ANNISTON - OXFORD Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Anniston - Oxford averaged 6.94% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.85% and one month ago for the week of 2024-10-10, the average rate was 6.48%.

    Anniston - Oxford's average rate one year ago was 7.56%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Anniston - Oxford 30 Year Fixed Rate 2024-11-14 6.94%
    Anniston - Oxford 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Anniston - Oxford 15 Year Fixed Rate 2024-11-14 5.99%
    Anniston - Oxford 15 Year Fixed Rate Refi 2024-11-14 6.29%
    Anniston - Oxford 30 Year FHA 2024-11-14 -0.17%
    Anniston - Oxford 30 Year FHA Refi 2024-11-14 -0.1%
    Anniston - Oxford 30 Year USDA 2024-11-14 -0.1%
    Anniston - Oxford 30 Year USDA Refi 2024-11-14 0%
    Anniston - Oxford 30 Year VA 2024-11-14 0.24%
    Anniston - Oxford 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANNISTON-OXFORD, AL.

    ANNISTON - OXFORD Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANNISTON-OXFORD, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 40 6.91% $6,140
    UNITED WHOLESALE MORTGAGE, LLC 38 6.95% $4,945
    Ameris Bank 36 6.58% $4,890
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 6.85% $4,185
    SouthPoint Bank 28 6.41% $3,985
    AOD Federal Credit Union 25 6.74% $3,324
    FIRST COMMUNITY MORTGAGE, INC. 17 6.96% $4,129
    SUCCESS MORTGAGE PARTNERS, INC. 13 6.61% $5,053
    VANDERBILT MORTGAGE AND FINANCE, INC. 11 7.28% $5,328
    GUILD MORTGAGE COMPANY 10 6.96% $4,236
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 10 7.55% $6,814
    HUNT MORTGAGE CORPORATION 9 7.11% $4,347
    Wells Fargo Bank 8 6.47% $2,143
    Regions Bank 8 6.61% $3,639
    ALABAMA TEACHERS 8 7.03% $3,155
    MORTGAGE INVESTORS GROUP, INC. 7 6.75% $4,902
    First Federal Bank, A FSB 7 6.57% $5,650
    BancorpSouth 7 6.88% $3,711
    Mr. Cooper ( Nationstar Mortgage ) 6 7.08% $7,245
    AMERICA'S FIRST 6 6.40% $4,819
    PNC Bank 5 7.00% $4,166
    Mortgage Research Center, LLC 5 6.77% $2,801
    Truist 5 6.49% $5,737
    LOANDEPOT.COM, LLC 5 6.78% $5,644
    CMG MORTGAGE, INC. 5 6.57% $7,182
    Renasant Bank 5 6.75% $4,061
    JPMorgan Chase Bank 4 7.15% $887
    Trustmark National Bank 4 6.47% $3,664
    Citizens Bank 4 6.90% $5,369
    MOVEMENT MORTGAGE, LLC 3 6.73% $4,241
    NAVY FEDERAL CREDIT UNION 3 7.38% $5,174
    BROKER SOLUTIONS, INC. 3 7.54% $6,000
    21ST MORTGAGE CORPORATION 3 7.80% $6,374
    AMERISAVE MORTGAGE CORPORATION 3 6.88% $7,083
    The Loan Store, Inc. 2 6.19% $3,365
    ACOPIA, LLC 2 6.69% $5,684
    CHURCHILL MORTGAGE CORPORATION 2 7.19% $4,707
    Citibank 2 5.94% $3,875
    HONDA Federal Credit Union 2 6.25% $4,683
    PENNYMAC LOAN SERVICES, LLC 2 6.50% $5,481
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 7.19% $6,881
    U.S. Bank 2 6.49% $5,188
    First National Bank of America 1 11.00% $6,063
    Hamilton Mortgage Corporation 1 7.38% $3,245
    HOMEXPRESS MORTGAGE CORP. 1 8.88% $7,621
    ZILLOW HOME LOANS, LLC 1 6.25% $4,202
    First Federal Bank 1 7.13% $2,465
    FirstBank 1 6.63% $2,971
    Fidelity Bank 1 5.75% $2,727
    MAX Credit Union 1 6.75% $3,247
    FCB Banks 1 6.63% $2,910
    EVERETT FINANCIAL, INC. 1 7.25% $14,598
    EMM LOANS LLC 1 7.88% $8,491
    Eco Credit Union 1 5.75% $4,902
    MUTUAL OF OMAHA MORTGAGE, INC. 1 8.00% $6,173
    Discover Bank 1 8.04% $0
    Ally Bank 1 6.50% $1,959
    PENTAGON FEDERAL CREDIT UNION 1 5.25% $3,310
    DEEPHAVEN MORTGAGE LLC 1 8.38% $8,646
    Princeton Mortgage Corporation 1 7.63% $8,263
    Prosperity Home Mortgage, LLC 1 6.38% $4,220
    DAS Acquisition Company, LLC 1 6.63% $3,737
    Consumer First Mortgage, Inc. 1 6.50% $4,177
    Colony Bank 1 6.25% $5,237
    ROYAL UNITED MORTGAGE LLC 1 7.50% $4,988
    AlaTrust Credit Union 1 6.75% $4,440
    BETTER MORTGAGE CORPORATION 1 7.00% $3,566
    South State Bank 1 7.63% $3,915
    BANKSOUTH MORTGAGE COMPANY, LLC 1 7.13% $7,100
    SWBC MORTGAGE CORPORATION 1 6.88% $2,001
    Synovus Bank 1 6.75% $2,862
    The Federal Savings Bank 1 6.75% $3,180
    AVADIAN 1 6.13% $6,478
    THE MORTGAGE FIRM, INC. 1 6.62% $4,938
    Assurance Financial Group, L.L.C. 1 7.13% $5,609
    Associated Credit Union 1 5.13% $4,324
    Tyndall Federal Credit Union 1 6.25% $3,467
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $4,962
    USAA Federal Savings Bank 1 6.88% $3,740
    Flagstar Bank, FSB 1 6.63% $3,012
    FREEDOM MORTGAGE CORPORATION 1 7.00% $8,789
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 8.63% $3,936
    GUARANTEED RATE AFFINITY, LLC 1 7.33% $3,516

