ANCHORAGE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Anchorage averaged 6.38% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.39% and one month ago for the week of 2025-02-27, the average rate was 6.7%.

Anchorage's average rate one year ago was 6.83%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.18%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Anchorage 30 Year Fixed Rate 2025-04-03 6.38%
Anchorage 30 Year Fixed Rate Refi 2025-04-03 7.18%
Anchorage 15 Year Fixed Rate 2025-04-03 6.16%
Anchorage 15 Year Fixed Rate Refi 2025-04-03 6.02%
Anchorage 30 Year FHA 2025-04-03 5.79%
Anchorage 30 Year FHA Refi 2025-04-03 6.46%
Anchorage 30 Year USDA 2025-04-03 6.12%
Anchorage 30 Year USDA Refi 2025-04-03 6.32%
Anchorage 30 Year VA 2025-04-03 5.85%
Anchorage 30 Year VA Refi 2025-04-03 5.69%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.

ANCHORAGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Alaska USA Federal Credit Union 341 6.59% $4,769
RESIDENTIAL MORTGAGE, LLC 250 6.51% $5,528
NEWREZ LLC 199 6.96% $6,873
QUICKEN LOANS, LLC 165 6.69% $8,451
MOVEMENT MORTGAGE, LLC 80 6.61% $7,140
First National Bank Alaska 76 6.45% $8,395
PRIMELENDING, A PLAINSCAPITAL COMPANY 74 6.24% $7,934
The Loan Store, Inc. 72 6.50% $6,306
CREDIT UNION 1 72 6.19% $5,577
UNITED WHOLESALE MORTGAGE, LLC 66 6.98% $7,248
LOANDEPOT.COM, LLC 48 6.81% $8,992
NuVision Federal Credit Union 46 6.38% $5,327
CANOPY MORTGAGE, LLC 38 6.83% $8,529
MATANUSKA VALLEY FEDERAL CREDIT UNION 34 6.93% $4,693
Wells Fargo Bank 34 6.72% $5,765
GUILD MORTGAGE COMPANY 31 6.39% $8,148
HOMEOWNERS FINANCIAL GROUP USA, LLC 23 6.64% $7,538
NBKC BANK 18 6.53% $4,029
GUARANTEED RATE, INC. 17 6.52% $5,181
MEMBER FIRST MORTGAGE, LLC 14 6.88% $9,962
Flagstar Bank, FSB 14 6.86% $5,540
CHURCHILL MORTGAGE CORPORATION 14 6.65% $7,102
PENNYMAC LOAN SERVICES, LLC 13 6.52% $8,217
PRIMARY RESIDENTIAL MORTGAGE, INC. 13 6.35% $1,799
NAVY FEDERAL CREDIT UNION 13 6.38% $6,467
Plains Commerce Bank 12 6.37% $8,252
ZILLOW HOME LOANS, LLC 11 6.75% $4,818
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 7.33% $5,540
Paramount Residential Mortgage Group, Inc. 11 6.94% $7,564
PREMIA MORTGAGE, LLC 11 6.36% $2,239
CMG MORTGAGE, INC. 10 6.76% $8,173
KeyBank 10 6.54% $7,069
GENEVA FINANCIAL, LLC 9 6.81% $7,863
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 9 6.65% $9,361
BROKER SOLUTIONS, INC. 9 6.83% $5,720
RESIDENTIAL BANCORP 9 7.18% $9,268
Truity Federal Credit Union 8 6.36% $9,470
BMO Harris Bank 8 6.92% $5,347
USAA Federal Savings Bank 8 6.42% $4,717
JPMorgan Chase Bank 8 6.66% $3,300
Mr. Cooper ( Nationstar Mortgage ) 7 6.25% $9,586
UNION HOME MORTGAGE CORP. 7 6.93% $9,775
CORNERSTONE HOME LENDING, INC. 7 6.62% $10,088
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.96% $6,502
