First National Bank Texas Mortgage Rates, Fees & Info
Killeen, TXLEI: 5493006KQF5UKZ3Y9N07
Tax ID: 74-2681037
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
First National Bank Texas is a smaller bank specializing in Home Purchase and Refi loans. First National Bank Texas has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Killeen, El Paso, Phoenix, Waco, and Austin among others. We have data for 86 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First National Bank Texas is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/21/24 |
| 30 Year Conventional Purchase | 6.88% | 4/21/24 |
| 30 Year Conventional Refi | 6.85% | 4/21/24 |
| 30 Year FHA Purchase | 7.71% | 4/21/24 |
| 30 Year FHA Refi | 7.46% | 4/21/24 |
| 30 Year VA Purchase | 6.31% | 4/21/24 |
| 30 Year VA Refi | 6.17% | 4/21/24 |
| 30 Year USDA Purchase | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 6.28% | 4/21/24 |
| 15 Year Conventional Refi | 6.55% | 4/21/24 |
| 15 Year Cash-out Refi | 6.55% | 4/21/24 |
| 15 Year FHA Purchase | 5.68% | 4/21/24 |
| 15 Year VA Refi | 6.57% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First National Bank Texas Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First National Bank Texas. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,899Origination Dollar Volume (All Markets)
$431,135,000Employee count
2,927Awards
×
![]()
First National Bank Texas - 2020
First National Bank Texas is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for First National Bank Texas?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 616 | $142,490,000 | $231,315 | $5,049 | 2.83% |
| EL PASO, TX (FHA|USDA|VA) | 531 | $105,185,000 | $198,089 | $5,748 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 207 | $57,755,000 | $279,010 | $4,357 | 2.96% |
| WACO, TX (FHA|USDA|VA) | 130 | $25,960,000 | $199,692 | $6,025 | 3.05% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 52 | $17,910,000 | $344,423 | $5,903 | 2.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 53 | $12,995,000 | $245,189 | $5,242 | 3.21% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 64 | $12,420,000 | $194,063 | $5,933 | 3.12% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 35 | $10,215,000 | $291,857 | $6,032 | 3.62% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 43 | $9,515,000 | $221,279 | $5,933 | 3.27% |
| Outside of Metro Areas | 24 | $4,790,000 | $199,583 | $5,741 | 2.95% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $2,265,000 | $755,000 | $6,661 | 4.21% |
| Alice, TX (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $5,695 | 3.42% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,814 | 2.77% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,045 | 2.66% |
| Kingsville, TX (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $5,994 | 3.19% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,775 | 3.13% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,920 | 3.08% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,276 | 3.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,853 | 2.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,301 | 2.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,365 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,610 | 3.33% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,036 | 2.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $18,207 | 2.38% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,445 | 3.06% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $18,426 | 2.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,298 | 2.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,666 | 3.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,225 | 2.92% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,890 | 3.21% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,379 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.25% |
| Dumas, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,788 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,507 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,136 | 3.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,364 | 2.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,588 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,133 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,614 | 2.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.75% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.60% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,981 | 2.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,680 | 3.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,653 | 2.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,875 | 2.75% |
| Bonham, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,859 | 4.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,228 | 2.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,480 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,766 | 2.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,930 | 3.38% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,614 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,496 | 2.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,862 | 2.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,596 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,600 | 2.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,278 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,155 | 2.99% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,854 | 2.63% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,986 | 2.50% |
| Andrews, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,780 | 3.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,048 | 3.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,047 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,773 | 2.38% |
| Platteville, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,048 | 3.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,589 | 3.50% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,886 | 3.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,120 | 2.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,021 | 2.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,104 | 2.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,959 | 2.63% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,889 | 2.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,916 | 2.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,331 | 3.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,099 | 3.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.88% |
| Hereford, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,899 | 2.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,158 | 2.85% |
| Rockport, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,413 | 3.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,264 | 3.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,947 | 3.13% |
| Pampa, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,269 | 2.88% |
| McComb, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,612 | 2.80% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,048 | 3.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against First National Bank Texas based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
GECU
Similarity Rank: 118
Similarity Rank: 118
EVOLVE
Similarity Rank: 126
Similarity Rank: 126
EL PASO AREA TEACHERS
Similarity Rank: 364
Similarity Rank: 364
GULF COAST
Similarity Rank: 474
Similarity Rank: 474
United Heritage Credit Union
Similarity Rank: 657
Similarity Rank: 657
PATRIOT MORTGAGE COMPANY
Similarity Rank: 664
Similarity Rank: 664
FirstLight Federal Credit Union
Similarity Rank: 728
Similarity Rank: 728
BLUE BRICK FINANCIAL LLC
Similarity Rank: 825
Similarity Rank: 825
TEXELL Credit Union
Similarity Rank: 871
Similarity Rank: 871
First Credit Union
Similarity Rank: 1034
Similarity Rank: 1034
Product Mix
For 2020, First National Bank Texas's most frequently originated type of loan was Conventional, with 716 originations. Their 2nd most popular type was VA, with 611 originations.
Loan Reason
For 2020, First National Bank Texas's most frequently cited loan purpose was Home Purchase, with 1,259 originations. The 2nd most popular reason was Refi, with 626 originations.
Loan Duration/Length
For 2020, First National Bank Texas's most frequently cited loan duration was 30 Year, with 1,726 originations. The 2nd most popular length was 15 Year, with 116 originations.
Origination Fees/Closing Costs
First National Bank Texas's average total fees were $5,513, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,283 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 729 | $163,845,000 | $224,753 |
| 3-4% | 594 | $118,240,000 | $199,057 |
| <2.5% | 468 | $110,260,000 | $235,598 |
| 4-5% | 99 | $37,205,000 | $375,808 |
| 5-6% | 9 | $1,585,000 | $176,111 |
During 2020, First National Bank Texas's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 729 originations.
Loan Sizing
2020 saw First National Bank Texas place emphasis on $100k-200k loans with 871 originations, totaling $133,395,000 in origination value.
Applicant Income
First National Bank Texas lent most frequently to those with incomes in the $50k-75k range, with 482 originations. The second most popular income band? $50k or less, with 391 originations.
Applicant Debt to Income Ratio
First National Bank Texas lent most frequently to those with DTI ratios of 50-60%, with 258 originations. The next most common DTI ratio? 20-30%, with 237 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.50%
First National Bank Texas has a below average approval rate.
