YUMA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Yuma averaged 6.82% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.73% and one month ago for the week of 2024-10-10, the average rate was 6.46%.

    Yuma's average rate one year ago was 7.64%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Yuma 30 Year Fixed Rate 2024-11-14 6.82%
    Yuma 30 Year Fixed Rate Refi 2024-11-14 6.98%
    Yuma 15 Year Fixed Rate 2024-11-14 5.79%
    Yuma 15 Year Fixed Rate Refi 2024-11-14 6.29%
    Yuma 30 Year FHA 2024-11-14 -0.41%
    Yuma 30 Year FHA Refi 2024-11-14 -0.1%
    Yuma 30 Year USDA 2024-11-14 -0.51%
    Yuma 30 Year USDA Refi 2024-11-14 0.1%
    Yuma 30 Year VA 2024-11-14 0.11%
    Yuma 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.

    YUMA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    NOVA FINANCIAL & INVESTMENT CORPORATION 197 6.78% $4,313
    UNITED WHOLESALE MORTGAGE, LLC 147 6.89% $8,426
    GUILD MORTGAGE COMPANY 68 6.91% $8,363
    QUICKEN LOANS, LLC 61 6.74% $8,061
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 47 6.50% $6,868
    CROSSCOUNTRY MORTGAGE, LLC 47 6.56% $8,438
    JPMorgan Chase Bank 26 6.41% $5,238
    ACADEMY MORTGAGE CORPORATION 24 6.41% $5,489
    CMG MORTGAGE, INC. 23 7.19% $6,988
    PRIMELENDING, A PLAINSCAPITAL COMPANY 22 7.31% $5,847
    Gateway First Bank 17 6.86% $4,823
    NAVY FEDERAL CREDIT UNION 17 6.57% $6,339
    SECURITYNATIONAL MORTGAGE COMPANY 14 7.45% $10,097
    Wells Fargo Bank 13 6.63% $5,011
    GENEVA FINANCIAL, LLC 11 7.11% $8,527
    Mr. Cooper ( Nationstar Mortgage ) 8 6.31% $7,272
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 8 7.06% $5,083
    A. E. A. Federal Credit Union 7 7.16% $5,618
    PENNYMAC LOAN SERVICES, LLC 6 7.35% $6,155
    AMERICAN FINANCING CORPORATION 5 6.23% $7,252
    Neighborhood Loans, Inc. 5 5.90% $6,507
    OCMBC, INC. 4 0.00% $0
    AMERISAVE MORTGAGE CORPORATION 4 6.71% $7,893
    BROKER SOLUTIONS, INC. 4 6.50% $8,193
    Flagstar Bank, FSB 4 6.68% $6,586
    GUARANTEED RATE, INC. 4 7.23% $4,419
    LOANDEPOT.COM, LLC 4 6.34% $9,154
    SUMMIT FUNDING, INC. 4 7.06% $6,349
    U.S. Bank 4 6.13% $6,133
    Zions Bank 4 7.00% $4,949
    ZILLOW HOME LOANS, LLC 3 6.88% $5,971
    Citadel Servicing Corporation 3 9.00% $11,873
    NEWREZ LLC 3 6.54% $7,057
    ROYAL UNITED MORTGAGE LLC 3 7.17% $6,592
    AMERICAN FINANCIAL NETWORK, INC. 3 6.29% $6,748
    The Loan Store, Inc. 2 7.13% $5,162
    PENTAGON FEDERAL CREDIT UNION 2 6.06% $2,276
    POINT Mortgage 2 6.56% $7,237
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.38% $5,395
    BMO Harris Bank 2 6.75% $6,532
    RESIDENTIAL BANCORP 2 7.56% $7,691
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.81% $12,103
    S1L, Inc. 2 6.31% $11,795
    V.I.P. MORTGAGE, INC. 2 7.12% $9,915
    Carrington Mortgage Services, LLC 2 7.25% $2,751
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.06% $6,819
    INTERNATIONAL CITY MORTGAGE, INC. 2 6.19% $2,894
    Bell Bank 2 7.50% $5,425
    Boeing Employees Credit Union 1 5.88% $1,407
    NP, Inc. 1 9.50% $7,287
    OneAZ Credit Union 1 5.88% $4,437
    ON Q FINANCIAL, INC. 1 7.49% $3,694
    Operating Engineers Local Union #3 1 6.38% $3,152
    Paramount Residential Mortgage Group, Inc. 1 6.63% $8,380
    PHH Mortgage Corporation 1 7.13% $4,037
    Prosperity Home Mortgage, LLC 1 7.13% $5,622
    ALTITUDE FINANCIAL CORPORATION 1 6.13% $3,780
    Ally Bank 1 7.25% $8,690
    A&D Mortgage LLC 1 8.13% $14,146
    Sunflower Bank 1 6.49% $4,788
    SUN WEST MORTGAGE COMPANY, INC. 1 6.37% $3,962
    TRIAD FINANCIAL SERVICES, INC. 1 7.65% $5,999
    UIF CORPORATION 1 6.50% $5,873
    Alerus Financial 1 6.63% $3,685
    USAA Federal Savings Bank 1 5.50% $8,423
    Victorian Finance, LLC 1 7.13% $7,537
    Discover Bank 1 6.24% $0
    EVERETT FINANCIAL, INC. 1 7.13% $5,871
    DIRECTORS MORTGAGE, INC. 1 6.75% $8,679
    First National Bank Texas 1 8.13% $4,401
    FIRST NATIONS HOME FINANCE CORPORATION 1 7.13% $15,302
    FREEDOM MORTGAGE CORPORATION 1 7.38% $7,721
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $4,563
    Glacier Bank 1 7.88% $5,459
    Golden Empire Mortgage, Inc. 1 6.99% $6,078
    Wallick & Volk, Inc. 1 7.13% $11,238
    CHEVRON 1 6.50% $3,091
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $11,878
    HOMEXPRESS MORTGAGE CORP. 1 7.25% $5,333
    Centra Credit Union 1 6.25% $3,542
    Washington Federal Bank 1 6.75% $2,895
    LOANPAL, LLC 1 6.99% $4,149
    MOUNTAIN AMERICA 1 6.75% $5,677
    Nations Lending Corporation 1 7.99% $12,308
    CARDINAL FINANCIAL 1 6.63% $6,655
    CALCON MUTUAL MORTGAGE LLC 1 6.75% $7,609
    NFM, INC. 1 6.63% $12,395
    NMSI, INC. 1 6.13% $6,891

