Associated Bank Mortgage Rates, Fees & Info

Green Bay, WI

LEI: ZF85QS7OXKPBG52R7N18

Tax ID: 39-1941673

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Mortgage Data

Bank Data

Review & Overview

Associated Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Associated Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Milwaukee, Minneapolis, Green Bay, and St. Louis among others. We have data for 139 markets. (Some data included below & more in-depth data is available with an active subscription.)

Associated Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Associated Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.58% 4/21/24
30 Year Conventional Purchase 6.70% 4/21/24
30 Year Conventional Refi 6.52% 4/21/24
30 Year Cash-out Refi 6.66% 4/21/24
30 Year FHA Purchase 7.21% 4/21/24
30 Year FHA Refi 6.72% 4/21/24
30 Year VA Purchase 6.17% 4/21/24
30 Year VA Refi 5.97% 4/21/24
30 Year USDA Purchase 6.69% 4/21/24
15 Year Conventional Purchase 5.92% 4/21/24
15 Year Conventional Refi 5.91% 4/21/24
15 Year Cash-out Refi 5.91% 4/21/24
15 Year FHA Purchase 7.03% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Associated Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Associated Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,670

Origination Dollar Volume (All Markets)

$3,748,340,000

Employee count

4,669 Show all (61) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,457 $1,132,065,000 $460,751 $4,069 4.06%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2,420 $610,230,000 $252,161 $2,092 4.51%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,342 $410,930,000 $306,207 $3,393 4.49%
GREEN BAY, WI (FHA|USDA|VA) 1,230 $190,750,000 $155,081 $1,936 4.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 446 $171,910,000 $385,448 $3,452 4.26%
Outside of Metro Areas 1,170 $167,730,000 $143,359 $2,229 4.72%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 253 $109,565,000 $433,063 $5,880 3.89%
MADISON, WI (FHA|USDA|VA) 615 $108,695,000 $176,740 $2,190 4.70%
APPLETON, WI (FHA|USDA|VA) 509 $87,665,000 $172,230 $1,981 4.60%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 352 $58,470,000 $166,108 $2,004 4.58%
RACINE, WI (FHA|USDA|VA) 285 $44,195,000 $155,070 $2,181 4.39%
FOND DU LAC, WI (FHA|USDA|VA) 190 $41,470,000 $218,263 $1,970 4.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 214 $38,960,000 $182,056 $1,926 4.86%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 322 $36,680,000 $113,913 $2,158 4.77%
EAU CLAIRE, WI (FHA|USDA|VA) 285 $35,595,000 $124,895 $2,133 4.96%
WAUSAU-WESTON, WI (FHA|USDA|VA) 253 $31,395,000 $124,091 $1,994 4.85%
Whitewater, WI (FHA|USDA|VA) 164 $26,080,000 $159,024 $2,017 5.08%
SHEBOYGAN, WI (FHA|USDA|VA) 159 $23,905,000 $150,346 $1,863 4.45%
PEORIA, IL (FHA|USDA|VA) 174 $23,870,000 $137,184 $2,121 4.74%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 63 $22,525,000 $357,540 $2,657 4.09%
COLUMBUS, OH (FHA|USDA|VA) 32 $21,000,000 $656,250 $4,089 3.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $20,405,000 $20,405,000 $0 3.34%
Stevens Point, WI (FHA|USDA|VA) 146 $18,130,000 $124,178 $1,844 4.74%
ROCHESTER, MN (FHA|USDA|VA) 102 $17,770,000 $174,216 $3,066 4.61%
ROCKFORD, IL (FHA|USDA|VA) 217 $17,415,000 $80,253 $2,398 4.92%
Manitowoc, WI (FHA|USDA|VA) 128 $16,810,000 $131,328 $1,892 4.68%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 129 $16,335,000 $126,628 $1,895 4.65%
Marinette, WI-MI (FHA|USDA|VA) 143 $15,965,000 $111,643 $1,824 4.64%
SPRINGFIELD, MO (FHA|USDA|VA) 53 $14,265,000 $269,151 $2,249 4.07%
Beaver Dam, WI (FHA|USDA|VA) 105 $13,575,000 $129,286 $1,826 4.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $13,205,000 $574,130 $3,322 3.99%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 79 $13,175,000 $166,772 $2,379 4.71%
DULUTH, MN-WI (FHA|USDA|VA) 18 $12,000,000 $666,667 $3,056 4.44%
Shawano, WI (FHA|USDA|VA) 111 $11,855,000 $106,802 $1,955 5.09%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 24 $8,050,000 $335,417 $2,752 4.08%
Brainerd, MN (FHA|USDA|VA) 10 $7,760,000 $776,000 $5,277 4.21%
ANN ARBOR, MI (FHA|USDA|VA) 17 $7,705,000 $453,235 $4,826 3.87%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $7,355,000 $2,451,667 $2,237 4.30%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 14 $7,290,000 $520,714 $2,638 3.94%
BISMARCK, ND (FHA|USDA|VA) 2 $7,070,000 $3,535,000 $0 4.65%
Red Wing, MN (FHA|USDA|VA) 42 $5,670,000 $135,000 $2,717 5.00%
RAPID CITY, SD (FHA|USDA|VA) 2 $5,370,000 $2,685,000 $0 4.46%
Menomonie, WI (FHA|USDA|VA) 36 $5,090,000 $141,389 $2,076 4.45%
Garden City, KS (FHA|USDA|VA) 1 $4,825,000 $4,825,000 $0 4.42%
Baraboo, WI (FHA|USDA|VA) 51 $4,735,000 $92,843 $1,912 5.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $4,155,000 $461,667 $7,317 3.60%
IOWA CITY, IA (FHA|USDA|VA) 14 $4,120,000 $294,286 $947 3.69%
Liberal, KS (FHA|USDA|VA) 2 $4,080,000 $2,040,000 $0 4.36%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $3,885,000 $3,885,000 $0 4.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $3,120,000 $520,000 $3,415 4.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $2,755,000 $2,755,000 $0 4.65%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,690,000 $269,000 $3,512 4.41%
Traverse City, MI (FHA|USDA|VA) 6 $2,310,000 $385,000 $4,128 4.25%
NILES, MI (FHA|USDA|VA) 4 $2,070,000 $517,500 $3,447 3.78%
FORT WAYNE, IN (FHA|USDA|VA) 11 $2,065,000 $187,727 $1,791 4.16%
CEDAR RAPIDS, IA (FHA|USDA|VA) 10 $1,730,000 $173,000 $1,303 3.60%
Minot, ND (FHA|USDA|VA) 1 $1,575,000 $1,575,000 $0 4.65%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $1,550,000 $155,000 $2,561 4.19%
Alexandria, MN (FHA|USDA|VA) 4 $1,500,000 $375,000 $4,634 4.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,391 4.33%
Holland, MI (FHA|USDA|VA) 1 $1,435,000 $1,435,000 $19,801 3.13%
Yankton, SD (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $0 4.74%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $0 4.31%
TOLEDO, OH (FHA|USDA|VA) 3 $1,315,000 $438,333 $4,526 4.04%
Key West, FL (FHA|USDA|VA) 2 $1,250,000 $625,000 $6,697 3.56%
COLUMBIA, MO (FHA|USDA|VA) 2 $1,220,000 $610,000 $2,902 4.06%
Spirit Lake, IA (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,803 4.06%
AMES, IA (FHA|USDA|VA) 3 $1,125,000 $375,000 $2,240 3.92%
Marquette, MI (FHA|USDA|VA) 10 $1,100,000 $110,000 $1,780 4.00%
Mitchell, SD (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $0 4.73%
MANKATO, MN (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,340 3.46%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $1,532 4.33%
FLINT, MI (FHA|USDA|VA) 2 $970,000 $485,000 $5,856 3.94%
Platteville, WI (FHA|USDA|VA) 12 $970,000 $80,833 $1,710 4.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $965,000 $321,667 $3,517 3.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 6 $940,000 $156,667 $1,868 4.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $925,000 $308,333 $2,368 3.71%
Houghton, MI (FHA|USDA|VA) 5 $825,000 $165,000 $2,222 4.80%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $825,000 $825,000 $4,874 3.50%
DUBUQUE, IA (FHA|USDA|VA) 2 $820,000 $410,000 $2,438 3.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $785,000 $157,000 $2,679 3.95%
TUCSON, AZ (FHA|USDA|VA) 3 $765,000 $255,000 $3,051 3.71%
Grand Rapids, MN (FHA|USDA|VA) 2 $760,000 $380,000 $3,570 3.88%
LOUISVILLE, KY (FHA|USDA|VA) 2 $710,000 $355,000 $2,386 3.81%
Winona, MN (FHA|USDA|VA) 3 $705,000 $235,000 $3,239 3.96%
Angola, IN (FHA|USDA|VA) 1 $685,000 $685,000 $3,810 3.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $670,000 $335,000 $4,486 4.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $670,000 $83,750 $1,800 4.72%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $645,000 $129,000 $3,439 4.05%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $645,000 $215,000 $3,368 4.58%
Kendallville, IN (FHA|USDA|VA) 3 $645,000 $215,000 $1,355 4.54%
MONROE, MI (FHA|USDA|VA) 3 $645,000 $215,000 $4,399 4.33%
BELLINGHAM, WA (FHA|USDA|VA) 1 $625,000 $625,000 $3,658 3.38%
Norwalk, OH (FHA|USDA|VA) 1 $615,000 $615,000 $5,351 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $610,000 $305,000 $5,043 5.19%
COLUMBUS, IN (FHA|USDA|VA) 1 $605,000 $605,000 $3,127 3.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $595,000 $198,333 $2,194 4.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $575,000 $575,000 $4,262 3.63%
THE VILLAGES, FL (FHA|USDA|VA) 2 $560,000 $280,000 $4,951 3.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $555,000 $555,000 $4,324 3.75%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $525,000 $175,000 $2,647 4.17%
Branson, MO (FHA|USDA|VA) 3 $515,000 $171,667 $1,931 4.63%
Freeport, IL (FHA|USDA|VA) 4 $490,000 $122,500 $2,315 4.47%
Escanaba, MI (FHA|USDA|VA) 4 $440,000 $110,000 $2,427 4.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $385,000 $385,000 $4,306 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $385,000 $385,000 $2,628 4.50%
ST. CLOUD, MN (FHA|USDA|VA) 3 $385,000 $128,333 $3,732 5.00%
Auburn, IN (FHA|USDA|VA) 2 $370,000 $185,000 $1,912 4.06%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $365,000 $365,000 $1,730 3.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $345,000 $345,000 $2,736 3.88%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,001 4.00%
Galesburg, IL (FHA|USDA|VA) 4 $320,000 $80,000 $2,022 4.50%
Austin, MN (FHA|USDA|VA) 3 $295,000 $98,333 $2,316 3.67%
Bemidji, MN (FHA|USDA|VA) 4 $290,000 $72,500 $3,123 5.19%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $3,933 4.13%
Ottawa, IL (FHA|USDA|VA) 2 $270,000 $135,000 $1,835 4.00%
Sturgis, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,156 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $255,000 $255,000 $2,838 3.63%
Alma, MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,904 3.88%
Crawfordsville, IN (FHA|USDA|VA) 2 $230,000 $115,000 $2,025 4.94%
Owatonna, MN (FHA|USDA|VA) 2 $200,000 $100,000 $2,306 4.69%
Centralia, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,745 3.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,897 4.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,047 3.75%
KANKAKEE, IL (FHA|USDA|VA) 2 $150,000 $75,000 $2,056 4.88%
DANVILLE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,451 4.63%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,852 3.63%
OCALA, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,034 4.00%
Ashland, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,780 3.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,085 3.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $95,000 $95,000 $2,772 4.75%
Farmington, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,200 4.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.38%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,047 3.75%
KOKOMO, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,016 3.63%
YUMA, AZ (FHA|USDA|VA) 1 $45,000 $45,000 $2,259 4.25%
Dixon, IL (FHA|USDA|VA) 1 $45,000 $45,000 $1,444 4.38%
PANAMA CITY, FL (FHA|USDA|VA) 1 $35,000 $35,000 $1,668 4.25%
Cookeville, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.75%
Associated Bank's top markets include Chicago, Milwaukee, Minneapolis, Green Bay, and St. Louis among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,659 $3,443,575,000 $323,067 $2,727 3.95%
    HELOC 3,529 $217,265,000 $61,566 n/a 6.22%
    FHA 217 $35,465,000 $163,433 $5,088 3.96%
    VA 217 $45,265,000 $208,594 $3,133 3.81%
    USDA 48 $6,770,000 $141,042 $3,429 3.90%

    For 2019, Associated Bank's most frequently originated type of loan was Conventional, with 10,659 originations. Their 2nd most popular type was HELOC, with 3,529 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,820 $2,016,500,000 $295,674 $3,009 4.09%
    Refi 3,617 $1,139,685,000 $315,091 $2,520 4.28%
    Cash Out Refi 1,716 $443,190,000 $258,269 $2,402 3.97%
    Other 1,316 $92,390,000 $70,205 $2,270 6.21%
    Home Improvement 1,201 $56,575,000 $47,107 $2,326 6.31%

    For 2019, Associated Bank's most frequently cited loan purpose was Home Purchase, with 6,820 originations. The 2nd most popular reason was Refi, with 3,617 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,917 $3,238,645,000 $250,727 $2,916 4.61%
    15 Year 1,275 $261,455,000 $205,063 $2,127 3.54%
    20 Year 227 $37,535,000 $165,352 $1,833 4.06%
    10 Year 149 $31,425,000 $210,906 $1,902 3.59%
    Other 65 $51,485,000 $792,077 $1,815 3.89%
    5 Year 34 $114,430,000 $3,365,588 $0 4.60%
    3 Year 3 $13,365,000 $4,455,000 $0 4.18%