    ANNISTON - OXFORD Average Closing Costs & Other Stats

    ANNISTON-OXFORD, AL's 83 lenders originated 1,786 loans during 2023. The total origination value was $276,060,000, with an average loan value of $154,569.

    ANNISTON - OXFORD's average closing costs are $4,683.

    The top ANNISTON - OXFORD lender as defined by loan originations is QUICKEN LOANS, LLC, with 40 loans originated. Their average total fees are $6,140, which is $1,196 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee ANNISTON - OXFORD lenders (with over 10 loans originated) are AOD Federal Credit Union ($3,324), SouthPoint Bank ($3,985), FIRST COMMUNITY MORTGAGE, INC. ($4,129), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,185) and GUILD MORTGAGE COMPANY ($4,236).

    The lowest rate ANNISTON - OXFORD lenders (with over 10 loans originated) are SouthPoint Bank (6.41%), Ameris Bank (6.58%), SUCCESS MORTGAGE PARTNERS, INC. (6.61%), AOD Federal Credit Union (6.74%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.85%).

    ANNISTON-OXFORD, AL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,415,000 $25,530,000 -35.2% 9.2%
    QUICKEN LOANS, LLC $28,865,000 $20,485,000 -29.0% 7.4%
    Ameris Bank $22,470,000 $16,455,000 -26.8% 6.0%
    UNITED WHOLESALE MORTGAGE, LLC $14,975,000 $15,300,000 2.2% 5.5%
    Mortgage Research Center, LLC $8,270,000 $11,435,000 38.3% 4.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $11,130,000 $10,780,000 -3.1% 3.9%
    SouthPoint Bank $15,245,000 $9,655,000 -36.7% 3.5%
    Regions Bank $11,700,000 $9,115,000 -22.1% 3.3%
    GUILD MORTGAGE COMPANY $7,040,000 $6,450,000 -8.4% 2.3%
    SUCCESS MORTGAGE PARTNERS, INC. $11,405,000 $6,060,000 -46.9% 2.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $145,000 $5,160,000 3,458.6% 1.9%
    ALABAMA TEACHERS $10,360,000 $4,875,000 -52.9% 1.8%
    RF Renovo Management Company, LLC $4,805,000 n/a 1.7%
    FIRST COMMUNITY MORTGAGE, INC. $1,855,000 $4,510,000 143.1% 1.6%
    AOD Federal Credit Union $9,540,000 $4,300,000 -54.9% 1.6%
    NobleBank & Trust $5,075,000 $4,060,000 -20.0% 1.5%
    AMERICA'S FIRST $3,925,000 $3,515,000 -10.4% 1.3%
    MORTGAGE INVESTORS GROUP, INC. $1,590,000 $3,495,000 119.8% 1.3%
    Barings Multifamily Capital $3,275,000 n/a 1.2%
    HUNT MORTGAGE CORPORATION $7,945,000 $3,260,000 -59.0% 1.2%
    First Bank of Alabama $3,940,000 $3,145,000 -20.2% 1.1%
    Farmers & Merchants Bank $3,075,000 n/a 1.1%
    21ST MORTGAGE CORPORATION $870,000 $3,005,000 245.4% 1.1%
    FREEDOM MORTGAGE CORPORATION $3,475,000 $2,965,000 -14.7% 1.1%
    PNC Bank $1,855,000 $2,745,000 48.0% 1.0%
    Truist $8,170,000 $2,650,000 -67.6% 1.0%
    LOANDEPOT.COM, LLC $7,235,000 $2,635,000 -63.6% 1.0%
    ACOPIA, LLC $155,000 $2,605,000 1,580.6% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $4,330,000 $2,590,000 -40.2% 0.9%
    First Federal Bank, A FSB $1,885,000 $2,470,000 31.0% 0.9%
    Metro Bank $4,170,000 $2,460,000 -41.0% 0.9%
    CMG MORTGAGE, INC. $995,000 $2,180,000 119.1% 0.8%
    Renasant Bank $2,255,000 $2,135,000 -5.3% 0.8%
    Wells Fargo Bank $2,700,000 $2,120,000 -21.5% 0.8%
    Investar Bank $4,490,000 $2,045,000 -54.5% 0.7%
    NEW DAY FINANCIAL, LLC $2,565,000 $1,935,000 -24.6% 0.7%
    AMERISAVE MORTGAGE CORPORATION $3,155,000 $1,830,000 -42.0% 0.7%
    River Bank & Trust $300,000 $1,810,000 503.3% 0.7%
    BROKER SOLUTIONS, INC. $1,485,000 $1,760,000 18.5% 0.6%
    ALL IN $1,630,000 n/a 0.6%
    Fort McClellan Credit Union $10,630,000 $1,605,000 -84.9% 0.6%
