CORVALLIS Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Corvallis averaged 6.6% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.91% and one month ago for the week of 2025-02-27, the average rate was 6.82%.

    Corvallis's average rate one year ago was 6.85%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Corvallis 30 Year Fixed Rate 2025-04-03 6.6%
    Corvallis 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Corvallis 15 Year Fixed Rate 2025-04-03 5.72%
    Corvallis 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Corvallis 30 Year FHA 2025-04-03 6.16%
    Corvallis 30 Year FHA Refi 2025-04-03 6.46%
    Corvallis 30 Year USDA 2025-04-03 6.42%
    Corvallis 30 Year USDA Refi 2025-04-03 6.32%
    Corvallis 30 Year VA 2025-04-03 5.96%
    Corvallis 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CORVALLIS, OR.

    CORVALLIS Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CORVALLIS, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    MORTGAGE EXPRESS, LLC 51 6.78% $9,282
    DIRECTORS MORTGAGE, INC. 38 6.63% $10,946
    Oregon State Credit Union 38 6.43% $6,852
    QUICKEN LOANS, LLC 34 6.66% $8,807
    Umpqua Bank 29 6.81% $6,714
    UNION HOME MORTGAGE CORP. 29 6.80% $9,358
    GUILD MORTGAGE COMPANY 24 6.83% $9,797
    MOVEMENT MORTGAGE, LLC 23 6.88% $8,423
    UNITED WHOLESALE MORTGAGE, LLC 23 6.72% $7,803
    U.S. Bank 22 6.74% $6,415
    CROSSCOUNTRY MORTGAGE, LLC 16 6.94% $8,876
    AMERICAN PACIFIC MORTGAGE CORPORATION 11 7.10% $9,310
    JPMorgan Chase Bank 11 6.77% $4,049
    OnPoint Community Credit Union 10 6.85% $5,639
    PROVIDENT FUNDING ASSOCIATES, L.P. 10 6.51% $7,961
    NATIONS DIRECT MORTGAGE, LLC 9 6.74% $8,521
    PACIFIC RESIDENTIAL MORTGAGE, LLC 8 6.89% $10,226
    SUMMIT FUNDING, INC. 8 6.65% $14,849
    Wells Fargo Bank 7 6.48% $8,123
    Bank of America 6 7.06% $5,722
    Washington Federal Bank 6 6.63% $14,409
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 6.48% $13,707
    FIRST TECHNOLOGY 5 6.30% $6,258
    OREGON COMMUNITY 5 6.80% $6,185
    PLAZA HOME MORTGAGE, INC. 5 6.67% $10,677
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.70% $8,781
    Century Mortgage Company DBA Century Lending Company 5 6.87% $6,855
    LOANDEPOT.COM, LLC 5 7.30% $7,318
    LPMC, LLC 5 7.05% $7,084
    NEWREZ LLC 5 7.18% $8,716
    Sierra Pacific Mortgage Company, Inc. 4 6.69% $7,429
    PENNYMAC LOAN SERVICES, LLC 4 6.91% $8,055
    S1L, Inc. 4 6.97% $7,140
    NEXERA HOLDING LLC 4 7.22% $8,026
    Rivermark Community Credit Union 3 6.46% $5,075
    Northwest Farm Credit Services, FLCA 3 6.57% $12,751
