HOUMA - THIBODAUX Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Houma - Thibodaux averaged 6.42% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.73% and one month ago for the week of 2024-10-10, the average rate was 5.96%.

    Houma - Thibodaux's average rate one year ago was 7.54%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Houma - Thibodaux 30 Year Fixed Rate 2024-11-14 6.42%
    Houma - Thibodaux 30 Year Fixed Rate Refi 2024-11-14 6.78%
    Houma - Thibodaux 15 Year Fixed Rate 2024-11-14 5.89%
    Houma - Thibodaux 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Houma - Thibodaux 30 Year FHA 2024-11-14 -0.15%
    Houma - Thibodaux 30 Year FHA Refi 2024-11-14 0.1%
    Houma - Thibodaux 30 Year USDA 2024-11-14 -0.41%
    Houma - Thibodaux 30 Year USDA Refi 2024-11-14 -0.2%
    Houma - Thibodaux 30 Year VA 2024-11-14 -0.18%
    Houma - Thibodaux 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOUMA-THIBODAUX, LA.

    HOUMA - THIBODAUX Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOUMA-THIBODAUX, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 157 6.81% $7,612
    Assurance Financial Group, L.L.C. 68 6.90% $5,752
    DSLD MORTGAGE, LLC 66 6.12% $903
    JPMorgan Chase Bank 49 6.97% $3,368
    QUICKEN LOANS, LLC 41 6.84% $6,373
    Citizens Bank 35 6.88% $5,937
    EUSTIS AND AMERICAN MORTGAGE COMPANY 31 6.65% $9,740
    GMFS LLC 30 6.41% $4,954
    Regions Bank 16 6.52% $4,561
    DHI MORTGAGE COMPANY, LTD. 15 5.64% $3,344
    NEWREZ LLC 10 6.55% $6,962
    Hancock Whitney Bank 8 6.67% $4,671
    UNION HOME MORTGAGE CORP. 7 6.80% $5,371
    Bank of England 6 6.88% $7,264
    Gulf Coast Bank and Trust Company 6 6.50% $4,354
    First Horizon Bank 6 6.27% $6,002
    NAVY FEDERAL CREDIT UNION 4 6.69% $5,376
    Flagstar Bank, FSB 4 6.81% $5,442
    Deere Employees Credit Union 4 6.13% $3,952
    La Capitol Federal Credit Union 4 7.25% $3,499
    MOVEMENT MORTGAGE, LLC 3 6.63% $7,110
    FIDELITY BANK 3 6.63% $7,609
    CMG MORTGAGE, INC. 3 7.16% $6,953
    Bank of America 3 6.13% $4,282
    Mortgage Research Center, LLC 3 6.71% $1,968
    First American Bank and Trust 2 7.00% $6,029
    AmeriHome Mortgage Company, LLC 2 6.44% $5,881
    CRESCENT MORTGAGE COMPANY 2 6.44% $3,904
    DEEPHAVEN MORTGAGE LLC 2 7.81% $9,446
    DRAPER AND KRAMER MORTGAGE CORP. 2 6.81% $6,678
    Equity Prime Mortgage LLC 2 6.25% $6,697
    GUARANTEED RATE, INC. 2 6.69% $4,361
    JEFFERSON FINANCIAL 2 5.97% $2,880
    LOANDEPOT.COM, LLC 2 6.25% $5,747
    PENNYMAC LOAN SERVICES, LLC 2 6.56% $10,339
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.56% $4,332
    RELIANCE FIRST CAPITAL, LLC 2 6.25% $6,012
    Republic State Mortgage Co. 2 6.88% $10,294
    T2 FINANCIAL LLC 2 6.25% $4,837
    USAA Federal Savings Bank 2 7.50% $4,119
    U.S. Bank 2 7.31% $2,759
    Wolfe Financial, Inc 2 7.13% $6,910
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $7,493
    Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $14,778
    NATIONS RELIABLE LENDING, LLC 1 6.38% $3,694
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $8,213
    Network Funding, L.P. 1 8.00% $3,599
    BancorpSouth 1 6.03% $13,324
    OCMBC, INC. 1 8.88% $14,847
    TRIAD FINANCIAL SERVICES, INC. 1 9.00% $0
    Plains Commerce Bank 1 7.25% $1,593
    PNC Bank 1 6.25% $4,380
    AMERICAN FINANCING CORPORATION 1 5.88% $7,815
    America's Mortgage Resource, Inc. 1 6.25% $3,678
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.50% $2,332
    United Community Bank 1 7.99% $4,694
    AMCAP MORTGAGE, LTD. 1 6.13% $13,244
    ROYAL UNITED MORTGAGE LLC 1 7.13% $5,659
    Gateway First Bank 1 6.75% $1,495
    Ally Bank 1 6.63% $5,304
    Heritage Bank 1 6.00% $7,072
    STANDARD MORTGAGE CORPORATION 1 7.38% $5,876
    Farmers Bank & Trust 1 7.00% $5,433
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $7,945
    ZILLOW HOME LOANS, LLC 1 5.63% $7,805
    Morgan Stanley Private Bank 1 5.70% $4,510
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $7,725
    Discover Bank 1 7.74% $0

