MOUNT VERNON - ANACORTES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Mount Vernon - Anacortes averaged
6.74%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.85% and
one month ago for the week of 2024-10-10, the
average rate was 6.08%.
Mount Vernon - Anacortes's average rate one year ago was 7.56%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.98%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Mount Vernon - Anacortes 30 Year Fixed Rate | 2024-11-14 | 6.74% |
| Mount Vernon - Anacortes 30 Year Fixed Rate Refi | 2024-11-14 | 6.98% |
| Mount Vernon - Anacortes 15 Year Fixed Rate | 2024-11-14 | 5.79% |
| Mount Vernon - Anacortes 15 Year Fixed Rate Refi | 2024-11-14 | 6.39% |
| Mount Vernon - Anacortes 30 Year FHA | 2024-11-14 | 0.06% |
| Mount Vernon - Anacortes 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Mount Vernon - Anacortes 30 Year USDA | 2024-11-14 | 0.1% |
| Mount Vernon - Anacortes 30 Year USDA Refi | 2024-11-14 | 0.2% |
| Mount Vernon - Anacortes 30 Year VA | 2024-11-14 | -0.13% |
| Mount Vernon - Anacortes 30 Year VA Refi | 2024-11-14 | 0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MOUNT VERNON-ANACORTES, WA.
MOUNT VERNON - ANACORTES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MOUNT VERNON-ANACORTES, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MOUNT VERNON - ANACORTES Average Closing Costs & Other Stats
MOUNT VERNON-ANACORTES, WA's 117 lenders originated 2,184
loans during 2023. The total origination value was $770,090,000, with an average loan value of
$352,605.
MOUNT VERNON - ANACORTES's average closing costs are $6,166.
The top MOUNT VERNON - ANACORTES lender as defined by loan originations is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with
53 loans originated. Their average total fees are
$11,524, which is $2,968
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,521), U.S. Bank ($5,093), Banner Bank ($5,293), WHATCOM EDUCATIONAL CREDIT UNION ($5,446) and Boeing Employees Credit Union ($5,546).
The lowest rate MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
U.S. Bank (6.21%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.24%), Boeing Employees Credit Union (6.39%), WHATCOM EDUCATIONAL CREDIT UNION (6.46%) and Wells Fargo Bank (6.55%).
MOUNT VERNON-ANACORTES, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $8,930,000 | $39,855,000 | 346.3% | 5.2% |
| Boeing Employees Credit Union | $60,040,000 | $38,680,000 | -35.6% | 5.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $44,985,000 | $38,275,000 | -14.9% | 5.0% |
| Peoples Bank | $86,610,000 | $35,395,000 | -59.1% | 4.6% |
| QUICKEN LOANS, LLC | $54,155,000 | $31,275,000 | -42.2% | 4.1% |
| CMG MORTGAGE, INC. | $3,990,000 | $28,920,000 | 624.8% | 3.8% |
| GUILD MORTGAGE COMPANY | $46,470,000 | $27,395,000 | -41.0% | 3.6% |
| Prudential Huntoon Paige Associates, LLC | $24,065,000 | n/a | 3.1% | |
| Coastal Community Bank | $23,365,000 | n/a | 3.0% | |
| MOVEMENT MORTGAGE, LLC | $5,290,000 | $21,280,000 | 302.3% | 2.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $23,630,000 | $20,585,000 | -12.9% | 2.7% |
| U.S. Bank | $27,500,000 | $17,545,000 | -36.2% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,550,000 | $17,430,000 | -0.7% | 2.3% |
| Banner Bank | $26,660,000 | $16,735,000 | -37.2% | 2.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $65,705,000 | $14,780,000 | -77.5% | 1.9% |
| Washington Federal Bank | $38,030,000 | $14,665,000 | -61.4% | 1.9% |
| NAVY FEDERAL CREDIT UNION | $15,310,000 | $14,005,000 | -8.5% | 1.8% |
