Associated Bank Mortgage Rates, Fees & Info

Green Bay, WI

LEI: ZF85QS7OXKPBG52R7N18

Tax ID: 39-1941673

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Mortgage Data

Bank Data

Review & Overview

Associated Bank is a small bank specializing in Home Purchase loans. Associated Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Milwaukee, Minneapolis, Green Bay, and St. Louis among others. We have data for 130 markets. (Some data included below & more in-depth data is available with an active subscription.)

Associated Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Associated Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.58% 4/18/24
30 Year Conventional Purchase 6.70% 4/18/24
30 Year Conventional Refi 6.52% 4/18/24
30 Year Cash-out Refi 6.66% 4/18/24
30 Year FHA Purchase 7.21% 4/18/24
30 Year FHA Refi 6.72% 4/18/24
30 Year VA Purchase 6.17% 4/18/24
30 Year VA Refi 5.97% 4/18/24
30 Year USDA Purchase 6.69% 4/18/24
15 Year Conventional Purchase 5.92% 4/18/24
15 Year Conventional Refi 5.91% 4/18/24
15 Year Cash-out Refi 5.91% 4/18/24
15 Year FHA Purchase 7.03% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Associated Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Associated Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,709

Origination Dollar Volume (All Markets)

$2,935,525,000

Employee count

4,655 Show all (65) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,040 $813,250,000 $398,652 $4,412 4.55%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2,173 $472,915,000 $217,632 $2,112 4.89%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,294 $329,810,000 $254,876 $3,310 4.90%
Outside of Metro Areas 1,255 $168,155,000 $133,988 $2,264 4.96%
GREEN BAY, WI (FHA|USDA|VA) 1,051 $150,655,000 $143,344 $2,019 4.95%
ST. LOUIS, MO-IL (FHA|USDA|VA) 399 $122,665,000 $307,431 $3,243 4.70%
MADISON, WI (FHA|USDA|VA) 633 $96,105,000 $151,825 $2,090 5.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 166 $71,710,000 $431,988 $5,837 4.47%
APPLETON, WI (FHA|USDA|VA) 438 $70,470,000 $160,890 $2,105 5.04%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 309 $50,615,000 $163,803 $2,030 4.96%
RACINE, WI (FHA|USDA|VA) 296 $48,480,000 $163,784 $2,252 4.82%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 363 $40,575,000 $111,777 $2,100 5.14%
WAUSAU-WESTON, WI (FHA|USDA|VA) 264 $32,290,000 $122,311 $1,997 5.06%
EAU CLAIRE, WI (FHA|USDA|VA) 258 $31,960,000 $123,876 $2,055 5.07%
Whitewater, WI (FHA|USDA|VA) 177 $29,915,000 $169,011 $2,080 5.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 228 $28,470,000 $124,868 $2,057 5.14%
PEORIA, IL (FHA|USDA|VA) 214 $25,190,000 $117,710 $2,144 5.22%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 53 $24,685,000 $465,755 $2,097 4.43%
FOND DU LAC, WI (FHA|USDA|VA) 167 $23,015,000 $137,814 $1,978 4.93%
SHEBOYGAN, WI (FHA|USDA|VA) 163 $22,265,000 $136,595 $1,775 5.01%
ROCHESTER, MN (FHA|USDA|VA) 114 $21,240,000 $186,316 $3,149 4.94%
ROCKFORD, IL (FHA|USDA|VA) 189 $16,165,000 $85,529 $2,720 5.12%
Marinette, WI-MI (FHA|USDA|VA) 175 $15,775,000 $90,143 $1,887 5.21%
Stevens Point, WI (FHA|USDA|VA) 125 $14,235,000 $113,880 $1,763 5.05%
Beaver Dam, WI (FHA|USDA|VA) 113 $13,145,000 $116,327 $2,118 5.20%
Shawano, WI (FHA|USDA|VA) 115 $12,615,000 $109,696 $2,002 5.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 143 $12,485,000 $87,308 $1,837 5.33%
SPRINGFIELD, MO (FHA|USDA|VA) 48 $11,320,000 $235,833 $2,121 4.47%
Manitowoc, WI (FHA|USDA|VA) 115 $10,595,000 $92,130 $1,915 5.08%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 82 $9,900,000 $120,732 $2,208 5.40%
COLUMBUS, OH (FHA|USDA|VA) 15 $9,345,000 $623,000 $3,520 4.51%
Baraboo, WI (FHA|USDA|VA) 59 $7,635,000 $129,407 $2,403 5.04%
Brainerd, MN (FHA|USDA|VA) 16 $6,950,000 $434,375 $3,784 4.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 23 $6,875,000 $298,913 $3,321 4.26%
Red Wing, MN (FHA|USDA|VA) 49 $6,765,000 $138,061 $3,305 5.31%
NILES, MI (FHA|USDA|VA) 10 $5,230,000 $523,000 $3,327 4.53%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 12 $4,440,000 $370,000 $1,920 4.34%
North Platte, NE (FHA|USDA|VA) 1 $4,405,000 $4,405,000 $0 4.54%
Dickinson, ND (FHA|USDA|VA) 1 $4,155,000 $4,155,000 $0 4.65%
ANN ARBOR, MI (FHA|USDA|VA) 10 $3,820,000 $382,000 $5,360 4.51%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $3,740,000 $1,870,000 $3,434 4.60%
Williston, ND (FHA|USDA|VA) 2 $3,710,000 $1,855,000 $0 4.83%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $3,655,000 $406,111 $2,740 4.26%
WICHITA, KS (FHA|USDA|VA) 1 $3,435,000 $3,435,000 $0 4.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $3,270,000 $545,000 $6,660 4.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $3,190,000 $398,750 $4,080 4.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $3,160,000 $225,714 $2,845 4.35%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $3,085,000 $440,714 $4,986 4.66%
FORT WAYNE, IN (FHA|USDA|VA) 17 $2,765,000 $162,647 $1,704 4.46%
Menomonie, WI (FHA|USDA|VA) 22 $2,590,000 $117,727 $2,437 5.01%
Faribault-Northfield, MN (FHA|USDA|VA) 10 $2,300,000 $230,000 $2,726 4.65%
IOWA CITY, IA (FHA|USDA|VA) 9 $2,165,000 $240,556 $1,028 4.42%
Bemidji, MN (FHA|USDA|VA) 11 $1,995,000 $181,364 $2,827 4.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,400 4.45%
Rochelle, IL (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,128 4.64%
Traverse City, MI (FHA|USDA|VA) 5 $1,775,000 $355,000 $2,819 4.53%
DULUTH, MN-WI (FHA|USDA|VA) 13 $1,685,000 $129,615 $2,761 4.70%
Holland, MI (FHA|USDA|VA) 4 $1,660,000 $415,000 $3,800 4.59%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 4.33%
Hays, KS (FHA|USDA|VA) 1 $1,565,000 $1,565,000 $0 4.71%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,550,000 $775,000 $2,840 4.31%
CARBONDALE-MARION, IL (FHA|USDA|VA) 12 $1,550,000 $129,167 $2,053 4.71%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 5.06%
Platteville, WI (FHA|USDA|VA) 17 $1,455,000 $85,588 $2,001 5.49%
Angola, IN (FHA|USDA|VA) 6 $1,410,000 $235,000 $1,671 4.56%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $1,310,000 $131,000 $2,740 4.93%
Auburn, IN (FHA|USDA|VA) 11 $1,305,000 $118,636 $1,637 4.42%
Fergus Falls, MN (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,650 4.46%
Houghton, MI (FHA|USDA|VA) 8 $1,220,000 $152,500 $1,918 4.33%
MUSKEGON, MI (FHA|USDA|VA) 2 $1,010,000 $505,000 $5,795 4.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $950,000 $237,500 $2,964 4.03%
Winona, MN (FHA|USDA|VA) 5 $945,000 $189,000 $2,166 4.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $895,000 $895,000 $0 4.46%
ST. CLOUD, MN (FHA|USDA|VA) 3 $885,000 $295,000 $2,258 4.38%
Marquette, MI (FHA|USDA|VA) 7 $815,000 $116,429 $1,714 4.73%
Pella, IA (FHA|USDA|VA) 2 $750,000 $375,000 $737 4.20%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $740,000 $185,000 $1,608 4.44%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $625,000 $125,000 $3,358 5.75%
MANKATO, MN (FHA|USDA|VA) 6 $600,000 $100,000 $0 4.81%
Iron Mountain, MI-WI (FHA|USDA|VA) 4 $590,000 $147,500 $1,913 4.63%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $575,000 $191,667 $2,350 4.54%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $540,000 $270,000 $2,407 4.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $535,000 $535,000 $6,076 4.63%
Kendallville, IN (FHA|USDA|VA) 3 $515,000 $171,667 $1,871 4.63%
Grand Rapids, MN (FHA|USDA|VA) 3 $515,000 $171,667 $2,842 3.96%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $485,000 $161,667 $2,500 4.50%
MONROE, MI (FHA|USDA|VA) 1 $485,000 $485,000 $9,829 4.38%
Warsaw, IN (FHA|USDA|VA) 1 $445,000 $445,000 $1,536 4.63%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $435,000 $145,000 $2,415 4.38%
Warrensburg, MO (FHA|USDA|VA) 1 $435,000 $435,000 $1,878 4.75%
Galesburg, IL (FHA|USDA|VA) 4 $430,000 $107,500 $2,535 5.84%
FLINT, MI (FHA|USDA|VA) 4 $360,000 $90,000 $3,394 4.69%
Freeport, IL (FHA|USDA|VA) 4 $360,000 $90,000 $1,706 5.31%
Mason City, IA (FHA|USDA|VA) 1 $355,000 $355,000 $2,026 4.50%
Mount Vernon, IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,825 4.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.38%
Owatonna, MN (FHA|USDA|VA) 3 $325,000 $108,333 $3,948 7.04%
Sturgis, MI (FHA|USDA|VA) 2 $300,000 $150,000 $2,491 4.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,432 4.38%
KOKOMO, IN (FHA|USDA|VA) 3 $285,000 $95,000 $1,605 5.04%
Ottumwa, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,166 3.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $265,000 $265,000 $2,448 3.25%
Willmar, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,528 4.50%
Austin, MN (FHA|USDA|VA) 2 $260,000 $130,000 $2,663 4.56%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,368 4.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,053 4.63%
AKRON, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,544 4.63%
Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,992 4.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,308 4.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $1,981 5.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,778 4.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $180,000 $90,000 $1,707 5.06%
Centralia, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,641 4.88%
KANKAKEE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,242 4.38%
Spirit Lake, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,084 5.75%
TUCSON, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $2,684 4.50%
Big Rapids, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,565 4.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,621 4.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $125,000 $125,000 $1,975 4.13%
Marshall, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,648 4.88%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,435 4.75%
Ottawa, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,354 4.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,421 4.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.50%
Cadillac, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,623 4.88%
Lincoln, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,127 4.38%
Seymour, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,854 4.75%
AMES, IA (FHA|USDA|VA) 1 $55,000 $55,000 $1,789 4.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
Associated Bank's top markets include Chicago, Milwaukee, Minneapolis, Green Bay, and St. Louis among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,282 $2,588,790,000 $278,904 $2,716 4.43%
    HELOC 3,935 $268,045,000 $68,118 n/a 6.04%
    FHA 243 $37,695,000 $155,123 $4,948 4.43%
    VA 176 $32,160,000 $182,727 $3,229 4.38%
    USDA 73 $8,835,000 $121,027 $3,202 4.43%

