Amres Corporation Mortgage Rates, Fees & Info

Hummelstown, PA

LEI: 54930065B0NVUO52TY13

Tax ID: 47-3705377

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Mortgage Data

Review & Overview

Amres Corporation is a small mortgage company specializing in Refi and Home Purchase loans. Amres Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, Dallas, New York, Miami, and Austin among others. We have data for 181 markets. (Some data included below & more in-depth data is available with an active subscription.)

Amres Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amres Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.02% 4/21/24
30 Year Conventional Refi 6.81% 4/21/24
30 Year Cash-out Refi 7.30% 4/21/24
30 Year FHA Purchase 7.49% 4/21/24
30 Year FHA Refi 6.73% 4/21/24
30 Year VA Purchase 6.42% 4/21/24
30 Year VA Refi 6.33% 4/21/24
30 Year USDA Purchase 7.09% 4/21/24
15 Year Conventional Purchase 5.89% 4/21/24
15 Year Conventional Refi 6.03% 4/21/24
15 Year Cash-out Refi 6.03% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Amres Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Amres Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,912

Origination Dollar Volume (All Markets)

$1,159,030,000
Show all (26) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 718 $204,230,000 $284,443 $4,323 3.05%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 386 $134,370,000 $348,109 $3,204 2.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 276 $93,940,000 $340,362 $5,475 3.05%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 276 $87,300,000 $316,304 $6,597 3.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 208 $73,380,000 $352,788 $2,557 2.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 247 $59,095,000 $239,251 $5,210 3.21%
Outside of Metro Areas 193 $56,985,000 $295,259 $4,751 3.05%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 71 $31,055,000 $437,394 $2,724 2.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 86 $30,710,000 $357,093 $4,517 2.90%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 92 $24,990,000 $271,630 $4,702 3.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 83 $22,915,000 $276,084 $3,566 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 89 $21,555,000 $242,191 $7,680 3.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 64 $19,610,000 $306,406 $2,256 2.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 51 $16,125,000 $316,176 $4,062 3.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 42 $15,200,000 $361,905 $5,041 3.06%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 64 $14,990,000 $234,219 $4,348 2.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 51 $13,935,000 $273,235 $5,498 3.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 35 $11,285,000 $322,429 $4,530 3.07%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 38 $10,330,000 $271,842 $4,429 3.11%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $8,850,000 $201,136 $6,369 3.34%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 23 $8,475,000 $368,478 $3,265 2.89%
LANCASTER, PA (FHA|USDA|VA) 33 $8,205,000 $248,636 $5,304 3.11%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $7,930,000 $440,556 $4,214 2.99%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 25 $6,805,000 $272,200 $4,515 3.16%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $6,335,000 $487,308 $3,405 3.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 15 $6,255,000 $417,000 $3,489 2.91%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 19 $6,125,000 $322,368 $3,768 3.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,315,000 $354,333 $3,279 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $5,060,000 $281,111 $6,295 3.03%
The Dalles, OR (FHA|USDA|VA) 16 $4,750,000 $296,875 $5,879 3.20%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $4,670,000 $291,875 $4,078 2.81%
FORT WAYNE, IN (FHA|USDA|VA) 35 $4,535,000 $129,571 $4,761 3.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $4,395,000 $258,529 $4,488 2.79%
EAST STROUDSBURG, PA (FHA|USDA|VA) 22 $4,340,000 $197,273 $4,903 3.24%
COLUMBUS, OH (FHA|USDA|VA) 24 $4,310,000 $179,583 $6,268 3.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 18 $4,250,000 $236,111 $3,663 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $3,980,000 $248,750 $3,946 2.86%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,545,000 $393,889 $1,926 3.03%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $3,510,000 $219,375 $4,491 3.09%
BEND, OR (FHA|USDA|VA) 9 $3,385,000 $376,111 $5,689 3.22%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,240,000 $202,500 $2,127 2.90%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $3,045,000 $338,333 $4,354 3.19%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $3,030,000 $216,429 $7,987 3.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $3,005,000 $231,154 $4,955 3.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $3,005,000 $429,286 $1,938 3.09%
READING, PA (FHA|USDA|VA) 14 $2,920,000 $208,571 $3,216 2.96%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,161 3.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $2,605,000 $289,444 $5,495 3.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,600,000 $216,667 $4,358 3.14%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,945 2.93%
SALEM, OR (FHA|USDA|VA) 7 $2,305,000 $329,286 $4,351 3.64%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,985,000 $283,571 $4,996 3.11%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $1,955,000 $279,286 $3,721 3.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $1,950,000 $243,750 $5,412 3.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $1,890,000 $189,000 $6,529 3.41%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,715,000 $343,000 $2,089 2.58%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $7,689 3.42%
Torrington, CT (FHA|USDA|VA) 5 $1,595,000 $319,000 $2,308 2.80%
DECATUR, AL (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,818 3.52%
VALLEJO, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,346 3.22%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $6,275 3.15%
Hood River, OR (FHA|USDA|VA) 4 $1,370,000 $342,500 $5,679 3.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,945 3.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,776 3.66%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,535 2.78%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,145,000 $229,000 $8,810 3.28%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,057 3.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,984 3.23%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,826 3.91%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,919 3.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,701 3.55%
KANKAKEE, IL (FHA|USDA|VA) 6 $980,000 $163,333 $5,083 3.44%
Key West, FL (FHA|USDA|VA) 3 $955,000 $318,333 $9,704 3.33%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $955,000 $191,000 $5,430 3.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $950,000 $158,333 $4,375 3.00%
EL PASO, TX (FHA|USDA|VA) 4 $950,000 $237,500 $5,344 2.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $950,000 $475,000 $10,327 3.38%