    YUMA Average Closing Costs & Other Stats

    YUMA, AZ's 88 lenders originated 3,303 loans during 2023. The total origination value was $718,595,000, with an average loan value of $217,558.

    YUMA's average closing costs are $5,771.

    The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 197 loans originated. Their average total fees are $4,313, which is $4,113 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee YUMA lenders (with over 10 loans originated) are NOVA FINANCIAL & INVESTMENT CORPORATION ($4,313), Gateway First Bank ($4,823), Wells Fargo Bank ($5,011), JPMorgan Chase Bank ($5,238) and ACADEMY MORTGAGE CORPORATION ($5,489).

    The lowest rate YUMA lenders (with over 10 loans originated) are ACADEMY MORTGAGE CORPORATION (6.41%), JPMorgan Chase Bank (6.41%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.50%), CROSSCOUNTRY MORTGAGE, LLC (6.56%) and NAVY FEDERAL CREDIT UNION (6.57%).

    YUMA, AZ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $132,405,000 $126,090,000 -4.8% 17.5%
    NOVA FINANCIAL & INVESTMENT CORPORATION $206,035,000 $113,955,000 -44.7% 15.9%
    ACADEMY MORTGAGE CORPORATION $64,160,000 $41,825,000 -34.8% 5.8%
    CROSSCOUNTRY MORTGAGE, LLC $29,945,000 $39,655,000 32.4% 5.5%
    GUILD MORTGAGE COMPANY $45,705,000 $36,245,000 -20.7% 5.0%
    QUICKEN LOANS, LLC $56,535,000 $35,985,000 -36.3% 5.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $59,985,000 $26,860,000 -55.2% 3.7%
    NAVY FEDERAL CREDIT UNION $35,240,000 $26,155,000 -25.8% 3.6%
    Mortgage Research Center, LLC $33,030,000 $19,505,000 -40.9% 2.7%
    Zions Bank $15,355,000 $18,450,000 20.2% 2.6%
    CMG MORTGAGE, INC. $7,525,000 $17,640,000 134.4% 2.5%
    Gateway First Bank $30,600,000 $15,340,000 -49.9% 2.1%
    GENEVA FINANCIAL, LLC $8,480,000 $13,050,000 53.9% 1.8%
    SECURITYNATIONAL MORTGAGE COMPANY $10,190,000 $10,645,000 4.5% 1.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $18,055,000 $10,070,000 -44.2% 1.4%
    PENNYMAC LOAN SERVICES, LLC $13,600,000 $8,045,000 -40.8% 1.1%
    GUARANTEED RATE, INC. $8,675,000 $7,765,000 -10.5% 1.1%
    RESIDENTIAL WHOLESALE MORTGAGE, INC. $7,150,000 $6,220,000 -13.0% 0.9%
    FREEDOM MORTGAGE CORPORATION $16,260,000 $5,345,000 -67.1% 0.7%
    JPMorgan Chase Bank $12,760,000 $5,140,000 -59.7% 0.7%
    LOANDEPOT.COM, LLC $33,480,000 $4,685,000 -86.0% 0.7%
    Wells Fargo Bank $22,580,000 $4,395,000 -80.5% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $11,080,000 $4,370,000 -60.6% 0.6%
    OCMBC, INC. $1,245,000 $4,010,000 222.1% 0.6%
    Glacier Bank $12,240,000 $3,860,000 -68.5% 0.5%
    Neighborhood Loans, Inc. $40,565,000 $3,845,000 -90.5% 0.5%
    Flagstar Bank, FSB $5,680,000 $3,480,000 -38.7% 0.5%
    BROKER SOLUTIONS, INC. $5,240,000 $3,320,000 -36.6% 0.5%
    NEWREZ LLC $5,740,000 $3,210,000 -44.1% 0.4%
    SUMMIT FUNDING, INC. $1,740,000 $3,035,000 74.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $3,415,000 $2,820,000 -17.4% 0.4%
    Washington Federal Bank $37,030,000 $2,685,000 -92.7% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $2,595,000 n/a 0.4%
    USAA Federal Savings Bank $6,470,000 $2,335,000 -63.9% 0.3%
    U.S. Bank $7,510,000 $2,310,000 -69.2% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $3,375,000 $2,000,000 -40.7% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $1,955,000 $1,995,000 2.0% 0.3%
    Discover Bank $1,330,000 $1,880,000 41.4% 0.3%
    Equity Prime Mortgage LLC $1,135,000 $1,860,000 63.9% 0.3%
    The Federal Savings Bank $3,150,000 $1,795,000 -43.0% 0.2%
    RESIDENTIAL BANCORP $6,275,000 $1,715,000 -72.7% 0.2%