Pick Rate
Approvals leading to origination79.25%
First National Bank Texas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,899 | $431,135,000 | $227,033 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Struggling to pay mortgage | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Trouble during payment process | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | FHA mortgage | Struggling to pay mortgage | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | Other type of mortgage | Trouble during payment process | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First National Bank Texas | 100 East Houston Street Beeville, TX 78102 | Full Service Retail | $2,823 |
| First National Bank Texas | 100 South Ryan Drive Red Oak, TX 75154 | Full Service Retail | $6,012 |
| First National Bank Texas | 100 W. White Park Drive Nogales, AZ 85621 | Full Service Retail | $6,346 |
| First National Bank Texas | 1000 East 41st Street Austin, TX 78751 | Full Service B&M | $1,093 |
| First National Bank Texas | 1001 N. Beckley Desoto, TX 75115 | Full Service Retail | $5,714 |
| First National Bank Texas | 1002 North 38th Street Killeen, TX 76541 | Full Service Retail | $16,189 |
| First National Bank Texas | 101 Calhoun Plaza Port Lavaca, TX 77979 | Full Service Retail | $3,072 |
| First National Bank Texas | 10100 Beechnut Street Houston, TX 77072 | Full Service Retail | $6,238 |
| First National Bank Texas | 10200 Hwy 242 Conroe, TX 77385 | Full Service B&M | $362 |
| First National Bank Texas | 10251 Kempwood Drive Houston, TX 77043 | Full Service Retail | $4,227 |
| First National Bank Texas | 10306 S. Post Oak Houston, TX 77035 | Full Service Retail | $6,741 |
| First National Bank Texas | 10411 North Freeway I-45 Houston, TX 77037 | Full Service Retail | $14,950 |
| First National Bank Texas | 105 Centennial Boulevard Lindale, TX 75771 | Full Service Retail | $4,966 |
| First National Bank Texas | 10501 Gateway Blvd Ste 600 El Paso, TX 79925 | Full Service Retail | $4,900 |
| First National Bank Texas | 1060 North Main Street Euless, TX 76039 | Full Service Retail | $7,326 |
| First National Bank Texas | 107 W Hwy 190 Copperas Cove, TX 76522 | Full Service B&M | $25,834 |
| First National Bank Texas | 10727 Gateway Blvd. W. El Paso, TX 79925 | Full Service Retail | $10,856 |
| First National Bank Texas | 1100 North Estrella Parkway Goodyear, AZ 85338 | Full Service Retail | $4,070 |
| First National Bank Texas | 1101 West Stan Schlueter Loop Killeen, TX 76542 | Full Service B&M | $2,606 |
| First National Bank Texas | 1107 South Shaver Street Pasadena, TX 77502 | Full Service Retail | $10,717 |
| First National Bank Texas | 11100 Leopard Street Corpus Christi, TX 78410 | Full Service B&M | $420 |
| First National Bank Texas | 11210 West Airport Boulevard Stafford, TX 77477 | Full Service Retail | $10,251 |
| First National Bank Texas | 11700 Us Hwy 380 Crossroads, TX 76227 | Full Service Retail | $4,233 |
| First National Bank Texas | 11701 S. Sam Houston Pkwy Houston, TX 77089 | Full Service Retail | $4,480 |
| First National Bank Texas | 1175 South Arizona Avenue Chandler, AZ 85286 | Full Service Retail | $3,354 |
| First National Bank Texas | 1200 North Highway 77 Waxahachie, TX 75165 | Full Service Retail | $8,693 |
| First National Bank Texas | 12009 Northwest Freeway Houston, TX 77092 | Full Service Retail | $4,972 |
| First National Bank Texas | 1201 Stone Street Kilgore, TX 75662 | Full Service Retail | $3,388 |
| First National Bank Texas | 12035 Antoine Drive Houston, TX 77066 | Full Service Retail | $8,566 |
| First National Bank Texas | 12065 Interstate 45 North Willis, TX 77318 | Full Service Retail | $6,219 |
| First National Bank Texas | 121 West Highway 332 Lake Jackson, TX 77566 | Full Service Retail | $6,451 |
| First National Bank Texas | 1216 Junction Highway Kerrville, TX 78028 | Full Service Retail | $5,657 |
| First National Bank Texas | 1221 Fm-1187 Crowley, TX 76036 | Full Service Retail | $4,314 |
| First National Bank Texas | 12220 Fm 423 Frisco, TX 75033 | Full Service Retail | $4,432 |
| First National Bank Texas | 12236 Montana Ave El Paso, TX 79938 | Full Service Retail | $6,434 |
| First National Bank Texas | 1228 N. Hwy 377 Roanoke, TX 76262 | Full Service Retail | $5,821 |
| First National Bank Texas | 12300 Lake June Road Balch Springs, TX 75180 | Full Service Retail | $13,929 |
| First National Bank Texas | 1250 Flour Bluff Drive Corpus Christi, TX 78418 | Full Service Retail | $2,803 |
| First National Bank Texas | 1260 E.Tucson Marketplace Blvd. Tucson, AZ 85713 | Full Service Retail | $5,333 |
| First National Bank Texas | 12620 Woodforest Blvd. Houston, TX 77015 | Full Service Retail | $5,124 |
| First National Bank Texas | 12789 Midway Rd Dallas, TX 75244 | Full Service Retail | $5,291 |
| First National Bank Texas | 1311 S. Jackson Street Jacksonville, TX 75766 | Full Service B&M | $1,049 |
| First National Bank Texas | 1314 West Adams Street Temple, TX 76501 | Full Service Retail | $8,592 |
| First National Bank Texas | 1320 Hwy 290 West Elgin, TX 78621 | Full Service B&M | $2,783 |
| First National Bank Texas | 133 Arkansas Blvd. Texarkana, AR 71854 | Full Service B&M | $584 |
| First National Bank Texas | 1352 W. 43rd St. Houston, TX 77018 | Full Service Retail | $4,007 |
| First National Bank Texas | 1380 W. Elliot Road Tempe, AZ 85284 | Full Service B&M | $1,571 |
| First National Bank Texas | 13900 Horizon Blvd Horizon City, TX 79928 | Full Service Retail | $5,745 |
| First National Bank Texas | 1400 Lowe's Boulevard Killeen, TX 76542 | Full Service Retail | $22,117 |
| First National Bank Texas | 1400 W. Main St Farmington, NM 87401 | Full Service Retail | $2,828 |
