Data Mortgage Rates, Fees & Info
Sacramento, CALEI: 5493008E4KBJCB6UKR64
Tax ID: 33-0175937
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Data Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Data Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, Las Vegas, Sacramento, and San Diego among others. We have data for 129 markets. (Some data included below & more in-depth data is available with an active subscription.)Data Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Data Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.55% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.87% | 11/17/24 |
| 30 Year FHA Purchase | 7.86% | 11/17/24 |
| 30 Year FHA Refi | 7.11% | 11/17/24 |
| 30 Year VA Purchase | 6.55% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 7.11% | 11/17/24 |
| 15 Year Conventional Purchase | 6.65% | 11/17/24 |
| 15 Year Conventional Refi | 6.27% | 11/17/24 |
| 15 Year Cash-out Refi | 6.27% | 11/17/24 |
| 15 Year FHA Purchase | 8.62% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Data Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Data Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,699Origination Dollar Volume (All Markets)
$1,188,825,000Awards
DATA MORTGAGE - 2020
DATA MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for DATA MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,103 | $488,775,000 | $443,132 | $5,610 | 3.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 482 | $149,780,000 | $310,747 | $6,019 | 3.39% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 612 | $146,650,000 | $239,624 | $5,906 | 3.64% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 307 | $94,825,000 | $308,876 | $5,669 | 3.47% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 143 | $59,345,000 | $415,000 | $4,836 | 3.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 89 | $37,025,000 | $416,011 | $6,917 | 3.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 147 | $23,055,000 | $156,837 | $4,992 | 5.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 57 | $14,115,000 | $247,632 | $4,811 | 3.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 26 | $12,800,000 | $492,308 | $5,945 | 3.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 44 | $12,460,000 | $283,182 | $4,597 | 3.02% |
| Outside of Metro Areas | 50 | $9,510,000 | $190,200 | $4,409 | 3.74% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 22 | $9,430,000 | $428,636 | $4,370 | 3.10% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 20 | $7,820,000 | $391,000 | $7,290 | 3.36% |
| YUBA CITY, CA (FHA|USDA|VA) | 32 | $7,190,000 | $224,688 | $6,680 | 4.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 26 | $6,700,000 | $257,692 | $8,933 | 4.70% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 38 | $6,560,000 | $172,632 | $6,191 | 4.15% |
| PROVO-OREM, UT (FHA|USDA|VA) | 26 | $6,470,000 | $248,846 | $4,938 | 4.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $6,280,000 | $174,444 | $5,726 | 5.01% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 30 | $6,260,000 | $208,667 | $5,489 | 4.88% |
| STOCKTON, CA (FHA|USDA|VA) | 22 | $5,360,000 | $243,636 | $7,974 | 4.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $3,865,000 | $227,353 | $5,451 | 4.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $5,766 | 4.15% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $6,690 | 3.68% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $6,901 | 4.73% |
| RENO, NV (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $5,946 | 2.84% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $8,033 | 3.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 18 | $2,360,000 | $131,111 | $7,000 | 5.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $5,905 | 4.34% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $5,138 | 4.39% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $6,150 | 3.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $5,722 | 5.24% |
| ST. CLOUD, MN (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $4,888 | 3.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $7,319 | 5.38% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $6,625 | 5.03% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $5,396 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $5,417 | 4.68% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $5,798 | 4.57% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,538 | 2.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $5,663 | 5.16% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $6,274 | 4.41% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,082 | 4.46% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,895 | 3.36% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $4,354 | 5.07% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,880 | 3.13% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,053 | 4.28% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,891 | 2.91% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,084 | 3.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,771 | 4.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,814 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,353 | 2.91% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,123 | 3.68% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $5,719 | 4.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,105 | 3.13% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,713 | 5.15% |
| Sonora, CA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,173 | 3.54% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,270 | 3.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,993 | 3.70% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,754 | 3.13% |
| SALEM, OR (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,155 | 6.03% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,134 | 3.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,441 | 4.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,993 | 2.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,767 | 4.83% |
| Edwards, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,316 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $8,258 | 2.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,014 | 3.17% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,287 | 3.72% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,790 | 2.63% |
| Shelby, NC (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $4,126 | 5.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,724 | 5.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,040 | 3.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,389 | 5.08% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $2,490 | 5.58% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,973 | 3.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,364 | 3.88% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,735 | 3.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,042 | 2.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,826 | 3.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,032 | 3.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,878 | 2.81% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,061 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,404 | 2.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,305 | 4.75% |
| OCALA, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,564 | 5.58% |
| NAPA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,047 | 3.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,303 | 3.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,289 | 2.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,466 | 2.88% |
| Selma, AL (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $3,286 | 5.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,847 | 3.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,048 | 4.63% |
| CHICO, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,600 | 5.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,391 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,942 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,577 | 2.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,112 | 2.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,829 | 3.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,214 | 3.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,999 | 4.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,033 | 2.38% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,288 | 3.63% |
| Elko, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,225 | 2.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,771 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,317 | 2.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,918 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,110 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $975 | 4.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $3,133 | 4.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,182 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,945 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,713 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,281 | 2.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,069 | 3.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,210 | 6.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,445 | 5.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,314 | 5.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,416 | 5.88% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,331 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,635 | 3.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,895 | 2.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,952 | 3.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,632 | 2.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,565 | 3.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,882 | 5.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,911 | 2.63% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,483 | 5.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,122 | 3.63% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,878 | 3.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.85% |
Similar Lenders
We use machine learning to identify the top lenders compared against DATA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 330
Similarity Rank: 345
Similarity Rank: 369
Similarity Rank: 384
Similarity Rank: 560
Similarity Rank: 608
Similarity Rank: 628
Similarity Rank: 666
Similarity Rank: 680
Similarity Rank: 684
Product Mix
For 2020, Data Mortgage's most frequently originated type of loan was Conventional, with 2,741 originations. Their 2nd most popular type was FHA, with 680 originations.
Loan Reason
For 2020, Data Mortgage's most frequently cited loan purpose was Home Purchase, with 1,637 originations. The 2nd most popular reason was Refi, with 1,479 originations.
Loan Duration/Length
For 2020, Data Mortgage's most frequently cited loan duration was 30 Year, with 3,062 originations. The 2nd most popular length was 10 Year, with 316 originations.
Origination Fees/Closing Costs
Data Mortgage's average total fees were $6,443, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,560 originations.
Interest Rates
During 2020, Data Mortgage's average interest rate for loans was 3.26%, while their most frequently originated rate bucket for loans was 3-4%, with 1,598 originations.
Loan Sizing
2020 saw Data Mortgage place emphasis on $200k-400k loans with 1,737 originations, totaling $514,125,000 in origination value.
Applicant Income
Data Mortgage lent most frequently to those with incomes in the $100k-150k range, with 929 originations. The second most popular income band? $50k-75k, with 702 originations.
Applicant Debt to Income Ratio
Data Mortgage lent most frequently to those with DTI ratios of 20-30%, with 598 originations. The next most common DTI ratio? 30-36%, with 505 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.44%
Data Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.46%
Data Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,699 | $1,188,825,000 | $321,391 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 30 | $7,640,000 | $254,667 |
| Single Family (1-4 Units):Site-Built | 3,669 | $1,181,185,000 | $321,936 |