Endeavor Capital Mortgage Rates, Fees & Info

Chesterfield, MO

LEI: 549300CUUEEQ66ZVK149

Tax ID: 43-1826060

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Endeavor Capital is a smaller mortgage company specializing in Refi and Home Purchase loans. Endeavor Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Kansas City, Indianapolis, Chicago, and Nashville among others. We have data for 142 markets. (Some data included below & more in-depth data is available with an active subscription.)

Endeavor Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Endeavor Capital is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/18/24
30 Year Conventional Purchase 6.85% 4/18/24
30 Year Conventional Refi 6.68% 4/18/24
30 Year Cash-out Refi 6.76% 4/18/24
30 Year FHA Purchase 7.64% 4/18/24
30 Year FHA Refi 7.12% 4/18/24
30 Year VA Purchase 6.44% 4/18/24
30 Year VA Refi 6.22% 4/18/24
30 Year USDA Purchase 7.06% 4/18/24
30 Year USDA Refi 6.27% 4/18/24
15 Year Conventional Purchase 6.09% 4/18/24
15 Year Conventional Refi 6.32% 4/18/24
15 Year Cash-out Refi 6.32% 4/18/24
15 Year FHA Purchase 8.03% 4/18/24
15 Year FHA Refi 7.12% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Endeavor Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Endeavor Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,503

Origination Dollar Volume (All Markets)

