Associated Bank Mortgage Rates, Fees & Info

Green Bay, WI

LEI: ZF85QS7OXKPBG52R7N18

Tax ID: 39-1941673

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Mortgage Data

Bank Data

Review & Overview

Associated Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Associated Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Milwaukee, Minneapolis, St. Louis, and Green Bay among others. We have data for 137 markets. (Some data included below & more in-depth data is available with an active subscription.)

Associated Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Associated Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.58% 12/17/24
30 Year Conventional Purchase 6.70% 12/17/24
30 Year Conventional Refi 6.52% 12/17/24
30 Year Cash-out Refi 6.66% 12/17/24
30 Year FHA Purchase 7.21% 12/17/24
30 Year FHA Refi 6.72% 12/17/24
30 Year VA Purchase 6.17% 12/17/24
30 Year VA Refi 5.97% 12/17/24
30 Year USDA Purchase 6.69% 12/17/24
15 Year Conventional Purchase 5.92% 12/17/24
15 Year Conventional Refi 5.91% 12/17/24
15 Year Cash-out Refi 5.91% 12/17/24
15 Year FHA Purchase 7.03% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Associated Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Associated Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

16,698

Origination Dollar Volume (All Markets)

$5,672,000,000

Employee count

3,988 Show all (30) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,728 $1,489,450,000 $545,986 $4,649 3.09%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2,930 $941,250,000 $321,246 $2,157 3.10%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,757 $667,615,000 $379,974 $3,371 3.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 623 $276,145,000 $443,250 $3,356 3.12%
GREEN BAY, WI (FHA|USDA|VA) 1,475 $255,865,000 $173,468 $1,852 3.05%
Outside of Metro Areas 1,207 $216,325,000 $179,225 $2,381 3.07%
MADISON, WI (FHA|USDA|VA) 744 $157,010,000 $211,035 $1,985 2.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 190 $143,180,000 $753,579 $6,327 2.99%
APPLETON, WI (FHA|USDA|VA) 571 $117,945,000 $206,559 $1,950 3.01%
RACINE, WI (FHA|USDA|VA) 278 $80,210,000 $288,525 $2,331 3.11%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 365 $75,395,000 $206,562 $1,882 3.07%
Whitewater, WI (FHA|USDA|VA) 254 $60,590,000 $238,543 $2,192 3.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $57,100,000 $9,516,667 $8,542 2.94%
COLUMBUS, OH (FHA|USDA|VA) 10 $56,990,000 $5,699,000 $5,565 2.98%
RICHMOND, VA (FHA|USDA|VA) 1 $47,255,000 $47,255,000 $0 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 326 $46,950,000 $144,018 $2,176 3.18%
WAUSAU-WESTON, WI (FHA|USDA|VA) 288 $44,600,000 $154,861 $2,051 3.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $43,260,000 $7,210,000 $5,623 3.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $43,035,000 $43,035,000 $0 2.50%
EAU CLAIRE, WI (FHA|USDA|VA) 296 $42,920,000 $145,000 $2,158 3.11%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $40,230,000 $4,023,000 $11,245 3.08%
FOND DU LAC, WI (FHA|USDA|VA) 232 $38,830,000 $167,371 $2,000 3.15%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $37,710,000 $18,855,000 $5,405 2.82%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $33,635,000 $6,727,000 $2,936 2.80%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 178 $33,560,000 $188,539 $2,094 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 31 $32,665,000 $1,053,710 $3,922 3.24%
Stevens Point, WI (FHA|USDA|VA) 159 $32,115,000 $201,981 $1,843 3.06%
ROCKFORD, IL (FHA|USDA|VA) 251 $29,115,000 $115,996 $2,327 3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $28,205,000 $28,205,000 $0 3.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $27,880,000 $13,940,000 $17,830 2.94%
NILES, MI (FHA|USDA|VA) 23 $27,765,000 $1,207,174 $5,748 2.94%
SHEBOYGAN, WI (FHA|USDA|VA) 166 $27,250,000 $164,157 $1,969 3.16%
ROCHESTER, MN (FHA|USDA|VA) 114 $26,980,000 $236,667 $3,407 2.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $25,025,000 $25,025,000 $0 2.60%
Beaver Dam, WI (FHA|USDA|VA) 152 $24,060,000 $158,289 $2,029 3.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $22,155,000 $22,155,000 $0 3.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 166 $21,680,000 $130,602 $1,792 3.01%
Manitowoc, WI (FHA|USDA|VA) 140 $19,910,000 $142,214 $1,904 3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $19,345,000 $19,345,000 $0 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 69 $19,275,000 $279,348 $2,334 2.91%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 106 $17,970,000 $169,528 $1,966 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $14,705,000 $420,143 $3,385 2.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $13,435,000 $707,105 $3,758 3.11%
Shawano, WI (FHA|USDA|VA) 108 $13,070,000 $121,019 $1,909 3.22%
Marinette, WI-MI (FHA|USDA|VA) 104 $12,590,000 $121,058 $2,080 3.15%
Baraboo, WI (FHA|USDA|VA) 72 $10,690,000 $148,472 $2,058 3.01%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $9,375,000 $625,000 $6,350 2.85%
ANN ARBOR, MI (FHA|USDA|VA) 18 $9,090,000 $505,000 $6,212 3.06%
Traverse City, MI (FHA|USDA|VA) 8 $8,620,000 $1,077,500 $5,599 2.81%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $8,400,000 $1,400,000 $4,451 2.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $7,065,000 $543,462 $3,533 2.84%
IOWA CITY, IA (FHA|USDA|VA) 26 $6,480,000 $249,231 $932 2.63%
Red Wing, MN (FHA|USDA|VA) 37 $6,175,000 $166,892 $3,246 3.01%
PEORIA, IL (FHA|USDA|VA) 39 $5,985,000 $153,462 $1,868 2.92%
Menomonie, WI (FHA|USDA|VA) 33 $5,505,000 $166,818 $2,267 2.95%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $5,360,000 $893,333 $3,815 3.00%
Bemidji, MN (FHA|USDA|VA) 5 $4,975,000 $995,000 $2,096 3.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $4,705,000 $427,727 $3,435 2.85%
Brainerd, MN (FHA|USDA|VA) 14 $4,600,000 $328,571 $3,908 2.83%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $4,380,000 $730,000 $7,956 3.21%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $4,340,000 $1,085,000 $6,024 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 25 $4,015,000 $160,600 $3,265 3.12%
CEDAR RAPIDS, IA (FHA|USDA|VA) 19 $3,875,000 $203,947 $1,353 2.71%
Steamboat Springs, CO (FHA|USDA|VA) 2 $2,540,000 $1,270,000 $3,692 3.19%
Holland, MI (FHA|USDA|VA) 4 $2,510,000 $627,500 $4,589 3.22%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $2,385,000 $477,000 $9,523 3.10%
COLUMBUS, IN (FHA|USDA|VA) 3 $2,015,000 $671,667 $3,566 3.21%
Edwards, CO (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $9,186 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,965,000 $393,000 $2,725 3.30%
Austin, MN (FHA|USDA|VA) 4 $1,960,000 $490,000 $3,487 3.30%
CARBONDALE-MARION, IL (FHA|USDA|VA) 18 $1,900,000 $105,556 $2,516 2.86%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $1,850,000 $925,000 $9,929 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,852 2.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $1,685,000 $561,667 $2,907 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,480,000 $740,000 $6,448 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 8 $1,340,000 $167,500 $2,641 3.20%
Ottawa, IL (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,299 3.13%
Auburn, IN (FHA|USDA|VA) 6 $1,280,000 $213,333 $1,811 2.79%
FORT WAYNE, IN (FHA|USDA|VA) 5 $1,255,000 $251,000 $1,583 2.95%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,768 2.83%
COLUMBIA, MO (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,145 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,334 2.54%
Marquette, MI (FHA|USDA|VA) 10 $1,160,000 $116,000 $1,967 2.98%
KANKAKEE, IL (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,924 2.83%
Branson, MO (FHA|USDA|VA) 2 $990,000 $495,000 $4,622 3.06%
AKRON, OH (FHA|USDA|VA) 2 $990,000 $495,000 $6,252 3.00%
Houghton, MI (FHA|USDA|VA) 6 $900,000 $150,000 $2,223 2.81%
Freeport, IL (FHA|USDA|VA) 8 $830,000 $103,750 $1,921 3.42%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $805,000 $805,000 $0 4.01%
FLINT, MI (FHA|USDA|VA) 1 $755,000 $755,000 $9,909 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $745,000 $248,333 $2,288 3.29%
MANKATO, MN (FHA|USDA|VA) 3 $725,000 $241,667 $3,182 2.54%
Rochelle, IL (FHA|USDA|VA) 4 $710,000 $177,500 $4,051 2.69%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $670,000 $167,500 $2,932 2.72%
Grand Rapids, MN (FHA|USDA|VA) 2 $660,000 $330,000 $3,354 3.25%
Fergus Falls, MN (FHA|USDA|VA) 3 $655,000 $218,333 $2,216 3.21%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $635,000 $635,000 $4,825 3.25%
Hutchinson, MN (FHA|USDA|VA) 3 $565,000 $188,333 $3,058 3.21%
TUCSON, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $3,215 2.94%
Platteville, WI (FHA|USDA|VA) 6 $540,000 $90,000 $2,627 3.31%
Winona, MN (FHA|USDA|VA) 4 $510,000 $127,500 $2,519 2.72%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $505,000 $168,333 $1,262 3.13%
Sturgis, MI (FHA|USDA|VA) 2 $500,000 $250,000 $2,869 3.75%
Owatonna, MN (FHA|USDA|VA) 5 $455,000 $91,000 $4,788 3.85%
ST. CLOUD, MN (FHA|USDA|VA) 3 $435,000 $145,000 $3,535 2.54%
Dixon, IL (FHA|USDA|VA) 3 $435,000 $145,000 $2,187 2.67%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,111 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,863 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $3,541 2.94%
THE VILLAGES, FL (FHA|USDA|VA) 2 $350,000 $175,000 $2,220 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $2,854 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,010 3.88%
Mount Vernon, OH (FHA|USDA|VA) 1 $295,000 $295,000 $2,769 2.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,610 3.00%
Hillsdale, MI (FHA|USDA|VA) 1 $285,000 $285,000 $4,955 3.00%
Muscatine, IA (FHA|USDA|VA) 1 $265,000 $265,000 $739 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,621 3.13%
Ludington, MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.00%
Warsaw, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,802 3.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $240,000 $120,000 $2,928 2.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,091 3.13%
Coldwater, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,150 4.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,345 2.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,525 2.50%
Angola, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,021 3.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,410 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,657 2.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $1,978 3.00%
Mason City, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,429 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,980 3.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,144 3.13%
Rolla, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,847 3.88%
Marshall, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,004 3.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,088 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,266 2.50%
Crossville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
Associated Bank's top markets include Chicago, Milwaukee, Minneapolis, St. Louis, and Green Bay among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13,458 $5,352,590,000 $397,726 $2,816 2.93%
    HELOC 2,890 $246,000,000 $85,121 n/a 3.77%
    FHA 185 $34,875,000 $188,514 $5,693 2.82%
    VA 151 $36,375,000 $240,894 $3,411 2.80%
    USDA 14 $2,160,000 $154,286 $3,593 2.89%

    For 2021, Associated Bank's most frequently originated type of loan was Conventional, with 13,458 originations. Their 2nd most popular type was HELOC, with 2,890 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,419 $3,349,565,000 $521,820 $3,647 3.05%
    Refi 5,480 $1,509,830,000 $275,516 $2,225 2.88%
    Cash Out Refi 2,686 $638,020,000 $237,535 $2,229 2.93%
    Home Improvement 1,114 $72,380,000 $64,973 $2,825 3.91%
    Other 999 $102,205,000 $102,307 $2,637 3.75%

    For 2021, Associated Bank's most frequently cited loan purpose was Home Purchase, with 6,419 originations. The 2nd most popular reason was Refi, with 5,480 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,377 $3,771,275,000 $304,700 $3,283 3.25%
    15 Year 2,905 $535,885,000 $184,470 $1,916 2.51%
    20 Year 679 $129,825,000 $191,200 $1,939 2.94%
    10 Year 533 $116,055,000 $217,739 $1,864 2.39%
    Other 131 $486,075,000 $3,710,496 $2,041 3.02%
    5 Year 51 $268,325,000 $5,261,275 $0 3.40%
    3 Year 19 $359,425,000 $18,917,105 $0 3.10%
    30+ year 3 $5,135,000 $1,711,667 $5,660 2.96%

