Justice Federal Credit Union Mortgage Rates, Fees & Info

Chantilly, VA

LEI: 549300AOB4S7B0DB7863

Tax ID: 53-0197022

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Justice Federal Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Justice Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Washington, New York, Miami, Los Angeles, and Chicago among others. We have data for 107 markets. (Some data included below & more in-depth data is available with an active subscription.)

Justice Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Justice Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.00% 11/22/24
30 Year Conventional Purchase 6.79% 11/22/24
30 Year Conventional Refi 6.22% 11/22/24
15 Year Conventional Purchase 5.77% 11/22/24
15 Year Conventional Refi 5.64% 11/22/24
15 Year Cash-out Refi 5.64% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Justice Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Justice Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

603

Origination Dollar Volume (All Markets)

$86,285,000

Awards

JUSTICE Federal Credit Union 30 Year Conventional Loans gold
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 195 $33,185,000 $170,179 $3,985 4.72%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 28 $4,420,000 $157,857 $5,614 4.66%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 25 $3,355,000 $134,200 $2,915 5.27%
Outside of Metro Areas 23 $2,895,000 $125,870 $3,593 4.42%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 15 $2,575,000 $171,667 $4,203 4.95%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 24 $2,460,000 $102,500 $3,202 4.97%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $1,925,000 $113,235 $2,841 5.24%
Clarksburg, WV (FHA|USDA|VA) 18 $1,810,000 $100,556 $2,647 4.46%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 16 $1,790,000 $111,875 $434 5.64%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $1,760,000 $97,778 $2,531 5.33%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $1,245,000 $138,333 $3,863 4.88%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $1,245,000 $177,857 $830 5.71%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,990 4.23%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,446 3.65%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $960,000 $160,000 $3,895 4.33%
RICHMOND, VA (FHA|USDA|VA) 11 $955,000 $86,818 $2,051 5.28%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 7 $925,000 $132,143 $2,441 5.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $910,000 $151,667 $854 5.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $870,000 $145,000 $3,784 5.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $865,000 $96,111 $2,998 5.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $815,000 $116,429 $6,988 5.23%
Fairmont, WV (FHA|USDA|VA) 6 $760,000 $126,667 $2,966 4.35%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $715,000 $238,333 $6,302 4.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $555,000 $555,000 $15,815 4.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $540,000 $270,000 $6,667 3.81%
COLUMBUS, OH (FHA|USDA|VA) 4 $510,000 $127,500 $8,386 4.78%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $510,000 $255,000 $6,033 3.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $485,000 $97,000 $7,103 4.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,592 3.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $460,000 $115,000 $3,175 4.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $420,000 $210,000 $4,476 3.50%
PITTSBURGH, PA (FHA|USDA|VA) 3 $395,000 $131,667 $5,040 4.71%
MORGANTOWN, WV (FHA|USDA|VA) 4 $390,000 $97,500 $2,654 4.50%
BECKLEY, WV (FHA|USDA|VA) 2 $390,000 $195,000 $5,388 3.75%
TOLEDO, OH (FHA|USDA|VA) 3 $385,000 $128,333 $3,713 4.79%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $385,000 $128,333 $1,921 3.92%
BELLINGHAM, WA (FHA|USDA|VA) 1 $385,000 $385,000 $6,191 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $385,000 $385,000 $7,499 4.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $380,000 $190,000 $4,625 3.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $380,000 $190,000 $5,676 3.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $375,000 $125,000 $3,725 4.46%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $365,000 $365,000 $3,251 3.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $360,000 $90,000 $4,689 4.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $340,000 $170,000 $4,937 4.81%
MISSOULA, MT (FHA|USDA|VA) 1 $335,000 $335,000 $6,173 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 2 $330,000 $165,000 $2,335 4.38%
SALINAS, CA (FHA|USDA|VA) 2 $320,000 $160,000 $0 5.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $285,000 $95,000 $5,289 5.04%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.50%
BATON ROUGE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $6,991 4.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,791 3.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $245,000 $245,000 $4,854 3.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,167 3.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,157 4.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $225,000 $75,000 $0 5.33%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.75%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $215,000 $215,000 $13,881 3.50%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $200,000 $100,000 $579 5.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $195,000 $65,000 $0 5.67%
Morehead City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,824 4.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $190,000 $95,000 $3,086 4.50%
ROCKFORD, IL (FHA|USDA|VA) 3 $175,000 $58,333 $214 5.17%
KNOXVILLE, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,949 3.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,708 3.88%
WACO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,802 3.75%
FRESNO, CA (FHA|USDA|VA) 4 $160,000 $40,000 $226 5.50%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $6,616 3.50%
COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,670 3.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $3,458 2.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $6,212 3.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.75%
LAREDO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $285 5.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,904 3.50%
REDDING, CA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,396 4.13%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,113 2.88%
Torrington, CT (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.75%
Dublin, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
Bennettsville, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,005 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 2 $80,000 $40,000 $819 4.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $75,000 $75,000 $377 5.50%
MERCED, CA (FHA|USDA|VA) 1 $75,000 $75,000 $303 5.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.25%
VISALIA, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.25%
WILMINGTON, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,345 3.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
Clewiston, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.00%
Boone, NC (FHA|USDA|VA) 1 $45,000 $45,000 $975 6.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
LANCASTER, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $35,000 $35,000 $255 4.75%
Effingham, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
OCALA, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $15,000 $15,000 $317 4.25%
Thomaston, GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.25%
Justice Federal Credit Union's top markets include Washington, New York, Miami, Los Angeles, and Chicago among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 337 $59,835,000 $177,552 $3,887 4.34%
    HELOC 266 $26,450,000 $99,436 n/a 5.41%

