Hancock Whitney Bank Mortgage Rates, Fees & Info

Gulfport, MS

LEI: NSGZD26XPW2CUM2JKU70

Tax ID: 64-0169065

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Hancock Whitney Bank is a small bank specializing in Home Purchase and Refi loans. Hancock Whitney Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Tampa, Baton Rouge, Crestview, and Jacksonville among others. We have data for 110 markets. (Some data included below & more in-depth data is available with an active subscription.)

Hancock Whitney Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hancock Whitney Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.83% 11/21/24
30 Year Conventional Purchase 6.17% 11/21/24
30 Year Conventional Refi 6.24% 11/21/24
30 Year Cash-out Refi 6.48% 11/21/24
30 Year FHA Purchase 7.17% 11/21/24
30 Year FHA Refi 6.27% 11/21/24
30 Year VA Purchase 5.98% 11/21/24
30 Year VA Refi 6.04% 11/21/24
30 Year USDA Purchase 6.54% 11/21/24
15 Year Conventional Purchase 6.30% 11/21/24
15 Year Conventional Refi 6.21% 11/21/24
15 Year Cash-out Refi 6.21% 11/21/24
15 Year FHA Purchase 5.68% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Hancock Whitney Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Hancock Whitney Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,659

Origination Dollar Volume (All Markets)

$2,592,135,000

Employee count

3,892 Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2,474 $655,970,000 $265,146 $4,305 3.17%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,027 $380,585,000 $370,579 $5,958 3.11%
BATON ROUGE, LA (FHA|USDA|VA) 1,110 $254,630,000 $229,396 $4,489 3.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 308 $184,210,000 $598,084 $7,211 3.13%
JACKSONVILLE, FL (FHA|USDA|VA) 336 $164,530,000 $489,673 $6,028 3.16%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 695 $134,615,000 $193,691 $3,920 3.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 207 $108,725,000 $525,242 $8,316 3.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 187 $87,485,000 $467,834 $6,274 3.15%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 236 $72,760,000 $308,305 $4,948 3.14%
TALLAHASSEE, FL (FHA|USDA|VA) 193 $61,475,000 $318,523 $4,596 3.12%
LAFAYETTE, LA (FHA|USDA|VA) 302 $59,620,000 $197,417 $4,287 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 65 $58,475,000 $899,615 $5,104 3.29%
MOBILE, AL (FHA|USDA|VA) 193 $45,885,000 $237,746 $3,533 3.15%
Outside of Metro Areas 141 $41,205,000 $292,234 $4,560 3.11%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 122 $37,050,000 $303,689 $3,742 3.12%
HAMMOND, LA (FHA|USDA|VA) 207 $34,245,000 $165,435 $4,089 3.18%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $30,475,000 $1,451,190 $5,266 3.10%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 122 $24,420,000 $200,164 $3,946 3.16%
HATTIESBURG, MS (FHA|USDA|VA) 107 $19,045,000 $177,991 $3,454 3.09%
LAKE CHARLES, LA (FHA|USDA|VA) 87 $17,965,000 $206,494 $4,132 3.12%
Picayune, MS (FHA|USDA|VA) 85 $10,665,000 $125,471 $3,691 3.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 38 $8,550,000 $225,000 $3,927 3.25%
JACKSON, MS (FHA|USDA|VA) 26 $6,520,000 $250,769 $3,397 3.17%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 26 $6,300,000 $242,308 $4,131 3.00%
Morgan City, LA (FHA|USDA|VA) 43 $6,085,000 $141,512 $3,426 3.17%
Opelousas, LA (FHA|USDA|VA) 38 $5,300,000 $139,474 $4,209 3.06%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $4,615,000 $355,000 $5,392 3.11%
ASHEVILLE, NC (FHA|USDA|VA) 5 $3,885,000 $777,000 $4,331 3.33%
Alexander City, AL (FHA|USDA|VA) 4 $3,320,000 $830,000 $3,421 3.25%
Bogalusa, LA (FHA|USDA|VA) 25 $3,265,000 $130,600 $3,852 3.14%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $3,105,000 $443,571 $3,592 3.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $2,920,000 $365,000 $3,831 3.13%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 10 $2,470,000 $247,000 $2,793 3.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $2,380,000 $238,000 $3,088 3.32%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,350,000 $235,000 $3,973 2.99%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $2,115,000 $302,143 $5,912 2.87%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,925,000 $213,889 $4,719 2.93%
Cullowhee, NC (FHA|USDA|VA) 1 $1,915,000 $1,915,000 $10,438 3.50%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,835,000 $367,000 $3,081 3.47%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,165 2.85%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $1,685,000 $1,685,000 $21,546 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $1,520,000 $152,000 $2,631 2.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,488 3.40%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,330,000 $221,667 $4,744 3.10%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $1,300,000 $325,000 $4,401 3.09%
MONTGOMERY, AL (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,284 2.98%
SANTA FE, NM (FHA|USDA|VA) 2 $1,280,000 $640,000 $4,430 3.63%
ALBANY, GA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 4.01%
Oxford, MS (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,844 3.38%
Jennings, LA (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,783 3.43%
DeRidder, LA (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,635 3.25%
Key West, FL (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $0 2.99%
OCALA, FL (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,806 2.83%
TUCSON, AZ (FHA|USDA|VA) 1 $945,000 $945,000 $5,345 3.13%
Starkville, MS (FHA|USDA|VA) 3 $855,000 $285,000 $3,690 4.04%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $820,000 $410,000 $5,783 2.93%
Natchitoches, LA (FHA|USDA|VA) 6 $820,000 $136,667 $6,518 3.16%
Palatka, FL (FHA|USDA|VA) 4 $800,000 $200,000 $4,321 3.41%
Heber, UT (FHA|USDA|VA) 1 $705,000 $705,000 $4,212 3.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $695,000 $231,667 $5,238 2.91%
Laurel, MS (FHA|USDA|VA) 6 $670,000 $111,667 $3,242 2.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $665,000 $665,000 $4,057 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $625,000 $625,000 $0 3.80%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $595,000 $198,333 $0 3.80%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $560,000 $140,000 $2,078 3.48%
Hailey, ID (FHA|USDA|VA) 1 $515,000 $515,000 $4,692 2.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $515,000 $515,000 $4,284 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $515,000 $515,000 $5,543 2.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $495,000 $495,000 $0 3.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $485,000 $161,667 $3,859 3.59%
Greenwood, MS (FHA|USDA|VA) 2 $460,000 $230,000 $2,588 2.94%
Georgetown, SC (FHA|USDA|VA) 1 $405,000 $405,000 $4,209 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $4,223 3.63%
Sevierville, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,824 3.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $400,000 $200,000 $0 2.99%
Newport, OR (FHA|USDA|VA) 1 $395,000 $395,000 $3,657 2.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,416 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $385,000 $385,000 $4,452 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $375,000 $375,000 $6,534 2.50%
TYLER, TX (FHA|USDA|VA) 4 $330,000 $82,500 $3,524 3.12%
Greenville, MS (FHA|USDA|VA) 2 $330,000 $165,000 $3,509 2.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $315,000 $315,000 $2,924 3.00%
Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,978 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $295,000 $295,000 $3,380 3.88%
Natchez, MS-LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,877 2.25%
MONROE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $4,538 3.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $265,000 $265,000 $2,983 2.88%
Cullman, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.99%
McComb, MS (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.99%
SPARTANBURG, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,189 2.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,812 2.50%
AKRON, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,001 2.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,299 2.88%
Thomasville, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,795 3.00%
Hobbs, NM (FHA|USDA|VA) 1 $225,000 $225,000 $7,745 3.25%
Jefferson, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,986 3.38%
Vicksburg, MS (FHA|USDA|VA) 1 $215,000 $215,000 $3,634 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $215,000 $215,000 $2,480 3.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,378 2.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $185,000 $185,000 $6,962 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,997 2.63%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,020 3.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,133 3.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,758 3.63%
Ruston, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,547 3.25%
PINE BLUFF, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,435 2.50%
GAINESVILLE, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.99%
Meridian, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.99%
WACO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.99%
Hancock Whitney Bank's top markets include New Orleans, Tampa, Baton Rouge, Crestview, and Jacksonville among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,004 $1,934,870,000 $386,665 $4,698 3.20%
    HELOC 3,054 $502,290,000 $164,470 n/a 3.11%
    FHA 278 $55,070,000 $198,094 $7,093 2.86%
    VA 263 $90,785,000 $345,190 $6,673 2.64%
    USDA 60 $9,120,000 $152,000 $4,941 2.90%

