All Reverse Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 5493007BX4I89K17ZM64

Tax ID: 20-1255434

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Mortgage Data

Review & Overview

All Reverse Mortgage is a smaller mortgage company specializing in Refi and Other loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Phoenix, Riverside, Seattle, and Atlanta among others. We have data for 78 markets. (Some data included below & more in-depth data is available with an active subscription.)

All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

203

Origination Dollar Volume (All Markets)

$54,245,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 14 $6,600,000 $471,429 $0 6.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 12 $2,790,000 $232,500 $0 6.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 11 $2,785,000 $253,182 $0 6.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $2,310,000 $385,000 $0 6.89%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $2,105,000 $233,889 $0 6.97%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $1,810,000 $452,500 $0 6.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $1,730,000 $216,250 $0 6.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,535,000 $511,667 $0 6.53%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $1,450,000 $181,250 $0 6.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,425,000 $203,571 $0 7.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,320,000 $220,000 $0 7.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,295,000 $259,000 $0 6.85%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,265,000 $421,667 $0 7.16%
Outside of Metro Areas 6 $1,100,000 $183,333 $0 7.01%
TUCSON, AZ (FHA|USDA|VA) 3 $895,000 $298,333 $0 6.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $855,000 $285,000 $0 6.77%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $840,000 $420,000 $0 6.69%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $0 7.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $820,000 $205,000 $0 6.87%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $820,000 $410,000 $0 7.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $775,000 $258,333 $0 6.93%
STOCKTON, CA (FHA|USDA|VA) 2 $720,000 $360,000 $0 6.82%
PITTSBURGH, PA (FHA|USDA|VA) 3 $695,000 $231,667 $0 6.84%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $665,000 $221,667 $0 7.17%
Port Angeles, WA (FHA|USDA|VA) 2 $660,000 $330,000 $0 6.85%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $640,000 $320,000 $0 7.12%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $560,000 $280,000 $0 6.70%
BOULDER, CO (FHA|USDA|VA) 1 $545,000 $545,000 $0 6.54%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $535,000 $535,000 $0 7.11%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $535,000 $178,333 $0 6.96%
FRESNO, CA (FHA|USDA|VA) 3 $515,000 $171,667 $0 6.96%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $485,000 $161,667 $0 6.64%
THE VILLAGES, FL (FHA|USDA|VA) 3 $475,000 $158,333 $0 7.36%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $475,000 $475,000 $0 7.39%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $460,000 $230,000 $0 7.18%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $445,000 $445,000 $0 6.69%
Hilo, HI (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.11%
Boone, NC (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.18%
Astoria, OR (FHA|USDA|VA) 1 $425,000 $425,000 $0 7.02%
OCALA, FL (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.34%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $410,000 $205,000 $0 7.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $405,000 $405,000 $0 6.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $400,000 $200,000 $0 6.83%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.97%
Kapaa, HI (FHA|USDA|VA) 1 $365,000 $365,000 $0 6.50%
Brookings, OR (FHA|USDA|VA) 1 $365,000 $365,000 $0 6.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $365,000 $121,667 $0 7.39%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $355,000 $118,333 $0 7.29%
SAVANNAH, GA (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.40%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.36%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.32%
YAKIMA, WA (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.24%
BEND, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.34%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.76%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.79%
MODESTO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.55%
Newport, OR (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.17%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.96%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.26%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.10%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.21%
GREELEY, CO (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.69%
Crescent City, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.72%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.89%
Aberdeen, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.11%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.68%
Prineville, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.24%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.30%
WILMINGTON, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.93%
SPARTANBURG, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.89%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.11%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.55%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.34%
VALDOSTA, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.58%
TYLER, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.38%
Sunbury, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.10%
DuBois, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.81%
All Reverse Mortgage's top markets include Los Angeles, Phoenix, Riverside, Seattle, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 203 $54,245,000 $267,217 $0 6.93%

    For 2023, All Reverse Mortgage's most frequently originated type of loan was FHA, with 203 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 149 $40,205,000 $269,832 $0 6.91%
    Other 44 $12,070,000 $274,318 $0 6.95%
    Home Purchase 7 $1,375,000 $196,429 $0 7.00%
    Home Improvement 3 $595,000 $198,333 $0 7.18%

    For 2023, All Reverse Mortgage's most frequently cited loan purpose was Refi, with 149 originations. The 2nd most popular reason was Other, with 44 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 203 $54,245,000 $267,217 $0 6.93%

    For 2023, All Reverse Mortgage's most frequently cited loan duration was Other, with 203 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 103 $27,565,000 $267,621
    6-7% 92 $24,130,000 $262,283
    5-6% 6 $2,040,000 $340,000
    Over 8% 1 $75,000 $75,000
    % 1 $435,000 $435,000

    During 2023, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 7-8%, with 103 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 82 $23,610,000 $287,927 $0 6.89%
    $100k-200k 73 $11,605,000 $158,973 $0 6.93%
    $400k-600k 33 $15,315,000 $464,091 $0 6.86%
    $100,000 or less 11 $895,000 $81,364 $0 7.22%
    $600k-1MM 4 $2,820,000 $705,000 $0 7.42%

    2023 saw All Reverse Mortgage place emphasis on $200k-400k loans with 82 originations, totaling $23,610,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 168 $44,120,000 $262,619 $0 6.91%
    $50k-75k 26 $7,460,000 $286,923 $0 7.06%
    $100k-150k 4 $1,120,000 $280,000 $0 6.79%
    $75k-100k 4 $1,110,000 $277,500 $0 6.90%
    $150k-250k 1 $435,000 $435,000 $0 6.37%

    All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 168 originations. The second most popular income band? $50k-75k, with 26 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 202 $53,960,000 $267,129 $0 6.93%
    50-60% 1 $285,000 $285,000 $0 6.43%

    All Reverse Mortgage lent most frequently to those with DTI ratios of <20%, with 202 originations. The next most common DTI ratio? 50-60%, with 1 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 174 $47,390,000 $272,356 $0 6.93%
    Not provided 12 $3,090,000 $257,500 $0 7.05%
    Black 15 $2,995,000 $199,667 $0 6.84%
    Asian 2 $770,000 $385,000 $0 6.54%

    Approval Rates

    Total approvals of all applications
    96.95%

    All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.34%

    All Reverse Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 203 $54,245,000 $267,217

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    203 $54,245,000 $267,217

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 41 $11,375,000 $277,439 $0 7.04%
    40-60% 154 $39,950,000 $259,416 $0 6.89%
    60-80% 7 $2,425,000 $346,429 $0 7.16%
    Under 20% 1 $495,000 $495,000 $0 6.31%