| BROKER SOLUTIONS, INC. | $19,150,000 | $12,410,000 | -35.2% | 1.6% |
| WHATCOM EDUCATIONAL CREDIT UNION | $11,335,000 | $12,200,000 | 7.6% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,555,000 | $12,090,000 | -31.1% | 1.6% |
| SaviBank | $11,460,000 | n/a | 1.5% | |
| ACADEMY MORTGAGE CORPORATION | $20,400,000 | $10,845,000 | -46.8% | 1.4% |
| Umpqua Bank | $71,275,000 | $9,560,000 | -86.6% | 1.2% |
| Heritage Bank | $14,785,000 | $9,115,000 | -38.3% | 1.2% |
| CORNERSTONE HOME LENDING, INC. | $16,150,000 | $9,035,000 | -44.1% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $9,210,000 | $8,875,000 | -3.6% | 1.2% |
| Mortgage Research Center, LLC | $9,690,000 | $8,500,000 | -12.3% | 1.1% |
| JPMorgan Chase Bank | $16,370,000 | $8,410,000 | -48.6% | 1.1% |
| BAY EQUITY LLC | $14,415,000 | $7,775,000 | -46.1% | 1.0% |
| Wells Fargo Bank | $19,065,000 | $7,750,000 | -59.3% | 1.0% |
| Bank of America | $11,655,000 | $7,715,000 | -33.8% | 1.0% |
| 1st Security Bank of Washington | $8,215,000 | $6,335,000 | -22.9% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,980,000 | $5,535,000 | -20.7% | 0.7% |
| North Coast Credit Union | $5,310,000 | n/a | 0.7% | |
| NEWREZ LLC | $3,550,000 | $4,835,000 | 36.2% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,360,000 | $4,810,000 | 10.3% | 0.6% |
| ENVOY MORTGAGE, LTD | $8,375,000 | $4,470,000 | -46.6% | 0.6% |
| NFM, INC. | $5,465,000 | $4,235,000 | -22.5% | 0.5% |
| LOANDEPOT.COM, LLC | $22,485,000 | $4,150,000 | -81.5% | 0.5% |
| Alaska USA Federal Credit Union | $2,245,000 | $4,095,000 | 82.4% | 0.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,540,000 | $4,090,000 | 165.6% | 0.5% |
| Flagstar Bank, FSB | $10,010,000 | $3,495,000 | -65.1% | 0.5% |
| KeyBank | $13,830,000 | $3,435,000 | -75.2% | 0.4% |
| USAA Federal Savings Bank | $945,000 | $3,370,000 | 256.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,300,000 | n/a | 0.4% | |
| Morgan Stanley Private Bank | $2,400,000 | $3,035,000 | 26.5% | 0.4% |
| MANN FINANCIAL INC. | $2,565,000 | $2,945,000 | 14.8% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $775,000 | $2,655,000 | 242.6% | 0.3% |
| CALIBER HOME LOANS, INC. | $89,840,000 | $2,620,000 | -97.1% | 0.3% |
| GUARANTEED RATE, INC. | $3,250,000 | $2,615,000 | -19.5% | 0.3% |
| NorthWest Plus Credit Union | $5,810,000 | $2,605,000 | -55.2% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $3,010,000 | $2,450,000 | -18.6% | 0.3% |
| PENRITH HOME LOANS LLC | $4,095,000 | $2,325,000 | -43.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,000,000 | $2,275,000 | 13.8% | 0.3% |
| DAS Acquisition Company, LLC | $1,960,000 | $2,170,000 | 10.7% | 0.3% |
| Citibank | $2,045,000 | n/a | 0.3% | |
| DIRECTORS MORTGAGE, INC. | $3,860,000 | $2,005,000 | -48.1% | 0.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,570,000 | $1,995,000 | -44.1% | 0.3% |
| The Huntington National Bank | $1,110,000 | $1,965,000 | 77.0% | 0.3% |
| HomeStreet Bank | $3,850,000 | $1,950,000 | -49.4% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $6,400,000 | $1,945,000 | -69.6% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $2,195,000 | $1,905,000 | -13.2% | 0.2% |
| GESA | $3,790,000 | $1,850,000 | -51.2% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,805,000 | n/a | 0.2% | |
| TWINSTAR | $1,780,000 | n/a | 0.2% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $925,000 | $1,770,000 | 91.4% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,535,000 | $1,740,000 | 13.4% | 0.2% |