    HOUMA - THIBODAUX Average Closing Costs & Other Stats

    HOUMA-THIBODAUX, LA's 68 lenders originated 2,375 loans during 2023. The total origination value was $445,665,000, with an average loan value of $187,648.

    HOUMA - THIBODAUX's average closing costs are $5,555.

    The top HOUMA - THIBODAUX lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 157 loans originated. Their average total fees are $7,612, which is $1,860 higher than the next largest lender, Assurance Financial Group, L.L.C..

    The lowest fee HOUMA - THIBODAUX lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($903), DHI MORTGAGE COMPANY, LTD. ($3,344), JPMorgan Chase Bank ($3,368), Regions Bank ($4,561) and GMFS LLC ($4,954).

    The lowest rate HOUMA - THIBODAUX lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.64%), DSLD MORTGAGE, LLC (6.12%), GMFS LLC (6.41%), Regions Bank (6.52%) and NEWREZ LLC (6.55%).

    HOUMA-THIBODAUX, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $81,070,000 $88,280,000 8.9% 19.8%
    Assurance Financial Group, L.L.C. $55,445,000 $38,340,000 -30.9% 8.6%
    DSLD MORTGAGE, LLC $24,360,000 $33,375,000 37.0% 7.5%
    Synergy Bank $34,655,000 $29,690,000 -14.3% 6.7%
    First American Bank and Trust $26,790,000 $22,315,000 -16.7% 5.0%
    GMFS LLC $33,485,000 $20,495,000 -38.8% 4.6%
    QUICKEN LOANS, LLC $30,805,000 $17,510,000 -43.2% 3.9%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $22,860,000 $15,180,000 -33.6% 3.4%
    Citizens Bank $19,030,000 $13,790,000 -27.5% 3.1%
    JPMorgan Chase Bank $20,075,000 $9,415,000 -53.1% 2.1%
    Hancock Whitney Bank $13,180,000 $8,820,000 -33.1% 2.0%
    South Lafourche Bank & Trust Company $17,575,000 $8,565,000 -51.3% 1.9%
    Regions Bank $7,720,000 $8,105,000 5.0% 1.8%
    NEWREZ LLC $1,765,000 $7,135,000 304.2% 1.6%
    DHI MORTGAGE COMPANY, LTD. $2,310,000 $7,120,000 208.2% 1.6%
    South Louisiana Bank $6,180,000 n/a 1.4%
    21ST MORTGAGE CORPORATION $8,095,000 $6,070,000 -25.0% 1.4%
    First Horizon Bank $10,850,000 $6,005,000 -44.7% 1.3%
    b1BANK $9,330,000 $5,255,000 -43.7% 1.2%
    Mortgage Research Center, LLC $6,180,000 $4,015,000 -35.0% 0.9%
    State Bank & Trust Company $3,990,000 n/a 0.9%
    FREEDOM MORTGAGE CORPORATION $5,065,000 $2,825,000 -44.2% 0.6%
    Gulf Coast Bank and Trust Company $6,055,000 $2,790,000 -53.9% 0.6%
    UNION HOME MORTGAGE CORP. $875,000 $2,560,000 192.6% 0.6%
    NAVY FEDERAL CREDIT UNION $3,795,000 $2,550,000 -32.8% 0.6%
    The First National Bank of Jeanerette $585,000 $2,420,000 313.7% 0.5%
    PENNYMAC LOAN SERVICES, LLC $3,105,000 $2,245,000 -27.7% 0.5%
    Equity Prime Mortgage LLC $2,860,000 $2,185,000 -23.6% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,685,000 $2,025,000 -45.0% 0.5%
    Flagstar Bank, FSB $6,215,000 $1,980,000 -68.1% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $3,405,000 $1,915,000 -43.8% 0.4%
    LOANDEPOT.COM, LLC $10,565,000 $1,890,000 -82.1% 0.4%
    United Community Bank $285,000 $1,840,000 545.6% 0.4%
    Bank of America $665,000 $1,775,000 166.9% 0.4%
    M C Bank & Trust Company $620,000 $1,665,000 168.5% 0.4%
    Bank of England $1,615,000 n/a 0.4%
    Deere Employees Credit Union $1,830,000 $1,570,000 -14.2% 0.4%
    OCMBC, INC. $200,000 $1,540,000 670.0% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $1,875,000 $1,530,000 -18.4% 0.3%
    BROKER SOLUTIONS, INC. $895,000 $1,485,000 65.9% 0.3%
    Republic State Mortgage Co. $3,875,000 $1,470,000 -62.1% 0.3%
    GUARANTEED RATE, INC. $430,000 $1,465,000 240.7% 0.3%