    For 2021, Associated Bank's most frequently cited loan duration was 30 Year, with 12,377 originations. The 2nd most popular length was 15 Year, with 2,905 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 10,014 $2,586,070,000 $258,245
    $1k-2k 2,447 $1,196,235,000 $488,858
    $5k+ 305 $212,105,000 $695,426
    $2k-3k 288 $120,590,000 $418,715
    $3k-4k 180 $77,710,000 $431,722
    $4k-5k 96 $50,000,000 $520,833

    Associated Bank's average total fees were $3,283, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,014 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,828 $2,171,810,000 $318,074
    2.5-3% 6,638 $2,623,330,000 $395,199
    <2.5% 2,493 $824,045,000 $330,544
    4-5% 563 $47,835,000 $84,964
    5-6% 130 $4,190,000 $32,231
    6-7% 40 $700,000 $17,500
    7-8% 6 $90,000 $15,000

    During 2021, Associated Bank's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 3-4%, with 6,828 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,640 $828,070,000 $146,821 $2,086 2.92%
    $200k-400k 4,155 $1,129,845,000 $271,924 $2,543 2.94%
    $100,000 or less 3,562 $209,490,000 $58,812 $1,877 3.52%
    $600k-1MM 1,737 $1,311,455,000 $755,012 $5,423 3.09%
    $400k-600k 1,184 $585,820,000 $494,780 $3,553 2.99%
    $1MM+ 420 $1,607,320,000 $3,826,952 $6,351 2.92%

    2021 saw Associated Bank place emphasis on $100k-200k loans with 5,640 originations, totaling $828,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,135 $472,385,000 $150,681 $2,286 3.09%
    $100k-150k 3,111 $690,565,000 $221,975 $2,461 3.09%
    $150k-250k 2,678 $1,038,410,000 $387,756 $3,609 3.08%
    $50k or less 2,471 $318,985,000 $129,091 $2,317 3.12%
    $75k-100k 2,285 $394,255,000 $172,540 $2,308 3.09%
    $250k+ 2,270 $1,508,740,000 $664,643 $4,792 3.02%

    Associated Bank lent most frequently to those with incomes in the $50k-75k range, with 3,135 originations. The second most popular income band? $100k-150k, with 3,111 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,726 $1,272,570,000 $269,270 $2,740 3.04%
    30-36% 3,226 $946,370,000 $293,357 $3,043 3.10%
    <20% 2,366 $620,670,000 $262,329 $2,492 2.90%
    44% 788 $149,450,000 $189,657 $2,923 3.38%
    39% 571 $165,215,000 $289,343 $2,970 3.15%
    37% 543 $148,995,000 $274,392 $2,935 3.18%
    38% 540 $163,980,000 $303,667 $2,935 3.14%
    41% 540 $174,230,000 $322,648 $3,249 3.15%
    40% 536 $160,500,000 $299,440 $3,227 3.14%
    36% 534 $169,500,000 $317,416 $3,222 3.10%
    42% 532 $155,920,000 $293,083 $3,137 3.18%
    43% 471 $111,375,000 $236,465 $2,883 3.23%
    45% 265 $62,485,000 $235,792 $2,860 3.01%
    46% 256 $67,420,000 $263,359 $2,764 2.99%
    49% 196 $50,530,000 $257,806 $2,765 2.93%
    47% 196 $47,470,000 $242,194 $2,631 2.95%
    48% 180 $44,880,000 $249,333 $2,468 2.97%
    50-60% 65 $16,335,000 $251,308 $5,409 2.84%
    >60% 7 $1,675,000 $239,286 $3,175 3.04%

    Associated Bank lent most frequently to those with DTI ratios of 20-30%, with 4,726 originations. The next most common DTI ratio? 30-36%, with 3,226 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,189 $3,803,025,000 $268,026 $2,772 3.07%
    Not applicable 115 $1,132,025,000 $9,843,696 $0 3.27%
    Not provided 1,217 $376,215,000 $309,133 $3,340 3.15%
    Asian 474 $177,200,000 $373,840 $3,592 2.98%
    Black 472 $114,380,000 $242,331 $3,560 3.16%
    Asian Indian 62 $29,810,000 $480,806 $3,656 2.97%
    American Indian 112 $22,820,000 $203,750 $2,793 3.19%
    Other Asian 27 $7,125,000 $263,889 $2,656 2.95%
    Korean 4 $4,020,000 $1,005,000 $5,932 3.09%
    Chinese 4 $1,550,000 $387,500 $3,628 3.44%
    Native Hawaiian or Islander 6 $1,250,000 $208,333 $3,309 3.46%
    5 $865,000 $173,000 $2,081 3.23%
    Filipino 5 $685,000 $137,000 $2,333 3.20%
    Other Pacific Islander 3 $625,000 $208,333 $3,142 3.00%
    Vietnamese 3 $405,000 $135,000 $1,812 3.71%

    Approval Rates

    Total approvals of all applications
    84.17%

    Associated Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.79%

    Associated Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 16,698 $5,672,000,000 $339,681

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    16,698 $5,672,000,000 $339,681