    SUMMIT MORTGAGE CORPORATION 3 6.87% $10,077
    KeyBank 3 6.17% $9,583
    CANOPY MORTGAGE, LLC 3 5.96% $13,084
    BAY EQUITY LLC 3 6.37% $10,250
    BROKER SOLUTIONS, INC. 3 7.21% $4,632
    Flagstar Bank, FSB 3 7.04% $5,523
    PHH Mortgage Corporation 3 6.46% $8,562
    Keystone Funding, Inc. 3 7.17% $10,652
    GUARANTEED RATE, INC. 2 6.75% $6,951
    The Loan Store, Inc. 2 6.88% $11,219
    BETTER MORTGAGE CORPORATION 2 6.81% $5,314
    ROGUE 2 6.31% $6,585
    CENTRAL WILLAMETTE Credit Union 2 6.63% $10,277
    Plains Commerce Bank 2 6.38% $7,266
    CMG MORTGAGE, INC. 2 7.69% $5,741
    Commerce Home Mortgage, Inc. 2 8.56% $8,779
    PENTAGON FEDERAL CREDIT UNION 2 6.19% $8,442
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $2,917
    BMO Harris Bank 2 6.69% $6,331
    Willamette Valley Bank 1 7.50% $6,471
    American Mortgage & Equity Consultants, Inc. 1 6.63% $9,818
    Ameris Bank 1 6.88% $5,797
    Axos Bank 1 6.00% $7,887
    Bank of England 1 6.88% $15,627
    Boeing Employees Credit Union 1 7.25% $3,010
    BOKF 1 6.63% $9,857
    CALCON MUTUAL MORTGAGE LLC 1 5.38% $6,643
    Charles Schwab Bank, SSB 1 5.13% $5,070
    CHURCHILL MORTGAGE CORPORATION 1 7.00% $4,677
    Citadel Servicing Corporation 1 6.88% $33,925
    Citibank 1 6.25% $6,989
    DAS Acquisition Company, LLC 1 6.50% $13,949
    Deseret First Credit Union 1 7.25% $12,765
    FIRST COMMUNITY 1 6.50% $6,729
    First Federal Bank 1 7.00% $4,039
    First Western Trust Bank 1 6.38% $6,227
    FREEDOM MORTGAGE CORPORATION 1 7.25% $5,331
    Golden Empire Mortgage, Inc. 1 6.63% $11,266
    ISERVE RESIDENTIAL LENDING, LLC 1 7.38% $7,879
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.12% $5,443
    MASON MCDUFFIE MORTGAGE CORPORATION 1 7.62% $5,514
    Morgan Stanley Private Bank 1 5.90% $3,570
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $9,980
    NBKC BANK 1 6.50% $3,463
    NMSI, INC. 1 7.13% $15,432
    OceanFirst Bank 1 5.75% $10,640
    PANORAMA MORTGAGE GROUP, LLC 1 6.63% $16,092
    PLUS RELOCATION MORTGAGE, LLC 1 7.63% $4,605
    Prosperity Home Mortgage, LLC 1 7.13% $9,460
    Raymond James Bank 1 5.50% $6,010
    SALAL 1 6.63% $6,985
    SCENIC OAKS FUNDING, INC. 1 6.63% $3,245
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $8,948
    SELCO COMMUNITY 1 6.38% $6,111
    SUN WEST MORTGAGE COMPANY, INC. 1 6.86% $6,208
    The Central Trust Bank 1 6.49% $5,818
    The Huntington National Bank 1 7.63% $5,806
    TWINSTAR 1 5.88% $6,075
    UBS Bank USA 1 6.50% $3,531
    UMB Bank 1 6.44% $2,951
    USAA Federal Savings Bank 1 6.88% $4,423
    ALLIANT CREDIT UNION 1 5.50% $4,810