| First National Bank Texas | 1401 N. Saginaw Blvd Saginaw, TX 76179 | Full Service Retail | $6,112 |
| First National Bank Texas | 14028 N Us Hwy 183 Austin, TX 78717 | Full Service Retail | $2,448 |
| First National Bank Texas | 1406 West Walnut Street Garland, TX 75042 | Full Service Retail | $8,873 |
| First National Bank Texas | 14111 North Prassada Gateway Avenue Surprise, AZ 85388 | Full Service Retail | $2,752 |
| First National Bank Texas | 14414 Us Hwy 87 West La Vernia, TX 78121 | Full Service Retail | $3,509 |
| First National Bank Texas | 14498 Bellaire Blvd Houston, TX 77083 | Full Service B&M | $1,073 |
| First National Bank Texas | 14710 Woodforest Houston, TX 77015 | Full Service Retail | $5,282 |
| First National Bank Texas | 150 N. Beckley Lancaster, TX 75146 | Full Service Retail | $8,974 |
| First National Bank Texas | 1501 N. I-27 Plainview, TX 79072 | Full Service Retail | $5,664 |
| First National Bank Texas | 1505 E. Rio Grande Street Victoria, TX 77901 | Full Service Retail | $2,605 |
| First National Bank Texas | 1515 South Loop 288 Denton, TX 76208 | Full Service Retail | $9,072 |
| First National Bank Texas | 1521 Interstate 35 N. Bellmead, TX 76705 | Full Service B&M | $184 |
| First National Bank Texas | 1521 S. Cockrell Hill Dallas, TX 75215 | Full Service Retail | $12,643 |
| First National Bank Texas | 15220 Montfort Cr Dallas, TX 75248 | Full Service Retail | $5,592 |
| First National Bank Texas | 15300 South Ih 35 Buda, TX 78610 | Full Service B&M | $386 |
| First National Bank Texas | 15355 North Northsight Blvd Scottsdale, AZ 85260 | Full Service Retail | $3,325 |
| First National Bank Texas | 1550 Fry Rd Houston, TX 77084 | Full Service Retail | $4,600 |
| First National Bank Texas | 1551 Zaragosa Road El Paso, TX 79936 | Full Service Retail | $5,575 |
| First National Bank Texas | 1600 Wildcat Avenue Portland, TX 78374 | Full Service Retail | $3,493 |
| First National Bank Texas | 1601 West State Hwy 114 Grapevine, TX 76051 | Full Service Retail | $4,569 |
| First National Bank Texas | 1602 E Roosevelt Street Phoenix, AZ 85006 | Full Service Retail | $6,684 |
| First National Bank Texas | 1603 Spencer Highway South Houston, TX 77587 | Full Service Retail | $4,869 |
| First National Bank Texas | 1609 North Texas Avenue Bryan, TX 77803 | Full Service Retail | $6,159 |
| First National Bank Texas | 1635 Market Place Boulevard Irving, TX 75063 | Full Service Retail | $6,372 |
| First National Bank Texas | 1700 Dallas Parkway Plano, TX 75093 | Full Service Retail | $3,347 |
| First National Bank Texas | 1700 E. Palm Valley Blvd Round Rock, TX 78664 | Full Service B&M | $934 |
| First National Bank Texas | 1700 N. Alexander Baytown, TX 77520 | Full Service Retail | $3,094 |
| First National Bank Texas | 1702 11th Street Huntsville, TX 77340 | Full Service B&M | $1,547 |
| First National Bank Texas | 1707 West University Drive Mckinney, TX 75069 | Full Service Retail | $6,128 |
| First National Bank Texas | 1710 S Greenfield Road Mesa, AZ 85206 | Full Service Retail | $3,049 |
| First National Bank Texas | 1716 Highway Interstate 45 Huntsville, TX 77340 | Full Service Retail | $13,842 |
| First National Bank Texas | 1732 Precinct Line Rd. Hurst, TX 76054 | Full Service Retail | $6,442 |
| First National Bank Texas | 1747 E Florence Blvd Casa Grande, AZ 85122 | Full Service B&M | $1,756 |
| First National Bank Texas | 1750 South Broadway Sulphur Springs, TX 75482 | Full Service Retail | $5,533 |
| First National Bank Texas | 1801 Marketplace Dr Garland, TX 75041 | Full Service Retail | $9,945 |
| First National Bank Texas | 1815 Brothers Blve College Station, TX 77845 | Full Service Retail | $4,321 |
| First National Bank Texas | 1815 E. Highland Drive Jonesboro, AR 72401 | Full Service B&M | $526 |
| First National Bank Texas | 1821 South Padre Island Drive Corpus Christi, TX 78416 | Full Service Retail | $7,544 |
| First National Bank Texas | 1836 South Main Street, Suite 102 Weatherford, TX 76086 | Full Service Retail | $8,632 |
| First National Bank Texas | 1850 North Zarogoza Rd El Paso, TX 79936 | Full Service Retail | $11,586 |
| First National Bank Texas | 190 E. Round Grove Road Lewisville, TX 75067 | Full Service Retail | $8,507 |
| First National Bank Texas | 1904 S. Colorado St. Lockhart, TX 78644 | Full Service Retail | $2,754 |
| First National Bank Texas | 1911 4th Street Lubbock, TX 79415 | Full Service Retail | $5,797 |
| First National Bank Texas | 1911 Ne Bob Bullock Laredo, TX 78041 | Full Service B&M | $2,955 |
| First National Bank Texas | 1955 South Stapley Drive Mesa, AZ 85204 | Full Service Retail | $5,053 |
| First National Bank Texas | 200 Short Blvd Ste 130 Dallas, TX 75232 | Full Service Retail | $3,515 |
| First National Bank Texas | 200 Us Hwy 80 East Mesquite, TX 75149 | Full Service Retail | $7,302 |
| First National Bank Texas | 200 W. Camp Wisdom Duncanville, TX 75116 | Full Service Retail | $6,210 |
| First National Bank Texas | 200 W. I-20 Midland, TX 79701 | Full Service Retail | $12,939 |
| First National Bank Texas | 2000 John Harden Drive Jacksonville, AR 72076 | Full Service B&M | $388 |
| First National Bank Texas | 2000 U. S. Highway 181 Portland, TX 78374 | Full Service Retail | $4,118 |
| First National Bank Texas | 2003 E Rodea Drive Cottonwood, AZ 86326 | Full Service Retail | $3,143 |
| First National Bank Texas | 2003 S. Dumas Dumas, TX 79029 | Full Service Retail | $6,884 |
| First National Bank Texas | 201 E. Central Texas Expwy Harker Heights, TX 76548 | Full Service B&M | $36,020 |
| First National Bank Texas | 201 East Main Street Uvalde, TX 78801 | Full Service Retail | $4,447 |
| First National Bank Texas | 2020 Heights Dr. Harker Heights, TX 76548 | Full Service Retail | $14,655 |