    AlaTrust Credit Union $3,625,000 $1,540,000 -57.5% 0.6%
    USAA Federal Savings Bank $1,065,000 $1,495,000 40.4% 0.5%
    PENNYMAC LOAN SERVICES, LLC $4,645,000 $1,485,000 -68.0% 0.5%
    BancorpSouth $4,475,000 $1,460,000 -67.4% 0.5%
    MOVEMENT MORTGAGE, LLC $1,445,000 $1,450,000 0.3% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $1,455,000 $1,235,000 -15.1% 0.4%
    Equity Prime Mortgage LLC $155,000 $1,230,000 693.5% 0.4%
    NAVY FEDERAL CREDIT UNION $2,445,000 $1,200,000 -50.9% 0.4%
    HOMESTAR FINANCIAL CORPORATION $1,530,000 $1,185,000 -22.5% 0.4%
    Citizens Bank $395,000 $1,160,000 193.7% 0.4%
    Trustmark National Bank $1,620,000 $1,150,000 -29.0% 0.4%
    CHURCHILL MORTGAGE CORPORATION $885,000 $1,035,000 16.9% 0.4%
    The Federal Savings Bank $175,000 $1,025,000 485.7% 0.4%
    Plains Commerce Bank $165,000 $1,015,000 515.2% 0.4%
    LIMA ONE CAPITAL, LLC $685,000 $970,000 41.6% 0.4%
    HONDA Federal Credit Union $990,000 $960,000 -3.0% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $240,000 $865,000 260.4% 0.3%
    NEWREZ LLC $1,740,000 $855,000 -50.9% 0.3%
    Assurance Financial Group, L.L.C. $1,345,000 $830,000 -38.3% 0.3%
    JPMorgan Chase Bank $325,000 $775,000 138.5% 0.3%
    Flagstar Bank, FSB $1,245,000 $710,000 -43.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $690,000 $690,000 0.0% 0.2%
    U.S. Bank $1,505,000 $645,000 -57.1% 0.2%
    DAS Acquisition Company, LLC $210,000 $595,000 183.3% 0.2%
    Discover Bank $280,000 $585,000 108.9% 0.2%
    ZILLOW HOME LOANS, LLC $480,000 $580,000 20.8% 0.2%
    Citizens Bank & Trust $125,000 $560,000 348.0% 0.2%
    EMM LOANS LLC $550,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $660,000 $545,000 -17.4% 0.2%
    FirstBank $1,890,000 $510,000 -73.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $990,000 $500,000 -49.5% 0.2%
    FAMILY SAVINGS $260,000 $500,000 92.3% 0.2%
    BANKSOUTH MORTGAGE COMPANY, LLC $125,000 $475,000 280.0% 0.2%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $595,000 $460,000 -22.7% 0.2%
    Tyndall Federal Credit Union $460,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $740,000 $450,000 -39.2% 0.2%
    Carrington Mortgage Services, LLC $1,350,000 $435,000 -67.8% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $435,000 -3.3% 0.2%
    Barrington Bank & Trust Company, N.A. $330,000 $420,000 27.3% 0.2%
    MILEND, INC. $350,000 $405,000 15.7% 0.1%
    AVADIAN $55,000 $400,000 627.3% 0.1%
    Blue Ridge Bank $95,000 $390,000 310.5% 0.1%
    Bank of America $260,000 $380,000 46.2% 0.1%
    CRESCENT MORTGAGE COMPANY $1,135,000 $380,000 -66.5% 0.1%
    MORTGAGE ACCESS CORP. $400,000 $375,000 -6.3% 0.1%
    STOCKTON MORTGAGE CORPORATION $365,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $355,000 n/a 0.1%
    EvaBank $70,000 $340,000 385.7% 0.1%
    GUARANTEED RATE, INC. $700,000 $335,000 -52.1% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $320,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,555,000 $320,000 -79.4% 0.1%
    Synovus Bank $195,000 $310,000 59.0% 0.1%
    Mid-Continent Funding, Inc. $465,000 $305,000 -34.4% 0.1%
    SWBC MORTGAGE CORPORATION $300,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,040,000 $300,000 -71.2% 0.1%
    FINANCE OF AMERICA REVERSE LLC $290,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $290,000 n/a 0.1%
    ALABAMA CREDIT UNION $715,000 $275,000 -61.5% 0.1%
    The Loan Store, Inc. $270,000 n/a 0.1%
