All Reverse Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 5493007BX4I89K17ZM64

Tax ID: 20-1255434

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Mortgage Data

Review & Overview

All Reverse Mortgage is a smaller mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Diego, Phoenix, San Francisco, and Seattle among others. We have data for 118 markets. (Some data included below & more in-depth data is available with an active subscription.)

All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

621

Origination Dollar Volume (All Markets)

$220,525,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 90 $47,080,000 $523,111 $0 2.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 32 $19,450,000 $607,813 $0 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 54 $15,830,000 $293,148 $0 2.28%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 20 $11,960,000 $598,000 $0 3.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 27 $11,115,000 $411,667 $0 2.42%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 29 $9,145,000 $315,345 $0 2.30%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $6,995,000 $333,095 $0 2.40%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $5,260,000 $657,500 $0 2.53%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $4,520,000 $376,667 $0 2.33%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $3,905,000 $229,706 $0 2.40%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 15 $3,835,000 $255,667 $0 2.21%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $3,820,000 $272,857 $0 2.45%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,675,000 $408,333 $0 2.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $3,125,000 $284,091 $0 1.85%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $3,055,000 $203,667 $0 1.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $2,625,000 $291,667 $0 2.01%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 8 $2,550,000 $318,750 $0 2.14%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,535,000 $507,000 $0 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $2,535,000 $362,143 $0 2.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $2,505,000 $357,857 $0 1.93%
SALINAS, CA (FHA|USDA|VA) 5 $2,485,000 $497,000 $0 2.14%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,475,000 $353,571 $0 2.02%
BOULDER, CO (FHA|USDA|VA) 6 $1,930,000 $321,667 $0 2.41%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $1,850,000 $231,250 $0 2.29%
Outside of Metro Areas 7 $1,805,000 $257,857 $0 2.11%
BEND, OR (FHA|USDA|VA) 5 $1,795,000 $359,000 $0 2.32%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,760,000 $880,000 $0 7.18%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,675,000 $335,000 $0 2.08%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,535,000 $307,000 $0 2.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,335,000 $267,000 $0 2.05%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,265,000 $253,000 $0 1.94%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,260,000 $210,000 $0 2.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,250,000 $312,500 $0 1.87%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $1,210,000 $151,250 $0 2.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,150,000 $191,667 $0 2.89%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $1,110,000 $185,000 $0 2.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $0 2.57%
VALLEJO, CA (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 2.73%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,050,000 $262,500 $0 2.17%
STOCKTON, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $0 1.73%
Rockport, TX (FHA|USDA|VA) 1 $995,000 $995,000 $0 6.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $935,000 $311,667 $0 2.37%
RICHMOND, VA (FHA|USDA|VA) 4 $870,000 $217,500 $0 2.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $870,000 $435,000 $0 2.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $865,000 $288,333 $0 2.66%
CHICO, CA (FHA|USDA|VA) 2 $790,000 $395,000 $0 1.82%
Montrose, CO (FHA|USDA|VA) 2 $760,000 $380,000 $0 2.69%
Oak Harbor, WA (FHA|USDA|VA) 1 $685,000 $685,000 $0 6.99%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $660,000 $330,000 $0 2.08%
TUCSON, AZ (FHA|USDA|VA) 3 $655,000 $218,333 $0 2.03%
MEDFORD, OR (FHA|USDA|VA) 2 $630,000 $315,000 $0 2.33%
SALEM, OR (FHA|USDA|VA) 3 $585,000 $195,000 $0 2.56%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $535,000 $535,000 $0 5.26%
Port Angeles, WA (FHA|USDA|VA) 2 $510,000 $255,000 $0 2.48%
GRANTS PASS, OR (FHA|USDA|VA) 1 $475,000 $475,000 $0 2.04%
Aberdeen, WA (FHA|USDA|VA) 2 $470,000 $235,000 $0 1.90%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $450,000 $225,000 $0 1.90%
MODESTO, CA (FHA|USDA|VA) 1 $445,000 $445,000 $0 1.91%
BELLINGHAM, WA (FHA|USDA|VA) 1 $425,000 $425,000 $0 1.83%
FRESNO, CA (FHA|USDA|VA) 2 $420,000 $210,000 $0 2.47%
Key West, FL (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.19%
PUEBLO, CO (FHA|USDA|VA) 2 $390,000 $195,000 $0 1.58%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $385,000 $385,000 $0 1.95%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 2.64%
ASHEVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.02%
Kerrville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 1.69%
La Grande, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 2.22%
PANAMA CITY, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.38%
Arcadia, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.02%
Greenwood, SC (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.40%
PITTSBURGH, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $275,000 $275,000 $0 1.71%
THE VILLAGES, FL (FHA|USDA|VA) 1 $275,000 $275,000 $0 1.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 1.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.13%
OCALA, FL (FHA|USDA|VA) 2 $240,000 $120,000 $0 1.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.06%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.61%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $230,000 $115,000 $0 1.99%
LONGVIEW, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 1.72%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.49%
Show Low, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 1.90%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.31%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 1.96%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 1.70%
Red Bluff, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 1.64%
GREELEY, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.49%
Prineville, OR (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.21%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.06%
COLUMBIA, SC (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.81%
Waycross, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.21%
Sonora, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.71%
Sanford, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.57%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.23%
Okeechobee, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.13%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.13%
YAKIMA, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.32%
ROANOKE, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 1.83%
Huntsville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.22%
North Wilkesboro, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 1.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 1.70%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.29%
FORT COLLINS, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.32%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.30%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 1.90%
GAINESVILLE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.30%
Cullowhee, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 1.84%
FLORENCE, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.61%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.36%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.43%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 1.93%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.32%
All Reverse Mortgage's top markets include Los Angeles, San Diego, Phoenix, San Francisco, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 568 $175,230,000 $308,504 $0 2.19%
    Reverse Mortgage 52 $45,000,000 $865,385 $0 5.96%
    FHA 1 $295,000 $295,000 $0 1.82%

