SHEBOYGAN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sheboygan averaged 6.73% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.84% and one month ago for the week of 2024-10-10, the average rate was 6.07%.

    Sheboygan's average rate one year ago was 7.45%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Sheboygan 30 Year Fixed Rate 2024-11-14 6.73%
    Sheboygan 30 Year Fixed Rate Refi 2024-11-14 6.78%
    Sheboygan 15 Year Fixed Rate 2024-11-14 5.79%
    Sheboygan 15 Year Fixed Rate Refi 2024-11-14 6.59%
    Sheboygan 30 Year FHA 2024-11-14 0.21%
    Sheboygan 30 Year FHA Refi 2024-11-14 -0.2%
    Sheboygan 30 Year USDA 2024-11-14 -0.2%
    Sheboygan 30 Year USDA Refi 2024-11-14 0.1%
    Sheboygan 30 Year VA 2024-11-14 0.06%
    Sheboygan 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHEBOYGAN, WI.

    SHEBOYGAN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Bank First, N.A. 106 6.54% $2,348
    Kohler Credit Union 77 5.93% $2,896
    U.S. Bank 41 6.83% $2,834
    QUICKEN LOANS, LLC 34 6.79% $6,616
    CIBM Bank 28 6.58% $2,964
    Summit Credit Union 26 6.47% $2,444
    Associated Bank 24 6.73% $2,410
    UNION HOME MORTGAGE CORP. 22 7.28% $3,274
    GUILD MORTGAGE COMPANY 22 6.78% $3,828
    ENVOY MORTGAGE, LTD 18 6.79% $5,024
    National Exchange Bank and Trust 18 6.00% $1,687
    UNITED WHOLESALE MORTGAGE, LLC 18 6.82% $4,852
    Bell Bank 18 7.13% $3,403
    BROKER SOLUTIONS, INC. 14 7.51% $4,268
    UNITEDONE Credit Union 13 5.59% $1,593
    The Port Washington State Bank 13 6.83% $2,998
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.87% $3,915
    Landmark Credit Union 12 6.43% $1,966
    MARINE 11 9.18% $5,003
    Bankers' Bank 11 6.53% $2,260
    Johnson Bank 11 6.47% $2,222
    BMO Harris Bank 8 7.08% $3,082
    WISCONSIN MORTGAGE CORPORATION 8 6.66% $2,573
    Servion, Inc. 8 6.69% $2,695
    University of Wisconsin Credit Union 8 6.36% $2,629
    JPMorgan Chase Bank 7 6.50% $4,145
    Wells Fargo Bank 7 6.73% $4,386
    GUARANTEED RATE, INC. 6 6.63% $3,288
    CHERRY CREEK MORTGAGE, LLC 6 6.27% $539
    Mr. Cooper ( Nationstar Mortgage ) 5 7.04% $7,674
    FOX COMMUNITIES 5 6.38% $483
    TOWNE MORTGAGE COMPANY 5 7.30% $6,476
    FIRST CENTENNIAL MORTGAGE CORPORATION 5 7.00% $3,355
    Bank Five Nine 4 6.81% $4,474
    NEWREZ LLC 4 6.49% $3,823
    CROSSCOUNTRY MORTGAGE, LLC 4 8.03% $7,340
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.41% $4,831
    THOMPSON KANE & COMPANY, LLC 3 7.25% $4,875
    Flagstar Bank, FSB 3 7.29% $3,767
    V.I.P. MORTGAGE, INC. 3 6.63% $7,487
    Prosperity Home Mortgage, LLC 3 6.50% $5,810
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.79% $7,125
    A + MORTGAGE SERVICES, INC. 3 6.79% $2,579
    PLANET HOME LENDING, LLC 3 7.20% $3,361
    CoVantage Credit Union 3 6.63% $4,544
    Barrington Bank & Trust Company, N.A. 2 7.50% $2,540
    PNC Bank 2 6.63% $2,313
    Mortgage Research Center, LLC 2 6.69% $3,006
    Morgan Stanley Private Bank 2 5.68% $2,893
    CARDINAL FINANCIAL 2 6.38% $8,474
    LOANDEPOT.COM, LLC 2 6.99% $6,098
    DUPACO COMMUNITY 2 6.25% $2,329
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.06% $4,229
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.75% $3,238
    Horicon Bank 2 5.94% $3,609
    First Savings Bank 2 7.50% $2,888
    CORNERSTONE HOME LENDING, INC. 2 7.81% $3,658
    First Federal Bank 2 6.56% $2,151
    COMPEER FINANCIAL, FLCA 2 7.75% $2,311
    Community First Credit Union 2 6.00% $3,096
    Royal Credit Union 2 6.81% $1,379
    CMG MORTGAGE, INC. 2 5.75% $6,171
    Westbury Bank 2 6.68% $1,971
    EDUCATORS CREDIT UNION 2 5.81% $1,443
    Neighborhood Loans, Inc. 1 5.63% $5,956
    AMERICAN FINANCIAL NETWORK, INC. 1 5.50% $7,532
    American Mortgage & Equity Consultants, Inc. 1 6.88% $4,397
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $6,722
    AmeriHome Mortgage Company, LLC 1 6.13% $4,365
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.63% $8,883
    Bank of America 1 5.88% $3,613
    Bank of England 1 6.00% $5,769
    BAY EQUITY LLC 1 6.49% $4,442
    CALIBER HOME LOANS, INC. 1 5.88% $2,645
    CAPITAL Credit Union 1 6.63% $2,271
    Charles Schwab Bank, SSB 1 6.80% $2,256
    CHURCHILL MORTGAGE CORPORATION 1 7.63% $4,365
    Citizens Community Federal 1 6.38% $4,254
    Citizens State Bank of La Crosse 1 7.13% $2,155
    First-Citizens Bank & Trust Company 1 6.75% $2,934
    First State Bank 1 5.88% $1,874
    FOND DU LAC 1 7.13% $1,490
    Fox Valley Savings Bank 1 6.75% $1,178
    Glacier Hills Credit Union 1 6.00% $1,889
    Great Midwest Bank, S.S.B. 1 5.88% $1,949
    GSF Mortgage Corporation 1 6.00% $3,624
    Heartland Credit Union (Madison) 1 7.00% $2,022
    Leader Bank 1 5.99% $9,198
    LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $8,233
    Ally Bank 1 6.38% $1,492
    NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $7,160
    NexBank 1 6.88% $2,008
    North Shore Bank FSB 1 7.25% $5,438
    NORTHWESTERN MUTUAL 1 6.15% $1,453
    Old National Bank 1 6.75% $2,990
    Paramount Residential Mortgage Group, Inc. 1 7.50% $4,101
    PCM 1 5.50% $1,454
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $3,205
    Platinum Home Mortgage Corporation 1 6.63% $5,894
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $7,091
    RESIDENTIAL BANCORP 1 6.75% $6,842
    ROYAL UNITED MORTGAGE LLC 1 7.88% $7,405
    Stifel Bank and Trust 1 6.75% $2,290
    The Bank of New Glarus 1 5.49% $2,488
    The Huntington National Bank 1 6.63% $2,682
    The Park Bank 1 5.75% $2,241
    Tri City National Bank 1 6.88% $2,214
    VERVE, A CREDIT UNION 1 5.50% $1,735
    Waterstone Mortgage Corporation 1 6.25% $287
    ZILLOW HOME LOANS, LLC 1 7.00% $2,800