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.17% $6,857
Mortgage Research Center, LLC 6 6.75% $2,703
Century Mortgage Company DBA Century Lending Company 5 6.88% $727
TRUE NORTH FEDERAL CREDIT UNION 5 6.55% $6,416
AMERISAVE MORTGAGE CORPORATION 5 6.48% $11,402
CITY FIRST MORTGAGE SERVICES, L.L.C. 5 6.62% $7,404
PLAZA HOME MORTGAGE, INC. 5 5.95% $8,810
Ally Bank 4 6.38% $12,752
North American Savings Bank, F.S.B. 4 6.74% $8,610
BAY-VALLEY MORTGAGE GROUP 4 7.41% $10,054
American Mortgage & Equity Consultants, Inc. 4 7.56% $9,194
LENDSURE MORTGAGE CORP. 4 8.41% $15,155
FREEDOM MORTGAGE CORPORATION 3 7.25% $7,939
CROSSCOUNTRY MORTGAGE, LLC 3 7.07% $9,409
Midwest BankCentre 3 6.96% $4,320
Morgan Stanley Private Bank 3 5.93% $4,085
BETTER MORTGAGE CORPORATION 3 6.58% $9,449
Barrington Bank & Trust Company, N.A. 3 7.21% $7,260
SUN WEST MORTGAGE COMPANY, INC. 3 6.63% $5,479
U.S. Bank 3 6.21% $3,418
VAN DYK MORTGAGE CORPORATION 3 7.33% $6,712
Bank of America 2 6.63% $6,176
UBS Bank USA 2 6.56% $4,890
GUARANTEED RATE AFFINITY, LLC 2 7.00% $1,436
The Central Trust Bank 2 5.88% $6,149
NP, Inc. 2 6.99% $2,981
DEEPHAVEN MORTGAGE LLC 2 8.38% $8,909
MORTGAGE ACCESS CORP. 2 7.24% $7,249
MID AMERICA MORTGAGE, INC. 2 9.25% $33,245
BOKF 2 8.13% $4,152
LAKEVIEW LOAN SERVICING, LLC 2 5.75% $8,804
ADVANCIAL 2 6.75% $5,772
PLANET HOME LENDING, LLC 1 7.38% $4,340
CHEVRON 1 5.63% $1,530
PNC Bank 1 6.88% $2,491
Academy Bank 1 6.50% $5,458
Citibank 1 7.13% $6,523
Prosperity Home Mortgage, LLC 1 6.13% $15,319
GREENSTATE CREDIT UNION 1 6.13% $4,060
RBC Bank, (Georgia) 1 6.13% $3,860
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.50% $30,787
Goldman Sachs Bank USA 1 6.30% $5,827
AMERICAN INTERNET MORTGAGE, INC. 1 6.63% $3,690
Sierra Pacific Mortgage Company, Inc. 1 6.63% $9,752
SmartBank 1 6.88% $4,040
State Department Federal Credit Union 1 6.00% $4,222
Waterstone Mortgage Corporation 1 6.99% $11,679
The Huntington National Bank 1 6.50% $4,545
First National Bank of Omaha 1 6.38% $3,657
First National Bank of America 1 9.50% $10,891
Fifth Third Bank 1 6.75% $5,234
Farmers Bank & Trust 1 6.50% $4,640
ALLIANT CREDIT UNION 1 6.75% $3,550
ENVOY MORTGAGE, LTD 1 7.13% $6,081
Cache Valley Bank 1 5.99% $4,885
NATIONAL COOPERATIVE BANK, N.A. 1 6.50% $3,607
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.12% $4,584
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $3,479
Hometown Equity Mortgage, LLC 1 7.50% $12,880
NexBank 1 6.00% $5,644
NEXERA HOLDING LLC 1 8.00% $32,110
Charles Schwab Bank, SSB 1 5.38% $6,996
Northpointe Bank 1 7.75% $6,788
Washington Trust Bank 1 8.00% $5,181
PENTAGON FEDERAL CREDIT UNION 1 7.13% $7,899
PHH Mortgage Corporation 1 6.63% $12,257
Armed Forces Bank 1 6.50% $6,007

