Hancock Whitney Bank Mortgage Rates, Fees & Info

Gulfport, MS

LEI: NSGZD26XPW2CUM2JKU70

Tax ID: 64-0169065

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Hancock Whitney Bank is a small bank specializing in Home Purchase loans. Hancock Whitney Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Tampa, Baton Rouge, Jacksonville, and Houston among others. We have data for 93 markets. (Some data included below & more in-depth data is available with an active subscription.)

Hancock Whitney Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hancock Whitney Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.83% 11/17/24
30 Year Conventional Purchase 6.17% 11/17/24
30 Year Conventional Refi 6.24% 11/17/24
30 Year Cash-out Refi 6.48% 11/17/24
30 Year FHA Purchase 7.17% 11/17/24
30 Year FHA Refi 6.27% 11/17/24
30 Year VA Purchase 5.98% 11/17/24
30 Year VA Refi 6.04% 11/17/24
30 Year USDA Purchase 6.54% 11/17/24
15 Year Conventional Purchase 6.30% 11/17/24
15 Year Conventional Refi 6.21% 11/17/24
15 Year Cash-out Refi 6.21% 11/17/24
15 Year FHA Purchase 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Hancock Whitney Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Hancock Whitney Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,754

Origination Dollar Volume (All Markets)

$1,559,570,000

Employee count

3,846 Show all (14) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1,985 $418,085,000 $210,622 $4,961 3.49%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 582 $189,660,000 $325,876 $6,242 4.04%
BATON ROUGE, LA (FHA|USDA|VA) 988 $157,120,000 $159,028 $4,556 3.39%
JACKSONVILLE, FL (FHA|USDA|VA) 247 $100,615,000 $407,348 $5,780 4.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 172 $90,930,000 $528,663 $10,008 4.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 165 $87,935,000 $532,939 $7,310 3.97%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 619 $81,975,000 $132,431 $3,785 3.48%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 156 $65,110,000 $417,372 $6,506 3.70%
TALLAHASSEE, FL (FHA|USDA|VA) 114 $49,180,000 $431,404 $5,229 3.70%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 196 $43,140,000 $220,102 $4,807 3.79%
LAFAYETTE, LA (FHA|USDA|VA) 214 $33,830,000 $158,084 $5,638 3.27%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 98 $27,190,000 $277,449 $3,768 4.02%
HAMMOND, LA (FHA|USDA|VA) 183 $26,045,000 $142,322 $5,156 3.55%
MOBILE, AL (FHA|USDA|VA) 143 $22,315,000 $156,049 $3,648 3.66%
Outside of Metro Areas 99 $19,595,000 $197,929 $4,535 3.91%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 132 $18,730,000 $141,894 $4,638 3.09%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $16,755,000 $16,755,000 $0 5.13%
HATTIESBURG, MS (FHA|USDA|VA) 134 $16,470,000 $122,910 $4,157 3.72%
LAKE CHARLES, LA (FHA|USDA|VA) 86 $13,250,000 $154,070 $4,131 3.27%
PANAMA CITY, FL (FHA|USDA|VA) 41 $12,585,000 $306,951 $5,656 3.72%
Picayune, MS (FHA|USDA|VA) 97 $10,195,000 $105,103 $4,132 3.57%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $4,815,000 $535,000 $6,296 3.30%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $4,775,000 $227,381 $4,883 3.47%
Morgan City, LA (FHA|USDA|VA) 47 $4,465,000 $95,000 $4,030 2.75%
Opelousas, LA (FHA|USDA|VA) 38 $3,880,000 $102,105 $4,787 3.33%
Heber, UT (FHA|USDA|VA) 2 $3,360,000 $1,680,000 $5,554 4.38%
Bogalusa, LA (FHA|USDA|VA) 38 $2,970,000 $78,158 $4,195 3.21%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $2,235,000 $447,000 $3,972 3.77%
MONTGOMERY, AL (FHA|USDA|VA) 16 $2,000,000 $125,000 $5,102 3.54%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $1,845,000 $369,000 $5,958 4.10%
Bozeman, MT (FHA|USDA|VA) 2 $1,450,000 $725,000 $4,502 4.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,390,000 $347,500 $5,368 3.94%
JACKSON, MS (FHA|USDA|VA) 9 $1,275,000 $141,667 $4,458 4.42%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $1,130,000 $565,000 $0 4.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,384 5.28%
Key West, FL (FHA|USDA|VA) 3 $1,045,000 $348,333 $8,729 3.66%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,108 3.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $1,020,000 $510,000 $5,139 4.69%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $995,000 $331,667 $6,612 3.66%
Alexander City, AL (FHA|USDA|VA) 2 $730,000 $365,000 $4,777 3.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $720,000 $360,000 $7,941 4.94%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $715,000 $715,000 $5,102 4.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $655,000 $218,333 $4,096 4.38%
OCALA, FL (FHA|USDA|VA) 1 $655,000 $655,000 $0 5.41%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $630,000 $157,500 $5,665 4.06%
Laurel, MS (FHA|USDA|VA) 5 $625,000 $125,000 $3,830 5.05%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $615,000 $615,000 $5,004 4.38%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $585,000 $585,000 $4,114 5.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $555,000 $555,000 $4,163 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $555,000 $79,286 $0 1.99%
Starkville, MS (FHA|USDA|VA) 2 $550,000 $275,000 $3,129 4.44%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $485,000 $485,000 $10,481 6.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $480,000 $240,000 $8,258 4.38%
El Campo, TX (FHA|USDA|VA) 1 $465,000 $465,000 $9,695 4.00%
West Point, MS (FHA|USDA|VA) 1 $455,000 $455,000 $4,242 4.00%
MUNCIE, IN (FHA|USDA|VA) 1 $425,000 $425,000 $2,655 4.63%
Jennings, LA (FHA|USDA|VA) 3 $415,000 $138,333 $6,051 4.17%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $400,000 $100,000 $5,938 3.70%
ASHEVILLE, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,111 5.00%
Huntsville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $8,457 4.75%
NILES, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,851 4.63%
St. Marys, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,003 4.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $315,000 $315,000 $2,556 4.25%
Brookhaven, MS (FHA|USDA|VA) 2 $310,000 $155,000 $3,081 3.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $290,000 $145,000 $3,325 3.62%
Oxford, MS (FHA|USDA|VA) 2 $290,000 $145,000 $2,671 5.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.49%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.25%
WACO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,313 5.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $255,000 $255,000 $2,722 4.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 1.99%
Palatka, FL (FHA|USDA|VA) 1 $255,000 $255,000 $7,511 3.75%
DeRidder, LA (FHA|USDA|VA) 3 $235,000 $78,333 $0 3.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,501 5.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,624 4.63%
Natchez, MS-LA (FHA|USDA|VA) 2 $200,000 $100,000 $0 1.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 1.99%
El Dorado, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,261 4.75%
Thomasville, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 1.99%
THE VILLAGES, FL (FHA|USDA|VA) 1 $185,000 $185,000 $7,748 4.38%
DOTHAN, AL (FHA|USDA|VA) 2 $180,000 $90,000 $2,687 4.69%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,250 4.38%
PITTSBURGH, PA (FHA|USDA|VA) 1 $165,000 $165,000 $7,076 4.00%
MIDLAND, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,152 4.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,239 5.00%
McComb, MS (FHA|USDA|VA) 2 $140,000 $70,000 $4,731 3.62%
Wauchula, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,340 5.00%
COLUMBUS, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,242 4.25%
MONROE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,419 4.88%
TUCSON, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $3,732 5.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $55,000 $55,000 $4,229 4.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 1.99%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 1.99%
Hancock Whitney Bank's top markets include New Orleans, Tampa, Baton Rouge, Jacksonville, and Houston among others.

Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Hancock Whitney Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 8
    MERITUS Federal Credit Union
    Similarity Rank: 76
    BankPlus
    Similarity Rank: 84
    HARVESTERS FEDERAL CREDIT UNION
    Similarity Rank: 159
    GREATER NEW ORLEANS
    Similarity Rank: 182
    NAVIGATOR CU
    Similarity Rank: 208
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 208
    CAMPUS USA
    Similarity Rank: 279
    CORNERSTONE MORTGAGE PROVIDERS
    Similarity Rank: 291
    America's Mortgage Resource, Inc.
    Similarity Rank: 315

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 3,729 $504,325,000 $135,244 n/a 2.74%
    Conventional 2,603 $973,285,000 $373,909 $5,193 4.72%
    FHA 254 $42,250,000 $166,339 $6,304 4.53%
    VA 118 $31,930,000 $270,593 $6,944 4.27%
    USDA 50 $7,780,000 $155,600 $4,928 4.31%

    For 2018, Hancock Whitney Bank's most frequently originated type of loan was HELOC, with 3,729 originations. Their 2nd most popular type was Conventional, with 2,603 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,563 $971,055,000 $378,874 $5,841 4.44%
    Refi 1,605 $266,135,000 $165,816 $3,285 3.80%
    Other 1,414 $160,890,000 $113,784 $2,525 2.45%
    Home Improvement 925 $104,985,000 $113,497 $4,033 2.44%
    Cash Out Refi 247 $56,505,000 $228,765 $4,220 4.86%

    For 2018, Hancock Whitney Bank's most frequently cited loan purpose was Home Purchase, with 2,563 originations. The 2nd most popular reason was Refi, with 1,605 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 3,735 $497,335,000 $133,155 $844 2.76%
    30 Year 2,389 $848,155,000 $355,025 $5,551 4.66%
    15 Year 315 $93,355,000 $296,365 $4,078 4.58%
    20 Year 189 $76,045,000 $402,354 $6,391 4.42%
    5 Year 72 $25,190,000 $349,861 $0 5.30%
    10 Year 42 $8,790,000 $209,286 $2,833 5.06%
    1 Year 11 $7,505,000 $682,273 $0 5.70%
    3 Year 1 $3,195,000 $3,195,000 $0 5.00%

    For 2018, Hancock Whitney Bank's most frequently cited loan duration was Other, with 3,735 originations. The 2nd most popular length was 30 Year, with 2,389 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,603 $455,595,000 $284,214
    $2k-3k 515 $217,015,000 $421,388
    $1k-2k 419 $110,975,000 $264,857
    $3k-4k 207 $81,095,000 $391,763
    $5k+ 119 $112,365,000 $944,244
    $4k-5k 85 $50,335,000 $592,176

    Hancock Whitney Bank's average total fees were $5,551, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,603 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 2,874 $306,010,000 $106,475
    4-5% 2,509 $917,625,000 $365,733
    5-6% 856 $178,170,000 $208,143
    3-4% 275 $132,415,000 $481,509
    6-7% 135 $16,015,000 $118,630
    7-8% 49 $2,895,000 $59,082
    2.5-3% 46 $5,900,000 $128,261
    Over 8% 9 $525,000 $58,333

    During 2018, Hancock Whitney Bank's average interest rate for loans was 4.66%, while their most frequently originated rate bucket for loans was <2.5%, with 2,874 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,437 $133,175,000 $54,647 $2,599 2.95%
    $100k-200k 1,807 $253,675,000 $140,385 $4,011 3.72%
    $200k-400k 1,489 $408,495,000 $274,342 $5,148 4.04%
    $400k-600k 537 $253,855,000 $472,728 $6,478 4.36%
    $600k-1MM 321 $242,675,000 $755,997 $8,281 4.37%
    $1MM+ 163 $267,695,000 $1,642,301 $11,195 4.42%

