ANNISTON - OXFORD Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Anniston - Oxford averaged
7.06%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
7.14% and
one month ago for the week of 2024-03-14, the
average rate was 6.6%.
Anniston - Oxford's average rate one year ago was 6.13%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Anniston - Oxford 30 Year Fixed Rate | 2024-04-18 | 7.06% |
| Anniston - Oxford 30 Year Fixed Rate Refi | 2024-04-18 | 7% |
| Anniston - Oxford 15 Year Fixed Rate | 2024-04-18 | 6.59% |
| Anniston - Oxford 15 Year Fixed Rate Refi | 2024-04-18 | 6.59% |
| Anniston - Oxford 30 Year FHA | 2024-04-18 | 6.69% |
| Anniston - Oxford 30 Year FHA Refi | 2024-04-18 | 7.06% |
| Anniston - Oxford 30 Year USDA | 2024-04-18 | 6.66% |
| Anniston - Oxford 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Anniston - Oxford 30 Year VA | 2024-04-18 | 7% |
| Anniston - Oxford 30 Year VA Refi | 2024-04-18 | 6.76% |
ANNISTON - OXFORD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANNISTON-OXFORD, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ANNISTON - OXFORD Average Closing Costs & Other Stats
ANNISTON-OXFORD, AL's 83 lenders originated 1,786
loans during 2023. The total origination value was $276,060,000, with an average loan value of
$154,569.
ANNISTON - OXFORD's average closing costs are $4,683.
The top ANNISTON - OXFORD lender as defined by loan originations is QUICKEN LOANS, LLC, with
40 loans originated. Their average total fees are
$6,140, which is $1,196
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee ANNISTON - OXFORD lenders (with over 10 loans originated) are
AOD Federal Credit Union ($3,324), SouthPoint Bank ($3,985), FIRST COMMUNITY MORTGAGE, INC. ($4,129), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,185) and GUILD MORTGAGE COMPANY ($4,236).
The lowest rate ANNISTON - OXFORD lenders (with over 10 loans originated) are
SouthPoint Bank (6.41%), Ameris Bank (6.58%), SUCCESS MORTGAGE PARTNERS, INC. (6.61%), AOD Federal Credit Union (6.74%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.85%).
ANNISTON-OXFORD, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $39,415,000 | $25,530,000 | -35.2% | 9.2% |
| QUICKEN LOANS, LLC | $28,865,000 | $20,485,000 | -29.0% | 7.4% |
| Ameris Bank | $22,470,000 | $16,455,000 | -26.8% | 6.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $14,975,000 | $15,300,000 | 2.2% | 5.5% |
| Mortgage Research Center, LLC | $8,270,000 | $11,435,000 | 38.3% | 4.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $11,130,000 | $10,780,000 | -3.1% | 3.9% |
| SouthPoint Bank | $15,245,000 | $9,655,000 | -36.7% | 3.5% |
| Regions Bank | $11,700,000 | $9,115,000 | -22.1% | 3.3% |
| GUILD MORTGAGE COMPANY | $7,040,000 | $6,450,000 | -8.4% | 2.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $11,405,000 | $6,060,000 | -46.9% | 2.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $145,000 | $5,160,000 | 3,458.6% | 1.9% |
| ALABAMA TEACHERS | $10,360,000 | $4,875,000 | -52.9% | 1.8% |
