Data Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Data Mortgage is a smaller mortgage company specializing in Home Purchase loans. Data Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Las Vegas, Riverside, Sacramento, and San Diego among others. We have data for 87 markets. (Some data included below & more in-depth data is available with an active subscription.)Data Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Data Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.55% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.87% | 11/17/24 |
| 30 Year FHA Purchase | 7.86% | 11/17/24 |
| 30 Year FHA Refi | 7.11% | 11/17/24 |
| 30 Year VA Purchase | 6.55% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 7.11% | 11/17/24 |
| 15 Year Conventional Purchase | 6.65% | 11/17/24 |
| 15 Year Conventional Refi | 6.27% | 11/17/24 |
| 15 Year Cash-out Refi | 6.27% | 11/17/24 |
| 15 Year FHA Purchase | 8.62% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Data Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,434Origination Dollar Volume (All Markets)
$429,320,000Awards
DATA MORTGAGE - 2018
DATA MORTGAGE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 354 | $146,040,000 | $412,542 | $9,437 | 4.76% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 269 | $69,075,000 | $256,784 | $6,726 | 5.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 194 | $51,120,000 | $263,505 | $7,965 | 4.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 132 | $35,810,000 | $271,288 | $6,752 | 4.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 40 | $15,240,000 | $381,000 | $8,831 | 4.69% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 57 | $13,175,000 | $231,140 | $6,011 | 4.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 39 | $12,685,000 | $325,256 | $9,331 | 4.69% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 32 | $6,830,000 | $213,438 | $6,821 | 5.21% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $5,335,000 | $592,778 | $6,725 | 4.65% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 18 | $4,450,000 | $247,222 | $5,904 | 5.08% |
| Outside of Metro Areas | 19 | $4,135,000 | $217,632 | $5,961 | 4.83% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $4,025,000 | $447,222 | $10,514 | 4.51% |
| ANCHORAGE, AK (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $11,451 | 4.72% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $7,970 | 4.71% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 25 | $3,485,000 | $139,400 | $5,054 | 5.02% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $3,355,000 | $258,077 | $7,345 | 4.54% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $5,618 | 5.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 15 | $2,845,000 | $189,667 | $6,241 | 5.72% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $8,630 | 4.90% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,185 | 4.70% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $7,234 | 4.95% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $6,008 | 4.71% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $10,146 | 5.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $6,818 | 4.84% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $9,062 | 5.35% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $9,317 | 5.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,697 | 5.00% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,990 | 4.78% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $9,982 | 5.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $6,006 | 6.17% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,962 | 5.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $4,625 | 4.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $10,055 | 4.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $11,328 | 3.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,741 | 5.21% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $11,555 | 4.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $8,452 | 5.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,438 | 5.06% |
| RENO, NV (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,645 | 4.81% |
| Heber, UT (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $5,367 | 4.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,423 | 5.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,491 | 4.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,669 | 5.50% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,642 | 4.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,148 | 4.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,331 | 5.21% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,948 | 5.28% |
| MERCED, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,363 | 5.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,510 | 5.19% |
| Elko, NV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,500 | 4.75% |
| Burley, ID (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,004 | 5.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,606 | 4.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,744 | 5.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,405 | 5.19% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,819 | 5.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,749 | 5.50% |
| Moscow, ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,295 | 5.19% |
| OCALA, FL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,381 | 5.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,179 | 5.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,740 | 5.50% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $5,962 | 4.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,175 | 4.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,040 | 4.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,661 | 4.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,790 | 4.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,833 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,517 | 5.63% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,453 | 5.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,758 | 4.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,460 | 5.13% |
| TYLER, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,170 | 5.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,209 | 4.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,832 | 5.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,306 | 4.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,534 | 5.00% |
| Vernal, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,876 | 5.13% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,775 | 4.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,805 | 5.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,272 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,646 | 5.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,987 | 4.88% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,292 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,815 | 5.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,447 | 5.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,807 | 5.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,212 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,282 | 5.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against DATA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Data Mortgage's most frequently originated type of loan was Conventional, with 807 originations. Their 2nd most popular type was FHA, with 476 originations.
Loan Reason
For 2018, Data Mortgage's most frequently cited loan purpose was Home Purchase, with 1,152 originations. The 2nd most popular reason was Cash Out Refi, with 188 originations.
Loan Duration/Length
For 2018, Data Mortgage's most frequently cited loan duration was 30 Year, with 1,391 originations. The 2nd most popular length was 10 Year, with 20 originations.
Origination Fees/Closing Costs
Data Mortgage's average total fees were $7,877, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 426 originations.
Interest Rates
During 2018, Data Mortgage's average interest rate for loans was 4.86%, while their most frequently originated rate bucket for loans was 4-5%, with 757 originations.
Loan Sizing
2018 saw Data Mortgage place emphasis on $200k-400k loans with 739 originations, totaling $217,245,000 in origination value.
Applicant Income
Data Mortgage lent most frequently to those with incomes in the $50k-75k range, with 405 originations. The second most popular income band? $75k-100k, with 346 originations.
Applicant Debt to Income Ratio
Data Mortgage lent most frequently to those with DTI ratios of 50-60%, with 246 originations. The next most common DTI ratio? 30-36%, with 160 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.60%
Data Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination82.29%
Data Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,434 | $429,320,000 | $299,386 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 20 | $3,210,000 | $160,500 |
| Single Family (1-4 Units):Site-Built | 1,414 | $426,110,000 | $301,351 |