ANCHORAGE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Anchorage averaged 6.64% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.45% and one month ago for the week of 2024-10-10, the average rate was 5.98%.

    Anchorage's average rate one year ago was 7.46%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.17%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Anchorage 30 Year Fixed Rate 2024-11-14 6.64%
    Anchorage 30 Year Fixed Rate Refi 2024-11-14 7.17%
    Anchorage 15 Year Fixed Rate 2024-11-14 6%
    Anchorage 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Anchorage 30 Year FHA 2024-11-14 -0.16%
    Anchorage 30 Year FHA Refi 2024-11-14 -0.2%
    Anchorage 30 Year USDA 2024-11-14 0.2%
    Anchorage 30 Year USDA Refi 2024-11-14 -0.2%
    Anchorage 30 Year VA 2024-11-14 -0.25%
    Anchorage 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.

    ANCHORAGE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Alaska USA Federal Credit Union 328 6.51% $4,843
    RESIDENTIAL MORTGAGE, LLC 255 6.18% $5,765
    NEWREZ LLC 214 6.97% $6,313
    QUICKEN LOANS, LLC 125 6.75% $7,738
    UNITED WHOLESALE MORTGAGE, LLC 114 6.68% $8,800
    MOVEMENT MORTGAGE, LLC 110 6.65% $6,708
    CREDIT UNION 1 96 5.86% $5,579
    First National Bank Alaska 73 6.32% $7,126
    PRIMELENDING, A PLAINSCAPITAL COMPANY 57 6.60% $9,440
    GUILD MORTGAGE COMPANY 56 6.60% $7,013
    LOANDEPOT.COM, LLC 40 6.84% $8,339
    NuVision Federal Credit Union 40 6.40% $6,498
    GUARANTEED RATE, INC. 39 6.59% $5,812
    Wells Fargo Bank 37 6.78% $6,316
    MATANUSKA VALLEY FEDERAL CREDIT UNION 31 6.98% $2,744
    PRIMARY RESIDENTIAL MORTGAGE, INC. 27 6.57% $8,008
    HOMEOWNERS FINANCIAL GROUP USA, LLC 22 6.72% $7,282
    KeyBank 18 6.86% $5,901
    Flagstar Bank, FSB 18 6.58% $6,154
    NAVY FEDERAL CREDIT UNION 16 6.66% $4,760
    GUARANTY MORTGAGE SERVICE, INC. 15 6.52% $7,553
    USAA Federal Savings Bank 15 6.38% $6,769
    CORNERSTONE HOME LENDING, INC. 15 6.77% $8,984
    RESIDENTIAL BANCORP 13 7.50% $7,758
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.86% $8,184
    AMERISAVE MORTGAGE CORPORATION 12 6.33% $9,448
    CHURCHILL MORTGAGE CORPORATION 12 6.74% $9,668
    SUN WEST MORTGAGE COMPANY, INC. 12 7.09% $6,830
    CALIBER HOME LOANS, INC. 11 6.25% $7,795
    PREMIA MORTGAGE, LLC 10 6.23% $2,772
    JPMorgan Chase Bank 10 6.30% $3,218
    MUTUAL OF OMAHA MORTGAGE, INC. 9 6.94% $7,308
    NBKC BANK 9 6.22% $2,967
    BROKER SOLUTIONS, INC. 9 6.93% $8,060
    Paramount Residential Mortgage Group, Inc. 9 7.64% $8,647
    GENEVA FINANCIAL, LLC 9 6.74% $9,662
    UNION HOME MORTGAGE CORP. 9 7.28% $5,677
    BMO Harris Bank 9 6.67% $6,162
    VAN DYK MORTGAGE CORPORATION 8 7.25% $9,632
    Mortgage Research Center, LLC 7 6.57% $5,652
    PENNYMAC LOAN SERVICES, LLC 7 6.80% $4,554
    Truity Federal Credit Union 6 6.58% $10,780
    The Loan Store, Inc. 5 7.38% $6,106
    Bank of America 5 6.80% $4,549
    Mr. Cooper ( Nationstar Mortgage ) 5 6.57% $9,453
    ACADEMY MORTGAGE CORPORATION 4 7.06% $6,401
    Century Mortgage Company DBA Century Lending Company 4 7.00% $8,115
    HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.50% $7,024
    Morgan Stanley Private Bank 4 5.29% $4,967
    Plains Commerce Bank 4 6.31% $9,763
    The Huntington National Bank 4 6.29% $4,097
    AMCAP MORTGAGE, LTD. 3 5.96% $11,594
    CROSSCOUNTRY MORTGAGE, LLC 3 7.46% $3,989
    UBS Bank USA 3 6.67% $4,808
    LENDSURE MORTGAGE CORP. 3 8.71% $11,761
    TRUE NORTH FEDERAL CREDIT UNION 3 6.25% $4,290
    PENTAGON FEDERAL CREDIT UNION 3 5.83% $5,542
    First Savings Bank 3 6.71% $5,642
    AMERICAN FINANCING CORPORATION 3 6.54% $4,616
    LAKEVIEW LOAN SERVICING, LLC 3 6.62% $12,326
    U.S. Bank 3 6.58% $5,198
    Willamette Valley Bank 2 6.13% $4,923
    MORTGAGE ACCESS CORP. 2 7.94% $7,524
    Ally Bank 2 6.06% $7,735
    ON Q FINANCIAL, INC. 2 7.63% $7,278
    CMG MORTGAGE, INC. 2 7.06% $7,800
    Farmers Bank & Trust 2 6.38% $2,528
    WINGS FINANCIAL 2 5.81% $2,863
    BETTER MORTGAGE CORPORATION 2 5.63% $3,517
    CANOPY MORTGAGE, LLC 2 7.56% $9,585
    Prosperity Home Mortgage, LLC 2 6.88% $7,716
    Discover Bank 2 6.74% $0
    FREEDOM MORTGAGE CORPORATION 2 6.25% $5,380
    SIRVA MORTGAGE, INC. 2 6.25% $5,838
    CRESCENT MORTGAGE COMPANY 2 6.88% $5,373
    The Federal Savings Bank 2 7.13% $12,400
    ZILLOW HOME LOANS, LLC 2 7.38% $3,842
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 5.94% $4,086
    North American Savings Bank, F.S.B. 2 6.25% $9,618
    Bank of England 1 7.00% $7,272
    KINECTA 1 6.63% $9,812
    First Internet Bank of Indiana 1 5.75% $4,814
    MICHIGAN FIRST CREDIT UNION 1 6.63% $2,688
    EVERETT FINANCIAL, INC. 1 6.75% $8,145
    EVANSVILLE TEACHERS 1 6.75% $1,811
    M&T Bank 1 7.50% $7,874
    NP, Inc. 1 8.00% $23,352
    Commerce Bank 1 5.88% $2,679
    Citizens Bank 1 6.50% $3,232
    PHH Mortgage Corporation 1 6.50% $6,124
    Citibank 1 5.25% $7,283
    BAY-VALLEY MORTGAGE GROUP 1 6.38% $14,835
    Raymond James Bank 1 6.50% $3,115
    Bank-Fund Staff Federal Credit Union 1 5.38% $4,118
    Armed Forces Bank 1 7.63% $3,560
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $5,962
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $2,634
    American Mortgage & Equity Consultants, Inc. 1 6.99% $6,900
    AMERICAN INTERNET MORTGAGE, INC. 1 7.25% $5,239
    WESCOM CENTRAL CREDIT UNION 1 6.38% $3,896
    GREENSTATE CREDIT UNION 1 7.38% $4,388
    INTERCAP LENDING INC. 1 6.88% $8,072
    Goldman Sachs Bank USA 1 5.10% $6,434