    Princeton Mortgage Corporation $505,000 $265,000 -47.5% 0.1%
    CARDINAL FINANCIAL $830,000 $245,000 -70.5% 0.1%
    Figure Lending LLC $245,000 $240,000 -2.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $260,000 $240,000 -7.7% 0.1%
    Nations Lending Corporation $470,000 $240,000 -48.9% 0.1%
    NBKC BANK $230,000 n/a 0.1%
    Associated Credit Union $225,000 n/a 0.1%
    Capital City Home Loans, LLC $225,000 n/a 0.1%
    First Federal Bank $225,000 n/a 0.1%
    TJC Mortgage, Inc. $290,000 $225,000 -22.4% 0.1%
    CSL Financial, LLC $320,000 $220,000 -31.3% 0.1%
    Eco Credit Union $205,000 n/a 0.1%
    Hamilton Mortgage Corporation $205,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $340,000 $205,000 -39.7% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $1,610,000 $200,000 -87.6% 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
    Ally Bank $195,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $585,000 $195,000 -66.7% 0.1%
    Liberty Mortgage Corporation $115,000 $195,000 69.6% 0.1%
    Presidential Bank, FSB $195,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $190,000 n/a 0.1%
    Citibank $525,000 $190,000 -63.8% 0.1%
    DEEPHAVEN MORTGAGE LLC $205,000 $185,000 -9.8% 0.1%
    First National Bank of America $45,000 $180,000 300.0% 0.1%
    Colony Bank $175,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $175,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $280,000 $175,000 -37.5% 0.1%
    REDSTONE Federal Credit Union $405,000 $175,000 -56.8% 0.1%
    FBC MORTGAGE, LLC $925,000 $165,000 -82.2% 0.1%
    FCB Banks $165,000 n/a 0.1%
    Liberty Bank $390,000 $165,000 -57.7% 0.1%
    LENDINGHOME FUNDING CORPORATION $160,000 n/a 0.1%
    APCO EMPLOYEES $165,000 $155,000 -6.1% 0.1%
    GUARANTEED RATE AFFINITY, LLC $155,000 n/a 0.1%
    South State Bank $330,000 $155,000 -53.0% 0.1%
    Valley National Bank $155,000 n/a 0.1%
    INTERCAP LENDING INC. $145,000 n/a 0.1%
    METROPLEX MORTGAGE SERVICES, INC. $145,000 n/a 0.1%
    Peoples Bank of Alabama $145,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $330,000 $135,000 -59.1% 0.0%
    Commerce Home Mortgage, Inc. $135,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $640,000 $135,000 -78.9% 0.0%
    THE MORTGAGE FIRM, INC. $135,000 n/a 0.0%
    Consumer First Mortgage, Inc. $1,000,000 $125,000 -87.5% 0.0%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $1,380,000 $125,000 -90.9% 0.0%
    PENTAGON FEDERAL CREDIT UNION $425,000 $125,000 -70.6% 0.0%
    Southern States Bank $2,230,000 $125,000 -94.4% 0.0%
    BETTER MORTGAGE CORPORATION $115,000 $115,000 0.0% 0.0%
    Metro City Bank $185,000 $115,000 -37.8% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $870,000 $115,000 -86.8% 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $105,000 n/a 0.0%
    Community Bank of Mississippi $125,000 $105,000 -16.0% 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 n/a 0.0%
    CANOPY MORTGAGE, LLC $95,000 n/a 0.0%
    First Savings Bank $95,000 n/a 0.0%
    The Exchange Bank of Alabama $95,000 n/a 0.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $95,000 n/a 0.0%
    LOANPAL, LLC $85,000 n/a 0.0%
    M&T Bank $105,000 $75,000 -28.6% 0.0%
    Fidelity Bank $65,000 n/a 0.0%
    MAX Credit Union $65,000 n/a 0.0%
    MidFirst Bank $65,000 n/a 0.0%
    CHERRY CREEK MORTGAGE, LLC $210,000 $45,000 -78.6% 0.0%
    Coastal Community Bank $45,000 n/a 0.0%
    United Community Bank $465,000 $45,000 -90.3% 0.0%