| Washington Trust Bank | $3,225,000 | $1,695,000 | -47.4% | 0.2% |
| WASHINGTON STATE EMPLOYEES Credit Union | $5,925,000 | $1,665,000 | -71.9% | 0.2% |
| PNC Bank | $1,820,000 | $1,640,000 | -9.9% | 0.2% |
| BMO Harris Bank | $855,000 | $1,520,000 | 77.8% | 0.2% |
| Figure Lending LLC | $1,240,000 | $1,450,000 | 16.9% | 0.2% |
| RED CANOE CREDIT UNION | $1,450,000 | n/a | 0.2% | |
| First Federal Savings and Loan Association of Port Angeles | $5,440,000 | $1,435,000 | -73.6% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $5,920,000 | $1,410,000 | -76.2% | 0.2% |
| Pacific Premier Bank | $1,395,000 | n/a | 0.2% | |
| Bank of the Pacific | $2,225,000 | $1,310,000 | -41.1% | 0.2% |
| PLANET HOME LENDING, LLC | $2,430,000 | $1,295,000 | -46.7% | 0.2% |
| UBS Bank USA | $905,000 | $1,265,000 | 39.8% | 0.2% |
| Chickasaw Community Bank | $5,425,000 | $1,260,000 | -76.8% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $1,045,000 | $1,230,000 | 17.7% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $1,215,000 | n/a | 0.2% | |
| ADVANCIAL | $1,150,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $2,165,000 | $1,095,000 | -49.4% | 0.1% |
| T2 FINANCIAL LLC | $700,000 | $1,095,000 | 56.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,575,000 | $1,085,000 | -69.7% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $285,000 | $1,070,000 | 275.4% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $1,060,000 | $1,065,000 | 0.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,245,000 | $1,015,000 | -68.7% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $465,000 | $1,010,000 | 117.2% | 0.1% |
| SUMMIT FUNDING, INC. | $2,355,000 | $975,000 | -58.6% | 0.1% |
| HomeTrust Bank | $385,000 | $965,000 | 150.6% | 0.1% |
| NBKC BANK | $4,220,000 | $965,000 | -77.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,275,000 | $920,000 | -59.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $920,000 | n/a | 0.1% | |
| Truist | $3,230,000 | $905,000 | -72.0% | 0.1% |
| Credence Funding Corporation | $890,000 | n/a | 0.1% | |
| The Federal Savings Bank | $3,100,000 | $870,000 | -71.9% | 0.1% |
| Citadel Servicing Corporation | $865,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $3,015,000 | $845,000 | -72.0% | 0.1% |
| City National Bank | $915,000 | $805,000 | -12.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $805,000 | n/a | 0.1% | |
| CIBC Bank USA | $795,000 | n/a | 0.1% | |
| Ross Mortgage Company, Inc. | $790,000 | n/a | 0.1% | |
| City National Bank of Florida | $785,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $440,000 | $785,000 | 78.4% | 0.1% |
| CARDINAL FINANCIAL | $1,775,000 | $770,000 | -56.6% | 0.1% |
| Carrington Mortgage Services, LLC | $2,560,000 | $770,000 | -69.9% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $700,000 | $755,000 | 7.9% | 0.1% |
| First Savings Bank | $345,000 | $755,000 | 118.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $735,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $730,000 | n/a | 0.1% | |
| Citizens Bank | $910,000 | $715,000 | -21.4% | 0.1% |
| SOUND | $650,000 | $700,000 | 7.7% | 0.1% |
| Willamette Valley Bank | $300,000 | $695,000 | 131.7% | 0.1% |
| RF Renovo Management Company, LLC | $690,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $645,000 | n/a | 0.1% | |
| Qualstar Credit Union | $575,000 | $640,000 | 11.3% | 0.1% |
| STANFORD Federal Credit Union | $1,085,000 | $630,000 | -41.9% | 0.1% |