    ANCHORAGE Average Closing Costs & Other Stats

    ANCHORAGE, AK's 103 lenders originated 6,247 loans during 2023. The total origination value was $2,132,615,000, with an average loan value of $341,382.

    ANCHORAGE's average closing costs are $6,104.

    The top ANCHORAGE lender as defined by loan originations is Alaska USA Federal Credit Union, with 328 loans originated. Their average total fees are $4,843, which is $922 lower than the next largest lender, RESIDENTIAL MORTGAGE, LLC.

    The lowest fee ANCHORAGE lenders (with over 10 loans originated) are MATANUSKA VALLEY FEDERAL CREDIT UNION ($2,744), PREMIA MORTGAGE, LLC ($2,772), JPMorgan Chase Bank ($3,218), NAVY FEDERAL CREDIT UNION ($4,760) and Alaska USA Federal Credit Union ($4,843).

    The lowest rate ANCHORAGE lenders (with over 10 loans originated) are CREDIT UNION 1 (5.86%), RESIDENTIAL MORTGAGE, LLC (6.18%), PREMIA MORTGAGE, LLC (6.23%), CALIBER HOME LOANS, INC. (6.25%) and JPMorgan Chase Bank (6.30%).

    ANCHORAGE, AK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    RESIDENTIAL MORTGAGE, LLC $481,365,000 $345,085,000 -28.3% 16.2%
    Alaska USA Federal Credit Union $30,000,000 $260,560,000 768.5% 12.2%
    NEWREZ LLC $5,045,000 $198,920,000 3,842.9% 9.3%
    UNITED WHOLESALE MORTGAGE, LLC $143,700,000 $139,300,000 -3.1% 6.5%
    MOVEMENT MORTGAGE, LLC $60,245,000 $97,085,000 61.2% 4.6%
    Mortgage Research Center, LLC $100,405,000 $82,245,000 -18.1% 3.9%
    QUICKEN LOANS, LLC $118,315,000 $72,730,000 -38.5% 3.4%
    First National Bank Alaska $64,315,000 $56,365,000 -12.4% 2.6%
    GUARANTEED RATE, INC. $59,925,000 $46,160,000 -23.0% 2.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $60,540,000 $41,355,000 -31.7% 1.9%
    NuVision Federal Credit Union $67,615,000 $40,880,000 -39.5% 1.9%
    CREDIT UNION 1 $53,680,000 $38,545,000 -28.2% 1.8%
    GUILD MORTGAGE COMPANY $32,555,000 $34,930,000 7.3% 1.6%
    KeyBank $40,685,000 $31,020,000 -23.8% 1.5%
    NAVY FEDERAL CREDIT UNION $26,255,000 $30,695,000 16.9% 1.4%
    Wells Fargo Bank $94,950,000 $27,770,000 -70.8% 1.3%
    GREYSTONE SERVICING COMPANY LLC $26,045,000 n/a 1.2%
    LOANDEPOT.COM, LLC $55,590,000 $25,770,000 -53.6% 1.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $35,065,000 $24,055,000 -31.4% 1.1%
    ACADEMY MORTGAGE CORPORATION $79,485,000 $22,230,000 -72.0% 1.0%
    USAA Federal Savings Bank $28,420,000 $21,345,000 -24.9% 1.0%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $27,900,000 $20,450,000 -26.7% 1.0%
    Flagstar Bank, FSB $16,795,000 $19,375,000 15.4% 0.9%
    SUN WEST MORTGAGE COMPANY, INC. $6,655,000 $15,695,000 135.8% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $3,680,000 $15,430,000 319.3% 0.7%
    North American Savings Bank, F.S.B. $48,085,000 $14,440,000 -70.0% 0.7%
    Merchants Bank of Indiana $10,780,000 $14,310,000 32.7% 0.7%
    PENNYMAC LOAN SERVICES, LLC $22,675,000 $14,310,000 -36.9% 0.7%
    WALKER & DUNLOP, LLC $11,860,000 $14,290,000 20.5% 0.7%
    MATANUSKA VALLEY FEDERAL CREDIT UNION $22,990,000 $13,935,000 -39.4% 0.7%
    NBKC BANK $20,770,000 $13,605,000 -34.5% 0.6%
    Paramount Residential Mortgage Group, Inc. $2,200,000 $12,820,000 482.7% 0.6%
    GENEVA FINANCIAL, LLC $85,000 $11,655,000 13,611.8% 0.5%
    The Federal Savings Bank $8,520,000 $10,550,000 23.8% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,270,000 $10,170,000 -56.3% 0.5%
    Plains Commerce Bank $205,000 $9,670,000 4,617.1% 0.5%
