Hancock Whitney Bank Mortgage Rates, Fees & Info
Gulfport, MSLEI: NSGZD26XPW2CUM2JKU70
Tax ID: 64-0169065
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Bank Data
Review & Overview
Hancock Whitney Bank is a small bank specializing in Home Purchase and Refi loans. Hancock Whitney Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Tampa, Crestview, Baton Rouge, and Jacksonville among others. We have data for 96 markets. (Some data included below & more in-depth data is available with an active subscription.)Hancock Whitney Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hancock Whitney Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.83% | 4/28/24 |
| 30 Year Conventional Purchase | 6.17% | 4/28/24 |
| 30 Year Conventional Refi | 6.24% | 4/28/24 |
| 30 Year Cash-out Refi | 6.48% | 4/28/24 |
| 30 Year FHA Purchase | 7.17% | 4/28/24 |
| 30 Year FHA Refi | 6.27% | 4/28/24 |
| 30 Year VA Purchase | 5.98% | 4/28/24 |
| 30 Year VA Refi | 6.04% | 4/28/24 |
| 30 Year USDA Purchase | 6.54% | 4/28/24 |
| 15 Year Conventional Purchase | 6.30% | 4/28/24 |
| 15 Year Conventional Refi | 6.21% | 4/28/24 |
| 15 Year Cash-out Refi | 6.21% | 4/28/24 |
| 15 Year FHA Purchase | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Hancock Whitney Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,368Origination Dollar Volume (All Markets)
$2,591,110,000Employee count
3,397Awards
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Hancock Whitney Bank - 2021
Hancock Whitney Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2,058 | $547,270,000 | $265,923 | $4,700 | 2.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 871 | $396,865,000 | $455,643 | $6,912 | 2.94% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 333 | $246,475,000 | $740,165 | $8,271 | 2.95% |
| BATON ROUGE, LA (FHA|USDA|VA) | 916 | $221,520,000 | $241,834 | $4,703 | 2.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 281 | $152,795,000 | $543,754 | $6,293 | 2.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 562 | $106,200,000 | $188,968 | $4,096 | 3.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 191 | $104,875,000 | $549,084 | $7,555 | 2.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 166 | $95,640,000 | $576,145 | $8,674 | 2.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 262 | $89,380,000 | $341,145 | $5,870 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 85 | $80,185,000 | $943,353 | $6,299 | 3.09% |
| LAFAYETTE, LA (FHA|USDA|VA) | 256 | $50,060,000 | $195,547 | $5,000 | 3.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $48,920,000 | $1,747,143 | $5,401 | 2.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 136 | $47,220,000 | $347,206 | $4,111 | 3.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 134 | $47,210,000 | $352,313 | $5,309 | 3.05% |
| MOBILE, AL (FHA|USDA|VA) | 176 | $45,470,000 | $258,352 | $4,151 | 3.00% |
| Outside of Metro Areas | 136 | $43,470,000 | $319,632 | $5,165 | 3.09% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $27,020,000 | $4,503,333 | $3,365 | 3.41% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $22,055,000 | $22,055,000 | $0 | 2.03% |
| HATTIESBURG, MS (FHA|USDA|VA) | 95 | $21,315,000 | $224,368 | $4,144 | 2.92% |
| HAMMOND, LA (FHA|USDA|VA) | 125 | $19,235,000 | $153,880 | $4,275 | 3.09% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 76 | $17,910,000 | $235,658 | $4,206 | 3.10% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $16,735,000 | $5,578,333 | $0 | 2.67% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 26 | $14,820,000 | $570,000 | $5,109 | 3.14% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 60 | $13,800,000 | $230,000 | $4,813 | 3.28% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $10,705,000 | $629,706 | $3,903 | 3.20% |
| Picayune, MS (FHA|USDA|VA) | 68 | $9,630,000 | $141,618 | $4,005 | 3.07% |
| JACKSON, MS (FHA|USDA|VA) | 23 | $6,935,000 | $301,522 | $3,595 | 2.97% |
| Opelousas, LA (FHA|USDA|VA) | 36 | $6,590,000 | $183,056 | $5,307 | 3.00% |
| Heber, UT (FHA|USDA|VA) | 2 | $6,320,000 | $3,160,000 | $10,063 | 3.06% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $5,470,000 | $2,735,000 | $11,572 | 2.33% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 7 | $5,185,000 | $740,714 | $5,527 | 3.07% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $4,875,000 | $443,182 | $6,780 | 2.81% |
| Bogalusa, LA (FHA|USDA|VA) | 34 | $4,540,000 | $133,529 | $3,879 | 3.03% |
| Morgan City, LA (FHA|USDA|VA) | 26 | $3,690,000 | $141,923 | $4,572 | 3.08% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $3,625,000 | $517,857 | $5,564 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $3,540,000 | $442,500 | $5,700 | 2.80% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $3,125,000 | $3,125,000 | $0 | 2.03% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $3,835 | 3.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $2,180,000 | $1,090,000 | $5,642 | 2.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $3,084 | 2.89% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $3,781 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $5,405 | 2.72% |
| Natchitoches, LA (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $5,875 | 2.87% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $6,427 | 2.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $6,289 | 2.67% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,710 | 3.28% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $6,564 | 3.26% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,560 | 2.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,069 | 2.97% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $2,687 | 2.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,290 | 3.00% |
| Jennings, LA (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $3,699 | 3.09% |
| TYLER, TX (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $3,824 | 2.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,828 | 3.61% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,149 | 2.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,208 | 2.78% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 3.31% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $6,395 | 3.40% |
| Palatka, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,838 | 2.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,165 | 3.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,167 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,925 | 3.15% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,786 | 3.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,035 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,075 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,691 | 3.95% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,344 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,487 | 4.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,813 | 3.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,489 | 3.25% |
| Ruston, LA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,186 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,914 | 2.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,269 | 3.25% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,283 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,942 | 2.56% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,717 | 2.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,230 | 3.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,424 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,625 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,458 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,331 | 3.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,192 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,132 | 2.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,973 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,837 | 3.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,295 | 2.38% |
| Laurel, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,138 | 3.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,369 | 2.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,251 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.99% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,384 | 3.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,166 | 3.50% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,159 | 3.38% |
| Palestine, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.49% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.99% |
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Product Mix
For 2021, Hancock Whitney Bank's most frequently originated type of loan was Conventional, with 4,168 originations. Their 2nd most popular type was HELOC, with 2,821 originations.