    The First, A National Banking Association $810,000 $1,405,000 73.5% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $5,135,000 $1,370,000 -73.3% 0.3%
    MOVEMENT MORTGAGE, LLC $825,000 $1,350,000 63.6% 0.3%
    Home Bank $1,035,000 n/a 0.2%
    La Capitol Federal Credit Union $330,000 $980,000 197.0% 0.2%
    FIDELITY BANK $1,755,000 $975,000 -44.4% 0.2%
    USAA Federal Savings Bank $1,575,000 $940,000 -40.3% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $900,000 n/a 0.2%
    STANDARD MORTGAGE CORPORATION $595,000 $895,000 50.4% 0.2%
    AMERISAVE MORTGAGE CORPORATION $2,030,000 $890,000 -56.2% 0.2%
    CARDINAL FINANCIAL $3,410,000 $880,000 -74.2% 0.2%
    KEESLER $1,220,000 $845,000 -30.7% 0.2%
    CMG MORTGAGE, INC. $18,145,000 $815,000 -95.5% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $805,000 n/a 0.2%
    CSL Financial, LLC $280,000 $775,000 176.8% 0.2%
    JEFFERSON FINANCIAL $1,175,000 $755,000 -35.7% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,315,000 $720,000 -45.2% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,555,000 $715,000 -72.0% 0.2%
    RELIANCE FIRST CAPITAL, LLC $710,000 n/a 0.2%
    Plains Commerce Bank $645,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $175,000 $625,000 257.1% 0.1%
    Community First Bank $625,000 n/a 0.1%
    Carrington Mortgage Services, LLC $1,205,000 $550,000 -54.4% 0.1%
    Coastal Community Bank $545,000 n/a 0.1%
    Morgan Stanley Private Bank $515,000 n/a 0.1%
    Northwest Bank $505,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $500,000 n/a 0.1%
    Network Funding, L.P. $495,000 n/a 0.1%
    American Bank & Trust Company $485,000 n/a 0.1%
    BancorpSouth $805,000 $465,000 -42.2% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $340,000 $460,000 35.3% 0.1%
    TOP FLITE FINANCIAL, INC. $460,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $445,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $435,000 n/a 0.1%
    First Guaranty Bank $195,000 $425,000 117.9% 0.1%
    U.S. Bank $235,000 $420,000 78.7% 0.1%
    AMCAP MORTGAGE, LTD. $650,000 $405,000 -37.7% 0.1%
    Paramount Residential Mortgage Group, Inc. $1,850,000 $400,000 -78.4% 0.1%
    Investar Bank $1,875,000 $395,000 -78.9% 0.1%
    CIS Financial Services, Inc. $195,000 $390,000 100.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $515,000 $390,000 -24.3% 0.1%
    Magnolia State Bank $185,000 $390,000 110.8% 0.1%
    WYMAR FEDERAL CREDIT UNION $390,000 n/a 0.1%
    Community Bank of Mississippi $385,000 n/a 0.1%
    BankPlus $565,000 $375,000 -33.6% 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $365,000 n/a 0.1%
    Onpath Federal Credit Union $675,000 $365,000 -45.9% 0.1%
    CRESCENT MORTGAGE COMPANY $5,415,000 $340,000 -93.7% 0.1%
    T2 FINANCIAL LLC $340,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $205,000 $325,000 58.5% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $300,000 $320,000 6.7% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $1,180,000 $320,000 -72.9% 0.1%
    Discover Bank $270,000 $315,000 16.7% 0.1%
    Heritage Bank $315,000 n/a 0.1%
    Wells Fargo Bank $2,305,000 $305,000 -86.8% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $455,000 $295,000 -35.2% 0.1%
    Prosperity Home Mortgage, LLC $295,000 n/a 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $240,000 $290,000 20.8% 0.1%
    Wolfe Financial, Inc $290,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $890,000 $265,000 -70.2% 0.1%
