Justice Federal Credit Union Mortgage Rates, Fees & Info

Chantilly, VA

LEI: 549300AOB4S7B0DB7863

Tax ID: 53-0197022

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Justice Federal Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Justice Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Miami, New York, Baltimore, and Atlanta among others. We have data for 104 markets. (Some data included below & more in-depth data is available with an active subscription.)

Justice Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Justice Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.00%	11/17/24
30 Year Conventional Purchase	6.79%	11/17/24
30 Year Conventional Refi	6.22%	11/17/24
15 Year Conventional Purchase	5.77%	11/17/24
15 Year Conventional Refi	5.64%	11/17/24
15 Year Cash-out Refi	5.64%	11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Justice Federal Credit Union Mortgage Calculator

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This is not an official calculator from Justice Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

590

Origination Dollar Volume (All Markets)

$125,480,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	240	$56,910,000	$237,125	$4,418	3.71%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	37	$9,375,000	$253,378	$4,835	3.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	21	$5,945,000	$283,095	$6,413	3.69%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	26	$5,540,000	$213,077	$5,292	3.83%
Outside of Metro Areas	21	$4,705,000	$224,048	$4,918	3.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	22	$3,870,000	$175,909	$3,194	3.60%
Clarksburg, WV (FHA\|USDA\|VA)	28	$3,160,000	$112,857	$3,189	3.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	9	$2,365,000	$262,778	$6,305	3.88%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	10	$2,190,000	$219,000	$4,048	3.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	7	$1,855,000	$265,000	$5,094	3.29%
Fairmont, WV (FHA\|USDA\|VA)	12	$1,730,000	$144,167	$3,685	3.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	6	$1,550,000	$258,333	$4,632	3.69%
MORGANTOWN, WV (FHA\|USDA\|VA)	7	$1,435,000	$205,000	$5,058	3.23%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	8	$1,400,000	$175,000	$3,403	4.34%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	5	$1,115,000	$223,000	$9,577	3.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	5	$985,000	$197,000	$2,942	4.20%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	2	$910,000	$455,000	$8,003	2.81%
JACKSONVILLE, FL (FHA\|USDA\|VA)	4	$860,000	$215,000	$3,528	3.13%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	3	$725,000	$241,667	$5,415	3.63%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$680,000	$340,000	$9,057	3.44%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	4	$650,000	$162,500	$427	4.31%
RICHMOND, VA (FHA\|USDA\|VA)	3	$605,000	$201,667	$5,581	3.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	2	$560,000	$280,000	$5,827	2.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	1	$545,000	$545,000	$5,556	2.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	2	$500,000	$250,000	$4,785	2.69%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	4	$480,000	$120,000	$1,858	4.41%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	2	$470,000	$235,000	$9,408	3.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	2	$420,000	$210,000	$3,881	3.44%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	1	$405,000	$405,000	$11,249	3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	1	$395,000	$395,000	$3,484	2.75%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	2	$390,000	$195,000	$2,073	3.44%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	2	$380,000	$190,000	$3,871	3.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	5	$375,000	$75,000	$3,835	3.80%
MISSOULA, MT (FHA\|USDA\|VA)	1	$365,000	$365,000	$4,648	3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	2	$360,000	$180,000	$5,528	3.56%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	4.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	2	$350,000	$175,000	$4,003	4.38%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	1	$325,000	$325,000	$5,955	3.75%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	2	$320,000	$160,000	$1,541	3.50%
Indianola, MS (FHA\|USDA\|VA)	1	$305,000	$305,000	$8,313	3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	1	$305,000	$305,000	$7,288	3.00%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	1	$305,000	$305,000	$6,028	2.88%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	3	$295,000	$98,333	$2,713	3.71%
OCALA, FL (FHA\|USDA\|VA)	1	$285,000	$285,000	$2,650	2.50%
BLOOMINGTON, IN (FHA\|USDA\|VA)	1	$285,000	$285,000	$4,835	3.88%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	1	$285,000	$285,000	$5,500	2.75%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	1	$275,000	$275,000	$7,603	3.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,719	2.63%
JACKSON, MS (FHA\|USDA\|VA)	2	$250,000	$125,000	$4,493	3.19%
Spirit Lake, IA (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,838	3.00%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	1	$225,000	$225,000	$2,813	3.00%
Roanoke Rapids, NC (FHA\|USDA\|VA)	1	$225,000	$225,000	$5,653	2.75%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,330	3.00%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,583	3.00%
Georgetown, SC (FHA\|USDA\|VA)	1	$215,000	$215,000	$3,575	2.50%
KINGSTON, NY (FHA\|USDA\|VA)	2	$210,000	$105,000	$3,535	3.63%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	1	$205,000	$205,000	$4,955	2.50%
LYNCHBURG, VA (FHA\|USDA\|VA)	1	$195,000	$195,000	$3,512	2.63%
WILMINGTON, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	4.00%
ALBANY, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$4,016	2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	3	$195,000	$65,000	$837	3.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	4.00%
MOBILE, AL (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,319	3.75%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,083	3.50%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,455	3.00%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$165,000	$165,000	$4,540	3.00%
TUCSON, AZ (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,107	2.25%
SALISBURY, MD-DE (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,264	2.75%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$4,563	2.50%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	1	$145,000	$145,000	$3,538	3.13%
ROANOKE, VA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.00%
GAINESVILLE, GA (FHA\|USDA\|VA)	2	$140,000	$70,000	$1,282	3.56%
Statesboro, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,819	2.75%
PARKERSBURG-VIENNA, WV (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,812	4.00%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	2	$130,000	$65,000	$341	5.00%
FLORENCE, SC (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,604	3.13%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,263	2.75%
SALEM, OR (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,196	2.50%
LANCASTER, PA (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,119	2.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$1,401	2.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,968	2.75%
EL PASO, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$306	5.50%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	1	$115,000	$115,000	$4,339	2.50%
GREENVILLE, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,063	2.75%
London, KY (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,061	3.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,058	3.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.00%
Bluefield, WV-VA (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,965	3.25%
Easton, MD (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.00%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,396	2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.00%
Elkins, WV (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.00%
GOLDSBORO, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.00%
MERCED, CA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.00%
SPRINGFIELD, MA (FHA\|USDA\|VA)	1	$65,000	$65,000	$403	4.25%
Sunbury, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.00%
WORCESTER, MA-CT (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.00%
TOLEDO, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.00%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$35,000	$35,000	$233	6.00%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.00%
AMARILLO, TX (FHA\|USDA\|VA)	1	$25,000	$25,000	$280	4.25%
Pottsville, PA (FHA\|USDA\|VA)	1	$25,000	$25,000	$315	5.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.00%