Loan Reason
For 2021, Hancock Whitney Bank's most frequently cited loan purpose was Home Purchase, with 2,864 originations. The 2nd most popular reason was Refi, with 1,678 originations.
Loan Duration/Length
For 2021, Hancock Whitney Bank's most frequently cited loan duration was 30 Year, with 3,568 originations. The 2nd most popular length was Other, with 2,828 originations.
Origination Fees/Closing Costs
Hancock Whitney Bank's average total fees were $5,907, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,070 originations.
Interest Rates
During 2021, Hancock Whitney Bank's average interest rate for loans was 2.91%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,477 originations.
Loan Sizing
2021 saw Hancock Whitney Bank place emphasis on $200k-400k loans with 2,196 originations, totaling $614,840,000 in origination value.
Applicant Income
Hancock Whitney Bank lent most frequently to those with incomes in the $250k+ range, with 1,594 originations. The second most popular income band? $150k-250k, with 1,515 originations.
Applicant Debt to Income Ratio
Hancock Whitney Bank lent most frequently to those with DTI ratios of 20-30%, with 1,915 originations. The next most common DTI ratio? 30-36%, with 1,345 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.00%
Hancock Whitney Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.47%
Hancock Whitney Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,368 | $2,591,110,000 | $351,671 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,368 | $2,591,110,000 | $351,671 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HANCOCK WHITNEY BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 42.9% |
| HANCOCK WHITNEY BANK | Conventional home mortgage | Closing on a mortgage | 1 | 14.3% |
| HANCOCK WHITNEY BANK | Conventional home mortgage | Trouble during payment process | 1 | 14.3% |
| HANCOCK WHITNEY BANK | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 14.3% |
| HANCOCK WHITNEY BANK | Other type of mortgage | Trouble during payment process | 1 | 14.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Hancock Whitney Bank | 1014 Cowan Road Gulfport, MS 39507 | Full Service B&M | $44,904 |
| Hancock Whitney Bank | 100 2nd Ave N Saint Petersburg, FL 33701 | Full Service B&M | $81,589 |
| Hancock Whitney Bank | 100 South Beach Boulevard Bay Saint Louis, MS 39520 | Limited, Drive-thru | $0 |
| Hancock Whitney Bank | 10009 Jefferson Highway, Suite A River Ridge, LA 70123 | Full Service B&M | $87,655 |
| Hancock Whitney Bank | 1003 - A John Simms Parkway Niceville, FL 32578 | Full Service B&M | $32,226 |
| Hancock Whitney Bank | 1003 Eugene Calais Rd. Breaux Bridge, LA 70517 | Full Service B&M | $32,524 |
| Hancock Whitney Bank | 101 Jeff Davis Avenue Long Beach, MS 39560 | Full Service B&M | $111,791 |
| Hancock Whitney Bank | 101 N. Monroe Street, Suite 150 Tallahassee, FL 32301 | Full Service B&M | $94,872 |
| Hancock Whitney Bank | 101 West Garden Street Pensacola, FL 32501 | Full Service B&M | $220,413 |
| Hancock Whitney Bank | 1010 Denny Avenue Pascagoula, MS 39568 | Full Service B&M | $142,852 |
| Hancock Whitney Bank | 1010 South Range Avenue Denham Springs, LA 70726 | Full Service B&M | $126,791 |
| Hancock Whitney Bank | 1011 E. Admiral Doyle Drive New Iberia, LA 70560 | Full Service B&M | $102,995 |
| Hancock Whitney Bank | 1022 West 23rd Street Panama City, FL 32405 | Full Service B&M | $46,120 |
| Hancock Whitney Bank | 10335 Diberville Boulevard Diberville, MS 39532 | Full Service B&M | $66,865 |
| Hancock Whitney Bank | 1035 South Dairy Ashford Street, Suite 100 Houston, TX 77077 | Full Service B&M | $2,411 |
| Hancock Whitney Bank | 10496 Hwy 49 Gulfport, MS 39503 | Full Service B&M | $345,178 |
| Hancock Whitney Bank | 1051 Halsey Street Houston, TX 77015 | Full Service B&M | $39,482 |
| Hancock Whitney Bank | 1062 Highland Colony Parkway Concourse 200, Suite 175 Ridgeland, MS 39157 | Full Service B&M | $49,273 |
| Hancock Whitney Bank | 109 Greenville By-Pass Greenville, AL 36037 | Full Service B&M | $87,183 |
