All Reverse Mortgage Rates, Fees & Info
ORANGE, CALEI: 5493007BX4I89K17ZM64
Tax ID: 20-1255434
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Mortgage Data
Review & Overview
All Reverse Mortgage is a smaller mortgage company specializing in Cash Out Refi and Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, Seattle, and San Diego among others. We have data for 90 markets. (Some data included below & more in-depth data is available with an active subscription.)All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
280Origination Dollar Volume (All Markets)
$65,660,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 39 | $13,605,000 | $348,846 | $0 | 4.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $8,120,000 | $451,111 | $0 | 4.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 16 | $3,340,000 | $208,750 | $0 | 3.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $0 | 4.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $0 | 4.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $0 | 4.94% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $0 | 3.97% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $0 | 4.23% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $0 | 4.49% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $0 | 4.12% |
| Outside of Metro Areas | 7 | $1,225,000 | $175,000 | $0 | 4.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $0 | 4.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 4.66% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 4.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $0 | 4.07% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 4.16% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 4.12% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $0 | 4.10% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 4.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 4.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 3.93% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 4.49% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 4.10% |
| Brookings, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 4.01% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 7.00% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 4.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 3.99% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 3.77% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 3.96% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 3.91% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.05% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 3.80% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 4.82% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 3.98% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.22% |
| Durango, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.77% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.58% |
| SALEM, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 3.83% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.27% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.73% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.74% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.97% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.18% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.14% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.14% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.31% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.06% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.83% |
| BEND, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.02% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.97% |
| READING, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 3.89% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.11% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.81% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.62% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.27% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.22% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.56% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.29% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.87% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.82% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.97% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.30% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.99% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.27% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.73% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.76% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.24% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.31% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.27% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.30% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 219 | $45,005,000 | $205,502 | $0 | 4.08% |
| FHA | 44 | $10,100,000 | $229,545 | $0 | 4.39% |
| Reverse Mortgage | 17 | $10,555,000 | $620,882 | $0 | 6.58% |
For 2018, All Reverse Mortgage's most frequently originated type of loan was FHA, with 219 originations. Their 2nd most popular type was FHA, with 44 originations.
Loan Reason
For 2018, All Reverse Mortgage's most frequently cited loan purpose was Cash Out Refi, with 138 originations. The 2nd most popular reason was Refi, with 126 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 280 | $65,660,000 | $234,500 | $0 | 4.28% |
For 2018, All Reverse Mortgage's most frequently cited loan duration was Other, with 280 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 137 | $28,395,000 | $207,263 |
| 3-4% | 113 | $23,575,000 | $208,628 |
| 5-6% | 13 | $6,005,000 | $461,923 |
| 6-7% | 13 | $7,095,000 | $545,769 |
| % | 4 | $590,000 | $147,500 |
During 2018, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 137 originations.
Loan Sizing
2018 saw All Reverse Mortgage place emphasis on $200k-400k loans with 119 originations, totaling $34,835,000 in origination value.
Applicant Income
All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 230 originations. The second most popular income band? $50k-75k, with 36 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.08%
All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination53.57%
All Reverse Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 280 | $65,660,000 | $234,500 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 4 | $480,000 | $120,000 |
| Single Family (1-4 Units):Site-Built | 276 | $65,180,000 | $236,159 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| All Reverse Mortgage, Inc. | Reverse mortgage | Trouble during payment process | 2 | 100.0% |