| RF Renovo Management Company, LLC | $4,805,000 | n/a | 1.7% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,855,000 | $4,510,000 | 143.1% | 1.6% |
| AOD Federal Credit Union | $9,540,000 | $4,300,000 | -54.9% | 1.6% |
| NobleBank & Trust | $5,075,000 | $4,060,000 | -20.0% | 1.5% |
| AMERICA'S FIRST | $3,925,000 | $3,515,000 | -10.4% | 1.3% |
| MORTGAGE INVESTORS GROUP, INC. | $1,590,000 | $3,495,000 | 119.8% | 1.3% |
| Barings Multifamily Capital | $3,275,000 | n/a | 1.2% | |
| HUNT MORTGAGE CORPORATION | $7,945,000 | $3,260,000 | -59.0% | 1.2% |
| First Bank of Alabama | $3,940,000 | $3,145,000 | -20.2% | 1.1% |
| Farmers & Merchants Bank | $3,075,000 | n/a | 1.1% | |
| 21ST MORTGAGE CORPORATION | $870,000 | $3,005,000 | 245.4% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $3,475,000 | $2,965,000 | -14.7% | 1.1% |
| PNC Bank | $1,855,000 | $2,745,000 | 48.0% | 1.0% |
| Truist | $8,170,000 | $2,650,000 | -67.6% | 1.0% |
| LOANDEPOT.COM, LLC | $7,235,000 | $2,635,000 | -63.6% | 1.0% |
| ACOPIA, LLC | $155,000 | $2,605,000 | 1,580.6% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,330,000 | $2,590,000 | -40.2% | 0.9% |
| First Federal Bank, A FSB | $1,885,000 | $2,470,000 | 31.0% | 0.9% |
| Metro Bank | $4,170,000 | $2,460,000 | -41.0% | 0.9% |
| CMG MORTGAGE, INC. | $995,000 | $2,180,000 | 119.1% | 0.8% |
| Renasant Bank | $2,255,000 | $2,135,000 | -5.3% | 0.8% |
| Wells Fargo Bank | $2,700,000 | $2,120,000 | -21.5% | 0.8% |
| Investar Bank | $4,490,000 | $2,045,000 | -54.5% | 0.7% |
| NEW DAY FINANCIAL, LLC | $2,565,000 | $1,935,000 | -24.6% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $3,155,000 | $1,830,000 | -42.0% | 0.7% |
| River Bank & Trust | $300,000 | $1,810,000 | 503.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $1,485,000 | $1,760,000 | 18.5% | 0.6% |
| ALL IN | $1,630,000 | n/a | 0.6% | |
| Fort McClellan Credit Union | $10,630,000 | $1,605,000 | -84.9% | 0.6% |
| AlaTrust Credit Union | $3,625,000 | $1,540,000 | -57.5% | 0.6% |
| USAA Federal Savings Bank | $1,065,000 | $1,495,000 | 40.4% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $4,645,000 | $1,485,000 | -68.0% | 0.5% |
| BancorpSouth | $4,475,000 | $1,460,000 | -67.4% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $1,445,000 | $1,450,000 | 0.3% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $1,455,000 | $1,235,000 | -15.1% | 0.4% |
| Equity Prime Mortgage LLC | $155,000 | $1,230,000 | 693.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,445,000 | $1,200,000 | -50.9% | 0.4% |
| HOMESTAR FINANCIAL CORPORATION | $1,530,000 | $1,185,000 | -22.5% | 0.4% |
| Citizens Bank | $395,000 | $1,160,000 | 193.7% | 0.4% |
| Trustmark National Bank | $1,620,000 | $1,150,000 | -29.0% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $885,000 | $1,035,000 | 16.9% | 0.4% |
| The Federal Savings Bank | $175,000 | $1,025,000 | 485.7% | 0.4% |
| Plains Commerce Bank | $165,000 | $1,015,000 | 515.2% | 0.4% |
| LIMA ONE CAPITAL, LLC | $685,000 | $970,000 | 41.6% | 0.4% |
| HONDA Federal Credit Union | $990,000 | $960,000 | -3.0% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $240,000 | $865,000 | 260.4% | 0.3% |