    CORVALLIS Average Closing Costs & Other Stats

    CORVALLIS, OR's 98 lenders originated 1,286 loans during 2024. The total origination value was $491,550,000, with an average loan value of $382,232.

    CORVALLIS's average closing costs are $6,410.

    The top CORVALLIS lender as defined by loan originations is MORTGAGE EXPRESS, LLC, with 51 loans originated. Their average total fees are $9,282, which is $1,664 lower than the next largest lender, DIRECTORS MORTGAGE, INC..

    The lowest fee CORVALLIS lenders (with over 10 loans originated) are JPMorgan Chase Bank ($4,049), OnPoint Community Credit Union ($5,639), U.S. Bank ($6,415), Umpqua Bank ($6,714) and Oregon State Credit Union ($6,852).

    The lowest rate CORVALLIS lenders (with over 10 loans originated) are Oregon State Credit Union (6.43%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.51%), DIRECTORS MORTGAGE, INC. (6.63%), QUICKEN LOANS, LLC (6.66%) and UNITED WHOLESALE MORTGAGE, LLC (6.72%).

    CORVALLIS, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Wells Fargo Bank $2,650,000 $68,425,000 2,482.1% 13.9%
    Oregon State Credit Union $25,170,000 $41,380,000 64.4% 8.4%
    MORTGAGE EXPRESS, LLC $19,780,000 $25,985,000 31.4% 5.3%
    QUICKEN LOANS, LLC $10,625,000 $20,335,000 91.4% 4.1%
    DIRECTORS MORTGAGE, INC. $15,180,000 $19,640,000 29.4% 4.0%
    Umpqua Bank $20,150,000 $19,045,000 -5.5% 3.9%
    UNITED WHOLESALE MORTGAGE, LLC $13,175,000 $15,030,000 14.1% 3.1%
    GUILD MORTGAGE COMPANY $9,645,000 $14,000,000 45.2% 2.8%
    U.S. Bank $12,005,000 $13,880,000 15.6% 2.8%
    UNION HOME MORTGAGE CORP. $13,745,000 n/a 2.8%
    MOVEMENT MORTGAGE, LLC $18,070,000 $11,540,000 -36.1% 2.3%
    JPMorgan Chase Bank $3,870,000 $11,045,000 185.4% 2.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $4,505,000 $8,235,000 82.8% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $6,600,000 $7,940,000 20.3% 1.6%
    JONES LANG LASALLE MULTIFAMILY, LLC $28,210,000 $7,800,000 -72.4% 1.6%
    FIRST TECHNOLOGY $5,950,000 $7,715,000 29.7% 1.6%
    Bank of America $3,460,000 $6,695,000 93.5% 1.4%
    NEWREZ LLC $3,445,000 $6,660,000 93.3% 1.4%
    OnPoint Community Credit Union $4,495,000 $6,195,000 37.8% 1.3%
    SUMMIT FUNDING, INC. $4,980,000 $4,920,000 -1.2% 1.0%
    NATIONS DIRECT MORTGAGE, LLC $4,445,000 $4,860,000 9.3% 1.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $7,600,000 $4,710,000 -38.0% 1.0%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $3,625,000 $4,610,000 27.2% 0.9%
    Century Mortgage Company DBA Century Lending Company $3,310,000 $4,395,000 32.8% 0.9%
    PENNYMAC LOAN SERVICES, LLC $1,750,000 $4,365,000 149.4% 0.9%
    Washington Federal Bank $6,725,000 $4,305,000 -36.0% 0.9%
    KeyBank $8,545,000 $3,985,000 -53.4% 0.8%
    OREGON COMMUNITY $2,160,000 $3,930,000 81.9% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $650,000 $3,895,000 499.2% 0.8%
    Mortgage Research Center, LLC $3,815,000 $3,800,000 -0.4% 0.8%
    BETTER MORTGAGE CORPORATION $305,000 $3,570,000 1,070.5% 0.7%
    LOANDEPOT.COM, LLC $1,385,000 $2,995,000 116.2% 0.6%
    CALCON MUTUAL MORTGAGE LLC $335,000 $2,940,000 777.6% 0.6%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,920,000 $2,935,000 0.5% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $535,000 $2,710,000 406.5% 0.6%
    LPMC, LLC $3,275,000 $2,675,000 -18.3% 0.5%