    For 2020, Hancock Whitney Bank's most frequently originated type of loan was Conventional, with 5,004 originations. Their 2nd most popular type was HELOC, with 3,054 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,085 $1,346,595,000 $436,498 $6,030 3.15%
    Refi 2,393 $698,965,000 $292,087 $3,617 3.15%
    Other 1,269 $157,985,000 $124,496 $3,052 3.06%
    Home Improvement 1,088 $135,990,000 $124,991 $980 3.08%
    Cash Out Refi 824 $252,600,000 $306,553 $4,139 3.24%

    For 2020, Hancock Whitney Bank's most frequently cited loan purpose was Home Purchase, with 3,085 originations. The 2nd most popular reason was Refi, with 2,393 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,159 $1,626,755,000 $391,141 $5,321 3.15%
    Other 3,049 $481,375,000 $157,880 $1,516 3.11%
    15 Year 1,051 $317,065,000 $301,679 $3,566 2.98%
    20 Year 251 $91,575,000 $364,841 $4,611 3.25%
    10 Year 74 $26,960,000 $364,324 $2,843 3.63%
    5 Year 63 $44,455,000 $705,635 $0 4.72%
    1 Year 10 $3,330,000 $333,000 $0 4.90%
    3 Year 2 $620,000 $310,000 $0 5.13%

    For 2020, Hancock Whitney Bank's most frequently cited loan duration was 30 Year, with 4,159 originations. The 2nd most popular length was Other, with 3,049 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,121 $1,333,875,000 $323,678
    $2k-3k 774 $377,210,000 $487,351
    $3k-4k 210 $91,740,000 $436,857
    $<1k 181 $39,915,000 $220,525
    $5k+ 153 $155,765,000 $1,018,072
    $4k-5k 75 $33,495,000 $446,600

    Hancock Whitney Bank's average total fees were $5,321, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,121 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,957 $1,167,085,000 $235,442
    3-4% 2,596 $1,079,660,000 $415,894
    <2.5% 644 $236,410,000 $367,096
    4-5% 313 $89,025,000 $284,425
    5-6% 127 $17,945,000 $141,299
    6-7% 21 $1,855,000 $88,333
    7-8% 1 $155,000 $155,000

    During 2020, Hancock Whitney Bank's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,957 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,758 $781,780,000 $283,459 $4,408 3.08%
    $100k-200k 2,167 $313,845,000 $144,829 $3,570 3.20%
    $100,000 or less 1,779 $100,375,000 $56,422 $2,505 3.19%
    $400k-600k 1,247 $596,305,000 $478,192 $5,475 3.03%
    $600k-1MM 458 $350,680,000 $765,677 $8,116 3.26%
    $1MM+ 250 $449,150,000 $1,796,600 $11,492 3.21%

    2020 saw Hancock Whitney Bank place emphasis on $200k-400k loans with 2,758 originations, totaling $781,780,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1,855 $1,005,865,000 $542,245 $6,434 3.13%
    $150k-250k 1,755 $522,315,000 $297,615 $4,929 3.11%
    $100k-150k 1,731 $408,885,000 $236,213 $4,487 3.09%
    $50k-75k 1,064 $166,270,000 $156,269 $4,196 3.15%
    $75k-100k 1,019 $190,935,000 $187,375 $4,429 3.15%
    $50k or less 765 $86,095,000 $112,542 $3,885 3.15%