| NEWREZ LLC | $1,740,000 | $855,000 | -50.9% | 0.3% |
| Assurance Financial Group, L.L.C. | $1,345,000 | $830,000 | -38.3% | 0.3% |
| JPMorgan Chase Bank | $325,000 | $775,000 | 138.5% | 0.3% |
| Flagstar Bank, FSB | $1,245,000 | $710,000 | -43.0% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $690,000 | $690,000 | 0.0% | 0.2% |
| U.S. Bank | $1,505,000 | $645,000 | -57.1% | 0.2% |
| DAS Acquisition Company, LLC | $210,000 | $595,000 | 183.3% | 0.2% |
| Discover Bank | $280,000 | $585,000 | 108.9% | 0.2% |
| ZILLOW HOME LOANS, LLC | $480,000 | $580,000 | 20.8% | 0.2% |
| Citizens Bank & Trust | $125,000 | $560,000 | 348.0% | 0.2% |
| EMM LOANS LLC | $550,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $660,000 | $545,000 | -17.4% | 0.2% |
| FirstBank | $1,890,000 | $510,000 | -73.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $990,000 | $500,000 | -49.5% | 0.2% |
| FAMILY SAVINGS | $260,000 | $500,000 | 92.3% | 0.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $125,000 | $475,000 | 280.0% | 0.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $595,000 | $460,000 | -22.7% | 0.2% |
| Tyndall Federal Credit Union | $460,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $740,000 | $450,000 | -39.2% | 0.2% |
| Carrington Mortgage Services, LLC | $1,350,000 | $435,000 | -67.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $450,000 | $435,000 | -3.3% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $330,000 | $420,000 | 27.3% | 0.2% |
| MILEND, INC. | $350,000 | $405,000 | 15.7% | 0.1% |
| AVADIAN | $55,000 | $400,000 | 627.3% | 0.1% |
| Blue Ridge Bank | $95,000 | $390,000 | 310.5% | 0.1% |
| Bank of America | $260,000 | $380,000 | 46.2% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $1,135,000 | $380,000 | -66.5% | 0.1% |
| MORTGAGE ACCESS CORP. | $400,000 | $375,000 | -6.3% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $365,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $355,000 | n/a | 0.1% | |
| EvaBank | $70,000 | $340,000 | 385.7% | 0.1% |
| GUARANTEED RATE, INC. | $700,000 | $335,000 | -52.1% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $320,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,555,000 | $320,000 | -79.4% | 0.1% |
| Synovus Bank | $195,000 | $310,000 | 59.0% | 0.1% |
| Mid-Continent Funding, Inc. | $465,000 | $305,000 | -34.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $300,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $1,040,000 | $300,000 | -71.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $290,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $290,000 | n/a | 0.1% | |
| ALABAMA CREDIT UNION | $715,000 | $275,000 | -61.5% | 0.1% |
| The Loan Store, Inc. | $270,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $505,000 | $265,000 | -47.5% | 0.1% |
| CARDINAL FINANCIAL | $830,000 | $245,000 | -70.5% | 0.1% |
| Figure Lending LLC | $245,000 | $240,000 | -2.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $260,000 | $240,000 | -7.7% | 0.1% |