    For 2019, Justice Federal Credit Union's most frequently originated type of loan was Conventional, with 337 originations. Their 2nd most popular type was HELOC, with 266 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 240 $36,700,000 $152,917 $6,205 4.76%
    Home Improvement 116 $8,350,000 $71,983 $546 5.21%
    Home Purchase 110 $27,430,000 $249,364 $6,010 3.87%
    Other 105 $10,185,000 $97,000 $568 5.27%
    Cash Out Refi 31 $3,595,000 $115,968 $775 5.53%
    NA 1 $25,000 $25,000 $1,192 5.50%

    For 2019, Justice Federal Credit Union's most frequently cited loan purpose was Refi, with 240 originations. The 2nd most popular reason was Home Improvement, with 116 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 348 $59,760,000 $171,724 $6,520 4.85%
    20 Year 111 $10,225,000 $92,117 $1,576 5.32%
    15 Year 67 $10,785,000 $160,970 $3,518 4.14%
    10 Year 47 $3,975,000 $84,574 $1,403 4.54%
    Other 18 $1,120,000 $62,222 $631 4.58%
    5 Year 12 $420,000 $35,000 $383 4.35%

    For 2019, Justice Federal Credit Union's most frequently cited loan duration was 30 Year, with 348 originations. The 2nd most popular length was 20 Year, with 111 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 159 $13,945,000 $87,704
    $5k+ 47 $18,615,000 $396,064
    $1k-2k 38 $5,530,000 $145,526
    $2k-3k 35 $6,745,000 $192,714
    $3k-4k 32 $7,520,000 $235,000
    $4k-5k 26 $7,480,000 $287,692

    Justice Federal Credit Union's average total fees were $6,520, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 159 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 297 $29,655,000 $99,848
    4-5% 146 $17,470,000 $119,658
    3-4% 123 $32,715,000 $265,976
    2.5-3% 28 $5,730,000 $204,643
    6-7% 9 $715,000 $79,444

    During 2019, Justice Federal Credit Union's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 5-6%, with 297 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 286 $16,030,000 $56,049 $729 5.25%
    $100k-200k 164 $23,410,000 $142,744 $3,797 4.71%
    $200k-400k 126 $33,760,000 $267,937 $6,420 4.19%
    $400k-600k 23 $10,275,000 $446,739 $8,919 3.73%
    $600k-1MM 4 $2,810,000 $702,500 $15,873 3.97%

    2019 saw Justice Federal Credit Union place emphasis on $100,000 or less loans with 286 originations, totaling $16,030,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 205 $28,215,000 $137,634 $3,916 4.73%
    $150k-250k 168 $28,480,000 $169,524 $4,097 4.93%
    $75k-100k 93 $11,305,000 $121,559 $3,543 4.76%
    $50k-75k 64 $6,890,000 $107,656 $3,511 4.61%
    $250k+ 51 $9,485,000 $185,980 $5,646 4.99%
    $50k or less 22 $1,910,000 $86,818 $1,903 5.14%