    Hancock Whitney Bank lent most frequently to those with incomes in the $250k+ range, with 1,855 originations. The second most popular income band? $150k-250k, with 1,755 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,430 $718,220,000 $295,564 $4,761 3.12%
    30-36% 1,566 $472,740,000 $301,877 $5,119 3.16%
    <20% 1,539 $459,305,000 $298,444 $4,684 3.04%
    39% 276 $80,250,000 $290,761 $5,191 3.14%
    37% 264 $84,800,000 $321,212 $5,516 3.17%
    44% 249 $52,605,000 $211,265 $4,421 3.12%
    42% 244 $80,080,000 $328,197 $5,380 3.14%
    36% 237 $72,875,000 $307,489 $4,994 3.13%
    38% 227 $63,335,000 $279,009 $4,763 3.18%
    45% 223 $38,075,000 $170,740 $4,716 3.13%
    40% 221 $74,195,000 $335,724 $5,461 3.14%
    50-60% 213 $46,805,000 $219,742 $5,894 3.08%
    41% 204 $59,340,000 $290,882 $4,709 3.16%
    43% 192 $41,780,000 $217,604 $4,397 3.16%
    46% 125 $32,055,000 $256,440 $4,929 3.05%
    49% 108 $26,950,000 $249,537 $4,918 3.07%
    47% 108 $25,950,000 $240,278 $4,760 3.18%
    48% 98 $25,150,000 $256,633 $5,008 3.09%
    >60% 14 $3,980,000 $284,286 $1,773 3.97%

    Hancock Whitney Bank lent most frequently to those with DTI ratios of 20-30%, with 2,430 originations. The next most common DTI ratio? 30-36%, with 1,566 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,220 $2,077,450,000 $287,735 $4,866 3.12%
    Not provided 681 $224,615,000 $329,831 $5,230 3.14%
    Not applicable 99 $127,835,000 $1,291,263 $0 4.50%
    Black 441 $86,275,000 $195,635 $4,855 3.13%
    Asian 164 $64,500,000 $393,293 $5,567 2.99%
    American Indian 24 $5,950,000 $247,917 $4,924 3.09%
    Native Hawaiian or Islander 9 $2,045,000 $227,222 $3,915 2.88%
    Vietnamese 8 $1,500,000 $187,500 $3,528 2.99%
    Asian Indian 4 $540,000 $135,000 $0 2.99%
    Other Asian 2 $350,000 $175,000 $0 2.99%
    Other Pacific Islander 2 $290,000 $145,000 $0 2.99%
    Korean 1 $255,000 $255,000 $0 2.99%
    Chinese 2 $210,000 $105,000 $0 2.99%
    Filipino 1 $205,000 $205,000 $3,368 2.88%
    Samoan 1 $115,000 $115,000 $0 6.60%

    Approval Rates

    Total approvals of all applications
    86.61%

    Hancock Whitney Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.88%

    Hancock Whitney Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,659 $2,592,135,000 $299,357

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $545,000 $545,000
    Multifamily:Site-Built 27 $107,475,000 $3,980,556
    Single Family (1-4 Units):Manufactured 6 $650,000 $108,333
    Single Family (1-4 Units):Site-Built 8,625 $2,483,465,000 $287,938