STOCKTON, CA (FHA|USDA|VA) 2 $940,000 $470,000 $1,375 2.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $900,000 $450,000 $2,484 3.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $865,000 $288,333 $4,348 2.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $865,000 $288,333 $3,588 3.42%
Glenwood Springs, CO (FHA|USDA|VA) 2 $790,000 $395,000 $1,445 2.50%
FRESNO, CA (FHA|USDA|VA) 2 $750,000 $375,000 $3,481 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $740,000 $370,000 $1,976 2.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $700,000 $350,000 $5,913 3.19%
MODESTO, CA (FHA|USDA|VA) 2 $690,000 $345,000 $1,011 3.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $670,000 $111,667 $4,891 3.27%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $670,000 $335,000 $6,477 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $665,000 $221,667 $4,287 2.58%
KNOXVILLE, TN (FHA|USDA|VA) 4 $660,000 $165,000 $3,962 2.97%
GREELEY, CO (FHA|USDA|VA) 2 $630,000 $315,000 $1,446 3.00%
BOULDER, CO (FHA|USDA|VA) 2 $610,000 $305,000 $1,418 2.56%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $610,000 $305,000 $2,609 2.94%
Morehead City, NC (FHA|USDA|VA) 3 $575,000 $191,667 $1,503 2.79%
Mount Vernon, OH (FHA|USDA|VA) 2 $570,000 $285,000 $5,951 2.69%
Cookeville, TN (FHA|USDA|VA) 4 $570,000 $142,500 $8,053 3.53%
Shelbyville, TN (FHA|USDA|VA) 3 $565,000 $188,333 $9,119 3.33%
TOLEDO, OH (FHA|USDA|VA) 4 $540,000 $135,000 $5,516 3.13%
La Grande, OR (FHA|USDA|VA) 4 $510,000 $127,500 $4,153 4.41%
AKRON, OH (FHA|USDA|VA) 2 $500,000 $250,000 $2,650 2.75%
Pottsville, PA (FHA|USDA|VA) 1 $485,000 $485,000 $5,303 3.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $475,000 $475,000 $3,450 2.50%
Dayton, TN (FHA|USDA|VA) 1 $455,000 $455,000 $5,086 3.38%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $6,150 2.69%
MADISON, WI (FHA|USDA|VA) 1 $415,000 $415,000 $3,084 3.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $415,000 $415,000 $2,821 2.38%
MIDLAND, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,474 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $10,391 4.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $400,000 $200,000 $5,294 3.19%
RENO, NV (FHA|USDA|VA) 1 $395,000 $395,000 $3,380 2.50%
COLUMBIA, SC (FHA|USDA|VA) 2 $380,000 $190,000 $4,489 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $375,000 $375,000 $1,215 3.25%
Okeechobee, FL (FHA|USDA|VA) 2 $370,000 $185,000 $9,064 3.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $365,000 $365,000 $1,650 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,146 2.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $360,000 $180,000 $7,359 3.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $350,000 $175,000 $7,354 3.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $350,000 $175,000 $2,687 2.94%
BURLINGTON, NC (FHA|USDA|VA) 2 $350,000 $175,000 $3,699 2.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $345,000 $115,000 $4,673 3.33%
MOBILE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $1,196 3.38%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $340,000 $170,000 $4,616 2.94%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $335,000 $335,000 $6,196 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,898 2.44%
LONGVIEW, WA (FHA|USDA|VA) 1 $325,000 $325,000 $9,850 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $1,639 3.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $315,000 $315,000 $11,062 2.75%
MORRISTOWN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $3,760 3.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,589 2.88%
Arcadia, FL (FHA|USDA|VA) 1 $305,000 $305,000 $11,320 3.50%
NILES, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,106 2.50%
Picayune, MS (FHA|USDA|VA) 1 $295,000 $295,000 $6,453 2.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $285,000 $285,000 $15,498 3.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,263 2.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $275,000 $275,000 $6,471 3.63%
ABILENE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,692 2.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $2,925 2.50%
PUEBLO, CO (FHA|USDA|VA) 1 $255,000 $255,000 $3,055 3.88%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $255,000 $255,000 $9,295 2.75%
AMARILLO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,428 3.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $245,000 $245,000 $776 2.75%
Rockingham, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,416 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,430 3.94%
ROCKFORD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $5,759 3.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,245 2.63%
DOVER, DE (FHA|USDA|VA) 1 $235,000 $235,000 $2,834 2.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,312 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $1,630 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,479 3.38%
TUCSON, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $4,290 2.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $6,799 3.75%
Columbus, MS (FHA|USDA|VA) 1 $195,000 $195,000 $7,609 2.63%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $7,229 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,678 2.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,006 3.75%
Lewisburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $10,668 3.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,267 3.25%
Lock Haven, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,222 2.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,502 2.88%
MEDFORD, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,315 2.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,831 3.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,895 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $5,626 4.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,733 3.63%
OCALA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $6,537 3.50%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $9,162 4.75%
MONROE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $7,240 3.25%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,805 3.25%
NAPA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,750 2.75%
Fernley, NV (FHA|USDA|VA) 1 $135,000 $135,000 $2,543 2.75%
VISALIA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $4,875 4.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,899 4.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,759 2.88%
Huntington, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,127 3.75%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,076 2.88%
Bluffton, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,144 3.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,127 2.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,692 3.50%
Meadville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,643 3.75%
Georgetown, SC (FHA|USDA|VA) 1 $85,000 $85,000 $6,105 3.75%
Scottsboro, AL (FHA|USDA|VA) 1 $65,000 $65,000 $5,214 3.75%
Amres Corporation's top markets include Philadelphia, Dallas, New York, Miami, and Austin among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,097 $950,565,000 $306,931 $3,579 3.00%
    FHA 597 $147,785,000 $247,546 $9,312 3.37%
    VA 184 $54,160,000 $294,348 $5,322 2.99%
    USDA 34 $6,520,000 $191,765 $6,432 3.21%

