All Reverse Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 5493007BX4I89K17ZM64

Tax ID: 20-1255434

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Mortgage Data

Review & Overview

All Reverse Mortgage is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Atlanta, San Diego, Phoenix, and New York among others. We have data for 73 markets. (Some data included below & more in-depth data is available with an active subscription.)

All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

174

Origination Dollar Volume (All Markets)

$50,570,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 20 $8,820,000 $441,000 $0 6.49%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $2,410,000 $241,000 $0 6.54%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $2,100,000 $525,000 $0 6.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,760,000 $293,333 $0 6.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,685,000 $337,000 $0 6.49%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $1,570,000 $196,250 $0 6.57%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $1,460,000 $243,333 $0 6.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,445,000 $481,667 $0 6.44%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $1,345,000 $192,143 $0 6.43%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,240,000 $310,000 $0 6.69%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $1,200,000 $300,000 $0 6.26%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,160,000 $290,000 $0 6.60%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $0 6.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,115,000 $371,667 $0 6.39%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $0 6.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $1,050,000 $525,000 $0 7.09%
ASHEVILLE, NC (FHA|USDA|VA) 2 $990,000 $495,000 $0 6.84%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $900,000 $225,000 $0 6.48%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $895,000 $298,333 $0 6.80%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $840,000 $420,000 $0 6.69%
FORT COLLINS, CO (FHA|USDA|VA) 2 $670,000 $335,000 $0 6.49%
BOULDER, CO (FHA|USDA|VA) 2 $660,000 $330,000 $0 5.69%
BELLINGHAM, WA (FHA|USDA|VA) 2 $640,000 $320,000 $0 6.26%
Outside of Metro Areas 4 $630,000 $157,500 $0 6.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $625,000 $625,000 $0 6.25%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $0 6.68%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $520,000 $260,000 $0 6.67%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.94%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.63%
Coos Bay, OR (FHA|USDA|VA) 1 $485,000 $485,000 $0 6.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $420,000 $210,000 $0 6.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $420,000 $210,000 $0 6.90%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $390,000 $195,000 $0 6.41%
MODESTO, CA (FHA|USDA|VA) 2 $350,000 $175,000 $0 6.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.28%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.00%
STOCKTON, CA (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.54%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $320,000 $160,000 $0 6.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.42%
SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.71%
PANAMA CITY, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.77%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $0 5.88%
SALINAS, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.00%
Payson, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.91%
WACO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.37%
ROME, GA (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.63%
FRESNO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.75%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.44%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.83%
Newport, OR (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.68%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.57%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.84%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.62%
GREELEY, CO (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.85%
GAINESVILLE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.59%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.70%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.88%
Shelton, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.87%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.13%
Seneca, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.61%
All Reverse Mortgage's top markets include Los Angeles, Atlanta, San Diego, Phoenix, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 173 $50,385,000 $291,243 $0 6.47%
    FHA 1 $185,000 $185,000 $0 7.68%

    For 2024, All Reverse Mortgage's most frequently originated type of loan was FHA, with 173 originations. Their 2nd most popular type was FHA, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 131 $38,835,000 $296,450 $0 6.44%
    Other 34 $9,790,000 $287,941 $0 6.59%
    Home Purchase 8 $1,750,000 $218,750 $0 6.58%
    Home Improvement 1 $195,000 $195,000 $0 6.68%

    For 2024, All Reverse Mortgage's most frequently cited loan purpose was Refi, with 131 originations. The 2nd most popular reason was Other, with 34 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 174 $50,570,000 $290,632 $0 6.48%

    For 2024, All Reverse Mortgage's most frequently cited loan duration was Other, with 174 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 117 $33,455,000 $285,940
    5-6% 44 $13,460,000 $305,909
    7-8% 13 $3,655,000 $281,154

    During 2024, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 6-7%, with 117 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 69 $19,715,000 $285,725 $0 6.38%
    $100k-200k 55 $8,375,000 $152,273 $0 6.56%
    $400k-600k 37 $17,575,000 $475,000 $0 6.52%
    $100,000 or less 7 $605,000 $86,429 $0 6.67%
    $600k-1MM 6 $4,300,000 $716,667 $0 6.38%

    2024 saw All Reverse Mortgage place emphasis on $200k-400k loans with 69 originations, totaling $19,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 135 $38,345,000 $284,037 $0 6.47%
    $50k-75k 30 $9,140,000 $304,667 $0 6.53%
    $75k-100k 5 $1,515,000 $303,000 $0 6.38%
    $150k-250k 2 $770,000 $385,000 $0 6.50%
    $250k+ 2 $800,000 $400,000 $0 6.22%

    All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 135 originations. The second most popular income band? $50k-75k, with 30 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 152 $43,360,000 $285,263 $0 6.47%
    Not provided 8 $3,190,000 $398,750 $0 6.56%
    Asian 5 $2,285,000 $457,000 $0 6.13%
    Black 7 $1,145,000 $163,571 $0 6.72%
    American Indian 2 $590,000 $295,000 $0 6.84%

    Approval Rates

    Total approvals of all applications
    97.18%

    All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.91%

    All Reverse Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 174 $50,570,000 $290,632

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    174 $50,570,000 $290,632

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 36 $10,890,000 $302,500 $0 6.72%
    40-60% 131 $35,935,000 $274,313 $0 6.40%
    60-80% 6 $3,260,000 $543,333 $0 6.69%
    Under 20% 1 $485,000 $485,000 $0 6.64%