ANCHORAGE Average Closing Costs & Other Stats

ANCHORAGE, AK's 111 lenders originated 6,949 loans during 2024. The total origination value was $2,441,005,000, with an average loan value of $351,274.

ANCHORAGE's average closing costs are $6,335.

The top ANCHORAGE lender as defined by loan originations is Alaska USA Federal Credit Union, with 341 loans originated. Their average total fees are $4,769, which is $759 lower than the next largest lender, RESIDENTIAL MORTGAGE, LLC.

The lowest fee ANCHORAGE lenders (with over 10 loans originated) are PRIMARY RESIDENTIAL MORTGAGE, INC. ($1,799), PREMIA MORTGAGE, LLC ($2,239), NBKC BANK ($4,029), MATANUSKA VALLEY FEDERAL CREDIT UNION ($4,693) and Alaska USA Federal Credit Union ($4,769).

The lowest rate ANCHORAGE lenders (with over 10 loans originated) are CREDIT UNION 1 (6.19%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.24%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.35%), PREMIA MORTGAGE, LLC (6.36%) and Plains Commerce Bank (6.37%).

ANCHORAGE, AK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
RESIDENTIAL MORTGAGE, LLC $345,085,000 $431,675,000 25.1% 17.7%
Alaska USA Federal Credit Union $260,560,000 $299,320,000 14.9% 12.3%
NEWREZ LLC $198,920,000 $190,070,000 -4.4% 7.8%
UNITED WHOLESALE MORTGAGE, LLC $139,300,000 $121,760,000 -12.6% 5.0%
QUICKEN LOANS, LLC $72,730,000 $111,560,000 53.4% 4.6%
Mortgage Research Center, LLC $82,245,000 $89,970,000 9.4% 3.7%
Morgan Stanley Private Bank $3,870,000 $77,105,000 1,892.4% 3.2%
MOVEMENT MORTGAGE, LLC $97,085,000 $75,025,000 -22.7% 3.1%
The Loan Store, Inc. $2,020,000 $54,245,000 2,585.4% 2.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $41,355,000 $43,915,000 6.2% 1.8%
First National Bank Alaska $56,365,000 $43,185,000 -23.4% 1.8%
FREEDOM MORTGAGE CORPORATION $7,705,000 $42,610,000 453.0% 1.7%
NuVision Federal Credit Union $40,880,000 $41,715,000 2.0% 1.7%
PENNYMAC LOAN SERVICES, LLC $14,310,000 $39,890,000 178.8% 1.6%
GUARANTEED RATE, INC. $46,160,000 $39,850,000 -13.7% 1.6%
LOANDEPOT.COM, LLC $25,770,000 $34,085,000 32.3% 1.4%
NAVY FEDERAL CREDIT UNION $30,695,000 $31,985,000 4.2% 1.3%
CREDIT UNION 1 $38,545,000 $30,730,000 -20.3% 1.3%
CANOPY MORTGAGE, LLC $2,475,000 $29,955,000 1,110.3% 1.2%
USAA Federal Savings Bank $21,345,000 $24,700,000 15.7% 1.0%
GUILD MORTGAGE COMPANY $34,930,000 $23,650,000 -32.3% 1.0%
Wells Fargo Bank $27,770,000 $22,570,000 -18.7% 0.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $24,055,000 $21,970,000 -8.7% 0.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,885,000 $19,180,000 917.5% 0.8%
Flagstar Bank, FSB $19,375,000 $18,070,000 -6.7% 0.7%
North American Savings Bank, F.S.B. $14,440,000 $16,490,000 14.2% 0.7%
MATANUSKA VALLEY FEDERAL CREDIT UNION $13,935,000 $16,145,000 15.9% 0.7%
HOMEOWNERS FINANCIAL GROUP USA, LLC $20,450,000 $15,765,000 -22.9% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,980,000 $14,885,000 651.8% 0.6%
The Federal Savings Bank $10,550,000 $14,440,000 36.9% 0.6%
NBKC BANK $13,605,000 $14,275,000 4.9% 0.6%
Plains Commerce Bank $9,670,000 $14,100,000 45.8% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $10,170,000 $12,810,000 26.0% 0.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $11,655,000 n/a 0.5%
CMG MORTGAGE, INC. $4,150,000 $11,365,000 173.9% 0.5%
Century Mortgage Company DBA Century Lending Company $3,875,000 $11,150,000 187.7% 0.5%
RESIDENTIAL BANCORP $8,580,000 $11,070,000 29.0% 0.5%