    For 2018, Associated Bank's most frequently originated type of loan was Conventional, with 9,282 originations. Their 2nd most popular type was HELOC, with 3,935 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,363 $2,015,685,000 $273,759 $2,943 4.51%
    Refi 2,320 $475,300,000 $204,871 $2,390 4.92%
    Other 1,844 $125,960,000 $68,308 $2,209 6.05%
    Cash Out Refi 1,244 $264,790,000 $212,854 $2,343 4.42%
    Home Improvement 938 $53,790,000 $57,345 $2,195 6.21%

    For 2018, Associated Bank's most frequently cited loan purpose was Home Purchase, with 7,363 originations. The 2nd most popular reason was Refi, with 2,320 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,260 $2,591,560,000 $211,383 $2,906 4.99%
    15 Year 1,012 $163,620,000 $161,680 $2,112 3.98%
    20 Year 225 $31,815,000 $141,400 $1,904 4.53%
    10 Year 135 $13,615,000 $100,852 $1,911 3.90%
    5 Year 34 $40,530,000 $1,192,059 $0 4.67%
    Other 27 $32,895,000 $1,218,333 $1,963 4.34%
    3 Year 12 $44,840,000 $3,736,667 $0 4.71%
    1 Year 3 $16,425,000 $5,475,000 $0 4.64%
    30+ year 1 $225,000 $225,000 $2,580 4.38%

