Endeavor Capital Mortgage Rates, Fees & Info
Chesterfield, MOLEI: 549300CUUEEQ66ZVK149
Tax ID: 43-1826060
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Mortgage Data
Review & Overview
Endeavor Capital is a smaller mortgage company specializing in Refi and Home Purchase loans. Endeavor Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Kansas City, Indianapolis, Nashville, and Denver among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)Endeavor Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Endeavor Capital is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
30 Year Conventional Purchase | 6.85% | 12/17/24 |
30 Year Conventional Refi | 6.68% | 12/17/24 |
30 Year Cash-out Refi | 6.76% | 12/17/24 |
30 Year FHA Purchase | 7.64% | 12/17/24 |
30 Year FHA Refi | 7.12% | 12/17/24 |
30 Year VA Purchase | 6.44% | 12/17/24 |
30 Year VA Refi | 6.22% | 12/17/24 |
30 Year USDA Purchase | 7.06% | 12/17/24 |
30 Year USDA Refi | 6.27% | 12/17/24 |
15 Year Conventional Purchase | 6.09% | 12/17/24 |
15 Year Conventional Refi | 6.32% | 12/17/24 |
15 Year Cash-out Refi | 6.32% | 12/17/24 |
15 Year FHA Purchase | 8.03% | 12/17/24 |
15 Year FHA Refi | 7.12% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Endeavor Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Endeavor Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,894Origination Dollar Volume (All Markets)
$368,870,000ENDEAVOR CAPITAL - 2019
ENDEAVOR CAPITAL is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
ST. LOUIS, MO-IL (FHA|USDA|VA) | 868 | $169,380,000 | $195,138 | $3,753 | 4.33% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 353 | $68,235,000 | $193,300 | $4,483 | 4.23% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 101 | $19,815,000 | $196,188 | $4,135 | 4.31% |
Outside of Metro Areas | 75 | $11,685,000 | $155,800 | $3,823 | 4.37% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 47 | $10,515,000 | $223,723 | $5,171 | 4.20% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 29 | $9,295,000 | $320,517 | $6,315 | 4.49% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 41 | $8,625,000 | $210,366 | $4,546 | 4.32% |
Farmington, MO (FHA|USDA|VA) | 18 | $2,990,000 | $166,111 | $2,981 | 4.14% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $5,441 | 4.57% |
KNOXVILLE, TN (FHA|USDA|VA) | 15 | $2,745,000 | $183,000 | $3,771 | 4.34% |
COLUMBUS, OH (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $4,891 | 4.61% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $4,379 | 4.50% |
SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $2,914 | 3.88% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $4,355 | 4.26% |
LAWRENCE, KS (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $5,768 | 4.32% |
WICHITA, KS (FHA|USDA|VA) | 14 | $1,950,000 | $139,286 | $3,551 | 4.34% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $3,759 | 4.50% |
COLUMBIA, MO (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $4,298 | 4.81% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $5,194 | 4.48% |
LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,746 | 4.23% |
Warrensburg, MO (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,411 | 4.84% |
TOPEKA, KS (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $3,746 | 4.10% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,283 | 4.43% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $4,649 | 4.35% |
JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $4,206 | 4.38% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,266 | 4.34% |
JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,530 | 4.75% |
MUNCIE, IN (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $3,435 | 4.65% |
GREELEY, CO (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $4,688 | 4.44% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $2,888 | 4.05% |
FORT WAYNE, IN (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,607 | 4.54% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,024 | 4.66% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,502 | 4.56% |
BOULDER, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,667 | 4.63% |
CARBONDALE-MARION, IL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,524 | 4.58% |
AKRON, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,256 | 4.33% |
JOPLIN, MO (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,426 | 4.19% |
Ottawa, KS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,585 | 4.44% |
FORT COLLINS, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,080 | 4.81% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,272 | 3.69% |
PEORIA, IL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,436 | 4.42% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,769 | 4.96% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,872 | 4.69% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,512 | 3.58% |
Crawfordsville, IN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,818 | 4.54% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,811 | 5.00% |
Rolla, MO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,845 | 4.21% |
ROCKFORD, IL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,918 | 4.63% |
KANKAKEE, IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,974 | 4.92% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,581 | 4.50% |
Lebanon, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,856 | 4.17% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,595 | 4.38% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,263 | 4.13% |
Decatur, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,036 | 4.83% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,525 | 4.63% |
Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,993 | 4.63% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,160 | 4.19% |
JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,594 | 4.21% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,567 | 4.38% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,882 | 4.88% |
Fort Morgan, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,186 | 4.31% |
Mount Vernon, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,005 | 4.38% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,413 | 3.75% |
COLUMBUS, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,826 | 4.63% |
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,925 | 3.96% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,870 | 4.25% |
Chillicothe, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,812 | 3.88% |
CLEVELAND, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,503 | 4.50% |
KOKOMO, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,297 | 4.56% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,950 | 4.38% |
Sevierville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,063 | 4.88% |
Sikeston, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,061 | 4.00% |
Hannibal, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,940 | 4.13% |
Mount Vernon, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,470 | 4.06% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,276 | 3.88% |
Glenwood Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,050 | 4.13% |
TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,879 | 4.88% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,974 | 5.38% |
Salem, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,075 | 5.25% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,900 | 4.56% |
Wooster, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,679 | 4.13% |
Plymouth, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,027 | 4.25% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,131 | 3.63% |
New Castle, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,075 | 4.38% |
Marion, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,880 | 4.13% |
Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,818 | 4.38% |
Sterling, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,136 | 4.00% |
Kendallville, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,671 | 4.38% |
Seymour, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,751 | 3.88% |
Pittsburg, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,220 | 4.25% |
Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,511 | 3.75% |
Ottawa, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,314 | 4.25% |
Vincennes, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,593 | 4.75% |
Shelbyville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,017 | 4.75% |
Van Wert, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,120 | 4.88% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,236 | 5.38% |
Urbana, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,930 | 4.63% |
DANVILLE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,824 | 4.75% |
Salina, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,774 | 5.13% |
LIMA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,750 | 4.88% |
JACKSON, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,398 | 3.88% |
Auburn, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,263 | 4.63% |
DECATUR, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,548 | 4.63% |
SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $834 | 3.75% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,342 | 4.50% |
Greeneville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,279 | 4.38% |
Coshocton, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,093 | 4.25% |
Athens, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,963 | 4.13% |
Washington Court House, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $775 | 3.50% |
Warsaw, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,873 | 4.00% |
Sedalia, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,485 | 4.38% |
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Product Mix
For 2019, Endeavor Capital's most frequently originated type of loan was Conventional, with 1,101 originations. Their 2nd most popular type was FHA, with 517 originations.
Loan Reason
For 2019, Endeavor Capital's most frequently cited loan purpose was Refi, with 1,162 originations. The 2nd most popular reason was Home Purchase, with 606 originations.
Loan Duration/Length
For 2019, Endeavor Capital's most frequently cited loan duration was 30 Year, with 1,655 originations. The 2nd most popular length was 15 Year, with 118 originations.
Origination Fees/Closing Costs
Endeavor Capital's average total fees were $4,166, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 819 originations.
Interest Rates
During 2019, Endeavor Capital's average interest rate for loans was 4.37%, while their most frequently originated rate bucket for loans was 4-5%, with 952 originations.
Loan Sizing
2019 saw Endeavor Capital place emphasis on $100k-200k loans with 962 originations, totaling $144,910,000 in origination value.
Applicant Income
Endeavor Capital lent most frequently to those with incomes in the $50k or less range, with 597 originations. The second most popular income band? $50k-75k, with 486 originations.
Applicant Debt to Income Ratio
Endeavor Capital lent most frequently to those with DTI ratios of <20%, with 292 originations. The next most common DTI ratio? 30-36%, with 292 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.93%
Endeavor Capital has an average approval rate.
Pick Rate
Approvals leading to origination47.25%
Endeavor Capital has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 1,894 | $368,870,000 | $194,757 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Manufactured | 1 | $165,000 | $165,000 |
Single Family (1-4 Units):Site-Built | 1,893 | $368,705,000 | $194,773 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Endeavor Capital, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |