Wolfe Financial Inc Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 5493005XMJQ1GSXUGT67

Tax ID: 26-2429669

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Mortgage Data

Review & Overview

Wolfe Financial Inc is a smaller mortgage company specializing in Home Purchase loans. Wolfe Financial Inc has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, Houston, Memphis, Jacksonville, and Greensboro among others. We have data for 142 markets. (Some data included below & more in-depth data is available with an active subscription.)

Wolfe Financial Inc has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wolfe Financial Inc is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.28% 11/17/24
30 Year Conventional Refi 6.27% 11/17/24
30 Year Cash-out Refi 7.94% 11/17/24
30 Year FHA Purchase 8.07% 11/17/24
30 Year FHA Refi 7.95% 11/17/24
30 Year VA Purchase 6.27% 11/17/24
30 Year VA Refi 6.27% 11/17/24
30 Year USDA Purchase 6.27% 11/17/24
15 Year Conventional Purchase 5.68% 11/17/24
15 Year Conventional Refi 5.68% 11/17/24
15 Year Cash-out Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Wolfe Financial Inc Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Wolfe Financial Inc. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,853

Origination Dollar Volume (All Markets)

$665,995,000
Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 334 $75,300,000 $225,449 $3,831 3.11%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 232 $60,930,000 $262,629 $5,947 3.30%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 179 $46,565,000 $260,140 $8,108 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 164 $44,030,000 $268,476 $5,425 3.14%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 198 $40,660,000 $205,354 $4,402 3.08%
RENO, NV (FHA|USDA|VA) 113 $38,125,000 $337,389 $6,393 3.24%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 141 $36,155,000 $256,418 $4,658 3.11%
Seymour, IN (FHA|USDA|VA) 188 $30,190,000 $160,585 $4,445 3.24%
Outside of Metro Areas 94 $18,230,000 $193,936 $5,733 3.12%
Crawfordsville, IN (FHA|USDA|VA) 104 $17,110,000 $164,519 $4,170 3.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 63 $15,835,000 $251,349 $5,003 2.96%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 76 $13,330,000 $175,395 $6,398 3.05%
ASHEVILLE, NC (FHA|USDA|VA) 45 $12,985,000 $288,556 $4,026 3.13%
Sevierville, TN (FHA|USDA|VA) 41 $12,875,000 $314,024 $5,956 3.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 46 $11,970,000 $260,217 $6,026 3.03%
APPLETON, WI (FHA|USDA|VA) 57 $11,615,000 $203,772 $5,673 3.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $11,590,000 $413,929 $10,688 3.24%
KNOXVILLE, TN (FHA|USDA|VA) 43 $11,045,000 $256,860 $6,661 3.16%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 25 $9,925,000 $397,000 $8,776 3.15%
WINSTON-SALEM, NC (FHA|USDA|VA) 43 $8,505,000 $197,791 $5,052 3.02%
Fernley, NV (FHA|USDA|VA) 26 $8,460,000 $325,385 $6,596 3.21%
North Vernon, IN (FHA|USDA|VA) 52 $7,880,000 $151,538 $5,263 3.33%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 42 $7,380,000 $175,714 $5,439 3.09%
Scottsburg, IN (FHA|USDA|VA) 39 $6,755,000 $173,205 $5,283 3.33%
TERRE HAUTE, IN (FHA|USDA|VA) 42 $6,750,000 $160,714 $4,320 3.22%
Elko, NV (FHA|USDA|VA) 24 $6,470,000 $269,583 $5,824 3.10%
JACKSON, TN (FHA|USDA|VA) 37 $6,415,000 $173,378 $7,204 3.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $4,810,000 $400,833 $7,334 3.49%
COLUMBUS, IN (FHA|USDA|VA) 27 $4,765,000 $176,481 $5,122 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 20 $4,750,000 $237,500 $6,647 2.96%
Brevard, NC (FHA|USDA|VA) 18 $4,310,000 $239,444 $4,308 3.00%
LOUISVILLE, KY (FHA|USDA|VA) 19 $3,725,000 $196,053 $6,492 3.32%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,250,000 $270,833 $5,603 2.93%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 17 $3,235,000 $190,294 $3,794 3.19%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,875,000 $410,714 $14,217 2.96%
CARSON CITY, NV (FHA|USDA|VA) 11 $2,745,000 $249,545 $4,900 2.94%
Fallon, NV (FHA|USDA|VA) 6 $1,980,000 $330,000 $6,445 3.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,970,000 $328,333 $6,543 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,990 3.47%
Huntsville, TX (FHA|USDA|VA) 4 $1,580,000 $395,000 $5,881 3.22%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,510,000 $377,500 $7,623 3.28%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,795 2.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,324 2.96%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,000 3.20%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,800 3.16%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,305 3.05%
Madison, IN (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,492 3.34%
Rockingham, NC (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,581 3.35%
Frankfort, IN (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,069 3.48%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $1,095,000 $365,000 $10,237 2.96%
Boone, NC (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,417 3.31%
Shelby, NC (FHA|USDA|VA) 2 $1,090,000 $545,000 $12,360 3.06%
GREEN BAY, WI (FHA|USDA|VA) 5 $955,000 $191,000 $4,980 3.35%
Greensburg, IN (FHA|USDA|VA) 4 $900,000 $225,000 $5,361 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 4 $830,000 $207,500 $3,940 2.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $810,000 $202,500 $4,570 2.94%
WILMINGTON, NC (FHA|USDA|VA) 3 $795,000 $265,000 $4,204 2.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $785,000 $157,000 $4,014 3.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $780,000 $195,000 $7,138 3.19%
Crossville, TN (FHA|USDA|VA) 2 $760,000 $380,000 $10,870 3.44%
BURLINGTON, NC (FHA|USDA|VA) 3 $755,000 $251,667 $5,898 2.92%