    For 2018, Associated Bank's most frequently cited loan duration was 30 Year, with 12,260 originations. The 2nd most popular length was 15 Year, with 1,012 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,178 $1,602,010,000 $223,183
    $1k-2k 1,722 $729,170,000 $423,444
    $2k-3k 202 $56,600,000 $280,198
    $3k-4k 110 $36,190,000 $329,000
    $5k+ 97 $52,665,000 $542,938
    $4k-5k 43 $17,205,000 $400,116

    Associated Bank's average total fees were $2,906, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,178 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 7,821 $2,012,575,000 $257,330
    5-6% 2,324 $219,610,000 $94,497
    3-4% 2,002 $647,910,000 $323,631
    6-7% 886 $33,810,000 $38,160
    7-8% 433 $12,865,000 $29,711
    Over 8% 235 $5,095,000 $21,681
    2.5-3% 8 $3,660,000 $457,500

    During 2018, Associated Bank's average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 4-5%, with 7,821 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 4,819 $251,235,000 $52,134 $2,010 5.67%
    $100k-200k 4,200 $597,800,000 $142,333 $2,334 4.59%
    $200k-400k 2,729 $744,545,000 $272,827 $2,669 4.42%
    $400k-600k 1,139 $563,165,000 $494,438 $3,999 4.30%
    $600k-1MM 691 $509,415,000 $737,214 $4,794 4.23%
    $1MM+ 131 $269,365,000 $2,056,221 $6,029 4.19%

    2018 saw Associated Bank place emphasis on $100,000 or less loans with 4,819 originations, totaling $251,235,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,827 $327,415,000 $115,817 $2,420 4.94%
    $50k-75k 2,776 $340,750,000 $122,749 $2,390 5.02%
    $100k-150k 2,452 $465,640,000 $189,902 $2,609 5.01%
    $75k-100k 2,002 $290,890,000 $145,300 $2,421 5.05%
    $150k-250k 1,899 $645,415,000 $339,871 $3,571 4.67%
    $250k+ 1,305 $678,735,000 $520,103 $4,254 4.46%

    Associated Bank lent most frequently to those with incomes in the $50k or less range, with 2,827 originations. The second most popular income band? $50k-75k, with 2,776 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,508 $678,940,000 $193,540 $2,699 4.91%
    30-36% 2,689 $559,125,000 $207,930 $2,743 4.86%
    <20% 1,489 $268,385,000 $180,245 $2,568 4.80%
    44% 851 $151,105,000 $177,562 $3,038 5.40%
    43% 527 $110,585,000 $209,839 $2,907 5.09%
    38% 491 $110,035,000 $224,104 $2,953 4.90%
    39% 485 $111,105,000 $229,082 $2,910 4.92%
    36% 484 $106,520,000 $220,083 $2,720 4.91%
    42% 481 $104,275,000 $216,788 $2,928 5.01%
    41% 467 $98,825,000 $211,617 $2,861 4.93%
    40% 452 $106,310,000 $235,199 $2,986 4.91%
    37% 447 $98,895,000 $221,242 $3,011 4.93%
    46% 349 $99,605,000 $285,401 $3,096 4.47%
    45% 303 $84,655,000 $279,389 $2,826 4.58%
    49% 193 $35,555,000 $184,223 $2,280 4.53%
    48% 193 $36,755,000 $190,440 $2,503 4.53%
    47% 167 $32,365,000 $193,802 $2,511 4.45%
    50-60% 76 $13,210,000 $173,816 $4,625 4.33%
    >60% 2 $240,000 $120,000 $1,323 6.63%

    Associated Bank lent most frequently to those with DTI ratios of 20-30%, with 3,508 originations. The next most common DTI ratio? 30-36%, with 2,689 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,404 $2,514,320,000 $202,702 $2,737 4.89%
    Not applicable 53 $128,375,000 $2,422,170 $0 4.67%
    Not provided 475 $112,935,000 $237,758 $3,337 5.13%
    Asian 353 $103,525,000 $293,272 $3,415 4.60%
    Black 329 $58,855,000 $178,891 $3,209 4.81%
    American Indian 62 $8,340,000 $134,516 $2,827 5.22%
    Asian Indian 9 $5,255,000 $583,889 $3,160 3.99%
    Other Asian 10 $2,100,000 $210,000 $2,849 5.18%
    Native Hawaiian or Islander 9 $1,075,000 $119,444 $3,399 4.76%
    Korean 2 $660,000 $330,000 $2,783 4.56%
    Filipino 2 $70,000 $35,000 $0 7.44%
    Japanese 1 $15,000 $15,000 $0 7.75%

    Approval Rates

    Total approvals of all applications
    82.20%

    Associated Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    88.78%

    Associated Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,709 $2,935,525,000 $214,131

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 48 $128,310,000 $2,673,125
    Single Family (1-4 Units):Manufactured 178 $16,390,000 $92,079
    Single Family (1-4 Units):Site-Built 13,483 $2,790,825,000 $206,988