    People's Bank of Commerce $4,755,000 $2,615,000 -45.0% 0.5%
    ALLIANT CREDIT UNION $765,000 $2,595,000 239.2% 0.5%
    PLAZA HOME MORTGAGE, INC. $1,040,000 $2,380,000 128.8% 0.5%
    FREEDOM MORTGAGE CORPORATION $2,185,000 n/a 0.4%
    GUARANTEED RATE, INC. $780,000 $2,140,000 174.4% 0.4%
    S1L, Inc. $3,430,000 $2,095,000 -38.9% 0.4%
    Sierra Pacific Mortgage Company, Inc. $650,000 $2,060,000 216.9% 0.4%
    Keystone Funding, Inc. $1,990,000 n/a 0.4%
    GEORGIA'S OWN $1,820,000 n/a 0.4%
    SUMMIT MORTGAGE CORPORATION $1,025,000 $1,775,000 73.2% 0.4%
    MARION AND POLK SCHOOLS CREDIT UNION $1,350,000 $1,765,000 30.7% 0.4%
    Northwest Farm Credit Services, FLCA $1,115,000 $1,730,000 55.2% 0.4%
    NAVY FEDERAL CREDIT UNION $4,375,000 $1,700,000 -61.1% 0.3%
    ROGUE $295,000 $1,685,000 471.2% 0.3%
    NEXERA HOLDING LLC $1,680,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $395,000 $1,610,000 307.6% 0.3%
    Commerce Home Mortgage, Inc. $1,300,000 $1,590,000 22.3% 0.3%
    Citadel Servicing Corporation $205,000 $1,575,000 668.3% 0.3%
    PENTAGON FEDERAL CREDIT UNION $355,000 $1,500,000 322.5% 0.3%
    Flagstar Bank, FSB $2,545,000 $1,490,000 -41.5% 0.3%
    CMG MORTGAGE, INC. $3,765,000 $1,405,000 -62.7% 0.3%
    PHH Mortgage Corporation $1,405,000 n/a 0.3%
    NMSI, INC. $1,370,000 n/a 0.3%
    CANOPY MORTGAGE, LLC $1,315,000 n/a 0.3%
    SELCO COMMUNITY $2,185,000 $1,280,000 -41.4% 0.3%
    Rivermark Community Credit Union $245,000 $1,255,000 412.2% 0.3%
    DAS Acquisition Company, LLC $630,000 $1,245,000 97.6% 0.3%
    BAY EQUITY LLC $900,000 $1,215,000 35.0% 0.2%
    Citibank $1,205,000 n/a 0.2%
    BMO Harris Bank $1,705,000 $1,190,000 -30.2% 0.2%
    RED CANOE CREDIT UNION $300,000 $1,160,000 286.7% 0.2%
    The Loan Store, Inc. $435,000 $1,120,000 157.5% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $650,000 $1,115,000 71.5% 0.2%
    Plains Commerce Bank $495,000 $1,085,000 119.2% 0.2%
    PANORAMA MORTGAGE GROUP, LLC $1,050,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $265,000 $960,000 262.3% 0.2%
    Figure Lending LLC $340,000 $925,000 172.1% 0.2%
    Willamette Valley Bank $780,000 $900,000 15.4% 0.2%
    Deseret First Credit Union $885,000 n/a 0.2%
    Discover Bank $520,000 $875,000 68.3% 0.2%
    CENTRAL WILLAMETTE Credit Union $1,030,000 $865,000 -16.0% 0.2%
    American Mortgage & Equity Consultants, Inc. $850,000 n/a 0.2%
    USAA Federal Savings Bank $3,650,000 $850,000 -76.7% 0.2%
    Boeing Employees Credit Union $2,215,000 $795,000 -64.1% 0.2%
    Mid Oregon Federal Credit Union $780,000 n/a 0.2%
    First Bank $765,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $265,000 $735,000 177.4% 0.1%
    AMERITRUST MORTGAGE CORPORATION $730,000 n/a 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $720,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $710,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $370,000 $700,000 89.2% 0.1%
    PREMIA MORTGAGE, LLC $505,000 $695,000 37.6% 0.1%
    Golden Empire Mortgage, Inc. $685,000 n/a 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $685,000 n/a 0.1%
    Raymond James Bank $655,000 n/a 0.1%
    Charles Schwab Bank, SSB $645,000 n/a 0.1%
    Ameris Bank $635,000 n/a 0.1%
    TWINSTAR $790,000 $630,000 -20.3% 0.1%