Paramount Residential Mortgage Group, Inc. $12,820,000 $10,240,000 -20.1% 0.4%
VILLAGE CAPITAL MORTGAGE $2,305,000 $10,235,000 344.0% 0.4%
BROKER SOLUTIONS, INC. $8,260,000 $10,200,000 23.5% 0.4%
GENEVA FINANCIAL, LLC $11,655,000 $9,840,000 -15.6% 0.4%
PLAZA HOME MORTGAGE, INC. $1,145,000 $8,845,000 672.5% 0.4%
CHURCHILL MORTGAGE CORPORATION $8,865,000 $8,455,000 -4.6% 0.3%
Bank of America $5,300,000 $8,175,000 54.2% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $4,455,000 $7,780,000 74.6% 0.3%
AMERISAVE MORTGAGE CORPORATION $7,820,000 $7,640,000 -2.3% 0.3%
BMO Harris Bank $8,415,000 $7,620,000 -9.4% 0.3%
KeyBank $31,020,000 $7,585,000 -75.5% 0.3%
PREMIA MORTGAGE, LLC $7,455,000 $7,475,000 0.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $15,430,000 $7,030,000 -54.4% 0.3%
UNION HOME MORTGAGE CORP. $6,515,000 $6,780,000 4.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,160,000 $5,940,000 175.0% 0.2%
Truity Federal Credit Union $4,680,000 $5,315,000 13.6% 0.2%
PLANET HOME LENDING, LLC $5,070,000 n/a 0.2%
ORIX REAL ESTATE CAPITAL, LLC $4,990,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $15,695,000 $4,785,000 -69.5% 0.2%
MEMBER FIRST MORTGAGE, LLC $4,715,000 n/a 0.2%
CORNERSTONE HOME LENDING, INC. $8,080,000 $4,285,000 -47.0% 0.2%
JPMorgan Chase Bank $4,680,000 $4,125,000 -11.9% 0.2%
U.S. Bank $2,795,000 $3,895,000 39.4% 0.2%
NEXERA HOLDING LLC $3,545,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $3,380,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,335,000 n/a 0.1%
Figure Lending LLC $880,000 $3,320,000 277.3% 0.1%
TRUE NORTH FEDERAL CREDIT UNION $2,090,000 $3,300,000 57.9% 0.1%
Coastal Community Bank $2,465,000 $3,210,000 30.2% 0.1%
READYCAP COMMERCIAL, LLC $3,125,000 n/a 0.1%
Arbor Realty Trust, Inc. $6,565,000 $3,100,000 -52.8% 0.1%
Merchants Capital Corp. $3,065,000 n/a 0.1%
Prosperity Home Mortgage, LLC $1,975,000 $2,965,000 50.1% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $1,505,000 $2,835,000 88.4% 0.1%
ZILLOW HOME LOANS, LLC $1,760,000 $2,825,000 60.5% 0.1%
MID AMERICA MORTGAGE, INC. $345,000 $2,675,000 675.4% 0.1%
Discover Bank $2,895,000 $2,630,000 -9.2% 0.1%
NP, Inc. $735,000 $2,545,000 246.3% 0.1%
AMERICAN FINANCING CORPORATION $1,835,000 $2,490,000 35.7% 0.1%
DEEPHAVEN MORTGAGE LLC $595,000 $2,490,000 318.5% 0.1%
LENDSURE MORTGAGE CORP. $1,155,000 $2,435,000 110.8% 0.1%
Ally Bank $925,000 $2,340,000 153.0% 0.1%
The Central Trust Bank $2,255,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $2,480,000 $2,235,000 -9.9% 0.1%
Armed Forces Bank $1,965,000 $2,120,000 7.9% 0.1%
OCMBC, INC. $2,020,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $5,590,000 $1,930,000 -65.5% 0.1%
BETTER MORTGAGE CORPORATION $1,020,000 $1,885,000 84.8% 0.1%
American Mortgage & Equity Consultants, Inc. $1,260,000 $1,760,000 39.7% 0.1%
Carrington Mortgage Services, LLC $1,560,000 $1,750,000 12.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,580,000 $1,725,000 -62.3% 0.1%
AmeriHome Mortgage Company, LLC $1,655,000 n/a 0.1%
Midwest BankCentre $1,615,000 n/a 0.1%
Northpointe Bank $1,600,000 $1,575,000 -1.6% 0.1%
M&T Bank $1,735,000 $1,550,000 -10.7% 0.1%
Magnolia Bank $1,895,000 $1,540,000 -18.7% 0.1%
BAY-VALLEY MORTGAGE GROUP $575,000 $1,500,000 160.9% 0.1%
AMERITRUST MORTGAGE CORPORATION $1,490,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $560,000 $1,355,000 142.0% 0.1%
PHH Mortgage Corporation $495,000 $1,355,000 173.7% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,325,000 n/a 0.1%