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,758 $559,360,000 $318,180 $1,957 3.18%
    40-60% 2,869 $831,845,000 $289,942 $2,065 2.77%
    60-80% 5,448 $2,219,460,000 $407,390 $2,646 2.98%
    80-100% 5,005 $1,964,455,000 $392,499 $3,628 3.05%
    Over 100% 12 $3,980,000 $331,667 $8,845 2.77%
    Under 20% 1,606 $92,900,000 $57,846 $2,064 3.91%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ASSOCIATED BANC-CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 16.7%
    ASSOCIATED BANC-CORP Conventional home mortgage Incorrect information on your report 1 8.3%
    ASSOCIATED BANC-CORP Conventional home mortgage Struggling to pay mortgage 2 16.7%
    ASSOCIATED BANC-CORP Conventional home mortgage Trouble during payment process 3 25.0%
    ASSOCIATED BANC-CORP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
    ASSOCIATED BANC-CORP FHA mortgage Struggling to pay mortgage 1 8.3%
    ASSOCIATED BANC-CORP FHA mortgage Trouble during payment process 1 8.3%
    ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 8.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Associated Bank, National Association 724 Fifth Avenue Antigo, WI 54409 Full Service B&M $15,181
    Associated Bank, National Association 1 Brewers Way Milwaukee, WI 53214 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1 Junction Drive West Glen Carbon, IL 62034 Full Service B&M $52,009
    Associated Bank, National Association 10 North Lincoln Street Elkhorn, WI 53121 Full Service B&M $155,858
    Associated Bank, National Association 10 West Murdock Street Oshkosh, WI 54901 Full Service B&M $151,517
    Associated Bank, National Association 100 East Washington Street Belleville, IL 62220 Full Service B&M $47,137
    Associated Bank, National Association 100 West Wisconsin Avenue Neenah, WI 54956 Full Service B&M $265,369
    Associated Bank, National Association 101 1st Ave Sw Rochester, MN 55902 Full Service B&M $38,490
    Associated Bank, National Association 101 Park Street New London, WI 54961 Full Service B&M $48,163
    Associated Bank, National Association 102 Main Street Lodi, WI 53555 Full Service B&M $94,545
    Associated Bank, National Association 1025 Lombardi Ave Green Bay, WI 54304 Full Service B&M $545
    Associated Bank, National Association 1035 Main Street Oconto, WI 54153 Full Service B&M $35,524
    Associated Bank, National Association 104 East Pine Street Eagle River, WI 54521 Full Service B&M $47,023
    Associated Bank, National Association 104 Homer M. Adams Parkway Alton, IL 62002 Full Service B&M $42,718
    Associated Bank, National Association 10440 Townline Road Sister Bay, WI 54234 Full Service B&M $54,147
    Associated Bank, National Association 105 East State Street Hamel, IL 62046 Full Service B&M $56,739
    Associated Bank, National Association 1050 Milwaukee Avenue Burlington, WI 53105 Full Service B&M $76,608
    Associated Bank, National Association 10562 Kansas Avenue Hayward, WI 54843 Full Service B&M $63,948
    Associated Bank, National Association 106 South Main Street Jefferson, WI 53549 Full Service B&M $42,159
    Associated Bank, National Association 10701 West National Avenue West Allis, WI 53227 Full Service B&M $184,270
    Associated Bank, National Association 10708 West Janesville Road Hales Corners, WI 53130 Full Service B&M $132,576
    Associated Bank, National Association 109 East Doty Avenue Neenah, WI 54956 Limited, Drive-thru $0
    Associated Bank, National Association 10910 Main Street Richmond, IL 60071 Full Service B&M $36,303
    Associated Bank, National Association 1107 Regis Court Eau Claire, WI 54701 Full Service B&M $117,764
    Associated Bank, National Association 111 Tower Drive Columbus, WI 53925 Full Service B&M $52,641
    Associated Bank, National Association 1121 Franklin Street Manitowoc, WI 54220 Full Service B&M $121,210
    Associated Bank, National Association 11223 N Port Washington Road Mequon, WI 53092 Full Service B&M $134,847
    Associated Bank, National Association 115 South Elm Street Staunton, IL 62088 Full Service B&M $119,218
    Associated Bank, National Association 1156 4th Avenue South Park Falls, WI 54552 Full Service B&M $22,497
    Associated Bank, National Association 117 King Street Stoughton, WI 53589 Full Service B&M $97,248
    Associated Bank, National Association 118 Business 141 Coleman, WI 54112 Full Service B&M $66,086
    Associated Bank, National Association 1195 North Casaloma Drive Appleton, WI 54913 Full Service B&M $74,012
    Associated Bank, National Association 1203 17th Avenue Bloomer, WI 54724 Full Service B&M $34,432
    Associated Bank, National Association 1217 North Taylor Drive Sheboygan, WI 53081 Full Service B&M $264,078
    Associated Bank, National Association 123 East Main Street Wautoma, WI 54982 Full Service B&M $56,444
    Associated Bank, National Association 124 W Main St Winneconne, WI 54986 Full Service B&M $28,356
    Associated Bank, National Association 1270 West Sunset Drive Waukesha, WI 53189 Full Service B&M $188,347
    Associated Bank, National Association 1270 Yankee Doodle Road Eagan, MN 55121 Full Service B&M $110,558
    Associated Bank, National Association 129 East Division Street Shawano, WI 54166 Full Service B&M $133,197
    Associated Bank, National Association 1301 N Martin Luther King Jr. Drive Milwaukee, WI 53212 Full Service B&M $52,418
    Associated Bank, National Association 1301 Waukegan Road Glenview, IL 60025 Full Service B&M $80,951
    Associated Bank, National Association 1305 Main Street Stevens Point, WI 54481 Limited, Administrative $0
    Associated Bank, National Association 1312 Wisconsin Street Hudson, WI 54016 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1313 Delany Road Gurnee, IL 60031 Full Service B&M $27,514
    Associated Bank, National Association 1325 Church Street Stevens Point, WI 54481 Full Service B&M $112,032
    Associated Bank, National Association 1332 Egg Harbor Road Sturgeon Bay, WI 54235 Limited, Drive-thru $0
    Associated Bank, National Association 134 North Main Street Oconto Falls, WI 54154 Full Service B&M $59,778
    Associated Bank, National Association 135 County Highway W Manitowish Waters, WI 54545 Full Service B&M $39,686
    Associated Bank, National Association 1400 Capitol Drive Pewaukee, WI 53072 Full Service B&M $88,768
    Associated Bank, National Association 1456 Summit Avenue Oconomowoc, WI 53066 Full Service B&M $81,217