    First Western Trust Bank $605,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $595,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $910,000 $580,000 -36.3% 0.1%
    NBKC BANK $780,000 $575,000 -26.3% 0.1%
    1st Security Bank of Washington $565,000 n/a 0.1%
    First Savings Bank $565,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $555,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $595,000 $555,000 -6.7% 0.1%
    The Central Trust Bank $555,000 n/a 0.1%
    The Huntington National Bank $1,755,000 $545,000 -68.9% 0.1%
    Morgan Stanley Private Bank $315,000 $515,000 63.5% 0.1%
    MASON MCDUFFIE MORTGAGE CORPORATION $625,000 $495,000 -20.8% 0.1%
    PNC Bank $655,000 $490,000 -25.2% 0.1%
    PLANET HOME LENDING, LLC $505,000 $485,000 -4.0% 0.1%
    V.I.P. MORTGAGE, INC. $485,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $475,000 n/a 0.1%
    BOKF $455,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $445,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,280,000 $440,000 -65.6% 0.1%
    ENVOY MORTGAGE, LTD $435,000 n/a 0.1%
    FIRST COMMUNITY $155,000 $435,000 180.6% 0.1%
    The Federal Savings Bank $425,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $530,000 $405,000 -23.6% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $405,000 n/a 0.1%
    The Union Bank Company $395,000 n/a 0.1%
    Bank of England $385,000 n/a 0.1%
    General Mortgage Capital Corporation $365,000 n/a 0.1%
    SALAL $355,000 n/a 0.1%
    Sunflower Bank $355,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $375,000 $345,000 -8.0% 0.1%
    North American Savings Bank, F.S.B. $345,000 n/a 0.1%
    UBS Bank USA $345,000 n/a 0.1%
    Liberty Savings Bank, F.S.B. $335,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $335,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $335,000 n/a 0.1%
    AXIA FINANCIAL, LLC $225,000 $325,000 44.4% 0.1%
    First Federal $315,000 n/a 0.1%
    OceanFirst Bank $315,000 n/a 0.1%
    Axos Bank $305,000 n/a 0.1%
    First Federal Bank $305,000 n/a 0.1%
    TAPCO Credit Union $305,000 n/a 0.1%
    PLUS RELOCATION MORTGAGE, LLC $295,000 n/a 0.1%
    SPRING EQ, LLC $55,000 $285,000 418.2% 0.1%
    Carrington Mortgage Services, LLC $285,000 $275,000 -3.5% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.1%
    Bethpage Federal Credit Union $180,000 $255,000 41.7% 0.1%
    ML Mortgage Corp. $255,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $890,000 $255,000 -71.3% 0.1%
    GUARANTEED RATE AFFINITY, LLC $245,000 n/a 0.0%
    Coastal Community Bank $190,000 $225,000 18.4% 0.0%
    SCENIC OAKS FUNDING, INC. $225,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $825,000 $215,000 -73.9% 0.0%
    OREGONIANS CREDIT UNION $170,000 $210,000 23.5% 0.0%
    A&D Mortgage LLC $205,000 n/a 0.0%
    FIBRE FEDERAL CREDIT UNION $185,000 n/a 0.0%
    GTE Federal Credit Union $185,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,210,000 $155,000 -87.2% 0.0%
    UMB Bank $145,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $125,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $165,000 $105,000 -36.4% 0.0%
    HERITAGE GROVE Federal Credit Union $120,000 $75,000 -37.5% 0.0%
    Banner Bank $55,000 n/a 0.0%
    LAKEVIEW LOAN SERVICING, LLC $55,000 n/a 0.0%
    AGRICULTURE Federal Credit Union $45,000 n/a 0.0%
    Heritage Bank $35,000 n/a 0.0%
    DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $15,000 n/a 0.0%