    For 2019, Associated Bank's most frequently cited loan duration was 30 Year, with 12,917 originations. The 2nd most popular length was 15 Year, with 1,275 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 8,280 $2,157,760,000 $260,599
    $1k-2k 1,862 $898,450,000 $482,519
    $2k-3k 185 $61,595,000 $332,946
    $5k+ 170 $104,250,000 $613,235
    $3k-4k 148 $48,860,000 $330,135
    $4k-5k 91 $35,095,000 $385,659

    Associated Bank's average total fees were $2,916, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,280 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,026 $2,444,300,000 $347,894
    4-5% 4,005 $1,014,875,000 $253,402
    5-6% 1,960 $161,260,000 $82,276
    6-7% 915 $44,185,000 $48,290
    7-8% 402 $11,830,000 $29,428
    Over 8% 242 $4,530,000 $18,719
    2.5-3% 117 $61,155,000 $522,692
    <2.5% 3 $6,205,000 $2,068,333

    During 2019, Associated Bank's average interest rate for loans was 4.61%, while their most frequently originated rate bucket for loans was 3-4%, with 7,026 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 4,443 $227,225,000 $51,142 $2,002 5.62%
    $100k-200k 4,225 $614,245,000 $145,383 $2,218 4.19%
    $200k-400k 3,088 $847,510,000 $274,453 $2,597 3.97%
    $400k-600k 1,471 $740,335,000 $503,287 $3,679 3.85%
    $600k-1MM 1,234 $909,990,000 $737,431 $4,400 3.74%
    $1MM+ 209 $409,035,000 $1,957,105 $5,206 3.72%

    2019 saw Associated Bank place emphasis on $100,000 or less loans with 4,443 originations, totaling $227,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,800 $367,980,000 $131,421 $2,324 4.65%
    $100k-150k 2,702 $551,050,000 $203,942 $2,597 4.65%
    $50k or less 2,604 $283,010,000 $108,683 $2,315 4.61%
    $150k-250k 2,260 $866,750,000 $383,518 $3,479 4.28%
    $75k-100k 1,938 $291,460,000 $150,392 $2,377 4.74%
    $250k+ 1,841 $1,129,015,000 $613,262 $4,011 3.98%

    Associated Bank lent most frequently to those with incomes in the $50k-75k range, with 2,800 originations. The second most popular income band? $100k-150k, with 2,702 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,952 $927,230,000 $234,623 $2,609 4.50%
    30-36% 2,966 $756,300,000 $254,990 $2,802 4.46%
    <20% 1,536 $388,870,000 $253,171 $2,581 4.34%
    44% 833 $171,685,000 $206,104 $3,365 5.08%
    43% 576 $144,090,000 $250,156 $2,923 4.64%
    42% 556 $141,030,000 $253,651 $3,004 4.57%
    41% 552 $134,020,000 $242,790 $2,933 4.64%
    39% 528 $142,430,000 $269,754 $2,822 4.44%
    40% 523 $139,125,000 $266,013 $2,985 4.61%
    37% 509 $130,955,000 $257,279 $3,085 4.53%
    36% 484 $118,050,000 $243,905 $2,765 4.54%
    38% 479 $124,935,000 $260,825 $2,986 4.54%
    45% 254 $63,440,000 $249,764 $2,787 4.14%
    46% 243 $59,485,000 $244,794 $2,787 4.10%
    49% 190 $36,810,000 $193,737 $2,617 4.09%
    48% 187 $37,615,000 $201,150 $2,332 4.09%
    47% 171 $35,435,000 $207,222 $2,605 4.03%
    50-60% 66 $15,860,000 $240,303 $4,462 4.05%
    >60% 10 $2,890,000 $289,000 $2,475 4.10%

    Associated Bank lent most frequently to those with DTI ratios of 20-30%, with 3,952 originations. The next most common DTI ratio? 30-36%, with 2,966 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,179 $3,156,525,000 $239,512 $2,707 4.50%
    Not provided 579 $180,275,000 $311,356 $3,704 4.58%
    Not applicable 52 $177,400,000 $3,411,538 $0 4.35%
    Asian 418 $149,680,000 $358,086 $3,572 4.15%
    Black 352 $64,860,000 $184,261 $3,301 4.45%
    Asian Indian 19 $8,075,000 $425,000 $3,010 4.26%
    American Indian 51 $6,605,000 $129,510 $2,368 4.92%
    Other Asian 11 $2,755,000 $250,455 $2,377 4.77%
    Japanese 2 $620,000 $310,000 $4,958 4.88%
    Native Hawaiian or Islander 3 $525,000 $175,000 $3,861 4.29%
    Other Pacific Islander 3 $515,000 $171,667 $6,138 4.58%
    Filipino 1 $505,000 $505,000 $1,739 3.63%

    Approval Rates

    Total approvals of all applications
    84.75%

    Associated Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    88.03%

    Associated Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,670 $3,748,340,000 $255,511

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 51 $177,185,000 $3,474,216
    Single Family (1-4 Units):Manufactured 118 $10,580,000 $89,661
    Single Family (1-4 Units):Site-Built 14,501 $3,560,575,000 $245,540