Justice Federal Credit Union's top markets include Washington, Miami, New York, Baltimore, and Atlanta among others.

Their top states include:

Virginia (FHA|USDA|VA)

Maryland (FHA|USDA|VA)

Florida (FHA|USDA|VA)

West Virginia (FHA|USDA|VA)

California (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against JUSTICE Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 167

POINT BREEZE
Similarity Rank: 477

Cedar Point Federal Credit Union
Similarity Rank: 546

Securityplus FCU
Similarity Rank: 736

POWER FINANCIAL
Similarity Rank: 768

FIRST FINANCIAL OF MARYLAND
Similarity Rank: 1344

U S WIDE FINANCIAL LLC
Similarity Rank: 1680

We Florida Financial
Similarity Rank: 1770

AMERANT BANK, NATIONAL ASSOCIATION
Similarity Rank: 2134

MIAMI FIREFIGHTERS FCU
Similarity Rank: 2205

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	395	$103,135,000	$261,101	$4,401	3.48%
HELOC	195	$22,345,000	$114,590	n/a	4.00%

For 2021, Justice Federal Credit Union's most frequently originated type of loan was Conventional, with 395 originations. Their 2nd most popular type was HELOC, with 195 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Improvement	195	$19,975,000	$102,436	$772	4.32%
Refi	175	$49,605,000	$283,457	$4,937	2.80%
Home Purchase	131	$46,505,000	$355,000	$6,129	3.28%
Cash Out Refi	72	$7,720,000	$107,222	$1,314	4.34%
Other	17	$1,675,000	$98,529	$743	4.53%

