FOND DU LAC Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fond Du Lac averaged 6.9% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.58% and one month ago for the week of 2024-03-14, the average rate was 6.74%.

    Fond Du Lac's average rate one year ago was 5.97%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Fond Du Lac 30 Year Fixed Rate 2024-04-18 6.9%
    Fond Du Lac 30 Year Fixed Rate Refi 2024-04-18 7.4%
    Fond Du Lac 15 Year Fixed Rate 2024-04-18 6.49%
    Fond Du Lac 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Fond Du Lac 30 Year FHA 2024-04-18 7.11%
    Fond Du Lac 30 Year FHA Refi 2024-04-18 6.66%
    Fond Du Lac 30 Year USDA 2024-04-18 6.66%
    Fond Du Lac 30 Year USDA Refi 2024-04-18 6.66%
    Fond Du Lac 30 Year VA 2024-04-18 6.86%
    Fond Du Lac 30 Year VA Refi 2024-04-18 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FOND DU LAC, WI.

    FOND DU LAC Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FOND DU LAC, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    National Exchange Bank and Trust 117 5.96% $1,631
    Bank First, N.A. 56 6.65% $2,212
    U.S. Bank 49 6.85% $3,453
    Associated Bank 45 6.85% $2,264
    Horicon Bank 45 6.64% $1,616
    Fox Valley Savings Bank 33 6.26% $1,568
    NEWREZ LLC 20 7.65% $2,897
    VERVE, A CREDIT UNION 20 6.72% $2,395
    SUCCESS MORTGAGE PARTNERS, INC. 19 6.56% $6,135
    QUICKEN LOANS, LLC 19 6.77% $5,507
    CALIBER HOME LOANS, INC. 18 6.94% $3,295
    Summit Credit Union 17 6.69% $3,450
    UNITED WHOLESALE MORTGAGE, LLC 14 6.99% $4,213
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.99% $4,230
    MARINE 12 8.93% $5,383
    University of Wisconsin Credit Union 12 6.36% $2,640
    JPMorgan Chase Bank 12 7.19% $2,905
    Landmark Credit Union 11 6.54% $2,044
    COMPEER FINANCIAL, FLCA 10 7.84% $3,670
    Prosperity Home Mortgage, LLC 9 6.43% $3,176
    CoVantage Credit Union 8 6.16% $3,500
    Wells Fargo Bank 8 7.22% $6,156
    CARDINAL FINANCIAL 8 7.31% $6,821
    Fortifi Bank 8 6.91% $1,979
    Community First Credit Union 7 5.71% $2,709
    Waterstone Mortgage Corporation 6 6.83% $4,919
    EDUCATORS CREDIT UNION 6 6.17% $1,821
    CROSSCOUNTRY MORTGAGE, LLC 5 7.00% $4,095
    FOND DU LAC 5 5.85% $1,481
    Bell Bank 5 7.17% $2,866
    MOVEMENT MORTGAGE, LLC 5 6.85% $3,801
    BMO Harris Bank 4 6.63% $3,458
    CMG MORTGAGE, INC. 4 6.50% $6,526
    FOX COMMUNITIES 4 6.84% $0
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.72% $4,560
    GSF Mortgage Corporation 4 6.53% $3,723
    Kohler Credit Union 4 5.47% $2,956
    Nations Lending Corporation 4 7.06% $3,618
    Nicolet National Bank 4 6.44% $2,956
    PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.22% $6,527
    Westbury Bank 3 7.12% $2,041
    AMERISAVE MORTGAGE CORPORATION 3 6.71% $11,198
    Bank of England 3 7.04% $4,813
    State Bank of Cross Plains 3 7.00% $2,787
    WISCONSIN MORTGAGE CORPORATION 3 7.54% $3,085
    Mortgage Research Center, LLC 3 6.66% $5,713
    GUARANTEED RATE AFFINITY, LLC 3 7.33% $4,113
    GUARANTEED RATE, INC. 3 7.39% $5,037
    GUILD MORTGAGE COMPANY 3 7.04% $4,152
    A + MORTGAGE SERVICES, INC. 3 6.71% $1,998
    TOWNE MORTGAGE COMPANY 3 7.13% $3,302
    THOMPSON KANE & COMPANY, LLC 3 6.54% $3,199
    Johnson Bank 3 6.11% $2,460
    The Port Washington State Bank 3 6.04% $2,770
    LOANDEPOT.COM, LLC 2 6.25% $5,383
    FREEDOM MORTGAGE CORPORATION 2 7.69% $9,319
    Ally Bank 2 5.56% $6,941
    HOMESIDE FINANCIAL, LLC 2 7.31% $2,612
    CORNERSTONE HOME LENDING, INC. 2 7.81% $5,360
    CIBM Bank 2 6.56% $3,095
    Mr. Cooper ( Nationstar Mortgage ) 2 6.25% $7,504
    CAPITAL Credit Union 2 5.75% $2,443
    BROKER SOLUTIONS, INC. 2 7.06% $6,892
    NexBank 2 6.81% $11,183
    Barrington Bank & Trust Company, N.A. 2 6.62% $2,313
    The Huntington National Bank 2 6.88% $4,521
    Bankers' Bank 2 6.63% $2,017
    USAA Federal Savings Bank 2 6.31% $12,434
    American Mortgage & Equity Consultants, Inc. 2 7.19% $6,029
    FIRST STATE MORTGAGE SERVICES, LLC 2 6.75% $3,979
    Flagstar Bank, FSB 2 6.00% $6,661
    ALTRA 2 6.43% $2,731
    Old National Bank 1 6.75% $1,827
    PCM 1 5.99% $1,378
    PENNYMAC LOAN SERVICES, LLC 1 5.99% $5,251
    PLAZA HOME MORTGAGE, INC. 1 6.99% $1,435
    PREMIA MORTGAGE, LLC 1 6.38% $3,230
    Wolfe Financial, Inc 1 6.63% $4,805
    PROSPERA Credit Union 1 5.75% $1,705
    ALAMEDA MORTGAGE CORPORATION 1 5.88% $7,003
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.38% $4,047
    PyraMax Bank, FSB 1 6.88% $1,912
    First Federal Bank 1 7.50% $2,965
    RESIDENTIAL BANCORP 1 6.88% $6,036
    Servion, Inc. 1 7.25% $5,376
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $7,868
    CHURCHILL MORTGAGE CORPORATION 1 7.25% $5,773
    DAS Acquisition Company, LLC 1 7.13% $3,523
    Bank Five Nine 1 7.50% $2,259
    T2 FINANCIAL LLC 1 6.50% $3,850
    First Savings Bank 1 6.75% $7,229
    Colonial Savings, F.A. 1 7.00% $8,104
    Ixonia Bank 1 6.00% $4,899
    GREENSTATE CREDIT UNION 1 7.13% $2,929
    MORTGAGE ACCESS CORP. 1 7.25% $7,125
    Morgan Stanley Private Bank 1 6.45% $2,935
    CHERRY CREEK MORTGAGE, LLC 1 5.63% $749
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.38% $2,605
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $2,544
    Waukesha State Bank 1 6.50% $1,505
    WINGS FINANCIAL 1 7.63% $2,039
    NATIONS RELIABLE LENDING, LLC 1 7.38% $2,854
    NAVY FEDERAL CREDIT UNION 1 7.38% $1,053
    Forward Bank 1 5.74% $2,929
    Glacier Hills Credit Union 1 7.00% $1,605
    MLD MORTGAGE INC. 1 6.13% $3,110