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,383 $238,445,000 $172,411 $3,467 3.14%
    40-60% 1,386 $430,580,000 $310,664 $4,277 3.09%
    60-80% 2,843 $1,200,525,000 $422,274 $4,958 3.18%
    80-100% 1,823 $602,045,000 $330,250 $5,507 3.09%
    Over 100% 38 $14,340,000 $377,368 $13,894 2.85%
    Under 20% 1,185 $105,695,000 $89,194 $873 3.17%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    HANCOCK WHITNEY BANK Conventional home mortgage Closing on a mortgage 1 25.0%
    HANCOCK WHITNEY BANK Conventional home mortgage Struggling to pay mortgage 1 25.0%
    HANCOCK WHITNEY BANK Conventional home mortgage Trouble during payment process 1 25.0%
    HANCOCK WHITNEY BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Hancock Whitney Bank 10496 Hwy 49 Gulfport, MS 39503 Full Service B&M $291,898
    Hancock Whitney Bank 529 Highway 90 Waveland, MS 39576 Full Service B&M $52,881
    Hancock Whitney Bank 100 2nd Ave N Saint Petersburg, FL 33701 Full Service B&M $63,533
    Hancock Whitney Bank 100 South Beach Boulevard Bay Saint Louis, MS 39520 Limited, Drive-thru $0
    Hancock Whitney Bank 10009 Jefferson Highway, Suite A River Ridge, LA 70123 Full Service B&M $227,772
    Hancock Whitney Bank 1003 - A John Simms Parkway Niceville, FL 32578 Full Service B&M $29,430
    Hancock Whitney Bank 1003 Eugene Calais Rd. Breaux Bridge, LA 70517 Full Service B&M $29,590
    Hancock Whitney Bank 101 Jeff Davis Avenue Long Beach, MS 39560 Full Service B&M $107,242
    Hancock Whitney Bank 101 N. Monroe Street, Suite 150 Tallahassee, FL 32301 Full Service B&M $61,727
    Hancock Whitney Bank 101 West Garden Street Pensacola, FL 32501 Full Service B&M $226,119
    Hancock Whitney Bank 1010 Denny Avenue Pascagoula, MS 39568 Full Service B&M $106,123
    Hancock Whitney Bank 1010 South Range Avenue Denham Springs, LA 70726 Full Service B&M $61,781
    Hancock Whitney Bank 1011 E. Admiral Doyle Drive New Iberia, LA 70560 Full Service B&M $88,232
    Hancock Whitney Bank 1014 Cowan Road Gulfport, MS 39507 Full Service B&M $36,884
    Hancock Whitney Bank 1022 West 23rd Street Panama City, FL 32405 Full Service B&M $22,313
    Hancock Whitney Bank 103 East 21st Avenue Covington, LA 70433 Full Service B&M $76,775
    Hancock Whitney Bank 10335 Diberville Boulevard Diberville, MS 39532 Full Service B&M $71,218
    Hancock Whitney Bank 1035 South Dairy Ashford Street, Suite 100 Houston, TX 77077 Full Service B&M $14,926
    Hancock Whitney Bank 1051 Halsey Street Houston, TX 77015 Full Service B&M $16,428
    Hancock Whitney Bank 109 Greenville By-Pass Greenville, AL 36037 Full Service B&M $84,554
    Hancock Whitney Bank 10909 Highway 57 Vancleave, MS 39565 Full Service B&M $69,293
    Hancock Whitney Bank 1100 Brashear Avenue Morgan City, LA 70380 Full Service B&M $289,168
    Hancock Whitney Bank 1100 Stennis Space Center Bay Saint Louis, MS 39529 Full Service B&M $33,608
    Hancock Whitney Bank 1102 East Interstate 30 Rockwall, TX 75087 Full Service B&M $11,825
    Hancock Whitney Bank 11033 Industiaplex Boulevard Baton Rouge, LA 70809 Full Service B&M $34,288
    Hancock Whitney Bank 111 N County Highway 393, Bldg 1 Santa Rosa Beach, FL 32459 Full Service B&M $112,415
    Hancock Whitney Bank 1110 North Main Jennings, LA 70546 Full Service B&M $25,965
    Hancock Whitney Bank 11701 Panama City Beach Parkway Panama City, FL 32407 Full Service B&M $150,600
    Hancock Whitney Bank 12 Newtowne Loop Hattiesburg, MS 39402 Full Service B&M $21,448
    Hancock Whitney Bank 12054 Texas Highway Many, LA 71449 Full Service B&M $15,695
    Hancock Whitney Bank 12100 Highway 49 North Gulfport, MS 39503 Full Service B&M $14,264
    Hancock Whitney Bank 12320 Jackson Road St. Francisville, LA 70775 Full Service B&M $41,548
    Hancock Whitney Bank 124 West Main Street Prattville, AL 36067 Full Service B&M $25,603
    Hancock Whitney Bank 1241 St. Charles Street Houma, LA 70360 Full Service B&M $91,497
    Hancock Whitney Bank 1274 Belleview Road Morgan City, LA 70380 Full Service B&M $60,100
    Hancock Whitney Bank 1300 North Highway 190 Covington, LA 70433 Full Service B&M $81,112
    Hancock Whitney Bank 1301 Camellia Boulevard Lafayette, LA 70508 Full Service B&M $220,302
    Hancock Whitney Bank 1301 Industrial Drive North Crestview, FL 32539 Full Service B&M $80,205
    Hancock Whitney Bank 13219 Windfern Road Houston, TX 77064 Full Service B&M $19,320
    Hancock Whitney Bank 1324 S. Carrollton Avenue New Orleans, LA 70118 Full Service B&M $296,335
    Hancock Whitney Bank 1330 Old Omen Road Tyler, TX 75701 Full Service B&M $16,125
    Hancock Whitney Bank 13380 Coursey Boulevard Baton Rouge, LA 70816 Full Service B&M $224,443
    Hancock Whitney Bank 13585 Hooper Road Baton Rouge, LA 70818 Full Service B&M $133,629
    Hancock Whitney Bank 1387 Shoreline Dr Gulf Breeze, FL 32561 Full Service B&M $121,227
    Hancock Whitney Bank 14075 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $249,675
    Hancock Whitney Bank 1413 Gause Boulevard Slidell, LA 70458 Full Service B&M $101,176
    Hancock Whitney Bank 1415 Sampson Street Westlake, LA 70669 Full Service B&M $42,493
    Hancock Whitney Bank 14165 Dedeaux Road Gulfport, MS 39507 Full Service B&M $30,736
    Hancock Whitney Bank 1430 25th Avenue Gulfport, MS 39501 Limited, Drive-thru $0
    Hancock Whitney Bank 1441 Metairie Road Metairie, LA 70005 Full Service B&M $432,814
    Hancock Whitney Bank 1505 South Burnside Avenue Gonzales, LA 70737 Full Service B&M $37,834
    Hancock Whitney Bank 1520 Ringling Blvd Sarasota, FL 34236 Full Service B&M $103,240
    Hancock Whitney Bank 16100 South Swan Road Gulfport, MS 39503 Full Service B&M $91,740
    Hancock Whitney Bank 16176 West Main Street Galliano, LA 70354 Full Service B&M $54,248
    Hancock Whitney Bank 16230 Hancock Plaza, Ste A Bay Saint Louis, MS 39520 Full Service B&M $110,192
    Hancock Whitney Bank 1712 Highway 98 Daphne, AL 36526 Full Service B&M $233,603
    Hancock Whitney Bank 17254 Airline Highway Prairieville, LA 70769 Full Service B&M $77,885
    Hancock Whitney Bank 17742 Highland Road Baton Rouge, LA 70810 Full Service B&M $164,256
    Hancock Whitney Bank 1801 Binz Street Houston, TX 77004 Full Service B&M $5
    Hancock Whitney Bank 1801 Gulf Shores Parkway Gulf Shores, AL 36547 Full Service B&M $59,894
    Hancock Whitney Bank 1805 Ruth Street Sulphur, LA 70663 Full Service B&M $40,591
    Hancock Whitney Bank 1855 Manhattan Boulevard Harvey, LA 70058 Full Service B&M $281,954
    Hancock Whitney Bank 1855 South Morrison Boulevard Hammond, LA 70403 Full Service B&M $51,304
    Hancock Whitney Bank 1881 East Main Street Prattville, AL 36066 Full Service B&M $47,861
    Hancock Whitney Bank 1901 Country Club Lake Charles, LA 70605 Full Service B&M $111,111
    Hancock Whitney Bank 1902 Florida St Mandeville, LA 70448 Full Service B&M $31,463
    Hancock Whitney Bank 1912 Texas Avenue S. College Station, TX 77840 Full Service B&M $4,640