For 2021, Justice Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 195 originations. The 2nd most popular reason was Refi, with 175 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	303	$91,305,000	$301,337	$5,851	3.37%
20 Year	167	$19,185,000	$114,880	$2,874	4.09%
15 Year	56	$9,590,000	$171,250	$3,323	3.33%
10 Year	39	$4,075,000	$104,487	$1,922	3.89%
Other	18	$980,000	$54,444	$506	4.47%
5 Year	7	$345,000	$49,286	$591	4.32%

For 2021, Justice Federal Credit Union's most frequently cited loan duration was 30 Year, with 303 originations. The 2nd most popular length was 20 Year, with 167 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	145	$22,715,000	$156,655
$1k-2k	76	$13,830,000	$181,974
$2k-3k	55	$16,155,000	$293,727
$3k-4k	53	$18,825,000	$355,189
$5k+	45	$22,175,000	$492,778
$4k-5k	21	$9,435,000	$449,286

Justice Federal Credit Union's average total fees were $5,851, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 145 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	271	$51,235,000	$189,059
2.5-3%	175	$57,275,000	$327,286
<2.5%	52	$9,600,000	$184,615
5-6%	52	$3,970,000	$76,346
4-5%	40	$3,400,000	$85,000

During 2021, Justice Federal Credit Union's average interest rate for loans was 3.37%, while their most frequently originated rate bucket for loans was 3-4%, with 271 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	175	$9,815,000	$56,086	$938	4.39%
$200k-400k	171	$48,485,000	$283,538	$5,460	3.22%
$100k-200k	165	$22,745,000	$137,848	$3,118	3.54%
$400k-600k	58	$28,010,000	$482,931	$7,111	3.20%
$600k-1MM	20	$14,690,000	$734,500	$8,870	3.13%
$1MM+	1	$1,735,000	$1,735,000	$21,736	3.25%

2021 saw Justice Federal Credit Union place emphasis on $100,000 or less loans with 175 originations, totaling $9,815,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$150k-250k	186	$43,140,000	$231,935	$4,856	3.75%
$100k-150k	180	$37,540,000	$208,556	$4,197	3.65%
$75k-100k	83	$15,345,000	$184,880	$4,095	3.44%
$250k+	62	$19,480,000	$314,194	$6,063	3.62%
$50k-75k	57	$7,695,000	$135,000	$3,690	3.60%
$50k or less	17	$2,025,000	$119,118	$2,529	3.52%

Justice Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 186 originations. The second most popular income band? $100k-150k, with 180 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	157	$34,585,000	$220,287	$4,524	3.51%
30-36%	111	$23,565,000	$212,297	$4,423	3.53%
<20%	72	$15,460,000	$214,722	$4,919	3.19%
39%	28	$6,290,000	$224,643	$4,789	3.74%
41%	24	$4,680,000	$195,000	$4,926	3.84%
40%	23	$5,935,000	$258,043	$4,893	3.70%
50-60%	22	$2,000,000	$90,909	$320	4.47%
38%	18	$5,190,000	$288,333	$5,274	3.58%
43%	18	$3,690,000	$205,000	$3,698	4.16%
37%	17	$4,725,000	$277,941	$5,592	3.47%
42%	16	$3,470,000	$216,875	$5,389	3.91%
47%	15	$2,455,000	$163,667	$4,223	3.76%
36%	13	$2,515,000	$193,462	$2,823	3.98%
48%	13	$2,305,000	$177,308	$2,025	4.25%
44%	12	$2,540,000	$211,667	$4,701	3.69%
46%	11	$2,585,000	$235,000	$2,472	4.26%
49%	11	$1,475,000	$134,091	$2,269	4.48%
45%	8	$1,950,000	$243,750	$4,284	3.72%
>60%	1	$65,000	$65,000	$0	4.00%