    FOND DU LAC Average Closing Costs & Other Stats

    FOND DU LAC, WI's 106 lenders originated 2,189 loans during 2023. The total origination value was $342,225,000, with an average loan value of $156,339.

    FOND DU LAC's average closing costs are $2,945.

    The top FOND DU LAC lender as defined by loan originations is National Exchange Bank and Trust, with 117 loans originated. Their average total fees are $1,631, which is $581 lower than the next largest lender, Bank First, N.A..

    The lowest fee FOND DU LAC lenders (with over 10 loans originated) are Fox Valley Savings Bank ($1,568), Horicon Bank ($1,616), National Exchange Bank and Trust ($1,631), Landmark Credit Union ($2,044) and Bank First, N.A. ($2,212).

    The lowest rate FOND DU LAC lenders (with over 10 loans originated) are National Exchange Bank and Trust (5.96%), Fox Valley Savings Bank (6.26%), University of Wisconsin Credit Union (6.36%), Landmark Credit Union (6.54%) and SUCCESS MORTGAGE PARTNERS, INC. (6.56%).

    FOND DU LAC, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    National Exchange Bank and Trust $62,150,000 $51,010,000 -17.9% 14.9%
    Bank First, N.A. $615,000 $22,015,000 3,479.7% 6.4%
    U.S. Bank $31,075,000 $20,555,000 -33.9% 6.0%
    Horicon Bank $18,005,000 $17,905,000 -0.6% 5.2%
    Associated Bank $21,870,000 $14,075,000 -35.6% 4.1%
    Landmark Credit Union $7,440,000 $11,735,000 57.7% 3.4%
    Fox Valley Savings Bank $15,105,000 $10,935,000 -27.6% 3.2%
    Summit Credit Union $12,115,000 $10,425,000 -13.9% 3.0%
    MARINE $8,430,000 $9,540,000 13.2% 2.8%
    VERVE, A CREDIT UNION $20,895,000 $7,640,000 -63.4% 2.2%
    QUICKEN LOANS, LLC $10,290,000 $7,095,000 -31.0% 2.1%
    CALIBER HOME LOANS, INC. $10,100,000 $6,270,000 -37.9% 1.8%
    SUCCESS MORTGAGE PARTNERS, INC. $8,505,000 $6,195,000 -27.2% 1.8%
    NEWREZ LLC $1,685,000 $5,520,000 227.6% 1.6%
    Mortgage Research Center, LLC $3,895,000 $5,375,000 38.0% 1.6%
    COMPEER FINANCIAL, FLCA $5,800,000 $5,085,000 -12.3% 1.5%
    University of Wisconsin Credit Union $4,550,000 $5,085,000 11.8% 1.5%
    BMO Harris Bank $6,045,000 $4,795,000 -20.7% 1.4%
    Community First Credit Union $6,210,000 $4,590,000 -26.1% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $3,405,000 $4,470,000 31.3% 1.3%
    CARDINAL FINANCIAL $6,160,000 $4,015,000 -34.8% 1.2%
    Fortifi Bank $3,320,000 $3,635,000 9.5% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,340,000 $3,620,000 -42.9% 1.1%
    Bristol Morgan Bank $4,050,000 $3,195,000 -21.1% 0.9%
    JPMorgan Chase Bank $5,205,000 $2,910,000 -44.1% 0.9%
    MOVEMENT MORTGAGE, LLC $2,555,000 n/a 0.7%
    Prosperity Home Mortgage, LLC $4,695,000 $2,490,000 -47.0% 0.7%
    Wells Fargo Bank $4,950,000 $2,110,000 -57.4% 0.6%
    Johnson Bank $825,000 $2,090,000 153.3% 0.6%
    EDUCATORS CREDIT UNION $495,000 $2,000,000 304.0% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,165,000 $1,845,000 -41.7% 0.5%
    FOX COMMUNITIES $2,450,000 $1,840,000 -24.9% 0.5%
    FOND DU LAC $1,920,000 $1,800,000 -6.3% 0.5%
    CoVantage Credit Union $875,000 $1,740,000 98.9% 0.5%
    LOANDEPOT.COM, LLC $2,175,000 $1,700,000 -21.8% 0.5%
    WALKER & DUNLOP, LLC $9,280,000 $1,695,000 -81.7% 0.5%
    GUILD MORTGAGE COMPANY $145,000 $1,665,000 1,048.3% 0.5%
    Bell Bank $3,865,000 $1,650,000 -57.3% 0.5%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $910,000 $1,605,000 76.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $2,960,000 $1,595,000 -46.1% 0.5%
    West Pointe Bank $3,835,000 $1,595,000 -58.4% 0.5%
    CMG MORTGAGE, INC. $2,720,000 $1,575,000 -42.1% 0.5%