Charles Schwab Bank, SSB $1,295,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $7,030,000 $1,295,000 -81.6% 0.1%
Allied First Bank,sb $1,270,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $235,000 $1,270,000 440.4% 0.1%
RBC Bank, (Georgia) $1,265,000 n/a 0.1%
ENVOY MORTGAGE, LTD $1,225,000 n/a 0.1%
ADVANCIAL $465,000 $1,190,000 155.9% 0.0%
Logan Finance Corporation $1,040,000 n/a 0.0%
UBS Bank USA $1,695,000 $1,010,000 -40.4% 0.0%
GUARANTEED RATE AFFINITY, LLC $275,000 $1,000,000 263.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $330,000 $1,000,000 203.0% 0.0%
Waterstone Mortgage Corporation $255,000 $1,000,000 292.2% 0.0%
Liberty Bank and Trust Company $995,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $985,000 n/a 0.0%
Bethpage Federal Credit Union $310,000 $980,000 216.1% 0.0%
AMWEST FUNDING CORP. $405,000 $960,000 137.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $850,000 $945,000 11.2% 0.0%
Farmers Bank & Trust $1,610,000 $900,000 -44.1% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,585,000 $890,000 -43.8% 0.0%
Commerce Home Mortgage, Inc. $385,000 $865,000 124.7% 0.0%
MORTGAGE ACCESS CORP. $1,130,000 $840,000 -25.7% 0.0%
Goldman Sachs Bank USA $1,005,000 $685,000 -31.8% 0.0%
Hometown Equity Mortgage, LLC $670,000 n/a 0.0%
Washington Trust Bank $665,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $45,000 $605,000 1,244.4% 0.0%
Fifth Third Bank $600,000 n/a 0.0%
Chickasaw Community Bank $1,165,000 $595,000 -48.9% 0.0%
Academy Bank $575,000 n/a 0.0%
GEORGIA'S OWN $210,000 $575,000 173.8% 0.0%
State Department Federal Credit Union $570,000 n/a 0.0%
S1L, Inc. $535,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,230,000 $525,000 -76.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $525,000 $515,000 -1.9% 0.0%
First Federal Bank $505,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $505,000 n/a 0.0%
The Huntington National Bank $2,110,000 $505,000 -76.1% 0.0%
CARDINAL FINANCIAL $2,510,000 $495,000 -80.3% 0.0%
TRISTAR FINANCE, INC. $495,000 n/a 0.0%
ALLIANT CREDIT UNION $480,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $475,000 n/a 0.0%
Cache Valley Bank $455,000 n/a 0.0%
BOKF $450,000 n/a 0.0%
GoPrime Mortgage, Inc. $445,000 n/a 0.0%
CHEVRON $75,000 $435,000 480.0% 0.0%
NORWICH COMMERCIAL GROUP, INC. $435,000 n/a 0.0%
SmartBank $425,000 n/a 0.0%
Citibank $805,000 $405,000 -49.7% 0.0%
Northwest Federal Credit Union $405,000 n/a 0.0%
PNC Bank $605,000 $385,000 -36.4% 0.0%
GREENSTATE CREDIT UNION $365,000 $375,000 2.7% 0.0%
First National Bank of Omaha $365,000 n/a 0.0%
BP Federal Credit Union $335,000 n/a 0.0%
SILVER HILL FUNDING, LLC $335,000 n/a 0.0%
First National Bank of America $315,000 n/a 0.0%
TruHome Solutions, LLC $305,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $285,000 n/a 0.0%
BM Real Estate Services, Inc. $275,000 n/a 0.0%
Evolve Bank & Trust $275,000 n/a 0.0%
FirstOak Bank $205,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $1,365,000 $175,000 -87.2% 0.0%
NexBank $145,000 n/a 0.0%
GTE Federal Credit Union $185,000 $125,000 -32.4% 0.0%
SPIRIT OF ALASKA $125,000 n/a 0.0%
NATIONAL COOPERATIVE BANK, N.A. $115,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $105,000 n/a 0.0%
Baxter Credit Union $95,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $95,000 n/a 0.0%
Elements Financial Federal Credit Union $75,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $95,000 $45,000 -52.6% 0.0%

ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 17.7% market share. In second place, with 12.3%, is Alaska USA Federal Credit Union, having originated $299,320,000 in loans. In third place, with 7.8%, is NEWREZ LLC, having originated $190,070,000 in loans. In fourth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $121,760,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $111,560,000 in loans.


ANCHORAGE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $288,500 (-3.0%) $332,753 (-2.9%) 1.07 1,508
2018-02-01 $289,500 (-2.2%) $335,413 (-1.8%) 1.05 1,517
2018-03-01 $299,000 (-0.2%) $341,951 (-2.3%) 1.05 1,667
2018-04-01 $309,900 (0.0%) $348,350 (-0.4%) 1.05 1,753
2018-05-01 $314,998 (2.6%) $348,042 (1.0%) 1.05 1,927
2018-06-01 $309,900 (0.3%) $340,410 (-1.0%) 1.03 2,168
2018-07-01 $303,675 (-0.8%) $337,972 (-1.7%) 1.01 2,339
2018-08-01 $304,950 (0.8%) $340,913 (0.5%) 1.02 2,371
2018-09-01 $307,000 (3.3%) $339,410 (1.2%) 1.03 2,263
2018-10-01 $299,900 (1.2%) $335,023 (-0.1%) 1.02 2,056
2018-11-01 $299,950 (3.8%) $335,474 (1.0%) 1.02 1,874
2018-12-01 $299,900 (5.1%) $333,251 (0.6%) 1.03 1,662
2019-01-01 $299,950 (4.0%) $330,863 (-0.6%) 1.04 1,449
2019-02-01 $307,350 (6.2%) $335,554 (0.0%) 1.04 1,504
2019-03-01 $317,100 (6.1%) $343,442 (0.4%) 1.04 1,558
2019-04-01 $322,450 (4.1%) $349,666 (0.4%) 1.02 1,633
2019-05-01 $324,950 (3.2%) $353,521 (1.6%) 1.02 1,784
2019-06-01 $320,000 (3.3%) $352,669 (3.6%) 1.00 1,961
2019-07-01 $319,500 (5.2%) $351,339 (4.0%) 1.00 2,068
2019-08-01 $315,727 (3.5%) $348,201 (2.1%) 1.00 2,044
2019-09-01 $316,443 (3.1%) $348,627 (2.7%) 1.01 1,973
2019-10-01 $318,000 (6.0%) $349,748 (4.4%) 1.03 1,900
2019-11-01 $317,500 (5.9%) $350,912 (4.6%) 1.04 1,694
2019-12-01 $311,500 (3.9%) $345,421 (3.7%) 1.04 1,518
2020-01-01 $311,625 (3.9%) $348,195 (5.2%) 1.04 1,329
2020-02-01 $319,000 (3.8%) $355,383 (5.9%) 1.04 1,252
2020-03-01 $319,450 (0.7%) $357,255 (4.0%) 1.00 1,231
2020-04-01 $319,500 (-0.9%) $355,402 (1.6%) 1.00 1,296
2020-05-01 $329,900 (1.5%) $365,350 (3.4%) 1.00 1,410
2020-06-01 $330,000 (3.1%) $373,587 (5.9%) 0.97 1,417
2020-07-01 $337,300 (5.6%) $385,328 (9.7%) 0.98 1,356
2020-08-01 $334,900 (6.1%) $386,839 (11.1%) 0.96 1,342
2020-09-01 $335,000 (5.9%) $394,725 (13.2%) 0.96 1,296
2020-10-01 $325,000 (2.2%) $396,163 (13.3%) 0.93 1,175
2020-11-01 $326,450 (2.8%) $400,837 (14.2%) 0.95 1,028
2020-12-01 $328,450 (5.4%) $404,090 (17.0%) 0.98 888
2021-01-01 $327,000 (4.9%) $407,822 (17.1%) 0.98 755
2021-02-01 $339,500 (6.4%) $415,237 (16.8%) 0.99 694
2021-03-01 $357,450 (11.9%) $432,450 (21.1%) 1.01 678
2021-04-01 $359,950 (12.7%) $432,426 (21.7%) 0.97 720