    Northpointe Bank $265,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $250,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $245,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $620,000 $245,000 -60.5% 0.1%
    PNC Bank $310,000 $235,000 -24.2% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $215,000 $230,000 7.0% 0.1%
    Metairie Bank & Trust Company $225,000 n/a 0.1%
    BECKAM FUNDING CORP. $220,000 n/a 0.0%
    Bank of Louisiana $215,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $215,000 n/a 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $145,000 $215,000 48.3% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $830,000 $215,000 -74.1% 0.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $215,000 n/a 0.0%
    Farmers Bank & Trust $205,000 n/a 0.0%
    HOMEXPRESS MORTGAGE CORP. $205,000 n/a 0.0%
    First National Bank USA $190,000 n/a 0.0%
    Abbeville Building & Loan (A State-Chartered Savings Bank) $185,000 n/a 0.0%
    EFCU FINANCIAL $35,000 $180,000 414.3% 0.0%
    SOUTHWEST STAGE FUNDING, LLC $385,000 $180,000 -53.2% 0.0%
    Ally Bank $250,000 $175,000 -30.0% 0.0%
    First National Bank $225,000 $175,000 -22.2% 0.0%
    Goldwater Bank, N.A. $440,000 $175,000 -60.2% 0.0%
    United Community Bank $285,000 $170,000 -40.4% 0.0%
    Arvest Bank $135,000 $165,000 22.2% 0.0%
    EVERETT FINANCIAL, INC. $440,000 $165,000 -62.5% 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 $165,000 -29.8% 0.0%
    PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.0%
    Gateway First Bank $395,000 $160,000 -59.5% 0.0%
    AMERICAN FINANCING CORPORATION $400,000 $155,000 -61.3% 0.0%
    GUARANTEED RATE AFFINITY, LLC $155,000 n/a 0.0%
    LAKEVIEW LOAN SERVICING, LLC $155,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $85,000 $155,000 82.4% 0.0%
    Wyndham Capital Mortgage, Inc. $215,000 $155,000 -27.9% 0.0%
    RESIDENTIAL BANCORP $150,000 n/a 0.0%
    SPRING EQ, LLC $160,000 $140,000 -12.5% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $455,000 $135,000 -70.3% 0.0%
    Nations Lending Corporation $75,000 $135,000 80.0% 0.0%
    US MORTGAGE CORPORATION $135,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $445,000 $130,000 -70.8% 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $125,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $775,000 $125,000 -83.9% 0.0%
    Lakeview Community Capital, LLC $645,000 $115,000 -82.2% 0.0%
    TIB The Independent Bankersbank $115,000 n/a 0.0%
    America's Mortgage Resource, Inc. $110,000 n/a 0.0%
    Figure Lending LLC $190,000 $110,000 -42.1% 0.0%
    PENTAGON FEDERAL CREDIT UNION $155,000 $110,000 -29.0% 0.0%
    FIRST NATIONAL BANK OF LA $105,000 n/a 0.0%
    South State Bank $105,000 n/a 0.0%
    Peoples Bank & Trust Company of Pointe Coupee Parish, Inc $95,000 n/a 0.0%
    CHEVRON $375,000 $85,000 -77.3% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $85,000 n/a 0.0%
    THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $150,000 $80,000 -46.7% 0.0%
    Feliciana Bank & Trust Company $65,000 n/a 0.0%
    SCHLUMBERGER EMPLOYEES CREDIT UNION $65,000 n/a 0.0%
    Pelican State Credit Union $505,000 $60,000 -88.1% 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $55,000 n/a 0.0%
    Jeff Davis Bancshares $395,000 $55,000 -86.1% 0.0%
    Bethpage Federal Credit Union $45,000 n/a 0.0%
    NEW DAY FINANCIAL, LLC $545,000 $45,000 -91.7% 0.0%
    Home Loan Investment Bank, F.S.B. $50,000 $25,000 -50.0% 0.0%
    PLANET HOME LENDING, LLC $265,000 $25,000 -90.6% 0.0%