| ALLIANT CREDIT UNION | $530,000 | $585,000 | 10.4% | 0.1% |
| Glacier Bank | $585,000 | n/a | 0.1% | |
| Academy Bank | $125,000 | $560,000 | 348.0% | 0.1% |
| Ixonia Bank | $555,000 | n/a | 0.1% | |
| NMSI, INC. | $555,000 | n/a | 0.1% | |
| SUMMIT MORTGAGE CORPORATION | $545,000 | n/a | 0.1% | |
| The Central Trust Bank | $405,000 | $545,000 | 34.6% | 0.1% |
| 21ST MORTGAGE CORPORATION | $185,000 | $525,000 | 183.8% | 0.1% |
| Utah Power | $525,000 | n/a | 0.1% | |
| PRIORITY HOME LENDING, LLC | $1,570,000 | $515,000 | -67.2% | 0.1% |
| VERITY | $159,415,000 | $505,000 | -99.7% | 0.1% |
| LO, INC. | $495,000 | n/a | 0.1% | |
| BKCO MORTGAGE, LLC | $1,590,000 | $485,000 | -69.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $485,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $465,000 | $475,000 | 2.2% | 0.1% |
| JMAC LENDING, INC. | $465,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $2,205,000 | $465,000 | -78.9% | 0.1% |
| OnPoint Community Credit Union | $465,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $880,000 | $445,000 | -49.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $445,000 | n/a | 0.1% | |
| NexBank | $3,245,000 | $425,000 | -86.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,205,000 | $415,000 | -65.6% | 0.1% |
| SPOKANE TEACHERS | $205,000 | $415,000 | 102.4% | 0.1% |
| The Loan Store, Inc. | $415,000 | n/a | 0.1% | |
| TRISTAR FINANCE, INC. | $1,165,000 | $415,000 | -64.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $995,000 | $395,000 | -60.3% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $485,000 | $395,000 | -18.6% | 0.1% |
| Greenbox Loans, Inc. | $375,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $375,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,880,000 | $375,000 | -80.1% | 0.0% |
| RBC Bank, (Georgia) | $355,000 | $365,000 | 2.8% | 0.0% |
| Sound Community Bank | $680,000 | $365,000 | -46.3% | 0.0% |
| ARC HOME LLC | $700,000 | $355,000 | -49.3% | 0.0% |
| Arvest Bank | $355,000 | n/a | 0.0% | |
| OCMBC, INC. | $345,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $345,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| Zions Bank | $355,000 | $335,000 | -5.6% | 0.0% |
| First National Bank of America | $1,290,000 | $325,000 | -74.8% | 0.0% |
| Loan Simple, Inc. | $425,000 | $325,000 | -23.5% | 0.0% |
| M&T Bank | $995,000 | $295,000 | -70.4% | 0.0% |
| Discover Bank | $380,000 | $285,000 | -25.0% | 0.0% |
| iQ Credit Union | $700,000 | $285,000 | -59.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $275,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $780,000 | $265,000 | -66.0% | 0.0% |
| RANLIFE, INC. | $850,000 | $265,000 | -68.8% | 0.0% |
| Bethpage Federal Credit Union | $510,000 | $255,000 | -50.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $245,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $930,000 | $235,000 | -74.7% | 0.0% |
| SPRING EQ, LLC | $970,000 | $210,000 | -78.4% | 0.0% |
| Signature Federal Credit Union | $195,000 | n/a | 0.0% | |
| INDUSTRIAL CU OF WHATCOM COUNTY | $175,000 | n/a | 0.0% | |
| Plains Commerce Bank | $155,000 | n/a | 0.0% | |
| Nations Lending Corporation | $280,000 | $135,000 | -51.8% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,085,000 | $105,000 | -90.3% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $105,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | n/a | 0.0% | |
| SALAL | $615,000 | $90,000 | -85.4% | 0.0% |
| America's Credit Union | $255,000 | $85,000 | -66.7% | 0.0% |