    CALIBER HOME LOANS, INC. $228,325,000 $9,415,000 -95.9% 0.4%
    CHURCHILL MORTGAGE CORPORATION $20,085,000 $8,865,000 -55.9% 0.4%
    RESIDENTIAL BANCORP $18,290,000 $8,580,000 -53.1% 0.4%
    BMO Harris Bank $1,885,000 $8,415,000 346.4% 0.4%
    BROKER SOLUTIONS, INC. $15,525,000 $8,260,000 -46.8% 0.4%
    CORNERSTONE HOME LENDING, INC. $3,965,000 $8,080,000 103.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $34,065,000 $7,820,000 -77.0% 0.4%
    FREEDOM MORTGAGE CORPORATION $25,020,000 $7,705,000 -69.2% 0.4%
    GUARANTY MORTGAGE SERVICE, INC. $7,955,000 $7,560,000 -5.0% 0.4%
    PREMIA MORTGAGE, LLC $7,390,000 $7,455,000 0.9% 0.3%
    NEW DAY FINANCIAL, LLC $7,235,000 $7,030,000 -2.8% 0.3%
    Arbor Realty Trust, Inc. $6,355,000 $6,565,000 3.3% 0.3%
    UNION HOME MORTGAGE CORP. $6,515,000 n/a 0.3%
    VAN DYK MORTGAGE CORPORATION $4,990,000 $5,590,000 12.0% 0.3%
    Bank of America $11,655,000 $5,300,000 -54.5% 0.2%
    JPMorgan Chase Bank $6,360,000 $4,680,000 -26.4% 0.2%
    Truity Federal Credit Union $4,145,000 $4,680,000 12.9% 0.2%
    PENTAGON FEDERAL CREDIT UNION $7,350,000 $4,580,000 -37.7% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $11,280,000 $4,455,000 -60.5% 0.2%
    CMG MORTGAGE, INC. $6,715,000 $4,150,000 -38.2% 0.2%
    Century Mortgage Company DBA Century Lending Company $395,000 $3,875,000 881.0% 0.2%
    Morgan Stanley Private Bank $6,240,000 $3,870,000 -38.0% 0.2%
    Discover Bank $1,385,000 $2,895,000 109.0% 0.1%
    U.S. Bank $7,970,000 $2,795,000 -64.9% 0.1%
    AMCAP MORTGAGE, LTD. $845,000 $2,520,000 198.2% 0.1%
    CARDINAL FINANCIAL $2,080,000 $2,510,000 20.7% 0.1%
    Barrington Bank & Trust Company, N.A. $5,425,000 $2,480,000 -54.3% 0.1%
    CANOPY MORTGAGE, LLC $1,060,000 $2,475,000 133.5% 0.1%
    Coastal Community Bank $2,465,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,735,000 $2,305,000 32.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,275,000 $2,230,000 74.9% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $4,590,000 $2,160,000 -52.9% 0.1%
    The Huntington National Bank $2,110,000 n/a 0.1%
    TRUE NORTH FEDERAL CREDIT UNION $2,610,000 $2,090,000 -19.9% 0.1%
    The Loan Store, Inc. $2,020,000 n/a 0.1%
    Montecito Bank & Trust $2,005,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $13,845,000 $1,980,000 -85.7% 0.1%
    Prosperity Home Mortgage, LLC $1,975,000 n/a 0.1%
    Armed Forces Bank $2,520,000 $1,965,000 -22.0% 0.1%
    Equity Prime Mortgage LLC $1,920,000 n/a 0.1%
    Magnolia Bank $2,965,000 $1,895,000 -36.1% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 $1,885,000 480.0% 0.1%
    AMERICAN FINANCING CORPORATION $5,145,000 $1,835,000 -64.3% 0.1%
    ZILLOW HOME LOANS, LLC $725,000 $1,760,000 142.8% 0.1%
    M&T Bank $825,000 $1,735,000 110.3% 0.1%
    KINECTA $1,705,000 n/a 0.1%
    UBS Bank USA $505,000 $1,695,000 235.6% 0.1%
    Farmers Bank & Trust $265,000 $1,610,000 507.5% 0.1%
    Northpointe Bank $825,000 $1,600,000 93.9% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $650,000 $1,585,000 143.8% 0.1%
    Carrington Mortgage Services, LLC $3,070,000 $1,560,000 -49.2% 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $395,000 $1,505,000 281.0% 0.1%
    WINGS FINANCIAL $1,015,000 $1,505,000 48.3% 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,365,000 n/a 0.1%
    ON Q FINANCIAL, INC. $1,305,000 n/a 0.1%
    Regions Bank $2,305,000 $1,305,000 -43.4% 0.1%