    LOANPAL, LLC $10,910,000 $1,705,000 -84.4% 0.2%
    NEW DAY FINANCIAL, LLC $3,915,000 $1,625,000 -58.5% 0.2%
    Figure Lending LLC $1,025,000 $1,555,000 51.7% 0.2%
    PENTAGON FEDERAL CREDIT UNION $2,665,000 $1,525,000 -42.8% 0.2%
    CLEARPATH LENDING $1,165,000 $1,450,000 24.5% 0.2%
    Carrington Mortgage Services, LLC $2,455,000 $1,435,000 -41.5% 0.2%
    Paramount Residential Mortgage Group, Inc. $1,190,000 $1,430,000 20.2% 0.2%
    A. E. A. Federal Credit Union $5,500,000 $1,375,000 -75.0% 0.2%
    VILLAGE CAPITAL MORTGAGE $1,610,000 $1,315,000 -18.3% 0.2%
    CARDINAL FINANCIAL $3,360,000 $1,220,000 -63.7% 0.2%
    S1L, Inc. $1,855,000 $1,195,000 -35.6% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $825,000 $1,190,000 44.2% 0.2%
    AMERICAN FINANCING CORPORATION $3,180,000 $1,150,000 -63.8% 0.2%
    BMO Harris Bank $135,000 $1,070,000 692.6% 0.1%
    MID AMERICA MORTGAGE, INC. $270,000 $1,045,000 287.0% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $19,815,000 $995,000 -95.0% 0.1%
    Wallick & Volk, Inc. $1,350,000 $995,000 -26.3% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,060,000 $990,000 -51.9% 0.1%
    V.I.P. MORTGAGE, INC. $1,495,000 $975,000 -34.8% 0.1%
    NP, Inc. $245,000 $945,000 285.7% 0.1%
    Coastal Community Bank $920,000 n/a 0.1%
    Plains Commerce Bank $135,000 $865,000 540.7% 0.1%
    VANTAGE WEST $845,000 n/a 0.1%
    SPRING EQ, LLC $1,170,000 $835,000 -28.6% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $830,000 n/a 0.1%
    Bell Bank $175,000 $815,000 365.7% 0.1%
    Boeing Employees Credit Union $275,000 $815,000 196.4% 0.1%
    Nations Lending Corporation $980,000 $805,000 -17.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,645,000 $800,000 -69.8% 0.1%
    Bank of America $1,080,000 $780,000 -27.8% 0.1%
    21ST MORTGAGE CORPORATION $1,040,000 $775,000 -25.5% 0.1%
    Citadel Servicing Corporation $755,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $3,245,000 $725,000 -77.7% 0.1%
    ZILLOW HOME LOANS, LLC $1,110,000 $715,000 -35.6% 0.1%
    MORTGAGEONE, INC. $680,000 n/a 0.1%
    ALLIANT CREDIT UNION $165,000 $630,000 281.8% 0.1%
    OneAZ Credit Union $835,000 $630,000 -24.6% 0.1%
    PHH Mortgage Corporation $840,000 $630,000 -25.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,330,000 $625,000 -73.2% 0.1%
    GREENWOOD $360,000 $620,000 72.2% 0.1%
    CALCON MUTUAL MORTGAGE LLC $555,000 $615,000 10.8% 0.1%
    CHEVRON $615,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $595,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 $580,000 510.5% 0.1%
    TOP FLITE FINANCIAL, INC. $455,000 $560,000 23.1% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $100,000 $550,000 450.0% 0.1%
    AMERICA FIRST $305,000 $535,000 75.4% 0.1%
    FIRST NATIONS HOME FINANCE CORPORATION $535,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $520,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $215,000 $495,000 130.2% 0.1%
    EVERETT FINANCIAL, INC. $1,100,000 $465,000 -57.7% 0.1%
    LONGBRIDGE FINANCIAL, LLC $640,000 $455,000 -28.9% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $745,000 $445,000 -40.3% 0.1%
    HOMEXPRESS MORTGAGE CORP. $225,000 $440,000 95.6% 0.1%
    NBKC BANK $1,615,000 $440,000 -72.8% 0.1%
    MOUNTAIN AMERICA $2,805,000 $430,000 -84.7% 0.1%
    A&D Mortgage LLC $215,000 $420,000 95.3% 0.1%
    Lakeview Community Capital, LLC $1,675,000 $415,000 -75.2% 0.1%
    LEADERONE FINANCIAL CORPORATION $195,000 $415,000 112.8% 0.1%
    Ameris Bank $405,000 n/a 0.1%