    ANNISTON - OXFORD's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.2% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $20,485,000 in loans. In third place, with 6.0%, is Ameris Bank, having originated $16,455,000 in loans. In fourth place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,300,000 in loans. In fifth place, with 4.1%, is Mortgage Research Center, LLC, having originated $11,435,000 in loans.

    ANNISTON - OXFORD Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (9.1%) $152,178 (7.0%) 0.00 482
    2018-02-01 $118,250 (0.7%) $148,230 (0.1%) 0.00 504
    2018-03-01 $119,250 (-0.5%) $150,358 (-1.6%) 0.00 491
    2018-04-01 $119,925 (-0.9%) $155,667 (1.6%) 0.00 477
    2018-05-01 $121,450 (1.3%) $159,421 (5.2%) 0.00 465
    2018-06-01 $124,900 (4.1%) $159,461 (4.3%) 0.00 476
    2018-07-01 $125,975 (0.8%) $157,995 (2.0%) 0.00 489
    2018-08-01 $124,900 (0.0%) $153,433 (-1.8%) 0.00 509
    2018-09-01 $124,900 (5.0%) $152,804 (0.8%) 0.00 495
    2018-10-01 $124,900 (7.8%) $158,790 (4.5%) 0.00 480
    2018-11-01 $125,000 (5.0%) $164,160 (8.6%) 0.00 461
    2018-12-01 $125,000 (4.2%) $166,912 (8.9%) 0.00 449
    2019-01-01 $119,800 (-0.1%) $162,130 (6.5%) 0.00 436
    2019-02-01 $119,900 (1.4%) $163,701 (10.4%) 0.00 406
    2019-03-01 $123,029 (3.2%) $169,435 (12.7%) 0.00 381
    2019-04-01 $128,550 (7.2%) $174,725 (12.2%) 0.00 368
    2019-05-01 $133,450 (9.9%) $180,892 (13.5%) 0.00 375
    2019-06-01 $134,950 (8.1%) $182,809 (14.6%) 0.00 372
    2019-07-01 $144,150 (14.4%) $189,453 (19.9%) 0.00 376
    2019-08-01 $142,200 (13.9%) $186,627 (21.6%) 0.00 390
    2019-09-01 $138,150 (10.6%) $182,175 (19.2%) 0.00 401
    2019-10-01 $135,900 (8.8%) $179,878 (13.3%) 0.00 408
    2019-11-01 $135,500 (8.4%) $182,411 (11.1%) 0.00 389
    2019-12-01 $139,575 (11.7%) $182,975 (9.6%) 0.00 380
    2020-01-01 $139,450 (16.4%) $182,927 (12.8%) 0.00 380
    2020-02-01 $140,000 (16.8%) $183,249 (11.9%) 0.00 388
    2020-03-01 $139,950 (13.8%) $185,265 (9.3%) 0.00 357
    2020-04-01 $139,900 (8.8%) $181,491 (3.9%) 0.00 359
    2020-05-01 $139,900 (4.8%) $178,863 (-1.1%) 0.00 347
    2020-06-01 $139,900 (3.7%) $185,223 (1.3%) 0.00 316
    2020-07-01 $141,225 (-2.0%) $184,666 (-2.5%) 0.00 321
    2020-08-01 $150,200 (5.6%) $189,844 (1.7%) 0.00 274
    2020-09-01 $153,675 (11.2%) $195,376 (7.3%) 0.00 233
    2020-10-01 $154,900 (14.0%) $197,226 (9.6%) 0.00 222
    2020-11-01 $159,900 (18.0%) $198,266 (8.7%) 0.00 199
    2020-12-01 $150,150 (7.6%) $185,026 (1.1%) 0.00 199
    2021-01-01 $149,900 (7.5%) $188,349 (3.0%) 0.00 184
    2021-02-01 $153,900 (9.9%) $181,095 (-1.2%) 0.00 172