    SHEBOYGAN Average Closing Costs & Other Stats

    SHEBOYGAN, WI's 110 lenders originated 2,378 loans during 2023. The total origination value was $422,810,000, with an average loan value of $177,801.

    SHEBOYGAN's average closing costs are $3,123.

    The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with 106 loans originated. Their average total fees are $2,348, which is $548 lower than the next largest lender, Kohler Credit Union.

    The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are UNITEDONE Credit Union ($1,593), National Exchange Bank and Trust ($1,687), Landmark Credit Union ($1,966), Johnson Bank ($2,222) and Bankers' Bank ($2,260).

    The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are UNITEDONE Credit Union (5.59%), Kohler Credit Union (5.93%), National Exchange Bank and Trust (6.00%), Landmark Credit Union (6.43%) and Summit Credit Union (6.47%).

    SHEBOYGAN, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Bank First, N.A. $47,710,000 $67,740,000 42.0% 16.0%
    Kohler Credit Union $47,660,000 $31,220,000 -34.5% 7.4%
    Landmark Credit Union $4,160,000 $17,730,000 326.2% 4.2%
    U.S. Bank $19,480,000 $15,405,000 -20.9% 3.6%
    Oostburg State Bank $20,170,000 $15,030,000 -25.5% 3.6%
    Summit Credit Union $10,225,000 $12,640,000 23.6% 3.0%
    QUICKEN LOANS, LLC $19,825,000 $12,050,000 -39.2% 2.8%
    National Exchange Bank and Trust $12,635,000 $11,095,000 -12.2% 2.6%
    Waldo State Bank $9,440,000 $10,945,000 15.9% 2.6%
    Cleveland State Bank $14,500,000 $9,475,000 -34.7% 2.2%
    ENVOY MORTGAGE, LTD $10,225,000 $9,280,000 -9.2% 2.2%
    CIBM Bank $12,285,000 $9,025,000 -26.5% 2.1%
    Johnson Bank $14,720,000 $8,815,000 -40.1% 2.1%
    Associated Bank $11,395,000 $8,795,000 -22.8% 2.1%
    GUILD MORTGAGE COMPANY $8,055,000 n/a 1.9%
    Bell Bank $2,370,000 $8,015,000 238.2% 1.9%
    UNITEDONE Credit Union $15,115,000 $7,870,000 -47.9% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $5,780,000 $7,320,000 26.6% 1.7%
    UNION HOME MORTGAGE CORP. $9,940,000 $6,925,000 -30.3% 1.6%
    The Port Washington State Bank $9,795,000 $6,460,000 -34.0% 1.5%
    BROKER SOLUTIONS, INC. $14,825,000 $6,420,000 -56.7% 1.5%
    BMO Harris Bank $9,660,000 $6,325,000 -34.5% 1.5%
    Mortgage Research Center, LLC $6,995,000 $4,845,000 -30.7% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,980,000 $4,035,000 -19.0% 1.0%
    Collins State Bank $9,095,000 $3,575,000 -60.7% 0.8%
    MARINE $3,300,000 $3,555,000 7.7% 0.8%
    Sheboygan Area Credit Union $3,180,000 n/a 0.8%
    Bankers' Bank $15,625,000 $3,050,000 -80.5% 0.7%
    University of Wisconsin Credit Union $4,635,000 $2,750,000 -40.7% 0.7%
    JPMorgan Chase Bank $2,365,000 $2,650,000 12.1% 0.6%
    NEWREZ LLC $4,200,000 $2,605,000 -38.0% 0.6%
    Community First Credit Union $13,325,000 $2,390,000 -82.1% 0.6%
    Wells Fargo Bank $10,570,000 $2,385,000 -77.4% 0.6%
    WISCONSIN MORTGAGE CORPORATION $3,875,000 $2,200,000 -43.2% 0.5%
    Bank Five Nine $3,545,000 $2,165,000 -38.9% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,750,000 $1,980,000 13.1% 0.5%
    Horicon Bank $795,000 $1,875,000 135.8% 0.4%
    CoVantage Credit Union $410,000 $1,765,000 330.5% 0.4%
    CHERRY CREEK MORTGAGE, LLC $11,065,000 $1,755,000 -84.1% 0.4%
    FIRST CENTENNIAL MORTGAGE CORPORATION $2,530,000 $1,720,000 -32.0% 0.4%
    Servion, Inc. $3,230,000 $1,710,000 -47.1% 0.4%
    BLC Community Bank $1,660,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $2,745,000 $1,660,000 -39.5% 0.4%
    Old National Bank $915,000 $1,560,000 70.5% 0.4%