    The Loan Store, Inc. $400,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $1,320,000 $395,000 -70.1% 0.1%
    Cornerstone First Mortgage, Inc $285,000 $390,000 36.8% 0.1%
    Magnolia Bank $445,000 $365,000 -18.0% 0.1%
    TOWNE MORTGAGE COMPANY $600,000 $365,000 -39.2% 0.1%
    NEXERA HOLDING LLC $360,000 n/a 0.1%
    First Savings Bank $415,000 $355,000 -14.5% 0.0%
    PLANET HOME LENDING, LLC $1,055,000 $355,000 -66.4% 0.0%
    Prosperity Home Mortgage, LLC $510,000 $330,000 -35.3% 0.0%
    NFM, INC. $425,000 $325,000 -23.5% 0.0%
    Barrington Bank & Trust Company, N.A. $860,000 $320,000 -62.8% 0.0%
    UIF CORPORATION $315,000 n/a 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $305,000 n/a 0.0%
    ON Q FINANCIAL, INC. $300,000 n/a 0.0%
    POINT Mortgage $300,000 n/a 0.0%
    ALTITUDE FINANCIAL CORPORATION $245,000 $295,000 20.4% 0.0%
    NMSI, INC. $285,000 $295,000 3.5% 0.0%
    ROGUE $295,000 n/a 0.0%
    Ixonia Bank $285,000 n/a 0.0%
    Victorian Finance, LLC $285,000 n/a 0.0%
    CITYWIDE HOME LOANS, LLC $470,000 $275,000 -41.5% 0.0%
    Commerce Bank $275,000 n/a 0.0%
    INTERNATIONAL CITY MORTGAGE, INC. $270,000 n/a 0.0%
    iCore Lending, Inc. $265,000 n/a 0.0%
    LENDINGHOME FUNDING CORPORATION $945,000 $260,000 -72.5% 0.0%
    Alerus Financial $255,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $805,000 $250,000 -68.9% 0.0%
    DESERT FINANCIAL FEDERAL CREDIT UNION $955,000 $250,000 -73.8% 0.0%
    GUARANTEED RATE AFFINITY, LLC $510,000 $245,000 -52.0% 0.0%
    BayCoast Bank $450,000 $240,000 -46.7% 0.0%
    Mid-Continent Funding, Inc. $540,000 $235,000 -56.5% 0.0%
    Operating Engineers Local Union #3 $235,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $330,000 $235,000 -28.8% 0.0%
    CREDIT UNION WEST $215,000 n/a 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $890,000 $205,000 -77.0% 0.0%
    Centra Credit Union $205,000 n/a 0.0%
    Ally Bank $235,000 $185,000 -21.3% 0.0%
    CHURCHILL MORTGAGE CORPORATION $615,000 $185,000 -69.9% 0.0%
    OAKTREE FUNDING CORP. $185,000 n/a 0.0%
    LADERA LENDING, INC. $655,000 $175,000 -73.3% 0.0%
    NATIONS DIRECT MORTGAGE, LLC $440,000 $175,000 -60.2% 0.0%
    Sunflower Bank $580,000 $175,000 -69.8% 0.0%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $165,000 n/a 0.0%
    GFA Federal Credit Union $190,000 $160,000 -15.8% 0.0%
    BOKF $155,000 n/a 0.0%
    FAY SERVICING, LLC $155,000 n/a 0.0%
    First National Bank Texas $145,000 n/a 0.0%
    Golden Empire Mortgage, Inc. $145,000 n/a 0.0%
    DIRECTORS MORTGAGE, INC. $135,000 n/a 0.0%
    Firefighters First Federal Credit Union $45,000 $135,000 200.0% 0.0%
    VAL-CHRIS INVESTMENTS, INC. $110,000 n/a 0.0%
    CHERRY CREEK MORTGAGE, LLC $270,000 $105,000 -61.1% 0.0%
    TRUWEST Credit Union $105,000 n/a 0.0%
    Unitus Community Credit Union $95,000 n/a 0.0%
    First Interstate Bank $195,000 $85,000 -56.4% 0.0%
    GEORGIA'S OWN $130,000 $85,000 -34.6% 0.0%
    ARIZONA CENTRAL $125,000 $75,000 -40.0% 0.0%
    Bethpage Federal Credit Union $55,000 $75,000 36.4% 0.0%
    Alaska USA Federal Credit Union $65,000 n/a 0.0%
    Deere Employees Credit Union $625,000 $65,000 -89.6% 0.0%
    PNC Bank $1,070,000 $60,000 -94.4% 0.0%
    ARIZONA $65,000 $55,000 -15.4% 0.0%
    CERTIFIED $55,000 $55,000 0.0% 0.0%
    HomeTrust Bank $55,000 $55,000 0.0% 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $145,000 $45,000 -69.0% 0.0%
    HUGHES FEDERAL CREDIT UNION $310,000 $45,000 -85.5% 0.0%
    QUORUM FEDERAL CREDIT UNION $80,000 $45,000 -43.8% 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
    Unison Bank $545,000 $25,000 -95.4% 0.0%