    HOUMA - THIBODAUX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 19.8% market share. In second place, with 8.6%, is Assurance Financial Group, L.L.C., having originated $38,340,000 in loans. In third place, with 7.5%, is DSLD MORTGAGE, LLC, having originated $33,375,000 in loans. In fourth place, with 6.7%, is Synergy Bank, having originated $29,690,000 in loans. In fifth place, with 5.0%, is First American Bank and Trust, having originated $22,315,000 in loans.

    HOUMA - THIBODAUX Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $174,900 (-0.1%) $233,403 (4.8%) 0.65 905
    2018-02-01 $174,975 (0.0%) $236,777 (7.2%) 0.64 890
    2018-03-01 $176,000 (0.6%) $241,544 (7.4%) 0.62 864
    2018-04-01 $178,200 (1.5%) $246,481 (8.4%) 0.60 860
    2018-05-01 $179,000 (2.0%) $245,839 (6.3%) 0.60 858
    2018-06-01 $179,000 (-0.5%) $250,605 (5.4%) 0.60 869
    2018-07-01 $179,600 (-0.1%) $249,840 (6.5%) 0.60 897
    2018-08-01 $180,000 (0.1%) $249,435 (4.8%) 0.60 923
    2018-09-01 $180,000 (0.6%) $243,732 (1.9%) 0.61 929
    2018-10-01 $181,875 (3.9%) $240,038 (0.3%) 0.62 911
    2018-11-01 $184,813 (7.2%) $240,795 (3.8%) 0.63 893
    2018-12-01 $185,000 (8.8%) $236,641 (2.5%) 0.64 882
    2019-01-01 $186,800 (6.8%) $238,070 (2.0%) 0.65 847
    2019-02-01 $187,475 (7.1%) $240,213 (1.5%) 0.63 850
    2019-03-01 $191,770 (9.0%) $242,941 (0.6%) 0.63 838
    2019-04-01 $194,574 (9.2%) $247,027 (0.2%) 0.62 832
    2019-05-01 $198,750 (11.0%) $254,486 (3.5%) 0.62 828
    2019-06-01 $198,750 (11.0%) $259,143 (3.4%) 0.62 834
    2019-07-01 $199,000 (10.8%) $263,075 (5.3%) 0.62 839
    2019-08-01 $198,909 (10.5%) $262,942 (5.4%) 0.63 830
    2019-09-01 $199,523 (10.9%) $264,121 (8.4%) 0.64 804
    2019-10-01 $200,000 (10.0%) $264,908 (10.4%) 0.65 787
    2019-11-01 $195,950 (6.0%) $259,321 (7.7%) 0.64 768
    2019-12-01 $193,450 (4.6%) $259,005 (9.5%) 0.65 741
    2020-01-01 $192,500 (3.1%) $257,564 (8.2%) 0.64 711
    2020-02-01 $192,000 (2.4%) $260,235 (8.3%) 0.63 708
    2020-03-01 $192,000 (0.1%) $266,445 (9.7%) 0.60 696
    2020-04-01 $192,144 (-1.3%) $270,514 (9.5%) 0.60 676
    2020-05-01 $199,900 (0.6%) $281,929 (10.8%) 0.61 603
    2020-06-01 $199,900 (0.6%) $283,629 (9.5%) 0.59 565
    2020-07-01 $195,500 (-1.8%) $276,587 (5.1%) 0.57 562
    2020-08-01 $198,000 (-0.5%) $279,151 (6.2%) 0.57 525
    2020-09-01 $195,000 (-2.3%) $284,356 (7.7%) 0.56 512
    2020-10-01 $188,000 (-6.0%) $284,850 (7.5%) 0.54 492
    2020-11-01 $196,950 (0.5%) $294,346 (13.5%) 0.58 481
    2020-12-01 $199,325 (3.0%) $304,939 (17.7%) 0.59 467
    2021-01-01 $198,750 (3.3%) $302,246 (17.4%) 0.59 441
    2021-02-01 $204,950 (6.7%) $302,501 (16.2%) 0.60 400