    2021-03-01 $154,900 (10.7%) $183,937 (-0.7%) 0.00 149
    2021-04-01 $167,450 (19.7%) $211,619 (16.6%) 0.00 131
    2021-05-01 $164,950 (17.9%) $208,164 (16.4%) 0.00 131
    2021-06-01 $164,950 (17.9%) $203,238 (9.7%) 0.00 140
    2021-07-01 $179,900 (27.4%) $215,237 (16.6%) 0.00 155
    2021-08-01 $178,400 (18.8%) $223,495 (17.7%) 0.00 163
    2021-09-01 $187,400 (22.0%) $230,843 (18.2%) 0.00 166
    2021-10-01 $179,900 (16.1%) $235,935 (19.6%) 0.00 158
    2021-11-01 $189,675 (18.6%) $238,366 (20.2%) 0.00 165
    2021-12-01 $173,700 (15.7%) $242,192 (30.9%) 0.00 157
    2022-01-01 $166,000 (10.7%) $231,041 (22.7%) 0.00 153
    2022-02-01 $158,650 (3.1%) $206,191 (13.9%) 0.00 155
    2022-03-01 $146,175 (-5.6%) $204,752 (11.3%) 0.00 146
    2022-04-01 $153,500 (-8.3%) $201,257 (-4.9%) 0.00 153
    2022-05-01 $164,950 (0.0%) $212,315 (2.0%) 0.00 170
    2022-06-01 $178,450 (8.2%) $215,451 (6.0%) 0.00 190
    2022-07-01 $175,000 (-2.7%) $203,109 (-5.6%) 0.00 220
    2022-08-01 $182,650 (2.4%) $214,199 (-4.2%) 0.00 230
    2022-09-01 $185,575 (-1.0%) $221,363 (-4.1%) 0.00 231
    2022-10-01 $187,450 (4.2%) $238,103 (0.9%) 0.00 233
    2022-11-01 $187,050 (-1.4%) $243,385 (2.1%) 0.00 243
    2022-12-01 $179,000 (3.1%) $238,517 (-1.5%) 0.00 231
    2023-01-01 $182,999 (10.2%) $242,261 (4.9%) 0.00 208
    2023-02-01 $173,775 (9.5%) $241,285 (17.0%) 0.00 197
    2023-03-01 $178,875 (22.4%) $251,455 (22.8%) 0.00 163
    2023-04-01 $179,450 (16.9%) $251,262 (24.9%) 0.00 174
    2023-05-01 $197,675 (19.8%) $259,884 (22.4%) 0.00 181
    2023-06-01 $194,450 (9.0%) $252,704 (17.3%) 0.00 175
    2023-07-01 $199,900 (14.2%) $259,247 (27.6%) 0.00 195
    2023-08-01 $204,900 (12.2%) $257,515 (20.2%) 0.00 195
    2023-09-01 $202,450 (9.1%) $258,382 (16.7%) 0.00 212
    2023-10-01 $199,900 (6.6%) $251,565 (5.7%) 0.00 233
    2023-11-01 $208,155 (11.3%) $251,700 (3.4%) 0.00 223
    2023-12-01 $199,900 (11.7%) $246,919 (3.5%) 0.00 226
    2024-01-01 $201,250 (10.0%) $244,523 (0.9%) 0.00 214
    2024-02-01 $207,661 (19.5%) $242,601 (0.6%) 0.00 204
    2024-03-01 $200,000 (11.8%) $245,252 (-2.5%) 0.00 212
    2024-04-01 $207,400 (15.6%) $251,555 (0.1%) 0.00 203
    2024-05-01 $214,675 (8.6%) $255,526 (-1.7%) 0.00 210
    2024-06-01 $215,000 (10.6%) $250,452 (-0.9%) 0.00 250
    2024-07-01 $219,900 (10.0%) $252,938 (-2.4%) 0.00 274
    2024-08-01 $215,000 (4.9%) $251,298 (-2.4%) 0.00 285
    2024-09-01 $214,925 (6.2%) $245,859 (-4.9%) 0.00 301
    2024-10-01 $219,900 (10.0%) $251,962 (0.2%) 0.00 309
    ANNISTON - OXFORD's median listing price for 2024-10-01 was $219,900, a difference of $20,000 (10.0%) versus the prior year and $4,975 versus the prior month.