    Associated Bank, National Association 1482 West Mason Street Green Bay, WI 54303 Full Service B&M $66,387
    Associated Bank, National Association 15665 West National Avenue New Berlin, WI 53151 Full Service B&M $126,904
    Associated Bank, National Association 1594 East Sumner Street Hartford, WI 53027 Full Service B&M $62,705
    Associated Bank, National Association 16 North Spring Street Elgin, IL 60120 Full Service B&M $42,439
    Associated Bank, National Association 160 E. Pulaski St Pulaski, WI 54162 Full Service B&M $50,482
    Associated Bank, National Association 160 Medford Plaza Medford, WI 54451 Full Service Retail $32,516
    Associated Bank, National Association 1603 Monroe Street Madison, WI 53711 Full Service B&M $120,625
    Associated Bank, National Association 1612 Belknap Street Superior, WI 54880 Full Service B&M $16,634
    Associated Bank, National Association 1617 North Central Avenue Marshfield, WI 54449 Full Service Retail $44,414
    Associated Bank, National Association 1660 11th Avenue Baldwin, WI 54002 Full Service B&M $55,370
    Associated Bank, National Association 17100 W Capitol Dr Brookfield, WI 53005 Full Service B&M $53,215
    Associated Bank, National Association 17595 West Bluemound Road Brookfield, WI 53045 Full Service B&M $159,668
    Associated Bank, National Association 1763 West Howard Avenue Chicago, IL 60626 Full Service Retail $11,710
    Associated Bank, National Association 1765 W 20th Ave Oshkosh, WI 54902 Full Service B&M $109,868
    Associated Bank, National Association 180 West Virginia Street Crystal Lake, IL 60014 Full Service B&M $99,432
    Associated Bank, National Association 1801 Riverside Drive Minneapolis, MN 55454 Full Service B&M $44,178
    Associated Bank, National Association 1835 Radio Drive Woodbury, MN 55125 Full Service B&M $110,433
    Associated Bank, National Association 1870 N Perryville Road Rockford, IL 61107 Full Service B&M $118,284
    Associated Bank, National Association 1985 Commerce Dr Nw Rochester, MN 55901 Full Service B&M $36,435
    Associated Bank, National Association 200 East Randolph Drive Chicago, IL 60601 Full Service B&M $663,340
    Associated Bank, National Association 200 North Adams Street Green Bay, WI 54301 Full Service B&M $2,449,663
    Associated Bank, National Association 200 West Bartlett Avenue Bartlett, IL 60103 Full Service B&M $41,565
    Associated Bank, National Association 2001 Coulee Road Hudson, WI 54016 Full Service B&M $98,207
    Associated Bank, National Association 2001 Larkin Avenue Elgin, IL 60123 Full Service B&M $50,919
    Associated Bank, National Association 2001 Londonderry Drive Madison, WI 53704 Full Service B&M $45,784
    Associated Bank, National Association 2001 South Webster Avenue Green Bay, WI 54301 Full Service B&M $97,562
    Associated Bank, National Association 201 Marcou Road Onalaska, WI 54650 Full Service B&M $122,997
    Associated Bank, National Association 201 Park Avenue Beaver Dam, WI 53916 Full Service B&M $63,044
    Associated Bank, National Association 2010 Stewart Avenue Wausau, WI 54401 Full Service B&M $292,508
    Associated Bank, National Association 202 Snelling Avenue Saint Paul, MN 55104 Full Service B&M $682,839
    Associated Bank, National Association 2030 Wisconsin Avenue Grafton, WI 53024 Full Service B&M $108,262
    Associated Bank, National Association 205 4th Street N La Crosse, WI 54601 Full Service B&M $499,266
    Associated Bank, National Association 205 E 4th St Kaukauna, WI 54130 Full Service B&M $48,314
    Associated Bank, National Association 206 North Wisconsin Street De Pere, WI 54115 Full Service B&M $156,225
    Associated Bank, National Association 206 South Broadway Rochester, MN 55904 Full Service B&M $34,460
    Associated Bank, National Association 2060 South Robert Street West Saint Paul, MN 55118 Full Service B&M $96,217
    Associated Bank, National Association 208 Oak Creek Plaza Mundelein, IL 60060 Full Service B&M $38,162
    Associated Bank, National Association 208 Steele Street Algoma, WI 54201 Full Service B&M $25,581
    Associated Bank, National Association 210 South Lake Avenue Crandon, WI 54520 Full Service B&M $43,416
    Associated Bank, National Association 213 North Lake Avenue Twin Lakes, WI 53181 Full Service B&M $67,911
    Associated Bank, National Association 2151 S 42nd Street Manitowoc, WI 54220 Full Service Retail $57,614
    Associated Bank, National Association 217 North Milwaukee Street Waterford, WI 53185 Full Service B&M $82,549
    Associated Bank, National Association 217 West Washington Street Millstadt, IL 62260 Full Service B&M $33,651
    Associated Bank, National Association 218 East Central Ave Benld, IL 62009 Full Service B&M $30,839
    Associated Bank, National Association 219 Center Street Whitewater, WI 53190 Full Service B&M $58,090
    Associated Bank, National Association 2200 Crestview Drive Hudson, WI 54016 Full Service B&M $111,995
    Associated Bank, National Association 2201 Roosevelt Road Marinette, WI 54143 Full Service B&M $52,218
    Associated Bank, National Association 221 4th Avenue West Ashland, WI 54806 Full Service B&M $74,651
    Associated Bank, National Association 222 East Wisconsin Street Portage, WI 53901 Full Service B&M $160,446
    Associated Bank, National Association 222 North Wisconsin Street Port Washington, WI 53074 Full Service B&M $96,790
    Associated Bank, National Association 2241 East Main Street, Suite A Green Bay, WI 54302 Full Service B&M $137,061
    Associated Bank, National Association 2262 University Avenue Green Bay, WI 54302 Full Service B&M $83,597
    Associated Bank, National Association 227 West Wisconsin Avenue Tomahawk, WI 54487 Full Service B&M $33,838
    Associated Bank, National Association 2348 Lineville Road Suamico, WI 54313 Full Service Retail $70,541
    Associated Bank, National Association 2357 S. Oneida St. Green Bay, WI 54304 Full Service B&M $102,886
    Associated Bank, National Association 238 North Main Street Columbia, IL 62236 Full Service B&M $48,613
    Associated Bank, National Association 2403 East Main Street Merrill, WI 54452 Full Service B&M $30,469
    Associated Bank, National Association 2415 Westowne Avenue, Suite A Oshkosh, WI 54904 Full Service Retail $46,320
    Associated Bank, National Association 2420 Allen Boulevard Middleton, WI 53562 Full Service B&M $70,339
    Associated Bank, National Association 2424 W. Mason St. Green Bay, WI 54303 Full Service B&M $61,361