    2021-03-01 $220,926 (15.1%) $303,876 (14.1%) 0.63 376
    2021-04-01 $232,500 (21.0%) $320,328 (18.4%) 0.63 360
    2021-05-01 $229,950 (15.0%) $329,153 (16.8%) 0.61 316
    2021-06-01 $226,500 (13.3%) $334,828 (18.1%) 0.60 326
    2021-07-01 $225,000 (15.1%) $333,643 (20.6%) 0.59 318
    2021-08-01 $221,850 (12.1%) $331,206 (18.7%) 0.59 323
    2021-09-01 $219,925 (12.8%) $336,723 (18.4%) 0.59 281
    2021-10-01 $238,000 (26.6%) $372,184 (30.7%) 0.63 213
    2021-11-01 $248,350 (26.1%) $381,237 (29.5%) 0.66 195
    2021-12-01 $254,750 (27.8%) $402,511 (32.0%) 0.69 187
    2022-01-01 $250,000 (25.8%) $399,406 (32.2%) 0.68 170
    2022-02-01 $239,500 (16.9%) $378,177 (25.0%) 0.62 175
    2022-03-01 $259,200 (17.3%) $382,075 (25.7%) 0.65 181
    2022-04-01 $269,900 (16.1%) $389,043 (21.5%) 0.64 202
    2022-05-01 $288,000 (25.2%) $399,829 (21.5%) 0.66 221
    2022-06-01 $280,000 (23.6%) $379,507 (13.3%) 0.62 275
    2022-07-01 $269,900 (20.0%) $358,217 (7.4%) 0.61 331
    2022-08-01 $271,700 (22.5%) $348,883 (5.3%) 0.63 350
    2022-09-01 $260,000 (18.2%) $331,421 (-1.6%) 0.61 379
    2022-10-01 $255,000 (7.1%) $327,909 (-11.9%) 0.60 406
    2022-11-01 $252,384 (1.6%) $316,445 (-17.0%) 0.61 444
    2022-12-01 $250,000 (-1.9%) $313,838 (-22.0%) 0.62 507
    2023-01-01 $249,050 (-0.4%) $316,224 (-20.8%) 0.62 447
    2023-02-01 $249,725 (4.3%) $311,828 (-17.5%) 0.60 441
    2023-03-01 $256,875 (-0.9%) $320,334 (-16.2%) 0.61 436
    2023-04-01 $255,250 (-5.4%) $321,732 (-17.3%) 0.59 441
    2023-05-01 $249,225 (-13.5%) $317,175 (-20.7%) 0.57 498
    2023-06-01 $249,900 (-10.8%) $318,900 (-16.0%) 0.56 531
    2023-07-01 $249,950 (-7.4%) $316,344 (-11.7%) 0.57 584
    2023-08-01 $241,225 (-11.2%) $310,128 (-11.1%) 0.55 598
    2023-09-01 $240,000 (-7.7%) $305,607 (-7.8%) 0.56 630
    2023-10-01 $239,000 (-6.3%) $300,044 (-8.5%) 0.56 672
    2023-11-01 $238,500 (-5.5%) $298,775 (-5.6%) 0.57 683
    2023-12-01 $239,000 (-4.4%) $302,425 (-3.6%) 0.58 675
    2024-01-01 $236,750 (-4.9%) $302,066 (-4.5%) 0.58 639
    2024-02-01 $230,500 (-7.7%) $298,692 (-4.2%) 0.55 622
    2024-03-01 $230,500 (-10.3%) $295,200 (-7.9%) 0.54 646
    2024-04-01 $229,900 (-9.9%) $298,086 (-7.4%) 0.53 709
    2024-05-01 $229,450 (-7.9%) $301,440 (-5.0%) 0.52 734
    2024-06-01 $231,615 (-7.3%) $302,692 (-5.1%) 0.52 760
    2024-07-01 $234,475 (-6.2%) $299,855 (-5.2%) 0.54 791
    2024-08-01 $229,500 (-4.9%) $304,667 (-1.8%) 0.53 796
    2024-09-01 $229,500 (-4.4%) $306,372 (0.3%) 0.54 791
    2024-10-01 $232,500 (-2.7%) $307,009 (2.3%) 0.55 797
    HOUMA - THIBODAUX's median listing price for 2024-10-01 was $232,500, a difference of $-6,500 (-2.7%) versus the prior year and $3,000 versus the prior month.