    Wolf River Community Bank $1,540,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,405,000 $1,455,000 -57.3% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $570,000 $1,420,000 149.1% 0.3%
    V.I.P. MORTGAGE, INC. $1,410,000 n/a 0.3%
    EDUCATORS CREDIT UNION $775,000 $1,390,000 79.4% 0.3%
    Barrington Bank & Trust Company, N.A. $1,240,000 $1,380,000 11.3% 0.3%
    COMPEER FINANCIAL, FLCA $3,140,000 $1,360,000 -56.7% 0.3%
    TOWNE MORTGAGE COMPANY $1,305,000 $1,335,000 2.3% 0.3%
    CMG MORTGAGE, INC. $485,000 $1,315,000 171.1% 0.3%
    Prosperity Home Mortgage, LLC $740,000 $1,305,000 76.4% 0.3%
    Morgan Stanley Private Bank $1,230,000 $1,270,000 3.3% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,380,000 $1,200,000 -49.6% 0.3%
    A + MORTGAGE SERVICES, INC. $1,410,000 $1,185,000 -16.0% 0.3%
    FOX COMMUNITIES $1,015,000 $1,170,000 15.3% 0.3%
    CARDINAL FINANCIAL $1,950,000 $1,135,000 -41.8% 0.3%
    North Shore Bank FSB $3,105,000 $1,130,000 -63.6% 0.3%
    First Federal Bank $890,000 $1,110,000 24.7% 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $325,000 $1,105,000 240.0% 0.3%
    LOANDEPOT.COM, LLC $2,900,000 $1,085,000 -62.6% 0.3%
    Flagstar Bank, FSB $2,990,000 $1,065,000 -64.4% 0.3%
    GUARANTEED RATE, INC. $1,655,000 $1,060,000 -36.0% 0.3%
    Heritage Bank $1,055,000 n/a 0.2%
    Bank of England $245,000 $1,035,000 322.4% 0.2%
    Paramount Residential Mortgage Group, Inc. $170,000 $1,020,000 500.0% 0.2%
    PLANET HOME LENDING, LLC $790,000 $1,000,000 26.6% 0.2%
    PENNYMAC LOAN SERVICES, LLC $2,180,000 $990,000 -54.6% 0.2%
    USAA Federal Savings Bank $1,265,000 $990,000 -21.7% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,825,000 $930,000 -49.0% 0.2%
    Nicolet National Bank $1,780,000 $885,000 -50.3% 0.2%
    Westbury Bank $1,040,000 $880,000 -15.4% 0.2%
    THOMPSON KANE & COMPANY, LLC $195,000 $795,000 307.7% 0.2%
    Figure Lending LLC $575,000 $765,000 33.0% 0.2%
    PENTAGON FEDERAL CREDIT UNION $800,000 $760,000 -5.0% 0.2%
    Glacier Hills Credit Union $570,000 $735,000 28.9% 0.2%
    NEW DAY FINANCIAL, LLC $1,150,000 $670,000 -41.7% 0.2%
    Bank of America $205,000 $660,000 222.0% 0.2%
    PNC Bank $785,000 $660,000 -15.9% 0.2%
    Empower Credit Union $185,000 $635,000 243.2% 0.2%
    Leader Bank $615,000 n/a 0.1%
    WaterStone Bank, SSB $5,295,000 $605,000 -88.6% 0.1%
    Waterstone Mortgage Corporation $810,000 $605,000 -25.3% 0.1%
    Tri City National Bank $135,000 $595,000 340.7% 0.1%
    The Park Bank $590,000 n/a 0.1%
    First-Citizens Bank & Trust Company $45,000 $575,000 1,177.8% 0.1%
    First Savings Bank $885,000 $540,000 -39.0% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $210,000 $510,000 142.9% 0.1%
    The Huntington National Bank $1,535,000 $495,000 -67.8% 0.1%
    Hiawatha National Bank $2,840,000 $490,000 -82.7% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $900,000 $470,000 -47.8% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.1%
    BAY EQUITY LLC $455,000 n/a 0.1%
    NORTHWESTERN MUTUAL $305,000 $455,000 49.2% 0.1%
    Royal Credit Union $295,000 $450,000 52.5% 0.1%
    VERVE, A CREDIT UNION $660,000 $435,000 -34.1% 0.1%
    BETTER MORTGAGE CORPORATION $450,000 $425,000 -5.6% 0.1%
    First State Bank $415,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $410,000 n/a 0.1%
    CAPITAL Credit Union $140,000 $405,000 189.3% 0.1%
    The Federal Savings Bank $405,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $400,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $495,000 $390,000 -21.2% 0.1%
    DUPACO COMMUNITY $390,000 n/a 0.1%
    Ally Bank $1,180,000 $385,000 -67.4% 0.1%