    CORVALLIS's top lender by overall market share is Wells Fargo Bank, with 13.9% market share. In second place, with 8.4%, is Oregon State Credit Union, having originated $41,380,000 in loans. In third place, with 5.3%, is MORTGAGE EXPRESS, LLC, having originated $25,985,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $20,335,000 in loans. In fifth place, with 4.0%, is DIRECTORS MORTGAGE, INC., having originated $19,640,000 in loans.

    CORVALLIS Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $449,923 (20.0%) $544,192 (11.3%) 0.00 124
    2018-02-01 $449,675 (19.7%) $549,255 (12.5%) 0.00 116
    2018-03-01 $449,000 (16.5%) $571,834 (19.4%) 0.00 137
    2018-04-01 $468,167 (18.5%) $590,412 (22.5%) 0.00 150
    2018-05-01 $453,897 (13.8%) $592,672 (22.2%) 0.00 160
    2018-06-01 $489,000 (24.6%) $623,998 (32.3%) 0.00 167
    2018-07-01 $467,500 (7.5%) $570,585 (4.5%) 0.00 173
    2018-08-01 $449,700 (4.7%) $538,259 (-1.9%) 0.00 200
    2018-09-01 $450,000 (5.9%) $546,568 (1.2%) 0.00 192
    2018-10-01 $442,225 (1.7%) $583,722 (12.6%) 0.00 209
    2018-11-01 $434,975 (-3.3%) $587,857 (9.6%) 0.00 204
    2018-12-01 $476,900 (6.1%) $604,607 (14.5%) 0.00 173
    2019-01-01 $489,975 (8.9%) $634,848 (16.7%) 0.00 151
    2019-02-01 $489,250 (8.8%) $659,569 (20.1%) 0.00 148
    2019-03-01 $469,050 (4.5%) $639,927 (11.9%) 0.00 161
    2019-04-01 $436,200 (-6.8%) $613,119 (3.9%) 0.00 169
    2019-05-01 $449,450 (-1.0%) $601,887 (1.6%) 0.00 180
    2019-06-01 $469,000 (-4.1%) $568,783 (-8.9%) 0.00 197
    2019-07-01 $464,450 (-0.7%) $536,785 (-5.9%) 0.00 229
    2019-08-01 $463,805 (3.1%) $528,303 (-1.9%) 0.00 231
    2019-09-01 $456,011 (1.3%) $524,875 (-4.0%) 0.00 226
    2019-10-01 $449,925 (1.7%) $522,216 (-10.5%) 0.00 218
    2019-11-01 $445,000 (2.3%) $522,360 (-11.1%) 0.00 204
    2019-12-01 $444,750 (-6.7%) $531,469 (-12.1%) 0.00 198
    2020-01-01 $437,950 (-10.6%) $534,988 (-15.7%) 0.00 176
    2020-02-01 $438,000 (-10.5%) $542,080 (-17.8%) 0.00 154
    2020-03-01 $449,875 (-4.1%) $536,583 (-16.2%) 0.00 165
    2020-04-01 $447,500 (2.6%) $525,302 (-14.3%) 0.00 180
    2020-05-01 $438,200 (-2.5%) $513,100 (-14.8%) 0.00 176
    2020-06-01 $438,875 (-6.4%) $515,067 (-9.4%) 0.00 168
    2020-07-01 $447,875 (-3.6%) $526,101 (-2.0%) 0.00 152
    2020-08-01 $458,950 (-1.1%) $528,478 (0.0%) 0.00 127
    2020-09-01 $480,725 (5.4%) $569,333 (8.5%) 0.00 112
    2020-10-01 $470,000 (4.5%) $566,751 (8.5%) 0.00 104
    2020-11-01 $448,000 (0.7%) $534,417 (2.3%) 0.00 106
    2020-12-01 $446,750 (0.5%) $531,749 (0.1%) 0.00 96
    2021-01-01 $444,500 (1.5%) $518,812 (-3.0%) 0.00 92
    2021-02-01 $445,000 (1.6%) $533,430 (-1.6%) 0.00 87
    2021-03-01 $445,000 (-1.1%) $542,957 (1.2%) 0.00 84
    2021-04-01 $445,050 (-0.6%) $554,053 (5.5%) 0.00 76
