All Reverse Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 5493007BX4I89K17ZM64

Tax ID: 20-1255434

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Mortgage Data

Review & Overview

All Reverse Mortgage is a smaller mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Phoenix, San Francisco, San Diego, and San Jose among others. We have data for 92 markets. (Some data included below & more in-depth data is available with an active subscription.)

All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

400

Origination Dollar Volume (All Markets)

$163,010,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 59 $39,715,000 $673,136 $0 4.86%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 41 $12,935,000 $315,488 $0 3.67%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 16 $10,670,000 $666,875 $0 4.11%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 21 $10,105,000 $481,190 $0 4.07%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $6,990,000 $873,750 $0 6.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 19 $6,955,000 $366,053 $0 3.51%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $4,350,000 $362,500 $0 3.68%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $3,415,000 $379,444 $0 3.71%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $3,390,000 $565,000 $0 4.47%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 11 $3,215,000 $292,273 $0 4.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $3,155,000 $286,818 $0 3.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $2,820,000 $352,500 $0 4.52%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,605,000 $521,000 $0 4.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,495,000 $356,429 $0 3.62%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $2,430,000 $303,750 $0 3.53%
BEND, OR (FHA|USDA|VA) 3 $2,295,000 $765,000 $0 5.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $2,215,000 $316,429 $0 4.23%
Outside of Metro Areas 11 $2,075,000 $188,636 $0 4.22%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,915,000 $273,571 $0 5.05%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,880,000 $313,333 $0 4.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,795,000 $359,000 $0 4.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $1,665,000 $333,000 $0 4.03%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 6.01%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,290,000 $322,500 $0 4.21%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,290,000 $322,500 $0 5.44%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $1,205,000 $401,667 $0 3.27%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $0 4.08%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,090,000 $545,000 $0 6.01%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $0 4.13%
SALINAS, CA (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $0 6.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $980,000 $490,000 $0 3.59%
NAPA, CA (FHA|USDA|VA) 2 $940,000 $470,000 $0 5.02%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $910,000 $227,500 $0 3.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $895,000 $298,333 $0 3.77%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $860,000 $215,000 $0 5.04%
MODESTO, CA (FHA|USDA|VA) 2 $830,000 $415,000 $0 3.80%
FORT COLLINS, CO (FHA|USDA|VA) 3 $795,000 $265,000 $0 4.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $700,000 $350,000 $0 3.16%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $680,000 $340,000 $0 2.34%
VALLEJO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $0 3.07%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $640,000 $320,000 $0 3.74%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.31%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $550,000 $275,000 $0 2.74%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $540,000 $270,000 $0 7.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $0 2.38%
Granbury, TX (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.69%
Durango, CO (FHA|USDA|VA) 1 $495,000 $495,000 $0 2.11%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.44%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $445,000 $445,000 $0 4.99%
Glenwood Springs, CO (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.31%
TUCSON, AZ (FHA|USDA|VA) 3 $435,000 $145,000 $0 4.50%
RICHMOND, VA (FHA|USDA|VA) 2 $430,000 $215,000 $0 3.55%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $400,000 $200,000 $0 5.35%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $390,000 $195,000 $0 4.87%
Shelton, WA (FHA|USDA|VA) 1 $385,000 $385,000 $0 2.55%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.85%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.78%
FRESNO, CA (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.48%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.90%
Red Bluff, CA (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.22%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $340,000 $170,000 $0 2.52%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.18%
PITTSBURGH, PA (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.34%
Montrose, CO (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.71%
Klamath Falls, OR (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.44%
Payson, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.61%
THE VILLAGES, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.40%
GOLDSBORO, NC (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.96%
SAVANNAH, GA (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.26%
Astoria, OR (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.89%
BOULDER, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.89%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.87%
MERCED, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.61%
Newport, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.95%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.73%
GREELEY, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.22%
Athens, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.77%
Ukiah, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.89%
Fort Morgan, CO (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.30%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.93%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.44%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.95%
MIDLAND, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.85%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.78%
Show Low, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.73%
YUBA CITY, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.15%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.65%
COLUMBIA, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.79%
Brownwood, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.02%
All Reverse Mortgage's top markets include Los Angeles, Phoenix, San Francisco, San Diego, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 270 $91,500,000 $338,889 $0 3.18%
    FHA 79 $22,595,000 $286,013 $0 6.04%
    Reverse Mortgage 32 $29,430,000 $919,688 $0 6.95%
    HELOC 19 $19,485,000 $1,025,526 n/a 6.36%

    For 2022, All Reverse Mortgage's most frequently originated type of loan was FHA, with 270 originations. Their 2nd most popular type was FHA, with 79 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 211 $77,215,000 $365,948 $0 4.37%
    Cash Out Refi 148 $72,820,000 $492,027 $0 3.81%
    Other 37 $11,865,000 $320,676 $0 4.69%
    Home Purchase 2 $410,000 $205,000 $0 4.40%
    Home Improvement 2 $700,000 $350,000 $0 5.00%

    For 2022, All Reverse Mortgage's most frequently cited loan purpose was Refi, with 211 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 400 $163,010,000 $407,525 $0 4.20%

    For 2022, All Reverse Mortgage's most frequently cited loan duration was Other, with 400 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 123 $43,695,000 $355,244
    6-7% 80 $39,610,000 $495,125
    2.5-3% 79 $26,305,000 $332,975
    <2.5% 49 $15,955,000 $325,612
    4-5% 35 $12,615,000 $360,429
    5-6% 18 $11,570,000 $642,778
    7-8% 13 $10,285,000 $791,154
    Over 8% 3 $2,975,000 $991,667

    During 2022, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 3-4%, with 123 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 175 $51,335,000 $293,343 $0 3.97%
    $400k-600k 104 $50,970,000 $490,096 $0 3.68%
    $100k-200k 69 $10,905,000 $158,043 $0 4.18%
    $600k-1MM 30 $22,620,000 $754,000 $0 5.68%
    $1MM+ 20 $26,990,000 $1,349,500 $0 6.89%
    $100,000 or less 2 $190,000 $95,000 $0 2.66%

    2022 saw All Reverse Mortgage place emphasis on $200k-400k loans with 175 originations, totaling $51,335,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 320 $112,710,000 $352,219 $0 4.11%
    $50k-75k 50 $28,840,000 $576,800 $0 4.37%
    $75k-100k 17 $11,475,000 $675,000 $0 4.93%
    $100k-150k 7 $4,475,000 $639,286 $0 5.58%
    $150k-250k 3 $1,525,000 $508,333 $0 2.67%

    All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 320 originations. The second most popular income band? $50k-75k, with 50 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 355 $142,825,000 $402,324 $0 4.16%
    Not provided 18 $7,650,000 $425,000 $0 4.29%
    Black 17 $6,745,000 $396,765 $0 4.51%
    Asian 9 $4,905,000 $545,000 $0 4.57%
    American Indian 1 $885,000 $885,000 $0 5.88%

    Approval Rates

    Total approvals of all applications
    98.58%

    All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.50%

    All Reverse Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 400 $163,010,000 $407,525

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    400 $163,010,000 $407,525

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 34 $16,360,000 $481,176 $0 4.84%
    40-60% 313 $122,435,000 $391,166 $0 4.22%
    60-80% 52 $23,840,000 $458,462 $0 3.64%
    Under 20% 1 $375,000 $375,000 $0 3.56%