Security Service Mortgage Rates, Fees & Info
San Antonio, TXLEI: 5493008N1D96CHCTQC27
Tax ID: 74-1277697
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Mortgage Data
Review & Overview
Security Service is a small mortgage company specializing in Cash Out Refi, Refi, and Home Purchase loans. Security Service has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, Heber, Provo, Denver, and Salt Lake City among others. We have data for 84 markets. (Some data included below & more in-depth data is available with an active subscription.)Security Service has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Security Service is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 4.67% | 12/16/24 |
| 30 Year Conventional Purchase | 6.43% | 12/16/24 |
| 30 Year Conventional Refi | 6.21% | 12/16/24 |
| 30 Year Cash-out Refi | 6.42% | 12/16/24 |
| 30 Year FHA Purchase | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 6.12% | 12/16/24 |
| 15 Year Conventional Refi | 5.84% | 12/16/24 |
| 15 Year Cash-out Refi | 5.84% | 12/16/24 |
| 15 Year FHA Purchase | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Security Service Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,746Origination Dollar Volume (All Markets)
$2,020,930,000Awards
SECURITY SERVICE - 2021
SECURITY SERVICE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3,858 | $790,260,000 | $204,837 | $3,189 | 2.95% |
| Heber, UT (FHA|USDA|VA) | 89 | $133,825,000 | $1,503,652 | $17,241 | 3.07% |
| PROVO-OREM, UT (FHA|USDA|VA) | 437 | $121,595,000 | $278,249 | $4,457 | 3.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 506 | $117,410,000 | $232,036 | $2,933 | 3.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 378 | $94,340,000 | $249,577 | $4,097 | 3.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 237 | $92,455,000 | $390,105 | $6,739 | 3.09% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 567 | $90,775,000 | $160,097 | $3,040 | 2.89% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 467 | $89,255,000 | $191,124 | $2,626 | 3.10% |
| FORT COLLINS, CO (FHA|USDA|VA) | 172 | $49,970,000 | $290,523 | $2,598 | 2.98% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 126 | $48,050,000 | $381,349 | $6,105 | 3.24% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 298 | $45,760,000 | $153,557 | $2,937 | 2.91% |
| Outside of Metro Areas | 139 | $37,805,000 | $271,978 | $4,642 | 2.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 186 | $37,020,000 | $199,032 | $3,176 | 2.92% |
| GREELEY, CO (FHA|USDA|VA) | 192 | $35,370,000 | $184,219 | $2,593 | 3.06% |
| PUEBLO, CO (FHA|USDA|VA) | 230 | $33,800,000 | $146,957 | $2,226 | 2.98% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 85 | $33,685,000 | $396,294 | $5,459 | 3.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 98 | $28,070,000 | $286,429 | $4,167 | 2.93% |
| ST. GEORGE, UT (FHA|USDA|VA) | 101 | $26,995,000 | $267,277 | $4,111 | 3.03% |
| EL PASO, TX (FHA|USDA|VA) | 167 | $24,225,000 | $145,060 | $2,572 | 2.93% |
| BOULDER, CO (FHA|USDA|VA) | 44 | $11,020,000 | $250,455 | $3,813 | 2.94% |
| Uvalde, TX (FHA|USDA|VA) | 60 | $9,470,000 | $157,833 | $3,235 | 2.93% |
| Kerrville, TX (FHA|USDA|VA) | 19 | $4,745,000 | $249,737 | $4,505 | 2.97% |
| Rockport, TX (FHA|USDA|VA) | 19 | $4,675,000 | $246,053 | $3,227 | 3.18% |
| LAREDO, TX (FHA|USDA|VA) | 34 | $4,220,000 | $124,118 | $2,453 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 19 | $3,835,000 | $201,842 | $1,800 | 3.34% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $3,555,000 | $395,000 | $2,424 | 2.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $13,515 | 2.88% |
| Cañon City, CO (FHA|USDA|VA) | 17 | $2,795,000 | $164,412 | $2,700 | 2.86% |
| Edwards, CO (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $2,880 | 3.56% |
| Eagle Pass, TX (FHA|USDA|VA) | 20 | $2,540,000 | $127,000 | $2,713 | 3.04% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $2,250,000 | $1,125,000 | $4,602 | 2.13% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,090,000 | $522,500 | $4,075 | 2.90% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $14,224 | 2.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $2,030,000 | $1,015,000 | $3,777 | 2.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $3,118 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $3,270 | 2.76% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,880,000 | $940,000 | $2,425 | 2.62% |
| Pearsall, TX (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $4,828 | 2.69% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $2,925 | 2.96% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,864 | 2.77% |
| Del Rio, TX (FHA|USDA|VA) | 10 | $1,330,000 | $133,000 | $2,385 | 2.79% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,839 | 2.47% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $2,914 | 3.15% |
| Kingsville, TX (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $2,146 | 3.00% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,381 | 2.94% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $4,277 | 2.13% |
| Beeville, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $2,820 | 2.90% |
| Athens, TX (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,081 | 2.84% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $16,337 | 3.50% |
| Raymondville, TX (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,306 | 3.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,649 | 3.19% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,411 | 2.84% |
| WACO, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,207 | 2.56% |
| Alice, TX (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,483 | 2.83% |
| Durango, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,218 | 2.75% |
| Montrose, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,184 | 2.71% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,520 | 2.94% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,941 | 2.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,717 | 2.67% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,775 | 2.88% |
| Granbury, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,505 | 2.56% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,630 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,582 | 2.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,102 | 2.75% |
| Sterling, CO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $1,887 | 3.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,176 | 2.88% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,567 | 3.94% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,328 | 2.87% |
| Paris, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,023 | 3.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,337 | 4.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,035 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,132 | 2.38% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,937 | 3.00% |
| Zapata, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,498 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,656 | 3.25% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,999 | 3.25% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,348 | 2.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,350 | 2.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,432 | 2.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,365 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,619 | 2.38% |
| Craig, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,563 | 3.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.49% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.49% |
Similar Lenders
We use machine learning to identify the top lenders compared against SECURITY SERVICE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,092 | $1,778,220,000 | $250,736 | $3,485 | 2.96% |
| HELOC | 1,654 | $242,710,000 | $146,741 | n/a | 3.09% |
For 2021, Security Service's most frequently originated type of loan was Conventional, with 7,092 originations. Their 2nd most popular type was HELOC, with 1,654 originations.
Loan Reason
For 2021, Security Service's most frequently cited loan purpose was Cash Out Refi, with 3,051 originations. The 2nd most popular reason was Refi, with 2,459 originations.
Loan Duration/Length
For 2021, Security Service's most frequently cited loan duration was 30 Year, with 3,537 originations. The 2nd most popular length was 15 Year, with 2,220 originations.
Origination Fees/Closing Costs
Security Service's average total fees were $4,443, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,538 originations.
Interest Rates
During 2021, Security Service's average interest rate for loans was 3.06%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,758 originations.
Loan Sizing
2021 saw Security Service place emphasis on $100k-200k loans with 3,291 originations, totaling $477,235,000 in origination value.
Applicant Income
Security Service lent most frequently to those with incomes in the $100k-150k range, with 2,027 originations. The second most popular income band? $50k-75k, with 1,921 originations.
Applicant Debt to Income Ratio
Security Service lent most frequently to those with DTI ratios of 20-30%, with 1,878 originations. The next most common DTI ratio? 30-36%, with 1,376 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.15%
Security Service has an average approval rate.
Pick Rate
Approvals leading to origination84.80%
Security Service has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,746 | $2,020,930,000 | $231,069 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,746 | $2,020,930,000 | $231,069 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Security National Financial Corp | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| Security National Financial Corp | Conventional home mortgage | Closing on a mortgage | 1 | 7.1% |
| Security National Financial Corp | Conventional home mortgage | Incorrect information on your report | 1 | 7.1% |
| Security National Financial Corp | Conventional home mortgage | Trouble during payment process | 5 | 35.7% |
| Security National Financial Corp | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| Security National Financial Corp | FHA mortgage | Trouble during payment process | 2 | 14.3% |
| Security National Financial Corp | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 14.3% |
| Security National Financial Corp | VA mortgage | Closing on a mortgage | 1 | 7.1% |