    Justice Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 205 originations. The second most popular income band? $150k-250k, with 168 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 138 $23,240,000 $168,406 $5,000 4.36%
    30-36% 116 $17,220,000 $148,448 $4,220 4.64%
    <20% 51 $8,025,000 $157,353 $3,565 4.42%
    47% 24 $2,600,000 $108,333 $3,041 5.30%
    36% 24 $3,760,000 $156,667 $4,181 4.89%
    42% 22 $4,020,000 $182,727 $4,276 4.98%
    37% 22 $3,050,000 $138,636 $3,747 4.73%
    48% 22 $2,270,000 $103,182 $1,142 5.59%
    49% 22 $2,140,000 $97,273 $1,026 5.28%
    39% 21 $2,955,000 $140,714 $5,310 4.85%
    40% 20 $3,040,000 $152,000 $4,025 5.03%
    41% 19 $2,725,000 $143,421 $4,208 4.99%
    44% 19 $1,495,000 $78,684 $718 5.36%
    38% 18 $1,840,000 $102,222 $2,273 5.28%
    43% 18 $3,020,000 $167,778 $4,329 5.17%
    46% 17 $2,105,000 $123,824 $875 5.31%
    45% 16 $1,350,000 $84,375 $995 5.44%
    >60% 7 $545,000 $77,857 $227 5.50%
    50-60% 6 $730,000 $121,667 $684 5.42%

    Justice Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 138 originations. The next most common DTI ratio? 30-36%, with 116 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 366 $51,070,000 $139,536 $3,628 4.80%
    Not provided 121 $17,975,000 $148,554 $4,689 4.81%
    Black 79 $10,915,000 $138,165 $3,927 4.88%
    Asian 31 $5,515,000 $177,903 $3,915 4.88%
    American Indian 2 $400,000 $200,000 $5,796 3.94%
    Japanese 1 $155,000 $155,000 $3,144 3.88%
    Korean 1 $105,000 $105,000 $3,128 3.75%
    Asian Indian 1 $85,000 $85,000 $0 5.75%
    1 $65,000 $65,000 $0 5.00%