| Nations Lending Corporation | $470,000 | $240,000 | -48.9% | 0.1% |
| NBKC BANK | $230,000 | n/a | 0.1% | |
| Associated Credit Union | $225,000 | n/a | 0.1% | |
| Capital City Home Loans, LLC | $225,000 | n/a | 0.1% | |
| First Federal Bank | $225,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $290,000 | $225,000 | -22.4% | 0.1% |
| CSL Financial, LLC | $320,000 | $220,000 | -31.3% | 0.1% |
| Eco Credit Union | $205,000 | n/a | 0.1% | |
| Hamilton Mortgage Corporation | $205,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $340,000 | $205,000 | -39.7% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,610,000 | $200,000 | -87.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $195,000 | n/a | 0.1% | |
| Ally Bank | $195,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $585,000 | $195,000 | -66.7% | 0.1% |
| Liberty Mortgage Corporation | $115,000 | $195,000 | 69.6% | 0.1% |
| Presidential Bank, FSB | $195,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $190,000 | n/a | 0.1% | |
| Citibank | $525,000 | $190,000 | -63.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $205,000 | $185,000 | -9.8% | 0.1% |
| First National Bank of America | $45,000 | $180,000 | 300.0% | 0.1% |
| Colony Bank | $175,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $175,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $280,000 | $175,000 | -37.5% | 0.1% |
| REDSTONE Federal Credit Union | $405,000 | $175,000 | -56.8% | 0.1% |
| FBC MORTGAGE, LLC | $925,000 | $165,000 | -82.2% | 0.1% |
| FCB Banks | $165,000 | n/a | 0.1% | |
| Liberty Bank | $390,000 | $165,000 | -57.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $160,000 | n/a | 0.1% | |
| APCO EMPLOYEES | $165,000 | $155,000 | -6.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $155,000 | n/a | 0.1% | |
| South State Bank | $330,000 | $155,000 | -53.0% | 0.1% |
| Valley National Bank | $155,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $145,000 | n/a | 0.1% | |
| METROPLEX MORTGAGE SERVICES, INC. | $145,000 | n/a | 0.1% | |
| Peoples Bank of Alabama | $145,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $330,000 | $135,000 | -59.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $135,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $640,000 | $135,000 | -78.9% | 0.0% |
| THE MORTGAGE FIRM, INC. | $135,000 | n/a | 0.0% | |
| Consumer First Mortgage, Inc. | $1,000,000 | $125,000 | -87.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,380,000 | $125,000 | -90.9% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $425,000 | $125,000 | -70.6% | 0.0% |
| Southern States Bank | $2,230,000 | $125,000 | -94.4% | 0.0% |
| BETTER MORTGAGE CORPORATION | $115,000 | $115,000 | 0.0% | 0.0% |
| Metro City Bank | $185,000 | $115,000 | -37.8% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $870,000 | $115,000 | -86.8% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $105,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $125,000 | $105,000 | -16.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| First Savings Bank | $95,000 | n/a | 0.0% | |