| First National Bank Texas | 2020 N. 75th Ave Phoenix, AZ 85035 | Full Service B&M | $4,680 |
| First National Bank Texas | 20851 Fm 1485 New Caney, TX 77357 | Full Service Retail | $16,559 |
| First National Bank Texas | 210 W. Del Mar Blvd Laredo, TX 78041 | Full Service Retail | $3,850 |
| First National Bank Texas | 2108 Bedford Road Bedford, TX 76021 | Full Service Retail | $3,196 |
| First National Bank Texas | 2121 Highway 16 South Graham, TX 76450 | Full Service Retail | $5,351 |
| First National Bank Texas | 2129 W. Davis Conroe, TX 77301 | Full Service B&M | $37,883 |
| First National Bank Texas | 2130 Culebra Rd San Antonio, TX 78228 | Full Service Retail | $5,023 |
| First National Bank Texas | 2151 West Oaklawn Pleasanton, TX 78064 | Full Service Retail | $6,003 |
| First National Bank Texas | 2155 Paredes Line Road Brownsville, TX 78526 | Full Service Retail | $4,274 |
| First National Bank Texas | 2200 Briarcrest Drive, Suite 105 Bryan, TX 77802 | Full Service Retail | $7,221 |
| First National Bank Texas | 2201 Trimmier Drive Killeen, TX 76541 | Full Service B&M | $63,363 |
| First National Bank Texas | 22030 Market Place Drive New Caney, TX 77357 | Full Service Retail | $7,202 |
| First National Bank Texas | 2210 South Fielder Road Arlington, TX 76013 | Full Service Retail | $5,988 |
| First National Bank Texas | 223 South Loop 256 Palestine, TX 75801 | Full Service Retail | $10,203 |
| First National Bank Texas | 2245 Jacksboro Highway Fort Worth, TX 76114 | Full Service B&M | $5,011 |
| First National Bank Texas | 2250 Boca Chica Brownsville, TX 78521 | Full Service B&M | $1,657 |
| First National Bank Texas | 2266 Wyoming Blvd Ne Albuquerque, NM 87112 | Full Service Retail | $3,406 |
| First National Bank Texas | 2275 Gus Thomasson Rd. Dallas, TX 75228 | Full Service Retail | $6,851 |
| First National Bank Texas | 2300 N. Gessner Houston, TX 77080 | Full Service Retail | $5,028 |
| First National Bank Texas | 2303 Booneville Road Bryan, TX 77808 | Full Service Retail | $3,396 |
| First National Bank Texas | 2305 North Central Dallas, TX 75204 | Full Service Retail | $3,186 |
| First National Bank Texas | 2310 E. Saunders Laredo, TX 78040 | Full Service Retail | $5,754 |
| First National Bank Texas | 2314 S Zapata Laredo, TX 78043 | Full Service Retail | $4,563 |
| First National Bank Texas | 233 S New York Ave Alamogordo, NM 88310 | Full Service Retail | $2,728 |
| First National Bank Texas | 240 W Baseline Road Mesa, AZ 85210 | Full Service Retail | $3,830 |
| First National Bank Texas | 2401 Avondale Haslet Rd Haslet, TX 76052 | Full Service Retail | $2,952 |
| First National Bank Texas | 2450 West. Loop 338 Odessa, TX 79763 | Full Service Retail | $14,210 |
| First National Bank Texas | 2475 Ascension Blvd. Arlington, TX 76006 | Full Service Retail | $4,387 |
| First National Bank Texas | 2500 Daniel Mccall Drive Lufkin, TX 75904 | Full Service Retail | $6,110 |
| First National Bank Texas | 2509 North Main Street Belton, TX 76513 | Full Service Retail | $4,224 |
| First National Bank Texas | 2511 Trimmier Rd Killeen, TX 76542 | Full Service Retail | $18,814 |
| First National Bank Texas | 2525 West Interstate 20 Grand Prairie, TX 75052 | Full Service Retail | $5,012 |
| First National Bank Texas | 2550 Coors Blvd, Nw Albuquerque, NM 87102 | Full Service B&M | $912 |
| First National Bank Texas | 2580 E. Arkansas Arlington, TX 76014 | Full Service Retail | $7,685 |
| First National Bank Texas | 2599 N Charles St Pampa, TX 79065 | Full Service Retail | $3,745 |
| First National Bank Texas | 2604 North Main Street Belton, TX 76513 | Full Service Retail | $10,742 |
| First National Bank Texas | 2615 Northeast Bob Bullock Loop Laredo, TX 78045 | Full Service Retail | $2,611 |
| First National Bank Texas | 2700 Central Freeway Wichita Falls, TX 76305 | Full Service Retail | $4,738 |
| First National Bank Texas | 2700 Seventh St Bay City, TX 77414 | Full Service Retail | $4,075 |
| First National Bank Texas | 2700 U.S. Highway 281 North Marble Falls, TX 78654 | Full Service Retail | $9,382 |
| First National Bank Texas | 2701 Carlisle Blvd Ne Albuquerque, NM 87110 | Full Service B&M | $1,190 |
| First National Bank Texas | 2701 East Main Street Alice, TX 78332 | Full Service Retail | $6,011 |
| First National Bank Texas | 2701 South Interstate 35 Round Rock, TX 78664 | Full Service Retail | $7,261 |
| First National Bank Texas | 2720 E. Highway 190 Copperas Cove, TX 76522 | Full Service B&M | $343 |
| First National Bank Texas | 2750 West University Drive Denton, TX 76201 | Full Service Retail | $6,827 |
| First National Bank Texas | 2765 West Washington Stephenville, TX 76402 | Full Service Retail | $10,135 |
| First National Bank Texas | 2770 N. Sam Houston Pkwy W. Houston, TX 77038 | Full Service Retail | $8,744 |
| First National Bank Texas | 2801 E I 20 Weatherford, TX 76087 | Full Service Retail | $3,820 |
| First National Bank Texas | 2805 Highway 36 South Gatesville, TX 76528 | Full Service Retail | $4,541 |
| First National Bank Texas | 2812 South Expressway 281 Edinburg, TX 78539 | Full Service B&M | $6,476 |
| First National Bank Texas | 2840 Highway 95 Bullhead City, AZ 86442 | Full Service B&M | $4,616 |
| First National Bank Texas | 2875 W Martin Luther King Blvd Fayetteville, AR 72704 | Full Service B&M | $500 |
| First National Bank Texas | 2900 Renaissance Drive Fort Worth, TX 76105 | Full Service Retail | $7,068 |
| First National Bank Texas | 2901 Highway 412 E Siloam Springs, AR 72761 | Full Service B&M | $277 |
| First National Bank Texas | 2929 Cypress Creek Pkwy Houston, TX 77073 | Full Service B&M | $1,524 |
| First National Bank Texas | 2990 East Highway 190 Copperas Cove, TX 76522 | Full Service Retail | $17,230 |