| Firefighters First Federal Credit Union | $45,000 | $75,000 | 66.7% | 0.0% |
| FIRST TECHNOLOGY | $1,060,000 | $75,000 | -92.9% | 0.0% |
| HARBORSTONE | $155,000 | $75,000 | -51.6% | 0.0% |
| RESIDENTIAL BANCORP | $1,385,000 | $75,000 | -94.6% | 0.0% |
| GTE Federal Credit Union | $55,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $55,000 | n/a | 0.0% | |
| O BEE | $650,000 | $55,000 | -91.5% | 0.0% |
| MOUNTAINCREST CREDIT UNION | $200,000 | $25,000 | -87.5% | 0.0% |
MOUNT VERNON - ANACORTES's top lender by overall market share is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 5.2% market share. In second place, with 5.0%, is Boeing Employees Credit Union, having originated $38,680,000 in loans. In third place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $38,275,000 in loans. In fourth place, with 4.6%, is Peoples Bank, having originated $35,395,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $31,275,000 in loans.
MOUNT VERNON - ANACORTES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $399,500 (11.1%) | $617,046 (18.4%) | 0.00 | 275 |
| 2018-02-01 | $418,588 (14.5%) | $629,984 (20.9%) | 0.00 | 266 |
| 2018-03-01 | $437,000 (20.2%) | $648,294 (25.3%) | 0.00 | 264 |
| 2018-04-01 | $468,750 (25.0%) | $662,821 (23.3%) | 0.00 | 287 |
| 2018-05-01 | $468,430 (22.2%) | $637,518 (16.7%) | 0.00 | 344 |
| 2018-06-01 | $475,000 (11.8%) | $651,033 (9.4%) | 0.00 | 368 |
| 2018-07-01 | $497,000 (22.7%) | $655,852 (12.4%) | 0.00 | 382 |
| 2018-08-01 | $476,975 (14.8%) | $632,946 (9.7%) | 0.00 | 443 |
| 2018-09-01 | $465,000 (11.1%) | $621,670 (9.1%) | 0.00 | 462 |
| 2018-10-01 | $454,400 (9.2%) | $607,515 (5.6%) | 0.00 | 448 |
| 2018-11-01 | $446,750 (7.2%) | $602,980 (2.9%) | 0.00 | 407 |
| 2018-12-01 | $439,925 (8.7%) | $613,891 (1.1%) | 0.00 | 360 |
| 2019-01-01 | $439,475 (10.0%) | $633,036 (2.6%) | 0.00 | 313 |
| 2019-02-01 | $487,500 (16.5%) | $659,151 (4.6%) | 0.00 | 285 |
| 2019-03-01 | $483,193 (10.6%) | $645,379 (-0.5%) | 0.00 | 307 |
| 2019-04-01 | $478,168 (2.0%) | $632,152 (-4.6%) | 0.00 | 334 |
| 2019-05-01 | $460,000 (-1.8%) | $654,299 (2.6%) | 0.00 | 365 |
| 2019-06-01 | $439,000 (-7.6%) | $638,758 (-1.9%) | 0.00 | 412 |
| 2019-07-01 | $426,000 (-14.3%) | $620,541 (-5.4%) | 0.00 | 436 |
| 2019-08-01 | $426,455 (-10.6%) | $615,690 (-2.7%) | 0.00 | 440 |
| 2019-09-01 | $425,636 (-8.5%) | $605,806 (-2.6%) | 0.00 | 432 |
| 2019-10-01 | $422,500 (-7.0%) | $599,217 (-1.4%) | 0.00 | 424 |
| 2019-11-01 | $430,000 (-3.8%) | $617,073 (2.3%) | 0.00 | 363 |
| 2019-12-01 | $442,000 (0.5%) | $622,372 (1.4%) | 0.00 | 311 |
| 2020-01-01 | $447,750 (1.9%) | $624,371 (-1.4%) | 0.00 | 267 |
| 2020-02-01 | $441,900 (-9.4%) | $609,863 (-7.5%) | 0.00 | 262 |
| 2020-03-01 | $462,450 (-4.3%) | $626,081 (-3.0%) | 0.00 | 281 |
| 2020-04-01 | $487,000 (1.9%) | $647,945 (2.5%) | 0.00 | 298 |
| 2020-05-01 | $464,200 (0.9%) | $628,137 (-4.0%) | 0.00 | 317 |
| 2020-06-01 | $462,000 (5.2%) | $624,596 (-2.2%) | 0.00 | 296 |
| 2020-07-01 | $484,700 (13.8%) | $647,296 (4.3%) | 0.00 | 275 |
| 2020-08-01 | $499,000 (17.0%) | $660,109 (7.2%) | 0.00 | 267 |
| 2020-09-01 | $491,475 (15.5%) | $662,279 (9.3%) | 0.00 | 271 |
| 2020-10-01 | $489,000 (15.7%) | $673,631 (12.4%) | 0.00 | 225 |
| 2020-11-01 | $512,000 (19.1%) | $697,824 (13.1%) | 0.00 | 137 |
| 2020-12-01 | $545,500 (23.4%) | $738,683 (18.7%) | 0.00 | 113 |
| 2021-01-01 | $528,000 (17.9%) | $712,109 (14.1%) | 0.00 | 98 |
| 2021-02-01 | $517,500 (17.1%) | $757,225 (24.2%) | 0.00 | 92 |
| 2021-03-01 | $497,000 (7.5%) | $709,657 (13.4%) | 0.00 | 99 |