    2018 saw Hancock Whitney Bank place emphasis on $100,000 or less loans with 2,437 originations, totaling $133,175,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,331 $237,705,000 $178,591 $5,075 3.48%
    $250k+ 1,159 $604,035,000 $521,169 $7,413 3.92%
    $150k-250k 1,079 $269,605,000 $249,866 $5,818 3.51%
    $50k-75k 1,076 $128,930,000 $119,823 $4,380 3.59%
    $50k or less 940 $83,730,000 $89,074 $3,797 3.68%
    $75k-100k 915 $130,055,000 $142,137 $4,741 3.35%

    Hancock Whitney Bank lent most frequently to those with incomes in the $100k-150k range, with 1,331 originations. The second most popular income band? $250k+, with 1,159 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,500 $332,990,000 $221,993 $5,203 3.56%
    30-36% 1,208 $296,940,000 $245,811 $5,560 3.68%
    <20% 941 $208,265,000 $221,323 $5,348 3.38%
    50-60% 382 $74,330,000 $194,581 $5,920 3.28%
    45% 328 $37,050,000 $112,957 $4,639 3.04%
    40% 211 $57,105,000 $270,640 $5,468 3.82%
    39% 209 $57,205,000 $273,708 $5,764 3.67%
    37% 206 $56,920,000 $276,311 $6,218 3.69%
    38% 203 $51,025,000 $251,355 $5,533 3.82%
    36% 197 $47,885,000 $243,071 $5,585 3.88%
    42% 196 $55,940,000 $285,408 $5,884 3.78%
    44% 193 $29,155,000 $151,062 $4,715 3.44%
    41% 188 $48,990,000 $260,585 $5,671 3.78%
    43% 183 $29,905,000 $163,415 $4,636 3.70%
    49% 122 $26,230,000 $215,000 $4,956 4.04%
    47% 113 $23,545,000 $208,363 $5,122 4.07%
    46% 110 $19,510,000 $177,364 $4,626 3.98%
    48% 101 $22,965,000 $227,376 $5,029 4.12%
    >60% 85 $9,785,000 $115,118 $240 3.56%

    Hancock Whitney Bank lent most frequently to those with DTI ratios of 20-30%, with 1,500 originations. The next most common DTI ratio? 30-36%, with 1,208 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,697 $1,290,235,000 $226,476 $5,391 3.58%
    Not provided 377 $89,785,000 $238,156 $5,107 3.47%
    Not applicable 72 $72,550,000 $1,007,639 $0 5.10%
    Black 449 $56,845,000 $126,604 $4,571 3.83%
    Asian 114 $40,880,000 $358,596 $6,698 3.88%
    Asian Indian 8 $2,930,000 $366,250 $6,648 3.94%
    American Indian 14 $2,490,000 $177,857 $4,432 3.85%
    Vietnamese 9 $1,355,000 $150,556 $0 2.85%
    Native Hawaiian or Islander 5 $1,245,000 $249,000 $5,674 4.10%
    Other Asian 3 $505,000 $168,333 $0 1.99%
    Filipino 3 $415,000 $138,333 $5,396 4.21%
    Other Pacific Islander 2 $170,000 $85,000 $0 1.99%
    Chinese 1 $165,000 $165,000 $0 2.00%

    Approval Rates

    Total approvals of all applications
    77.98%

    Hancock Whitney Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.64%

    Hancock Whitney Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,754 $1,559,570,000 $230,911

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $975,000 $975,000
    Multifamily:Site-Built 21 $54,455,000 $2,593,095
    Single Family (1-4 Units):Manufactured 3 $275,000 $91,667
    Single Family (1-4 Units):Site-Built 6,729 $1,503,865,000 $223,490