    Westbury Bank $2,720,000 $1,495,000 -45.0% 0.4%
    FREEDOM MORTGAGE CORPORATION $2,830,000 $1,390,000 -50.9% 0.4%
    Premier Community Bank $1,755,000 $1,335,000 -23.9% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $455,000 $1,335,000 193.4% 0.4%
    First Federal Bank $905,000 $1,270,000 40.3% 0.4%
    Waterstone Mortgage Corporation $2,220,000 $1,240,000 -44.1% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,195,000 $1,235,000 -43.7% 0.4%
    GUARANTEED RATE, INC. $2,580,000 $1,160,000 -55.0% 0.3%
    BROKER SOLUTIONS, INC. $935,000 $1,150,000 23.0% 0.3%
    NEW DAY FINANCIAL, LLC $445,000 $1,150,000 158.4% 0.3%
    Flagstar Bank, FSB $1,465,000 $1,145,000 -21.8% 0.3%
    Citizens State Bank of La Crosse $1,810,000 $1,115,000 -38.4% 0.3%
    FIRST TECHNOLOGY $1,115,000 n/a 0.3%
    Nations Lending Corporation $505,000 $1,090,000 115.8% 0.3%
    Carrington Mortgage Services, LLC $880,000 $1,075,000 22.2% 0.3%
    The Huntington National Bank $1,060,000 n/a 0.3%
    CHERRY CREEK MORTGAGE, LLC $965,000 $1,005,000 4.1% 0.3%
    A + MORTGAGE SERVICES, INC. $310,000 $975,000 214.5% 0.3%
    Nicolet National Bank $2,965,000 $960,000 -67.6% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $730,000 $935,000 28.1% 0.3%
    NexBank $920,000 n/a 0.3%
    THOMPSON KANE & COMPANY, LLC $915,000 n/a 0.3%
    Bankers' Bank $3,185,000 $900,000 -71.7% 0.3%
    Old National Bank $370,000 $895,000 141.9% 0.3%
    Glacier Hills Credit Union $1,845,000 $890,000 -51.8% 0.3%
    USAA Federal Savings Bank $710,000 $880,000 23.9% 0.3%
    Kohler Credit Union $2,800,000 $845,000 -69.8% 0.2%
    RESIDENTIAL BANCORP $835,000 n/a 0.2%
    State Bank of Cross Plains $3,395,000 $810,000 -76.1% 0.2%
    GUARANTEED RATE AFFINITY, LLC $455,000 $780,000 71.4% 0.2%
    Bank Five Nine $660,000 $770,000 16.7% 0.2%
    GSF Mortgage Corporation $1,070,000 $765,000 -28.5% 0.2%
    TOWNE MORTGAGE COMPANY $1,425,000 $745,000 -47.7% 0.2%
    WINNEBAGO COMMUNITY $1,305,000 $740,000 -43.3% 0.2%
    WISCONSIN MORTGAGE CORPORATION $985,000 $715,000 -27.4% 0.2%
    ENDEAVOR CAPITAL, LLC. $710,000 n/a 0.2%
    FORTE BANK $295,000 $710,000 140.7% 0.2%
    Ally Bank $240,000 $705,000 193.8% 0.2%
    NAVY FEDERAL CREDIT UNION $770,000 $690,000 -10.4% 0.2%
    Morgan Stanley Private Bank $1,070,000 $675,000 -36.9% 0.2%
    CIBM Bank $705,000 $665,000 -5.7% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $660,000 n/a 0.2%
    WINGS FINANCIAL $615,000 n/a 0.2%
    CAPITAL Credit Union $1,090,000 $605,000 -44.5% 0.2%
    PENNYMAC LOAN SERVICES, LLC $2,895,000 $590,000 -79.6% 0.2%
    HOMESIDE FINANCIAL, LLC $165,000 $575,000 248.5% 0.2%
    The Port Washington State Bank $555,000 $565,000 1.8% 0.2%
    State Bank of Chilton $270,000 $560,000 107.4% 0.2%
    Paramount Residential Mortgage Group, Inc. $1,010,000 $530,000 -47.5% 0.2%
    FIRST STATE MORTGAGE SERVICES, LLC $520,000 n/a 0.2%
    Oostburg State Bank $635,000 $510,000 -19.7% 0.1%
    The Federal Savings Bank $245,000 $510,000 108.2% 0.1%
    Bank of England $1,315,000 $505,000 -61.6% 0.1%
    Colonial Savings, F.A. $475,000 n/a 0.1%
    Cleveland State Bank $430,000 $460,000 7.0% 0.1%
    American Mortgage & Equity Consultants, Inc. $315,000 $440,000 39.7% 0.1%
    Barrington Bank & Trust Company, N.A. $240,000 $435,000 81.3% 0.1%
    UNION HOME MORTGAGE CORP. $410,000 n/a 0.1%
    ALTRA $360,000 $395,000 9.7% 0.1%
    Servion, Inc. $755,000 $380,000 -49.7% 0.1%
    USAlliance Federal Credit Union $365,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $145,000 $360,000 148.3% 0.1%
    CORNERSTONE HOME LENDING, INC. $440,000 $350,000 -20.5% 0.1%
