All Reverse Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 5493007BX4I89K17ZM64

Tax ID: 20-1255434

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Mortgage Data

Review & Overview

All Reverse Mortgage is a smaller mortgage company specializing in Cash Out Refi and Refi loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Phoenix, San Francisco, San Jose, and San Diego among others. We have data for 108 markets. (Some data included below & more in-depth data is available with an active subscription.)

All Reverse Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

552

Origination Dollar Volume (All Markets)

$174,040,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 69 $32,345,000 $468,768 $0 3.31%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 46 $12,450,000 $270,652 $0 2.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $11,790,000 $535,909 $0 4.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $8,920,000 $743,333 $0 3.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $7,665,000 $403,421 $0 3.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 27 $6,665,000 $246,852 $0 2.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 18 $6,660,000 $370,000 $0 3.33%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $4,400,000 $314,286 $0 2.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 13 $4,075,000 $313,462 $0 3.20%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $3,790,000 $379,000 $0 2.72%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $3,720,000 $265,714 $0 3.01%
Outside of Metro Areas 15 $3,645,000 $243,000 $0 2.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $3,405,000 $227,000 $0 3.09%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 5.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $2,890,000 $361,250 $0 3.07%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $2,485,000 $276,111 $0 2.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $2,360,000 $196,667 $0 2.83%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $2,185,000 $312,143 $0 2.61%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 13 $2,125,000 $163,462 $0 2.86%
SALINAS, CA (FHA|USDA|VA) 4 $1,960,000 $490,000 $0 3.78%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,805,000 $361,000 $0 3.61%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,685,000 $240,714 $0 3.59%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,495,000 $498,333 $0 3.60%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,415,000 $471,667 $0 2.69%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $1,365,000 $195,000 $0 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,335,000 $190,714 $0 3.13%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,325,000 $265,000 $0 2.91%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,315,000 $263,000 $0 2.86%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,285,000 $428,333 $0 2.89%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,285,000 $428,333 $0 2.61%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,210,000 $302,500 $0 2.87%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $0 2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,145,000 $163,571 $0 2.97%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $0 2.69%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $905,000 $301,667 $0 2.97%
Durango, CO (FHA|USDA|VA) 2 $890,000 $445,000 $0 4.79%
TUCSON, AZ (FHA|USDA|VA) 4 $870,000 $217,500 $0 3.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $835,000 $167,000 $0 3.80%
VALLEJO, CA (FHA|USDA|VA) 2 $790,000 $395,000 $0 3.45%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $780,000 $390,000 $0 2.96%
STOCKTON, CA (FHA|USDA|VA) 3 $775,000 $258,333 $0 2.77%
MODESTO, CA (FHA|USDA|VA) 3 $765,000 $255,000 $0 2.84%
Seneca, SC (FHA|USDA|VA) 2 $750,000 $375,000 $0 2.92%
OCALA, FL (FHA|USDA|VA) 6 $740,000 $123,333 $0 2.87%
LONGVIEW, WA (FHA|USDA|VA) 2 $710,000 $355,000 $0 3.07%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $700,000 $175,000 $0 2.76%
REDDING, CA (FHA|USDA|VA) 2 $690,000 $345,000 $0 3.18%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $690,000 $172,500 $0 2.66%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $670,000 $111,667 $0 2.89%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $650,000 $325,000 $0 3.03%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $605,000 $201,667 $0 2.84%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.28%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $555,000 $185,000 $0 2.59%
Granbury, TX (FHA|USDA|VA) 2 $540,000 $270,000 $0 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $505,000 $168,333 $0 2.94%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $500,000 $250,000 $0 2.71%
Key West, FL (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $470,000 $235,000 $0 2.93%
MEDFORD, OR (FHA|USDA|VA) 2 $470,000 $235,000 $0 3.20%
PITTSBURGH, PA (FHA|USDA|VA) 4 $460,000 $115,000 $0 2.92%
WENATCHEE, WA (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.85%
SALEM, OR (FHA|USDA|VA) 2 $440,000 $220,000 $0 3.13%
Oak Harbor, WA (FHA|USDA|VA) 2 $430,000 $215,000 $0 2.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $415,000 $138,333 $0 2.92%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $410,000 $205,000 $0 2.76%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $0 3.30%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $405,000 $135,000 $0 3.05%
RICHMOND, VA (FHA|USDA|VA) 2 $400,000 $200,000 $0 3.13%
BEND, OR (FHA|USDA|VA) 2 $400,000 $200,000 $0 2.56%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $0 3.22%
Newport, OR (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.71%
AMARILLO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.42%
CORVALLIS, OR (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.79%
NAPA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.72%
Ellensburg, WA (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.71%
Aberdeen, WA (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.53%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.36%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.61%
CHICO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.34%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.72%
TYLER, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.17%
YUBA CITY, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.24%
BOULDER, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.22%
GREELEY, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.95%
Marion, NC (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.07%
ASHEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.05%
Alice, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.86%
Gainesville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.53%
Georgetown, SC (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.38%
Dublin, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.59%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.02%
Roseburg, OR (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.34%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.70%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.88%
Meadville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.82%
VICTORIA, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.36%
COLUMBIA, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.82%
KANKAKEE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.18%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.48%
Lake City, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.71%
Brenham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.36%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.87%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.84%
Snyder, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.49%
Morehead City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.34%
All Reverse Mortgage's top markets include Los Angeles, Phoenix, San Francisco, San Jose, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 508 $138,860,000 $273,346 $0 2.86%
    Reverse Mortgage 44 $35,180,000 $799,545 $0 6.02%