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,553 $167,605,000 $107,923 $2,165 5.38%
    40-60% 1,353 $307,735,000 $227,446 $2,253 4.12%
    60-80% 4,171 $1,436,685,000 $344,446 $2,662 3.98%
    80-100% 5,557 $1,755,485,000 $315,905 $3,011 4.02%
    Over 100% 26 $5,190,000 $199,615 $6,038 3.99%
    Under 20% 2,008 $74,870,000 $37,286 $1,886 6.45%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ASSOCIATED BANC-CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 11.8%
    ASSOCIATED BANC-CORP Conventional home mortgage Closing on a mortgage 1 5.9%
    ASSOCIATED BANC-CORP Conventional home mortgage Trouble during payment process 7 41.2%
    ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Trouble during payment process 1 5.9%
    ASSOCIATED BANC-CORP Other type of mortgage Closing on a mortgage 2 11.8%
    ASSOCIATED BANC-CORP Other type of mortgage Trouble during payment process 4 23.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Associated Bank, National Association 1 Brewers Way Milwaukee, WI 53214 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1 Junction Drive West Glen Carbon, IL 62034 Full Service B&M $50,554
    Associated Bank, National Association 1 South Genesee Street Waukegan, IL 60085 Full Service B&M $29,673
    Associated Bank, National Association 10 North Lincoln Street Elkhorn, WI 53121 Full Service B&M $125,387
    Associated Bank, National Association 10 West Murdock Street Oshkosh, WI 54901 Full Service B&M $106,239
    Associated Bank, National Association 100 East Sunset Drive Waukesha, WI 53189 Full Service B&M $37,623
    Associated Bank, National Association 100 East Washington Street Belleville, IL 62220 Full Service B&M $37,125
    Associated Bank, National Association 100 West Wisconsin Avenue Neenah, WI 54956 Full Service B&M $252,212
    Associated Bank, National Association 1007 North 4th Street Chillicothe, IL 61523 Full Service B&M $24,969
    Associated Bank, National Association 101 1st Ave Sw Rochester, MN 55902 Full Service B&M $22,723
    Associated Bank, National Association 101 East Court Street Richland Center, WI 53581 Full Service B&M $23,631
    Associated Bank, National Association 101 Park Street New London, WI 54961 Full Service B&M $35,153
    Associated Bank, National Association 102 Main Street Lodi, WI 53555 Full Service B&M $74,957
    Associated Bank, National Association 102 North Water Street Milwaukee, WI 53202 Full Service B&M $7,733
    Associated Bank, National Association 103 E Huron Street Berlin, WI 54923 Full Service B&M $12,971
    Associated Bank, National Association 1035 Main Street Oconto, WI 54153 Full Service B&M $25,029
    Associated Bank, National Association 104 East Pine Street Eagle River, WI 54521 Full Service B&M $34,012
    Associated Bank, National Association 104 Homer M. Adams Parkway Alton, IL 62002 Full Service B&M $36,541
    Associated Bank, National Association 10440 Townline Road Sister Bay, WI 54234 Full Service B&M $39,517
    Associated Bank, National Association 1050 Milwaukee Avenue Burlington, WI 53105 Full Service B&M $61,809
    Associated Bank, National Association 10562 Kansas Avenue Hayward, WI 54843 Full Service B&M $50,948
    Associated Bank, National Association 106 South Main Street Jefferson, WI 53549 Full Service B&M $30,361
    Associated Bank, National Association 10701 West National Avenue West Allis, WI 53227 Full Service B&M $171,931
    Associated Bank, National Association 10708 West Janesville Road Hales Corners, WI 53130 Full Service B&M $124,090
    Associated Bank, National Association 109 East Doty Avenue Neenah, WI 54956 Limited, Drive-thru $0
    Associated Bank, National Association 10910 Main Street Richmond, IL 60071 Full Service B&M $28,611
    Associated Bank, National Association 1107 Regis Court Eau Claire, WI 54701 Full Service B&M $122,254
    Associated Bank, National Association 111 Tower Drive Columbus, WI 53925 Full Service B&M $46,299
    Associated Bank, National Association 1121 Franklin Street Manitowoc, WI 54220 Full Service B&M $115,092
    Associated Bank, National Association 11249 N Port Washington Road Mequon, WI 53092 Full Service B&M $78,044
    Associated Bank, National Association 1155 16th Street S.W. Rochester, MN 55902 Full Service B&M $59,584
    Associated Bank, National Association 1156 4th Avenue South Park Falls, WI 54552 Full Service B&M $16,763
    Associated Bank, National Association 117 King Street Stoughton, WI 53589 Full Service B&M $75,725
    Associated Bank, National Association 118 Business 141 Coleman, WI 54112 Full Service B&M $48,626
    Associated Bank, National Association 118 North Broadway Street Stanley, WI 54768 Full Service B&M $13,886
    Associated Bank, National Association 1195 North Casaloma Drive Appleton, WI 54913 Full Service B&M $68,807
    Associated Bank, National Association 1203 17th Avenue Bloomer, WI 54724 Full Service B&M $24,594
    Associated Bank, National Association 1217 North Taylor Drive Sheboygan, WI 53081 Full Service B&M $189,091
    Associated Bank, National Association 123 East Main Street Wautoma, WI 54982 Full Service B&M $40,813
    Associated Bank, National Association 124 W Main St Winneconne, WI 54986 Full Service B&M $26,482
    Associated Bank, National Association 127 Sand Lake Rd Onalaska, WI 54650 Full Service B&M $47,575
    Associated Bank, National Association 1270 West Sunset Drive Waukesha, WI 53189 Full Service B&M $63,969
    Associated Bank, National Association 1270 Yankee Doodle Road Eagan, MN 55121 Full Service B&M $105,809
    Associated Bank, National Association 129 East Division Street Shawano, WI 54166 Full Service B&M $169,615
    Associated Bank, National Association 1301 N Martin Luther King Jr. Drive Milwaukee, WI 53212 Full Service B&M $23,953
    Associated Bank, National Association 1301 Waukegan Road Glenview, IL 60025 Full Service B&M $63,961
    Associated Bank, National Association 1305 Main Street Stevens Point, WI 54481 Limited, Administrative $0
    Associated Bank, National Association 1312 Wisconsin Street Hudson, WI 54016 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 1313 Delany Road Gurnee, IL 60031 Full Service B&M $22,307
    Associated Bank, National Association 1325 Church Street Stevens Point, WI 54481 Full Service B&M $88,483
    Associated Bank, National Association 1332 Egg Harbor Road Sturgeon Bay, WI 54235 Limited, Drive-thru $0
    Associated Bank, National Association 134 North Main Street Oconto Falls, WI 54154 Full Service B&M $54,416
    Associated Bank, National Association 135 County Highway W Manitowish Waters, WI 54545 Full Service B&M $30,066
    Associated Bank, National Association 1400 Capitol Drive Pewaukee, WI 53072 Full Service B&M $63,552
    Associated Bank, National Association 1420 11th Street Monroe, WI 53566 Full Service B&M $32,770
    Associated Bank, National Association 144 N. Washington Street Saint Croix Falls, WI 54024 Full Service B&M $8,674
    Associated Bank, National Association 1456 Summit Avenue Oconomowoc, WI 53066 Full Service B&M $62,524
