Banc Of California Mortgage Rates, Fees & Info
Santa Ana, CALEI: 549300IBHVRZNE4YFN80
Tax ID: 95-6047013
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Review & Overview
Banc Of California is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Banc Of California has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Jose, Riverside, and San Diego among others. We have data for 83 markets. (Some data included below & more in-depth data is available with an active subscription.)Banc Of California has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Banc Of California is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
1,211Origination Dollar Volume (All Markets)
$1,635,005,000Employee count
736Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 504 | $917,790,000 | $1,821,012 | $8,518 | 4.83% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 121 | $130,785,000 | $1,080,868 | $7,158 | 4.92% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 82 | $100,420,000 | $1,224,634 | $5,336 | 4.74% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 61 | $81,475,000 | $1,335,656 | $7,027 | 5.01% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 69 | $75,685,000 | $1,096,884 | $10,538 | 5.10% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 49 | $53,085,000 | $1,083,367 | $12,792 | 5.32% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 28 | $31,920,000 | $1,140,000 | $6,220 | 5.40% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 16 | $21,930,000 | $1,370,625 | $10,016 | 5.34% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $20,325,000 | $883,696 | $7,125 | 5.21% |
BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $18,230,000 | $3,038,333 | $0 | 4.64% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17 | $17,415,000 | $1,024,412 | $7,797 | 4.97% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 11 | $15,505,000 | $1,409,545 | $6,386 | 4.86% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $11,455,000 | $763,667 | $6,306 | 5.11% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $9,190,000 | $919,000 | $7,339 | 5.25% |
MODESTO, CA (FHA|USDA|VA) | 5 | $8,115,000 | $1,623,000 | $6,047 | 5.07% |
SALINAS, CA (FHA|USDA|VA) | 7 | $8,115,000 | $1,159,286 | $9,633 | 5.08% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $8,090,000 | $674,167 | $7,134 | 5.39% |
FRESNO, CA (FHA|USDA|VA) | 3 | $7,495,000 | $2,498,333 | $0 | 4.72% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $6,530,000 | $816,250 | $9,828 | 5.22% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $6,410,000 | $534,167 | $6,659 | 5.47% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $6,035,000 | $1,207,000 | $11,823 | 5.26% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $5,895,000 | $842,143 | $8,225 | 5.29% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $5,590,000 | $465,833 | $9,263 | 5.30% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $5,495,000 | $785,000 | $8,269 | 5.09% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $5,435,000 | $494,091 | $6,257 | 5.55% |
Outside of Metro Areas | 6 | $3,810,000 | $635,000 | $6,370 | 5.54% |
RENO, NV (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $3,904 | 5.23% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $3,270,000 | $545,000 | $5,518 | 5.25% |
NAPA, CA (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $10,209 | 5.03% |
Edwards, CO (FHA|USDA|VA) | 2 | $3,050,000 | $1,525,000 | $5,859 | 5.25% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,720,000 | $453,333 | $3,593 | 5.25% |
VALLEJO, CA (FHA|USDA|VA) | 5 | $2,675,000 | $535,000 | $4,626 | 5.20% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $4,871 | 5.13% |
BEND, OR (FHA|USDA|VA) | 2 | $2,220,000 | $1,110,000 | $5,677 | 4.56% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $7,833 | 5.00% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $5,937 | 5.13% |
Hilo, HI (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $7,189 | 5.31% |
Hailey, ID (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $13,179 | 5.13% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $7,736 | 5.38% |
BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,215 | 5.85% |
Sonora, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $4,291 | 5.25% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $5,185 | 5.13% |
SALEM, OR (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $6,433 | 5.63% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $0 | 5.25% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $10,097 | 3.88% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $0 | 6.63% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $8,301 | 4.69% |
Key West, FL (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $6,053 | 5.75% |
Astoria, OR (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 5.13% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,323 | 5.96% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,052 | 5.00% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,758 | 5.50% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,917 | 6.38% |
CHICO, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,985 | 5.38% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,457 | 6.00% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $15,276 | 5.75% |
Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,332 | 5.50% |
VISALIA, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,079 | 5.25% |
Ukiah, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,058 | 5.13% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,431 | 6.19% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,546 | 5.63% |
BOULDER, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,770 | 5.75% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 4.38% |
Clearlake, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,444 | 6.25% |
JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 4.63% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,497 | 5.38% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,286 | 6.25% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,219 | 5.63% |
TUCSON, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,934 | 4.50% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,309 | 5.75% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,931 | 6.00% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,615 | 5.88% |
SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,256 | 6.13% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,307 | 5.13% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,026 | 5.50% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.38% |
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,068 | 5.69% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,278 | 5.75% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,715 | 7.00% |
PITTSBURGH, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,955 | 5.63% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,896 | 5.25% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,068 | 6.00% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,362 | 6.00% |
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Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 1,211 | $1,635,005,000 | $1,350,128 | $7,810 | 5.00% |
For 2018, Banc Of California's most frequently originated type of loan was Conventional, with 1,211 originations.