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,466 $189,760,000 $129,441 $3,261 3.06%
    40-60% 923 $226,295,000 $245,173 $4,813 3.59%
    60-80% 1,649 $647,065,000 $392,398 $5,545 4.31%
    80-100% 1,403 $413,625,000 $294,815 $5,744 4.28%
    Over 100% 18 $5,560,000 $308,889 $10,316 4.50%
    Under 20% 1,292 $76,740,000 $59,396 $672 2.63%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    HANCOCK WHITNEY BANK Conventional home mortgage Trouble during payment process 2 66.7%
    HANCOCK WHITNEY BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Hancock Whitney Bank 1 Hancock Plaza Gulfport, MS 39501 Full Service B&M $594,737
    Hancock Whitney Bank 100 2nd Ave N Saint Petersburg, FL 33701 Full Service B&M $50,015
    Hancock Whitney Bank 100 South Beach Boulevard Bay Saint Louis, MS 39520 Limited, Drive-thru $0
    Hancock Whitney Bank 10009 Jefferson Highway, Suite A River Ridge, LA 70123 Full Service B&M $102,929
    Hancock Whitney Bank 1001 Nw Mar Walt Drive Fort Walton Beach, FL 32547 Limited, Mobile/Seasonal Office $0
    Hancock Whitney Bank 1003 - A John Simms Parkway Niceville, FL 32578 Full Service B&M $107,573
    Hancock Whitney Bank 101 Jeff Davis Avenue Long Beach, MS 39560 Full Service B&M $88,008
    Hancock Whitney Bank 101 N. Monroe Street, Suite 150 Tallahassee, FL 32301 Full Service B&M $80,535
    Hancock Whitney Bank 101 West Garden Street Pensacola, FL 32501 Full Service B&M $224,891
    Hancock Whitney Bank 1010 Denny Avenue Pascagoula, MS 39568 Full Service B&M $117,389
    Hancock Whitney Bank 1010 South Range Avenue Denham Springs, LA 70726 Full Service B&M $64,176
    Hancock Whitney Bank 1011 E. Admiral Doyle Drive New Iberia, LA 70560 Full Service B&M $30,980
    Hancock Whitney Bank 1014 Cowan Road Gulfport, MS 39507 Full Service B&M $32,419
    Hancock Whitney Bank 1022 West 23rd Street Panama City, FL 32405 Full Service B&M $2,735
    Hancock Whitney Bank 103 East 21st Avenue Covington, LA 70433 Full Service B&M $72,409
    Hancock Whitney Bank 10335 Diberville Boulevard Diberville, MS 39532 Full Service B&M $56,403
    Hancock Whitney Bank 10496 Hwy 49 Gulfport, MS 39503 Full Service B&M $227,243
    Hancock Whitney Bank 106 Castille Avenue Lafayette, LA 70501 Full Service B&M $48,994
    Hancock Whitney Bank 109 Greenville By-Pass Greenville, AL 36037 Full Service B&M $80,897
    Hancock Whitney Bank 10909 Highway 57 Vancleave, MS 39565 Full Service B&M $53,041
    Hancock Whitney Bank 1100 Brashear Avenue Morgan City, LA 70380 Full Service B&M $225,833
    Hancock Whitney Bank 1100 Stennis Space Center Bay Saint Louis, MS 39529 Full Service B&M $24,157
    Hancock Whitney Bank 11033 Industiaplex Boulevard Baton Rouge, LA 70809 Full Service B&M $26,331
    Hancock Whitney Bank 11701 Panama City Beach Parkway Panama City, FL 32407 Full Service B&M $78,920
    Hancock Whitney Bank 11750 Katy Freeway, Suite 1010 Houston, TX 77079 Full Service B&M $10,318
    Hancock Whitney Bank 12 Newtowne Loop Hattiesburg, MS 39402 Full Service B&M $18,158
    Hancock Whitney Bank 12100 Highway 49 North Gulfport, MS 39503 Full Service B&M $11,973
    Hancock Whitney Bank 12320 Jackson Road St. Francisville, LA 70775 Full Service B&M $38,168
    Hancock Whitney Bank 124 West Main Street Prattville, AL 36067 Full Service B&M $25,233
    Hancock Whitney Bank 1241 St. Charles Street Houma, LA 70360 Full Service B&M $63,889
    Hancock Whitney Bank 1274 Belleview Road Morgan City, LA 70380 Full Service B&M $25,494
    Hancock Whitney Bank 1300 North Highway 190 Covington, LA 70433 Full Service B&M $79,931
    Hancock Whitney Bank 1301 Camellia Boulevard Lafayette, LA 70508 Full Service B&M $191,929
    Hancock Whitney Bank 1301 Industrial Drive North Crestview, FL 32539 Full Service B&M $65,792
    Hancock Whitney Bank 1324 S. Carrollton Avenue New Orleans, LA 70118 Full Service B&M $248,829
    Hancock Whitney Bank 13380 Coursey Boulevard Baton Rouge, LA 70816 Full Service B&M $116,287
    Hancock Whitney Bank 13585 Hooper Road Baton Rouge, LA 70818 Full Service B&M $110,203
    Hancock Whitney Bank 1387 Shoreline Dr Gulf Breeze, FL 32561 Full Service B&M $92,745
    Hancock Whitney Bank 14075 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $197,628
    Hancock Whitney Bank 1413 Gause Boulevard Slidell, LA 70458 Full Service B&M $90,957
    Hancock Whitney Bank 1415 Sampson Street Westlake, LA 70669 Full Service B&M $42,297
    Hancock Whitney Bank 14165 Dedeaux Road Gulfport, MS 39507 Full Service B&M $24,458
    Hancock Whitney Bank 1430 25th Avenue Gulfport, MS 39501 Limited, Drive-thru $0
    Hancock Whitney Bank 1441 Metairie Road Metairie, LA 70005 Full Service B&M $235,658
    Hancock Whitney Bank 1505 South Burnside Avenue Gonzales, LA 70737 Full Service B&M $68,452
    Hancock Whitney Bank 1520 Ringling Blvd Sarasota, FL 34236 Full Service B&M $49,844
    Hancock Whitney Bank 15500 Roosevelt Boulevard, Suite 102 Clearwater, FL 33760 Full Service B&M $239
    Hancock Whitney Bank 16100 South Swan Road Gulfport, MS 39503 Full Service B&M $43,407
    Hancock Whitney Bank 16176 West Main Street Galliano, LA 70354 Full Service B&M $31,072
    Hancock Whitney Bank 16230 Hancock Plaza, Ste A Bay Saint Louis, MS 39520 Full Service B&M $80,905
    Hancock Whitney Bank 1712 Highway 98 Daphne, AL 36526 Full Service B&M $75,265
    Hancock Whitney Bank 17254 Airline Highway Prairieville, LA 70769 Full Service B&M $60,366
    Hancock Whitney Bank 17742 Highland Road Baton Rouge, LA 70810 Full Service B&M $130,506
    Hancock Whitney Bank 1801 Binz Street Houston, TX 77004 Full Service B&M $3,444
    Hancock Whitney Bank 1801 Gulf Shores Parkway Gulf Shores, AL 36547 Full Service B&M $50,396
    Hancock Whitney Bank 1805 Ruth Street Sulphur, LA 70663 Full Service B&M $27,143
    Hancock Whitney Bank 1855 Manhattan Boulevard Harvey, LA 70058 Full Service B&M $277,889
    Hancock Whitney Bank 1855 South Morrison Boulevard Hammond, LA 70403 Full Service B&M $24,220
    Hancock Whitney Bank 1881 East Main Street Prattville, AL 36066 Full Service B&M $27,954
    Hancock Whitney Bank 1901 Country Club Lake Charles, LA 70605 Full Service B&M $76,704
    Hancock Whitney Bank 1902 Florida St Mandeville, LA 70448 Full Service B&M $21,960
    Hancock Whitney Bank 200 East Nine Mile Road Pensacola, FL 32534 Full Service B&M $98,663