    For 2021, All Reverse Mortgage's most frequently originated type of loan was FHA, with 568 originations. Their 2nd most popular type was Reverse Mortgage, with 52 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 305 $103,325,000 $338,770 $0 2.31%
    Cash Out Refi 290 $109,660,000 $378,138 $0 2.65%
    Other 15 $4,325,000 $288,333 $0 2.88%
    Home Purchase 11 $3,215,000 $292,273 $0 3.37%

    For 2021, All Reverse Mortgage's most frequently cited loan purpose was Refi, with 305 originations. The 2nd most popular reason was Cash Out Refi, with 290 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 621 $220,525,000 $355,113 $0 2.50%

    For 2021, All Reverse Mortgage's most frequently cited loan duration was Other, with 621 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 454 $139,480,000 $307,225
    3-4% 90 $28,440,000 $316,000
    5-6% 27 $25,145,000 $931,296
    2.5-3% 25 $7,605,000 $304,200
    6-7% 17 $14,015,000 $824,412
    4-5% 4 $3,730,000 $932,500
    7-8% 4 $2,110,000 $527,500

    During 2021, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was <2.5%, with 454 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 266 $77,220,000 $290,301 $0 2.19%
    $400k-600k 176 $82,810,000 $470,511 $0 2.40%
    $100k-200k 118 $18,390,000 $155,847 $0 2.24%
    $600k-1MM 28 $21,510,000 $768,214 $0 5.82%
    $100,000 or less 20 $1,690,000 $84,500 $0 2.31%
    $1MM+ 13 $18,905,000 $1,454,231 $0 5.78%

    2021 saw All Reverse Mortgage place emphasis on $200k-400k loans with 266 originations, totaling $77,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 473 $149,935,000 $316,987 $0 2.37%
    $50k-75k 94 $40,540,000 $431,277 $0 2.78%
    $75k-100k 29 $11,785,000 $406,379 $0 2.67%
    $100k-150k 16 $8,610,000 $538,125 $0 3.21%
    $150k-250k 6 $6,140,000 $1,023,333 $0 4.20%
    $250k+ 2 $1,230,000 $615,000 $0 4.15%

    All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 473 originations. The second most popular income band? $50k-75k, with 94 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 551 $195,535,000 $354,873 $0 2.50%
    Not provided 26 $10,920,000 $420,000 $0 2.35%
    Black 28 $7,680,000 $274,286 $0 2.77%
    Asian 12 $4,960,000 $413,333 $0 2.51%
    American Indian 3 $1,215,000 $405,000 $0 1.84%
    Native Hawaiian or Islander 1 $215,000 $215,000 $0 2.00%

    Approval Rates

    Total approvals of all applications
    98.72%

    All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.65%

    All Reverse Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 621 $220,525,000 $355,113

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    621 $220,525,000 $355,113

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 22 $12,800,000 $581,818 $0 2.65%
    40-60% 444 $155,540,000 $350,315 $0 2.59%
    60-80% 152 $50,840,000 $334,474 $0 2.23%
    Under 20% 3 $1,345,000 $448,333 $0 2.47%