| Hancock Whitney Bank | 10909 Highway 57 Vancleave, MS 39565 | Full Service B&M | $36,770 |
| Hancock Whitney Bank | 1100 Brashear Avenue Morgan City, LA 70380 | Full Service B&M | $338,684 |
| Hancock Whitney Bank | 1102 East Interstate 30 Rockwall, TX 75087 | Full Service B&M | $15,927 |
| Hancock Whitney Bank | 11033 Industiaplex Boulevard Baton Rouge, LA 70809 | Full Service B&M | $37,309 |
| Hancock Whitney Bank | 111 N County Highway 393, Bldg 1 Santa Rosa Beach, FL 32459 | Full Service B&M | $158,364 |
| Hancock Whitney Bank | 1110 North Main Jennings, LA 70546 | Full Service B&M | $29,604 |
| Hancock Whitney Bank | 11701 Panama City Beach Parkway Panama City, FL 32407 | Full Service B&M | $134,326 |
| Hancock Whitney Bank | 12 Newtowne Loop Hattiesburg, MS 39402 | Full Service B&M | $21,155 |
| Hancock Whitney Bank | 12054 Texas Highway Many, LA 71449 | Full Service B&M | $49,663 |
| Hancock Whitney Bank | 12320 Jackson Road St. Francisville, LA 70775 | Full Service B&M | $49,153 |
| Hancock Whitney Bank | 124 West Main Street Prattville, AL 36067 | Full Service B&M | $30,272 |
| Hancock Whitney Bank | 1241 St. Charles Street Houma, LA 70360 | Full Service B&M | $113,684 |
| Hancock Whitney Bank | 1274 Belleview Road Morgan City, LA 70380 | Full Service B&M | $47,976 |
| Hancock Whitney Bank | 1300 North Highway 190 Covington, LA 70433 | Full Service B&M | $89,020 |
| Hancock Whitney Bank | 1301 Camellia Boulevard Lafayette, LA 70508 | Full Service B&M | $252,962 |
| Hancock Whitney Bank | 1301 Industrial Drive North Crestview, FL 32539 | Full Service B&M | $108,436 |
| Hancock Whitney Bank | 13219 Windfern Road Houston, TX 77064 | Full Service B&M | $33,581 |
| Hancock Whitney Bank | 1324 S. Carrollton Avenue New Orleans, LA 70118 | Full Service B&M | $355,448 |
| Hancock Whitney Bank | 1330 Old Omen Road Tyler, TX 75701 | Full Service B&M | $17,139 |
| Hancock Whitney Bank | 13380 Coursey Boulevard Baton Rouge, LA 70816 | Full Service B&M | $252,551 |
| Hancock Whitney Bank | 13585 Hooper Road Baton Rouge, LA 70818 | Full Service B&M | $146,493 |
| Hancock Whitney Bank | 1387 Shoreline Dr Gulf Breeze, FL 32561 | Full Service B&M | $143,254 |
| Hancock Whitney Bank | 14075 Emerald Coast Parkway Destin, FL 32541 | Full Service B&M | $390,111 |
| Hancock Whitney Bank | 1413 Gause Boulevard Slidell, LA 70458 | Full Service B&M | $138,630 |
| Hancock Whitney Bank | 1415 Sampson Street Westlake, LA 70669 | Full Service B&M | $58,954 |
| Hancock Whitney Bank | 14165 Dedeaux Road Gulfport, MS 39507 | Full Service B&M | $31,552 |
| Hancock Whitney Bank | 1430 25th Avenue Gulfport, MS 39501 | Limited, Drive-thru | $0 |
| Hancock Whitney Bank | 1441 Metairie Road Metairie, LA 70005 | Full Service B&M | $460,960 |
| Hancock Whitney Bank | 1505 South Burnside Avenue Gonzales, LA 70737 | Full Service B&M | $48,372 |
| Hancock Whitney Bank | 1520 Ringling Blvd Sarasota, FL 34236 | Full Service B&M | $95,575 |
| Hancock Whitney Bank | 16100 South Swan Road Gulfport, MS 39503 | Full Service B&M | $69,976 |
| Hancock Whitney Bank | 16176 West Main Street Galliano, LA 70354 | Full Service B&M | $20,438 |
| Hancock Whitney Bank | 16230 Hancock Plaza, Ste A Bay Saint Louis, MS 39520 | Full Service B&M | $92,816 |
| Hancock Whitney Bank | 1712 Highway 98 Daphne, AL 36526 | Full Service B&M | $123,848 |
| Hancock Whitney Bank | 17254 Airline Highway Prairieville, LA 70769 | Full Service B&M | $84,814 |
| Hancock Whitney Bank | 17742 Highland Road Baton Rouge, LA 70810 | Full Service B&M | $167,861 |
| Hancock Whitney Bank | 1801 Binz Street Houston, TX 77004 | Full Service B&M | $0 |
| Hancock Whitney Bank | 1801 Gulf Shores Parkway Gulf Shores, AL 36547 | Full Service B&M | $71,110 |
| Hancock Whitney Bank | 1805 Ruth Street Sulphur, LA 70663 | Full Service B&M | $56,573 |
| Hancock Whitney Bank | 1855 Manhattan Boulevard Harvey, LA 70058 | Full Service B&M | $311,749 |
| Hancock Whitney Bank | 1855 South Morrison Boulevard Hammond, LA 70403 | Full Service B&M | $58,987 |
