&M $89,639
    Atlantic Union Bank 1773 North Parham Road Richmond, VA 23229 Full Service B&M $78,062
    Atlantic Union Bank 1800 Robert Fulton Drive, Suite 310 Reston, VA 20191 Full Service B&M $462,349
    Atlantic Union Bank 2 Town Center Drive Dublin, VA 24084 Full Service B&M $104,127
    Atlantic Union Bank 201 Volvo Parkway Chesapeake, VA 23320 Full Service B&M $69,703
    Atlantic Union Bank 2050 Ballenger Avenue Alexandria, VA 22314 Full Service B&M $125,608
    Atlantic Union Bank 209 Stonebridge Plaza Avenue North Chesterfield, VA 23225 Full Service B&M $38,086
    Atlantic Union Bank 2098 Princess Anne Road Virginia Beach, VA 23456 Full Service B&M $45,281
    Atlantic Union Bank 2102 Langhorne Road Lynchburg, VA 24501 Full Service B&M $14,712
    Atlantic Union Bank 211 North Main Street Bowling Green, VA 22427 Full Service B&M $253,530
    Atlantic Union Bank 2151 Barracks Road Charlottesville, VA 22903 Full Service B&M $53,390
    Atlantic Union Bank 216 Broadview Avenue Warrenton, VA 20186 Full Service B&M $48,553
    Atlantic Union Bank 2235 Gateway Access Point Raleigh, NC 27607 Full Service B&M $41,418
    Atlantic Union Bank 22468 Lankford Highway Cape Charles, VA 23310 Full Service B&M $27,492
    Atlantic Union Bank 2300 Wilson Boulevard Arlington, VA 22201 Full Service B&M $61,268
    Atlantic Union Bank 2307 West Beverley Street Staunton, VA 24401 Full Service B&M $38,866
    Atlantic Union Bank 231 Southgate Shopping Center Culpeper, VA 22701 Full Service B&M $65,059
    Atlantic Union Bank 2325 Dulles Corner Boulevard Suite 100 Herndon, VA 20171 Full Service B&M $498,151
    Atlantic Union Bank 239 Battlefield Boulevard South Chesapeake, VA 23322 Full Service B&M $56,836
    Atlantic Union Bank 24 South Augusta Street Staunton, VA 24401 Full Service B&M $90,652
    Atlantic Union Bank 251 North Poplar Avenue Waynesboro, VA 22980 Full Service B&M $37,384
    Atlantic Union Bank 25253 Lankford Highway Onley, VA 23418 Full Service B&M $66,396
    Atlantic Union Bank 2600 Stuarts Draft Hwy Stuarts Draft, VA 24477 Full Service B&M $31,464
    Atlantic Union Bank 2811 Fall Hill Avenue Fredericksburg, VA 22401 Full Service B&M $108,863
    Atlantic Union Bank 2825 Godwin Blvd Suffolk, VA 23434 Full Service B&M $45,113
    Atlantic Union Bank 284 North Main Street Kilmarnock, VA 22482 Full Service B&M $50,293
    Atlantic Union Bank 3001 Shore Drive Virginia Beach, VA 23451 Full Service B&M $45,886
    Atlantic Union Bank 302 Ashcake Road Ashland, VA 23005 Full Service B&M $165,444
    Atlantic Union Bank 3099 Boulevard Colonial Heights, VA 23834 Full Service B&M $56,914
    Atlantic Union Bank 322 S. Broad Street Edenton, NC 27932 Full Service B&M $28,588
    Atlantic Union Bank 3290 Worth Crossing Charlottesville, VA 22911 Full Service B&M $35,178
    Atlantic Union Bank 3535 Bridge Road Suffolk, VA 23435 Full Service B&M $20,381
    Atlantic Union Bank 3556 West Cary Street Richmond, VA 23221 Full Service B&M $107,062
    Atlantic Union Bank 3605 Electric Road Roanoke, VA 24018 Full Service B&M $66,817
    Atlantic Union Bank 36081 Goodwin Drive Locust Grove, VA 22508 Full Service B&M $80,988
    Atlantic Union Bank 369 Franklin St. Rocky Mount, VA 24151 Full Service B&M $36,735
    Atlantic Union Bank 3708 Richmond Tapahannock Highway King William, VA 23086 Full Service B&M $37,490
    Atlantic Union Bank 374 Lee Hwy Verona, VA 24482 Full Service B&M $85,707
    Atlantic Union Bank 3804 Brandon Avenue, Sw Roanoke, VA 24018 Full Service B&M $16,691
    Atlantic Union Bank 390 University Boulevard Harrisonburg, VA 22801 Full Service B&M $35,920
    Atlantic Union Bank 400 East Main Street Charlottesville, VA 22902 Full Service B&M $97,329