    American Mortgage & Equity Consultants, Inc. $375,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $315,000 $365,000 15.9% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $355,000 $365,000 2.8% 0.1%
    Discover Bank $430,000 $355,000 -17.4% 0.1%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $315,000 $350,000 11.1% 0.1%
    Spring Bank $335,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $310,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $310,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $320,000 $305,000 -4.7% 0.1%
    GENEVA FINANCIAL, LLC $305,000 n/a 0.1%
    Premier Community Bank $305,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $425,000 $295,000 -30.6% 0.1%
    United Fidelity Funding Corp. $285,000 n/a 0.1%
    Peoples State Bank $280,000 n/a 0.1%
    Citizens Community Federal $275,000 n/a 0.1%
    Carrington Mortgage Services, LLC $1,345,000 $250,000 -81.4% 0.1%
    Heartland Credit Union (Madison) $250,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $250,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $245,000 n/a 0.1%
    RESIDENTIAL BANCORP $245,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $595,000 $240,000 -59.7% 0.1%
    FOND DU LAC $235,000 n/a 0.1%
    North American Savings Bank, F.S.B. $195,000 $235,000 20.5% 0.1%
    VILLAGE CAPITAL MORTGAGE $235,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,460,000 $230,000 -84.2% 0.1%
    EASTMAN $225,000 n/a 0.1%
    NexBank $1,125,000 $225,000 -80.0% 0.1%
    AMERICAN FINANCING CORPORATION $605,000 $205,000 -66.1% 0.0%
    Charles Schwab Bank, SSB $205,000 n/a 0.0%
    CLEARPATH LENDING $205,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.0%
    The Bank of New Glarus $195,000 n/a 0.0%
    The Equitable Bank, S.S.B. $15,670,000 $195,000 -98.8% 0.0%
    Fox Valley Savings Bank $115,000 $185,000 60.9% 0.0%
    Stifel Bank and Trust $185,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $185,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $745,000 $175,000 -76.5% 0.0%
    CHURCHILL MORTGAGE CORPORATION $315,000 $175,000 -44.4% 0.0%
    NATIONS RELIABLE LENDING, LLC $610,000 $175,000 -71.3% 0.0%
    Platinum Home Mortgage Corporation $175,000 n/a 0.0%
    SPRING EQ, LLC $360,000 $170,000 -52.8% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
    FIRST STATE MORTGAGE SERVICES, LLC $710,000 $155,000 -78.2% 0.0%
    FLAT BRANCH MORTGAGE, INC. $155,000 n/a 0.0%
    GSF Mortgage Corporation $150,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $145,000 n/a 0.0%
    Fifth Third Bank $165,000 $145,000 -12.1% 0.0%
    Nations Lending Corporation $465,000 $145,000 -68.8% 0.0%
    Neighborhood Loans, Inc. $145,000 n/a 0.0%
    PREMIA MORTGAGE, LLC $145,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $355,000 $145,000 -59.2% 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
    T2 FINANCIAL LLC $595,000 $135,000 -77.3% 0.0%
    Citizens State Bank of La Crosse $115,000 n/a 0.0%
    Great Midwest Bank, S.S.B. $885,000 $115,000 -87.0% 0.0%
    ROYAL UNITED MORTGAGE LLC $210,000 $115,000 -45.2% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
    CONSUMERS COOPERATIVE CREDIT UNION $105,000 n/a 0.0%
    FORTE BANK $875,000 $105,000 -88.0% 0.0%
    Coastal Community Bank $100,000 n/a 0.0%
    PCM $95,000 n/a 0.0%
    Waukesha State Bank $7,400,000 $95,000 -98.7% 0.0%
    THRIVENT Federal Credit Union $500,000 $90,000 -82.0% 0.0%
    CrossFirst Bank $85,000 n/a 0.0%
    Bethpage Federal Credit Union $75,000 n/a 0.0%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $460,000 $65,000 -85.9% 0.0%
    ALLIANT $45,000 n/a 0.0%

    SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 16.0% market share. In second place, with 7.4%, is Kohler Credit Union, having originated $31,220,000 in loans. In third place, with 4.2%, is Landmark Credit Union, having originated $17,730,000 in loans. In fourth place, with 3.6%, is U.S. Bank, having originated $15,405,000 in loans. In fifth place, with 3.6%, is Oostburg State Bank, having originated $15,030,000 in loans.

    SHEBOYGAN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $196,700 (40.6%) $256,376 (21.9%) 0.00 358
    2018-02-01 $192,450 (32.8%) $251,430 (19.0%) 0.00 349
    2018-03-01 $199,900 (34.1%) $260,816 (19.4%) 0.00 376
    2018-04-01 $214,850 (34.4%) $273,351 (17.8%) 0.00 386
    2018-05-01 $217,500 (28.2%) $281,665 (18.1%) 0.00 386
    2018-06-01 $216,000 (25.3%) $280,808 (14.7%) 0.00 418
    2018-07-01 $218,250 (21.3%) $282,382 (10.3%) 0.00 428
    2018-08-01 $218,500 (21.1%) $275,417 (7.6%) 0.00 461
    2018-09-01 $204,941 (2.5%) $276,677 (4.9%) 0.00 461
    2018-10-01 $210,000 (0.1%) $277,356 (7.1%) 0.00 455
    2018-11-01 $210,000 (-1.8%) $273,263 (4.0%) 0.00 444
    2018-12-01 $199,900 (1.1%) $275,101 (7.1%) 0.00 367
    2019-01-01 $199,900 (1.6%) $271,813 (6.0%) 0.00 337
    2019-02-01 $199,900 (3.9%) $267,350 (6.3%) 0.00 338
    2019-03-01 $204,636 (2.4%) $268,585 (3.0%) 0.00 353
    2019-04-01 $227,200 (5.8%) $289,042 (5.7%) 0.00 378
    2019-05-01 $232,175 (6.8%) $290,434 (3.1%) 0.00 379
    2019-06-01 $209,800 (-2.9%) $275,693 (-1.8%) 0.00 415
    2019-07-01 $215,950 (-1.1%) $279,758 (-0.9%) 0.00 441
    2019-08-01 $214,914 (-1.6%) $276,436 (0.4%) 0.00 444
    2019-09-01 $214,934 (4.9%) $273,961 (-1.0%) 0.00 440
    2019-10-01 $214,923 (2.3%) $272,586 (-1.7%) 0.00 434
    2019-11-01 $227,450 (8.3%) $272,577 (-0.3%) 0.00 428
    2019-12-01 $225,250 (12.7%) $266,925 (-3.0%) 0.00 373
    2020-01-01 $224,950 (12.5%) $267,474 (-1.6%) 0.00 319
    2020-02-01 $227,000 (13.6%) $276,147 (3.3%) 0.00 323
    2020-03-01 $229,675 (12.2%) $283,829 (5.7%) 0.00 326
    2020-04-01 $237,700 (4.6%) $286,105 (-1.0%) 0.00 309
    2020-05-01 $237,450 (2.3%) $295,437 (1.7%) 0.00 309
    2020-06-01 $229,900 (9.6%) $298,153 (8.2%) 0.00 307
    2020-07-01 $227,000 (5.1%) $291,892 (4.3%) 0.00 318
    2020-08-01 $229,000 (6.6%) $291,534 (5.5%) 0.00 338
    2020-09-01 $213,575 (-0.6%) $282,683 (3.2%) 0.00 345
    2020-10-01 $199,900 (-7.0%) $275,310 (1.0%) 0.00 323
    2020-11-01 $199,900 (-12.1%) $271,203 (-0.5%) 0.00 291
    2020-12-01 $197,400 (-12.4%) $274,275 (2.8%) 0.00 249
    2021-01-01 $198,450 (-11.8%) $272,847 (2.0%) 0.00 213
    2021-02-01 $219,925 (-3.1%) $278,888 (1.0%) 0.00 194