    2021-05-01 $484,900 (10.7%) $611,820 (19.2%) 0.00 76
    2021-06-01 $543,750 (23.9%) $642,871 (24.8%) 0.00 89
    2021-07-01 $510,492 (14.0%) $613,617 (16.6%) 0.00 109
    2021-08-01 $493,725 (7.6%) $574,290 (8.7%) 0.00 98
    2021-09-01 $503,175 (4.7%) $587,432 (3.2%) 0.00 100
    2021-10-01 $523,650 (11.4%) $655,251 (15.6%) 0.00 107
    2021-11-01 $537,205 (19.9%) $720,150 (34.8%) 0.00 90
    2021-12-01 $514,748 (15.2%) $723,461 (36.1%) 0.00 75
    2022-01-01 $525,000 (18.1%) $744,242 (43.5%) 0.00 64
    2022-02-01 $533,875 (20.0%) $770,534 (44.5%) 0.00 56
    2022-03-01 $510,619 (14.8%) $745,736 (37.4%) 0.00 53
    2022-04-01 $510,300 (14.7%) $659,866 (19.1%) 0.00 56
    2022-05-01 $576,125 (18.8%) $656,236 (7.3%) 0.00 74
    2022-06-01 $576,238 (6.0%) $686,041 (6.7%) 0.00 93
    2022-07-01 $554,500 (8.6%) $626,865 (2.2%) 0.00 104
    2022-08-01 $567,500 (14.9%) $639,627 (11.4%) 0.00 107
    2022-09-01 $579,250 (15.1%) $681,006 (15.9%) 0.00 104
    2022-10-01 $576,766 (10.1%) $712,248 (8.7%) 0.00 100
    2022-11-01 $580,200 (8.0%) $720,265 (0.0%) 0.00 94
    2022-12-01 $585,000 (13.7%) $717,882 (-0.8%) 0.00 90
    2023-01-01 $575,749 (9.7%) $698,686 (-6.1%) 0.00 82
    2023-02-01 $566,677 (6.1%) $666,609 (-13.5%) 0.00 89
    2023-03-01 $581,488 (13.9%) $707,099 (-5.2%) 0.00 81
    2023-04-01 $578,475 (13.4%) $699,986 (6.1%) 0.00 74
    2023-05-01 $589,095 (2.3%) $711,266 (8.4%) 0.00 79
    2023-06-01 $595,345 (3.3%) $705,660 (2.9%) 0.00 93
    2023-07-01 $589,950 (6.4%) $709,656 (13.2%) 0.00 107
    2023-08-01 $599,675 (5.7%) $703,198 (9.9%) 0.00 115
    2023-09-01 $594,000 (2.6%) $695,846 (2.2%) 0.00 116
    2023-10-01 $592,000 (2.6%) $665,715 (-6.5%) 0.00 115
    2023-11-01 $595,750 (2.7%) $690,811 (-4.1%) 0.00 116
    2023-12-01 $599,900 (2.6%) $681,293 (-5.1%) 0.00 113
    2024-01-01 $602,739 (4.7%) $687,478 (-1.6%) 0.00 106
    2024-02-01 $591,978 (4.5%) $691,670 (3.8%) 0.00 90
    2024-03-01 $593,210 (2.0%) $699,522 (-1.1%) 0.00 81
    2024-04-01 $637,950 (10.3%) $708,773 (1.3%) 0.00 102
    2024-05-01 $646,000 (9.7%) $724,707 (1.9%) 0.00 129
    2024-06-01 $647,450 (8.8%) $769,155 (9.0%) 0.00 164
    2024-07-01 $636,225 (7.8%) $780,028 (9.9%) 0.00 183
    2024-08-01 $652,450 (8.8%) $806,798 (14.7%) 0.00 184
    2024-09-01 $653,675 (10.1%) $819,766 (17.8%) 0.00 180
    2024-10-01 $658,725 (11.3%) $863,500 (29.7%) 0.00 176
    2024-11-01 $675,000 (13.3%) $857,155 (24.1%) 0.00 151
    2024-12-01 $672,500 (12.1%) $880,550 (29.3%) 0.00 128
    2025-01-01 $662,500 (9.9%) $863,801 (25.7%) 0.00 114
    2025-02-01 $681,500 (15.1%) $912,019 (31.9%) 0.00 114
    2025-03-01 $655,000 (10.4%) $867,098 (24.0%) 0.00 111
    CORVALLIS's median listing price for 2025-03-01 was $655,000, a difference of $61,790 (10.4%) versus the prior year and $-26,500 versus the prior month.