| 2021-04-01 | $524,500 (7.7%) | $732,553 (13.1%) | 0.00 | 114 |
| 2021-05-01 | $565,000 (21.7%) | $764,799 (21.8%) | 0.00 | 122 |
| 2021-06-01 | $562,438 (21.7%) | $776,874 (24.4%) | 0.00 | 130 |
| 2021-07-01 | $597,000 (23.2%) | $835,148 (29.0%) | 0.00 | 146 |
| 2021-08-01 | $594,063 (19.1%) | $806,859 (22.2%) | 0.00 | 163 |
| 2021-09-01 | $599,000 (21.9%) | $786,470 (18.8%) | 0.00 | 175 |
| 2021-10-01 | $599,900 (22.7%) | $794,789 (18.0%) | 0.00 | 172 |
| 2021-11-01 | $599,900 (17.2%) | $791,399 (13.4%) | 0.00 | 127 |
| 2021-12-01 | $600,450 (10.1%) | $809,042 (9.5%) | 0.00 | 113 |
| 2022-01-01 | $575,000 (8.9%) | $839,594 (17.9%) | 0.00 | 89 |
| 2022-02-01 | $584,750 (13.0%) | $814,246 (7.5%) | 0.00 | 96 |
| 2022-03-01 | $599,938 (20.7%) | $796,352 (12.2%) | 0.00 | 106 |
| 2022-04-01 | $622,500 (18.7%) | $863,287 (17.9%) | 0.00 | 134 |
| 2022-05-01 | $619,999 (9.7%) | $840,030 (9.8%) | 0.00 | 170 |
| 2022-06-01 | $621,500 (10.5%) | $828,107 (6.6%) | 0.00 | 211 |
| 2022-07-01 | $600,000 (0.5%) | $781,727 (-6.4%) | 0.00 | 265 |
| 2022-08-01 | $599,925 (1.0%) | $763,318 (-5.4%) | 0.00 | 304 |
| 2022-09-01 | $612,500 (2.3%) | $760,796 (-3.3%) | 0.00 | 302 |
| 2022-10-01 | $632,500 (5.4%) | $767,767 (-3.4%) | 0.00 | 280 |
| 2022-11-01 | $637,500 (6.3%) | $760,825 (-3.9%) | 0.00 | 266 |
| 2022-12-01 | $616,875 (2.7%) | $751,453 (-7.1%) | 0.00 | 226 |
| 2023-01-01 | $596,850 (3.8%) | $728,909 (-13.2%) | 0.00 | 189 |
| 2023-02-01 | $604,325 (3.4%) | $756,493 (-7.1%) | 0.00 | 161 |
| 2023-03-01 | $616,725 (2.8%) | $780,151 (-2.0%) | 0.00 | 145 |
| 2023-04-01 | $657,250 (5.6%) | $833,902 (-3.4%) | 0.00 | 168 |
| 2023-05-01 | $644,500 (4.0%) | $815,160 (-3.0%) | 0.00 | 185 |
| 2023-06-01 | $631,488 (1.6%) | $877,882 (6.0%) | 0.00 | 204 |
| 2023-07-01 | $693,500 (15.6%) | $923,029 (18.1%) | 0.00 | 206 |
| 2023-08-01 | $694,000 (15.7%) | $922,218 (20.8%) | 0.00 | 222 |
| 2023-09-01 | $704,000 (14.9%) | $956,945 (25.8%) | 0.00 | 233 |
| 2023-10-01 | $724,500 (14.6%) | $961,824 (25.3%) | 0.00 | 239 |
| 2023-11-01 | $699,450 (9.7%) | $947,606 (24.6%) | 0.00 | 219 |
| 2023-12-01 | $675,000 (9.4%) | $875,355 (16.5%) | 0.00 | 185 |
| 2024-01-01 | $679,975 (13.9%) | $904,495 (24.1%) | 0.00 | 149 |
| 2024-02-01 | $669,963 (10.9%) | $947,932 (25.3%) | 0.00 | 138 |
| 2024-03-01 | $657,450 (6.6%) | $930,511 (19.3%) | 0.00 | 160 |
| 2024-04-01 | $651,225 (-0.9%) | $918,099 (10.1%) | 0.00 | 206 |
| 2024-05-01 | $693,750 (7.6%) | $928,545 (13.9%) | 0.00 | 295 |
| 2024-06-01 | $708,250 (12.2%) | $928,792 (5.8%) | 0.00 | 297 |
| 2024-07-01 | $699,975 (0.9%) | $900,982 (-2.4%) | 0.00 | 299 |
| 2024-08-01 | $699,000 (0.7%) | $897,708 (-2.7%) | 0.00 | 306 |
| 2024-09-01 | $699,000 (-0.7%) | $887,376 (-7.3%) | 0.00 | 315 |
| 2024-10-01 | $699,000 (-3.5%) | $877,452 (-8.8%) | 0.00 | 299 |
MOUNT VERNON - ANACORTES's median listing price for 2024-10-01 was $699,000, a difference of
$-25,500
(-3.5%) versus the prior year and
$0 versus the prior month.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2024-10-01 was $877,452, a difference of $-84,372 (-8.8%) versus the prior year and $-9,924 versus the prior month.
For the 2024-10-01 period, MOUNT VERNON - ANACORTES had 299 MLS listings, a difference of -16 listings (-5%) versus the prior month and 60 listings (25%) versus the prior year.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2024-10-01 was $877,452, a difference of $-84,372 (-8.8%) versus the prior year and $-9,924 versus the prior month.