Justice Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 157 originations. The next most common DTI ratio? 30-36%, with 111 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	351	$70,165,000	$199,900	$4,275	3.67%
Black	116	$24,230,000	$208,879	$4,404	3.74%
Not provided	85	$20,045,000	$235,824	$4,460	3.49%
Asian	26	$6,710,000	$258,077	$4,833	3.63%
American Indian	6	$1,440,000	$240,000	$4,478	3.98%
Native Hawaiian or Islander	2	$1,280,000	$640,000	$13,084	2.88%
Other Asian	2	$900,000	$450,000	$4,665	2.88%
Asian Indian	1	$525,000	$525,000	$4,115	3.00%
Korean	1	$185,000	$185,000	$3,644	2.38%

Approval Rates

Total approvals of all applications
94.44%

Justice Federal Credit Union has an average approval rate.

Pick Rate

Approvals leading to origination
52.88%

Justice Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
1017.33	1	$75,000	$75,000
1023.67	1	$205,000	$205,000
1029.0	1	$115,000	$115,000
1040.67	1	$85,000	$85,000
1066.33	1	$105,000	$105,000
1073.67	1	$215,000	$215,000
1123.67	1	$235,000	$235,000
1143.0	1	$245,000	$245,000
1145.0	1	$105,000	$105,000
1146.67	1	$235,000	$235,000
1164.33	1	$255,000	$255,000
1178.0	1	$255,000	$255,000
1190.33	2	$510,000	$255,000
1191.33	1	$135,000	$135,000
1228.0	1	$105,000	$105,000
1232.33	1	$135,000	$135,000
1234.0	1	$245,000	$245,000
1238.0	1	$255,000	$255,000
1369.0	1	$35,000	$35,000
1370.0	1	$245,000	$245,000
1374.67	1	$185,000	$185,000
1420.6	1	$155,000	$155,000
1467.0	1	$25,000	$25,000
1476.0	1	$35,000	$35,000
1506.0	1	$25,000	$25,000
1591.33	1	$255,000	$255,000
1607.0	1	$55,000	$55,000
1619.6	1	$235,000	$235,000
1642.5	1	$75,000	$75,000
179.0	1	$55,000	$55,000
1791.5	1	$65,000	$65,000
1816.0	1	$105,000	$105,000
1832.0	1	$55,000	$55,000
1832.33	1	$255,000	$255,000
1904.0	1	$35,000	$35,000
1975.5	1	$35,000	$35,000
2023.0	1	$115,000	$115,000
2092.0	1	$105,000	$105,000
2175.0	1	$105,000	$105,000
224.0	1	$105,000	$105,000
2301.0	1	$105,000	$105,000
233.0	1	$75,000	$75,000
2352.0	1	$75,000	$75,000
241.0	1	$55,000	$55,000
2443.0	1	$105,000	$105,000
2485.0	1	$75,000	$75,000
249.0	1	$155,000	$155,000
2493.0	1	$75,000	$75,000
252.0	2	$120,000	$60,000
254.0	1	$35,000	$35,000
255.0	1	$75,000	$75,000
2554.0	1	$205,000	$205,000
2578.0	1	$75,000	$75,000
2593.05	1	$175,000	$175,000
2658.0	1	$75,000	$75,000
2673.0	1	$155,000	$155,000
272.0	1	$55,000	$55,000
2927.0	1	$145,000	$145,000
297.0	1	$35,000	$35,000
3064.0	1	$155,000	$155,000
309.0	1	$75,000	$75,000
319.0	1	$55,000	$55,000
326.0	3	$135,000	$45,000
327.0	3	$185,000	$61,667
329.0	3	$205,000	$68,333
332.0	1	$255,000	$255,000
3325.25	1	$255,000	$255,000
336.0	2	$120,000	$60,000
339.0	1	$85,000	$85,000
342.0	2	$510,000	$255,000
344.33	1	$15,000	$15,000
346.0	2	$410,000	$205,000
347.25	1	$55,000	$55,000