    Associated Bank, National Association 1482 West Mason Street Green Bay, WI 54303 Full Service B&M $56,559
    Associated Bank, National Association 15665 West National Avenue New Berlin, WI 53151 Full Service B&M $86,754
    Associated Bank, National Association 1574 W Broadway Ste 107 Monona, WI 53713 Full Service B&M $21,222
    Associated Bank, National Association 1594 East Sumner Street Hartford, WI 53027 Full Service B&M $44,278
    Associated Bank, National Association 16 North Spring Street Elgin, IL 60120 Full Service B&M $51,321
    Associated Bank, National Association 160 E. Pulaski St Pulaski, WI 54162 Full Service B&M $39,161
    Associated Bank, National Association 160 Medford Plaza Medford, WI 54451 Full Service Retail $27,172
    Associated Bank, National Association 1603 Monroe Street Madison, WI 53711 Full Service B&M $81,472
    Associated Bank, National Association 1612 Belknap Street Superior, WI 54880 Full Service B&M $12,759
    Associated Bank, National Association 1617 North Central Avenue Marshfield, WI 54449 Full Service Retail $31,299
    Associated Bank, National Association 1660 11th Avenue Baldwin, WI 54002 Full Service B&M $31,315
    Associated Bank, National Association 17100 W Capitol Dr Brookfield, WI 53005 Full Service B&M $45,761
    Associated Bank, National Association 17595 West Bluemound Road Brookfield, WI 53045 Full Service B&M $135,093
    Associated Bank, National Association 1763 West Howard Avenue Chicago, IL 60626 Full Service Retail $1,963
    Associated Bank, National Association 180 West Virginia Street Crystal Lake, IL 60014 Full Service B&M $75,423
    Associated Bank, National Association 1801 Riverside Drive Minneapolis, MN 55454 Full Service B&M $28,498
    Associated Bank, National Association 1835 Radio Drive Woodbury, MN 55125 Full Service B&M $86,281
    Associated Bank, National Association 1870 N Perryville Road Rockford, IL 61107 Full Service B&M $87,459
    Associated Bank, National Association 1985 Commerce Dr Nw Rochester, MN 55901 Full Service B&M $20,998
    Associated Bank, National Association 200 East Randolph Drive Chicago, IL 60601 Full Service B&M $1,013,793
    Associated Bank, National Association 200 North Adams Street Green Bay, WI 54301 Full Service B&M $1,582,388
    Associated Bank, National Association 200 West Bartlett Avenue Bartlett, IL 60103 Full Service B&M $33,792
    Associated Bank, National Association 2001 Coulee Road Hudson, WI 54016 Full Service B&M $64,865
    Associated Bank, National Association 240 Sw Jefferson Ave Peoria, IL 61602 Full Service B&M $31,209
    Associated Bank, National Association 2001 Larkin Avenue Elgin, IL 60123 Full Service B&M $44,530
    Associated Bank, National Association 2001 Londonderry Drive Madison, WI 53704 Full Service B&M $40,847
    Associated Bank, National Association 2001 South Webster Avenue Green Bay, WI 54301 Full Service B&M $81,525
    Associated Bank, National Association 201 Marcou Road Onalaska, WI 54650 Full Service B&M $42,613
    Associated Bank, National Association 201 Park Avenue Beaver Dam, WI 53916 Full Service B&M $52,195
    Associated Bank, National Association 2010 Stewart Avenue Wausau, WI 54401 Full Service B&M $248,081
    Associated Bank, National Association 202 Snelling Avenue Saint Paul, MN 55104 Full Service B&M $528,138
    Associated Bank, National Association 2030 Wisconsin Avenue Grafton, WI 53024 Full Service B&M $95,543
    Associated Bank, National Association 205 4th Street N La Crosse, WI 54601 Full Service B&M $142,280
    Associated Bank, National Association 205 E 4th St Kaukauna, WI 54130 Full Service B&M $42,362
    Associated Bank, National Association 206 North Wisconsin Street De Pere, WI 54115 Full Service B&M $139,680
    Associated Bank, National Association 206 South Broadway Rochester, MN 55904 Full Service B&M $28,309
    Associated Bank, National Association 2060 South Robert Street West Saint Paul, MN 55118 Full Service B&M $76,028
    Associated Bank, National Association 207 Wells Street Darlington, WI 53530 Full Service B&M $20,366
    Associated Bank, National Association 208 N. Main St Thiensville, WI 53092 Full Service B&M $28,432
    Associated Bank, National Association 208 Oak Creek Plaza Mundelein, IL 60060 Full Service B&M $17,165
    Associated Bank, National Association 208 Steele Street Algoma, WI 54201 Full Service B&M $23,110
    Associated Bank, National Association 210 South Lake Avenue Crandon, WI 54520 Full Service B&M $38,663
    Associated Bank, National Association 213 North Lake Avenue Twin Lakes, WI 53181 Full Service B&M $52,493
    Associated Bank, National Association 2151 S 42nd Street Manitowoc, WI 54220 Full Service Retail $45,431
    Associated Bank, National Association 217 North Milwaukee Street Waterford, WI 53185 Full Service B&M $60,922
    Associated Bank, National Association 217 West Washington Street Millstadt, IL 62260 Full Service B&M $29,599
    Associated Bank, National Association 2175 South Memorial Drive Appleton, WI 54915 Full Service B&M $37,143
    Associated Bank, National Association 219 Center Street Whitewater, WI 53190 Full Service B&M $49,600
    Associated Bank, National Association 2200 Crestview Drive Hudson, WI 54016 Full Service B&M $99,947
    Associated Bank, National Association 2201 Roosevelt Road Marinette, WI 54143 Full Service B&M $56,105
    Associated Bank, National Association 221 4th Avenue West Ashland, WI 54806 Full Service B&M $61,509
    Associated Bank, National Association 222 East Wisconsin Street Portage, WI 53901 Full Service B&M $118,090
    Associated Bank, National Association 222 North Wisconsin Street Port Washington, WI 53074 Full Service B&M $78,758
    Associated Bank, National Association 2241 East Main Street, Suite A Green Bay, WI 54302 Full Service B&M $126,027
    Associated Bank, National Association 2262 University Avenue Green Bay, WI 54302 Full Service B&M $52,094
    Associated Bank, National Association 227 West Wisconsin Avenue Tomahawk, WI 54487 Full Service B&M $28,057
    Associated Bank, National Association 2311 West Pioneer Parkway Peoria, IL 61615 Full Service B&M $33,244
    Associated Bank, National Association 2348 Lineville Road Suamico, WI 54313 Full Service Retail $39,167
    Associated Bank, National Association 2357 S. Oneida St. Green Bay, WI 54304 Full Service B&M $101,683
    Associated Bank, National Association 238 North Main Street Columbia, IL 62236 Full Service B&M $39,651
    Associated Bank, National Association 2403 East Main Street Merrill, WI 54452 Full Service B&M $24,752
    Associated Bank, National Association 825 North Main Viroqua, WI 54665 Full Service B&M $27,151
    Associated Bank, National Association 2415 Westowne Avenue, Suite A Oshkosh, WI 54904 Full Service Retail $33,122
    Associated Bank, National Association 2420 Allen Boulevard Middleton, WI 53562 Full Service B&M $67,318
    Associated Bank, National Association 2424 W. Mason St. Green Bay, WI 54303 Full Service B&M $52,119
    Associated Bank, National Association 250 East Wisconsin Avenue Milwaukee, WI 53202 Full Service B&M $3,189,585