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,801 $153,025,000 $84,967 $2,044 5.46%
    40-60% 1,215 $225,855,000 $185,889 $2,275 4.56%
    60-80% 3,461 $1,026,315,000 $296,537 $2,660 4.47%
    80-100% 5,275 $1,445,475,000 $274,024 $2,991 4.49%
    Over 100% 15 $3,205,000 $213,667 $6,205 4.37%
    Under 20% 1,942 $81,650,000 $42,044 $1,598 6.42%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    ASSOCIATED BANC-CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    ASSOCIATED BANC-CORP Conventional home mortgage Trouble during payment process 7 63.6%
    ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Trouble during payment process 1 9.1%
    ASSOCIATED BANC-CORP Other type of mortgage Trouble during payment process 1 9.1%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Associated Bank, National Association 1 Brewers Way Milwaukee, WI 53214 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1 Junction Drive West Glen Carbon, IL 62034 Full Service B&M $49,073
    Associated Bank, National Association 1 South Genesee Street Waukegan, IL 60085 Full Service B&M $32,288
    Associated Bank, National Association 10 West Murdock Street Oshkosh, WI 54901 Full Service B&M $104,502
    Associated Bank, National Association 100 East Sunset Drive Waukesha, WI 53189 Full Service B&M $37,735
    Associated Bank, National Association 100 East Washington Street Belleville, IL 62220 Full Service B&M $37,883
    Associated Bank, National Association 100 West Wisconsin Avenue Neenah, WI 54956 Full Service B&M $213,297
    Associated Bank, National Association 1003 Main Avenue De Pere, WI 54115 Full Service Retail $95,959
    Associated Bank, National Association 1007 North 4th Street Chillicothe, IL 61523 Full Service B&M $25,651
    Associated Bank, National Association 101 1st Ave Sw Rochester, MN 55902 Full Service B&M $16,852
    Associated Bank, National Association 101 East Court Street Richland Center, WI 53581 Full Service B&M $24,378
    Associated Bank, National Association 101 Park Street New London, WI 54961 Full Service B&M $32,821
    Associated Bank, National Association 102 Main Street Lodi, WI 53555 Full Service B&M $75,780
    Associated Bank, National Association 102 North Water Street Milwaukee, WI 53202 Full Service B&M $5,222
    Associated Bank, National Association 103 E Huron Street Berlin, WI 54923 Full Service B&M $12,299
    Associated Bank, National Association 104 East Pine Street Eagle River, WI 54521 Full Service B&M $28,611
    Associated Bank, National Association 104 Homer M. Adams Parkway Alton, IL 62002 Full Service B&M $39,387
    Associated Bank, National Association 10440 Townline Road Sister Bay, WI 54234 Full Service B&M $35,598
    Associated Bank, National Association 1050 Milwaukee Avenue Burlington, WI 53105 Full Service B&M $56,172
    Associated Bank, National Association 10526 Main Street Hayward, WI 54843 Full Service B&M $51,911
    Associated Bank, National Association 10562 Kansas Avenue Hayward, WI 54843 Full Service B&M $0
    Associated Bank, National Association 10701 West National Avenue West Allis, WI 53227 Full Service B&M $171,867
    Associated Bank, National Association 10708 West Janesville Road Hales Corners, WI 53130 Full Service B&M $119,254
    Associated Bank, National Association 109 East Doty Avenue Neenah, WI 54956 Limited, Drive-thru $0
    Associated Bank, National Association 10910 Main Street Richmond, IL 60071 Full Service B&M $28,068
    Associated Bank, National Association 1107 Regis Court Eau Claire, WI 54701 Full Service B&M $103,984
    Associated Bank, National Association 111 Tower Drive Columbus, WI 53925 Full Service B&M $43,291
    Associated Bank, National Association 1121 Franklin Street Manitowoc, WI 54220 Full Service B&M $127,306
    Associated Bank, National Association 11249 N Port Washington Road Mequon, WI 53092 Full Service B&M $74,578
    Associated Bank, National Association 1155 16th Street S.W. Rochester, MN 55902 Full Service B&M $61,943
    Associated Bank, National Association 1156 4th Avenue South Park Falls, WI 54552 Full Service B&M $14,354
    Associated Bank, National Association 117 King Street Stoughton, WI 53589 Full Service B&M $74,063
    Associated Bank, National Association 118 Business 141 Coleman, WI 54112 Full Service B&M $48,552
    Associated Bank, National Association 118 North Broadway Street Stanley, WI 54768 Full Service B&M $13,788
    Associated Bank, National Association 1195 North Casaloma Drive Appleton, WI 54913 Full Service B&M $77,905
    Associated Bank, National Association 1203 17th Avenue Bloomer, WI 54724 Full Service B&M $25,853
    Associated Bank, National Association 1217 North Taylor Drive Sheboygan, WI 53081 Full Service B&M $154,172
    Associated Bank, National Association 127 Sand Lake Rd Onalaska, WI 54650 Full Service B&M $46,383
    Associated Bank, National Association 1270 West Sunset Drive Waukesha, WI 53189 Full Service B&M $62,274
    Associated Bank, National Association 1270 Yankee Doodle Road Eagan, MN 55121 Full Service B&M $116,433
    Associated Bank, National Association 129 East Division Street Shawano, WI 54166 Full Service B&M $154,689
    Associated Bank, National Association 1301 North Martin Luther King Drive Milwaukee, WI 53202 Full Service B&M $23,612
    Associated Bank, National Association 1301 Waukegan Road Glenview, IL 60025 Full Service B&M $69,766
    Associated Bank, National Association 1305 Main Street Stevens Point, WI 54481 Limited, Administrative $0
    Associated Bank, National Association 1312 Wisconsin Street Hudson, WI 54016 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1313 Delany Road Gurnee, IL 60031 Full Service B&M $20,752
    Associated Bank, National Association 1325 Church Street Stevens Point, WI 54481 Full Service B&M $80,352
    Associated Bank, National Association 1332 Egg Harbor Road Sturgeon Bay, WI 54235 Limited, Drive-thru $0
    Associated Bank, National Association 134 North Main Street Oconto Falls, WI 54154 Full Service B&M $23,791
    Associated Bank, National Association 1400 Capitol Drive Pewaukee, WI 53072 Full Service B&M $59,791
    Associated Bank, National Association 1420 11th Street Monroe, WI 53566 Full Service B&M $26,453
    Associated Bank, National Association 144 N. Washington Street Saint Croix Falls, WI 54024 Full Service B&M $9,499
    Associated Bank, National Association 1456 Summit Avenue Oconomowoc, WI 53066 Full Service B&M $64,866
    Associated Bank, National Association 1482 West Mason Street Green Bay, WI 54303 Full Service B&M $59,551
    Associated Bank, National Association 15665 West National Avenue New Berlin, WI 53151 Full Service B&M $83,768
    Associated Bank, National Association 1574 W Broadway Ste 107 Monona, WI 53713 Full Service B&M $19,953
    Associated Bank, National Association 1594 East Sumner Street Hartford, WI 53027 Full Service B&M $41,828
    Associated Bank, National Association 16 North Spring Street Elgin, IL 60120 Full Service B&M $56,685
    Associated Bank, National Association 160 Medford Plaza Medford, WI 54451 Full Service Retail $26,572
    Associated Bank, National Association 1603 Monroe Street Madison, WI 53711 Full Service B&M $82,297
    Associated Bank, National Association 1617 North Central Avenue Marshfield, WI 54449 Full Service Retail $33,194
    Associated Bank, National Association 1660 11th Avenue Baldwin, WI 54002 Full Service B&M $31,309
    Associated Bank, National Association 17100 W Capitol Dr Brookfield, WI 53005 Full Service B&M $46,463
    Associated Bank, National Association 1763 West Howard Avenue Chicago, IL 60626 Full Service Retail $1,083
    Associated Bank, National Association 180 West Virginia Street Crystal Lake, IL 60014 Full Service B&M $72,318
    Associated Bank, National Association 1801 Riverside Drive Minneapolis, MN 55454 Full Service B&M $26,785
    Associated Bank, National Association 1835 Radio Drive Woodbury, MN 55125 Full Service B&M $91,151
    Associated Bank, National Association 1870 N Perryville Road Rockford, IL 61107 Full Service B&M $88,692
    Associated Bank, National Association 19601 West Bluemound Road Brookfield, WI 53045 Full Service B&M $139,843
    Associated Bank, National Association 1985 Commerce Dr Nw Rochester, MN 55901 Full Service B&M $19,145
    Associated Bank, National Association 200 East Randolph Drive Chicago, IL 60601 Full Service B&M $847,351
    Associated Bank, National Association 200 North Adams Street Green Bay, WI 54301 Full Service B&M $1,717,834
    Associated Bank, National Association 310 Silver Street Hurley, WI 54534 Full Service B&M $31,084
    Associated Bank, National Association 200 West Bartlett Avenue Bartlett, IL 60103 Full Service B&M $29,952
    Associated Bank, National Association 2001 Coulee Road Hudson, WI 54016 Full Service B&M $64,196
    Associated Bank, National Association 2001 Larkin Avenue Elgin, IL 60123 Full Service B&M $44,544
    Associated Bank, National Association 2001 Londonderry Drive Madison, WI 53704 Full Service B&M $25,673
    Associated Bank, National Association 2001 South Webster Avenue Green Bay, WI 54301 Full Service B&M $57,110