| The Exchange Bank of Alabama | $95,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | n/a | 0.0% | |
| LOANPAL, LLC | $85,000 | n/a | 0.0% | |
| M&T Bank | $105,000 | $75,000 | -28.6% | 0.0% |
| Fidelity Bank | $65,000 | n/a | 0.0% | |
| MAX Credit Union | $65,000 | n/a | 0.0% | |
| MidFirst Bank | $65,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $210,000 | $45,000 | -78.6% | 0.0% |
| Coastal Community Bank | $45,000 | n/a | 0.0% | |
| United Community Bank | $465,000 | $45,000 | -90.3% | 0.0% |
ANNISTON - OXFORD's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.2% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $20,485,000 in loans. In third place, with 6.0%, is Ameris Bank, having originated $16,455,000 in loans. In fourth place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,300,000 in loans. In fifth place, with 4.1%, is Mortgage Research Center, LLC, having originated $11,435,000 in loans.
ANNISTON - OXFORD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $119,900 (9.1%) | $152,178 (7.0%) | 0.00 | 482 |
| 2018-02-01 | $118,250 (0.7%) | $148,230 (0.1%) | 0.00 | 504 |
| 2018-03-01 | $119,250 (-0.5%) | $150,358 (-1.6%) | 0.00 | 491 |
| 2018-04-01 | $119,925 (-0.9%) | $155,667 (1.6%) | 0.00 | 477 |
| 2018-05-01 | $121,450 (1.3%) | $159,421 (5.2%) | 0.00 | 465 |
| 2018-06-01 | $124,900 (4.1%) | $159,461 (4.3%) | 0.00 | 476 |
| 2018-07-01 | $125,975 (0.8%) | $157,995 (2.0%) | 0.00 | 489 |
| 2018-08-01 | $124,900 (0.0%) | $153,433 (-1.8%) | 0.00 | 509 |
| 2018-09-01 | $124,900 (5.0%) | $152,804 (0.8%) | 0.00 | 495 |
| 2018-10-01 | $124,900 (7.8%) | $158,790 (4.5%) | 0.00 | 480 |
| 2018-11-01 | $125,000 (5.0%) | $164,160 (8.6%) | 0.00 | 461 |
| 2018-12-01 | $125,000 (4.2%) | $166,912 (8.9%) | 0.00 | 449 |
| 2019-01-01 | $119,800 (-0.1%) | $162,130 (6.5%) | 0.00 | 436 |
| 2019-02-01 | $119,900 (1.4%) | $163,701 (10.4%) | 0.00 | 406 |
| 2019-03-01 | $123,029 (3.2%) | $169,435 (12.7%) | 0.00 | 381 |
| 2019-04-01 | $128,550 (7.2%) | $174,725 (12.2%) | 0.00 | 368 |
| 2019-05-01 | $133,450 (9.9%) | $180,892 (13.5%) | 0.00 | 375 |
| 2019-06-01 | $134,950 (8.1%) | $182,809 (14.6%) | 0.00 | 372 |
| 2019-07-01 | $144,150 (14.4%) | $189,453 (19.9%) | 0.00 | 376 |
| 2019-08-01 | $142,200 (13.9%) | $186,627 (21.6%) | 0.00 | 390 |
| 2019-09-01 | $138,150 (10.6%) | $182,175 (19.2%) | 0.00 | 401 |
| 2019-10-01 | $135,900 (8.8%) | $179,878 (13.3%) | 0.00 | 408 |
| 2019-11-01 | $135,500 (8.4%) | $182,411 (11.1%) | 0.00 | 389 |
| 2019-12-01 | $139,575 (11.7%) | $182,975 (9.6%) | 0.00 | 380 |
| 2020-01-01 | $139,450 (16.4%) | $182,927 (12.8%) | 0.00 | 380 |
| 2020-02-01 | $140,000 (16.8%) | $183,249 (11.9%) | 0.00 | 388 |
| 2020-03-01 | $139,950 (13.8%) | $185,265 (9.3%) | 0.00 | 357 |
| 2020-04-01 | $139,900 (8.8%) | $181,491 (3.9%) | 0.00 | 359 |
| 2020-05-01 | $139,900 (4.8%) | $178,863 (-1.1%) | 0.00 | 347 |
| 2020-06-01 | $139,900 (3.7%) | $185,223 (1.3%) | 0.00 | 316 |
| 2020-07-01 | $141,225 (-2.0%) | $184,666 (-2.5%) | 0.00 | 321 |
| 2020-08-01 | $150,200 (5.6%) | $189,844 (1.7%) | 0.00 | 274 |