    YUMA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 17.5% market share. In second place, with 15.9%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $113,955,000 in loans. In third place, with 5.8%, is ACADEMY MORTGAGE CORPORATION, having originated $41,825,000 in loans. In fourth place, with 5.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $39,655,000 in loans. In fifth place, with 5.0%, is GUILD MORTGAGE COMPANY, having originated $36,245,000 in loans.

    YUMA Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $191,100 (0.6%) $221,576 (0.3%) 0.71 807
    2018-02-01 $195,000 (0.3%) $224,779 (-0.3%) 0.71 784
    2018-03-01 $199,000 (-0.2%) $226,613 (-0.2%) 0.70 763
    2018-04-01 $199,850 (1.9%) $229,462 (0.6%) 0.68 704
    2018-05-01 $208,788 (4.8%) $231,748 (-0.1%) 0.70 649
    2018-06-01 $206,187 (4.2%) $230,336 (0.3%) 0.69 628
    2018-07-01 $205,000 (2.6%) $230,138 (-1.2%) 0.68 595
    2018-08-01 $214,000 (7.1%) $234,369 (0.6%) 0.72 599
    2018-09-01 $217,912 (9.0%) $235,240 (2.0%) 0.73 659
    2018-10-01 $217,431 (4.6%) $235,484 (2.6%) 0.74 666
    2018-11-01 $217,500 (8.8%) $237,812 (6.4%) 0.74 690
    2018-12-01 $220,000 (12.9%) $234,564 (6.4%) 0.76 681
    2019-01-01 $219,900 (15.1%) $235,306 (6.2%) 0.76 681
    2019-02-01 $222,862 (14.3%) $242,243 (7.8%) 0.75 690
    2019-03-01 $225,393 (13.3%) $244,395 (7.9%) 0.74 662
    2019-04-01 $225,943 (13.1%) $245,717 (7.1%) 0.72 639
    2019-05-01 $220,950 (5.8%) $248,278 (7.1%) 0.69 627
    2019-06-01 $224,900 (9.1%) $251,413 (9.2%) 0.70 589
    2019-07-01 $226,500 (10.5%) $256,125 (11.3%) 0.71 533
    2019-08-01 $229,109 (7.1%) $259,451 (10.7%) 0.73 533
    2019-09-01 $227,923 (4.6%) $258,542 (9.9%) 0.73 538
    2019-10-01 $227,582 (4.7%) $259,009 (10.0%) 0.73 541
    2019-11-01 $229,900 (5.7%) $258,637 (8.8%) 0.75 560
    2019-12-01 $227,373 (3.4%) $256,167 (9.2%) 0.76 555
    2020-01-01 $219,450 (-0.2%) $248,519 (5.6%) 0.73 552
    2020-02-01 $224,900 (0.9%) $255,663 (5.5%) 0.74 509
    2020-03-01 $239,913 (6.4%) $267,098 (9.3%) 0.75 461
    2020-04-01 $237,950 (5.3%) $264,014 (7.5%) 0.75 454
    2020-05-01 $239,900 (8.6%) $261,809 (5.5%) 0.73 355
    2020-06-01 $232,600 (3.4%) $264,209 (5.1%) 0.69 271
    2020-07-01 $242,879 (7.2%) $282,201 (10.2%) 0.70 225
    2020-08-01 $229,900 (0.4%) $284,749 (9.8%) 0.66 190
    2020-09-01 $227,450 (-0.2%) $294,144 (13.8%) 0.65 194
    2020-10-01 $210,900 (-7.3%) $281,133 (8.5%) 0.60 207
    2020-11-01 $231,250 (0.6%) $291,215 (12.6%) 0.68 201
    2020-12-01 $229,508 (0.9%) $290,015 (13.2%) 0.68 199
    2021-01-01 $240,000 (9.4%) $293,787 (18.2%) 0.72 172
    2021-02-01 $246,850 (9.8%) $301,900 (18.1%) 0.72 165