Morehead City, NC (FHA|USDA|VA) 3 $755,000 $251,667 $3,714 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $720,000 $360,000 $5,572 2.94%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $705,000 $235,000 $6,914 3.58%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $695,000 $231,667 $5,371 3.13%
McMinnville, TN (FHA|USDA|VA) 2 $690,000 $345,000 $7,066 3.25%
MOBILE, AL (FHA|USDA|VA) 3 $645,000 $215,000 $7,590 2.96%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $590,000 $147,500 $4,265 3.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $590,000 $295,000 $10,156 3.31%
Brownsville, TN (FHA|USDA|VA) 3 $575,000 $191,667 $9,490 2.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $530,000 $265,000 $4,365 3.38%
DECATUR, AL (FHA|USDA|VA) 4 $530,000 $132,500 $6,132 3.13%
MONTGOMERY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $7,379 2.96%
Bedford, IN (FHA|USDA|VA) 2 $510,000 $255,000 $7,492 3.75%
Athens, TN (FHA|USDA|VA) 3 $495,000 $165,000 $6,091 3.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $490,000 $245,000 $9,350 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $475,000 $475,000 $3,410 2.38%
Seneca, SC (FHA|USDA|VA) 1 $465,000 $465,000 $3,703 2.63%
Ellensburg, WA (FHA|USDA|VA) 1 $465,000 $465,000 $16,586 2.38%
WENATCHEE, WA (FHA|USDA|VA) 1 $435,000 $435,000 $14,987 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $8,597 3.31%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $16,541 3.13%
Albertville, AL (FHA|USDA|VA) 1 $405,000 $405,000 $5,574 2.25%
Lawrenceburg, TN (FHA|USDA|VA) 2 $400,000 $200,000 $8,359 2.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $400,000 $200,000 $4,454 2.69%
Palatka, FL (FHA|USDA|VA) 3 $395,000 $131,667 $4,607 2.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,380 3.00%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $370,000 $185,000 $6,486 3.25%
Warsaw, IN (FHA|USDA|VA) 1 $355,000 $355,000 $2,819 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $3,639 3.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $340,000 $170,000 $6,587 2.94%
Shawano, WI (FHA|USDA|VA) 1 $335,000 $335,000 $3,716 2.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $325,000 $325,000 $7,069 3.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $320,000 $160,000 $6,040 3.25%
Stevens Point, WI (FHA|USDA|VA) 1 $315,000 $315,000 $6,642 2.38%
Jefferson, GA (FHA|USDA|VA) 1 $315,000 $315,000 $6,562 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,435 3.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,726 3.00%
Mount Airy, NC (FHA|USDA|VA) 1 $285,000 $285,000 $5,520 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $3,031 3.25%
El Campo, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,418 3.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $5,924 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,813 2.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $245,000 $245,000 $8,145 3.00%
Corinth, MS (FHA|USDA|VA) 1 $245,000 $245,000 $11,451 3.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,196 2.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,989 2.75%
Scottsboro, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,701 3.00%
Union City, TN (FHA|USDA|VA) 2 $230,000 $115,000 $5,429 2.75%
Dayton, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,761 2.88%
Richmond, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,703 2.50%
COLUMBIA, SC (FHA|USDA|VA) 1 $195,000 $195,000 $7,387 3.13%
Grenada, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,302 3.25%
Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,470 3.63%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,441 2.88%
Blytheville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $8,869 2.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,266 3.25%
Albemarle, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,473 3.50%
Winnemucca, NV (FHA|USDA|VA) 1 $175,000 $175,000 $3,868 3.25%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,327 2.88%
Lake City, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,495 2.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,331 2.63%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $8,392 3.63%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,147 3.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,980 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $145,000 $145,000 $7,874 2.75%
New Castle, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,814 3.25%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,560 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $6,540 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,181 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,188 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $135,000 $135,000 $7,433 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $135,000 $135,000 $4,992 4.38%
Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,657 3.00%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,312 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,753 2.75%
Forest City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,641 3.25%
KOKOMO, IN (FHA|USDA|VA) 1 $115,000 $115,000 $447 3.25%
Logansport, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,962 3.63%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,679 4.50%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $4,349 3.63%
PANAMA CITY, FL (FHA|USDA|VA) 1 $75,000 $75,000 $4,036 3.38%
Wolfe Financial Inc's top markets include Indianapolis, Houston, Memphis, Jacksonville, and Greensboro among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Wolfe Financial Inc based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Riddell National Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,789 $438,685,000 $245,212 $4,534 3.15%
    FHA 582 $122,030,000 $209,674 $8,018 3.24%
    USDA 271 $43,155,000 $159,244 $4,966 3.12%
    VA 211 $62,125,000 $294,431 $6,983 2.96%