    2021-03-01 $227,400 (-1.0%) $289,529 (2.0%) 0.00 204
    2021-04-01 $219,900 (-7.5%) $288,287 (0.8%) 0.00 221
    2021-05-01 $229,000 (-3.6%) $313,438 (6.1%) 0.00 259
    2021-06-01 $229,950 (0.0%) $312,114 (4.7%) 0.00 281
    2021-07-01 $229,950 (1.3%) $324,233 (11.1%) 0.00 279
    2021-08-01 $233,575 (2.0%) $309,657 (6.2%) 0.00 292
    2021-09-01 $236,825 (10.9%) $305,251 (8.0%) 0.00 289
    2021-10-01 $240,000 (20.1%) $306,729 (11.4%) 0.00 277
    2021-11-01 $249,900 (25.0%) $298,072 (9.9%) 0.00 239
    2021-12-01 $243,725 (23.5%) $291,835 (6.4%) 0.00 203
    2022-01-01 $239,000 (20.4%) $301,018 (10.3%) 0.00 164
    2022-02-01 $237,875 (8.2%) $297,633 (6.7%) 0.00 152
    2022-03-01 $243,325 (7.0%) $320,536 (10.7%) 0.00 140
    2022-04-01 $274,900 (25.0%) $331,616 (15.0%) 0.00 149
    2022-05-01 $292,475 (27.7%) $338,866 (8.1%) 0.00 198
    2022-06-01 $287,450 (25.0%) $350,265 (12.2%) 0.00 225
    2022-07-01 $279,950 (21.7%) $356,199 (9.9%) 0.00 224
    2022-08-01 $266,925 (14.3%) $352,060 (13.7%) 0.00 224
    2022-09-01 $269,900 (14.0%) $343,668 (12.6%) 0.00 226
    2022-10-01 $275,000 (14.6%) $348,406 (13.6%) 0.00 200
    2022-11-01 $276,225 (10.5%) $334,811 (12.3%) 0.00 191
    2022-12-01 $299,450 (22.9%) $335,468 (15.0%) 0.00 155
    2023-01-01 $307,200 (28.5%) $350,078 (16.3%) 0.00 131
    2023-02-01 $280,925 (18.1%) $350,338 (17.7%) 0.00 147
    2023-03-01 $356,400 (46.5%) $363,084 (13.3%) 0.00 157
    2023-04-01 $325,000 (18.2%) $353,857 (6.7%) 0.00 165
    2023-05-01 $327,425 (12.0%) $366,472 (8.2%) 0.00 174
    2023-06-01 $318,100 (10.7%) $360,132 (2.8%) 0.00 188
    2023-07-01 $315,000 (12.5%) $350,384 (-1.6%) 0.00 196
    2023-08-01 $319,700 (19.8%) $343,667 (-2.4%) 0.00 204
    2023-09-01 $341,900 (26.7%) $350,945 (2.1%) 0.00 186
    2023-10-01 $330,475 (20.2%) $351,523 (0.9%) 0.00 181
    2023-11-01 $326,225 (18.1%) $354,995 (6.0%) 0.00 172
    2023-12-01 $329,900 (10.2%) $361,178 (7.7%) 0.00 159
    2024-01-01 $345,675 (12.5%) $380,656 (8.7%) 0.00 123
    2024-02-01 $374,900 (33.5%) $444,934 (27.0%) 0.00 117
    2024-03-01 $334,900 (-6.0%) $465,054 (28.1%) 0.00 123
    2024-04-01 $373,425 (14.9%) $474,159 (34.0%) 0.00 141
    2024-05-01 $389,900 (19.1%) $502,861 (37.2%) 0.00 188
    2024-06-01 $389,900 (22.6%) $514,684 (42.9%) 0.00 228
    2024-07-01 $364,725 (15.8%) $495,511 (41.4%) 0.00 229
    2024-08-01 $356,900 (11.6%) $498,192 (45.0%) 0.00 249
    2024-09-01 $341,200 (-0.2%) $492,431 (40.3%) 0.00 251
    2024-10-01 $334,975 (1.4%) $473,900 (34.8%) 0.00 248
    SHEBOYGAN's median listing price for 2024-10-01 was $334,975, a difference of $4,500 (1.4%) versus the prior year and $-6,225 versus the prior month.