    2021-03-01 $256,175 (6.8%) $297,999 (11.6%) 0.73 160
    2021-04-01 $260,888 (9.6%) $317,525 (20.3%) 0.71 145
    2021-05-01 $279,900 (16.7%) $335,538 (28.2%) 0.74 139
    2021-06-01 $281,975 (21.2%) $324,819 (22.9%) 0.74 147
    2021-07-01 $281,450 (15.9%) $326,385 (15.7%) 0.74 203
    2021-08-01 $270,200 (17.5%) $314,996 (10.6%) 0.72 209
    2021-09-01 $271,000 (19.2%) $313,151 (6.5%) 0.72 201
    2021-10-01 $279,250 (32.4%) $331,984 (18.1%) 0.74 184
    2021-11-01 $279,500 (20.9%) $331,982 (14.0%) 0.75 172
    2021-12-01 $280,000 (22.0%) $332,596 (14.7%) 0.76 166
    2022-01-01 $285,741 (19.1%) $336,976 (14.7%) 0.77 152
    2022-02-01 $296,450 (20.1%) $337,175 (11.7%) 0.77 151
    2022-03-01 $299,625 (17.0%) $339,100 (13.8%) 0.75 150
    2022-04-01 $315,000 (20.7%) $362,252 (14.1%) 0.75 169
    2022-05-01 $309,724 (10.7%) $363,769 (8.4%) 0.71 212
    2022-06-01 $302,128 (7.2%) $354,112 (9.0%) 0.67 269
    2022-07-01 $310,130 (10.2%) $353,713 (8.4%) 0.70 314
    2022-08-01 $311,440 (15.3%) $360,023 (14.3%) 0.72 342
    2022-09-01 $315,000 (16.2%) $365,030 (16.6%) 0.74 362
    2022-10-01 $311,440 (11.5%) $359,317 (8.2%) 0.73 393
    2022-11-01 $309,640 (10.8%) $349,630 (5.3%) 0.74 399
    2022-12-01 $305,000 (8.9%) $349,224 (5.0%) 0.75 370
    2023-01-01 $299,800 (4.9%) $346,910 (3.0%) 0.74 337
    2023-02-01 $303,939 (2.5%) $352,680 (4.6%) 0.73 306
    2023-03-01 $299,225 (-0.1%) $357,859 (5.5%) 0.71 267
    2023-04-01 $305,000 (-3.2%) $364,358 (0.6%) 0.71 242
    2023-05-01 $326,000 (5.3%) $371,628 (2.2%) 0.74 232
    2023-06-01 $346,275 (14.6%) $397,051 (12.1%) 0.78 232
    2023-07-01 $339,500 (9.5%) $390,631 (10.4%) 0.77 260
    2023-08-01 $335,475 (7.7%) $393,578 (9.3%) 0.77 257
    2023-09-01 $347,450 (10.3%) $392,087 (7.4%) 0.81 274
    2023-10-01 $342,450 (10.0%) $385,091 (7.2%) 0.81 375
    2023-11-01 $339,450 (9.6%) $396,775 (13.5%) 0.81 417
    2023-12-01 $330,000 (8.2%) $387,280 (10.9%) 0.80 420
    2024-01-01 $328,475 (9.6%) $379,129 (9.3%) 0.80 407
    2024-02-01 $337,425 (11.0%) $385,912 (9.4%) 0.81 395
    2024-03-01 $339,000 (13.3%) $386,307 (8.0%) 0.80 403
    2024-04-01 $349,450 (14.6%) $390,362 (7.1%) 0.81 414
    2024-05-01 $355,225 (9.0%) $387,030 (4.1%) 0.80 396
    2024-06-01 $349,950 (1.1%) $378,428 (-4.7%) 0.79 406
    2024-07-01 $342,475 (0.9%) $374,760 (-4.1%) 0.78 381
    2024-08-01 $338,500 (0.9%) $371,877 (-5.5%) 0.79 411
    2024-09-01 $340,200 (-2.1%) $1,415,496 (261.0%) 0.80 420
    2024-10-01 $345,750 (1.0%) $381,561 (-0.9%) 0.81 442
    YUMA's median listing price for 2024-10-01 was $345,750, a difference of $3,300 (1.0%) versus the prior year and $5,550 versus the prior month.