    For 2021, Wolfe Financial Inc's most frequently originated type of loan was Conventional, with 1,789 originations. Their 2nd most popular type was FHA, with 582 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,980 $466,290,000 $235,500 $5,838 3.19%
    Refi 525 $120,005,000 $228,581 $4,352 2.95%
    Cash Out Refi 344 $78,360,000 $227,791 $4,994 3.26%
    Home Improvement 4 $1,340,000 $335,000 $8,990 4.00%

    For 2021, Wolfe Financial Inc's most frequently cited loan purpose was Home Purchase, with 1,980 originations. The 2nd most popular reason was Refi, with 525 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,601 $614,495,000 $236,253 $5,598 3.19%
    15 Year 159 $30,615,000 $192,547 $3,896 2.68%
    20 Year 58 $14,160,000 $244,138 $4,528 2.92%
    Other 23 $4,955,000 $215,435 $4,914 2.96%
    10 Year 12 $1,770,000 $147,500 $3,626 2.63%

    For 2021, Wolfe Financial Inc's most frequently cited loan duration was 30 Year, with 2,601 originations. The 2nd most popular length was 15 Year, with 159 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,503 $343,075,000 $228,260
    $2k-3k 432 $78,110,000 $180,810
    $3k-4k 299 $63,035,000 $210,819
    $<1k 262 $64,620,000 $246,641
    $4k-5k 193 $52,525,000 $272,150
    $5k+ 164 $64,630,000 $394,085

    Wolfe Financial Inc's average total fees were $5,598, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,503 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,631 $389,095,000 $238,562
    2.5-3% 954 $214,250,000 $224,581
    <2.5% 203 $49,625,000 $244,458
    4-5% 65 $13,025,000 $200,385