    Associated Bank, National Association 201 Marcou Road Onalaska, WI 54650 Full Service B&M $40,885
    Associated Bank, National Association 201 N. 9th Street De Pere, WI 54115 Limited, Drive-thru $0
    Associated Bank, National Association 201 Park Avenue Beaver Dam, WI 53916 Full Service B&M $53,983
    Associated Bank, National Association 2010 Stewart Avenue Wausau, WI 54402 Full Service B&M $226,064
    Associated Bank, National Association 202 Snelling Avenue Saint Paul, MN 55104 Full Service B&M $295,331
    Associated Bank, National Association 2030 Wisconsin Avenue Grafton, WI 53024 Full Service B&M $100,346
    Associated Bank, National Association 205 4th Street N La Crosse, WI 54601 Full Service B&M $114,067
    Associated Bank, National Association 206 North Wisconsin Street De Pere, WI 54115 Full Service B&M $143,031
    Associated Bank, National Association 206 South Broadway Rochester, MN 55904 Full Service B&M $31,011
    Associated Bank, National Association 2060 South Robert Street West Saint Paul, MN 55118 Full Service B&M $73,727
    Associated Bank, National Association 208 N. Main St Thiensville, WI 53092 Full Service B&M $29,922
    Associated Bank, National Association 208 Oak Creek Plaza Mundelein, IL 60060 Full Service B&M $19,387
    Associated Bank, National Association 210 South Lake Avenue Crandon, WI 54520 Full Service B&M $28,973
    Associated Bank, National Association 213 North Lake Avenue Twin Lakes, WI 53181 Full Service B&M $51,675
    Associated Bank, National Association 2151 S 42nd Street Manitowoc, WI 54220 Full Service Retail $46,626
    Associated Bank, National Association 217 North Milwaukee Street Waterford, WI 53185 Full Service B&M $59,662
    Associated Bank, National Association 217 West Washington Street Millstadt, IL 62260 Full Service B&M $27,527
    Associated Bank, National Association 2175 South Memorial Drive Appleton, WI 54915 Full Service B&M $18,018
    Associated Bank, National Association 219 Center Street Whitewater, WI 53190 Full Service B&M $47,785
    Associated Bank, National Association 2200 Crestview Drive Hudson, WI 54016 Full Service B&M $95,178
    Associated Bank, National Association 221 4th Avenue West Ashland, WI 54806 Full Service B&M $60,143
    Associated Bank, National Association 222 Bush Street Red Wing, MN 55066 Full Service B&M $92,894
    Associated Bank, National Association 222 East Wisconsin Street Portage, WI 53901 Full Service B&M $115,820
    Associated Bank, National Association 222 North Wisconsin Street Port Washington, WI 53074 Full Service B&M $73,429
    Associated Bank, National Association 2241 East Main Street, Suite A Green Bay, WI 54302 Full Service B&M $137,666
    Associated Bank, National Association 2262 University Avenue Green Bay, WI 54302 Full Service B&M $50,792
    Associated Bank, National Association 229 South Main Street Lodi, WI 53555 Limited, Drive-thru $0
    Associated Bank, National Association 2311 West Pioneer Parkway Peoria, IL 61615 Full Service B&M $33,378
    Associated Bank, National Association 2348 Lineville Road Suamico, WI 54313 Full Service Retail $37,676
    Associated Bank, National Association 2357 S. Oneida St. Green Bay, WI 54304 Full Service B&M $88,756
    Associated Bank, National Association 238 North Main Street Columbia, IL 62236 Full Service B&M $40,446
    Associated Bank, National Association 240 Sw Jefferson Ave Peoria, IL 61602 Full Service B&M $19,720
    Associated Bank, National Association 2403 East Main Street Merrill, WI 54452 Full Service B&M $24,283
    Associated Bank, National Association 2415 Westowne Avenue, Suite A Oshkosh, WI 54904 Full Service Retail $33,163
    Associated Bank, National Association 2420 Allen Boulevard Middleton, WI 53562 Full Service B&M $56,968
    Associated Bank, National Association 2424 W. Mason St. Green Bay, WI 54303 Full Service B&M $53,307
    Associated Bank, National Association 250 East Wisconsin Avenue Milwaukee, WI 53202 Full Service B&M $3,073,139
    Associated Bank, National Association 2500 State Rd La Crosse, WI 54601 Full Service Retail $54,498
    Associated Bank, National Association 2502a Shopko Drive Madison, WI 53704 Full Service Retail $16,268
    Associated Bank, National Association 2534 A Steffens Court Green Bay, WI 54311 Full Service Retail $44,053
    Associated Bank, National Association 2590 North Downer Avenue Milwaukee, WI 53211 Full Service B&M $50,071
    Associated Bank, National Association 2613 North Clairemont Avenue Eau Claire, WI 54703 Full Service Retail $18,092
    Associated Bank, National Association 2645 North Mayfair Road Wauwatosa, WI 53226 Full Service B&M $100,475
    Associated Bank, National Association 2655 Campus Drive Plymouth, MN 55441 Full Service B&M $49,162
    Associated Bank, National Association 269 S. Century Avenue Waunakee, WI 53597 Full Service B&M $46,477
    Associated Bank, National Association 2701 North Richmond Street Appleton, WI 54911 Full Service B&M $123,813
    Associated Bank, National Association 2720 11th Street Rockford, IL 61109 Full Service Retail $18,825
    Associated Bank, National Association 2720 North Lexington Drive Janesville, WI 53545 Full Service B&M $423,325
    Associated Bank, National Association 2722 Eddy Lane Eau Claire, WI 54701 Full Service B&M $24,372
    Associated Bank, National Association 2727 Post Road Plover, WI 54467 Full Service B&M $44,122
    Associated Bank, National Association 2811 18th Street Kenosha, WI 53140 Full Service Retail $7,493
    Associated Bank, National Association 2812 Mall Drive Eau Claire, WI 54701 Full Service B&M $69,585
    Associated Bank, National Association 2815 North Grandview Boulevard Pewaukee, WI 53072 Full Service B&M $77,491
    Associated Bank, National Association 2815 South Chicago Avenue South Milwaukee, WI 53172 Full Service B&M $34,493
    Associated Bank, National Association 2850 Pioneer Ave Rice Lake, WI 54868 Full Service B&M $25,433
    Associated Bank, National Association 2929 St. Anthony Drive Green Bay, WI 54311 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 2999 West County Road 42, Suite 130 Burnsville, MN 55306 Full Service B&M $34,732
    Associated Bank, National Association 300 East Washington Street East Peoria, IL 61611 Full Service B&M $32,821
    Associated Bank, National Association 300 East Washington Street Slinger, WI 53086 Full Service B&M $61,572
    Associated Bank, National Association 300 N La Salle Chicago, IL 60601 Full Service B&M $184,734
    Associated Bank, National Association 300 North Mclean Boulevard South Elgin, IL 60177 Full Service B&M $72,161
    Associated Bank, National Association 300 South 4th Street Pekin, IL 61554 Full Service B&M $32,420
    Associated Bank, National Association 3002 Fish Hatchery Rd. Fitchburg, WI 53713 Full Service B&M $66,309
    Associated Bank, National Association 301 West Galena Boulevard Aurora, IL 60506 Full Service B&M $406,589
    Associated Bank, National Association 304 Lincoln Street Rhinelander, WI 54501 Full Service B&M $83,884
    Associated Bank, National Association 305 Hwy, 141 Crivitz, WI 54114 Full Service B&M $34,383
    Associated Bank, National Association 307 Second Street Hudson, WI 54016 Full Service B&M $63,233
    Associated Bank, National Association 319 East Grand Avenue Eau Claire, WI 54701 Full Service B&M $18,522
    Associated Bank, National Association 326 Missouri Avenue East St. Louis, IL 62201 Full Service B&M $37,588
    Associated Bank, National Association 3292 Main Street East Troy, WI 53120 Full Service B&M $33,605
    Associated Bank, National Association 3333 North Rockton Avenue Rockford, IL 61103 Full Service B&M $62,067
    Associated Bank, National Association 3432 South 27th Street Milwaukee, WI 53215 Full Service B&M $66,412
    Associated Bank, National Association 34354 North Highway 45 Third Lake, IL 60030 Full Service B&M $23,880
    Associated Bank, National Association 35 W Columbia St Chippewa Falls, WI 54729 Full Service B&M $34,248
    Associated Bank, National Association 36225 Sunset Drive Dousman, WI 53118 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 369 Cardinal Lane Green Bay, WI 54313 Full Service B&M $127,692
    Associated Bank, National Association 3719 South Kinnickinnic Avenue Saint Francis, WI 53235 Full Service B&M $50,202
    Associated Bank, National Association 3847 S Howell Ave Milwaukee, WI 53207 Full Service B&M $34,419
    Associated Bank, National Association 385 West Main Street Ellsworth, WI 54011 Full Service B&M $0
    Associated Bank, National Association 38860 10th Avenue North Branch, MN 55056 Full Service B&M $70,394
    Associated Bank, National Association 400 Scott Street Wausau, WI 54403 Full Service B&M $65,634
    Associated Bank, National Association 400 South Chestnut Avenue Marshfield, WI 54449 Full Service B&M $257,046
    Associated Bank, National Association 420 East Main Street Ellsworth, WI 54011 Full Service B&M $66,350
    Associated Bank, National Association 430 East Silver Spring Drive Whitefish Bay, WI 53217 Full Service B&M $103,345