    YUMA's median listing price comes in at 81% of the national average.

    YUMA's average listing price for 2024-10-01 was $381,561, a difference of $-3,530 (-0.9%) versus the prior year and $-1,033,935 versus the prior month.

    For the 2024-10-01 period, YUMA had 442 MLS listings, a difference of 22 listings (5%) versus the prior month and 67 listings (18%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 72 days 1,628 sqft
    2018-02-01 75 days 1,631 sqft
    2018-03-01 66 days 1,650 sqft
    2018-04-01 64 days 1,660 sqft
    2018-05-01 67 days 1,701 sqft
    2018-06-01 63 days 1,701 sqft
    2018-07-01 70 days 1,701 sqft
    2018-08-01 68 days 1,699 sqft
    2018-09-01 58 days 1,695 sqft
    2018-10-01 57 days 1,691 sqft
    2018-11-01 60 days 1,691 sqft
    2018-12-01 65 days 1,695 sqft
    2019-01-01 72 days 1,699 sqft
    2019-02-01 68 days 1,699 sqft
    2019-03-01 64 days 1,690 sqft
    2019-04-01 63 days 1,682 sqft
    2019-05-01 68 days 1,665 sqft
    2019-06-01 73 days 1,679 sqft
    2019-07-01 75 days 1,694 sqft
    2019-08-01 67 days 1,696 sqft
    2019-09-01 56 days 1,675 sqft
    2019-10-01 50 days 1,665 sqft
    2019-11-01 54 days 1,662 sqft
    2019-12-01 65 days 1,660 sqft
    2020-01-01 68 days 1,638 sqft
    2020-02-01 68 days 1,660 sqft
    2020-03-01 58 days 1,686 sqft
    2020-04-01 61 days 1,654 sqft
    2020-05-01 66 days 1,666 sqft
    2020-06-01 67 days 1,609 sqft
    2020-07-01 54 days 1,670 sqft
    2020-08-01 45 days 1,634 sqft
    2020-09-01 33 days 1,606 sqft
    2020-10-01 29 days 1,548 sqft
    2020-11-01 42 days 1,565 sqft
    2020-12-01 40 days 1,541 sqft
    2021-01-01 47 days 1,552 sqft
    2021-02-01 32 days 1,578 sqft
    2021-03-01 26 days 1,606 sqft
    2021-04-01 25 days 1,674 sqft
    2021-05-01 29 days 1,718 sqft
    2021-06-01 28 days 1,667 sqft
    2021-07-01 24 days 1,602 sqft
    2021-08-01 31 days 1,570 sqft
    2021-09-01 38 days 1,553 sqft
    2021-10-01 41 days 1,553 sqft
    2021-11-01 34 days 1,555 sqft
    2021-12-01 41 days 1,549 sqft
    2022-01-01 32 days 1,595 sqft
    2022-02-01 20 days 1,570 sqft
    2022-03-01 22 days 1,600 sqft
    2022-04-01 19 days 1,657 sqft
    2022-05-01 22 days 1,625 sqft
    2022-06-01 24 days 1,614 sqft
    2022-07-01 30 days 1,584 sqft
    2022-08-01 38 days 1,595 sqft
    2022-09-01 42 days 1,662 sqft
    2022-10-01 45 days 1,609 sqft
    2022-11-01 51 days 1,575 sqft
    2022-12-01 61 days 1,574 sqft
    2023-01-01 57 days 1,573 sqft
    2023-02-01 46 days 1,579 sqft
    2023-03-01 43 days 1,565 sqft
    2023-04-01 43 days 1,584 sqft
    2023-05-01 40 days 1,622 sqft
    2023-06-01 43 days 1,681 sqft
    2023-07-01 35 days 1,606 sqft
    2023-08-01 48 days 1,599 sqft
    2023-09-01 45 days 1,627 sqft
    2023-10-01 40 days 1,666 sqft
    2023-11-01 46 days 1,645 sqft
    2023-12-01 58 days 1,587 sqft
    2024-01-01 62 days 1,585 sqft
    2024-02-01 52 days 1,596 sqft
    2024-03-01 45 days 1,602 sqft
    2024-04-01 42 days 1,602 sqft
    2024-05-01 43 days 1,604 sqft
    2024-06-01 48 days 1,599 sqft
    2024-07-01 53 days 1,582 sqft
    2024-08-01 51 days 1,565 sqft
    2024-09-01 45 days 1,567 sqft
    2024-10-01 43 days 1,566 sqft
    YUMA's median listing age (time on market) for 2024-10-01 was 43 days. This is 9% longer than the same period one year ago.