    GreenStone Farm Credit Services, FLCA $345,000 n/a 0.1%
    Merchants and Manufacturers Bank $335,000 n/a 0.1%
    Discover Bank $250,000 $325,000 30.0% 0.1%
    East Wisconsin Savings Bank $485,000 $315,000 -35.1% 0.1%
    PREMIA MORTGAGE, LLC $315,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $310,000 n/a 0.1%
    Great Midwest Bank, S.S.B. $1,405,000 $300,000 -78.6% 0.1%
    PNC Bank $460,000 $290,000 -37.0% 0.1%
    MORTGAGE ACCESS CORP. $275,000 $285,000 3.6% 0.1%
    PLAZA HOME MORTGAGE, INC. $520,000 $285,000 -45.2% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $65,000 $285,000 338.5% 0.1%
    TOP FLITE FINANCIAL, INC. $280,000 n/a 0.1%
    ALAMEDA MORTGAGE CORPORATION $275,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $275,000 n/a 0.1%
    Deere Employees Credit Union $915,000 $270,000 -70.5% 0.1%
    PROSPERA Credit Union $1,240,000 $265,000 -78.6% 0.1%
    Collins State Bank $245,000 $260,000 6.1% 0.1%
    A&D Mortgage LLC $235,000 n/a 0.1%
    Equity Prime Mortgage LLC $235,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $225,000 n/a 0.1%
    First Savings Bank $125,000 $225,000 80.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $860,000 $225,000 -73.8% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $225,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $135,000 $215,000 59.3% 0.1%
    Waukesha State Bank $655,000 $215,000 -67.2% 0.1%
    PCM $200,000 n/a 0.1%
    UNISON CREDIT UNION $200,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
    DAS Acquisition Company, LLC $195,000 n/a 0.1%
    Ixonia Bank $915,000 $195,000 -78.7% 0.1%
    Prevail Bank $190,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $185,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $1,790,000 $185,000 -89.7% 0.1%
    Forward Bank $175,000 n/a 0.1%
    Wolfe Financial, Inc $405,000 $175,000 -56.8% 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $1,635,000 $165,000 -89.9% 0.0%
    PyraMax Bank, FSB $85,000 $155,000 82.4% 0.0%
    GREENSTATE CREDIT UNION $565,000 $150,000 -73.5% 0.0%
    Bank of Milton $145,000 n/a 0.0%
    Century Mortgage Company DBA Century Lending Company $410,000 $145,000 -64.6% 0.0%
    Peoples State Bank $145,000 $145,000 0.0% 0.0%
    The Greenwood's State Bank $145,000 n/a 0.0%
    Republic Bank of Chicago $125,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $385,000 $125,000 -67.5% 0.0%
    Royal Credit Union $120,000 n/a 0.0%
    Figure Lending LLC $270,000 $115,000 -57.4% 0.0%
    North Shore Bank FSB $1,975,000 $115,000 -94.2% 0.0%
    ROYAL UNITED MORTGAGE LLC $400,000 $105,000 -73.8% 0.0%
    First American Bank $100,000 $100,000 0.0% 0.0%
    MLD MORTGAGE INC. $245,000 $95,000 -61.2% 0.0%
    T2 FINANCIAL LLC $800,000 $95,000 -88.1% 0.0%
    The Bank of Kaukauna $45,000 $95,000 111.1% 0.0%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $240,000 $85,000 -64.6% 0.0%
    Centier Bank $70,000 $80,000 14.3% 0.0%
    Bank of Luxemburg $75,000 n/a 0.0%
    Cornerstone Credit Union $75,000 n/a 0.0%
    Coastal Community Bank $70,000 n/a 0.0%
    DUPACO COMMUNITY $65,000 n/a 0.0%
    Empower Credit Union $65,000 n/a 0.0%
    Bank of America $265,000 $55,000 -79.2% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.0%
    Waldo State Bank $145,000 $55,000 -62.1% 0.0%
    Lakeview Community Capital, LLC $45,000 n/a 0.0%
    Connexus Credit Union $35,000 n/a 0.0%
    DMB Community Bank $35,000 n/a 0.0%
    First-Citizens Bank & Trust Company $1,165,000 $35,000 -97.0% 0.0%
    SPRING EQ, LLC $170,000 $35,000 -79.4% 0.0%
    Heartland Credit Union (Madison) $35,000 $25,000 -28.6% 0.0%
    PLANET HOME LENDING, LLC $25,000 n/a 0.0%