| First National Bank Texas | 300 West 15th Street Hereford, TX 79045 | Full Service Retail | $6,751 |
| First National Bank Texas | 3000 Saul Kleinfeld Dr El Paso, TX 79936 | Full Service Retail | $6,563 |
| First National Bank Texas | 3001 Matlock Road Mansfield, TX 76063 | Full Service Retail | $4,394 |
| First National Bank Texas | 301 San Mateo Blvd Se Albuquerque, NM 87108 | Full Service Retail | $3,198 |
| First National Bank Texas | 3033 South Port Ave Corpus Christi, TX 78405 | Full Service Retail | $3,342 |
| First National Bank Texas | 304 S. Rockwood Drive Cabot, AR 72023 | Full Service B&M | $291 |
| First National Bank Texas | 305 10th Street Floresville, TX 78114 | Full Service Retail | $3,962 |
| First National Bank Texas | 3111 Woodridge Drive Houston, TX 77087 | Full Service Retail | $7,840 |
| First National Bank Texas | 3115 Edgar Brown Dr West Orange, TX 77630 | Full Service Retail | $1,939 |
| First National Bank Texas | 313 E. Pioneer Pkway Grand Prairie, TX 75051 | Full Service Retail | $5,793 |
| First National Bank Texas | 3130 Lawrence Road Wichita Falls, TX 76308 | Full Service Retail | $5,638 |
| First National Bank Texas | 3223 W Indian School Road Phoenix, AZ 85017 | Full Service Retail | $6,769 |
| First National Bank Texas | 3323 S E Military Dr San Antonio, TX 78223 | Full Service Retail | $3,311 |
| First National Bank Texas | 3331 Rinconada Blvd Las Cruces, NM 88011 | Full Service Retail | $4,446 |
| First National Bank Texas | 3396 Stockton Hill Road Kingman, AZ 86409 | Full Service B&M | $4,075 |
| First National Bank Texas | 3401 South 31st Street Temple, TX 76502 | Full Service Retail | $12,674 |
| First National Bank Texas | 3404 West Stan Schlueter Loop Killeen, TX 76549 | Full Service B&M | $1,636 |
| First National Bank Texas | 341 S Loop 336 W Conroe, TX 77304 | Full Service Retail | $12,510 |
| First National Bank Texas | 3413 W. Loop St. El Campo, TX 77437 | Full Service Retail | $4,721 |
| First National Bank Texas | 3500 Coors Blvd Sw Albuquerque, NM 87121 | Full Service B&M | $1,081 |
| First National Bank Texas | 3500 Garth Road Baytown, TX 77521 | Full Service Retail | $3,457 |
| First National Bank Texas | 3509 E. Race Avenue Searcy, AR 72143 | Full Service B&M | $298 |
| First National Bank Texas | 3510 Alta Mesa Boulevard Fort Worth, TX 76133 | Full Service Retail | $5,841 |
| First National Bank Texas | 360 Fm 1960 West Houston, TX 77090 | Full Service Retail | $5,905 |
| First National Bank Texas | 3600 Gus Thomasson Mesquite, TX 75149 | Full Service Retail | $3,086 |
| First National Bank Texas | 3612 N. Belt Line Road, Suite 100 Irving, TX 75062 | Full Service Retail | $6,894 |
| First National Bank Texas | 368 Valley Hi Drive San Antonio, TX 78227 | Full Service B&M | $5,581 |
| First National Bank Texas | 3701 N. Main St. Taylor, TX 76574 | Full Service Retail | $4,378 |
| First National Bank Texas | 3721 E. Thomas Road Phoenix, AZ 85018 | Full Service Retail | $5,008 |
| First National Bank Texas | 3728 N Prince St Clovis, NM 88101 | Full Service Retail | $3,511 |
| First National Bank Texas | 3800 Little York Road Ste 180 Houston, TX 77093 | Full Service Retail | $10,021 |
| First National Bank Texas | 3800 N Lovington Hwy Hobbs, NM 88240 | Full Service Retail | $7,646 |
| First National Bank Texas | 3801 East 42nd Street Odessa, TX 79762 | Full Service B&M | $6,107 |
| First National Bank Texas | 3829 U.S. Highway 77 Corpus Christi, TX 78410 | Full Service Retail | $7,859 |
| First National Bank Texas | 3830 West Davis Conroe, TX 77304 | Full Service Retail | $6,883 |
| First National Bank Texas | 3939 Frankford Road Dallas, TX 75287 | Full Service Retail | $3,459 |
| First National Bank Texas | 400 Eubank Blvd Ne Albuquerque, NM 87123 | Full Service Retail | $2,672 |
| First National Bank Texas | 400 N. Hwy 67 Midlothian, TX 76065 | Full Service Retail | $4,762 |
| First National Bank Texas | 4006 Estes Parkway Longview, TX 75603 | Full Service Retail | $4,397 |
| First National Bank Texas | 401 Coke Street Hillsboro, TX 76645 | Full Service Retail | $5,760 |
| First National Bank Texas | 401 East Highway 82, Box 2 Sherman, TX 75092 | Full Service Retail | $7,066 |
| First National Bank Texas | 407 E. State Road 114 Levelland, TX 79336 | Full Service Retail | $3,740 |
| First National Bank Texas | 4100 West Airport Freeway Irving, TX 75062 | Full Service Retail | $10,881 |
| First National Bank Texas | 4101 Highway 121 Bedford, TX 76021 | Full Service Retail | $4,256 |
| First National Bank Texas | 4101 Houston Highway Victoria, TX 77901 | Full Service Retail | $2,225 |
| First National Bank Texas | 4109 South Staples Street Corpus Christi, TX 78411 | Full Service Retail | $3,028 |
| First National Bank Texas | 411 South Broadway Street Elsa, TX 78543 | Full Service B&M | $8,938 |
| First National Bank Texas | 4142 Cedar Springs Dallas, TX 75219 | Full Service Retail | $3,910 |
| First National Bank Texas | 4145 Dowlen Rd Beaumont, TX 77706 | Full Service Retail | $2,399 |
| First National Bank Texas | 4201 Central Ave Nw Albuquerque, NM 87105 | Full Service Retail | $3,225 |
| First National Bank Texas | 4203 Red Bluff Road Pasadena, TX 77503 | Full Service B&M | $1,683 |
| First National Bank Texas | 4210 John Ben Sheppard Parkway Odessa, TX 79762 | Full Service Retail | $12,116 |
| First National Bank Texas | 4215 Canyon Drive Amarillo, TX 79110 | Full Service Retail | $3,778 |
| First National Bank Texas | 4215 South 289 Loop Lubbock, TX 79423 | Full Service Retail | $6,212 |
| First National Bank Texas | 430 N. Coit Road Richardson, TX 75080 | Full Service Retail | $4,017 |
| First National Bank Texas | 4304 East Central Texas Expressway Killeen, TX 76543 | Full Service B&M | $20,586 |