    HOUMA - THIBODAUX's median listing price comes in at 55% of the national average.

    HOUMA - THIBODAUX's average listing price for 2024-10-01 was $307,009, a difference of $6,965 (2.3%) versus the prior year and $637 versus the prior month.

    For the 2024-10-01 period, HOUMA - THIBODAUX had 797 MLS listings, a difference of 6 listings (1%) versus the prior month and 125 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 110 days 2,458 sqft
    2018-02-01 107 days 2,491 sqft
    2018-03-01 112 days 1,996 sqft
    2018-04-01 84 days 1,892 sqft
    2018-05-01 81 days 1,918 sqft
    2018-06-01 81 days 1,973 sqft
    2018-07-01 82 days 1,990 sqft
    2018-08-01 85 days 2,008 sqft
    2018-09-01 87 days 2,001 sqft
    2018-10-01 88 days 1,988 sqft
    2018-11-01 92 days 1,941 sqft
    2018-12-01 101 days 1,969 sqft
    2019-01-01 109 days 1,989 sqft
    2019-02-01 106 days 1,999 sqft
    2019-03-01 87 days 2,021 sqft
    2019-04-01 84 days 2,049 sqft
    2019-05-01 85 days 2,150 sqft
    2019-06-01 84 days 2,152 sqft
    2019-07-01 88 days 2,223 sqft
    2019-08-01 88 days 2,368 sqft
    2019-09-01 88 days 2,520 sqft
    2019-10-01 88 days 2,647 sqft
    2019-11-01 92 days 2,642 sqft
    2019-12-01 98 days 2,654 sqft
    2020-01-01 104 days 2,664 sqft
    2020-02-01 96 days 2,681 sqft
    2020-03-01 89 days 2,671 sqft
    2020-04-01 93 days 2,703 sqft
    2020-05-01 102 days 2,757 sqft
    2020-06-01 110 days 2,803 sqft
    2020-07-01 94 days 2,737 sqft
    2020-08-01 79 days 2,714 sqft
    2020-09-01 78 days 2,723 sqft
    2020-10-01 82 days 2,711 sqft
    2020-11-01 83 days 2,771 sqft
    2020-12-01 86 days 2,836 sqft
    2021-01-01 91 days 2,756 sqft
    2021-02-01 84 days 2,724 sqft
    2021-03-01 59 days 2,793 sqft
    2021-04-01 66 days 2,926 sqft
    2021-05-01 73 days 3,085 sqft
    2021-06-01 69 days 2,984 sqft
    2021-07-01 69 days 3,012 sqft
    2021-08-01 64 days 2,930 sqft
    2021-09-01 79 days 2,949 sqft
    2021-10-01 88 days 3,126 sqft
    2021-11-01 93 days 3,152 sqft
    2021-12-01 87 days 3,235 sqft
    2022-01-01 86 days 3,149 sqft
    2022-02-01 68 days 3,098 sqft
    2022-03-01 56 days 3,081 sqft
    2022-04-01 44 days 3,014 sqft
    2022-05-01 54 days 3,025 sqft
    2022-06-01 38 days 2,915 sqft
    2022-07-01 45 days 2,780 sqft
    2022-08-01 60 days 2,751 sqft
    2022-09-01 70 days 2,631 sqft
    2022-10-01 71 days 2,681 sqft
    2022-11-01 73 days 2,622 sqft
    2022-12-01 70 days 2,480 sqft
    2023-01-01 33 days 1,802 sqft
    2023-02-01 56 days 1,835 sqft
    2023-03-01 84 days 1,898 sqft
    2023-04-01 88 days 1,906 sqft
    2023-05-01 78 days 1,865 sqft
    2023-06-01 71 days 1,855 sqft
    2023-07-01 77 days 1,838 sqft
    2023-08-01 84 days 1,833 sqft
    2023-09-01 87 days 1,820 sqft
    2023-10-01 93 days 1,820 sqft
    2023-11-01 98 days 1,813 sqft
    2023-12-01 99 days 1,821 sqft
    2024-01-01 105 days 1,806 sqft
    2024-02-01 105 days 1,783 sqft
    2024-03-01 95 days 1,800 sqft
    2024-04-01 72 days 1,784 sqft
    2024-05-01 72 days 1,800 sqft
    2024-06-01 75 days 1,808 sqft
    2024-07-01 86 days 1,783 sqft
    2024-08-01 87 days 1,781 sqft
    2024-09-01 94 days 1,780 sqft
    2024-10-01 102 days 1,782 sqft
    HOUMA - THIBODAUX's median listing age (time on market) for 2024-10-01 was 102 days. This is 10% longer than the same period one year ago.

    HOUMA - THIBODAUX's median square footage for active listings during the 2024-10-01 period was 1,782 sqft. One year prior, the average listing was 1,820 sqft.