    FOND DU LAC's top lender by overall market share is National Exchange Bank and Trust, with 14.9% market share. In second place, with 6.4%, is Bank First, N.A., having originated $22,015,000 in loans. In third place, with 6.0%, is U.S. Bank, having originated $20,555,000 in loans. In fourth place, with 5.2%, is Horicon Bank, having originated $17,905,000 in loans. In fifth place, with 4.1%, is Associated Bank, having originated $14,075,000 in loans.

    FOND DU LAC Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,975 (15.5%) $194,946 (13.7%) 0.00 380
    2018-02-01 $153,900 (20.4%) $195,479 (11.8%) 0.00 386
    2018-03-01 $153,900 (12.0%) $196,444 (7.0%) 0.00 386
    2018-04-01 $149,925 (4.6%) $207,907 (9.3%) 0.00 277
    2018-05-01 $161,950 (9.2%) $219,852 (12.8%) 0.00 283
    2018-06-01 $178,750 (22.2%) $228,946 (15.2%) 0.00 283
    2018-07-01 $181,675 (21.2%) $230,001 (14.7%) 0.00 301
    2018-08-01 $178,200 (25.5%) $226,101 (14.5%) 0.00 306
    2018-09-01 $171,900 (14.7%) $219,647 (12.5%) 0.00 313
    2018-10-01 $159,900 (6.7%) $211,339 (10.6%) 0.00 337
    2018-11-01 $147,225 (-4.2%) $200,332 (2.5%) 0.00 325
    2018-12-01 $144,950 (-3.4%) $196,833 (1.2%) 0.00 287
    2019-01-01 $137,950 (-8.0%) $187,991 (-3.6%) 0.00 268
    2019-02-01 $153,150 (-0.5%) $197,638 (1.1%) 0.00 248
    2019-03-01 $162,043 (5.3%) $207,757 (5.8%) 0.00 216
    2019-04-01 $164,543 (9.8%) $217,379 (4.6%) 0.00 197
    2019-05-01 $176,450 (9.0%) $243,119 (10.6%) 0.00 208
    2019-06-01 $169,400 (-5.2%) $242,125 (5.8%) 0.00 214
    2019-07-01 $170,925 (-5.9%) $252,738 (9.9%) 0.00 242
    2019-08-01 $170,845 (-4.1%) $248,701 (10.0%) 0.00 258
    2019-09-01 $175,939 (2.4%) $251,888 (14.7%) 0.00 251
    2019-10-01 $177,734 (11.2%) $249,863 (18.2%) 0.00 251
    2019-11-01 $183,700 (24.8%) $233,212 (16.4%) 0.00 256
    2019-12-01 $174,900 (20.7%) $225,332 (14.5%) 0.00 240
    2020-01-01 $174,175 (26.3%) $234,116 (24.5%) 0.00 222
    2020-02-01 $184,900 (20.7%) $241,812 (22.4%) 0.00 207
    2020-03-01 $184,900 (14.1%) $248,806 (19.8%) 0.00 208
    2020-04-01 $193,200 (17.4%) $253,358 (16.6%) 0.00 201
    2020-05-01 $212,900 (20.7%) $266,392 (9.6%) 0.00 195
    2020-06-01 $239,450 (41.4%) $286,062 (18.2%) 0.00 178
    2020-07-01 $242,350 (41.8%) $281,925 (11.6%) 0.00 149
    2020-08-01 $235,400 (37.8%) $276,877 (11.3%) 0.00 158
    2020-09-01 $219,925 (25.0%) $271,592 (7.8%) 0.00 169
    2020-10-01 $224,900 (26.5%) $279,998 (12.1%) 0.00 159