349.0	1	$155,000	$155,000
350.0	1	$55,000	$55,000
353.0	1	$15,000	$15,000
3589.0	1	$145,000	$145,000
360.0	1	$195,000	$195,000
361.0	1	$15,000	$15,000
364.0	1	$255,000	$255,000
372.0	1	$105,000	$105,000
374.5	2	$210,000	$105,000
382.25	1	$55,000	$55,000
384.67	1	$25,000	$25,000
386.0	1	$105,000	$105,000
389.0	1	$195,000	$195,000
394.5	1	$255,000	$255,000
403.0	1	$105,000	$105,000
403.67	1	$55,000	$55,000
4040.0	1	$255,000	$255,000
4094.5	1	$255,000	$255,000
410.0	2	$220,000	$110,000
412.0	1	$75,000	$75,000
415.33	1	$25,000	$25,000
423.67	1	$25,000	$25,000
427.67	1	$35,000	$35,000
436.5	1	$85,000	$85,000
437.0	1	$205,000	$205,000
4407.0	1	$225,000	$225,000
445.33	1	$35,000	$35,000
448.5	2	$90,000	$45,000
451.25	1	$35,000	$35,000
452.5	1	$25,000	$25,000
456.0	1	$85,000	$85,000
456.5	1	$155,000	$155,000
463.0	1	$105,000	$105,000
465.0	1	$35,000	$35,000
465.5	1	$55,000	$55,000
468.0	1	$205,000	$205,000
468.5	3	$765,000	$255,000
469.0	1	$105,000	$105,000
472.0	2	$180,000	$90,000
477.0	1	$55,000	$55,000
477.67	1	$55,000	$55,000
482.0	1	$225,000	$225,000
486.0	1	$255,000	$255,000
489.0	2	$490,000	$245,000
489.67	1	$55,000	$55,000
495.0	1	$195,000	$195,000
498.0	1	$145,000	$145,000
498.67	2	$110,000	$55,000
499.6	1	$35,000	$35,000
518.2	1	$45,000	$45,000
519.0	1	$25,000	$25,000
523.0	1	$65,000	$65,000
527.67	1	$65,000	$65,000
531.33	1	$65,000	$65,000
538.0	1	$55,000	$55,000
548.0	1	$75,000	$75,000
555.33	1	$65,000	$65,000
568.0	2	$150,000	$75,000
569.0	1	$55,000	$55,000
577.33	1	$105,000	$105,000
577.67	1	$85,000	$85,000
608.0	1	$85,000	$85,000
621.0	1	$35,000	$35,000
621.33	1	$95,000	$95,000
625.33	1	$85,000	$85,000
639.0	1	$75,000	$75,000
644.33	1	$105,000	$105,000
649.67	1	$115,000	$115,000
659.67	1	$115,000	$115,000
665.33	4	$420,000	$105,000
697.0	1	$105,000	$105,000
703.0	2	$180,000	$90,000
711.67	1	$115,000	$115,000
757.0	1	$125,000	$125,000
758.0	1	$45,000	$45,000
797.0	2	$250,000	$125,000
811.0	1	$135,000	$135,000
823.67	1	$145,000	$145,000
828.0	1	$155,000	$155,000
845.0	1	$155,000	$155,000
847.75	1	$195,000	$195,000
848.0	1	$155,000	$155,000
862.0	1	$65,000	$65,000
871.0	1	$45,000	$45,000
884.0	1	$35,000	$35,000
885.0	1	$75,000	$75,000
899.67	1	$55,000	$55,000
902.0	1	$25,000	$25,000
943.0	1	$105,000	$105,000
962.0	1	$205,000	$205,000
976.33	1	$75,000	$75,000
990.67	1	$35,000	$35,000
991.0	1	$195,000	$195,000
994.5	1	$125,000	$125,000
NA	398	$103,590,000	$260,276

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	590	$125,480,000	$212,678

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	96	$14,500,000	$151,042	$2,952	3.83%
40-60%	65	$14,515,000	$223,308	$3,764	3.02%
60-80%	129	$41,945,000	$325,155	$5,677	2.95%
80-100%	117	$40,925,000	$349,786	$6,046	3.38%
Under 20%	183	$13,595,000	$74,290	$745	4.44%