Loan Reason
For 2018, Banc Of California's most frequently cited loan purpose was Home Purchase, with 708 originations. The 2nd most popular reason was Cash Out Refi, with 287 originations.
Loan Duration/Length
For 2018, Banc Of California's most frequently cited loan duration was 30 Year, with 989 originations. The 2nd most popular length was 15 Year, with 211 originations.
Origination Fees/Closing Costs
Banc Of California's average total fees were $7,810, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 533 originations.
Interest Rates
During 2018, Banc Of California's average interest rate for loans was 5.11%, while their most frequently originated rate bucket for loans was 4-5%, with 642 originations.
Loan Sizing
2018 saw Banc Of California place emphasis on $1MM+ loans with 542 originations, totaling $1,235,060,000 in origination value.
Applicant Income
Banc Of California lent most frequently to those with incomes in the $250k+ range, with 524 originations. The second most popular income band? $150k-250k, with 294 originations.
Applicant Debt to Income Ratio
Banc Of California lent most frequently to those with DTI ratios of 20-30%, with 135 originations. The next most common DTI ratio? 30-36%, with 128 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.77%
Banc Of California has a below average approval rate.
Pick Rate
Approvals leading to origination88.36%
Banc Of California has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 1,211 | $1,635,005,000 | $1,350,128 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Multifamily:Site-Built | 230 | $714,390,000 | $3,106,043 |
Single Family (1-4 Units):Site-Built | 981 | $920,615,000 | $938,445 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
BANC OF CALIFORNIA, INC. | FHA mortgage | Trouble during payment process | 1 | 100.0% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
Banc of California, National Association | 100 Laguna Road, Suite 100 Fullerton, CA 92835 | Full Service B&M | $107,939 |
Banc of California, National Association | 100 South Fairmont Boulevard, Anaheim, CA 92808 | Full Service B&M | $56,526 |
Banc of California, National Association | 11101 La Reina Avenue Downey, CA 90241 | Full Service B&M | $50,350 |
Banc of California, National Association | 1201 West Imperial Highway La Habra, CA 90631 | Full Service B&M | $99,994 |
Banc of California, National Association | 1230 Rosecrans Avenue, Suite 100 Manhattan Beach, CA 90266 | Full Service B&M | $83,785 |
Banc of California, National Association | 125 E. Anaheim Street, Suite A Wilmington, CA 90744 | Full Service B&M | $62,175 |
Banc of California, National Association | 13031 Newport Avenue, Suite 115 Tustin, CA 92780 | Full Service B&M | $120,329 |
Banc of California, National Association | 14362 Ventura Blvd Sherman Oaks, CA 91423 | Full Service B&M | $62,486 |
Banc of California, National Association | 15175 Whittier Boulevard Whittier, CA 90603 | Full Service B&M | $87,605 |
Banc of California, National Association | 15777 Imperial Hwy La Mirada, CA 90638 | Full Service B&M | $65,693 |
Banc of California, National Association | 15954 Paramount Boulevard Paramount, CA 90723 | Full Service B&M | $55,519 |
Banc of California, National Association | 1642 West San Marcos Boulevard San Marcos, CA 92078 | Full Service B&M | $117,718 |
Banc of California, National Association | 16840 Bernardo Center Drive San Diego, CA 92128 | Full Service B&M | $156,057 |
Banc of California, National Association | 16975 Avenida De Acacias, Suite 8 Rancho Santa Fe, CA 92067 | Full Service B&M | $56,056 |
Banc of California, National Association | 18 West Canon Perdido Street Santa Barbara, CA 93101 | Full Service B&M | $66,510 |