    Associated Bank, National Association 2500 State Rd La Crosse, WI 54601 Full Service Retail $56,444
    Associated Bank, National Association 2534 A Steffens Court Green Bay, WI 54311 Full Service Retail $42,781
    Associated Bank, National Association 2590 North Downer Avenue Milwaukee, WI 53211 Full Service B&M $52,928
    Associated Bank, National Association 2613 North Clairemont Avenue Eau Claire, WI 54703 Full Service Retail $17,831
    Associated Bank, National Association 2645 North Mayfair Road Wauwatosa, WI 53226 Full Service B&M $91,381
    Associated Bank, National Association 2655 Campus Drive Plymouth, MN 55441 Full Service B&M $50,586
    Associated Bank, National Association 269 S. Century Avenue Waunakee, WI 53597 Full Service B&M $47,861
    Associated Bank, National Association 2701 North Richmond Street Appleton, WI 54911 Full Service B&M $178,015
    Associated Bank, National Association 2720 11th Street Rockford, IL 61109 Full Service Retail $18,467
    Associated Bank, National Association 2720 North Lexington Drive Janesville, WI 53545 Full Service B&M $443,941
    Associated Bank, National Association 2722 Eddy Lane Eau Claire, WI 54701 Full Service B&M $23,448
    Associated Bank, National Association 2727 Post Road Plover, WI 54467 Full Service B&M $46,425
    Associated Bank, National Association 2811 18th Street Kenosha, WI 53140 Full Service Retail $7,319
    Associated Bank, National Association 2812 Mall Drive Eau Claire, WI 54701 Full Service B&M $68,159
    Associated Bank, National Association 2815 North Grandview Boulevard Pewaukee, WI 53072 Full Service B&M $71,203
    Associated Bank, National Association 2815 South Chicago Avenue South Milwaukee, WI 53172 Full Service B&M $37,152
    Associated Bank, National Association 2850 Pioneer Ave Rice Lake, WI 54868 Full Service B&M $33,339
    Associated Bank, National Association 2999 West County Road 42, Suite 130 Burnsville, MN 55306 Full Service B&M $35,012
    Associated Bank, National Association 300 East Washington Street Slinger, WI 53086 Full Service B&M $64,997
    Associated Bank, National Association 300 N La Salle Drive Chicago, IL 60654 Full Service B&M $148,438
    Associated Bank, National Association 300 North Mclean Boulevard South Elgin, IL 60177 Full Service B&M $76,167
    Associated Bank, National Association 300 South 4th Street Pekin, IL 61554 Full Service B&M $32,500
    Associated Bank, National Association 3002 Fish Hatchery Rd. Fitchburg, WI 53713 Full Service B&M $71,007
    Associated Bank, National Association 301 West Galena Boulevard Aurora, IL 60506 Full Service B&M $371,809
    Associated Bank, National Association 304 Lincoln Rhinelander, WI 54501 Full Service B&M $112,287
    Associated Bank, National Association 305 Hwy, 141 Crivitz, WI 54114 Full Service B&M $34,953
    Associated Bank, National Association 307 Second Street Hudson, WI 54016 Full Service B&M $66,322
    Associated Bank, National Association 310 Silver Street Hurley, WI 54534 Full Service B&M $34,642
    Associated Bank, National Association 319 East Grand Avenue Eau Claire, WI 54701 Full Service B&M $16,161
    Associated Bank, National Association 326 Missouri Avenue East St. Louis, IL 62201 Full Service B&M $58,263
    Associated Bank, National Association 327 Third Avenue Clear Lake, WI 54005 Full Service B&M $19,462
    Associated Bank, National Association 3292 Main Street East Troy, WI 53120 Full Service B&M $33,988
    Associated Bank, National Association 3333 North Rockton Avenue Rockford, IL 61103 Full Service B&M $62,906
    Associated Bank, National Association 3432 South 27th Street Milwaukee, WI 53215 Full Service B&M $63,889
    Associated Bank, National Association 34354 North Highway 45 Third Lake, IL 60030 Full Service B&M $22,624
    Associated Bank, National Association 35 W Columbia St Chippewa Falls, WI 54729 Full Service B&M $31,963
    Associated Bank, National Association 3501 Veterans Avenue Suamico, WI 54173 Full Service B&M $33,521
    Associated Bank, National Association 36225 Sunset Drive Dousman, WI 53118 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association 369 Cardinal Lane Green Bay, WI 54313 Full Service B&M $151,694
    Associated Bank, National Association 3719 South Kinnickinnic Avenue Saint Francis, WI 53235 Full Service B&M $50,507
    Associated Bank, National Association 3847 S Howell Ave Milwaukee, WI 53207 Full Service B&M $33,471
    Associated Bank, National Association 38860 10th Avenue North Branch, MN 55056 Full Service B&M $82,346
    Associated Bank, National Association 400 Scott Street Wausau, WI 54403 Full Service B&M $48,264
    Associated Bank, National Association 400 South Chestnut Avenue Marshfield, WI 54449 Full Service B&M $237,654
    Associated Bank, National Association 403 W 4th St Red Wing, MN 55066 Full Service B&M $101,461
    Associated Bank, National Association 406 West Camp St East Peoria, IL 61611 Full Service B&M $32,613
    Associated Bank, National Association 420 East Main Street Ellsworth, WI 54011 Full Service B&M $62,165
    Associated Bank, National Association 430 East Silver Spring Drive Whitefish Bay, WI 53217 Full Service B&M $98,074
    Associated Bank, National Association 4400 Center Terrace Rockford, IL 61108 Full Service B&M $79,969
    Associated Bank, National Association 4402 E Towne Blvd Madison, WI 53704 Full Service B&M $42,822
    Associated Bank, National Association 4407 Cottage Grove Road Madison, WI 53716 Full Service B&M $68,657
    Associated Bank, National Association 444 North Sawyer Street Oshkosh, WI 54902 Full Service B&M $104,083
    Associated Bank, National Association 448 South Gammon Road Madison, WI 53719 Full Service B&M $101,399
    Associated Bank, National Association 450 North Holmen Drive Holmen, WI 54636 Full Service B&M $44,395
    Associated Bank, National Association 4600 Brandywine Drive Peoria, IL 61614 Full Service B&M $56,474
    Associated Bank, National Association 4801 W Brown Deer Rd Milwaukee, WI 53223 Full Service B&M $20,740
    Associated Bank, National Association 4811 South 76th Street Greenfield, WI 53220 Full Service B&M $148,777
    Associated Bank, National Association 4812 W Burleigh St Milwaukee, WI 53210 Full Service B&M $4,455
    Associated Bank, National Association 501 South Webb Street Wittenberg, WI 54499 Full Service B&M $24,418
    Associated Bank, National Association 509 Grand Ave Neillsville, WI 54456 Full Service B&M $30,176
    Associated Bank, National Association 514 Fremont Street Kiel, WI 53042 Full Service B&M $63,206
    Associated Bank, National Association 5170 W Rawson Ave Franklin, WI 53132 Full Service B&M $42,773
    Associated Bank, National Association 5200 North Central Avenue Chicago, IL 60630 Full Service B&M $192,768
    Associated Bank, National Association 5205 Washington Ave Racine, WI 53406 Full Service B&M $9,925
    Associated Bank, National Association 5211 Alderson Street Schofield, WI 54476 Full Service B&M $37,463
    Associated Bank, National Association 5220 Farwell Street Mcfarland, WI 53558 Full Service B&M $43,129
    Associated Bank, National Association 525 W Monroe St Chicago, IL 60661 Full Service B&M $2,157,834