    2020-11-01 $191,150 (4.1%) $263,687 (13.1%) 0.00 154
    2020-12-01 $167,450 (-4.3%) $249,534 (10.7%) 0.00 141
    2021-01-01 $164,450 (-5.6%) $259,266 (10.7%) 0.00 122
    2021-02-01 $192,150 (3.9%) $270,480 (11.9%) 0.00 102
    2021-03-01 $228,500 (23.6%) $284,121 (14.2%) 0.00 88
    2021-04-01 $248,650 (28.7%) $298,066 (17.7%) 0.00 84
    2021-05-01 $249,900 (17.4%) $285,977 (7.4%) 0.00 89
    2021-06-01 $206,000 (-14.0%) $299,562 (4.7%) 0.00 115
    2021-07-01 $199,950 (-17.5%) $311,540 (10.5%) 0.00 150
    2021-08-01 $196,325 (-16.6%) $294,296 (6.3%) 0.00 157
    2021-09-01 $199,900 (-9.1%) $284,606 (4.8%) 0.00 173
    2021-10-01 $224,900 (0.0%) $293,262 (4.7%) 0.00 173
    2021-11-01 $222,000 (16.1%) $289,079 (9.6%) 0.00 150
    2021-12-01 $209,900 (25.4%) $289,992 (16.2%) 0.00 117
    2022-01-01 $194,500 (18.3%) $260,651 (0.5%) 0.00 101
    2022-02-01 $207,400 (7.9%) $276,506 (2.2%) 0.00 75
    2022-03-01 $241,675 (5.8%) $300,172 (5.7%) 0.00 66
    2022-04-01 $244,900 (-1.5%) $301,858 (1.3%) 0.00 78
    2022-05-01 $283,300 (13.4%) $326,130 (14.0%) 0.00 96
    2022-06-01 $289,900 (40.7%) $328,006 (9.5%) 0.00 112
    2022-07-01 $299,000 (49.5%) $343,821 (10.4%) 0.00 138
    2022-08-01 $299,900 (52.8%) $351,011 (19.3%) 0.00 135
    2022-09-01 $279,900 (40.0%) $357,072 (25.5%) 0.00 131
    2022-10-01 $292,900 (30.2%) $395,937 (35.0%) 0.00 127
    2022-11-01 $294,925 (32.9%) $383,455 (32.7%) 0.00 129
    2022-12-01 $299,900 (42.9%) $404,204 (39.4%) 0.00 102
    2023-01-01 $329,742 (69.5%) $431,455 (65.5%) 0.00 87
    2023-02-01 $350,000 (68.8%) $451,028 (63.1%) 0.00 83
    2023-03-01 $350,000 (44.8%) $438,284 (46.0%) 0.00 88
    2023-04-01 $375,000 (53.1%) $472,416 (56.5%) 0.00 82
    2023-05-01 $340,400 (20.2%) $424,912 (30.3%) 0.00 88
    2023-06-01 $339,900 (17.3%) $404,673 (23.4%) 0.00 92
    2023-07-01 $339,900 (13.7%) $402,019 (16.9%) 0.00 102
    2023-08-01 $319,725 (6.6%) $373,496 (6.4%) 0.00 112
    2023-09-01 $319,900 (14.3%) $358,660 (0.4%) 0.00 117
    2023-10-01 $307,400 (5.0%) $363,639 (-8.2%) 0.00 123
    2023-11-01 $280,600 (-4.9%) $333,999 (-12.9%) 0.00 124
    2023-12-01 $287,400 (-4.2%) $333,567 (-17.5%) 0.00 100
    2024-01-01 $281,150 (-14.7%) $336,603 (-22.0%) 0.00 90
    2024-02-01 $342,400 (-2.2%) $371,418 (-17.7%) 0.00 96
    2024-03-01 $374,900 (7.1%) $405,295 (-7.5%) 0.00 100
    FOND DU LAC's median listing price for 2024-03-01 was $374,900, a difference of $24,900 (7.1%) versus the prior year and $32,500 versus the prior month.