| First National Bank Texas | 4320 Franklin Avenue Waco, TX 76710 | Full Service Retail | $8,958 |
| First National Bank Texas | 4444 Kostoryz Corpus Christi, TX 78415 | Full Service Retail | $4,699 |
| First National Bank Texas | 4500 North Main Street Roswell, NM 88201 | Full Service Retail | $3,757 |
| First National Bank Texas | 4517 North Midland Drive Midland, TX 79707 | Full Service Retail | $8,644 |
| First National Bank Texas | 4530 Woodrow Bean Trans Mountain Road El Paso, TX 79924 | Full Service Retail | $10,586 |
| First National Bank Texas | 460 N. Highway 528 Bernalillo, NM 87004 | Full Service Retail | $2,807 |
| First National Bank Texas | 4600 E Main St Farmington, NM 87402 | Full Service Retail | $2,228 |
| First National Bank Texas | 4617 E. Bell Road Phoenix, AZ 85032 | Full Service Retail | $3,350 |
| First National Bank Texas | 4691 State Hwy 121 The Colony, TX 75056 | Full Service Retail | $6,271 |
| First National Bank Texas | 4700 East Palm Valley Blvd Round Rock, TX 78665 | Full Service Retail | $5,039 |
| First National Bank Texas | 4711 Airline Drive Houston, TX 77022 | Full Service Retail | $12,639 |
| First National Bank Texas | 4801 San Dario Laredo, TX 78041 | Full Service Retail | $5,625 |
| First National Bank Texas | 4810 North Street Nacogdoches, TX 75965 | Full Service Retail | $5,285 |
| First National Bank Texas | 4811 Wesley Greenville, TX 75401 | Full Service Retail | $5,735 |
| First National Bank Texas | 4955 Hwy 6 N Houston, TX 77084 | Full Service Retail | $4,049 |
| First National Bank Texas | 504 South Danville Willis, TX 77378 | Full Service Retail | $9,689 |
| First National Bank Texas | 5050 Troup Hwy Tyler, TX 75707 | Full Service Retail | $5,862 |
| First National Bank Texas | 507 North Gray Street Killeen, TX 76541 | Full Service B&M | $330,773 |
| First National Bank Texas | 509 Pecan St, Ste 201 Fort Worth, TX 76102 | Full Service B&M | $44 |
| First National Bank Texas | 5099 Greenbriar Road Wichita Falls, TX 76302 | Full Service Retail | $2,730 |
| First National Bank Texas | 515 E. Loop 281 Longview, TX 75605 | Full Service Retail | $5,581 |
| First National Bank Texas | 5230 Amarillo St. Amarillo, TX 79108 | Full Service Retail | $2,340 |
| First National Bank Texas | 5235 Aldine Mail Road Houston, TX 77039 | Full Service Retail | $9,931 |
| First National Bank Texas | 525 N. Galloway Mesquite, TX 75149 | Full Service Retail | $5,045 |
| First National Bank Texas | 5313 Saratoga Blvd Corpus Christi, TX 78413 | Full Service B&M | $1,084 |
| First National Bank Texas | 5330 Fm 1640 Richmond, TX 77469 | Full Service Retail | $5,455 |
| First National Bank Texas | 5330 S. Cooper Arlington, TX 76017 | Full Service Retail | $5,425 |
| First National Bank Texas | 536 Centennial Richardson, TX 75081 | Full Service Retail | $5,050 |
| First National Bank Texas | 5360 N. Desert Blvd. El Paso, TX 79912 | Full Service Retail | $6,383 |
| First National Bank Texas | 5367 Antoine Houston, TX 77091 | Full Service Retail | $5,439 |
| First National Bank Texas | 5401 South Fm 1626 Kyle, TX 78640 | Full Service Retail | $3,506 |
| First National Bank Texas | 5501 Sherwood Way San Angelo, TX 76904 | Full Service Retail | $8,361 |
| First National Bank Texas | 5600 Mykawa Houston, TX 77033 | Full Service Retail | $7,355 |
| First National Bank Texas | 5607 Uvalde Road Houston, TX 77049 | Full Service Retail | $6,153 |
| First National Bank Texas | 5631 Dyer St El Paso, TX 79904 | Full Service Retail | $5,607 |
| First National Bank Texas | 5671 Treaschwig Spring, TX 77373 | Full Service Retail | $3,513 |
| First National Bank Texas | 5801 Gessner Houston, TX 77036 | Full Service B&M | $9,786 |
| First National Bank Texas | 600 Hewitt Drive Waco, TX 76712 | Full Service Retail | $3,976 |
| First National Bank Texas | 6000 West Avenue San Antonio, TX 78213 | Full Service Retail | $4,470 |
| First National Bank Texas | 601 Indian Trail Harker Heights, TX 76543 | Full Service Retail | $31,696 |
| First National Bank Texas | 601 N. Fm 1821 Mineral Wells, TX 76067 | Full Service Retail | $5,330 |
| First National Bank Texas | 6030 Montgomery Drive San Antonio, TX 78239 | Full Service Retail | $3,875 |
| First National Bank Texas | 6055 South Freeway Houston, TX 77004 | Full Service B&M | $5,007 |
| First National Bank Texas | 610 West 29th Street San Angelo, TX 76903 | Full Service Retail | $6,907 |
| First National Bank Texas | 6106 N Navarro Street Victoria, TX 77904 | Full Service Retail | $1,852 |
| First National Bank Texas | 612 N Victory Houston, TX 77088 | Full Service Retail | $5,202 |
| First National Bank Texas | 6150 South 35th Avenue Phoenix, AZ 85041 | Full Service Retail | $6,430 |
| First National Bank Texas | 6185 Retail Road, Suite 200 Dallas, TX 75231 | Full Service Retail | $5,086 |
| First National Bank Texas | 6198 Westworth Blvd Westworth Village, TX 76114 | Full Service Retail | $4,543 |
| First National Bank Texas | 620 South Interstate 35 Georgetown, TX 78628 | Full Service Retail | $7,020 |
| First National Bank Texas | 6200 Bellaire Blvd Houston, TX 77081 | Full Service B&M | $2,870 |
| First National Bank Texas | 6200 Hwy 6 South Missouri City, TX 77459 | Full Service Retail | $4,160 |
| First National Bank Texas | 6300 Oakmont Blvd Fort Worth, TX 76132 | Full Service Retail | $3,240 |
| First National Bank Texas | 6315 82nd Street Lubbock, TX 79424 | Full Service Retail | $2,816 |
| First National Bank Texas | 6315 Garth Road Baytown, TX 77521 | Full Service Retail | $5,204 |
| First National Bank Texas | 6322 Telephone Road South Houston, TX 77587 | Full Service Retail | $3,993 |
| First National Bank Texas | 6401 North East Loop 820 North Richland Hills, TX 76180 | Full Service Retail | $8,563 |