    For 2020, Amres Corporation's most frequently originated type of loan was Conventional, with 3,097 originations. Their 2nd most popular type was FHA, with 597 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,158 $686,560,000 $318,146 $3,131 2.86%
    Home Purchase 1,318 $354,780,000 $269,181 $6,866 3.31%
    Cash Out Refi 436 $117,690,000 $269,931 $4,668 3.26%

    For 2020, Amres Corporation's most frequently cited loan purpose was Refi, with 2,158 originations. The 2nd most popular reason was Home Purchase, with 1,318 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,030 $899,930,000 $297,007 $5,064 3.16%
    15 Year 569 $165,795,000 $291,380 $2,778 2.59%
    20 Year 181 $57,475,000 $317,541 $3,044 2.95%
    Other 99 $28,535,000 $288,232 $2,973 2.97%
    10 Year 33 $7,295,000 $221,061 $2,238 2.50%

    For 2020, Amres Corporation's most frequently cited loan duration was 30 Year, with 3,030 originations. The 2nd most popular length was 15 Year, with 569 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,581 $443,755,000 $280,680
    $<1k 1,559 $518,835,000 $332,800
    $2k-3k 279 $62,485,000 $223,961
    $3k-4k 222 $53,770,000 $242,207
    $4k-5k 148 $39,840,000 $269,189
    $5k+ 122 $40,120,000 $328,852

    Amres Corporation's average total fees were $5,064, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,581 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,623 $514,485,000 $316,996
    3-4% 1,394 $372,320,000 $267,088
    <2.5% 695 $226,185,000 $325,446
    4-5% 185 $41,915,000 $226,568
    5-6% 11 $3,095,000 $281,364
    6-7% 2 $720,000 $360,000
    Over 8% 2 $310,000 $155,000