    Atlantic Union Bank 4037 East Little Creek Road Norfolk, VA 23518 Full Service B&M $26,881
    Atlantic Union Bank 4055 Riner Road Riner, VA 24149 Full Service B&M $39,028
    Atlantic Union Bank 4071 Lankford Highway Exmore, VA 23350 Full Service B&M $60,168
    Atlantic Union Bank 410 Gander Drive Charlottesville, VA 22901 Full Service B&M $130,815
    Atlantic Union Bank 4108 Portsmouth Boulevard Chesapeake, VA 23321 Full Service B&M $21,171
    Atlantic Union Bank 4109 Plank Rd Fredericksburg, VA 22407 Full Service B&M $110,896
    Atlantic Union Bank 4221 Walney Road, Suite 120 Chantilly, VA 20151 Full Service B&M $317,001
    Atlantic Union Bank 431 East Main Street Purcellville, VA 20132 Full Service B&M $109,863
    Atlantic Union Bank 433 Us Highway 64 East Plymouth, NC 27962 Full Service B&M $20,984
    Atlantic Union Bank 43325 Junction Plaza Ashburn, VA 20147 Full Service B&M $83,557
    Atlantic Union Bank 4390 South Laburnum Avenue Richmond, VA 23231 Full Service B&M $37,072
    Atlantic Union Bank 440 South Main Street Harrisonburg, VA 22801 Full Service B&M $49,168
    Atlantic Union Bank 450 W Main St. Covington, VA 24426 Full Service B&M $71,933
    Atlantic Union Bank 473 South Street Front Royal, VA 22630 Full Service B&M $62,944
    Atlantic Union Bank 4805 Lassen Lane Fredericksburg, VA 22408 Full Service B&M $171,958
    Atlantic Union Bank 4960 Monticello Ave Williamsburg, VA 23188 Full Service B&M $31,612
    Atlantic Union Bank 50 North Franklin Street Christiansburg, VA 24073 Full Service B&M $94,262
    Atlantic Union Bank 50 West Main Street Radford, VA 24141 Full Service B&M $76,451
    Atlantic Union Bank 5030 George Washington Memorial Hwy Yorktown, VA 23692 Full Service B&M $38,111
    Atlantic Union Bank 5125 John Tyler Highway Williamsburg, VA 23185 Full Service Retail $60,941
    Atlantic Union Bank 530 Blackwell Road Warrenton, VA 20186 Full Service B&M $148,372
    Atlantic Union Bank 5300 Patterson Ave. Richmond, VA 23226 Full Service B&M $81,619
    Atlantic Union Bank 538 Fort Evans Rd. Ne Leesburg, VA 20176 Full Service B&M $70,757
    Atlantic Union Bank 539 West 21st Street Norfolk, VA 23517 Full Service Retail $50,547
    Atlantic Union Bank 5406 N Croatan Highway Kitty Hawk, NC 27949 Full Service B&M $54,321
    Atlantic Union Bank 5472 Indian River Road Virginia Beach, VA 23464 Full Service B&M $33,263
    Atlantic Union Bank 5510 Morris Road Spotsylvania, VA 22551 Full Service B&M $25,682
    Atlantic Union Bank 5803 Rolling Road Springfield, VA 22152 Full Service B&M $88,204
    Atlantic Union Bank 5831 Plank Road Fredericksburg, VA 22407 Full Service B&M $39,604
    Atlantic Union Bank 5839 Richmond Rd Warsaw, VA 22572 Full Service B&M $116,923
    Atlantic Union Bank 5980 Thomas Jefferson Pkwy Palmyra, VA 22963 Full Service B&M $58,966
    Atlantic Union Bank 601 North Main Street Blacksburg, VA 24060 Full Service B&M $111,083
    Atlantic Union Bank 603 Pilot House Drive, Suite 100 Newport News, VA 23606 Full Service B&M $36,615
    Atlantic Union Bank 6030 Harbour Park Dr Midlothian, VA 23112 Full Service B&M $103,145
    Atlantic Union Bank 605 Wenonah Avenue Pearisburg, VA 24134 Full Service B&M $49,685
    Atlantic Union Bank 622 Cambridge Street Fredericksburg, VA 22405 Full Service B&M $22,450
    Atlantic Union Bank 6350 Maddox Blvd Chincoteague, VA 23336 Full Service B&M $39,462
    Atlantic Union Bank 641 Lynnhaven Parkway Virginia Beach, VA 23452 Full Service B&M $24,743
    Atlantic Union Bank 6479 Mechanicsville Turnpike Mechanicsville, VA 23111 Full Service B&M $61,548
    Atlantic Union Bank 6720 Sutton Road Gloucester, VA 23061 Full Service B&M $61,725