    Associated Bank, National Association 5260 N. Us 51 Mercer, WI 54547 Full Service B&M $36,330
    Associated Bank, National Association 5292 Second Avenue Pittsville, WI 54466 Full Service B&M $27,482
    Associated Bank, National Association 530 West Highway 153 Mosinee, WI 54455 Full Service Retail $12,786
    Associated Bank, National Association 5350 West Fond Du Lac Avenue Milwaukee, WI 53216 Full Service B&M $18,956
    Associated Bank, National Association 5353 Wayzata Boulevard St. Louis Park, MN 55416 Full Service B&M $362,384
    Associated Bank, National Association 5439 Durand Avenue Racine, WI 53406 Full Service B&M $23,119
    Associated Bank, National Association 5453 Park Street, Hwy M Boulder Junction, WI 54512 Full Service B&M $24,316
    Associated Bank, National Association 5521 Odana Road Madison, WI 53716 Full Service B&M $23,623
    Associated Bank, National Association 5597 Highway Ten East Stevens Point, WI 54481 Full Service B&M $76,400
    Associated Bank, National Association 56 East Irving Park Road Roselle, IL 60172 Full Service B&M $299,712
    Associated Bank, National Association 57 North Third Avenue Sturgeon Bay, WI 54235 Full Service B&M $129,450
    Associated Bank, National Association 5900 West North Avenue Milwaukee, WI 53208 Full Service B&M $23,035
    Associated Bank, National Association 600 Main Street Watertown, WI 53094 Full Service B&M $65,704
    Associated Bank, National Association 602 Henry Avenue Beloit, WI 53511 Full Service B&M $58,210
    Associated Bank, National Association 612 North Main Street Rockford, IL 61103 Full Service B&M $422,348
    Associated Bank, National Association 622 Roosevelt Road Machesney Park, IL 61115 Full Service B&M $71,558
    Associated Bank, National Association 625 Chippewa Street Minocqua, WI 54548 Full Service B&M $44,609
    Associated Bank, National Association 6343 Blanchars' Crossing Windsor, WI 53598 Full Service B&M $34,937
    Associated Bank, National Association 6355 North Central Avenue Chicago, IL 60646 Full Service B&M $54,791
    Associated Bank, National Association 640 Superior St Antigo, WI 54409 Limited, Drive-thru $0
    Associated Bank, National Association 640 University Square Madison, WI 53715 Full Service B&M $8,176
    Associated Bank, National Association 6419 S Green Bay Rd Kenosha, WI 53144 Full Service Retail $17,510
    Associated Bank, National Association 647 S Green Bay Road Neenah, WI 54956 Full Service Retail $41,611
    Associated Bank, National Association 6550 North Illinois Street Fairview Heights, IL 62208 Full Service B&M $89,641
    Associated Bank, National Association 658 South Grand Avenue Sun Prairie, WI 53590 Full Service B&M $60,249
    Associated Bank, National Association 6655a Mckee Road Madison, WI 53719 Full Service Retail $46,617
    Associated Bank, National Association 6902 W Main St Belleville, IL 62223 Full Service B&M $48,477
    Associated Bank, National Association 700 E Blackhawk Ave Prairie Du Chien, WI 53821 Full Service B&M $27,261
    Associated Bank, National Association 7001 Bass Lake Road New Hope, MN 55428 Full Service B&M $45,074
    Associated Bank, National Association 7020 North Port Washington Road Glendale, WI 53217 Full Service B&M $44,607
    Associated Bank, National Association 704 North Grand Avenue Waukesha, WI 53186 Full Service B&M $52,862
    Associated Bank, National Association 707 North Rochester Mukwonago, WI 53149 Full Service B&M $77,190
    Associated Bank, National Association 711 Grand Avenue Wisconsin Rapids, WI 54495 Full Service B&M $43,941
    Associated Bank, National Association 715 West Paradise Drive West Bend, WI 53095 Full Service B&M $56,972
    Associated Bank, National Association 717 Main Street Menomonie, WI 54751 Full Service B&M $22,625
    Associated Bank, National Association 724 Fifth Avenue Antigo, WI 54409 Full Service B&M $11,384
    Associated Bank, National Association 728 Williams Street Lake Geneva, WI 53147 Full Service Retail $29,149
    Associated Bank, National Association 733 Marquette Avenue Minneapolis, MN 55402 Full Service B&M $117,942
    Associated Bank, National Association 743 East 47th Street Chicago, IL 60653 Full Service B&M $816
    Associated Bank, National Association 749 Main Ave De Pere, WI 54115 Full Service B&M $93,548
    Associated Bank, National Association 750 Viking Drive Reedsburg, WI 53959 Full Service B&M $66,692
    Associated Bank, National Association 7533 Egan Drive Savage, MN 55378 Full Service B&M $28,250
    Associated Bank, National Association 7675 Miller Road Carpentersville, IL 60110 Full Service B&M $12,401
    Associated Bank, National Association 7760 France Avenue South Bloomington, MN 55435 Full Service B&M $74,486
    Associated Bank, National Association 7900 West Brown Deer Road Milwaukee, WI 53223 Full Service B&M $20,088
    Associated Bank, National Association 7940 S 6th St Oak Creek, WI 53154 Full Service Retail $62,850
    Associated Bank, National Association 8040 Excelsior Drive Madison, WI 53717 Full Service B&M $539,228
    Associated Bank, National Association 8050 West Capitol Drive Milwaukee, WI 53222 Full Service B&M $17,444
    Associated Bank, National Association 815 North Water St Milwaukee, WI 53202 Limited, Drive-thru $0
    Associated Bank, National Association 828 East Washington Avenue Madison, WI 53703 Full Service B&M $911,577
    Associated Bank, National Association 829 West Mitchell Street Milwaukee, WI 53204 Full Service B&M $24,263
    Associated Bank, National Association 8683 Highway 51 N Minocqua, WI 54548 Full Service B&M $49,326
    Associated Bank, National Association 888 South Main Street Fond Du Lac, WI 54935 Full Service B&M $64,247
    Associated Bank, National Association 929 North Milwaukee Avenue Libertyville, IL 60048 Full Service B&M $14,464
    Associated Bank, National Association 9325 Upland Lane Maple Grove, MN 55369 Full Service B&M $25,698
    Associated Bank, National Association N112 W16330 Mequon Road Germantown, WI 53022 Full Service B&M $68,065
    Associated Bank, National Association N49 W35876 Wisconsin Avenue Oconomowoc, WI 53066 Full Service B&M $73,884
    Associated Bank, National Association N64 W23710 Main Street Sussex, WI 53089 Full Service B&M $99,946
    Associated Bank, National Association N88 W15491 Main Street Menomonee Falls, WI 53051 Full Service B&M $134,506
    Associated Bank, National Association One West Thompson Avenue West Saint Paul, MN 55118 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association S76 W17655 Janesville Road Muskego, WI 53150 Full Service B&M $69,236
    Associated Bank, National Association W156 N5575 Pilgrim Road Menomonee Falls, WI 53051 Full Service B&M $78,690
    Associated Bank, National Association W180n 7890 Town Hall Road Menomonee Falls, WI 53051 Limited, Mobile/Seasonal Office $0
    Associated Bank, National Association W3122 County Road Kk Appleton, WI 54915 Full Service B&M $164,360
    Associated Bank, National Association W6606a Highway 23 Fond Du Lac, WI 54937 Full Service B&M $25,543