| First National Bank Texas | 643 N Harvey Mitchell Pkwy Bryan, TX 77807 | Full Service Retail | $3,596 |
| First National Bank Texas | 6580 Fm 78 San Antonio, TX 78244 | Full Service Retail | $3,622 |
| First National Bank Texas | 6650 N. Beach St. Fort Worth, TX 76137 | Full Service Retail | $5,283 |
| First National Bank Texas | 6702 Seawall Blvd Galveson, TX 77550 | Full Service Retail | $5,240 |
| First National Bank Texas | 6756 West Vickery Boulevard Fort Worth, TX 76116 | Full Service Retail | $2,894 |
| First National Bank Texas | 6801 W. Adams Ave. Temple, TX 76502 | Full Service B&M | $77 |
| First National Bank Texas | 6818 South Zarzamora Street San Antonio, TX 78224 | Full Service Retail | $5,872 |
| First National Bank Texas | 702 West Loop 289 Lubbock, TX 79416 | Full Service Retail | $5,584 |
| First National Bank Texas | 703 N Zaragoza Road El Paso, TX 79907 | Full Service Retail | $5,110 |
| First National Bank Texas | 704 East Davis Street Conroe, TX 77305 | Full Service B&M | $48,080 |
| First National Bank Texas | 7101 Gateway Blvd. W. El Paso, TX 79925 | Full Service Retail | $13,081 |
| First National Bank Texas | 7121 Broadway Street Pearland, TX 77581 | Full Service Retail | $5,334 |
| First National Bank Texas | 721 Boyd Road Azle, TX 76020 | Full Service Retail | $6,085 |
| First National Bank Texas | 725 East Villa Maria Road Bryan, TX 77802 | Full Service Retail | $3,735 |
| First National Bank Texas | 735 Highway 377 East, Suite 100 Granbury, TX 76048 | Full Service Retail | $7,953 |
| First National Bank Texas | 7401 Interstate 30 Greenville, TX 75402 | Full Service Retail | $6,941 |
| First National Bank Texas | 7401 Samuell Blvd Dallas, TX 75228 | Full Service Retail | $11,541 |
| First National Bank Texas | 7505 N. Macarthur Irving, TX 75063 | Full Service Retail | $3,868 |
| First National Bank Texas | 752 Wynnewood Village Dallas, TX 75224 | Full Service Retail | $7,293 |
| First National Bank Texas | 7555 North Mesa El Paso, TX 79912 | Full Service Retail | $13,060 |
| First National Bank Texas | 7755 W Bellfort Ave Houston, TX 77071 | Full Service Retail | $4,636 |
| First National Bank Texas | 782 Interstate 30 Rockwall, TX 75087 | Full Service Retail | $7,223 |
| First National Bank Texas | 7831 Paseo Del Norte Blvd El Paso, TX 79912 | Full Service Retail | $1,868 |
| First National Bank Texas | 798 James Bowie Drive New Boston, TX 75570 | Full Service Retail | $2,698 |
| First National Bank Texas | 801 North Interstate 35 Waco, TX 76705 | Full Service Retail | $3,986 |
| First National Bank Texas | 801 West Main Lewisville, TX 75067 | Full Service Retail | $11,434 |
| First National Bank Texas | 802 E. Highway 80 Forney, TX 75126 | Full Service Retail | $6,237 |
| First National Bank Texas | 8280 N. Cortaro Road Tucson, AZ 85743 | Full Service Retail | $3,201 |
| First National Bank Texas | 8401 Anderson Street Fort Worth, TX 76120 | Full Service Retail | $8,357 |
| First National Bank Texas | 8522 Broadway San Antonio, TX 78217 | Full Service B&M | $43 |
| First National Bank Texas | 8550 Hwy 6 North Houston, TX 77095 | Full Service Retail | $3,312 |
| First National Bank Texas | 8555 Preston Road Frisco, TX 75034 | Full Service Retail | $4,459 |
| First National Bank Texas | 857 N Dobson Road Mesa, AZ 85201 | Full Service B&M | $1,624 |
| First National Bank Texas | 8585 Memorial Blvd Port Arthur, TX 77640 | Full Service Retail | $3,205 |
| First National Bank Texas | 8801 Ohio Drive Plano, TX 75024 | Full Service Retail | $5,160 |
| First National Bank Texas | 8801 State Hwy 34 South Quinlan, TX 75474 | Full Service Retail | $6,947 |
| First National Bank Texas | 8840 Benbrook Blvd Benbrook, TX 76126 | Full Service Retail | $2,713 |
| First National Bank Texas | 900 N. Salinas Blvd. Donna, TX 78537 | Full Service B&M | $1,370 |
| First National Bank Texas | 9002 North Navarro Street Victoria, TX 77904 | Full Service Retail | $3,618 |
| First National Bank Texas | 901 Unser Blvd Se Rio Rancho, NM 87124 | Full Service Retail | $2,686 |
| First National Bank Texas | 902 W. Irvington Road Tucson, AZ 85714 | Full Service B&M | $394 |
| First National Bank Texas | 9114 Camp Bowie W. Fort Worth, TX 76116 | Full Service Retail | $3,634 |
| First National Bank Texas | 9140 Forest Lane Dallas, TX 75243 | Full Service Retail | $3,545 |
| First National Bank Texas | 915 East Randol Mill Road Arlington, TX 76011 | Full Service Retail | $8,208 |
| First National Bank Texas | 918 Bandera Road San Antonio, TX 78228 | Full Service B&M | $1,404 |
| First National Bank Texas | 925 10th Street Floresville, TX 78114 | Full Service Retail | $3,325 |
| First National Bank Texas | 930 North Walnut Creek Drive Mansfield, TX 76063 | Full Service Retail | $5,917 |
| First National Bank Texas | 9301 Forest Lane Dallas, TX 75243 | Full Service Retail | $8,108 |
| First National Bank Texas | 9303 Hwy 6 South Houston, TX 77083 | Full Service Retail | $6,815 |
| First National Bank Texas | 9441 Alameda Avenue El Paso, TX 79907 | Full Service Retail | $16,029 |
| First National Bank Texas | 9475 Fm 1960 Bypass Road Humble, TX 77338 | Full Service Retail | $5,616 |
| First National Bank Texas | 9500 Clifford Street Fort Worth, TX 76108 | Full Service Retail | $4,755 |
| First National Bank Texas | 951 N. Resler El Paso, TX 79912 | Full Service Retail | $4,486 |
| First National Bank Texas | 951 S.W. Wilshire Boulevard Burleson, TX 76028 | Full Service Retail | $5,572 |
| First National Bank Texas | 951 W. Beltline Road Desoto, TX 75115 | Full Service Retail | $6,470 |
| First National Bank Texas | 9919 Westheimer Road Houston, TX 77042 | Full Service Retail | $4,677 |