| Hancock Whitney Bank | 1881 East Main Street Prattville, AL 36066 | Full Service B&M | $27,954 |
| Hancock Whitney Bank | 1901 Country Club Lake Charles, LA 70605 | Full Service B&M | $141,107 |
| Hancock Whitney Bank | 1902 Florida St Mandeville, LA 70448 | Full Service B&M | $35,693 |
| Hancock Whitney Bank | 1912 Texas Avenue S. College Station, TX 77840 | Full Service B&M | $3,774 |
| Hancock Whitney Bank | 200 East Nine Mile Road Pensacola, FL 32534 | Full Service B&M | $133,937 |
| Hancock Whitney Bank | 200 West Port Street St. Martinville, LA 70582 | Full Service B&M | $45,108 |
| Hancock Whitney Bank | 2007 Lincoln Road Hattiesburg, MS 39402 | Full Service B&M | $189,543 |
| Hancock Whitney Bank | 201 Highway 42 East Sumrall, MS 39482 | Full Service B&M | $28,986 |
| Hancock Whitney Bank | 2020 Highway 90 Gautier, MS 39553 | Full Service B&M | $168,591 |
| Hancock Whitney Bank | 2100 Belle Chase Highway Gretna, LA 70056 | Full Service B&M | $167,034 |
| Hancock Whitney Bank | 2101 N. Loop 336 W. Conroe, TX 77304 | Full Service B&M | $53,355 |
| Hancock Whitney Bank | 2101 South Dale Mabry Highway Tampa, FL 33629 | Full Service B&M | $45,040 |
| Hancock Whitney Bank | 2105 Capital Circle Tallahassee, FL 32308 | Full Service B&M | $296,123 |
| Hancock Whitney Bank | 2105 Highway 77 South Lynn Haven, FL 32444 | Full Service B&M | $15,980 |
| Hancock Whitney Bank | 2110 Demetropolis Road Mobile, AL 36693 | Full Service B&M | $94,751 |
| Hancock Whitney Bank | 2130 Gause Boulevard West Slidell, LA 70460 | Full Service B&M | $19,813 |
| Hancock Whitney Bank | 2185 Airport Boulevard Pensacola, FL 32504 | Full Service B&M | $357,820 |
| Hancock Whitney Bank | 2200 Clearview Parkway Metairie, LA 70001 | Full Service B&M | $101,474 |
| Hancock Whitney Bank | 2202 North Westshore Blvd Tampa, FL 33607 | Full Service B&M | $64,589 |
| Hancock Whitney Bank | 223 Audubon Boulevard Lafayette, LA 70503 | Full Service B&M | $529,702 |
| Hancock Whitney Bank | 224 Ponte Vedra Park Drive Ponte Vedra Beach, FL 32802 | Full Service B&M | $0 |
| Hancock Whitney Bank | 225 East Lemon Street Lakeland, FL 33801 | Full Service B&M | $75,911 |
| Hancock Whitney Bank | 2250 Gause Boulevard Slidell, LA 70461 | Full Service B&M | $156,803 |
| Hancock Whitney Bank | 2250 West Laurel Avenue Eunice, LA 70535 | Full Service B&M | $70,428 |
| Hancock Whitney Bank | 229 Highway 43 South Picayune, MS 39466 | Full Service B&M | $144,684 |
| Hancock Whitney Bank | 2329 Martin Luther King Jr Blvd Panama City, FL 32405 | Full Service B&M | $308,644 |
| Hancock Whitney Bank | 233 West Main Street Ville Platte, LA 70586 | Full Service B&M | $95,341 |
| Hancock Whitney Bank | 2400 Highway 11 North Picayune, MS 39466 | Full Service B&M | $110,170 |
| Hancock Whitney Bank | 2408 West Pinhook Road Lafayette, LA 70508 | Full Service B&M | $92,137 |
| Hancock Whitney Bank | 2421 St. Claude Avenue New Orleans, LA 70117 | Full Service B&M | $157,762 |
| Hancock Whitney Bank | 2453 Mahan Drive Tallahassee, FL 32308 | Full Service B&M | $100,455 |
| Hancock Whitney Bank | 25 North Beltline Highway Mobile, AL 36608 | Full Service B&M | $1,096,934 |
| Hancock Whitney Bank | 2510 14th Street Gulfport, MS 39501 | Full Service B&M | $833,701 |
| Hancock Whitney Bank | 2541 South Highway 85 Crestview, FL 32536 | Full Service B&M | $2,406 |
| Hancock Whitney Bank | 2609 Veterans Memorial Blvd Kenner, LA 70062 | Full Service B&M | $161,251 |
| Hancock Whitney Bank | 265 East Scenic Boulevard Pass Christian, MS 39571 | Full Service B&M | $138,542 |
| Hancock Whitney Bank | 2699 Bienville Boulevard Ocean Springs, MS 39564 | Full Service B&M | $117,018 |
| Hancock Whitney Bank | 2700 Plank Road Baton Rouge, LA 70805 | Full Service B&M | $19,530 |
| Hancock Whitney Bank | 28163 Us Hwy. 19 N. Clearwater, FL 33761 | Full Service B&M | $79,881 |
| Hancock Whitney Bank | 2828 Highway 14 Lake Charles, LA 70601 | Full Service B&M | $42,963 |
| Hancock Whitney Bank | 2828 North Galloway Mesquite, TX 75150 | Full Service B&M | $30,877 |