    Atlantic Union Bank 680 E. Main Street Floyd, VA 24091 Full Service B&M $35,229
    Atlantic Union Bank 7 Bank Road Washington, VA 22747 Full Service B&M $82,832
    Atlantic Union Bank 7019 Three Chopt Road, Suite F Richmond, VA 23226 Full Service Retail $96,813
    Atlantic Union Bank 712 Liberty Street Chesapeake, VA 23324 Full Service B&M $14,969
    Atlantic Union Bank 713 Independence Boulevard Virginia Beach, VA 23455 Full Service B&M $113,889
    Atlantic Union Bank 717 James Madison Highway Culpeper, VA 22701 Full Service B&M $60,057
    Atlantic Union Bank 725 Kenmore Ave. Fredericksburg, VA 22401 Full Service B&M $157,356
    Atlantic Union Bank 7337 Williamson Road Nw Roanoke, VA 24019 Full Service B&M $55,119
    Atlantic Union Bank 7349 Ladysmith Road Ruther Glen, VA 22546 Full Service B&M $86,196
    Atlantic Union Bank 8190 Stonewall Shops Square Gainesville, VA 20155 Full Service B&M $32,266
    Atlantic Union Bank 8209 West Broad Street Richmond, VA 23294 Full Service B&M $86,626
    Atlantic Union Bank 8221 Old Courthouse Road Suite 100 Vienna, VA 22182 Full Service B&M $139,522
    Atlantic Union Bank 8300 Bell Creek Road Mechanicsville, VA 23116 Full Service B&M $52,586
    Atlantic Union Bank 8383 West Main Street Marshall, VA 20115 Full Service B&M $25,412
    Atlantic Union Bank 840 Mckinney Blvd. Colonial Beach, VA 22443 Full Service B&M $44,352
    Atlantic Union Bank 852 North George Washington Highway Chesapeake, VA 23323 Full Service B&M $29,814
    Atlantic Union Bank 8525 Rolling Road Manassas, VA 20110 Full Service B&M $42,468
    Atlantic Union Bank 8983 Staples Mill Road Richmond, VA 23228 Full Service B&M $73,527
    Atlantic Union Bank 900 North 4th Street Wytheville, VA 24382 Full Service B&M $71,765
    Atlantic Union Bank 9027 Forest Hill Avenue Richmond, VA 23235 Full Service B&M $130,138
    Atlantic Union Bank 9534 Chamberlayne Road Mechanicsville, VA 23116 Full Service B&M $55,419
    Atlantic Union Bank 9605 Gayton Rd Richmond, VA 23238 Full Service B&M $70,172
    Atlantic Union Bank 9665 Sliding Hill Rd Ashland, VA 23005 Full Service B&M $122,738
    Atlantic Union Bank 999 Waterside Drive Norfolk, VA 23510 Full Service B&M $18,444

    For 2019, Atlantic Union Bank had 152 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $699,429
    Net interest income $553,899
    Total noninterest income $125,314
    Gross Fiduciary activities income $8,915
    Service charges on deposit accounts $30,202
    Trading account gains and fees $15,320
    Additional Noninterest Income $70,877
    Pre-tax net operating income $248,960
    Securities gains (or losses, -) $7,675
    Income before extraordinary items $212,709
    Discontinued Operations (Extraordinary gains, net) $-171
    Net income of bank and minority interests $212,538
    Minority interest net income $0
    Net income $212,538
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $206,338

    Atlantic Union Bank's gross interest income from loans was $699,429,000.
    Atlantic Union Bank's net interest income from loans was $553,899,000.
    Atlantic Union Bank's fee based income from loans was $30,202,000.
    Atlantic Union Bank's net income from loans was $212,538,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $145,530
    Provision for credit losses $22,125
    Total noninterest expense $408,128
    Salaries and employee benefits $194,620
    Premises and equipment expense $44,692
    Additional noninterest expense $168,816
    Applicable income taxes $43,926
    Net charge-offs $20,876
    Cash dividends $155,529

    Atlantic Union Bank's interest expense for loans was $145,530,000.