    Hancock Whitney Bank 200 East Nine Mile Road Pensacola, FL 32534 Full Service B&M $96,245
    Hancock Whitney Bank 200 West Port Street St. Martinville, LA 70582 Full Service B&M $42,681
    Hancock Whitney Bank 2007 Lincoln Road Hattiesburg, MS 39402 Full Service B&M $166,944
    Hancock Whitney Bank 201 Highway 42 East Sumrall, MS 39482 Full Service B&M $32,982
    Hancock Whitney Bank 2020 Highway 90 Gautier, MS 39553 Full Service B&M $215,556
    Hancock Whitney Bank 2100 Belle Chase Highway Gretna, LA 70056 Full Service B&M $238,602
    Hancock Whitney Bank 2101 N. Loop 336 W. Conroe, TX 77304 Full Service B&M $58,295
    Hancock Whitney Bank 2101 South Dale Mabry Highway Tampa, FL 33629 Full Service B&M $54,188
    Hancock Whitney Bank 2105 Capital Circle Tallahassee, FL 32308 Full Service B&M $232,547
    Hancock Whitney Bank 2105 Highway 77 South Lynn Haven, FL 32444 Full Service B&M $5,644
    Hancock Whitney Bank 2110 Demetropolis Road Mobile, AL 36693 Full Service B&M $102,587
    Hancock Whitney Bank 2130 Gause Boulevard West Slidell, LA 70460 Full Service B&M $43,525
    Hancock Whitney Bank 2185 Airport Boulevard Pensacola, FL 32504 Full Service B&M $771,871
    Hancock Whitney Bank 2200 Clearview Parkway Metairie, LA 70001 Full Service B&M $88,340
    Hancock Whitney Bank 2202 North Westshore Blvd Tampa, FL 33607 Full Service B&M $107,293
    Hancock Whitney Bank 223 Audubon Boulevard Lafayette, LA 70503 Full Service B&M $550,647
    Hancock Whitney Bank 225 East Lemon Street Lakeland, FL 33801 Full Service B&M $41,251
    Hancock Whitney Bank 2250 Gause Boulevard Slidell, LA 70461 Full Service B&M $147,977
    Hancock Whitney Bank 2250 West Laurel Avenue Eunice, LA 70535 Full Service B&M $69,371
    Hancock Whitney Bank 229 Highway 43 South Picayune, MS 39466 Full Service B&M $141,703
    Hancock Whitney Bank 2329 Martin Luther King Jr Blvd Panama City, FL 32405 Full Service B&M $351,269
    Hancock Whitney Bank 233 West Main Street Ville Platte, LA 70586 Full Service B&M $92,723
    Hancock Whitney Bank 2369 Pass Road Biloxi, MS 39531 Full Service B&M $74,475
    Hancock Whitney Bank 2400 Highway 11 North Picayune, MS 39466 Full Service B&M $109,233
    Hancock Whitney Bank 2408 West Pinhook Road Lafayette, LA 70508 Full Service B&M $79,125
    Hancock Whitney Bank 2421 St. Claude Avenue New Orleans, LA 70117 Full Service B&M $64,000
    Hancock Whitney Bank 2453 Mahan Drive Tallahassee, FL 32308 Full Service B&M $114,393
    Hancock Whitney Bank 25 North Beltline Highway Mobile, AL 36608 Full Service B&M $492,724
    Hancock Whitney Bank 2510 14th Street Gulfport, MS 39501 Full Service B&M $988,547
    Hancock Whitney Bank 2541 South Highway 85 Crestview, FL 32536 Full Service B&M $21,329
    Hancock Whitney Bank 2609 Veterans Memorial Blvd Kenner, LA 70062 Full Service B&M $177,109
    Hancock Whitney Bank 265 East Scenic Boulevard Pass Christian, MS 39571 Full Service B&M $106,722
    Hancock Whitney Bank 2699 Bienville Boulevard Ocean Springs, MS 39564 Full Service B&M $111,944
    Hancock Whitney Bank 2700 Plank Road Baton Rouge, LA 70805 Full Service B&M $16,744
    Hancock Whitney Bank 27373 Louisiana Highway 42 Springfield, LA 70462 Full Service B&M $41,451
    Hancock Whitney Bank 28163 Us Hwy. 19 N. Clearwater, FL 33761 Full Service B&M $78,167
    Hancock Whitney Bank 2828 Highway 14 Lake Charles, LA 70601 Full Service B&M $255,146
    Hancock Whitney Bank 2828 North Galloway Mesquite, TX 75150 Full Service B&M $33,868
    Hancock Whitney Bank 2900 North Jefferson Street Marianna, FL 32446 Full Service B&M $64,403
    Hancock Whitney Bank 29435 South Montpelier Avenue Albany, LA 70711 Full Service B&M $32,738
    Hancock Whitney Bank 29500 Walker South Road Walker, LA 70785 Full Service B&M $118,838
    Hancock Whitney Bank 2979 North Loop West Freeway Houston, TX 77008 Full Service B&M $238,660
    Hancock Whitney Bank 29c Mcalister Drive New Orleans, LA 70118 Full Service B&M $19,977
    Hancock Whitney Bank 300 Austin Street Bogalusa, LA 70427 Full Service B&M $73,018
    Hancock Whitney Bank 3001 Holiday Drive New Orleans, LA 70114 Full Service B&M $139,800
    Hancock Whitney Bank 3033 Ray Weiland Baker, LA 70714 Full Service B&M $41,710
    Hancock Whitney Bank 3060 North Causeway Boulevard Metairie, LA 70002 Full Service B&M $592,075
    Hancock Whitney Bank 3131 Paris Road Chalmette, LA 70043 Full Service B&M $68,097
    Hancock Whitney Bank 3135 College Drive Baton Rouge, LA 70808 Full Service B&M $137,230
    Hancock Whitney Bank 315 Royal Street Natchitoches, LA 71457 Full Service B&M $106,219
    Hancock Whitney Bank 3200 Kirby Drive Houston, TX 77098 Full Service B&M $527,322
    Hancock Whitney Bank 3201 Highway 190 Mandeville, LA 70471 Full Service B&M $135,805
    Hancock Whitney Bank 329 W. Pont Des Mouton Road Lafayette, LA 70507 Full Service B&M $82,253
    Hancock Whitney Bank 331 Iberia Street Youngsville, LA 70592 Full Service B&M $186,041
    Hancock Whitney Bank 3311 Canal Street New Orleans, LA 70119 Full Service B&M $181,489
    Hancock Whitney Bank 3335 St. Charles Avenue New Orleans, LA 70115 Full Service B&M $525,355
    Hancock Whitney Bank 3400 Fourth Street Branch Saint Petersburg, FL 33704 Full Service B&M $332,915
    Hancock Whitney Bank 3400 Joe Ramsey Blvd E. Greenville, TX 75401 Full Service B&M $9,826
    Hancock Whitney Bank 3401 Ryan Street Lake Charles, LA 70605 Full Service B&M $260,022
    Hancock Whitney Bank 34830 La Highway 16 Denham Springs, LA 70726 Full Service B&M $96,359
    Hancock Whitney Bank 350 Pine Street, Suite 130 Beaumont, TX 77701 Full Service B&M $71,518
    Hancock Whitney Bank 3509 Williams Boulevard Kenner, LA 70065 Full Service B&M $163,034
    Hancock Whitney Bank 3601 Johnston St Lafayette, LA 70501 Full Service B&M $125,247
    Hancock Whitney Bank 3617 South Sherwood Forest Boulevard Baton Rouge, LA 70816 Full Service B&M $65,106
    Hancock Whitney Bank 3730 Ambassador Caffery Parkway Lafayette, LA 70505 Full Service B&M $59,969
    Hancock Whitney Bank 445 North Boulevard Baton Rouge, LA 70802 Full Service B&M $557,365
    Hancock Whitney Bank 3740 Elysian Fields Avenue New Orleans, LA 70122 Full Service B&M $48,581
    Hancock Whitney Bank 38012 Highway 3089 Donaldsonville, LA 70346 Full Service B&M $104,420
    Hancock Whitney Bank 3939 Denny Avenue Pascagoula, MS 39567 Full Service B&M $33,297
    Hancock Whitney Bank 4 Highway 589 Purvis, MS 39475 Full Service B&M $85,632
    Hancock Whitney Bank 400 Labarre Road Jefferson, LA 70121 Full Service B&M $64,023
    Hancock Whitney Bank 400 West Oak Street Amite, LA 70422 Full Service B&M $63,129
    Hancock Whitney Bank 4001 Pontchartrain Drive Slidell, LA 70458 Full Service B&M $170,892
    Hancock Whitney Bank 4115 Highway 6 Natchitoches, LA 71457 Full Service B&M $15,257
    Hancock Whitney Bank 414 Main Street Franklin, LA 70538 Full Service B&M $54,401