| Hancock Whitney Bank | 2900 North Jefferson Street Marianna, FL 32446 | Full Service B&M | $68,156 |
| Hancock Whitney Bank | 29435 South Montpelier Avenue Albany, LA 70711 | Full Service B&M | $80,209 |
| Hancock Whitney Bank | 29500 Walker South Road Walker, LA 70785 | Full Service B&M | $132,513 |
| Hancock Whitney Bank | 2979 North Loop West Freeway Houston, TX 77008 | Full Service B&M | $226,204 |
| Hancock Whitney Bank | 300 Austin Street Bogalusa, LA 70427 | Full Service B&M | $82,950 |
| Hancock Whitney Bank | 3001 Holiday Drive New Orleans, LA 70114 | Full Service B&M | $149,151 |
| Hancock Whitney Bank | 3033 Ray Weiland Baker, LA 70714 | Full Service B&M | $45,581 |
| Hancock Whitney Bank | 3060 North Causeway Boulevard Metairie, LA 70002 | Full Service B&M | $672,305 |
| Hancock Whitney Bank | 3131 Paris Road Chalmette, LA 70043 | Full Service B&M | $76,679 |
| Hancock Whitney Bank | 3135 College Drive Baton Rouge, LA 70808 | Full Service B&M | $145,864 |
| Hancock Whitney Bank | 315 Royal Street Natchitoches, LA 71457 | Full Service B&M | $113,467 |
| Hancock Whitney Bank | 3200 Kirby Drive Houston, TX 77098 | Full Service B&M | $428,712 |
| Hancock Whitney Bank | 3201 Highway 190 Mandeville, LA 70471 | Full Service B&M | $142,418 |
| Hancock Whitney Bank | 329 W. Pont Des Mouton Road Lafayette, LA 70507 | Full Service B&M | $91,714 |
| Hancock Whitney Bank | 331 Iberia Street Youngsville, LA 70592 | Full Service B&M | $166,752 |
| Hancock Whitney Bank | 3311 Canal Street New Orleans, LA 70119 | Full Service B&M | $178,074 |
| Hancock Whitney Bank | 3335 St. Charles Avenue New Orleans, LA 70115 | Full Service B&M | $517,415 |
| Hancock Whitney Bank | 3400 Fourth Street Branch Saint Petersburg, FL 33704 | Full Service B&M | $362,041 |
| Hancock Whitney Bank | 3400 Joe Ramsey Blvd E. Greenville, TX 75401 | Full Service B&M | $9,010 |
| Hancock Whitney Bank | 3401 Ryan Street Lake Charles, LA 70605 | Full Service B&M | $527,036 |
| Hancock Whitney Bank | 34830 La Highway 16 Denham Springs, LA 70726 | Full Service B&M | $107,769 |
| Hancock Whitney Bank | 350 Pine Street, Suite 130 Beaumont, TX 77701 | Full Service B&M | $94,614 |
| Hancock Whitney Bank | 3509 Williams Boulevard Kenner, LA 70065 | Full Service B&M | $175,133 |
| Hancock Whitney Bank | 3601 Johnston St Lafayette, LA 70501 | Full Service B&M | $137,444 |
| Hancock Whitney Bank | 3617 South Sherwood Forest Boulevard Baton Rouge, LA 70816 | Full Service B&M | $68,464 |
| Hancock Whitney Bank | 3730 Ambassador Caffery Parkway Lafayette, LA 70505 | Full Service B&M | $63,799 |
| Hancock Whitney Bank | 3740 Elysian Fields Avenue New Orleans, LA 70122 | Full Service B&M | $54,657 |
| Hancock Whitney Bank | 38012 Highway 3089 Donaldsonville, LA 70346 | Full Service B&M | $127,288 |
| Hancock Whitney Bank | 3939 Denny Avenue Pascagoula, MS 39567 | Full Service B&M | $37,064 |
| Hancock Whitney Bank | 4 Highway 589 Purvis, MS 39475 | Full Service B&M | $87,730 |
| Hancock Whitney Bank | 400 Labarre Road Jefferson, LA 70121 | Full Service B&M | $64,084 |
| Hancock Whitney Bank | 400 West Oak Street Amite, LA 70422 | Full Service B&M | $90,114 |
| Hancock Whitney Bank | 4001 Pontchartrain Drive Slidell, LA 70458 | Full Service B&M | $185,746 |
| Hancock Whitney Bank | 4115 Highway 6 Natchitoches, LA 71457 | Full Service B&M | $1,679 |
| Hancock Whitney Bank | 414 Main Street Franklin, LA 70538 | Full Service B&M | $37,472 |
| Hancock Whitney Bank | 430 Chartres Street New Orleans, LA 70130 | Full Service B&M | $130,467 |
| Hancock Whitney Bank | 4301 Lapalco Blvd Marrero, LA 70072 | Full Service B&M | $92,573 |
| Hancock Whitney Bank | 4401 Kalani Drive Diamondhead, MS 39525 | Full Service B&M | $129,389 |
| Hancock Whitney Bank | 4448 Transcontinental Drive Metairie, LA 70002 | Limited, Drive-thru | $0 |
| Hancock Whitney Bank | 445 North Boulevard Baton Rouge, LA 70802 | Full Service B&M | $445,184 |
| Hancock Whitney Bank | 4612 Highway 90 Pace, FL 32571 | Full Service B&M | $54,897 |