    FOND DU LAC's median listing price comes in at 0% of the national average.

    FOND DU LAC's average listing price for 2024-03-01 was $405,295, a difference of $-32,989 (-7.5%) versus the prior year and $33,877 versus the prior month.

    For the 2024-03-01 period, FOND DU LAC had 100 MLS listings, a difference of 4 listings (4%) versus the prior month and 12 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,692 sqft
    2018-02-01 0 days 1,682 sqft
    2018-03-01 0 days 1,708 sqft
    2018-04-01 0 days 1,685 sqft
    2018-05-01 0 days 1,690 sqft
    2018-06-01 0 days 1,729 sqft
    2018-07-01 0 days 1,753 sqft
    2018-08-01 0 days 1,777 sqft
    2018-09-01 0 days 1,767 sqft
    2018-10-01 0 days 1,728 sqft
    2018-11-01 0 days 1,712 sqft
    2018-12-01 0 days 1,716 sqft
    2019-01-01 0 days 1,690 sqft
    2019-02-01 0 days 1,727 sqft
    2019-03-01 0 days 1,753 sqft
    2019-04-01 0 days 1,730 sqft
    2019-05-01 0 days 1,720 sqft
    2019-06-01 0 days 1,678 sqft
    2019-07-01 0 days 1,667 sqft
    2019-08-01 0 days 1,664 sqft
    2019-09-01 0 days 1,718 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,779 sqft
    2019-12-01 0 days 1,778 sqft
    2020-01-01 0 days 1,755 sqft
    2020-02-01 0 days 1,770 sqft
    2020-03-01 0 days 1,793 sqft
    2020-04-01 0 days 1,760 sqft
    2020-05-01 0 days 1,755 sqft
    2020-06-01 0 days 1,844 sqft
    2020-07-01 0 days 1,911 sqft
    2020-08-01 0 days 1,912 sqft
    2020-09-01 0 days 1,834 sqft
    2020-10-01 0 days 1,848 sqft
    2020-11-01 0 days 1,739 sqft
    2020-12-01 0 days 1,583 sqft
    2021-01-01 0 days 1,562 sqft
    2021-02-01 0 days 1,581 sqft
    2021-03-01 0 days 1,630 sqft
    2021-04-01 0 days 1,763 sqft
    2021-05-01 0 days 1,741 sqft
    2021-06-01 0 days 1,648 sqft
    2021-07-01 0 days 1,627 sqft
    2021-08-01 0 days 1,654 sqft
    2021-09-01 0 days 1,638 sqft
    2021-10-01 0 days 1,648 sqft
    2021-11-01 0 days 1,654 sqft
    2021-12-01 0 days 1,641 sqft
    2022-01-01 0 days 1,624 sqft
    2022-02-01 0 days 1,622 sqft
    2022-03-01 0 days 1,615 sqft
    2022-04-01 0 days 1,606 sqft
    2022-05-01 0 days 1,620 sqft
    2022-06-01 0 days 1,683 sqft
    2022-07-01 0 days 1,695 sqft
    2022-08-01 0 days 1,761 sqft
    2022-09-01 0 days 1,754 sqft
    2022-10-01 0 days 1,816 sqft
    2022-11-01 0 days 1,810 sqft
    2022-12-01 0 days 1,858 sqft
    2023-01-01 0 days 1,921 sqft
    2023-02-01 0 days 1,939 sqft
    2023-03-01 0 days 1,842 sqft
    2023-04-01 0 days 1,890 sqft
    2023-05-01 0 days 1,898 sqft
    2023-06-01 0 days 1,830 sqft
    2023-07-01 0 days 1,840 sqft
    2023-08-01 0 days 1,795 sqft
    2023-09-01 0 days 1,774 sqft
    2023-10-01 0 days 1,734 sqft
    2023-11-01 0 days 1,714 sqft
    2023-12-01 0 days 1,747 sqft
    2024-01-01 0 days 1,703 sqft
    2024-02-01 0 days 1,796 sqft
    2024-03-01 0 days 1,800 sqft
    FOND DU LAC's median listing age (time on market) for 2024-03-01 was 0 days.