    YUMA's median square footage for active listings during the 2024-10-01 period was 1,566 sqft. One year prior, the average listing was 1,666 sqft.

    YUMA, AZ Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    85333 Yuma, AZ MSA $910 $990 $1,180 $1,650 $1,880
    85336 Yuma, AZ MSA $660 $670 $880 $1,240 $1,500
    85347 Yuma, AZ MSA $660 $670 $880 $1,240 $1,500
    85349 Yuma, AZ MSA $690 $700 $920 $1,300 $1,570
    85350 Yuma, AZ MSA $780 $780 $1,030 $1,450 $1,750
    85352 Yuma, AZ MSA $660 $670 $890 $1,250 $1,510
    85356 Yuma, AZ MSA $760 $770 $1,010 $1,430 $1,720
    85364 Yuma, AZ MSA $830 $840 $1,100 $1,550 $1,870
    85365 Yuma, AZ MSA $920 $930 $1,220 $1,720 $2,080
    85366 Yuma, AZ MSA $810 $810 $1,070 $1,510 $1,820
    85367 Yuma, AZ MSA $1,000 $1,000 $1,320 $1,860 $2,250

    2022 Average & Median Rent Data Statistics
    YUMA, AZ average 1BR rent: $803, median: $780
    YUMA, AZ average 2BR rent: $1,045, median: $1,030
    YUMA, AZ average 3BR rent: $1,473, median: $1,450

    YUMA, AZ Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,133 $547,135,000 $256,510
    Cash Out Refi 582 $108,790,000 $186,924
    Other 294 $25,660,000 $87,279
    Home Improvement 162 $12,830,000 $79,198
    Refi 132 $24,180,000 $183,182

    Yuma's most frequently cited loan purpose was Home Purchase, with 2,133 originations. The 2nd most popular reason was Cash Out Refi, with 582 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,230 $300,930,000 $244,659
    7-8% 778 $173,600,000 $223,136
    5-6% 654 $176,190,000 $269,404
    Over 8% 559 $56,305,000 $100,725
    4-5% 42 $9,080,000 $216,190
    <2.5% 28 $410,000 $14,643
    3-4% 7 $1,385,000 $197,857
    2.5-3% 2 $510,000 $255,000

    During 2023, Yuma's most frequently originated rate bucket was 6-7%, with 1,230 originations.

    Loan Sizing (YUMA, AZ MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,516 $418,010,000 $275,732
    $100k-200k 886 $134,690,000 $152,020
    $100,000 or less 636 $34,980,000 $55,000
    $400k-600k 234 $107,350,000 $458,761
    $600k-1000k 28 $19,540,000 $697,857
    $Over $1MM 3 $4,025,000 $1,341,667

    YUMA's loan sizing saw the bucket of loans from $200k-400k with 1,516 originations, totaling $418,010,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,612 $442,990,000 $274,808
    60-80% 633 $144,185,000 $227,780
    Under 20% 349 $14,985,000 $42,937
    20-40% 292 $26,540,000 $90,890
    40-60% 275 $43,725,000 $159,000
    Over 100% 132 $44,960,000 $340,606

    YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,612 originations, totaling $442,990,000 in origination value.