    Hancock Whitney Bank 430 Chartres Street New Orleans, LA 70130 Full Service B&M $88,210
    Hancock Whitney Bank 4301 Lapalco Blvd Marrero, LA 70072 Full Service B&M $114,678
    Hancock Whitney Bank 4401 Kalani Drive Diamondhead, MS 39525 Full Service B&M $124,442
    Hancock Whitney Bank 4448 Transcontinental Drive Metairie, LA 70002 Limited, Drive-thru $0
    Hancock Whitney Bank 4550 La Highway 1 Raceland, LA 70394 Full Service B&M $36,723
    Hancock Whitney Bank 4612 Highway 90 Pace, FL 32571 Full Service B&M $55,107
    Hancock Whitney Bank 4770 State Road 64 East Bradenton, FL 34208 Full Service B&M $52,604
    Hancock Whitney Bank 485 Mills Avenue Breaux Bridge, LA 70517 Full Service B&M $93,384
    Hancock Whitney Bank 4900 Veterans Memorial Boulevard Metairie, LA 70006 Full Service B&M $258,400
    Hancock Whitney Bank 50 North Royal Street Mobile, AL 36602 Full Service B&M $134,315
    Hancock Whitney Bank 5005 West Esplanade Avenue Metairie, LA 70006 Full Service B&M $126,091
    Hancock Whitney Bank 5025 Main Street Moss Point, MS 39563 Full Service B&M $48,292
    Hancock Whitney Bank 503 South Pinellas Avenue Tarpon Springs, FL 34689 Full Service B&M $70,614
    Hancock Whitney Bank 504 Fairhope Avenue Fairhope, AL 36532 Full Service B&M $1,099
    Hancock Whitney Bank 5101 Beatline Road Long Beach, MS 39560 Full Service B&M $51,662
    Hancock Whitney Bank 5200 Mounes Street Harahan, LA 70123 Full Service B&M $82,171
    Hancock Whitney Bank 521 Veterans Memorial Blvd Metairie, LA 70005 Full Service B&M $153,690
    Hancock Whitney Bank 5215 Rangeline Service Road South Mobile, AL 36619 Full Service B&M $146,646
    Hancock Whitney Bank 523 Florida Avenue, S.W. Denham Springs, LA 70726 Full Service B&M $128,381
    Hancock Whitney Bank 5324 Gulf Drive Holmes Beach, FL 34217 Full Service B&M $87,445
    Hancock Whitney Bank 5328 Government Street Baton Rouge, LA 70806 Full Service B&M $226,062
    Hancock Whitney Bank 533 Courthouse Road Gulfport, MS 39507 Full Service B&M $114,374
    Hancock Whitney Bank 5335 Tchoupitoulas Street New Orleans, LA 70115 Full Service B&M $185,964
    Hancock Whitney Bank 535 Highway 42 Petal, MS 39465 Full Service B&M $58,413
    Hancock Whitney Bank 54025 Highway 1062 Loranger, LA 70446 Full Service B&M $25,191
    Hancock Whitney Bank 5440 Main Street Zachary, LA 70791 Full Service B&M $49,722
    Hancock Whitney Bank 545 W. Pine Street Ponchatoula, LA 70454 Full Service B&M $71,834
    Hancock Whitney Bank 555 North Dowlen Road Beaumont, TX 77706 Full Service B&M $40,088
    Hancock Whitney Bank 5640 Airline Highway Baton Rouge, LA 70805 Full Service B&M $67,461
    Hancock Whitney Bank 5672 I-49 N Service Road Opelousas, LA 70570 Full Service B&M $84,906
    Hancock Whitney Bank 5728 121 State Hwy Plano, TX 75024 Full Service B&M $39,733
    Hancock Whitney Bank 5775 Read Boulevard New Orleans, LA 70127 Full Service B&M $69,266
    Hancock Whitney Bank 5817 Manatee Avenue West Bradenton, FL 34209 Full Service B&M $202,999
    Hancock Whitney Bank 601 Highway 90 Bay Saint Louis, MS 39520 Full Service B&M $114,692
    Hancock Whitney Bank 602 South Main Street Poplarville, MS 39470 Full Service B&M $114,888
    Hancock Whitney Bank 6052 Highway 98 West Hattiesburg, MS 39401 Full Service B&M $167,863
    Hancock Whitney Bank 606 Avenue G Kentwood, LA 70444 Full Service B&M $34,491
    Hancock Whitney Bank 6311 West Park Avenue Houma, LA 70364 Full Service B&M $60,478
    Hancock Whitney Bank 6318 Jefferson Highway Harahan, LA 70123 Full Service B&M $95,317
    Hancock Whitney Bank 64243 Highway 41 Pearl River, LA 70452 Full Service B&M $54,018
    Hancock Whitney Bank 700 Baronne Street New Orleans, LA 70113 Full Service B&M $122,573
    Hancock Whitney Bank 700 Southwest Railroad Avenue Hammond, LA 70401 Full Service B&M $160,997
    Hancock Whitney Bank 701 Poydras Street, 2nd Floor New Orleans, LA 70130 Full Service B&M $1,896,992
    Hancock Whitney Bank 70444 Highway 21 Covington, LA 70433 Full Service B&M $111,148
    Hancock Whitney Bank 7117 Perkins Road Baton Rouge, LA 70808 Full Service B&M $63,103
    Hancock Whitney Bank 716 North Canal Boulevard Thibodaux, LA 70301 Full Service B&M $137,518
    Hancock Whitney Bank 735 North Causeway Boulevard Mandeville, LA 70448 Full Service B&M $197,625
    Hancock Whitney Bank 7700 Airport Boulevard Mobile, AL 36608 Full Service B&M $120,437
    Hancock Whitney Bank 7716 Highway 613 Escatawpa, MS 39552 Full Service B&M $28,631
    Hancock Whitney Bank 7910 Main Street Houma, LA 70360 Full Service B&M $229,915
    Hancock Whitney Bank 7980 Jefferson Highway Baton Rouge, LA 70809 Full Service B&M $264,536
    Hancock Whitney Bank 8166 Plank Road Baton Rouge, LA 70811 Full Service B&M $48,549
    Hancock Whitney Bank 8195 Point Meadow Way Jacksonville, FL 32256 Full Service B&M $253,423
    Hancock Whitney Bank 820 Hwy A1a North Ponte Vedra, FL 32082 Full Service B&M $21,831
    Hancock Whitney Bank 8200 Bryan Dairy Rd Largo, FL 33777 Full Service B&M $81,028
    Hancock Whitney Bank 8300 Highway 23 Belle Chasse, LA 70037 Full Service B&M $129,782
    Hancock Whitney Bank 8360 West 70th Street Greenwood, LA 71033 Full Service B&M $18,357
    Hancock Whitney Bank 875 Harrison Avenue New Orleans, LA 70124 Full Service B&M $251,081
    Hancock Whitney Bank 8778 Bluebonnet Boulevard Baton Rouge, LA 70810 Full Service B&M $146,049
    Hancock Whitney Bank 880 San Antonio Ave Many, LA 71449 Limited, Drive-thru $40,059
    Hancock Whitney Bank 888 Howard Avenue Biloxi, MS 39530 Full Service B&M $121,059
    Hancock Whitney Bank 9000 State Road 70 East Bradenton, FL 34202 Full Service B&M $45,520
    Hancock Whitney Bank 901 Washington Avenue Ocean Springs, MS 39564 Full Service B&M $84,271
    Hancock Whitney Bank 904 Collins Boulevard Covington, LA 70433 Full Service B&M $161,154
    Hancock Whitney Bank 908 North Airline Highway Gonzales, LA 70737 Full Service B&M $231,715
    Hancock Whitney Bank 910 Industrial Parkway, Suites E And F Saraland, AL 36571 Full Service B&M $45,077
    Hancock Whitney Bank 912 Grand Caillou Road Houma, LA 70363 Full Service B&M $58,977
    Hancock Whitney Bank 919 Washington Street Franklinton, LA 70438 Full Service B&M $117,362
    Hancock Whitney Bank 926 Cedar Lake Road Biloxi, MS 39532 Full Service B&M $64,226
    Hancock Whitney Bank 94 Eglin Parkway Ne Fort Walton Beach, FL 32548 Full Service B&M $46,329
    Hancock Whitney Bank 940 Creighton Road Pensacola, FL 32504 Full Service B&M $54,686
    Hancock Whitney Bank 9494 Greenwell Springs Road Baton Rouge, LA 70814 Full Service B&M $42,836
    Hancock Whitney Bank 965 South Columbia Avenue Prentiss, MS 39474 Full Service B&M $28,202
    Hancock Whitney Bank 9808 Florida Boulevard Baton Rouge, LA 70815 Full Service B&M $108,146
    Hancock Whitney Bank Obrie And Hammond Streets Zwolle, LA 71486 Full Service B&M $18,307
    Hancock Whitney Bank U.S. Highway 84 West Mansfield, LA 71052 Full Service B&M $14,987