    American Mortgage & Equity Consultants, Inc. $1,260,000 n/a 0.1%
    Chickasaw Community Bank $3,000,000 $1,165,000 -61.2% 0.1%
    LENDSURE MORTGAGE CORP. $1,155,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $1,305,000 $1,145,000 -12.3% 0.1%
    MORTGAGE ACCESS CORP. $920,000 $1,130,000 22.8% 0.1%
    BETTER MORTGAGE CORPORATION $12,620,000 $1,020,000 -91.9% 0.0%
    Goldman Sachs Bank USA $1,005,000 n/a 0.0%
    Ally Bank $3,070,000 $925,000 -69.9% 0.0%
    First Savings Bank $530,000 $915,000 72.6% 0.0%
    Figure Lending LLC $810,000 $880,000 8.6% 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $2,565,000 $850,000 -66.9% 0.0%
    Citibank $1,165,000 $805,000 -30.9% 0.0%
    Bank of England $2,455,000 $785,000 -68.0% 0.0%
    NP, Inc. $1,100,000 $735,000 -33.2% 0.0%
    Denali State Bank $1,145,000 $730,000 -36.2% 0.0%
    CRESCENT MORTGAGE COMPANY $815,000 $725,000 -11.0% 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $41,350,000 $715,000 -98.3% 0.0%
    SIRVA MORTGAGE, INC. $415,000 $690,000 66.3% 0.0%
    EVERETT FINANCIAL, INC. $1,270,000 $675,000 -46.9% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $185,000 $645,000 248.6% 0.0%
    COREVEST AMERICAN FINANCE LENDER LLC $635,000 n/a 0.0%
    MidFirst Bank $880,000 $620,000 -29.5% 0.0%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $605,000 n/a 0.0%
    PNC Bank $1,605,000 $605,000 -62.3% 0.0%
    Willamette Valley Bank $1,035,000 $605,000 -41.5% 0.0%
    DEEPHAVEN MORTGAGE LLC $595,000 n/a 0.0%
    Ixonia Bank $595,000 n/a 0.0%
    BAY-VALLEY MORTGAGE GROUP $575,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $620,000 $560,000 -9.7% 0.0%
    FBC MORTGAGE, LLC $555,000 n/a 0.0%
    First Internet Bank of Indiana $1,490,000 $555,000 -62.8% 0.0%
    INTERCAP LENDING INC. $235,000 $535,000 127.7% 0.0%
    LONGBRIDGE FINANCIAL, LLC $440,000 $525,000 19.3% 0.0%
    Central Bank $515,000 n/a 0.0%
    PHH Mortgage Corporation $3,890,000 $495,000 -87.3% 0.0%
    ADVANCIAL $1,945,000 $465,000 -76.1% 0.0%
    AMWEST FUNDING CORP. $2,710,000 $405,000 -85.1% 0.0%
    First Western Trust Bank $315,000 $395,000 25.4% 0.0%
    Commerce Home Mortgage, Inc. $385,000 n/a 0.0%
    Sunflower Bank $375,000 n/a 0.0%
    Citizens Bank $365,000 n/a 0.0%
    GREENSTATE CREDIT UNION $365,000 n/a 0.0%
    Bank-Fund Staff Federal Credit Union $355,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $3,390,000 $345,000 -89.8% 0.0%
    Raymond James Bank $335,000 n/a 0.0%
    HOMEXPRESS MORTGAGE CORP. $330,000 n/a 0.0%
    Bethpage Federal Credit Union $85,000 $310,000 264.7% 0.0%
    HomeStreet Bank $965,000 $305,000 -68.4% 0.0%
    SWBC MORTGAGE CORPORATION $295,000 n/a 0.0%
    Commerce Bank $285,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $595,000 $275,000 -53.8% 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 n/a 0.0%
    Waterstone Mortgage Corporation $255,000 n/a 0.0%
    WESCOM CENTRAL CREDIT UNION $255,000 n/a 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.0%
    Connexus Credit Union $215,000 n/a 0.0%
    GEORGIA'S OWN $210,000 n/a 0.0%
    GTE Federal Credit Union $185,000 n/a 0.0%
    Peoples Bank $435,000 $175,000 -59.8% 0.0%
    EVANSVILLE TEACHERS $155,000 n/a 0.0%
    Paramount Bank $155,000 n/a 0.0%
    MICHIGAN FIRST CREDIT UNION $105,000 n/a 0.0%
    DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $95,000 n/a 0.0%
    CHEVRON $525,000 $75,000 -85.7% 0.0%
    QUORUM FEDERAL CREDIT UNION $1,055,000 $45,000 -95.7% 0.0%

    ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 16.2% market share. In second place, with 12.2%, is Alaska USA Federal Credit Union, having originated $260,560,000 in loans. In third place, with 9.3%, is NEWREZ LLC, having originated $198,920,000 in loans. In fourth place, with 6.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $139,300,000 in loans. In fifth place, with 4.6%, is MOVEMENT MORTGAGE, LLC, having originated $97,085,000 in loans.

    ANCHORAGE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $288,500 (-3.0%) $332,753 (-2.9%) 1.07 1,508
    2018-02-01 $289,500 (-2.2%) $335,413 (-1.8%) 1.05 1,517
    2018-03-01 $299,000 (-0.2%) $341,951 (-2.3%) 1.05 1,667
    2018-04-01 $309,900 (0.0%) $348,350 (-0.4%) 1.05 1,753
    2018-05-01 $314,998 (2.6%) $348,042 (1.0%) 1.05 1,927
    2018-06-01 $309,900 (0.3%) $340,410 (-1.0%) 1.03 2,168
    2018-07-01 $303,675 (-0.8%) $337,972 (-1.7%) 1.01 2,339
    2018-08-01 $304,950 (0.8%) $340,913 (0.5%) 1.02 2,371
    2018-09-01 $307,000 (3.3%) $339,410 (1.2%) 1.03 2,263
    2018-10-01 $299,900 (1.2%) $335,023 (-0.1%) 1.02 2,056
    2018-11-01 $299,950 (3.8%) $335,474 (1.0%) 1.02 1,874
    2018-12-01 $299,900 (5.1%) $333,251 (0.6%) 1.03 1,662
    2019-01-01 $299,950 (4.0%) $330,863 (-0.6%) 1.04 1,449
    2019-02-01 $307,350 (6.2%) $335,554 (0.0%) 1.04 1,504
    2019-03-01 $317,100 (6.1%) $343,442 (0.4%) 1.04 1,558
    2019-04-01 $322,450 (4.1%) $349,666 (0.4%) 1.02 1,633
    2019-05-01 $324,950 (3.2%) $353,521 (1.6%) 1.02 1,784
    2019-06-01 $320,000 (3.3%) $352,669 (3.6%) 1.00 1,961
    2019-07-01 $319,500 (5.2%) $351,339 (4.0%) 1.00 2,068
    2019-08-01 $315,727 (3.5%) $348,201 (2.1%) 1.00 2,044
    2019-09-01 $316,443 (3.1%) $348,627 (2.7%) 1.01 1,973
    2019-10-01 $318,000 (6.0%) $349,748 (4.4%) 1.03 1,900
    2019-11-01 $317,500 (5.9%) $350,912 (4.6%) 1.04 1,694
    2019-12-01 $311,500 (3.9%) $345,421 (3.7%) 1.04 1,518
    2020-01-01 $311,625 (3.9%) $348,195 (5.2%) 1.04 1,329
    2020-02-01 $319,000 (3.8%) $355,383 (5.9%) 1.04 1,252
    2020-03-01 $319,450 (0.7%) $357,255 (4.0%) 1.00 1,231
    2020-04-01 $319,500 (-0.9%) $355,402 (1.6%) 1.00 1,296
    2020-05-01 $329,900 (1.5%) $365,350 (3.4%) 1.00 1,410
    2020-06-01 $330,000 (3.1%) $373,587 (5.9%) 0.97 1,417
    2020-07-01 $337,300 (5.6%) $385,328 (9.7%) 0.98 1,356
    2020-08-01 $334,900 (6.1%) $386,839 (11.1%) 0.96 1,342
    2020-09-01 $335,000 (5.9%) $394,725 (13.2%) 0.96 1,296
    2020-10-01 $325,000 (2.2%) $396,163 (13.3%) 0.93 1,175
    2020-11-01 $326,450 (2.8%) $400,837 (14.2%) 0.95 1,028
    2020-12-01 $328,450 (5.4%) $404,090 (17.0%) 0.98 888
    2021-01-01 $327,000 (4.9%) $407,822 (17.1%) 0.98 755