| 2020-09-01 | $153,675 (11.2%) | $195,376 (7.3%) | 0.00 | 233 |
| 2020-10-01 | $154,900 (14.0%) | $197,226 (9.6%) | 0.00 | 222 |
| 2020-11-01 | $159,900 (18.0%) | $198,266 (8.7%) | 0.00 | 199 |
| 2020-12-01 | $150,150 (7.6%) | $185,026 (1.1%) | 0.00 | 199 |
| 2021-01-01 | $149,900 (7.5%) | $188,349 (3.0%) | 0.00 | 184 |
| 2021-02-01 | $153,900 (9.9%) | $181,095 (-1.2%) | 0.00 | 172 |
| 2021-03-01 | $154,900 (10.7%) | $183,937 (-0.7%) | 0.00 | 149 |
| 2021-04-01 | $167,450 (19.7%) | $211,619 (16.6%) | 0.00 | 131 |
| 2021-05-01 | $164,950 (17.9%) | $208,164 (16.4%) | 0.00 | 131 |
| 2021-06-01 | $164,950 (17.9%) | $203,238 (9.7%) | 0.00 | 140 |
| 2021-07-01 | $179,900 (27.4%) | $215,237 (16.6%) | 0.00 | 155 |
| 2021-08-01 | $178,400 (18.8%) | $223,495 (17.7%) | 0.00 | 163 |
| 2021-09-01 | $187,400 (22.0%) | $230,843 (18.2%) | 0.00 | 166 |
| 2021-10-01 | $179,900 (16.1%) | $235,935 (19.6%) | 0.00 | 158 |
| 2021-11-01 | $189,675 (18.6%) | $238,366 (20.2%) | 0.00 | 165 |
| 2021-12-01 | $173,700 (15.7%) | $242,192 (30.9%) | 0.00 | 157 |
| 2022-01-01 | $166,000 (10.7%) | $231,041 (22.7%) | 0.00 | 153 |
| 2022-02-01 | $158,650 (3.1%) | $206,191 (13.9%) | 0.00 | 155 |
| 2022-03-01 | $146,175 (-5.6%) | $204,752 (11.3%) | 0.00 | 146 |
| 2022-04-01 | $153,500 (-8.3%) | $201,257 (-4.9%) | 0.00 | 153 |
| 2022-05-01 | $164,950 (0.0%) | $212,315 (2.0%) | 0.00 | 170 |
| 2022-06-01 | $178,450 (8.2%) | $215,451 (6.0%) | 0.00 | 190 |
| 2022-07-01 | $175,000 (-2.7%) | $203,109 (-5.6%) | 0.00 | 220 |
| 2022-08-01 | $182,650 (2.4%) | $214,199 (-4.2%) | 0.00 | 230 |
| 2022-09-01 | $185,575 (-1.0%) | $221,363 (-4.1%) | 0.00 | 231 |
| 2022-10-01 | $187,450 (4.2%) | $238,103 (0.9%) | 0.00 | 233 |
| 2022-11-01 | $187,050 (-1.4%) | $243,385 (2.1%) | 0.00 | 243 |
| 2022-12-01 | $179,000 (3.1%) | $238,517 (-1.5%) | 0.00 | 231 |
| 2023-01-01 | $182,999 (10.2%) | $242,261 (4.9%) | 0.00 | 208 |
| 2023-02-01 | $173,775 (9.5%) | $241,285 (17.0%) | 0.00 | 197 |
| 2023-03-01 | $178,875 (22.4%) | $251,455 (22.8%) | 0.00 | 163 |
| 2023-04-01 | $179,450 (16.9%) | $251,262 (24.9%) | 0.00 | 174 |
| 2023-05-01 | $197,675 (19.8%) | $259,884 (22.4%) | 0.00 | 181 |
| 2023-06-01 | $194,450 (9.0%) | $252,704 (17.3%) | 0.00 | 175 |
| 2023-07-01 | $199,900 (14.2%) | $259,247 (27.6%) | 0.00 | 195 |
| 2023-08-01 | $204,900 (12.2%) | $257,515 (20.2%) | 0.00 | 195 |
| 2023-09-01 | $202,450 (9.1%) | $258,382 (16.7%) | 0.00 | 212 |
| 2023-10-01 | $199,900 (6.6%) | $251,565 (5.7%) | 0.00 | 233 |
| 2023-11-01 | $208,155 (11.3%) | $251,700 (3.4%) | 0.00 | 223 |
| 2023-12-01 | $199,900 (11.7%) | $246,919 (3.5%) | 0.00 | 226 |
| 2024-01-01 | $201,250 (10.0%) | $244,523 (0.9%) | 0.00 | 214 |
| 2024-02-01 | $207,661 (19.5%) | $242,601 (0.6%) | 0.00 | 204 |
| 2024-03-01 | $200,000 (11.8%) | $245,252 (-2.5%) | 0.00 | 212 |
ANNISTON - OXFORD's median listing price comes in at 0% of the national average.
ANNISTON - OXFORD's average listing price for 2024-03-01 was $245,252, a difference of $-6,203 (-2.5%) versus the prior year and $2,651 versus the prior month.