    For 2020, Hancock Whitney Bank had 218 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,057,982
    Net interest income $957,945
    Total noninterest income $303,061
    Gross Fiduciary activities income $58,215
    Service charges on deposit accounts $76,668
    Trading account gains and fees $14,073
    Additional Noninterest Income $154,105
    Pre-tax net operating income $-105,488
    Securities gains (or losses, -) $488
    Income before extraordinary items $-33,042
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $-33,042
    Minority interest net income $0
    Net income $-33,042
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $-33,427

    Hancock Whitney Bank's gross interest income from loans was $1,057,982,000.
    Hancock Whitney Bank's net interest income from loans was $957,945,000.
    Hancock Whitney Bank's fee based income from loans was $76,668,000.
    Hancock Whitney Bank's net income from loans was $-33,042,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $100,037
    Provision for credit losses $602,904
    Total noninterest expense $763,590
    Salaries and employee benefits $445,573
    Premises and equipment expense $71,128
    Additional noninterest expense $246,889
    Applicable income taxes $-71,958
    Net charge-offs $394,786
    Cash dividends $70,000

    Hancock Whitney Bank's interest expense for loans was $100,037,000.
    Hancock Whitney Bank's payroll and benefits expense were $445,573,000.
    Hancock Whitney Bank's property, plant and equipment expenses $71,128,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $27,909,883
    Deposits held in domestic offices $27,909,883
    Deposits by Individuals, partnerships, and corporations $24,193,619
    Deposits by U.S. Government $31
    Deposits by States and political subdivisions in the U.S. $3,701,480
    Deposits by Commercial banks and other depository institutions in U.S. $14,689
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $64
    Transaction accounts $1,988,926
    Demand deposits $1,199,338
    Nontransaction accounts $25,920,957
    Money market deposit accounts (MMDAs) $6,212,059
    Other savings deposits (excluding MMDAs) $17,714,687
    Total time deposits $1,994,210
    Total time and savings deposits $26,710,545
    Noninterest-bearing deposits $12,411,756
    Interest-bearing deposits $15,498,127
    Retail deposits $27,119,246
    IRAs and Keogh plan accounts $167,288
    Brokered deposits $66,408
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $33,609,269
    Cash & Balances due from depository institutions $1,829,048
    Interest-bearing balances $1,298,356
    Total securities $7,356,497
    Federal funds sold & reverse repurchase $434
    Net loans and leases $21,475,982
    Loan and leases loss allowance $450,177
    Trading account assets $148,368
    Bank premises and fixed assets $476,374
    Other real estate owned $11,520
    Goodwill and other intangibles $942,345
    All other assets $1,368,701