    2021-02-01 $339,500 (6.4%) $415,237 (16.8%) 0.99 694
    2021-03-01 $357,450 (11.9%) $432,450 (21.1%) 1.01 678
    2021-04-01 $359,950 (12.7%) $432,426 (21.7%) 0.97 720
    2021-05-01 $362,500 (9.9%) $422,253 (15.6%) 0.96 761
    2021-06-01 $350,000 (6.1%) $411,228 (10.1%) 0.92 870
    2021-07-01 $350,000 (3.8%) $405,086 (5.1%) 0.92 995
    2021-08-01 $357,200 (6.7%) $412,048 (6.5%) 0.95 1,050
    2021-09-01 $356,875 (6.5%) $422,623 (7.1%) 0.95 1,023
    2021-10-01 $350,000 (7.7%) $417,721 (5.4%) 0.93 907
    2021-11-01 $361,450 (10.7%) $425,708 (6.2%) 0.97 707
    2021-12-01 $374,500 (14.0%) $433,415 (7.3%) 1.01 565
    2022-01-01 $389,250 (19.0%) $437,467 (7.3%) 1.05 432
    2022-02-01 $400,750 (18.0%) $447,649 (7.8%) 1.04 369
    2022-03-01 $420,500 (17.6%) $471,539 (9.0%) 1.05 382
    2022-04-01 $425,000 (18.1%) $468,448 (8.3%) 1.01 493
    2022-05-01 $429,950 (18.6%) $476,028 (12.7%) 0.98 669
    2022-06-01 $434,975 (24.3%) $478,249 (16.3%) 0.97 849
    2022-07-01 $425,000 (21.4%) $474,313 (17.1%) 0.96 1,000
    2022-08-01 $429,900 (20.4%) $482,135 (17.0%) 0.99 967
    2022-09-01 $439,900 (23.3%) $491,848 (16.4%) 1.03 850
    2022-10-01 $432,450 (23.6%) $487,535 (16.7%) 1.02 782
    2022-11-01 $428,660 (18.6%) $479,352 (12.6%) 1.03 726
    2022-12-01 $439,000 (17.2%) $480,656 (10.9%) 1.08 605
    2023-01-01 $426,625 (9.6%) $474,923 (8.6%) 1.06 499
    2023-02-01 $435,625 (8.7%) $487,799 (9.0%) 1.05 456
    2023-03-01 $439,000 (4.4%) $490,135 (3.9%) 1.04 461
    2023-04-01 $445,000 (4.7%) $497,401 (6.2%) 1.03 467
    2023-05-01 $446,700 (3.9%) $496,934 (4.4%) 1.01 496
    2023-06-01 $442,350 (1.7%) $500,046 (4.6%) 0.99 585
    2023-07-01 $439,000 (3.3%) $498,860 (5.2%) 1.00 752
    2023-08-01 $434,500 (1.1%) $493,062 (2.3%) 1.00 814
    2023-09-01 $439,900 (0.0%) $509,606 (3.6%) 1.02 803
    2023-10-01 $434,500 (0.5%) $496,472 (1.8%) 1.02 761
    2023-11-01 $427,000 (-0.4%) $491,658 (2.6%) 1.02 716
    2023-12-01 $425,000 (-3.2%) $493,515 (2.7%) 1.04 618
    2024-01-01 $429,500 (0.7%) $501,829 (5.7%) 1.05 520
    2024-02-01 $437,000 (0.3%) $506,567 (3.9%) 1.05 486
    2024-03-01 $435,000 (-0.9%) $504,121 (2.9%) 1.02 488
    2024-04-01 $463,750 (4.2%) $533,851 (7.3%) 1.08 549
    2024-05-01 $495,000 (10.8%) $561,445 (13.0%) 1.12 694
    2024-06-01 $474,950 (7.4%) $550,000 (10.0%) 1.07 888
    2024-07-01 $459,225 (4.6%) $542,061 (8.7%) 1.05 998
    2024-08-01 $460,000 (5.9%) $537,204 (9.0%) 1.07 1,062
    2024-09-01 $455,000 (3.4%) $529,644 (3.9%) 1.07 1,065
    2024-10-01 $450,000 (3.6%) $519,618 (4.7%) 1.06 971
    ANCHORAGE's median listing price for 2024-10-01 was $450,000, a difference of $15,500 (3.6%) versus the prior year and $-5,000 versus the prior month.

