Rf Renovo Management Company Mortgage Rates, Fees & Info

Dover, DE

LEI: 254900O2K17TNH5CL873

Tax ID: 47-2790264

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Mortgage Data

Review & Overview

Rf Renovo Management Company is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Rf Renovo Management Company has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Boston, Dallas, Providence, and Philadelphia among others. We have data for 78 markets. (Some data included below & more in-depth data is available with an active subscription.)

Rf Renovo Management Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/28/24
30 Year Conventional Refi 6.27% 4/28/24
30 Year Cash-out Refi 6.27% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Rf Renovo Management Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Rf Renovo Management Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,447

Origination Dollar Volume (All Markets)

$733,245,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 557 $274,195,000 $492,271 $0 7.14%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 108 $84,860,000 $785,741 $0 8.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 154 $59,490,000 $386,299 $0 6.46%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 94 $36,310,000 $386,277 $0 7.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 118 $36,270,000 $307,373 $0 5.44%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $30,595,000 $1,799,706 $0 6.97%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 42 $24,840,000 $591,429 $0 5.32%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 13 $24,785,000 $1,906,538 $0 6.23%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 17 $17,665,000 $1,039,118 $0 5.34%
TYLER, TX (FHA|USDA|VA) 4 $15,160,000 $3,790,000 $0 5.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 49 $12,345,000 $251,939 $0 6.66%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $11,235,000 $591,316 $0 7.39%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $9,840,000 $2,460,000 $0 4.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 19 $9,315,000 $490,263 $0 6.67%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 22 $8,860,000 $402,727 $0 6.71%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $5,920,000 $493,333 $0 7.64%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $5,820,000 $323,333 $0 5.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $4,455,000 $4,455,000 $0 7.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $3,935,000 $787,000 $0 4.69%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $3,355,000 $1,118,333 $0 4.33%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $3,125,000 $446,429 $0 4.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $2,960,000 $211,429 $0 7.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $2,910,000 $291,000 $0 5.14%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $2,790,000 $1,395,000 $0 8.24%
Bonham, TX (FHA|USDA|VA) 9 $2,605,000 $289,444 $0 8.99%
BURLINGTON, NC (FHA|USDA|VA) 7 $2,465,000 $352,143 $0 6.45%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $2,100,000 $1,050,000 $0 6.30%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,005,000 $286,429 $0 6.34%
KANKAKEE, IL (FHA|USDA|VA) 3 $1,815,000 $605,000 $0 7.68%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,625,000 $541,667 $0 8.66%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $1,340,000 $335,000 $0 8.62%
TUCSON, AZ (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $0 7.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $1,310,000 $655,000 $0 6.55%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,290,000 $161,250 $0 6.82%
Granbury, TX (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $0 3.75%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $1,250,000 $625,000 $0 4.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $1,160,000 $193,333 $0 6.22%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,155,000 $385,000 $0 5.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $0 5.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $1,025,000 $341,667 $0 8.66%
Sulphur Springs, TX (FHA|USDA|VA) 7 $995,000 $142,143 $0 7.09%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $950,000 $237,500 $0 4.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $815,000 $163,000 $0 4.80%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $770,000 $192,500 $0 4.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $755,000 $755,000 $0 5.20%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $740,000 $185,000 $0 5.61%
WILMINGTON, NC (FHA|USDA|VA) 2 $730,000 $365,000 $0 4.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $635,000 $635,000 $0 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $625,000 $625,000 $0 3.90%
COLUMBIA, SC (FHA|USDA|VA) 3 $615,000 $205,000 $0 5.08%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.45%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $600,000 $300,000 $0 4.70%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $585,000 $585,000 $0 5.35%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $530,000 $132,500 $0 6.19%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $500,000 $125,000 $0 5.31%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $495,000 $495,000 $0 4.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $490,000 $245,000 $0 6.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $465,000 $465,000 $0 8.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $440,000 $220,000 $0 4.90%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $415,000 $415,000 $0 6.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.13%
Key West, FL (FHA|USDA|VA) 1 $365,000 $365,000 $0 8.50%
Outside of Metro Areas 2 $360,000 $180,000 $0 6.12%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.80%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.20%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.00%
LANCASTER, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.65%
LONGVIEW, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
FLORENCE, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.40%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.80%
Laconia, NH (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.99%
LAREDO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.90%
ABILENE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.85%
Rf Renovo Management Company's top markets include Chicago, Boston, Dallas, Providence, and Philadelphia among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,447 $733,245,000 $506,735 $0 6.72%

    For 2021, Rf Renovo Management Company's most frequently originated type of loan was Conventional, with 1,447 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 640 $359,300,000 $561,406 $0 5.38%
    Home Purchase 638 $296,100,000 $464,107 $0 8.03%
    Refi 169 $77,845,000 $460,621 $0 6.88%

    For 2021, Rf Renovo Management Company's most frequently cited loan purpose was Cash Out Refi, with 640 originations. The 2nd most popular reason was Home Purchase, with 638 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 771 $375,995,000 $487,672 $0 4.83%
    1 Year 419 $242,515,000 $578,795 $0 8.75%
    Other 253 $114,045,000 $450,771 $0 9.16%
    5 Year 4 $690,000 $172,500 $0 6.25%

    For 2021, Rf Renovo Management Company's most frequently cited loan duration was 30 Year, with 771 originations. The 2nd most popular length was 1 Year, with 419 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 551 $276,995,000 $502,713
    Over 8% 513 $234,665,000 $457,437
    5-6% 202 $65,750,000 $325,495
    7-8% 151 $108,755,000 $720,232
    3-4% 20 $33,570,000 $1,678,500
    6-7% 10 $13,510,000 $1,351,000

    During 2021, Rf Renovo Management Company's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 551 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 446 $66,350,000 $148,767 $0 6.75%
    $200k-400k 432 $123,420,000 $285,694 $0 6.94%
    $1MM+ 184 $337,970,000 $1,836,793 $0 6.49%
    $400k-600k 173 $85,065,000 $491,705 $0 6.52%
    $600k-1MM 149 $115,085,000 $772,383 $0 6.55%
    $100,000 or less 63 $5,355,000 $85,000 $0 6.69%

    2021 saw Rf Renovo Management Company place emphasis on $100k-200k loans with 446 originations, totaling $66,350,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 1,447 $733,245,000 $506,735 $0 6.72%

    Approval Rates

    Total approvals of all applications
    98.53%

    Rf Renovo Management Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    65.72%

    Rf Renovo Management Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,447 $733,245,000 $506,735

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,447 $733,245,000 $506,735

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 19 $7,795,000 $410,263 $0 7.69%
    40-60% 186 $95,430,000 $513,065 $0 7.79%
    60-80% 1,182 $602,090,000 $509,382 $0 6.53%
    80-100% 36 $12,520,000 $347,778 $0 6.15%
    Over 100% 6 $2,320,000 $386,667 $0 5.71%
    Under 20% 4 $8,210,000 $2,052,500 $0 6.70%