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $33,609,269
    Total Liabilities $30,097,576
    Total deposits $27,909,883
    Interest-bearing deposits $15,498,127
    Deposits held in domestic offices $27,909,883
    % insured (estimated) $51
    Federal funds purchased and repurchase agreements $567,513
    Trading liabilities $46,387
    Other borrowed funds $1,166,062
    Subordinated debt $0
    All other liabilities $407,731

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $21,475,982
    Loan and leases loss allowance $450,177
    Total loans and leases (domestic) $21,926,159
    All real estate loans $11,422,609
    Real estate loans in domestic offices $11,422,609
    Construction and development loans $1,038,753
    Residential 1-4 family construction $307,050
    Other construction, all land development and other land $731,703
    Loans secured by nonfarm nonresidential properties $5,759,853
    Nonfarm nonresidential secured by owner-occupied properties $2,857,445
    Commercial real estate & other non-farm, non-residential $2,902,408
    Multifamily residential real estate $455,531
    1-4 family residential loans $4,131,378
    Farmland loans $37,094
    Loans held in foreign offices $0
    Farm loans $1,554
    Commercial and industrial loans $7,891,920
    To non-U.S. addressees $40,387
    Loans to individuals $819,320
    Credit card loans $84,635
    Related Plans $119,194
    Consumer Auto Loans $429,388
    Other loans to individuals $186,103
    All other loans & leases $1,790,757
    Loans to foreign governments and official institutions $0
    Other loans $305,996
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $77,692
    Loans secured by real estate to non-U.S. addressees $2,707
    Restructured Loans & leases $4,091
    Non 1-4 family restructured loans & leases $934
    Total loans and leases (foreign) $0

    Hancock Whitney Bank had $21,475,982,000 of loans outstanding in 2020. $11,422,609,000 of loans were in real estate loans. $1,038,753,000 of loans were in development loans. $455,531,000 of loans were in multifamily mortgage loans. $4,131,378,000 of loans were in 1-4 family mortgage loans. $1,554,000 of loans were in farm loans. $84,635,000 of loans were in credit card loans. $429,388,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 5,105 $1,100,811 $215,634
    Nonfarm, nonresidential loans - <$100k 925 $18,412 $19,905
    Nonfarm, nonresidential loans - $100-250k 1,395 $150,035 $107,552
    Nonfarm, nonresidential loans - $250k-1MM 2,785 $932,364 $334,781
    Commercial & Industrial, US addressed loans - <$1MM 36,941 $2,212,579 $59,895
    Commercial & Industrial, US addressed loans - <$100k 25,696 $465,432 $18,113
    Commercial & Industrial, US addressed loans - $100-250k 5,747 $493,615 $85,891
    Commercial & Industrial, US addressed loans - $250k-1MM 5,498 $1,253,532 $227,998
    Farmland loans - <$1MM 35 $3,102 $88,629
    Farmland loans - <$100k 10 $244 $24,400
    Farmland loans - $100-250k 21 $2,192 $104,381
    Farmland loans - $250k-1MM 4 $666 $166,500
    Agriculture operations loans - <$1MM 72 $1,190 $16,528
    Agriculture operations loans - <$100k 44 $538 $12,227
    Agriculture operations loans - $100-250k 28 $652 $23,286