    For 2019, Associated Bank had 255 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,172,610
    Net interest income $838,434
    Total noninterest income $377,459
    Gross Fiduciary activities income $54,648
    Service charges on deposit accounts $63,135
    Trading account gains and fees $13,757
    Additional Noninterest Income $245,919
    Pre-tax net operating income $409,142
    Securities gains (or losses, -) $6,008
    Income before extraordinary items $341,789
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $341,789
    Minority interest net income $0
    Net income $341,789
    Sale, conversion, retirement of capital stock, net $24,775
    Net operating income $336,862

    Associated Bank's gross interest income from loans was $1,172,610,000.
    Associated Bank's net interest income from loans was $838,434,000.
    Associated Bank's fee based income from loans was $63,135,000.
    Associated Bank's net income from loans was $341,789,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $334,176
    Provision for credit losses $18,500
    Total noninterest expense $788,251
    Salaries and employee benefits $487,063
    Premises and equipment expense $85,949
    Additional noninterest expense $215,239
    Applicable income taxes $73,361
    Net charge-offs $55,152
    Cash dividends $320,000

    Associated Bank's interest expense for loans was $334,176,000.
    Associated Bank's payroll and benefits expense were $487,063,000.
    Associated Bank's property, plant and equipment expenses $85,949,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 2.0%
    Credit card loans 1.2%
    Other individual loans 3.0%
    Auto loans 0.0%
    Other consumer loans 3.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $23,823,251
    Deposits held in domestic offices $23,823,251
    Deposits by Individuals, partnerships, and corporations $20,719,255
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,800,148
    Deposits by Commercial banks and other depository institutions in U.S. $303,848
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,983,955
    Demand deposits $2,540,232
    Nontransaction accounts $20,839,296
    Money market deposit accounts (MMDAs) $7,667,984
    Other savings deposits (excluding MMDAs) $10,548,508
    Total time deposits $2,622,804
    Total time and savings deposits $21,283,019
    Noninterest-bearing deposits $5,467,710
    Interest-bearing deposits $18,355,541
    Retail deposits $21,616,200
    IRAs and Keogh plan accounts $415,194
    Brokered deposits $1,345,868
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $32,343,129
    Cash & Balances due from depository institutions $580,638
    Interest-bearing balances $207,624
    Total securities $5,469,315
    Federal funds sold & reverse repurchase $7,740
    Net loans and leases $22,771,349
    Loan and leases loss allowance $201,371
    Trading account assets $89,960
    Bank premises and fixed assets $437,472
    Other real estate owned $21,101
    Goodwill and other intangibles $1,321,401
    All other assets $1,644,153