    FOND DU LAC's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,842 sqft.

    FOND DU LAC, WI Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    53006 Fond du Lac, WI MSA $740 $800 $1,030 $1,360 $1,380
    53010 Fond du Lac, WI MSA $700 $760 $970 $1,280 $1,300
    53011 Fond du Lac, WI MSA $660 $790 $950 $1,240 $1,360
    53014 Fond du Lac, WI MSA $620 $680 $860 $1,150 $1,160
    53019 Fond du Lac, WI MSA $650 $710 $910 $1,210 $1,220
    53023 Fond du Lac, WI MSA $660 $790 $960 $1,260 $1,380
    53040 Fond du Lac, WI MSA $760 $900 $1,080 $1,360 $1,480
    53048 Fond du Lac, WI MSA $740 $800 $1,030 $1,360 $1,380
    53049 Fond du Lac, WI MSA $650 $710 $910 $1,210 $1,220
    53057 Fond du Lac, WI MSA $590 $640 $830 $1,090 $1,110
    53061 Fond du Lac, WI MSA $590 $650 $830 $1,110 $1,110
    53065 Fond du Lac, WI MSA $650 $710 $910 $1,210 $1,220
    53079 Fond du Lac, WI MSA $590 $650 $830 $1,090 $1,110
    53919 Fond du Lac, WI MSA $590 $640 $830 $1,090 $1,110
    53931 Fond du Lac, WI MSA $680 $740 $950 $1,260 $1,280
    53946 Fond du Lac, WI MSA $640 $690 $890 $1,180 $1,200
    53963 Fond du Lac, WI MSA $610 $660 $850 $1,130 $1,140
    54904 Fond du Lac, WI MSA $740 $770 $990 $1,340 $1,560
    54932 Fond du Lac, WI MSA $670 $730 $940 $1,250 $1,280
    54935 Fond du Lac, WI MSA $650 $700 $900 $1,190 $1,210
    54936 Fond du Lac, WI MSA $660 $720 $920 $1,220 $1,240
    54937 Fond du Lac, WI MSA $750 $820 $1,050 $1,390 $1,410
    54964 Fond du Lac, WI MSA $920 $960 $1,240 $1,670 $1,890
    54971 Fond du Lac, WI MSA $640 $690 $890 $1,180 $1,280
    54974 Fond du Lac, WI MSA $590 $640 $830 $1,090 $1,110
    54979 Fond du Lac, WI MSA $640 $680 $890 $1,170 $1,280

    2022 Average & Median Rent Data Statistics
    FOND DU LAC, WI average 1BR rent: $732, median: $710
    FOND DU LAC, WI average 2BR rent: $933, median: $910
    FOND DU LAC, WI average 3BR rent: $1,234, median: $1,210

    FOND DU LAC, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,061 $232,785,000 $219,402
    Cash Out Refi 354 $44,090,000 $124,548
    Home Improvement 306 $17,920,000 $58,562
    Refi 241 $31,865,000 $132,220
    Other 227 $15,565,000 $68,568

    Fond Du Lac's most frequently cited loan purpose was Home Purchase, with 1,061 originations. The 2nd most popular reason was Cash Out Refi, with 354 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 591 $117,155,000 $198,232
    7-8% 569 $90,535,000 $159,112
    Over 8% 542 $43,200,000 $79,705
    5-6% 305 $66,325,000 $217,459
    <2.5% 47 $3,015,000 $64,149
    4-5% 43 $8,815,000 $205,000
    3-4% 23 $1,845,000 $80,217
    2.5-3% 8 $790,000 $98,750

    During 2023, Fond Du Lac's most frequently originated rate bucket was 6-7%, with 591 originations.

    Loan Sizing (FOND DU LAC, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 910 $47,200,000 $51,868
    $100k-200k 701 $102,345,000 $145,999
    $200k-400k 463 $125,415,000 $270,875
    $400k-600k 88 $40,710,000 $462,614
    $600k-1000k 19 $13,375,000 $703,947
    $Over $1MM 8 $13,180,000 $1,647,500

    FOND DU LAC's loan sizing saw the bucket of loans from $100,000 or less with 910 originations, totaling $47,200,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 658 $152,990,000 $232,508
    Under 20% 458 $18,920,000 $41,310
    60-80% 418 $92,590,000 $221,507
    20-40% 375 $34,715,000 $92,573
    40-60% 194 $29,270,000 $150,876
    Over 100% 9 $2,195,000 $243,889

    FOND DU LAC's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 658 originations, totaling $152,990,000 in origination value.