For the 2024-03-01 period, ANNISTON - OXFORD had 212 MLS listings, a difference of 8 listings (4%) versus the prior month and 49 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,757 sqft |
| 2018-02-01 | 0 days | 1,674 sqft |
| 2018-03-01 | 0 days | 1,653 sqft |
| 2018-04-01 | 0 days | 1,667 sqft |
| 2018-05-01 | 0 days | 1,660 sqft |
| 2018-06-01 | 0 days | 1,658 sqft |
| 2018-07-01 | 0 days | 1,662 sqft |
| 2018-08-01 | 0 days | 1,662 sqft |
| 2018-09-01 | 0 days | 1,648 sqft |
| 2018-10-01 | 0 days | 1,642 sqft |
| 2018-11-01 | 0 days | 1,663 sqft |
| 2018-12-01 | 0 days | 1,653 sqft |
| 2019-01-01 | 0 days | 1,626 sqft |
| 2019-02-01 | 0 days | 1,642 sqft |
| 2019-03-01 | 0 days | 1,654 sqft |
| 2019-04-01 | 0 days | 1,647 sqft |
| 2019-05-01 | 0 days | 1,662 sqft |
| 2019-06-01 | 0 days | 1,706 sqft |
| 2019-07-01 | 0 days | 1,737 sqft |
| 2019-08-01 | 0 days | 1,743 sqft |
| 2019-09-01 | 0 days | 1,752 sqft |
| 2019-10-01 | 0 days | 1,750 sqft |
| 2019-11-01 | 0 days | 1,744 sqft |
| 2019-12-01 | 0 days | 1,756 sqft |
| 2020-01-01 | 0 days | 1,775 sqft |
| 2020-02-01 | 0 days | 1,825 sqft |
| 2020-03-01 | 0 days | 1,852 sqft |
| 2020-04-01 | 0 days | 1,842 sqft |
| 2020-05-01 | 0 days | 1,830 sqft |
| 2020-06-01 | 0 days | 1,840 sqft |
| 2020-07-01 | 0 days | 1,849 sqft |
| 2020-08-01 | 0 days | 1,845 sqft |
| 2020-09-01 | 0 days | 1,831 sqft |
| 2020-10-01 | 0 days | 1,823 sqft |
| 2020-11-01 | 0 days | 1,806 sqft |
| 2020-12-01 | 0 days | 1,770 sqft |
| 2021-01-01 | 0 days | 1,781 sqft |
| 2021-02-01 | 0 days | 1,765 sqft |
| 2021-03-01 | 0 days | 1,748 sqft |
| 2021-04-01 | 0 days | 1,845 sqft |
| 2021-05-01 | 0 days | 1,830 sqft |
| 2021-06-01 | 0 days | 1,890 sqft |
| 2021-07-01 | 0 days | 1,889 sqft |
| 2021-08-01 | 0 days | 1,846 sqft |
| 2021-09-01 | 0 days | 1,900 sqft |
| 2021-10-01 | 0 days | 1,889 sqft |
| 2021-11-01 | 0 days | 1,961 sqft |
| 2021-12-01 | 0 days | 1,947 sqft |
| 2022-01-01 | 0 days | 1,784 sqft |
| 2022-02-01 | 0 days | 1,589 sqft |
| 2022-03-01 | 0 days | 1,615 sqft |
| 2022-04-01 | 0 days | 1,614 sqft |
| 2022-05-01 | 0 days | 1,717 sqft |
| 2022-06-01 | 0 days | 1,746 sqft |
| 2022-07-01 | 0 days | 1,775 sqft |
| 2022-08-01 | 0 days | 1,795 sqft |
| 2022-09-01 | 0 days | 1,793 sqft |
| 2022-10-01 | 0 days | 1,853 sqft |
| 2022-11-01 | 0 days | 1,842 sqft |
| 2022-12-01 | 0 days | 1,812 sqft |
| 2023-01-01 | 0 days | 1,771 sqft |
| 2023-02-01 | 0 days | 1,757 sqft |
| 2023-03-01 | 0 days | 1,767 sqft |
| 2023-04-01 | 0 days | 1,700 sqft |
| 2023-05-01 | 0 days | 1,811 sqft |
| 2023-06-01 | 0 days | 1,836 sqft |
| 2023-07-01 | 0 days | 1,883 sqft |
| 2023-08-01 | 0 days | 1,841 sqft |
| 2023-09-01 | 0 days | 1,860 sqft |
| 2023-10-01 | 0 days | 1,813 sqft |
| 2023-11-01 | 0 days | 1,792 sqft |
| 2023-12-01 | 0 days | 1,779 sqft |
| 2024-01-01 | 0 days | 1,764 sqft |
| 2024-02-01 | 0 days | 1,732 sqft |
| 2024-03-01 | 0 days | 1,756 sqft |
ANNISTON - OXFORD's median square footage for active listings during the 2024-03-01 period was 1,756 sqft. One year prior, the average listing was 1,767 sqft.