    SHEBOYGAN's median listing price comes in at 0% of the national average.

    SHEBOYGAN's average listing price for 2024-10-01 was $473,900, a difference of $122,377 (34.8%) versus the prior year and $-18,531 versus the prior month.

    For the 2024-10-01 period, SHEBOYGAN had 248 MLS listings, a difference of -3 listings (-1%) versus the prior month and 67 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,674 sqft
    2018-02-01 0 days 1,673 sqft
    2018-03-01 0 days 1,687 sqft
    2018-04-01 0 days 1,729 sqft
    2018-05-01 0 days 1,725 sqft
    2018-06-01 0 days 1,751 sqft
    2018-07-01 0 days 1,755 sqft
    2018-08-01 0 days 1,694 sqft
    2018-09-01 0 days 1,665 sqft
    2018-10-01 0 days 1,682 sqft
    2018-11-01 0 days 1,701 sqft
    2018-12-01 0 days 1,688 sqft
    2019-01-01 0 days 1,681 sqft
    2019-02-01 0 days 1,623 sqft
    2019-03-01 0 days 1,589 sqft
    2019-04-01 0 days 1,577 sqft
    2019-05-01 0 days 1,602 sqft
    2019-06-01 0 days 1,610 sqft
    2019-07-01 0 days 1,649 sqft
    2019-08-01 0 days 1,646 sqft
    2019-09-01 0 days 1,636 sqft
    2019-10-01 0 days 1,630 sqft
    2019-11-01 0 days 1,600 sqft
    2019-12-01 0 days 1,614 sqft
    2020-01-01 0 days 1,644 sqft
    2020-02-01 0 days 1,634 sqft
    2020-03-01 0 days 1,634 sqft
    2020-04-01 0 days 1,687 sqft
    2020-05-01 0 days 1,687 sqft
    2020-06-01 0 days 1,722 sqft
    2020-07-01 0 days 1,706 sqft
    2020-08-01 0 days 1,670 sqft
    2020-09-01 0 days 1,618 sqft
    2020-10-01 0 days 1,602 sqft
    2020-11-01 0 days 1,550 sqft
    2020-12-01 0 days 1,534 sqft
    2021-01-01 0 days 1,546 sqft
    2021-02-01 0 days 1,576 sqft
    2021-03-01 0 days 1,580 sqft
    2021-04-01 0 days 1,569 sqft
    2021-05-01 0 days 1,623 sqft
    2021-06-01 0 days 1,639 sqft
    2021-07-01 0 days 1,581 sqft
    2021-08-01 0 days 1,576 sqft
    2021-09-01 0 days 1,623 sqft
    2021-10-01 0 days 1,632 sqft
    2021-11-01 0 days 1,589 sqft
    2021-12-01 0 days 1,558 sqft
    2022-01-01 0 days 1,562 sqft
    2022-02-01 0 days 1,573 sqft
    2022-03-01 0 days 1,683 sqft
    2022-04-01 0 days 1,698 sqft
    2022-05-01 0 days 1,722 sqft
    2022-06-01 0 days 1,741 sqft
    2022-07-01 0 days 1,748 sqft
    2022-08-01 0 days 1,681 sqft
    2022-09-01 0 days 1,717 sqft
    2022-10-01 0 days 1,675 sqft
    2022-11-01 0 days 1,635 sqft
    2022-12-01 0 days 1,648 sqft
    2023-01-01 0 days 1,646 sqft
    2023-02-01 0 days 1,600 sqft
    2023-03-01 0 days 1,552 sqft
    2023-04-01 0 days 1,564 sqft
    2023-05-01 0 days 1,632 sqft
    2023-06-01 0 days 1,649 sqft
    2023-07-01 0 days 1,645 sqft
    2023-08-01 0 days 1,577 sqft
    2023-09-01 0 days 1,549 sqft
    2023-10-01 0 days 1,580 sqft
    2023-11-01 0 days 1,593 sqft
    2023-12-01 0 days 1,593 sqft
    2024-01-01 0 days 1,571 sqft
    2024-02-01 0 days 1,523 sqft
    2024-03-01 0 days 1,545 sqft
    2024-04-01 0 days 1,584 sqft
    2024-05-01 0 days 1,603 sqft
    2024-06-01 0 days 1,707 sqft
    2024-07-01 0 days 1,675 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,611 sqft
    2024-10-01 0 days 1,602 sqft
    SHEBOYGAN's median listing age (time on market) for 2024-10-01 was 0 days.