    Approval Rates

    Total approvals of all applications
    89.44%

    Justice Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    43.78%

    Justice Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1003.82 1 $45,000 $45,000
    1005.67 1 $55,000 $55,000
    1007.24 1 $55,000 $55,000
    1010.67 1 $55,000 $55,000
    1027.52 1 $55,000 $55,000
    1030.0 1 $45,000 $45,000
    1036.12 1 $75,000 $75,000
    1054.0 1 $25,000 $25,000
    1065.48 1 $85,000 $85,000
    1069.68 1 $75,000 $75,000
    1093.0 1 $35,000 $35,000
    1097.33 1 $75,000 $75,000
    1098.76 1 $95,000 $95,000
    1121.0 1 $55,000 $55,000
    1130.0 1 $65,000 $65,000
    1133.0 1 $55,000 $55,000
    1144.0 1 $45,000 $45,000
    1145.67 1 $95,000 $95,000
    1151.0 1 $75,000 $75,000
    1152.33 1 $45,000 $45,000
    1152.5 1 $65,000 $65,000
    1155.0 1 $135,000 $135,000
    1160.0 2 $170,000 $85,000
    1161.0 1 $65,000 $65,000
    1162.0 2 $100,000 $50,000
    1162.4 1 $135,000 $135,000
    1166.0 1 $35,000 $35,000
    1168.0 1 $85,000 $85,000
    1169.96 1 $65,000 $65,000
    1175.72 1 $135,000 $135,000
    1182.25 1 $85,000 $85,000
    1184.75 1 $55,000 $55,000
    1191.5 1 $25,000 $25,000
    1196.11 1 $145,000 $145,000
    1209.0 3 $395,000 $131,667
    1215.0 1 $55,000 $55,000
    1216.0 2 $160,000 $80,000
    1217.9 1 $75,000 $75,000
    1219.0 1 $145,000 $145,000
    1223.48 1 $115,000 $115,000
    1223.5 1 $25,000 $25,000
    1248.0 1 $115,000 $115,000
    1254.0 1 $55,000 $55,000
    1260.5 1 $55,000 $55,000
    1261.0 1 $35,000 $35,000
    1263.33 1 $45,000 $45,000
    1277.7 1 $105,000 $105,000
    1278.0 1 $75,000 $75,000
    1280.0 3 $175,000 $58,333
    1280.2 1 $255,000 $255,000
    1282.0 1 $45,000 $45,000
    1282.16 1 $225,000 $225,000
    1285.0 1 $45,000 $45,000
    1289.3 1 $25,000 $25,000
    1290.0 1 $55,000 $55,000
    1293.0 2 $240,000 $120,000
    1294.0 2 $110,000 $55,000
    1295.78 1 $45,000 $45,000
    1302.33 1 $135,000 $135,000
    1303.25 1 $85,000 $85,000
    1305.0 1 $195,000 $195,000
    1318.9 1 $45,000 $45,000
    1319.0 2 $300,000 $150,000
    1320.0 1 $45,000 $45,000
    1324.4 1 $185,000 $185,000
    1325.0 1 $115,000 $115,000
    1330.25 2 $120,000 $60,000
    1330.67 1 $165,000 $165,000
    1334.0 1 $165,000 $165,000
    1335.0 1 $95,000 $95,000
    1343.0 1 $165,000 $165,000
    1348.0 1 $125,000 $125,000
    1349.0 5 $425,000 $85,000
    1350.0 1 $145,000 $145,000
    1352.0 1 $205,000 $205,000
    1353.0 1 $255,000 $255,000
    1354.0 2 $110,000 $55,000
    1356.81 1 $245,000 $245,000
    1357.0 3 $225,000 $75,000
    1361.0 1 $205,000 $205,000
    1362.74 1 $115,000 $115,000
    1364.0 1 $125,000 $125,000
    1367.0 1 $105,000 $105,000
    1370.0 2 $110,000 $55,000
    1377.0 1 $125,000 $125,000
    1381.0 1 $75,000 $75,000
    1394.75 1 $55,000 $55,000
    1399.2 1 $55,000 $55,000
    1402.67 1 $105,000 $105,000
    1410.0 1 $45,000 $45,000
    1412.0 1 $165,000 $165,000
    1418.0 1 $205,000 $205,000
    1424.0 5 $695,000 $139,000
    1430.0 1 $195,000 $195,000
    1431.58 1 $55,000 $55,000
    1432.0 1 $75,000 $75,000
    1432.63 1 $55,000 $55,000
    1434.0 1 $155,000 $155,000
    1436.0 1 $135,000 $135,000
    1438.0 1 $215,000 $215,000
    1454.0 1 $55,000 $55,000
    1455.71 1 $105,000 $105,000
    1456.8 1 $35,000 $35,000
    1459.0 1 $85,000 $85,000
    1459.25 1 $115,000 $115,000
    1461.67 1 $35,000 $35,000
    1462.0 1 $45,000 $45,000
    1466.0 1 $75,000 $75,000
    1471.5 1 $135,000 $135,000
    1473.0 1 $65,000 $65,000
    1477.67 1 $125,000 $125,000
    1481.0 1 $55,000 $55,000
    1492.0 1 $85,000 $85,000
    1499.0 1 $55,000 $55,000
    1500.25 1 $105,000 $105,000
    1515.25 1 $55,000 $55,000
    1519.88 1 $55,000 $55,000
    1521.67 1 $205,000 $205,000
    1525.0 1 $75,000 $75,000