$716,955,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,704 $350,390,000 $205,628 $3,013 3.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 686 $142,980,000 $208,426 $3,681 3.10%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 173 $35,775,000 $206,792 $3,187 3.20%
Outside of Metro Areas 126 $21,690,000 $172,143 $3,576 3.27%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 81 $18,165,000 $224,259 $3,648 2.98%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 61 $13,345,000 $218,770 $4,238 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 27 $7,525,000 $278,704 $4,256 3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 23 $7,015,000 $305,000 $4,461 3.18%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 29 $6,135,000 $211,552 $4,460 3.22%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 37 $5,955,000 $160,946 $3,922 3.27%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 28 $5,870,000 $209,643 $4,194 3.16%
COLUMBUS, OH (FHA|USDA|VA) 25 $5,105,000 $204,200 $4,213 3.33%
SPRINGFIELD, MO (FHA|USDA|VA) 22 $3,730,000 $169,545 $3,997 3.14%
WICHITA, KS (FHA|USDA|VA) 21 $3,685,000 $175,476 $2,900 3.01%
KNOXVILLE, TN (FHA|USDA|VA) 17 $3,315,000 $195,000 $3,431 2.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $3,285,000 $172,895 $4,429 3.18%
LAWRENCE, KS (FHA|USDA|VA) 14 $3,140,000 $224,286 $3,643 3.05%
TOPEKA, KS (FHA|USDA|VA) 18 $2,970,000 $165,000 $3,605 3.08%
Farmington, MO (FHA|USDA|VA) 18 $2,960,000 $164,444 $2,825 2.92%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $2,745,000 $305,000 $1,890 2.58%
LOUISVILLE, KY (FHA|USDA|VA) 10 $2,370,000 $237,000 $3,498 2.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $2,200,000 $183,333 $4,063 3.30%
CARBONDALE-MARION, IL (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,377 3.36%
AKRON, OH (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,973 2.99%
Warrensburg, MO (FHA|USDA|VA) 10 $1,920,000 $192,000 $3,546 3.09%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,865,000 $207,222 $3,335 3.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,463 2.70%
COLUMBIA, MO (FHA|USDA|VA) 9 $1,775,000 $197,222 $4,288 2.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $1,675,000 $239,286 $3,196 3.21%
FORT WAYNE, IN (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,375 3.21%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,312 3.46%
JOPLIN, MO (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,528 3.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $1,325,000 $265,000 $2,257 2.45%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,285,000 $428,333 $4,250 3.21%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,210,000 $201,667 $2,728 3.10%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,200,000 $200,000 $3,074 3.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,394 3.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,363 2.72%
TOLEDO, OH (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,029 2.91%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,115,000 $223,000 $5,168 3.63%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,442 2.91%
DECATUR, IL (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,431 3.13%
GREELEY, CO (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,114 3.38%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,670 3.67%
MANHATTAN, KS (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,199 3.16%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $965,000 $193,000 $2,121 2.80%
Atchison, KS (FHA|USDA|VA) 9 $935,000 $103,889 $3,319 3.33%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $915,000 $305,000 $3,277 2.92%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $915,000 $183,000 $4,029 3.50%
Glenwood Springs, CO (FHA|USDA|VA) 2 $870,000 $435,000 $8,986 3.44%
Lawrenceburg, TN (FHA|USDA|VA) 3 $845,000 $281,667 $3,774 3.13%
CLEVELAND, TN (FHA|USDA|VA) 5 $815,000 $163,000 $3,289 3.53%
KANKAKEE, IL (FHA|USDA|VA) 4 $780,000 $195,000 $5,065 3.34%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $750,000 $187,500 $5,068 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $735,000 $147,000 $3,651 2.83%
ROCKFORD, IL (FHA|USDA|VA) 4 $680,000 $170,000 $3,670 2.94%
MUNCIE, IN (FHA|USDA|VA) 3 $645,000 $215,000 $3,604 2.79%
Rolla, MO (FHA|USDA|VA) 3 $645,000 $215,000 $1,725 2.63%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $640,000 $160,000 $3,598 2.78%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $625,000 $208,333 $3,421 3.00%
Branson, MO (FHA|USDA|VA) 4 $620,000 $155,000 $3,614 2.91%
Ottawa, KS (FHA|USDA|VA) 4 $620,000 $155,000 $2,454 3.09%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $595,000 $198,333 $2,283 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $590,000 $147,500 $3,363 3.22%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $580,000 $290,000 $3,329 2.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $575,000 $191,667 $3,220 3.38%
McPherson, KS (FHA|USDA|VA) 3 $555,000 $185,000 $1,999 3.00%
Sikeston, MO (FHA|USDA|VA) 3 $545,000 $181,667 $3,540 3.29%
BOULDER, CO (FHA|USDA|VA) 1 $515,000 $515,000 $3,500 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $495,000 $165,000 $2,100 2.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $475,000 $158,333 $3,975 3.58%
Breckenridge, CO (FHA|USDA|VA) 1 $435,000 $435,000 $3,500 3.38%
Kendallville, IN (FHA|USDA|VA) 3 $425,000 $141,667 $3,850 3.13%
Hays, KS (FHA|USDA|VA) 2 $410,000 $205,000 $4,495 3.19%
Zanesville, OH (FHA|USDA|VA) 2 $400,000 $200,000 $6,804 4.50%
LIMA, OH (FHA|USDA|VA) 3 $395,000 $131,667 $2,644 3.33%
Hannibal, MO (FHA|USDA|VA) 2 $380,000 $190,000 $2,290 2.75%
Cookeville, TN (FHA|USDA|VA) 2 $380,000 $190,000 $2,390 3.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $365,000 $121,667 $2,262 2.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $360,000 $180,000 $3,146 3.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $355,000 $355,000 $5,115 2.50%
Poplar Bluff, MO (FHA|USDA|VA) 2 $350,000 $175,000 $3,295 3.38%
Moberly, MO (FHA|USDA|VA) 2 $350,000 $175,000 $3,939 3.56%
Chillicothe, OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,172 2.50%
Shelbyville, TN (FHA|USDA|VA) 2 $340,000 $170,000 $3,864 3.38%
Salina, KS (FHA|USDA|VA) 2 $330,000 $165,000 $5,672 2.81%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $325,000 $325,000 $9,515 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $320,000 $160,000 $1,568 3.31%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,042 2.88%
Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $9,218 2.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,550 3.50%
PEORIA, IL (FHA|USDA|VA) 2 $290,000 $145,000 $3,030 3.25%
MANSFIELD, OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,979 3.63%
New Castle, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,861 3.19%
Mount Vernon, OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,320 2.63%
COLUMBUS, IN (FHA|USDA|VA) 2 $260,000 $130,000 $1,691 3.13%
JACKSON, TN (FHA|USDA|VA) 2 $250,000 $125,000 $3,246 2.81%
Salem, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,583 3.88%
Dayton, TN (FHA|USDA|VA) 2 $240,000 $120,000 $5,187 3.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,461 2.88%
Lebanon, MO (FHA|USDA|VA) 1 $235,000 $235,000 $4,260 3.00%
Ashtabula, OH (FHA|USDA|VA) 1 $225,000 $225,000 $4,262 3.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,416 3.88%
Celina, OH (FHA|USDA|VA) 1 $225,000 $225,000 $4,134 3.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,381 2.88%
Liberal, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,755 2.63%
Sterling, CO (FHA|USDA|VA) 1 $215,000 $215,000 $2,412 3.13%
Mexico, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,997 2.81%
Logansport, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,495 3.50%
Maryville, MO (FHA|USDA|VA) 1 $205,000 $205,000 $4,402 2.88%
Pittsburg, KS (FHA|USDA|VA) 1 $195,000 $195,000 $8,578 3.63%
Ashland, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,409 3.88%
Parsons, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,982 4.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,273 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,359 3.50%
Centralia, IL (FHA|USDA|VA) 2 $180,000 $90,000 $2,916 2.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,050 2.75%
Lincoln, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,887 2.38%
Ottawa, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,612 2.88%
Warsaw, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,873 3.50%
McMinnville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,792 2.88%
KOKOMO, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,483 3.00%
Kennett, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,858 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,020 2.75%
Greenville, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,488 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,908 3.38%
Coffeyville, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,808 3.75%
Wabash, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,909 3.38%
Wapakoneta, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,121 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,840 3.13%
Seymour, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,778 2.75%
Vincennes, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,056 2.75%
Greeneville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,811 4.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,049 3.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,850 3.13%
Sevierville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,268 2.75%
Washington Court House, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,796 3.88%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,125 4.00%
Bedford, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,937 3.75%
Richmond, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,023 4.13%
Cambridge, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,984 4.13%
Taylorville, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,322 3.75%
Endeavor Capital's top markets include St. Louis, Kansas City, Indianapolis, Chicago, and Nashville among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ENDEAVOR CAPITAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bank of the Flint Hills
    Similarity Rank: 108
    Commodore Bank
    Similarity Rank: 153
    Ohio Catholic Federal Credit Union
    Similarity Rank: 203
    Circle Federal Credit Union
    Similarity Rank: 240
    CONSUMER Credit Union
    Similarity Rank: 242
    United Bank of Union
    Similarity Rank: 245
    CapGrow Home Mortgage, LLC
    Similarity Rank: 352
    Prairie State Bank and Trust
    Similarity Rank: 360
    METROPLEX MORTGAGE SERVICES, INC.
    Similarity Rank: 372