    Associated Bank, National Association 250 East Wisconsin Avenue Milwaukee, WI 53202 Full Service B&M $2,719,778
    Associated Bank, National Association 2500 State Rd La Crosse, WI 54601 Full Service Retail $69,597
    Associated Bank, National Association 2534 A Steffens Court Green Bay, WI 54311 Full Service Retail $61,975
    Associated Bank, National Association 2590 North Downer Avenue Milwaukee, WI 53211 Full Service B&M $76,865
    Associated Bank, National Association 2613 North Clairemont Avenue Eau Claire, WI 54703 Full Service Retail $26,262
    Associated Bank, National Association 2623 N Center Street Maryville, IL 62062 Full Service B&M $41,055
    Associated Bank, National Association 2645 North Mayfair Road Wauwatosa, WI 53226 Full Service B&M $139,515
    Associated Bank, National Association 2655 Campus Drive Plymouth, MN 55441 Full Service B&M $52,799
    Associated Bank, National Association 269 S. Century Avenue Waunakee, WI 53597 Full Service B&M $69,687
    Associated Bank, National Association 2701 North Richmond Street Appleton, WI 54911 Full Service B&M $272,191
    Associated Bank, National Association 2720 11th Street Rockford, IL 61109 Full Service Retail $23,218
    Associated Bank, National Association 2720 North Lexington Drive Janesville, WI 53545 Full Service B&M $268,497
    Associated Bank, National Association 2722 Eddy Lane Eau Claire, WI 54701 Full Service B&M $37,575
    Associated Bank, National Association 2727 Post Road Plover, WI 54467 Full Service B&M $59,825
    Associated Bank, National Association 2812 Mall Drive Eau Claire, WI 54701 Full Service B&M $81,097
    Associated Bank, National Association 2815 North Grandview Boulevard Pewaukee, WI 53072 Full Service B&M $75,036
    Associated Bank, National Association 2815 South Chicago Avenue South Milwaukee, WI 53172 Full Service B&M $43,436
    Associated Bank, National Association 2850 Pioneer Ave Rice Lake, WI 54868 Full Service B&M $33,849
    Associated Bank, National Association 2999 West County Road 42, Suite 130 Burnsville, MN 55306 Full Service B&M $52,145
    Associated Bank, National Association 300 East Washington Street Slinger, WI 53086 Full Service B&M $75,970
    Associated Bank, National Association 300 N La Salle Drive Chicago, IL 60654 Full Service B&M $184,849
    Associated Bank, National Association 300 North Mclean Boulevard South Elgin, IL 60177 Full Service B&M $87,801
    Associated Bank, National Association 3002 Fish Hatchery Rd. Fitchburg, WI 53713 Full Service B&M $110,065
    Associated Bank, National Association 301 West Galena Boulevard Aurora, IL 60506 Full Service B&M $82,952
    Associated Bank, National Association 304 Bargraves Blvd Troy, IL 62294 Full Service B&M $20,408
    Associated Bank, National Association 304 Lincoln Rhinelander, WI 54501 Full Service B&M $181,976
    Associated Bank, National Association 305 Hwy, 141 Crivitz, WI 54114 Full Service B&M $51,996
    Associated Bank, National Association 307 Second Street Hudson, WI 54016 Full Service B&M $77,111
    Associated Bank, National Association 310 Silver Street Hurley, WI 54534 Full Service B&M $38,756
    Associated Bank, National Association 3124 North Lewis Avenue Waukegan, IL 60085 Full Service B&M $36,398
    Associated Bank, National Association 319 East Grand Avenue Eau Claire, WI 54701 Full Service B&M $15,243
    Associated Bank, National Association 326 Missouri Avenue East St. Louis, IL 62201 Full Service B&M $101,979
    Associated Bank, National Association 3333 North Rockton Avenue Rockford, IL 61103 Full Service B&M $68,793
    Associated Bank, National Association 3432 South 27th Street Milwaukee, WI 53215 Full Service B&M $70,781
    Associated Bank, National Association 34354 North Highway 45 Third Lake, IL 60030 Full Service B&M $28,916
    Associated Bank, National Association 35 W Columbia St Chippewa Falls, WI 54729 Full Service B&M $53,635
    Associated Bank, National Association 3501 Veterans Avenue Suamico, WI 54173 Full Service B&M $52,342
    Associated Bank, National Association 369 Cardinal Lane Green Bay, WI 54313 Full Service B&M $415,185
    Associated Bank, National Association 3719 South Kinnickinnic Avenue Saint Francis, WI 53235 Full Service B&M $82,373
    Associated Bank, National Association 3847 S Howell Ave Milwaukee, WI 53207 Full Service B&M $44,308
    Associated Bank, National Association 38860 10th Avenue North Branch, MN 55056 Full Service B&M $98,987
    Associated Bank, National Association 400 Scott Street Wausau, WI 54403 Full Service B&M $83,582
    Associated Bank, National Association 400 South Chestnut Avenue Marshfield, WI 54449 Full Service B&M $288,378
    Associated Bank, National Association 403 W 4th St Red Wing, MN 55066 Full Service B&M $114,107
    Associated Bank, National Association 420 East Main Street Ellsworth, WI 54011 Full Service B&M $78,339
    Associated Bank, National Association 430 East Silver Spring Drive Whitefish Bay, WI 53217 Full Service B&M $129,268
    Associated Bank, National Association 4400 Center Terrace Rockford, IL 61108 Full Service B&M $93,883
    Associated Bank, National Association 4402 E Towne Blvd Madison, WI 53704 Full Service B&M $48,443
    Associated Bank, National Association 4407 Cottage Grove Road Madison, WI 53716 Full Service B&M $123,431
    Associated Bank, National Association 450 North Holmen Drive Holmen, WI 54636 Full Service B&M $50,214
    Associated Bank, National Association 4811 South 76th Street Greenfield, WI 53220 Full Service B&M $176,239
    Associated Bank, National Association 4812 W Burleigh St Milwaukee, WI 53210 Full Service B&M $8,940
    Associated Bank, National Association 501 South Webb Street Wittenberg, WI 54499 Full Service B&M $33,913
    Associated Bank, National Association 509 Grand Ave Neillsville, WI 54456 Full Service B&M $40,083
    Associated Bank, National Association 514 Fremont Street Kiel, WI 53042 Full Service B&M $61,747
    Associated Bank, National Association 5170 W Rawson Ave Franklin, WI 53132 Full Service B&M $73,951
    Associated Bank, National Association 5200 North Central Avenue Chicago, IL 60630 Full Service B&M $225,605
    Associated Bank, National Association 5205 Washington Ave Racine, WI 53406 Full Service B&M $20,528
    Associated Bank, National Association 5211 Alderson Street Schofield, WI 54476 Full Service B&M $45,682
    Associated Bank, National Association 5220 Farwell Street Mcfarland, WI 53558 Full Service B&M $58,076