Banc of California, National Association | 180 E. Ocean Boulevard, Suite 100 Long Beach, CA 90802 | Full Service B&M | $56,827 |
Banc of California, National Association | 1880 Century Park East, Suite 104 Los Angeles, CA 90067 | Full Service B&M | $1,364,709 |
Banc of California, National Association | 2133 West Beverly Boulevard Montebello, CA 90640 | Full Service B&M | $56,320 |
Banc of California, National Association | 21700 Oxnard Street, Suite 150 Woodland Hills, CA 91367 | Full Service B&M | $22,901 |
Banc of California, National Association | 220 S State College Blvd Brea, CA 92821 | Full Service B&M | $79,136 |
Banc of California, National Association | 24033 El Toro Road Suite 130 Laguna Hills, CA 92653 | Full Service B&M | $101,448 |
Banc of California, National Association | 2528 San Vicente Boulevard Santa Monica, CA 90402 | Full Service B&M | $36,387 |
Banc of California, National Association | 2635 Wilshire Blvd Santa Monica, CA 90403 | Full Service B&M | $136,314 |
Banc of California, National Association | 3 Macarthur Place Santa Ana, CA 92707 | Full Service B&M | $3,217,018 |
Banc of California, National Association | 3 Macarthur Place, Suite 100 Santa Ana, CA 92707 | Full Service B&M | $33,765 |
Banc of California, National Association | 3160 Colima Road Hacienda Heights, CA 91745 | Full Service B&M | $122,226 |
Banc of California, National Association | 401 E Whittier Blvd La Habra, CA 90631 | Full Service B&M | $85,730 |
Banc of California, National Association | 4774 Park Granada, Suite 2 Calabasas, CA 91302 | Full Service B&M | $24,808 |
Banc of California, National Association | 500 Newport Center Drive, Ste 125 Newport Beach, CA 92660 | Full Service B&M | $75,132 |
Banc of California, National Association | 515 West 6th Street Los Angeles, CA 90014 | Full Service B&M | $28,708 |
Banc of California, National Association | 530 Palisades Dr Pacific Palisades, CA 90272 | Full Service B&M | $56,818 |
Banc of California, National Association | 600 South Lake Avenue, Suite 100 Pasadena, CA 91106 | Full Service B&M | $111,003 |
Banc of California, National Association | 7355 Greenleaf Avenue Whittier, CA 90602 | Full Service B&M | $105,547 |
Banc of California, National Association | 7877 Ivanhoe Avenue La Jolla, CA 92037 | Full Service B&M | $148,299 |
Banc of California, National Association | 870 North Rose Drive Placentia, CA 92870 | Full Service B&M | $62,867 |
For 2018, Banc Of California had 35 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $422,796 |
Net interest income | $295,498 |
Total noninterest income | $22,041 |
Gross Fiduciary activities income | $75 |
Service charges on deposit accounts | $2,453 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $19,513 |
Pre-tax net operating income | $73,562 |
Securities gains (or losses, -) | $2,280 |
Income before extraordinary items | $61,982 |
Discontinued Operations (Extraordinary gains, net) | $3,325 |
Net income of bank and minority interests | $65,307 |
Minority interest net income | $0 |
Net income | $65,307 |
Sale, conversion, retirement of capital stock, net | $3,635 |
Net operating income | $60,112 |
Banc Of California's gross interest income from loans was $422,796,000.
Banc Of California's net interest income from loans was $295,498,000.
Banc Of California's fee based income from loans was $2,453,000.
Banc Of California's net income from loans was $65,307,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $127,298 |
Provision for credit losses | $30,215 |
Total noninterest expense | $213,762 |
Salaries and employee benefits | $104,197 |
Premises and equipment expense | $20,646 |
Additional noninterest expense | $88,919 |
Applicable income taxes | $13,860 |
Net charge-offs | $17,356 |
Cash dividends | $94,250 |
Banc Of California's interest expense for loans was $127,298,000.