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,782 $585,840,000 $210,582 $3,192 3.09%
    FHA 477 $79,685,000 $167,055 $4,223 3.27%
    VA 217 $47,965,000 $221,037 $3,430 2.86%
    USDA 27 $3,465,000 $128,333 $3,685 3.34%

    For 2020, Endeavor Capital's most frequently originated type of loan was Conventional, with 2,782 originations. Their 2nd most popular type was FHA, with 477 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,417 $502,155,000 $207,760 $3,093 3.04%
    Home Purchase 751 $144,035,000 $191,791 $3,928 3.27%
    Cash Out Refi 329 $69,635,000 $211,657 $3,917 3.19%
    Home Improvement 6 $1,130,000 $188,333 $3,228 3.02%

    For 2020, Endeavor Capital's most frequently cited loan purpose was Refi, with 2,417 originations. The 2nd most popular reason was Home Purchase, with 751 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,601 $537,565,000 $206,676 $3,528 3.20%
    15 Year 472 $90,840,000 $192,458 $2,869 2.70%
    20 Year 197 $40,645,000 $206,320 $2,929 3.01%
    Other 178 $39,140,000 $219,888 $2,990 3.03%
    10 Year 55 $8,765,000 $159,364 $1,740 2.40%

    For 2020, Endeavor Capital's most frequently cited loan duration was 30 Year, with 2,601 originations. The 2nd most popular length was 15 Year, with 472 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,802 $351,310,000 $194,956
    $<1k 1,034 $214,590,000 $207,534
    $2k-3k 419 $85,945,000 $205,119
    $3k-4k 130 $30,670,000 $235,923
    $4k-5k 64 $15,800,000 $246,875
    $5k+ 54 $18,640,000 $345,185