    Hancock Whitney Bank 2007 Lincoln Road Hattiesburg, MS 39402 Full Service B&M $60,784
    Hancock Whitney Bank 201 Highway 42 East Sumrall, MS 39482 Full Service B&M $33,358
    Hancock Whitney Bank 2020 Highway 90 Gautier, MS 39553 Full Service B&M $121,211
    Hancock Whitney Bank 2100 Belle Chase Highway Gretna, LA 70056 Full Service B&M $141,829
    Hancock Whitney Bank 2101 South Dale Mabry Highway Tampa, FL 33629 Full Service B&M $27,613
    Hancock Whitney Bank 2105 Capital Circle Tallahassee, FL 32308 Full Service B&M $155,304
    Hancock Whitney Bank 2110 Demetropolis Road Mobile, AL 36693 Full Service B&M $72,009
    Hancock Whitney Bank 2130 Gause Boulevard West Slidell, LA 70460 Full Service B&M $38,497
    Hancock Whitney Bank 2185 Airport Boulevard Pensacola, FL 32504 Full Service B&M $1,534,431
    Hancock Whitney Bank 2200 Clearview Parkway Metairie, LA 70001 Full Service B&M $77,989
    Hancock Whitney Bank 2202 North Westshore Blvd Tampa, FL 33607 Full Service B&M $55,092
    Hancock Whitney Bank 223 Audubon Boulevard Lafayette, LA 70503 Full Service B&M $126,059
    Hancock Whitney Bank 225 East Lemon Street Lakeland, FL 33801 Full Service B&M $9,833
    Hancock Whitney Bank 2250 Gause Boulevard Slidell, LA 70461 Full Service B&M $122,151
    Hancock Whitney Bank 2250 West Laurel Avenue Eunice, LA 70535 Full Service B&M $53,040
    Hancock Whitney Bank 228 St. Charles Avenue New Orleans, LA 70130 Full Service B&M $2,054,971
    Hancock Whitney Bank 229 Highway 43 South Picayune, MS 39466 Full Service B&M $135,408
    Hancock Whitney Bank 2305 Hwy 77 Panama City, FL 32405 Full Service B&M $255,001
    Hancock Whitney Bank 233 Carondelet Street New Orleans, LA 70130 Full Service B&M $15,610
    Hancock Whitney Bank 233 West Main Street Ville Platte, LA 70586 Full Service B&M $79,826
    Hancock Whitney Bank 2369 Pass Road Biloxi, MS 39531 Full Service B&M $59,280
    Hancock Whitney Bank 2400 Highway 11 North Picayune, MS 39466 Full Service B&M $83,884
    Hancock Whitney Bank 2408 West Pinhook Road Lafayette, LA 70508 Full Service B&M $38,065
    Hancock Whitney Bank 2421 St. Claude Avenue New Orleans, LA 70117 Full Service B&M $142,104
    Hancock Whitney Bank 2453 Mahan Drive Tallahassee, FL 32308 Full Service B&M $83,408
    Hancock Whitney Bank 25 North Beltline Highway Mobile, AL 36608 Full Service B&M $391,932
    Hancock Whitney Bank 2541 South Highway 85 Crestview, FL 32536 Full Service B&M $6,764
    Hancock Whitney Bank 2609 Veterans Memorial Blvd Kenner, LA 70062 Full Service B&M $96,311
    Hancock Whitney Bank 265 East Scenic Boulevard Pass Christian, MS 39571 Full Service B&M $88,259
    Hancock Whitney Bank 2699 Bienville Boulevard Ocean Springs, MS 39564 Full Service B&M $55,883
    Hancock Whitney Bank 2700 Plank Road Baton Rouge, LA 70805 Full Service B&M $13,523
    Hancock Whitney Bank 27373 Louisiana Highway 42 Springfield, LA 70462 Full Service B&M $31,052
    Hancock Whitney Bank 28163 Us Hwy. 19 N. Clearwater, FL 33761 Full Service B&M $158,491
    Hancock Whitney Bank 2828 Highway 14 Lake Charles, LA 70601 Full Service B&M $146,124
    Hancock Whitney Bank 2900 North Jefferson Street Marianna, FL 32446 Full Service B&M $48,694
    Hancock Whitney Bank 29435 South Montpelier Avenue Albany, LA 70711 Full Service B&M $25,125
    Hancock Whitney Bank 29500 Walker South Road Walker, LA 70785 Full Service B&M $92,523
    Hancock Whitney Bank 2979 North Loop West Freeway Houston, TX 77008 Full Service B&M $242,378
    Hancock Whitney Bank 29c Mcalister Drive New Orleans, LA 70118 Full Service B&M $16,653
    Hancock Whitney Bank 3 Waterway Square The Woodlands, TX 77380 Full Service B&M $18,215
    Hancock Whitney Bank 300 Austin Street Bogalusa, LA 70427 Full Service B&M $67,802
    Hancock Whitney Bank 3001 Holiday Drive New Orleans, LA 70114 Full Service B&M $132,097
    Hancock Whitney Bank 3033 Ray Weiland Baker, LA 70714 Full Service B&M $51,864
    Hancock Whitney Bank 3060 North Causeway Boulevard Metairie, LA 70002 Full Service B&M $223,017
    Hancock Whitney Bank 3063 Us Highway 98 West Santa Rosa Beach, FL 32459 Full Service B&M $68,640
    Hancock Whitney Bank 3131 Paris Road Chalmette, LA 70043 Full Service B&M $48,331
    Hancock Whitney Bank 3135 College Drive Baton Rouge, LA 70808 Full Service B&M $189,861
    Hancock Whitney Bank 3201 Highway 190 Mandeville, LA 70471 Full Service B&M $90,942
    Hancock Whitney Bank 331 Iberia Street Youngsville, LA 70592 Full Service B&M $206,391
    Hancock Whitney Bank 3311 Canal Street New Orleans, LA 70119 Full Service B&M $127,654
    Hancock Whitney Bank 3335 St. Charles Avenue New Orleans, LA 70115 Full Service B&M $381,991
    Hancock Whitney Bank 3400 Fourth Street Branch Saint Petersburg, FL 33704 Full Service B&M $249,619
    Hancock Whitney Bank 3401 Ryan Street Lake Charles, LA 70605 Full Service B&M $167,377
    Hancock Whitney Bank 34830 La Highway 16 Denham Springs, LA 70726 Full Service B&M $73,969
    Hancock Whitney Bank 3509 Williams Boulevard Kenner, LA 70065 Full Service B&M $163,658
    Hancock Whitney Bank 3600 Johnston Street Lafayette, LA 70503 Full Service B&M $55,711
    Hancock Whitney Bank 3617 South Sherwood Forest Boulevard Baton Rouge, LA 70816 Full Service B&M $98,925
    Hancock Whitney Bank 3740 Elysian Fields Avenue New Orleans, LA 70122 Full Service B&M $45,339
    Hancock Whitney Bank 38012 Highway 3089 Donaldsonville, LA 70346 Full Service B&M $91,672
    Hancock Whitney Bank 3939 Denny Avenue Pascagoula, MS 39567 Full Service B&M $29,092
    Hancock Whitney Bank 4 Highway 589 Purvis, MS 39475 Full Service B&M $65,878
    Hancock Whitney Bank 400 Labarre Road Jefferson, LA 70121 Full Service B&M $56,997
    Hancock Whitney Bank 400 West Oak Street Amite, LA 70422 Full Service B&M $78,989
    Hancock Whitney Bank 4001 Pontchartrain Drive Slidell, LA 70458 Full Service B&M $161,389
    Hancock Whitney Bank 414 Main Street Franklin, LA 70538 Full Service B&M $27,587
    Hancock Whitney Bank 4265 San Felipe Road Houston, TX 77027 Full Service B&M $423,569
    Hancock Whitney Bank 430 Chartres Street New Orleans, LA 70130 Full Service B&M $79,212
    Hancock Whitney Bank 4301 Lapalco Blvd Marrero, LA 70072 Full Service B&M $96,296
    Hancock Whitney Bank 4401 Kalani Drive Diamondhead, MS 39525 Full Service B&M $106,749
    Hancock Whitney Bank 4436 Veterans Boulevard Metairie, LA 70006 Limited, Drive-thru $0