Banc Of California's payroll and benefits expense were $104,197,000.
Banc Of California's property, plant and equipment expenses $20,646,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 1.0% |
HELOC loans | 0.0% |
All other family | 1.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $7,940,488 |
Deposits held in domestic offices | $7,940,488 |
Deposits by Individuals, partnerships, and corporations | $7,603,598 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $319,546 |
Deposits by Commercial banks and other depository institutions in U.S. | $17,344 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $858,278 |
Demand deposits | $858,278 |
Nontransaction accounts | $7,082,210 |
Money market deposit accounts (MMDAs) | $2,619,428 |
Other savings deposits (excluding MMDAs) | $1,264,907 |
Total time deposits | $3,197,874 |
Total time and savings deposits | $7,082,210 |
Noninterest-bearing deposits | $1,047,203 |
Interest-bearing deposits | $6,893,285 |
Retail deposits | $5,422,662 |
IRAs and Keogh plan accounts | $96,317 |
Brokered deposits | $1,708,544 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $10,628,826 |
Cash & Balances due from depository institutions | $390,179 |
Interest-bearing balances | $358,938 |
Total securities | $1,992,500 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $7,666,287 |
Loan and leases loss allowance | $62,192 |
Trading account assets | $0 |
Bank premises and fixed assets | $123,833 |
Other real estate owned | $672 |
Goodwill and other intangibles | $46,918 |
All other assets | $408,437 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $10,628,826 |
Total Liabilities | $9,540,170 |
Total deposits | $7,940,488 |
Interest-bearing deposits | $6,893,285 |
Deposits held in domestic offices | $7,940,488 |
% insured (estimated) | $56 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $0 |
Other borrowed funds | $1,521,083 |
Subordinated debt | $0 |
All other liabilities | $78,599 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $7,666,287 |
Loan and leases loss allowance | $62,192 |
Total loans and leases (domestic) | $7,728,479 |
All real estate loans | $6,148,236 |
Real estate loans in domestic offices | $6,148,236 |
Construction and development loans | $203,976 |
Residential 1-4 family construction | $167,772 |
Other construction, all land development and other land | $36,204 |
Loans secured by nonfarm nonresidential properties | $1,271,394 |
Nonfarm nonresidential secured by owner-occupied properties | $490,096 |
Commercial real estate & other non-farm, non-residential | $781,298 |
Multifamily residential real estate | $2,241,246 |
1-4 family residential loans | $2,431,620 |
Farmland loans | $0 |
Loans held in foreign offices | $0 |
Farm loans | $0 |
Commercial and industrial loans | $669,467 |
To non-U.S. addressees | $0 |
Loans to individuals | $9,564 |
Credit card loans | $0 |
Related Plans | $6,888 |
Consumer Auto Loans | $0 |
Other loans to individuals | $2,676 |
All other loans & leases | $901,212 |
Loans to foreign governments and official institutions | $0 |
Other loans | $901,212 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $0 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $5,745 |
Non 1-4 family restructured loans & leases | $187 |
Total loans and leases (foreign) | $0 |
Banc of California had $7,666,287,000 of loans outstanding in 2018. $6,148,236,000 of loans were in real estate loans. $203,976,000 of loans were in development loans. $2,241,246,000 of loans were in multifamily mortgage loans. $2,431,620,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 201 | $66,707 | $331,876 |
Nonfarm, nonresidential loans - <$100k | 1 | $25 | $25,000 |
Nonfarm, nonresidential loans - $100-250k | 22 | $2,511 | $114,136 |
Nonfarm, nonresidential loans - $250k-1MM | 178 | $64,171 | $360,511 |
Commercial & Industrial, US addressed loans - <$1MM | 609 | $84,201 | $138,261 |
Commercial & Industrial, US addressed loans - <$100k | 275 | $6,840 | $24,873 |
Commercial & Industrial, US addressed loans - $100-250k | 145 | $12,573 | $86,710 |
Commercial & Industrial, US addressed loans - $250k-1MM | 189 | $64,788 | $342,794 |