For 2020, First National Bank Texas had 331 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $78,924 |
| Net interest income | $76,806 |
| Total noninterest income | $309,919 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $144,224 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $165,695 |
| Pre-tax net operating income | $35,625 |
| Securities gains (or losses, -) | $113 |
| Income before extraordinary items | $35,738 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $35,738 |
| Minority interest net income | $0 |
| Net income | $35,738 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $35,625 |
First National Bank Texas's gross interest income from loans was $78,924,000.
First National Bank Texas's net interest income from loans was $76,806,000.
First National Bank Texas's fee based income from loans was $144,224,000.
First National Bank Texas's net income from loans was $35,738,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,118 |
| Provision for credit losses | $18,253 |
| Total noninterest expense | $332,847 |
| Salaries and employee benefits | $157,307 |
| Premises and equipment expense | $39,737 |
| Additional noninterest expense | $135,803 |
| Applicable income taxes | $0 |
| Net charge-offs | $13,784 |
| Cash dividends | $0 |
First National Bank Texas's interest expense for loans was $2,118,000.
First National Bank Texas's payroll and benefits expense were $157,307,000.
First National Bank Texas's property, plant and equipment expenses $39,737,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 3.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 12.0% |
| Credit card loans | 0.0% |
| Other individual loans | 12.0% |
| Auto loans | 0.0% |
| Other consumer loans | 15.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $2,670,455 |
| Deposits held in domestic offices | $2,670,455 |
| Deposits by Individuals, partnerships, and corporations | $2,668,233 |
| Deposits by U.S. Government | $1 |
| Deposits by States and political subdivisions in the U.S. | $2,072 |
| Deposits by Commercial banks and other depository institutions in U.S. | $149 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,279,012 |
| Demand deposits | $2,278,355 |
| Nontransaction accounts | $391,443 |
| Money market deposit accounts (MMDAs) | $55,503 |
| Other savings deposits (excluding MMDAs) | $250,921 |
| Total time deposits | $85,018 |
| Total time and savings deposits | $392,100 |
| Noninterest-bearing deposits | $1,857,059 |
| Interest-bearing deposits | $813,396 |
| Retail deposits | $2,663,162 |
| IRAs and Keogh plan accounts | $16,754 |
| Brokered deposits | $657 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,092,918 |
| Cash & Balances due from depository institutions | $466,146 |
| Interest-bearing balances | $182,145 |
| Total securities | $1,147,334 |
| Federal funds sold & reverse repurchase | $68 |
| Net loans and leases | $1,378,131 |
| Loan and leases loss allowance | $21,596 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $18,685 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $82,554 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,092,918 |
| Total Liabilities | $2,786,240 |
| Total deposits | $2,670,455 |
| Interest-bearing deposits | $813,396 |
| Deposits held in domestic offices | $2,670,455 |
| % insured (estimated) | $95 |
| Federal funds purchased and repurchase agreements | $57,800 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $57,985 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,378,131 |
| Loan and leases loss allowance | $21,596 |
| Total loans and leases (domestic) | $1,399,727 |
| All real estate loans | $708,225 |
| Real estate loans in domestic offices | $708,225 |
| Construction and development loans | $86,207 |
| Residential 1-4 family construction | $16,246 |
| Other construction, all land development and other land | $69,961 |
| Loans secured by nonfarm nonresidential properties | $270,641 |
| Nonfarm nonresidential secured by owner-occupied properties | $36,346 |
| Commercial real estate & other non-farm, non-residential | $234,295 |
| Multifamily residential real estate | $18,961 |
| 1-4 family residential loans | $331,650 |
| Farmland loans | $766 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $46,924 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $364,112 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $57,905 |
| Other loans to individuals | $306,207 |
| All other loans & leases | $280,467 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $65 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $72 |
| Non 1-4 family restructured loans & leases | $72 |
| Total loans and leases (foreign) | $0 |
First National Bank Texas had $1,378,131,000 of loans outstanding in 2020. $708,225,000 of loans were in real estate loans. $86,207,000 of loans were in development loans. $18,961,000 of loans were in multifamily mortgage loans. $331,650,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $57,905,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 162 | $45,457 | $280,599 |
| Nonfarm, nonresidential loans - <$100k | 23 | $1,053 | $45,783 |
| Nonfarm, nonresidential loans - $100-250k | 39 | $5,284 | $135,487 |
| Nonfarm, nonresidential loans - $250k-1MM | 100 | $39,120 | $391,200 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,165 | $43,859 | $37,647 |
| Commercial & Industrial, US addressed loans - <$100k | 1,038 | $19,974 | $19,243 |
| Commercial & Industrial, US addressed loans - $100-250k | 94 | $11,737 | $124,862 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 33 | $12,148 | $368,121 |
| Farmland loans - <$1MM | 6 | $766 | $127,667 |
| Farmland loans - <$100k | 2 | $102 | $51,000 |
| Farmland loans - $100-250k | 3 | $377 | $125,667 |
| Farmland loans - $250k-1MM | 1 | $287 | $287,000 |