    Associated Bank, National Association 4400 Center Terrace Rockford, IL 61108 Full Service B&M $81,784
    Associated Bank, National Association 4402 E Towne Blvd Madison, WI 53704 Full Service B&M $40,790
    Associated Bank, National Association 4407 Cottage Grove Road Madison, WI 53716 Full Service B&M $64,509
    Associated Bank, National Association 444 North Sawyer Street Oshkosh, WI 54902 Full Service B&M $89,189
    Associated Bank, National Association 448 South Gammon Road Madison, WI 53719 Full Service B&M $103,108
    Associated Bank, National Association 450 North Holmen Drive Holmen, WI 54636 Full Service B&M $41,910
    Associated Bank, National Association 4600 Brandywine Drive Peoria, IL 61614 Full Service B&M $48,523
    Associated Bank, National Association 4801 West Brown Deer Road Milwaukee, WI 53223 Full Service B&M $23,339
    Associated Bank, National Association 4811 South 76th Street Greenfield, WI 53220 Full Service B&M $149,299
    Associated Bank, National Association 4812 W Burleigh St Milwaukee, WI 53210 Full Service B&M $4,245
    Associated Bank, National Association 500 Front Street Spooner, WI 54801 Full Service B&M $10,961
    Associated Bank, National Association 501 South Webb Street Wittenberg, WI 54499 Full Service B&M $27,454
    Associated Bank, National Association 509 Grand Ave Neillsville, WI 54456 Full Service B&M $28,200
    Associated Bank, National Association 5170 W Rawson Ave Franklin, WI 53132 Full Service B&M $40,653
    Associated Bank, National Association 5200 North Central Avenue Chicago, IL 60630 Full Service B&M $202,656
    Associated Bank, National Association 5205 Washington Ave Racine, WI 53406 Full Service B&M $9,428
    Associated Bank, National Association 5211 Alderson Street Schofield, WI 54476 Full Service B&M $37,388
    Associated Bank, National Association 5220 Farwell Street Mcfarland, WI 53558 Full Service B&M $42,710
    Associated Bank, National Association 525 West Monroe Street Chicago, IL 60661 Full Service B&M $2,244,761
    Associated Bank, National Association 5260 N. Us 51 Mercer, WI 54547 Full Service B&M $31,464
    Associated Bank, National Association 5292 Second Avenue Pittsville, WI 54466 Full Service B&M $28,368
    Associated Bank, National Association 530 West Highway 153 Mosinee, WI 54455 Full Service Retail $12,245
    Associated Bank, National Association 5350 West Fond Du Lac Avenue Milwaukee, WI 53216 Full Service B&M $19,467
    Associated Bank, National Association 5353 Wayzata Boulevard St. Louis Park, MN 55416 Full Service B&M $326,560
    Associated Bank, National Association 5439 Durand Avenue Racine, WI 53406 Full Service B&M $22,228
    Associated Bank, National Association 5521 Odana Road Madison, WI 53716 Full Service B&M $22,228
    Associated Bank, National Association 56 East Irving Park Road Roselle, IL 60172 Full Service B&M $303,401
    Associated Bank, National Association 57 North Third Avenue Sturgeon Bay, WI 54235 Full Service B&M $133,951
    Associated Bank, National Association 5710 75th St. Kenosha, WI 53142 Full Service Retail $15,630
    Associated Bank, National Association 5900 West North Avenue Milwaukee, WI 53208 Full Service B&M $22,209
    Associated Bank, National Association 600 Main Street Watertown, WI 53094 Full Service B&M $43,337
    Associated Bank, National Association 602 Henry Avenue Beloit, WI 53511 Full Service B&M $57,019
    Associated Bank, National Association 612 North Main Street Rockford, IL 61103 Full Service B&M $348,120
    Associated Bank, National Association 622 Fremont Street Kiel, WI 53042 Full Service B&M $42,288
    Associated Bank, National Association 622 Roosevelt Road Machesney Park, IL 61115 Full Service B&M $69,577
    Associated Bank, National Association 624 South Church Street Watertown, WI 53094 Full Service Retail $20,594
    Associated Bank, National Association 6343 Blanchars' Crossing Windsor, WI 53598 Full Service B&M $34,507
    Associated Bank, National Association 6355 North Central Avenue Chicago, IL 60646 Full Service B&M $53,571
    Associated Bank, National Association 640 University Square Madison, WI 53715 Full Service B&M $7,699
    Associated Bank, National Association 647 S Green Bay Road Neenah, WI 54956 Full Service Retail $41,555
    Associated Bank, National Association 6550 North Illinois Street Fairview Heights, IL 62208 Full Service B&M $100,004
    Associated Bank, National Association 658 South Grand Avenue Sun Prairie, WI 53590 Full Service B&M $60,156
    Associated Bank, National Association 6655a Mckee Road Madison, WI 53719 Full Service Retail $46,620
    Associated Bank, National Association 6902 W Main St Belleville, IL 62223 Full Service B&M $54,142
    Associated Bank, National Association 700 E Blackhawk Ave Prairie Du Chien, WI 53821 Full Service B&M $27,605
    Associated Bank, National Association 7001 Bass Lake Road New Hope, MN 55428 Full Service B&M $43,577
    Associated Bank, National Association 7020 North Port Washington Road Glendale, WI 53217 Full Service B&M $52,772
    Associated Bank, National Association 704 North Grand Avenue Waukesha, WI 53186 Full Service B&M $48,962
    Associated Bank, National Association 707 North Rochester Mukwonago, WI 53149 Full Service B&M $68,914
    Associated Bank, National Association 709 East Geneva Street Delavan, WI 53115 Full Service B&M $23,010
    Associated Bank, National Association 711 Grand Avenue Wisconsin Rapids, WI 54495 Full Service B&M $44,742
    Associated Bank, National Association 715 West Paradise Drive West Bend, WI 53095 Full Service B&M $57,872
    Associated Bank, National Association 717 Main Street Menomonie, WI 54751 Full Service B&M $23,074
    Associated Bank, National Association 728 Williams Street Lake Geneva, WI 53147 Full Service Retail $24,175
    Associated Bank, National Association 733 Marquette Avenue Minneapolis, MN 55402 Full Service B&M $93,969
    Associated Bank, National Association 743 East 47th Street Chicago, IL 60653 Full Service B&M $408
    Associated Bank, National Association 749 Main Ave De Pere, WI 54115 Full Service B&M $0
    Associated Bank, National Association 750 Viking Drive Reedsburg, WI 53959 Full Service B&M $66,979
    Associated Bank, National Association 7533 Egan Drive Savage, MN 55378 Full Service B&M $27,996
    Associated Bank, National Association 7675 Miller Road Carpentersville, IL 60110 Full Service B&M $9,184
    Associated Bank, National Association 7760 France Avenue South Bloomington, MN 55435 Full Service B&M $84,591
    Associated Bank, National Association 7900 West Brown Deer Road Milwaukee, WI 53223 Full Service B&M $20,063
    Associated Bank, National Association 7940 S 6th St Oak Creek, WI 53154 Full Service Retail $68,806
    Associated Bank, National Association 8040 Excelsior Drive Madison, WI 53717 Full Service B&M $540,777
    Associated Bank, National Association 8050 West Capitol Drive Milwaukee, WI 53222 Full Service B&M $20,978
    Associated Bank, National Association 815 North Water St Milwaukee, WI 53202 Limited, Drive-thru $0
    Associated Bank, National Association 825 North Main Viroqua, WI 54665 Full Service B&M $24,739
    Associated Bank, National Association 828 East Washington Avenue Madison, WI 53703 Full Service B&M $920,238
    Associated Bank, National Association 829 West Mitchell Street Milwaukee, WI 53204 Full Service B&M $19,531
    Associated Bank, National Association 830 Pierce Avenue Marinette, WI 54143 Full Service B&M $44,129
    Associated Bank, National Association 850 North Wisconsin Street Elkhorn, WI 53121 Full Service B&M $73,676
    Associated Bank, National Association 8683 Highway 51 N Minocqua, WI 54548 Full Service B&M $45,910
    Associated Bank, National Association 888 South Main Street Fond Du Lac, WI 54935 Full Service B&M $60,746
    Associated Bank, National Association 929 North Milwaukee Avenue Libertyville, IL 60048 Full Service B&M $14,727
    Associated Bank, National Association 9325 Upland Lane Maple Grove, MN 55369 Full Service B&M $23,078
    Associated Bank, National Association N112 W16330 Mequon Road Germantown, WI 53022 Full Service B&M $66,077
    Associated Bank, National Association N49 W35876 Wisconsin Avenue Oconomowoc, WI 53066 Full Service B&M $57,788
    Associated Bank, National Association N64 W23710 Main Street Sussex, WI 53089 Full Service B&M $96,531
    Associated Bank, National Association N88 W15491 Main Street Menomonee Falls, WI 53051 Full Service B&M $131,614
    Associated Bank, National Association One West Thompson Avenue West Saint Paul, MN 55118 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association S76 W17655 Janesville Road Muskego, WI 53150 Full Service B&M $63,408
    Associated Bank, National Association W156 N5575 Pilgrim Road Menomonee Falls, WI 53051 Full Service B&M $61,887
    Associated Bank, National Association W180n 7890 Town Hall Road Menomonee Falls, WI 53051 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association W3122 County Road Kk Appleton, WI 54915 Full Service B&M $163,034
    Associated Bank, National Association W6606a Highway 23 Fond Du Lac, WI 54937 Full Service B&M $27,027