| Hancock Whitney Bank | 4770 State Road 64 East Bradenton, FL 34208 | Full Service B&M | $64,671 |
| Hancock Whitney Bank | 485 Mills Avenue Breaux Bridge, LA 70517 | Full Service B&M | $89,508 |
| Hancock Whitney Bank | 4900 Veterans Memorial Boulevard Metairie, LA 70006 | Full Service B&M | $260,822 |
| Hancock Whitney Bank | 50 North Royal Street Mobile, AL 36602 | Full Service B&M | $120,219 |
| Hancock Whitney Bank | 5005 West Esplanade Avenue Metairie, LA 70006 | Full Service B&M | $132,012 |
| Hancock Whitney Bank | 5025 Main Street Moss Point, MS 39563 | Full Service B&M | $48,721 |
| Hancock Whitney Bank | 503 South Pinellas Avenue Tarpon Springs, FL 34689 | Full Service B&M | $83,464 |
| Hancock Whitney Bank | 504 Fairhope Avenue Fairhope, AL 36532 | Full Service B&M | $8,153 |
| Hancock Whitney Bank | 5101 Beatline Road Long Beach, MS 39560 | Full Service B&M | $58,197 |
| Hancock Whitney Bank | 5200 Mounes Street Harahan, LA 70123 | Full Service B&M | $384,566 |
| Hancock Whitney Bank | 521 Veterans Memorial Blvd Metairie, LA 70005 | Full Service B&M | $154,652 |
| Hancock Whitney Bank | 5215 Rangeline Service Road South Mobile, AL 36619 | Full Service B&M | $144,235 |
| Hancock Whitney Bank | 523 Florida Avenue, S.W. Denham Springs, LA 70726 | Full Service B&M | $130,719 |
| Hancock Whitney Bank | 529 Highway 90 Waveland, MS 39576 | Full Service B&M | $56,174 |
| Hancock Whitney Bank | 5324 Gulf Drive Holmes Beach, FL 34217 | Full Service B&M | $148,277 |
| Hancock Whitney Bank | 5328 Government Street Baton Rouge, LA 70806 | Full Service B&M | $228,815 |
| Hancock Whitney Bank | 533 Courthouse Road Gulfport, MS 39507 | Full Service B&M | $131,398 |
| Hancock Whitney Bank | 5335 Tchoupitoulas Street New Orleans, LA 70115 | Full Service B&M | $203,704 |
| Hancock Whitney Bank | 535 Highway 42 Petal, MS 39465 | Full Service B&M | $52,824 |
| Hancock Whitney Bank | 5440 Main Street Zachary, LA 70791 | Full Service B&M | $50,025 |
| Hancock Whitney Bank | 545 W. Pine Street Ponchatoula, LA 70454 | Full Service B&M | $80,312 |
| Hancock Whitney Bank | 555 North Dowlen Road Beaumont, TX 77706 | Full Service B&M | $42,427 |
| Hancock Whitney Bank | 5640 Airline Highway Baton Rouge, LA 70805 | Full Service B&M | $95,836 |
| Hancock Whitney Bank | 5672 I-49 N Service Road Opelousas, LA 70570 | Full Service B&M | $111,303 |
| Hancock Whitney Bank | 5728 121 State Hwy Plano, TX 75024 | Full Service B&M | $76,248 |
| Hancock Whitney Bank | 5775 Read Boulevard New Orleans, LA 70127 | Full Service B&M | $78,361 |
| Hancock Whitney Bank | 5817 Manatee Avenue West Bradenton, FL 34209 | Full Service B&M | $175,651 |
| Hancock Whitney Bank | 601 Highway 90 Bay Saint Louis, MS 39520 | Full Service B&M | $123,196 |
| Hancock Whitney Bank | 602 South Main Street Poplarville, MS 39470 | Full Service B&M | $126,139 |
| Hancock Whitney Bank | 6052 Highway 98 West Hattiesburg, MS 39401 | Full Service B&M | $187,896 |
| Hancock Whitney Bank | 606 Avenue G Kentwood, LA 70444 | Full Service B&M | $37,317 |
| Hancock Whitney Bank | 6311 West Park Avenue Houma, LA 70364 | Full Service B&M | $62,776 |
| Hancock Whitney Bank | 64243 Highway 41 Pearl River, LA 70452 | Full Service B&M | $59,673 |
| Hancock Whitney Bank | 700 Baronne Street New Orleans, LA 70113 | Full Service B&M | $75,706 |
| Hancock Whitney Bank | 700 Southwest Railroad Avenue Hammond, LA 70401 | Full Service B&M | $166,082 |
| Hancock Whitney Bank | 701 Poydras Street, 2nd Floor New Orleans, LA 70130 | Full Service B&M | $2,102,296 |
| Hancock Whitney Bank | 70444 Highway 21 Covington, LA 70433 | Full Service B&M | $98,783 |
| Hancock Whitney Bank | 7117 Perkins Road Baton Rouge, LA 70808 | Full Service B&M | $75,355 |
| Hancock Whitney Bank | 716 North Canal Boulevard Thibodaux, LA 70301 | Full Service B&M | $121,806 |
| Hancock Whitney Bank | 735 North Causeway Boulevard Mandeville, LA 70448 | Full Service B&M | $180,246 |
| Hancock Whitney Bank | 7700 Airport Boulevard Mobile, AL 36608 | Full Service B&M | $137,589 |