    Hancock Whitney Bank 4448 Transcontinental Drive Metairie, LA 70002 Limited, Drive-thru $0
    Hancock Whitney Bank 445 North Boulevard Baton Rouge, LA 70802 Full Service B&M $406,349
    Hancock Whitney Bank 4550 La Highway 1 Raceland, LA 70394 Full Service B&M $24,845
    Hancock Whitney Bank 4612 Highway 90 Pace, FL 32571 Full Service B&M $49,845
    Hancock Whitney Bank 4770 State Road 64 East Bradenton, FL 34208 Full Service B&M $52,240
    Hancock Whitney Bank 4900 Veterans Memorial Boulevard Metairie, LA 70006 Full Service B&M $277,336
    Hancock Whitney Bank 50 North Royal Street Mobile, AL 36602 Full Service B&M $100,033
    Hancock Whitney Bank 5005 West Esplanade Avenue Metairie, LA 70006 Full Service B&M $120,441
    Hancock Whitney Bank 5025 Main Street Moss Point, MS 39563 Full Service B&M $41,412
    Hancock Whitney Bank 503 South Pinellas Avenue Tarpon Springs, FL 34689 Full Service B&M $60,491
    Hancock Whitney Bank 5101 Beatline Road Long Beach, MS 39560 Full Service B&M $39,285
    Hancock Whitney Bank 5200 Mounes Street Harahan, LA 70123 Full Service B&M $83,099
    Hancock Whitney Bank 521 Veterans Memorial Blvd Metairie, LA 70005 Full Service B&M $294,793
    Hancock Whitney Bank 5215 Rangeline Service Road South Mobile, AL 36619 Full Service B&M $211,158
    Hancock Whitney Bank 523 Florida Avenue, S.W. Denham Springs, LA 70726 Full Service B&M $90,794
    Hancock Whitney Bank 529 Highway 90 Waveland, MS 39576 Full Service B&M $42,639
    Hancock Whitney Bank 5324 Gulf Drive Holmes Beach, FL 34217 Full Service B&M $71,488
    Hancock Whitney Bank 5328 Government Street Baton Rouge, LA 70806 Full Service B&M $142,811
    Hancock Whitney Bank 533 Courthouse Road Gulfport, MS 39507 Full Service B&M $89,533
    Hancock Whitney Bank 5335 Tchoupitoulas Street New Orleans, LA 70115 Full Service B&M $144,264
    Hancock Whitney Bank 535 Highway 42 Petal, MS 39465 Full Service B&M $44,450
    Hancock Whitney Bank 5379 Highland Road Baton Rouge, LA 70808 Full Service B&M $32,035
    Hancock Whitney Bank 54025 Highway 1062 Loranger, LA 70446 Full Service B&M $19,828
    Hancock Whitney Bank 5440 Main Street Zachary, LA 70791 Full Service B&M $43,521
    Hancock Whitney Bank 545 W. Pine Street Ponchatoula, LA 70454 Full Service B&M $68,926
    Hancock Whitney Bank 5640 Airline Highway Baton Rouge, LA 70805 Full Service B&M $51,496
    Hancock Whitney Bank 5672 I-49 N Service Road Opelousas, LA 70570 Full Service B&M $44,304
    Hancock Whitney Bank 5775 Read Boulevard New Orleans, LA 70127 Full Service B&M $50,988
    Hancock Whitney Bank 5817 Manatee Avenue West Bradenton, FL 34209 Full Service B&M $204,198
    Hancock Whitney Bank 601 Highway 90 Bay Saint Louis, MS 39520 Full Service B&M $109,614
    Hancock Whitney Bank 602 South Main Street Poplarville, MS 39470 Full Service B&M $101,407
    Hancock Whitney Bank 6052 Highway 98 West Hattiesburg, MS 39401 Full Service B&M $168,523
    Hancock Whitney Bank 606 Avenue G Kentwood, LA 70444 Full Service B&M $23,001
    Hancock Whitney Bank 610 Poydras Street New Orleans, LA 70130 Full Service B&M $115,198
    Hancock Whitney Bank 6311 West Park Avenue Houma, LA 70364 Full Service B&M $48,568
    Hancock Whitney Bank 6318 Jefferson Highway Harahan, LA 70123 Full Service B&M $194,599
    Hancock Whitney Bank 64243 Highway 41 Pearl River, LA 70452 Full Service B&M $22,500
    Hancock Whitney Bank 700 Southwest Railroad Avenue Hammond, LA 70401 Full Service B&M $160,195
    Hancock Whitney Bank 70444 Highway 21 Covington, LA 70433 Full Service B&M $94,302
    Hancock Whitney Bank 7117 Perkins Road Baton Rouge, LA 70808 Full Service B&M $47,093
    Hancock Whitney Bank 716 North Canal Boulevard Thibodaux, LA 70301 Full Service B&M $110,306
    Hancock Whitney Bank 720 Grand Caillou Road Houma, LA 70363 Full Service B&M $62,263
    Hancock Whitney Bank 735 North Causeway Boulevard Mandeville, LA 70448 Full Service B&M $173,670
    Hancock Whitney Bank 7700 Airport Boulevard Mobile, AL 36608 Full Service B&M $62,837
    Hancock Whitney Bank 7716 Highway 613 Escatawpa, MS 39552 Full Service B&M $26,506
    Hancock Whitney Bank 7910 Main Street Houma, LA 70360 Full Service B&M $176,407
    Hancock Whitney Bank 7980 Jefferson Highway Baton Rouge, LA 70809 Full Service B&M $178,303
    Hancock Whitney Bank 8166 Plank Road Baton Rouge, LA 70811 Full Service B&M $38,329
    Hancock Whitney Bank 8195 Point Meadow Way Jacksonville, FL 32256 Full Service B&M $144,957
    Hancock Whitney Bank 820 Hwy A1a North Ponte Vedra, FL 32082 Full Service B&M $9,701
    Hancock Whitney Bank 8200 Bryan Dairy Rd Largo, FL 33777 Full Service B&M $14,063
    Hancock Whitney Bank 8287 Goodwood Boulevard Baton Rouge, LA 70806 Full Service B&M $31,673
    Hancock Whitney Bank 8300 Highway 23 Belle Chasse, LA 70037 Full Service B&M $96,925
    Hancock Whitney Bank 875 Harrison Avenue New Orleans, LA 70124 Full Service B&M $222,443
    Hancock Whitney Bank 8778 Bluebonnet Boulevard Baton Rouge, LA 70810 Full Service B&M $135,286
    Hancock Whitney Bank 888 Howard Avenue Biloxi, MS 39530 Full Service B&M $98,483
    Hancock Whitney Bank 900 Airline Highway Kenner, LA 70062 Full Service B&M $29,936
    Hancock Whitney Bank 9000 State Road 70 East Bradenton, FL 34202 Full Service B&M $35,657
    Hancock Whitney Bank 901 Washington Avenue Ocean Springs, MS 39564 Full Service B&M $90,978
    Hancock Whitney Bank 904 Collins Boulevard Covington, LA 70433 Full Service B&M $129,614
    Hancock Whitney Bank 908 North Airline Highway Gonzales, LA 70737 Full Service B&M $187,588
    Hancock Whitney Bank 910 Industrial Parkway, Suites E And F Saraland, AL 36571 Full Service B&M $30,478
    Hancock Whitney Bank 919 Washington Street Franklinton, LA 70438 Full Service B&M $101,814
    Hancock Whitney Bank 926 Cedar Lake Road Biloxi, MS 39532 Full Service B&M $50,520
    Hancock Whitney Bank 94 Eglin Parkway Ne Fort Walton Beach, FL 32548 Full Service B&M $30,263
    Hancock Whitney Bank 940 Creighton Road Pensacola, FL 32504 Full Service B&M $27,963
    Hancock Whitney Bank 9494 Greenwell Springs Road Baton Rouge, LA 70814 Full Service B&M $40,285
    Hancock Whitney Bank 965 South Columbia Avenue Prentiss, MS 39474 Full Service B&M $24,517
    Hancock Whitney Bank 9808 Florida Boulevard Baton Rouge, LA 70815 Full Service B&M $74,305