    Endeavor Capital's average total fees were $3,528, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,802 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,426 $282,330,000 $197,987
    2.5-3% 1,382 $287,820,000 $208,263
    <2.5% 508 $112,980,000 $222,402
    4-5% 183 $33,185,000 $181,339
    5-6% 4 $640,000 $160,000

    During 2020, Endeavor Capital's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 1,426 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,710 $261,040,000 $152,655 $3,213 3.11%
    $200k-400k 1,373 $368,095,000 $268,095 $3,589 3.08%
    $100,000 or less 280 $22,350,000 $79,821 $2,756 3.27%
    $400k-600k 137 $63,255,000 $461,715 $3,803 2.94%
    $600k-1MM 3 $2,215,000 $738,333 $7,525 3.71%

    2020 saw Endeavor Capital place emphasis on $100k-200k loans with 1,710 originations, totaling $261,040,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 828 $128,920,000 $155,700 $2,900 3.10%
    $50k-75k 822 $141,300,000 $171,898 $3,638 3.16%
    $100k-150k 767 $183,685,000 $239,485 $3,304 3.07%
    $75k-100k 608 $123,770,000 $203,569 $3,611 3.14%
    $150k-250k 410 $115,220,000 $281,024 $3,415 3.02%
    $250k+ 62 $23,060,000 $371,935 $3,272 2.92%

    Endeavor Capital lent most frequently to those with incomes in the $50k or less range, with 828 originations. The second most popular income band? $50k-75k, with 822 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 3,318 $679,460,000 $204,780 $3,294 3.05%
    20-30% 37 $6,885,000 $186,081 $3,797 3.85%
    30-36% 30 $6,020,000 $200,667 $4,288 3.85%
    38% 14 $2,400,000 $171,429 $3,871 4.01%
    40% 14 $2,960,000 $211,429 $4,446 4.16%
    42% 13 $3,415,000 $262,692 $4,240 4.09%
    44% 12 $2,750,000 $229,167 $4,578 4.04%
    39% 11 $2,295,000 $208,636 $4,908 4.00%
    50-60% 10 $2,000,000 $200,000 $7,214 4.01%
    43% 8 $1,660,000 $207,500 $4,702 4.20%
    41% 8 $1,550,000 $193,750 $3,866 4.05%
    36% 6 $1,450,000 $241,667 $4,845 3.94%
    49% 6 $1,270,000 $211,667 $4,899 4.15%
    46% 5 $875,000 $175,000 $2,925 3.78%
    37% 4 $710,000 $177,500 $5,470 4.34%
    48% 3 $585,000 $195,000 $3,211 3.96%
    45% 3 $475,000 $158,333 $3,497 4.13%
    47% 1 $195,000 $195,000 $5,794 4.00%

    Endeavor Capital lent most frequently to those with DTI ratios of <20%, with 3,318 originations. The next most common DTI ratio? 20-30%, with 37 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,197 $650,685,000 $203,530 $3,388 3.11%
    Black 167 $31,775,000 $190,269 $3,708 3.22%
    Not provided 64 $17,190,000 $268,594 $1,603 2.68%
    Asian 62 $14,990,000 $241,774 $2,362 2.82%
    American Indian 5 $895,000 $179,000 $2,896 3.28%
    Native Hawaiian or Islander 5 $855,000 $171,000 $4,409 3.53%
    Asian Indian 3 $565,000 $188,333 $0 2.17%

    Approval Rates

    Total approvals of all applications
    95.11%

    Endeavor Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    60.63%

    Endeavor Capital has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,503 $716,955,000 $204,669

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 9 $1,285,000 $142,778
    Single Family (1-4 Units):Site-Built 3,494 $715,670,000 $204,828

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 39 $4,905,000 $125,769 $1,920 2.59%
    40-60% 326 $63,370,000 $194,387 $2,742 2.79%
    60-80% 1,570 $333,950,000 $212,707 $3,218 3.10%
    80-100% 1,524 $304,480,000 $199,790 $3,584 3.18%
    Over 100% 41 $9,995,000 $243,780 $6,072 2.96%
    Under 20% 3 $255,000 $85,000 $1,795 2.71%