    ANCHORAGE's median listing price comes in at 106% of the national average.

    ANCHORAGE's average listing price for 2024-10-01 was $519,618, a difference of $23,146 (4.7%) versus the prior year and $-10,026 versus the prior month.

    For the 2024-10-01 period, ANCHORAGE had 971 MLS listings, a difference of -94 listings (-9%) versus the prior month and 210 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 89 days 1,717 sqft
    2018-02-01 73 days 1,729 sqft
    2018-03-01 53 days 1,768 sqft
    2018-04-01 50 days 1,800 sqft
    2018-05-01 47 days 1,823 sqft
    2018-06-01 47 days 1,816 sqft
    2018-07-01 52 days 1,805 sqft
    2018-08-01 58 days 1,805 sqft
    2018-09-01 67 days 1,800 sqft
    2018-10-01 77 days 1,779 sqft
    2018-11-01 84 days 1,788 sqft
    2018-12-01 93 days 1,770 sqft
    2019-01-01 96 days 1,777 sqft
    2019-02-01 83 days 1,782 sqft
    2019-03-01 59 days 1,809 sqft
    2019-04-01 49 days 1,841 sqft
    2019-05-01 46 days 1,842 sqft
    2019-06-01 50 days 1,852 sqft
    2019-07-01 55 days 1,862 sqft
    2019-08-01 59 days 1,837 sqft
    2019-09-01 65 days 1,830 sqft
    2019-10-01 69 days 1,824 sqft
    2019-11-01 79 days 1,800 sqft
    2019-12-01 88 days 1,754 sqft
    2020-01-01 86 days 1,747 sqft
    2020-02-01 68 days 1,777 sqft
    2020-03-01 51 days 1,793 sqft
    2020-04-01 53 days 1,803 sqft
    2020-05-01 51 days 1,832 sqft
    2020-06-01 43 days 1,835 sqft
    2020-07-01 43 days 1,833 sqft
    2020-08-01 43 days 1,793 sqft
    2020-09-01 45 days 1,800 sqft
    2020-10-01 53 days 1,745 sqft
    2020-11-01 63 days 1,705 sqft
    2020-12-01 71 days 1,704 sqft
    2021-01-01 68 days 1,698 sqft
    2021-02-01 42 days 1,707 sqft
    2021-03-01 36 days 1,769 sqft
    2021-04-01 28 days 1,788 sqft
    2021-05-01 23 days 1,799 sqft
    2021-06-01 24 days 1,793 sqft
    2021-07-01 27 days 1,800 sqft
    2021-08-01 32 days 1,799 sqft
    2021-09-01 41 days 1,794 sqft
    2021-10-01 44 days 1,743 sqft
    2021-11-01 53 days 1,745 sqft
    2021-12-01 65 days 1,728 sqft
    2022-01-01 78 days 1,750 sqft
    2022-02-01 33 days 1,794 sqft
    2022-03-01 15 days 1,809 sqft
    2022-04-01 15 days 1,818 sqft
    2022-05-01 18 days 1,869 sqft
    2022-06-01 23 days 1,898 sqft
    2022-07-01 29 days 1,904 sqft
    2022-08-01 43 days 1,927 sqft
    2022-09-01 52 days 1,951 sqft
    2022-10-01 57 days 1,924 sqft
    2022-11-01 61 days 1,904 sqft
    2022-12-01 78 days 1,904 sqft
    2023-01-01 81 days 1,844 sqft
    2023-02-01 43 days 1,849 sqft
    2023-03-01 38 days 1,888 sqft
    2023-04-01 30 days 1,903 sqft
    2023-05-01 29 days 1,897 sqft
    2023-06-01 25 days 1,872 sqft
    2023-07-01 27 days 1,879 sqft
    2023-08-01 37 days 1,895 sqft
    2023-09-01 58 days 1,920 sqft
    2023-10-01 57 days 1,873 sqft
    2023-11-01 63 days 1,810 sqft
    2023-12-01 74 days 1,800 sqft
    2024-01-01 83 days 1,808 sqft
    2024-02-01 58 days 1,818 sqft
    2024-03-01 48 days 1,816 sqft
    2024-04-01 41 days 1,895 sqft
    2024-05-01 31 days 1,927 sqft
    2024-06-01 34 days 1,922 sqft
    2024-07-01 46 days 1,882 sqft
    2024-08-01 50 days 1,874 sqft
    2024-09-01 58 days 1,854 sqft
    2024-10-01 63 days 1,828 sqft
    ANCHORAGE's median listing age (time on market) for 2024-10-01 was 63 days. This is 12% longer than the same period one year ago.