    For 2018, Hancock Whitney Bank had 201 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,027,419
    Net interest income $859,061
    Total noninterest income $290,976
    Gross Fiduciary activities income $55,512
    Service charges on deposit accounts $86,164
    Trading account gains and fees $5,265
    Additional Noninterest Income $144,035
    Pre-tax net operating income $418,598
    Securities gains (or losses, -) $-22,722
    Income before extraordinary items $334,309
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $334,309
    Minority interest net income $0
    Net income $334,309
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $353,395

    Hancock Whitney Bank's gross interest income from loans was $1,027,419,000.
    Hancock Whitney Bank's net interest income from loans was $859,061,000.
    Hancock Whitney Bank's fee based income from loans was $86,164,000.
    Hancock Whitney Bank's net income from loans was $334,309,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $168,358
    Provision for credit losses $36,116
    Total noninterest expense $695,323
    Salaries and employee benefits $386,730
    Premises and equipment expense $63,844
    Additional noninterest expense $244,749
    Applicable income taxes $61,567
    Net charge-offs $52,262
    Cash dividends $200,000

    Hancock Whitney Bank's interest expense for loans was $168,358,000.
    Hancock Whitney Bank's payroll and benefits expense were $386,730,000.
    Hancock Whitney Bank's property, plant and equipment expenses $63,844,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $23,311,003
    Deposits held in domestic offices $23,311,003
    Deposits by Individuals, partnerships, and corporations $19,986,094
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $3,313,728
    Deposits by Commercial banks and other depository institutions in U.S. $10,535
    Deposits by Banks in foreign countries $509
    Deposits by Foreign governments and official institutions $135
    Transaction accounts $3,626,286
    Demand deposits $2,461,835
    Nontransaction accounts $19,684,717
    Money market deposit accounts (MMDAs) $4,489,844
    Other savings deposits (excluding MMDAs) $11,183,208
    Total time deposits $4,011,665
    Total time and savings deposits $20,849,168
    Noninterest-bearing deposits $8,659,845
    Interest-bearing deposits $14,651,158
    Retail deposits $21,049,781
    IRAs and Keogh plan accounts $178,250
    Brokered deposits $1,228,708
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $28,215,417
    Cash & Balances due from depository institutions $472,273
    Interest-bearing balances $83,565
    Total securities $5,670,584
    Federal funds sold & reverse repurchase $515
    Net loans and leases $19,860,065
    Loan and leases loss allowance $194,514
    Trading account assets $16,406
    Bank premises and fixed assets $352,292
    Other real estate owned $8,257
    Goodwill and other intangibles $887,123
    All other assets $947,902