    SHEBOYGAN's median square footage for active listings during the 2024-10-01 period was 1,602 sqft. One year prior, the average listing was 1,580 sqft.

    SHEBOYGAN, WI Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    53001 Sheboygan, WI MSA $570 $680 $830 $1,080 $1,180
    53004 Sheboygan, WI MSA $720 $860 $1,030 $1,300 $1,410
    53011 Sheboygan, WI MSA $660 $790 $950 $1,240 $1,360
    53013 Sheboygan, WI MSA $700 $830 $1,000 $1,310 $1,430
    53015 Sheboygan, WI MSA $620 $750 $900 $1,180 $1,290
    53020 Sheboygan, WI MSA $710 $840 $1,020 $1,340 $1,460
    53021 Sheboygan, WI MSA $710 $840 $1,010 $1,270 $1,390
    53023 Sheboygan, WI MSA $660 $790 $960 $1,260 $1,380
    53026 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
    53031 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
    53040 Sheboygan, WI MSA $760 $900 $1,080 $1,360 $1,480
    53042 Sheboygan, WI MSA $610 $670 $850 $1,140 $1,140
    53044 Sheboygan, WI MSA $750 $900 $1,090 $1,430 $1,560
    53070 Sheboygan, WI MSA $620 $740 $890 $1,170 $1,280
    53073 Sheboygan, WI MSA $590 $700 $850 $1,110 $1,220
    53075 Sheboygan, WI MSA $620 $750 $900 $1,160 $1,270
    53079 Sheboygan, WI MSA $590 $650 $830 $1,090 $1,110
    53081 Sheboygan, WI MSA $590 $700 $850 $1,110 $1,220
    53082 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
    53083 Sheboygan, WI MSA $650 $780 $940 $1,230 $1,350
    53085 Sheboygan, WI MSA $630 $750 $910 $1,190 $1,300
    53093 Sheboygan, WI MSA $670 $800 $970 $1,270 $1,390

    2022 Average & Median Rent Data Statistics
    SHEBOYGAN, WI average 1BR rent: $767, median: $750
    SHEBOYGAN, WI average 2BR rent: $930, median: $905
    SHEBOYGAN, WI average 3BR rent: $1,212, median: $1,185

    SHEBOYGAN, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,165 $308,405,000 $264,725
    Home Improvement 380 $24,150,000 $63,553
    Other 292 $22,080,000 $75,616
    Cash Out Refi 275 $38,295,000 $139,255
    Refi 266 $29,880,000 $112,331

    Sheboygan's most frequently cited loan purpose was Home Purchase, with 1,165 originations. The 2nd most popular reason was Home Improvement, with 380 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 660 $160,500,000 $243,182
    7-8% 476 $84,550,000 $177,626
    Over 8% 453 $37,025,000 $81,733
    5-6% 325 $79,525,000 $244,692
    <2.5% 50 $3,600,000 $72,000
    4-5% 44 $5,740,000 $130,455
    2.5-3% 33 $2,615,000 $79,242
    3-4% 14 $1,300,000 $92,857

    During 2023, Sheboygan's most frequently originated rate bucket was 6-7%, with 660 originations.

    Loan Sizing (SHEBOYGAN, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 919 $46,655,000 $50,767
    $100k-200k 765 $112,945,000 $147,641
    $200k-400k 561 $148,775,000 $265,196
    $400k-600k 95 $43,435,000 $457,211
    $600k-1000k 30 $21,090,000 $703,000
    $Over $1MM 8 $49,910,000 $6,238,750

    SHEBOYGAN's loan sizing saw the bucket of loans from $100,000 or less with 919 originations, totaling $46,655,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 670 $160,730,000 $239,896
    Under 20% 404 $16,830,000 $41,658
    60-80% 374 $114,500,000 $306,150
    20-40% 372 $32,210,000 $86,586
    40-60% 221 $48,035,000 $217,353
    Over 100% 9 $2,065,000 $229,444

    SHEBOYGAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 670 originations, totaling $160,730,000 in origination value.