    ANCHORAGE's median square footage for active listings during the 2024-10-01 period was 1,828 sqft. One year prior, the average listing was 1,873 sqft.

    ANCHORAGE, AK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    99501 Anchorage, AK HUD Metro FMR Area $880 $970 $1,280 $1,820 $2,180
    99502 Anchorage, AK HUD Metro FMR Area $940 $1,040 $1,370 $1,950 $2,330
    99503 Anchorage, AK HUD Metro FMR Area $790 $860 $1,130 $1,600 $1,930
    99504 Anchorage, AK HUD Metro FMR Area $920 $1,010 $1,330 $1,890 $2,270
    99505 Anchorage, AK HUD Metro FMR Area $1,400 $1,540 $2,030 $2,890 $3,460
    99506 Anchorage, AK HUD Metro FMR Area $1,320 $1,460 $1,920 $2,730 $3,270
    99507 Anchorage, AK HUD Metro FMR Area $1,010 $1,110 $1,460 $2,070 $2,490
    99508 Anchorage, AK HUD Metro FMR Area $850 $940 $1,240 $1,760 $2,110
    99509 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99510 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99511 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99513 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99514 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99515 Anchorage, AK HUD Metro FMR Area $1,030 $1,140 $1,500 $2,130 $2,560
    99516 Anchorage, AK HUD Metro FMR Area $1,400 $1,540 $2,030 $2,890 $3,460
    99517 Anchorage, AK HUD Metro FMR Area $910 $1,000 $1,320 $1,880 $2,250
    99518 Anchorage, AK HUD Metro FMR Area $1,030 $1,140 $1,500 $2,130 $2,560
    99519 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99520 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99521 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99522 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99523 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99524 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99529 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99530 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
    99540 Anchorage, AK HUD Metro FMR Area $1,240 $1,360 $1,800 $2,560 $3,070
    99567 Anchorage, AK HUD Metro FMR Area $810 $890 $1,170 $1,660 $1,990
    99577 Anchorage, AK HUD Metro FMR Area $1,300 $1,440 $1,890 $2,690 $3,220
    99587 Anchorage, AK HUD Metro FMR Area $890 $980 $1,290 $1,830 $2,200
    99599 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300

    2022 Average & Median Rent Data Statistics
    ANCHORAGE, AK average 1BR rent: $1,095, median: $1,030
    ANCHORAGE, AK average 2BR rent: $1,439, median: $1,350
    ANCHORAGE, AK average 3BR rent: $2,045, median: $1,920

    ANCHORAGE, AK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 4,702 $1,775,130,000 $377,527
    Cash Out Refi 559 $141,145,000 $252,496
    Other 409 $48,405,000 $118,350
    Home Improvement 360 $32,630,000 $90,639
    Refi 216 $134,700,000 $623,611
    NA 1 $605,000 $605,000

    Anchorage's most frequently cited loan purpose was Home Purchase, with 4,702 originations. The 2nd most popular reason was Cash Out Refi, with 559 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 2,770 $1,016,720,000 $367,047
    5-6% 1,402 $526,540,000 $375,563
    7-8% 1,123 $368,375,000 $328,028
    Over 8% 648 $102,860,000 $158,735
    4-5% 211 $61,335,000 $290,687
    3-4% 48 $11,900,000 $247,917
    2.5-3% 24 $9,820,000 $409,167
    <2.5% 14 $4,990,000 $356,429

    During 2023, Anchorage's most frequently originated rate bucket was 6-7%, with 2,770 originations.

    Loan Sizing (ANCHORAGE, AK MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 2,861 $876,325,000 $306,300
    $400k-600k 1,377 $654,895,000 $475,595
    $100k-200k 850 $125,340,000 $147,459
    $100,000 or less 716 $42,090,000 $58,785
    $600k-1000k 378 $272,470,000 $720,820
    $Over $1MM 65 $161,495,000 $2,484,538

    ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 2,861 originations, totaling $876,325,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 3,243 $1,249,715,000 $385,358
    60-80% 1,114 $442,620,000 $397,325
    Under 20% 578 $34,170,000 $59,118
    Over 100% 445 $204,835,000 $460,303
    20-40% 424 $78,290,000 $184,646
    40-60% 398 $106,920,000 $268,643

    ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,243 originations, totaling $1,249,715,000 in origination value.