ANNISTON-OXFORD, AL Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 35096 | Anniston-Oxford-Jacksonville, AL MSA | $720 | $720 | $950 | $1,290 | $1,400 |
| 35905 | Anniston-Oxford-Jacksonville, AL MSA | $510 | $630 | $740 | $940 | $1,000 |
| 36201 | Anniston-Oxford-Jacksonville, AL MSA | $560 | $560 | $740 | $1,000 | $1,090 |
| 36202 | Anniston-Oxford-Jacksonville, AL MSA | $600 | $610 | $800 | $1,090 | $1,180 |
| 36203 | Anniston-Oxford-Jacksonville, AL MSA | $710 | $710 | $940 | $1,280 | $1,380 |
| 36204 | Anniston-Oxford-Jacksonville, AL MSA | $600 | $610 | $800 | $1,090 | $1,180 |
| 36205 | Anniston-Oxford-Jacksonville, AL MSA | $610 | $620 | $810 | $1,100 | $1,190 |
| 36206 | Anniston-Oxford-Jacksonville, AL MSA | $610 | $620 | $810 | $1,100 | $1,190 |
| 36207 | Anniston-Oxford-Jacksonville, AL MSA | $680 | $680 | $900 | $1,220 | $1,320 |
| 36250 | Anniston-Oxford-Jacksonville, AL MSA | $750 | $760 | $1,000 | $1,360 | $1,470 |
| 36257 | Anniston-Oxford-Jacksonville, AL MSA | $600 | $610 | $800 | $1,090 | $1,180 |
| 36260 | Anniston-Oxford-Jacksonville, AL MSA | $560 | $560 | $740 | $1,000 | $1,090 |
| 36265 | Anniston-Oxford-Jacksonville, AL MSA | $560 | $560 | $740 | $1,000 | $1,090 |
| 36271 | Anniston-Oxford-Jacksonville, AL MSA | $590 | $590 | $780 | $1,060 | $1,150 |
| 36272 | Anniston-Oxford-Jacksonville, AL MSA | $550 | $570 | $740 | $1,000 | $1,080 |
| 36277 | Anniston-Oxford-Jacksonville, AL MSA | $690 | $700 | $920 | $1,250 | $1,350 |
| 36279 | Anniston-Oxford-Jacksonville, AL MSA | $880 | $880 | $1,160 | $1,570 | $1,700 |
2022 Average & Median Rent Data Statistics
ANNISTON-OXFORD, AL average 1BR rent: $646, median: $620
ANNISTON-OXFORD, AL average 2BR rent: $845, median: $800
ANNISTON-OXFORD, AL average 3BR rent: $1,144, median: $1,090
ANNISTON-OXFORD, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,108 | $195,370,000 | $176,327 |
| Cash Out Refi | 248 | $44,890,000 | $181,008 |
| Other | 151 | $8,465,000 | $56,060 |
| Refi | 144 | $18,660,000 | $129,583 |
| Home Improvement | 135 | $8,675,000 | $64,259 |
Anniston - Oxford's most frequently cited loan purpose was Home Purchase, with 1,108 originations. The 2nd most popular reason was Cash Out Refi, with 248 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 665 | $119,535,000 | $179,752 |
| 7-8% | 401 | $62,185,000 | $155,075 |
| Over 8% | 325 | $29,695,000 | $91,369 |
| 5-6% | 210 | $42,010,000 | $200,048 |
| 4-5% | 31 | $3,565,000 | $115,000 |
| <2.5% | 5 | $125,000 | $25,000 |
| 3-4% | 1 | $105,000 | $105,000 |
| 2.5-3% | 1 | $335,000 | $335,000 |
During 2023, Anniston - Oxford's most frequently originated rate bucket was 6-7%, with 665 originations.
Loan Sizing (ANNISTON-OXFORD, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 703 | $103,595,000 | $147,361 |
| $100,000 or less | 648 | $36,460,000 | $56,265 |
| $200k-400k | 387 | $101,135,000 | $261,331 |
| $400k-600k | 35 | $16,685,000 | $476,714 |
| $600k-1000k | 8 | $5,300,000 | $662,500 |
| $Over $1MM | 5 | $12,885,000 | $2,577,000 |
ANNISTON - OXFORD's loan sizing saw the bucket of loans from $100k-200k with 703 originations, totaling $103,595,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 846 | $159,150,000 | $188,121 |
| 60-80% | 298 | $60,980,000 | $204,631 |
| Under 20% | 182 | $5,180,000 | $28,462 |
| 20-40% | 160 | $11,180,000 | $69,875 |
| 40-60% | 121 | $14,655,000 | $121,116 |
| Over 100% | 29 | $5,945,000 | $205,000 |
ANNISTON - OXFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 846 originations, totaling $159,150,000 in origination value.