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $28,215,417
    Total Liabilities $25,175,231
    Total deposits $23,311,003
    Interest-bearing deposits $14,651,158
    Deposits held in domestic offices $23,311,003
    % insured (estimated) $56
    Federal funds purchased and repurchase agreements $429,024
    Trading liabilities $14,192
    Other borrowed funds $1,239,701
    Subordinated debt $0
    All other liabilities $181,311

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $19,860,065
    Loan and leases loss allowance $194,514
    Total loans and leases (domestic) $20,054,579
    All real estate loans $10,710,520
    Real estate loans in domestic offices $10,710,520
    Construction and development loans $1,526,281
    Residential 1-4 family construction $471,205
    Other construction, all land development and other land $1,055,076
    Loans secured by nonfarm nonresidential properties $4,468,928
    Nonfarm nonresidential secured by owner-occupied properties $2,457,897
    Commercial real estate & other non-farm, non-residential $2,011,031
    Multifamily residential real estate $330,600
    1-4 family residential loans $4,359,621
    Farmland loans $25,090
    Loans held in foreign offices $0
    Farm loans $3,541
    Commercial and industrial loans $6,343,288
    To non-U.S. addressees $17,620
    Loans to individuals $1,039,729
    Credit card loans $103,363
    Related Plans $121,006
    Consumer Auto Loans $611,737
    Other loans to individuals $203,623
    All other loans & leases $1,957,501
    Loans to foreign governments and official institutions $0
    Other loans $282,844
    Loans to depository institutions and acceptances of other banks $1,094
    Loans not secured by real estate $1,485
    Loans secured by real estate to non-U.S. addressees $4,753
    Restructured Loans & leases $130,146
    Non 1-4 family restructured loans & leases $128,842
    Total loans and leases (foreign) $0

    Hancock Whitney Bank had $19,860,065,000 of loans outstanding in 2018. $10,710,520,000 of loans were in real estate loans. $1,526,281,000 of loans were in development loans. $330,600,000 of loans were in multifamily mortgage loans. $4,359,621,000 of loans were in 1-4 family mortgage loans. $3,541,000 of loans were in farm loans. $103,363,000 of loans were in credit card loans. $611,737,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 4,832 $1,025,602 $212,252
    Nonfarm, nonresidential loans - <$100k 923 $18,903 $20,480
    Nonfarm, nonresidential loans - $100-250k 1,330 $147,058 $110,570
    Nonfarm, nonresidential loans - $250k-1MM 2,579 $859,641 $333,323
    Commercial & Industrial, US addressed loans - <$1MM 24,006 $1,143,070 $47,616
    Commercial & Industrial, US addressed loans - <$100k 16,033 $195,366 $12,185
    Commercial & Industrial, US addressed loans - $100-250k 3,784 $216,551 $57,228
    Commercial & Industrial, US addressed loans - $250k-1MM 4,189 $731,153 $174,541
    Farmland loans - <$1MM 23 $2,353 $102,304
    Farmland loans - <$100k 8 $224 $28,000
    Farmland loans - $100-250k 10 $979 $97,900
    Farmland loans - $250k-1MM 5 $1,150 $230,000
    Agriculture operations loans - <$1MM 99 $3,140 $31,717
    Agriculture operations loans - <$100k 57 $798 $14,000
    Agriculture operations loans - $100-250k 31 $1,262 $40,710
    Agriculture operations loans - $250k-1MM 11 $1,080 $98,182