For the 2024-10-01 period, MOUNT VERNON - ANACORTES had 299 MLS listings, a difference of -16 listings (-5%) versus the prior month and 60 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,036 sqft |
| 2018-02-01 | 0 days | 2,094 sqft |
| 2018-03-01 | 0 days | 2,068 sqft |
| 2018-04-01 | 0 days | 2,151 sqft |
| 2018-05-01 | 0 days | 2,135 sqft |
| 2018-06-01 | 0 days | 2,160 sqft |
| 2018-07-01 | 0 days | 2,167 sqft |
| 2018-08-01 | 0 days | 2,094 sqft |
| 2018-09-01 | 0 days | 2,039 sqft |
| 2018-10-01 | 0 days | 2,007 sqft |
| 2018-11-01 | 0 days | 2,005 sqft |
| 2018-12-01 | 0 days | 2,008 sqft |
| 2019-01-01 | 0 days | 2,030 sqft |
| 2019-02-01 | 0 days | 2,104 sqft |
| 2019-03-01 | 0 days | 2,058 sqft |
| 2019-04-01 | 0 days | 2,008 sqft |
| 2019-05-01 | 0 days | 1,979 sqft |
| 2019-06-01 | 0 days | 1,914 sqft |
| 2019-07-01 | 0 days | 1,899 sqft |
| 2019-08-01 | 0 days | 1,891 sqft |
| 2019-09-01 | 0 days | 1,880 sqft |
| 2019-10-01 | 0 days | 1,880 sqft |
| 2019-11-01 | 0 days | 1,920 sqft |
| 2019-12-01 | 0 days | 1,916 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 1,892 sqft |
| 2020-03-01 | 0 days | 1,916 sqft |
| 2020-04-01 | 0 days | 1,979 sqft |
| 2020-05-01 | 0 days | 1,898 sqft |
| 2020-06-01 | 0 days | 1,917 sqft |
| 2020-07-01 | 0 days | 1,930 sqft |
| 2020-08-01 | 0 days | 1,940 sqft |
| 2020-09-01 | 0 days | 1,897 sqft |
| 2020-10-01 | 0 days | 1,936 sqft |
| 2020-11-01 | 0 days | 1,884 sqft |
| 2020-12-01 | 0 days | 2,005 sqft |
| 2021-01-01 | 0 days | 1,919 sqft |
| 2021-02-01 | 0 days | 1,847 sqft |
| 2021-03-01 | 0 days | 1,786 sqft |
| 2021-04-01 | 0 days | 1,816 sqft |
| 2021-05-01 | 0 days | 1,888 sqft |
| 2021-06-01 | 0 days | 1,866 sqft |
| 2021-07-01 | 0 days | 2,022 sqft |
| 2021-08-01 | 0 days | 2,026 sqft |
| 2021-09-01 | 0 days | 2,014 sqft |
| 2021-10-01 | 0 days | 1,966 sqft |
| 2021-11-01 | 0 days | 1,946 sqft |
| 2021-12-01 | 0 days | 1,904 sqft |
| 2022-01-01 | 0 days | 1,871 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 1,801 sqft |
| 2022-04-01 | 0 days | 1,809 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,917 sqft |
| 2022-07-01 | 0 days | 1,929 sqft |
| 2022-08-01 | 0 days | 1,910 sqft |
| 2022-09-01 | 0 days | 1,880 sqft |
| 2022-10-01 | 0 days | 1,949 sqft |
| 2022-11-01 | 0 days | 1,955 sqft |
| 2022-12-01 | 0 days | 1,942 sqft |
| 2023-01-01 | 0 days | 1,936 sqft |
| 2023-02-01 | 0 days | 1,974 sqft |
| 2023-03-01 | 0 days | 2,020 sqft |
| 2023-04-01 | 0 days | 2,128 sqft |
| 2023-05-01 | 0 days | 1,930 sqft |
| 2023-06-01 | 0 days | 1,959 sqft |
| 2023-07-01 | 0 days | 2,006 sqft |
| 2023-08-01 | 0 days | 2,067 sqft |
| 2023-09-01 | 0 days | 2,014 sqft |
| 2023-10-01 | 0 days | 2,135 sqft |
| 2023-11-01 | 0 days | 2,043 sqft |
| 2023-12-01 | 0 days | 2,020 sqft |
| 2024-01-01 | 0 days | 2,211 sqft |
| 2024-02-01 | 0 days | 2,218 sqft |
| 2024-03-01 | 0 days | 2,058 sqft |
| 2024-04-01 | 0 days | 1,988 sqft |
| 2024-05-01 | 0 days | 1,963 sqft |
| 2024-06-01 | 0 days | 1,980 sqft |
| 2024-07-01 | 0 days | 1,997 sqft |
| 2024-08-01 | 0 days | 1,996 sqft |
| 2024-09-01 | 0 days | 1,968 sqft |
| 2024-10-01 | 0 days | 1,956 sqft |
MOUNT VERNON - ANACORTES's median listing age (time on market) for 2024-10-01 was 0 days.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2024-10-01 period was 1,956 sqft. One year prior, the average listing was 2,135 sqft.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2024-10-01 period was 1,956 sqft. One year prior, the average listing was 2,135 sqft.