2021-05-01 $362,500 (9.9%) $422,253 (15.6%) 0.96 761
2021-06-01 $350,000 (6.1%) $411,228 (10.1%) 0.92 870
2021-07-01 $350,000 (3.8%) $405,086 (5.1%) 0.92 995
2021-08-01 $357,200 (6.7%) $412,048 (6.5%) 0.95 1,050
2021-09-01 $356,875 (6.5%) $422,623 (7.1%) 0.95 1,023
2021-10-01 $350,000 (7.7%) $417,721 (5.4%) 0.93 907
2021-11-01 $361,450 (10.7%) $425,708 (6.2%) 0.97 707
2021-12-01 $374,500 (14.0%) $433,415 (7.3%) 1.01 565
2022-01-01 $389,250 (19.0%) $437,467 (7.3%) 1.05 432
2022-02-01 $400,750 (18.0%) $447,649 (7.8%) 1.04 369
2022-03-01 $420,500 (17.6%) $471,539 (9.0%) 1.05 382
2022-04-01 $425,000 (18.1%) $468,448 (8.3%) 1.01 493
2022-05-01 $429,950 (18.6%) $476,028 (12.7%) 0.98 669
2022-06-01 $434,975 (24.3%) $478,249 (16.3%) 0.97 849
2022-07-01 $425,000 (21.4%) $474,313 (17.1%) 0.96 1,000
2022-08-01 $429,900 (20.4%) $482,135 (17.0%) 0.99 967
2022-09-01 $439,900 (23.3%) $491,848 (16.4%) 1.03 850
2022-10-01 $432,450 (23.6%) $487,535 (16.7%) 1.02 782
2022-11-01 $428,660 (18.6%) $479,352 (12.6%) 1.03 726
2022-12-01 $439,000 (17.2%) $480,656 (10.9%) 1.08 605
2023-01-01 $426,625 (9.6%) $474,923 (8.6%) 1.06 499
2023-02-01 $435,625 (8.7%) $487,799 (9.0%) 1.05 456
2023-03-01 $439,000 (4.4%) $490,135 (3.9%) 1.04 461
2023-04-01 $445,000 (4.7%) $497,401 (6.2%) 1.03 467
2023-05-01 $446,700 (3.9%) $496,934 (4.4%) 1.01 496
2023-06-01 $442,350 (1.7%) $500,046 (4.6%) 0.99 585
2023-07-01 $439,000 (3.3%) $498,860 (5.2%) 1.00 752
2023-08-01 $434,500 (1.1%) $493,062 (2.3%) 1.00 814
2023-09-01 $439,900 (0.0%) $509,606 (3.6%) 1.02 803
2023-10-01 $434,500 (0.5%) $496,472 (1.8%) 1.02 761
2023-11-01 $427,000 (-0.4%) $491,658 (2.6%) 1.02 716
2023-12-01 $425,000 (-3.2%) $493,515 (2.7%) 1.04 618
2024-01-01 $429,500 (0.7%) $501,829 (5.7%) 1.05 520
2024-02-01 $437,000 (0.3%) $506,567 (3.9%) 1.05 486
2024-03-01 $435,000 (-0.9%) $504,121 (2.9%) 1.02 488
2024-04-01 $463,750 (4.2%) $533,851 (7.3%) 1.08 549
2024-05-01 $485,000 (8.6%) $553,003 (11.3%) 1.10 693
2024-06-01 $465,000 (5.1%) $542,693 (8.5%) 1.06 885
2024-07-01 $459,225 (4.6%) $542,061 (8.7%) 1.05 998
2024-08-01 $460,000 (5.9%) $537,204 (9.0%) 1.07 1,062
2024-09-01 $455,000 (3.4%) $529,644 (3.9%) 1.07 1,065
2024-10-01 $450,000 (3.6%) $519,618 (4.7%) 1.06 971
2024-11-01 $450,000 (5.4%) $528,312 (7.5%) 1.08 857
2024-12-01 $447,625 (5.3%) $525,083 (6.4%) 1.11 735
2025-01-01 $454,475 (5.8%) $535,073 (6.6%) 1.13 634
2025-02-01 $459,500 (5.2%) $530,391 (4.7%) 1.12 609
2025-03-01 $475,000 (9.2%) $541,489 (7.4%) 0.00 620
ANCHORAGE's median listing price for 2025-03-01 was $475,000, a difference of $40,000 (9.2%) versus the prior year and $15,500 versus the prior month.