    HOUMA-THIBODAUX, LA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    70030 Houma-Thibodaux, LA MSA $1,070 $1,270 $1,510 $1,940 $2,250
    70301 Houma-Thibodaux, LA MSA $640 $760 $960 $1,240 $1,400
    70302 Houma-Thibodaux, LA MSA $630 $750 $940 $1,210 $1,370
    70343 Houma-Thibodaux, LA MSA $570 $680 $850 $1,100 $1,240
    70344 Houma-Thibodaux, LA MSA $540 $630 $810 $1,070 $1,220
    70345 Houma-Thibodaux, LA MSA $720 $860 $1,080 $1,390 $1,570
    70352 Houma-Thibodaux, LA MSA $540 $630 $810 $1,070 $1,220
    70353 Houma-Thibodaux, LA MSA $540 $630 $810 $1,070 $1,220
    70354 Houma-Thibodaux, LA MSA $670 $800 $1,000 $1,290 $1,460
    70355 Houma-Thibodaux, LA MSA $740 $880 $1,070 $1,390 $1,580
    70356 Houma-Thibodaux, LA MSA $540 $630 $810 $1,070 $1,220
    70357 Houma-Thibodaux, LA MSA $620 $730 $920 $1,190 $1,340
    70359 Houma-Thibodaux, LA MSA $680 $800 $1,010 $1,300 $1,470
    70360 Houma-Thibodaux, LA MSA $760 $900 $1,130 $1,460 $1,640
    70361 Houma-Thibodaux, LA MSA $680 $810 $1,020 $1,320 $1,480
    70363 Houma-Thibodaux, LA MSA $600 $720 $900 $1,160 $1,310
    70364 Houma-Thibodaux, LA MSA $680 $800 $1,010 $1,300 $1,470
    70371 Houma-Thibodaux, LA MSA $630 $750 $940 $1,210 $1,370
    70373 Houma-Thibodaux, LA MSA $550 $650 $820 $1,070 $1,220
    70374 Houma-Thibodaux, LA MSA $620 $740 $930 $1,200 $1,350
    70375 Houma-Thibodaux, LA MSA $620 $730 $920 $1,190 $1,340
    70377 Houma-Thibodaux, LA MSA $540 $630 $810 $1,070 $1,220
    70394 Houma-Thibodaux, LA MSA $620 $730 $920 $1,190 $1,340
    70395 Houma-Thibodaux, LA MSA $620 $740 $930 $1,200 $1,350
    70397 Houma-Thibodaux, LA MSA $600 $720 $900 $1,160 $1,310

    2022 Average & Median Rent Data Statistics
    HOUMA-THIBODAUX, LA average 1BR rent: $759, median: $740
    HOUMA-THIBODAUX, LA average 2BR rent: $952, median: $930
    HOUMA-THIBODAUX, LA average 3BR rent: $1,234, median: $1,200

    HOUMA-THIBODAUX, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,586 $333,470,000 $210,259
    Refi 378 $61,490,000 $162,672
    Cash Out Refi 189 $31,735,000 $167,910
    Other 123 $11,085,000 $90,122
    Home Improvement 99 $7,885,000 $79,646

    Houma - Thibodaux's most frequently cited loan purpose was Home Purchase, with 1,586 originations. The 2nd most popular reason was Refi, with 378 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 758 $157,020,000 $207,150
    5-6% 424 $97,420,000 $229,764
    7-8% 388 $76,560,000 $197,320
    Over 8% 345 $33,175,000 $96,159
    4-5% 51 $11,165,000 $218,922
    2.5-3% 17 $5,505,000 $323,824
    3-4% 16 $5,860,000 $366,250
    <2.5% 2 $40,000 $20,000

    During 2023, Houma - Thibodaux's most frequently originated rate bucket was 6-7%, with 758 originations.

    Loan Sizing (HOUMA-THIBODAUX, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 824 $123,880,000 $150,340
    $200k-400k 807 $213,925,000 $265,087
    $100,000 or less 618 $36,030,000 $58,301
    $400k-600k 93 $44,285,000 $476,183
    $600k-1000k 28 $21,080,000 $752,857
    $Over $1MM 5 $6,465,000 $1,293,000

    HOUMA - THIBODAUX's loan sizing saw the bucket of loans from $100k-200k with 824 originations, totaling $123,880,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,148 $262,650,000 $228,789
    60-80% 336 $68,120,000 $202,738
    20-40% 172 $14,540,000 $84,535
    40-60% 166 $22,780,000 $137,229
    Under 20% 109 $4,745,000 $43,532
    Over 100% 54 $12,950,000 $239,815

    HOUMA - THIBODAUX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,148 originations, totaling $262,650,000 in origination value.