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $32,343,129
    Total Liabilities $28,425,533
    Total deposits $23,823,251
    Interest-bearing deposits $18,355,541
    Deposits held in domestic offices $23,823,251
    % insured (estimated) $55
    Federal funds purchased and repurchase agreements $433,097
    Trading liabilities $14,970
    Other borrowed funds $3,731,111
    Subordinated debt $0
    All other liabilities $423,104

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $22,771,349
    Loan and leases loss allowance $201,371
    Total loans and leases (domestic) $22,972,720
    All real estate loans $15,251,966
    Real estate loans in domestic offices $15,251,966
    Construction and development loans $1,420,900
    Residential 1-4 family construction $261,908
    Other construction, all land development and other land $1,158,992
    Loans secured by nonfarm nonresidential properties $3,501,103
    Nonfarm nonresidential secured by owner-occupied properties $911,265
    Commercial real estate & other non-farm, non-residential $2,589,838
    Multifamily residential real estate $1,201,835
    1-4 family residential loans $9,125,284
    Farmland loans $2,844
    Loans held in foreign offices $0
    Farm loans $9,327
    Commercial and industrial loans $5,393,786
    To non-U.S. addressees $22,451
    Loans to individuals $351,159
    Credit card loans $122,785
    Related Plans $71,935
    Consumer Auto Loans $2,982
    Other loans to individuals $153,457
    All other loans & leases $1,966,482
    Loans to foreign governments and official institutions $0
    Other loans $1,824,291
    Loans to depository institutions and acceptances of other banks $2
    Loans not secured by real estate $1,369,612
    Loans secured by real estate to non-U.S. addressees $38
    Restructured Loans & leases $25,116
    Non 1-4 family restructured loans & leases $19,951
    Total loans and leases (foreign) $0

    Associated Bank had $22,771,349,000 of loans outstanding in 2019. $15,251,966,000 of loans were in real estate loans. $1,420,900,000 of loans were in development loans. $1,201,835,000 of loans were in multifamily mortgage loans. $9,125,284,000 of loans were in 1-4 family mortgage loans. $9,327,000 of loans were in farm loans. $122,785,000 of loans were in credit card loans. $2,982,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,180 $301,233 $255,282
    Nonfarm, nonresidential loans - <$100k 229 $8,877 $38,764
    Nonfarm, nonresidential loans - $100-250k 364 $45,472 $124,923
    Nonfarm, nonresidential loans - $250k-1MM 587 $246,884 $420,586
    Commercial & Industrial, US addressed loans - <$1MM 10,843 $241,393 $22,263
    Commercial & Industrial, US addressed loans - <$100k 9,937 $48,367 $4,867
    Commercial & Industrial, US addressed loans - $100-250k 377 $34,432 $91,332
    Commercial & Industrial, US addressed loans - $250k-1MM 529 $158,594 $299,800
    Farmland loans - <$1MM 19 $2,841 $149,526
    Farmland loans - <$100k 5 $244 $48,800
    Farmland loans - $100-250k 10 $980 $98,000
    Farmland loans - $250k-1MM 4 $1,617 $404,250
    Agriculture operations loans - <$1MM 17 $783 $46,059
    Agriculture operations loans - <$100k 15 $239 $15,933
    Agriculture operations loans - $100-250k 1 $67 $67,000
    Agriculture operations loans - $250k-1MM 1 $477 $477,000