    1530.0 1 $35,000 $35,000
    1548.21 1 $35,000 $35,000
    1548.5 1 $105,000 $105,000
    1548.85 1 $55,000 $55,000
    1582.0 1 $105,000 $105,000
    1597.4 1 $205,000 $205,000
    1609.0 1 $65,000 $65,000
    1623.1 1 $175,000 $175,000
    1625.0 1 $105,000 $105,000
    1628.0 1 $105,000 $105,000
    1634.89 1 $45,000 $45,000
    1646.0 1 $115,000 $115,000
    1654.0 1 $65,000 $65,000
    1664.0 1 $85,000 $85,000
    1666.96 1 $85,000 $85,000
    1669.93 1 $45,000 $45,000
    1699.63 1 $75,000 $75,000
    1704.25 1 $75,000 $75,000
    1736.5 1 $85,000 $85,000
    1750.5 1 $75,000 $75,000
    1762.33 1 $65,000 $65,000
    1797.9 1 $95,000 $95,000
    1825.0 1 $155,000 $155,000
    1842.0 2 $240,000 $120,000
    1859.0 2 $320,000 $160,000
    1872.5 1 $65,000 $65,000
    1913.0 1 $95,000 $95,000
    1923.09 1 $75,000 $75,000
    1934.0 1 $105,000 $105,000
    1940.0 1 $155,000 $155,000
    1941.7 1 $115,000 $115,000
    1955.56 1 $105,000 $105,000
    1979.3 1 $105,000 $105,000
    204.0 1 $15,000 $15,000
    2050.5 1 $125,000 $125,000
    2057.0 1 $215,000 $215,000
    2118.5 1 $125,000 $125,000
    2205.0 1 $255,000 $255,000
    2322.42 1 $75,000 $75,000
    2339.95 1 $175,000 $175,000
    243.0 5 $255,000 $51,000
    2450.0 1 $245,000 $245,000
    251.0 1 $65,000 $65,000
    2522.8 1 $105,000 $105,000
    253.0 1 $35,000 $35,000
    2566.63 1 $205,000 $205,000
    2584.0 1 $195,000 $195,000
    2586.0 1 $175,000 $175,000
    267.0 1 $75,000 $75,000
    2726.75 1 $105,000 $105,000
    2875.0 1 $225,000 $225,000
    288.0 1 $155,000 $155,000
    291.0 1 $105,000 $105,000
    291.25 1 $15,000 $15,000
    2969.0 1 $255,000 $255,000
    299.0 1 $75,000 $75,000
    299.33 1 $45,000 $45,000
    3031.0 1 $205,000 $205,000
    3042.0 1 $215,000 $215,000
    3058.3 1 $245,000 $245,000
    306.67 1 $25,000 $25,000
    309.0 1 $75,000 $75,000
    311.67 1 $25,000 $25,000
    3206.5 1 $255,000 $255,000
    338.0 1 $55,000 $55,000
    353.5 3 $225,000 $75,000
    364.33 1 $45,000 $45,000
    365.5 1 $105,000 $105,000
    377.33 1 $45,000 $45,000
    378.5 1 $155,000 $155,000
    385.67 1 $55,000 $55,000
    390.5 1 $125,000 $125,000
    406.67 1 $55,000 $55,000
    445.0 1 $65,000 $65,000
    459.0 1 $105,000 $105,000
    465.15 1 $75,000 $75,000
    483.0 1 $75,000 $75,000
    4887.0 1 $205,000 $205,000
    519.0 1 $55,000 $55,000
    520.0 1 $75,000 $75,000
    566.33 1 $105,000 $105,000
    573.33 1 $105,000 $105,000
    594.0 1 $35,000 $35,000
    625.0 1 $175,000 $175,000
    627.67 1 $25,000 $25,000
    628.0 1 $195,000 $195,000
    643.0 1 $155,000 $155,000
    674.0 1 $25,000 $25,000
    686.0 1 $55,000 $55,000
    695.75 1 $75,000 $75,000
    697.0 1 $85,000 $85,000
    723.0 1 $255,000 $255,000
    731.0 1 $135,000 $135,000
    734.0 1 $35,000 $35,000
    741.5 1 $15,000 $15,000
    758.0 1 $155,000 $155,000
    759.0 1 $35,000 $35,000
    787.0 1 $105,000 $105,000
    789.33 1 $165,000 $165,000
    794.0 1 $105,000 $105,000
    813.0 1 $45,000 $45,000
    814.0 1 $145,000 $145,000
    819.0 2 $60,000 $30,000
    822.0 1 $85,000 $85,000
    840.33 1 $175,000 $175,000
    879.1 1 $195,000 $195,000
    894.33 1 $105,000 $105,000
    906.0 1 $255,000 $255,000
    915.5 1 $115,000 $115,000
    924.67 1 $205,000 $205,000
    944.0 2 $110,000 $55,000
    964.5 1 $105,000 $105,000
    987.75 1 $75,000 $75,000
    988.52 1 $45,000 $45,000
    NA 337 $59,835,000 $177,552

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 603 $86,285,000 $143,093

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 175 $21,435,000 $122,486 $1,942 5.25%
    40-60% 41 $6,975,000 $170,122 $3,750 4.17%
    60-80% 71 $21,155,000 $297,958 $7,329 3.68%
    80-100% 77 $19,725,000 $256,169 $6,436 3.85%
    Under 20% 239 $16,995,000 $71,109 $733 5.26%