    CORVALLIS's median listing price comes in at 0% of the national average.

    CORVALLIS's average listing price for 2025-03-01 was $867,098, a difference of $167,576 (24.0%) versus the prior year and $-44,921 versus the prior month.

    For the 2025-03-01 period, CORVALLIS had 111 MLS listings, a difference of -3 listings (-3%) versus the prior month and 30 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CORVALLIS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,259 sqft
    2018-02-01 0 days 2,317 sqft
    2018-03-01 0 days 2,116 sqft
    2018-04-01 0 days 2,324 sqft
    2018-05-01 0 days 2,239 sqft
    2018-06-01 0 days 2,327 sqft
    2018-07-01 0 days 2,318 sqft
    2018-08-01 0 days 2,200 sqft
    2018-09-01 0 days 2,305 sqft
    2018-10-01 0 days 2,189 sqft
    2018-11-01 0 days 2,113 sqft
    2018-12-01 0 days 2,257 sqft
    2019-01-01 0 days 2,330 sqft
    2019-02-01 0 days 2,304 sqft
    2019-03-01 0 days 2,217 sqft
    2019-04-01 0 days 2,106 sqft
    2019-05-01 0 days 2,079 sqft
    2019-06-01 0 days 2,120 sqft
    2019-07-01 0 days 2,150 sqft
    2019-08-01 0 days 2,177 sqft
    2019-09-01 0 days 2,215 sqft
    2019-10-01 0 days 2,268 sqft
    2019-11-01 0 days 2,255 sqft
    2019-12-01 0 days 2,196 sqft
    2020-01-01 0 days 2,145 sqft
    2020-02-01 0 days 2,284 sqft
    2020-03-01 0 days 2,338 sqft
    2020-04-01 0 days 2,296 sqft
    2020-05-01 0 days 2,201 sqft
    2020-06-01 0 days 2,188 sqft
    2020-07-01 0 days 2,101 sqft
    2020-08-01 0 days 2,092 sqft
    2020-09-01 0 days 2,070 sqft
    2020-10-01 0 days 2,046 sqft
    2020-11-01 0 days 2,052 sqft
    2020-12-01 0 days 2,060 sqft
    2021-01-01 0 days 1,940 sqft
    2021-02-01 0 days 1,858 sqft
    2021-03-01 0 days 1,896 sqft
    2021-04-01 0 days 1,868 sqft
    2021-05-01 0 days 2,050 sqft
    2021-06-01 0 days 2,192 sqft
    2021-07-01 0 days 2,054 sqft
    2021-08-01 0 days 1,822 sqft
    2021-09-01 0 days 1,892 sqft
    2021-10-01 0 days 1,963 sqft
    2021-11-01 0 days 2,237 sqft
    2021-12-01 0 days 2,088 sqft
    2022-01-01 0 days 1,971 sqft
    2022-02-01 0 days 2,117 sqft
    2022-03-01 0 days 1,890 sqft
    2022-04-01 0 days 1,872 sqft
    2022-05-01 0 days 2,026 sqft
    2022-06-01 0 days 1,930 sqft
    2022-07-01 0 days 1,832 sqft
    2022-08-01 0 days 1,871 sqft
    2022-09-01 0 days 2,098 sqft
    2022-10-01 0 days 2,061 sqft
    2022-11-01 0 days 2,033 sqft
    2022-12-01 0 days 2,100 sqft
    2023-01-01 0 days 1,971 sqft
    2023-02-01 0 days 1,803 sqft
    2023-03-01 0 days 2,034 sqft
    2023-04-01 0 days 1,898 sqft
    2023-05-01 0 days 2,104 sqft
    2023-06-01 0 days 2,119 sqft
    2023-07-01 0 days 2,031 sqft
    2023-08-01 0 days 2,042 sqft
    2023-09-01 0 days 2,040 sqft
    2023-10-01 0 days 2,118 sqft
    2023-11-01 0 days 2,071 sqft
    2023-12-01 0 days 2,071 sqft
    2024-01-01 0 days 2,070 sqft
    2024-02-01 0 days 2,067 sqft
    2024-03-01 0 days 2,065 sqft
    2024-04-01 0 days 2,092 sqft
    2024-05-01 0 days 2,105 sqft
    2024-06-01 0 days 2,150 sqft
    2024-07-01 0 days 2,122 sqft
    2024-08-01 0 days 2,172 sqft
    2024-09-01 0 days 2,203 sqft
    2024-10-01 0 days 2,302 sqft
    2024-11-01 0 days 2,331 sqft
    2024-12-01 0 days 2,249 sqft
    2025-01-01 0 days 2,146 sqft
    2025-02-01 0 days 2,233 sqft
    2025-03-01 0 days 2,316 sqft
    CORVALLIS's median listing age (time on market) for 2025-03-01 was 0 days.

    CORVALLIS's median square footage for active listings during the 2025-03-01 period was 2,316 sqft. One year prior, the average listing was 2,065 sqft.

    CORVALLIS, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 707 $302,355,000 $427,659
    Home Improvement 207 $24,605,000 $118,865
    Cash Out Refi 149 $49,305,000 $330,906
    Other 137 $18,545,000 $135,365
    Refi 86 $96,740,000 $1,124,884

    Corvallis's most frequently cited loan purpose was Home Purchase, with 707 originations. The 2nd most popular reason was Home Improvement, with 207 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 476 $202,820,000 $426,092
    Over 8% 374 $50,010,000 $133,717
    7-8% 264 $101,020,000 $382,652
    5-6% 146 $122,230,000 $837,192
    4-5% 10 $3,760,000 $376,000
    <2.5% 4 $360,000 $90,000
    3-4% 4 $1,240,000 $310,000
    2.5-3% 1 $6,205,000 $6,205,000

    During 2024, Corvallis's most frequently originated rate bucket was 6-7%, with 476 originations.

    Loan Sizing (CORVALLIS, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 402 $123,230,000 $306,542
    $400k-600k 337 $162,985,000 $483,635
    $100,000 or less 235 $13,775,000 $58,617
    $100k-200k 201 $27,735,000 $137,985
    $600k-1000k 94 $67,240,000 $715,319
    $Over $1MM 17 $96,585,000 $5,681,471

    CORVALLIS's loan sizing saw the bucket of loans from $200k-400k with 402 originations, totaling $123,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 333 $159,715,000 $479,625
    60-80% 302 $127,790,000 $423,146
    Under 20% 270 $20,620,000 $76,370
    20-40% 200 $35,880,000 $179,400
    40-60% 137 $122,315,000 $892,810
    Over 100% 13 $6,405,000 $492,692

    CORVALLIS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 333 originations, totaling $159,715,000 in origination value.