ANCHORAGE's median listing price comes in at 0% of the national average.

ANCHORAGE's average listing price for 2025-03-01 was $541,489, a difference of $37,368 (7.4%) versus the prior year and $11,098 versus the prior month.

For the 2025-03-01 period, ANCHORAGE had 620 MLS listings, a difference of 11 listings (2%) versus the prior month and 132 listings (27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 89 days 1,717 sqft
2018-02-01 73 days 1,729 sqft
2018-03-01 53 days 1,768 sqft
2018-04-01 50 days 1,800 sqft
2018-05-01 47 days 1,823 sqft
2018-06-01 47 days 1,816 sqft
2018-07-01 52 days 1,805 sqft
2018-08-01 58 days 1,805 sqft
2018-09-01 67 days 1,800 sqft
2018-10-01 77 days 1,779 sqft
2018-11-01 84 days 1,788 sqft
2018-12-01 93 days 1,770 sqft
2019-01-01 96 days 1,777 sqft
2019-02-01 83 days 1,782 sqft
2019-03-01 59 days 1,809 sqft
2019-04-01 49 days 1,841 sqft
2019-05-01 46 days 1,842 sqft
2019-06-01 50 days 1,852 sqft
2019-07-01 55 days 1,862 sqft
2019-08-01 59 days 1,837 sqft
2019-09-01 65 days 1,830 sqft
2019-10-01 69 days 1,824 sqft
2019-11-01 79 days 1,800 sqft
2019-12-01 88 days 1,754 sqft
2020-01-01 86 days 1,747 sqft
2020-02-01 68 days 1,777 sqft
2020-03-01 51 days 1,793 sqft
2020-04-01 53 days 1,803 sqft
2020-05-01 51 days 1,832 sqft
2020-06-01 43 days 1,835 sqft
2020-07-01 43 days 1,833 sqft
2020-08-01 43 days 1,793 sqft
2020-09-01 45 days 1,800 sqft
2020-10-01 53 days 1,745 sqft
2020-11-01 63 days 1,705 sqft
2020-12-01 71 days 1,704 sqft
2021-01-01 68 days 1,698 sqft
2021-02-01 42 days 1,707 sqft
2021-03-01 36 days 1,769 sqft
2021-04-01 28 days 1,788 sqft
2021-05-01 23 days 1,799 sqft
2021-06-01 24 days 1,793 sqft
2021-07-01 27 days 1,800 sqft
2021-08-01 32 days 1,799 sqft
2021-09-01 41 days 1,794 sqft
2021-10-01 44 days 1,743 sqft
2021-11-01 53 days 1,745 sqft
2021-12-01 65 days 1,728 sqft
2022-01-01 78 days 1,750 sqft
2022-02-01 33 days 1,794 sqft
2022-03-01 15 days 1,809 sqft
2022-04-01 15 days 1,818 sqft
2022-05-01 18 days 1,869 sqft
2022-06-01 23 days 1,898 sqft
2022-07-01 29 days 1,904 sqft
2022-08-01 43 days 1,927 sqft
2022-09-01 52 days 1,951 sqft
2022-10-01 57 days 1,922 sqft
2022-11-01 61 days 1,904 sqft
2022-12-01 78 days 1,904 sqft
2023-01-01 81 days 1,844 sqft
2023-02-01 43 days 1,849 sqft
2023-03-01 38 days 1,888 sqft
2023-04-01 30 days 1,903 sqft
2023-05-01 29 days 1,897 sqft
2023-06-01 25 days 1,872 sqft
2023-07-01 27 days 1,879 sqft
2023-08-01 37 days 1,895 sqft
2023-09-01 58 days 1,920 sqft
2023-10-01 57 days 1,873 sqft
2023-11-01 63 days 1,810 sqft
2023-12-01 74 days 1,800 sqft
2024-01-01 83 days 1,808 sqft
2024-02-01 58 days 1,818 sqft
2024-03-01 48 days 1,816 sqft
2024-04-01 41 days 1,896 sqft
2024-05-01 35 days 1,915 sqft
2024-06-01 39 days 1,921 sqft
2024-07-01 46 days 1,882 sqft
2024-08-01 50 days 1,874 sqft
2024-09-01 58 days 1,855 sqft
2024-10-01 63 days 1,829 sqft
2024-11-01 68 days 1,789 sqft
2024-12-01 81 days 1,744 sqft
2025-01-01 81 days 1,756 sqft
2025-02-01 66 days 1,774 sqft
2025-03-01 0 days 1,816 sqft
ANCHORAGE's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

ANCHORAGE's median square footage for active listings during the 2025-03-01 period was 1,816 sqft. One year prior, the average listing was 1,816 sqft.

ANCHORAGE, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,686 $1,852,070,000 $395,235
Cash Out Refi 759 $180,255,000 $237,490
Refi 605 $233,835,000 $386,504
Other 518 $134,230,000 $259,131
Home Improvement 380 $39,750,000 $104,605
NA 1 $865,000 $865,000

Anchorage's most frequently cited loan purpose was Home Purchase, with 4,686 originations. The 2nd most popular reason was Cash Out Refi, with 759 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,131 $1,296,235,000 $414,000
5-6% 1,878 $690,800,000 $367,838
Over 8% 966 $122,240,000 $126,542
7-8% 776 $259,330,000 $334,188
4-5% 92 $35,440,000 $385,217
<2.5% 40 $12,360,000 $309,000
3-4% 37 $10,945,000 $295,811
2.5-3% 25 $9,265,000 $370,600

During 2024, Anchorage's most frequently originated rate bucket was 6-7%, with 3,131 originations.

Loan Sizing (ANCHORAGE, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,053 $943,435,000 $309,019
$400k-600k 1,637 $782,155,000 $477,798
$100,000 or less 874 $51,580,000 $59,016
$100k-200k 802 $118,130,000 $147,294
$600k-1000k 504 $362,880,000 $720,000
$Over $1MM 79 $182,825,000 $2,314,241

ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 3,053 originations, totaling $943,435,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,397 $1,378,915,000 $405,921
60-80% 1,206 $441,440,000 $366,036
Under 20% 762 $48,410,000 $63,530
Over 100% 474 $225,900,000 $476,582
20-40% 473 $69,175,000 $146,247
40-60% 415 $194,175,000 $467,892

ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,397 originations, totaling $1,378,915,000 in origination value.