| Hancock Whitney Bank | 7716 Highway 613 Escatawpa, MS 39552 | Full Service B&M | $26,593 |
| Hancock Whitney Bank | 7910 Main Street Houma, LA 70360 | Full Service B&M | $349,654 |
| Hancock Whitney Bank | 7980 Jefferson Highway Baton Rouge, LA 70809 | Full Service B&M | $326,568 |
| Hancock Whitney Bank | 8166 Plank Road Baton Rouge, LA 70811 | Full Service B&M | $62,063 |
| Hancock Whitney Bank | 8195 Point Meadow Way Jacksonville, FL 32256 | Full Service B&M | $344,826 |
| Hancock Whitney Bank | 8200 Bryan Dairy Rd Largo, FL 33777 | Full Service B&M | $50,157 |
| Hancock Whitney Bank | 8300 Highway 23 Belle Chasse, LA 70037 | Full Service B&M | $138,855 |
| Hancock Whitney Bank | 8360 West 70th Street Greenwood, LA 71033 | Full Service B&M | $19,759 |
| Hancock Whitney Bank | 875 Harrison Avenue New Orleans, LA 70124 | Full Service B&M | $270,025 |
| Hancock Whitney Bank | 8778 Bluebonnet Boulevard Baton Rouge, LA 70810 | Full Service B&M | $167,405 |
| Hancock Whitney Bank | 880 San Antonio Ave Many, LA 71449 | Limited, Drive-thru | $7,768 |
| Hancock Whitney Bank | 888 Howard Avenue Biloxi, MS 39530 | Full Service B&M | $107,604 |
| Hancock Whitney Bank | 9000 State Road 70 East Bradenton, FL 34202 | Full Service B&M | $77,365 |
| Hancock Whitney Bank | 901 Washington Avenue Ocean Springs, MS 39564 | Full Service B&M | $80,536 |
| Hancock Whitney Bank | 904 Collins Boulevard Covington, LA 70433 | Full Service B&M | $359,297 |
| Hancock Whitney Bank | 908 North Airline Highway Gonzales, LA 70737 | Full Service B&M | $278,345 |
| Hancock Whitney Bank | 910 Industrial Parkway, Suites E And F Saraland, AL 36571 | Full Service B&M | $45,059 |
| Hancock Whitney Bank | 912 Grand Caillou Road Houma, LA 70363 | Full Service B&M | $91,281 |
| Hancock Whitney Bank | 919 Washington Street Franklinton, LA 70438 | Full Service B&M | $129,383 |
| Hancock Whitney Bank | 926 Cedar Lake Road Biloxi, MS 39532 | Full Service B&M | $117,846 |
| Hancock Whitney Bank | 94 Eglin Parkway Ne Fort Walton Beach, FL 32548 | Full Service B&M | $47,687 |
| Hancock Whitney Bank | 940 Creighton Road Pensacola, FL 32504 | Full Service B&M | $58,610 |
| Hancock Whitney Bank | 9494 Greenwell Springs Road Baton Rouge, LA 70814 | Full Service B&M | $49,707 |
| Hancock Whitney Bank | 965 South Columbia Avenue Prentiss, MS 39474 | Full Service B&M | $34,044 |
| Hancock Whitney Bank | 9808 Florida Boulevard Baton Rouge, LA 70815 | Full Service B&M | $99,701 |
| Hancock Whitney Bank | Obrie And Hammond Streets Zwolle, LA 71486 | Full Service B&M | $19,081 |
| Hancock Whitney Bank | U.S. Highway 84 West Mansfield, LA 71052 | Full Service B&M | $16,422 |
For 2021, Hancock Whitney Bank had 210 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $982,258 |
| Net interest income | $948,322 |
| Total noninterest income | $337,493 |
| Gross Fiduciary activities income | $62,925 |
| Service charges on deposit accounts | $81,488 |
| Trading account gains and fees | $13,692 |
| Additional Noninterest Income | $179,388 |
| Pre-tax net operating income | $587,468 |
| Securities gains (or losses, -) | $333 |
| Income before extraordinary items | $478,357 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $478,357 |
| Minority interest net income | $0 |
| Net income | $478,357 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $478,087 |
Hancock Whitney Bank's gross interest income from loans was $982,258,000.
Hancock Whitney Bank's net interest income from loans was $948,322,000.
Hancock Whitney Bank's fee based income from loans was $81,488,000.
Hancock Whitney Bank's net income from loans was $478,357,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $33,936 |
| Provision for credit losses | $-77,494 |
| Total noninterest expense | $775,841 |
| Salaries and employee benefits | $462,093 |
| Premises and equipment expense | $67,269 |
| Additional noninterest expense | $246,479 |
| Applicable income taxes | $109,444 |
| Net charge-offs | $31,190 |
| Cash dividends | $150,000 |
Hancock Whitney Bank's interest expense for loans was $33,936,000.