    During 2020, Amres Corporation's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,623 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,237 $662,325,000 $296,077 $4,651 3.01%
    $100k-200k 822 $128,520,000 $156,350 $4,490 3.27%
    $400k-600k 737 $340,135,000 $461,513 $4,377 2.92%
    $100,000 or less 85 $6,705,000 $78,882 $4,016 3.53%
    $600k-1MM 31 $21,345,000 $688,548 $5,872 3.10%

    2020 saw Amres Corporation place emphasis on $200k-400k loans with 2,237 originations, totaling $662,325,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,167 $382,605,000 $327,853 $3,927 2.96%
    $150k-250k 758 $277,580,000 $366,201 $3,803 2.92%
    $50k-75k 650 $143,910,000 $221,400 $5,763 3.27%
    $75k-100k 615 $171,975,000 $279,634 $5,251 3.12%
    $50k or less 509 $103,885,000 $204,096 $5,223 3.22%
    $250k+ 210 $78,040,000 $371,619 $3,524 2.95%

    Amres Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,167 originations. The second most popular income band? $150k-250k, with 758 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 906 $279,490,000 $308,488 $3,414 2.91%
    30-36% 719 $216,915,000 $301,690 $4,217 3.02%
    <20% 416 $122,400,000 $294,231 $3,485 2.88%
    50-60% 169 $45,605,000 $269,852 $9,682 3.35%
    44% 144 $39,340,000 $273,194 $4,744 3.21%
    43% 143 $42,895,000 $299,965 $5,039 3.25%
    40% 141 $42,255,000 $299,681 $5,061 3.17%
    39% 137 $40,615,000 $296,460 $4,719 3.20%
    38% 135 $39,885,000 $295,444 $4,487 3.17%
    42% 128 $35,790,000 $279,609 $5,117 3.16%
    36% 126 $36,800,000 $292,063 $4,664 3.12%
    37% 121 $37,285,000 $308,140 $4,415 3.09%
    41% 119 $35,565,000 $298,866 $5,329 3.17%
    49% 114 $30,360,000 $266,316 $5,399 3.19%
    46% 98 $28,300,000 $288,776 $5,347 3.19%
    45% 93 $26,825,000 $288,441 $5,720 3.25%
    47% 90 $25,190,000 $279,889 $6,012 3.08%
    48% 83 $25,205,000 $303,675 $5,793 3.16%
    >60% 30 $8,310,000 $277,000 $5,303 3.23%

    Amres Corporation lent most frequently to those with DTI ratios of 20-30%, with 906 originations. The next most common DTI ratio? 30-36%, with 719 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,849 $522,255,000 $282,453 $5,019 3.17%
    Asian 1,010 $340,650,000 $337,277 $2,768 2.76%
    Not provided 688 $209,490,000 $304,491 $4,724 3.07%
    Black 346 $81,170,000 $234,595 $7,037 3.34%
    American Indian 7 $2,505,000 $357,857 $3,591 2.91%
    Korean 10 $2,340,000 $234,000 $4,000 3.38%
    Native Hawaiian or Islander 1 $355,000 $355,000 $9,663 3.75%
    Filipino 1 $265,000 $265,000 $8,413 2.50%

    Approval Rates

    Total approvals of all applications
    91.78%

    Amres Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    68.97%

    Amres Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,912 $1,159,030,000 $296,276

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 19 $3,145,000 $165,526
    Single Family (1-4 Units):Site-Built 3,893 $1,155,885,000 $296,914

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 92 $20,920,000 $227,391 $3,215 2.93%
    40-60% 541 $156,565,000 $289,399 $3,150 2.87%
    60-80% 1,624 $507,860,000 $312,722 $3,509 2.99%
    80-100% 1,628 $465,340,000 $285,835 $6,072 3.20%
    Over 100% 22 $7,580,000 $344,545 $11,119 3.30%
    Under 20% 5 $765,000 $153,000 $2,680 3.53%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Trouble during payment process 13 5.1%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Improper use of your report 3 1.2%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Closing on a mortgage 51 19.9%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 157 61.3%
    AMERISAVE MORTGAGE CORPORATION VA mortgage Closing on a mortgage 2 0.8%
    AMERISAVE MORTGAGE CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 13 5.1%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Trouble during payment process 1 0.4%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Improper use of your report 1 0.4%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Closing on a mortgage 1 0.4%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 7 2.7%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Trouble during payment process 1 0.4%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 6 2.3%