    For 2020, All Reverse Mortgage's most frequently originated type of loan was FHA, with 508 originations. Their 2nd most popular type was Reverse Mortgage, with 44 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 349 $113,025,000 $323,854 $0 3.19%
    Refi 172 $53,260,000 $309,651 $0 2.98%
    Home Purchase 15 $3,595,000 $239,667 $0 3.04%
    Other 15 $3,825,000 $255,000 $0 2.47%
    Home Improvement 1 $335,000 $335,000 $0 0.00%

    For 2020, All Reverse Mortgage's most frequently cited loan purpose was Cash Out Refi, with 349 originations. The 2nd most popular reason was Refi, with 172 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 552 $174,040,000 $315,290 $0 3.10%

    For 2020, All Reverse Mortgage's most frequently cited loan duration was Other, with 552 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 283 $79,465,000 $280,795
    3-4% 134 $34,170,000 $255,000
    <2.5% 82 $22,640,000 $276,098
    5-6% 19 $18,535,000 $975,526
    6-7% 10 $6,840,000 $684,000
    7-8% 10 $5,520,000 $552,000
    4-5% 9 $5,565,000 $618,333
    % 3 $515,000 $171,667

    During 2020, All Reverse Mortgage's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 2.5-3%, with 283 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 199 $57,205,000 $287,462 $0 2.95%
    $100k-200k 165 $24,765,000 $150,091 $0 2.85%
    $400k-600k 138 $62,700,000 $454,348 $0 3.15%
    $100,000 or less 23 $1,895,000 $82,391 $0 2.82%
    $600k-1MM 18 $13,830,000 $768,333 $0 5.82%
    $1MM+ 9 $13,645,000 $1,516,111 $0 5.50%

    2020 saw All Reverse Mortgage place emphasis on $200k-400k loans with 199 originations, totaling $57,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 418 $120,180,000 $287,512 $0 3.02%
    $50k-75k 80 $28,040,000 $350,500 $0 3.34%
    $75k-100k 31 $11,955,000 $385,645 $0 3.23%
    $100k-150k 14 $5,620,000 $401,429 $0 3.28%
    $150k-250k 8 $5,240,000 $655,000 $0 3.94%
    $250k+ 1 $3,005,000 $3,005,000 $0 5.10%

    All Reverse Mortgage lent most frequently to those with incomes in the $50k or less range, with 418 originations. The second most popular income band? $50k-75k, with 80 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 507 $158,805,000 $313,225 $0 3.08%
    Black 23 $5,935,000 $258,043 $0 3.17%
    Asian 12 $5,830,000 $485,833 $0 3.93%
    Not provided 10 $3,470,000 $347,000 $0 3.21%

    Approval Rates

    Total approvals of all applications
    98.77%

    All Reverse Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.83%

    All Reverse Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 552 $174,040,000 $315,290

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 8 $1,040,000 $130,000
    Single Family (1-4 Units):Site-Built 544 $173,000,000 $318,015

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 27 $16,605,000 $615,000 $0 3.41%
    40-60% 385 $113,905,000 $295,857 $0 3.14%
    60-80% 135 $40,755,000 $301,889 $0 2.91%
    Under 20% 3 $1,985,000 $661,667 $0 4.37%