    Associated Bank, National Association 525 W Monroe St Chicago, IL 60661 Full Service B&M $1,414,763
    Associated Bank, National Association 5260 N. Us 51 Mercer, WI 54547 Full Service B&M $43,708
    Associated Bank, National Association 5292 Second Avenue Pittsville, WI 54466 Full Service B&M $35,339
    Associated Bank, National Association 530 West Highway 153 Mosinee, WI 54455 Full Service Retail $21,538
    Associated Bank, National Association 5350 West Fond Du Lac Avenue Milwaukee, WI 53216 Full Service B&M $23,363
    Associated Bank, National Association 5353 Wayzata Boulevard St. Louis Park, MN 55416 Full Service B&M $400,542
    Associated Bank, National Association 5439 Durand Avenue Racine, WI 53406 Full Service B&M $26,199
    Associated Bank, National Association 5453 Park Street, Hwy M Boulder Junction, WI 54512 Full Service B&M $32,627
    Associated Bank, National Association 5597 Highway Ten East Stevens Point, WI 54481 Full Service B&M $71,838
    Associated Bank, National Association 56 East Irving Park Road Roselle, IL 60172 Full Service B&M $193,769
    Associated Bank, National Association 57 North Third Avenue Sturgeon Bay, WI 54235 Full Service B&M $143,718
    Associated Bank, National Association 600 Main Street Watertown, WI 53094 Full Service B&M $87,949
    Associated Bank, National Association 602 Henry Avenue Beloit, WI 53511 Full Service B&M $76,232
    Associated Bank, National Association 612 North Main Street Rockford, IL 61103 Full Service B&M $452,380
    Associated Bank, National Association 622 Roosevelt Road Machesney Park, IL 61115 Full Service B&M $99,164
    Associated Bank, National Association 6355 North Central Avenue Chicago, IL 60646 Full Service B&M $57,915
    Associated Bank, National Association 6419 S Green Bay Rd Kenosha, WI 53144 Full Service Retail $43,154
    Associated Bank, National Association 647 S Green Bay Road Neenah, WI 54956 Full Service Retail $53,953
    Associated Bank, National Association 6550 North Illinois Street Fairview Heights, IL 62208 Full Service B&M $107,219
    Associated Bank, National Association 658 South Grand Avenue Sun Prairie, WI 53590 Full Service B&M $140,469
    Associated Bank, National Association 6655a Mckee Road Madison, WI 53719 Full Service Retail $69,993
    Associated Bank, National Association 6745 North Port Washington Road Glendale, WI 53217 Full Service B&M $62,632
    Associated Bank, National Association 6902 W Main St Belleville, IL 62223 Full Service B&M $50,178
    Associated Bank, National Association 7001 Bass Lake Road New Hope, MN 55428 Full Service B&M $68,558
    Associated Bank, National Association 704 Texas Street Bethalto, IL 62010 Full Service B&M $95,340
    Associated Bank, National Association 707 North Rochester Mukwonago, WI 53149 Full Service B&M $145,361
    Associated Bank, National Association 711 Grand Avenue Wisconsin Rapids, WI 54495 Full Service B&M $50,844
    Associated Bank, National Association 715 West Paradise Drive West Bend, WI 53095 Full Service B&M $86,438
    Associated Bank, National Association 717 Main Street Menomonie, WI 54751 Full Service B&M $30,985
    Associated Bank, National Association 728 Williams Street Lake Geneva, WI 53147 Full Service Retail $45,708
    Associated Bank, National Association 733 Marquette Avenue Minneapolis, MN 55402 Full Service B&M $159,841
    Associated Bank, National Association 743 East 47th Street Chicago, IL 60653 Full Service B&M $11,705
    Associated Bank, National Association 749 Main Ave De Pere, WI 54115 Full Service B&M $125,309
    Associated Bank, National Association 750 Viking Drive Reedsburg, WI 53959 Full Service B&M $86,637
    Associated Bank, National Association 7533 Egan Drive Savage, MN 55378 Full Service B&M $43,694
    Associated Bank, National Association 7675 Miller Road Carpentersville, IL 60110 Full Service B&M $17,778
    Associated Bank, National Association 7722 Mineral Point Rd Madison, WI 53717 Full Service B&M $396,768
    Associated Bank, National Association 7760 France Avenue South Bloomington, MN 55435 Full Service B&M $103,400
    Associated Bank, National Association 7900 West Brown Deer Road Milwaukee, WI 53223 Full Service B&M $47,952
    Associated Bank, National Association 793 16th Street Sw Rochester, MN 55902 Full Service B&M $64,551
    Associated Bank, National Association 7940 S 6th St Oak Creek, WI 53154 Full Service Retail $64,682
    Associated Bank, National Association 801 West Main Street Mount Olive, IL 62069 Full Service B&M $42,570
    Associated Bank, National Association 8050 West Capitol Drive Milwaukee, WI 53222 Full Service B&M $23,190
    Associated Bank, National Association 815 North Water St Milwaukee, WI 53202 Limited, Drive-thru $0
    Associated Bank, National Association 825 North Main Viroqua, WI 54665 Full Service B&M $40,054
    Associated Bank, National Association 828 East Washington Avenue Madison, WI 53703 Full Service B&M $420,047
    Associated Bank, National Association 829 West Mitchell Street Milwaukee, WI 53204 Full Service B&M $26,629
    Associated Bank, National Association 8683 Highway 51 N Minocqua, WI 54548 Full Service B&M $122,850
    Associated Bank, National Association 888 South Main Street Fond Du Lac, WI 54935 Full Service B&M $79,500
    Associated Bank, National Association 9325 Upland Lane Maple Grove, MN 55369 Full Service B&M $41,859
    Associated Bank, National Association N112 W16330 Mequon Road Germantown, WI 53022 Full Service B&M $103,425
    Associated Bank, National Association N49 W35876 Wisconsin Avenue Oconomowoc, WI 53066 Full Service B&M $98,980
    Associated Bank, National Association N64 W23710 Main Street Sussex, WI 53089 Full Service B&M $126,549
    Associated Bank, National Association N88 W15491 Main Street Menomonee Falls, WI 53051 Full Service B&M $135,514
    Associated Bank, National Association S76 W17655 Janesville Road Muskego, WI 53150 Full Service B&M $92,946
    Associated Bank, National Association W156 N5575 Pilgrim Road Menomonee Falls, WI 53051 Full Service B&M $85,895
    Associated Bank, National Association W180n 7890 Town Hall Road Menomonee Falls, WI 53051 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association W3122 County Road Kk Appleton, WI 54915 Full Service B&M $197,636
    Associated Bank, National Association W6606a Highway 23 Fond Du Lac, WI 54937 Full Service B&M $31,628