MOUNT VERNON-ANACORTES, WA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 98221 | Mount Vernon-Anacortes, WA MSA | $1,030 | $1,220 | $1,540 | $2,190 | $2,540 |
| 98229 | Mount Vernon-Anacortes, WA MSA | $1,070 | $1,140 | $1,400 | $1,990 | $2,380 |
| 98232 | Mount Vernon-Anacortes, WA MSA | $1,380 | $1,630 | $2,060 | $2,930 | $3,400 |
| 98233 | Mount Vernon-Anacortes, WA MSA | $920 | $1,090 | $1,380 | $1,960 | $2,280 |
| 98235 | Mount Vernon-Anacortes, WA MSA | $980 | $1,140 | $1,440 | $2,050 | $2,380 |
| 98237 | Mount Vernon-Anacortes, WA MSA | $940 | $1,110 | $1,400 | $1,990 | $2,310 |
| 98238 | Mount Vernon-Anacortes, WA MSA | $830 | $980 | $1,240 | $1,760 | $2,050 |
| 98241 | Mount Vernon-Anacortes, WA MSA | $1,510 | $1,570 | $1,840 | $2,520 | $2,960 |
| 98255 | Mount Vernon-Anacortes, WA MSA | $1,020 | $1,190 | $1,500 | $2,130 | $2,480 |
| 98257 | Mount Vernon-Anacortes, WA MSA | $990 | $1,170 | $1,480 | $2,100 | $2,440 |
| 98263 | Mount Vernon-Anacortes, WA MSA | $1,020 | $1,190 | $1,500 | $2,130 | $2,480 |
| 98267 | Mount Vernon-Anacortes, WA MSA | $1,060 | $1,140 | $1,380 | $1,890 | $2,200 |
| 98273 | Mount Vernon-Anacortes, WA MSA | $830 | $980 | $1,240 | $1,760 | $2,050 |
| 98274 | Mount Vernon-Anacortes, WA MSA | $1,050 | $1,240 | $1,570 | $2,230 | $2,590 |
| 98283 | Mount Vernon-Anacortes, WA MSA | $940 | $1,110 | $1,400 | $1,990 | $2,310 |
| 98284 | Mount Vernon-Anacortes, WA MSA | $1,020 | $1,190 | $1,500 | $2,130 | $2,480 |
| 98292 | Mount Vernon-Anacortes, WA MSA | $1,700 | $1,750 | $2,050 | $2,750 | $3,210 |
2022 Average & Median Rent Data Statistics
MOUNT VERNON-ANACORTES, WA average 1BR rent: $1,226, median: $1,170
MOUNT VERNON-ANACORTES, WA average 2BR rent: $1,525, median: $1,480
MOUNT VERNON-ANACORTES, WA average 3BR rent: $2,147, median: $2,100
MOUNT VERNON-ANACORTES, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,242 | $561,250,000 | $451,892 |
| Home Improvement | 347 | $38,665,000 | $111,427 |
| Other | 228 | $28,190,000 | $123,640 |
| Cash Out Refi | 216 | $60,230,000 | $278,843 |
| Refi | 151 | $81,755,000 | $541,424 |
Mount Vernon - Anacortes's most frequently cited loan purpose was Home Purchase, with 1,242 originations. The 2nd most popular reason was Home Improvement, with 347 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 693 | $328,565,000 | $474,120 |
| Over 8% | 490 | $74,030,000 | $151,082 |
| 7-8% | 452 | $167,040,000 | $369,558 |
| 5-6% | 297 | $138,835,000 | $467,458 |
| 4-5% | 155 | $24,735,000 | $159,581 |
| <2.5% | 29 | $1,135,000 | $39,138 |
| 2.5-3% | 3 | $985,000 | $328,333 |
| 3-4% | 1 | $2,195,000 | $2,195,000 |
During 2023, Mount Vernon - Anacortes's most frequently originated rate bucket was 6-7%, with 693 originations.
Loan Sizing (MOUNT VERNON-ANACORTES, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 598 | $182,550,000 | $305,268 |
| $400k-600k | 574 | $275,730,000 | $480,366 |
| $100,000 or less | 457 | $25,735,000 | $56,313 |
| $100k-200k | 327 | $44,625,000 | $136,468 |
| $600k-1000k | 187 | $133,925,000 | $716,176 |
| $Over $1MM | 41 | $107,525,000 | $2,622,561 |
MOUNT VERNON - ANACORTES's loan sizing saw the bucket of loans from $200k-400k with 598 originations, totaling $182,550,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 619 | $285,565,000 | $461,333 |
| Under 20% | 541 | $41,215,000 | $76,183 |
| 60-80% | 408 | $223,660,000 | $548,186 |
| 20-40% | 286 | $60,380,000 | $211,119 |
| 40-60% | 220 | $100,060,000 | $454,818 |
| Over 100% | 45 | $24,905,000 | $553,444 |
MOUNT VERNON - ANACORTES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 619 originations, totaling $285,565,000 in origination value.