    During 2021, Wolfe Financial Inc's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 1,631 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,237 $341,925,000 $276,415 $6,018 3.13%
    $100k-200k 1,178 $179,020,000 $151,969 $4,640 3.17%
    $400k-600k 249 $117,515,000 $471,948 $7,295 3.14%
    $100,000 or less 170 $13,730,000 $80,765 $3,539 3.18%
    $600k-1MM 18 $12,740,000 $707,778 $14,109 3.31%
    $1MM+ 1 $1,065,000 $1,065,000 $15,207 3.75%

    2021 saw Wolfe Financial Inc place emphasis on $200k-400k loans with 1,237 originations, totaling $341,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 769 $157,995,000 $205,455 $5,552 3.17%
    $50k or less 769 $121,315,000 $157,757 $4,832 3.14%
    $100k-150k 513 $151,725,000 $295,760 $5,799 3.18%
    $75k-100k 495 $122,295,000 $247,061 $5,708 3.12%
    $150k-250k 243 $83,785,000 $344,794 $5,738 3.15%
    $250k+ 61 $27,765,000 $455,164 $6,524 3.14%

    Wolfe Financial Inc lent most frequently to those with incomes in the $50k-75k range, with 769 originations. The second most popular income band? $50k or less, with 769 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 554 $123,410,000 $222,762 $4,683 3.12%
    30-36% 505 $117,035,000 $231,752 $5,110 3.14%
    50-60% 186 $47,090,000 $253,172 $8,535 3.15%
    40% 138 $31,440,000 $227,826 $5,164 3.26%
    <20% 135 $29,215,000 $216,407 $4,372 3.03%
    44% 130 $30,510,000 $234,692 $5,704 3.20%
    38% 125 $28,115,000 $224,920 $5,473 3.24%
    41% 116 $27,420,000 $236,379 $5,610 3.23%
    39% 110 $24,240,000 $220,364 $5,733 3.18%
    42% 104 $26,630,000 $256,058 $6,242 3.21%
    36% 100 $20,700,000 $207,000 $4,802 3.12%
    43% 98 $22,770,000 $232,347 $5,162 3.16%
    37% 96 $21,790,000 $226,979 $5,187 3.13%
    45% 92 $22,630,000 $245,978 $6,279 3.18%
    49% 91 $24,305,000 $267,088 $6,121 3.24%
    47% 78 $18,930,000 $242,692 $6,107 3.27%
    46% 77 $18,955,000 $246,169 $5,673 3.14%
    48% 72 $18,540,000 $257,500 $6,122 3.14%
    >60% 5 $1,655,000 $331,000 $9,448 3.08%

    Wolfe Financial Inc lent most frequently to those with DTI ratios of 20-30%, with 554 originations. The next most common DTI ratio? 30-36%, with 505 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,578 $597,300,000 $231,691 $5,360 3.15%
    Black 179 $42,795,000 $239,078 $6,602 3.17%
    Asian 76 $21,540,000 $283,421 $6,142 3.20%
    American Indian 11 $2,415,000 $219,545 $7,200 3.11%
    Native Hawaiian or Islander 4 $700,000 $175,000 $5,516 2.94%
    Other Asian 2 $630,000 $315,000 $8,281 3.13%
    Asian Indian 2 $440,000 $220,000 $4,811 3.38%
    Japanese 1 $175,000 $175,000 $3,495 3.38%

    Approval Rates

    Total approvals of all applications
    96.94%

    Wolfe Financial Inc has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.43%

    Wolfe Financial Inc has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,853 $665,995,000 $233,437

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,853 $665,995,000 $233,437

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 44 $6,970,000 $158,409 $3,740 2.76%
    40-60% 186 $38,510,000 $207,043 $4,215 2.89%
    60-80% 854 $206,570,000 $241,885 $4,701 3.20%
    80-100% 1,726 $401,580,000 $232,665 $5,878 3.17%
    Over 100% 41 $12,215,000 $297,927 $11,794 3.00%
    Under 20% 2 $150,000 $75,000 $2,896 2.38%