    For 2021, Associated Bank had 229 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $798,189
    Net interest income $733,545
    Total noninterest income $334,366
    Gross Fiduciary activities income $66,782
    Service charges on deposit accounts $64,406
    Trading account gains and fees $20,128
    Additional Noninterest Income $183,050
    Pre-tax net operating income $450,546
    Securities gains (or losses, -) $103
    Income before extraordinary items $361,198
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $361,198
    Minority interest net income $0
    Net income $361,198
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $361,115

    Associated Bank's gross interest income from loans was $798,189,000.
    Associated Bank's net interest income from loans was $733,545,000.
    Associated Bank's fee based income from loans was $64,406,000.
    Associated Bank's net income from loans was $361,198,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $64,644
    Provision for credit losses $-88,011
    Total noninterest expense $705,376
    Salaries and employee benefits $426,687
    Premises and equipment expense $84,617
    Additional noninterest expense $194,072
    Applicable income taxes $89,451
    Net charge-offs $23,687
    Cash dividends $390,000

    Associated Bank's interest expense for loans was $64,644,000.
    Associated Bank's payroll and benefits expense were $426,687,000.
    Associated Bank's property, plant and equipment expenses $84,617,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.7%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 2.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $28,504,173
    Deposits held in domestic offices $28,504,173
    Deposits by Individuals, partnerships, and corporations $25,370,732
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,474,987
    Deposits by Commercial banks and other depository institutions in U.S. $658,454
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $4,144,217
    Demand deposits $3,417,835
    Nontransaction accounts $24,359,956
    Money market deposit accounts (MMDAs) $7,205,854
    Other savings deposits (excluding MMDAs) $15,806,840
    Total time deposits $1,347,262
    Total time and savings deposits $25,086,338
    Noninterest-bearing deposits $8,521,077
    Interest-bearing deposits $19,983,096
    Retail deposits $27,521,114
    IRAs and Keogh plan accounts $369,405
    Brokered deposits $767,959
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $35,057,609
    Cash & Balances due from depository institutions $1,025,515
    Interest-bearing balances $681,684
    Total securities $6,575,437
    Federal funds sold & reverse repurchase $0
    Net loans and leases $24,081,572
    Loan and leases loss allowance $280,015
    Trading account assets $86,923
    Bank premises and fixed assets $385,315
    Other real estate owned $29,619
    Goodwill and other intangibles $1,207,512
    All other assets $1,665,716