    ANNISTON - OXFORD's median listing price comes in at 0% of the national average.

    ANNISTON - OXFORD's average listing price for 2024-10-01 was $251,962, a difference of $397 (0.2%) versus the prior year and $6,103 versus the prior month.

    For the 2024-10-01 period, ANNISTON - OXFORD had 309 MLS listings, a difference of 8 listings (3%) versus the prior month and 76 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ANNISTON - OXFORD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,757 sqft
    2018-02-01 0 days 1,674 sqft
    2018-03-01 0 days 1,653 sqft
    2018-04-01 0 days 1,667 sqft
    2018-05-01 0 days 1,660 sqft
    2018-06-01 0 days 1,658 sqft
    2018-07-01 0 days 1,662 sqft
    2018-08-01 0 days 1,662 sqft
    2018-09-01 0 days 1,648 sqft
    2018-10-01 0 days 1,642 sqft
    2018-11-01 0 days 1,663 sqft
    2018-12-01 0 days 1,653 sqft
    2019-01-01 0 days 1,626 sqft
    2019-02-01 0 days 1,642 sqft
    2019-03-01 0 days 1,654 sqft
    2019-04-01 0 days 1,647 sqft
    2019-05-01 0 days 1,662 sqft
    2019-06-01 0 days 1,706 sqft
    2019-07-01 0 days 1,737 sqft
    2019-08-01 0 days 1,743 sqft
    2019-09-01 0 days 1,752 sqft
    2019-10-01 0 days 1,750 sqft
    2019-11-01 0 days 1,744 sqft
    2019-12-01 0 days 1,756 sqft
    2020-01-01 0 days 1,775 sqft
    2020-02-01 0 days 1,825 sqft
    2020-03-01 0 days 1,852 sqft
    2020-04-01 0 days 1,842 sqft
    2020-05-01 0 days 1,830 sqft
    2020-06-01 0 days 1,840 sqft
    2020-07-01 0 days 1,849 sqft
    2020-08-01 0 days 1,845 sqft
    2020-09-01 0 days 1,831 sqft
    2020-10-01 0 days 1,823 sqft
    2020-11-01 0 days 1,806 sqft
    2020-12-01 0 days 1,770 sqft
    2021-01-01 0 days 1,781 sqft
    2021-02-01 0 days 1,765 sqft
    2021-03-01 0 days 1,748 sqft
    2021-04-01 0 days 1,845 sqft
    2021-05-01 0 days 1,830 sqft
    2021-06-01 0 days 1,890 sqft
    2021-07-01 0 days 1,889 sqft
    2021-08-01 0 days 1,846 sqft
    2021-09-01 0 days 1,900 sqft
    2021-10-01 0 days 1,889 sqft
    2021-11-01 0 days 1,961 sqft
    2021-12-01 0 days 1,947 sqft
    2022-01-01 0 days 1,784 sqft
    2022-02-01 0 days 1,589 sqft
    2022-03-01 0 days 1,615 sqft
    2022-04-01 0 days 1,614 sqft
    2022-05-01 0 days 1,717 sqft
    2022-06-01 0 days 1,746 sqft
    2022-07-01 0 days 1,775 sqft
    2022-08-01 0 days 1,795 sqft
    2022-09-01 0 days 1,793 sqft
    2022-10-01 0 days 1,853 sqft
    2022-11-01 0 days 1,842 sqft
    2022-12-01 0 days 1,812 sqft
    2023-01-01 0 days 1,771 sqft
    2023-02-01 0 days 1,757 sqft
    2023-03-01 0 days 1,767 sqft
    2023-04-01 0 days 1,700 sqft
    2023-05-01 0 days 1,811 sqft
    2023-06-01 0 days 1,836 sqft
    2023-07-01 0 days 1,883 sqft
    2023-08-01 0 days 1,841 sqft
    2023-09-01 0 days 1,860 sqft
    2023-10-01 0 days 1,813 sqft
    2023-11-01 0 days 1,792 sqft
    2023-12-01 0 days 1,779 sqft
    2024-01-01 0 days 1,764 sqft
    2024-02-01 0 days 1,732 sqft
    2024-03-01 0 days 1,756 sqft
    2024-04-01 0 days 1,750 sqft
    2024-05-01 0 days 1,749 sqft
    2024-06-01 0 days 1,724 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,800 sqft
    2024-09-01 0 days 1,773 sqft
    2024-10-01 0 days 1,813 sqft
    ANNISTON - OXFORD's median listing age (time on market) for 2024-10-01 was 0 days.