    For 2018, Associated Bank had 247 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,153,886
    Net interest income $885,198
    Total noninterest income $362,514
    Gross Fiduciary activities income $54,316
    Service charges on deposit accounts $66,075
    Trading account gains and fees $14,377
    Additional Noninterest Income $227,746
    Pre-tax net operating income $432,296
    Securities gains (or losses, -) $-2,049
    Income before extraordinary items $354,637
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $354,637
    Minority interest net income $0
    Net income $354,637
    Sale, conversion, retirement of capital stock, net $17,269
    Net operating income $356,317

    Associated Bank's gross interest income from loans was $1,153,886,000.
    Associated Bank's net interest income from loans was $885,198,000.
    Associated Bank's fee based income from loans was $66,075,000.
    Associated Bank's net income from loans was $354,637,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $268,688
    Provision for credit losses $2,500
    Total noninterest expense $812,916
    Salaries and employee benefits $482,676
    Premises and equipment expense $82,363
    Additional noninterest expense $247,877
    Applicable income taxes $75,610
    Net charge-offs $30,370
    Cash dividends $304,000

    Associated Bank's interest expense for loans was $268,688,000.
    Associated Bank's payroll and benefits expense were $482,676,000.
    Associated Bank's property, plant and equipment expenses $82,363,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 3.0%
    Credit card loans 1.2%
    Other individual loans 3.0%
    Auto loans 0.0%
    Other consumer loans 3.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $24,951,898
    Deposits held in domestic offices $24,951,898
    Deposits by Individuals, partnerships, and corporations $21,585,253
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $3,013,520
    Deposits by Commercial banks and other depository institutions in U.S. $353,124
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,447,982
    Demand deposits $1,888,416
    Nontransaction accounts $22,503,915
    Money market deposit accounts (MMDAs) $9,072,043
    Other savings deposits (excluding MMDAs) $10,616,471
    Total time deposits $2,815,401
    Total time and savings deposits $23,063,481
    Noninterest-bearing deposits $5,714,661
    Interest-bearing deposits $19,237,237
    Retail deposits $21,557,808
    IRAs and Keogh plan accounts $427,605
    Brokered deposits $2,469,758
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $33,604,332
    Cash & Balances due from depository institutions $729,617
    Interest-bearing balances $221,226
    Total securities $6,689,021
    Federal funds sold & reverse repurchase $148,285
    Net loans and leases $22,781,670
    Loan and leases loss allowance $238,023
    Trading account assets $88,943
    Bank premises and fixed assets $363,225
    Other real estate owned $11,984
    Goodwill and other intangibles $1,302,617
    All other assets $1,488,970