Hancock Whitney Bank's payroll and benefits expense were $462,093,000.
Hancock Whitney Bank's property, plant and equipment expenses $67,269,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 1.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.5% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $30,577,069 |
| Deposits held in domestic offices | $30,577,069 |
| Deposits by Individuals, partnerships, and corporations | $26,674,864 |
| Deposits by U.S. Government | $2 |
| Deposits by States and political subdivisions in the U.S. | $3,889,395 |
| Deposits by Commercial banks and other depository institutions in U.S. | $12,762 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $46 |
| Transaction accounts | $2,039,330 |
| Demand deposits | $1,140,465 |
| Nontransaction accounts | $28,537,739 |
| Money market deposit accounts (MMDAs) | $6,803,685 |
| Other savings deposits (excluding MMDAs) | $20,554,949 |
| Total time deposits | $1,179,106 |
| Total time and savings deposits | $29,436,604 |
| Noninterest-bearing deposits | $14,502,938 |
| Interest-bearing deposits | $16,074,131 |
| Retail deposits | $30,168,304 |
| IRAs and Keogh plan accounts | $146,995 |
| Brokered deposits | $30,202 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $36,519,724 |
| Cash & Balances due from depository institutions | $4,166,365 |
| Interest-bearing balances | $3,760,031 |
| Total securities | $8,552,449 |
| Federal funds sold & reverse repurchase | $458 |
| Net loans and leases | $20,885,664 |
| Loan and leases loss allowance | $342,065 |
| Trading account assets | $74,326 |
| Bank premises and fixed assets | $447,084 |
| Other real estate owned | $7,533 |
| Goodwill and other intangibles | $925,679 |
| All other assets | $1,460,166 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $36,519,724 |
| Total Liabilities | $32,813,678 |
| Total deposits | $30,577,069 |
| Interest-bearing deposits | $16,074,131 |
| Deposits held in domestic offices | $30,577,069 |
| % insured (estimated) | $49 |
| Federal funds purchased and repurchase agreements | $565,061 |
| Trading liabilities | $30,231 |
| Other borrowed funds | $1,177,556 |
| Subordinated debt | $0 |
| All other liabilities | $463,761 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $20,885,664 |
| Loan and leases loss allowance | $342,065 |
| Total loans and leases (domestic) | $21,227,729 |
| All real estate loans | $11,225,374 |
| Real estate loans in domestic offices | $11,225,374 |
| Construction and development loans | $1,224,919 |
| Residential 1-4 family construction | $380,725 |
| Other construction, all land development and other land | $844,194 |
| Loans secured by nonfarm nonresidential properties | $5,813,926 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,821,246 |
| Commercial real estate & other non-farm, non-residential | $2,992,680 |
| Multifamily residential real estate | $471,946 |
| 1-4 family residential loans | $3,691,031 |
| Farmland loans | $23,552 |
| Loans held in foreign offices | $0 |
| Farm loans | $1,133 |
| Commercial and industrial loans | $7,506,189 |
| To non-U.S. addressees | $30,201 |
| Loans to individuals | $642,663 |
| Credit card loans | $79,500 |
| Related Plans | $132,910 |
| Consumer Auto Loans | $235,369 |
| Other loans to individuals | $194,884 |
| All other loans & leases | $1,852,370 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $316,603 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $49,621 |
| Loans secured by real estate to non-U.S. addressees | $2,548 |
| Restructured Loans & leases | $3,745 |
| Non 1-4 family restructured loans & leases | $650 |
| Total loans and leases (foreign) | $0 |
Hancock Whitney Bank had $20,885,664,000 of loans outstanding in 2021. $11,225,374,000 of loans were in real estate loans. $1,224,919,000 of loans were in development loans. $471,946,000 of loans were in multifamily mortgage loans. $3,691,031,000 of loans were in 1-4 family mortgage loans. $1,133,000 of loans were in farm loans. $79,500,000 of loans were in credit card loans. $235,369,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 4,689 | $1,043,356 | $222,511 |
| Nonfarm, nonresidential loans - <$100k | 801 | $15,351 | $19,165 |
| Nonfarm, nonresidential loans - $100-250k | 1,264 | $137,392 | $108,696 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,624 | $890,613 | $339,410 |
| Commercial & Industrial, US addressed loans - <$1MM | 27,776 | $1,437,189 | $51,742 |
| Commercial & Industrial, US addressed loans - <$100k | 18,911 | $257,981 | $13,642 |
| Commercial & Industrial, US addressed loans - $100-250k | 4,257 | $282,456 | $66,351 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 4,608 | $896,752 | $194,608 |
| Farmland loans - <$1MM | 32 | $3,492 | $109,125 |
| Farmland loans - <$100k | 8 | $208 | $26,000 |
| Farmland loans - $100-250k | 18 | $1,934 | $107,444 |
| Farmland loans - $250k-1MM | 6 | $1,350 | $225,000 |
| Agriculture operations loans - <$1MM | 50 | $519 | $10,380 |
| Agriculture operations loans - <$100k | 28 | $299 | $10,679 |
| Agriculture operations loans - $100-250k | 21 | $219 | $10,429 |
| Agriculture operations loans - $250k-1MM | 1 | $1 | $1,000 |