    Atlantic Union Bank's payroll and benefits expense were $194,620,000.
    Atlantic Union Bank's property, plant and equipment expenses $44,692,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $13,316,361
    Deposits held in domestic offices $13,316,361
    Deposits by Individuals, partnerships, and corporations $12,338,686
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $868,833
    Deposits by Commercial banks and other depository institutions in U.S. $108,841
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $221,119
    Demand deposits $198,780
    Nontransaction accounts $13,095,241
    Money market deposit accounts (MMDAs) $3,951,856
    Other savings deposits (excluding MMDAs) $6,369,016
    Total time deposits $2,774,368
    Total time and savings deposits $13,117,580
    Noninterest-bearing deposits $2,981,519
    Interest-bearing deposits $10,334,842
    Retail deposits $12,464,997
    IRAs and Keogh plan accounts $303,915
    Brokered deposits $294,571
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $17,516,056
    Cash & Balances due from depository institutions $399,342
    Interest-bearing balances $236,292
    Total securities $2,497,512
    Federal funds sold & reverse repurchase $38,172
    Net loans and leases $12,624,047
    Loan and leases loss allowance $42,294
    Trading account assets $53,819
    Bank premises and fixed assets $200,469
    Other real estate owned $8,265
    Goodwill and other intangibles $1,009,229
    All other assets $685,201

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $17,516,056
    Total Liabilities $14,740,167
    Total deposits $13,316,361
    Interest-bearing deposits $10,334,842
    Deposits held in domestic offices $13,316,361
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $66,053
    Trading liabilities $53,819
    Other borrowed funds $1,216,355
    Subordinated debt $0
    All other liabilities $87,579

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,624,047
    Loan and leases loss allowance $42,294
    Total loans and leases (domestic) $12,666,341
    All real estate loans $9,579,643
    Real estate loans in domestic offices $9,579,643
    Construction and development loans $1,250,924
    Residential 1-4 family construction $233,893
    Other construction, all land development and other land $1,017,031
    Loans secured by nonfarm nonresidential properties $5,327,341
    Nonfarm nonresidential secured by owner-occupied properties $2,041,243
    Commercial real estate & other non-farm, non-residential $3,286,098
    Multifamily residential real estate $633,743
    1-4 family residential loans $2,329,748
    Farmland loans $37,887
    Loans held in foreign offices $0
    Farm loans $13,714
    Commercial and industrial loans $2,114,033
    To non-U.S. addressees $0
    Loans to individuals $723,273
    Credit card loans $0
    Related Plans $34,967
    Consumer Auto Loans $350,419
    Other loans to individuals $337,887
    All other loans & leases $235,678
    Loans to foreign governments and official institutions $0
    Other loans $148,037
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $55,526
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $11,693
    Non 1-4 family restructured loans & leases $4,667
    Total loans and leases (foreign) $0

    Atlantic Union Bank had $12,624,047,000 of loans outstanding in 2019. $9,579,643,000 of loans were in real estate loans. $1,250,924,000 of loans were in development loans. $633,743,000 of loans were in multifamily mortgage loans. $2,329,748,000 of loans were in 1-4 family mortgage loans. $13,714,000 of loans were in farm loans. $0 of loans were in credit card loans. $350,419,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3,524 $1,126,628 $319,701
    Nonfarm, nonresidential loans - <$100k 356 $19,998 $56,174
    Nonfarm, nonresidential loans - $100-250k 994 $142,198 $143,056
    Nonfarm, nonresidential loans - $250k-1MM 2,174 $964,432 $443,621
    Commercial & Industrial, US addressed loans - <$1MM 5,086 $601,196 $118,206
    Commercial & Industrial, US addressed loans - <$100k 3,086 $100,821 $32,670
    Commercial & Industrial, US addressed loans - $100-250k 1,003 $123,660 $123,290
    Commercial & Industrial, US addressed loans - $250k-1MM 997 $376,715 $377,849
    Farmland loans - <$1MM 83 $13,170 $158,675
    Farmland loans - <$100k 28 $1,371 $48,964
    Farmland loans - $100-250k 31 $4,324 $139,484
    Farmland loans - $250k-1MM 24 $7,475 $311,458
    Agriculture operations loans - <$1MM 91 $4,925 $54,121
    Agriculture operations loans - <$100k 70 $1,615 $23,071
    Agriculture operations loans - $100-250k 15 $1,221 $81,400
    Agriculture operations loans - $250k-1MM 6 $2,089 $348,167