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $33,604,332
    Total Liabilities $29,824,758
    Total deposits $24,951,898
    Interest-bearing deposits $19,237,237
    Deposits held in domestic offices $24,951,898
    % insured (estimated) $55
    Federal funds purchased and repurchase agreements $111,651
    Trading liabilities $87,668
    Other borrowed funds $4,322,024
    Subordinated debt $0
    All other liabilities $351,517

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $22,781,670
    Loan and leases loss allowance $238,023
    Total loans and leases (domestic) $23,019,693
    All real estate loans $15,243,535
    Real estate loans in domestic offices $15,243,535
    Construction and development loans $1,335,032
    Residential 1-4 family construction $289,558
    Other construction, all land development and other land $1,045,474
    Loans secured by nonfarm nonresidential properties $3,466,194
    Nonfarm nonresidential secured by owner-occupied properties $920,443
    Commercial real estate & other non-farm, non-residential $2,545,751
    Multifamily residential real estate $1,204,553
    1-4 family residential loans $9,236,506
    Farmland loans $1,250
    Loans held in foreign offices $0
    Farm loans $2,133
    Commercial and industrial loans $5,745,342
    To non-U.S. addressees $1,554
    Loans to individuals $363,171
    Credit card loans $116,997
    Related Plans $74,785
    Consumer Auto Loans $2,123
    Other loans to individuals $169,266
    All other loans & leases $1,665,512
    Loans to foreign governments and official institutions $0
    Other loans $1,494,154
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,281,750
    Loans secured by real estate to non-U.S. addressees $12
    Restructured Loans & leases $51,576
    Non 1-4 family restructured loans & leases $29,648
    Total loans and leases (foreign) $0

    Associated Bank had $22,781,670,000 of loans outstanding in 2018. $15,243,535,000 of loans were in real estate loans. $1,335,032,000 of loans were in development loans. $1,204,553,000 of loans were in multifamily mortgage loans. $9,236,506,000 of loans were in 1-4 family mortgage loans. $2,133,000 of loans were in farm loans. $116,997,000 of loans were in credit card loans. $2,123,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,267 $326,584 $257,762
    Nonfarm, nonresidential loans - <$100k 246 $10,023 $40,744
    Nonfarm, nonresidential loans - $100-250k 398 $51,752 $130,030
    Nonfarm, nonresidential loans - $250k-1MM 623 $264,809 $425,055
    Commercial & Industrial, US addressed loans - <$1MM 11,208 $272,566 $24,319
    Commercial & Industrial, US addressed loans - <$100k 10,177 $49,505 $4,864
    Commercial & Industrial, US addressed loans - $100-250k 448 $40,551 $90,516
    Commercial & Industrial, US addressed loans - $250k-1MM 583 $182,510 $313,053
    Farmland loans - <$1MM 10 $1,249 $124,900
    Farmland loans - <$100k 3 $200 $66,667
    Farmland loans - $100-250k 6 $798 $133,000
    Farmland loans - $250k-1MM 1 $251 $251,000
    Agriculture operations loans - <$1MM 6 $703 $117,167
    Agriculture operations loans - <$100k 4 $72 $18,000
    Agriculture operations loans - $100-250k 1 $172 $172,000
    Agriculture operations loans - $250k-1MM 1 $459 $459,000