    ANNISTON - OXFORD's median square footage for active listings during the 2024-10-01 period was 1,813 sqft. One year prior, the average listing was 1,813 sqft.

    ANNISTON-OXFORD, AL Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    35096 Anniston-Oxford-Jacksonville, AL MSA $720 $720 $950 $1,290 $1,400
    35905 Anniston-Oxford-Jacksonville, AL MSA $510 $630 $740 $940 $1,000
    36201 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
    36202 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
    36203 Anniston-Oxford-Jacksonville, AL MSA $710 $710 $940 $1,280 $1,380
    36204 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
    36205 Anniston-Oxford-Jacksonville, AL MSA $610 $620 $810 $1,100 $1,190
    36206 Anniston-Oxford-Jacksonville, AL MSA $610 $620 $810 $1,100 $1,190
    36207 Anniston-Oxford-Jacksonville, AL MSA $680 $680 $900 $1,220 $1,320
    36250 Anniston-Oxford-Jacksonville, AL MSA $750 $760 $1,000 $1,360 $1,470
    36257 Anniston-Oxford-Jacksonville, AL MSA $600 $610 $800 $1,090 $1,180
    36260 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
    36265 Anniston-Oxford-Jacksonville, AL MSA $560 $560 $740 $1,000 $1,090
    36271 Anniston-Oxford-Jacksonville, AL MSA $590 $590 $780 $1,060 $1,150
    36272 Anniston-Oxford-Jacksonville, AL MSA $550 $570 $740 $1,000 $1,080
    36277 Anniston-Oxford-Jacksonville, AL MSA $690 $700 $920 $1,250 $1,350
    36279 Anniston-Oxford-Jacksonville, AL MSA $880 $880 $1,160 $1,570 $1,700

    2022 Average & Median Rent Data Statistics
    ANNISTON-OXFORD, AL average 1BR rent: $646, median: $620
    ANNISTON-OXFORD, AL average 2BR rent: $845, median: $800
    ANNISTON-OXFORD, AL average 3BR rent: $1,144, median: $1,090

    ANNISTON-OXFORD, AL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,108 $195,370,000 $176,327
    Cash Out Refi 248 $44,890,000 $181,008
    Other 151 $8,465,000 $56,060
    Refi 144 $18,660,000 $129,583
    Home Improvement 135 $8,675,000 $64,259

    Anniston - Oxford's most frequently cited loan purpose was Home Purchase, with 1,108 originations. The 2nd most popular reason was Cash Out Refi, with 248 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 665 $119,535,000 $179,752
    7-8% 401 $62,185,000 $155,075
    Over 8% 325 $29,695,000 $91,369
    5-6% 210 $42,010,000 $200,048
    4-5% 31 $3,565,000 $115,000
    <2.5% 5 $125,000 $25,000
    3-4% 1 $105,000 $105,000
    2.5-3% 1 $335,000 $335,000

    During 2023, Anniston - Oxford's most frequently originated rate bucket was 6-7%, with 665 originations.

    Loan Sizing (ANNISTON-OXFORD, AL MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 703 $103,595,000 $147,361
    $100,000 or less 648 $36,460,000 $56,265
    $200k-400k 387 $101,135,000 $261,331
    $400k-600k 35 $16,685,000 $476,714
    $600k-1000k 8 $5,300,000 $662,500
    $Over $1MM 5 $12,885,000 $2,577,000

    ANNISTON - OXFORD's loan sizing saw the bucket of loans from $100k-200k with 703 originations, totaling $103,595,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 846 $159,150,000 $188,121
    60-80% 298 $60,980,000 $204,631
    Under 20% 182 $5,180,000 $28,462
    20-40% 160 $11,180,000 $69,875
    40-60% 121 $14,655,000 $121,116
    Over 100% 29 $5,945,000 $205,000

    ANNISTON - OXFORD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 846 originations, totaling $159,150,000 in origination value.