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $35,057,609
    Total Liabilities $31,104,148
    Total deposits $28,504,173
    Interest-bearing deposits $19,983,096
    Deposits held in domestic offices $28,504,173
    % insured (estimated) $55
    Federal funds purchased and repurchase agreements $319,532
    Trading liabilities $19,421
    Other borrowed funds $1,906,210
    Subordinated debt $0
    All other liabilities $354,812

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $24,081,572
    Loan and leases loss allowance $280,015
    Total loans and leases (domestic) $24,361,587
    All real estate loans $15,464,433
    Real estate loans in domestic offices $15,464,433
    Construction and development loans $1,808,976
    Residential 1-4 family construction $380,160
    Other construction, all land development and other land $1,428,816
    Loans secured by nonfarm nonresidential properties $3,943,910
    Nonfarm nonresidential secured by owner-occupied properties $971,326
    Commercial real estate & other non-farm, non-residential $2,972,584
    Multifamily residential real estate $1,405,264
    1-4 family residential loans $8,299,563
    Farmland loans $6,720
    Loans held in foreign offices $0
    Farm loans $14,381
    Commercial and industrial loans $5,462,803
    To non-U.S. addressees $138,394
    Loans to individuals $444,768
    Credit card loans $113,499
    Related Plans $69,069
    Consumer Auto Loans $143,045
    Other loans to individuals $119,155
    All other loans & leases $2,975,202
    Loans to foreign governments and official institutions $0
    Other loans $2,804,067
    Loans to depository institutions and acceptances of other banks $2
    Loans not secured by real estate $2,324,961
    Loans secured by real estate to non-U.S. addressees $23
    Restructured Loans & leases $40,763
    Non 1-4 family restructured loans & leases $22,975
    Total loans and leases (foreign) $0

    Associated Bank had $24,081,572,000 of loans outstanding in 2021. $15,464,433,000 of loans were in real estate loans. $1,808,976,000 of loans were in development loans. $1,405,264,000 of loans were in multifamily mortgage loans. $8,299,563,000 of loans were in 1-4 family mortgage loans. $14,381,000 of loans were in farm loans. $113,499,000 of loans were in credit card loans. $143,045,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 962 $272,384 $283,143
    Nonfarm, nonresidential loans - <$100k 156 $6,862 $43,987
    Nonfarm, nonresidential loans - $100-250k 287 $35,834 $124,857
    Nonfarm, nonresidential loans - $250k-1MM 519 $229,688 $442,559
    Commercial & Industrial, US addressed loans - <$1MM 10,420 $211,305 $20,279
    Commercial & Industrial, US addressed loans - <$100k 9,689 $48,870 $5,044
    Commercial & Industrial, US addressed loans - $100-250k 341 $33,994 $99,689
    Commercial & Industrial, US addressed loans - $250k-1MM 390 $128,441 $329,336
    Farmland loans - <$1MM 37 $3,928 $106,162
    Farmland loans - <$100k 15 $479 $31,933
    Farmland loans - $100-250k 16 $1,606 $100,375
    Farmland loans - $250k-1MM 6 $1,843 $307,167
    Agriculture operations loans - <$1MM 16 $1,069 $66,813
    Agriculture operations loans - <$100k 13 $282 $21,692
    Agriculture operations loans - $250k-1MM 3 $787 $262,333